<SEC-DOCUMENT>0000950123-11-061237.txt : 20110623
<SEC-HEADER>0000950123-11-061237.hdr.sgml : 20110623
<ACCEPTANCE-DATETIME>20110623170705
ACCESSION NUMBER:		0000950123-11-061237
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		34
CONFORMED PERIOD OF REPORT:	20110430
FILED AS OF DATE:		20110623
DATE AS OF CHANGE:		20110623

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			H&R BLOCK INC
		CENTRAL INDEX KEY:			0000012659
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-PERSONAL SERVICES [7200]
		IRS NUMBER:				440607856
		STATE OF INCORPORATION:			MO
		FISCAL YEAR END:			0430

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-06089
		FILM NUMBER:		11928393

	BUSINESS ADDRESS:	
		STREET 1:		ONE H&R BLOCK WAY
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64105
		BUSINESS PHONE:		8168543000

	MAIL ADDRESS:	
		STREET 1:		ONE H&R BLOCK WAY
		CITY:			KANSAS CITY
		STATE:			MO
		ZIP:			64105
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>c64703e10vk.htm
<DESCRIPTION>FORM 10-K
<TEXT>
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<TITLE>e10vk</TITLE>
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<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

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<DIV style="margin-top: 4pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 12pt; font-family: Arial, Helvetica">UNITED
    STATES</FONT></B>
</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 12pt; font-family: Arial, Helvetica">SECURITIES
    AND EXCHANGE COMMISSION</FONT></B>
</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 12pt; font-family: Arial, Helvetica">Washington,&#160;D.C.
    20549</FONT></B>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 14pt; font-family: Arial, Helvetica"><FONT style="white-space: nowrap">FORM&#160;10-K</FONT></FONT></B>
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="12%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="87%">&nbsp;</TD>	<!-- colindex=02 type=maindata -->
</TR>
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<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="center" valign="bottom">
    <FONT style="font-size: 10pt">(Mark One)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom">
&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom">
<TD nowrap align="center" valign="top">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <B><FONT style="font-family: Wingdings; font-variant: normal">&#254;</FONT></B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top">
    ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES
    EXCHANGE<BR>
    ACT OF 1934
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="center" valign="top">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top">
    <B><!-- XBRL,dc -->For the fiscal year ended April 30,
    2011</B><!-- /XBRL,dc -->
</TD>
</TR>
<TR valign="bottom">
<TD colspan="3" align="center" valign="top">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    OR
</DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="center" valign="top">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <B><FONT style="font-family: Wingdings; font-variant: normal">&#111;</FONT></B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top">
    TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
    SECURITIES EXCHANGE<BR>
    ACT OF 1934
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="center" valign="top">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top">
    <B>For the transition period
    from&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;to&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</B>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Commission file
    number 1-6089</FONT></B>
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <IMG src="c64703c6470300.gif" alt="(H&R BLOCK LOGO)">
</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">H&#038;R Block,
    Inc.</FONT></B>
</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt">(Exact name of registrant as
    specified in its charter)
    </FONT>
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="50%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="48%">&nbsp;</TD>	<!-- colindex=02 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<!-- TableOutputBody -->
<TR valign="bottom">
<TD nowrap align="center" valign="top">
    <B><FONT style="font-family: Arial, Helvetica">MISSOURI</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="center" valign="top">
    <B>44-0607856</B>
</TD>
</TR>
<TR valign="bottom">
<TD align="center" valign="top">
    <FONT style="font-size: 8pt">(State or other jurisdiction of<BR>
    incorporation or organization)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD align="center" valign="top">
    <FONT style="font-size: 8pt">(I.R.S. Employer<BR>
    Identification No.)
    </FONT>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 9pt; font-family: Arial, Helvetica">One
    H&#038;R Block Way, Kansas City, Missouri 64105</FONT></B>
</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt">(Address of principal executive
    offices, including zip code)
    </FONT>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 9pt; font-family: Arial, Helvetica"><FONT style="white-space: nowrap">(816)&#160;854-3000</FONT></FONT></B>
</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt">(Registrant&#146;s telephone
    number, including area code)
    </FONT>
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 9pt; font-family: Arial, Helvetica">Securities
    registered pursuant to Section&#160;12(b) of the Act:</FONT></B>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="50%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="49%">&nbsp;</TD>	<!-- colindex=02 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="center" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">Title of each
    class</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">Name of each
    exchange on which registered</FONT></B>
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom">
<TD align="center" valign="top">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Common Stock, without par value
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="center" valign="top">
    New York Stock Exchange
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 9pt; font-family: Arial, Helvetica">Securities
    registered pursuant to Section&#160;12(g) of the Act:</FONT></B>
</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 9pt">Common Stock, without par value
    </FONT>
</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 9pt">(Title of Class)
    </FONT>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Indicate by check mark whether the registrant is a well-known
    seasoned issuer as defined in Rule&#160;405 of the Securities
    Act. Yes
    <FONT style="font-family: Wingdings; font-variant: normal">&#254;</FONT>
    No
    <FONT style="font-family: Wingdings; font-variant: normal">&#111;
    </FONT>
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Indicate by check mark if the registrant is not required to file
    reports pursuant to Section&#160;13 or 15(d) of the Act. Yes
    <FONT style="font-family: Wingdings; font-variant: normal">&#111;</FONT>
    No
    <FONT style="font-family: Wingdings; font-variant: normal">&#254;
    </FONT>
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Indicate by check mark whether the registrant (1)&#160;has filed
    all reports required to be filed by Section&#160;13 or 15(d) of
    the Securities Exchange Act of 1934 during the preceding
    12&#160;months (or for such shorter period that the registrant
    was required to file such reports), and (2)&#160;has been
    subject to such filing requirements for the past 90&#160;days.
    Yes
    <FONT style="font-family: Wingdings; font-variant: normal">&#254;</FONT>
    No
    <FONT style="font-family: Wingdings; font-variant: normal">&#111;
    </FONT>
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Indicate by check mark if disclosure of delinquent filers
    pursuant to Item&#160;405 of
    <FONT style="white-space: nowrap">Regulation&#160;S-K</FONT>
    is not contained herein, and will not be contained, to the best
    of registrant&#146;s knowledge, in definitive proxy or
    information statements incorporated by reference in
    Part&#160;III of this
    <FONT style="white-space: nowrap">Form&#160;10-K</FONT>
    or any amendment to this
    <FONT style="white-space: nowrap">Form&#160;10-K.</FONT>
    <FONT style="font-family: Wingdings; font-variant: normal">&#111;
    </FONT>
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Indicate by check mark whether the registrant has submitted
    electronically and posted on its corporate Web site, if any,
    every Interactive Data File required to be submitted and posted
    pursuant to Rule&#160;405 of
    <FONT style="white-space: nowrap">Regulation&#160;S-T</FONT>
    (&#167;&#160;232.405 of this chapter) during the preceding
    12&#160;months (or for such shorter period that the registrant
    was required to submit and post such files). Yes
    <FONT style="font-family: Wingdings; font-variant: normal">&#254;</FONT>
    No
    <FONT style="font-family: Wingdings; font-variant: normal">&#111;
    </FONT>
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Indicate by check mark whether the registrant is a large
    accelerated filer, an accelerated filer, a non-accelerated
    filer, or a smaller reporting company. See the definitions of
    &#147;large accelerated filer,&#148; &#147;accelerated
    filer&#148; and &#147;smaller reporting company&#148; in
    <FONT style="white-space: nowrap">Rule&#160;12b-2</FONT>
    of the Exchange Act. (Check one):
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="21%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="8%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="14%">&nbsp;</TD>	<!-- colindex=02 type=maindata -->
    <TD width="8%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="18%">&nbsp;</TD>	<!-- colindex=03 type=maindata -->
    <TD width="8%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="23%">&nbsp;</TD>	<!-- colindex=04 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<!-- TableOutputBody -->
<TR valign="bottom">
<TD align="center" valign="top">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Large accelerated
    filer&#160;<FONT style="font-family: Wingdings; font-variant: normal">&#254;
    </FONT>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="center" valign="top">
    Accelerated
    filer&#160;<FONT style="font-family: Wingdings; font-variant: normal">&#111;
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="center" valign="top">
    Non-accelerated
    filer&#160;<FONT style="font-family: Wingdings; font-variant: normal">&#111;
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD align="center" valign="top">
    Smaller reporting
    company&#160;<FONT style="font-family: Wingdings; font-variant: normal">&#111;
    </FONT>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="center" valign="top">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="5" valign="top">
    &#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;(Do
    not check if a smaller reporting company)
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Indicate by check mark whether the registrant is a shell company
    (as defined in
    <FONT style="white-space: nowrap">Rule&#160;12b-2</FONT>
    of the Exchange Act). Yes
    <FONT style="font-family: Wingdings; font-variant: normal">&#111;</FONT>
    No
    <FONT style="font-family: Wingdings; font-variant: normal">&#254;
    </FONT>
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The aggregate market value of the registrant&#146;s Common Stock
    (all voting stock) held by non-affiliates of the registrant,
    computed by reference to the price at which the stock was sold
    on October&#160;31, 2010, was $3,564,690,812.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Number of shares of the registrant&#146;s Common Stock, without
    par value, outstanding on May&#160;31, 2011: 305,383,646.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 9pt; font-family: Arial, Helvetica">Documents
    incorporated by reference</FONT></B>
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The definitive proxy statement for the registrant&#146;s Annual
    Meeting of Shareholders, to be held September&#160;14, 2011, is
    incorporated by reference in Part&#160;III to the extent
    described therein.
</DIV>

<DIV style="margin-top: 8pt; font-size: 1pt">&nbsp;</DIV>

<CENTER><DIV style="font-size: 1pt; width: 100%; border-bottom: 1pt solid #000000"></DIV></CENTER>

<CENTER><DIV style="font-size: 1pt; width: 100%; border-bottom: 2pt solid #000000"></DIV></CENTER>
<!-- XBRL Pagebreak Begin -->

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="width: 92%; margin-left: 4%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->
</DIV><!-- END PAGE WIDTH -->
<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <IMG src="c64703c6470300.gif" alt="(H&R BLOCK LOGO)"><FONT style="font-size: 9pt">
    </FONT>
</DIV>

<DIV style="margin-top: 12pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 9pt; font-family: Arial, Helvetica">2011
    <FONT style="white-space: nowrap">FORM&#160;10-K</FONT>
    AND ANNUAL REPORT</FONT></B>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 9pt; font-family: Arial, Helvetica">TABLE
    OF CONTENTS</FONT></B>
</DIV>

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<DIV align="left">
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<DIV align="left">
<A name="C64703tocpage"></A>
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<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703101'>Introduction and Forward-Looking Statements</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 9pt">
<TD colspan="7">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD colspan="7" align="center" valign="top" style="font-family: Arial, Helvetica">
    <A HREF='#C64703102'><B>PART&#160;I</B></A>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703103'>Item&#160;1.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703103'>Business</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703104'>Item&#160;1A.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703104'>Risk Factors</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    7
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703105'>Item&#160;1B.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703105'>Unresolved Staff Comments</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703106'>Item&#160;2.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703106'>Properties</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703107'>Item&#160;3.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703107'>Legal Proceedings</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 9pt">
<TD colspan="7">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD colspan="7" align="center" valign="top" style="font-family: Arial, Helvetica">
    <A HREF='#C64703108'><B>PART&#160;II</B></A>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703109'>Item&#160;5.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703109'>Market for the Registrant&#146;s Common Equity,
    Related Stockholder Matters and Issuer Purchases of Equity
    Securities</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    16
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703110'>Item&#160;6.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703110'>Selected Financial Data</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    17
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703111'>Item&#160;7.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703111'>Management&#146;s Discussion and Analysis of
    Financial Condition and Results of Operations</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    18
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703112'>Item&#160;7A.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703112'>Quantitative and Qualitative Disclosures About
    Market Risk</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    32
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703113'>Item&#160;8.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703113'>Financial Statements and Supplementary Data</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    34
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703114'>Item&#160;9.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703114'>Changes in and Disagreements with Accountants on
    Accounting and Financial Disclosure</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    79
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703115'>Item&#160;9A.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703115'>Controls and Procedures</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    79
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703116'>Item&#160;9B.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703116'>Other Information</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    79
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 9pt">
<TD colspan="7">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD colspan="7" align="center" valign="top" style="font-family: Arial, Helvetica">
    <A HREF='#C64703117'><B>PART&#160;III</B></A>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703118'>Item&#160;10.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703118'>Directors, Executive Officers and Corporate
    Governance</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    81
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703119'>Item&#160;11.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703119'>Executive Compensation</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    82
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703120'>Item&#160;12.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703120'>Security Ownership of Certain Beneficial Owners
    and Management and Related Stockholder Matters</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    82
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703121'>Item&#160;13.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703121'>Certain Relationships and Related Transactions,
    and Director Independence</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    82
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703122'>Item&#160;14.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703122'>Principal Accounting Fees and Services</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    82
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 9pt">
<TD colspan="7">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD colspan="7" align="center" valign="top" style="font-family: Arial, Helvetica">
    <A HREF='#C64703123'><B>PART&#160;IV</B></A>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -10pt; margin-left: 10pt">
    <A HREF='#C64703124'>Item&#160;15.</A>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703124'>Exhibits and Financial Statement Schedules</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    82
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703125'>Signatures</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    83
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <A HREF='#C64703126'>Exhibit&#160;Index</A>
</TD>
<TD>
&nbsp;
</TD>
<TD>&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    84
</TD>
<TD>&nbsp;
</TD>
</TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="c64703exv3w1.htm">EX-3.1</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="c64703exv3w2.htm">EX-3.2</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="c64703exv10w6.htm">EX-10.6</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="c64703exv10w33.htm">EX-10.33</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="c64703exv10w34.htm">EX-10.34</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="c64703exv12.htm">Ex-12</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="c64703exv21.htm">EX-21</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="c64703exv23.htm">EX-23</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="c64703exv31w1.htm">EX-31.1</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="c64703exv31w2.htm">EX-31.2</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="c64703exv32w1.htm">EX-32.1</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="c64703exv32w2.htm">EX-32.2</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="hrb-20110430.xml">EX-101 INSTANCE DOCUMENT</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="hrb-20110430.xsd">EX-101 SCHEMA DOCUMENT</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="hrb-20110430_cal.xml">EX-101 CALCULATION LINKBASE DOCUMENT</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="hrb-20110430_lab.xml">EX-101 LABELS LINKBASE DOCUMENT</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="hrb-20110430_pre.xml">EX-101 PRESENTATION LINKBASE DOCUMENT</A></FONT></TD></TR>
<TR><TD colspan="9"><FONT size="2">&nbsp;<A HREF="hrb-20110430_def.xml">EX-101 DEFINITION LINKBASE DOCUMENT</A></FONT></TD></TR>
</TABLE>

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<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

    <A name='C64703101'><B><FONT style="font-family: Arial, Helvetica">INTRODUCTION
    AND FORWARD-LOOKING STATEMENTS</FONT></B>
</DIV>
</A>


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Specified portions of our proxy statement are listed as
    &#147;incorporated by reference&#148; in response to certain
    items. Our proxy statement will be made available to
    shareholders in August 2011, and will also be available on our
    website at <I>www.hrblock.com</I>.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    This report and other documents filed with the Securities and
    Exchange Commission (SEC) may contain forward-looking
    statements. In addition, our senior management may make
    forward-looking statements orally to analysts, investors, the
    media and others. Forward-looking statements can be identified
    by the fact that they do not relate strictly to historical or
    current facts. They often include words such as
    &#147;expects,&#148; &#147;anticipates,&#148;
    &#147;intends,&#148; &#147;plans,&#148; &#147;believes,&#148;
    &#147;seeks,&#148; &#147;estimates,&#148; &#147;will,&#148;
    &#147;would,&#148; &#147;should,&#148; &#147;could&#148; or
    &#147;may.&#148; Forward-looking statements provide
    management&#146;s current expectations or predictions of future
    conditions, events or results. They may include projections of
    revenues, income, earnings per share, capital expenditures,
    dividends, liquidity, capital structure or other financial
    items, descriptions of management&#146;s plans or objectives for
    future operations, products or services, or descriptions of
    assumptions underlying any of the above. They are not guarantees
    of future performance. By their nature, forward-looking
    statements are subject to risks and uncertainties. These
    statements speak only as of the date they are made and
    management does not undertake to update them to reflect changes
    or events occurring after that date except as required by
    federal securities laws.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<A name='C64703102'>
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    <B><FONT style="font-family: Arial, Helvetica">PART&#160;I</FONT></B>
</DIV>
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    <A name='C64703103'><B><FONT style="font-family: Arial, Helvetica">ITEM&#160;1.
    BUSINESS</FONT></B>
</DIV>
</A>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

    <B><FONT style="font-family: Arial, Helvetica">GENERAL
    DEVELOPMENT OF BUSINESS</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    H&#038;R Block, Inc. has subsidiaries that provide tax, banking
    and business and consulting services. Our Tax Services segment
    provides income tax return preparation, electronic filing and
    other services and products related to income tax return
    preparation to the general public primarily in the United
    States, and also in Canada and Australia. This segment also
    offers the H&#038;R Block Prepaid Emerald
    MasterCard<SUP style="font-size: 85%; vertical-align: text-top">&#174;</SUP>

    and Emerald Advance lines of credit through H&#038;R Block Bank
    (HRB Bank), along with other retail banking services. Our
    Business Services segment consists of RSM McGladrey, Inc. (RSM),
    a national tax and consulting firm primarily serving mid-sized
    businesses. Corporate operations include interest income from
    U.S.&#160;passive investments, interest expense on borrowings,
    net interest margin and gains or losses relating to mortgage
    loans held for investment, real estate owned, residual interests
    in securitizations and other corporate expenses, principally
    related to finance, legal and other support departments.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    H&#038;R Block, Inc. was organized as a corporation in 1955
    under the laws of the State of Missouri. &#147;H&#038;R
    Block,&#148; &#147;the Company,&#148; &#147;we,&#148;
    &#147;our&#148; and &#147;us&#148; are used interchangeably to
    refer to H&#038;R Block, Inc. or to H&#038;R Block, Inc. and its
    subsidiaries, as appropriate to the context. A complete list of
    our subsidiaries can be found in Exhibit&#160;21.
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    &#160;&#160;<B><FONT style="font-family: Arial, Helvetica">NEW
    DEVELOPMENTS</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>Historically, refund anticipation loans (RALs) were
    offered in our US retail tax offices through a contractual
    relationship with HSBC Holdings plc (HSBC). We purchased a 49.9%
    participation interest in all RALs obtained through our retail
    offices. In December 2010, HSBC terminated its contract with us
    based on restrictions placed on them by their regulator and RALs
    were not offered in our tax offices this tax season. In
    connection with the contract termination, we obtained the
    remaining rights to collect on the outstanding balances of RALs
    originated in years 2006 and later. The impact of this is
    discussed in the Tax Services segment results in Item&#160;7.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

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</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">FINANCIAL
    INFORMATION ABOUT INDUSTRY SEGMENTS</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    See discussion below and in Item&#160;8, note&#160;21 to our
    consolidated financial statements.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

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</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">DESCRIPTION OF
    BUSINESS</FONT></B>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

    <B><FONT style="font-family: Arial, Helvetica">TAX
    SERVICES</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">GENERAL</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>Our Tax Services segment is primarily engaged in
    providing tax return preparation and related services and
    products in the U.S.&#160;and its territories, Canada, and
    Australia. Major revenue sources include fees earned for tax
    preparation services performed at company-owned retail tax
    offices, royalties from franchise retail tax offices, fees for
    tax-related services, sales of tax preparation software, online
    tax preparation fees, refund anticipation checks (RACs), fees
    from activities related to H&#038;R Block Prepaid Emerald
    MasterCard<SUP style="font-size: 85%; vertical-align: text-top">&#174;</SUP>,

    and interest and fees from Emerald Advance lines of credit
    (EAs). HRB Bank also offers traditional banking services
    including checking and savings accounts, individual retirement
    accounts and certificates of deposit. Segment revenues
    constituted 77.2% of our consolidated revenues from continuing
    operations for fiscal year 2011, 76.8% for 2010 and 76.7% for
    2009.
</DIV>
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    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">1
    </FONT>
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<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Retail income tax return preparation and related services are
    provided by tax professionals via a system of retail offices
    operated directly by us or by franchisees. We also offer our
    services through seasonal offices located inside major retailers.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">TAX RETURNS
    PREPARED</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>We, together with our franchisees, prepared
    24.5&#160;million tax returns worldwide during fiscal year 2011,
    compared to 23.2&#160;million in 2010 and 23.9&#160;million in
    2009. We prepared 21.4&#160;million tax returns in the
    U.S.&#160;during fiscal year 2011, up from 20.1&#160;million in
    2010 and 21.0&#160;million in 2009. Our U.S.&#160;tax returns
    prepared, including those prepared by our franchisees and those
    prepared and filed at no charge, for the 2011 tax season
    constituted 16.4% of an Internal Revenue Service (IRS) estimate
    of total individual income tax returns filed during the fiscal
    year 2011 tax season. This compares to 15.6% in the 2010 tax
    season and 15.8% in the 2009 tax season. See Item&#160;7 for
    further discussion of changes in the number of tax returns
    prepared.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">FRANCHISES</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>We offer franchises as a way to expand our presence in
    certain markets. Our franchise arrangements provide us with
    certain rights designed to protect our brand. Most of our
    franchisees receive use of our software, access to product
    offerings and expertise, signs, specialized forms, advertising,
    initial training and supervisory services, and pay us a
    percentage, typically approximately 30%, of gross tax return
    preparation and related service revenues as a franchise royalty
    in the U.S.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    During fiscal years 2011, 2010 and 2009 we sold certain offices
    to existing franchisees for sales proceeds totaling
    $65.6&#160;million, $65.7&#160;million and $16.9&#160;million,
    respectively. The net gain on these transactions totaled
    $45.1&#160;million, $49.0&#160;million and $14.9&#160;million in
    fiscal years 2011, 2010 and 2009, respectively. The extent to
    which we sell company-owned offices will depend upon ongoing
    analysis regarding the optimal mix of offices for our network,
    including geographic location, as well as our ability to
    identify qualified franchisees.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    From time to time, we have also acquired the territories of
    existing franchisees and other tax return preparation
    businesses, and may continue to do so if future conditions
    warrant and satisfactory terms can be negotiated. During fiscal
    year 2009, we acquired the assets and franchise rights of our
    last major independent franchise operator for an aggregate
    purchase price of $279.2&#160;million.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">OFFICES</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>A summary of our company-owned and franchise offices is
    as follows:
</DIV>

<DIV style="margin-top: 7pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="64%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="center" valign="bottom">
    <DIV style="font-size: -1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="center" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 5pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>U.S. OFFICES:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Company-owned offices
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,921</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,431
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    7,029
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Company-owned shared
    locations<SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>572</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    760
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,542
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Total company-owned offices
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6,493</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    7,191
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8,571
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Franchise offices
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,178</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,909
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,565
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Franchise shared
    locations<SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>397</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    406
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    787
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Total franchise offices
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,575</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,315
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,352
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,068</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    11,506
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12,923
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>INTERNATIONAL OFFICES:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Canada
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,324</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,269
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,193
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Australia
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>384</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    374
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    378
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,708</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,643
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,571
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="99%"></TD>
</TR>

<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(1)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT></TD>
    <TD align="left">
    <FONT style="font-family: Arial, Helvetica">Shared locations
    include offices located within Sears or other third-party
    businesses. In 2009, these locations also included offices
    within Wal-Mart stores.
    </FONT>
</TD>
</TR>

</TABLE>

<DIV style="font-size: 5pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We sold 280, 267 and 76&#160;company-owned offices to
    franchisees in fiscal years 2011, 2010 and 2009, respectively.
    We closed more than 1,700 offices in fiscal year 2010, including
    over 1,000 offices in Wal-Mart stores.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The acquisition of our last major independent franchise operator
    in fiscal year 2009 included a network of over 600 tax offices,
    nearly two-thirds of which converted to company-owned offices
    upon the closing of the transaction, as reflected in the table
    above.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Offices in shared locations at April&#160;30, 2011 and 2010
    consist primarily of offices in Sears stores operated as
    &#147;H&#038;R Block at Sears.&#148; The Sears license agreement
    expires in July 2012. Offices in shared locations at
    April&#160;30, 2009 included offices in Wal-Mart stores. The
    Wal-Mart agreement expired in May 2009.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">SERVICE AND
    PRODUCT
    OFFERINGS</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>In addition to our retail offices, we offer a number of
    digital tax preparation alternatives. By offering professional
    and do-it-yourself tax preparation options through multiple
    channels, we seek to serve our clients in the manner they choose
    to be served.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We also offer clients a number of options for receiving their
    income tax refund, including a check directly from the IRS, an
    electronic deposit directly to their bank account, a prepaid
    debit card or a RAC.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Software
    Products.</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;</FONT>We
    develop and market H&#038;R Block At
    Home<SUP style="font-size: 85%; vertical-align: top"><FONT style="font-variant: SMALL-CAPS">tm</FONT></SUP>

    income tax preparation software. H&#038;R Block At
    Home<SUP style="font-size: 85%; vertical-align: top"><FONT style="font-variant: SMALL-CAPS">tm</FONT></SUP>

    offers a simple
    <FONT style="white-space: nowrap">step-by-step</FONT>
    tax preparation interview, data imports from money management
</DIV>
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<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">2&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    software, calculations, completion of the appropriate tax forms,
    error checking and electronic filing. Our software products may
    be purchased online, through third-party retail stores or direct
    mail.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Online Tax
    Preparation.</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;</FONT>We
    offer a comprehensive range of online tax services, from tax
    advice to complete professional and do-it-yourself tax return
    preparation and electronic filing, through our website at
    <I>www.hrblock.com</I>. This website allows clients to prepare
    their federal and state income tax returns using the H&#038;R
    Block At
    Home<SUP style="font-size: 85%; vertical-align: top"><FONT style="font-variant: SMALL-CAPS">tm</FONT></SUP>

    Online Tax Program, access tax tips, advice and tax-related news
    and use calculators for tax planning.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We participate in the Free File Alliance (FFA). This alliance
    was created by the tax return preparation industry and the IRS,
    and allows qualified filers with adjusted gross incomes less
    than $58,000 to prepare and file their federal return online at
    no charge. We feel this program provides a valuable public
    service and increases our visibility with new clients, while
    also providing an opportunity to offer our state return
    preparation and other services to these clients.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">RACs.</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;</FONT>Refund
    Anticipation Checks are offered to U.S.&#160;clients who would
    like to either: (1)&#160;receive their refund faster and do not
    have a bank account for the IRS to direct deposit their refund
    or (2)&#160;have their tax preparation fees paid directly out of
    their refund. A RAC is not a loan and is provided by HRB Bank.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Emerald Advance
    Lines of
    Credit.</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;</FONT>EAs
    are offered to clients in tax offices from late November through
    early January, currently in an amount not to exceed $1,000. If
    the borrower meets certain criteria as agreed in the loan terms,
    the line of credit can be increased and utilized year-round.
    These lines of credit are offered by HRB Bank.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">H&#038;R Block
    Prepaid Emerald
    Mastercard<SUP style="font-size: 85%; vertical-align: text-top">&#174;</SUP>.</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;</FONT>The

    H&#038;R Block Prepaid Emerald
    MasterCard<SUP style="font-size: 85%; vertical-align: text-top">&#174;</SUP>

    allows a client to receive a tax refund from the IRS directly on
    a prepaid debit card, or to direct RAC proceeds to the card to
    avoid high-cost check-cashing fees. The card can be used for
    everyday purchases, bill payments and ATM withdrawals anywhere
    MasterCard<SUP style="font-size: 85%; vertical-align: text-top">&#174;</SUP>

    is accepted. Additional funds can be added to the card account
    year-round through direct deposit or at participating retail
    locations. The H&#038;R Block Prepaid Emerald
    MasterCard<SUP style="font-size: 85%; vertical-align: text-top">&#174;</SUP>

    is issued by HRB Bank.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Peace of Mind
    Guarantee.</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;</FONT>The
    Peace of Mind (POM) guarantee is offered to U.S.&#160;clients,
    in addition to our standard guarantee, whereby we
    (1)&#160;represent our clients if audited by the IRS, and
    (2)&#160;assume the cost, subject to certain limits, of
    additional taxes owed by a client resulting from errors
    attributable to one of our tax professionals&#146; work. The POM
    program has a per client cumulative limit of $5,500 in
    additional taxes assessed with respect to the federal, state and
    local tax returns we prepared for the taxable year covered by
    the program.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Tax Return
    Preparation
    Courses.</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;</FONT>We
    offer income tax return preparation courses to the public, which
    teach students how to prepare income tax returns and provide us
    with a source of trained tax professionals.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">CashBack
    Program.</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;</FONT>We
    offer a refund discount (CashBack) program to our customers in
    Canada. In accordance with current Canadian regulations, if a
    customer&#146;s tax return indicates the customer is entitled to
    a tax refund, we issue a check to the client in the amount of
    the refund, less a discount. The client assigns to us the full
    amount of the tax refund to be issued by the Canada Revenue
    Agency (CRA) and the refund check is then sent by the CRA
    directly to us. In accordance with the law, the discount is
    deemed to include both the tax return preparation fee and the
    fee for tax refund discounting. This program is financed by
    short-term borrowings. The number of returns discounted under
    the CashBack program in fiscal year 2011 was 821,000, compared
    to 797,000 in 2010 and 782,000 in 2009.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">LOAN
    PARTICIPATIONS</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>Since July 1996, we have been a party to agreements with
    HSBC and its predecessors to participate in RALs provided by a
    lending bank to H&#038;R Block tax clients. These agreements
    were effective through June 2011, but were terminated by HSBC in
    December 2010. The impact of this is discussed in Item&#160;7,
    under Tax Services operating results. During fiscal year 2006,
    we signed new agreements with HSBC in which we obtained the
    right to purchase a 49.9% participation interest in all RALs
    obtained through our retail offices. We received a signing bonus
    from HSBC during fiscal year 2006 in connection with these
    agreements, which was recorded as deferred revenue and was
    earned over the contract term. Our purchases of the
    participation interests were financed through short-term
    borrowings. Revenue from our participation was calculated as the
    rate of participation multiplied by the fee paid by the borrower
    to the lending bank. Our RAL participation revenue was
    $146.2&#160;million and $139.8&#160;million in fiscal years 2010
    and 2009, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">SEASONALITY OF
    BUSINESS</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>Because most of our clients file their tax returns during
    the period from January through April of each year,
    substantially all of our revenues from income tax return
    preparation and related services and products are earned during
    this period. As a result, this segment generally operates at a
    loss through the first eight months of the fiscal year. Peak
    revenues occur during the applicable tax season, as follows:
</DIV>

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&nbsp;
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&nbsp;
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    United States and Canada<BR>
    Australia
</TD>
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&nbsp;
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    January &#150; April<BR>
    July &#150; October
</TD>
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    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">3
    </FONT>
</DIV>
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<DIV style="margin-top: 5pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    HRB Bank&#146;s operating results are subject to seasonal
    fluctuations primarily related to the offering of the H&#038;R
    Block Prepaid Emerald
    MasterCard<SUP style="font-size: 85%; vertical-align: text-top">&#174;</SUP>

    and Emerald Advance lines of credit, and therefore peak in
    January and February and taper off through the remainder of the
    tax season.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">COMPETITIVE
    CONDITIONS</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>We provide both retail and do-it-yourself tax preparation
    products and services and face substantial competition
    throughout our businesses. The retail tax services business is
    highly competitive. There are a substantial number of tax return
    preparation firms and accounting firms offering tax return
    preparation services, and we face significant competition from
    independent tax preparers and CPAs. Certain firms are involved
    in providing electronic filing services, RALs and RACs to the
    public. Commercial tax return preparers and electronic filers
    are highly competitive with regard to price and service and many
    firms offer services that may include federal
    <FONT style="white-space: nowrap">and/or</FONT> state
    returns at no charge. Additionally, certain tax return preparers
    were able to offer RALs this tax season while we were not. In
    terms of the number of offices and personal tax returns prepared
    and electronically filed in offices, online and via our
    software, we are one of the largest providers of tax return
    preparation and electronic filing services in the U.S.&#160;We
    also believe we operate the largest tax return preparation
    businesses in Canada and Australia.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Do-it-yourself tax preparation options include use of
    traditional paper forms, digital electronic forms and various
    forms of digital electronic assistance, including online and
    desktop software both of which we offer. Our digital tax
    solutions businesses compete with a number of companies. Based
    on tax return volumes, Intuit, Inc. is the largest supplier of
    tax preparation software and online tax preparation services.
    Many other companies offer digital and online services. Price
    and marketing competition for digital tax preparation services
    is intense among value and premium products and many firms offer
    services that may include federal
    <FONT style="white-space: nowrap">and/or</FONT> state
    returns at no charge.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    HRB Bank provides banking services primarily to our tax clients,
    both retail and digital, and for many of these clients, HRB Bank
    is the only provider of banking services. HRB Bank does not seek
    to compete broadly with regional or national retail banks.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">GOVERNMENT
    REGULATION</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>Federal legislation requires income tax return preparers
    to, among other things, set forth their signatures and
    identification numbers on all tax returns prepared by them and
    retain all tax returns prepared by them for three years. Federal
    laws also subject income tax return preparers to
    accuracy-related penalties in connection with the preparation of
    income tax returns. Preparers may be prohibited from further
    acting as income tax return preparers if they continuously and
    repeatedly engage in specified misconduct.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The federal government regulates the electronic filing of income
    tax returns in part by requiring electronic filers to comply
    with all publications and notices of the IRS applicable to
    electronic filing. We are required to provide certain electronic
    filing information to the taxpayer and comply with advertising
    standards for electronic filers. We are also subject to possible
    monitoring by the IRS, penalties for improper disclosure or use
    of income tax return preparation, other preparer penalties and
    suspension from the electronic filing program.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The Gramm-Leach-Bliley Act and related Federal Trade Commission
    (FTC) regulations require income tax preparers to adopt and
    disclose consumer privacy policies, and provide consumers a
    reasonable opportunity to &#147;opt-out&#148; of having personal
    information disclosed to unaffiliated third-parties for
    marketing purposes. Some states have adopted or proposed strict
    &#147;opt-in&#148; requirements in connection with use or
    disclosure of consumer information. In addition, the IRS
    generally prohibits the use or disclosure by tax return
    preparers of taxpayer information without the prior written
    consent of the taxpayer.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Certain states have regulations and requirements relating to
    offering income tax courses. These requirements include
    licensing, bonding and certain restrictions on advertising.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The IRS published final regulations in September 2010 that:
    (1)&#160;require all tax return preparers to use a Preparer Tax
    Identification Number (PTIN) as their identifying number on
    federal tax returns filed after December&#160;31, 2010;
    (2)&#160;require all tax return preparers to be authorized to
    practice before the IRS as a prerequisite to obtaining or
    renewing a PTIN; (3)&#160;caused all previously issued PTINs to
    expire on December&#160;31, 2010 unless properly renewed;
    (4)&#160;allow the IRS to conduct tax compliance checks on tax
    return preparers; (5)&#160;define the individuals who are
    considered &#147;tax return preparers&#148; for the PTIN
    requirement, and (6)&#160;set the amount of the PTIN user
    registration fee at $64.25 per year. The IRS is also conducting
    background checks on PTIN applicants. The IRS plans to review
    the amount of the PTIN user registration fee in the summer of
    2011 and may adjust the fee amount. The IRS also published final
    regulations implementing the individual
    <FONT style="white-space: nowrap">e-file</FONT>
    mandate in March 2011.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Other changes are expected to be finalized in calendar year
    2011. These include changes to: (1)&#160;establish a new class
    of practitioners who are authorized to practice before the IRS
    under Circular 230, called &#147;registered tax return
    preparers&#148; who would be required to (a)&#160;pass a
    competency examination as a prerequisite to becoming a
    registered tax return preparer, (b)&#160;complete annual
    continuing professional education requirements, and
    (c)&#160;comply with ethical standards; (2)&#160;revise the
    amount of the enrolled agent application and renewal fee;
    (3)&#160;set the amount of a sponsor fee for qualified
    continuing professional education sponsors; (4)&#160;set the
    amount of
</DIV>
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    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">4&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
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    the competency examination user fee, and (5)&#160;set the amount
    of the registered tax return preparer application and renewal
    fee. The IRS also issued interim guidance for tax preparers,
    which includes allowing certain supervised tax preparers to
    obtain a PTIN and work on returns without passing a competency
    exam.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    As noted above under &#147;Offices,&#148; many of the income tax
    return preparation offices operating in the U.S.&#160;under the
    name &#147;H&#038;R Block&#148; are operated by franchisees. Our
    franchising activities are subject to the rules and regulations
    of the FTC and various state laws regulating the offer and sale
    of franchises. The FTC and various state laws require us to
    furnish to prospective franchisees a franchise offering circular
    containing prescribed information. A number of states in which
    we are currently franchising regulate the sale of franchises and
    require registration of the franchise offering circular with
    state authorities and the delivery of a franchise offering
    circular to prospective franchisees. We are currently operating
    under exemptions from registration in several of these states
    based on our net worth and experience. Substantive state laws
    regulating the franchisor/franchisee relationship presently
    exist in a substantial number of states, and bills have been
    introduced in Congress from time to time that would provide for
    federal regulation of the franchisor/franchisee relationship in
    certain respects. The state laws often limit, among other
    things, the duration and scope of non-competition provisions,
    the ability of a franchisor to terminate or refuse to renew a
    franchise and the ability of a franchisor to designate sources
    of supply. From time to time, we may make appropriate amendments
    to our franchise offering circular to comply with our disclosure
    obligations under federal and state law.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We also seek to determine the applicability of all government
    and self-regulatory organization statutes, ordinances, rules and
    regulations in the other countries in which we operate
    (collectively, Foreign Laws) and to comply with these Foreign
    Laws. In addition, the Canadian government regulates the
    refund-discounting program in Canada. These laws have not
    materially affected our international operations.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    HRB Bank is subject to regulation, supervision and examination
    by the Office of Thrift Supervision (OTS), the Federal Reserve
    and the Federal Deposit Insurance Corporation (FDIC). All
    savings associations are subject to the capital adequacy
    guidelines and the regulatory framework for prompt corrective
    action. HRB Bank must meet specific capital guidelines involving
    quantitative measures of HRB Bank&#146;s assets, liabilities and
    certain off-balance sheet items as calculated under regulatory
    accounting practices. HRB Bank&#146;s capital amounts and
    classification are also subject to qualitative judgments by the
    regulators about components, risk-weightings and other factors.
    As a savings and loan holding company, H&#038;R Block, Inc. is
    also subject to regulation by the OTS.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In July 2010, the Dodd-Frank Wall Street Reform and Consumer
    Protection Act (the Reform Act) was signed into law, which
    contains a comprehensive set of provisions designed to govern
    the practices and oversight of financial institutions and other
    participants in the financial markets. The full impact of the
    Reform Act is difficult to assess because many provisions
    require federal agencies to adopt implementing regulations. In
    addition, the Reform Act mandates multiple studies, which could
    result in additional legislative or regulatory action. In July
    2011, the responsibility and authority of the OTS moves to the
    Office of the Comptroller of the Currency (OCC). The Reform Act,
    as well as other legislative and regulatory changes, could have
    a significant impact on us and on our subsidiary, HRB Bank.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    See Item&#160;7, &#147;Regulatory Environment&#148; and
    Item&#160;8, note&#160;20 to the consolidated financial
    statements for additional discussion of regulatory requirements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    See discussion in Item&#160;1A, &#147;Risk Factors&#148; for
    additional information.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

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<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">BUSINESS
    SERVICES</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">GENERAL</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>Our Business Services segment offers tax, consulting and
    accounting services and capital markets services to
    middle-market companies. Segment revenues constituted 22.0% of
    our consolidated revenues from continuing operations for fiscal
    year 2011, 22.2% for fiscal year 2010 and 22.0% for fiscal year
    2009.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    This segment consists primarily of RSM, which provides tax and
    consulting services in 85&#160;cities and 25&#160;states and
    offers services in 20 of the 25 top U.S.&#160;markets.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Effective July&#160;20, 2010, our Business Services segment
    acquired certain non-attest assets and liabilities of
    Caturano&#160;&#038; Company, Inc. (Caturano), a Boston-based
    accounting firm, for an aggregate purchase price of
    $40.2&#160;million. We expect this acquisition to expand our
    presence in the Boston market. We made cash payments of
    $32.6&#160;million, including $29.8&#160;million at closing.
    Payment of the remaining purchase price is deferred and will be
    paid over the next 13&#160;years. See additional discussion in
    Item&#160;8, note&#160;2 to the consolidated financial
    statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    From time to time, we have acquired related businesses and may
    continue to do so if future conditions warrant and satisfactory
    terms can be negotiated.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">ALTERNATIVE
    PRACTICE STRUCTURE WITH McGLADREY&#160;&#038; PULLEN
    LLP</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>McGladrey&#160;&#038; Pullen LLP (M&#038;P) is a limited
    liability partnership, owned 100% by certified public
    accountants (CPAs), which provides attest services to
    middle-market clients.
</DIV>
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    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">5
    </FONT>
</DIV>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Under state accountancy regulations, a firm cannot provide
    attest services unless it is properly licensed which requires
    that the firm be majority-owned and controlled by licensed CPAs.
    As such, RSM cannot be a licensed CPA firm and cannot provide
    attest services. Since 1999, RSM and M&#038;P have operated in
    what is known as an &#147;alternative practice structure&#148;
    (APS). Through the APS, RSM and M&#038;P offer clients a full
    range of attest and non-attest services in compliance with
    applicable accountancy regulations. In fiscal year 2010, RSM and
    M&#038;P entered into new agreements related to the operation of
    the APS.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    An administrative services agreement between RSM and M&#038;P
    obligates RSM to provide M&#038;P with administrative services,
    information technology, office space, non-professional staff,
    and other infrastructure in exchange for market rate fees from
    M&#038;P. In addition, the agreement allows for professional
    staff to be
    <FONT style="white-space: nowrap">sub-contracted</FONT>
    between RSM and M&#038;P at market rates.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    All partners of M&#038;P, with the exception of M&#038;P&#146;s
    Managing Partner, are also managing directors employed by RSM.
    Approximately 84% of RSM&#146;s managing directors are also
    partners in M&#038;P. Certain other personnel are also employed
    by both M&#038;P and RSM. M&#038;P partners receive
    distributions of M&#038;P&#146;s earnings in their capacity as
    partners, as well as compensation from RSM in their capacity as
    managing directors. Distributions to M&#038;P partners are based
    on the profitability of M&#038;P and are not capped by the APS.
    Pursuant to the Governance and Operations Agreement, effective
    May&#160;1, 2010, the aggregate compensation payable to RSM
    managing directors by RSM in any given year generally equals
    67&#160;percent of the combined profits of M&#038;P and RSM less
    any amounts paid in their capacity as M&#038;P partners.
    Historically, RSM followed a similar practice, except that the
    compensation pool for managing directors was based on
    65&#160;percent of combined profits, less amounts paid to
    M&#038;P partners. In practice, this means that variability in
    the amounts paid to RSM managing directors under these contracts
    can cause variability in RSM&#146;s operating results. RSM is
    not entitled to any profits or residual interests of M&#038;P,
    nor is it obligated to fund losses or capital deficiencies of
    M&#038;P. Managing directors of RSM have historically
    participated in stock-based compensation plans of H&#038;R
    Block. Beginning in fiscal 2011, participation in those plans
    ceased and was replaced by a non-contributory, non-qualified
    defined contribution plan.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    See additional discussion in Item&#160;8, note&#160;17 to the
    consolidated financial statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">SEASONALITY OF
    BUSINESS</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>Revenues for this segment are largely seasonal in nature,
    with peak revenues occurring during January through April.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">COMPETITIVE
    CONDITIONS</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>The tax and consulting business is highly competitive.
    The principal methods of competition are price, service and
    reputation for quality. There are a substantial number of
    accounting firms offering similar services at the international,
    national, regional and local levels. As our focus is on
    middle-market businesses, our principal competition is with
    national and regional accounting firms.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">GOVERNMENT
    REGULATION</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>Many of the same federal and state regulations relating
    to tax preparers and the information concerning tax reform and
    tax preparer registration discussed previously in the Tax
    Services segment apply to the Business Services segment as well.
    RSM is not, and is not eligible to be, a licensed public
    accounting firm and takes measures to ensure that it does not
    provide any services that require a CPA license. In addition to
    tax and consulting services, RSM provides wealth management
    services and, through a separate subsidiary, capital market
    services. Accordingly, RSM is subject to state and federal
    regulations governing investment advisors and securities brokers
    and dealers.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    M&#038;P and other accounting firms (collectively, the
    &#147;Attest Firms&#148;) operate in an alternative practice
    structure with RSM. Auditor independence rules of the SEC, the
    Public Company Accounting Oversight Board (PCAOB) and various
    states apply to the Attest Firms as public accounting firms. In
    applying its auditor independence rules, the SEC views RSM and
    its affiliates and the Attest Firms as a single entity and
    requires that RSM and its affiliates be independent of any SEC
    audit client of the Attest Firms. The SEC attributes any
    financial interest or business relationship that RSM or its
    affiliates has with a client of the Attest Firms as a financial
    interest or business relationship between the Attest Firms and
    the client, and applies its auditor independence rules
    accordingly.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We and the Attest Firms have jointly developed and implemented
    policies, procedures and controls designed to ensure the Attest
    Firms&#146; independence is preserved in compliance with
    applicable SEC regulations and professional responsibilities.
    These policies, procedures and controls are designed to monitor
    and prevent violations of applicable independence rules and
    include, among other things: (1)&#160;informing our officers,
    directors and other members of senior management concerning
    auditor independence matters; (2)&#160;procedures for monitoring
    securities ownership; (3)&#160;communicating with SEC audit
    clients regarding the SEC&#146;s interpretation and application
    of relevant independence rules and guidelines; and
    (4)&#160;requiring RSM employees to comply with the Attest
    Firms&#146; independence and relationship policies (including
    the Attest Firms&#146; independence compliance questionnaire
    procedures).
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    See discussion in Item&#160;1A, &#147;Risk Factors&#148; for
    additional information.
</DIV>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">6&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
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<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
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<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">SERVICE MARKS,
    TRADEMARKS AND PATENTS</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have made a practice of selling our services and products
    under service marks and trademarks and of obtaining protection
    for these by all available means. Our service marks and
    trademarks are protected by registration in the U.S.&#160;and
    other countries where our services and products are marketed. We
    consider these service marks and trademarks, in the aggregate,
    to be of material importance to our business, particularly our
    business segments providing services and products under the
    &#147;H&#038;R Block&#148; brand.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have no registered patents material to our business.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">EMPLOYEES</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have approximately 7,900 regular full-time employees as of
    April&#160;30, 2011. The highest number of persons we employed
    during the fiscal year ended April&#160;30, 2011, including
    seasonal employees, was approximately 107,200.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">AVAILABILITY OF
    REPORTS AND OTHER INFORMATION</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our annual report on
    <FONT style="white-space: nowrap">Form&#160;10-K,</FONT>
    quarterly reports on
    <FONT style="white-space: nowrap">Form&#160;10-Q,</FONT>
    current reports on
    <FONT style="white-space: nowrap">Form&#160;8-K</FONT>
    and all amendments to those reports filed with or furnished to
    the SEC are available, free of charge, through our website at
    <I>www.hrblock.com </I>as soon as reasonably practicable after
    such reports are electronically filed with or furnished to the
    SEC. The public may read and copy any materials we file with the
    SEC at the SEC&#146;s Public Reference Room at
    100&#160;F&#160;Street, NE, Washington, DC 20549. The public may
    obtain information on the operation of the Public Reference Room
    by calling the SEC at
    <FONT style="white-space: nowrap">1-800-SEC-0330.</FONT>
    The SEC maintains a website at <I>www.sec.gov </I>containing
    reports, proxy and information statements and other information
    regarding issuers who file electronically with the SEC.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Copies of the following corporate governance documents are
    posted on our website:
</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="3%"></TD>
    <TD width="96%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    The Amended and Restated Articles of Incorporation of H&#038;R
    Block, Inc.;
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    The Amended and Restated Bylaws of H&#038;R Block, Inc.;
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    The H&#038;R Block, Inc. Corporate Governance Guidelines;
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    The H&#038;R Block, Inc. Code of Business Ethics and Conduct;
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    The H&#038;R Block, Inc. Board of Directors Independence
    Standards;
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    The H&#038;R Block, Inc. Audit Committee Charter;
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    The H&#038;R Block, Inc. Governance and Nominating Committee
    Charter; and
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    The H&#038;R Block, Inc. Compensation Committee Charter.
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    If you would like a printed copy of any of these corporate
    governance documents, please send your request to the Office of
    the Secretary, H&#038;R Block, Inc., One H&#038;R Block Way,
    Kansas City, Missouri 64105.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Information contained on our website does not constitute any
    part of this report.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

    <A name='C64703104'><B><FONT style="font-family: Arial, Helvetica">ITEM&#160;1A.
    RISK FACTORS</FONT></B>
</DIV>
</A>


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    An investment in our common stock involves risk, including the
    risk that the value of an investment may decline or that returns
    on that investment may fall below expectations. There are a
    number of significant factors which could cause actual
    conditions, events or results to differ materially from those
    described in forward-looking statements, many of which are
    beyond management&#146;s control or its ability to accurately
    forecast or predict, or could adversely affect our operating
    results and the value of any investment in our stock.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Our access to
    liquidity may be negatively impacted as disruptions in credit
    markets occur, if credit rating downgrades occur or if we fail
    to meet certain covenants. Funding costs may increase, leading
    to reduced earnings.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We need liquidity to meet our off-season working capital
    requirements, to service debt obligations including refinancing
    of maturing obligations and for other related activities. Our
    access to and the cost of liquidity could be negatively impacted
    in the event of credit-rating downgrades or if we fail to meet
    existing debt covenants. In addition, events could occur which
    could increase our need for liquidity above current levels.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    If rating agencies downgrade our credit rating, the cost of debt
    would likely increase and capital market access could decrease
    or become unavailable. Our unsecured committed line of credit
    (CLOC) is subject to various covenants, including a covenant
    requiring that we maintain minimum net worth equal to
    $650.0&#160;million and a requirement that we reduce the
    aggregate outstanding principal amount of short-term debt (as
    defined) to $200.0&#160;million or less for a minimum period of
    thirty consecutive days during the period from March 1 to June
    30 of each year. Violation of a covenant could impair our access
    to liquidity currently available through the CLOC. If current
    sources of liquidity were to become unavailable, we would need
    to obtain additional sources of funding, which may not be
    possible or may be available under less favorable terms.
</DIV>
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<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">7
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

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<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">We are subject to
    potential contingent liabilities related to the loan repurchase
    obligations of Sand Canyon Corporation, which may result in
    significant financial losses.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Sand Canyon Corporation (SCC) remains exposed to losses relating
    to mortgage loans it previously originated. Mortgage loans
    originated by SCC were sold either as whole-loans to single
    third-party buyers or in the form of a securitization.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In connection with the securitization and sale of mortgage
    loans, SCC made certain representations and warranties. These
    representations and warranties vary based on the nature of the
    transaction and the buyer&#146;s requirements but generally
    pertain to the ownership of the loan, the property securing the
    loan and compliance with applicable laws and SCC underwriting
    guidelines. In the event that there is a breach of a
    representation and warranty and such breach materially and
    adversely affects the value of a mortgage loan, SCC may be
    obligated to repurchase a loan or otherwise indemnify certain
    parties for losses incurred as a result of loan liquidation. In
    some instances, H&#038;R Block, Inc. was required to guarantee
    SCC&#146;s obligations related to breaches of representations
    and warranties. These representations and warranties and
    corresponding repurchase obligations generally are not subject
    to stated limits or a stated term, but would be subject to
    statutes of limitations applicable to the contractual provisions.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    SCC records a liability for contingent losses relating to
    representation and warranty claims by estimating loan repurchase
    and indemnification obligations for both known claims and
    projections of future claims. To the extent that future valid
    claim volumes exceed current estimates, or the value of mortgage
    loans and residential home prices decline, future losses may be
    greater than these estimates and those differences may be
    significant. See Item&#160;8, note&#160;18 to the consolidated
    financial statements for additional information.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">SCC is subject to
    potential investigations and lawsuits stemming from its
    discontinued mortgage operations, which may result in
    significant financial losses.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Although SCC terminated its mortgage loan origination activities
    and sold its loan servicing business during fiscal year 2008, it
    remains subject to investigations, claims and lawsuits
    pertaining to its loan origination and servicing activities
    prior to such termination and sale. The costs involved in
    defending against
    <FONT style="white-space: nowrap">and/or</FONT>
    resolving these investigations, claims and lawsuits may be
    substantial in some instances and the ultimate resulting
    liability is difficult to predict. In the current non-prime
    mortgage environment, the number and frequency of
    investigations, claims and lawsuits has increased over
    historical experience and is likely to continue at increased
    levels. In the event of unfavorable outcomes, the amount SCC may
    be required to pay in the discharge of liabilities or
    settlements could be substantial and, because SCC&#146;s
    operating results are included in our consolidated financial
    statements, could have a material adverse impact on our
    consolidated results of operations.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Failure to comply
    with laws and regulations that protect our customers&#146;
    personal and financial information could result in significant
    fines, penalties and damages and could harm our brand and
    reputation.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Privacy concerns relating to the disclosure of consumer
    financial information have drawn increased attention from
    federal and state governments. The IRS generally prohibits the
    use or disclosure by tax return preparers of taxpayers&#146;
    information without the prior written consent of the taxpayer.
    In addition, other regulations require financial service
    providers to adopt and disclose consumer privacy policies and
    provide consumers with a reasonable opportunity to
    &#147;opt-out&#148; of having personal information disclosed to
    unaffiliated third-parties for marketing purposes. Breaches of
    our clients&#146; privacy may occur. To the extent the measures
    we have taken prove to be insufficient or inadequate, we may
    become subject to litigation or administrative sanctions, which
    could result in significant fines, penalties or damages and harm
    to our brand and reputation.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In addition, changes in these federal and state regulatory
    requirements could result in more stringent requirements and
    could result in a need to change business practices, including
    how information is disclosed. Establishing systems and processes
    to achieve compliance with these new requirements may increase
    costs <FONT style="white-space: nowrap">and/or</FONT>
    limit our ability to pursue certain business opportunities.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">The lines of
    business in which we operate face substantial litigation, and
    such litigation may damage our reputation or result in material
    liabilities and losses.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We, <FONT style="white-space: nowrap">and/or</FONT>
    our subsidiaries, have been named, from time to time, as a
    defendant in various legal actions, including arbitrations,
    class actions and other litigation arising in connection with
    our various business activities. Adverse outcomes related to
    litigation could result in substantial damages and could cause
    our earnings to decline. Negative public opinion can also result
    from our actual or alleged conduct in such claims, possibly
    damaging our reputation and could cause the market price of our
    stock to decline. See Item&#160;3, &#147;Legal Proceedings&#148;
    for additional information.
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    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">8&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">We are subject to
    operational risk and risks associated with our controls and
    procedures, which may result in incurring financial and
    reputational losses.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    There is a risk of loss resulting from inadequate or failed
    processes or systems, theft or fraud. These can occur in many
    forms including, among others, errors, business interruptions
    arising from natural disasters or other events, inadequate
    design and development of products and services, inappropriate
    behavior of or misconduct by our employees or those contracted
    to perform services for us, and vendors that do not perform in
    accordance with their contractual agreements. These events could
    potentially result in financial losses or other damages. We
    utilize internally developed processes, internal and external
    information and technological systems to manage our operations.
    We are exposed to risk of loss resulting from breaches in the
    security or other failures of these processes and systems. Our
    ability to recover or replace our major operational systems and
    processes could have a significant impact on our core business
    operations and increase our risk of loss due to disruptions of
    normal operating processes and procedures that may occur while
    re-establishing or implementing information and transaction
    systems and processes. As our businesses are seasonal, our
    systems must be capable of processing high volumes during peak
    season. Therefore, service interruptions resulting from system
    failures could negatively impact our ability to serve our
    customers, which in turn could damage our brand and reputation,
    or adversely impact our profitability. Additionally, due to the
    seasonality of our tax business, we employ a substantial amount
    of seasonal tax professionals on an annual basis. If we were
    unable to hire a sufficient amount of seasonal tax
    professionals, it could negatively impact our ability to serve
    customers, which in turn could damage our brand and reputation,
    or adversely impact our profitability.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We also face the risk that the design of our controls and
    procedures may prove to be inadequate or that our controls and
    procedures may be circumvented, thereby causing delays in
    detection of errors or inaccuracies in data and information. It
    is possible that any lapses in the effective operations of
    controls and procedures could materially affect earnings or harm
    our reputation. Lapses or deficiencies in internal control over
    financial reporting could also be material to us.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Our businesses
    may be adversely affected by difficult economic conditions,
    particularly if unemployment levels do not improve or continue
    to increase.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The difficult economic conditions we are currently experiencing
    are frequently characterized by higher unemployment levels and
    declining consumer and business spending. Poor economic
    conditions may negatively affect demand and pricing for our
    services. Higher unemployment levels, especially within client
    segments we serve, may result in clients no longer being
    required to file tax returns, electing not to file tax returns,
    or clients seeking lower cost preparation and filing
    alternatives. Continued higher unemployment levels may
    negatively impact our ability to increase tax preparation
    clients.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In addition to mortgage loans, we also extend secured and
    unsecured credit to other customers, including EAs to our tax
    clients. We may incur significant losses on credit we extend,
    which in turn could reduce our profitability.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Economic
    conditions that negatively affect housing prices and the job
    market may result in deterioration in credit quality of our loan
    portfolio primarily held by HRB Bank, and such deterioration
    could have a negative impact on our business and
    profitability.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The overall credit quality of mortgage loans held for investment
    is impacted by the strength of the U.S.&#160;economy and local
    economic conditions, including residential housing prices.
    Economic trends that negatively affect housing prices and the
    job market could result in deterioration in credit quality of
    our mortgage loan portfolio and a decline in the value of
    associated collateral. Future interest rate resets could also
    lead to increased delinquencies in our mortgage loans held for
    investment. Trends in the residential mortgage loan market
    continue to reflect high loan delinquencies and lower collateral
    values. As a result, we recorded loan loss provisions totaling
    $35.6&#160;million, $47.8&#160;million and $63.9&#160;million
    during fiscal years 2011, 2010 and 2009, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our loan portfolio is concentrated in the states of Florida,
    California, New York and Wisconsin, which represented 20%, 14%,
    17% and 8%, respectively, of our total mortgage loans held for
    investment at April&#160;30, 2011. No other state held more than
    5% of our loan balances. If adverse trends in the residential
    mortgage loan market continue, particularly in geographic areas
    in which we own a greater concentration of mortgage loans, we
    could incur additional significant loan loss provisions.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Mortgage loans purchased from SCC represent 62% of total loans
    held for investment at April&#160;30, 2011. These loans have
    experienced higher delinquency rates than other loans in our
    portfolio, and may expose us to greater risk of credit loss.
</DIV>
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    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">9
    </FONT>
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    <B><FONT style="font-family: Arial, Helvetica">TAX
    SERVICES</FONT></B>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Government
    initiatives that simplify tax return preparation or expedite
    refunds could reduce the need for our services as a third-party
    tax return preparer. In addition, changes in government
    regulations or processes regarding the preparation and filing of
    tax returns and funding of tax refunds may increase our
    operating costs or reduce our revenues.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Many taxpayers seek assistance from paid tax return preparers
    such as us not only because of the level of complexity involved
    in the tax return preparation and filing process, but also
    because of paid tax return preparers&#146; ability to expedite
    refund proceeds under certain circumstances. From time to time,
    government officials propose measures seeking to simplify the
    preparation and filing of tax returns or to provide additional
    assistance with respect to preparing and filing such tax returns
    or expediting refunds. During tax season 2011, the
    U.S.&#160;Department of the Treasury (the Treasury) introduced a
    prepaid debit card pilot program designed to facilitate the
    refund process. HRB Bank provides this service as well through
    its H&#038;R Block Prepaid Emerald
    MasterCard<SUP style="font-size: 85%; vertical-align: text-top">&#174;</SUP>.

    Additionally, during tax season 2011, the IRS increased its
    emphasis on a process to allow taxpayers to allocate their
    refund to multiple accounts. The adoption or expansion of any
    measures that significantly simplify tax return preparation,
    expedite refunds or otherwise reduce the need for a third-party
    tax return preparer could reduce demand for our services,
    causing our revenues or results of operations to decline.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Governmental regulations and processes affect how we provide
    services to our clients. Changes in these regulations and
    processes may require us to make corresponding changes to our
    client service systems and procedures. The degree and timing of
    changes in governmental regulations and processes may impair our
    ability to serve our clients in an effective and cost-efficient
    manner or reduce demand for our services, resulting in the loss
    of a significant number of clients, causing our revenues or
    results of operations to decline.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Certain regulators have alleged that some of our competitors are
    lending tax preparation fees when they issue products similar to
    a RAC to their clients. An adverse ruling in this area could
    have a material impact on our offering of RACs resulting in the
    loss of a significant number of clients, causing our revenues or
    results of operations to decline.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Increased
    competition for tax preparation clients in our retail offices
    and our online and software channels could adversely affect our
    current market share and profitability, and could limit our
    ability to grow our client base. Offers of free tax preparation
    services could adversely affect our revenues and
    profitability.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We provide both retail and do-it-yourself tax preparation
    products and services and face substantial competition
    throughout our businesses. The retail tax services business is
    highly competitive. There are a substantial number of tax return
    preparation firms and accounting firms offering tax return
    preparation services. Many tax return preparation firms and many
    firms not otherwise in the tax return preparation business are
    involved in providing electronic filing and other related
    services to the public, and certain firms provide RALs and RACs.
    Commercial tax return preparers and electronic filers are highly
    competitive with regard to price and service, and many firms
    offer services that may include federal
    <FONT style="white-space: nowrap">and/or</FONT> state
    returns at no charge. Do-it-yourself tax preparation options
    include use of traditional paper forms, digital electronic forms
    and various forms of digital electronic assistance, including
    online and desktop software, both of which we offer. Our digital
    tax solutions businesses also compete with in-office tax
    preparation services and a number of online and software
    companies, primarily on the basis of price and functionality.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Federal and certain state taxing authorities currently offer, or
    facilitate the offer of, tax return preparation and electronic
    filing options to taxpayers at no charge. In addition, many of
    our direct competitors offer certain free online tax preparation
    and electronic filing options. We have free offerings as well
    and prepared 767,000, 810,000 and 788,000 federal income tax
    returns in fiscal years 2011, 2010 and 2009, respectively, at no
    charge as part of the FFA. In addition, we have free online tax
    preparation offerings and also provided free preparation of
    Federal 1040EZ forms in fiscal year 2011. Government tax
    authorities and direct competitors may elect to expand free
    offerings in the future. Intense price competition, including
    offers of free service, could result in a loss of market share,
    lower revenues or lower margins.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    See tax returns prepared statistics included in Item&#160;7,
    under &#147;Tax Services.&#148;
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">The elimination
    of the IRS debt indicator has caused federal and state
    regulators to scrutinize the RAL underwriting practices of
    third-party financial institutions that provide RALs.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In August 2010, the Internal Revenue Service (IRS) announced
    that, as of the beginning of the 2011 tax season, it would no
    longer furnish the debt indicator (DI), to tax preparers or
    financial institutions. The DI is an underwriting tool that
    lenders have historically used when considering whether to loan
    money to taxpayers who applied for a RAL, which is a short term
    loan, secured by the taxpayer&#146;s federal tax refund.
</DIV>
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    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">10&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In December 2010, HSBC terminated its contract with us to
    provide RALs in our retail tax offices based on restrictions
    placed on HSBC by its regulators due to the DI no longer being
    available. As a result, RALs were not offered in our retail tax
    offices in the 2011 tax season. Subsequently, two other banks
    offering RALs during the 2011 tax season through our competitors
    announced that due to regulatory concerns they will not be
    offering RALs next tax season. Additionally, a third bank
    offering RALs during the 2011 tax season through our competitors
    announced that it was requesting an administrative hearing
    regarding a notice it had received from its regulator that its
    practice of originating RALs without the DI is &#147;unsafe and
    unsound&#148; and has recently filed a lawsuit in federal court
    against its regulator. Based on these developments and the
    overall limited amount of banks that offer RALs, there can be no
    assurances as to the availability of RALs in our retail tax
    offices in the future.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Termination of the contract with HSBC and our inability to
    secure a RAL originator in the future could continue to have
    adverse effects on our operating results, including declines in
    tax returns prepared as a result of clients seeking alternate
    preparers who may be able to offers RALs, to the extent prior
    RAL clients do not purchase a RAC or change their refund
    disbursement elections. A decline in clients could have other
    adverse impacts, including increased credit losses on loan
    balances with those clients.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">We are subject to
    extensive government regulation, including banking rules and
    regulations. If we fail to comply with applicable banking laws,
    rules and regulations, we could be subject to disciplinary
    actions, damages, penalties or restrictions that could
    significantly harm our business.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The OTS can, among other things, censure, fine, issue
    <FONT style="white-space: nowrap">cease-and-desist</FONT>
    orders or suspend or expel a bank or any of its officers or
    employees with respect to banking activities. Similarly, the
    attorneys general of each state could bring legal action on
    behalf of the citizens of the various states to ensure
    compliance with local laws.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    HRB Bank is subject to various regulatory capital requirements
    administered by the OTS. Failure to meet minimum capital
    requirements may trigger actions by regulators that, if
    undertaken, could have a direct material effect on HRB Bank, and
    potentially us, as HRB Bank&#146;s holding company. HRB Bank
    must meet specific capital guidelines involving quantitative
    measures of assets, liabilities and certain off-balance sheet
    items as calculated under regulatory accounting practices. A
    bank&#146;s capital amounts and classification are also subject
    to qualitative judgments by the regulators about the strength of
    components of its capital, risk-weightings of assets,
    off-balance sheet transactions and other factors. Quantitative
    measures established by regulation to ensure capital adequacy
    require HRB Bank to maintain minimum amounts and ratios of
    tangible equity, total risk-based capital and Tier&#160;1
    capital. In addition to these minimum ratio requirements, HRB
    Bank is required to continually maintain a 12.0% minimum
    leverage ratio.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In addition, the OTS may deem certain products offered by HRB
    Bank, including EAs, to be &#147;unsafe and unsound&#148; and
    thus require us to discontinue offering such products. To the
    extent such products are instrumental in attracting clients to
    our offices for tax preparation services, we could experience a
    significant loss of clients should such products be
    discontinued. This could cause our revenues or profitability to
    decline. See Item&#160;8, note&#160;20 to the consolidated
    financial statements for additional discussion of regulatory
    capital requirements and classifications.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Recent
    legislative and regulatory reforms may have a significant impact
    on our business, results of operations and financial
    condition.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In July 2010, the Dodd-Frank Wall Street Reform and Consumer
    Protection Act (the Reform Act) was signed into law, which
    contains a comprehensive set of provisions designed to govern
    the practices and oversight of financial institutions and other
    participants in the financial markets.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The full impact of the Reform Act is difficult to assess because
    many provisions require federal agencies to adopt implementing
    regulations. In addition, the Reform Act mandates multiple
    studies, which could result in additional legislative or
    regulatory action. The Reform Act, as well as other legislative
    and regulatory changes, could have a significant impact on us
    and on our subsidiary, HRB Bank, by, for example, requiring us
    to change our business practices, requiring us to meet more
    stringent capital, liquidity and leverage ratio requirements,
    limiting our ability to pursue business opportunities, imposing
    additional costs on us, limiting fees we can charge for
    services, impacting the value of our assets, or otherwise
    adversely affecting our businesses. Specific provisions of the
    Reform Act include:
</DIV>



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    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    changes to the thrift supervisory structure as the
    responsibility and authority of the OTS moves to the OCC in July
    2011;
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    changes which may require the Company, as a thrift holding
    company, to meet regulatory capital, liquidity, leverage or
    other standards;
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    regulation of interchange fees charged by payment card issuers
    for transactions in which a person uses a debit or general-use
    prepaid card, and enforcement of a new statutory requirement
    that such fees be reasonable and proportional to the actual cost
    of the transaction to the issuer; and
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    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">11
    </FONT>
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    <TD>&nbsp;</TD>
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    establishment of a Consumer Financial Protection Bureau with
    broad authority to implement new consumer protection regulations.
</TD>
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</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The effect of the Reform Act on our business and operations
    could be significant, depending upon final implementation of
    regulations, the actions of our competitors and the behavior of
    other marketplace participants. In addition, we may be required
    to invest significant management time and resources to address
    the various provisions of the Reform Act and the numerous
    regulations that are required to be issued under it. The Reform
    Act and any related legislation or regulations could have a
    material adverse effect on our business, results of operations
    and financial condition.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

    <B><FONT style="font-family: Arial, Helvetica">BUSINESS
    SERVICES</FONT></B>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">RSM receives a
    significant portion of its revenues from clients that are also
    clients of the Attest Firms. A termination of the alternative
    practice structure between RSM and the Attest Firms could result
    in a material loss of revenue to RSM and an impairment of our
    investment in RSM.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Under the alternative practice structure, RSM and the Attest
    Firms market their services and provide services to a
    significant number of common clients under a common
    brand&#160;&#150; McGladrey. RSM also provides operational and
    administrative support services to the Attest Firms, including
    information technology, office space, non-professional staff,
    and other infrastructure in exchange for market rate fees from
    M&#038;P. If the RSM/Attest Firms relationship under the
    alternative practice structure were terminated, RSM could lose
    key employees and clients. In addition, RSM may not be able to
    recoup its costs associated with the infrastructure used to
    provide the operational and administrative support services to
    the Attest Firms. This in turn could result in reduced revenue,
    increased costs and reduced earnings and, if sufficiently
    significant, impairment of our investment in RSM.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">The RSM
    alternative practice structure involves relationships with
    Attest Firms that are subject to regulatory restrictions and
    other constraints. Failure to comply with these restrictions, or
    operational difficulties or litigation involving the Attest
    Firms, could damage our brand reputation, lead to reduced
    earnings and impair our investment in RSM.</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    RSM&#146;s relationship with the Attest Firms requires
    compliance with applicable regulations related to the practice
    of public accounting and auditor independence. Many of
    RSM&#146;s clients are also clients of the Attest Firms. In
    addition, the relationship with the Attest Firms and the common
    brand closely links RSM and the Attest Firms. If the Attest
    Firms encounter regulatory or independence issues pertaining to
    the alternative practice structure or if significant litigation
    arose involving the Attest Firms or their services, such
    developments could have an adverse effect on our reputation and
    the mutual benefits of our relationship. In addition, a
    significant judgment or settlement of a claim against an Attest
    Firm could (1)&#160;impair the Attest Firm&#146;s, particularly
    M&#038;P&#146;s, ability to meet its payment obligations under
    various service arrangements with RSM, (2)&#160;impair the
    profitability of the APS, (3)&#160;impact RSM&#146;s ability to
    attract and retain clients and quality professionals,
    (4)&#160;have a significant indirect adverse effect on RSM, as
    the Attest Firm partners are also RSM employees and
    (5)&#160;divert significant management attention. This, in turn,
    could result in reduced revenue and earnings and, if
    significant, impairment of our investment in RSM.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 6pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

    <A name='C64703105'><B><FONT style="font-family: Arial, Helvetica">ITEM&#160;1B.
    UNRESOLVED STAFF COMMENTS</FONT></B>
</DIV>
</A>


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    None.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 7pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

    <A name='C64703106'><B><FONT style="font-family: Arial, Helvetica">ITEM&#160;2.
    PROPERTIES</FONT></B>
</DIV>
</A>


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Most of our tax offices, except those in shared locations, are
    operated under leases throughout the U.S.&#160;Our Canadian
    executive offices are located in a leased office in Calgary,
    Alberta. Our Canadian tax offices are operated under leases
    throughout Canada. Our Australian executive offices are located
    in a leased office in Thornleigh, New&#160;South Wales. Our
    Australian tax offices are operated under leases throughout
    Australia. HRB Bank is headquartered and its single branch
    location is located in our corporate headquarters.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    RSM&#146;s executive offices are located in leased offices in
    Bloomington, Minnesota. Its administrative offices are located
    in leased offices in Davenport, Iowa. RSM also leases office
    space throughout the U.S.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We own our corporate headquarters, which is located in Kansas
    City, Missouri. All current leased and owned facilities are in
    good repair and adequate to meet our needs.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

    <A name='C64703107'><B><FONT style="font-family: Arial, Helvetica">ITEM&#160;3.
    LEGAL PROCEEDINGS</FONT></B>
</DIV>
</A>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">RAL
    Litigation</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have been named in multiple lawsuits as defendants in
    litigation regarding our refund anticipation loan program in
    past years. All of those lawsuits have been settled or otherwise
    resolved, except for one.
</DIV>
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    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">12&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The sole remaining case is a putative class action styled
    <I>Sandra J. Basile, et al.&#160;v. H&#038;R Block, Inc., et
    al.</I>, April Term 1992 Civil Action No.&#160;3246 in the Court
    of Common Pleas, First Judicial District Court of Pennsylvania,
    Philadelphia County, instituted on April&#160;23, 1993. The
    plaintiffs allege inadequate disclosures with respect to the RAL
    product and assert claims for violation of consumer protection
    statutes, negligent misrepresentation, breach of fiduciary duty,
    common law fraud, usury, and violation of the Truth In Lending
    Act. Plaintiffs seek unspecified actual and punitive damages,
    injunctive relief, attorneys&#146; fees and costs. A
    Pennsylvania class was certified, but later decertified by the
    trial court in December 2003. An appellate court subsequently
    reversed the decertification decision. We are appealing the
    reversal. We have not concluded that a loss related to this
    matter is probable nor have we accrued a loss contingency
    related to this matter. Plaintiffs have not provided a dollar
    amount of their claim and we are not able to estimate a possible
    range of loss. We believe we have meritorious defenses to this
    case and intend to defend it vigorously. There can be no
    assurances, however, as to the outcome of this case or its
    impact on our consolidated results of operations.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Express IRA
    Litigation</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have been named defendants in lawsuits regarding our former
    Express IRA product. All of those lawsuits have been settled or
    otherwise resolved, except for one.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The one remaining case was filed on January&#160;2, 2008 by the
    Mississippi Attorney General in the Chancery Court of Hinds
    County, Mississippi First Judicial District (Case No.&#160;G
    2008 6 S 2)&#160;and is styled <I>Jim Hood, Attorney for the
    State of Mississippi&#160;v. H&#038;R Block, Inc., H&#038;R
    Block Financial Advisors, Inc</I>., <I>et al. </I>The complaint
    alleges fraudulent business practices, deceptive acts and
    practices, common law fraud and breach of fiduciary duty with
    respect to the sale of the product in Mississippi and seeks
    equitable relief, disgorgement of profits, damages and
    restitution, civil penalties and punitive damages. We are not
    able to estimate a possible range of loss. We believe we have
    meritorious defenses to the claims in this case, and we intend
    to defend this case vigorously, but there can be no assurances
    as to its outcome or its impact on our consolidated results of
    operations.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Although we sold H&#038;R Block Financial Advisors, Inc. (HRBFA)
    effective November&#160;1, 2008, we remain responsible for any
    liabilities relating to the Express IRA litigation, among other
    things, through an indemnification agreement. A portion of our
    accrual is related to these indemnity obligations.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">RSM McGladrey
    Litigation</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    RSM EquiCo, Inc. (RSM Equico), its parent and certain of its
    subsidiaries and affiliates, are parties to a class action filed
    on July&#160;11, 2006 and styled <I>Do Right&#146;s Plant
    Growers, et al.&#160;v. RSM EquiCo, Inc., et al. (the &#147;RSM
    Parties&#148;), </I>Case No.&#160;06 CC00137, in the California
    Superior Court, Orange County. The complaint contains
    allegations relating to business valuation services provided by
    RSM EquiCo, including allegations of fraud, conversion and
    unfair competition. Plaintiffs seek unspecified actual and
    punitive damages, in addition to pre-judgment interest and
    attorneys&#146; fees. On March&#160;17, 2009, the court granted
    plaintiffs&#146; motion for class certification on all claims.
    To avoid the cost and inherent risk associated with litigation,
    the parties have reached an agreement in principle to settle
    this case, subject to approval by the California Superior Court.
    The settlement would require a maximum payment of
    $41.5&#160;million, although the actual cost of the settlement
    depends on the number of valid claims submitted by class
    members. The defendants believe they have meritorious defenses
    to the claims in this case and, if for any reason the settlement
    is not approved, they will continue to defend the case
    vigorously. Although we have recorded a liability for expected
    losses, there can be no assurance regarding the outcome of this
    matter.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    On December&#160;7, 2009, a lawsuit was filed in the Circuit
    Court of Cook County, Illinois (2010-L-014920) against M&#038;P,
    RSM and H&#038;R Block styled <I>Ronald R. Peterson ex rel.
    Lancelot Investors Fund, L.P., et al.&#160;v.
    McGladrey&#160;&#038; Pullen LLP, et al. </I>The case was
    removed to the United States District Court for the Northern
    District of Illinois on December&#160;28, 2009 (Case
    <FONT style="white-space: nowrap">No.&#160;1:10-CV-00274).</FONT>
    The complaint, which was filed by the trustee for certain
    bankrupt investment funds, seeks unspecified damages and asserts
    claims against RSM for vicarious liability and alter ego
    liability and against H&#038;R Block for equitable restitution
    relating to audit work performed by M&#038;P. The amount claimed
    in this case is substantial. On November&#160;3, 2010, the court
    dismissed the case against all defendants in its entirety with
    prejudice. The trustee has filed an appeal to the Seventh
    Circuit Court of Appeals with respect to the claims against
    M&#038;P and RSM. The appeal remains pending.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    RSM and M&#038;P operate in an alternative practice structure
    (&#147;APS&#148;). Accordingly, certain claims and lawsuits
    against M&#038;P could have an impact on RSM. More specifically,
    any judgments or settlements arising from claims and lawsuits
    against M&#038;P that exceed its insurance coverage could have a
    direct adverse effect on M&#038;P&#146;s operations. Although
    RSM is not responsible for the liabilities of M&#038;P,
    significant M&#038;P litigation and claims could impair the
    profitability of the APS and impair the ability to attract and
    retain clients and quality professionals. This could, in turn,
    have a material effect on RSM&#146;s operations and impair the
    value of our investment in RSM. There is no assurance regarding
    the outcome of any claims or litigation involving M&#038;P.
</DIV>
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    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">13
    </FONT>
</DIV>
<P>

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    <B><FONT style="font-family: Arial, Helvetica">Litigation and
    Claims Pertaining to Discontinued Mortgage Operations</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Although mortgage loan origination activities were terminated
    and the loan servicing business was sold during fiscal year
    2008, SCC and HRB remain subject to investigations, claims and
    lawsuits pertaining to its mortgage business activities that
    occurred prior to such termination and sale. These
    investigations, claims and lawsuits include actions by state
    attorneys general, other state and federal regulators,
    municipalities, individual plaintiffs, and cases in which
    plaintiffs seek to represent a class of others alleged to be
    similarly situated. Among other things, these investigations,
    claims and lawsuits allege discriminatory or unfair and
    deceptive loan origination and servicing practices, fraud, and
    violations of securities laws, the Truth in Lending Act, Equal
    Credit Opportunity Act and the Fair Housing Act. Given the
    non-prime mortgage environment, the number of these
    investigations, claims and lawsuits has increased over
    historical experience and is likely to continue at increased
    levels. The amounts claimed in these investigations, claims and
    lawsuits are substantial in some instances, and the ultimate
    resulting liability is difficult to predict and thus cannot be
    reasonably estimated. In the event of unfavorable outcomes, the
    amounts that may be required to pay in the discharge of
    liabilities or settlements could be substantial and could have a
    material impact on our consolidated results of operations.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    On June&#160;3, 2008, the Massachusetts Attorney General filed a
    lawsuit in the Superior Court of Suffolk County, Massachusetts
    (Case
    <FONT style="white-space: nowrap">No.&#160;08-2474-BLS)</FONT>
    styled <I>Commonwealth of Massachusetts&#160;v. H&#038;R Block,
    Inc., et al., </I>alleging unfair, deceptive and discriminatory
    origination and servicing of mortgage loans and seeking
    equitable relief, disgorgement of profits, restitution and
    statutory penalties. In November 2008, the court granted a
    preliminary injunction limiting the ability of the owner of
    SCC&#146;s former loan servicing business to initiate or advance
    foreclosure actions against certain loans originated by SCC or
    its subsidiaries without (1)&#160;advance notice to the
    Massachusetts Attorney General and (2)&#160;if the Attorney
    General objects to foreclosure, approval by the court. An appeal
    of the preliminary injunction was denied. A portion of our loss
    contingency accrual is related to this matter for the amount of
    loss that we consider probable and estimable. We do not believe
    losses in excess of our accrual would be material to our
    financial statements, although it is possible that our losses
    could exceed the amount we have accrued. We and SCC believe we
    have meritorious defenses to the claims presented and intend to
    defend them vigorously. There can be no assurances, however, as
    to the outcome of this matter or its impact on our consolidated
    results of operations.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    On October&#160;15, 2010, the Federal Home Loan Bank of Chicago
    filed a lawsuit in the Circuit Court of Cook County, Illinois
    (Case No.&#160;10CH45033) styled <I>Federal Home Loan Bank of
    Chicago&#160;v. Bank of America Funding Corporation, et al.
    </I>against multiple defendants, including various SCC related
    entities and H&#038;R Block, Inc. related entities, arising out
    of Federal Home Loan Bank&#146;s (FHLB&#146;s) purchase of
    mortgage-backed securities. Plaintiff asserts claims for
    rescission and damages under state securities law and for common
    law negligent misrepresentation in connection with its purchase
    of two securities originated and securitized by SCC. These two
    securities had a total initial principal amount of approximately
    $50&#160;million, of which approximately $42&#160;million
    remains outstanding. We have not concluded that a loss related
    to this matter is probable nor have we established a loss
    contingency related to this matter. We believe the claims in
    this case are without merit and we intend to defend them
    vigorously. There can be no assurances, however, as to its
    outcome or its impact on our consolidated results of operations.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Other Claims and
    Litigation</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have been named in several wage and hour class action
    lawsuits throughout the country, including <I>Alice
    Williams&#160;v. H&#038;R Block Enterprises LLC</I>, Case
    No.RG08366506 (Superior Court of California, County of Alameda,
    filed January&#160;17, 2008) (alleging improper classification
    of office managers in California); <I>Arabella Lemus&#160;v.
    H&#038;R Block Enterprises LLC, et al., </I>Case
    <FONT style="white-space: nowrap">No.&#160;CGC-09-489251</FONT>
    (United States District Court, Northern District of California,
    filed June&#160;9, 2009) (alleging failure to timely pay
    compensation to tax professionals in California and to include
    itemized information on wage statements); <I>Delana Ugas&#160;v.
    H&#038;R Block Enterprises LLC, et al., </I>Case
    No.&#160;BC417700 (United States District Court, Central
    District of California, filed July&#160;13, 2009) (alleging
    failure to compensate tax professionals in California and
    eighteen other states for all hours worked and to provide meal
    periods); and <I>Barbara Petroski&#160;v. H&#038;R Block Eastern
    Enterprises, Inc., et al., </I>Case
    <FONT style="white-space: nowrap">No.&#160;10-CV-00075</FONT>
    (United States District Court, Western District of Missouri,
    filed January&#160;25, 2010) (alleging failure to compensate tax
    professionals nationwide for off-season training). A class was
    certified in the <I>Lemus </I>case in December 2010 (consisting
    of tax professionals who worked in company-owned offices in
    California from 2007 to 2010)&#160;and in the <I>Williams
    </I>case in March 2011 (consisting of office managers who worked
    in company-owned offices in California from 2004 to 2011). A
    conditional class was certified in the <I>Petroski </I>case in
    March 2011 (consisting of tax professionals who were not
    compensated for certain training courses occurring on or after
    April&#160;15, 2007).
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The plaintiffs in the wage and hour class action lawsuits seek
    actual damages, pre-judgment interest and attorneys&#146; fees,
    in addition to statutory penalties under California and federal
    law, which could equal up to 30&#160;days
</DIV>
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    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">14&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

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    <FONT style="font-size: 9pt">of wages per tax season for class
    members who worked in California. A portion of our loss
    contingency accrual is related to these lawsuits for the amount
    of loss that we consider probable and estimable. For those wage
    and hour class action lawsuits for which we are able to estimate
    a range of possible loss, the current estimated range is $0 to
    $70&#160;million in excess of the accrued liability related to
    those matters. This estimated range of possible loss is based
    upon currently available information and is subject to
    significant judgment and a variety of assumptions and
    uncertainties. The matters underlying the estimated range will
    change from time to time, and actual results may vary
    significantly from the current estimate. Because this estimated
    range does not include matters for which an estimate is not
    possible, the range does not represent our maximum loss exposure
    for the wage and hour class action lawsuits. We believe we have
    meritorious defenses to the claims in these lawsuits and intend
    to defend them vigorously. The amounts claimed in these matters
    are substantial in some instances and the ultimate liability
    with respect to these matters is difficult to predict. There can
    be no assurances as to the outcome of these cases or their
    impact on our consolidated results of operations, individually
    or in the aggregate.
    </FONT>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In October 2010, we signed a definitive merger agreement to
    acquire all of the outstanding shares of 2SS Holdings, Inc.
    (&#147;2SS&#148;), developer of TaxACT digital tax preparation
    solutions, for $287.5&#160;million in cash. In May 2011, the
    United States Department of Justice (the &#147;DOJ&#148;) filed
    a civil antitrust lawsuit in the U.S.&#160;district court in
    Washington,&#160;D.C., (Case
    <FONT style="white-space: nowrap">No.&#160;1:11-cv-00948)</FONT>
    against H&#038;R Block and 2SS styled <I>United States&#160;v.
    H&#038;R Block, Inc., 2SS Holdings, Inc., and TA IX L.P., </I>to
    block our proposed acquisition of 2SS. There are no assurances
    that the DOJ&#146;s lawsuit will be resolved in our favor or
    that the transaction will be consummated.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In addition, we are from time to time party to investigations,
    claims and lawsuits not discussed herein arising out of our
    business operations. These investigations, claims and lawsuits
    include actions by state attorneys general, other state
    regulators, individual plaintiffs, and cases in which plaintiffs
    seek to represent a class of others similarly situated. We
    believe we have meritorious defenses to each of these
    investigations, claims and lawsuits, and we are defending or
    intend to defend them vigorously. The amounts claimed in these
    matters are substantial in some instances, however, the ultimate
    liability with respect to such matters is difficult to predict.
    In the event of an unfavorable outcome, the amounts we may be
    required to pay in the discharge of liabilities or settlements
    could have a material impact on our consolidated results of
    operations.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We are also party to claims and lawsuits that we consider to be
    ordinary, routine litigation incidental to our business,
    including claims and lawsuits (collectively, &#147;Other
    Claims&#148;) concerning the preparation of customers&#146;
    income tax returns, the fees charged customers for various
    products and services, relationships with franchisees,
    intellectual property disputes, employment matters and contract
    disputes. While we cannot provide assurance that we will
    ultimately prevail in each instance, we believe the amount, if
    any, we are required to pay in the discharge of liabilities or
    settlements in these Other Claims will not have a material
    impact on our consolidated results of operations.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>
<DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000">
</DIV>
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<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">15
    </FONT>
</DIV>
<P>

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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

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<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

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</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

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    <A name='C64703108'><B><FONT style="font-family: Arial, Helvetica">PART&#160;II</FONT></B>
</DIV>
</A>
<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>


<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="7%"></TD>
    <TD width="93%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;5.&#160;</FONT></B></TD>
    <TD align="left">
    <A name='C64703109'></A><B><FONT style="font-family: Arial, Helvetica">MARKET
    FOR THE REGISTRANT&#146;S COMMON EQUITY, RELATED STOCKHOLDER
    MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES</FONT></B>
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    H&#038;R Block&#146;s common stock is traded on the New York
    Stock Exchange (NYSE) under the symbol HRB. On May&#160;31,
    2011, there were 22,982&#160;shareholders of record and the
    closing stock price on the NYSE was $16.20 per share.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The quarterly information regarding H&#038;R Block&#146;s common
    stock prices and dividends appears in Item&#160;8, note&#160;22
    to our consolidated financial statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    A summary of our securities authorized for issuance under equity
    compensation plans as of April&#160;30, 2011 is as follows:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="38%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="13%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="11%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="25%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="15" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s, except per
    share amounts)&#160;
    </FONT>
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="15" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Number of
    securities<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Weighted-average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Number of securities
    remaining<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">to be issued upon<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">exercise price of<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">available for future
    issuance under<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">exercise of
    options<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">outstanding
    options<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">equity compensation
    plans (excluding<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">warrants and rights
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">warrants and rights
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">securities reflected
    in the first column)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="15" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Equity compensation plans approved by security holders
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10,650</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>18.71</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,476</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Equity compensation plans not approved by security holders
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Total
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10,650</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>18.71</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,476</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The remaining information called for by this item relating to
    &#147;Securities Authorized for Issuance under Equity
    Compensation Plans&#148; is reported in Item&#160;8,
    note&#160;14 to our consolidated financial statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    A summary of our purchases of H&#038;R Block common stock during
    the fourth quarter of fiscal year 2011 is as follows:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="29%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="11%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="21%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="19%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=06 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="19" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s, except per
    share amounts)&#160;
    </FONT>
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="19" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total Number of
    Shares<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Maximum Dollar Value
    of<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total Number of<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Price Paid<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Purchased as Part of
    Publicly<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Shares that May be
    Purchased<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Shares
    Purchased<SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">per Share
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Announced Plans or
    Programs<SUP style="font-size: 85%; vertical-align: top">(2)</SUP>

    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Under the Plans or
    Programs<SUP style="font-size: 85%; vertical-align: top">(2)</SUP>

    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="19" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    February 1&#160;&#150; February 28
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12.67</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,371,957</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    March 1&#160;&#150; March 31
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>14.70</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,371,957</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    April 1&#160;&#150; April 30
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>17.31</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,371,957</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="19" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="99%"></TD>
</TR>

<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(1)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT>
</TD>
    <TD align="left">    <FONT style="font-family: Arial, Helvetica">All share purchases
    above were purchased in connection with funding employee income
    tax withholding obligations arising upon the exercise of stock
    options or the lapse of restrictions on restricted shares.
    </FONT>
</TD>
</TR>





<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(2)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT>
</TD>
    <TD align="left">    <FONT style="font-family: Arial, Helvetica">In June 2008, our
    Board of Directors rescinded the previous authorizations to
    repurchase shares of our common stock, and approved an
    authorization to purchase up to $2.0&#160;billion of our common
    stock through June 2012.
    </FONT>
</TD>
</TR>

</TABLE>

<DIV style="font-size: 3pt; margin-left: 0%; width: 99%;  align: left; border-bottom: 1pt solid #000000"></DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">16&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">PERFORMANCE
    GRAPH&#160;&#150; </FONT></B>The following graph compares the
    cumulative five-year total return provided shareholders on
    H&#038;R Block, Inc.&#146;s common stock relative to the
    cumulative total returns of the S&#038;P 500 index and the
    S&#038;P Diversified Commercial&#160;&#038; Professional
    Services index. An investment of $100, with reinvestment of all
    dividends, is assumed to have been made in our common stock and
    in each of the indexes on April&#160;30, 2006, and its relative
    performance is tracked through April&#160;30, 2011.
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <IMG src="c64703c6470301.gif" alt="(LINE GRAPH)">
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>


<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="7%"></TD>
    <TD width="93%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;6.&#160;</FONT></B></TD>
    <TD align="left">
    <A name='C64703110'></A><B><FONT style="font-family: Arial, Helvetica">SELECTED
    FINANCIAL DATA</FONT></B>
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We derived the selected consolidated financial data presented
    below as of and for each of the five years in the period ended
    April&#160;30, 2011, from our audited consolidated financial
    statements. Results of operations of fiscal years 2011, 2010 and
    2009 are discussed in Item&#160;7. Results of operations for
    fiscal years 2008 and 2007 included significant losses of our
    discontinued mortgage businesses. The data set forth below
    should be read in conjunction with Item&#160;7 and our
    consolidated financial statements in Item&#160;8.
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="44%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="10" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s, except per
    share amounts)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="23" nowrap align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2008
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2007
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="23" nowrap align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,774,296</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,874,332
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,083,577
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,086,630
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,710,362
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>419,405</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    488,946
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    513,055
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    445,947
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    369,460
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>406,110</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    479,242
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    485,673
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (308,647
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (433,653
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Basic earnings (loss) per share:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.35</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.47
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.53
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.37
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.14
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.31</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.44
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.45
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.95
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1.35
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Diluted earnings (loss) per share:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.35</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.46
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.53
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.35
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.13
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.31</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.43
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.45
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.95
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1.33
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Total assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;5,207,961</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;5,234,318
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;5,359,722
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;5,623,425
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;7,544,050
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Long-term debt
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,049,754</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,035,144
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,032,122
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,031,784
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    537,134
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Dividends per
    share<SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>0.45</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.75
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.59
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.56
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.53
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="23" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 5pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="99%"></TD>
</TR>

<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(1)</FONT></SUP><FONT style="font-family: Arial, Helvetica">

    &#160;
    </FONT></TD>
    <TD align="left">
    <FONT style="font-family: Arial, Helvetica"> Amounts represent
    dividends declared. In fiscal year 2010, the dividend payable in
    July 2010 was declared in April.
    </FONT>
</TD>
</TR>

</TABLE>

<DIV style="font-size: 5pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">17
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->


<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="7%"></TD>
    <TD width="93%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;7.&#160;</FONT></B></TD>
    <TD align="left">
    <A name='C64703111'></A><B><FONT style="font-family: Arial, Helvetica">MANAGEMENT&#146;S
    DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF
    OPERATIONS</FONT></B>
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our subsidiaries provide tax preparation, retail banking and
    various business advisory and consulting services. We are the
    only major company offering a full range of software, online and
    in-office tax preparation solutions to individual tax clients.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">OVERVIEW</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    A summary of our fiscal year 2011 results is as follows:
</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="3%"></TD>
    <TD width="96%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Revenues for the fiscal year were $3.8&#160;billion, down 2.6%
    from prior year results.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Diluted earnings per share from continuing operations decreased
    7.5% from the prior year to $1.35.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    U.S.&#160;tax returns prepared by us increased 6.5% from the
    prior year primarily due to strong results in our retail offices
    related to a free Federal 1040 EZ offer during the first half of
    the season as well as improved results during the second half.
    Online results also improved due to enhancements to our client
    interface and improved traffic to our website.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Revenues in our Tax Services segment decreased 2.1% from the
    prior year, primarily due to the sale of 280&#160;company-owned
    offices to franchisees and a decline in revenues from RAL
    participations, which were partially offset by higher RAC fees.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Pretax income for the Tax Services segment decreased
    $99.9&#160;million, or 11.5%, due primarily to a
    $34.3&#160;million increase in bad debt expense, goodwill
    impairment of $22.7&#160;million and litigation charges of
    $15.0&#160;million.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Pretax income for the Business Services segment decreased
    $9.7&#160;million, or 16.5%, primarily due to lower revenues and
    higher litigation expenses, partially offset by a goodwill
    impairment charge recorded in the prior year.
</TD>
</TR>

</TABLE>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 7pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="53%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="15" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">Consolidated
    Results of Operations Data</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="10" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s, except per
    share amounts)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="15" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="15" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    <B>REVENUES:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Tax Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,912,361</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,975,252
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,132,077
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Business Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>829,794</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    860,349
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    897,809
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Corporate and eliminations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>32,141</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    38,731
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    53,691
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="13" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;3,774,296</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;3,874,332
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;4,083,577
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="13" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    <B>INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE TAXES:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Tax Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>767,498</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    867,362
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    927,048
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Business Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>49,003</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    58,714
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    96,097
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Corporate and eliminations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(139,476</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (141,941
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (183,775
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="13" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>677,025</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    784,135
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    839,370
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Income taxes
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>257,620</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    295,189
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    326,315
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="13" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Net income from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>419,405</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    488,946
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    513,055
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Net loss of discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(13,295</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (9,704
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (27,382
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="13" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Net income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>406,110</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    479,242
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    485,673
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="13" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    <B>BASIC EARNINGS (LOSS) PER SHARE:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Net income from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.35</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.47
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.53
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Net loss of discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.04</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.03
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.08
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="13" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Net income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.31</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.44
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.45
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="13" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    <B>DILUTED EARNINGS (LOSS) PER SHARE:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Net income from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.35</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.46
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.53
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Net loss of discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.04</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.03
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.08
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="13" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Net income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.31</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.43
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.45
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="13" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    <BR>
    </B>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 98%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">18&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">RESULTS OF
    OPERATIONS</FONT></B>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">TAX
    SERVICES</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    This segment primarily consists of our income tax preparation
    businesses&#160;&#151; retail, online and software. This segment
    includes our tax operations in the U.S.&#160;and its
    territories, Canada, and Australia. Additionally, this segment
    includes the product offerings and activities of HRB Bank that
    primarily support the tax network, RACs, our prior
    participations in RALs, and our commercial tax business, which
    provides tax preparation software to CPAs and other tax
    preparers.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="61%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="4" align="left" valign="bottom">
    <B><FONT style="font-size: 8pt; font-family: Arial, Helvetica">Tax
    Services&#160;&#150; Operating Statistics</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s, except
    average fee)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>TAX RETURNS PREPARED :</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    United States:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Company-owned operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>9,168</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    9,182
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    10,231
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Franchise operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,588</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,064
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,936
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 32pt">
    Total retail operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>14,756</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    14,246
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    15,167
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Software
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,201</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,193
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,309
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Online
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,722</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,893
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,775
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Free File Alliance
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>767</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    810
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    788
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 32pt">
    Total digital tax solutions
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6,690</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,896
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,872
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Total U.S. operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>21,446</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    20,142
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    21,039
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    International operations
    <SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,055</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,019
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,864
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>24,501</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    23,161
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    23,903
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>NET AVERAGE FEE PER U.S. TAX RETURN PREPARED&#160;&#150;
    RETAIL OPERATIONS
    <SUP style="font-size: 85%; vertical-align: top">(2)</SUP></B>:

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Company-owned operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>189.73</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    197.42
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    196.16
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Franchise operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>171.86</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    174.32
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    169.04
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>182.96</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    189.21
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    187.36
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD colspan="13">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="99%"></TD>
</TR>

<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(1)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT>
</TD>
    <TD align="left">    <FONT style="font-family: Arial, Helvetica">In fiscal year 2011,
    the end of the Canadian tax season was extended from April 30 to
    May&#160;2, 2011. Tax returns prepared in our international
    operations in fiscal year 2011 includes 51,000 returns in both
    company-owned and franchise offices which were accepted by the
    client on May 1 or 2. The revenues related to these returns will
    be recognized in fiscal year 2012.
    </FONT>
</TD>
</TR>





<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(2)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT>
</TD>
    <TD align="left">    <FONT style="font-family: Arial, Helvetica">Calculated as net
    tax preparation fees divided by retail tax returns prepared.
    </FONT>
</TD>
</TR>

</TABLE>

<DIV style="font-size: 5pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 7pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="52%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="8" align="left" valign="bottom">
    <B><FONT style="font-size: 8pt; font-family: Arial, Helvetica">Tax
    Services&#160;&#150; Financial Results</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(dollars in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Tax preparation fees
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;1,914,876</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,991,989
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;2,154,822
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Royalties
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>304,194</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    275,559
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    255,536
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Fees from refund anticipation checks
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>181,661</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    87,541
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    100,021
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Interest income on Emerald Advance
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>94,300</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    77,882
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    91,010
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Fees from Emerald Card activities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>90,451</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    99,822
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    98,031
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Fees from Peace of Mind guarantees
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>78,413</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    79,888
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    78,205
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Loan participation fees and related revenue
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>17,151</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    146,160
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    139,770
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>231,315</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    216,411
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    214,682
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 30pt">
    Total revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,912,361</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,975,252
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,132,077
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Compensation and benefits:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Field wages
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>692,561</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    713,792
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    757,835
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Other wages
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>133,183</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    111,326
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    117,291
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Benefits and other compensation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>162,544</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    175,904
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    167,005
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>988,288</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,001,022
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,042,131
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Occupancy and equipment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>385,130</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    410,709
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    412,335
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Marketing and advertising
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>242,538</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    233,748
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    226,483
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Bad debt
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>139,059</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    104,716
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    112,032
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Depreciation and amortization
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>90,672</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    93,424
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    79,543
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Supplies
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>42,300</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    49,781
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    52,438
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Goodwill impairment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>22,700</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,188
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>279,277</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    263,556
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    292,795
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Gains on sale of tax offices
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(45,101</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (49,066
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (14,916
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 23pt">
    Total expenses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,144,863</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,107,890
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,205,029
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Pretax income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>767,498</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    867,362
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    927,048
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Pretax margin
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>26.4%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    29.2%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    29.6%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 6pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">19
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">FISCAL 2011
    COMPARED TO FISCAL
    2010&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;&#160;</FONT>Tax
    Services&#146; revenues decreased $62.9&#160;million, or 2.1%,
    compared to the prior year. Tax preparation fees decreased
    $77.1&#160;million, or 3.9%, due primarily to the sale of
    company-owned offices to franchisees and the loss of certain
    clients as a result of not having a RAL offering in our tax
    offices this year. Although we believe we gained clients through
    the free Federal EZ filing we began offering this year, that
    increase did not have a significant impact on our
    revenues.&#160;&#160;
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Royalties increased $28.6&#160;million, or 10.4%, primarily due
    to the conversion of 280&#160;company-owned offices into
    franchises.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Fees earned on RACs increased $94.1&#160;million, or 107.5%,
    primarily due to an increase in the number of RACs issued as a
    portion of our clients chose to receive their refunds via RAC,
    as an alternative to a RAL.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    RALs were historically offered to our clients by HSBC. In
    December 2010, HSBC terminated its contract with us based on
    restrictions placed on HSBC by its regulator and, therefore,
    RALs were not offered this tax season. Current year revenues of
    $17.2&#160;million include the recognition of net deferred fees
    from HSBC. This compares with revenues resulting from loans
    participations and related fees in the prior year of
    $146.2&#160;million.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Interest income earned on EAs increased $16.4&#160;million, or
    21.1%, over the prior year primarily due to an increase in loan
    volume, which resulted from offering the product to a wider
    client base.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Other revenue increased $14.9&#160;million, or 6.9%, primarily
    due to an increase in online revenues.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Total expenses increased $37.0&#160;million, or 1.8%, compared
    to the prior year. Compensation and benefits decreased
    $12.7&#160;million, or 1.3%, primarily due to lower
    commission-based wages due to conversions to franchise offices,
    reduced headcount and related payroll taxes. This decline was
    partially offset by severance costs and related payroll taxes of
    $27.4&#160;million. Occupancy costs declined $25.6&#160;million,
    or 6.2%, due to office closures and cost-saving initiatives. Bad
    debt expense increased $34.3&#160;million, or 32.8%, primarily
    due to increased volumes on EAs, as well as a decline in tax
    returns prepared for those clients. During the current year, we
    recorded a $22.7&#160;million impairment of goodwill in our
    RedGear reporting unit, as discussed in Item&#160;8, note&#160;9
    to the consolidated financial statements. Other expenses
    increased $15.7&#160;million, or 6.0%, primarily due to
    incremental litigation expenses recorded in the current year.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Pretax income for fiscal year 2011 decreased $99.9&#160;million,
    or 11.5%, from 2010. As a result of the declines in revenues and
    higher expenses, primarily bad debt expense and goodwill
    impairment, pretax margin for the segment decreased to 26.4%
    from 29.2% in fiscal year 2010.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">FISCAL 2010
    COMPARED TO FISCAL
    2009</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;&#160;</FONT>Tax
    Services&#146; revenues decreased $156.8&#160;million, or 5.0%,
    compared to fiscal year 2009. Tax preparation fees decreased
    $162.8&#160;million, or 7.6%, due to a 10.3% decrease in
    U.S.&#160;retail tax returns prepared in company-owned offices,
    partially offset by a 0.6% increase in the net average fee per
    U.S.&#160;retail tax return. Adjusting for the effect of
    company-owned offices sold to franchisees during fiscal year
    2010, the decline in tax returns prepared in company-owned
    offices was 6.7% from fiscal 2009 to 2010. The 6.7% decrease in
    U.S.&#160;retail tax returns prepared in company-owned offices
    is primarily due to the following factors:&#160;&#160;
</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="3%"></TD>
    <TD width="96%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Tax returns filed with the IRS declined 1.7%.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Lower employment levels disproportionately impacted our key
    client segments. Fourth quarter 2009 unemployment levels ranged
    from <FONT style="white-space: nowrap">15-30%,</FONT>
    far in excess of national unemployment levels for key client
    segments.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    We closed certain under-performing offices and exited offices
    serving clients in Wal-Mart locations. We believe that tax
    returns prepared declined by approximately 1% (net of client
    retention through other office locations) as a result of these
    office closures.
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Royalties increased $20.0&#160;million, or 7.8%, due to the
    conversion of 267&#160;company-owned offices into franchises,
    partially offset by a decline in tax returns prepared in
    existing franchise offices.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Interest income on EAs decreased $13.1&#160;million, or 14.4%.
    This decline was primarily a result of lower loan volumes due to
    these lines of credit only being offered to prior year tax
    clients in fiscal year 2010, while being offered to both prior
    and new clients in fiscal year 2009.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Total expenses decreased $97.1&#160;million, or 4.4%, compared
    to fiscal year 2009. Total compensation and benefits decreased
    $41.1&#160;million, or 3.9%, primarily as a result of lower
    commission-based wages due to the decline in the number of tax
    returns prepared. Bad debt expense decreased $7.3&#160;million,
    or 6.5%, primarily as a result of lower EA and RAL volumes, and
    more restrictive underwriting criteria. Depreciation and
    amortization expenses increased $13.9&#160;million, or 17.5%,
    primarily as a result of amortization of intangible assets,
    related to the November 2008 acquisition of our last major
    independent franchise operator. Other expenses decreased
    $31.4&#160;million, or 10.7%, primarily as a result of lower
    legal expenses. During fiscal year 2010 we recognized gains of
    $49.1&#160;million on the sale of certain company-owned offices
    to franchisees, compared to $14.9&#160;million in fiscal year
    2009.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Pretax income for fiscal year 2010 decreased $59.7&#160;million,
    or 6.4%, from 2009. As a result of the declines in revenues,
    pretax margin for the segment decreased from 29.6% in fiscal
    year 2009, to 29.2% in fiscal year 2010.
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">20&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">BUSINESS
    SERVICES</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    This segment consists of RSM McGladrey, Inc. (RSM), a national
    firm offering tax, consulting and accounting services, and
    capital market services to middle-market companies.
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="55%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="4" align="left" valign="bottom">
    <B><FONT style="font-size: 8pt; font-family: Arial, Helvetica">Business
    Services&#160;&#150;&#160;Operating Results</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(dollars in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Tax services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;465,406</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;454,551
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;484,825
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Business consulting
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>243,189</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    260,339
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    246,724
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Accounting services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>38,903</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    47,706
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    52,496
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Capital markets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12,243</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    11,855
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    18,220
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Reimbursed expenses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>19,910</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    22,929
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    19,863
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>50,143</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    62,969
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    75,681
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Total revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>829,794</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    860,349
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    897,809
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Compensation and benefits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>552,775</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    574,901
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    588,866
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Occupancy
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>48,274</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    49,154
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    49,070
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Depreciation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>18,970</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    21,122
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    22,626
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Marketing and advertising
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>20,914</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    18,960
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    23,803
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Amortization of intangible assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,563</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    11,639
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    13,018
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Litigation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>39,317</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    19,968
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,712
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>88,978</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    105,891
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    97,617
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Total expenses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>780,791</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    801,635
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    801,712
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Pretax income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>49,003</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    58,714
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    96,097
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Pretax margin
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5.9%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6.8%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    10.7%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<DIV style="margin-top: 6pt; font-size: 1pt">
&nbsp;
</DIV>
<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">FISCAL 2011
    COMPARED TO FISCAL 2010</FONT></B>&#160;&#150;&#160;Business
    Services&#146; revenues decreased $30.6&#160;million, or 3.6%,
    from the prior year. Tax services revenues increased primarily
    as a result of the acquisition of Caturano, as discussed in
    Item&#160;8, note&#160;2 to the consolidated financial
    statements. Business consulting revenues declined
    $17.2&#160;million, or 6.6%, primarily due to a decline in
    services performed on a large multi-year engagement in our
    consulting practice.&#160;&#160;
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Other revenues declined $12.8&#160;million, or 20.4%, primarily
    as a result of a reduction in management fees received related
    to the new administrative services agreement with M&#038;P, as
    discussed in Item&#160;8, note&#160;17 to the consolidated
    financial statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Total expenses decreased $20.8&#160;million, or 2.6%, from the
    prior year. Compensation and benefits decreased
    $22.1&#160;million, or 3.8%, primarily due to a reduction of
    costs directly related to the large multi-year consulting
    engagement discussed above and reduced spend on employee
    insurance benefits. Litigation expenses increased
    $19.3&#160;million, or 96.9%, over the prior year. Other
    expenses declined $16.9&#160;million, or 16.0%, primarily due to
    an impairment of goodwill recorded in the prior year.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Pretax income for the year ended April&#160;30, 2011 of
    $49.0&#160;million compares to $58.7&#160;million in the prior
    year. Pretax margin for the segment decreased to 5.9% from 6.8%
    in fiscal year 2010, primarily due to litigation costs.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">FISCAL 2010
    COMPARED TO FISCAL
    2009</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;&#160;</FONT>Business
    Services&#146; revenues for fiscal year 2010 decreased
    $37.5&#160;million, or 4.2%, from fiscal year 2009. Revenues
    from core tax, consulting and accounting services decreased
    $21.4&#160;million, or 2.7%, from fiscal year 2009. Tax and
    accounting services revenues decreased $30.3&#160;million and
    $4.8&#160;million, respectively, primarily due to decreases in
    chargeable hours and pressures on billable rates. Business
    consulting revenues increased $13.6&#160;million, or 5.5%,
    primarily due to a large engagement in our operational
    consulting practice.&#160;&#160;
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Continued weak economic conditions in recent years have severely
    reduced investment and transaction activity. As a result,
    revenues from our capital markets business have been declining
    severely, including a decline of $6.4&#160;million, or 34.9%,
    from fiscal year 2009. As noted below, we recorded an impairment
    of goodwill associated with this business during fiscal year
    2010.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Other revenue declined $12.7&#160;million, or 16.8%, primarily
    due to lower management fee revenues and interest income
    received from M&#038;P.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Total expenses were essentially flat compared to fiscal year
    2009. Compensation and benefits decreased $14.0&#160;million, or
    2.4%, primarily due to headcount reductions driven by reduced
    client demand. Marketing and advertising costs decreased
    $4.8&#160;million, or 20.3%, primarily due to fewer sponsorships
    and lower advertising costs. Litigation expenses increased
    $13.3&#160;million from fiscal year 2009. Other expenses
    increased $8.3&#160;million primarily due to a
    $15.0&#160;million impairment of goodwill at RSM EquiCo, as
    discussed in Item&#160;8, note&#160;9 to the consolidated
    financial statements.
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">21
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Pretax income for the year ended April&#160;30, 2010 of
    $58.7&#160;million compares to $96.1&#160;million in fiscal year
    2009. Pretax margin for the segment decreased from 10.7% in
    fiscal year 2009, to 6.8% in fiscal year 2010, primarily due to
    poor results in our capital markets business and a reduction of
    revenue in our core businesses.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">CORPORATE,
    ELIMINATIONS AND INCOME TAXES ON CONTINUING OPERATIONS</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Corporate operating losses include interest income from
    U.S.&#160;passive investments, interest expense on borrowings,
    net interest margin and gains or losses relating to mortgage
    loans held for investment, real estate owned, residual interests
    in securitizations and other corporate expenses, principally
    related to finance, legal and other support departments.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 7pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="56%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="8" align="left" valign="bottom">
    <B><FONT style="font-size: 8pt; font-family: Arial, Helvetica">Corporate&#160;&#150;
    Operating Results</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Interest income on mortgage loans held for investment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>24,693</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,877
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    46,396
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>7,448</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,854
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    7,295
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Total revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>32,141</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    38,731
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    53,691
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Interest expense
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>84,288</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    79,929
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    92,945
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Provision for loan losses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>35,567</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    47,750
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    63,897
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Compensation and benefits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>49,463</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    53,607
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    48,973
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Other, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,299</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (614
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,651
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Total expense
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>171,617</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    180,672
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    237,466
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Pretax loss
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(139,476</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(141,941
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(183,775
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    </B>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">FISCAL YEAR 2011
    COMPARED TO FISCAL YEAR 2010</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Interest income earned on mortgage loans held for investment
    decreased $7.2&#160;million, or 22.5%, from the prior year,
    primarily as a result of declining rates and non-performing
    loans. Our provision for loan losses decreased
    $12.2&#160;million, or 25.5%, from the prior year as a result of
    the continued run-off of our portfolio.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

    <B><FONT style="font-family: Arial, Helvetica">Income Taxes on
    Continuing Operations</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our effective tax rate for continuing operations was 38.1% for
    the fiscal year ended April&#160;30, 2011, compared to 37.6% in
    the prior year. This increase resulted from a decline in gains
    from investments in company-owned life insurance assets which
    are not subject to tax, an increase in the state effective tax
    rate and other favorable net discrete adjustments booked in the
    current year compared to unfavorable adjustments recorded in the
    prior year.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

    <B><FONT style="font-family: Arial, Helvetica">FISCAL YEAR 2010
    COMPARED TO FISCAL YEAR 2009</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Interest income earned on mortgage loans held for investment for
    the fiscal year ended April&#160;30, 2010 decreased
    $14.5&#160;million, or 31.3%, from fiscal year 2009, primarily
    as a result of non-performing loans. Interest expense decreased
    $13.0&#160;million, or 14.0%, due to lower funding costs related
    to our mortgage loan portfolio and lower corporate borrowings.
    Our provision for loan losses decreased $16.1&#160;million from
    fiscal year 2009.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Other expenses declined $32.3&#160;million primarily due to
    gains of $9.0&#160;million on residual interests in fiscal year
    2010, compared to impairments of $3.1&#160;million recorded in
    fiscal year 2009. Additionally, we transferred liabilities
    relating to previously retained insurance risk to a third-party,
    and recorded a gain of $9.5&#160;million in fiscal year 2010.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Income Taxes on
    Continuing Operations</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our effective tax rate for continuing operations was 37.6% for
    the fiscal year ended April&#160;30, 2010, compared to 38.9% in
    fiscal year 2009. Our effective tax rates declined from fiscal
    year 2009 due to a reduction in our valuation allowance related
    to tax-planning strategies and favorable tax benefits related to
    investment gains on our corporate owned life insurance
    investments.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">DISCONTINUED
    OPERATIONS</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Sand Canyon Corporation (&#147;SCC&#148;, previously known as
    Option One Mortgage Corporation) ceased originating mortgage
    loans in December of 2007 and, in April 2008, sold its servicing
    assets and discontinued its remaining operations. The sale of
    servicing assets did not include the sale of any mortgage loans.
    SCC retained contingent liabilities that arose from the
    operations of SCC prior to its disposal, including certain
    mortgage loan repurchase obligations, contingent liabilities
    associated with litigation and related claims, lease
    commitments, and employee termination benefits. SCC also
    retained residual interests in certain mortgage loan
    securitization transactions prior to cessation of its
    origination business. The net loss from discontinued operations
    totaled $13.3&#160;million, $9.7&#160;million and
    $27.4&#160;million for the fiscal years ended April&#160;30,
    2011, 2010 and 2009, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In connection with the securitization and sale of mortgage
    loans, SCC made certain representations and warranties. In the
    event that there is a breach of a representation and warranty
    and such breach materially and adversely affects the value of a
    mortgage loan, SCC may be obligated to repurchase a loan or
    otherwise indemnify certain parties for losses incurred as a
    result of loan liquidation.
</DIV>
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<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">22&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    SCC has recorded a liability for estimated contingent losses
    related to representation and warranty claims as of
    April&#160;30, 2011, of $126.3&#160;million, which represents
    SCC&#146;s best estimate of the probable loss that may occur.
    Losses on valid claims totaled $12.2&#160;million,
    $18.2&#160;million and $36.4&#160;million for fiscal years 2011,
    2010 and 2009, respectively. These amounts were recorded as
    reductions of our loan repurchase liability. During the current
    year, payments totaling $49.8&#160;million were made under an
    indemnity agreement dated April 2008 with a specific
    counterparty in exchange for a full and complete release of such
    party&#146;s ability to assert representation and warranty
    claims. These payments were also recorded as a reduction in our
    loan repurchase liability. The indemnity agreement was given as
    part of obtaining the counterparty&#146;s consent to SCC&#146;s
    sale of its mortgage servicing business in 2008. We have no
    remaining payment obligations under this indemnity agreement.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    While SCC uses the best information available to it in
    estimating its liability, assessing the likelihood that claims
    will be asserted in the future and estimating probable losses is
    inherently difficult and requires considerable management
    judgment. Although net losses on settled claims since
    May&#160;1, 2008 have been within initial loss estimates, to the
    extent that the volume of asserted claims, the level of valid
    claims, the counterparties asserting claims, the nature of
    claims, or the value of residential home prices differ in the
    future from current estimates, future losses may be greater than
    the current estimates and those differences may be significant.
    See additional discussion in Item&#160;8, note&#160;18 to the
    consolidated financial statements.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">CRITICAL
    ACCOUNTING ESTIMATES</FONT></B>
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We consider the estimates discussed below to be critical to
    understanding our financial statements, as they require the use
    of significant judgment and estimation in order to measure, at a
    specific point in time, matters that are inherently uncertain.
    Specific risks for these critical accounting estimates are
    described in the following paragraphs. We have reviewed and
    discussed each of these estimates with the Audit Committee of
    our Board of Directors. For all of these estimates, we caution
    that future events rarely develop precisely as forecasted and
    estimates routinely require adjustment and may require material
    adjustment.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    See Item&#160;8, note&#160;1 to our consolidated financial
    statements, which discusses accounting estimates we have
    selected when there are acceptable alternatives and new or
    proposed accounting standards that may affect our financial
    reporting in the future.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">ALLOWANCE FOR
    LOAN LOSSES</FONT></B>&#160;&#150;&#160;The principal amount of
    mortgage loans held for investment totaled $573.0&#160;million
    at April&#160;30, 2011. We are exposed to the risk that
    borrowers may not repay amounts owed to us when they become
    contractually due. We record an allowance representing our
    estimate of credit losses inherent in the portfolio of loans
    held for investment at the balance sheet date. Determination of
    our allowance for loan losses is considered a critical
    accounting estimate because loss provisions can be material to
    our operating results, projections of loan delinquencies and
    related matters are inherently subjective, and actual losses are
    impacted by factors outside of our control including economic
    conditions, unemployment rates and residential home
    prices.&#160;&#160;
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We record a loan loss allowance for loans less than 60&#160;days
    past due on a pooled basis. The aggregate principal balance of
    these loans totaled $304.3&#160;million at April&#160;30, 2011,
    and the portion of our allowance for loan losses allocated to
    these loans totaled $11.2&#160;million. In estimating our loan
    loss allowance for these loans, we stratify the loan portfolio
    based on our view of risk associated with various elements of
    the pool and assign estimated loss rates based on those risks.
    Loss rates are based primarily on historical experience and our
    assessment of economic and market conditions. Loss rates
    consider both the rate at which loans will become delinquent
    (frequency) and the amount of loss that will ultimately be
    realized upon occurrence of a liquidation of collateral
    (severity). Frequency rates are based primarily on historical
    migration analysis of loans to delinquent status. Severity rates
    are based primarily on recent broker quotes or appraisals of
    collateral. Because of imprecision and uncertainty inherent in
    developing estimates of future credit losses, in particular
    during periods of rapidly declining collateral values or
    increasing delinquency rates, our estimation process includes
    development of ranges of possible outcomes. Ranges were
    developed by stressing initial estimates of both frequency and
    severity rates. Stressing of frequency and severity assumptions
    is intended to model deterioration in credit quality that is
    difficult to predict during declining economic conditions.
    Future deterioration in credit quality may exceed our modeled
    assumptions.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Mortgage loans held for investment include loans originated by
    our affiliate, SCC, and purchased by HRB Bank. We have greater
    exposure to loss with respect to this segment of our loan
    portfolio as a result of historically higher delinquency rates.
    Therefore, we assign higher frequency rate assumptions to
    SCC-originated loans compared with loans originated by other
    third-party banks as we consider estimates of future losses. At
    April&#160;30, 2011 our weighted-average frequency assumption
    was 9.4% for SCC-originated loans compared to 2.8% for remaining
    loans in the portfolio.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Loans 60&#160;days past due are considered impaired and are
    reviewed individually. We record loss estimates typically based
    on the value of the underlying collateral. Our specific loan
    loss allowance for these impaired loans reflected an average
    loss severity of 43% at April&#160;30, 2011. The aggregate
    principal balance of impaired loans
</DIV>
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<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">23
    </FONT>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    totaled $162.3&#160;million at April&#160;30, 2011, and the
    portion of our allowance for loan losses allocated to these
    loans totaled $69.8&#160;million.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Modified loans that meet the definition of a troubled debt
    restructuring (TDR) are also considered impaired and are
    reviewed individually. We record impairment equal to the
    difference between the principal balance of the loan and the
    present value of expected future cash flows discounted at the
    loan&#146;s effective interest rate. However, if we assess that
    foreclosure of a modified loan is probable, we record impairment
    based on the estimated fair value of the underlying collateral.
    The aggregate principal balance of TDR loans totaled
    $106.3&#160;million at April&#160;30, 2011, and the portion of
    our allowance for loan losses allocated to these loans totaled
    $11.1&#160;million.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The loan loss allowance as a percent of mortgage loans held for
    investment was 16.1% at April&#160;30, 2011, compared to 13.7%
    at April&#160;30, 2010. The increase during the current year is
    primarily as a result of declining collateral values due to
    lower residential home prices and modeled expectations for
    future loan delinquencies in the portfolio. The residential
    mortgage industry has experienced significant adverse trends for
    an extended period. If adverse trends continue for a sustained
    period or at rates worse than modeled by us, we may be required
    to record additional loan loss provisions, and those losses may
    be significant.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Determining the allowance for loan losses for loans held for
    investment requires us to make estimates of losses that are
    highly uncertain and requires a high degree of judgment. If our
    underlying assumptions prove to be inaccurate, the allowance for
    loan losses could be insufficient to cover actual losses. Our
    mortgage loan portfolio is a static pool, as we are no longer
    originating or purchasing new mortgage loans, and we believe
    that factor, over time, will limit variability in our loss
    estimates.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">MORTGAGE LOAN
    REPURCHASE OBLIGATION</FONT></B>&#160;&#150;&#160;In connection
    with the securitization and sale of loans, SCC made certain
    representations and warranties, including, but not limited to,
    representations relating to matters such as ownership of the
    loan, validity of lien securing the loan, and the loan&#146;s
    compliance with SCC&#146;s underwriting criteria.
    Representations and warranties in whole loan sale transactions
    to institutional investors included a &#147;knowledge
    qualifier&#148; which limits SCC liability for borrower fraud to
    those instances where SCC had knowledge of the fraud at the time
    the loans were sold. In the event that there is a breach of a
    representation and warranty and such breach materially and
    adversely affects the value of a mortgage loan, SCC may be
    obligated to repurchase a loan or otherwise indemnify certain
    parties for losses incurred as a result of loan liquidation.
    Generally, these representations and warranties are not subject
    to a stated term, but would be subject to statutes of limitation
    applicable to the contractual provisions.&#160;&#160;
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    SCC estimates losses relating to representation and warranty
    claims by estimating loan repurchase and indemnification
    obligations on both known claims and projections of future
    claims. Projections of future claims are based on an analysis
    that includes a combination of reviewing repurchase demands and
    actual defaults and loss severities, inquiries from various
    third-parties, the terms and provisions of related agreements
    and the historical rate of repurchase and indemnification
    obligations related to breaches of representations and
    warranties. SCC&#146;s methodology for calculating this
    liability considers the likelihood that individual
    counterparties will assert future claims.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    SCC recorded a liability for estimated contingent losses related
    to representation and warranty claims of $126.3&#160;million as
    of April&#160;30, 2011. Actual losses charged against this
    reserve during fiscal year 2011 totaled $61.9&#160;million,
    which included payments totaling $49.8&#160;million made under
    an indemnity agreement dated April 2008 with a specific
    counterparty in exchange for a full and complete release of such
    party&#146;s ability to assert representation and warranty
    claims. The recorded liability represents SCC&#146;s estimate of
    losses from future claims where assertion of a claim and a
    related contingent loss are both deemed probable. Because the
    rate at which future claims may be deemed valid and actual loss
    severity rates may differ significantly from historical
    experience, SCC is not able to estimate reasonably possible loss
    outcomes in excess of its current accrual. A 1% increase in both
    assumed validity rates and loss severities would result in
    losses beyond SCC&#146;s accrual of approximately
    $16&#160;million. This sensitivity is hypothetical and is
    intended to provide an indication of the impact of a change in
    key assumptions on the representations and warranties liability.
    In reality, changes in one assumption may result in changes in
    other assumptions, which may or may not counteract the
    sensitivity.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    While SCC uses the best information available to it in
    estimating its liability, assessing the likelihood that claims
    will be asserted in the future and estimating probable losses
    are inherently difficult to estimate and require considerable
    management judgment. Although net losses on settled claims since
    May&#160;1, 2008 have been within initial loss estimates, to the
    extent that the volume of asserted claims, the level of valid
    claims, the counterparties asserting claims, the nature of
    claims, or the value of residential home prices differ in the
    future from current estimates, future losses may be greater than
    the current estimates and those differences may be significant.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    See Item&#160;8, note&#160;18 to our consolidated financial
    statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">LITIGATION</FONT></B>&#160;&#150;&#160;It
    is our policy to routinely assess the likelihood of any adverse
    judgments or outcomes related to legal matters, as well as
    ranges of probable losses. A determination of the amount of the
    reserves required, if any,
</DIV>
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    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">24&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    for these contingencies is made after analysis of each known
    issue and an analysis of historical experience. Therefore, we
    have recorded reserves related to certain legal matters for
    which we believe it is probable that a loss will be incurred and
    the range of such loss can be estimated. With respect to other
    matters, we have concluded that a loss is only reasonably
    possible or remote, or is not estimable and, therefore, no
    liability is recorded.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Assessing the likely outcome of pending litigation, including
    the amount of potential loss, if any, is highly subjective. Our
    judgments regarding likelihood of loss and our estimates of
    probable loss amounts may differ from actual results due to
    difficulties in predicting the outcome of jury trials,
    arbitration hearings, settlement discussions and related
    activity, predicting the outcome of class certification actions
    and various other uncertainties. Due to the number of claims
    which are periodically asserted against us, and the magnitude of
    damages sought in those claims, actual losses in the future may
    significantly exceed our current estimates.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    See Item&#160;8, note&#160;19 to our consolidated financial
    statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">VALUATION OF
    GOODWILL</FONT></B>&#160;&#150;&#160;The evaluation of goodwill
    for impairment is a critical accounting estimate due both to the
    magnitude of our goodwill balances, and the judgment involved in
    determining the fair value of our reporting units. Goodwill
    balances totaled $846.2&#160;million as of April&#160;30, 2011
    and $840.4&#160;million as of April&#160;30, 2010.&#160;&#160;
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We test goodwill and other indefinite-life intangible assets for
    impairment annually or more frequently if events occur or
    circumstances change which would, more likely than not, reduce
    the fair value of a reporting unit below its carrying value. Our
    goodwill impairment analysis is based on a discounted cash flow
    approach and market comparables. This analysis, at the reporting
    unit level, requires significant management judgment with
    respect to revenue and expense forecasts, anticipated changes in
    working capital and the selection and application of an
    appropriate discount rate. Changes in projections or assumptions
    could materially affect our estimate of reporting unit fair
    values. The use of different assumptions would increase or
    decrease estimated discounted future operating cash flows and
    could affect our conclusions regarding the existence or amount
    of potential impairment. Finally, strategic changes in our
    outlook regarding reporting units or intangible assets may alter
    our valuation approach and could result in changes to our
    conclusions regarding impairment.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Future estimates of fair value may be adversely impacted by
    declining economic conditions. In addition, if future operating
    results of our reporting units are below our current modeled
    expectations, fair value estimates may decline. Any of these
    factors could result in future impairments, and those
    impairments could be significant.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We recorded a goodwill impairment of $22.7&#160;million related
    to our RedGear reporting unit within our Tax Services segment in
    the third quarter of fiscal year 2011, leaving a remaining
    goodwill balance of approximately $14&#160;million. Revenues for
    this reporting unit have been below our estimates. Poor results
    in future years could result in further impairment.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We recorded a goodwill impairment of $15.0&#160;million related
    to our RSM EquiCo reporting unit within our Business Services
    segment in the third quarter of fiscal year 2010, leaving a
    remaining goodwill balance of $14.3&#160;million. Continued poor
    results for this reporting unit could result in further
    impairment.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    See Item&#160;8, note&#160;9 to our consolidated financial
    statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">INCOME
    TAXES</FONT></B>&#160;&#150;&#160;Income taxes are accounted for
    using the asset and liability approach under U.S.&#160;GAAP. We
    calculate our current and deferred tax provision for the fiscal
    year based on estimates and assumptions that could differ from
    the actual results reflected in income tax returns filed during
    the applicable calendar year. Adjustments based on filed returns
    are recorded in the appropriate periods when identified. We file
    a consolidated federal tax return on a calendar year basis,
    generally in the second fiscal quarter of the subsequent year.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We record a valuation allowance to reduce our deferred tax
    assets to the amount that is more likely than not to be
    realized. We have considered taxable income in carry-back
    periods, historical and forecasted earnings, future taxable
    income, the mix of earnings in the jurisdictions in which we
    operate, and tax planning strategies in determining the need for
    a valuation allowance against our deferred tax assets.
    Determination of a valuation allowance for deferred tax assets
    requires that we make judgments about future matters that are
    not certain, including projections of future taxable income and
    evaluating potential tax-planning strategies. To the extent that
    actual results differ from our current assumptions, the
    valuation allowance will increase or decrease. In the event we
    were to determine we would not be able to realize all or part of
    our deferred tax assets in the future, an adjustment to the
    deferred tax assets would be charged to earnings in the period
    in which we make such determination. Likewise, if we later
    determine it is more likely than not that the deferred tax
    assets would be realized, we would reverse the applicable
    portion of the previously provided valuation allowance.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The income tax laws of jurisdictions in which we operate are
    complex and subject to different interpretations by the taxpayer
    and applicable government taxing authorities. Income tax returns
    filed by us are based on our interpretation of these rules. The
    amount of income taxes we pay is subject to ongoing audits by
    federal, state and foreign tax authorities, which may result in
    proposed assessments, including assessments of interest
    <FONT style="white-space: nowrap">and/or</FONT>
    penalties. Our estimate for the potential outcome for any
    uncertain tax issue is highly subjective and based on our best
    judgments. Actual results may differ from our current judgments
    due to a variety of factors, including changes
</DIV>
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    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">25
    </FONT>
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    <FONT style="font-size: 9pt">in law, interpretations of law by
    taxing authorities that differ from our assessments, changes in
    the jurisdictions in which we operate and results of routine tax
    examinations. We believe we have adequately provided for any
    reasonably foreseeable outcome related to these matters.
    However, our future results may include favorable or unfavorable
    adjustments to our estimated tax liabilities in the period the
    assessments are made or resolved, or when statutes of limitation
    on potential assessments expire. As a result, our effective tax
    rate may fluctuate on a quarterly basis.
    </FONT>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">REVENUE
    RECOGNITION</FONT></B>&#160;&#150;&#160;We have many different
    revenue sources, each governed by specific revenue recognition
    policies. Our revenue recognition policies can be found in
    Item&#160;8, note&#160;1 to our consolidated financial
    statements.&#160;&#160;
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">FINANCIAL
    CONDITION</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">CAPITAL RESOURCES
    AND LIQUIDITY</FONT></B>&#160;&#150;&#160;Our sources of capital
    include cash from operations, cash from customer deposits,
    issuances of common stock and debt. We use capital primarily to
    fund working capital, pay dividends, repurchase treasury shares
    and acquire businesses. Our operations are highly seasonal and
    therefore generally require the use of cash to fund operating
    losses during the period May through mid-January.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Given the likely availability of a number of liquidity options
    discussed herein, including borrowing capacity under our CLOC,
    we believe, that in the absence of any unexpected developments,
    our existing sources of capital at April&#160;30, 2011 are
    sufficient to meet our operating needs.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    These comments should be read in conjunction with the
    consolidated balance sheets and consolidated statements of cash
    flows included in Item&#160;8.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

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    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
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<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
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<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
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<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
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&nbsp;
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&nbsp;
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&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
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<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net cash provided by (used in):
</DIV>
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<TD>
&nbsp;
</TD>
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&nbsp;
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&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Operating activities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>512,503</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;587,469
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,024,439
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Investing activities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(110,157</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,353
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,560
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Financing activities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(534,391</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (481,118
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (40,233
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Effect of exchange rates on cash
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,844</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    11,678
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net change in cash and cash equivalents
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(126,201</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    149,382
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    989,766
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    </B>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 2pt; margin-left: 0%; width: 99%;  align: left; border-bottom: 1pt solid #000000"></DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">CASH FROM
    OPERATING ACTIVITIES</FONT></B>&#160;&#150;&#160;Cash provided
    by operations, which consists primarily of cash received from
    customers, decreased $75.0&#160;million from fiscal year 2010.
    Cash payments for representation and warranty obligations of our
    discontinued mortgage business totaled $61.9&#160;million in
    fiscal year 2011, compared to $18.4&#160;million in fiscal year
    2010 and $36.5&#160;million in fiscal year 2009.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Restricted
    Cash.</FONT></B>&#160;We hold certain cash balances that are
    restricted as to use. Cash and cash equivalents&#160;&#150;
    restricted totaled $48.4&#160;million at April&#160;30, 2011,
    and primarily consisted of cash held by our captive insurance
    subsidiary that will be used to pay claims.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">CASH FROM
    INVESTING ACTIVITIES</FONT></B>&#160;&#150;&#160;Changes in cash
    provided by investing activities primarily relate to the
    following:
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Purchases of
    <FONT style="white-space: nowrap">Available-for-Sale</FONT>
    Securities.</FONT></B>&#160;During fiscal year 2011, HRB Bank
    purchased $138.8&#160;million in mortgage-backed securities for
    regulatory purposes. See additional discussion in Item&#160;8,
    note&#160;4 to the consolidated financial statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Mortgage Loans
    Held for Investment.</FONT></B>&#160;We received net proceeds of
    $58.5&#160;million, $72.8&#160;million and $91.3&#160;million on
    our mortgage loans held for investment in fiscal years 2011,
    2010 and 2009, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Purchases of
    Property and Equipment.</FONT></B>&#160;Total cash paid for
    property and equipment was $63.0&#160;million,
    $90.5&#160;million and $97.9&#160;million for fiscal years 2011,
    2010 and 2009, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Business
    Acquisitions.</FONT></B>&#160;Total cash paid for acquisitions
    was $54.2&#160;million, $10.5&#160;million and
    $293.8&#160;million during fiscal years 2011, 2010 and 2009,
    respectively. In July 2010 our Business Services segment
    acquired Caturano, a Boston-based accounting firm, and cash used
    in investing activities includes payments totaling
    $32.6&#160;million related to this acquisition. See additional
    discussion in Item&#160;8, note&#160;2 to the consolidated
    financial statements. In November 2008, we acquired our last
    major independent franchise operator for an aggregate purchase
    price of $279.2&#160;million.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In October 2010, we signed a definitive merger agreement to
    acquire all of the outstanding shares of 2SS Holdings, Inc.
    (&#147;2SS&#148;), developer of TaxACT digital tax preparation
    solutions, for $287.5&#160;million in cash. Completion of the
    transaction is subject to the satisfaction of customary closing
    conditions, including regulatory approval. In May 2011, the
    United States Department of Justice (the &#147;DOJ&#148;) filed
    a civil antitrust lawsuit to block our proposed acquisition of
    2SS. On June&#160;21, 2011, the parties to the merger agreement
    signed an amendment to the merger agreement, which is discussed
    in Item&#160;9B. There are no assurances that the DOJ&#146;s
    lawsuit will be resolved in our favor or that the transaction
    will be consummated.
</DIV>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">26&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    If the closing conditions are satisfied and this acquisition is
    consummated, we expect this acquisition will be funded by excess
    available liquidity from
    <FONT style="white-space: nowrap">cash-on-hand</FONT>
    or short-term borrowings.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Sales of
    Businesses.</FONT></B>&#160;In fiscal year 2011, we sold 280 tax
    offices to franchisees for proceeds of $65.6&#160;million. In
    fiscal year 2010, we sold 267 tax offices to franchisees for
    proceeds of $65.7&#160;million. In fiscal year 2009, we sold
    certain tax offices to franchisees for proceeds of
    $16.9&#160;million. The majority of these sales were financed
    through loans we made to our franchisees.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Loans Made to
    Franchisees.</FONT></B>&#160;Loans made to franchisees totaled
    $92.5&#160;million and $89.7&#160;million for fiscal years 2011
    and 2010, respectively. We received payments from franchisees
    totaling $57.6&#160;million and $40.7&#160;million,
    respectively. These amounts include both the financing of sales
    of tax offices and franchisee draws under our Franchise Equity
    Lines of Credit (FELCs).
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Discontinued
    Operations.</FONT></B>&#160;In fiscal year 2009, we sold our
    financial advisor business for proceeds of $304.0&#160;million.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">CASH FROM
    FINANCING ACTIVITIES</FONT></B>&#160;&#150;&#160;Changes in cash
    used in financing activities primarily relate to the
    following:&#160;&#160;
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Short-Term
    Borrowings.</FONT></B>&#160;We use commercial paper borrowings
    to fund our off-season losses and cover our seasonal working
    capital needs, however we had no commercial paper borrowings
    outstanding as of April&#160;30, 2011 or 2010. Our commercial
    paper borrowings peaked at $674.7&#160;million in the current
    year. We had other short-term borrowings in prior years to fund
    our participation interests in RALs.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">FHLB
    Borrowings.</FONT></B>&#160;HRB Bank obtains borrowings from the
    FHLB in accordance with regulatory and capital requirements.
    During fiscal years 2011, 2010 and 2009, we had net repayments
    of $50.0&#160;million, $25.0&#160;million and
    $29.0&#160;million, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Customer Banking
    Deposits.</FONT></B>&#160;Customer banking deposits used
    $11.4&#160;million in the current year compared to
    $17.5&#160;million provided in fiscal year 2010 and
    $64.4&#160;million in fiscal year 2009. These deposits are held
    by HRB Bank
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Dividends.</FONT></B>&#160;We
    have consistently paid quarterly dividends. Dividends paid
    totaled $186.8&#160;million, $200.9&#160;million and
    $198.7&#160;million in fiscal years 2011, 2010 and 2009,
    respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Repurchase and
    Retirement of Common Stock.</FONT></B>&#160;During fiscal year
    2011, we purchased and immediately retired 19.0&#160;million
    shares of our common stock at a cost of $279.9&#160;million.
    During fiscal year 2010, we purchased and immediately retired
    12.8&#160;million shares of our common stock at a cost of
    $250.0&#160;million. We may continue to repurchase and retire
    common stock or retire treasury stock in the future.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In June 2008, our Board of Directors rescinded the previous
    authorizations to repurchase shares of our common stock and
    approved an authorization to purchase up to $2.0&#160;billion of
    our common stock through June 2012. There was $1.4&#160;billion
    remaining under this authorization at April&#160;30, 2011.
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Issuances of
    Common Stock.</FONT></B>&#160;In October 2008, we sold
    8.3&#160;million shares of our common stock, without par value,
    at a price of $17.50 per share in a registered direct offering
    through subscription agreements with selected institutional
    investors. We received net proceeds of $141.4&#160;million,
    after deducting placement agent fees and other offering
    expenses. The purpose of the equity offering was to ensure we
    maintained adequate equity levels, as a condition of our CLOC,
    during our off-season. Proceeds were used for general corporate
    purposes.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Proceeds from the issuance of common stock in accordance with
    our stock-based compensation plans totaled $0.4&#160;million,
    $16.7&#160;million and $71.6&#160;million in fiscal years 2011,
    2010 and 2009, respectively.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">HRB
    BANK</FONT></B>&#160;&#150;&#160;Block Financial LLC (BFC)
    typically makes capital contributions to HRB Bank to help it
    meet its capital requirements. BFC made capital contributions to
    HRB Bank of $235.0&#160;million during fiscal years 2011 and
    2010, and $245.0&#160;million in fiscal year 2009.&#160;&#160;
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Historically, capital contributions by BFC have been repaid as a
    return of capital by HRB Bank as capital requirements decline. A
    return of capital or dividend paid by HRB Bank must be approved
    by the OTS. Although the OTS has approved such payments in the
    past, there is no assurance that they will continue to do so in
    the future, in particular if they determine that higher capital
    levels at HRB Bank are necessary due to non-performing asset
    levels. In addition, BFC may elect to maintain higher capital
    levels at HRB Bank. HRB Bank paid dividends and returned of
    capital of $262.5&#160;million during fiscal year 2011,
    comprised of $37.5&#160;million in REO properties and loans and
    $225.0&#160;million in cash. At April&#160;30, 2011, HRB Bank
    had cash balances of $615.1&#160;million. Distribution of those
    cash balances would be subject to OTS approval and are therefore
    not currently available for general corporate purposes.
</DIV>
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<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">27
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    See additional discussion of regulatory and capital requirements
    of HRB Bank in &#147;Regulatory Environment&#148; below.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 0pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">BORROWINGS</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We continually monitor our funding requirements and execute
    strategies to manage our overall asset and liability profile.
    The following chart provides the debt ratings for BFC as of
    April&#160;30, 2011 and 2010:
</DIV>

<DIV style="margin-top: 7pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="28%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="9%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">As of
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">April&#160;30,
    2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">April&#160;30, 2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Short-term
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Long-term
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Outlook
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Short-term
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Long-term
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Outlook
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Moody&#146;s
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>P-2</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>Baa2</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>Negative</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    P-2
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    Baa1
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    Stable
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    S&#038;P
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>A-2</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>BBB</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>Negative</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    A-2
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    BBB
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    Positive
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    DBRS
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>R-2 (high</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>BBB (high</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>Stable</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    R-2 (high
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    BBB (high
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    Positive
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    At April&#160;30, 2011, we maintained a CLOC agreement to
    support commercial paper issuances, general corporate purposes
    or for working capital needs. This facility provides funding up
    to $1.7&#160;billion and matures July&#160;31, 2013. This
    facility bears interest at an annual rate of LIBOR plus 1.30% to
    2.80% or PRIME plus 0.30% to 1.80% (depending on the type of
    borrowing) and includes an annual facility fee of 0.20% to 0.70%
    of the committed amounts, based on our credit ratings. Covenants
    in this facility include: (1)&#160;maintenance of a minimum net
    worth of $650.0&#160;million on the last day of any fiscal
    quarter; and (2)&#160;reduction of the aggregate outstanding
    principal amount of short-term debt, as defined in the
    agreement, to $200.0&#160;million or less for thirty consecutive
    days during the period March 1 to June 30 of each year
    (&#147;Clean-down requirement&#148;). At April&#160;30, 2011, we
    were in compliance with these covenants and had net worth of
    $1.4&#160;billion. We had no balance outstanding under the CLOCs
    at April&#160;30, 2011.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    During fiscal years 2011, 2010 and 2009, borrowing needs in our
    Canadian operations were funded by corporate borrowings in the
    U.S.&#160;To mitigate the foreign currency exchange rate risk,
    we used foreign exchange forward contracts. We do not enter into
    forward contracts for speculative purposes. In estimating the
    fair value of derivative positions, we utilize quoted market
    prices, if available, or quotes obtained from external sources.
    There were no forward contracts outstanding as of April&#160;30,
    2011.
</DIV>

<DIV style="margin-top: 7pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">CONTRACTUAL
    OBLIGATIONS AND COMMERCIAL COMMITMENTS</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    A summary of our obligations to make future payments as of
    April&#160;30, 2011, is as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="39%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="23" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="23" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Less Than 1&#160;Year
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">1 - 3&#160;Years
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">4 - 5&#160;Years
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom" style="border-bottom: 1px solid #000000">
    <FONT style="font-family: Arial, Helvetica">After 5&#160;Years
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="23" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Long-term debt (including interest)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,151,434</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>67,750</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>674,257</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>409,427</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Customer deposits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>863,898</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>511,010</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,656</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>22</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>341,210</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    FHLB borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>25,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>25,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Retirement plan contribution
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>50,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>20,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>20,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Acquisition payments
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>43,273</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,880</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>31,376</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,909</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6,108</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Contingent acquisition payments
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,652</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,318</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>30</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Media advertising purchase obligation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>9,498</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6,665</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,833</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Capital lease obligations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10,953</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>557</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,411</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,545</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>7,440</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Operating leases
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>735,048</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>238,167</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>309,107</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>120,080</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>67,694</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="21" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Total contractual cash obligations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,900,104</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>870,681</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,052,958</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>554,013</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>422,452</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
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<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
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    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
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&nbsp;
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&nbsp;
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<TD colspan="23" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The amount of liabilities recorded in connection with
    unrecognized tax positions that we reasonably expect to pay
    within twelve months is $16.6&#160;million at April&#160;30,
    2011 and is included in accrued income taxes on our consolidated
    balance sheet. The remaining amount is included in other
    noncurrent liabilities on our consolidated balance sheet.
    Because the ultimate amount and timing of any future cash
    settlements cannot be predicted with reasonable certainty, the
    estimated unrecognized tax position liability has been excluded
    from the table above. See Item&#160;8, note&#160;15 to the
    consolidated financial statements for additional information.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    See discussion of contractual obligations and commitments in
    Item&#160;8, within the notes to our consolidated financial
    statements.
</DIV>
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<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">28&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">REGULATORY
    ENVIRONMENT</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    HRB Bank is a federal savings bank and H&#038;R Block, Inc. is a
    savings and loan holding company. As a result, each is subject
    to regulation by the OTS. Federal savings banks are subject to
    extensive regulation and examination by the OTS, their primary
    federal regulator, as well as the FDIC.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    All savings associations are subject to the capital adequacy
    guidelines and the regulatory framework for prompt corrective
    action. HRB Bank must meet specific capital guidelines involving
    quantitative measures of HRB Bank&#146;s assets, liabilities and
    certain off-balance sheet items as calculated under regulatory
    accounting practices. HRB Bank&#146;s capital amounts and
    classification are also subject to qualitative judgments by the
    regulators about components, risk-weightings and other factors.
    As of March&#160;31, 2011, our most recent Thrift Financial
    Report (TFR) filing with the OTS, HRB bank was a &#147;well
    capitalized&#148; institution under the prompt corrective action
    provisions of the FDIC. See Item&#160;8, note&#160;20 to the
    consolidated financial statements for additional discussion of
    regulatory capital requirements and classifications.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    HRB Bank is an indirect wholly-owned subsidiary of H&#038;R
    Block, Inc. and its customer deposits are insured by the FDIC.
    If an insured institution fails, claims for administrative
    expenses of the receiver and for deposits in U.S.&#160;branches
    (including claims of the FDIC as subrogee of the failed
    institution) have priority over the claims of general unsecured
    creditors. In addition, the FDIC has authority to require
    H&#038;R Block, Inc. to reimburse it for losses it incurs in
    connection with the failure of HRB Bank or with the FDIC&#146;s
    provision of assistance to a banking subsidiary that is in
    danger of failure.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    H&#038;R Block, Inc. is a legal entity separate and distinct
    from its subsidiary, HRB Bank. Various federal and state
    statutory provisions and regulations limit the amount of
    dividends HRB Bank may pay without regulatory approval. The OTS
    has authority to prohibit HRB Bank from engaging in unsafe or
    unsound practices in conducting their business. The payment of
    dividends, depending on the financial condition of the bank,
    could be deemed an unsafe or unsound practice. The ability of
    HRB Bank to pay dividends in the future is currently, and could
    be further, influenced by bank regulatory policies and capital
    guidelines.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The U.S., various state, local, provincial and foreign
    governments and some self-regulatory organizations have enacted
    statutes and ordinances,
    <FONT style="white-space: nowrap">and/or</FONT>
    adopted rules and regulations, regulating aspects of our
    business. These aspects include, but are not limited to,
    commercial income tax return preparers, income tax courses, the
    electronic filing of income tax returns, the offering of RACs,
    the facilitation of RALs, loan originations and assistance in
    loan originations, mortgage lending, privacy, consumer
    protection, franchising, sales methods, banking, accountants and
    the accounting practice. We seek to determine the applicability
    of such statutes, ordinances, rules and regulations
    (collectively, &#147;Laws&#148;) and comply with those Laws.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    From time to time in the ordinary course of business, we receive
    inquiries from governmental and self-regulatory agencies
    regarding the applicability of Laws to our services and
    products. In response to past inquiries, we have agreed to
    comply with such Laws, convinced the authorities that such Laws
    were not applicable or that compliance already exists
    <FONT style="white-space: nowrap">and/or</FONT>
    modified our activities in the applicable jurisdiction to avoid
    the application of all or certain parts of such Laws. We believe
    the past resolution of such inquiries and our ongoing compliance
    with Laws has not had a material effect on our consolidated
    financial statements. We cannot predict what effect future Laws,
    changes in interpretations of existing Laws or the results of
    future regulator inquiries with respect to the applicability of
    Laws may have on our consolidated financial statements. See
    additional discussion of legal matters in Item&#160;3,
    &#147;Legal Proceedings&#148; and Item&#160;8, note&#160;19 to
    our consolidated financial statements.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">STATISTICAL
    DISCLOSURE BY BANK HOLDING COMPANIES</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    This section presents information required by the SEC&#146;s
    Industry Guide 3, &#147;Statistical Disclosure by Bank Holding
    Companies.&#148; The tables in this section include HRB Bank
    information only.
</DIV>
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<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">29
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">DISTRIBUTION OF
    ASSETS, LIABILITIES AND SHAREHOLDERS&#146; EQUITY; INTEREST
    RATES AND INTEREST DIFFERENTIAL&#160;</FONT></B>&#150;&#160;The
    following table presents average balance data and interest
    income and expense data for our banking operations, as well as
    the related interest yields and rates for fiscal years 2011,
    2010 and 2009:&#160;&#160;
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 6pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="32%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
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    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
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    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
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    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
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    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
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    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
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    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
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    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
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    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=08 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=08 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=08 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=09 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=09 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=09 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=09 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=10 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=10 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=10 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=10 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
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&nbsp;
</TD>
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&nbsp;
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&nbsp;
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&nbsp;
</TD>
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&nbsp;
</TD>
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&nbsp;
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&nbsp;
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&nbsp;
</TD>
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&nbsp;
</TD>
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&nbsp;
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&nbsp;
</TD>
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&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(dollars in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="36" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="10" align="center" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="10" align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="10" align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="36" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Interest<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Interest<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Interest<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Income/<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Yield/<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Income/<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Yield/<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Income/<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Yield/<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Expense
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Cost
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Expense
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Cost
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Expense
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Cost
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="36" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Interest-earning assets:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 13pt">
    Mortgage loans, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>545,052</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>24,693</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4.53</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    677,115
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,877
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4.12
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    839,253
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    46,396
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5.14
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 13pt">
    Federal funds sold
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,649</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>0.10</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    9,471
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    9
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.09
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    311,138
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    801
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.26
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 13pt">
    Emerald Advance
    <SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>141,127</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>94,300</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>35.21</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    106,093
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    77,891
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    35.21
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    133,252
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    91,019
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    35.31
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 13pt">
    <FONT style="white-space: nowrap">Available-for-sale</FONT>
    investment securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>22,243</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>174</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>0.78</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    25,144
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    181
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.71
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    29,500
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    791
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.68
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 13pt">
    FHLB stock
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,953</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>171</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.88</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,703
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    119
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.77
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,557
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    127
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.93
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 13pt">
    Cash and due from banks
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>930,666</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,338</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>0.25</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    747,504
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,976
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.26
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12,474
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    123
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.99
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,647,690</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>121,679</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>7.38</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,572,030
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    112,053
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    7.00
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,332,174
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    139,257
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    10.45
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 3pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Non-interest-earning assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>57,899</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    94,499
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    71,759
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Total HRB Bank assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,705,589</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,666,529
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,403,933
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Interest-bearing liabilities:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 13pt">
    Customer deposits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>830,597</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,488</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.02</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,019,664
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    10,174
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.00
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    863,072
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    14,069
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.63
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 13pt">
    FHLB borrowing
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>72,534</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,526</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.10</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    98,767
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,997
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.02
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    103,885
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,113
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4.92
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>903,131</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10,014</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.11</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,118,431
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12,171
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.09
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    966,957
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    19,182
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.98
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 3pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Non-interest-bearing liabilities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>366,666</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    267,159
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    230,271
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Total liabilities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,269,797</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,385,590
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,197,228
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Total shareholders&#146; equity
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>435,792</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    280,939
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    206,705
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Total liabilities and shareholders&#146; equity
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,705,589</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,666,529
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,403,933
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 3pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Net yield on interest-earning assets
    <SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>111,665</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6.78</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    99,882
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6.23
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    120,075
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    9.06
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD colspan="37">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="37" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="99%"></TD>
</TR>

<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(1)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT></TD>
    <TD align="left">
    <FONT style="font-family: Arial, Helvetica">Includes all
    interest income related to Emerald Advance activities. Amounts
    recognized as interest income also include certain fees, which
    are amortized into interest income over the life of the loan, of
    $48.5&#160;million, $39.2&#160;million and $44.0&#160;million
    for fiscal years 2011, 2010 and 2009, respectively.
    </FONT>
</TD>
</TR>

</TABLE>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 3pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-family: Arial, Helvetica">The following table
    presents the rate/volume variance in interest income and expense
    for the last two fiscal years:
    </FONT>
</DIV>



<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 7pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="28%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="9%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="9%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=08 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=08 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=08 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=09 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=09 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=09 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=09 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=10 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=10 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=10 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=10 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="18" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="36" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="14" align="center" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="14" align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="36" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total Change<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Change<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Change<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Change<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total Change<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Change<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Change<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Change<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">in Interest<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Due to<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Due to<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Due to<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">in Interest<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Due to<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Due to<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Due to<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Income/Expense
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Rate/Volume
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Rate
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Volume
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Income/Expense
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Rate/Volume
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Rate
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Volume
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="36" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Interest income:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Loans,
    net<SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>9,225</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,485</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(1,211</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,951</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (27,646
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,233
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (8,192
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (20,687
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    <FONT style="white-space: nowrap">Available-for-sale</FONT>
    investment securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(7</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(2</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>16</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(21</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (611
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    86
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (580
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (117
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Federal funds sold
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(6</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(1</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(6</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (792
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    500
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (515
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (777
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    FHLB stock
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>52</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(8</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>73</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(13</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (8
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#151;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (11
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Cash&#160;&#038; due from banks
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>362</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>40</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(128</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>450</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,853
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (5,305
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (90
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    7,248
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="35" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>9,626</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;4,514</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(1,249</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6,361</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(27,204
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(3,486
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(9,388
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(14,330
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="35" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Interest expense:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    Customer deposits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(1,686</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(264</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>56</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(1,478</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (3,895
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (573
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (5,457
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,135
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 15pt">
    FHLB borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(471</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(22</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>81</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(530</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (3,116
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    149
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (3,013
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (252
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="35" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(2,157</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(286</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>137</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(2,008</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (7,011
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (424
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (8,470
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,883
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="35" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    <BR>
    </B>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="37" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="99%"></TD>
</TR>

<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(1)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT></TD>
    <TD align="left">
    <FONT style="font-family: Arial, Helvetica">Non-accruing loans
    have been excluded.
    </FONT>
</TD>
</TR>

</TABLE>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 3pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">INVESTMENT
    PORTFOLIO</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>The following table presents the cost basis and fair
    value of HRB Bank&#146;s investment portfolio at April&#160;30,
    2011, 2010 and 2009:&#160;&#160;
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="41%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=08 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=08 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="28" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="28" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="28" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Cost Basis
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Fair Value
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Cost Basis
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Fair Value
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Cost Basis
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Fair Value
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="28" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Mortgage-backed securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;157,970</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;158,177</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;23,026
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;23,016
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    27,466
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    26,793
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Federal funds sold
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,727</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,727</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,338
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,338
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    157,326
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    157,326
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    FHLB stock
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,315</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,315</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,033
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,033
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,730
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,730
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Trust preferred security
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,854
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,454
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    292
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="27" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>170,012</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>170,219</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    33,251
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,418
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;194,976
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;191,141
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="27" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    <BR>
    </B>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="29" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">30&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The following table shows the cost basis, scheduled maturities
    and average yields for HRB Bank&#146;s investment portfolio at
    April&#160;30, 2011:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="43%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=08 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=08 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=08 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=09 type=gutter -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=09 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="31" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="29" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(dollars in
    000s)&#160;
    </FONT>
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom" style="border-bottom: 1px solid #000000">
    <FONT style="font-family: Arial, Helvetica">Less Than One Year
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom" style="border-bottom: 1px solid #000000">
    <FONT style="font-family: Arial, Helvetica">After Ten Years
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom" style="border-bottom: 1px solid #000000">
    <FONT style="font-family: Arial, Helvetica">Total
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Cost<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Basis
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Due
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Yield
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Due
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Yield
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Due
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Yield
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="31" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Mortgage-backed securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>157,970</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>157,970</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.32</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>157,970</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.32</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Federal funds sold
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,727</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,727</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>0.08</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,727</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>0.08</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    FHLB stock
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,315</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,315</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.88</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,315</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.88</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>170,012</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12,042</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>157,970</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>170,012</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="31" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 8pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">LOAN PORTFOLIO
    AND SUMMARY OF LOAN LOSS
    EXPERIENCE</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>The following table shows the composition of HRB
    Bank&#146;s mortgage loan portfolio as of April&#160;30, 2011,
    2010, 2009, 2008 and 2007, and information on delinquent loans:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="39%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="22" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">As of April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2008
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2007
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Residential real estate mortgages
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;569,610</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;683,452
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;821,583
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,004,283
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,350,612
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Home equity lines of credit
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>183</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    232
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    254
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    357
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    280
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>569,793</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    683,684
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    821,837
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,004,640
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,350,892
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Loans and TDRs on non-accrual
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>155,645</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    185,209
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    222,382
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    110,759
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    22,909
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Loans past due 90&#160;days or more
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>149,501</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    153,703
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    121,685
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    73,600
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    22,909
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Total TDRs
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>106,328</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    144,977
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    160,741
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    37,159
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD colspan="25">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Concentrations of loans to borrowers located in a single state
    may result in increased exposure to loss as a result of changes
    in real estate values and underlying economic or market
    conditions related to a particular geographical location. The
    table below presents outstanding loans by state for our
    portfolio of mortgage loans held for investment as of
    April&#160;30, 2011:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="39%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="22" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(dollars in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Loans<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Loans<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Purchased<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Purchased<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">from Other<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Percent<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Delinquency<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">from SCC
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Parties
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">of Total
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Rate (30+ Days)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Florida
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;47,378</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;68,499</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;115,877</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>20%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
    <B>33</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    California
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>67,662</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12,219</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>79,881</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>14%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
    <B>32</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    New York
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>88,004</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10,101</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>98,105</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>17%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
    <B>46</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Wisconsin
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,998</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>44,551</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>46,549</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    All others
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>149,949</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>79,432</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>229,381</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>41%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
    <B>26</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Total
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;354,991</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;214,802
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;569,793</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>100%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD colspan="25">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    A rollforward of HRB Bank&#146;s allowance for loss on mortgage
    loans is as follows:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="39%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="22" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(dollars in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2008
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2007
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance at beginning of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;93,535</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;84,073
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    45,401
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,448
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Provision
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>35,200</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    47,750
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    63,897
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    42,004
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,622
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Recoveries
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>272</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    88
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    54
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    999
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Charge-offs and transfers
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(38,520</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (38,376
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (25,279
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,050
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (174
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance at end of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>90,487</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    93,535
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;84,073
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;45,401
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#160;3,448
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Ratio of net charge-offs to average loans outstanding during the
    year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5.96</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4.95%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.80%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.09%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.02%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD colspan="25">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">31
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">DEPOSITS</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    The following table shows HRB Bank&#146;s average deposit
    balances and the average rate paid on those deposits for fiscal
    years 2011, 2010 and 2009:</FONT>&#160;&#160;
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="37%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="3%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="3%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="3%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="3%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="3%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="3%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(dollars in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Rate
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Rate
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Rate
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Money market and savings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>279,162</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>0.81</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    400,920
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.50
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    467,864
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.37
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Interest-bearing checking accounts
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10,782</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>0.87</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    13,677
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.61
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    13,579
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.25
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    IRAs
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>353,902</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.01</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    377,973
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.02
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    289,814
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.27
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Certificates of deposit
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>186,742</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.36</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    227,094
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.86
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    91,815
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3.98
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>830,588</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.02</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,019,664
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.00
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    863,072
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.63
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Non-interest-bearing deposits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>310,781</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    233,717
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    212,607
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;1,141,369</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,253,381
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,075,679
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD colspan="25">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">RATIOS</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>The following table shows certain of HRB Bank&#146;s key
    ratios for fiscal years 2011, 2010 and 2009:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="61%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="11" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="11" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Pretax return on assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.36%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.12%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1.03
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )%
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net return on equity
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5.43%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    21.04%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (6.67
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )%
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Equity to assets ratio
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>30.81%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    28.83%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12.44%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="12" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    During fiscal year 2009, HRB Bank shared the revenues and
    expenses of the H&#038;R Block Prepaid
    MasterCard<SUP style="font-size: 85%; vertical-align: text-top">&#174;</SUP>

    program with an affiliate, and as a result, transferred revenues
    and expenses of $49.4&#160;million and $13.4&#160;million,
    respectively, to this affiliate. During fiscal year 2010, the
    agreement with the affiliate was terminated and HRB Bank now
    retains the revenues and expenses of the program.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">SHORT-TERM
    BORROWINGS</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;
    </FONT>The following table shows HRB Bank&#146;s short-term
    borrowings for fiscal years 2011, 2010 and 2009:&#160;&#160;
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="36%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(dollars in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Rate
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Rate
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Rate
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Ending balance of FHLB advances
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;25,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.36%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;50,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.92%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    25,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.76%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Average balance of FHLB advances
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>72,534</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.10%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    98,767
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.07%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;103,885
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4.92%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The maximum amount of FHLB advances outstanding during fiscal
    years 2011, 2010 and 2009 was $75.0&#160;million,
    $100.0&#160;million and $129.0&#160;million, respectively.
</DIV>

<DIV style="font-size: 9pt; margin-left: 0%; width: 99%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 9pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">NEW ACCOUNTING
    PRONOUNCEMENTS</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    See Item&#160;8, note&#160;1 to our consolidated financial
    statements for a discussion of recently issued accounting
    pronouncements.
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<A name='C64703112'>
<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;7A.
    QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET
    RISK</FONT></B>
</DIV>
</A>
<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">INTEREST RATE
    RISK</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">GENERAL</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;</FONT>&#160;We
    have a formal investment policy that strives to minimize the
    market risk exposure of our cash equivalents and
    <FONT style="white-space: nowrap">available-for-sale</FONT>
    (AFS) securities, which are primarily affected by credit quality
    and movements in interest rates. These guidelines focus on
    managing liquidity and preserving principal and
    earnings.&#160;&#160;
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our cash equivalents are primarily held for liquidity purposes
    and are comprised of high quality, short-term investments,
    including qualified money market funds. Because our cash and
    cash equivalents have a relatively short maturity, our
    portfolio&#146;s market value is relatively insensitive to
    interest rate changes.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    As our short-term borrowings are generally seasonal, interest
    rate risk typically increases through our third fiscal quarter
    and declines to zero by fiscal year-end. While the market value
    of short-term borrowings is relatively insensitive to interest
    rate changes, interest expense on short-term borrowings will
    increase and decrease with changes in the underlying short-term
    interest rates.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our long-term debt at April&#160;30, 2011, consists primarily of
    fixed-rate Senior Notes; therefore, a change in interest rates
    would have no impact on consolidated pretax earnings. See
    Item&#160;8, note&#160;11 to our consolidated financial
    statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">HRB
    BANK</FONT></B><FONT style="font-family: Arial, Helvetica">&#160;&#150;</FONT>&#160;At
    April&#160;30, 2011, residential mortgage loans held for
    investment consisted of 42% fixed-rate loans and 58%
    adjustable-rate loans. These loans are sensitive to changes in
    interest rates as well as expected prepayment levels. As
    interest rates increase, fixed-rate residential mortgages tend
    to exhibit lower
</DIV>
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<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">32&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 9pt">prepayments. The opposite is true
    in a falling rate environment. When mortgage loans prepay,
    mortgage origination costs are written off. Depending on the
    timing of the prepayment, the write-offs of mortgage origination
    costs may result in lower than anticipated yields.
    </FONT>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    At April&#160;30, 2011, HRB Bank&#146;s other investments
    consisted primarily of mortgage-backed securities and FHLB
    stock. See table below for sensitivity analysis of our
    mortgage-backed securities.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    HRB Bank&#146;s liabilities consist primarily of transactional
    deposit relationships, such as prepaid debit card accounts and
    checking accounts. Other liabilities include money market
    accounts, certificates of deposit and collateralized borrowings
    from the FHLB. Money market accounts re-price as interest rates
    change. Certificates of deposit re-price over time depending on
    maturities. FHLB advances generally have fixed rates ranging
    from one day through multiple years.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Under criteria published by the OTS, HRB Bank&#146;s overall
    interest rate risk exposure at March&#160;31, 2011, the most
    recent date an evaluation was completed, was characterized as
    &#147;minimal.&#148; We actively manage our interest rate risk
    positions. As interest rates change, we will adjust our strategy
    and mix of assets and liabilities to optimize our position.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

    <B><FONT style="font-family: Arial, Helvetica">EQUITY PRICE
    RISK</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have limited exposure to the equity markets. Our primary
    exposure is through our deferred compensation plans. Within the
    deferred compensation plans, we have mismatches in asset and
    liability amounts and investment choices (both fixed-income and
    equity). At April&#160;30, 2011 and 2010, the impact of a 10%
    market value change in the combined equity assets held by our
    deferred compensation plans and other equity investments would
    be $10.9&#160;million and $9.7&#160;million, respectively,
    assuming no offset for the liabilities.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

    <B><FONT style="font-family: Arial, Helvetica">FOREIGN EXCHANGE
    RATE RISK</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our operations in international markets are exposed to movements
    in currency exchange rates. The currencies involved are the
    Canadian dollar and the Australian dollar. We translate revenues
    and expenses related to these operations at the average of
    exchange rates in effect during the period. Assets and
    liabilities of foreign subsidiaries are translated into
    U.S.&#160;dollars at exchange rates prevailing at the end of the
    year. Translation adjustments are recorded as a separate
    component of other comprehensive income in stockholders&#146;
    equity. Translation of financial results into U.S.&#160;dollars
    does not presently materially affect and has not historically
    materially affected our consolidated financial results, although
    such changes do affect the
    <FONT style="white-space: nowrap">year-to-year</FONT>
    comparability of the operating results in U.S.&#160;dollars of
    our international businesses. We estimate a 10% change in
    foreign exchange rates by itself would impact consolidated net
    income in fiscal years 2011 and 2010 by $3.7&#160;million and
    $5.1&#160;million, respectively, and cash balances at
    April&#160;30, 2011 and 2010 by $7.6&#160;million and
    $7.1&#160;million, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    During fiscal year 2011, borrowing needs in our Canadian
    operations were funded by corporate borrowings in the
    U.S.&#160;To mitigate the foreign currency exchange rate risk,
    we used forward foreign exchange contracts. We do not enter into
    forward contracts for speculative purposes. In estimating the
    fair value of derivative positions, we utilized quoted market
    prices, if available, or quotes obtained from external sources.
    When foreign currency financial instruments are outstanding,
    exposure to market risk on these instruments results from
    fluctuations in currency rates during the periods in which the
    contracts are outstanding. The counterparties to our currency
    exchange contracts consist of major financial institutions, each
    of which is rated investment grade. We are exposed to credit
    risk to the extent of potential non-performance by
    counterparties on financial instruments. Any potential credit
    exposure does not exceed the fair value. We believe the risk of
    incurring losses due to credit risk is remote. At April&#160;30,
    2011 we had no forward exchange contracts outstanding.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

    <B><FONT style="font-family: Arial, Helvetica">SENSITIVITY
    ANALYSIS</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The sensitivities of certain financial instruments to changes in
    interest rates as of April&#160;30, 2011 and 2010 are presented
    below. The following table represents hypothetical instantaneous
    and sustained parallel shifts in interest rates and should not
    be relied on as an indicator of future expected results. The
    impact of a change in interest rates on other factors, such as
    delinquency and prepayment rates, is not included in the
    analysis below.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 7pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="30%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=08 type=gutter -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=08 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=09 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=09 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=09 type=body -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="25" nowrap align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="20" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="20" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Basis Point
    Change<BR>
    </FONT>
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Carrying Value at<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="20" nowrap align="center" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">April&#160;30, 2011
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">&#8722;300
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">&#8722;200
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">&#8722;100
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">+100
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">+200
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">+300
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="25" nowrap align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Mortgage loans held for investment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;485,008</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;53,949</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;36,810</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;18,844</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;(16,601)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;(31,228)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;(46,280)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Mortgage-backed securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>158,177</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>640</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>611</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,161</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(5,325)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(11,700)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(17,978)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 7pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="30%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=08 type=gutter -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=08 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=body -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=09 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=09 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=09 type=body -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Carrying Value at<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="17" align="center" valign="bottom" style="border-bottom: 1px solid #000000">
    <FONT style="font-family: Arial, Helvetica">Basis Point Change
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">April&#160;30, 2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">&#8722;300
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">&#8722;200
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">&#8722;100
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">+100
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">+200
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">+300
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="25" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Mortgage loans held for investment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#160;595,405
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#160;60,251
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#160;43,363
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#160;20,780
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#160;(7,906)
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#160;(12,525)
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#160;(14,664)
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Mortgage-backed securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    23,016
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    123
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    125
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    134
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (272)
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (411)
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (510)
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">33
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->


<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="8%"></TD>
    <TD width="92%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;8.&#160;&#160;</FONT></B></TD>
    <TD align="left">
    <A name='C64703113'></A><B><FONT style="font-family: Arial, Helvetica">FINANCIAL
    STATEMENTS AND SUPPLEMENTARY DATA</FONT></B>
</TD>
</TR>

</TABLE>

<DIV align="left" style="margin-left: 8%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica"> </FONT></B>
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">DISCUSSION OF
    FINANCIAL RESPONSIBILITY</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    H&#038;R Block&#146;s management is responsible for the
    integrity and objectivity of the information contained in this
    document. Management is responsible for the consistency of
    reporting this information and for ensuring that accounting
    principles generally accepted in the United States are used. In
    discharging this responsibility, management maintains an
    extensive program of internal audits and requires the management
    teams of our individual subsidiaries to certify their respective
    financial information. Our system of internal control over
    financial reporting also includes formal policies and
    procedures, including a Code of Business Ethics and Conduct
    program designed to encourage and assist all employees and
    directors in living up to high standards of integrity.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The Audit Committee of the Board of Directors, composed solely
    of outside and independent directors, meets periodically with
    management, the independent auditors and the chief internal
    auditor to review matters relating to our financial statements,
    internal audit activities, internal accounting controls and
    non-audit services provided by the independent auditors. The
    independent auditors and the chief internal auditor have full
    access to the Audit Committee and meet, both with and without
    management present, to discuss the scope and results of their
    audits, including internal control, audit and financial matters.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Deloitte&#160;&#038; Touche LLP audited our consolidated
    financial statements for fiscal years 2011, 2010 and 2009. Their
    audits were conducted in accordance with the standards of the
    Public Company Accounting Oversight Board (United States).
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

    <B><FONT style="font-family: Arial, Helvetica">MANAGEMENT&#146;S
    REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING</FONT></B>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Management is responsible for establishing and maintaining
    adequate internal control over financial reporting, as such term
    is defined in Exchange Act
    <FONT style="white-space: nowrap">Rules&#160;12a-15(f).</FONT>
    Under the supervision and with the participation of management,
    including our Chief Executive Officer and Chief Financial
    Officer, we conducted an evaluation of the effectiveness of our
    internal control over financial reporting based on the framework
    in &#147;Internal Control&#160;&#151; Integrated Framework&#148;
    issued by the Committee of Sponsoring Organizations of the
    Treadway Commission (COSO) as of April&#160;30, 2011.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Based on our assessment, management concluded that as of
    April&#160;30, 2011, the Company&#146;s internal control over
    financial reporting was effective based on the criteria set
    forth by COSO. The Company&#146;s external auditors,
    Deloitte&#160;&#038; Touche LLP, an independent registered
    public accounting firm, have issued an audit report on the
    effectiveness of the Company&#146;s internal control over
    financial reporting.
</DIV>

<DIV style="margin-top: 12pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="50%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
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    <TD width="49%">&nbsp;</TD>	<!-- colindex=02 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<!-- TableOutputBody -->
<TR valign="bottom">
<TD align="left" valign="bottom">
    <IMG src="c64703c6470302.gif" alt="-s- William C. Cobb"> <BR>
    <FONT style="font-family: Arial, Helvetica">William C. Cobb<BR>
    President and Chief Executive Officer
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom">
    <IMG src="c64703c6470303.gif" alt="-s- Jeffrey T. Brown"> <BR>
    <BR>
    <FONT style="font-family: Arial, Helvetica">Jeffrey T. Brown<BR>
    Senior Vice President and Chief Financial Officer
    </FONT>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
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<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">34&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

    <B><FONT style="font-family: Arial, Helvetica">REPORT OF
    INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</FONT></B>
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    To the Board of Directors and Stockholders of<BR>
    H&#038;R Block, Inc.<BR>
    Kansas City, Missouri
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have audited the accompanying consolidated balance sheets of
    H&#038;R Block, Inc. and subsidiaries (the &#147;Company&#148;)
    as of April&#160;30, 2011 and 2010, and the related consolidated
    statements of income and comprehensive income,
    stockholders&#146; equity, and cash flows for each of the three
    years in the period ended April&#160;30, 2011. These financial
    statements are the responsibility of the Company&#146;s
    management. Our responsibility is to express an opinion on the
    financial statements based on our audits.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We conducted our audits in accordance with the standards of the
    Public Company Accounting Oversight Board (United States). Those
    standards require that we plan and perform the audit to obtain
    reasonable assurance about whether the financial statements are
    free of material misstatement. An audit includes examining, on a
    test basis, evidence supporting the amounts and disclosures in
    the financial statements. An audit also includes assessing the
    accounting principles used and significant estimates made by
    management, as well as evaluating the overall financial
    statement presentation. We believe that our audits provide a
    reasonable basis for our opinion.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In our opinion, such consolidated financial statements present
    fairly, in all material respects, the financial position of
    H&#038;R Block, Inc. and subsidiaries as of April&#160;30, 2011
    and 2010, and the results of their operations and their cash
    flows for each of the three years in the period ended
    April&#160;30, 2011, in conformity with accounting principles
    generally accepted in the United States of America.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    As discussed in Note&#160;17 to the consolidated financial
    statements, the Company adopted an accounting standard related
    to consolidation of variable interest entities effective
    May&#160;1, 2010.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have also audited, in accordance with the standards of the
    Public Company Accounting Oversight Board (United States), the
    Company&#146;s internal control over financial reporting as of
    April&#160;30, 2011, based on the criteria established in
    <I>Internal Control&#160;&#150; Integrated Framework </I>issued
    by the Committee of Sponsoring Organizations of the Treadway
    Commission and our report dated June&#160;23, 2011 expressed an
    unqualified opinion on the Company&#146;s internal control over
    financial reporting.
</DIV>

<DIV style="margin-top: 12pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <IMG src="c64703c6470304.gif" alt="-s- Deloitte & Touche LLP">
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-family: Arial, Helvetica">Kansas City, Missouri
    </FONT>
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-family: Arial, Helvetica">June&#160;23, 2011
    </FONT>
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">35
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

    <B><FONT style="font-family: Arial, Helvetica">REPORT OF
    INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</FONT></B>
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    To the Board of Directors and Stockholders of<BR>
    H&#038;R Block, Inc.<BR>
    Kansas City, Missouri
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have audited the internal control over financial reporting of
    H&#038;R Block, Inc. and subsidiaries (the &#147;Company&#148;)
    as of April&#160;30, 2011, based on criteria established in
    <I>Internal Control&#160;&#151; Integrated Framework </I>issued
    by the Committee of Sponsoring Organizations of the Treadway
    Commission. The Company&#146;s management is responsible for
    maintaining effective internal control over financial reporting
    and for its assessment of the effectiveness of internal control
    over financial reporting, included in the accompanying
    Management&#146;s Report on Internal Control over Financial
    Reporting. Our responsibility is to express an opinion on the
    Company&#146;s internal control over financial reporting based
    on our audit.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We conducted our audit in accordance with the standards of the
    Public Company Accounting Oversight Board (United States). Those
    standards require that we plan and perform the audit to obtain
    reasonable assurance about whether effective internal control
    over financial reporting was maintained in all material
    respects. Our audit included obtaining an understanding of
    internal control over financial reporting, assessing the risk
    that a material weakness exists, testing and evaluating the
    design and operating effectiveness of internal control based on
    the assessed risk, and performing such other procedures as we
    considered necessary in the circumstances. We believe that our
    audit provides a reasonable basis for our opinion.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    A company&#146;s internal control over financial reporting is a
    process designed by, or under the supervision of, the
    company&#146;s principal executive and principal financial
    officers, or persons performing similar functions, and effected
    by the company&#146;s board of directors, management, and other
    personnel to provide reasonable assurance regarding the
    reliability of financial reporting and the preparation of
    financial statements for external purposes in accordance with
    generally accepted accounting principles. A company&#146;s
    internal control over financial reporting includes those
    policies and procedures that (1)&#160;pertain to the maintenance
    of records that, in reasonable detail, accurately and fairly
    reflect the transactions and dispositions of the assets of the
    company; (2)&#160;provide reasonable assurance that transactions
    are recorded as necessary to permit preparation of financial
    statements in accordance with generally accepted accounting
    principles, and that receipts and expenditures of the company
    are being made only in accordance with authorizations of
    management and directors of the company; and (3)&#160;provide
    reasonable assurance regarding prevention or timely detection of
    unauthorized acquisition, use, or disposition of the
    company&#146;s assets that could have a material effect on the
    financial statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Because of the inherent limitations of internal control over
    financial reporting, including the possibility of collusion or
    improper management override of controls, material misstatements
    due to error or fraud may not be prevented or detected on a
    timely basis. Also, projections of any evaluation of the
    effectiveness of the internal control over financial reporting
    to future periods are subject to the risk that the controls may
    become inadequate because of changes in conditions, or that the
    degree of compliance with the policies or procedures may
    deteriorate.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In our opinion, the Company maintained, in all material
    respects, effective internal control over financial reporting as
    of April&#160;30, 2011, based on the criteria established in
    <I>Internal Control&#160;&#151; Integrated Framework </I>issued
    by the Committee of Sponsoring Organizations of the Treadway
    Commission.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have also audited, in accordance with the standards of the
    Public Company Accounting Oversight Board (United States), the
    consolidated financial statements as of and for the year ended
    April&#160;30, 2011 of the Company and our report dated
    June&#160;23, 2011 expressed an unqualified opinion on those
    financial statements and included an explanatory paragraph
    regarding the Company&#146;s adoption of an accounting standard
    related to consolidation of variable interest entities on
    May&#160;1, 2010.
</DIV>

<DIV style="margin-top: 12pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <IMG src="c64703c6470304.gif" alt="-s- Deloitte & Touche LLP">
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-family: Arial, Helvetica">Kansas City, Missouri
    </FONT>
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-family: Arial, Helvetica">June&#160;23, 2011
    </FONT>
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">36&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->
<!-- XBRL,op -->
<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 15pt; font-family: Arial, Helvetica">CONSOLIDATED
    STATEMENTS OF INCOME</FONT></B>
</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

<TR>
    <TD width="50%"></TD>
    <TD width="50%"></TD>
</TR>

<TR valign="top">
    <TD nowrap align="left">    <B><FONT style="font-size: 15pt; font-family: Arial, Helvetica">AND
    COMPREHENSIVE INCOME<BR>
    <!-- XBRL,body --></FONT></B></TD>
    <TD nowrap align="right">    <B><FONT style="font-size: 15pt; font-family: Arial, Helvetica">
    </FONT><FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s, except per share amounts)</FONT></B></TD>
</TR>

</TABLE>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="61%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="left" valign="bottom">
    <DIV style="font-size: -2pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>REVENUES:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Service revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,225,861</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,231,487
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,437,906
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Product and other revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>414,282</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    520,440
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    491,155
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Interest income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>134,153</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    122,405
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    154,516
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,774,296</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,874,332
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,083,577
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>OPERATING EXPENSES:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Cost of revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,414,590</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,467,996
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,596,218
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Selling, general and administrative
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>694,136</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    631,499
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    648,490
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,108,726</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,099,495
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,244,708
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Operating income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>665,570</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    774,837
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    838,869
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Other income, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,455</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    9,298
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    501
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Income from continuing operations before income taxes
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>677,025</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    784,135
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    839,370
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Income taxes
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>257,620</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    295,189
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    326,315
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>419,405</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    488,946
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    513,055
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net loss from discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(13,295</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (9,704
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (27,382
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>NET INCOME</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>406,110</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    479,242
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    485,673
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>BASIC EARNINGS (LOSS) PER SHARE:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.35</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.47
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.53
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net loss from discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.04</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.03
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.08
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.31</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.44
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.45
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>DILUTED EARNINGS (LOSS) PER SHARE:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.35</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.46
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.53
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net loss from discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.04</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.03
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.08
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.31</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.43
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.45
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>COMPREHENSIVE INCOME:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>406,110</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    479,242
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    485,673
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Unrealized gains (losses) on securities, net of taxes:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Unrealized holding gains (losses) arising during the year, net
    of taxes of $58, $188 and $(1,736)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>73</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    274
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,836
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Reclassification adjustment for gains included in income, net of
    taxes of ($133), $811 and $762
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>55</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,399
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,164
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Change in foreign currency translation adjustments
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>9,427</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    14,442
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (10,125
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Comprehensive income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>415,665</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    492,559
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    471,548
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 4pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- /XBRL,op -->

<DIV style="margin-top: 4pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">See
    accompanying notes to consolidated financial statements.
    </FONT>
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">37
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

<TR>
    <TD width="50%"></TD>
    <TD width="50%"></TD>
</TR>

<TR valign="top">
    <TD nowrap align="left">    <B><FONT style="font-size: 15pt; font-family: Arial, Helvetica"><!-- XBRL,bs -->CONSOLIDATED
    BALANCE SHEETS</FONT></B></TD>
    <TD nowrap align="right">    <B><FONT style="font-size: 15pt; font-family: Arial, Helvetica">
    </FONT><FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s, except share and per share amounts)</FONT></B></TD>
</TR>

</TABLE>
<!-- XBRL,body -->
<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="74%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">As of April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <DIV style="font-size: 4pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="center" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>ASSETS</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Cash and cash equivalents
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,677,844</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,804,045
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Cash and cash equivalents&#160;&#151; restricted
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>48,383</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    34,350
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Receivables, less allowance for doubtful accounts of $67,466 and
    $112,475
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>492,290</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    517,986
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Prepaid expenses and other current assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>259,214</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    292,655
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Total current assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,477,731</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,649,036
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Mortgage loans held for investment, less allowance for loan<BR>
    losses of $92,087 and $93,535
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>485,008</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    595,405
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Property and equipment, at cost less accumulated depreciation<BR>
    and amortization of $677,220 and $657,008
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>307,320</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    345,470
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Intangible assets, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>367,919</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    367,432
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Goodwill
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>846,245</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    840,447
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>723,738</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    436,528
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Total assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,207,961</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,234,318
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="center" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>LIABILITIES AND STOCKHOLDERS&#146; EQUITY</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>LIABILITIES:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Customer banking deposits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>852,220</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    852,555
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Accounts payable, accrued expenses and other current liabilities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>618,070</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    756,577
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Accrued salaries, wages and payroll taxes
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>257,038</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    199,496
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Accrued income taxes
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>458,910</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    459,175
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Current portion of long-term debt
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,437</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,688
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Federal Home Loan Bank borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>25,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    50,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Total current liabilities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,214,675</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,321,491
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Long-term debt
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,049,754</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,035,144
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Federal Home Loan Bank borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    25,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other noncurrent liabilities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>493,958</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    412,053
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 32pt">
    Total liabilities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,758,387</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,793,688
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>COMMITMENTS AND CONTINGENCIES</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>STOCKHOLDERS&#146; EQUITY:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Common stock, no par, stated value $.01 per share,
    800,000,000&#160;shares authorized, shares issued of 412,440,599
    and 431,390,599
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,124</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,314
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Convertible preferred stock, no par, stated value $0.01 per
    share,<BR>
    500,000&#160;shares authorized
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Additional paid-in capital
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>812,666</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    832,604
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Accumulated other comprehensive income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,233</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,678
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Retained earnings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,658,103</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,658,586
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Less treasury shares, at cost
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(2,036,552</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,056,552
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Total stockholders&#146; equity
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,449,574</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,440,630
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Total liabilities and stockholders&#146; equity
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,207,961</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,234,318
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    <BR>
    </B>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="9" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- /XBRL,bs -->

<DIV style="margin-top: 4pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">See
    accompanying notes to consolidated financial statements.
    </FONT>
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">38&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: Arial, Helvetica; color: #000000; background: transparent">

<TR>
    <TD width="50%"></TD>
    <TD width="50%"></TD>
</TR>

<TR valign="top">
    <TD nowrap align="left">    <B><FONT style="font-size: 15pt; font-family: Arial, Helvetica"><!-- XBRL,cf -->CONSOLIDATED
    STATEMENTS OF CASH FLOWS</FONT></B></TD>
    <TD nowrap align="right">    <B><FONT style="font-size: 15pt; font-family: Arial, Helvetica">
    </FONT><FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)</FONT></B><FONT style="font-size: 6pt; font-family: 'Times New Roman', Times">
    </FONT></TD>
</TR>

</TABLE>
<!-- XBRL,body -->
<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="56%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: -1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 4pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 5pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>CASH FLOWS FROM OPERATING ACTIVITIES:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>406,110</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    479,242
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    485,673
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Adjustments to reconcile net income to net cash provided by
    operating activities:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 32pt">
    Depreciation and amortization
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>121,633</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    126,901
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    123,631
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 32pt">
    Provision for bad debts and loan losses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>180,951</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    161,296
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    181,829
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 32pt">
    Provision for deferred taxes
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>9,432</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    170,566
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    73,213
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 32pt">
    Stock-based compensation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>14,500</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    29,369
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    26,557
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 32pt">
    Net cash provided by discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    97,578
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 32pt">
    Changes in assets and liabilities, net of acquisitions:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 40pt">
    Cash and cash equivalents&#160;&#151; restricted
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(14,033</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,497
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (44,625
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 40pt">
    Receivables
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(105,708</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (87,889
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (77,447
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 40pt">
    Prepaid expenses and other current assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(37,892</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,320
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    84,279
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 40pt">
    Other noncurrent assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(98,818</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (59,429
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    176,864
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 40pt">
    Accounts payable, accrued expenses and<BR>
    other current liabilities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(111,727</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (305
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (36,024
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 40pt">
    Accrued salaries, wages and payroll taxes
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>56,009</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (59,617
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (106,014
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 40pt">
    Accrued income taxes
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,962</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (77,254
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    126,594
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 40pt">
    Other noncurrent liabilities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>119,428</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (65,261
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (56,001
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 40pt">
    Other, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(33,344</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (30,327
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (31,668
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 48pt">
    Net cash provided by operating activities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>512,503</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    587,469
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,024,439
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>CASH FLOWS FROM INVESTING ACTIVITIES:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    <FONT style="white-space: nowrap">Available-for-sale</FONT>
    securities:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Purchases of
    <FONT style="white-space: nowrap">available-for-sale</FONT>
    securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(138,824</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (5,365
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (5,092
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Maturities of and payments received on
    <FONT style="white-space: nowrap">available-for-sale</FONT>
    securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>16,797</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    15,758
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    15,075
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Principal payments on mortgage loans held for investment, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>58,471</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    72,832
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    91,329
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Purchases of property and equipment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(62,959</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (90,515
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (97,880
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Payments made for business acquisitions, net of cash acquired
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(54,171</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (10,539
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (293,805
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from sale of businesses, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>71,083</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    66,623
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    18,865
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Franchise loans:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Loans funded
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(92,455</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (89,664
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Payments received
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>57,552</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    40,710
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net cash provided by investing activities of discontinued
    operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    255,066
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>34,349</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,513
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    22,002
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 48pt">
    Net cash provided by (used in) investing activities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(110,157</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,353
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,560
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>CASH FLOWS FROM FINANCING ACTIVITIES:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Repayments of commercial paper
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(4,818,766</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,406,013
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from issuance of commercial paper
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,818,766</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,406,013
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Repayments of other borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(50,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,267,773
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,762,294
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from other borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,242,727
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,733,294
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Customer banking deposits, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(11,440</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    17,539
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    64,357
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Dividends paid
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(186,802</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (200,899
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (198,685
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Repurchase of common stock, including shares surrendered
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(283,534</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (254,250
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (106,189
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from issuance of common stock, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    141,415
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from exercise of stock options
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>424</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    16,682
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    71,594
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net cash provided by financing activities of discontinued
    operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,783
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(3,039</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (35,144
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    11,492
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 48pt">
    Net cash used in financing activities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(534,391</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (481,118
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (40,233
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Effects of exchange rates on cash
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,844</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    11,678
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net increase (decrease) in cash and cash equivalents
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(126,201</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    149,382
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    989,766
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash and cash equivalents at beginning of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,804,045</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,654,663
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    664,897
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash and cash equivalents at end of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,677,844</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,804,045
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,654,663
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>SUPPLEMENTARY CASH FLOW DATA:</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Income taxes paid, net of refunds received<BR>
    of $4,762, $12,587 and $158,862
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>244,917</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    359,559
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,593
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Interest paid on borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>73,791</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    78,305
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    89,541
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Interest paid on deposits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,541</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    10,156
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    14,004
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Transfers of foreclosed loans to other assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>16,463</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    19,341
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    65,171
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="17" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 4pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-family: Arial, Helvetica"><!-- /XBRL,cf --><FONT style="font-size: 8pt">See
    accompanying notes to consolidated financial statements.</FONT>
    </FONT>
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">39
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV style="font-size: 1pt; margin-left: 0%; width: 99%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 15pt; font-family: Arial, Helvetica"><!-- XBRL,se -->CONSOLIDATED
    STATEMENTS OF STOCKHOLDERS&#146; EQUITY</FONT></B>
</DIV>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 15pt"><!-- XBRL,body -->
    </FONT><FONT style="font-size: 6pt; font-family: Arial, Helvetica">(amounts
    in 000s, except&#160;<BR>
    per share amounts)&#160;
    </FONT>
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 6pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="29%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="2%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="2%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="2%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=08 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=08 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=08 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=09 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=09 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=09 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=09 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=10 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=10 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=10 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=10 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=11 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=11 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=11 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=11 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="40" nowrap align="right" valign="bottom">
    <DIV style="font-size: -12pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Accumulated<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Convertible<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Additional<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Other<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" nowrap align="center" valign="bottom" style="border-bottom: 1px solid #000000">
    <FONT style="font-family: Arial, Helvetica">Common Stock
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" nowrap align="center" valign="bottom" style="border-bottom: 1px solid #000000">
    <FONT style="font-family: Arial, Helvetica">Preferred Stock
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Paid-in<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Comprehensive<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Retained<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" nowrap align="center" valign="bottom" style="border-bottom: 1px solid #000000">
    <FONT style="font-family: Arial, Helvetica">Treasury Stock
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Stockholders&#146;<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Shares
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amount
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Shares
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amount
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Capital
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Income (Loss)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Earnings
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Shares
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amount
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Equity
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="40" nowrap align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Balances at May&#160;1, 2008
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    435,891
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,359
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    695,959
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,486
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,384,449
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (109,880
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,099,435
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    987,818
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Net income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    485,673
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    485,673
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Unrealized translation loss
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (10,125
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (10,125
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Change in net unrealized gain (loss) on
    <FONT style="white-space: nowrap">available-for-sale</FONT>
    securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Proceeds from common stock Issuance, net of expenses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8,286
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    83
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    141,332
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    141,415
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Stock-based compensation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    32,600
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    32,600
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Shares issued for:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
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&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 12pt">
    Option exercises
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
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</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (12,624
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,481
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    85,624
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    73,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 12pt">
    Nonvested shares
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (20,392
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,015
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    19,402
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (990
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 12pt">
    ESPP
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (423
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    292
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,577
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,154
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 12pt">
    Acquisitions
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
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</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    25
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    163
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    188
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Acquisition of treasury shares
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (5,991
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (106,189
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (106,189
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Cash dividends paid&#160;&#150; $0.59 per share
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (198,685
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (198,685
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="39" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Balances at April&#160;30, 2009
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    444,177
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,442
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    836,477
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (11,639
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,671,437
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (110,075
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,094,858
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,405,859
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Net income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    479,242
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    479,242
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Unrealized translation gain
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    14,442
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    14,442
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Change in net unrealized gain (loss) on
    <FONT style="white-space: nowrap">available-for-sale</FONT>
    securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,125
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,125
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Stock-based compensation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    29,369
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    29,369
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Shares issued for:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
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</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 12pt">
    Option exercises
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
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</TD>
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<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (10,840
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
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</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,293
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
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</TD>
<TD>
&nbsp;
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
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<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    24,616
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
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</TD>
<TD>
&nbsp;
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
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</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    13,776
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 12pt">
    Nonvested shares/units
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
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<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (300
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    677
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12,879
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,227
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 12pt">
    ESPP
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
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</TD>
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
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</TD>
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<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    266
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,058
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,134
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Acquisition of treasury shares
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
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&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (246
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
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</TD>
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</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,247
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    )
</TD>
<TD>
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</TD>
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&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,247
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Retirement of common shares
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (12,786
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
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</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (128
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
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<TD>
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</TD>
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</TD>
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</TD>
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    (242,203
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<TD>
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    (250,003
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</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Cash dividends declared
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
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</TD>
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&nbsp;
</TD>
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&nbsp;
</TD>
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    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (48,691
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (48,691
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Cash dividends paid&#160;&#150; $0.60 per share
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (200,899
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (200,899
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="39" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Balances at April&#160;30, 2010
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    431,391
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,314
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    832,604
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,678
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,658,586
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (108,085
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,056,552
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,440,630
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Net income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>406,110</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>406,110</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Unrealized translation gain
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>9,427</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>9,427</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Change in net unrealized gain (loss) on
    <FONT style="white-space: nowrap">available-for-sale</FONT>
    securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>128</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>128</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Stock-based compensation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>14,500</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>14,500</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Shares issued for:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 12pt">
    Option exercises
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(8,332</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>339</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6,439</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(1,893</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 12pt">
    Nonvested shares/units
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(12,952</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(95</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>632</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12,028</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(1,019</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 12pt">
    ESPP
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(1,784</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>269</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,121</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,337</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Acquisition of treasury shares
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(230</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(3,588</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(3,588</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Retirement of common shares
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(18,950</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(190</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(11,370</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(268,387</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(279,947</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Cash dividends declared&#160;&#150; $0.45 per share
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(138,111</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(138,111</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="39" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -6pt; margin-left: 6pt">
    Balances at April&#160;30, 2011
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>412,441</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,124</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>812,666</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,233</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,658,103</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(107,075</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(2,036,552</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,449,574</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="39" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="41" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 7pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- /XBRL,se -->

<DIV style="margin-top: 4pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">See
    accompanying notes to consolidated financial statements.
    </FONT>
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">40&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV style="font-size: 0pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 15pt; font-family: Arial, Helvetica"><!-- XBRL,ns -->NOTES&#160;TO
    CONSOLIDATED FINANCIAL STATEMENTS</FONT></B>
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 0pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 10pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="8%"></TD>
    <TD width="92%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica"><!-- XBRL,n -->NOTE&#160;1:&#160;&#160;</FONT></B></TD>
    <TD align="left">
    <B><FONT style="font-family: Arial, Helvetica">SUMMARY OF
    SIGNIFICANT ACCOUNTING POLICIES</FONT></B>
</TD>
</TR>

</TABLE>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">NATURE OF
    OPERATIONS&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;Our
    operating subsidiaries provide a variety of services to the
    general public, principally in the United States (U.S.).
    Specifically, we offer: tax return preparation; tax and
    consulting services to business clients; certain retail banking
    services and tax preparation and related software. Tax
    preparation services are also provided in Canada and Australia.
    Our Tax Services segment comprised 77.2% of our consolidated
    revenues from continuing operations for fiscal year 2011.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">PRINCIPLES OF
    CONSOLIDATION&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;The
    consolidated financial statements include the accounts of the
    Company and our wholly-owned subsidiaries. Intercompany
    transactions and balances have been eliminated.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Some of our subsidiaries operate in regulated industries and
    their underlying accounting records reflect the policies and
    requirements of these industries.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">MANAGEMENT
    ESTIMATES&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;The
    preparation of financial statements in conformity with generally
    accepted accounting principles (GAAP) requires management to
    make estimates and assumptions that affect the reported amounts
    of assets and liabilities and disclosure of contingent assets
    and liabilities at the date of the financial statements and the
    reported amounts of revenues and expenses during the reporting
    periods. Significant estimates, assumptions and judgments are
    applied in the determination of our allowance for loan losses,
    potential losses from loan repurchase and indemnity obligations
    associated with our discontinued mortgage business, contingent
    losses associated with pending litigation, fair value of
    reporting units, valuation allowances based on future taxable
    income, reserves for uncertain tax positions, credit losses on
    receivable balances and related matters. Estimates have been
    prepared on the basis of the most current and best information
    available as of each balance sheet date. As such, actual results
    could differ materially from those estimates.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">CONCENTRATIONS OF
    RISK&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;The
    overall credit quality of our mortgage loans held for investment
    is impacted by the strength of the U.S.&#160;economy and local
    economies. Our mortgage loans held for investment include
    concentrations of loans to borrowers in certain states, which
    may result in increased exposure to loss as a result of changes
    in real estate values and underlying economic or market
    conditions related to a particular geographical location.
    Approximately 59% of our mortgage loan portfolio consists of
    loans to borrowers located in the states of Florida, California,
    New York and Wisconsin.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">CASH AND CASH
    EQUIVALENTS&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;Cash
    and cash equivalents include cash on hand, cash due from banks
    and federal funds sold. For purposes of the consolidated balance
    sheets and consolidated statements of cash flows, all
    non-restricted highly liquid instruments purchased with an
    original maturity of three months or less are considered to be
    cash equivalents. We present cash flow activities utilizing the
    indirect method. Book overdrafts included in accounts payable
    totaled $38.8&#160;million and $35.9&#160;million at
    April&#160;30, 2011 and 2010, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">CASH AND CASH
    EQUIVALENTS&#160;&#150;
    RESTRICTED&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;Cash
    and cash equivalents&#160;&#151; restricted consists primarily
    of cash held by H&#038;R Block Bank (HRB Bank) required for
    regulatory compliance and cash held by our captive insurance
    subsidiary that will be used to pay claims.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">RECEIVABLES AND
    RELATED
    ALLOWANCES&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;Receivables
    consist primarily of accounts receivable from customers of our
    Business Services segment and receivables from tax clients for
    tax return preparation. The allowance for doubtful accounts for
    these receivables requires management&#146;s judgment regarding
    collectibility and current economic conditions to establish an
    amount considered by management to be adequate to cover
    estimated losses as of the balance sheet date. Business Services
    accounts receivable are charged-off primarily when we determine
    that the specific customer does not have the ability to repay
    the balance in full. Receivables from tax clients for tax return
    preparation are not specifically identified and charged off, but
    are evaluated on a pooled basis. At the end of each tax season
    the outstanding balances on these receivables are evaluated
    based on collections received and expected collections over
    subsequent tax seasons.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our financing receivables consist primarily of mortgage loans
    held for investment, Emerald Advance lines of Credit (EAs), tax
    client receivables related to refund anticipation loans (RALs)
    and loans made to franchisees.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Emerald Advance
    lines of credit. </FONT></B>EAs are offered to clients in tax
    offices from late November through mid-January, currently in an
    amount not to exceed $1,000. If the borrower meets certain
    criteria as agreed in the loan terms, the line of credit can be
    increased and utilized year-round. These lines of credit are
    offered by HRB Bank.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Interest income on EAs is calculated using the average daily
    balance method and is recognized based on the principal amount
    outstanding until the outstanding balance is paid or becomes
    delinquent. Loan commitment fees on EAs, net of related
    expenses, are initially deferred and recognized as revenue over
    the commitment period, which is typically two months. EAs
    balances are due on February 15th, and any amounts unpaid by
    that date are placed on non-accrual status. Payments on past due
    amounts are recorded as a reduction in the receivable balance.
</DIV>
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    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">41
    </FONT>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We review the credit quality of these receivables based on
    pools, which are segregated by the year of origination. Specific
    bad debt rates are applied to each pool, as well as to those who
    maintain their loan year-round.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We determine our allowance for these receivables collectively,
    based on a review of receipts taking into consideration
    historical experience. These receivables are not specifically
    identified and charged-off, but are evaluated on a pooled basis.
    Initial bad debt rates also consider whether the loan was made
    to a new or repeat client. At the end of each tax season the
    outstanding balances on these receivables are evaluated based on
    collections received and expected collections over subsequent
    tax seasons. We adjust our allowance accordingly, with these
    adjustments reflected as bad debt expense.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Tax client
    receivables related to RALs. </FONT></B>Historically, RALs were
    offered in our US retail tax offices through a contractual
    relationship with HSBC Holdings plc (HSBC). We purchased a 49.9%
    participation interest in all RALs obtained through our retail
    offices. In December 2010, HSBC terminated its contract with us
    based on restrictions placed on HSBC by its regulator and RALs
    were not offered in our tax offices this tax season. In
    connection with the contract termination, we obtained the
    remaining rights to collect on the outstanding balances of RALs
    originated in years 2006 and later. All tax client receivables
    related to RALs outstanding at April&#160;30, 2011 were
    originated prior to fiscal year 2011 and are past due. We do not
    accrue interest on these receivables. Payments on past due
    amounts are recorded as a reduction in the receivable balance.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We review the credit quality of these receivables based on
    pools, which are segregated by the year of origination, with
    specific bad debt rates applied to each pool.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    These receivables are not specifically identified and
    charged-off, but are evaluated on a pooled basis. At the end of
    each tax season the outstanding balances on these receivables
    are evaluated based on collections received and expected
    collections over subsequent tax seasons. We adjust our allowance
    accordingly, with these adjustments reflected as bad debt
    expense.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Loans made to
    franchisees.</FONT></B> Interest income on loans made to
    franchisees is calculated using the average daily balance method
    and is recognized based on the principal amount outstanding
    until the outstanding balance is paid or written off. Loans made
    to franchisees totaled $172.6&#160;million at April&#160;30,
    2011, and consisted of $125.1&#160;million in term loans made to
    finance the purchase of franchises and $47.5&#160;million in
    revolving lines of credit made to existing franchisees primarily
    for the purpose of funding their off-season needs. The credit
    quality of these receivables is determined on a specific
    franchisee basis, taking into account the franchisee&#146;s
    credit score, their payment history on existing loans and
    operational amounts due to us, the
    <FONT style="white-space: nowrap">loan-to-value</FONT>
    ratio and
    <FONT style="white-space: nowrap">debt-to-income</FONT>
    ratio. Credit scores,
    <FONT style="white-space: nowrap">loan-to-value</FONT>
    and
    <FONT style="white-space: nowrap">debt-to-income</FONT>
    ratios are obtained at the time of underwriting. Payment history
    is monitored on a regular basis. We believe all loans to
    franchisees are of similar credit quality. Loans are evaluated
    for impairment when they become delinquent. Amounts deemed to be
    uncollectible are written off to bad debt expense and bad debt
    related to these loans has typically been insignificant.
    Additionally, the franchise office serves as collateral for the
    loan. In the event the franchisee is unable to repay the loans,
    we revoke their franchise rights, write off the remaining
    balance of the loans and assume control of the office. As of
    April&#160;30, 2011, loans totaling $0.1&#160;million were past
    due, however we had no loans to franchisees on non-accrual
    status.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">MORTGAGE LOANS
    HELD FOR
    INVESTMENT&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;Mortgage
    loans held for investment represent loans originated or acquired
    with the ability and current intent to hold to maturity. Loans
    held for investment are carried at amortized cost adjusted for
    charge-offs, net of allowance for loan losses, deferred fees or
    costs on originated loans and unamortized premiums or discounts
    on purchased loans. Loan fees and certain direct loan
    origination costs are deferred and the net fee or cost is
    recognized in interest income over the life of the related loan.
    Unearned income, premiums and discounts on purchased loans are
    amortized or accreted into income over the estimated life of the
    loan using methods that approximate the interest method based on
    assumptions regarding the loan portfolio, including prepayments
    adjusted to reflect actual experience.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We record an allowance representing our estimate of credit
    losses inherent in the loan portfolio at the balance sheet date.
    Loan recoveries and the provision for credit losses increase the
    allowance, while loan charge-offs decrease the allowance. A
    current assessment of the value of the loan&#146;s underlying
    collateral is made when the loan is no later than 60&#160;days
    past due and any loan balance in excess of the value less costs
    to sell the property is included in the provision for credit
    losses.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We evaluate mortgage loans less than 60&#160;days past due on a
    pooled basis and record a loan loss allowance for those loans in
    the aggregate. We stratify these loans based on our view of risk
    associated with various elements of the pool and assign
    estimated loss rates based on those risks. Loss rates consider
    both the rate at which loans will become delinquent (frequency)
    and the amount of loss that will ultimately be realized upon
    occurrence of a liquidation of collateral (severity), and are
    primarily based on historical experience and our assessment of
    economic and market conditions.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Loans are considered impaired when we believe it is probable we
    will be unable to collect all principal and interest due
    according to the contractual terms of the note, or when the loan
    is 60&#160;days past due. Impaired loans are
</DIV>
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    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">42&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
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    reviewed individually and a specific loan loss allowance is
    recorded based on the fair value of the underlying collateral.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We classify loans as non-accrual when full and timely collection
    of interest or principal becomes uncertain, or when they are
    90&#160;days past due. Interest previously accrued, but not
    collected, is reversed against current interest income when a
    loan is placed on non-accrual status. Accretion of deferred fees
    is discontinued for non-accrual loans. Payments received on
    non-accrual loans are recognized as interest income when the
    loan is considered collectible and applied to principal when it
    is doubtful that all contractual payments will be collected.
    Loans are not placed back on accrual status until collection of
    principal and interest is reasonably assured as a result of the
    borrower bringing the loan into compliance with the contractual
    terms of the loan. Prior to restoring a loan to accrual status,
    management considers a borrower&#146;s prospects for continuing
    future contractual payments.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    From time to time, as part of our loss mitigation process, we
    may agree to modify the contractual terms of a borrower&#146;s
    loan. We have developed loan modification programs designed to
    help borrowers refinance adjustable-rate mortgage loans prior to
    rate reset or who may otherwise have difficulty making their
    payments. In cases where we modify a loan and in so doing grant
    a concession to a borrower experiencing financial difficulty,
    the modification is considered a troubled debt restructuring
    (TDR). We may consider the borrower&#146;s payment status and
    history, the borrower&#146;s ability to pay upon a rate reset on
    an adjustable-rate mortgage, the size of the payment increase
    upon a rate reset, the period of time remaining prior to the
    rate reset and other relevant factors in determining whether a
    borrower is experiencing financial difficulty. A borrower who is
    current may be deemed to be experiencing financial difficulty in
    instances where the evidence suggests an inability to pay based
    on the original terms of the loan after the interest rate reset
    and, in the absence of a modification, may default on the loan.
    We evaluate whether the modification represents a concession we
    would not otherwise consider, such as a lower interest rate than
    what a new borrower of similar credit risk would be offered. A
    loan modified in a troubled debt restructuring, including a loan
    that was current at the time of modification, is placed on
    non-accrual status until we determine future collection of
    principal and interest is reasonably assured, which generally
    requires the borrower to demonstrate a period of performance
    according to the restructured terms. At the time of the
    modification, we record impairment for TDR loans equal to the
    difference between the principal balance of the loan and the
    present value of expected future cash flows discounted at the
    loan&#146;s effective interest rate. However, if we later assess
    that foreclosure of a modified loan is probable, we record
    impairment based on the estimated fair value of the underlying
    collateral.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">REAL ESTATE
    OWNED&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;Real
    estate owned (REO) includes foreclosed properties securing
    mortgage loans. Foreclosed assets are adjusted to fair value
    less costs to sell upon transfer of the loans to REO.
    Subsequently, REO is carried at the lower of carrying value or
    fair value less costs to sell. Fair value is generally based on
    independent market prices or appraised values of the collateral.
    Subsequent holding period losses and losses arising from the
    sale of REO are expensed as incurred. REO is included in prepaid
    expenses and other current assets in the consolidated balance
    sheets.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">INVESTMENTS&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;Investments
    include both
    <FONT style="white-space: nowrap">available-for-sale</FONT>
    marketable securities and investments
    <FONT style="white-space: nowrap">held-to-maturity.</FONT>
    These investments are included in other assets in the
    consolidated balance sheets.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica"><FONT style="white-space: nowrap">Available-for-Sale.</FONT></FONT></B>
    Marketable securities we hold are classified as
    <FONT style="white-space: nowrap">available-for-sale</FONT>
    (AFS) and are reported at fair value. Unrealized gains and
    losses are calculated using the specific identification method
    and reported, net of applicable taxes, as a component of
    accumulated other comprehensive income. Realized gains and
    losses on the sale of these securities are determined using the
    specific identification method.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We monitor our AFS investment portfolio for impairment and
    consider many factors in determining whether the impairment is
    deemed to be
    <FONT style="white-space: nowrap">other-than-temporary.</FONT>
    These factors include, but are not limited to, the length of
    time the security has had a market value less than the cost
    basis, the severity of loss, our intent to sell, including
    regulatory or contractual requirements to sell, recent events
    specific to the issuer or industry, external credit ratings and
    recent downgrades in such ratings.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    For investments in mortgage-backed securities, amortization of
    premiums and accretion of discounts are recognized in interest
    income using the interest method, adjusted for anticipated
    prepayments where applicable. We update our estimates of
    expected cash flows periodically and recognize changes in
    calculated effective yields as appropriate.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica"><FONT style="white-space: nowrap">Held-to-Maturity.</FONT></FONT></B>
    Our investment in the stock of the Federal Home Loan Bank (FHLB)
    is carried at cost, as it is a restricted security, which is
    required to be maintained by HRB Bank for borrowing
    availability. The cost of the stock represents its redemption
    value, as there is no ready market value.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">PROPERTY AND
    EQUIPMENT&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;Buildings
    and equipment are initially recorded at cost and are depreciated
    over the estimated useful life of the assets using the
    straight-line method. Leasehold improvements are initially
    recorded at cost and are amortized over the lesser of the term
    of the respective lease or the estimated useful life,
</DIV>
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    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">43
    </FONT>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    using the straight-line method. Estimated useful lives are 15 to
    40&#160;years for buildings, 3 to 5&#160;years for computers and
    other equipment and up to 8&#160;years for leasehold
    improvements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We capitalize certain allowable costs associated with software
    developed or purchased for internal use. These costs are
    typically amortized over 36&#160;months using the straight-line
    method.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Substantially all of the operations of our subsidiaries are
    conducted in leased premises. For all lease agreements,
    including those with escalating rent payments or rent holidays,
    we recognize rent expense on a straight-line basis.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">INTANGIBLE ASSETS
    AND
    GOODWILL&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;We
    test goodwill and other indefinite-life intangible assets for
    impairment annually or more frequently, whenever events occur or
    circumstances change which would, more likely than not, reduce
    the fair value of a reporting unit below its carrying value. The
    first step of the impairment test is to compare the estimated
    fair value of the reporting unit to its carrying value. If the
    carrying value is less than fair value, no impairment exists. If
    the carrying value is greater than fair value, a second step is
    performed to determine the fair value of goodwill and the amount
    of impairment loss, if any.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In addition, long-lived assets, including intangible assets with
    finite lives, are assessed for impairment whenever events or
    circumstances indicate the carrying value may not be fully
    recoverable by comparing the carrying value to future
    undiscounted cash flows. Impairment is recorded for long-lived
    assets determined not to be fully recoverable equal to the
    excess of the carrying amount of the asset over its estimated
    fair value.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We recorded a $22.7&#160;million goodwill impairment related to
    our RedGear reporting unit within our Tax Services segment in
    fiscal year 2011. We recorded a $15.0&#160;million goodwill
    impairment related to our RSM EquiCo, Inc. (RSM EquiCo)
    reporting unit within our Business Services segment in fiscal
    year 2010 and a $2.2&#160;million goodwill impairment for a
    reporting unit within our Tax Services segment in fiscal year
    2009. No material impairment adjustments to other intangible
    assets or other long-lived assets of continuing operations were
    made during the three-year period ended April&#160;30, 2011.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The weighted-average life of intangible assets with finite lives
    is 26&#160;years. Intangible assets are typically amortized over
    the estimated useful life of the assets using the straight-line
    method.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">COMMERCIAL
    PAPER&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;During
    the year we issued commercial paper to finance temporary
    liquidity needs and various financial activities. There was no
    commercial paper outstanding at April&#160;30, 2011 or 2010.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">MORTGAGE LOAN
    REPURCHASE
    LIABILITY&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;In
    connection with the securitization and sale of loans, Sand
    Canyon Corporation (SCC) made certain representations and
    warranties, including, but not limited to, representations
    relating to matters such as ownership of the loan, validity of
    lien securing the loan, and the loan&#146;s compliance with
    SCC&#146;s underwriting criteria. Representations and warranties
    in whole loan sale transactions to institutional investors
    included a &#147;knowledge qualifier&#148; which limits SCC
    liability for borrower fraud to those instances where SCC had
    knowledge of the fraud at the time the loans were sold. In the
    event that there is a breach of a representation and warranty
    and such breach materially and adversely affects the value of a
    mortgage loan, SCC may be obligated to repurchase a loan or
    otherwise indemnify certain parties for losses incurred as a
    result of loan liquidation. Generally, these representations and
    warranties are not subject to a stated term, but would be
    subject to statutes of limitation applicable to the contractual
    provisions.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    SCC estimates losses relating to representation and warranty
    claims by estimating loan repurchase and indemnification
    obligations on both known claims and projections of future
    claims. Projections of future claims are based on an analysis
    that includes a combination of reviewing repurchase demands and
    actual defaults and loss severities, inquiries from various
    third-parties, the terms and provisions of related agreements
    and the historical rate of repurchase and indemnification
    obligations related to breaches of representations and
    warranties. SCC&#146;s methodology for calculating this
    liability considers the likelihood that individual
    counterparties will assert future claims. The repurchase
    liability is included in accounts payable, accrued expenses and
    other current liabilities on our consolidated balance sheets.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">LITIGATION&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;It
    is our policy to routinely assess the likelihood of any adverse
    judgments or outcomes related to legal matters, as well as
    ranges of probable losses. A determination of the amount of the
    reserves required, if any, for these contingencies is made after
    analysis of each known issue and an analysis of historical
    experience. We record reserves related to certain legal matters
    for which we believe it is probable that a loss will be incurred
    and the range of such loss can be estimated. With respect to
    other matters, management has concluded that a loss is only
    reasonably possible or remote, or not estimable and, therefore,
    no liability is recorded. Management discloses the facts
    regarding material matters, and potential exposure if
    determinable, for losses assessed as reasonably possible to
    occur. Costs incurred with defending claims are expensed as
    incurred. Any receivable for insurance recoveries is recorded
    separately from the corresponding litigation reserve, and only
    if recovery is determined to be probable.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">INCOME
    TAXES&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;We
    account for income taxes under the asset and liability method,
    which requires us to record deferred income tax assets and
    liabilities for future tax consequences attributable to
    differences between the
</DIV>
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    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">44&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

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    financial statement carrying value of existing assets and
    liabilities and their respective tax basis. Deferred taxes are
    determined separately for each tax-paying component within each
    tax jurisdiction based on provisions of enacted tax law.
    Deferred tax assets and liabilities are measured using enacted
    tax rates expected to apply to taxable income in the years in
    which those temporary differences are expected to be recovered
    or settled. Our deferred tax assets include capital loss and
    state and foreign tax loss carry-forwards and are reduced by a
    valuation allowance if, based on available evidence, it is more
    likely than not that some portion or all of the deferred tax
    assets will not be realized. Our current deferred tax assets are
    included in prepaid expenses and other current assets in the
    consolidated balance sheets. Noncurrent deferred tax assets are
    included in other assets on our consolidated balance sheets.
    Noncurrent deferred tax liabilities are included in other
    noncurrent liabilities on our consolidated balance sheets.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We evaluate the sustainability of each uncertain tax position
    based on its technical merits. If we determine it is more likely
    than not a tax position will be sustained based on its technical
    merits, we record the impact of the position in our consolidated
    financial statements at the largest amount that is greater than
    fifty percent likely of being realized upon ultimate settlement.
    We record no tax benefit for tax positions where we have
    concluded it is not more likely than not to be sustained.
    Differences between a tax position taken or expected to be taken
    in our tax returns and the amount of benefit recognized and
    measured in the financial statements result in unrecognized tax
    benefits, which are recorded in the balance sheet as either a
    liability for unrecognized tax benefits or reductions to
    recorded tax assets, as applicable.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We file a consolidated federal tax return on a calendar year
    basis and state tax returns on a consolidated or combined basis,
    as permitted by authorities. We report interest and penalties as
    a component of income tax expense.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">TREASURY
    SHARES&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;Shares
    of common stock repurchased by us are recorded, at cost, as
    treasury shares and result in a reduction of stockholders&#146;
    equity. We reissue treasury shares as part of our stock-based
    compensation programs or for acquisitions. When shares are
    reissued, we determine the cost using the average cost method.
    Periodically, we may permanently retire shares held in treasury
    as determined by our Board of Directors.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">REVENUE
    RECOGNITION&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;Service
    revenues consist primarily of fees for preparation and filing of
    tax returns, both in offices and through our online programs,
    fees associated with our Peace of Mind (POM) guarantee program
    and fees for consulting services. Service revenues are
    recognized in the period in which the service is performed as
    follows:
</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

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    <TD width="3%"></TD>
    <TD width="96%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Retail and online tax preparation revenues are recorded when a
    completed return is filed or accepted by the customer.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    POM revenues are deferred and recognized over the term of the
    guarantee, based on historical and actual payment of claims.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Revenues for services rendered in connection with the Business
    Services segment include fees based on time and materials, which
    are recognized as the services are performed and amounts are
    earned.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Revenues associated with our H&#038;R Block Prepaid Emerald
    MasterCard<SUP style="font-size: 85%; vertical-align: text-top">&#174;</SUP>

    program consist of interchange income from the use of debit
    cards and fees from the use of ATM networks. Interchange income
    is a fee paid by a merchant bank to the card-issuing bank
    through the interchange network, and is based on cardholder
    purchase volumes. Interchange income is recognized as earned.
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Product and other revenues in the current year include royalties
    from franchisees and sales of software products, and are
    recognized as follows:
</DIV>



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    <TD width="96%"></TD>
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    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Upon granting of a franchise, franchisees pay a refundable
    deposit generally in the amount of $2,500, but pay no initial
    franchise fee. We record the payment as a deposit liability and
    recognize no revenue in connection with the initial granting of
    a franchise. Franchise royalties, which are based on contractual
    percentages of franchise revenues, are recorded in the period in
    which the franchise provides the service.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Software revenues consist mainly of tax preparation software.
    Revenue from the sale of software such as H&#038;R Block At
    Home<SUP style="font-size: 85%; vertical-align: top"><FONT style="font-variant: SMALL-CAPS">tm</FONT></SUP>

    is recognized when the product is sold to the end user, either
    through retail, online or other channels. Rebates, slotting fees
    and other incentives paid in connection with these sales are
    recorded as a reduction of revenue. Revenue from the sale of
    TaxWorks<SUP style="font-size: 85%; vertical-align: text-top">&#174;</SUP>

    software is deferred and recognized over the period for which
    upgrades and support are provided to the customer.
</TD>
</TR>





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    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    In fiscal years 2010 and 2009, loan participation revenue was
    recognized over the life of the loan.
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Interest income consists primarily of interest earned on
    mortgage loans held for investment and EAs and is recognized as
    follows:
</DIV>



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    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Interest income on mortgage loans held for investment includes
    deferred origination fees and costs and purchase discounts and
    premiums, which are amortized to income over the life of the
    loan using the interest method.
</TD>
</TR>





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    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Interest income on EAs is calculated using the average daily
    balance method and is recognized based on the principal amount
    outstanding until the outstanding balance is paid or written-off.
</TD>
</TR>

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    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">45
    </FONT>
</DIV>
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    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Loan commitment fees, net of related expenses, are initially
    deferred and recognized as revenue over the commitment period.
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Revenue recognition is evaluated separately for each unit in
    multiple-deliverable arrangements. Sales tax we collect and
    remit to taxing authorities is recorded net in our consolidated
    income statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">ADVERTISING
    EXPENSE&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;Advertising
    costs for radio and television ads are expensed the first time
    the advertisement takes place, with print and mailing
    advertising expensed as incurred. Total advertising costs of
    continuing operations for fiscal years 2011, 2010 and 2009
    totaled $264.2&#160;million, $254.8&#160;million and
    $249.2&#160;million, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">GAINS ON SALES OF
    TAX
    OFFICES&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;We
    periodically sell company-owned tax offices to franchisees.
    These sales can be financed by franchisees through loans offered
    by an affiliated company, which we consolidate. Gains are
    recorded upon determination that collection of the sales
    proceeds is reasonably assured. Gains are initially deferred
    when they are financed with these loans and are recognized after
    minimum payments and equity thresholds are met. Gains are
    reported in operating income due to their recurring nature, and
    are included as a reduction of selling, general and
    administrative expenses in our consolidated income statements.
</DIV>



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    <B><FONT style="font-family: Arial, Helvetica">EMPLOYEE BENEFIT
    PLANS&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;We
    have 401(k) defined contribution plans covering all full-time
    and seasonal employees following the completion of an
    eligibility period. Contributions of our continuing operations
    to these plans are discretionary and totaled $22.3&#160;million,
    $24.0&#160;million and $26.7&#160;million for fiscal years 2011,
    2010 and 2009, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have a severance policy covering all regular full-time or
    part-time active employees for involuntary separation from the
    company. In May 2010 we announced plans to realign field and
    support organizations. The realignment included approximately
    400 staff reductions. Associated severance benefits were
    recorded primarily during the first fiscal quarter of 2011 and
    totaled $29.6&#160;million.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">FOREIGN CURRENCY
    TRANSLATION&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;Assets
    and liabilities of foreign subsidiaries are translated into
    U.S.&#160;dollars at exchange rates prevailing at the end of the
    year. Revenues and expenses of our foreign operations are
    translated at the average exchanges rates in effect during the
    fiscal year. Translation adjustments are recorded as a separate
    component of other comprehensive income in stockholders&#146;
    equity.
</DIV>



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    <B><FONT style="font-family: Arial, Helvetica">COMPREHENSIVE
    INCOME&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;Our
    comprehensive income is comprised of net income, foreign
    currency translation adjustments and the change in net
    unrealized gains or losses on AFS marketable securities.
    Included in stockholders&#146; equity at April&#160;30, 2011 and
    2010, the net unrealized holding gain on AFS securities was
    $0.5&#160;million and $0.3&#160;million, respectively, and the
    foreign currency translation adjustment was $10.8&#160;million
    and $1.3&#160;million, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">NEW ACCOUNTING
    STANDARDS&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;In
    April 2011, the Financial Accounting Standards Board (FASB)
    issued Accounting Standards Update
    <FONT style="white-space: nowrap">2011-02,</FONT>
    &#147;Receivables (Topic 310)&#160;&#151; A Creditor&#146;s
    Determination of Whether a Restructuring is a Troubled Debt
    Restructuring.&#148; This guidance assists in determining if a
    loan modification qualifies as a TDR and requires that creditors
    must determine that a concession has been made and the borrower
    is having financial difficulties. This guidance is effective
    beginning with our fiscal year 2012. As a result of applying
    this guidance, we may identify loans that are newly considered
    impaired, however we believe this guidance will not have a
    material effect on our consolidated financial statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In October 2009, the FASB issued Accounting Standards Update
    <FONT style="white-space: nowrap">2009-13,</FONT>
    &#147;Revenue Recognition (Topic 605)&#160;&#151;
    Multiple-Deliverable Revenue Arrangements.&#148; This guidance
    amends the criteria for separating consideration in
    multiple-deliverable arrangements to enable vendors to account
    for products or services (deliverables) separately rather than
    as a combined unit. This guidance establishes a selling price
    hierarchy for determining the selling price of a deliverable,
    which is based on: (1)&#160;vendor-specific objective evidence;
    (2)&#160;third-party evidence; or (3)&#160;estimates. This
    guidance also eliminates the residual method of allocation and
    requires that arrangement consideration be allocated at the
    inception of the arrangement to all deliverables using the
    relative selling price method. In addition, this guidance
    significantly expands required disclosures related to a
    vendor&#146;s multiple-deliverable revenue arrangements. This
    guidance is effective prospectively for revenue arrangements
    entered into or materially modified beginning with our fiscal
    year 2012. We believe this guidance will not have a material
    effect on our consolidated financial statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In December 2010, the FASB issued Accounting Standards Update
    <FONT style="white-space: nowrap">2010-28,</FONT>
    &#147;Intangibles&#160;&#151; Goodwill and Other (Topic 350):
    When to Perform Step 2 of the Goodwill Impairment Test for
    Reporting Units with Zero or Negative Carrying Amounts.&#148;
    The amendments affect reporting units whose carrying amount is
    zero or negative, and require performance of Step 2 of the
    goodwill impairment test if it is more likely than not that a
    goodwill impairment exists. In determining whether it is more
    likely than not that a goodwill impairment exists, a reporting
    unit would consider whether there are any adverse qualitative
    factors indicating that an impairment may exist. The qualitative
    factors are consistent with existing guidance. The reporting
    unit would evaluate if an event occurs or circumstances change
    that would more likely than not reduce the fair value of a
    reporting unit below its
</DIV>
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    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">46&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
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    carrying amount. This guidance is effective beginning with our
    fiscal year 2012. We believe this guidance will not have a
    material effect on our consolidated financial statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">STANDARDS
    IMPLEMENTED&#160;</FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;In
    July 2010 the FASB issued Accounting Standards Update
    <FONT style="white-space: nowrap">2010-20,</FONT>
    &#147;Disclosures About Credit Quality of Financing Receivables
    and Allowance for Credit Losses.&#148; This guidance requires
    enhanced disclosures about the allowance for credit losses and
    the credit quality of financing receivables and would apply to
    financing receivables held by all creditors. The requirements
    for period end disclosures are effective beginning with the
    first interim or annual reporting period ending after
    December&#160;15, 2010. The requirements for activity-based
    disclosures were effective for our fourth quarter. The new
    disclosures are included in notes&#160;1, 5 and 6. The
    requirements for TDR disclosures are effective for our first
    quarter of fiscal year 2012.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In June 2009, the FASB issued revised authoritative guidance
    associated with the consolidation of variable interest entities
    (VIEs). The revised guidance replaced the previous
    quantitative-based assessment for determining whether an
    enterprise is the primary beneficiary of a VIE and focuses
    primarily on a qualitative assessment. This assessment requires
    identifying the enterprise that has (1)&#160;the power to direct
    the activities of the VIE that can most significantly impact the
    entity&#146;s performance; and (2)&#160;the obligation to absorb
    losses and the right to receive benefits from the VIE that could
    potentially be significant to such entity. The revised guidance
    also requires that the enterprise continually reassess whether
    it is the primary beneficiary of a VIE rather than conducting a
    reassessment only upon the occurrence of specific events. We
    implemented this guidance on May&#160;1, 2010 and evaluated our
    financial interests to determine if we had interests in VIEs and
    if we are the primary beneficiary of the VIE. See note&#160;17
    for additional information on our VIEs.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In June 2009, the FASB issued guidance, under Topic
    860&#160;&#151; Transfers and Servicing. This guidance requires
    more disclosure about transfers of financial assets, including
    securitization transactions, and where entities have continuing
    exposure to the risks related to transferred financial assets.
    It eliminates the concept of a qualifying special purpose entity
    and changes the requirements for derecognizing financial assets.
    We adopted this guidance as of May&#160;1, 2010 and it did not
    have a material effect on our consolidated financial statements.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica"><!-- XBRL,n -->NOTE&#160;2:
    BUSINESS COMBINATIONS AND DISPOSALS</FONT></B>
</DIV>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Effective July&#160;20, 2010, our Business Services segment
    acquired certain non-attest assets and liabilities of
    Caturano&#160;&#038; Company, Inc. (Caturano), a Boston-based
    accounting firm, for an aggregate purchase price of
    $40.2&#160;million. We expect this acquisition to expand our
    presence in the Boston market. We made cash payments of
    $32.6&#160;million, including $29.8&#160;million at closing.
    Payment of the remaining purchase price is deferred and will be
    paid over the next 13&#160;years. The following table summarizes
    the fair value of identifiable assets acquired and liabilities
    assumed and the resulting goodwill:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="92%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="4" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD colspan="4" align="left" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Customer
    relationships<SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6,733</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Non-compete
    agreements<SUP style="font-size: 85%; vertical-align: top">(2)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,766</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Attest firm
    affiliation<SUP style="font-size: 85%; vertical-align: top">(3)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>7,629</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Goodwill
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>27,289</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Fixed assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,500</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Other assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>831</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Other liabilities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(1,640</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Unfavorable
    leasehold<SUP style="font-size: 85%; vertical-align: top">(2)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(5,890</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Total purchase price
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;40,218</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="5" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="99%"></TD>
</TR>

<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(1)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT>
</TD>
    <TD align="left">    <FONT style="font-family: Arial, Helvetica">Estimated life of
    12&#160;years.
    </FONT>
</TD>
</TR>





<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(2)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT>
</TD>
    <TD align="left">    <FONT style="font-family: Arial, Helvetica">Estimated life of
    7&#160;years.
    </FONT>
</TD>
</TR>





<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(3)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT>
</TD>
    <TD align="left">    <FONT style="font-family: Arial, Helvetica">Estimated life of
    18&#160;years. Represents the benefits to be received from the
    Alternative Practice Structure arrangement and affiliation with
    attest clients.
    </FONT>
</TD>
</TR>

</TABLE>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 3pt; margin-left: 0%; width: 99%;  align: left; border-bottom: 1pt solid #000000"></DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In connection with the acquisition a deferred compensation plan,
    an employee retention program and a performance bonus plan were
    put in place for eligible employees. Expenses related to these
    plans will be treated as compensation and will be expensed as
    incurred. We incurred expenses totaling $2.6&#160;million under
    these plans during fiscal year 2011.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In October 2010, we signed a definitive merger agreement to
    acquire all of the outstanding shares of 2SS Holdings, Inc.
    (&#147;2SS&#148;), developer of TaxACT digital tax preparation
    solutions, for $287.5&#160;million in cash. Completion of the
    transaction is subject to the satisfaction of customary closing
    conditions, including regulatory approval. In May 2011, the
    United States Department of Justice (the &#147;DOJ&#148;) filed
    a civil antitrust lawsuit to block our proposed acquisition of
    2SS. On June&#160;21, 2011, the parties to the merger agreement
    signed an
</DIV>
<!-- XBRL Paragraph Pagebreak -->
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">47
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    amendment to the merger agreement. There are no assurances that
    the DOJ&#146;s lawsuit will be resolved in our favor or that the
    transaction will be consummated.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    During fiscal years 2011, 2010 and 2009, we sold certain retail
    tax offices to existing franchisees for cash proceeds of
    $65.6&#160;million, $65.7&#160;million and $16.9&#160;million,
    respectively, and recorded gains on these sales of
    $45.1&#160;million, $49.0&#160;million and $14.9&#160;million,
    respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Effective November&#160;3, 2008, we acquired the assets and
    franchise rights of our last major independent franchise
    operator for an aggregate purchase price of $279.2&#160;million.
    Goodwill recognized on this transaction is included in the Tax
    Services segment and is deductible for tax purposes.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    During fiscal years 2011, 2010 and 2009, we made other
    acquisitions, which were accounted for as purchases with cash
    payments totaling $19.1&#160;million, $10.3&#160;million and
    $12.6&#160;million, respectively. Operating results of the
    acquired businesses, which are not material, are included in the
    consolidated income statements since the date of acquisition.
    During fiscal years 2011, 2010 and 2009 we also paid
    $2.5&#160;million, $0.2&#160;million and $1.9&#160;million,
    respectively, for contingent payments on prior acquisitions.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL,n -->
<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;3:
    EARNINGS PER SHARE</FONT></B>
</DIV>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Basic and diluted earnings per share is computed using the
    two-class method. The two-class method is an earnings allocation
    formula that determines net income per share for each class of
    common stock and participating security according to dividends
    declared and participation rights in undistributed earnings. Per
    share amounts are computed by dividing net income from
    continuing operations attributable to common shareholders by the
    weighted average shares outstanding during each period. The
    computations of basic and diluted earnings per share from
    continuing operations are as follows:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="53%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s, except per
    share amounts)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income from continuing operations attributable to
    shareholders
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;419,405</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;488,946
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;513,055
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Amounts allocated to participating securities (nonvested shares)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(1,085</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,888
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,042
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income from continuing operations<BR>
    attributable to common shareholders
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>418,320</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    487,058
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    511,013
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Basic weighted average common shares
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>309,230</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    332,283
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    332,787
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Potential dilutive shares
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>547</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    953
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,752
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Dilutive weighted average common shares
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>309,777</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    333,236
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    334,539
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Earnings per share from continuing operations attributable to<BR>
    common shareholders:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Basic
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.35</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.47
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.53
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Diluted
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.35</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.46
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.53
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="17" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 6pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Diluted earnings per share excludes the impact of shares of
    common stock issuable upon the lapse of certain restrictions or
    the exercise of options to purchase 12.8&#160;million,
    13.7&#160;million and 15.7&#160;million shares of stock for
    fiscal years 2011, 2010 and 2009, respectively, as the effect
    would be antidilutive.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>


<!-- XBRL,n -->
<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;4:
    INVESTMENTS</FONT></B>
</DIV>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica"><FONT style="white-space: nowrap">AVAILABLE-FOR-SALE&#160;</FONT></FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;The
    amortized cost and fair value of securities classified as
    <FONT style="white-space: nowrap">available-for-sale</FONT>
    held at April&#160;30, 2011 and 2010 are summarized below:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="32%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=08 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=08 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=08 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=09 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=09 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=09 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=09 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=10 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=10 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=10 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=10 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="32" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="36" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">As of April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="14" align="center" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="14" align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="36" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Gross<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Gross<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Gross<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Gross<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amortized<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Unrealized<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Unrealized<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Fair<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amortized<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Unrealized<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Unrealized<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Fair<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Cost
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Gains
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Losses<SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Value
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Cost
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Gains
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Losses<SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Value
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="36" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Mortgage-backed securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;157,970</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;401</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(194</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;158,177</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;23,026
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    39
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (49
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    23,016
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Municipal bonds
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,335</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>405</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,740</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8,442
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    459
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8,901
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Trust preferred security
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,854
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,823
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="35" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>166,305</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>806</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(194</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>166,917</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    33,322
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;498
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(1,872
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;31,948
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="35" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="37" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="99%"></TD>
</TR>

<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(1)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT></TD>
    <TD align="left">
    <FONT style="font-family: Arial, Helvetica">At April&#160;30,
    2011, we had no investments that had been in a continuous loss
    position for more than twelve months. At April&#160;30, 2010,
    investments with a cost of $15.7&#160;million and gross
    unrealized losses of $1.9&#160;million had been in a continuous
    loss position for more than twelve months.
    </FONT>
</TD>
</TR>

</TABLE>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 3pt; margin-left: 0%; width: 99%;  align: left; border-bottom: 1pt solid #000000"></DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We did not sell any AFS securities in fiscal year 2011. Proceeds
    from the sales of AFS securities were $2.1&#160;million and
    $8.3&#160;million during fiscal years 2010 and 2009,
    respectively. We recorded no gross realized gains or losses on
    those sales during fiscal year 2010. Gross realized gains on
    sales during fiscal year 2009 were $0.7&#160;million; gross
    realized losses were $1.3&#160;million. During fiscal years
    2011, 2010 and 2009, we recorded
    <FONT style="white-space: nowrap">other-than-temporary</FONT>
</DIV>
<!-- XBRL Paragraph Pagebreak -->
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">48&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    impairments of AFS securities totaling $1.9&#160;million,
    $1.6&#160;million and $1.5&#160;million, respectively, as a
    result of an assessment that it was probable we would not
    collect all amounts due or an assessment that we would not be
    able to hold the investments until potential recovery of market
    value.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Contractual maturities of AFS debt securities at April&#160;30,
    2011, occur at varying dates over the next 30&#160;years, and
    are set forth in the table below.
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="71%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Cost Basis
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Fair Value
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Maturing in:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Less than one year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,023</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,081</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Two to five years
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,112</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,331</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Six to ten years
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,200</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,328</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Beyond
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>157,970</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>158,177</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;166,305</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;166,917</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica"><FONT style="white-space: nowrap">HELD-TO-MATURITY&#160;</FONT></FONT></B><FONT style="font-family: Arial, Helvetica">&#150;</FONT>&#160;HRB
    Bank is required to maintain a restricted investment in FHLB
    stock for borrowing availability. The cost of this investment,
    $3.3&#160;million and $6.0&#160;million at April&#160;30, 2011
    and 2010, respectively, represents its redemption value at each
    balance sheet date, as these investments do not have a ready
    market.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica"><!-- XBRL,n -->NOTE&#160;5:
    RECEIVABLES</FONT></B>
</DIV>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Short-term receivables consist of the following:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="71%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">As of April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Business Services receivables
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;281,847</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;326,681
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Loans to franchisees
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>62,181</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    55,047
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Receivables for tax preparation and related fees
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>38,930</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    45,248
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Emerald Advance lines of credit
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>31,645</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    57,914
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Royalties from franchisees
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,645</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,845
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Tax client receivables related to RALs
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,412</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    21,646
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>131,096</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    120,080
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>559,756</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    630,461
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Allowance for doubtful accounts
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(67,466</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (112,475
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>492,290</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    517,986
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The short-term portion of EAs, tax client receivables related to
    RALs and loans made to franchisees is included in receivables,
    while the long-term portion is included in other assets in the
    consolidated financial statements. These amounts as of
    April&#160;30, 2011 are as follows:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="42%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="10%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="11%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Emerald Advance<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Tax Client<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Loans<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Lines of Credit
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Receivables - RALs
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">to Franchisees
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Short-term
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;31,645</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,412</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>62,181</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Long-term
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>21,619</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,855</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>110,420</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>53,264</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;8,267</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;172,601</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="17" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We review the credit quality of our EA receivables and tax
    client receivables related to RALs based on pools, which are
    segregated by the year of origination, with older years being
    deemed more unlikely to be repaid. These amounts as of
    April&#160;30, 2011, by year of origination, are as follows:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="62%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="10%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="11%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Emerald Advance<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Tax Client<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Lines of Credit
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Receivables - RALs
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Credit Quality Indicator&#160;&#150; Year of origination:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    2011
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>28,800</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    2010
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,236</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>446</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    2009
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,443</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,270</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    2008 and prior
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,722</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,551</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Revolving loans
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12,063</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;53,264</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;8,267</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    As of April&#160;30, 2011, $46.8&#160;million of EAs were on
    non-accrual status and classified as impaired, or more than
    60&#160;days past due. All tax client receivables related to
    RALs are considered impaired.
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">49
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our allowance for doubtful accounts consists of the following:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="73%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">As of April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Allowance related to:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Emerald Advance lines of credit
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,400</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    35,239
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Tax client receivables related to RALs
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12,191
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Loans to franchisees
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    All other receivables
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>63,066</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    65,041
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;67,466</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;112,475
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Activity in the allowance for doubtful accounts for the years
    ended April&#160;30, 2011, 2010 and 2009 is as follows:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="43%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="10%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="11%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Emerald Advance<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Tax Client<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Loans<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">All<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Lines of Credit
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Receivables - RALs
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">to Franchisees
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Other
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance as of May&#160;1, 2008
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,393
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    17,398
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    71,360
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;120,155
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Provision
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    42,875
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    14,144
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    59,155
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    116,174
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Recoveries
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    315
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    315
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Charge-offs
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (31,393
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (17,406
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (59,304
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (108,103
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance as of April&#160;30, 2009
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;42,875
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;14,136
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    71,526
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    128,541
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Provision
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    33,919
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12,193
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    65,642
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    111,754
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Recoveries
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    534
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    534
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Charge-offs
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (41,555
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (14,138
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (72,661
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (128,354
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance as of April&#160;30, 2010
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    35,239
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12,191
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    65,041
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    112,475
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Provision
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>91,546</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>52,716</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>144,264</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Recoveries
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>312</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>312</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Charge-offs
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(122,385</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(12,193</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(4</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(55,003</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(189,585</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance as of April&#160;30, 2011
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,400</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;63,066</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>67,466</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    There were no changes to our methodology related to the
    calculation of our allowance for doubtful accounts during fiscal
    year 2011.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica"><!-- XBRL,n -->NOTE&#160;6:
    MORTGAGE LOANS HELD FOR INVESTMENT AND RELATED ASSETS</FONT></B>
</DIV>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The composition of our mortgage loan portfolio as of
    April&#160;30, 2011 and 2010 is as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="51%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(dollars
    in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">As
    of April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <B><FONT style="font-size: 8pt; font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 4pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amount
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">% of
    Total</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amount
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">% of Total
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Adjustable-rate loans
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;333,828</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>58</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;411,122
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    60
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Fixed-rate loans
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>239,146</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>42</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    272,562
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    40
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="19" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>572,974</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>100</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    683,684
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    100
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Unamortized deferred fees and costs
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,121</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,256
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Less: Allowance for loan losses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(92,087</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (93,535
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>485,008</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    595,405
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="21" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Activity in the allowance for loan losses for the years ended
    April&#160;30, 2011, 2010 and 2009 is as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="56%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance at beginning of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>93,535</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    84,073
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    45,401
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Provision
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>35,567</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    47,750
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    63,897
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Recoveries
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>272</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    88
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    54
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Charge-offs
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(37,287</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (38,376
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (25,279
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance at end of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;92,087</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#160;93,535
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#160;84,073
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="17" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our loan loss allowance as a percent of mortgage loans was 16.1%
    at April&#160;30, 2011, compared to 13.7% at April&#160;30, 2010.
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">50&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    When determining our allowance for loan losses, we evaluate
    loans less than 60&#160;days past due on a pooled basis, while
    loans we consider impaired (which includes those loans more than
    60&#160;days past due or that have been modified) are evaluated
    individually. The balance of these loans and the related
    allowance is as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="46%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">As
    of April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <B><FONT style="font-size: 8pt; font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 4pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Portfolio<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Related<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Portfolio<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Related<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Allowance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Allowance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Pooled (less than 60&#160;days past due)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>304,325</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,238</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    372,823
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    15,924
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Impaired:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Individually (TDRs)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>106,328</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,056</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    144,977
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8,915
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Individually (60&#160;days or more past due)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>162,321</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>69,793</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    165,884
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    68,696
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="19" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;572,974</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;92,087</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;683,684
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;93,535
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="19" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="21" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We review the credit quality of our portfolio based on the
    following criteria: (1)&#160;originator, (2)&#160;the level of
    documentation obtained for loan at origination,
    (3)&#160;occupancy status of property at origination,
    (4)&#160;geography, and (5)&#160;credit score and loan to value
    at origination. We specifically evaluate each loan and assign an
    internal risk rating of high, medium or low to each loan. The
    risk rating is based upon multiple loan characteristics that
    correlate to delinquency and loss. These characteristics
    include, but are not limited to, the five criteria listed above.
    These loan attributes are evaluated quarterly against a variety
    of additional characteristics to ensure the appropriate data is
    being utilized to determine the level of risk within the
    portfolio.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    All criteria are obtained at the time of origination and are
    only subsequently updated if the loan is refinanced.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our portfolio includes loans originated SCC and purchased by HRB
    Bank which constitute 62% of the total loan portfolio at
    April&#160;30, 2011. We have experienced higher rates of
    delinquency and have greater exposure to loss with respect to
    this segment of our loan portfolio. Our remaining loan portfolio
    totaled $215.2&#160;million and is characteristic of a prime
    loan portfolio, and we believe subject to a lower loss exposure.
    Detail of our mortgage loans held for investment and the related
    allowance at April&#160;30, 2011 is as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="44%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="10%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(dollars
    in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Outstanding<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Loan Loss Allowance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">% 30+ Days<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Principal Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amount
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">% of Principal
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Past Due
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Purchased from SCC
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>357,814</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>81,396</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>22.7</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>41.7</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    All other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>215,160</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10,691</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5.0</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11.0</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;572,974</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;92,087</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>16.1</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>30.2</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="21" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 9pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Credit quality indicators at April&#160;30, 2011 include the
    following:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="50%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="13%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Credit Quality
    Indicators
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Purchased from SCC
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">All Other
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total Portfolio
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Occupancy status:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Owner occupied
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>249,048</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>136,380</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>385,428</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Non-owner occupied
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>108,766</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>78,780</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>187,546</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>357,814</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>215,160</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>572,974</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <FONT style="word-spacing: 100pt; white-space: nowrap; font-size: 1pt; color: #000000"><U>&#173;
    &#173;</U></FONT>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Documentation level:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Full documentation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>108,509</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>157,270</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>265,779</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Limited documentation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,146</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>23,355</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>34,501</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Stated income
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>205,485</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>21,705</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>227,190</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    No documentation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>32,674</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12,830</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>45,504</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>357,814</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>215,160</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>572,974</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <FONT style="word-spacing: 100pt; white-space: nowrap; font-size: 1pt; color: #000000"><U>&#173;
    &#173;</U></FONT>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Internal risk rating:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    High
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>151,522</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>357</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>151,879</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Medium
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>206,292</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>206,292</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Low
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>214,803</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>214,803</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;357,814</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;215,160</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;572,974</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="17" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Loans given our internal risk rating of &#147;high&#148; are
    generally originated by SCC, have no documentation or are stated
    income and are non-owner occupied. Loans given our internal risk
    rating of &#147;medium&#148; are generally full documentation or
    stated income, with
    <FONT style="white-space: nowrap">loan-to-value</FONT>
    at origination of more than 80% and have credit scores at
</DIV>
<!-- XBRL Paragraph Pagebreak -->
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">51
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    origination below 700. Loans given our internal risk rating of
    &#147;low&#148; are generally full documentation, with
    <FONT style="white-space: nowrap">loan-to-value</FONT>
    at origination of less than 80% and have credit scores greater
    than 700.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Detail of the aging of the mortgage loans in our portfolio that
    are past due as of April&#160;30, 2011 is as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="36%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=08 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=08 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="28" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Less than 60<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">60 - 89 Days<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">90 + Days<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Days Past Due
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Past Due
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Past
    Due<SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Past Due
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Current
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="28" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Purchased from SCC
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>37,371</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,882</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>132,326</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>174,579</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>183,235</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>357,814</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    All other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10,250</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,594</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>20,546</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>32,390</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>182,770</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>215,160</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="27" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;47,621</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;6,476</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;152,872</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;206,969</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;366,005</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;572,974</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="27" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="29" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="99%"></TD>
</TR>

<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(1)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT></TD>
    <TD align="left">
    <FONT style="font-family: Arial, Helvetica">No loans past due
    90&#160;days or more are still accruing interest.
    </FONT>
</TD>
</TR>

</TABLE>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 3pt; margin-left: 0%; width: 99%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 9pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Information related to our non-accrual loans is as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="71%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">As of April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Loans:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Purchased from SCC
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>143,358</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>14,106</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>157,464</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    160,124
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    TDRs:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Purchased from SCC
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,849</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>329</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,178</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,506
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Total non-accrual loans
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;160,642</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;191,630
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 9pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Information related to impaired loans is as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="31%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="10%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="12%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="10%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="11%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Portfolio Balance<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Portfolio Balance<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">With Allowance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">With No Allowance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Portfolio Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Related Allowance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    As of April&#160;30, 2011:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Purchased from SCC
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>190,074</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>54,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>244,074</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>75,373</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>19,340</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,235</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>24,575</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,476</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="19" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>209,414</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>59,235</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>268,649</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>80,849</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="19" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <FONT style="word-spacing: 100pt; white-space: nowrap; font-size: 1pt; color: #000000"><U>&#173;
    &#173;</U></FONT>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    As of April&#160;30, 2010
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;288,309
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;22,552
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;310,861
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;77,611
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="21" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 9pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Information related to the allowance for impaired loans is as
    follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="78%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">As of April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Portion of total allowance for loan losses allocated<BR>
    to impaired loans and TDR loans:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Based on collateral value method
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>69,794</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    68,696
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Based on discounted cash flow method
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,055</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8,915
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;80,849</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;77,611
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">52&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Information related to activities of our non-performing assets
    is as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="63%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">For the Year Ended
    April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Average impaired loans:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Purchased from SCC
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;252,673</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    All other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>37,082</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>289,755</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;307,351
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;216,391
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Interest income on impaired loans:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Purchased from SCC
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,795</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    All other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>829</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6,624</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8,548
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,964
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Interest income on impaired loans recognized on a<BR>
    cash basis on non-accrual status:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Purchased from SCC
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,567</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    All other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>744</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6,311</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    7,452
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,927
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="17" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    As of April&#160;30, 2011 and 2010, accrued interest receivable
    on mortgage loans held for investment totaled $2.1&#160;million
    and $2.6&#160;million, respectively. At April&#160;30, 2011, HRB
    Bank had interest-only mortgage loans in its investment
    portfolio totaling $3.7&#160;million.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our real estate owned includes loans accounted for as
    in-substance foreclosures of $7.7&#160;million and
    $12.5&#160;million at April&#160;30, 2011 and 2010,
    respectively. Activity related to our real estate owned is as
    follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="56%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom">
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance, beginning of the period
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>29,252</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    44,533
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    350
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Additions
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>16,463</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    19,341
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    65,171
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Sales
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(21,889</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (24,308
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (9,072
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Impairments
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(4,294</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(10,314
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(11,916
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance, end of the period
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;19,532</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;29,252
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;44,533
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- XBRL,n -->

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="7%"></TD>
    <TD width="93%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;7:
    </FONT></B></TD>
    <TD align="left">
    <B><FONT style="font-family: Arial, Helvetica">ASSETS AND
    LIABILITIES MEASURED AT FAIR VALUE</FONT></B>
</TD>
</TR>

</TABLE>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We use the following valuation methodologies for assets and
    liabilities measured at fair value and the general
    classification of these instruments pursuant to the fair value
    hierarchy.
</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="3%"></TD>
    <TD width="96%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    <FONT style="white-space: nowrap">Available-for-sale</FONT>
    securities&#160;&#150;
    <FONT style="white-space: nowrap">Available-for-sale</FONT>
    securities are carried at fair value on a recurring basis. When
    available, fair value is based on quoted prices in an active
    market and as such, would be classified as Level&#160;1. If
    quoted market prices are not available, we use a third-party
    pricing service to determine fair value and classify the
    securities as Level&#160;2. The service&#146;s pricing model is
    based on market data and utilizes available trade, bid and other
    market information.
    <FONT style="white-space: nowrap">Available-for-sale</FONT>
    securities that we classify as Level&#160;2 include certain
    agency and non-agency mortgage-backed securities,
    U.S.&#160;states and political subdivisions debt securities and
    other debt and equity securities.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Real estate owned&#160;&#150; REO includes foreclosed properties
    securing mortgage loans. Foreclosed assets are adjusted to fair
    value less costs to sell upon transfer of the loans to REO. Fair
    value is generally based on independent market prices or
    appraised values of the collateral. Subsequent holding period
    losses and losses arising from the sale of REO are expensed as
    incurred. Because our REO is valued based on significant inputs
    that are unobservable in the market and our own estimates of
    assumptions that market participants would use in pricing the
    asset, these assets are classified as Level&#160;3.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Impaired mortgage loans held for investment&#160;&#150; The fair
    value of impaired mortgage loans held for investment is
    generally based on the net present value of discounted cash
    flows for TDR loans or the appraised value of the underlying
    collateral for all other loans. These loans are classified as
    Level&#160;3.
</TD>
</TR>

</TABLE>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">53
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The following table presents for each hierarchy level the assets
    that were remeasured at fair value on both a recurring and
    non-recurring basis during fiscal years 2011 and 2010 and the
    gains (losses) on those remeasurements:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="41%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(dollars
    in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Level 1
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Level 2
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Level 3
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Gain (loss)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    As of April&#160;30, 2011:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Recurring:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Mortgage-backed securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>158,177</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>158,177</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>207</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Municipal bonds
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,740</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,740</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>405</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Non-recurring:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    REO
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12,366</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12,366</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(1,920</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Impaired mortgage loans held for investment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>90,628</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>90,628</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(11,390</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>269,911</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;166,917</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;102,994</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(12,698</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    As a percentage of total assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5.2</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3.2</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.0</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    As of April&#160;30, 2010:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Recurring:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Mortgage-backed securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    23,016
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    23,016
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (10
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Municipal bonds
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8,901
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8,901
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    459
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Trust preferred security
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,823
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Non-recurring:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    REO
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    16,291
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    16,291
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,430
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Impaired mortgage loans held for investment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    88,456
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    88,456
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (9,453
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;136,695
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,948
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    104,747
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (15,257
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    As a percentage of total assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.6
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.6
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.0
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    There were no changes to the unobservable inputs used in
    determining the fair values of our level&#160;2 and level&#160;3
    financial assets.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The following methods were used to determine the fair values of
    our other financial instruments:
</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="3%"></TD>
    <TD width="96%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Cash equivalents, accounts receivable, investment in FHLB stock,
    accounts payable, accrued liabilities, commercial paper
    borrowings and the current portion of long-term debt&#160;&#150;
    The carrying values reported in the balance sheet for these
    items approximate fair market value due to the relative
    short-term nature of the respective instruments.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Mortgage loans held for investment&#160;&#150; The fair value of
    mortgage loans held for investment is generally determined using
    market pricing sources based on origination channel and
    performance characteristics.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Deposits&#160;&#150; The estimated fair value of demand deposits
    is the amount payable on demand at the reporting date. The
    estimated fair value of IRAs and other time deposits is
    estimated by discounting the future cash flows using the rates
    currently offered by HRB Bank for products with similar
    remaining maturities.
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Long-term borrowings and FHLB borrowings&#160;&#150; The fair
    value of borrowings is based on rates currently available to us
    for obligations with similar terms and maturities, including
    current market rates on our Senior Notes.
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The carrying amounts and estimated fair values of our financial
    instruments at April&#160;30, 2011 are as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="71%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Carrying<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Estimated<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amount
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Fair Value
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Mortgage loans held for investment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;485,008</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;295,154</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Deposits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>863,898</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>865,318</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Long-term debt
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,053,191</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,112,886</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    FHLB advances
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>25,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>24,998</B> <BR>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">54&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->
<!-- XBRL,n -->
<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="7%"></TD>
    <TD width="93%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;8:
    </FONT></B></TD>
    <TD align="left">
    <B><FONT style="font-family: Arial, Helvetica">PROPERTY AND
    EQUIPMENT</FONT></B>
</TD>
</TR>

</TABLE>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The components of property and equipment are as follows:
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="71%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">As of April&#160;30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Land and other non-depreciable assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,245</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,482
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Buildings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>154,519</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    161,460
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Computers and other equipment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>475,351</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    488,160
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Capitalized software
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>156,108</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    147,104
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Leasehold improvements
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>191,943</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    199,370
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Construction in process
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,374</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,902
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>984,540</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,002,478
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Less: Accumulated depreciation and amortization
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(677,220</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (657,008
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;307,320</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#160;345,470
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 6pt; margin-left: 0%; width: 99%;  align: left; border-bottom: 1pt solid #000000"></DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    During fiscal years 2011 and 2010, we received $6.5&#160;million
    and $10.3&#160;million, respectively, for tax incentives from
    certain government agencies related to our corporate
    headquarters building, which was recorded as a reduction of
    original cost.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Property and equipment included above and subject to capital
    lease arrangements included the following:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="75%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">As of April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom">
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Property and equipment under capital lease
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;47,842</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;47,844
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Less accumulated amortization
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(35,056</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (31,418
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12,786</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    16,426
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="top" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Depreciation and amortization expense of continuing operations
    for fiscal years 2011, 2010 and 2009 was $92.2&#160;million,
    $96.9&#160;million and $96.6&#160;million, respectively.
    Included in depreciation and amortization expense of continuing
    operations is amortization of capitalized software of
    $18.8&#160;million, $21.8&#160;million and $23.4&#160;million,
    respectively.
</DIV>
<!-- XBRL,n -->

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="8%"></TD>
    <TD width="92%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;9:&#160;&#160;</FONT></B></TD>
    <TD align="left">
    <B><FONT style="font-family: Arial, Helvetica">GOODWILL AND
    INTANGIBLE ASSETS</FONT></B>
</TD>
</TR>

</TABLE>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Changes in the carrying amount of goodwill by segment for the
    years ended April&#160;30, 2011 and 2010 are as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="55%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="10%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Tax Services
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Business Services
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance at May&#160;1, 2009:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Goodwill
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    449,779
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    402,639
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    852,418
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Accumulated impairment losses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,188
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,188
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    447,591
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    402,639
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    850,230
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Changes:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Acquisitions
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,136
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,112
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,248
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Disposals and foreign currency changes
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,031
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,031
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Impairments
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (15,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (15,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance at April&#160;30, 2010:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Goodwill
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    453,884
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    403,751
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    857,635
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Accumulated impairment losses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,188
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (15,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (17,188
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    451,696
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    388,751
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    840,447
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Changes:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Acquisitions
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>15,441</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>28,552</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>43,993</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Disposals and foreign currency changes
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(10,286</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(5,209</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(15,495</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Impairments
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(22,700</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(22,700</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance at April&#160;30, 2011:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Goodwill
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>459,039</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>427,094</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>886,133</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Accumulated impairment losses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(24,888</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(15,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(39,888</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;434,151</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;412,094</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;846,245</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="17" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Goodwill and other indefinite-life intangible assets were tested
    for impairment in the fourth quarter of fiscal year 2011. Except
    as discussed below, no impairment was identified.
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">55
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The RedGear reporting unit within our Tax Services segment
    experienced lower than expected revenues, and as a result, we
    evaluated this reporting unit&#146;s goodwill for impairment at
    January&#160;31, 2011. The measurement of impairment of goodwill
    consists of two steps. In the first step, we compared the fair
    value of this reporting unit, determined using discounted cash
    flows, to its carrying value. As the results of the first test
    indicated that the fair value was less than its carrying value,
    we then performed the second step, which was to determine the
    implied fair value of its goodwill and to compare that to its
    carrying value. The second step included hypothetically valuing
    all of the tangible and intangible assets of this reporting
    unit. As a result, we recorded an impairment of the reporting
    unit&#146;s goodwill of $22.7&#160;million, leaving a remaining
    goodwill balance of approximately $14&#160;million. The
    impairment is included in selling, general and administrative
    expenses on the consolidated statements of income.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We recorded a $15.0&#160;million impairment in our Business
    Services segment in fiscal year 2010, related to RSM EquiCo, due
    to declining revenues and profitability.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We recorded a $2.2&#160;million goodwill impairment in our Tax
    Services segment in fiscal year 2009, which was a result of the
    closure of a previously acquired business.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The components of intangible assets are as follows:
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 7pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="26%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=08 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=08 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="28" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">As
    of April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="10" align="center" valign="bottom">
    <B><FONT style="font-size: 8pt; font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="10" align="center" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="28" align="right" valign="bottom">
    <DIV style="font-size: 4pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Gross<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Gross<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Carrying<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Accumulated<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Carrying<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Accumulated<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amount
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amortization
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Net
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amount
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amortization
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Net
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="28" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Tax Services:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Customer relationships
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>87,624</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(41,076</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>46,548</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    67,705
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (33,096
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    34,609
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Noncompete agreements
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>23,456</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(22,059</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,397</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    23,062
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (21,278
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,784
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Reacquired franchise rights
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>214,330</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(9,961</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>204,369</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    223,773
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (6,096
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    217,677
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Franchise agreements
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>19,201</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(3,093</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>16,108</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    19,201
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,813
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    17,388
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Purchased technology
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>14,700</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(8,505</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6,195</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    14,500
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (6,266
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8,234
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Trade name
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,325</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(600</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>725</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,325
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (400
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    925
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Business Services:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Customer relationships
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>152,079</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(128,738</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>23,341</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    145,149
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (120,037
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    25,112
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Noncompete agreements
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>35,818</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(24,662</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,156</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    33,052
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (22,118
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    10,934
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Attest firm affiliation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>7,629</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(318</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>7,311</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Trade name&#160;&#150; amortizing
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,600</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(2,600</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,600
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,600
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Trade name&#160;&#150;
    <FONT style="white-space: nowrap">non-amortizing</FONT>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>55,637</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(4,868</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>50,769</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    55,637
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,868
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    50,769
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="27" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Total intangible assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;614,399</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(246,480</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;367,919</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;586,004
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(218,572
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;367,432
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="27" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="29" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Amortization of intangible assets of continuing operations for
    the years ended April&#160;30, 2011, 2010 and 2009 was
    $29.5&#160;million, $30.0&#160;million and $24.9&#160;million,
    respectively. Estimated amortization of intangible assets for
    fiscal years 2012, 2013, 2014, 2015 and 2016 is
    $27.3&#160;million, $22.8&#160;million, $19.3&#160;million,
    $14.5&#160;million and $13.1&#160;million, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In connection with the acquisition of Caturano, as discussed in
    note&#160;2, we recorded a liability related to unfavorable
    operating lease terms in the amount of $5.9&#160;million, which
    will be amortized over the remaining contractual life of the
    operating lease. The net balance was $5.5&#160;million at
    April&#160;30, 2011.
</DIV>
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<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">56&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

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<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
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<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

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<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;10:
    CUSTOMER BANKING DEPOSITS</FONT></B>
</DIV>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The components of customer banking deposits at April&#160;30,
    2011 and 2010 and the related interest expense recorded during
    the periods are as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="47%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">April
    30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <B><FONT style="font-size: 8pt; font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 4pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Outstanding<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Interest<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Outstanding<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Interest<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Expense
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Balance
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Expense
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Short-term:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Money-market deposits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>164,734</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,168</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    195,220
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,871
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Savings deposits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,030</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>107</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12,460
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    128
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Checking deposits:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Interest-bearing
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6,947</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>94</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    24,190
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    83
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Non-interest-bearing
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>279,296</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    200,096
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="19" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>286,243</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>94</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    224,286
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    83
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="19" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    IRAs and other time deposits:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Due in one year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>49,003</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    60,349
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    IRAs
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>341,210</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    360,240
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="19" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>390,213</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6,119</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    420,589
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8,092
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="19" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;852,220</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;8,488</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;852,555
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;10,174
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="19" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Long-term:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Due in two years
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>7,939</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12,479
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Due in three years
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,717</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,079
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Due in four years
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>16</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,105
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Due in five years
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="19" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,678</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    21,664
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="19" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="21" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Accrued but unpaid interest on deposits totaled
    $0.2&#160;million at April&#160;30, 2011 and 2010.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Time deposit accounts totaling $7.3&#160;million were in excess
    of Federal Deposit Insurance Corporation (FDIC) insured limits
    at April&#160;30, 2011, and mature as follows:
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="92%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="4" align="center" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Three months or less
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>480</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Three to six months
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,929</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Six to twelve months
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,011</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Over twelve months
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,883</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;7,303</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- XBRL,n -->

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;11:
    LONG-TERM DEBT</FONT></B>
</DIV>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The components of long-term debt are as follows:
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="69%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">As of April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Senior Notes, 7.875%, due January 2013
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>599,788</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    599,664
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Senior Notes, 5.125%, due October 2014
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>399,177</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    398,941
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Acquisition obligations, due from May 2011 to December 2022
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>43,273</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    28,701
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Capital lease obligations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10,953</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    11,526
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,053,191</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,038,832
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Less: Current portion
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(3,437</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (3,688
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;1,049,754</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,035,144
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
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</TR>
<TR valign="bottom" style="font-size: 2pt">
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    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
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</TABLE>

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</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    On March&#160;4, 2010, we entered into a committed line of
    credit (CLOC) agreement to support commercial paper issuances,
    general corporate purposes or for working capital needs. This
    facility provides funding up to $1.7&#160;billion and matures
    July&#160;31, 2013. This facility bears interest at an annual
    rate of LIBOR plus 1.30% to 2.80% or PRIME plus .30% to 1.80%
    (depending on the type of borrowing) and includes an annual
    facility fee of .20% to .70% of the committed amounts, based on
    our credit ratings. Covenants in this facility include:
    (1)&#160;maintenance of a minimum net worth of
    $650.0&#160;million on the last day of any fiscal quarter; and
    (2)&#160;reduction of the aggregate outstanding principal amount
    of short-term debt, as defined in the agreement, to
    $200.0&#160;million or less for thirty consecutive days during
    the period March 1 to June 30 of each year (&#147;Clean-down
    requirement&#148;). At April&#160;30, 2011, we were in
</DIV>
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    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">57
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

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<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    compliance with these covenants and had net worth of
    $1.4&#160;billion. We had no balance outstanding under the CLOCs
    at April&#160;30, 2011 or 2010.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    On January&#160;11, 2008, we issued $600.0&#160;million of
    7.875%&#160;Senior Notes under our shelf registration. The
    Senior Notes are due January&#160;15, 2013 and are not
    redeemable by the bondholders prior to maturity. The net
    proceeds of this transaction were used to repay a
    $500.0&#160;million facility, with the remaining proceeds used
    for working capital and general corporate purposes.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    On October&#160;26, 2004, we issued $400.0&#160;million of
    5.125%&#160;Senior Notes under our shelf registration. The
    Senior Notes are due October&#160;30, 2014 and are not
    redeemable by the bondholders prior to maturity. The net
    proceeds of this transaction were used to repay
    $250.0&#160;million in
    6<FONT style="vertical-align: text-top; font-size: 70%;">3</FONT>/<FONT style="font-size: 70%;">4</FONT>%&#160;Senior
    Notes that were due in November 2004. The remaining proceeds
    were used for working capital, capital expenditures, repayment
    of other debt and other general corporate purposes.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have obligations related to various acquisitions of
    $43.3&#160;million and $28.7&#160;million at April&#160;30, 2011
    and 2010, respectively, which are due from May 2011 to December
    2022.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have a capitalized lease obligation of $11.0&#160;million at
    April&#160;30, 2011, that is collateralized by land and
    buildings. The obligation is due in 12&#160;years.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The aggregate payments required to retire long-term debt are
    $3.4&#160;million, $631.0&#160;million, $1.6&#160;million,
    $400.9&#160;million, $2.7&#160;million and $13.5&#160;million in
    fiscal years 2012, 2013, 2014, 2015, 2016 and beyond,
    respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    HRB Bank is a member of the FHLB of Des Moines, which extends
    credit to member banks based on eligible collateral. At
    April&#160;30, 2011, HRB Bank had FHLB advance capacity of
    $276.1&#160;million. At April&#160;30, 2011, we had
    $25.0&#160;million outstanding on this facility, leaving
    remaining availability of $251.1&#160;million. Mortgage loans
    held for investment of $381.5&#160;million serve as eligible
    collateral and are used to determine total capacity. Our current
    outstanding borrowings of $25.0&#160;million are due in April
    2012 and bear interest at a rate of 2.36%.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica"><!-- XBRL,n -->NOTE&#160;12:
    OTHER NONCURRENT ASSETS AND LIABILITIES</FONT></B>
</DIV>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have various compensation plans where we make contributions
    to eligible participant accounts, which may also include
    deferred compensation of the participant, with the participants
    then accruing income on these amounts. Included in other
    noncurrent liabilities is $152.7&#160;million and
    $135.5&#160;million at April&#160;30, 2011 and 2010,
    respectively, reflecting our obligation under these plans. We
    may purchase whole-life insurance contracts on certain employee
    participants to recover distributions made or to be made under
    the plans. The cash surrender value of the policies and other
    assets held by the trusts are recorded in other noncurrent
    assets and totaled $115.0&#160;million and $112.4&#160;million
    at April&#160;30, 2011 and 2010, respectively. These assets are
    restricted, as they are only available to fund the related
    liabilities.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 0pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica"><!-- XBRL,n -->NOTE&#160;13:
    STOCKHOLDERS&#146; EQUITY</FONT></B>
</DIV>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    During fiscal year 2011, we purchased and immediately retired
    19.0&#160;million shares of our common stock at a cost of
    $279.9&#160;million. During fiscal year 2010, we purchased and
    immediately retired 12.8&#160;million shares of our common stock
    at a cost of $250.0&#160;million. We may continue to repurchase
    and retire common stock or retire shares held in treasury in the
    future.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    On October&#160;27, 2008, we sold 8.3&#160;million shares of our
    common stock, without par value, at a price of $17.50 per share
    in a registered direct offering through subscription agreements
    with selected institutional investors. We received net proceeds
    of $141.4&#160;million, after deducting placement agent fees and
    other offering expenses. Proceeds were used for general
    corporate purposes.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We are authorized to issue 6.0&#160;million shares of Preferred
    Stock without par value. At April&#160;30, 2011, we had
    5.6&#160;million shares of authorized but unissued Preferred
    Stock. Of the unissued shares, 0.6&#160;million shares have been
    designated as Participating Preferred Stock.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We are authorized to issue 0.5&#160;million shares of non-voting
    Preferred Stock designated as Convertible Preferred Stock
    without par value. At April&#160;30, 2011, we had
    0.5&#160;million shares of authorized but unissued Convertible
    Preferred Stock. The holders of the Convertible Preferred Stock
    are not entitled to receive dividends paid in cash, property or
    securities and, in the event of any dissolution, liquidation or
    <FONT style="white-space: nowrap">wind-up</FONT> of
    the Company, will share ratably with the holders of Common Stock
    then outstanding in the assets of the Company after any
    distribution or payments are made to the holders of
    Participating Preferred stock or the holders of any other class
    or series of stock of the Company with preference over the
    Common Stock.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 0pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica"><!-- XBRL,n -->NOTE&#160;14:
    STOCK-BASED COMPENSATION</FONT></B>
</DIV>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We utilize the fair value method to account for stock-based
    awards. Stock-based compensation expense of $14.5&#160;million,
    $29.4&#160;million and $32.6&#160;million was recorded in fiscal
    years 2011, 2010 and 2009, respectively, net of related tax
    benefits of $5.4&#160;million, $10.5&#160;million and
    $12.2&#160;million, respectively. Stock-based compensation
</DIV>
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    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">58&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

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<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    expense of our continuing operations totaled $14.5&#160;million,
    $29.3&#160;million and $26.6&#160;million in fiscal years 2011,
    2010 and 2009, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Accounting standards require excess tax benefits from
    stock-based compensation to be included as a financing activity
    in the statements of cash flows. As a result, we classified
    $0.5&#160;million, $1.6&#160;million and $8.6&#160;million as
    cash inflows from financing activities for fiscal years 2011,
    2010 and 2009, respectively. We realized tax benefits of
    $4.4&#160;million, $6.6&#160;million and $20.2&#160;million in
    fiscal years 2011, 2010 and 2009, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have four stock-based compensation plans which have been
    approved by our shareholders. As of April&#160;30, 2011, we had
    11.5&#160;million shares reserved for future awards under
    stock-based compensation plans. We issue shares from our
    treasury stock to satisfy the exercise or release of stock-based
    awards. We believe we have adequate treasury stock to issue for
    the exercise or release of stock-based awards.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our 2003 Long-Term Executive Compensation Plan provides for
    awards of options (both incentive and nonqualified), nonvested
    shares, performance nonvested share units and other stock-based
    awards to employees. These awards entitle the holder to shares
    or the right to purchase shares of common stock as the award
    vests, typically over a three-year or four-year period with a
    portion vesting each year. Historically, nonvested shares have
    received dividends during the vesting period, however awards
    granted after October&#160;1, 2010 will no longer receive
    dividends during the vesting period. Performance nonvested share
    units receive cumulative dividends at the end of the vesting
    period. We measure the fair value of options on the grant date
    or modification date using the Black-Scholes option valuation
    model. We measure the fair value of nonvested shares and
    performance nonvested share units based on the closing price of
    our common stock on the grant date. Generally, we expense the
    grant-date fair value, net of estimated forfeitures, over the
    vesting period on a straight-line basis. Awards granted to
    employees who are of retirement age or early retirement age
    (age&#160;65 or age&#160;55 and ten years of service) or reach
    either retirement age prior to the end of the service period of
    the awards, are expensed over the shorter of the two periods.
    Options are generally granted at a price equal to the fair
    market value of our common stock on the grant date and have a
    contractual term of ten years.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our 1999 Stock Option Plan for Seasonal Employees, which
    provided for awards of nonqualified options to certain
    employees, was terminated effective December&#160;31, 2009,
    except for outstanding awards thereunder. These awards were
    granted to seasonal employees in our Tax Services segment and
    entitled the holder to the right to purchase shares of common
    stock as the award vests, typically over a two-year period. We
    measured the fair value of options on the grant date using the
    Black-Scholes option valuation model. We expensed the grant-date
    fair value, net of estimated forfeitures, over the seasonal
    service period. Options were granted at a price equal to the
    fair market value of our common stock on the grant date, are
    exercisable during September through November in each of the two
    years following the calendar year of the grant, and have a
    contractual term of 29&#160;months.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our 1989 Stock Option Plan for Outside Directors, which provided
    for awards of nonqualified options to outside directors, was
    terminated effective June&#160;11, 2008, except for outstanding
    awards thereunder. The plan was replaced by the 2008 Deferred
    Stock Unit Plan for Outside Directors. The number of deferred
    stock units credited to an outside director&#146;s account
    pursuant to an award is determined by dividing the dollar amount
    of the award by the average current market value per share of
    common stock for the ten consecutive trading dates ending on the
    date the deferred stock units are granted to the outside
    directors. Each deferred stock unit granted is vested upon award
    and the settlement of shares occurs six months after separation
    of service from the Board of Directors. The vested shares
    receive dividends prior to settlement, which are reinvested and
    settled in shares at the time of settlement.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our 2000 Employee Stock Purchase Plan (ESPP) provides employees
    the option to purchase shares of our common stock through
    payroll deductions. The purchase price of the stock is 90% of
    the lower of either the fair market value of our common stock on
    the first trading day within the Option Period or on the last
    trading day of the Option Period. The Option Periods are
    six-month periods beginning on January 1 and July 1 each year.
    We measure the fair value of options on the grant date utilizing
    the Black-Scholes option valuation model. The fair value of the
    option includes the value of the 10% discount and the look-back
    feature. We expense the grant-date fair value over the six-month
    vesting period.
</DIV>
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    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">59
    </FONT>
</DIV>
<P>

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<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

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    <!-- XBRL -->
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    A summary of options for the year ended April&#160;30, 2011, is
    as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
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    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="11%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="11%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 3pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s, except per share amounts)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Weighted-Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Weighted-Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Remaining<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Aggregate<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Shares
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Exercise Price
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Contractual Term
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Intrinsic Value
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="20" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Outstanding, beginning of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>15,082</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>20.58</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Granted
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,080</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>13.29</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Exercised
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(338</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10.64</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Forfeited or expired
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(6,034</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>22.17</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD style="border-top: 1px solid #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Outstanding, end of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10,790</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>18.64</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4 years</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>9,224</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 1pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD style="border-top: 3px double #000000">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Exercisable, end of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,122</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;19.95</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2 years</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;1,318</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Exercisable and expected to vest
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10,650</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>18.71</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4 years</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,666</B> <BR>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="21" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The total intrinsic value of options exercised during fiscal
    years 2011, 2010 and 2009 was $1.8&#160;million,
    $5.4&#160;million and $33.0&#160;million, respectively. As of
    April&#160;30, 2011, we had $3.2&#160;million of total
    unrecognized compensation cost related to these options. The
    cost is expected to be recognized over a weighted-average period
    of two years.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We utilize the Black-Scholes option valuation model to value our
    options on the grant date. We typically estimate the expected
    volatility using our historical stock price data, unless
    historical volatility is not representative of expected
    volatility. We also use historical exercise and forfeiture
    behaviors to estimate the options expected term and our
    forfeiture rate. The dividend yield is calculated based on the
    current dividend and the market price of our common stock on the
    grant date. The risk-free interest rate is based on the
    U.S.&#160;Treasury zero-coupon yield curve in effect on the
    grant date. Both expected volatility and the risk-free interest
    rate are based on a period that approximates the expected term.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The following assumptions were used to value options during the
    periods:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="38%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="13%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="13%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="13%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Options&#160;&#150; management and director:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Expected volatility
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>28.98% - 30.20%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    27.11% - 27.27%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    23.41% - 25.20%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Expected term
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5 years</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5 years
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4 years
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Dividend yield
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4.18% - 5.17%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3.24% - 3.55%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.35% - 3.04%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Risk-free interest rate
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.26% - 1.92%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.38% - 2.75%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.54% - 3.26%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Weighted-average fair value
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.25</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3.27
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3.80
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Options&#160;&#150;
    seasonal:<SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Expected volatility
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    33.81%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    25.35%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Expected term
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2&#160;years
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2&#160;years
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Dividend yield
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3.48%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.80%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Risk-free interest rate
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.85%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.54%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Weighted-average fair value
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.70
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.83
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    ESPP options:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Expected volatility
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;22.75% - 23.31%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;23.68% - 43.20%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;29.13% - 43.82%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Expected term
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>0.5 years</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.5 years
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.5 years
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Dividend yield
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3.86% - 4.80%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.65% - 3.46%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.67% - 2.78%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Risk-free interest rate
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>0.19% - 0.23%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.20% - 0.33%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.27% - 2.13%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Weighted-average fair value
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.16</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3.66
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4.38
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="17" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="99%"></TD>
</TR>

<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(1)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT></TD>
    <TD align="left">
    <FONT style="font-family: Arial, Helvetica">This plan was
    terminated in fiscal year 2010, except for outstanding awards
    thereunder.
    </FONT>
</TD>
</TR>

</TABLE>

<DIV style="font-size: 4pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    A summary of nonvested shares and performance nonvested share
    units for the year ended April&#160;30, 2011, is as follows:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="77%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="3%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="11%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(shares
    in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Weighted-Average<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Grant Date <BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Shares
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Fair Value
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Outstanding, beginning of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,619</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>19.55</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Granted
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>745</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12.56</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Released
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(632</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>20.20</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Forfeited
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(232</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>17.61</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Outstanding, end of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,500</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;15.92</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The total fair value of shares vesting during fiscal years 2011,
    2010 and 2009 was $13.0&#160;million, $15.5&#160;million and
    $21.1&#160;million, respectively. Upon the grant of nonvested
    shares and performance nonvested share units, unearned
</DIV>
<!-- XBRL Paragraph Pagebreak -->
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">60&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    compensation cost is recorded as an offset to additional paid-in
    capital and is amortized as compensation expense over the
    vesting period. As of April&#160;30, 2011, we had
    $11.5&#160;million of total unrecognized compensation cost
    related to these shares. This cost is expected to be recognized
    over a weighted-average period of 2&#160;years.
</DIV>
<!-- XBRL,n -->
<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="margin-top: 4pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;15:
    INCOME TAXES</FONT></B>
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL,body -->The components of income from continuing
    operations upon which domestic and foreign income taxes have
    been provided are as follows:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="43%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="15%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="15%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Domestic
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>639,914</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    745,912
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    815,614
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Foreign
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>37,111</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    38,223
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    23,756
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;677,025</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;784,135
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;839,370
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="17" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The components of income tax expense (benefit) for continuing
    operations are as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="55%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Current:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Federal
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>188,086</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    92,992
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    243,085
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    State
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>45,068</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    23,625
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    38,418
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Foreign
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>21,456</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    16,052
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,393
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>254,610</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    132,669
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    282,896
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Deferred:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Federal
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(799</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    128,900
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    36,739
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    State
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,521</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    33,448
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,582
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Foreign
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>288</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    172
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    98
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,010</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    162,520
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    43,419
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Total income taxes for continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;257,620</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;295,189
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;326,315
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    <BR>
    </B>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The reconciliation between the income tax provision and the
    amount computed by applying the statutory federal tax rate of
    35% to income taxes of continuing operations is as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="56%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    U.S. statutory tax rate
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>35.0</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    35.0
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    35.0
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Change in tax rate resulting from:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    State income taxes, net of federal income tax benefit
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4.5</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3.8
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4.2
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Permanent differences
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.3</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.5
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )%
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.6
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Uncertain tax positions
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.1</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.9
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.5
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net decrease in valuation allowance
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(1.3</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1.0
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )%
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1.2
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )%
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.9</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.6
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )%
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1.2
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )%
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Effective tax rate
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>38.1</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>%</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    37.6
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    38.9
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    %
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    <BR>
    </B>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="17" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">61
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The significant components of deferred tax assets and
    liabilities of continuing operations are reflected in the
    following table:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="71%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">As of April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Gross deferred tax assets:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Accrued expenses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>61,891</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    17,554
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Allowance for credit losses and related reserves
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>102,587</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    164,783
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net operating loss carryovers
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    200
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    237
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Valuation allowance
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(47,300</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,745
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Current
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>117,178</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    181,029
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Deferred and stock-based compensation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>73,398</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    71,970
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Property and equipment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    9,071
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Deferred revenue
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>23,166</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    25,595
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net operating loss carryovers
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>21,057</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    26,292
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Accrued expenses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>32,481</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,892
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Capital loss carryover
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>150,876</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    144,507
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>15,953</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    15,991
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Valuation allowance
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(94,261</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (151,838
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Noncurrent
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>222,670</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    173,480
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>339,848</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    354,509
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Gross deferred tax liabilities:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Prepaid expenses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(4,734</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (6,337
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Current
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(4,734</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (6,337
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Property and equipment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(10,731</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Basis difference in mortgage-related investment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(49,751</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (81,118
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Intangibles
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(139,963</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (124,918
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Noncurrent
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(200,445</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (206,036
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net deferred tax assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;134,669</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#160;142,136
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The loss from discontinued operations for fiscal years 2011,
    2010 and 2009 of $13.3&#160;million, $9.7&#160;million and
    $27.4&#160;million, respectively are net of tax benefits of
    $8.7&#160;million, $8.0&#160;million and $20.3&#160;million,
    respectively. Our effective tax rate for discontinued operations
    was 39.4%, 45.1% and 42.5% for fiscal years 2011, 2010 and 2009,
    respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    As of April&#160;30, 2011, we have a capital loss deferred tax
    asset (DTA) of $147&#160;million. The majority of this capital
    loss DTA resulted from the sale of our brokerage business in
    November 2008. Generally, for tax purposes, a capital loss can
    only be utilized to the extent we realize capital gains within
    five years of the end of the taxable year the capital loss was
    incurred. We do not currently expect to be able to realize a tax
    benefit for substantially all of this loss and, therefore,
    recorded a valuation allowance of $126.3&#160;million. We have
    capital loss carryover of approximately $375&#160;million which
    will expire if not used to offset future capital gains before
    December&#160;31, 2013.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    During fiscal year 2010, our current tax expense was reduced and
    our deferred tax expense increased by offsetting amounts due to
    the tax effects of a tax accounting change impacting the timing
    of taxable income from certain mortgage related assets. Because
    of this treatment we recorded a noncurrent deferred tax
    liability of $81.1&#160;million and a long-term receivable of
    the same amount as a result of this change. During fiscal year
    2011, we changed our measurement of the more-likely-than-not tax
    basis of certain assets of a subsidiary as a result of new
    information obtained from ongoing interactions with the IRS. The
    result of this new information was to increase our noncurrent
    deferred tax liability in the amount of $66.3&#160;million and
    to establish a long-term receivable for the same amount as it is
    not expected that these matters will be settled within twelve
    months.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Certain of our subsidiaries file stand-alone returns in various
    states and foreign jurisdictions, and others join in filing
    consolidated or combined returns in such jurisdictions. At
    April&#160;30, 2011, we had net operating losses (NOLs) in
    various states and foreign jurisdictions. The amount of state
    NOLs vary by taxing jurisdiction. We recorded deferred tax
    assets of $21.1&#160;million for the tax effects of such losses
    and a valuation allowance of $10.3&#160;million for the portion
    of such losses that, more likely than not, will not be realized.
    If not used, the NOLs will expire in varying amounts during
    fiscal years 2012 through 2031.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We intend to indefinitely reinvest foreign earnings, therefore,
    a provision has not been made for income taxes that might be
    payable upon remittance of such earnings. Determination of the
    amount of unrecognized deferred tax liability on unremitted
    foreign earnings is not practicable.
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">62&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    A reconciliation of the beginning and ending amount of
    unrecognized tax benefits for fiscal years 2011, 2010 and 2009
    is as follows:
</DIV>



<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="53%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance, beginning of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>129,767</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    124,605
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    137,608
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Additions based on tax positions related to prior years
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>28,262</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12,957
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    14,541
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Reductions based on tax positions related to prior years
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(1,473</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,427
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (6,096
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Additions based on tax positions related to the current year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,417</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,314
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,110
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Reductions related to settlements with tax authorities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(7,639</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (8,545
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (18,189
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Expiration of statute of limitations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(315</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,061
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (5,007
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Foreign currency translation
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,057</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    924
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,362
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,772</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance, end of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;154,848</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;129,767
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;124,605
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="17" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Of the $154.8&#160;million, $129.8&#160;million and
    $124.6&#160;million ending gross unrecognized tax benefit
    balance as of April&#160;30, 2011, 2010 and 2009, respectively,
    $117.6&#160;million, $106.8&#160;million and
    $107.0&#160;million, respectively, if recognized, would impact
    the effective rate. This difference results from adjusting the
    gross balances for such items as federal, state and foreign
    deferred items, interest and deductible taxes. We believe it is
    reasonably possible that the balance of unrecognized tax
    benefits could decrease by approximately $17&#160;million within
    the next twelve months due to anticipated settlements of audit
    issues and expiring statutes of limitations. This amount is
    included in accrued income taxes in our consolidated balance
    sheet. The remaining amount is classified as long-term and is
    included in other noncurrent liabilities in the consolidated
    balance sheet.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Interest and penalties, if any, accrued on the unrecognized tax
    benefits are reflected in income tax expense. The amount of
    gross interest and penalties accrued on uncertain tax positions
    during fiscal years 2011, 2010 and 2009 totaled
    $4.4&#160;million, $4.1&#160;million and $15.4&#160;million,
    respectively. The total gross interest and penalties accrued as
    of April&#160;30, 2011, 2010 and 2009 totaled
    $44.1&#160;million, $39.7&#160;million and $42.4&#160;million,
    respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We file a consolidated federal income tax return in the
    U.S.&#160;and file tax returns in various state and foreign
    jurisdictions. The consolidated tax returns for the years 2006
    and 2007 are currently under examination by the IRS. The
    consolidated tax returns for the years 1999&#160;&#150; 2005 are
    at the IRS appellate level. Tax years prior to 1999 are closed
    by statute. Historically, tax returns in various foreign and
    state jurisdictions are examined and settled upon completion of
    the examination.
</DIV>
<!-- XBRL,n -->
<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="8%"></TD>
    <TD width="92%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;16:
    </FONT></B></TD>
    <TD align="left">
    <B><FONT style="font-family: Arial, Helvetica">INTEREST INCOME
    AND INTEREST EXPENSE</FONT></B>
</TD>
</TR>

</TABLE>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The following table shows the components of interest income and
    expense of our continuing operations. Interest expense is
    included in cost of revenues on our consolidated statements of
    income.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="51%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="3%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Interest income:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Mortgage loans, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>24,693</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,877
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    46,396
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Emerald Advance lines of credit
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>94,300</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    77,891
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    91,019
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Investment securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,609</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,318
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,896
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>13,551</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    10,319
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12,205
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;134,153</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;122,405
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;154,516
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Interest expense:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>85,421</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    78,398
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    83,193
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Deposits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8,488</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    10,174
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    14,069
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    FHLB advances
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,526</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,997
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,113
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>95,435</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    90,569
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    102,375
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    </B>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
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<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="8%"></TD>
    <TD width="92%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;17:
    </FONT></B></TD>
    <TD align="left">
    <B><FONT style="font-family: Arial, Helvetica">VARIABLE
    INTERESTS</FONT></B>
</TD>
</TR>

</TABLE>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The following is a description of our financial interests in
    VIEs which we consider significant or where we are the sponsor.
    For these VIEs we have determined that we are not the primary
    beneficiary and, therefore have not consolidated the VIEs. Prior
    to implementation of this new guidance we did not consolidate
    these entities.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">McGladrey&#160;&#038;
    Pullen LLP</FONT></B>&#160;&#150; McGladrey&#160;&#038; Pullen
    LLP (M&#038;P) is a limited liability partnership, owned 100% by
    certified public accountants (CPAs), which provides attest
    services to middle market clients.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Under state accountancy regulations, a firm cannot provide
    attest services unless it is properly licensed which requires
    that the firm be majority-owned and controlled by licensed CPAs.
    As such, RSM McGladrey, Inc. (RSM) cannot be a licensed CPA firm
    and cannot provide attest services. Since 1999, RSM and M&#038;P
    have operated in what
</DIV>
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<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">63
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 9pt">is known as an &#147;alternative
    practice structure&#148; (APS). Through the APS, RSM and
    M&#038;P offer clients a full range of attest and non-attest
    services in compliance with applicable accountancy regulations.
    </FONT>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    An administrative services agreement between RSM and M&#038;P
    obligates RSM to provide M&#038;P with administrative services,
    information technology, office space, non-professional staff,
    and other infrastructure in exchange for market rate fees from
    M&#038;P. In addition, the agreement allows for professional
    staff to be
    <FONT style="white-space: nowrap">sub-contracted</FONT>
    between RSM and M&#038;P at market rates. During fiscal years
    2011 and 2010, we received $4.1&#160;million and
    $22.6&#160;million, respectively, in management fee revenues
    from M&#038;P.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    All partners of M&#038;P, with the exception of M&#038;P&#146;s
    Managing Partner, are also managing directors employed by RSM.
    Approximately 84% of RSM&#146;s managing directors are also
    partners in M&#038;P. Certain other personnel are also employed
    by both M&#038;P and RSM. M&#038;P partners receive
    distributions of M&#038;P&#146;s earnings in their capacity as
    partners, as well as compensation from RSM in their capacity as
    managing directors. Distributions to M&#038;P partners are based
    on the profitability of M&#038;P and are not capped by the APS.
    The aggregate compensation payable to RSM managing directors by
    RSM in any given year generally equals 67&#160;percent of the
    combined profits of M&#038;P and RSM less any amounts paid in
    their capacity as M&#038;P partners. In practice, this means
    that variability in the amounts paid to RSM managing directors
    under these contracts can cause variability in RSM&#146;s
    operating results. RSM is not entitled to any profits or
    residual interests of M&#038;P, nor is it obligated to fund
    losses or capital deficiencies of M&#038;P. Managing directors
    of RSM have historically participated in stock-based
    compensation plans of H&#038;R Block. Beginning in fiscal 2011,
    participation in those plans ceased and were replaced by a
    non-contributory, non-qualified defined contribution plan. RSM
    is required to pay $60.0&#160;million over five years to fund
    contributions to the retirement plan. The administrative
    services agreement with M&#038;P and compensation arrangements
    between RSM and their managing directors represent a variable
    interest in M&#038;P.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have concluded that RSM is not the primary beneficiary of
    M&#038;P and, therefore, we have not consolidated M&#038;P. RSM
    does not have an equity interest in M&#038;P, nor does it have
    the power to direct any activities of M&#038;P and does not
    receive any of its income. We have no assets or liabilities
    included in our consolidated balance sheets related to our
    variable interests. We believe RSM&#146;s maximum exposure to
    economic loss, resulting from various agreements with M&#038;P,
    relates primarily to shared office space from operating leases
    under the administrative services agreement equal to
    $94.8&#160;million at April&#160;30, 2011, and variability in
    our operating results due to the compensation agreements with
    RSM managing directors. We do not provide any support that is
    not contractually required.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">Securitization
    Trusts</FONT></B>&#160;&#150; SCC holds an interest in and is
    the sponsor (issuer) of 56 REMIC Trusts and 14 NIM Trusts
    (collectively, &#147;Trusts&#148;) related to previously
    originated mortgage loans that were securitized. These Trusts
    are variable interest entities. The REMIC Trusts hold static
    pools of
    <FONT style="white-space: nowrap">sub-prime</FONT>
    residential mortgage loans. The NIM Trusts hold beneficial
    interests in certain REMIC Trusts. The Trusts were designed to
    collect and pass through to the beneficial interest holders the
    cash flows of the underlying mortgage loans. The REMIC Trusts
    were financed with bonds and equity. The NIM Trusts were
    financed with notes and equity. All bonds and notes are held by
    third-party investors.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our identification of the primary beneficiary of the Trusts was
    based on a determination that the servicer of the underlying
    mortgage loans has the power to direct the most significant
    activities of the Trusts because the servicer handles all of the
    loss mitigation activities for the mortgage loans.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    SCC is not the servicer of the mortgage loans underlying the
    REMIC Trusts. Therefore, SCC is not the primary beneficiary of
    the REMIC Trusts because it does not have the power to direct
    the most significant activities of the REMIC Trusts, which is
    the servicing of the underlying mortgage loans.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    SCC does have the exclusive right to appoint a servicer when
    certain conditions have been met for specific loans related to
    two of the NIM Trusts. As of April&#160;30, 2011, those
    conditions have been met for a minority portion of the loans
    underlying those Trusts. As this right pertains only to a
    minority of the loans, we have concluded that SCC does not have
    the power to direct the most significant activities of these two
    NIM Trusts, as the servicer has the power to direct significant
    activities over the majority of the mortgage loans. In the
    remaining NIM Trusts, SCC has a shared right to appoint a
    servicer under certain conditions. For these NIM Trusts, we have
    concluded that SCC is not the primary beneficiary because the
    power to direct the most significant activities, which is the
    servicing of the underlying mortgage loans, is shared with other
    unrelated parties.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    At April&#160;30, 2011, we had no significant assets or
    liabilities included in our consolidated balance sheets related
    to SCC&#146;s variable interests in the Trusts. We have a
    liability, as discussed in note&#160;18, and a deferred tax
    asset recorded in our consolidated balance sheets related to
    obligations for representations and warranties SCC made in
    connection with the transfer of mortgage loans, including
    mortgage loans held by the securitization trusts. We have no
    remaining exposure to economic loss arising from impairment of
    SCC&#146;s beneficial interest in the Trusts. If SCC receives
    cash flows in the future as a holder of beneficial interests we
    would record gains as other income in
</DIV>
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<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">64&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    our income statement. Neither we nor SCC has liquidity
    arrangements, guarantees or other commitments for the Trusts,
    nor has any support been provided that was not contractually
    required.
</DIV>
<!-- XBRL,n -->

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="8%"></TD>
    <TD width="92%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;18:
    </FONT></B></TD>
    <TD align="left">
    <B><FONT style="font-family: Arial, Helvetica">COMMITMENTS AND
    CONTINGENCIES</FONT></B>
</TD>
</TR>

</TABLE>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We offer guarantees under our POM program to tax clients whereby
    we will assume the cost of additional tax assessments, up to a
    cumulative per client limit of $5,500, attributable to tax
    return preparation error for which we are responsible. We defer
    all revenues and direct costs associated with these guarantees,
    recognizing these amounts over the term of the guarantee based
    on historical and actual payment of claims. The related current
    asset is included in prepaid expenses and other current assets.
    The related liability is included in accounts payable, accrued
    expenses and other current liabilities in the consolidated
    balance sheets. The related noncurrent asset and liability are
    included in other assets and other noncurrent liabilities,
    respectively, in the consolidated balance sheets. A loss on
    these POM guarantees would be recognized if the sum of expected
    costs for services exceeded unearned revenue. The changes in the
    deferred revenue liability for fiscal years 2011 and 2010 are as
    follows:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="71%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance, beginning of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>141,542</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    146,807
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Amounts deferred for new guarantees issued
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>77,474</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    74,889
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Revenue recognized on previous deferrals
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(78,413</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (80,154
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance, end of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;140,603</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;141,542
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In addition to amounts accrued for our POM guarantee, we had
    accrued $14.7&#160;million and $14.5&#160;million at
    April&#160;30, 2011 and 2010, respectively, related to our
    standard guarantee which is included with our standard tax
    preparation services.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    During fiscal year 2009, we entered into an agreement to
    purchase $45.8&#160;million in media advertising between
    July&#160;1, 2009 and June&#160;30, 2013. At April&#160;30,
    2011, our remaining obligation totaled $9.5&#160;million. We
    expect to make payments totaling $6.7&#160;million during fiscal
    year 2012.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have various contingent purchase price obligations for
    acquisitions prior to May 2009. In many cases, contingent
    payments to be made in connection with these acquisitions are
    not subject to a stated limit. We estimate the potential
    payments (undiscounted) for which we have not recorded a
    liability total $3.8&#160;million as of April&#160;30, 2011. We
    have recorded liabilities totaling $11.0&#160;million in
    conjunction with contingent payments related to more recent
    acquisitions, with the short-term amount recorded in accounts
    payable, accrued expenses and deposits and the long-term portion
    included in other noncurrent liabilities. Our estimate is based
    on current financial conditions. Should actual results differ
    materially from our assumptions, the potential payments will
    differ from the above estimate.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have contractual commitments to fund certain franchises
    requesting Franchise Equity Lines of Credit (FELCs). Our total
    obligation under these lines of credit was $85.2&#160;million at
    April&#160;30, 2011, and net of amounts drawn and outstanding,
    our remaining commitment to fund totaled $37.7&#160;million.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We are self-insured for certain risks, including, workers&#146;
    compensation, property and casualty, professional liability and
    claims related to our POM program. These programs maintain
    various self-insured retentions. In all but POM, commercial
    insurance is purchased in excess of the self-insured retentions.
    We accrue estimated losses for self-insured retentions using
    actuarial models and assumptions based on historical loss
    experience. The nature of our business may subject us to error
    and omissions, casualty and professional liability lawsuits. To
    the extent that we are subject to claims exceeding our insurance
    coverage, such suits could have a material effect on our
    financial position, results of operations or liquidity.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We issued three standby letters of credit to servicers paying
    claims related to our POM, errors and omissions, and property
    and casualty insurance policies. These letters of credit are for
    amounts not to exceed $5.3&#160;million in the aggregate. At
    April&#160;30, 2011, there were no balances outstanding on these
    letters of credit.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our self-insured health benefits plan provides medical benefits
    to employees electing coverage under the plan. We maintain a
    reserve for incurred but not reported medical claims and claim
    development. The reserve is an estimate based on historical
    experience and other assumptions, some of which are subjective.
    We adjust our self-insured medical benefits reserve as our loss
    experience changes due to medical inflation, changes in the
    number of plan participants and an aging employee base.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    During fiscal year 2006, we entered into a transaction with the
    City of Kansas City, Missouri, to provide us with sales and
    property tax savings on the furniture, fixtures and equipment
    for our corporate headquarters facility. Under the transaction,
    the City purchased equipment by issuing $31.0&#160;million in
    Industrial Revenue Bonds due in December 2015, and leased the
    furniture, fixtures and equipment to us for an identical term
    under a capital lease. The City&#146;s bonds were purchased by
    us. Because the City has assigned the lease to the bond trustee
    for our benefit
</DIV>
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<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">65
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    as the sole bondholder, we, in effect, control enforcement of
    the lease against ourselves. As a result of the capital lease
    treatment, the furniture, fixtures and equipment will remain a
    component of property, plant and equipment in our consolidated
    balance sheets. As a result of the legal right of offset, the
    capital lease obligation and the corresponding bond investments
    have been eliminated in consolidation. The transaction provides
    us with property tax exemptions for the leased furniture,
    fixtures and equipment. As of April&#160;30, 2011, we have
    purchased $31.0&#160;million in bonds in connection with this
    arrangement.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Substantially all of the operations of our subsidiaries are
    conducted in leased premises. Most of the operating leases are
    for periods ranging from three years to five years, with renewal
    options and provide for fixed monthly rentals. Future minimum
    operating lease commitments of our continuing operations at
    April&#160;30, 2011, are as follows:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="89%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="8" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    2012
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>238,167</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    2013
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>181,044</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    2014
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>128,063</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    2015
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>84,138</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    2016
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>35,942</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    2017 and beyond
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>67,694</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;735,048</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="7" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="9" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Rent expense of our continuing operations for fiscal years 2011,
    2010 and 2009 totaled $272.1&#160;million, $289.6&#160;million
    and $308.1&#160;million, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In the regular course of business, we are subject to routine
    examinations by federal, state and local taxing authorities. In
    management&#146;s opinion, the disposition of matters raised by
    such taxing authorities, if any, would not have a material
    impact on our consolidated financial statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We routinely enter into contracts that include embedded
    indemnifications that have characteristics similar to
    guarantees. Other guarantees and indemnifications of the Company
    and its subsidiaries include obligations to protect
    counterparties from losses arising from the following:
    (1)&#160;tax, legal and other risks related to the purchase or
    disposition of businesses; (2)&#160;penalties and interest
    assessed by federal and state taxing authorities in connection
    with tax returns prepared for clients; (3)&#160;indemnification
    of our directors and officers; and (4)&#160;third-party claims
    relating to various arrangements in the normal course of
    business. Typically, there is no stated maximum payment related
    to these indemnifications, and the terms of the indemnities may
    vary and in many cases is limited only by the applicable statute
    of limitations. The likelihood of any claims being asserted
    against us and the ultimate liability related to any such
    claims, if any, is difficult to predict. While we cannot provide
    assurance we will ultimately prevail in the event any such
    claims are asserted, we believe the fair value of these
    guarantees and indemnifications is not material as of
    April&#160;30, 2011.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">DISCONTINUED
    OPERATIONS</FONT></B>&#160;&#150; SCC, previously known as
    Option One Mortgage Corporation, ceased originating mortgage
    loans in December 2007 and, in April 2008, sold its servicing
    assets and discontinued its remaining operations. The sale of
    servicing assets did not include the sale of any mortgage loans.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In connection with the securitization and sale of loans, SCC
    made certain representations and warranties, including, but not
    limited to, representations relating to matters such as
    ownership of the loan, validity of lien securing the loan, and
    the loan&#146;s compliance with SCC&#146;s underwriting
    criteria. Representations and warranties in whole loan sale
    transactions to institutional investors included a
    &#147;knowledge qualifier&#148; which limits SCC liability for
    borrower fraud to those instances where SCC had knowledge of the
    fraud at the time the loans were sold. In the event that there
    is a breach of a representation and warranty and such breach
    materially and adversely affects the value of a mortgage loan,
    SCC may be obligated to repurchase a loan or otherwise indemnify
    certain parties for losses incurred as a result of loan
    liquidation. Generally, these representations and warranties are
    not subject to a stated term, but would be subject to statutes
    of limitation applicable to the contractual provisions.
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">66&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Claims received by SCC have primarily related to alleged
    breaches of representations and warranties related to a
    loan&#146;s compliance with the underwriting standards
    established by SCC at origination, borrower fraud and credit
    exceptions without sufficient compensating factors. Claims
    received since May&#160;1, 2008 follows:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 7pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="33%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=08 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=08 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=09 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=09 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=09 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=09 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=10 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=10 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=10 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=10 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=11 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=11 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=11 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=11 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=12 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=12 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=12 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=12 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=13 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=13 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=13 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=13 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=14 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=14 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=14 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=14 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    millions)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="52" align="center" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom" style="border-bottom: 1px solid #000000">
    <FONT style="font-family: Arial, Helvetica">Fiscal Year 2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom" style="border-bottom: 1px solid #000000">
    <FONT style="font-family: Arial, Helvetica">Fiscal Year 2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" align="center" valign="bottom" style="border-bottom: 1px solid #000000">
    <FONT style="font-family: Arial, Helvetica">Fiscal Year 2011
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 7pt" valign="bottom" align="center">
<TD nowrap align="center" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Q1
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Q2
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Q3
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Q4
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Q1
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Q2
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Q3
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Q4
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Q1
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Q2
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Q3
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Q4
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Total
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="52" align="center" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 7pt">
    Loan Origination Year:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    2005
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    40
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    21
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    15
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    85
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    2006
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    89
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    111
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    7
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    57
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    45
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    100
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    15
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    29
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    50
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    519
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    2007
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    43
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    85
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    15
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    11
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    7
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    191
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="51" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -7pt; margin-left: 14pt">
    Total
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;172
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;41
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;197
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;22
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;6
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;83
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;11
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;45
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;109
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;21
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;33
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;55
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;795
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="51" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="53" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">Note:&#160;&#160;The
    table above excludes amounts related to an indemnity agreement
    dated April 2008, which is discussed below.
    </FONT>
</DIV>

<DIV style="font-size: 6pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    For claims received, reviewed and determined to be valid, SCC
    has complied with its obligations by either repurchasing the
    mortgage loans or REO properties, providing for the
    reimbursement of losses in connection with liquidated REO
    properties, or reaching other settlements. SCC has denied
    approximately 84% of all claims received, excluding resolution
    reached under other settlements. Counterparties could reassert
    claims that SCC has denied. Of claims determined to be valid,
    approximately 22% resulted in loan repurchases, and 78% resulted
    in indemnification or settlement payments. Losses on loan
    repurchase, indemnification and settlement payments totaled
    approximately $117&#160;million for the period May&#160;1, 2008
    through April&#160;30, 2011. Loss severity rates on repurchases
    and indemnification have approximated 57% and SCC has not
    observed any material trends related to average losses.
    Repurchased loans are considered held for sale and are included
    in prepaid expenses and other current assets on the consolidated
    balance sheets. The net balance of all mortgage loans held for
    sale by SCC was $12.3&#160;million at April&#160;30, 2011.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    SCC generally has 60 to 120&#160;days to respond to
    representation and warranty claims and performs a
    <FONT style="white-space: nowrap">loan-by-loan</FONT>
    review of all repurchase claims during this time. SCC has
    completed its review of all claims, with the exception of claims
    totaling approximately $79&#160;million, which remained subject
    to review as of April&#160;30, 2011. Of the claims still subject
    to review, approximately $25&#160;million are from private-label
    securitizations, and $53&#160;million are from monoline
    insurers, with the remainder from government sponsored entities.
    Approximately $30&#160;million of claims under review represent
    requests by the counterparty for additional information related
    to denied claims, or are a reassertion of previously denied
    claims.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    All claims asserted against SCC since May&#160;1, 2008 relate to
    loans originated during calendar years 2005 through 2007, of
    which, approximately 89% relate to loans originated in calendar
    years 2006 and 2007. During calendar year 2005 through 2007, SCC
    originated approximately $84&#160;billion in loans, of which
    less than 1% were sold to government sponsored entities. SCC is
    not subject to loss on loans that have been paid in full,
    repurchased, or were sold without recourse.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The majority of claims asserted since May&#160;1, 2008, which
    have been determined by SCC to represent a valid breach of its
    representations and warranties, relate to loans that became
    delinquent within the first two years following the origination
    of the mortgage loan. SCC believes the longer a loan performs
    prior to an event of default, the less likely the default will
    be related to a breach of a representation and warranty. The
    balance of loans originated in 2005, 2006 and 2007 which
    defaulted in the first two years is $4.0&#160;billion,
    $6.3&#160;billion and $2.9&#160;billion, respectively, at
    April&#160;30, 2011.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    SCC has recorded a liability for estimated contingent losses
    related to representation and warranty claims as of
    April&#160;30, 2011, of $126.3&#160;million, which represents
    SCC&#146;s best estimate of the probable loss that may occur.
    During the current year, payments totaling $49.8&#160;million
    were made under an indemnity agreement dated April 2008 with a
    specific counterparty in exchange for a full and complete
    release of such party&#146;s ability to assert representation
    and warranty claims. The indemnity agreement was given as part
    of obtaining the counterparty&#146;s consent to SCC&#146;s sale
    of its mortgage servicing business in 2008. We have no remaining
    payment obligations under this indemnity agreement.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The recorded liability represents SCC&#146;s estimate of losses
    from future claims where assertion of a claim and a related
    contingent loss are both deemed probable. Because the rate at
    which future claims may be deemed valid and actual loss severity
    rates may differ significantly from historical experience, SCC
    is not able to estimate reasonably possible loss outcomes in
    excess of its current accrual. A 1% increase in both assumed
    validity rates and loss severities would result in losses beyond
    SCC&#146;s accrual of approximately $16&#160;million. This
    sensitivity is hypothetical and is intended to provide an
    indication of the impact of a change in key assumptions on the
    representations and warranties liability. In reality, changes in
    one assumption may result in changes in other assumptions, which
    may or may not counteract the sensitivity.
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">67
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    While SCC uses the best information available to it in
    estimating its liability, assessing the likelihood that claims
    will be asserted in the future and estimating probable losses
    are inherently difficult to estimate and require considerable
    management judgment. Although net losses on settled claims since
    May&#160;1, 2008 have been within initial loss estimates, to the
    extent that the volume of asserted claims, the level of valid
    claims, the counterparties asserting claims, the nature of
    claims, or the value of residential home prices differ in the
    future from current estimates, future losses may be greater than
    the current estimates and those differences may be significant.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    A rollforward of our liability for losses on repurchases for
    fiscal years 2011, 2010 and 2009 is as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="55%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="7%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="12" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance as of May 1:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Amount related to repurchase and indemnifications
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>138,415</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    156,659
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    193,066
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Amount related to indemnity agreement dated April 2008
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>49,785</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    49,936
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    50,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>188,200</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    206,595
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    243,066
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Changes:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Provisions
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Losses on repurchase and indemnifications
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(12,155</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (18,244
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (36,407
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Payments under indemnity agreement dated April 2008
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(49,785</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (151
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (64
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Balance as of April 30:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Amount related to repurchase and indemnifications
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>126,260</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    138,415
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    156,659
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Amount related to indemnity agreement dated April 2008
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    49,785
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    49,936
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;126,260</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;188,200
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;206,595
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="11" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="13" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    There have been no provisions for additional losses included in
    the income statement since April&#160;30, 2008.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>
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</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="8%"></TD>
    <TD width="92%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;19:
    </FONT></B></TD>
    <TD align="left">
    <B><FONT style="font-family: Arial, Helvetica">LITIGATION AND
    RELATED CONTINGENCIES</FONT></B>
</TD>
</TR>

</TABLE>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We are party to investigations, legal claims and lawsuits
    arising out of our business operations. As required, we accrue
    our best estimate of loss contingencies when we believe a loss
    is probable and we can reasonably estimate the amount of any
    such loss. Amounts accrued, including obligations under
    indemnifications, totaled $70.6&#160;million and
    $35.5&#160;million at April&#160;30, 2011 and 2010,
    respectively. Litigation is inherently unpredictable and it is
    difficult to project the outcome of particular matters with
    reasonable certainty and, therefore, the actual amount of any
    loss may prove to be larger or smaller than the amounts
    reflected in our consolidated financial statements.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">RAL
    LITIGATION</FONT></B>  &#150; We have been named in multiple
    lawsuits as defendants in litigation regarding our refund
    anticipation loan program in past years. All of those lawsuits
    have been settled or otherwise resolved, except for one.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The sole remaining case is a putative class action styled
    <I>Sandra J. Basile, et al.&#160;v. H&#038;R Block, Inc., et
    al.</I>, April Term 1992 Civil Action No.&#160;3246 in the Court
    of Common Pleas, First Judicial District Court of Pennsylvania,
    Philadelphia County, instituted on April&#160;23, 1993. The
    plaintiffs allege inadequate disclosures with respect to the RAL
    product and assert claims for violation of consumer protection
    statutes, negligent misrepresentation, breach of fiduciary duty,
    common law fraud, usury, and violation of the Truth In Lending
    Act. Plaintiffs seek unspecified actual and punitive damages,
    injunctive relief, attorneys&#146; fees and costs. A
    Pennsylvania class was certified, but later decertified by the
    trial court in December 2003. An appellate court subsequently
    reversed the decertification decision. We are appealing the
    reversal. We have not concluded that a loss related to this
    matter is probable nor have we accrued a loss contingency
    related to this matter. Plaintiffs have not provided a dollar
    amount of their claim and we are not able to estimate a possible
    range of loss. We believe we have meritorious defenses to this
    case and intend to defend it vigorously. There can be no
    assurances, however, as to the outcome of this case or its
    impact on our consolidated results of operations.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">EXPRESS IRA
    LITIGATION</FONT></B>  &#150; We have been named defendants in
    lawsuits regarding our former Express IRA product. All of those
    lawsuits have been settled or otherwise resolved, except for one.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The one remaining case was filed on January&#160;2, 2008 by the
    Mississippi Attorney General in the Chancery Court of Hinds
    County, Mississippi First Judicial District (Case No.&#160;G
    2008 6 S 2)&#160;and is styled <I>Jim Hood, Attorney for the
    State of Mississippi&#160;v. H&#038;R Block, Inc., H&#038;R
    Block Financial Advisors, Inc</I>., <I>et al. </I>The complaint
    alleges fraudulent business practices, deceptive acts and
    practices, common law fraud and breach of fiduciary duty with
    respect to the sale of the product in Mississippi and seeks
    equitable relief, disgorgement of profits, damages and
    restitution, civil penalties and punitive damages. We are not
    able to estimate a possible range of loss. We believe we have
    meritorious defenses to the claims in this case, and we intend
    to defend this case vigorously, but there can be no assurances
    as to its outcome or its impact on our consolidated results of
    operations.
</DIV>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">68&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
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<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

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</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Although we sold H&#038;R Block Financial Advisors, Inc. (HRBFA)
    effective November&#160;1, 2008, we remain responsible for any
    liabilities relating to the Express IRA litigation, among other
    things, through an indemnification agreement. A portion of our
    accrual is related to these indemnity obligations.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">RSM McGLADREY
    LITIGATION</FONT></B>  &#150; RSM EquiCo, its parent and certain
    of its subsidiaries and affiliates, are parties to a class
    action filed on July&#160;11, 2006 and styled <I>Do Right&#146;s
    Plant Growers, et al.&#160;v. RSM EquiCo, Inc., et al. (the
    &#147;RSM Parties&#148;), </I>Case No.&#160;06 CC00137, in the
    California Superior Court, Orange County. The complaint contains
    allegations relating to business valuation services provided by
    RSM EquiCo, including allegations of fraud, conversion and
    unfair competition. Plaintiffs seek unspecified actual and
    punitive damages, in addition to pre-judgment interest and
    attorneys&#146; fees. On March&#160;17, 2009, the court granted
    plaintiffs&#146; motion for class certification on all claims.
    To avoid the cost and inherent risk associated with litigation,
    the parties have reached an agreement in principle to settle
    this case, subject to approval by the California Superior Court.
    The settlement would require a maximum payment of
    $41.5&#160;million, although the actual cost of the settlement
    depends on the number of valid claims submitted by class
    members. The defendants believe they have meritorious defenses
    to the claims in this case and, if for any reason the settlement
    is not approved, they will continue to defend the case
    vigorously. Although we have recorded a liability for expected
    losses, there can be no assurance regarding the outcome of this
    matter.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    On December&#160;7, 2009, a lawsuit was filed in the Circuit
    Court of Cook County, Illinois (2010-L-014920) against M&#038;P,
    RSM and H&#038;R Block styled <I>Ronald R. Peterson ex rel.
    Lancelot Investors Fund, L.P., et al.&#160;v.
    McGladrey&#160;&#038; Pullen LLP, et al. </I>The case was
    removed to the United States District Court for the Northern
    District of Illinois on December&#160;28, 2009 (Case
    <FONT style="white-space: nowrap">No.&#160;1:10-CV-00274).</FONT>
    The complaint, which was filed by the trustee for certain
    bankrupt investment funds, seeks unspecified damages and asserts
    claims against RSM for vicarious liability and alter ego
    liability and against H&#038;R Block for equitable restitution
    relating to audit work performed by M&#038;P. The amount claimed
    in this case is substantial. On November&#160;3, 2010, the court
    dismissed the case against all defendants in its entirety with
    prejudice. The trustee has filed an appeal to the Seventh
    Circuit Court of Appeals with respect to the claims against
    M&#038;P and RSM. The appeal remains pending.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    RSM and M&#038;P operate in an alternative practice structure
    (&#147;APS&#148;). Accordingly, certain claims and lawsuits
    against M&#038;P could have an impact on RSM. More specifically,
    any judgments or settlements arising from claims and lawsuits
    against M&#038;P that exceed its insurance coverage could have a
    direct adverse effect on M&#038;P&#146;s operations. Although
    RSM is not responsible for the liabilities of M&#038;P,
    significant M&#038;P litigation and claims could impair the
    profitability of the APS and impair the ability to attract and
    retain clients and quality professionals. This could, in turn,
    have a material effect on RSM&#146;s operations and impair the
    value of our investment in RSM. There is no assurance regarding
    the outcome of any claims or litigation involving M&#038;P.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">LITIGATION AND
    CLAIMS PERTAINING TO DISCONTINUED MORTGAGE
    OPERATIONS</FONT></B>  &#150; Although mortgage loan origination
    activities were terminated and the loan servicing business was
    sold during fiscal year 2008, SCC and HRB remain subject to
    investigations, claims and lawsuits pertaining to its mortgage
    business activities that occurred prior to such termination and
    sale. These investigations, claims and lawsuits include actions
    by state attorneys general, other state and federal regulators,
    municipalities, individual plaintiffs, and cases in which
    plaintiffs seek to represent a class of others alleged to be
    similarly situated. Among other things, these investigations,
    claims and lawsuits allege discriminatory or unfair and
    deceptive loan origination and servicing practices, fraud, and
    violations of securities laws, the Truth in Lending Act, Equal
    Credit Opportunity Act and the Fair Housing Act. Given the
    non-prime mortgage environment, the number of these
    investigations, claims and lawsuits has increased over
    historical experience and is likely to continue at increased
    levels. The amounts claimed in these investigations, claims and
    lawsuits are substantial in some instances, and the ultimate
    resulting liability is difficult to predict and thus cannot be
    reasonably estimated. In the event of unfavorable outcomes, the
    amounts that may be required to pay in the discharge of
    liabilities or settlements could be substantial and could have a
    material impact on our consolidated results of operations.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    On June&#160;3, 2008, the Massachusetts Attorney General filed a
    lawsuit in the Superior Court of Suffolk County, Massachusetts
    (Case
    <FONT style="white-space: nowrap">No.&#160;08-2474-BLS)</FONT>
    styled <I>Commonwealth of Massachusetts&#160;v. H&#038;R Block,
    Inc., et al., </I>alleging unfair, deceptive and discriminatory
    origination and servicing of mortgage loans and seeking
    equitable relief, disgorgement of profits, restitution and
    statutory penalties. In November 2008, the court granted a
    preliminary injunction limiting the ability of the owner of
    SCC&#146;s former loan servicing business to initiate or advance
    foreclosure actions against certain loans originated by SCC or
    its subsidiaries without (1)&#160;advance notice to the
    Massachusetts Attorney General and (2)&#160;if the Attorney
    General objects to foreclosure, approval by the court. An appeal
    of the preliminary injunction was denied. A portion of our loss
    contingency accrual is related to this matter for the amount of
    loss that we consider probable and estimable. We do not believe
    losses in excess of our accrual would be material to our
    financial statements, although it is possible that our losses
    could exceed the amount we have accrued. We and SCC believe we
    have meritorious defenses to the claims presented and intend to
</DIV>
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<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">69
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
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<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 9pt">defend them vigorously. There can
    be no assurances, however, as to the outcome of this matter or
    its impact on our consolidated results of operations.
    </FONT>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    On October&#160;15, 2010, the Federal Home Loan Bank of Chicago
    filed a lawsuit in the Circuit Court of Cook County, Illinois
    (Case No.&#160;10CH45033) styled <I>Federal Home Loan Bank of
    Chicago&#160;v. Bank of America Funding Corporation, et al.
    </I>against multiple defendants, including various SCC related
    entities and H&#038;R Block, Inc. related entities, arising out
    of Federal Home Loan Bank&#146;s (FHLB&#146;s) purchase of
    mortgage-backed securities. Plaintiff asserts claims for
    rescission and damages under state securities law and for common
    law negligent misrepresentation in connection with its purchase
    of two securities originated and securitized by SCC. These two
    securities had a total initial principal amount of approximately
    $50&#160;million, of which approximately $42&#160;million
    remains outstanding. We have not concluded that a loss related
    to this matter is probable nor have we established a loss
    contingency related to this matter. We believe the claims in
    this case are without merit and we intend to defend them
    vigorously. There can be no assurances, however, as to its
    outcome or its impact on our consolidated results of operations.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">OTHER CLAIMS AND
    LITIGATION</FONT></B>  &#150; We have been named in several wage
    and hour class action lawsuits throughout the country, including
    <I>Alice Williams&#160;v. H&#038;R Block Enterprises LLC</I>,
    Case No.RG08366506 (Superior Court of California, County of
    Alameda, filed January&#160;17, 2008) (alleging improper
    classification of office managers in California); <I>Arabella
    Lemus&#160;v. H&#038;R Block Enterprises LLC, et al., </I>Case
    <FONT style="white-space: nowrap">No.&#160;CGC-09-489251</FONT>
    (United States District Court, Northern District of California,
    filed June&#160;9, 2009) (alleging failure to timely pay
    compensation to tax professionals in California and to include
    itemized information on wage statements); <I>Delana Ugas&#160;v.
    H&#038;R Block Enterprises LLC, et al., </I>Case
    No.&#160;BC417700 (United States District Court, Central
    District of California, filed July&#160;13, 2009) (alleging
    failure to compensate tax professionals in California and
    eighteen other states for all hours worked and to provide meal
    periods); and <I>Barbara Petroski&#160;v. H&#038;R Block Eastern
    Enterprises, Inc., et al., </I>Case
    <FONT style="white-space: nowrap">No.&#160;10-CV-00075</FONT>
    (United States District Court, Western District of Missouri,
    filed January&#160;25, 2010) (alleging failure to compensate tax
    professionals nationwide for off-season training). A class was
    certified in the <I>Lemus </I>case in December 2010 (consisting
    of tax professionals who worked in company-owned offices in
    California from 2007 to 2010)&#160;and in the <I>Williams
    </I>case in March 2011 (consisting of office managers who worked
    in company-owned offices in California from 2004 to 2011). A
    conditional class was certified in the <I>Petroski </I>case in
    March 2011 (consisting of tax professionals who were not
    compensated for certain training courses occurring on or after
    April&#160;15, 2007).
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The plaintiffs in the wage and hour class action lawsuits seek
    actual damages, pre-judgment interest and attorneys&#146; fees,
    in addition to statutory penalties under California and federal
    law, which could equal up to 30&#160;days of wages per tax
    season for class members who worked in California. A portion of
    our loss contingency accrual is related to these lawsuits for
    the amount of loss that we consider probable and estimable. For
    those wage and hour class action lawsuits for which we are able
    to estimate a range of possible loss, the current estimated
    range is $0 to $70&#160;million in excess of the accrued
    liability related to those matters. This estimated range of
    possible loss is based upon currently available information and
    is subject to significant judgment and a variety of assumptions
    and uncertainties. The matters underlying the estimated range
    will change from time to time, and actual results may vary
    significantly from the current estimate. Because this estimated
    range does not include matters for which an estimate is not
    possible, the range does not represent our maximum loss exposure
    for the wage and hour class action lawsuits. We believe we have
    meritorious defenses to the claims in these lawsuits and intend
    to defend them vigorously. The amounts claimed in these matters
    are substantial in some instances and the ultimate liability
    with respect to these matters is difficult to predict. There can
    be no assurances as to the outcome of these cases or their
    impact on our consolidated results of operations, individually
    or in the aggregate.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In October 2010, we signed a definitive merger agreement to
    acquire all of the outstanding shares of 2SS Holdings, Inc.
    (&#147;2SS&#148;), developer of TaxACT digital tax preparation
    solutions, for $287.5 million in cash. In May 2011, the United
    States Department of Justice (the &#147;DOJ&#148;) filed a civil
    antitrust lawsuit in the U.S. district court in Washington,
    D.C., (Case No. 1:11-cv-00948) against H&#038;R Block and 2SS
    styled <I>United States v. H&#038;R Block, Inc., 2SS Holdings,
    Inc., and TA IX L.P.</I>, to block our proposed acquisition of
    2SS. There are no assurances that the DOJ&#146;s lawsuit will be
    resolved in our favor or that the transaction will be
    consummated.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    In addition, we are from time to time party to investigations,
    claims and lawsuits not discussed herein arising out of our
    business operations. These investigations, claims and lawsuits
    include actions by state attorneys general, other state
    regulators, individual plaintiffs, and cases in which plaintiffs
    seek to represent a class of others similarly situated. We
    believe we have meritorious defenses to each of these
    investigations, claims and lawsuits, and we are defending or
    intend to defend them vigorously. The amounts claimed in these
    matters are substantial in some instances, however, the ultimate
    liability with respect to such matters is difficult to predict.
    In the event of an
</DIV>
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<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">70&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

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    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    unfavorable outcome, the amounts we may be required to pay in
    the discharge of liabilities or settlements could have a
    material impact on our consolidated results of operations.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We are also party to claims and lawsuits that we consider to be
    ordinary, routine litigation incidental to our business,
    including claims and lawsuits (collectively, &#147;Other
    Claims&#148;) concerning the preparation of customers&#146;
    income tax returns, the fees charged customers for various
    products and services, relationships with franchisees,
    intellectual property disputes, employment matters and contract
    disputes. While we cannot provide assurance that we will
    ultimately prevail in each instance, we believe the amount, if
    any, we are required to pay in the discharge of liabilities or
    settlements in these Other Claims will not have a material
    impact on our consolidated results of operations.
</DIV>
<!-- XBRL,n -->

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="8%"></TD>
    <TD width="92%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;20:
    </FONT></B></TD>
    <TD align="left">
    <B><FONT style="font-family: Arial, Helvetica">REGULATORY
    REQUIREMENTS</FONT></B>
</TD>
</TR>

</TABLE>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    HRB Bank and the Company are subject to various regulatory
    requirements, including capital guidelines for HRB Bank,
    administered by federal banking agencies. Failure to meet
    minimum capital requirements can trigger certain mandatory and
    possibly additional discretionary actions by regulators that, if
    undertaken, could have a direct material effect on HRB Bank and
    our consolidated financial statements. All savings associations
    are subject to the capital adequacy guidelines and the
    regulatory framework for prompt corrective action. HRB Bank must
    meet specific capital guidelines that involve quantitative
    measures of HRB Bank&#146;s assets, liabilities and certain
    off-balance sheet items, as calculated under regulatory
    accounting practices. HRB Bank&#146;s capital amounts and
    classification are also subject to qualitative judgments by the
    regulators about components, risk weightings and other factors.
    HRB Bank files its regulatory Thrift Financial Report (TFR) on a
    calendar quarter basis.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Quantitative measures established by regulation to ensure
    capital adequacy require HRB Bank to maintain minimum amounts
    and ratios of tangible equity, total risk-based capital and
    Tier&#160;1 capital, as set forth in the table below. In
    addition to these minimum ratio requirements, HRB Bank is
    required to continually maintain a 12.0% minimum leverage ratio.
    As of April&#160;30, 2011, HRB Bank&#146;s leverage ratio was
    30.8%.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    As of March&#160;31, 2011, our most recent TFR filing with the
    Office of Thrift Supervision (OTS), HRB Bank was a &#147;well
    capitalized&#148; institution under the prompt corrective action
    provisions of the FDIC. The five capital categories are:
    (1)&#160;&#147;well capitalized&#148; (total risk-based capital
    ratio of 10%, Tier&#160;1 Risk-based capital ratio of 6% and
    leverage ratio of 5%); (2)&#160;&#147;adequately
    capitalized;&#148; (3)&#160;&#147;undercapitalized;&#148;
    (4)&#160;&#147;significantly undercapitalized;&#148; and
    (5)&#160;&#147;critically undercapitalized.&#148; There are no
    conditions or events since March&#160;31, 2011 that management
    believes have changed HRB Bank&#146;s category.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The following table sets forth HRB Bank&#146;s regulatory
    capital requirements, as calculated in its TFR:
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="35%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="6%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="4%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=08 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=08 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=08 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" nowrap align="right" valign="bottom">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(dollars
    in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="28" nowrap align="right" valign="bottom">
    <DIV style="font-size: 2pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">To Be Well
    Capitalized<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">For Capital
    Adequacy<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" nowrap align="center" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Under Prompt
    Corrective<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" nowrap align="center" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">Actual
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" nowrap align="center" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">Purposes
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="6" nowrap align="center" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">Action
    Provisions
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="28" nowrap align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amount
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Ratio
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amount
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Ratio
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Amount
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Ratio
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="28" nowrap align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    As of March&#160;31, 2011:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Total risk-based capital ratio
    <SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;405,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>92.5%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>35,019</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>8.0%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;43,773</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10.0%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Tier&#160;1 risk-based capital ratio
    <SUP style="font-size: 85%; vertical-align: top">(2)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>399,187</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>91.2%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>N/A</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>N/A</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>26,264</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>6.0%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Tier&#160;1 capital ratio (leverage)
    <SUP style="font-size: 85%; vertical-align: top">(3)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>399,187</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>22.8%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;209,758</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12.0%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>87,399</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5.0%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Tangible equity ratio
    <SUP style="font-size: 85%; vertical-align: top">(4)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>399,187</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>22.8%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>26,220</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.5%</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>N/A</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>N/A</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    As of March&#160;31, 2010:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Total risk-based capital ratio
    <SUP style="font-size: 85%; vertical-align: top">(1)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    420,401
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    75.7%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    44,436
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8.0%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    55,545
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    10.0%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Tier&#160;1 risk-based capital ratio
    <SUP style="font-size: 85%; vertical-align: top">(2)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    413,074
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    74.4%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    N/A
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    N/A
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    33,327
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6.0%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Tier&#160;1 capital ratio (leverage)
    <SUP style="font-size: 85%; vertical-align: top">(3)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    413,074
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    24.9%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    199,272
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12.0%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    83,030
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5.0%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Tangible equity ratio
    <SUP style="font-size: 85%; vertical-align: top">(4)</SUP>

</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    413,074
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    24.9%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    24,909
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.5%
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    N/A
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    N/A
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="29" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 4pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="99%"></TD>
</TR>

<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(1)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT>
</TD>
    <TD align="left">    <FONT style="font-family: Arial, Helvetica">Total risk-based
    capital divided by risk-weighted assets.
    </FONT>
</TD>
</TR>





<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(2)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT>
</TD>
    <TD align="left">    <FONT style="font-family: Arial, Helvetica">Tier&#160;1 (core)
    capital less deduction for low-level recourse and residual
    interest divided by risk-weighted assets.
    </FONT>
</TD>
</TR>





<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(3)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT>
</TD>
    <TD align="left">    <FONT style="font-family: Arial, Helvetica">Tier&#160;1 (core)
    capital divided by adjusted total assets.
    </FONT>
</TD>
</TR>





<TR valign="top" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <SUP style="font-size: 85%; vertical-align: top"><FONT style="font-family: Arial, Helvetica">(4)</FONT></SUP><FONT style="font-family: Arial, Helvetica">&#160;

    </FONT>
</TD>
    <TD align="left">    <FONT style="font-family: Arial, Helvetica">Tangible capital
    divided by tangible assets.
    </FONT>
</TD>
</TR>

</TABLE>

<DIV style="font-size: 6pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Block Financial LLC (BFC) typically makes capital contributions
    to HRB Bank to help it meet its capital requirements. BFC made
    capital contributions to HRB Bank of $235.0&#160;million during
    fiscal years 2011 and 2010, and $245.0&#160;million during
    fiscal year 2009.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    HRB Bank received approval from the OTS during fiscal year 2011
    to pay cash and non-cash dividends. The dividend payments were
    subject to HRB Bank maintaining a leverage capital ratio of 12%
    immediately after payment and on a continual basis. HRB Bank
    paid dividends and returned of capital of $262.5&#160;million
    during fiscal year 2011, comprised of $37.5&#160;million in REO
    properties and loans and $225.0&#160;million in cash.
</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">71
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->
<!-- XBRL,n -->
<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="8%"></TD>
    <TD width="92%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;21:
    </FONT></B></TD>
    <TD align="left">
    <B><FONT style="font-family: Arial, Helvetica">SEGMENT
    INFORMATION</FONT></B>
</TD>
</TR>

</TABLE>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Management has determined the reportable segments identified
    below according to types of services offered and the manner in
    which operational decisions are made. Operating results of our
    reportable segments are all seasonal.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">TAX
    SERVICES</FONT></B>&#160;&#150; Our Tax Services segment is
    primarily engaged in providing tax return preparation and
    related services and products in the U.S.&#160;and its
    territories, Canada and Australia. Major revenue sources include
    fees earned for tax preparation services performed at
    company-owned retail tax offices, royalties from franchise
    retail tax offices, fees for tax-related services, sales of tax
    preparation software, online tax preparation fees, fees from
    refund anticipation checks (RACs), prior year participation in
    RALs, fees from activities related to H&#038;R Block Prepaid
    Emerald
    MasterCard<SUP style="font-size: 85%; vertical-align: text-top">&#174;</SUP>,

    and interest and fees from Emerald Advance lines of credit. HRB
    Bank also offers traditional banking services including checking
    and savings accounts, individual retirement accounts and
    certificates of deposit.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Our international operations contributed $205.8&#160;million,
    $190.9&#160;million and $160.7&#160;million in revenues for
    fiscal years 2011, 2010 and 2009, respectively, and
    $46.2&#160;million, $46.7&#160;million and $31.6&#160;million of
    pretax income, respectively.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">BUSINESS
    SERVICES</FONT></B>&#160;&#150; This segment offers tax and
    consulting services, wealth management, and capital markets
    services to middle-market companies in offices located
    throughout the U.S.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">CORPORATE</FONT></B>&#160;&#150;
    This segment&#146;s operations include interest income from
    U.S.&#160;passive investments, interest expense on borrowings,
    net interest margin and gains or losses relating to mortgage
    loans held for investment, real estate owned, residual interests
    in securitizations and other corporate expenses, principally
    related to finance, legal and other support departments.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">IDENTIFIABLE
    ASSETS</FONT></B>&#160;&#150; Identifiable assets are those
    assets, including goodwill and intangible assets, associated
    with each reportable segment. The remaining assets are
    classified as Corporate assets, which consist primarily of cash
    and marketable securities. The carrying value of assets held
    outside the U.S.&#160;totaled $206.3&#160;million,
    $166.8&#160;million and $126.8&#160;million at April&#160;30,
    2011, 2010 and 2009, respectively.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Information concerning the Company&#146;s operations by
    reportable segment is as follows:
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="50%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="10%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 1pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended April 30,
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <B><FONT style="font-family: Arial, Helvetica">2011</FONT></B>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="16" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>REVENUES :</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Tax Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;2,912,361</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;2,975,252
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;3,132,077
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Business Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>829,794</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    860,349
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    897,809
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Corporate
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>32,141</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    38,731
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    53,691
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,774,296</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,874,332
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,083,577
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE TAXES :</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Tax Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>767,498</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    867,362
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    927,048
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Business Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>49,003</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    58,714
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    96,097
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Corporate
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(139,476</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (141,941
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (183,775
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>677,025</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    784,135
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    839,370
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>DEPRECIATION AND AMORTIZATION :</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Tax Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>87,666</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    88,523
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    79,415
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Business Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>30,692</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    33,064
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    36,748
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Corporate
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,275</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,314
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    7,468
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>121,633</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    126,901
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    123,631
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>CAPITAL EXPENDITURES :</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Tax Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>43,043</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    78,108
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    76,305
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Business Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>19,873</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    12,318
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    21,185
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Corporate
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>43</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    89
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    390
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>62,959</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    90,515
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    97,880
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>IDENTIFIABLE ASSETS :</B>
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Tax Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,267,236</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,279,161
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,117,475
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Business Services
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>851,764</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    806,688
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    897,250
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Corporate
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,088,961</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,148,469
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,344,997
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,207,961</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,234,318
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,359,722
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="15" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    <BR>
    </B>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="17" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">72&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="8%"></TD>
    <TD width="92%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica"><!-- XBRL,n -->NOTE&#160;22:
    </FONT></B></TD>
    <TD align="left">
    <B><FONT style="font-family: Arial, Helvetica">QUARTERLY
    FINANCIAL DATA <!-- XBRL,body --> (UNAUDITED)</FONT></B>
</TD>
</TR>

</TABLE>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="32%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="10%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 6pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="10" align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(in 000s, except per
    share amounts)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Fiscal Year 2011
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Apr&#160;30, 2011
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Jan&#160;31, 2011
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Oct&#160;31, 2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Jul&#160;31, 2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;3,774,296</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;2,325,451</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;851,482</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;322,889</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;274,474</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Income (loss) from continuing operations before taxes (benefit)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>677,025</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,076,910</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(17,449</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(175,119</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(207,317</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Income taxes (benefit)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>257,620</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>418,680</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(13,074</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(68,307</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(79,679</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income (loss) from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>419,405</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>658,230</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(4,375</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(106,812</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(127,638</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income (loss) from discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(13,295</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>331</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(8,346</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(2,237</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(3,043</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>406,110</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>658,561</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(12,721</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(109,049</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(130,681</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Basic earnings (loss) per share:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income (loss) from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.35</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.15</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.01</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.35</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.40</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net loss from discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.04</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#151;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.03</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.01</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.01</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.31</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.15</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.04</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.36</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.41</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Diluted earnings (loss) per share:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income (loss) from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.35</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.14</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.01</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.35</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.40</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net loss from discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.04</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#151;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.03</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.01</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.01</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1.31</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2.14</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.04</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.36</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(0.41</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    <BR>
    </B>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="32%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="10%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Fiscal Year 2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Apr&#160;30, 2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Jan&#160;31, 2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Oct&#160;31, 2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Jul&#160;31, 2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;3,874,332
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;2,337,894
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;934,852
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;326,081
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    275,505
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Income (loss) from continuing operations before taxes (benefit)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    784,135
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,110,410
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    97,451
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(212,853
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(210,873
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Income taxes (benefit)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    295,189
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    417,978
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    43,848
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (86,381
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (80,256
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income (loss) from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    488,946
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    692,432
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    53,603
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (126,472
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (130,617
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net loss from discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (9,704
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,604
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,968
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,115
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (3,017
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    479,242
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    690,828
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    50,635
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (128,587
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (133,634
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Basic earnings (loss) per share:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income (loss) from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.47
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.11
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.16
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.38
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.39
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net loss from discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.03
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#151;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.01
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#151;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.01
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.44
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.11
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.15
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.38
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.40
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Diluted earnings (loss) per share:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income (loss) from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.46
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.11
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.16
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.38
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.39
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net loss from discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.03
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.01
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.01
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#151;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.01
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1.43
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2.10
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.15
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.38
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (0.40
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The accumulation of four quarters in fiscal years 2011 and 2010
    for earnings per share may not equal the related per share
    amounts for the years ended April&#160;30, 2011 and 2010 due to
    the timing of the exercise of stock options and
</DIV>
<!-- XBRL Paragraph Pagebreak -->
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">73
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    lapse of certain restrictions on nonvested shares and the
    antidilutive effect of stock options and nonvested shares in the
    first two quarters for those years, as well as the retirement of
    treasury shares.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="35%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="8%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="9%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="4%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Fiscal Year
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Fourth Quarter
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Third Quarter
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Second Quarter
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">First Quarter
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    FISCAL YEAR 2011:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Dividends paid per share
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;0.60</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;0.15</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;0.15</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;0.15</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;0.15</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Stock price range:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    High
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;18.99</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;18.00</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;13.79</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;15.97</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;18.99</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Low
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10.13</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12.46</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11.15</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>10.13</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>13.44</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    FISCAL YEAR 2010:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Dividends paid per share
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.60
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.15
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.15
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.15
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    0.15
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Stock price range:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    High
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    23.23
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    21.84
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    23.23
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    20.00
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    17.85
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 24pt">
    Low
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    13.73
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    15.90
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    18.10
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    16.41
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    13.73
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL,n -->
<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="8%"></TD>
    <TD width="92%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">NOTE&#160;23:&#160;</FONT></B></TD>
    <TD align="left">
    <B><FONT style="font-family: Arial, Helvetica">CONDENSED
    CONSOLIDATING FINANCIAL STATEMENTS</FONT></B>
</TD>
</TR>

</TABLE>
<!-- XBRL,body -->


<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    BFC is an indirect, wholly-owned consolidated subsidiary of the
    Company. BFC is the Issuer and the Company is the Guarantor of
    the Senior Notes issued on January&#160;11, 2008 and
    October&#160;26, 2004, the CLOCs and other indebtedness issued
    from time to time. These condensed consolidating financial
    statements have been prepared using the equity method of
    accounting. Earnings of subsidiaries are, therefore, reflected
    in the Company&#146;s investment in subsidiaries account. The
    elimination entries eliminate investments in subsidiaries,
    related stockholders&#146; equity and other intercompany
    balances and transactions.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 14pt; font-family: Arial, Helvetica">CONDENSED
    CONSOLIDATING INCOME STATEMENTS</FONT></B>
</DIV>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="44%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="9%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block,
    Inc.<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">BFC<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Other<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Consolidated<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended
    April&#160;30, 2011
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Guarantor)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Issuer)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Subsidiaries
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Elims
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Total revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;251,521</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;3,522,775</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;3,774,296</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cost of revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>277,099</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,137,491</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,414,590</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Selling, general and administrative
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>31,914</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>662,222</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>694,136</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Total expenses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>309,013</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,799,713</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,108,726</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Operating income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(57,492</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>723,062</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>665,570</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Other income, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>677,025</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,503</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,952</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(677,025</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>11,455</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Income (loss) from continuing operations before taxes (benefit)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>677,025</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(51,989</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>729,014</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(677,025</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>677,025</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Income taxes (benefit)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>257,620</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(27,774</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>285,394</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(257,620</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>257,620</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income (loss) from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>419,405</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(24,215</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>443,620</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(419,405</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>419,405</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net loss from discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(13,295</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(12,417</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(878</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>13,295</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(13,295</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;406,110</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(36,632</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>442,742</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(406,110</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>406,110</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    <BR>
    </B>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 12pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="44%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="9%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block,
    Inc.<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">BFC<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Other<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Consolidated<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended
    April&#160;30, 2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Guarantor)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Issuer)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Subsidiaries
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Elims
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Total revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;271,704
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;3,602,721
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(93
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;3,874,332
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cost of revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    257,245
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,210,868
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (117
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,467,996
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Selling, general and administrative
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    36,946
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    594,646
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (93
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    631,499
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Total expenses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    294,191
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,805,514
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (210
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,099,495
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Operating income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (22,487
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    797,207
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    117
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    774,837
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Other income, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    784,135
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,644
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,771
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (784,252
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    9,298
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Income (loss) from continuing operations before taxes (benefit)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    784,135
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (16,843
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    800,978
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (784,135
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    784,135
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Income taxes (benefit)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    295,189
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (6,368
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    301,557
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (295,189
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    295,189
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income (loss) from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    488,946
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (10,475
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    499,421
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (488,946
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    488,946
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net loss from discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (9,704
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (5,276
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,428
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    9,704
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (9,704
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;479,242
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (15,751
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    494,993
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(479,242
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    479,242
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">74&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="44%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="9%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block,
    Inc.<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">BFC<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Other<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Consolidated<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended
    April&#160;30, 2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Guarantor)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Issuer)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Subsidiaries
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Elims
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Total revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;251,758
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;3,834,880
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(3,061
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;4,083,577
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cost of revenues
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    278,789
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,317,439
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (10
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,596,218
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Selling, general and administrative
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    66,230
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    582,812
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (552
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    648,490
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Total expenses
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    345,019
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    2,900,251
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (562
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,244,708
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Operating income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (93,261
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    934,629
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (2,499
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    838,869
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Other income (expense), net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    839,370
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (5,992
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,461
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (839,338
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    501
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Income (loss) from continuing operations before taxes (benefit)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    839,370
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (99,253
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    941,090
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (841,837
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    839,370
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Income taxes (benefit)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    326,315
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (40,386
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    367,660
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (327,274
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    326,315
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income (loss) from continuing operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    513,055
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (58,867
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    573,430
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (514,563
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    513,055
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net loss from discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (27,382
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (29,176
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    29,176
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (27,382
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net income (loss)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;485,673
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(88,043
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;573,430
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(485,387
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;485,673
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 14pt; font-family: Arial, Helvetica">CONDENSED
    CONSOLIDATING BALANCE SHEETS</FONT></B>
</DIV>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)&#160;
    </FONT>
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="41%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="9%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block,
    Inc.<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">BFC<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Other<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Consolidated<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">April&#160;30, 2011
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Guarantor)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Issuer)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Subsidiaries
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Elims
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash&#160;&#038; cash equivalents
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>616,238</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,061,656</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(50</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,677,844</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash&#160;&#038; cash equivalents&#160;&#150; restricted
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>9,522</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>38,861</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>48,383</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Receivables, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>88</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>102,011</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>390,191</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>492,290</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Mortgage loans held for investment, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>485,008</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>485,008</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Intangible assets and goodwill, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,214,164</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,214,164</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Investments in subsidiaries
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,699,555</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>32</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(2,699,555</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>32</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Other assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>13,613</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>469,461</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>807,166</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,290,240</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Total assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,713,256</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,682,240</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>3,512,070</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(2,699,605</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,207,961</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Customer deposits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>852,270</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(50</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>852,220</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Long-term debt
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>998,965</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>50,789</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,049,754</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    FHLB borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>25,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>25,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Other liabilities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>178</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(26,769</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,858,004</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,831,413</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net intercompany advances
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,263,504</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>24,173</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(1,287,677</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Stockholders&#146; equity
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,449,574</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(191,399</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>2,890,954</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(2,699,555</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,449,574</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Total liabilities and stockholders&#146; equity
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;2,713,256</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;1,682,240</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;3,512,070</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;(2,699,605</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;5,207,961</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    <BR>
    </B>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 12pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="41%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="9%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block,
    Inc.<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">BFC<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Other<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Consolidated<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">April&#160;30, 2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Guarantor)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Issuer)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Subsidiaries
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Elims
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash&#160;&#038; cash equivalents
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;702,021
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,102,135
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(111
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,804,045
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash&#160;&#038; cash equivalents&#160;&#150; restricted
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,160
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    28,190
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    34,350
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Receivables, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    57
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    105,192
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    412,737
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    517,986
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Mortgage loans held for investment, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    595,405
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    595,405
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Intangible assets and goodwill, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,207,879
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,207,879
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Investments in subsidiaries
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,276,597
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    231
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (3,276,597
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    231
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Other assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    19,014
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    332,782
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    722,626
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,074,422
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Total assets
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;3,295,668
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,741,560
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;3,473,798
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(3,276,708
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;5,234,318
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Customer deposits
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;852,666
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(111
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;852,555
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Long-term debt
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    998,605
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    36,539
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,035,144
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    FHLB borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    75,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    75,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Other liabilities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    48,775
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    153,154
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,629,060
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,830,989
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net intercompany advances
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,806,263
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (431,696
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,374,567
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Stockholders&#146; equity
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,440,630
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    93,831
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    3,182,766
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (3,276,597
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,440,630
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Total liabilities and stockholders&#146; equity
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;3,295,668
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,741,560
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;3,473,798
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(3,276,708
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;5,234,318
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">75
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 14pt; font-family: Arial, Helvetica">CONDENSED
    CONSOLIDATING STATEMENTS OF CASH FLOWS</FONT></B>
</DIV>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 6pt; font-family: Arial, Helvetica">(in
    000s)
    </FONT>
</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="44%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="9%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block,
    Inc.<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">BFC<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Other<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Consolidated<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended
    April&#160;30, 2011
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Guarantor)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Issuer)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Subsidiaries
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Elims
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net cash provided by (used in) operating activities:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;&#160;&#160;&#160;9,683</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#160;(153,471</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>656,291</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>512,503</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash flows from investing:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Purchases of AFS securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(138,824</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(138,824</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Maturities and payments received on AFS securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>16,690</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>107</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>16,797</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Mortgage loans held for investment, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>58,471</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>58,471</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Purchases of property&#160;&#038; equipment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(33</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(62,926</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(62,959</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Payments for business acquisitions, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(54,171</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(54,171</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from sales of businesses, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>71,083</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>71,083</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Loans made to franchisees
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(92,455</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(92,455</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Repayments from franchisees
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>57,552</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>57,552</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net intercompany advances
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>459,755</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(459,755</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>21,556</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>12,793</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>34,349</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net cash provided by (used in) investing activities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>459,755</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(77,043</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(33,114</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(459,755</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(110,157</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash flows from financing:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Repayments of commercial paper
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(4,818,766</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(4,818,766</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from commercial paper
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,818,766</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>4,818,766</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Repayments of other borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(50,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(50,000</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Customer banking deposits, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(11,501</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>61</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(11,440</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Dividends paid
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(186,802</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(186,802</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Repurchase of common stock
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(283,534</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(283,534</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from stock options
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>424</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>424</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net intercompany advances
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>206,722</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(666,477</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>459,755</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>474</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(490</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(3,023</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(3,039</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net cash provided by (used in) financing activities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(469,438</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>144,731</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(669,500</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>459,816</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(534,391</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Effects of exchange rates on cash
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,844</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>5,844</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net increase (decrease) in cash
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(85,783</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(40,479</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>61</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(126,201</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash&#160;&#150; beginning of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>702,021</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,102,135</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(111</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>1,804,045</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash&#160;&#150; end of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;&#150;&#160;&#160;</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>616,238</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;1,061,656</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>(50</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <B>)</B>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>$</B>
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <B>&#160;1,677,844</B>
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV><B>
    <BR>
    </B>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">76&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="44%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="9%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="5%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 0pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block,
    Inc.<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">BFC<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Other<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Consolidated<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended
    April&#160;30, 2010
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Guarantor)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Issuer)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Subsidiaries
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Elims
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net cash provided by operating activities:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;21,252
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;16,698
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;549,519
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;587,469
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash flows from investing:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Purchases of AFS securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (365
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (5,000
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (5,365
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Sales and maturities of AFS securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    14,639
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,119
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    15,758
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Mortgage loans held for investment, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    72,832
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    72,832
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Purchases of property&#160;&#038; equipment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (90,515
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (90,515
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Payments for business acquisitions
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (10,539
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (10,539
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from sales of businesses, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    66,623
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    66,623
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Loans made to franchisees
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (89,664
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (89,664
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Repayments from franchisees
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    40,710
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    40,710
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net intercompany advances
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    415,591
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (415,591
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    73,493
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (41,980
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,513
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net cash provided by (used in) investing activities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    415,591
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    111,645
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (80,292
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (415,591
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    31,353
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash flows from financing:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Repayments of commercial paper
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,406,013
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (1,406,013
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from commercial paper
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,406,013
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,406,013
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Repayments of other borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,267,727
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (46
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,267,773
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from other borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,242,727
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,242,727
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Customer banking deposits, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    11,428
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,111
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    17,539
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Dividends paid
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (200,899
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (200,899
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Repurchase of common stock
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (254,250
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (254,250
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from stock options
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    16,682
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    16,682
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net intercompany advances
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    354,617
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (770,208
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    415,591
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,624
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (8,717
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (28,051
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (35,144
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net cash provided by (used in) financing activities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (436,843
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    332,328
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (798,305
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    421,702
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (481,118
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Effects of exchange rates on cash
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    11,678
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    11,678
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net increase (decrease) in cash
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    460,671
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (317,400
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,111
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    149,382
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash&#160;&#150; beginning of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    241,350
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,419,535
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (6,222
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    1,654,663
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash&#160;&#150; end of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;702,021
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,102,135
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(111
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,804,045
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 12pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">77
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <!-- XBRL -->
</DIV>
<DIV style="margin-top: 0pt; font-size: 1pt">&nbsp;</DIV>
<!-- XBRL Pagebreak End -->

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="45%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="9%" align="right">&nbsp;</TD>	<!-- colindex=02 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=02 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=02 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=03 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=03 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=03 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=04 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=04 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=04 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=04 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=05 type=gutter -->
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=05 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=05 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=05 type=hang1 -->
    <TD width="2%">&nbsp;</TD>	<!-- colindex=06 type=gutter -->
    <TD width="7%" align="right">&nbsp;</TD>	<!-- colindex=06 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=06 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=06 type=hang1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=07 type=gutter -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=07 type=body -->
    <TD width="1%" align="left">&nbsp;</TD>	<!-- colindex=07 type=hang1 -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 0pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block,
    Inc.<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">BFC<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Other<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Consolidated<BR>
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Year Ended
    April&#160;30, 2009
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Guarantor)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">(Issuer)
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Subsidiaries
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">Elims
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
    <FONT style="font-family: Arial, Helvetica">H&#038;R Block
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="2" nowrap align="right" valign="bottom">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="24" align="right" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net cash provided by (used in) operating activities:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;3,835
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(13,225
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,033,829
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,024,439
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash flows from investing:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Purchases of AFS securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (875
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,217
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (5,092
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Sales and maturities of AFS securities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    8,417
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    6,658
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    15,075
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Mortgage loans held for investment, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    91,329
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    91,329
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Purchases of property&#160;&#038; equipment
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (43
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (97,837
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (97,880
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Payments for business acquisitions
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (293,805
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (293,805
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from sales of businesses, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    18,865
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    18,865
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net intercompany advances
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    73,820
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (73,820
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Investing cash flows of discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    255,066
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    255,066
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    10,056
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    11,946
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    22,002
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net cash provided by (used in) investing activities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    73,820
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    363,950
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (358,390
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (73,820
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    5,560
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash flows from financing:
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Repayments of short-term borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,762,294
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (4,762,294
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from short-term borrowings
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,733,294
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,733,294
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Customer banking deposits, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    69,932
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (5,575
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    64,357
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Dividends paid
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (198,685
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (198,685
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Acquisition of treasury shares
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (106,189
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (106,189
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from issuance of common stock
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    141,415
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    141,415
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Proceeds from stock options
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    71,594
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    71,594
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Net intercompany advances
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (199,032
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    125,212
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    73,820
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Financing cash flows of discontinued operations
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,783
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    4,783
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 16pt">
    Other, net
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    14,210
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    9,331
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (12,049
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    11,492
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net cash provided by (used in) financing activities
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (77,655
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (143,986
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    113,163
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    68,245
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (40,233
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Net increase in cash
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    206,739
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    788,602
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (5,575
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    989,766
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash&#160;&#150; beginning of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    34,611
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    630,933
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    (647
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    664,897
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom" style="line-height: 6pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="background: #CCEEFF">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    Cash&#160;&#150; end of the year
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;&#150;&#160;&#160;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;241,350
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,419,535
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;(6,222
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    )
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    $
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
    &#160;1,654,663
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD colspan="23" align="right" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
    <BR>
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="25" valign="bottom" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
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<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">78&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>


<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="6%"></TD>
    <TD width="94%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;9.&#160;</FONT></B></TD>
    <TD align="left">
    <A name='C64703114'></A><B><FONT style="font-family: Arial, Helvetica">CHANGES
    IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND
    FINANCIAL DISCLOSURE</FONT></B>
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    There were no disagreements or reportable events requiring
    disclosure pursuant to Item&#160;304(b) of
    <FONT style="white-space: nowrap">Regulation&#160;S-K.</FONT>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>


<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="7%"></TD>
    <TD width="93%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;9A.&#160;</FONT></B></TD>
    <TD align="left">
    <A name='C64703115'></A><B><FONT style="font-family: Arial, Helvetica">CONTROLS
    AND PROCEDURES</FONT></B>
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">(a)&#160;EVALUATION
    OF DISCLOSURE CONTROLS AND PROCEDURES</FONT></B>&#160;&#150; We
    have established disclosure controls and procedures (Disclosure
    Controls) to ensure that information required to be disclosed in
    the Company&#146;s reports filed under the Securities Exchange
    Act of 1934, as amended, is recorded, processed, summarized and
    reported within the time periods specified in the
    U.S.&#160;Securities and Exchange Commission&#146;s rules and
    forms. Disclosure Controls are also designed to ensure that such
    information is accumulated and communicated to management,
    including the Chief Executive Officer and Chief Financial
    Officer, as appropriate, to allow timely decisions regarding
    required disclosure. Our Disclosure Controls were designed to
    provide reasonable assurance that the controls and procedures
    would meet their objectives. Our management, including the Chief
    Executive Officer and Chief Financial Officer, does not expect
    that our Disclosure Controls will prevent all error and all
    fraud. A control system, no matter how well designed and
    operated, can provide only reasonable assurance of achieving the
    designed control objectives and management is required to apply
    its judgment in evaluating the cost-benefit relationship of
    possible controls and procedures. Because of the inherent
    limitations in all control systems, no evaluation of controls
    can provide absolute assurance that all control issues and
    instances of fraud, if any, within the Company have been
    detected. These inherent limitations include the realities that
    judgments in decision-making can be faulty and that breakdowns
    can occur because of simple error or mistake. Additionally,
    controls can be circumvented by the individual acts of some
    persons, by collusions of two or more people or by management
    override of the control. Because of the inherent limitations in
    a cost-effective, maturing control system, misstatements due to
    error or fraud may occur and not be detected.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    As of the end of the period covered by this
    <FONT style="white-space: nowrap">Form&#160;10-K,</FONT>
    we evaluated the effectiveness of the design and operations of
    our Disclosure Controls. The controls evaluation was done under
    the supervision and with the participation of management,
    including our Chief Executive Officer and Chief Financial
    Officer. Based on this evaluation, our Chief Executive Officer
    and Chief Financial Officer have concluded our Disclosure
    Controls were effective as of the end of the period covered by
    this Annual Report on
    <FONT style="white-space: nowrap">Form&#160;10-K.</FONT>
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">(b)&#160;MANAGEMENT&#146;S
    REPORT ON INTERNAL CONTROL OVER FINANCIAL
    REPORTING</FONT></B>&#160;&#150; Management is responsible for
    establishing and maintaining adequate internal control over
    financial reporting for the Company, as such term is defined in
    Exchange Act
    <FONT style="white-space: nowrap">Rules&#160;13a-15(f).</FONT>
    Under the supervision and with the participation of management,
    including our Chief Executive Officer and Chief Financial
    Officer, we conducted an evaluation of the effectiveness of our
    internal control over financial reporting based on the framework
    in &#147;Internal Control&#160;&#150; Integrated Framework&#148;
    issued by the Committee of Sponsoring Organizations of the
    Treadway Commission (COSO) as of April&#160;30, 2011.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Based on our assessment, management concluded that, as of
    April&#160;30, 2011, the Company&#146;s internal control over
    financial reporting was effective based on the criteria set
    forth by COSO.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The Company&#146;s external auditors who audited the
    consolidated financial statements included in Item&#160;8,
    Deloitte&#160;&#038; Touche LLP, an independent registered
    public accounting firm, have issued an audit report on the
    effectiveness of the Company&#146;s internal control over
    financial reporting. This report appears near the beginning of
    Item&#160;8.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">(c)&#160;CHANGES
    IN INTERNAL CONTROL OVER FINANCIAL
    REPORTING</FONT></B>&#160;&#150; During the quarter ended
    April&#160;30, 2011, there were no changes that materially
    affected, or are reasonably likely to materially affect, our
    internal control over financial reporting.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>


<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="7%"></TD>
    <TD width="93%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;9B.&#160;</FONT></B></TD>
    <TD align="left">
    <A name='C64703116'></A><B><FONT style="font-family: Arial, Helvetica">OTHER
    INFORMATION</FONT></B>
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    On June&#160;21, 2011, the Company and HRB Island Acquisition,
    Inc. (the &#147;Sub&#148;), an indirect wholly owned subsidiary
    of the Company, entered into an amendment (the
    &#147;Amendment&#148;) to the previously disclosed Agreement and
    Plan of Merger, dated as of October&#160;13, 2010 (the
    &#147;Merger Agreement&#148;), with 2SS Holdings, Inc.
    (&#147;2SS&#148;), TA Associates Management, L.P., in its
    capacity as a stockholder representative, and Lance Dunn, in his
    capacity as a stockholder representative. 2SS owns
    2nd&#160;Story Software, Inc., developer of TaxACT digital tax
    preparation solutions.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The Amendment addresses, among other things, each party&#146;s
    respective obligations regarding the civil antitrust lawsuit
    instituted by the United States Department of Justice (the
    &#147;DOJ&#148;) to block the transaction (the &#147;DOJ
    Action&#148;) and the extension of the date that either party
    may terminate the Merger Agreement from May&#160;31, 2011 to the
    earlier of October&#160;15, 2011 or the date on which an
    applicable court in the DOJ Action enters a preliminary or
    permanent injunction that prohibits the closing of the
    transaction. The Amendment also provides that the external
</DIV>
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<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">79
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
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<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    costs and expenses of all parties that are incurred in
    connection with the DOJ Action after the date of the Amendment
    shall be the responsibility of 2SS (subject to the exceptions
    set forth in the Amendment), but that, if the transaction
    closes, the Company will reimburse 2SS for such costs and
    expenses, up to a maximum of $5&#160;million. Except as
    specifically amended in the Amendment, the other terms of the
    Merger Agreement remain unchanged.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The foregoing summary of the Amendment does not purport to be
    complete and is subject to, and qualified in its entirety by,
    the full text of such Amendment, which is filed herewith as
    Exhibit <B>[10.34] </B>and incorporated herein by reference.
</DIV>

<DIV style="margin-top: 3pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>
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<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">80&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
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<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

    <A name='C64703117'><B><FONT style="font-family: Arial, Helvetica">PART&#160;III</FONT></B>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    </A>
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>


<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="7%"></TD>
    <TD width="93%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;10.&#160;</FONT></B></TD>
    <TD align="left">
    <A name='C64703118'></A><B><FONT style="font-family: Arial, Helvetica">DIRECTORS,
    EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE</FONT></B>
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The following information appearing in our definitive proxy
    statement, to be filed no later than 120&#160;days after
    April&#160;30, 2011, is incorporated herein by reference:
</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="3%"></TD>
    <TD width="96%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Information appearing under the heading &#147;Election of
    Directors,&#148;
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Information appearing under the heading &#147;Section&#160;16(a)
    Beneficial Ownership Reporting Compliance,&#148;
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    <FONT style="font-family: Wingdings; font-variant: normal">&#167;</FONT>&#160;
</TD>
    <TD align="left">
    Information appearing under the heading &#147;Board of
    Directors&#146; Meetings and Committees&#148; regarding
    identification of the Audit Committee and Audit Committee
    financial experts.
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    We have adopted a code of business ethics and conduct that
    applies to our directors, officers and employees, including our
    chief executive officer, chief financial officer, principal
    accounting officer and persons performing similar functions. A
    copy of the code of business ethics and conduct is available on
    our website at <I>www.hrblock.com</I>. We intend to provide
    information on our website regarding amendments to or waivers
    from the code of business ethics and conduct.
</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Information about our executive officers as of May&#160;15,
    2011, is as follows:
</DIV>

<DIV style="margin-top: 12pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="25%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="23%">&nbsp;</TD>	<!-- colindex=02 type=maindata -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="46%">&nbsp;</TD>	<!-- colindex=03 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="5" align="center" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">Name,
    age
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">Current
    position
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">Business
    experience since May&#160;1, 2006
    </FONT>
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="5" align="center" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom">
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>William C. Cobb</B>,<BR>
    age&#160;54
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    President and Chief Executive Officer, effective
    May&#160;16,&#160;2011
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    President and Chief Executive Officer since May 2011; retired
    from eBay, Inc. in 2008, having worked there from November 2000
    to March 2008, where he most recently served as President of
    eBay Marketplaces North America for four years; before that he
    held several senior management positions, including Senior Vice
    President and General Manager of eBay International and Senior
    Vice President of Global Marketing.
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="5" valign="top" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>Alan M. Bennett</B>,<BR>
    age&#160;60
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    President and Chief Executive Officer, until May 16, 2011
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    President and Chief Executive Officer from July 2010 to May
    2011; Interim Chief Executive Officer from November 2007 to
    August 2008; Senior Vice President and Chief Financial Officer
    of Aetna, Inc. from September 2001 until February 2007.
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="5" valign="top" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>Jeffrey T. Brown</B>,<BR>
    age&#160;52
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Senior Vice President and Chief Financial Officer
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Senior Vice President and Chief Financial Officer since
    September 2010; Interim Chief Financial Officer from May 1, 2010
    to September 2010; Vice President and Corporate Controller from
    March 2008 until May 2010; Assistant Vice President and
    Assistant Controller from August 2005 until March 2008; Director
    of Corporate Accounting, from September 2002 to August 2005.
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="5" valign="top" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>C.E. Andrews</B>,<BR>
    age&#160;59
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    President and Chief Operating Officer, RSM McGladrey, Inc.
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    President and Chief Operating Officer, RSM McGladrey since June
    2009; President of SLM Corporation (Sallie Mae) from May 2007
    until September 2008; Chief Financial Officer of Sallie Mae from
    2006 until 2007; Executive Vice President of Accounting and Risk
    of Sallie Mae from 2003 until 2005.
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="5" valign="top" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>Philip L. Mazzini</B>,<BR>
    age&#160;45
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    President, Retail Tax Services of HRB Tax Group, Inc.
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    President, Retail Tax Services of HRB Tax Group since August
    2010.  Senior Vice President, Tax Operations of HRB Tax Group,
    Inc. from August 2008 through August 2010. Vice President,
    Managing Director of HRB Tax Group, Inc. from November 2004
    through August 2008.
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="5" valign="top" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>Robert J. Turtledove</B>,<BR>
    age&#160;51
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Senior Vice President and Chief Marketing Officer
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Senior Vice President and Chief Marketing Officer since August
    2009; Chief Marketing Officer of TheLadders.com from June 2007
    until June 2009; Chief Concept Officer of Metromedia Restaurant
    Group from January 2003 until February 2007.
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="5" valign="top" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>
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<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">81
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

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<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->
<!-- XBRL Table Pagebreak -->

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="25%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="23%">&nbsp;</TD>	<!-- colindex=02 type=maindata -->
    <TD width="5%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="46%">&nbsp;</TD>	<!-- colindex=03 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="5" align="center" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD nowrap align="left" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">Name,
    age
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">Current
    position
    </FONT>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="center" valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">Business
    experience since May&#160;1, 2006
    </FONT>
</TD>
</TR>
<TR style="font-size: 2pt" valign="bottom" align="center">
<TD colspan="5" align="center" valign="bottom">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
<TR style="line-height: 3pt; font-size: 1pt">
<TD>&nbsp;
</TD>
</TR>
<!-- TableOutputBody -->
<TR valign="bottom">
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -8pt; margin-left: 8pt">
    <B>Colby R. Brown</B>,<BR>
    age&#160;37
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Vice President and Corporate Controller
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Vice President and Corporate Controller since September 2010;
    Assistant Vice President and Controller of HRB Tax Group, Inc.
    from December 2009 until September 2010; Division Controller,
    North America, for Fort&#160;Dodge Animal Health, a division of
    Wyeth, from July 2007 to December 2009; Director, Financial
    Reporting and Analysis, for Fort&#160;Dodge Animal Health from
    September 2002 to July 2007.
</TD>
</TR>
<TR valign="bottom" style="font-size: 2pt">
<TD colspan="5" valign="top" style="font-family: Arial, Helvetica">
    <DIV style="font-size: 3pt; margin-left: 0%; width: 100%; border-bottom: 1pt solid #000000"></DIV>
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>


<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="7%"></TD>
    <TD width="93%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;11.&#160;</FONT></B></TD>
    <TD align="left">
    <A name='C64703119'></A><B><FONT style="font-family: Arial, Helvetica">EXECUTIVE
    COMPENSATION</FONT></B>
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The information called for by this item is contained in our
    definitive proxy statement filed pursuant to Regulation&#160;14A
    not later than 120&#160;days after April&#160;30, 2011, in the
    sections entitled &#147;Director Compensation&#148; and
    &#147;Executive Compensation&#148; and is incorporated herein by
    reference.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>


<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="7%"></TD>
    <TD width="93%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;12.&#160;</FONT></B></TD>
    <TD align="left">
    <A name='C64703120'></A><B><FONT style="font-family: Arial, Helvetica">SECURITY
    OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND
    RELATED STOCKHOLDER MATTERS</FONT></B>
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The information called for by this item is contained in
    Part&#160;II, Item&#160;5 of this
    <FONT style="white-space: nowrap">Form&#160;10-K</FONT>
    and in our definitive proxy statement filed pursuant to
    Regulation&#160;14A not later than 120&#160;days after
    April&#160;30, 2011, in the section titled &#147;Equity
    Compensation Plans&#148; and in the section titled
    &#147;Information Regarding Security Holders&#148; and is
    incorporated herein by reference.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>


<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="7%"></TD>
    <TD width="93%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;13.&#160;</FONT></B></TD>
    <TD align="left">
    <A name='C64703121'></A><B><FONT style="font-family: Arial, Helvetica">CERTAIN
    RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR
    INDEPENDENCE</FONT></B>
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The information called for by this item is contained in our
    definitive proxy statement filed pursuant to Regulation&#160;14A
    not later than 120&#160;days after April&#160;30, 2011, in the
    section titled &#147;Employment Agreements,
    <FONT style="white-space: nowrap">Change-of-Control</FONT>
    and Other Arrangements,&#148; in the section titled &#147;Review
    of Related Person Transactions,&#148; and in the section titled
    &#147;Corporate Governance,&#148; and is incorporated herein by
    reference.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>


<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="7%"></TD>
    <TD width="93%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;14.&#160;</FONT></B></TD>
    <TD align="left">
    <A name='C64703122'></A><B><FONT style="font-family: Arial, Helvetica">PRINCIPAL
    ACCOUNTANT FEES AND SERVICES</FONT></B>
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    The information called for by this item is contained in our
    definitive proxy statement filed pursuant to Regulation&#160;14A
    not later than 120&#160;days after April&#160;30, 2011, in the
    section titled &#147;Audit Fees&#148; and is incorporated herein
    by reference.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<A name='C64703123'>
<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-family: Arial, Helvetica">PART&#160;IV</FONT></B>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    </A>
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>


<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="7%"></TD>
    <TD width="93%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>    <B><FONT style="font-family: Arial, Helvetica">ITEM&#160;15.&#160;</FONT></B></TD>
    <TD align="left">
    <A name='C64703124'></A><B><FONT style="font-family: Arial, Helvetica">EXHIBITS&#160;AND
    FINANCIAL STATEMENT SCHEDULES</FONT></B>
</TD>
</TR>

</TABLE>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    (a)&#160;Documents filed as part of this Report:
</DIV>



<TABLE width="100%" border="0" cellpadding="0" cellspacing="0">

<TR>
    <TD width="1%"></TD>
    <TD width="3%"></TD>
    <TD width="96%"></TD>
</TR>

<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    1.&#160;
</TD>
    <TD align="left">
    The following financial statements appearing in Item&#160;8:
    &#147;Consolidated Statements of Income and Comprehensive Income
    (Loss),&#148; &#147;Consolidated Balance Sheets,&#148;
    &#147;Consolidated Statements of Cash Flows&#148; and
    &#147;Consolidated Statements of Stockholders&#146; Equity.&#148;
</TD>
</TR>





<TR valign="top" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <TD>&nbsp;</TD>
    <TD>    2.&#160;
</TD>
    <TD align="left">
    Exhibits&#160;&#150; The list of exhibits in the
    Exhibit&#160;Index to this Report is incorporated herein by
    reference.
</TD>
</TR>

</TABLE>

<CENTER><DIV style="font-size: 1pt; width: 100%; border-bottom: 1pt solid #000000"></DIV></CENTER>
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<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">82&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="center" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

    <A name='C64703125'><B><FONT style="font-family: Arial, Helvetica">SIGNATURES</FONT></B>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    </A>
</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>



<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Pursuant to the requirements of Section&#160;13 or 15(d) of the
    Securities Exchange Act of 1934, the registrant has duly caused
    this report to be signed on its behalf by the undersigned,
    thereunto duly authorized.
</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="50%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="49%">&nbsp;</TD>	<!-- colindex=02 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<!-- TableOutputBody -->
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    H&#038;R BLOCK, INC.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <IMG src="c64703c6470302.gif" alt="-s- William C. Cobb">
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <IMG src="c64703c6470306.gif" alt="-s- Alan M. Bennett">
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    William C. Cobb
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Alan M. Bennett
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    President and Chief Executive Officer<BR>
    (as of May&#160;16, 2011)
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    President and Chief Executive Officer<BR>
    (until May 16, 2011)
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    June&#160;23, 2011
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    June 23, 2011
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 1%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    Pursuant to the requirements of the Securities Exchange Act of
    1934, this report has been signed below by the following persons
    on behalf of the registrant and in the capacities and on the
    date indicated on June&#160;23, 2011.
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 9pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="38%">&nbsp;</TD>	<!-- colindex=01 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="30%">&nbsp;</TD>	<!-- colindex=02 type=maindata -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=03 type=gutter -->
    <TD width="30%">&nbsp;</TD>	<!-- colindex=03 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<!-- TableOutputBody -->
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <IMG src="c64703c6470307.gif" alt="-s- William C. Cobb">
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <IMG src="c64703c6470303.gif" alt="-s- Jeffrey T. Brown">
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <IMG src="c64703c6470308.gif" alt="-s- Colby R. Brown">
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    William C. Cobb
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Jeffrey T. Brown
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Colby R. Brown
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    President, Chief Executive Officer
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Senior Vice President and
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Vice President and Corporate
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    and Director
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Chief Financial Officer
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Controller
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    (principal executive officer)
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    (principal financial officer)
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    (principal accounting officer)
</TD>
</TR>
<TR valign="bottom" style="line-height: 12pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <IMG src="c64703c6470309.gif" alt="-s- Robert A. Gerard">
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <IMG src="c64703c6470315.gif" alt="-s- Bruce C. Rohde">
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Robert A. Gerard
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Bruce C. Rohde
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Director, Chairman of the Board
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Director
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 12pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <IMG src="c64703c6470306.gif" alt="-s- Alan M. Bennett">
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <IMG src="c64703c6470310.gif" alt="-s- Tom D. Seip">
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Alan M. Bennett
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Tom D. Seip
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Director
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Director
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 12pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <IMG src="c64703c6470311.gif" alt="-s- Len J. Lauer">
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <IMG src="c64703c6470312.gif" alt="-s- L. Edward Shaw, Jr.">
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Len J. Lauer
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    L. Edward Shaw, Jr.
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Director
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Director
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom" style="line-height: 12pt">
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <IMG src="c64703c6470313.gif" alt="-s- David B. Lewis">
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    <IMG src="c64703c6470314.gif" alt="-s- Christianna Wood">
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD align="left" valign="bottom" style="font-family: Arial, Helvetica">
    David B. Lewis
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Christianna Wood
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
<DIV style="text-indent: -9pt; margin-left: 9pt">
    Director
</DIV>
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
    Director
</TD>
<TD>
&nbsp;
</TD>
<TD nowrap align="left" valign="bottom" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
</TR>
</TABLE>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>
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<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">83
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="font-size: -2pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

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    <A name='C64703126'><B><FONT style="font-family: Arial, Helvetica">EXHIBIT&#160;INDEX</FONT></B>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>
</A>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

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<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-family: Arial, Helvetica">The following
    exhibits are numbered in accordance with the Exhibit&#160;Table
    of Item&#160;601 of
    <FONT style="white-space: nowrap">Regulation&#160;S-K:</FONT>
    </FONT>
</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
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    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=01 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=01 type=body -->
    <TD width="3%" align="left">&nbsp;</TD>	<!-- colindex=01 type=align1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="92%">&nbsp;</TD>	<!-- colindex=02 type=maindata -->
</TR>
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<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    3
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .1
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Amended and Restated Articles of Incorporation of H&#038;R
    Block, Inc., as amended through September&#160;30, 2010.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    3
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .2
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Amended and Restated Bylaws of H&#038;R Block, Inc., as amended
    through September&#160;30, 2010.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .1
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Indenture dated as of October&#160;20, 1997, among H&#038;R
    Block, Inc., Block Financial Corporation and Bankers
    Trust&#160;Company, as Trustee, filed as Exhibit&#160;4(a) to
    the Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended October&#160;31, 1997, file number 1-6089,
    is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .2
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    First Supplemental Indenture, dated as of April&#160;18, 2000,
    among H&#038;R Block, Inc., Block Financial Corporation, Bankers
    Trust&#160;Company and the Bank of New York, filed as
    Exhibit&#160;4(a) to the Company&#146;s current report on
    <FONT style="white-space: nowrap">Form&#160;8-K</FONT>
    filed April&#160;17, 2000, file number 1-6089, is incorporated
    herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .3
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Officer&#146;s Certificate, dated October&#160;26, 2004, in
    respect of 5.125%&#160;Notes due 2014 of Block Financial
    Corporation, filed as Exhibit&#160;4.1 to the Company&#146;s
    current report on
    <FONT style="white-space: nowrap">Form&#160;8-K</FONT>
    filed October&#160;26, 2004, file number 1-6089, is incorporated
    herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .4
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Officer&#146;s Certificate, dated January&#160;11, 2008, in
    respect of 7.875%&#160;Notes due 2013 of Block Financial LLC,
    filed as Exhibit&#160;4.1 to the Company&#146;s current report
    on
    <FONT style="white-space: nowrap">Form&#160;8-K</FONT>
    filed January&#160;11, 2008, file number 1-6089, is incorporated
    herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .5
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Form of 5.125%&#160;Note due 2014 of Block Financial
    Corporation, filed as Exhibit&#160;4.2 to the Company&#146;s
    current report on
    <FONT style="white-space: nowrap">Form&#160;8-K</FONT>
    filed October&#160;26, 2004, file number 1-6089, is incorporated
    herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .6
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Form of 7.875%&#160;Note due 2013 of Block Financial LLC, filed
    as Exhibit&#160;4.2 to the Company&#146;s current report on
    <FONT style="white-space: nowrap">Form&#160;8-K</FONT>
    filed January&#160;11, 2008, file number 1-6089, is incorporated
    herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .7
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Form of Certificate of Designation, Preferences and Rights of
    Participating Preferred Stock of H&#038;R Block, Inc., filed as
    Exhibit&#160;4(e) to the Company&#146;s annual report on
    <FONT style="white-space: nowrap">Form&#160;10-K</FONT>
    for the fiscal year ended April&#160;30, 1995, file number
    1-6089, is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .8
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Form of Certificate of Amendment of Certificate of Designation,
    Preferences and Rights of Participating Preferred Stock of
    H&#038;R Block, Inc., filed as Exhibit&#160;4(j) to the
    Company&#146;s annual report on
    <FONT style="white-space: nowrap">Form&#160;10-K</FONT>
    for the fiscal year ended April&#160;30, 1998, file number
    1-6089, is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    4
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .9
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Form of Certificate of Designation, Preferences and Rights of
    Delayed Convertible Preferred Stock of H&#038;R Block, Inc.,
    filed as Exhibit&#160;4(f) to the Company&#146;s annual report
    on
    <FONT style="white-space: nowrap">Form&#160;10-K</FONT>
    for the fiscal year ended April&#160;30, 1995, file number
    1-6089, is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .1*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    The Company&#146;s 2003 Long-Term Executive Compensation Plan,
    as amended September&#160;30, 2010, filed as Exhibit&#160;10.2
    to the Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended October&#160;31, 2010, file number 1-6089,
    is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .2*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Form of 2003 Long-Term Executive Compensation Plan Award
    Agreement for Restricted Shares, filed as part of
    Exhibit&#160;10.1 to the Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended July&#160;31, 2010, file number 1-6089, is
    incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .3*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Form of 2003 Long-Term Executive Compensation Plan Award
    Agreement for Stock Options, filed as part of Exhibit&#160;10.1
    to the Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended July&#160;31, 2010, file number 1-6089, is
    incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .4*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    H&#038;R Block Deferred Compensation Plan for Executives, as
    amended and restated effective July&#160;27, 2010, filed as
    Exhibit&#160;10.4 to the Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended July&#160;31, 2010, file number 1-6089, is
    incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .5*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Amendment No.&#160;1 to the H&#038;R Block Deferred Compensation
    Plan for Executives, as Amended and Restated, effective as of
    March&#160;12, 2003, filed as Exhibit&#160;10.5 to the
    Company&#146;s annual report on
    <FONT style="white-space: nowrap">Form&#160;10-K</FONT>
    for the fiscal year ended April&#160;30, 2003, file number
    1-6089, is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .6*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    The H&#038;R Block Executive Performance Plan, as amended
    July&#160;27, 2010.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .7*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    The H&#038;R Block, Inc. 2000 Employee Stock Purchase Plan, as
    amended August&#160;1, 2001, filed as Exhibit&#160;10.2 to the
    Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended October&#160;31, 2001, file number 1-6089,
    is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .8*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    The H&#038;R Block, Inc. Executive Survivor Plan (as Amended and
    Restated January&#160;1, 2001)&#160;filed as Exhibit&#160;10.4
    to the Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended October&#160;31, 2000, file number 1-6089,
    is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .9*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    First Amendment to the H&#038;R Block, Inc. Executive Survivor
    Plan (as Amended and Restated) effective as of July&#160;1,
    2002, filed as Exhibit&#160;10.9 to the Company&#146;s annual
    report on
    <FONT style="white-space: nowrap">Form&#160;10-K</FONT>
    for the fiscal year ended April&#160;30, 2002, file number
    1-6089, is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .10*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Second Amendment to the H&#038;R Block, Inc. Executive Survivor
    Plan (as Amended and Restated), effective as of March&#160;12,
    2003, filed as Exhibit&#160;10.12 to the company&#146;s annual
    report on
    <FONT style="white-space: nowrap">Form&#160;10-K</FONT>
    for the fiscal year ended April&#160;30, 2003, file number
    1-6089, is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .11*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    H&#038;R Block Severance Plan, as amended and restated effective
    July&#160;27, 2010, filed as Exhibit&#160;10.3 to the
    Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended July&#160;31, 2010, file number 1-6089, is
    incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .12*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    H&#038;R Block Inc. Executive Severance Plan, as amended and
    restated effective July&#160;27, 2010, filed as
    Exhibit&#160;10.2 to the Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended July&#160;31, 2010, file number 1-6089, is
    incorporated herein by reference.
</TD>
</TR>
</TABLE>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">84&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->
<!-- XBRL Table Pagebreak -->

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent"><!-- TABLE 01 -->
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=01 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=01 type=body -->
    <TD width="3%" align="left">&nbsp;</TD>	<!-- colindex=01 type=align1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="92%">&nbsp;</TD>	<!-- colindex=02 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<!-- TableOutputBody -->
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .13*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Employment Agreement dated July&#160;19, 2008 between H&#038;R
    Block Management, LLC and Russell P. Smyth, filed as
    Exhibit&#160;10.1 to the Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended July&#160;31, 2008, file number 1-6089, is
    incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .14*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Separation and Release Agreement dated May&#160;4, 2010, between
    H&#038;R Block Management, LLC and Becky S. Shulman, filed as
    Exhibit&#160;10.17 to the company&#146;s annual report on
    <FONT style="white-space: nowrap">Form&#160;10-K</FONT>
    for the fiscal year ended April&#160;30, 2010, file number
    1-6089, is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .15*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Employment Agreement dated August&#160;12, 2010, between
    H&#038;R Block Management, LLC and Alan M. Bennett, filed as
    Exhibit&#160;10.1 to the Company&#146;s current report on
    <FONT style="white-space: nowrap">Form&#160;8-K</FONT>
    filed August&#160;12, 2010, file number 1-6089, is incorporated
    herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .16*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Transition Agreement dated April&#160;27, 2011, between H&#038;R
    Block Management, LLC and Alan M. Bennett, filed as
    Exhibit&#160;10.1 to the Company&#146;s current report on
    <FONT style="white-space: nowrap">Form&#160;8-K</FONT>
    filed April&#160;29, 2011, file number 1-6089, is incorporated
    herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .17*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Employment Agreement dated April&#160;27, 2011, between H&#038;R
    Block Management, LLC and William C. Cobb, filed as
    Exhibit&#160;10.2 to the Company&#146;s current report on
    <FONT style="white-space: nowrap">Form&#160;8-K</FONT>
    filed April&#160;29, 2011, file number 1-6089, is incorporated
    herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .18*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Form of Indemnification Agreement for directors, filed as
    Exhibit&#160;10.1 to the Company&#146;s current report on
    <FONT style="white-space: nowrap">Form&#160;8-K</FONT>
    filed December&#160;15, 2005, file number 1-6089, is
    incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .19*
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    2008 Deferred Stock Unit Plan for Outside Directors, as amended
    and restated as of September&#160;24, 2009, filed as
    Exhibit&#160;10.19 to the company&#146;s annual report on
    <FONT style="white-space: nowrap">Form&#160;10-K</FONT>
    for the fiscal year ended April&#160;30, 2010, file number
    1-6089, is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .20
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    HSBC Retail Settlement Products Distribution Agreement dated as
    of September&#160;23, 2005, among HSBC Bank USA, National
    Association, HSBC Taxpayer Financial Services Inc., Beneficial
    Franchise Company Inc., Household Tax Masters Acquisition
    Corporation, H&#038;R Block Services, Inc., H&#038;R Block Tax
    Services, Inc., H&#038;R Block Enterprises, Inc., H&#038;R Block
    Eastern Enterprises, Inc., H&#038;R Block Digital Tax Solutions,
    LLC, H&#038;R Block Associates, L.P., HRB Royalty, Inc., HSBC
    Finance Corporation and H&#038;R Block, Inc., filed as
    Exhibit&#160;10.14 to the quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended October&#160;31, 2005, file number 1-6089,
    is incorporated herein by reference.**
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .21
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    HSBC Digital Settlement Products Distribution Agreement dated as
    of September&#160;23, 2005, among HSBC Bank USA, National
    Association, HSBC Taxpayer Financial Services Inc., H&#038;R
    Block Digital Tax Solutions, LLC, and H&#038;R Block Services,
    Inc., filed as Exhibit&#160;10.15 to the quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended October&#160;31, 2005, file number 1-6089,
    is incorporated herein by reference.**
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .22
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    HSBC Program Appendix of Defined Terms and Rules of
    Construction, filed as Exhibit&#160;10.18 to the quarterly
    report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended October&#160;31, 2005, file number 1-6089,
    is incorporated herein by reference.**
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .23
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Joinder and First Amendment to Program Contracts dated as of
    November&#160;10, 2006, among HSBC Bank USA, National
    Association, HSBC Trust&#160;Company (Delaware), N.A., HSBC
    Taxpayer Financial Services Inc., Beneficial Franchise Company
    Inc., Household Tax Masters Acquisition Corporation, H&#038;R
    Block Services, Inc., H&#038;R Block Tax Services, Inc.,
    H&#038;R Block Enterprises, Inc., H&#038;R Block Eastern
    Enterprises, Inc., H&#038;R Block Digital Solutions, LLC,,
    H&#038;R Block and Associates, L.P., HRB Royalty, Inc., HSBC
    Finance Corporation, H&#038;R Block, Inc. and Block Financial
    Corporation, filed as Exhibit&#160;10.25 to the Company&#146;s
    quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended January&#160;31, 2007, file number 1-6089,
    is incorporated herein by reference.**
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .24
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Second Amendment to Program Contracts dated as of
    November&#160;13, 2006, among HSBC Bank USA, National
    Association, HSBC Trust&#160;Company (Delaware), N.A., HSBC
    Taxpayer Financial Services, Inc., Beneficial Franchise Company
    Inc., H&#038;R Block Services, Inc., H&#038;R Block Tax Service,
    Inc., H&#038;R Block Enterprises, Inc., H&#038;R Block Eastern
    Enterprises, Inc., H&#038;R Block Digital Solutions,, LLC,
    H&#038;R Block and Associates, L.P., HRB Royalty, Inc., HSBC
    Finance Corporation, and H&#038;R Block, Inc., filed as
    Exhibit&#160;10.26 to the Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended January&#160;31, 2007, file number 1-6089,
    is incorporated herein by reference.**
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .25
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Third Amendment to Program Contracts dated as of
    December&#160;5, 2008, by and among HSBC Bank USA, HSBC
    Trust&#160;Company (Delaware), N.A., HSBC Taxpayer Financial
    Services Inc., Beneficial Franchise Company Inc., HRB Tax Group,
    Inc., H&#038;R Block Tax Services LLC, H&#038;R Block
    Enterprises LLC, H&#038;R Block Eastern enterprises, Inc., HRB
    Digital LLC, Block Financial LLC, HRB Innovations, Inc., HSBC
    Finance Corporation, and H&#038;R Block, Inc., filed as
    Exhibit&#160;10.1 to the Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended January&#160;31, 2009, file number 1-6089,
    is incorporated herein by reference.**
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .26
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Second Amended and Restated HSBC Refund Anticipation Loan
    Participation Agreement dated as of January&#160;12, 2010 among
    Block Financial LLC, HSBC Bank USA, National Association, HSBC
    Trust&#160;Company (Delaware), National Association, and HSBC
    Taxpayer Financial Services Inc., filed as Exhibit&#160;10.1 to
    the Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended January&#160;31, 2010, file number 1-6089,
    is incorporated herein by reference.**
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .27
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    First Amended and Restated HSBC Settlements Products Servicing
    Agreement dated as of November&#160;13, 2006 among Block
    Financial Corporation, HSBC Bank USA, National Association, HSBC
    Trust&#160;Company (Delaware), National Association, and HSBC
    Taxpayer Financial Services, Inc., filed as Exhibit&#160;10.28
    to the Company&#146;s quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended January&#160;31, 2007, file number 1-6089,
    is incorporated herein by reference.**
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .28
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Credit and Guarantee Agreement dated as of March&#160;4, 2010,
    among Block Financial LLC, H&#038;R Block, Inc., each lender
    from time to time party thereto, and Bank of America, N.A.,
    filed as Exhibit&#160;10.36 to the company&#146;s annual report
    on
    <FONT style="white-space: nowrap">Form&#160;10-K</FONT>
    for the fiscal year ended April&#160;30, 2010, file number
    1-6089, is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .29
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Advances, Pledge and Security Agreement dated April&#160;17,
    2006, between H&#038;R Block Bank and the Federal Home Loan Bank
    of Des Moines, filed as Exhibit&#160;10.11 to the Company&#146;s
    quarterly report on
    <FONT style="white-space: nowrap">Form&#160;10-Q</FONT>
    for the quarter ended October&#160;31, 2007, file number 1-6089,
    is incorporated herein by reference.**
</TD>
</TR>
</TABLE>
<!-- XBRL Pagebreak Begin -->
<P>

<DIV align="right" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011
    Form&#160;10K</FONT></B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">&#160;&#160;</FONT><FONT style="font-size: 8pt; font-family: Arial, Helvetica">85
    </FONT>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always"><A HREF="#C64703tocpage">Table of Contents</A></H5><P>

<DIV style="width: 87%; margin-left: 6%"><!-- BEGIN PAGE WIDTH -->
<!-- XBRL Pagebreak End -->
<!-- XBRL Table Pagebreak -->

<TABLE border="0" width="100%" align="center" cellpadding="0" cellspacing="0" style="font-size: 8pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
<!-- Table Width Row BEGIN -->
<TR style="font-size: 1pt" valign="bottom">
    <TD width="3%" align="right">&nbsp;</TD>	<!-- colindex=01 type=lead -->
    <TD width="1%" align="right">&nbsp;</TD>	<!-- colindex=01 type=body -->
    <TD width="3%" align="left">&nbsp;</TD>	<!-- colindex=01 type=align1 -->
    <TD width="1%">&nbsp;</TD>	<!-- colindex=02 type=gutter -->
    <TD width="92%">&nbsp;</TD>	<!-- colindex=02 type=maindata -->
</TR>
<!-- Table Width Row END -->
<!-- TableOutputHead -->
<!-- TableOutputBody -->
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .30
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Amended and Restated Administrative Services Agreement dated as
    of February&#160;3, 2010 among RSM McGladrey, Inc., H&#038;R
    Block, Inc. and McGladrey&#160;&#038; Pullen, LLP, filed as
    Exhibit&#160;10.42 to the company&#146;s annual report on
    <FONT style="white-space: nowrap">Form&#160;10-K</FONT>
    for the fiscal year ended April&#160;30, 2010, file number
    1-6089, is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .31
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Governance and Operations Agreement dated as of February&#160;3,
    2010 among RSM McGladrey, Inc., H&#038;R Block, Inc. and
    McGladrey&#160;&#038; Pullen LLP, filed as Exhibit&#160;10.43 to
    the company&#146;s annual report on
    <FONT style="white-space: nowrap">Form&#160;10-K</FONT>
    for the fiscal year ended April&#160;30, 2010, file number
    1-6089, is incorporated herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .32
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Agreement and Plan of Merger dated as of October&#160;13, 2010,
    among H&#038;R Block, Inc., HRB Island Acquisition, Inc., 2SS
    Holdings, Inc., TA Associates Management, L.P. and Lance Dunn,
    filed as Exhibit&#160;10.1 to the Company&#146;s current report
    on
    <FONT style="white-space: nowrap">Form&#160;8-K</FONT>
    filed October&#160;14, 2010, file number 1-6089, is incorporated
    herein by reference.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .33
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Agreement to Extend Outside Date dated March&#160;4, 2011, among
    H&#038;R Block, Inc., HRB Island Acquisition, Inc., 2SS
    Holdings, Inc., TA Associates Management, L.P. and Lance Dunn.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    10
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .34
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Amendment to Agreement and Plan of Merger dated June&#160;21,
    2011, among H&#038;R Block, Inc., HRB Island Acquisition, Inc.,
    2SS Holdings, Inc., TA Associates Management, L.P. and Lance
    Dunn.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    12
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Computation of Ratio of Earnings to Fixed Charges for the five
    years ended April&#160;30, 2011.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    21
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Subsidiaries of the Company.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    23
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Consent of Deloitte&#160;&#038; Touche LLP, Independent
    Registered Public Accounting Firm.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    31
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .1
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Certification by Chief Executive Officer pursuant to
    Section&#160;302 of the Sarbanes-Oxley Act of 2002.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    31
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .2
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Certification by Chief Financial Officer pursuant to
    Section&#160;302 of the Sarbanes-Oxley Act of 2002.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    32
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .1
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Certification by Chief Executive Officer pursuant to
    18&#160;U.S.C. 1350, as adopted by Section&#160;906 of the
    Sarbanes-Oxley Act of 2002.
</TD>
</TR>
<TR valign="bottom">
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
&nbsp;
</TD>
<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
    32
</TD>
<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .2
</TD>
<TD>
&nbsp;
</TD>
<TD align="left" valign="top" style="font-family: Arial, Helvetica">
    Certification by Chief Financial Officer pursuant to
    18&#160;U.S.C. 1350, as adopted by Section&#160;906 of the
    Sarbanes-Oxley Act of 2002.
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&nbsp;
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<TD nowrap align="right" valign="top" style="font-family: Arial, Helvetica">
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    .INS
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&nbsp;
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    XBRL Instance Document
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&nbsp;
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    101
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    .SCH
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&nbsp;
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    XBRL Taxonomy Extension Schema
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&nbsp;
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    101
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<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .CAL
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<TD>
&nbsp;
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    XBRL Extension Calculation Linkbase
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&nbsp;
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    101
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    .LAB
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&nbsp;
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&nbsp;
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    101
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<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .PRE
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&nbsp;
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    XBRL Taxonomy Extension Presentation Linkbase
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&nbsp;
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    101
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<TD nowrap align="left" valign="top" style="font-family: Arial, Helvetica">
    .DEF
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&nbsp;
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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<DIV style="font-size: 1pt; margin-left: 0%; width: 100%;  align: left; border-bottom: 1pt solid #000000"></DIV>

<DIV style="margin-top: 6pt; font-size: 1pt">&nbsp;</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

<TR>
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    </FONT></TD>
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    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">Indicates
    management contracts, compensatory plans or arrangements.
    </FONT></TD>
</TR>


<TR style="line-height: 3pt; font-size: 1pt"><TD>&nbsp;</TD></TR>

<TR>
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    </FONT></TD>
    <TD></TD>
    <TD valign="bottom">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">Confidential
    Information has been omitted from this exhibit and filed
    separately with the Commission pursuant to a confidential
    treatment request under
    <FONT style="white-space: nowrap">Rule&#160;24b-2.</FONT>
    </FONT></TD>
</TR>

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<DIV align="left" style="margin-left: 0%; margin-right: 0%; text-indent: 0%; font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">
    <FONT style="font-size: 8pt; font-family: Arial, Helvetica">86&#160;&#160;&#160;</FONT><B><FONT style="font-size: 7pt; font-family: Arial, Helvetica">H&#038;R
    BLOCK 2011 Form&#160;10K</FONT></B>
</DIV>
<P>

<P align="left" style="font-size: 10pt; font-family: 'Times New Roman', Times; color: #000000; background: transparent">

</DIV><!-- END PAGE WIDTH -->
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<DOCUMENT>
<TYPE>EX-3.1
<SEQUENCE>2
<FILENAME>c64703exv3w1.htm
<DESCRIPTION>EX-3.1
<TEXT>
<HTML>
<HEAD>
<TITLE>exv3w1</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
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<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="right" style="font-size: 10pt; margin-top: 12pt"><B>Exhibit&nbsp;3.1</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>Amended and Restated Articles of Incorporation of<BR>
H &#038; R Block, Inc.</B>
</DIV>


<DIV align="Center" style="font-size: 10pt; margin-top: 6pt"><B>(as amended through September&nbsp;30, 2010)</B>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The undersigned, being an officer of H &#038; R Block, Inc., does hereby certify that the following
Amended and Restated Articles of Incorporation have been approved by the corporation in accordance
with the General and Business Corporation Law of Missouri. Amendments to the Articles as amended
to date were approved by the shareholders on September&nbsp;4, 2008. On such date, 329,180,751 shares
of Common Stock were outstanding and entitled to vote on the amendments. For the amendment to: (1)
Article&nbsp;Three, Section&nbsp;1: 255,392,828 shares voted for, and 1,628,675 voted against; (2)&nbsp;Article
Six, Section&nbsp;A: 280,473,181 shares voted for, and 1,520,092 voted against; (3)&nbsp;Article&nbsp;Six, Section
B: 198,950,440 shares voted for, and 82,001,691 voted against; and (4)&nbsp;Article&nbsp;Six, Section&nbsp;F:
277,970,752 shares voted for, and 4,090,530 voted against. A restatement of the Articles was
approved by resolution of a majority of the board of directors of the corporation on October&nbsp;15,
2008.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE ONE
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The name of the corporation is: H &#038; R BLOCK, INC.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE TWO
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The address of the corporation&#146;s registered office in the State of Missouri is 120 South
Central Avenue, Clayton, Missouri 63105, and the name of its registered agent at such address is CT
Corporation System.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE THREE
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The aggregate number of shares of all classes of stock which the corporation shall have
authority to issue is 806,000,000 divided into two classes as follows:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;800,000,000 shares of a class designated Common Stock, without par value; and
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)&nbsp;6,000,000 shares of a class designated Preferred Stock, without par value.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The voting powers, designations, preferences, qualifications, limitations, restrictions and
special or relative rights in respect of each class of stock are or shall be fixed as follows:
</DIV>



<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1) Preferred Stock. The Board of Directors is expressly authorized to issue the
Preferred Stock from time to time, in one or more series, provided that the aggregate
number of shares issued and outstanding at any time of all such series shall not
exceed 6,000,000. The Board of Directors is further authorized to fix or alter, in
respect of each such series, the following terms and provisions of any authorized and
unissued shares of such stock:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">(a)&nbsp;The distinctive serial designation;
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">(b)&nbsp;The number of shares of the series, which number may at any time or from
time to time be increased or decreased (but not below the number of shares of
such series then outstanding) by the Board of Directors;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">(c)&nbsp;The voting powers and, if voting powers are granted, the extent of such
voting powers including the right, if any, to elect a director or directors,
provided, that the holders of shares of Preferred Stock will not be entitled
(A)&nbsp;to more than one vote per share, when voting as a class with the holders
of shares of common stock, and (B)&nbsp;to vote on any matter separately as a
class, except with respect to any amendment or alteration of the provisions of
these Articles of Incorporation that would adversely affect the powers,
preferences or special rights of the applicable series of Preferred Stock or
as otherwise provided by law;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">(d)&nbsp;The election, term of office, filling of vacancies and other terms of the
directorships of directors elected by the holders of any one or more classes
or series of such stock;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">(e)&nbsp;The dividend rights, including the dividend rate and the dates on which
any dividends shall be payable;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">(f)&nbsp;The date from which dividends on shares issued prior to the date for
payment of the first dividend thereon shall be cumulative, if any;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">(g)&nbsp;The redemption price, terms of redemption, and the amount of and
provisions regarding any sinking fund for the purchase or redemption thereof;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">(h)&nbsp;The liquidation preferences and the amounts payable on dissolution or
liquidation;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">(i)&nbsp;The terms and conditions, if any, under which shares of the series may be
converted; and
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 6%">(j)&nbsp;Any other terms or provisions which the Board of Directors is by law
authorized to fix or alter.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2)&nbsp;Common Stock. The holders of shares of Common Stock shall be entitled (i)&nbsp;to vote on all
matters at all meetings of the shareholders of the corporation on the basis of one vote for each
share of Common Stock held of record; (ii)&nbsp;subject to any preferential dividend rights applicable
to the Preferred Stock, to receive such dividends as may be declared by the Board of Directors; and
(iii)&nbsp;in the event of the voluntary, or involuntary, liquidation or winding up of the corporation,
after distribution in full of any preferential amounts to be distributed to holders of shares of
Preferred Stock, to receive all of the remaining assets of the corporation available for
distribution to its shareholders, ratably in proportion to the aggregate number of their shares of
Common Stock and Preferred Stock (if the holders of such Preferred Stock are entitled to share in
such distribution).
</DIV>




<P align="right" style="font-size: 10pt"><!-- Folio -->2<!-- /Folio -->
</DIV>

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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">




<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3)&nbsp;Provisions applicable to Common and Preferred Stock. No holder of shares of stock of the
corporation of any class shall be entitled, as a matter of right, to purchase or subscribe for any
shares of stock of the corporation, of any class, whether now or hereafter authorized. The Board
of Directors shall have authority to fix the issue price of any and all shares of stock of the
corporation of any class.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE FOUR
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The number of shares to be issued before the corporation shall commence business is: Twenty
(20)&nbsp;shares of common stock, and the consideration to be paid therefor, and the capital with which
the corporation will commence business, is: Two Thousand ($2,000.00) Dollars. All of said shares
have been first duly subscribed by the undersigned incorporators and have been paid up in lawful
money of the United States.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE FIVE
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The names and places of residence of the initial subscribers and shareholders, and the number
of shares of stock subscribed by each, are:
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="30%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="57%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Name</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left" style="border-bottom: 1px solid #000000">Residence</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left" colspan="3" style="border-bottom: 1px solid #000000">No. of Shares</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">R. A. Bloch
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">6501 Overbrook, Kansas City, Mo.
</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">10</TD>
    <TD nowrap valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Henry W. Bloch
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">2026 W. 63rd St., Kansas City, Mo.
</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">9</TD>
    <TD nowrap valign="top">&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">L. E. Bloch, Jr.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">414 W. 58th St., Kansas City, Mo.
</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="right" valign="top">&nbsp;</TD>
    <TD align="right" valign="top">1</TD>
    <TD nowrap valign="top">&nbsp;</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE SIX
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(A)&nbsp;Number of Directors. The number of directors to constitute the Board of Directors shall be
not less than seven nor more than twelve, the exact number to be fixed by a resolution adopted by
the affirmative vote of a majority of the whole Board.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(B)&nbsp;Election of Directors. Directors shall be elected at each annual meeting of shareholders
to hold office until the next succeeding annual meeting of shareholders or until such director&#146;s
successor has been elected and qualified. The term of office of each director shall begin
immediately after his election and each director shall hold office until the next succeeding annual
meeting of shareholders or until such director&#146;s successor has been elected and qualified and
subject to prior death, resignation, retirement or removal from office of the director. No decrease
in the number of directors constituting the board of directors shall reduce the term of any
incumbent director. No person shall serve as a director for a period or consecutive periods that
extend beyond the twelfth annual shareholders meeting following the annual shareholders meeting at
which such person was first elected to the Board of Directors by the shareholders.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(C)&nbsp;Vacancies. Newly created directorships resulting from an increase in the number of
directors and any vacancies on the Board of Directors resulting from any cause shall be filled by a
majority of the Board of Directors then in office, although less than a quorum, or by a sole
remaining director. Any director elected to fill a vacancy not
</DIV>


<P align="right" style="font-size: 10pt"><!-- Folio -->3<!-- /Folio -->
</DIV>

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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">resulting from an increase in the number of directors shall have the same remaining term as his or
her predecessor.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(D)&nbsp;Removal of Directors. Any director, or directors, or the entire Board of Directors of
the corporation may be removed, with or without cause, at any time but only by the affirmative vote
of the holders of at least a majority of the outstanding shares of each class of stock of the
corporation entitled to elect one or more directors at a meeting of the shareholders called for
such purpose.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(E)&nbsp;Bylaws. The Board of Directors shall have the power to make, alter, amend, change, add
to or repeal the Bylaws of the corporation.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(F)&nbsp;Independent Chairman of the Board. No person may simultaneously hold the offices of
chairman of the board and vice-chairman of the board, chairman of the board and chief executive
officer, or chairman of the board and president. Furthermore, the chairman of the board shall be
independent pursuant to standards promulgated by the Securities and Exchange Commission and the New
York Stock Exchange and shall not have served previously as an executive officer of the Company.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE SEVEN
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The duration of the corporation is perpetual.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE EIGHT
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The purposes for which the corporation is formed are as follows:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(1)&nbsp;To perform bookkeeping services, including the preparation of books of account, balance
sheets and profit and loss statements, to render tax services, including the preparation of tax
returns, and to perform any and all other services directly or indirectly related thereto.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(2)&nbsp;To purchase, lease or otherwise acquire, hold, own, improve, develop, sell, mortgage,
pledge and otherwise deal in and with real and personal property of every kind and description in
the United States of America, and in any territory, colony, dependency or district thereof, and in
any foreign country or countries to the extent that the same may be lawfully permissible.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(3)&nbsp;To buy, sell, utilize, lease, rent, import, export, manufacture, produce, design, prepare,
assemble, fabricate, distribute and otherwise deal in, either at wholesale or retail, or both,
either as principal, agent or on commission, all commodities, goods, wares, merchandise, machinery,
tools, devices, apparatus, equipment and all other personal property, whether tangible or
intangible, of every kind and description.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(4)&nbsp;To buy, purchase, manufacture, assemble, distribute, lease (either as lessor or lessee),
acquire, sell or in any manner dispose of, import, export, use, operate, rent, hire, mortgage,
furnish, grant the use of, repair and generally deal in all kinds of construction, building and
engineering equipment, including, but not limited to, bulldozers, castings,
</DIV>


<P align="right" style="font-size: 10pt"><!-- Folio -->4<!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">cranes, compressors, concrete mixers, drag lines, dump wagons, earth moving machinery and
equipment, plows, pumps, road machines, road rollers, scrapes, shovels, tractors, trucks and
automobile equipment, and in general all kinds of machinery, appliances, devices, implements,
tools, fixtures, instruments, supplies, materials, and property of every kind and description,
usable or adaptable for use by contractors and civil engineers.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(5)&nbsp;To apply for, obtain, purchase, lease, take licenses in respect of or otherwise acquire,
and to hold, own, use, operate, enjoy, turn to account, grant licenses in respect of, manufacture
under, introduce, sell, assign, mortgage, pledge or otherwise dispose of:
</DIV>


<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="8%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">a)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Any and all inventions, devices and processes and any
improvements and modifications thereof;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="8%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">b)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Any and all letters patent of the United States or of any
other country, state or locality, and all rights connected therewith or
appertaining thereto;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="8%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">c)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Any and all copyrights granted by the United States or
any other country, state or locality as aforesaid;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="8%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">d)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Any and all trade-marks, trade names, trade symbols and
other indications of origin and ownership granted by or recognized under the
laws of the United States or of any other country, state or locality as
aforesaid; and to conduct and carry on its business in any or all of its
various branches under any trade name or trade names.</TD>
</TR>

</TABLE>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(6)&nbsp;To engage in, carry on and conduct research, experiments, investigations, analyses,
studies and laboratory work, for the purpose of discovering new products or to improve products,
articles and things and to acquire, own, operate, maintain and dispose of, whenever the corporation
deems such action desirable, laboratories and similar facilities, plants and any and all other
establishments, and to procure, own and hold all necessary equipment in respect thereof, for the
purposes aforesaid.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(7)&nbsp;To enter into any lawful contract or contracts with persons, firms, corporations or other
entities, governments or any agencies or subdivisions thereof, including guaranteeing the
obligations of any person, firm, or corporation or other entity.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(8)&nbsp;To purchase and acquire, as a going concern or otherwise, and to carry on, maintain and
operate all or any part of the property or business of any corporation, firm, association, entity,
syndicate, or person whatsoever, deemed to be of benefit to the corporation, or of use in any
manner in connection with any of its objects or purposes; and to acquire, own, hold and use and
dispose of, upon such terms as may seem advisable to the corporation, any and all property, real,
personal or mixed, and any interest therein deemed necessary, useful or of benefit to the
corporation in any manner in connection with any of its objects or purposes.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(9)&nbsp;To purchase or otherwise acquire, hold, sell, pledge, reissue, transfer or otherwise deal
in shares of the corporation&#146;s own stock, provided that it shall not use its
</DIV>


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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">funds or property for the purchase of its own shares of stock when such use would be in any manner
prohibited by law, by the articles of incorporation or by the bylaws of the corporation; and,
provided further, that shares of its own stock belonging to it shall not be voted upon directly or
indirectly.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(10)&nbsp;To invest, lend and deal with moneys of the corporation in any lawful manner, and to
acquire by purchase, by the exchange of stock or other securities of the corporation, by
subscription or otherwise and to invest in, to hold for investment or for any other purpose, and to
deal in and use, sell, pledge, or otherwise dispose of, and in general to deal in any interest
concerning or enter into any transaction with respect to (including &#147;long&#148; and &#147;short&#148; sales of)
any stocks, bonds, notes, debentures, certificates, receipts and other securities and obligations
of any government, state, municipality, corporation, association or other entity, including
individuals and partnerships and, while owner thereof, to exercise all of the rights, powers and
privileges of ownership, including, among other things, the right to vote thereon for any and all
purposes and to give consent with respect thereto.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(11)&nbsp;To borrow or raise money for any purpose of the corporation and to secure the same and
the interest accruing on any such loan, indebtedness or obligation of the corporation, and for that
or any other purposes to mortgage, pledge, hypothecate or charge all or any part of the present or
hereafter acquired property, rights and franchises of the corporation, real, personal, mixed or of
any character whatever, subject only to limitations specifically imposed by law.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(12)&nbsp;To do any or all of the things hereinabove enumerated alone for its own account, or for
the account of others, or as the agent for others, or in association with others or by or through
others, and to enter into all lawful contracts and undertakings in respect thereof.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(13)&nbsp;To have one or more offices, to conduct its business, carry on its operations and
promote its objects within and without the State of Missouri, in other states, the District of
Columbia, the territories, colonies and dependencies of the United States and in foreign countries,
without restriction as to place, manner or amount, but subject to the laws of such state, district,
territory, colony, dependency or country; and to do any or all of the things herein set forth to
the same extent as natural persons might or could do and in any part of the world, either alone or
in company with others.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(14)&nbsp;In general, to carry on any other business in connection with each and all of the
foregoing or incidental thereto, and to carry on, transact and engage in any and every lawful
business or other lawful thing calculated to be of gain, profit or benefit to the corporation as
fully and freely as a natural person might do, to the extent and in the manner, anywhere within or
without the State of Missouri, as it may from time to time determine; and to have and exercise each
and all of the powers and privileges, either direct or incidental, which are given and provided by
or are available under the laws of the State of Missouri in respect of private corporations
organized for profit thereunder; provided, however, that the corporation shall not engage in any
activity for which a corporation may not be formed under the laws of the State of Missouri.
</DIV>


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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">




<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;It is the intention that each of the objects, purposes and powers specified in each of the
paragraphs in this Article&nbsp;Eight shall be in no wise limited or restricted by reference to or
inference from the terms of any other paragraph, but that the objects, purposes and powers
specified in each of the paragraphs of this Article&nbsp;Eight shall be regarded as independent objects,
purposes and powers. The enumeration of the specific objects, purposes and powers of this Article
shall not be construed to restrict in any manner the general objects, purposes and powers of this
corporation, nor shall the expression of one thing be deemed to exclude another, although it be of
like nature. The enumeration of objects, purposes or powers herein shall not be deemed to exclude
or in any way limit by inference any objects, purposes or powers which this corporation has power
to exercise, whether expressly or by force of the laws of the State of Missouri, now or hereafter
in effect, or impliedly by any reasonable construction of such laws.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE NINE
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The private property of the shareholders shall not be subject to the payment of the corporate
debt of the corporation.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE TEN
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Both the shareholders and directors shall have power, if the Bylaws so provide, to hold their
meetings and to have one or more offices within or without the State of Missouri, and to keep books
and records of the corporation business (subject to the provisions of the applicable laws of
Missouri) outside of the State of Missouri, at such places as may be from time to time designated
by the Board of Directors.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE ELEVEN
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any contract, transaction or act of the corporation or of the directors, which shall be
ratified by a majority of a quorum of the shareholders having voting power at any annual meeting,
or at any special meeting called for such purpose, shall, except as otherwise specifically provided
by law or by the Articles of Incorporation, be as valid and as binding as though ratified by every
shareholder of the corporation; provided, however, that any failure of the shareholders to approve
or ratify such contract, transaction or act, when and if submitted, shall not of itself be deemed
in any way to render the same invalid, nor deprive the directors of their right to proceed with
such contract, transaction or act.
</DIV>





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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">




<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE TWELVE
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In case the corporation enters into contracts or transacts business with one or more of its
directors, or with any firm of which one or more of its directors are members, or with any other
corporation or association of which one or more of its directors are members or shareholders,
directors or officers, such transaction or transactions shall not be invalidated or in any way
affected by the fact that such director or directors have or may have interests therein which are
or might be adverse to the interests of this corporation; provided that such contract or
transaction is entered into in good faith and authorized or ratified in the usual course of
business as may be provided for in the Bylaws of this corporation.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE THIRTEEN
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The corporation reserves the right to amend, alter, change, or repeal any provision contained
in these Articles of Incorporation, in the manner as hereafter prescribed by statute, and all
rights conferred upon stockholders herein are granted subject to this reservation.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE FOURTEEN
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Special meetings of the shareholders for any lawful purpose or purposes may be called only by
a majority of the Board of Directors, by the holders of not less than a majority of all outstanding
shares of stock of the corporation entitled to vote at an annual meeting, by the Chairman of the
Board or by the President.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE FIFTEEN
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The affirmative vote of not less than a majority of the outstanding shares of the corporation
entitled to vote on the matter and represented in person or by proxy at a meeting at which a quorum
is present, unless a greater vote is required by law, shall be required for the approval or
authorization of any Business Transaction (as hereinafter defined) with a Related Person (as
hereinafter defined), whether or not such Business Transaction was approved prior to the time the
Related Person became a Related Person, unless:
</DIV>


<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="6%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(1)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The Business Transaction shall have been approved by a two-thirds vote of
the Continuing Directors (as hereinafter defined); or</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="6%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(2)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The Business Transaction is a merger or consolidation and the cash or
fair market value of the property, securities or other consideration to be received
per share by the holders of each class of stock of the corporation in the Business
Transaction is not less than such Related Person&#146;s Highest Purchase Price (as
hereinafter defined).</TD>
</TR>




</TABLE>
</DIV>
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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV style="margin-top: 6pt"><TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">



</TABLE>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For purposes of this Article&nbsp;Fifteen:
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="6%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">1.</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The term &#147;Business Transaction&#148; shall mean: (a)&nbsp;any merger or
consolidation of the corporation or any subsidiary of the corporation; (b)&nbsp;any
sale, lease, exchange, mortgage, pledge, transfer or other disposition (in one
transaction or a series of transactions) of all or a Substantial Part (as
hereinafter defined) of the assets of the corporation or any subsidiary; (c)&nbsp;the
issuance, sale, exchange, transfer or other disposition by the corporation or any
subsidiary of any securities of the corporation or any subsidiary; (d)&nbsp;any
reclassification of securities (including any reverse stock split) or
recapitalization of the corporation or any other transaction which has the effect,
directly or indirectly, of increasing the voting power of a Related Person; (e)
any liquidation, spinoff, split-up or dissolution of the corporation; and (f)&nbsp;any
agreement, contract or other arrangement providing for any of the transactions
described in this definition of Business Transaction.</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="6%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">2.</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The term &#147;Related Person&#148; shall mean and include any individual,
corporation, partnership or other person or entity, other than the corporation or
any wholly-owned subsidiary thereof, which, together with its &#147;Affiliates&#148; and
&#147;Associates&#148; (as defined on June&nbsp;1, 1983 in Rule&nbsp;12b-2 under the Securities
Exchange Act of 1934 (the &#147;Exchange Act&#148;), &#147;Beneficially Owns&#148; (as defined on June
1, 1983, in Rule&nbsp;13d-3 under the Exchange Act) in the aggregate 15&nbsp;percent or more
of the outstanding shares of the corporation entitled to vote in an election of
directors at the time a resolution approving the Business Transaction is adopted
by a two-thirds vote of the corporation&#146;s Board of Directors or on the record date
for the determination of shareholders entitled to notice of and to vote on the
Business Transaction, and any Affiliate or Associate of any such individual,
corporation, partnership or other person or entity.</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="6%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">3.</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The term &#147;Continuing Director&#148; shall mean any member of the Board of
Directors of the corporation who was either a member of the Board of Directors prior
to the time that the Related Person became a Related Person or who subsequently
became a director of the corporation and whose election, or nomination for election
by the corporation&#146;s shareholders, was approved by a vote of a majority of the
Continuing Directors.</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="6%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">4.</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The term &#147;Highest Purchase Price&#148; shall mean the highest amount of
consideration paid by such Related Person for a share of the corporation&#146;s Common
Stock within one year prior to the date such person became a Related Person or in
the transaction that resulted in such Related Person becoming a Related Person,
provided that the Highest Purchase Price shall be appropriately adjusted for stock
splits, stock dividends and like distributions.</TD>
</TR>




</TABLE>
</DIV>
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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV style="margin-top: 6pt"><TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">


<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="6%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">5.</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The term &#147;Substantial Part&#148; shall mean more than 20% of the fair
market value of the total assets of the entity in question, as of the end of its
most recent fiscal year ending prior to the time the determination is made.</TD>
</TR>

</TABLE>
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">ARTICLE SIXTEEN
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The affirmative vote of the holders of not less than a majority of the outstanding shares of
stock of this corporation entitled to vote generally in the election of directors shall be
required to amend, modify, alter or repeal any provision of these Articles of Incorporation. The
affirmative vote of the holders of not less than a majority of outstanding shares of stock of this
corporation entitled to vote generally in the election of directors and represented in person or by
proxy at a meeting at which a quorum is present shall be required to amend, modify, alter, or
repeal any provision of the corporation&#146;s Bylaws, provided that the power of the Board of Directors
to amend, modify, alter or repeal any Bylaw shall be governed by Section&nbsp;E of Article&nbsp;Six.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;IN WITNESS WHEREOF, the undersigned has caused these Amended and Restated Articles of
Incorporation to be executed this 15th day of October, 2008.
</DIV>


<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">H &#038; R BLOCK, INC.<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" style="border-bottom: 1px solid #000000" align="left">/s/    Bret G. Wilson
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Bret G. Wilson&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Vice President and Secretary&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
</TABLE>


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<TYPE>EX-3.2
<SEQUENCE>3
<FILENAME>c64703exv3w2.htm
<DESCRIPTION>EX-3.2
<TEXT>
<HTML>
<HEAD>
<TITLE>exv3w2</TITLE>
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<BODY bgcolor="#FFFFFF">
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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="right" style="font-size: 10pt; margin-top: 12pt"><B>Exhibit&nbsp;3.2</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt">AMENDED AND RESTATED<BR>
BYLAWS<BR>
OF<BR>
H &#038; R BLOCK, INC.
</DIV>


<DIV align="Center" style="font-size: 10pt; margin-top: 6pt">(as amended through September&nbsp;30, 2010)
</DIV>

<DIV align="Center" style="font-size: 10pt; margin-top: 6pt">OFFICES
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.&nbsp;OFFICES. The corporation shall maintain a registered office in the State of Missouri, and
shall have a resident agent in charge thereof. The location of the registered office and name of
the resident agent shall be designated in the Articles of Incorporation, or by resolution of the
board of directors, on file in the appropriate offices of the State of Missouri. The corporation
may maintain offices at such other places within or without the State of Missouri as the board of
directors shall designate.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">SEAL
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.&nbsp;SEAL. The corporation shall have a corporate seal inscribed with the name of the
corporation and the words &#147;Corporate Seal &#151; Missouri&#148;. The form of the seal may be altered at
pleasure and shall be used by causing it or a facsimile thereof to be impressed, affixed,
reproduced or otherwise used.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">SHAREHOLDERS&#146; MEETINGS
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.&nbsp;PLACE OF MEETINGS. All meetings of the shareholders shall be held at the principal office
of the corporation in Missouri, except such meetings as the board of directors (to the extent
permissible by law) expressly determines shall be held elsewhere, in which case such meetings may
be held at such other place or places, within or without the State of Missouri, as the board of
directors shall have determined.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.&nbsp;ANNUAL MEETING. (a) <U>Date And Time</U>. The annual meeting of shareholders shall be
held on the first Wednesday in September of each year, if not a legal holiday, and if a legal
holiday, then on the first business day following, at 9:00 a.m., or on such other date as the board
of directors may specify, when directors shall be elected and such other business transacted as may
be properly brought before the meeting.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;<U>Business Conducted</U>. At an annual meeting of shareholders, only such business
shall be conducted as shall have been properly brought before the meeting. To be properly brought
before an annual meeting, business must be (i)&nbsp;specified in the notice of meeting (or any
supplement thereto) given by or at the direction of the board, (ii)&nbsp;otherwise properly brought
before the meeting by or at the direction of the board, or (iii)&nbsp;otherwise properly brought before
the meeting by a shareholder who was a shareholder of record both at the time of giving of notice
provided for in this section 4(b) and at the time of the meeting, who is entitled to vote at the
meeting and who has complied with the notice and other requirements of this section 4(b).
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For business (other than nominations for elections as directors)to be properly brought before
an annual meeting by a shareholder, the shareholder must have given timely notice of the business
in writing to the secretary of the corporation and such business must be a proper subject for
action by the corporation&#146;s shareholders under applicable law.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To be timely, a shareholder&#146;s notice must be received by the secretary at the principal
executive offices of the corporation at least 45&nbsp;days before the date in the year of the annual
meeting corresponding to the date on which the corporation first mailed its proxy statements for
the prior year&#146;s annual meeting of shareholders. Such notice shall set forth as to each matter the
shareholder proposes to bring before the meeting:
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="3%" nowrap align="left">(i)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>a brief description of the business desired to be brought before the annual meeting;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="3%" nowrap align="left">(ii)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>the text of the proposal or business (including any proposed resolutions) and, if such
business includes (to the extent, if any, permitted) a proposal to amend the Articles of
Incorporation or the Bylaws, the language of the proposed amendment;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="3%" nowrap align="left">(iii)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>the reasons for conducting such business at the annual meeting;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="3%" nowrap align="left">(iv)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>any material interest of such shareholder (and of the beneficial owner, if any, on whose
behalf the proposal is made) in such business; and</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="3%" nowrap align="left">(v)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>as to the shareholder giving the notice and the beneficial owner, if any, on whose behalf the
proposal is made (A)&nbsp;the name and address, as they appear on the corporation&#146;s books, of such
shareholder and of such beneficial owner, (B)&nbsp;the class or series and number of shares of
capital stock of the corporation that are, directly or indirectly, owned beneficially and of
record by such shareholder and such beneficial owner, (C)&nbsp;any option, warrant, convertible
security, stock appreciation right, or similar right with an exercise or conversion privilege
or a settlement payment or mechanism at a price related to any class or series of shares of
the corporation or with a value derived in whole or in part from the value of any class or
series of shares of the corporation, whether or not such instrument or right shall be subject
to settlement in the underlying class or series of capital stock of the corporation or
otherwise (a &#147;Derivative Instrument&#148;) directly or indirectly owned beneficially by such
shareholder or beneficial owner and any other direct or indirect opportunity to profit or
share in any profit derived from any increase or decrease in the value of shares of the
corporation, (D)&nbsp;any proxy, contract, arrangement, understanding, or relationship pursuant to
which such shareholder has a right to vote any shares of any security of the corporation, (E)
any short interest of such shareholder or beneficial owner in any security of the corporation
(for purposes of this bylaw a person shall be deemed to have a short interest in a security if
such person directly or indirectly, through any contract, arrangement, understanding,
relationship or otherwise, has the opportunity to profit or share in any profit derived from
any decrease in the value of the subject security), (F)&nbsp;any rights to dividends on the shares
of the corporation owned beneficially by such shareholder that are separated or separable from
the underlying shares of the corporation, (G)&nbsp;any proportionate interest in shares of the
corporation or Derivative Instruments held, directly or indirectly, by a general or limited
partnership in which such</TD>
</TR>

</TABLE>
</DIV>
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<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV style="margin-top: 6pt"><TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">


<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="3%" nowrap align="left">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>shareholder is a general partner or, directly or indirectly, beneficially owns an interest
in a general partner, (H)&nbsp;any performance-related fees (other than an asset-based fee) that
such shareholder is entitled to based on any increase or decrease in the value of shares of
the corporation or Derivative Instruments, if any, as of the date of such notice, including
without limitation any such interests held by members of such shareholder&#146;s immediate family
sharing the same household (which information shall be supplemented by such shareholder and
beneficial owner, if any, not later than 10&nbsp;days after the record date for the meeting to
disclose such ownership as of the record date) and (I)&nbsp;any other filings required to be made
in connection with solicitations of proxies for the proposal pursuant to Section&nbsp;14 of the
Exchange Act and the rules and regulations promulgated thereunder, (J)&nbsp;whether the
shareholder or beneficial owner, if any, intends, or is part of a group that intends to
deliver a proxy statement and/or form of proxy to holders of at least the percentage of the
corporation&#146;s outstanding capital stock required to approve or adopt the proposal or
otherwise solicit proxies from shareholders in support of such proposal, and (K)&nbsp;a
representation that the shareholder (or a qualified representative of the shareholder)
intends to appear in person at the meeting to propose such business.</TD>
</TR>

</TABLE>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 0%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Only such business shall be conducted at the annual meeting as has been brought before the
meeting in accordance with the procedures set forth in this section 4(b). The chairman of an
annual meeting shall determine whether any proposal to bring business before the meeting was made
in accordance with the provisions of this section 4(b) and is a proper subject for shareholder
action pursuant to this section 4(b) and applicable law, and if proposed business is not in
compliance with this section 4(b) or not a proper subject for shareholder action, to declare that
such defective proposal be disregarded and not transacted. The chairman of the annual meeting
shall have sole authority to decide questions of compliance with the foregoing procedures, and his
or her ruling shall be final. This provision shall not prevent the consideration and approval or
disapproval at the meeting of reports of officers, directors and committees of the Board of
Directors; provided that no new business shall be acted upon at the meeting in connection with such
reports unless stated, submitted and received as herein provided.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding anything to the contrary in this section 4(b), (i)&nbsp;if the shareholder (or a
qualified representative of the shareholder) does not appear at the meeting of shareholders to
propose such business, such business shall not be transacted (notwithstanding that proxies in
respect of such vote may have been received by the corporation), and (ii)&nbsp;a shareholder shall also
comply with state law and the Exchange Act and the rules and regulations thereunder with respect
to the matters set forth in this section 4(b). Nothing in this section 4(b) shall be deemed to
affect any rights of shareholders to request inclusion of proposals in, or the corporation&#146;s right
to omit proposals from, the corporation&#146;s proxy statement and form of proxy pursuant to Rule&nbsp;14a-8
under the Exchange Act or any successor provision. The provisions of this Section 4(b) shall also
govern what constitutes timely notice for purposes of Rule&nbsp;14a-4(c) (and any successor provision)
under the Exchange Act.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;<U>Say on Pay Resolution</U>. It shall be the practice of the Company to present at the
annual meeting of shareholders a resolution calling for an advisory vote on overall executive
compensation programs, including the linkage of overall pay to performance.
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.&nbsp;SPECIAL MEETINGS. Special meetings of the shareholders may be called at any time by the
chairman of the board, by the chief executive officer or by the president, or at any time upon the
written request of a majority of the board of directors, or upon the written request of the holders
of not less than a majority of the stock of the corporation entitled to vote in an election of
directors. Each call for a special meeting of the shareholders shall state the time, the day, the
place and the purpose or purposes of such meeting and shall be in writing, signed by the persons
making the same and delivered to the secretary. No business shall be transacted at a special
meeting other than such as is included in the purposes stated in the call.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.&nbsp;CONDUCT OF ANNUAL AND SPECIAL MEETINGS. The chairman of the board, or in his absence the
chief executive officer or the president, shall preside as the chairman of the meeting at all
meetings of the shareholders. The chairman of the meeting shall be vested with the power and
authority to (i)&nbsp;maintain control of and conduct an orderly meeting; (ii)&nbsp;exclude any shareholder
from the meeting for failing or refusing to comply with any of the procedural standards or rules or
conduct or any reasonable request of the chairman; and (iii)&nbsp;appoint inspectors of elections,
prescribing their duties, and administer any oath that may be required under Missouri law. The
ruling of the presiding officer on any matter shall be final and exclusive. The presiding officer
shall establish the order of business and such rules and procedures for conducting the meeting as
in his or her sole and complete discretion he or she determines necessary, appropriate or
convenient under the circumstances, including (without limitation) (i)&nbsp;an agenda or order of
business for the meeting, (ii)&nbsp;rules and procedures for maintaining order at the meeting and the
safety of those present, (iii)&nbsp;limitations on participation in such meeting to shareholders of
record of the corporation and their duly authorized and constituted proxies and such other persons
as the presiding officer shall permit, (iv)&nbsp;restrictions on entry to the meeting after the time
fixed for commencement thereof, (v)&nbsp;limitations on the time allotted to questions or comments by
participants and (vi)&nbsp;regulation of the voting or balloting as applicable, including (without
limitation) matters that are to be voted on by ballot, if any. Unless and to the extent determined
by the Board of Directors or the presiding officer, meetings of shareholders shall not be required
to be held in accordance with rules of parliamentary procedure.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.&nbsp;NOTICES. Written or printed notice of each meeting of the shareholders, whether annual or
special, stating the place, date and time thereof and in case of a special meeting, the purpose or
purposes thereof shall be delivered or mailed to each shareholder entitled to vote thereat, not
less than ten nor more than seventy days prior to the meeting, unless, as to a particular matter,
other or further notice is required by law, in which case such other or further notice shall be
given. Any notice of a shareholders&#146; meeting sent by mail shall be deemed to be delivered when
deposited in the United States mail with postage prepaid thereon, addressed to the shareholder at
his address as it appears on the books of the corporation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.&nbsp;WAIVER OF NOTICE. Whenever any notice is required to be given under the provisions of
these bylaws, the Articles of Incorporation of the corporation, or of any law, a waiver thereof, if
not expressly prohibited by law, in writing signed by the person or persons entitled to such
notice, shall be deemed the equivalent to the giving of such notice.
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.&nbsp;QUORUM. Except as otherwise may be provided by law, by the Articles of Incorporation of
the corporation or by these bylaws, the holders of a majority of the shares issued and outstanding
and entitled to vote thereat, present in person or by proxy, shall be required for and shall
constitute a quorum at all meetings of the shareholders for the transaction of business. Every
decision of a majority in amount of shares of such quorum shall be valid as a corporate act, except
in those specific instances in which a larger vote is required by law or by the Articles of
Incorporation. If a quorum be not present at any meeting, the shareholders entitled to vote
thereat, present in person or by proxy, shall have power to adjourn the meeting to a specified date
not longer than 90&nbsp;days after such adjournment without notice other than announcement at the
meeting, until the requisite amount of voting shares shall be present. At such adjourned meeting
at which the requisite amount of voting shares shall be represented any business may be transacted
which might have been transacted at the meeting as originally notified.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.&nbsp;PROXIES. At any meeting of the shareholders, every shareholder having the right to vote
shall be entitled to vote in person or by proxy appointed by an instrument in writing subscribed by
such shareholder and bearing a date not more than eleven months prior to said meeting unless said
instrument provides that it shall be valid for a longer period.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.&nbsp;VOTING. Each shareholder shall have one vote for each share of stock having voting power
registered in his name on the books of the corporation and except where the transfer books of the
corporation shall have been closed or a date shall have been fixed as a record date for the
determination of its shareholders entitled to vote, no share of stock shall be voted at any
election for directors which shall have been transferred on the books of the corporation within
seventy days preceding such election of directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Shareholders shall have no right to vote cumulatively for the election of directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A shareholder holding stock in a fiduciary capacity shall be entitled to vote the shares so
held, and a shareholder whose stock is pledged shall be entitled to vote unless, in the transfer by
the pledgor on the books of the corporation, he shall have expressly empowered the pledgee to vote
thereon, in which case only the pledgee or his proxy may represent said stock and vote thereon.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.&nbsp;SHAREHOLDERS&#146; LISTS. A complete list of the shareholders entitled to vote at every
election of directors, arranged in alphabetical order, with the address of and the number of voting
shares held by each shareholder, shall be prepared by the officer having charge of the stock books
of the corporation and for at least ten days prior to the date of the election shall be open at the
place where the election is to beheld, during the usual hours for business, to the examination of
any shareholder and shall be produced and kept open at the place of the election during the whole
time thereof to the inspection of any shareholder present. The original or duplicate stock ledger
shall be the only evidence as to who are shareholders entitled to examine such lists, or the books
of the corporation, or to vote in person or by proxy, at such election. Failure to comply with the
foregoing shall not affect the validity of any action taken at any such meeting.
</DIV>

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</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.&nbsp;RECORDS. The corporation shall maintain such books and records as shall be dictated by
good business practice and by law. The books and records of the corporation may be kept at any one
or more offices of the corporation within or without the State of Missouri, except that the
original or duplicate stock ledger containing the names and addresses of the shareholders, and the
number of shares held by them, shall be kept at the registered office of the corporation in
Missouri. Every shareholder shall have a right to examine, in person, or by agent or attorney, at
any reasonable time, for any reasonable purpose, the bylaws, stock register, books of account, and
records of the proceedings of the shareholders and directors, and to make copies of or extracts
from them.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">DIRECTORS
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;14.&nbsp;NUMBER AND POWERS OF THE BOARD. The property and business of this corporation shall be
managed by a board of directors, and the number of directors to constitute the board shall be not
less than seven nor more than twelve, the exact number to be fixed by a resolution adopted by the
affirmative vote of a majority of the whole board of directors. Directors need not be
shareholders. In addition to the powers and authorities by these bylaws expressly conferred upon
the board of directors, the board may exercise all such powers of the corporation and do or cause
to be done all such lawful acts and things as are not prohibited, or required to be exercised or
done by the shareholders only.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;15.&nbsp;INCUMBENCY OF DIRECTORS. (a) <U>Election And Term Of Office</U>. Directors shall be
elected at each annual meeting of shareholders to hold office until the next succeeding annual
meeting of shareholders or until such director&#146;s successor has been elected and qualified. The
term of office of each director shall begin immediately after his or her election and each director
shall hold office until the next succeeding annual meeting of shareholders or until such director&#146;s
successor has been elected and qualified and subject to prior death, resignation, retirement or
removal from office of a director. No decrease in the number of directors constituting the board
of directors shall reduce the term of any incumbent director. No person shall serve as a director
for a period or consecutive periods that extend beyond the twelfth annual shareholders meeting
following the annual shareholders meeting at which such person was first elected to the board of
directors by the shareholders.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;<U>Removal</U>. Any director, or directors, or the entire board of directors of the
corporation may be removed, with or without cause, at any time but only by the affirmative vote of
the holders of at least a majority of the outstanding shares of each class of stock of the
corporation entitled to elect one or more directors at a meeting of the shareholders called for
such purpose.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;<U>Qualification of Directors</U>. To qualify for election or service as a director of
the corporation, each incumbent director shall agree to resign from any portion of his or her
current term that extends beyond the certification of election results of the next annual election
of directors.
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16.&nbsp;VACANCIES. Any newly created directorship resulting from an increase in the number of
directors, and any vacancy occurring on the board of directors through death, resignation,
disqualification, disability or any other cause, may be filled by vote of a majority of the
surviving or remaining directors then in office, although less than a quorum, or by a sole
remaining director. Any director so elected to fill a vacancy shall hold office for the unexpired
portion of the term of the director whose place shall be vacated and until the election and
qualification of his successor.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;17.&nbsp;MEETINGS OF THE NEWLY ELECTED BOARD OF DIRECTORS &#151; NOTICE. The first meeting of each
newly elected board, which shall be deemed the annual meeting of the board, shall be held on the
same day as the annual meeting of shareholders, or as soon thereafter as practicable, at such time
and place, either within or without the State of Missouri, as shall be designated by the president.
No notice of such meeting shall be necessary to the continuing or newly elected directors in order
legally to constitute the meeting, provided that a majority of the whole board shall be present; or
the members of the board may meet at such place and time as shall be fixed by the consent in
writing of all of the directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;18.&nbsp;NOTICE. (a) <U>Regular Meetings</U>. Regular meetings of the board of directors may
be held without notice at such place or places, within or without the State of Missouri, and at
such time or times, as the board of directors may from time to time fix by resolution adopted by
the whole board. Any business may be transacted at a regular meeting.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;<U>Special Meetings</U>. Special meetings of the board of directors may be called by
the chairman, the chief executive officer, the president or any two directors. Notice thereof
stating the place, date and hour of the meeting shall be given to each director either by mail not
less than 48 hours before the date of the meeting, by telephone or telegram on 24 hours&#146; notice, or
on such shorter notice as the person or persons calling such meeting may deem necessary or
appropriate in the circumstances. The place may be within or without the State of Missouri as
designated in the notice. The &#147;call&#148; and the &#147;notice&#148; of any such meeting shall be deemed
synonymous.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;19.&nbsp;QUORUM. At all meetings of the board of directors a majority of the whole board shall,
unless a greater number as to any particular matter is required by statute, by the Articles of
Incorporation or by these bylaws, constitute a quorum for the transaction of business, and the act
of a majority of the directors present at any meeting at which there is a quorum shall be the act
of the board of directors. Less than a quorum may adjourn the meeting successively until a quorum
is present, and no notice of adjournment shall be required.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The foregoing provisions relating to a quorum for the transaction of business shall not be
affected by the fact that one or more of the directors have or may have interests in any matter to
come before a meeting of the board, which interests are or might be adverse to the interests of
this corporation. Any such interested director or directors shall at all times be considered as
present for the purpose of determining whether or not a quorum exists, provided such director or
directors are in attendance and do not waive the right to vote.
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;20.&nbsp;NOMINATIONS FOR ELECTION AS DIRECTORS. Only persons who are nominated in accordance with
the following procedures shall be eligible for election as directors. Nominations of persons for
election to the board of directors may be made at a meeting of shareholders (i)&nbsp;by or at the
direction of the board of directors or by any nominating committee or person appointed by the board
of directors or (ii)&nbsp;by any shareholder of the corporation entitled to vote for the election of
directors at the meeting who complies with the notice procedures set forth in this section 20;
clause (ii)&nbsp;shall be the exclusive means for a shareholder to make nominations of persons for
election to the board of directors at any annual meeting of shareholders. Such nominations, other
than those made by or at the direction of the board, shall be made pursuant to timely notice in
writing to the secretary.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To be timely, a shareholder&#146;s notice shall be delivered to or mailed and received at the
principal executive offices of the corporation not less than 45&nbsp;days before the date in the year of
the annual meeting corresponding to the date on which the corporation first mailed its proxy
materials for the prior year&#146;s annual meeting of shareholders. Such shareholder&#146;s notice to the
secretary shall set forth as to each person whom the shareholder proposes to nominate for election
or reelection as a director, such person&#146;s name, age, business address, residence address, and
principal occupation or employment, the class and number of shares of capital stock of the
corporation that are beneficially owned by such person, and any other information relating to such
person that is required to be disclosed in solicitations for proxies for election of directors
pursuant to Regulation&nbsp;14A under the Securities Exchange Act of 1934, as amended. Such
shareholder&#146;s notice to the secretary shall also set forth as to the shareholder giving the notice
and the beneficial owner, if any, on whose behalf the nomination is made, (A)&nbsp;the name and address,
as they appear on the corporation&#146;s books, of such shareholder and of such beneficial owner, (B)
the class or series and number of shares of capital stock of the corporation that are, directly or
indirectly, owned beneficially and of record by such shareholder and such beneficial owner, (C)&nbsp;any
option, warrant, convertible security, stock appreciation right, or similar right with an exercise
or conversion privilege or a settlement payment or mechanism at a price related to any class or
series of shares of the corporation or with a value derived in whole or in part from the value of
any class or series of shares of the corporation, whether or not such instrument or right shall be
subject to settlement in the underlying class or series of capital stock of the corporation or
otherwise (a &#147;Derivative Instrument&#148;) directly or indirectly owned beneficially by such shareholder
or beneficial owner and any other direct or indirect opportunity to profit or share in any profit
derived from any increase or decrease in the value of shares of the corporation, (D)&nbsp;any proxy,
contract, arrangement, understanding, or relationship pursuant to which such shareholder has a
right to vote any shares of any security of the corporation, (E)&nbsp;any short interest of such
shareholder or beneficial owner in any security of the corporation (for purposes of this bylaw a
person shall be deemed to have a short interest in a security if such person directly or
indirectly, through any contract, arrangement, understanding, relationship or otherwise, has the
opportunity to profit or share in any profit derived from any decrease in the value of the subject
security), (F)&nbsp;any rights to dividends on the shares of the corporation owned beneficially by such
shareholder that are separated or separable from the underlying shares of the corporation, (G)&nbsp;any
proportionate interest in shares of the corporation or Derivative Instruments held, directly or
indirectly, by a general or limited partnership in which such shareholder is a general partner or,
directly or indirectly, beneficially owns an interest in a general partner, (H)&nbsp;any
performance-related fees (other than an asset-based fee) that such shareholder is entitled to
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">based
on any
increase or decrease in the value of shares of the corporation or Derivative Instruments, if any,
as of the date of such notice, including without limitation any such interests held by members of
such shareholder&#146;s immediate family sharing the same household (which information shall be
supplemented by such shareholder and beneficial owner, if any, not later than 10&nbsp;days after the
record date for the meeting to disclose such ownership as of the record date) and (I)&nbsp;any other
filings required to be made in connection with solicitations of proxies for the election of
directors in a contested election pursuant to Section&nbsp;14 of the Exchange Act and the rules and
regulations promulgated thereunder. The corporation may require any proposed nominee to furnish
such other information as may reasonably be required by the corporation to determine the
eligibility of such proposed nominee to serve as a director of the corporation.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The chairman of the meeting shall, if the facts warrant, determine and declare to the meeting
that a nomination was not made in accordance with the foregoing procedure, and if he should so
determine, he shall so declare to the meeting and the defective nomination shall be disregarded.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;21.&nbsp;DIRECTORS&#146; ACTION WITHOUT MEETING. If all the directors severally or collectively consent
in writing to any action to be taken by the directors, such consents shall have the same force and
effect as a unanimous vote of the directors at a meeting duly held. The secretary shall file such
consents with the minutes of the meetings of the board of directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;22.&nbsp;WAIVER. Any notice provided or required to be given to the directors may be waived in
writing by any of them, whether before, at, or after the time stated therein. Attendance of a
director at any meeting shall constitute a waiver of notice of such meeting except where he attends
for the express purpose of objecting to the transaction of any business thereat because the meeting
is not lawfully called or convened.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23.&nbsp;INDEMNIFICATION OF DIRECTORS AND OFFICERS AND CONTRIBUTION. (a) <U>Scope of
Indemnification</U>. The corporation shall indemnify any director, and may indemnify any officer,
of the corporation who was or is a party or witness, or is threatened to be made a party or
witness, to any threatened, pending or completed action, suit or proceeding (including, without
limitation, an action, suit or proceeding by or in the right of the corporation), whether civil,
criminal, administrative or investigative (including a grand jury proceeding), by reason of the
fact that the person is or was (i)&nbsp;a director or officer of the corporation or (ii)&nbsp;serving at the
request of the corporation, as a director, officer, employee, agent, partner or trustee (or in any
similar position) of another corporation, partnership, joint venture, trust, employee benefit plan
or other enterprise, to the fullest extent authorized or permitted by the Missouri General and
Business Corporation Law and any other applicable law, as the same exists or may hereinafter be
amended (but, in the case of any such amendment, only to the extent that such amendment permits the
corporation to provide broader indemnification rights than said law permitted the corporation to
provide prior to such amendment), against expenses (including attorneys&#146; fees), judgments, fines
and amounts paid in settlement actually and reasonably incurred by the person in connection with
such action, suit or proceeding, or in connection with any appeal thereof; <I>provided, however, </I>that,
except as provided in section 23(b) with respect to proceedings to enforce rights to
indemnification, the corporation shall indemnify any person in connection with an action, suit or
proceeding (or part thereof) initiated by such person only if the initiation of
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">such action, suit or proceeding (or part thereof) was authorized by the board of directors. Any
right to indemnification hereunder shall include the right to payment by the corporation of
expenses incurred in connection with any such action, suit or proceeding in advance of its final
disposition; <I>provided, however, </I>that any payment of such expenses incurred by a director or officer
in advance of the final disposition of such action, suit or proceeding shall be made only upon
delivery to the corporation of an undertaking, by or on behalf of such director or officer, to
repay all amounts so advanced unless it should be determined ultimately that such director or
officer is entitled to be indemnified under this section or otherwise.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;<U>Payment, Determination and Enforcement</U>. Any indemnification or advancement of
expenses required under this section shall be made promptly. If a determination by the corporation
that a director is entitled to indemnification is required, and the corporation fails to make such
determination within ninety days after final determination of an action, suit or proceeding, the
corporation shall be deemed to have approved such request. If with respect to director
indemnification the corporation denies indemnification or a written request for advancement of
expenses, in whole or in part, or if payment in full pursuant to such determination or request is
not made within thirty days, the right to indemnification and advancement of expenses as granted by
this section shall be enforceable by the director in any court of competent jurisdiction. Such
director&#146;s costs and expenses incurred in connection with successfully establishing the right to
indemnification, in whole or in part, in any such action or proceeding shall also be indemnified by
the corporation. It shall be a defense to any such action (other than an action brought to enforce
a claim for the advancement of expenses pursuant to this section where the required undertaking has
been received by the corporation) that the claimant has not met the applicable standard of conduct
set forth in Sections&nbsp;351.355.1 or 351.355.2 of the Missouri General and Business Corporation Law,
but the burden of proving such defense shall be on the corporation. Neither the failure of the
corporation (including the board of directors, independent legal counsel or the shareholders) to
have made a determination prior to the commencement of such action that indemnification of the
claimant is proper in the circumstances because the person has met the applicable standard of
conduct set forth in the Missouri General and Business Corporation Law, nor the fact that there has
been an actual determination by the corporation (including the board of directors, independent
legal counsel or the shareholders) that the claimant has not met such applicable standard of
conduct, shall be a defense to the action or create a presumption that the claimant has not met the
applicable standard of conduct.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;<U>Nonexclusivity, Duration and Indemnification Agreements</U>. The indemnification and
advancement of expenses provided by, or granted pursuant to, this section shall not be deemed
exclusive of any other rights to which those seeking indemnification or advancement of expenses may
be entitled either under the Articles of Incorporation or any other bylaw, agreement, vote of
shareholders or disinterested directors or otherwise, both as to action in the person&#146;s official
capacity and as to action in another capacity while holding such office, and shall continue as to a
person who has ceased to be a director or officer, and shall inure to the benefit of the heirs,
executors and administrators of such person. Any repeal or modification of the provisions of this
section 23 shall not affect any obligations of the corporation or any rights regarding
indemnification and advancement of expenses of a director or officer with respect to any
threatened, pending or completed action, suit or proceeding in which the alleged cause of action
accrued at any time prior to such repeal or modification. Upon approval of a majority of a
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">quorum of disinterested directors, the corporation may enter into indemnification agreements with
officers and directors of the corporation, or extend indemnification to officers, employees or
agents of the corporation, upon such terms and conditions as may be deemed appropriate.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;<U>Insurance</U>. The corporation may purchase and maintain insurance, at its expense,
to protect itself and any person who is or was a director, officer, employee or agent of the
corporation, or is or was serving at the request of the corporation as a director, officer,
employee, agent, partner or trustee of another corporation, partnership, joint venture, trust,
employment benefit plan or other enterprise against any liability asserted against the person and
incurred by the person in any such capacity, or arising out of his or her status as such, whether
or not the corporation would have the power to indemnify the person against such liability under
the provisions of this section, the Missouri General and Business Corporation Law or otherwise.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;<U>Severability</U>. If this section or any portion thereof shall be invalidated on any
ground by any court of competent jurisdiction, then the corporation shall nevertheless indemnify
each director of the corporation as to expenses (including attorneys&#146; fees), judgments, fines and
amounts paid in settlement with respect to any action, suit or proceeding, whether civil, criminal,
administrative or investigative, including (without limitation) a grand jury proceeding and an
action, suit or proceeding by or in the right of the corporation, to the fullest extent authorized
or permitted by any applicable portion of this section that shall not have been invalidated by the
Missouri General and Business Corporation Law or by any other applicable law.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;<U>Contribution</U>. In order to provide for just and equitable contribution in
circumstances in which the indemnification provided for in this section is held by a court of
competent jurisdiction to be unavailable in whole or part to a director, the corporation shall
contribute to the payment of the indemnitee&#146;s losses that would have been so indemnified in an
amount that is just and equitable in the circumstances, taking into account, among other things,
contributions by other directors of the corporation pursuant to indemnification agreements or
otherwise. In the absence of personal enrichment of indemnitee, or acts of intentional fraud or
dishonest or criminal conduct on the part of indemnitee, it would not be just and equitable for
indemnitee to contribute to the payment of losses arising out of an action, suit or proceeding in
an amount greater than: (i)&nbsp;in a case where indemnitee is a director of the corporation or any of
its subsidiaries but not an officer of either, the amount of fees paid to indemnitee for serving as
a director during the 12&nbsp;months preceding the commencement of such action, suit or proceeding, or
(ii)&nbsp;in a case where indemnitee is a director of the corporation or any of its subsidiaries and is
an officer of either, the amount set forth in clause (i)&nbsp;plus 5&nbsp;percent of the aggregate cash
compensation paid to indemnitee for serving as such officer(s) during the 12&nbsp;months preceding the
commencement of such action, suit or proceeding. The corporation shall contribute to the payment
of losses covered hereby to the extent not payable by the indemnitee pursuant to the contribution
provisions set forth in the preceding sentence.
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;24.&nbsp;INTERESTS OF DIRECTORS. In case the corporation enters into contracts or transacts
business with one or more of its directors, or with any firm of which one or more of its directors
are members or with any other corporation or association of which one or more of its directors are
members, shareholders, directors or officers, such transaction or transactions shall not be
invalidated or in any way affected by the fact that such director or directors have or may have
interests therein which are or might be adverse to the interests of this corporation; provided that
such contract or transaction is entered into in good faith and authorized or ratified on behalf of
this corporation by the board of directors or by a person or persons (other than the contracting
person) having authority to do so, and if the directors or other person or persons so authorizing
or ratifying shall then be aware of the interest of such contracting person. In any case in which
any transaction described in this section 24 is under consideration by the board of directors, the
board may, upon the affirmative vote of a majority of the whole board, exclude from its presence
while its deliberations with respect to such transaction are in progress any director deemed by
such majority to have an interest in such transaction.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;25.&nbsp;COMMITTEES. (a) <U>Executive Committee</U>. The board of directors may, by resolution
or resolutions passed by a majority of the whole board, designate an executive committee, such
committee to consist of two or more directors of the corporation, which committee, to the extent
provided in said resolution or resolutions, shall have and may exercise all of the authority of the
board of directors in the management of the corporation. The executive committee shall keep
regular minutes of its proceedings and the same shall be recorded in the minute book of the
corporation. The secretary or an assistant secretary of the corporation may act as secretary for
the committee if the committee so requests.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;<U>Audit Committee</U>. The corporation shall maintain an audit committee consisting of
at least three directors. No member of the audit committee shall be an employee of the corporation,
and each member of the audit committee shall be independent pursuant to standards promulgated by
the Securities Exchange Commission and the New York Stock Exchange. The audit committee shall be
responsible for assisting the board of directors regarding (i)&nbsp;the integrity of the corporation&#146;s
financial statements, (ii)&nbsp;the corporation&#146;s compliance with legal and regulatory requirements,
(iii)&nbsp;the independent auditor&#146;s qualifications and independence and (iv)&nbsp;the performance of the
corporation&#146;s internal audit function and independent auditor. The audit committee shall have sole
responsibility for appointing, retaining, discharging or replacing the corporation&#146;s independent
auditor and, following completion of the independent auditor&#146;s examination of the corporation&#146;s
consolidated financial statements, review with the independent auditor and corporation management,
such matters in connection with the audit as deemed necessary and desirable by the audit committee.
The audit committee shall have such additional duties, responsibilities, functions and powers as
may be delegated to it by the board of directors of the corporation. The audit committee shall be
empowered to retain, at the expense of the corporation, independent expert(s) if it deems this to
be necessary.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;<U>Other Committees</U>. The board of directors may also, by resolution or resolutions
passed by a majority of the whole board, designate other committees, with such persons, powers and
duties as it deems appropriate and as are not inconsistent with law.
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;26.&nbsp;COMPENSATION OF DIRECTORS AND COMMITTEE MEMBERS. By resolution duly adopted by a majority
of the board of directors, directors and members shall be entitled to receive reasonable annual
compensation for services rendered to the corporation as such, and a fixed sum and expenses of
attendance, if any, may be allowed for attendance at each regular or special meeting of the board
or committee; provided that nothing herein contained shall be construed to preclude any director or
committee member from serving the corporation in any other capacity and receiving compensation
therefor.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;27.&nbsp;OFFICERS. (a) <U>Elected Officers</U>. The following officers of the corporation shall
be chosen or appointed by election by the board of directors, and shall be deemed elected officers:
a president or chief executive officer, a secretary, and a treasurer; also, if the board desires,
a chairman of the board, a vice chairman of the board, a chief executive officer, one or more vice
presidents, one or more assistant secretaries and one or more assistant treasurers. The chairman
of the board, the vice chairman of the board and the chief executive officer shall be deemed
executive officers of the corporation, and shall be vested with such powers, duties, and authority
as the board of directors may from time to time determine and as may be set forth in these bylaws.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any two or more of such offices may be held by the same person, except the offices of chairman
of the board and vice chairman of the board, chairman of the board and chief executive officer,
chairman of the board and president, president and vice president, and president and secretary.
Furthermore, the chairman of the board shall be independent pursuant to standards promulgated by
the Securities Exchange Commission and the New York Stock Exchange and shall not have served
previously as an executive officer of the Company.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;An elected officer shall be deemed qualified when he enters upon the duties of the office to
which he has been elected and furnishes any bond required by the board; but the board may also
require of such person his written acceptance and promise faithfully to discharge the duties of
such office.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;<U>Election Of Officers</U>. The board of directors at each annual meeting thereof
shall elect a president, a secretary and a treasurer, who need not be directors. The board then, or
from time to time, may elect a chairman of the board, a vice chairman of the board, a chief
executive officer and such vice presidents, assistant secretaries and assistant treasurers as it
may deem advisable or necessary.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;<U>Term Of Office</U>. Each elected officer of the corporation shall hold his or her
office for the term for which he or she was elected, or until he or she resigns or is removed by
the board, whichever first occurs.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;<U>Appointment Of Officers And Agents &#151; Terms of Office</U>. The board from time to time
may also appoint such other officers and agents for the corporation as it shall deem necessary or
advisable. All appointed officers and agents shall hold their respective positions at the pleasure
of the board or for such terms as the board may specify, and they shall exercise such powers and
perform such duties as shall be determined from time to time by the board, or by an elected officer
empowered by the board to make such determinations.
</DIV>

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<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;28.&nbsp;REMOVAL. Any officer or agent elected or appointed by the board of directors, and any
employee, may be removed or discharged by the board whenever in its judgment the best interests of
the corporation would be served thereby, but such removal shall be without a prejudice to the
contract rights, if any, of the person so removed.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;29.&nbsp;SALARIES AND COMPENSATION. Salaries and compensation of all elected officers of the
corporation shall be fixed, increased or decreased by the board of directors, but this power,
except as to the salary or compensation of the chairman of the board, the vice chairman of the
board, the chief executive officer and the president, may, unless prohibited by law, be delegated
by the board to the chairman of the board, the vice chairman of the board, the chief executive
officer, the president or a committee of the board. Salaries and compensation of all other
appointed officers, agents, and employees of the corporation may be fixed, increased or decreased
by the board of directors, but until action is taken with respect thereto by the board of
directors, the same may be fixed, increased or decreased by the chairman of the board, by the chief
executive officer, by the president or by such other officer or officers as may be empowered by the
board of directors to do so.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;30.&nbsp;DELEGATION OF AUTHORITY TO HIRE, DISCHARGE, ETC. The board from time to time may delegate
to the chairman of the board, the vice chairman of the board, the chief executive officer, the
president or other officer or executive employee of the corporation, authority to hire, discharge,
and fix and modify the duties, salary or other compensation of employees of the corporation under
their jurisdiction, and the board may delegate to such officer or executive employee similar
authority with respect to obtaining and retaining for the corporation the services of attorneys,
accountants (subject to Section 25(b) of these Bylaws) and other experts.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;31.&nbsp;THE CHAIRMAN OF THE BOARD, THE VICE CHAIRMAN OF THE BOARD, THE CHIEF EXECUTIVE OFFICER
AND THE PRESIDENT. The president may be elected by the board of directors to be the chief executive
officer of the corporation, or the board of directors may elect a chief executive officer who is
not the president, and the chief executive officer shall have general and active management of the
business of the corporation and shall carry into effect all directions and resolutions of the
board. The chairman of the board, the vice chairman of the board, the chief executive officer and
the president shall be vested with such powers, duties, and authority as the board of directors may
from time to time determine and as may be set forth in these bylaws. Except as otherwise provided
for in these bylaws, the chairman of the board, or in his absence, the chief executive officer or
president, shall preside at all meetings of the shareholders of the corporation and at all meetings
of the board of directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The chairman of the board, vice chairman of the board, the chief executive officer or
president may execute all bonds, notes, debentures, mortgages, and other contracts requiring a
seal, under the seal of the corporation and may cause the seal to be affixed thereto, and all other
instruments for and in the name of the corporation, except that if by law such instruments are
required to be executed only by the president, he shall execute them.
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The chairman of the board, vice chairman of the board, chief executive officer or president,
when authorized so to do by the board, may execute powers of attorney from, for, and in the name of
the corporation, to such proper person or persons as he may deem fit, in order that thereby the
business of the corporation may be furthered or action taken as may be deemed by him necessary or
advisable in furtherance of the interests of the corporation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The chairman of the board, vice chairman of the board, chief executive officer or president,
except as may be otherwise directed by the board, shall attend meetings of shareholders of other
corporations to represent this corporation thereat and to vote or take action with respect to the
shares of any such corporation owned by this corporation in such manner as he shall deem to be for
the interests of the corporation or as may be directed by the board.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The chairman of the board, vice chairman of the board, chief executive officer or president
shall have such other or further duties and authority as may be prescribed elsewhere in these
bylaws or from time to time by the board of directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;32.&nbsp;VICE PRESIDENTS. The vice presidents in the order of their seniority shall, in the
absence, disability or inability to act of the chairman of the board, the vice chairman of the
board, the chief executive officer and the president, perform the duties and exercise the powers of
the chairman of the board, the vice chairman of the board, the chief executive officer and the
president, and shall perform such other duties as the board of directors shall from time to time
prescribe.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;33.&nbsp;THE SECRETARY AND ASSISTANT SECRETARIES. The secretary shall, as requested by the board,
attend all sessions of the board and except as otherwise provided for in these bylaws, all meetings
of the shareholders, and shall record or cause to be recorded all votes taken and the minutes of
all proceedings in a minute book of the corporation to be kept for that purpose. He or she shall
perform like duties for the executive and other standing committees when requested by the board or
such committee to do so.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The secretary shall have the principal responsibility to give, or cause to be given, notice of
all meetings of the shareholders and of the board of directors, but this shall not lessen the
authority of others to give such notice as is authorized elsewhere in these bylaws.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The secretary shall see that all books, records, lists and information, or duplicates,
required to be maintained at the registered or home office of the corporation in Missouri, or
elsewhere, are so maintained.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The secretary shall keep in safe custody the seal of the corporation, and when duly authorized
to do so shall affix the same to any instrument requiring it, and when so affixed, he shall attest
the same by his signature.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The secretary shall perform such other duties and have such other authority as may be
prescribed elsewhere in these bylaws or from time to time by the board of directors, the chairman
of the board, chief executive officer or the president, under whose direct supervision he shall be.
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The secretary shall have the general duties, powers and responsibilities of a secretary of a
corporation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The assistant secretaries, in the order of their seniority, in the absence, disability or
inability to act of the secretary, shall perform the duties and exercise the powers of the
secretary, and shall perform such other duties as the board may from time to time prescribe.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;34.&nbsp;THE TREASURER AND ASSISTANT TREASURERS. The treasurer shall have the responsibility for
the safekeeping of the funds and securities of the corporation, and shall deposit or cause to be
deposited all monies and other valuable effects in the name and to the credit of the corporation in
such depositories as may be designated by the board of directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The treasurer shall disburse, or permit to be disbursed, the funds of the corporation as may
be ordered, or authorized generally, by the board, and shall render to the chief executive officers
of the corporation and the directors whenever they may require it, an account of all transactions
as treasurer and of those under his or her jurisdiction, and of the financial condition of the
corporation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The treasurer shall perform such other duties and shall have such other responsibility and
authority as may be prescribed elsewhere in these bylaws or from time to time by the board of
directors.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The treasurer shall have the general duties, powers and responsibility of a treasurer of a
corporation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The assistant treasurers in the order of their seniority shall, in the absence, disability or
inability to act of the treasurer, perform the duties and exercise the powers of the treasurer, and
shall perform such other duties as the board of directors shall from time to time prescribe.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;35.&nbsp;DUTIES OF OFFICERS MAY BE DELEGATED. If any officer of the corporation be absent or
unable to act, or for any other reason that the board may deem sufficient, the board may delegate,
for the time being, some or all of the functions, duties, powers and responsibilities of any
officer to any other officer, or to any other agent or employee of the corporation or other
responsible person, provided a majority of the whole board concurs therein.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt">SHARES OF STOCK
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;36.&nbsp;CERTIFICATES OF STOCK. The certificates for shares of stock of the corporation shall be
numbered, shall be in such form as may be prescribed by the board of directors in conformity with
law, and shall be entered into the stock books of the corporation as they are issued, and such
entries shall show the name and address of the person, firm, partnership, corporation or
association to whom each certificate is issued. Each certificate shall have printed, typed or
written thereon the name of the person, firm, partnership, corporation or association to whom it is
issued, and number of shares represented thereby and shall be signed by the president or a vice
president, and the treasurer or an assistant treasurer or the secretary or an assistant secretary
of the corporation, and sealed with the seal of the corporation, which seal may be
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">facsimile, engraved or printed. If the corporation has a registrar, a transfer agent, or a transfer
clerk who actually signs such certificates, the signatures of any of the other officers above
mentioned may be facsimile, engraved or printed. In case any such officer who has signed or whose
facsimile signature has been placed upon any such certificate shall have ceased to be such officer
before such certificate is issued, such certificate may nevertheless be issued by the corporation
with the same effect as if such officer were an officer at the date of its issue.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;37.&nbsp;TRANSFERS OF SHARES &#151; TRANSFER AGENT &#151; REGISTRAR. Transfers of shares of stock shall be
made on the books of the corporation only by the person named in the stock certificate or by his
attorney lawfully constituted in writing, and upon surrender of the certificate therefor. The
stock record books and other transfer records shall be in the possession of the secretary or of a
transfer agent or clerk of the corporation. The corporation may from time to time appoint a
transfer agent and if desired a registrar, under such arrangements and upon such terms and
conditions as the corporation deems advisable; but until and unless the corporation appoints some
other person, firm, or corporation as its transfer agent (and upon the revocation of any such
appointment, thereafter until a new appointment is similarly made) the secretary shall be the
transfer agent or clerk of the corporation, without the necessity of any formal action of the board
of directors and the secretary shall perform all of the duties thereof.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;38.&nbsp;LOST CERTIFICATE. In the case of the loss or destruction of any outstanding certificate
for shares of stock of the corporation, the corporation may issue a duplicate certificate (plainly
marked &#147;duplicate&#148;), in its place, provided the registered owner thereof or his legal
representatives furnish due proof of loss thereof by affidavit, and (if required by the board of
directors, in its discretion) furnish a bond in such amount and form and with such surety as may be
prescribed by the board. In addition, the board of directors may make any other requirements which
it deems advisable.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;39.&nbsp;CLOSING OF TRANSFER BOOKS. The board of directors shall have power to close the stock
transfer books of the corporation for a period not exceeding seventy days preceding the date of any
meeting of the shareholders, or the date for payment of any dividend, or the date for the allotment
of rights, or any effective date or change or conversion or exchange of capital stock; provided,
however, that in lieu of closing the stock transfer books as aforesaid, the board of directors may
fix in advance a date, not exceeding seventy days preceding the effective date of any of the above
enumerated transactions, as a record date; and in either case such shareholders and only such
shareholders as shall be shareholders of record on the date of closing the transfer books, or on
the record date so fixed, shall be entitled to receive notice of any such transaction or to
participate in any such transactions notwithstanding any transfer of any share on the books of the
corporation after the date of closing the transfer books or such record date so fixed.
</DIV>

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<DIV align="center" style="font-size: 10pt; margin-top: 18pt">GENERAL
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;40.&nbsp;DIVIDENDS. Dividends upon the shares of stock of the corporation, subject to any
applicable provisions of the Articles of Incorporation and of any applicable laws or statutes may
be declared by the board of directors at any regular or special meeting. Dividends may be paid in
cash, in property or in shares of its stock and to the extent and in the manner provided by law out
of any available earned surplus or earnings of the corporation. Liquidating dividends or dividends
representing a distribution of paid-in surplus or a return of capital shall be made only when and
in the manner permitted by law.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;41.&nbsp;CREATION OF RESERVES. Before the payment of any dividends, there may be set aside out of
any funds of the corporation available for dividends such sum or sums as the board of directors
from time to time, in their absolute discretion, think proper as a reserve fund or funds, to meet
contingencies, or for equalizing dividends, or for repairing, or maintaining any property of the
corporation, or for such other purposes as the board of directors shall think conducive to the
interests of the corporation, and the board of directors may abolish any such reserve in the manner
in which it was created.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;42.&nbsp;FIXING OF CAPITAL, TRANSFERS OF SURPLUS. Except as may be specifically otherwise provided
in the Articles of Incorporation, the board of directors is expressly empowered to exercise all
authority conferred upon it or the corporation by any law or statute, and in conformity therewith,
relative to:
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(i)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The determination of what part of the consideration received for shares of the
corporation shall be capital;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(ii)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Increasing or reducing capital;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(iii)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Transferring surplus to capital or capital to surplus;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(iv)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>Allocating capital to shares of a particular class of stock;</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(v)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The consideration to be received by the corporation for its shares; and</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="4%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(vi)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>All similar or related matters;</TD>
</TR>

</TABLE>
</DIV>
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">provided that any concurrent action or consent by or of the corporation and its shareholders
required to be taken or given pursuant to law, shall be duly taken or given in connection
therewith.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;43.&nbsp;CHECKS, NOTES AND MORTGAGES. All checks, drafts, or other instruments for the payment,
disbursement, or transfer of monies or funds of the corporation may be signed in its behalf by the
treasurer of the corporation, unless otherwise provided by the board of directors. All notes of
the corporation and any mortgages or other forms of security given to secure the payment of the
same may be signed by the president who may cause to be affixed the corporate seal attested by the
secretary or assistant secretary. The board of directors by resolution adopted
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">by a majority of the whole board from time to time may authorize any officer or officers or other
responsible person or persons to execute any of the foregoing instruments for and in behalf of the
corporation.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;44.&nbsp;FISCAL YEAR. The board of directors may fix and from time to time change the fiscal year
of the corporation. In the absence of action by the board of directors, the fiscal year shall end
each year on the same date which the officers of the corporation elect for the close of its first
fiscal period.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;45.&nbsp;TRANSACTIONS WITH RELATED PERSONS. The affirmative vote of at least a majority of the
outstanding shares of the corporation entitled to vote on the matter and present in person or by
proxy at a meeting at which a quorum is present, unless a greater approval requirement is required
by law, shall be required for the approval or authorization of any business transaction with a
related person as set forth in the Articles of Incorporation in the manner provided therein.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;46.&nbsp;DIRECTOR&#146;S DUTIES; CONSIDERATION OF TENDER OFFERS. The board of directors shall have
broad discretion and authority in considering and evaluating tender offers for the stock of this
corporation. Directors shall not be liable for breach of their fiduciary duty to the shareholders
merely because the board votes to accept an offer that is not the highest price per share,
provided, that the directors act in good faith in considering collateral nonprice factors and the
impact on constituencies other than the shareholders (i.e., effect on employees, corporate
existence, corporate creditors, the community, etc.) and do not act in willful disregard of their
duties to the shareholders or with a purpose, direct or indirect, to perpetuate themselves in
office as directors of the corporation.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;47.&nbsp;AMENDMENT OF BYLAWS. (a) <U>By Directors</U>. The board of directors may make, alter,
amend, change, add to or repeal these bylaws, or any provision thereof, at any time.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;<U>By Shareholders</U>. These bylaws may be amended, modified, altered, or repealed by
the shareholders, in whole or in part, only at the annual meeting of shareholders or at the special
meeting of shareholders called for such purpose, only upon the affirmative vote of the holders of
at least a majority of the outstanding shares of stock of this corporation entitled to vote
generally in the election of directors and represented in person or by proxy at a meeting at which
a quorum is present.
</DIV>


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<DIV align="right" style="font-size: 10pt; margin-top: 12pt"><B>Exhibit&nbsp;10.6</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>H&#038;R BLOCK EXECUTIVE PERFORMANCE PLAN<BR>
(AS AMENDED ON JULY 27, 2010)</B>
</DIV>


<DIV align="Center" style="font-size: 10pt; margin-top: 6pt"><B>ARTICLE I. GENERAL</B>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 1.1 PURPOSE. </B>The purpose of the H&#038;R Block Executive Performance Plan (the &#147;Plan&#148;) is
to attract and retain highly qualified individuals as executive officers; to obtain from each the
best possible performance in order to achieve particular business objectives established for H&#038;R
Block, Inc. (the &#147;Company&#148;) and its subsidiaries; and to include in their compensation package a
bonus component intended to qualify as performance-based compensation under Section 162(m) of the
Internal Revenue Code of 1986, as amended (the &#147;Code&#148;), which compensation would be deductible by
the Company under the Code.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 1.2 ADMINISTRATION. </B>The Plan shall be administered by the Compensation Committee of
the Company&#146;s Board of Directors (the &#147;Committee&#148;) consisting of at least two members, each of whom
shall be an &#147;outside director&#148; within the meaning of Section 162(m) of the Code. The Committee
shall adopt such rules and guidelines as it may deem appropriate in order to carry out the purpose
of the Plan. All questions of interpretation, administration and application of the Plan shall be
determined by a majority of the members of the Committee then in office, except that the Committee
may authorize any one or more of its members, or any officer of the Company, to execute and deliver
documents on behalf of the Committee. The determination of the majority shall be final and binding
in all matters relating to the Plan. The Committee shall have authority to determine the terms and
conditions of the Awards granted to eligible persons specified in Section&nbsp;1.3 below.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 1.3 ELIGIBILITY. </B>Awards may be granted only to employees of the Company or any of its
subsidiaries who are at the level of Assistant Vice President or at a more senior level and who are
selected for participation in the Plan by the Committee. A qualifying employee so selected shall
be a &#147;Participant&#148; in the Plan.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>ARTICLE II. AWARDS</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 2.1 AWARDS. </B>The Committee may grant annual performance-based awards (&#147;Awards&#148;) to
Participants with respect to each fiscal year of the Company, or a portion thereof (each such
fiscal year or a portion thereof to constitute a &#147;Performance Period&#148;), subject to the terms and
conditions of the Plan. Awards shall be in the form of cash compensation. Within 90&nbsp;days after
the beginning of a Performance Period, the Committee shall establish (a)&nbsp;performance goals and
objectives (&#147;Performance Targets&#148;) for the Company and the subsidiaries and divisions thereof for
such Performance Period, (b)&nbsp;target awards (&#147;Target Awards&#148;) for each Participant, which shall be a
specified dollar amount, and (c)&nbsp;schedules or other objective methods for determining the
applicable performance percentage (&#147;Performance Percentage&#148;) to be multiplied by each portion of
the Target Award to which a Performance Target relates in arriving at the actual Award payout
amount pursuant to Section&nbsp;2.4 (&#147;Performance Schedules&#148;). The Committee shall specify the
Performance Targets applicable to each Participant for each Performance Period and shall further specify the portion of the
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Target Award to which each Performance Target shall apply. In no event shall a Performance Schedule
include a Performance Percentage in excess of 200%.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 2.2 PERFORMANCE TARGETS. </B>Performance Targets established by the Committee each year
shall be based of one or more of the following business criteria: (a)&nbsp;earnings, (b)&nbsp;revenues, (c)
sales of products, services or accounts, (d)&nbsp;numbers of income tax returns prepared, (e)&nbsp;margins,
(f)&nbsp;earnings per share, (g)&nbsp;return on equity, (h)&nbsp;return on capital, and (i)&nbsp;total shareholder
return. For any Performance Period, Performance Targets may be measured on an absolute basis or
relative to internal goals, or relative to levels attained in fiscal years prior to the Performance
Period.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 2.3 EMPLOYMENT REQUIREMENT. </B>To be eligible to receive payment of an Award, the
Participant must have remained in the continuous employ of the Company or its subsidiaries through
the end of the applicable Performance Period, provided that, in the event the Participant&#146;s
employment terminates during the Performance Period due to death, disability or retirement, the
Committee may, at its sole discretion, authorize the Company or the applicable subsidiary to pay in
full or on a prorated basis an Award determined in accordance with Sections&nbsp;2.4 and 2.5. For
purposes of this Section&nbsp;2.3, (a) &#147;disability&#148; shall be as defined in the employment practices or
policies of the applicable subsidiary of the Company in effect at the time of termination of
employment, and (b) &#147;retirement&#148; shall mean termination of employment with all subsidiaries of the
Company by the Participant after either attainment of age 65 or attainment of age 55 and the
completion of at least ten (10)&nbsp;years of employment with the Company or its subsidiaries.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 2.4 DETERMINATION OF AWARDS. </B>In the manner required by Section 162(m) of the Code, the
Committee shall, promptly after the date on which the necessary financial or other information for
a particular Performance Period becomes available, certify the extent to which Performance Targets
have been achieved. Using the Performance Schedules, the Committee shall determine the Performance
Percentage applicable to each Performance Target and multiply the portion of the Target Award to
which the Performance Target relates by such Performance Percentage in order to arrive at the
actual Award payout for such portion.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;At the time Target Awards are determined, the Committee may specify that the Performance
Percentage attributable to any one or more portions of a Participant&#146;s Target Award may not exceed
the Performance Percentage attributable to any other portion of the Participant&#146;s Target Award. In
the event such specification is made, actual Award payouts shall be determined accordingly.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 2.5 LIMITATIONS ON AWARDS. </B>The aggregate amount of all Awards under the Plan to any
Participant for any Performance Period shall not exceed $2,000,000.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 2.6 PAYMENT OF AWARDS. </B>Payment of Awards shall be made by the Company or the
applicable employer subsidiary as soon as administratively practical following the certification by
the Committee of the extent to which the applicable Performance Targets have been achieved and the determination of the actual Awards in accordance with Sections&nbsp;2.4
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">and 2.5. All Awards under the Plan are subject to withholding, where applicable, for federal, state
and local taxes.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 2.7 ADJUSTMENT OF AWARDS. </B>In the event of the occurrence during the Performance Period
of any recapitalization, reorganization, merger, acquisition, divestiture, consolidation, spin-off,
split-off, combination, liquidation, dissolution, sale of assets, other similar corporate
transaction or event, any changes in applicable tax laws or accounting principles, or any unusual,
extraordinary or nonrecurring events involving the Company which distorts the performance criteria
applicable to any Performance Target, the Committee shall adjust the calculation of the performance
criteria, and the applicable Performance Targets as is necessary to prevent reduction or
enlargement of Participants&#146; Awards under the Plan for such Performance Period attributable to such
transaction or event. Such adjustments shall be conclusive and binding for all purposes.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>ARTICLE III. MISCELLANEOUS</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 3.1 NO RIGHTS TO AWARDS OR CONTINUED EMPLOYMENT. </B>No employee of the Company or any of
its subsidiaries shall have any claim or right to receive Awards under the Plan. Neither the Plan
nor any action taken under the Plan shall be construed as giving any employee any right to be
retained by the Company or any subsidiary of the Company.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 3.2 NO LIMITS ON OTHER AWARDS AND PLANS. </B>Nothing contained in this Plan shall prohibit
the Company or any of its subsidiaries from establishing other special awards or incentive
compensation plans providing for the payment of incentive compensation to employees of the Company
and its subsidiaries, including any Participants.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 3.3 RESTRICTION ON TRANSFER. </B>The rights of a Participant with respect to Awards under
the Plan shall not be transferable by the Participant other than by will or the laws of descent and
distribution.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 3.4 SOURCE OF PAYMENTS. </B>The Company and its subsidiaries shall not have any obligation
to establish any separate fund or trust or other segregation of assets to provide for payments
under the Plan. To the extent any person acquires any rights to receive payments hereunder from
the Company or any of its subsidiaries, such rights shall be no greater than those of an unsecured
creditor.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 3.5 EFFECTIVE DATE; TERM; AMENDMENT. </B>The Plan is effective as of June&nbsp;19, 1996,
subject to approval by the Company&#146;s shareholders at the Company&#146;s 1996 annual meeting of
shareholders, and shall remain in effect until such time as it shall be terminated by the Board of
Directors of the Company. If approval of the Plan meeting the requirements of Section 162(m) of
the Code is not obtained at the 1996 annual meeting of shareholders of the Company, then the Plan
shall not be effective and any Award made on or after June&nbsp;19, 1996, shall be void ab initio. The
Board of Directors may at any time and from time to time alter, amend, suspend or terminate the
Plan in whole or in part.
</DIV>

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<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 3.6 PROHIBITED OR UNENFORCEABLE PROVISIONS. </B>Any provision of the Plan that is
prohibited or unenforceable shall be ineffective to the extent of such prohibition or
unenforceability without invalidating the remaining provisions of the Plan.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 3.7 SECTION 162(M) PROVISIONS. </B>Any Awards under the Plan shall be subject to the
applicable restrictions imposed by Code Section 162(m) and the Treasury Regulations promulgated
thereunder, notwithstanding any other provisions of the Plan to the contrary.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 3.8 FORFEITURE. </B>If the Company is required to prepare an accounting restatement due to
the Company&#146;s material noncompliance with any financial reporting requirement under the securities
laws, the Company shall recover from any Participant who is a current or former executive officer
of the Company who received payment on an Award during the three-year period preceding the date on
which the Company is required to prepare an accounting restatement, based on erroneous data, the
amount in excess of what would have been paid to the executive officer under the accounting
restatement.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>SECTION 3.9 GOVERNING LAW. </B>The Plan and all rights and Awards hereunder shall be construed in
accordance with and governed by the laws of the State of Missouri.
</DIV>


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<DIV align="right" style="font-size: 10pt; margin-top: 12pt"><B>Exhibit&nbsp;10.33</B>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>AGREEMENT TO EXTEND OUTSIDE DATE</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;THIS AGREEMENT TO EXTEND OUTSIDE DATE (this &#147;<U>Agreement</U>&#148;) dated March&nbsp;4, 2011 is among
(i)&nbsp;H&#038;R BLOCK, INC., a Missouri corporation (the &#147;<U>Acquiror</U>&#148;), (ii)&nbsp;HRB ISLAND ACQUISITION,
INC., a Delaware corporation and an indirect wholly owned subsidiary of the Acquiror
(&#147;<U>Sub</U>&#148;), (iii)&nbsp;2SS HOLDINGS, INC., a Delaware corporation (the &#147;<U>Company</U>&#148;), (iv)&nbsp;TA
Associates Management, L.P. solely in its capacity as Stockholder Representative, and (v)&nbsp;Lance
Dunn solely in his capacity as Stockholder Representative (each, a &#147;<U>Party</U>&#148; and
collectively, the &#147;<U>Parties</U>&#148;).
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><U><B>Recitals</B></U>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, reference is hereby made to that certain Agreement and Plan of Merger among the
Parties dated as of October&nbsp;13, 2010 (the &#147;<U>Merger Agreement</U>&#148;);
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, the Merger Agreement provides that either party may terminate the Merger Agreement
after the Outside Date of April&nbsp;30, 2011;
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, the Merger Agreement contemplates the extension of the Outside Date upon the written
agreement of the Parties; and
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, the Parties are in discussions with the U.S. Department of Justice and have
accordingly determined to extend the Outside Date.
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><U><B>Agreement</B></U>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;NOW, THEREFORE, in consideration of the above premises, and of other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto,
intending to be legally bound, hereby agree as follows:
</DIV>



<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1. <U>Defined Terms</U>. All capitalized terms used but not defined herein shall have the
meanings ascribed to them in the Merger Agreement.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2. <U>Extension of Outside Date</U>. Pursuant to <U>Section&nbsp;9.1(c)</U> of the Merger
Agreement, the Parties agree to extend the Outside Date one month from April&nbsp;30, 2011 to May&nbsp;31,
2011. The Parties agree that, pursuant to <U>Section&nbsp;9.1(c)</U>, the Outside Date may be
further extended in one month increments upon the written agreement of the Acquiror and the
Stockholder Representatives.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3. <U>Effect on Merger Agreement</U>. Except as provided in this Agreement, the Merger
Agreement shall remain in full force and effect and unmodified.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4. <U>Governing Law</U>. This Agreement and all disputes or controversies arising out of
or relating to this Agreement or the transactions contemplated hereby shall be governed by, and
construed in accordance with, the internal laws of the State of Delaware, without regard to
</DIV>

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<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">the
laws of any other jurisdiction that might be applied because of the conflicts of laws principles
of the State of Delaware.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5. <U>Counterparts</U>. This Agreement may be executed in two or more counterparts, all of
which shall be considered one and the same instrument and shall become effective when one or more
counterparts have been signed by each of the Parties and delivered to the other Parties.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6. <U>Facsimile Signature</U>. This Agreement may be executed by facsimile signature and a
facsimile signature shall constitute an original for all purposes.
</DIV>

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</DIV>





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<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;IN WITNESS WHEREOF, the parties have caused this Agreement to be executed as of the date first
written above by their respective officers thereunto duly authorized.
</DIV>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">H&#038;R BLOCK, INC.<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">&nbsp;
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">HRB ISLAND ACQUISITION, INC.<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">&nbsp;
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">2SS HOLDINGS, INC.<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">&nbsp;
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">TA ASSOCIATES MANAGEMENT, L.P.<BR>
(solely in its capacity as a Stockholder<BR>
Representative)<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">&nbsp;
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
&nbsp;
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2" align="left">Lance Dunn&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2" align="left">(Solely in his capacity as a Stockholder<br>
Representative)&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
</TABLE>


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<TYPE>EX-10.34
<SEQUENCE>6
<FILENAME>c64703exv10w34.htm
<DESCRIPTION>EX-10.34
<TEXT>
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<DIV align="right" style="font-size: 10pt; margin-top: 12pt">Exhibit&nbsp;10.34
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>AMENDMENT TO AGREEMENT AND PLAN OF MERGER</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;THIS AMENDMENT TO AGREEMENT AND PLAN OF MERGER (this &#147;<U>Amendment</U>&#148;) dated June&nbsp;21, 2011
is among (i)&nbsp;H&#038;R BLOCK, INC., a Missouri corporation (the &#147;<U>Acquiror</U>&#148;), (ii)&nbsp;HRB ISLAND
ACQUISITION, INC., a Delaware corporation and an indirect wholly owned subsidiary of the Acquiror
(&#147;<U>Sub</U>&#148;), (iii)&nbsp;2SS HOLDINGS, INC., a Delaware corporation (the &#147;<U>Company</U>&#148;), (iv)&nbsp;TA
Associates Management, L.P. solely in its capacity as Stockholder Representative, and (v)&nbsp;Lance
Dunn solely in his capacity as Stockholder Representative.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, reference is hereby made to that certain Agreement and Plan of Merger among the
parties hereto dated as of October&nbsp;13, 2010 (the &#147;<U>Merger Agreement</U>&#148;);
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, Section&nbsp;7.1 of the Merger Agreement contains a condition to Closing that no
Governmental Authority shall have instituted any Action challenging or seeking to restrain or
prohibit the consummation of the Merger;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, on October&nbsp;26, 2010, the parties filed Premerger Notification and Report Forms under
and in compliance with the HSR Act with the Federal Trade Commission and the U.S. Department of
Justice (&#147;<U>DOJ</U>,&#148; and together with any other appropriate Governmental Authority designated
by Law to receive such filings, an &#147;<U>Antitrust Authority</U>&#148;) with respect to the transactions
contemplated by the Merger Agreement and have filed such other notifications, applications, filings
or other information with the DOJ as the parties deemed necessary or desirable in connection with
the Merger under applicable Antitrust Law (collectively, the &#147;<U>Antitrust Filings</U>&#148;);
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, on May&nbsp;23, 2011, the DOJ instituted an Action seeking to prevent the Merger in a case
styled United States of America, U.S. Department of Justice, Antitrust Division v. H&#038;R Block, Inc.
et al, Case No.&nbsp;1:11-cv-00948 (the &#147;<U>DOJ Action</U>&#148;) and the parties wish to oppose the DOJ
Action;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, the Acquiror has to date borne a larger portion of the costs and expenses of all
parties relating to the Antitrust Filings and the parties desire to change the manner in which the
parties divide costs going forward regarding the Antitrust Filings and DOJ Action, as set forth
herein; and
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS, Section&nbsp;10.2 of the Merger Agreement provides for the amendment of the terms of the
Merger Agreement upon the written agreement of the parties, and the parties desire to amend the
Merger Agreement as set forth herein.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;NOW, THEREFORE, in consideration of the above premises, and of other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto,
intending to be legally bound, hereby agree as follows:
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.&nbsp;<U>Defined Terms</U>. All capitalized terms used but not defined herein shall have the
meanings ascribed to them in the Merger Agreement.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.&nbsp;<U>Satisfaction of Prior Obligations</U>.
</DIV>
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.1 As of the date hereof, each party hereby acknowledges and agrees that each other party
hereto has fulfilled any and all obligations under Section&nbsp;5.6 of the Merger Agreement applicable
to such other party through the date hereof, whether express or implied.</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.2 Each party hereby acknowledges and agrees that as of the date hereof, no party has failed
to fulfill any obligation under the Merger Agreement prior to the date hereof that has caused the
Merger not to be consummated on or prior to the date hereof, and further acknowledges and agrees
that either the Company or the Stockholder Representatives, acting together, or the Acquiror has
had the right to terminate the Merger Agreement since May&nbsp;31, 2011, subject to the terms of this
Amendment.</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.&nbsp;<U>No Waiver of Closing Conditions</U>. Each party hereby acknowledges and agrees that
the approval and execution of this Amendment shall not be deemed to be a waiver of any of the
conditions to Closing set forth in Article&nbsp;VII of the Merger Agreement.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.&nbsp;<U>Section&nbsp;1.1</U>.
</DIV>
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.1 The definitions of &#147;<U>Escrow Agent</U>&#148; and &#147;<U>Merger Consideration</U>&#148; in Section
1.1 of the Merger Agreement shall be deleted and replaced in their entirety with the following:</DIV>



<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Escrow Agent</U>&#148; means SunTrust Bank, a Georgia banking corporation, or
its successor under the Escrow Agreement.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Merger Consideration</U>&#148; means the sum of (i) $287,500,000, <I>plus </I>(ii)&nbsp;the
Estimated Net Working Capital Amount set forth in the Net Working Capital Amount
Schedule, <I>plus </I>(iii)&nbsp;the Reimbursement Amount (as defined in Section&nbsp;5.6), <I>minus</I>
(iv)&nbsp;the unpaid Transaction Expenses set forth in the Schedule of Expenses.
</DIV>
<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.2 A new clause (iv)&nbsp;shall be added at the end of the first sentence of the definition of
&#147;Transaction Expenses&#148; in Section&nbsp;1.1 as follows: &#147;and (iv)&nbsp;the Antitrust Action Expenses (as
defined in Section&nbsp;5.6).&#148;</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.&nbsp;<U>Section&nbsp;3.6</U>. The Company represents and warrants to the Acquiror and Sub that a
true and complete copy of the unaudited consolidated statement of income of the Company and its
Subsidiaries as at April&nbsp;30, 2011 has been delivered to the Acquiror. Effective from and after the
date of this Amendment, the definition of &#147;<U>Unaudited Financial Statements</U>&#148; set forth in
Section&nbsp;3.6 of the Merger Agreement shall be deemed to include the unaudited consolidated statement
of income of the Company and its Subsidiaries as at April&nbsp;30, 2011.
</DIV>

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<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.&nbsp;<U>Section&nbsp;3.23(a)</U>. A new sentence shall be added at the end of Section&nbsp;3.23(a), as
follows:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedule&nbsp;3.23(a)(i) of the Disclosure Schedules sets forth the information the
Company and its Subsidiaries retain regarding the number of clients served in the
12-month period ended April&nbsp;30, 2011, including, but not limited to, percentages of
such customers using free services versus paid services, online versus desktop,
professional versus nonprofessional, etc., excluding any such information which, if
disclosed to Acquiror, would constitute Competitively Sensitive Information of the
Company or its Subsidiaries.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.&nbsp;<U>Section&nbsp;5.1(i)</U>. Section&nbsp;5.1(i) of the Merger Agreement shall be deleted and
replaced in its entirety with the following:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">(i)&nbsp;authorize, or make any commitment with respect to, any single capital expenditure that
is in excess of $250,000 or capital expenditures that are, in the aggregate, in excess of
$1,000,000 for the Company and its Subsidiaries taken as a whole, or enter into any lease or
sublease of real or personal property or any renewals thereof;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.&nbsp;<U>Section&nbsp;5.6</U>. Effective from and after the date of this Amendment, Section&nbsp;5.6 of
the Merger Agreement shall be deleted and replaced in its entirety with the following:
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;5.6 <U>Efforts</U>.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a) The parties agree that the external costs and expenses of all parties that
are incurred in connection with the DOJ Action after the date hereof, including but
not limited to attorney fees and costs, all costs associated with experts, witnesses
and potential witnesses, all document production costs, and all costs awarded by the
court to the DOJ (the &#147;<U>Antitrust Action Expenses</U>&#148;), shall be the
responsibility of the Company; provided, however, that &#147;<U>Antitrust Action
Expenses</U>&#148; shall not include (i)&nbsp;the attorney fees and expenses of Willkie Farr &#038;
Gallagher LLP or the Acquiror&#146;s internal legal counsel, (ii)&nbsp;travel costs for the
Acquiror&#146;s employees, or (iii)&nbsp;any costs or expenses that the Acquiror chooses to
incur without the consent of the Company or the Company&#146;s outside counsel. If the
Closing occurs in accordance with the terms of this Agreement, as amended, or as the
Acquiror may otherwise agree in writing, then in connection with the Closing the
Acquiror shall reimburse the Company an amount equal to the Antitrust Action
Expenses, up to a maximum of five million dollars ($5,000,000) (the
&#147;<U>Reimbursement Amount</U>&#148;).
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b) The parties shall each cooperate with one another in connection with
opposing the DOJ Action, subject to the parties&#146; termination rights set forth in
Section&nbsp;9.1. In connection with such collaboration, each of the parties shall act
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">in good faith, reasonably, and as promptly as practicable. Subject to applicable
Laws relating to the exchange of information and the preservation of any
applicable attorney-client privilege, work-product doctrine, self-audit privilege or
other similar privilege (collectively, &#147;<U>Legal Privilege</U>&#148;), each party shall
(i)&nbsp;promptly inform the other party of any substantive written or oral communication
received from any Antitrust Authority or the court before which the DOJ Action is
pending relating to the DOJ Action, its Antitrust Filing or the Merger and other
transactions contemplated hereby (and if in writing, furnish the other party with a
copy of such communication); (ii)&nbsp;provide to the other party, and permit the other
party to review and comment upon in advance of submission, all proposed substantive
correspondence, filings, and written communications regarding the DOJ Action or to
any Antitrust Authority with respect to the Merger and other transactions
contemplated hereby; and (iii)&nbsp;not participate in any substantive meeting or
discussion in respect of any filings, investigation or inquiry concerning the DOJ
Action or the Merger and other transactions contemplated hereby unless it consults
with the other party in advance and, except as prohibited by applicable Law or
Governmental Authority, gives the other party the opportunity to attend and
participate thereat; provided, however, that any exchange of Competitively Sensitive
Information shall be limited to the other party&#146;s outside antitrust counsel.
Without in any way limiting the foregoing, the parties will consult and cooperate
with each other, and consider in good faith the views of one another, in connection
with any analyses, appearances, presentations, memoranda, briefs, arguments,
opinions and proposals made or submitted by or on behalf of any party in connection
with proceedings under or relating to any Antitrust Law (including the DOJ Action),
except as may be prohibited or restricted by Law.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) Notwithstanding anything in this Agreement to the contrary, the Acquiror
shall have the sole and exclusive right, to propose, negotiate, offer to commit and
effect, by consent decree, hold separate order or otherwise, the Divestiture of such
assets of the Acquiror, the Company, or their respective Subsidiaries or otherwise
offer to take or offer to commit (and if such offer is accepted, commit to and
effect) to take any action as may be required to resolve the DOJ Action.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d) Notwithstanding anything in this Agreement to the contrary, the Company
shall be prohibited from agreeing to any settlement or other concessions with the
DOJ regarding the DOJ Action (other than the offers or concessions set forth in the
written offer made by the parties to the DOJ prior to the commencement of the DOJ
Action) without the express written consent of the Acquiror, including but not
limited to an agreement to take any of the following actions (each and collectively
a &#147;<U>Divestiture</U>&#148;): (i)&nbsp;extend any such waiting period or agree with any
Antitrust Authority not to consummate the transactions contemplated hereby, (ii)
negotiate, commit to or effect, by consent decree, hold separate order or otherwise,
the sale, divestiture, license or other disposition of
</DIV>

<P align="center" style="font-size: 10pt"><!-- Folio -->4<!-- /Folio -->
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">any or all of the capital stock, assets, rights, products or businesses of the
Company or the Acquiror and its Subsidiaries or any other restrictions on the
activities of the Company or the Acquiror and its Subsidiaries, (iii)&nbsp;terminate,
amend or assign existing relationships or contractual rights or obligations, or (iv)
amend, assign or terminate existing licenses or other agreements or enter into new
licenses or other agreements.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.&nbsp;<U>Section&nbsp;8.4(c)</U>. The date &#147;July&nbsp;31, 2010&#148; in Section&nbsp;8.4(c) of the Merger Agreement
shall be deleted and replaced in its entirety with the date &#147;July&nbsp;31, 2012.&#148;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.&nbsp;<U>Section&nbsp;9.1</U>. <U>Section&nbsp;9.1(c)</U> of the Merger Agreement shall be deleted and
replaced in its entirety with the following:
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c) by either the Company or the Stockholder Representatives, acting together,
or the Acquiror, if the Merger shall not have been consummated on or before the
earlier of October&nbsp;15, 2011 or the date on which an applicable court in the DOJ
Action enters a preliminary or permanent injunction that prohibits the closing of
the Merger; <U>provided</U> that the right to terminate this Agreement under this
Section&nbsp;9.1(c) shall not be available if the failure of the party requesting
termination to fulfill any obligation under this Agreement prior to such date shall
have been the cause of the failure of the Merger to be consummated on or prior to
such date; <U>provided further</U> that the act itself of properly exercising this
termination right shall not alone be considered a cause for the failure to
consummate for purposes of this Section&nbsp;9.1(c); or
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.&nbsp;<U>Section&nbsp;10.1</U>. Section&nbsp;10.1 of the Merger Agreement shall be deleted and replaced
in its entirety with the following
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt; margin-left: 2%">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Section&nbsp;&nbsp;&nbsp;10.1. <U>Fees and Expenses</U>. Except to the extent provided in
Section&nbsp;5.6(a), all fees and expenses incurred in connection with or related to this
Agreement and the Ancillary Agreements and the transactions contemplated hereby and
thereby shall be paid by the party incurring such fees or expenses, whether or not
such transactions are consummated; provided, however, that if the Merger is
consummated, all Transaction Expenses shall be paid as provided in this Agreement.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;12.&nbsp;<U>Section&nbsp;10.5</U>. The first notice address set forth in Section&nbsp;10.5 for the Company
or the Stockholder Representatives shall be deleted and replaced in its entirety with the
following:
</DIV>
<DIV align="left" style="font-size: 10pt; margin-top: 12pt; margin-left: 12%">2SS Holdings, Inc.<BR>
c/o Second Story Software, Inc<BR>
1425 60th Street NE, Suite&nbsp;300<BR>
Cedar Rapids, IA 52402<BR>
Attention: Lance Dunn<BR>
Facsimile: (319)&nbsp;261-0395</DIV>


<P align="center" style="font-size: 10pt"><!-- Folio -->5<!-- /Folio -->
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">






<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;13.&nbsp;<U>Exhibit&nbsp;A &#151; Form of Escrow Agreement</U>. <U>Exhibit&nbsp;A</U> to the Merger Agreement
shall be deleted and replaced in its entirety with an Escrow Agreement substantially in the form
attached hereto as <U>Exhibit&nbsp;A</U>.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;14.&nbsp;<U>Effect on Merger Agreement</U>. Except as provided in this Amendment, the Merger
Agreement shall remain in full force and effect and unmodified.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;15.&nbsp;<U>Governing Law</U>. This Amendment and all disputes or controversies arising out of or
relating to this Amendment or the transactions contemplated hereby shall be governed by, and
construed in accordance with, the internal laws of the State of Delaware, without regard to the
laws of any other jurisdiction that might be applied because of the conflicts of laws principles of
the State of Delaware.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;16.&nbsp;<U>Counterparts</U>. This Amendment may be executed in two or more counterparts, all of
which shall be considered one and the same instrument and shall become effective when one or more
counterparts have been signed by each of the parties and delivered to the other parties.
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;17.&nbsp;<U>Facsimile Signature</U>. This Amendment may be executed by facsimile signature and a
facsimile signature shall constitute an original for all purposes.
</DIV>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>&#091;The remainder of this page is intentionally left blank.&#093;</B>
</DIV>



<P align="center" style="font-size: 10pt"><!-- Folio -->6<!-- /Folio -->
</DIV>

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<DIV style="font-family: 'Times New Roman',Times,serif">




<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;IN WITNESS WHEREOF, the parties have caused this Amendment to be executed as of the date first
written above by their respective officers thereunto duly authorized.
</DIV>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left"><BR>
<BR>
H&#038;R BLOCK, INC.<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left"><BR>
<BR>
HRB ISLAND ACQUISITION, INC.<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">2SS HOLDINGS, INC.<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left"><BR>
<BR>
TA ASSOCIATES MANAGEMENT, L.P.<BR>
(solely in its capacity as a Stockholder<BR>
Representative)<BR>
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">By:&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Name:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD valign="top">Title:&nbsp;&nbsp;</TD>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD valign="top">&nbsp;&nbsp;</TD>
    <TD colspan="2" style="border-bottom: 1px solid #000000" align="left">
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2" align="left">Lance Dunn&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD colspan="2" align="left">(Solely in his capacity as a Stockholder<br>
Representative)&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>

</TABLE>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><i>Signature Page to Amendment to Merger Agreement</i></div>

<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">


<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>

</TABLE>

<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><U>Schedule&nbsp;3.23(a)(i)</U>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">See attached.
</DIV>


<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

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<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">




<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><U>Exhibit&nbsp;A</U>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">See attached.
</DIV>



<P align="center" style="font-size: 10pt"><!-- Folio -->2<!-- /Folio -->
</DIV>



</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-12
<SEQUENCE>7
<FILENAME>c64703exv12.htm
<DESCRIPTION>EX-12
<TEXT>
<HTML>
<HEAD>
<TITLE>exv12</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
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<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="right" style="font-size: 10pt; margin-top: 12pt"><U>EXHIBIT 12</U>
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>H&#038;R BLOCK</B><BR>
<B>Computation of Ratio of Earnings to Fixed Charges<BR>
(Dollars in thousands)</B>
</DIV>

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="40%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000">2011</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000">2010</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000">2009</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000">2008</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="center" colspan="2" style="border-bottom: 1px solid #000000">2007</TD>
    <TD>&nbsp;</TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Pretax income from continuing operations</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">677,025</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">784,135</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">839,370</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">735,071</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">627,261</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">FIXED CHARGES:</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:30px; text-indent:-15px">Interest expense</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">86,947</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">80,395</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">89,959</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">64,509</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">91,134</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:30px; text-indent:-15px">Interest on deposits</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">8,488</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">10,174</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">14,069</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">42,878</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">32,128</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:30px; text-indent:-15px">Interest portion of net rent expense (a)</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">90,692</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">96,541</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">102,685</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">99,871</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">94,978</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Total fixed charges</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">186,127</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">187,110</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">206,713</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">207,258</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">218,240</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 1px solid #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Earnings before income taxes and fixed charges</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">863,152</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">971,245</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">1,046,083</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">942,329</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="left">$</TD>
    <TD align="right">845,501</TD>
    <TD>&nbsp;</TD>
</TR>
<TR style="font-size: 1px">
    <TD><DIV style="margin-left:15px; text-indent:-15px">&nbsp;</DIV></TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD nowrap colspan="2" align="right" style="border-top: 3px double #000000">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:15px; text-indent:-15px">Ratio of earnings to fixed charges</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom" style="background: #cceeff">
    <TD><DIV style="margin-left:30px; text-indent:-15px">Including interest on deposits</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">4.6</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">5.2</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">5.1</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">4.5</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">3.9</TD>
    <TD>&nbsp;</TD>
</TR>
<TR valign="bottom">
    <TD><DIV style="margin-left:30px; text-indent:-15px">Excluding interest on deposits</DIV></TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">4.8</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">5.4</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">5.4</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">5.7</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD align="right">4.5</TD>
    <TD>&nbsp;</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>



<DIV align="left">
<DIV style="font-size: 3pt; margin-top: 16pt; width: 18%; border-top: 1px solid #000000">&nbsp;</DIV>
</DIV>

<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">
<TR>
    <TD width="3%"></TD>
    <TD width="1%"></TD>
    <TD width="96%"></TD>
</TR>

<TR valign="top">
    <TD nowrap align="left">(a)</TD>
    <TD>&nbsp;</TD>
    <TD>One-third of net rent expense is the portion deemed representative of the interest factor.</TD>
</TR>

</TABLE>


<P>
<DIV style="width: 100%; border: 1px solid black; padding: 12px;">

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Note: In
computing the ratio
of earnings to
fixed charges: (a)
earnings have been
based on income
from continuing
operations before
income taxes and
fixed charges
(exclusive of
interest
capitalized) and
(b)&nbsp;fixed charges
consist of interest
expense and the
estimated interest
portion of rents.
Interest expense on
uncertain tax
positions has been
excluded from fixed
charges, as it is
included as a
component of income
taxes in the
consolidated
financial
statements.
</DIV>

</DIV>



<P align="center" style="font-size: 10pt"><!-- Folio --><!-- /Folio -->
</DIV>




</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>8
<FILENAME>c64703exv21.htm
<DESCRIPTION>EX-21
<TEXT>
<HTML>
<HEAD>
<TITLE>exv21</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->
<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="right" style="font-size: 10pt; margin-top: 12pt">Exhibit&nbsp;21
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">Subsidiaries of H&#038;R Block, Inc.

</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">The following is a list of the direct and indirect subsidiaries of H&#038;R Block, Inc., a Missouri corporation.

</DIV>
<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="73%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="22%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="left"><B>Entity Name</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left"><B>Domestic Jurisdiction</B></TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Aculink Mortgage Solutions, LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Florida</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">AcuLink of Alabama, LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Alabama</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Ada Services Corporation
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Massachusetts</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">BFC Transactions, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Birchtree Financial Services, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Oklahoma</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Birchtree Insurance Agency, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Block Financial LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">CFS-McGladrey, LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Massachusetts</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Cfstaffing, Ltd.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">British Columbia</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Companion Insurance, Ltd.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Bermuda</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Companion Mortgage Corporation
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Creative Financial Staffing of Western Washington, LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Massachusetts</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">EquiCo, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">California</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Express Tax Service, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Financial Marketing Services, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Michigan</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">FM Business Services, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Franchise Partner, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Nevada</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block (India) Private Limited
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">India</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block (Nova Scotia), Incorporated
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Nova Scotia</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block Bank
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Federally Chartered</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block Canada Financial Services, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Federally Chartered</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block Canada, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Federally Chartered</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block Eastern Enterprises, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block Enterprises LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block Global Solutions (Hong Kong) Limited
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Hong Kong</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block Group, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block Insurance Agency, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block Limited
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">New South Wales</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block Management, LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block Tax and Business Services, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block Tax Institute, LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<P align="center" style="font-size: 10pt"><!-- Folio --><!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="73%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="22%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="left"><B>Entity Name</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left"><B>Domestic Jurisdiction</B></TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block Tax Services LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">H&#038;R Block, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Advance LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Center LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Concepts LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Corporate Enterprises LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Corporate Services LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Digital LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Digital Technology Resources LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Expertise LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Innovations, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB International LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Island Acquisition, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Products LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Property LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Retail Support Services LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Support Services LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Tax &#038; Technology Leadership LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Tax Group, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Technology Holding LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">HRB Technology LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">McGladrey Capital Markets Canada Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Federally Chartered</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">McGladrey Capital Markets Europe Limited
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">United Kingdom</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">McGladrey Capital Markets LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">OOMC Holdings LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">OOMC Residual Corporation
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">New York</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Pension Resources, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Illinois</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Provident Mortgage Services, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">RedGear Technologies, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">RSM Employer Services Agency of Florida, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Florida</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">RSM Employer Services Agency, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Georgia</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">RSM EquiCo, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">RSM McGladrey Business Services, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">RSM McGladrey Business Solutions, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">RSM McGladrey Employer Services, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Georgia</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">RSM McGladrey Insurance Services, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">RSM McGladrey TBS, LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>


<P align="center" style="font-size: 10pt"><!-- Folio --><!-- /Folio -->
</DIV>

<!-- PAGEBREAK -->
<P><HR noshade><P>
<H5 align="left" style="page-break-before:always">&nbsp;</H5><P>

<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="center">
<TABLE style="font-size: 10pt" cellspacing="0" border="0" cellpadding="0" width="100%">
<!-- Begin Table Head -->
<TR valign="bottom">
    <TD width="73%">&nbsp;</TD>
    <TD width="5%">&nbsp;</TD>
    <TD width="22%">&nbsp;</TD>
</TR>
<TR style="font-size: 8pt" valign="bottom">
    <TD nowrap align="left"><B>Entity Name</B></TD>
    <TD>&nbsp;</TD>
    <TD nowrap align="left"><B>Domestic Jurisdiction</B></TD>
</TR>

<!-- End Table Head -->
<!-- Begin Table Body -->
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">RSM McGladrey, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Sand Canyon Acceptance Corporation
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Sand Canyon Corporation
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">California</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Sand Canyon Securities Corp.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Sand Canyon Securities II Corp.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Sand Canyon Securities III Corp.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Sand Canyon Securities IV LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">ServiceWorks, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">TaxNet Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">California</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">TaxWorks, Inc.
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">West Estate Investors, LLC
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Missouri</TD>
</TR>
<TR valign="bottom">
    <TD valign="top"><DIV style="margin-left:0px; text-indent:-0px">Woodbridge Mortgage Acceptance Corporation
</DIV></TD>
    <TD>&nbsp;</TD>
    <TD align="left" valign="top">Delaware</TD>
</TR>
<!-- End Table Body -->
</TABLE>
</DIV>



<P align="center" style="font-size: 10pt"><!-- Folio --><!-- /Folio -->
</DIV>



</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>9
<FILENAME>c64703exv23.htm
<DESCRIPTION>EX-23
<TEXT>
<HTML>
<HEAD>
<TITLE>exv23</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->
<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="right" style="font-size: 10pt; margin-top: 12pt"><B>Exhibit&nbsp;23</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 12pt"><B>CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM</B>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">We consent to the incorporation by reference in Registration Statement No.&nbsp;333-118020 on Form S-3
of Block Financial Corporation and Registration Statement Nos. 333-118020-01 and 333-154611 on Form
S-3 and Nos. 333-160957, 333-119070, 333-42143, 333-42736, 333-56400, 333-70402, and 333-106710 on
Form S-8 of our reports dated June&nbsp;23, 2011, relating to the consolidated financial statements of H&#038;R Block,
Inc., (which report expresses an unqualified opinion and includes an explanatory paragraph
regarding H&#038;R Block, Inc.&#146;s adoption of an accounting standard related to consolidation of variable
interest entities on May&nbsp;1, 2010), and the effectiveness of H&#038;R Block Inc.&#146;s internal control over
financial reporting, appearing in this Annual Report on Form 10-K of H&#038;R Block Inc. for the year
ended April&nbsp;30, 2011.
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt"><IMG src="c64703c6470304.gif" alt="(SIGNATURE)"><BR>
<br style="font-size: 6pt">
Kansas City, Missouri<BR>
June&nbsp;23, 2011

</DIV>


<P align="center" style="font-size: 10pt"><!-- Folio --><!-- /Folio -->
</DIV>




</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>10
<FILENAME>c64703exv31w1.htm
<DESCRIPTION>EX-31.1
<TEXT>
<HTML>
<HEAD>
<TITLE>exv31w1</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->
<DIV style="font-family: 'Times New Roman',Times,serif">


<DIV align="right" style="font-size: 10pt; margin-top: 12pt">Exhibit&nbsp;31.1
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>CERTIFICATION PURSUANT TO<BR>
SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002</B>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">I, William C. Cobb, Chief Executive Officer, certify that:
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">1. I have reviewed this annual report on Form 10-K of H&#038;R Block, Inc.;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">2. Based on my knowledge, this report does not contain any untrue statement of a material fact or
omit to state a material fact necessary to make the statements made, in light of the circumstances
under which such statements were made, not misleading with respect to the period covered by this
report;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">3. Based on my knowledge, the financial statements, and other financial information included in
this report, fairly present in all material respects the financial condition, results of operations
and cash flows of the registrant as of, and for, the periods presented in this report;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">4. The registrant&#146;s other certifying officer and I are responsible for establishing and maintaining
disclosure controls and procedures (as defined in Exchange Act Rules&nbsp;13a-15(e) and 15d-15(e)) and
internal control over financial reporting (as defined in Exchange Act Rules&nbsp;13a-15(f) and
15d-15(f)) for the registrant and have:
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">(a)&nbsp;Designed such disclosure controls and procedures, or caused such disclosure controls and
procedures to be designed under our supervision, to ensure that material information relating to
the registrant, including its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being prepared;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">(b)&nbsp;Designed such internal control over financial reporting, or caused such internal control over
financial reporting to be designed under our supervision, to provide reasonable assurance regarding
the reliability of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">(c)&nbsp;Evaluated the effectiveness of the registrant&#146;s disclosure controls and procedures and
presented in this report our conclusions about the effectiveness of the disclosure controls and
procedures, as of the end of the period covered by this report based on such evaluation; and
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">(d)&nbsp;Disclosed in this report any change in the registrant&#146;s internal control over financial
reporting that occurred during the registrant&#146;s most recent fiscal quarter (the registrant&#146;s fourth
fiscal quarter in the case of an annual report) that has materially affected, or is reasonably
likely to materially affect, the registrant&#146;s internal control over financial reporting; and
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">5. The registrant&#146;s other certifying officer and I have disclosed, based on our most recent
evaluation of internal control over financial reporting, to the registrant&#146;s auditors and the audit
committee of the registrant&#146;s board of directors (or persons performing the equivalent functions):
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">(a)&nbsp;All significant deficiencies and material weaknesses in the design or operation of internal
control over financial reporting which are reasonably likely to adversely affect the registrant&#146;s
ability to record, process, summarize and report financial information; and
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">(b)&nbsp;Any fraud, whether or not material, that involves management or other employees who have a
significant role in the registrant&#146;s internal control over financial reporting.
</DIV>


<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">Date: June 23, 2011&nbsp;</TD>
    <TD colspan="3" style="border-bottom: 1px solid #000000" align="left">/s/ William C. Cobb
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">William C. Cobb&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Chief Executive Officer<br>
H&#038;R Block, Inc.&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
</TABLE>


<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>11
<FILENAME>c64703exv31w2.htm
<DESCRIPTION>EX-31.2
<TEXT>
<HTML>
<HEAD>
<TITLE>exv31w2</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->

<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="right" style="font-size: 10pt; margin-top: 12pt">Exhibit&nbsp;31.2
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>CERTIFICATION PURSUANT TO<BR>
SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002</B>
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">I, Jeffrey T. Brown, Chief Financial Officer, certify that:
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">1. I have reviewed this annual report on Form 10-K of H&#038;R Block, Inc.;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">2. Based on my knowledge, this report does not contain any untrue statement of a material fact or
omit to state a material fact necessary to make the statements made, in light of the circumstances
under which such statements were made, not misleading with respect to the period covered by this
report;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">3. Based on my knowledge, the financial statements, and other financial information included in
this report, fairly present in all material respects the financial condition, results of operations
and cash flows of the registrant as of, and for, the periods presented in this report;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">4. The registrant&#146;s other certifying officer and I are responsible for establishing and maintaining
disclosure controls and procedures (as defined in Exchange Act Rules&nbsp;13a-15(e) and 15d-15(e)) and
internal control over financial reporting (as defined in Exchange Act Rules&nbsp;13a-15(f) and
15d-15(f)) for the registrant and have:
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">(a)&nbsp;Designed such disclosure controls and procedures, or caused such disclosure controls and
procedures to be designed under our supervision, to ensure that material information relating to
the registrant, including its consolidated subsidiaries, is made known to us by others within those
entities, particularly during the period in which this report is being prepared;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">(b)&nbsp;Designed such internal control over financial reporting, or caused such internal control over
financial reporting to be designed under our supervision, to provide reasonable assurance regarding
the reliability of financial reporting and the preparation of financial statements for external
purposes in accordance with generally accepted accounting principles;
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">(c)&nbsp;Evaluated the effectiveness of the registrant&#146;s disclosure controls and procedures and
presented in this report our conclusions about the effectiveness of the disclosure controls and
procedures, as of the end of the period covered by this report based on such evaluation; and
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">(d)&nbsp;Disclosed in this report any change in the registrant&#146;s internal control over financial
reporting that occurred during the registrant&#146;s most recent fiscal quarter (the registrant&#146;s fourth
fiscal quarter in the case of an annual report) that has materially affected, or is reasonably
likely to materially affect, the registrant&#146;s internal control over financial reporting; and
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">5. The registrant&#146;s other certifying officer and I have disclosed, based on our most recent
evaluation of internal control over financial reporting, to the registrant&#146;s auditors and the audit
committee of the registrant&#146;s board of directors (or persons performing the equivalent functions):
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">(a)&nbsp;All significant deficiencies and material weaknesses in the design or operation of internal
control over financial reporting which are reasonably likely to adversely affect the registrant&#146;s
ability to record, process, summarize and report financial information; and
</DIV>

<DIV align="left" style="font-size: 10pt; margin-top: 6pt">(b)&nbsp;Any fraud, whether or not material, that involves management or other employees who have a
significant role in the registrant&#146;s internal control over financial reporting.
</DIV>


<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">Date: June 23, 2011&nbsp;</TD>
    <TD colspan="3" style="border-bottom: 1px solid #000000" align="left">/s/ Jeffrey T. Brown
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Jeffrey T. Brown&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Senior Vice President and Chief Financial Officer<br>
H&#038;R Block, Inc.&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
</TABLE>


<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>12
<FILENAME>c64703exv32w1.htm
<DESCRIPTION>EX-32.1
<TEXT>
<HTML>
<HEAD>
<TITLE>exv32w1</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->

<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="right" style="font-size: 10pt; margin-top: 12pt">Exhibit&nbsp;32.1
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>CERTIFICATION PURSUANT TO<BR>
18 U.S.C. SECTION 1350,<BR>
AS ADOPTED PURSUANT TO<BR>
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In connection with the annual report of H&#038;R Block, Inc. (the &#147;Company&#148;) on Form 10-K for the
fiscal year ending April&nbsp;30, 2011 as filed with the Securities and Exchange Commission on the date
hereof (the &#147;Report&#148;), I, William C. Cobb, Chief Executive Officer of the Company, certify pursuant
to 18 U.S.C. &#167; 1350, as adopted pursuant to &#167; 906 of the Sarbanes-Oxley Act of 2002, that:
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(1)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The Report fully complies with the requirements of Section 13(a) or 15(d) of
the Securities Exchange Act of 1934; and</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(2)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The information contained in the Report fairly presents, in all material
respects, the financial condition and results of operations of the Company.</TD>
</TR>

</TABLE>
</DIV>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" style="border-bottom: 1px solid #000000" align="left">                                                          /s/ William C. Cobb
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">William C. Cobb&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Chief Executive Officer<br>
H&#038;R Block, Inc.&nbsp;<br>June 23, 2011&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
</TABLE>


<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>13
<FILENAME>c64703exv32w2.htm
<DESCRIPTION>EX-32.2
<TEXT>
<HTML>
<HEAD>
<TITLE>exv32w2</TITLE>
</HEAD>
<BODY bgcolor="#FFFFFF">
<!-- PAGEBREAK -->

<DIV style="font-family: 'Times New Roman',Times,serif">

<DIV align="right" style="font-size: 10pt; margin-top: 12pt">Exhibit&nbsp;32.2
</DIV>


<DIV align="center" style="font-size: 10pt; margin-top: 18pt"><B>CERTIFICATION PURSUANT TO<BR>
18 U.S.C. SECTION 1350,<BR>
AS ADOPTED PURSUANT TO<BR>
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002</B>
</DIV>


<DIV align="left" style="font-size: 10pt; margin-top: 6pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In connection with the annual report of H&#038;R Block, Inc. (the &#147;Company&#148;) on Form 10-K for the
fiscal year ending April&nbsp;30, 2011 as filed with the Securities and Exchange Commission on the date
hereof (the &#147;Report&#148;), I, Jeffrey T. Brown, Chief Financial Officer of the Company, certify
pursuant to 18 U.S.C. &#167; 1350, as adopted pursuant to &#167; 906 of the Sarbanes-Oxley Act of 2002, that:
</DIV>

<DIV style="margin-top: 6pt">
<TABLE width="100%" border="0" cellpadding="0" cellspacing="0" style="font-size: 10pt">

<TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(1)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The Report fully complies with the requirements of Section 13(a) or 15(d) of
the Securities Exchange Act of 1934; and</TD>
</TR>

<TR>
    <TD style="font-size: 6pt">&nbsp;</TD>
</TR><TR valign="top" style="font-size: 10pt; color: #000000; background: transparent">
    <TD width="2%" style="background: transparent">&nbsp;</TD>
    <TD width="3%" nowrap align="left">(2)</TD>
    <TD width="1%">&nbsp;</TD>
    <TD>The information contained in the Report fairly presents, in all material
respects, the financial condition and results of operations of the Company.</TD>
</TR>

</TABLE>
</DIV>

<TABLE width="100%" border="0" cellspacing="0" cellpadding="0" style="font-size: 10pt">
<TR>
    <TD width="48%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="1%">&nbsp;</TD>
    <TD width="35%">&nbsp;</TD>
    <TD width="15%">&nbsp;</TD>
</TR>
<TR>
    <TD valign="top" align="left">&nbsp;</TD>
    <TD colspan="3" align="left">&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" style="border-bottom: 1px solid #000000" align="left">                                                          /s/ Jeffrey T. Brown
&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Jeffrey T. Brown&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR><TR>
    <TD align="left">&nbsp;</TD>
    <TD colspan="3" align="left">Senior Vice President and
Chief Financial Officer<br>
H&#038;R Block, Inc.&nbsp;<br>June 23, 2011&nbsp;</TD>
    <TD>&nbsp;</TD>
</TR>
<TR>
    <TD colspan="5">&nbsp;</TD>
</TR>
</TABLE>


<P align="center" style="font-size: 10pt"><!-- Folio -->&nbsp;<!-- /Folio -->
</DIV>



</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.INS
<SEQUENCE>14
<FILENAME>hrb-20110430.xml
<DESCRIPTION>EX-101 INSTANCE DOCUMENT
<TEXT>
<XBRL>
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&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt; &lt;/p&gt;

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&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in millions) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="52" align="center"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 7pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fiscal Year 2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fiscal Year 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fiscal Year 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 7pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q1 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q2 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q3 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q4 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q1 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q2 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q3 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q4 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q1 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q2 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q3 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q4 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="52" align="center"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 7pt;"&gt;Loan Origination Year: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;2005 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;40 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;21 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;85 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;2006 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;89 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;111 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;7 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;57 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;45 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;100 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;29 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;50 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;519 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;2007 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;43 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;85 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;7 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;191 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="51"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Total &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;172 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;41 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;197 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;22 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;83 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;11 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;45 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;109 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;21 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;33 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;55 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;795 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="51"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="53"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ClaimsReceivedByLoanOriginationYearTextBlock>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2008_To_7_31_2008" unitRef="Unit12" decimals="-6">172000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2008_To_7_31_2008_hrb_OriginationYearAxis_hrb_TwoThousandFiveMember" unitRef="Unit12" decimals="-6">40000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2008_To_7_31_2008_hrb_OriginationYearAxis_hrb_TwoThousandSevenMember" unitRef="Unit12" decimals="-6">43000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2008_To_7_31_2008_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-6">89000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2008_To_4_30_2011" unitRef="Unit12" decimals="-6">795000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2008_To_4_30_2011_hrb_OriginationYearAxis_hrb_TwoThousandFiveMember" unitRef="Unit12" decimals="-6">85000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2008_To_4_30_2011_hrb_OriginationYearAxis_hrb_TwoThousandSevenMember" unitRef="Unit12" decimals="-6">191000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2008_To_4_30_2011_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-6">519000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_8_1_2008_To_10_31_2008" unitRef="Unit12" decimals="-6">41000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_8_1_2008_To_10_31_2008_hrb_OriginationYearAxis_hrb_TwoThousandFiveMember" unitRef="Unit12" decimals="-6">21000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_8_1_2008_To_10_31_2008_hrb_OriginationYearAxis_hrb_TwoThousandSevenMember" unitRef="Unit12" decimals="-6">10000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_8_1_2008_To_10_31_2008_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-6">10000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_11_1_2008_To_1_31_2009" unitRef="Unit12" decimals="-6">197000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_11_1_2008_To_1_31_2009_hrb_OriginationYearAxis_hrb_TwoThousandFiveMember" unitRef="Unit12" decimals="-6">1000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_11_1_2008_To_1_31_2009_hrb_OriginationYearAxis_hrb_TwoThousandSevenMember" unitRef="Unit12" decimals="-6">85000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_11_1_2008_To_1_31_2009_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-6">111000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_2_1_2009_To_4_30_2009" unitRef="Unit12" decimals="-6">22000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_2_1_2009_To_4_30_2009_hrb_OriginationYearAxis_hrb_TwoThousandSevenMember" unitRef="Unit12" decimals="-6">15000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_2_1_2009_To_4_30_2009_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-6">7000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2009_To_7_31_2009" unitRef="Unit12" decimals="-6">6000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2009_To_7_31_2009_hrb_OriginationYearAxis_hrb_TwoThousandSevenMember" unitRef="Unit12" decimals="-6">4000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2009_To_7_31_2009_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-6">2000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_8_1_2009_To_10_31_2009" unitRef="Unit12" decimals="-6">83000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_8_1_2009_To_10_31_2009_hrb_OriginationYearAxis_hrb_TwoThousandFiveMember" unitRef="Unit12" decimals="-6">15000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_8_1_2009_To_10_31_2009_hrb_OriginationYearAxis_hrb_TwoThousandSevenMember" unitRef="Unit12" decimals="-6">11000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_8_1_2009_To_10_31_2009_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-6">57000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_11_1_2009_To_1_31_2010" unitRef="Unit12" decimals="-6">11000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_11_1_2009_To_1_31_2010_hrb_OriginationYearAxis_hrb_TwoThousandSevenMember" unitRef="Unit12" decimals="-6">7000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_11_1_2009_To_1_31_2010_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-6">4000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_2_1_2010_To_4_30_2010" unitRef="Unit12" decimals="-6">45000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_2_1_2010_To_4_30_2010_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-6">45000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2010_To_7_31_2010" unitRef="Unit12" decimals="-6">109000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2010_To_7_31_2010_hrb_OriginationYearAxis_hrb_TwoThousandFiveMember" unitRef="Unit12" decimals="-6">6000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2010_To_7_31_2010_hrb_OriginationYearAxis_hrb_TwoThousandSevenMember" unitRef="Unit12" decimals="-6">3000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_5_1_2010_To_7_31_2010_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-6">100000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_8_1_2010_To_10_31_2010" unitRef="Unit12" decimals="-6">21000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_8_1_2010_To_10_31_2010_hrb_OriginationYearAxis_hrb_TwoThousandFiveMember" unitRef="Unit12" decimals="-6">1000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_8_1_2010_To_10_31_2010_hrb_OriginationYearAxis_hrb_TwoThousandSevenMember" unitRef="Unit12" decimals="-6">5000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_8_1_2010_To_10_31_2010_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-6">15000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_11_1_2010_To_1_31_2011" unitRef="Unit12" decimals="-6">33000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_11_1_2010_To_1_31_2011_hrb_OriginationYearAxis_hrb_TwoThousandSevenMember" unitRef="Unit12" decimals="-6">4000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_11_1_2010_To_1_31_2011_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-6">29000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_2_1_2011_To_4_30_2011" unitRef="Unit12" decimals="-6">55000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_2_1_2011_To_4_30_2011_hrb_OriginationYearAxis_hrb_TwoThousandFiveMember" unitRef="Unit12" decimals="-6">1000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_2_1_2011_To_4_30_2011_hrb_OriginationYearAxis_hrb_TwoThousandSevenMember" unitRef="Unit12" decimals="-6">4000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsReceivedForLoans contextRef="Duration_2_1_2011_To_4_30_2011_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-6">50000000</hrb:ClaimsReceivedForLoans>
  <hrb:ClaimsSubjectToReviewAmount contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-6">79000000</hrb:ClaimsSubjectToReviewAmount>
  <hrb:ClaimsSubjectToReviewAmount contextRef="As_Of_4_30_2011_us-gaap_LossContingenciesByNatureOfContingencyAxis_hrb_AdditionalInformationRequestedByCounterpartyMember" unitRef="Unit12" decimals="-6">30000000</hrb:ClaimsSubjectToReviewAmount>
  <hrb:ClaimsSubjectToReviewAmount contextRef="As_Of_4_30_2011_us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleAxis_hrb_MonolineInsurersMember" unitRef="Unit12" decimals="-6">53000000</hrb:ClaimsSubjectToReviewAmount>
  <hrb:ClaimsSubjectToReviewAmount contextRef="As_Of_4_30_2011_us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleAxis_hrb_PrivateLabelSecuritizationTransactionsMember" unitRef="Unit12" decimals="-6">25000000</hrb:ClaimsSubjectToReviewAmount>
  <hrb:CommercialPaperPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div class="MetaData"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;COMMERCIAL PAPER&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;During the year we issued commercial paper to finance temporary liquidity needs and various financial activities. There was no commercial paper outstanding at April&amp;nbsp;30, 2011 or 2010. &lt;/font&gt;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/div&gt;</hrb:CommercialPaperPolicyTextBlock>
  <hrb:CommonStockPricePerShare contextRef="Duration_5_1_2008_To_10_27_2008" unitRef="Unit14" decimals="2">17.50</hrb:CommonStockPricePerShare>
  <hrb:ComprehensiveIncomePolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;COMPREHENSIVE INCOME&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Our comprehensive income is comprised of net income, foreign currency translation adjustments and the change in net unrealized gains or losses on AFS marketable securities. Included in stockholders' equity at April&amp;nbsp;30, 2011 and 2010, the net unrealized holding gain on AFS securities was $0.5&amp;nbsp;million and $0.3&amp;nbsp;million, respectively, and the foreign currency translation adjustment was $10.8&amp;nbsp;million and $1.3&amp;nbsp;million, respectively. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;</hrb:ComprehensiveIncomePolicyTextBlock>
  <hrb:ComputersAndOtherEquipment contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">488160000</hrb:ComputersAndOtherEquipment>
  <hrb:ComputersAndOtherEquipment contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">475351000</hrb:ComputersAndOtherEquipment>
  <hrb:DeferredCompensationEmployeeRetentionAndPerformanceBonusPlanExpense contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_BusinessAcquisitionAxis_hrb_CaturanoCompanyIncMember" unitRef="Unit12" decimals="-5">2600000</hrb:DeferredCompensationEmployeeRetentionAndPerformanceBonusPlanExpense>
  <hrb:DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">73213000</hrb:DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations>
  <hrb:DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">170566000</hrb:DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations>
  <hrb:DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">9432000</hrb:DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations>
  <hrb:DeferredTaxAssetsOperatingLossCarryforwardsCurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">200000</hrb:DeferredTaxAssetsOperatingLossCarryforwardsCurrent>
  <hrb:DeferredTaxAssetsOperatingLossCarryforwardsNoncurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">26292000</hrb:DeferredTaxAssetsOperatingLossCarryforwardsNoncurrent>
  <hrb:DeferredTaxAssetsOperatingLossCarryforwardsNoncurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">21057000</hrb:DeferredTaxAssetsOperatingLossCarryforwardsNoncurrent>
  <hrb:DeferredTaxAssetsOtherCurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">237000</hrb:DeferredTaxAssetsOtherCurrent>
  <hrb:DeferredTaxAssetsOtherNoncurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">15991000</hrb:DeferredTaxAssetsOtherNoncurrent>
  <hrb:DeferredTaxAssetsOtherNoncurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">15953000</hrb:DeferredTaxAssetsOtherNoncurrent>
  <hrb:DeferredTaxAssetsPropertyPlantAndEquipment contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">9071000</hrb:DeferredTaxAssetsPropertyPlantAndEquipment>
  <hrb:DeferredTaxAssetsTaxDeferredExpenseNoncurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">31892000</hrb:DeferredTaxAssetsTaxDeferredExpenseNoncurrent>
  <hrb:DeferredTaxAssetsTaxDeferredExpenseNoncurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">32481000</hrb:DeferredTaxAssetsTaxDeferredExpenseNoncurrent>
  <hrb:DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">81118000</hrb:DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment>
  <hrb:DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">49751000</hrb:DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment>
  <hrb:DeferredTaxLiabilitiesPrepaidExpenses contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">6337000</hrb:DeferredTaxLiabilitiesPrepaidExpenses>
  <hrb:DeferredTaxLiabilitiesPrepaidExpenses contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">4734000</hrb:DeferredTaxLiabilitiesPrepaidExpenses>
  <hrb:DeferredTaxLiabilityNoncurrentChangeInAccountingMethod contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">81100000</hrb:DeferredTaxLiabilityNoncurrentChangeInAccountingMethod>
  <hrb:DepositsEstimatedFairValue contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">865318000</hrb:DepositsEstimatedFairValue>
  <hrb:EarningsAllocatedToParticipatingSecurities contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">-2042000</hrb:EarningsAllocatedToParticipatingSecurities>
  <hrb:EarningsAllocatedToParticipatingSecurities contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">-1888000</hrb:EarningsAllocatedToParticipatingSecurities>
  <hrb:EarningsAllocatedToParticipatingSecurities contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">-1085000</hrb:EarningsAllocatedToParticipatingSecurities>
  <hrb:EffectiveIncomeTaxRateDiscontinuingOperations contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit13" decimals="3">0.425</hrb:EffectiveIncomeTaxRateDiscontinuingOperations>
  <hrb:EffectiveIncomeTaxRateDiscontinuingOperations contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit13" decimals="3">0.451</hrb:EffectiveIncomeTaxRateDiscontinuingOperations>
  <hrb:EffectiveIncomeTaxRateDiscontinuingOperations contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="3">0.394</hrb:EffectiveIncomeTaxRateDiscontinuingOperations>
  <hrb:EffectiveIncomeTaxRateReconciliationPermanentDifferences contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit13" decimals="3">0.016</hrb:EffectiveIncomeTaxRateReconciliationPermanentDifferences>
  <hrb:EffectiveIncomeTaxRateReconciliationPermanentDifferences contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit13" decimals="3">-0.005</hrb:EffectiveIncomeTaxRateReconciliationPermanentDifferences>
  <hrb:EffectiveIncomeTaxRateReconciliationPermanentDifferences contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="3">-0.003</hrb:EffectiveIncomeTaxRateReconciliationPermanentDifferences>
  <hrb:EmployeeBenefitPlansPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;EMPLOYEE BENEFIT PLANS&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;We have 401(k) defined contribution plans covering all full-time and seasonal employees following the completion of an eligibility period. Contributions of our continuing operations to these plans are discretionary and totaled $22.3&amp;nbsp;million, $24.0&amp;nbsp;million and $26.7&amp;nbsp;million for fiscal years 2011, 2010 and 2009, respectively. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We have a severance policy covering all regular full-time or part-time active employees for involuntary separation from the company. In May 2010 we announced plans to realign field and support organizations. The realignment included approximately 400 staff reductions. Associated severance benefits were recorded primarily during the first fiscal quarter of 2011 and totaled $29.6&amp;nbsp;million. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</hrb:EmployeeBenefitPlansPolicyTextBlock>
  <hrb:FacilityBearingInterestInExcessOfLibor contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_DebtInstrumentAxis_hrb_CommittedLineOfCreditMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="Unit13" decimals="4">0.0280</hrb:FacilityBearingInterestInExcessOfLibor>
  <hrb:FacilityBearingInterestInExcessOfLibor contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_DebtInstrumentAxis_hrb_CommittedLineOfCreditMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="Unit13" decimals="4">0.0130</hrb:FacilityBearingInterestInExcessOfLibor>
  <hrb:FacilityBearingInterestInExcessOfPrime contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_DebtInstrumentAxis_hrb_CommittedLineOfCreditMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="Unit13" decimals="4">0.0180</hrb:FacilityBearingInterestInExcessOfPrime>
  <hrb:FacilityBearingInterestInExcessOfPrime contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_DebtInstrumentAxis_hrb_CommittedLineOfCreditMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="Unit13" decimals="4">0.0030</hrb:FacilityBearingInterestInExcessOfPrime>
  <hrb:FacilityFee contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_DebtInstrumentAxis_hrb_CommittedLineOfCreditMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="Unit13" decimals="4">0.0070</hrb:FacilityFee>
  <hrb:FacilityFee contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_DebtInstrumentAxis_hrb_CommittedLineOfCreditMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="Unit13" decimals="4">0.0020</hrb:FacilityFee>
  <hrb:FairValueOptionDiscountPercentage contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="2">0.10</hrb:FairValueOptionDiscountPercentage>
  <hrb:FinancialInstrumentsAsPercentageOfTotalAssets contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit13" decimals="3">0.026</hrb:FinancialInstrumentsAsPercentageOfTotalAssets>
  <hrb:FinancialInstrumentsAsPercentageOfTotalAssets contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit13" decimals="3">0.006</hrb:FinancialInstrumentsAsPercentageOfTotalAssets>
  <hrb:FinancialInstrumentsAsPercentageOfTotalAssets contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit13" decimals="3">0.020</hrb:FinancialInstrumentsAsPercentageOfTotalAssets>
  <hrb:FinancialInstrumentsAsPercentageOfTotalAssets contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit13" decimals="3">0.052</hrb:FinancialInstrumentsAsPercentageOfTotalAssets>
  <hrb:FinancialInstrumentsAsPercentageOfTotalAssets contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit13" decimals="3">0.032</hrb:FinancialInstrumentsAsPercentageOfTotalAssets>
  <hrb:FinancialInstrumentsAsPercentageOfTotalAssets contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit13" decimals="3">0.020</hrb:FinancialInstrumentsAsPercentageOfTotalAssets>
  <hrb:FixedRateLoansToTotalLoans contextRef="As_Of_4_30_2010" unitRef="Unit13" decimals="2">0.40</hrb:FixedRateLoansToTotalLoans>
  <hrb:FixedRateLoansToTotalLoans contextRef="As_Of_4_30_2011" unitRef="Unit13" decimals="2">0.42</hrb:FixedRateLoansToTotalLoans>
  <hrb:ForeignCurrencyTranslationPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;FOREIGN CURRENCY TRANSLATION&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Assets and liabilities of foreign subsidiaries are translated into U.S.&amp;nbsp;dollars at exchange rates prevailing at the end of the year. Revenues and expenses of our foreign operations are translated at the average exchanges rates in effect during the fiscal year. Translation adjustments are recorded as a separate component of other comprehensive income in stockholders' equity. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;</hrb:ForeignCurrencyTranslationPolicyTextBlock>
  <hrb:GainOrLossOnFinancialInstruments contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">-15257000</hrb:GainOrLossOnFinancialInstruments>
  <hrb:GainOrLossOnFinancialInstruments contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">-12698000</hrb:GainOrLossOnFinancialInstruments>
  <hrb:GainOrLossOnImpairedMortgageLoansHeldForInvestment contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">-9453000</hrb:GainOrLossOnImpairedMortgageLoansHeldForInvestment>
  <hrb:GainOrLossOnImpairedMortgageLoansHeldForInvestment contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">-11390000</hrb:GainOrLossOnImpairedMortgageLoansHeldForInvestment>
  <hrb:GainOrLossOnRealEstateOwned contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">-4430000</hrb:GainOrLossOnRealEstateOwned>
  <hrb:GainOrLossOnRealEstateOwned contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">-1920000</hrb:GainOrLossOnRealEstateOwned>
  <hrb:GainsOnSalesOfTaxOfficesPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;GAINS ON SALES OF TAX OFFICES&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;We periodically sell company-owned tax offices to franchisees. These sales can be financed by franchisees through loans offered by an affiliated company, which we consolidate. Gains are recorded upon determination that collection of the sales proceeds is reasonably assured. Gains are initially deferred when they are financed with these loans and are recognized after minimum payments and equity thresholds are met. Gains are reported in operating income due to their recurring nature, and are included as a reduction of selling, general and administrative expenses in our consolidated income statements. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;</hrb:GainsOnSalesOfTaxOfficesPolicyTextBlock>
  <hrb:GoodwillDisposalsAndOther contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">1031000</hrb:GoodwillDisposalsAndOther>
  <hrb:GoodwillDisposalsAndOther contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">1031000</hrb:GoodwillDisposalsAndOther>
  <hrb:GoodwillDisposalsAndOther contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">15495000</hrb:GoodwillDisposalsAndOther>
  <hrb:GoodwillDisposalsAndOther contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">5209000</hrb:GoodwillDisposalsAndOther>
  <hrb:GoodwillDisposalsAndOther contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">10286000</hrb:GoodwillDisposalsAndOther>
  <hrb:HrbBankSRegulatoryCapitalRequirementsTextblock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="35%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(dollars in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;To Be Well Capitalized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;For Capital Adequacy&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Under Prompt Corrective&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;Actual &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;Purposes &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;Action Provisions &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Ratio &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Ratio &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Ratio &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As of March&amp;nbsp;31, 2011: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total risk-based capital ratio &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;405,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;92.5%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;35,019&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8.0%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;43,773&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10.0%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tier&amp;nbsp;1 risk-based capital ratio &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(2)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;399,187&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;91.2%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;N/A&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;N/A&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;26,264&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6.0%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tier&amp;nbsp;1 capital ratio (leverage) &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(3)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;399,187&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;22.8%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;209,758&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12.0%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;87,399&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5.0%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tangible equity ratio &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(4)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;399,187&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;22.8%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;26,220&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.5%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;N/A&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;N/A&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As of March&amp;nbsp;31, 2010: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total risk-based capital ratio &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;420,401 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;75.7% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;44,436 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8.0% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;55,545 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10.0% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tier&amp;nbsp;1 risk-based capital ratio &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(2)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;413,074 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;74.4% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;N/A &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;N/A &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33,327 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6.0% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tier&amp;nbsp;1 capital ratio (leverage) &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(3)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;413,074 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;24.9% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;199,272 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12.0% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;83,030 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5.0% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tangible equity ratio &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(4)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;413,074 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;24.9% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;24,909 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.5% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;N/A &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;N/A &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="29"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="99%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total risk-based capital divided by risk-weighted assets. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tier&amp;nbsp;1 (core) capital less deduction for low-level recourse and residual interest divided by risk-weighted assets. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tier&amp;nbsp;1 (core) capital divided by adjusted total assets. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(4)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tangible capital divided by tangible assets. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:HrbBankSRegulatoryCapitalRequirementsTextblock>
  <hrb:IncreaseInLossesDueToAssumedOnePercentIncreaseInValidityRatesAndLossSeverities contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-5">16000000</hrb:IncreaseInLossesDueToAssumedOnePercentIncreaseInValidityRatesAndLossSeverities>
  <hrb:IndustrialRevenueBondDueDate contextRef="Duration_5_1_2010_To_4_30_2011">December 2015</hrb:IndustrialRevenueBondDueDate>
  <hrb:IndustrialRevenueBondPurchased contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">31000000</hrb:IndustrialRevenueBondPurchased>
  <hrb:InitialPrincipalAmountOfLoansSecuritized contextRef="As_Of_4_30_2011_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_PendingOrThreatenedLitigationMember" unitRef="Unit12" decimals="-6">50000000</hrb:InitialPrincipalAmountOfLoansSecuritized>
  <hrb:InSubstanceForeclosures contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-5">12500000</hrb:InSubstanceForeclosures>
  <hrb:InSubstanceForeclosures contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">7700000</hrb:InSubstanceForeclosures>
  <hrb:IntangibleAssetsNet contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">1207879000</hrb:IntangibleAssetsNet>
  <hrb:IntangibleAssetsNet contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">1207879000</hrb:IntangibleAssetsNet>
  <hrb:IntangibleAssetsNet contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">1214164000</hrb:IntangibleAssetsNet>
  <hrb:IntangibleAssetsNet contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">1214164000</hrb:IntangibleAssetsNet>
  <hrb:InterestExpenseInterestBearingCheckingDeposits contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">83000</hrb:InterestExpenseInterestBearingCheckingDeposits>
  <hrb:InterestExpenseInterestBearingCheckingDeposits contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">94000</hrb:InterestExpenseInterestBearingCheckingDeposits>
  <hrb:InterestInLoansPurchased contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_hrb_TaxClientReceivablesMember" unitRef="Unit13" decimals="3">0.499</hrb:InterestInLoansPurchased>
  <hrb:InterestPaidOnDeposits contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">14004000</hrb:InterestPaidOnDeposits>
  <hrb:InterestPaidOnDeposits contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">10156000</hrb:InterestPaidOnDeposits>
  <hrb:InterestPaidOnDeposits contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">8541000</hrb:InterestPaidOnDeposits>
  <hrb:LandAndOtherNonDepreciableAssets contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">2482000</hrb:LandAndOtherNonDepreciableAssets>
  <hrb:LandAndOtherNonDepreciableAssets contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">2245000</hrb:LandAndOtherNonDepreciableAssets>
  <hrb:LiabilityRecordedForContingentConsideration contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">11000000</hrb:LiabilityRecordedForContingentConsideration>
  <hrb:LineOfCreditMaximumIssueLimit contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">5300000</hrb:LineOfCreditMaximumIssueLimit>
  <hrb:LitigationPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;LITIGATION&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;It is our policy to routinely assess the likelihood of any adverse judgments or outcomes related to legal matters, as well as ranges of probable losses. A determination of the amount of the reserves required, if any, for these contingencies is made after analysis of each known issue and an analysis of historical experience. We record reserves related to certain legal matters for which we believe it is probable that a loss will be incurred and the range of such loss can be estimated. With respect to other matters, management has concluded that a loss is only reasonably possible or remote, or not estimable and, therefore, no liability is recorded. Management discloses the facts regarding material matters, and potential exposure if determinable, for losses assessed as reasonably possible to occur. Costs incurred with defending claims are expensed as incurred. Any receivable for insurance recoveries is recorded separately from the corresponding litigation reserve, and only if recovery is determined to be probable. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;</hrb:LitigationPolicyTextBlock>
  <hrb:LoanLossReserveToMortgageLoans contextRef="As_Of_4_30_2010" unitRef="Unit13" decimals="4">0.1370</hrb:LoanLossReserveToMortgageLoans>
  <hrb:LoanLossReserveToMortgageLoans contextRef="As_Of_4_30_2011" unitRef="Unit13" decimals="4">0.1610</hrb:LoanLossReserveToMortgageLoans>
  <hrb:LoansAndReceivablesHeldForInvestmentTotal contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-5">215200000</hrb:LoansAndReceivablesHeldForInvestmentTotal>
  <hrb:LoansAndReceivablesHeldForInvestmentTotal contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ConcentrationRiskByTypeAxis_hrb_HrbBankInterestOnlyMortgageMember" unitRef="Unit12" decimals="-5">3700000</hrb:LoansAndReceivablesHeldForInvestmentTotal>
  <hrb:LoansReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">160124000</hrb:LoansReceivableRecordedInvestmentNonaccrualStatus>
  <hrb:LoansReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">157464000</hrb:LoansReceivableRecordedInvestmentNonaccrualStatus>
  <hrb:LoansReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_4_30_2011_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_hrb_AllOtherMember" unitRef="Unit12" decimals="-3">14106000</hrb:LoansReceivableRecordedInvestmentNonaccrualStatus>
  <hrb:LoansReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_4_30_2011_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_hrb_PurchasedFromSccMember" unitRef="Unit12" decimals="-3">143358000</hrb:LoansReceivableRecordedInvestmentNonaccrualStatus>
  <hrb:LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ConcentrationRiskByTypeAxis_hrb_MaximumCreditScoreMember" unitRef="Unit13" decimals="2">0.80</hrb:LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium>
  <hrb:LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ConcentrationRiskByTypeAxis_hrb_MinimumCreditScoreMember" unitRef="Unit13" decimals="INF">0.8</hrb:LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium>
  <hrb:LongTermAcquisitionObligation contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">28701000</hrb:LongTermAcquisitionObligation>
  <hrb:LongTermAcquisitionObligation contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">43273000</hrb:LongTermAcquisitionObligation>
  <hrb:LongTermDebtMaturityDate contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_DebtInstrumentAxis_hrb_CommittedLineOfCreditMember">July&amp;nbsp;31, 2013</hrb:LongTermDebtMaturityDate>
  <hrb:LongTermDebtMaturityDate contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_LineOfCreditFacilityAxis_hrb_FhlbMember">April 2012</hrb:LongTermDebtMaturityDate>
  <hrb:LongTermDebtMaturityDate contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_DebtInstrumentAxis_hrb_SeniorNoteFivePointOneTwoFiveDueOctoberTwoThousandAndFourteenMember">October&amp;nbsp;30, 2014</hrb:LongTermDebtMaturityDate>
  <hrb:LongTermDebtMaturityDate contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_DebtInstrumentAxis_hrb_SeniorNoteSevenPointEightSevenFiveDueJanuaryTwoThousandAndThirteenMember">January&amp;nbsp;15, 2013</hrb:LongTermDebtMaturityDate>
  <hrb:LongTermDebtMaturityDate contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_RangeAxis_us-gaap_MaximumMember">December 2022</hrb:LongTermDebtMaturityDate>
  <hrb:LongTermDebtMaturityDate contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_RangeAxis_us-gaap_MinimumMember">May 2011</hrb:LongTermDebtMaturityDate>
  <hrb:LossContingencyApproximateLossSeverityRates contextRef="As_Of_4_30_2011" unitRef="Unit13" decimals="2">0.57</hrb:LossContingencyApproximateLossSeverityRates>
  <hrb:LossesOnRepurchaseAndIndemnifications contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">-36407000</hrb:LossesOnRepurchaseAndIndemnifications>
  <hrb:LossesOnRepurchaseAndIndemnifications contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">-18244000</hrb:LossesOnRepurchaseAndIndemnifications>
  <hrb:LossesOnRepurchaseAndIndemnifications contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">-12155000</hrb:LossesOnRepurchaseAndIndemnifications>
  <hrb:ManagementEstimatesDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;MANAGEMENT ESTIMATES&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;The preparation of financial statements in conformity with generally accepted accounting principles (GAAP) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Significant estimates, assumptions and judgments are applied in the determination of our allowance for loan losses, potential losses from loan repurchase and indemnity obligations associated with our discontinued mortgage business, contingent losses associated with pending litigation, fair value of reporting units, valuation allowances based on future taxable income, reserves for uncertain tax positions, credit losses on receivable balances and related matters. Estimates have been prepared on the basis of the most current and best information available as of each balance sheet date. As such, actual results could differ materially from those estimates. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;</hrb:ManagementEstimatesDisclosureTextBlock>
  <hrb:MaximumAmountComplianceCleandownRequirement contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_DebtInstrumentAxis_hrb_CommittedLineOfCreditMember" unitRef="Unit12" decimals="-5">200000000</hrb:MaximumAmountComplianceCleandownRequirement>
  <hrb:MaximumCreditScoreToBeGivenInternalRiskRatingOfMedium contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ConcentrationRiskByTypeAxis_hrb_MaximumCreditScoreMember" unitRef="Unit13" decimals="INF">700</hrb:MaximumCreditScoreToBeGivenInternalRiskRatingOfMedium>
  <hrb:MinimumCreditScoreToBeGivenInternalRiskRatingOfLow contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ConcentrationRiskByTypeAxis_hrb_MinimumCreditScoreMember" unitRef="Unit13" decimals="0">700</hrb:MinimumCreditScoreToBeGivenInternalRiskRatingOfLow>
  <hrb:MortgageLoanRepurchaseLiabilityPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;MORTGAGE LOAN REPURCHASE LIABILITY&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;In connection with the securitization and sale of loans, Sand Canyon Corporation (SCC) made certain representations and warranties, including, but not limited to, representations relating to matters such as ownership of the loan, validity of lien securing the loan, and the loan's compliance with SCC's underwriting criteria. Representations and warranties in whole loan sale transactions to institutional investors included a "knowledge qualifier" which limits SCC liability for borrower fraud to those instances where SCC had knowledge of the fraud at the time the loans were sold. In the event that there is a breach of a representation and warranty and such breach materially and adversely affects the value of a mortgage loan, SCC may be obligated to repurchase a loan or otherwise indemnify certain parties for losses incurred as a result of loan liquidation. Generally, these representations and warranties are not subject to a stated term, but would be subject to statutes of limitation applicable to the contractual provisions. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;SCC estimates losses relating to representation and warranty claims by estimating loan repurchase and indemnification obligations on both known claims and projections of future claims. Projections of future claims are based on an analysis that includes a combination of reviewing repurchase demands and actual defaults and loss severities, inquiries from various third-parties, the terms and provisions of related agreements and the historical rate of repurchase and indemnification obligations related to breaches of representations and warranties. SCC's methodology for calculating this liability considers the likelihood that individual counterparties will assert future claims. The repurchase liability is included in accounts payable, accrued expenses and other current liabilities on our consolidated balance sheets. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</hrb:MortgageLoanRepurchaseLiabilityPolicyTextBlock>
  <hrb:MortgageLoansEligibleCollateralIncreaseBorrowingCapacity contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_LineOfCreditFacilityAxis_hrb_FhlbMember" unitRef="Unit12" decimals="-5">381500000</hrb:MortgageLoansEligibleCollateralIncreaseBorrowingCapacity>
  <hrb:MortgageLoansFairValueDisclosure contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">88456000</hrb:MortgageLoansFairValueDisclosure>
  <hrb:MortgageLoansFairValueDisclosure contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">88456000</hrb:MortgageLoansFairValueDisclosure>
  <hrb:MortgageLoansFairValueDisclosure contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">90628000</hrb:MortgageLoansFairValueDisclosure>
  <hrb:MortgageLoansFairValueDisclosure contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">90628000</hrb:MortgageLoansFairValueDisclosure>
  <hrb:MortgageLoansHeldForInvestmentFairValue contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">295154000</hrb:MortgageLoansHeldForInvestmentFairValue>
  <hrb:MortgageLoansHeldForInvestmentPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;MORTGAGE LOANS HELD FOR INVESTMENT&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Mortgage loans held for investment represent loans originated or acquired with the ability and current intent to hold to maturity. Loans held for investment are carried at amortized cost adjusted for charge-offs, net of allowance for loan losses, deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans. Loan fees and certain direct loan origination costs are deferred and the net fee or cost is recognized in interest income over the life of the related loan. Unearned income, premiums and discounts on purchased loans are amortized or accreted into income over the estimated life of the loan using methods that approximate the interest method based on assumptions regarding the loan portfolio, including prepayments adjusted to reflect actual experience. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We record an allowance representing our estimate of credit losses inherent in the loan portfolio at the balance sheet date. Loan recoveries and the provision for credit losses increase the allowance, while loan charge-offs decrease the allowance. A current assessment of the value of the loan's underlying collateral is made when the loan is no later than 60&amp;nbsp;days past due and any loan balance in excess of the value less costs to sell the property is included in the provision for credit losses. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We evaluate mortgage loans less than 60&amp;nbsp;days past due on a pooled basis and record a loan loss allowance for those loans in the aggregate. We stratify these loans based on our view of risk associated with various elements of the pool and assign estimated loss rates based on those risks. Loss rates consider both the rate at which loans will become delinquent (frequency) and the amount of loss that will ultimately be realized upon occurrence of a liquidation of collateral (severity), and are primarily based on historical experience and our assessment of economic and market conditions. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Loans are considered impaired when we believe it is probable we will be unable to collect all principal and interest due according to the contractual terms of the note, or when the loan is 60&amp;nbsp;days past due. Impaired loans are reviewed individually and a specific loan loss allowance is recorded based on the fair value of the underlying collateral. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We classify loans as non-accrual when full and timely collection of interest or principal becomes uncertain, or when they are 90&amp;nbsp;days past due. Interest previously accrued, but not collected, is reversed against current interest income when a loan is placed on non-accrual status. Accretion of deferred fees is discontinued for non-accrual loans. Payments received on non-accrual loans are recognized as interest income when the loan is considered collectible and applied to principal when it is doubtful that all contractual payments will be collected. Loans are not placed back on accrual status until collection of principal and interest is reasonably assured as a result of the borrower bringing the loan into compliance with the contractual terms of the loan. Prior to restoring a loan to accrual status, management considers a borrower's prospects for continuing future contractual payments. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;From time to time, as part of our loss mitigation process, we may agree to modify the contractual terms of a borrower's loan. We have developed loan modification programs designed to help borrowers refinance adjustable-rate mortgage loans prior to rate reset or who may otherwise have difficulty making their payments. In cases where we modify a loan and in so doing grant a concession to a borrower experiencing financial difficulty, the modification is considered a troubled debt restructuring (TDR). We may consider the borrower's payment status and history, the borrower's ability to pay upon a rate reset on an adjustable-rate mortgage, the size of the payment increase upon a rate reset, the period of time remaining prior to the rate reset and other relevant factors in determining whether a borrower is experiencing financial difficulty. A borrower who is current may be deemed to be experiencing financial difficulty in instances where the evidence suggests an inability to pay based on the original terms of the loan after the interest rate reset and, in the absence of a modification, may default on the loan. We evaluate whether the modification represents a concession we would not otherwise consider, such as a lower interest rate than what a new borrower of similar credit risk would be offered. A loan modified in a troubled debt restructuring, including a loan that was current at the time of modification, is placed on non-accrual status until we determine future collection of principal and interest is reasonably assured, which generally requires the borrower to demonstrate a period of performance according to the restructured terms. At the time of the modification, we record impairment for TDR loans equal to the difference between the principal balance of the loan and the present value of expected future cash flows discounted at the loan's effective interest rate. However, if we later assess that foreclosure of a modified loan is probable, we record impairment based on the estimated fair value of the underlying collateral. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</hrb:MortgageLoansHeldForInvestmentPolicyTextBlock>
  <hrb:MortgageLoansOnRealEstateOtherImpairments contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">-11916000</hrb:MortgageLoansOnRealEstateOtherImpairments>
  <hrb:MortgageLoansOnRealEstateOtherImpairments contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">-10314000</hrb:MortgageLoansOnRealEstateOtherImpairments>
  <hrb:MortgageLoansOnRealEstateOtherImpairments contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">-4294000</hrb:MortgageLoansOnRealEstateOtherImpairments>
  <hrb:NetBalanceOfAllMortgageLoansHeldForSale contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">12300000</hrb:NetBalanceOfAllMortgageLoansHeldForSale>
  <hrb:NetIntercompanyAdvancesFinancingActivities contextRef="As_Of_4_30_2009_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">-199032000</hrb:NetIntercompanyAdvancesFinancingActivities>
  <hrb:NetIntercompanyAdvancesFinancingActivities contextRef="As_Of_4_30_2009_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">73820000</hrb:NetIntercompanyAdvancesFinancingActivities>
  <hrb:NetIntercompanyAdvancesFinancingActivities contextRef="As_Of_4_30_2009_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">125212000</hrb:NetIntercompanyAdvancesFinancingActivities>
  <hrb:NetIntercompanyAdvancesFinancingActivities contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">354617000</hrb:NetIntercompanyAdvancesFinancingActivities>
  <hrb:NetIntercompanyAdvancesFinancingActivities contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">415591000</hrb:NetIntercompanyAdvancesFinancingActivities>
  <hrb:NetIntercompanyAdvancesFinancingActivities contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">-770208000</hrb:NetIntercompanyAdvancesFinancingActivities>
  <hrb:NetIntercompanyAdvancesFinancingActivities contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">206722000</hrb:NetIntercompanyAdvancesFinancingActivities>
  <hrb:NetIntercompanyAdvancesFinancingActivities contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">459755000</hrb:NetIntercompanyAdvancesFinancingActivities>
  <hrb:NetIntercompanyAdvancesFinancingActivities contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">-666477000</hrb:NetIntercompanyAdvancesFinancingActivities>
  <hrb:NetIntercompanyAdvancesInvestingActivities contextRef="As_Of_4_30_2009_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-73820000</hrb:NetIntercompanyAdvancesInvestingActivities>
  <hrb:NetIntercompanyAdvancesInvestingActivities contextRef="As_Of_4_30_2009_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="Unit12" decimals="-3">73820000</hrb:NetIntercompanyAdvancesInvestingActivities>
  <hrb:NetIntercompanyAdvancesInvestingActivities contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-415591000</hrb:NetIntercompanyAdvancesInvestingActivities>
  <hrb:NetIntercompanyAdvancesInvestingActivities contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="Unit12" decimals="-3">415591000</hrb:NetIntercompanyAdvancesInvestingActivities>
  <hrb:NetIntercompanyAdvancesInvestingActivities contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-459755000</hrb:NetIntercompanyAdvancesInvestingActivities>
  <hrb:NetIntercompanyAdvancesInvestingActivities contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="Unit12" decimals="-3">459755000</hrb:NetIntercompanyAdvancesInvestingActivities>
  <hrb:NetWorthCurrent contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_DebtInstrumentAxis_hrb_CommittedLineOfCreditMember" unitRef="Unit12" decimals="-8">1400000000</hrb:NetWorthCurrent>
  <hrb:NonvestedShares contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">1015000</hrb:NonvestedShares>
  <hrb:NonvestedShares contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">677000</hrb:NonvestedShares>
  <hrb:NonvestedShares contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">632000</hrb:NonvestedShares>
  <hrb:NonvestedSharesValue contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">-990000</hrb:NonvestedSharesValue>
  <hrb:NonvestedSharesValue contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-20392000</hrb:NonvestedSharesValue>
  <hrb:NonvestedSharesValue contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">19402000</hrb:NonvestedSharesValue>
  <hrb:NonvestedSharesValue contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">-1227000</hrb:NonvestedSharesValue>
  <hrb:NonvestedSharesValue contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-13806000</hrb:NonvestedSharesValue>
  <hrb:NonvestedSharesValue contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">-300000</hrb:NonvestedSharesValue>
  <hrb:NonvestedSharesValue contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">12879000</hrb:NonvestedSharesValue>
  <hrb:NonvestedSharesValue contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">-1019000</hrb:NonvestedSharesValue>
  <hrb:NonvestedSharesValue contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-12952000</hrb:NonvestedSharesValue>
  <hrb:NonvestedSharesValue contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">-95000</hrb:NonvestedSharesValue>
  <hrb:NonvestedSharesValue contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">12028000</hrb:NonvestedSharesValue>
  <hrb:ObligationForUnfundedLetterOfCredit contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">85200000</hrb:ObligationForUnfundedLetterOfCredit>
  <hrb:OperatingLeaseTerm contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="Unit13" decimals="0">5</hrb:OperatingLeaseTerm>
  <hrb:OperatingLeaseTerm contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="Unit13" decimals="0">3</hrb:OperatingLeaseTerm>
  <hrb:OtherInvestingActivities contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">22002000</hrb:OtherInvestingActivities>
  <hrb:OtherInvestingActivities contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">10056000</hrb:OtherInvestingActivities>
  <hrb:OtherInvestingActivities contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">11946000</hrb:OtherInvestingActivities>
  <hrb:OtherInvestingActivities contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">31513000</hrb:OtherInvestingActivities>
  <hrb:OtherInvestingActivities contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">73493000</hrb:OtherInvestingActivities>
  <hrb:OtherInvestingActivities contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">-41980000</hrb:OtherInvestingActivities>
  <hrb:OtherInvestingActivities contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">34349000</hrb:OtherInvestingActivities>
  <hrb:OtherInvestingActivities contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">21556000</hrb:OtherInvestingActivities>
  <hrb:OtherInvestingActivities contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">12793000</hrb:OtherInvestingActivities>
  <hrb:OtherNoncurrentAssetsAndLiabilitiesTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&amp;nbsp;&lt;strong&gt;&lt;font style="font-family: Arial;" class="_mt"&gt;NOTE&amp;nbsp;12: OTHER NONCURRENT ASSETS AND LIABILITIES&lt;/font&gt;&lt;/strong&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We have various compensation plans where we make contributions to eligible participant accounts, which may also include deferred compensation of the participant, with the participants then accruing income on these amounts. Included in other noncurrent liabilities is $&lt;font class="_mt"&gt;152.7&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;135.5&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011 and 2010, respectively, reflecting our obligation under these plans. We may purchase whole-life insurance contracts on certain employee participants to recover distributions made or to be made under the plans. The cash surrender value of the policies and other assets held by the trusts are recorded in other noncurrent assets and totaled $&lt;font class="_mt"&gt;115.0&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;112.4&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011 and 2010, respectively. These assets are restricted, as they are only available to fund the related liabilities. &lt;/div&gt;</hrb:OtherNoncurrentAssetsAndLiabilitiesTextBlock>
  <hrb:PaymentsForLoansMadeToFranchisees contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">89664000</hrb:PaymentsForLoansMadeToFranchisees>
  <hrb:PaymentsForLoansMadeToFranchisees contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">89664000</hrb:PaymentsForLoansMadeToFranchisees>
  <hrb:PaymentsForLoansMadeToFranchisees contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">92455000</hrb:PaymentsForLoansMadeToFranchisees>
  <hrb:PaymentsForLoansMadeToFranchisees contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">92455000</hrb:PaymentsForLoansMadeToFranchisees>
  <hrb:PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">106189000</hrb:PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered>
  <hrb:PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="Unit12" decimals="-3">106189000</hrb:PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered>
  <hrb:PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">254250000</hrb:PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered>
  <hrb:PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="Unit12" decimals="-3">254250000</hrb:PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered>
  <hrb:PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">283534000</hrb:PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered>
  <hrb:PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="Unit12" decimals="-3">283534000</hrb:PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered>
  <hrb:PercentageOfClaimsDeniedByScc contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="2">0.84</hrb:PercentageOfClaimsDeniedByScc>
  <hrb:PercentageOfLoansIssuedToGovernmentSponsoredEntities contextRef="As_Of_4_30_2011" unitRef="Unit13" decimals="2">0.01</hrb:PercentageOfLoansIssuedToGovernmentSponsoredEntities>
  <hrb:PercentageOfLoansIssuedToGovernmentSponsoredEntities contextRef="As_Of_4_30_2011_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="Unit13" decimals="2">0.01</hrb:PercentageOfLoansIssuedToGovernmentSponsoredEntities>
  <hrb:PercentageOfLoansOriginatedIn2006And2007 contextRef="As_Of_4_30_2011" unitRef="Unit13" decimals="2">0.89</hrb:PercentageOfLoansOriginatedIn2006And2007>
  <hrb:PercentageOfMortgageLoanPortfolioConsistingOfBorrowersFromFloridaCaliforniaNewYorkAndWisconsin contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="2">0.59</hrb:PercentageOfMortgageLoanPortfolioConsistingOfBorrowersFromFloridaCaliforniaNewYorkAndWisconsin>
  <hrb:PercentageOfPurchasePriceOfStock contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="2">0.90</hrb:PercentageOfPurchasePriceOfStock>
  <hrb:PercentageOfValidClaimsThatResultedInIndemnificationOrSettlementPayments contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="2">0.78</hrb:PercentageOfValidClaimsThatResultedInIndemnificationOrSettlementPayments>
  <hrb:PercentageOfValidClaimsThatResultedInLoanRepurchases contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="2">0.22</hrb:PercentageOfValidClaimsThatResultedInLoanRepurchases>
  <hrb:PercentOfLoansThirtyDaysPastDue contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="3">0.302</hrb:PercentOfLoansThirtyDaysPastDue>
  <hrb:PercentOfLoansThirtyDaysPastDue contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_hrb_AllOtherMember" unitRef="Unit13" decimals="3">0.110</hrb:PercentOfLoansThirtyDaysPastDue>
  <hrb:PercentOfLoansThirtyDaysPastDue contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_hrb_PurchasedFromSccMember" unitRef="Unit13" decimals="3">0.417</hrb:PercentOfLoansThirtyDaysPastDue>
  <hrb:PercentOfManagingDirectorsAsPartnersInVariableInterestEntity contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="2">0.84</hrb:PercentOfManagingDirectorsAsPartnersInVariableInterestEntity>
  <hrb:PreferredStockAuthorizedButUnissued contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit1" decimals="-5">5600000</hrb:PreferredStockAuthorizedButUnissued>
  <hrb:PreferredStockAuthorizedButUnissued contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementClassOfStockAxis_hrb_ParticipatingPreferredStockMember" unitRef="Unit1" decimals="-5">600000</hrb:PreferredStockAuthorizedButUnissued>
  <hrb:PrepaidExpensesAndOtherCurrentAssets contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">292655000</hrb:PrepaidExpensesAndOtherCurrentAssets>
  <hrb:PrepaidExpensesAndOtherCurrentAssets contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">259214000</hrb:PrepaidExpensesAndOtherCurrentAssets>
  <hrb:PretaxIncomeFromInternationalOperations contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-5">31600000</hrb:PretaxIncomeFromInternationalOperations>
  <hrb:PretaxIncomeFromInternationalOperations contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-5">46700000</hrb:PretaxIncomeFromInternationalOperations>
  <hrb:PretaxIncomeFromInternationalOperations contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-5">46200000</hrb:PretaxIncomeFromInternationalOperations>
  <hrb:ProceedsFromCollectionOfFranchiseLoansReceivable contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">40710000</hrb:ProceedsFromCollectionOfFranchiseLoansReceivable>
  <hrb:ProceedsFromCollectionOfFranchiseLoansReceivable contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">40710000</hrb:ProceedsFromCollectionOfFranchiseLoansReceivable>
  <hrb:ProceedsFromCollectionOfFranchiseLoansReceivable contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">57552000</hrb:ProceedsFromCollectionOfFranchiseLoansReceivable>
  <hrb:ProceedsFromCollectionOfFranchiseLoansReceivable contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">57552000</hrb:ProceedsFromCollectionOfFranchiseLoansReceivable>
  <hrb:ProceedsFromIssuanceOfCommonStockShares contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="-3">8286000</hrb:ProceedsFromIssuanceOfCommonStockShares>
  <hrb:ProvisionForBadDebtsAndLoanLosses contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">181829000</hrb:ProvisionForBadDebtsAndLoanLosses>
  <hrb:ProvisionForBadDebtsAndLoanLosses contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">161296000</hrb:ProvisionForBadDebtsAndLoanLosses>
  <hrb:ProvisionForBadDebtsAndLoanLosses contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">180951000</hrb:ProvisionForBadDebtsAndLoanLosses>
  <hrb:RealEstateOwnedLoansFairValueDisclosure contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">16291000</hrb:RealEstateOwnedLoansFairValueDisclosure>
  <hrb:RealEstateOwnedLoansFairValueDisclosure contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">16291000</hrb:RealEstateOwnedLoansFairValueDisclosure>
  <hrb:RealEstateOwnedLoansFairValueDisclosure contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">12366000</hrb:RealEstateOwnedLoansFairValueDisclosure>
  <hrb:RealEstateOwnedLoansFairValueDisclosure contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsNonrecurringMember" unitRef="Unit12" decimals="-3">12366000</hrb:RealEstateOwnedLoansFairValueDisclosure>
  <hrb:RefundableDepositFromFranchisees contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="0">2500</hrb:RefundableDepositFromFranchisees>
  <hrb:RemainingObligationForUnfundedLetterOfCredit contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">37700000</hrb:RemainingObligationForUnfundedLetterOfCredit>
  <hrb:RollforwardOfReserveForLossesOnRepurchases contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="55%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance as of May 1: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Amount related to repurchase and indemnifications &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;138,415&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;156,659 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;193,066 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Amount related to indemnity agreement dated April 2008 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;49,785&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;49,936 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;50,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;188,200&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;206,595 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;243,066 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Changes: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Provisions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Losses on repurchase and indemnifications &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(12,155&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(18,244 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(36,407 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Payments under indemnity agreement dated April 2008 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(49,785&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(151 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(64 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance as of April 30: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Amount related to repurchase and indemnifications &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;126,260&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;138,415 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;156,659 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Amount related to indemnity agreement dated April 2008 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;49,785 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;49,936 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;126,260&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;188,200 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;206,595 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:RollforwardOfReserveForLossesOnRepurchases>
  <hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">15075000</hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities>
  <hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">8417000</hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities>
  <hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">6658000</hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities>
  <hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">15758000</hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities>
  <hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">14639000</hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities>
  <hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">1119000</hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities>
  <hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">16797000</hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities>
  <hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">16690000</hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities>
  <hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">107000</hrb:SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities>
  <hrb:ScheduleOfActivityInAllowanceForDoubtfulAccountsTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="43%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Emerald Advance&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tax Client&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Loans&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;All&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Lines of Credit &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Receivables - RALs &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;to Franchisees &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance as of May&amp;nbsp;1, 2008 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,393 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;17,398 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;71,360 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;120,155 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Provision &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;42,875 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;14,144 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;59,155 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;116,174 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Recoveries &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;315 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;315 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Charge-offs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(31,393 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(17,406 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(59,304 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(108,103 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance as of April&amp;nbsp;30, 2009 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;42,875 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;14,136 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;71,526 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;128,541 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Provision &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33,919 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,193 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;65,642 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;111,754 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Recoveries &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;534 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;534 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Charge-offs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(41,555 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(14,138 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(72,661 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(128,354 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance as of April&amp;nbsp;30, 2010 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;35,239 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,191 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;65,041 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;112,475 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Provision &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;91,546&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;52,716&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;144,264&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Recoveries &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;312&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;312&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Charge-offs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(122,385&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(12,193&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(55,003&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(189,585&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance as of April&amp;nbsp;30, 2011 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,400&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;63,066&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;67,466&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfActivityInAllowanceForDoubtfulAccountsTableTextBlock>
  <hrb:ScheduleOfAllowanceForDoubtfulAccountsTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Our allowance for doubtful accounts consists of the following: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="73%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Allowance related to: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Emerald Advance lines of credit &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,400&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;35,239 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tax client receivables related to RALs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,191 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Loans to franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;All other receivables &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;63,066&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;65,041 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;67,466&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;112,475 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</hrb:ScheduleOfAllowanceForDoubtfulAccountsTableTextBlock>
  <hrb:ScheduleOfAllowanceForImpairedLoansTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="78%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Portion of total allowance for loan losses allocated&lt;br /&gt;to impaired loans and TDR loans: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Based on collateral value method &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;69,794&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;68,696 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Based on discounted cash flow method &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,055&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,915 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;80,849&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;77,611 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfAllowanceForImpairedLoansTableTextBlock>
  <hrb:ScheduleOfAllowanceForLoanLossesTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="56%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance at beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;93,535&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;84,073 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;45,401 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Provision &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;35,567&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;47,750 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;63,897 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Recoveries &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;272&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;88 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;54 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Charge-offs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(37,287&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(38,376 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(25,279 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance at end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;92,087&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;93,535 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;84,073 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfAllowanceForLoanLossesTextBlock>
  <hrb:ScheduleOfAssetsAcquiredLiabilitiesAssumedAndResultingGoodwillTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="width: 87%; margin-left: 6%;"&gt;

&lt;div style="width: 87%; margin-left: 6%;"&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 9pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="4" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="4" align="left"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Customer relationships&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6,733&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Non-compete agreements&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(2)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,766&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Attest firm affiliation&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(3)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;7,629&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Goodwill &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;27,289&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Fixed assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,500&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Other assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;831&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Other liabilities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(1,640&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Unfavorable leasehold&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(2)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(5,890&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Total purchase price &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;40,218&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="5"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td width="1%"&gt; &lt;/td&gt;
&lt;td width="99%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Estimated life of 12&amp;nbsp;years. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Estimated life of 7&amp;nbsp;years. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Estimated life of 18&amp;nbsp;years. Represents the benefits to be received from the Alternative Practice Structure arrangement and affiliation with attest clients. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;</hrb:ScheduleOfAssetsAcquiredLiabilitiesAssumedAndResultingGoodwillTextBlock>
  <hrb:ScheduleOfComponentsOfBankingDepositsTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="47%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 7pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Outstanding&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Interest&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Outstanding&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Interest&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 7pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Balance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Expense &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Balance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Expense &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Short-term: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Money-market deposits &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;164,734&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,168&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;195,220 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,871 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Savings deposits &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,030&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;107&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,460 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;128 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Checking deposits: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Interest-bearing &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6,947&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;94&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;24,190 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;83 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Non-interest-bearing &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;279,296&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;200,096 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;286,243&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;94&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;224,286 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;83 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;IRAs and other time deposits: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Due in one year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;49,003&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;60,349 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;IRAs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;341,210&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;360,240 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;390,213&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6,119&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;420,589 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,092 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;852,220&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;8,488&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;852,555 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;10,174 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Long-term: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Due in two years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;7,939&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,479 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Due in three years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,717&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,079 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Due in four years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;16&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,105 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Due in five years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,678&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;21,664 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfComponentsOfBankingDepositsTableTextBlock>
  <hrb:ScheduleOfCondensedConsolidatingBalanceSheetTextblock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 14pt;" class="_mt"&gt;CONDENSED CONSOLIDATING BALANCE SHEETS&lt;/font&gt;&lt;/b&gt; &lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s)&amp;nbsp; &lt;/font&gt;&lt;/div&gt;

&lt;p&gt; &lt;/p&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="41%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;April&amp;nbsp;30, 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;amp; cash equivalents &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;616,238&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,061,656&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(50&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,677,844&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;amp; cash equivalents&amp;nbsp;&amp;ndash; restricted &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;9,522&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;38,861&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;48,383&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Receivables, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;88&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;102,011&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;390,191&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;492,290&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Mortgage loans held for investment, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;485,008&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;485,008&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Intangible assets and goodwill, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,214,164&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,214,164&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Investments in subsidiaries &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,699,555&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;32&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(2,699,555&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;32&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;13,613&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;469,461&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;807,166&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,290,240&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,713,256&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,682,240&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,512,070&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(2,699,605&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,207,961&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Customer deposits &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;852,270&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(50&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;852,220&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Long-term debt &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;998,965&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;50,789&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,049,754&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;FHLB borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;25,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;25,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other liabilities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;178&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(26,769&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,858,004&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,831,413&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,263,504&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;24,173&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(1,287,677&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Stockholders' equity &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,449,574&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(191,399&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,890,954&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(2,699,555&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,449,574&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total liabilities and stockholders' equity &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;2,713,256&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;1,682,240&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;3,512,070&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(2,699,605&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;5,207,961&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 12pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;p&gt; &lt;/p&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="41%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;April&amp;nbsp;30, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;amp; cash equivalents &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;702,021 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,102,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(111 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,804,045 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;amp; cash equivalents&amp;nbsp;&amp;ndash; restricted &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,160 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;28,190 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;34,350 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Receivables, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;57 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;105,192 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;412,737 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;517,986 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Mortgage loans held for investment, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;595,405 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;595,405 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Intangible assets and goodwill, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,207,879 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,207,879 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Investments in subsidiaries &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,276,597 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;231 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(3,276,597 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;231 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;19,014 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;332,782 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;722,626 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,074,422 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,295,668 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,741,560 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,473,798 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(3,276,708 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;5,234,318 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Customer deposits &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;852,666 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(111 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;852,555 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Long-term debt &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;998,605 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;36,539 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,035,144 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;FHLB borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;75,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;75,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other liabilities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;48,775 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;153,154 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,629,060 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,830,989 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,806,263 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(431,696 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,374,567 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Stockholders' equity &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,440,630 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;93,831 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,182,766 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(3,276,597 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,440,630 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total liabilities and stockholders' equity &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,295,668 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,741,560 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,473,798 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(3,276,708 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;5,234,318 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfCondensedConsolidatingBalanceSheetTextblock>
  <hrb:ScheduleOfCondensedConsolidatingStatementOfCashFlowsTextblock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 14pt;" class="_mt"&gt;CONDENSED CONSOLIDATING STATEMENTS OF CASH FLOWS&lt;/font&gt;&lt;/b&gt; &lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/div&gt;

&lt;p&gt; &lt;/p&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="44%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April&amp;nbsp;30, 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) operating activities: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;9,683&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;(153,471&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;656,291&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;512,503&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash flows from investing: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchases of AFS securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(138,824&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(138,824&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Maturities and payments received on AFS securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;16,690&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;107&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;16,797&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Mortgage loans held for investment, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;58,471&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;58,471&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchases of property&amp;nbsp;&amp;amp; equipment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(33&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(62,926&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(62,959&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Payments for business acquisitions, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(54,171&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(54,171&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from sales of businesses, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;71,083&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;71,083&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Loans made to franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(92,455&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(92,455&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments from franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;57,552&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;57,552&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;459,755&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(459,755&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;21,556&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12,793&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;34,349&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) investing activities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;459,755&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(77,043&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(33,114&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(459,755&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(110,157&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash flows from financing: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments of commercial paper &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,818,766&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,818,766&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from commercial paper &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,818,766&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,818,766&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments of other borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(50,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(50,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Customer banking deposits, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(11,501&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;61&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(11,440&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividends paid &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(186,802&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(186,802&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repurchase of common stock &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(283,534&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(283,534&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from stock options &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;424&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;424&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;206,722&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(666,477&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;459,755&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;474&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(490&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(3,023&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(3,039&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) financing activities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(469,438&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;144,731&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(669,500&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;459,816&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(534,391&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Effects of exchange rates on cash &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,844&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,844&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net increase (decrease) in cash &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(85,783&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(40,479&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;61&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(126,201&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;ndash; beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;702,021&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,102,135&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(111&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,804,045&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;ndash; end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;616,238&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;1,061,656&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(50&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;1,677,844&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April&amp;nbsp;30, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by operating activities: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;21,252 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;16,698 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;549,519 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;587,469 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash flows from investing: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchases of AFS securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(365 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,365 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Sales and maturities of AFS securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;14,639 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,119 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15,758 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Mortgage loans held for investment, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;72,832 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;72,832 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchases of property&amp;nbsp;&amp;amp; equipment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(90,515 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(90,515 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Payments for business acquisitions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(10,539 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(10,539 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from sales of businesses, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;66,623 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;66,623 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Loans made to franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(89,664 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(89,664 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments from franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;40,710 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;40,710 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;415,591 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(415,591 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;73,493 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(41,980 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,513 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) investing activities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;415,591 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;111,645 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(80,292 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(415,591 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,353 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash flows from financing: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments of commercial paper &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,406,013 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,406,013 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from commercial paper &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,406,013 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,406,013 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments of other borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,267,727 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(46 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,267,773 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from other borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,242,727 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,242,727 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Customer banking deposits, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11,428 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,111 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;17,539 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividends paid &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(200,899 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(200,899 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repurchase of common stock &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(254,250 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(254,250 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from stock options &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16,682 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16,682 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;354,617 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(770,208 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;415,591 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,624 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(8,717 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(28,051 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(35,144 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) financing activities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(436,843 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;332,328 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(798,305 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;421,702 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(481,118 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Effects of exchange rates on cash &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11,678 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11,678 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net increase (decrease) in cash &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;460,671 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(317,400 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,111 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;149,382 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;ndash; beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;241,350 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,419,535 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,222 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,654,663 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;ndash; end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;702,021 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,102,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(111 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,804,045 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 12pt; font-size: 1pt;"&gt;&amp;nbsp;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April&amp;nbsp;30, 2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) operating activities: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,835 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(13,225 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,033,829 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,024,439 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash flows from investing: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchases of AFS securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(875 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,217 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,092 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Sales and maturities of AFS securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,417 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,658 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15,075 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Mortgage loans held for investment, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;91,329 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;91,329 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchases of property&amp;nbsp;&amp;amp; equipment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(43 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(97,837 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(97,880 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Payments for business acquisitions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(293,805 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(293,805 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from sales of businesses, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;18,865 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;18,865 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;73,820 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(73,820 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Investing cash flows of discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;255,066 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;255,066 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10,056 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;22,002 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) investing activities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;73,820 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;363,950 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(358,390 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(73,820 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,560 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash flows from financing: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments of short-term borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,762,294 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,762,294 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from short-term borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,733,294 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,733,294 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Customer banking deposits, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;69,932 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,575 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;64,357 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividends paid &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(198,685 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(198,685 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Acquisition of treasury shares &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(106,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(106,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from issuance of common stock &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;141,415 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;141,415 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from stock options &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;71,594 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;71,594 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(199,032 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;125,212 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;73,820 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Financing cash flows of discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,783 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,783 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;14,210 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;9,331 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(12,049 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11,492 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) financing activities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(77,655 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(143,986 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;113,163 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;68,245 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(40,233 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net increase in cash &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;206,739 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;788,602 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,575 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;989,766 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;ndash; beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;34,611 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;630,933 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(647 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;664,897 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;ndash; end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;241,350 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,419,535 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(6,222 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,654,663 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;</hrb:ScheduleOfCondensedConsolidatingStatementOfCashFlowsTextblock>
  <hrb:ScheduleOfCondensedConsolidatingStatementOfOperationsTextblock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 14pt;" class="_mt"&gt;CONDENSED CONSOLIDATING INCOME STATEMENTS&lt;/font&gt;&lt;/b&gt; &lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/div&gt;

&lt;p&gt; &lt;/p&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="44%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April&amp;nbsp;30, 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Total revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;251,521&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;3,522,775&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;3,774,296&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cost of revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;277,099&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,137,491&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,414,590&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Selling, general and administrative &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;31,914&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;662,222&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;694,136&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total expenses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;309,013&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,799,713&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,108,726&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Operating income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(57,492&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;723,062&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;665,570&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other income, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,503&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,952&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,455&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income (loss) from continuing operations before taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(51,989&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;729,014&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;257,620&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(27,774&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;285,394&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(257,620&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;257,620&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;419,405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(24,215&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;443,620&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(419,405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;419,405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(13,295&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(12,417&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(878&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;13,295&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(13,295&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;406,110&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(36,632&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;442,742&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(406,110&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;406,110&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 12pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;p&gt; &lt;/p&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="44%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April&amp;nbsp;30, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Total revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;271,704 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,602,721 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(93 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,874,332 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cost of revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;257,245 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,210,868 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(117 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,467,996 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Selling, general and administrative &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;36,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;594,646 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(93 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;631,499 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total expenses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;294,191 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,805,514 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(210 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,099,495 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Operating income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(22,487 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;797,207 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;117 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;774,837 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other income, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,644 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,771 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(784,252 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;9,298 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income (loss) from continuing operations before taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(16,843 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;800,978 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;295,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,368 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;301,557 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(295,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;295,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;488,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(10,475 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;499,421 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(488,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;488,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(9,704 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,276 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,428 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;9,704 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(9,704 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;479,242 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(15,751 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;494,993 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(479,242 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;479,242 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April&amp;nbsp;30, 2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Total revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;251,758 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,834,880 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(3,061 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;4,083,577 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cost of revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;278,789 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,317,439 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(10 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,596,218 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Selling, general and administrative &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;66,230 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;582,812 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(552 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;648,490 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total expenses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;345,019 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,900,251 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(562 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,244,708 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Operating income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(93,261 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;934,629 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,499 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;838,869 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other income (expense), net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;839,370 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,992 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,461 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(839,338 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;501 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income (loss) from continuing operations before taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;839,370 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(99,253 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;941,090 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(841,837 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;839,370 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;326,315 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(40,386 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;367,660 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(327,274 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;326,315 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;513,055 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(58,867 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;573,430 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(514,563 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;513,055 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(27,382 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(29,176 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;29,176 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(27,382 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;485,673 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(88,043 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;573,430 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(485,387 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;485,673 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt; align: left;"&gt; &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;&lt;/div&gt;</hrb:ScheduleOfCondensedConsolidatingStatementOfOperationsTextblock>
  <hrb:ScheduleOfCreditQualityIndicatorsAndPortfolioBalanceTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="50%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Credit Quality Indicators &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Purchased from SCC &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;All Other &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total Portfolio &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Occupancy status: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Owner occupied &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;249,048&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;136,380&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;385,428&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Non-owner occupied &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;108,766&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;78,780&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;187,546&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;357,814&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;215,160&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;font style="white-space: nowrap; color: #000000; font-size: 1pt; word-spacing: 100pt;" class="_mt"&gt;&lt;u&gt;&amp;shy; &amp;shy;&lt;/u&gt;&lt;/font&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Documentation level: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Full documentation &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;108,509&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;157,270&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;265,779&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Limited documentation &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,146&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;23,355&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;34,501&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Stated income &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;205,485&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;21,705&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;227,190&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;No documentation &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;32,674&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12,830&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;45,504&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;357,814&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;215,160&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;font style="white-space: nowrap; color: #000000; font-size: 1pt; word-spacing: 100pt;" class="_mt"&gt;&lt;u&gt;&amp;shy; &amp;shy;&lt;/u&gt;&lt;/font&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Internal risk rating: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;High &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;151,522&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;357&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;151,879&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Medium &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;206,292&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;206,292&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Low &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;214,803&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;214,803&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;357,814&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;215,160&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfCreditQualityIndicatorsAndPortfolioBalanceTextBlock>
  <hrb:ScheduleOfImpairedLoansTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="31%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Portfolio Balance&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Portfolio Balance&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;With Allowance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;With No Allowance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Portfolio Balance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Related Allowance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As of April&amp;nbsp;30, 2011: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;190,074&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;54,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;244,074&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;75,373&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;19,340&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,235&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;24,575&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,476&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;209,414&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;59,235&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;268,649&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;80,849&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;font style="white-space: nowrap; color: #000000; font-size: 1pt; word-spacing: 100pt;" class="_mt"&gt;&lt;u&gt;&amp;shy; &amp;shy;&lt;/u&gt;&lt;/font&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As of April&amp;nbsp;30, 2010 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;288,309 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;22,552 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;310,861 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;77,611 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfImpairedLoansTextBlock>
  <hrb:ScheduleOfInterestIncomeExpenseByTypeTextblock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="51%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Interest income: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Mortgage loans, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;24,693&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,877 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;46,396 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Emerald Advance lines of credit &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;94,300&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;77,891 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;91,019 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Investment securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,609&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,318 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,896 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;13,551&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10,319 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,205 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;134,153&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;122,405 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;154,516 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Interest expense: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;85,421&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;78,398 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;83,193 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Deposits &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,488&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10,174 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;14,069 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;FHLB advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,526&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,997 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,113 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;95,435&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;90,569 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;102,375 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt; &lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfInterestIncomeExpenseByTypeTextblock>
  <hrb:ScheduleOfMortgageLoanPortfolioTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="51%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(dollars in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;% of Total&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;% of Total &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Adjustable-rate loans &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;333,828&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;58&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;411,122 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;60 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Fixed-rate loans &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;239,146&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;42&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;272,562 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;40 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;100&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;683,684 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;100 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Unamortized deferred fees and costs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,121&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,256 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Less: Allowance for loan losses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(92,087&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(93,535 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;485,008&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;595,405 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfMortgageLoanPortfolioTextBlock>
  <hrb:ScheduleOfNonAccrualLoansTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Loans: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;143,358&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;14,106&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;157,464&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;160,124 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;TDRs: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,849&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;329&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,178&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,506 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Total non-accrual loans &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;160,642&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;191,630 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfNonAccrualLoansTableTextBlock>
  <hrb:ScheduleOfPastDueMortgageLoans contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="36%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Less than 60&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;60 - 89 Days&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;90 + Days&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Days Past Due &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Past Due &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Past Due&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Past Due &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Current &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;37,371&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,882&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;132,326&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;174,579&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;183,235&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;357,814&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;All other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10,250&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,594&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;20,546&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;32,390&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;182,770&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;215,160&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;47,621&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;6,476&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;152,872&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;206,969&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;366,005&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="29"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="99%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;No loans past due 90&amp;nbsp;days or more are still accruing interest. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</hrb:ScheduleOfPastDueMortgageLoans>
  <hrb:ScheduleOfPortfolioBalanceAndRelatedAllowanceTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="44%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(dollars in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Outstanding&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Loan Loss Allowance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;% 30+ Days&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Principal Balance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;% of Principal &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Past Due &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;357,814&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;81,396&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;22.7&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;41.7&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;All other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;215,160&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10,691&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5.0&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11.0&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;" colspan="7"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;92,087&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;16.1&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;30.2&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;" colspan="7"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfPortfolioBalanceAndRelatedAllowanceTextBlock>
  <hrb:ScheduleOfPortfolioBalanceTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="46%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 7pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Portfolio&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Related&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Portfolio&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Related&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 7pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Balance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Allowance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Balance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Allowance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Pooled (less than 60&amp;nbsp;days past due) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;304,325&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,238&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;372,823 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15,924 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Impaired: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Individually (TDRs) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;106,328&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,056&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;144,977 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,915 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Individually (60&amp;nbsp;days or more past due) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;162,321&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;69,793&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;165,884 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;68,696 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;92,087&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;683,684 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;93,535 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfPortfolioBalanceTextBlock>
  <hrb:ScheduleOfRealEstatePropertiesNonPerformingAssetsTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="63%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;For the Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Average impaired loans: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;252,673&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;All other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;37,082&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;289,755&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;307,351 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;216,391 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Interest income on impaired loans: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,795&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;All other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;829&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6,624&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,548 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,964 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Interest income on impaired loans recognized on a&lt;br /&gt;cash basis on non-accrual status: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,567&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;All other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;744&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6,311&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;7,452 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,927 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfRealEstatePropertiesNonPerformingAssetsTableTextBlock>
  <hrb:ScheduleOfReceivablesBasedOnYearOfOriginationTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="62%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Emerald Advance&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tax Client&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Lines of Credit &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Receivables - RALs &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Credit Quality Indicator&amp;nbsp;&amp;ndash; Year of origination: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;2011 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;28,800&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;2010 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,236&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;446&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;2009 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,443&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,270&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;2008 and prior &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,722&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,551&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Revolving loans &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12,063&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;53,264&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;8,267&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfReceivablesBasedOnYearOfOriginationTableTextBlock>
  <hrb:ScheduleOfSharePriceAndDividendsPaidTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="35%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fiscal Year &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fourth Quarter &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Third Quarter &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Second Quarter &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;First Quarter &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;FISCAL YEAR 2011: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividends paid per share &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;0.60&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;0.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;0.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;0.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;0.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Stock price range: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;High &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;18.99&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;18.00&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;13.79&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;15.97&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;18.99&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Low &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10.13&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12.46&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10.13&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;13.44&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;FISCAL YEAR 2010: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividends paid per share &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.60 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Stock price range: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;High &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23.23 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;21.84 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23.23 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;20.00 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;17.85 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Low &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;13.73 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15.90 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;18.10 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16.41 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;13.73 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfSharePriceAndDividendsPaidTableTextBlock>
  <hrb:ScheduleOfShortTermReceivablesTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Business Services receivables &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;281,847&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;326,681 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Loans to franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;62,181&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;55,047 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Receivables for tax preparation and related fees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;38,930&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;45,248 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Emerald Advance lines of credit &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;31,645&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;57,914 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Royalties from franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,645&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,845 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Tax client receivables related to RALs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,412&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;21,646 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;131,096&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;120,080 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;559,756&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;630,461 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Allowance for doubtful accounts &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(67,466&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(112,475 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;492,290&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;517,986 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;&amp;nbsp;&lt;/div&gt;&lt;/div&gt;</hrb:ScheduleOfShortTermReceivablesTableTextBlock>
  <hrb:ScheduleOfTimeDepositsInExcessOfFederalDepositInsuranceCorporationInsuranceLimitTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="92%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="4" align="center"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Three months or less &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;480&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Three to six months &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,929&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Six to twelve months &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,011&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Over twelve months &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,883&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;7,303&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hrb:ScheduleOfTimeDepositsInExcessOfFederalDepositInsuranceCorporationInsuranceLimitTableTextBlock>
  <hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAndPlanNameAxis_hrb_EsppMember" unitRef="Unit13" decimals="4">0.0278</hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum>
  <hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAndPlanNameAxis_hrb_StockOptionsForManagementAndDirectorMember" unitRef="Unit13" decimals="4">0.0304</hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum>
  <hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAndPlanNameAxis_hrb_EsppMember" unitRef="Unit13" decimals="4">0.0346</hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum>
  <hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAndPlanNameAxis_hrb_StockOptionsForManagementAndDirectorMember" unitRef="Unit13" decimals="4">0.0355</hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum>
  <hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAndPlanNameAxis_hrb_EsppMember" unitRef="Unit13" decimals="4">0.0480</hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum>
  <hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAndPlanNameAxis_hrb_StockOptionsForManagementAndDirectorMember" unitRef="Unit13" decimals="4">0.0517</hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum>
  <hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAndPlanNameAxis_hrb_EsppMember" unitRef="Unit13" decimals="4">0.0267</hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum>
  <hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAndPlanNameAxis_hrb_StockOptionsForManagementAndDirectorMember" unitRef="Unit13" decimals="4">0.0235</hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum>
  <hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAndPlanNameAxis_hrb_EsppMember" unitRef="Unit13" decimals="4">0.0265</hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum>
  <hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAndPlanNameAxis_hrb_StockOptionsForManagementAndDirectorMember" unitRef="Unit13" decimals="4">0.0324</hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum>
  <hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAndPlanNameAxis_hrb_EsppMember" unitRef="Unit13" decimals="4">0.0386</hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum>
  <hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ScheduleOfShareBasedCompensationArrangementByShareBasedPaymentAwardAwardTypeAndPlanNameAxis_hrb_StockOptionsForManagementAndDirectorMember" unitRef="Unit13" decimals="4">0.0418</hrb:ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum>
  <hrb:StandardGuaranteeAccrualAmount contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-5">14500000</hrb:StandardGuaranteeAccrualAmount>
  <hrb:StandardGuaranteeAccrualAmount contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">14700000</hrb:StandardGuaranteeAccrualAmount>
  <hrb:StandbyLetterOfCreditAmountOutstanding contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">0</hrb:StandbyLetterOfCreditAmountOutstanding>
  <hrb:StockPriceRange contextRef="Duration_5_1_2009_To_7_31_2009_us-gaap_RangeAxis_hrb_HighMember" unitRef="Unit14" decimals="2">17.85</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_5_1_2009_To_7_31_2009_us-gaap_RangeAxis_hrb_LowMember" unitRef="Unit14" decimals="2">13.73</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_RangeAxis_hrb_HighMember" unitRef="Unit14" decimals="2">23.23</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_RangeAxis_hrb_LowMember" unitRef="Unit14" decimals="2">13.73</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_8_1_2009_To_10_31_2009_us-gaap_RangeAxis_hrb_HighMember" unitRef="Unit14" decimals="2">20.00</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_8_1_2009_To_10_31_2009_us-gaap_RangeAxis_hrb_LowMember" unitRef="Unit14" decimals="2">16.41</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_11_1_2009_To_1_31_2010_us-gaap_RangeAxis_hrb_HighMember" unitRef="Unit14" decimals="2">23.23</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_11_1_2009_To_1_31_2010_us-gaap_RangeAxis_hrb_LowMember" unitRef="Unit14" decimals="2">18.10</hrb:StockPriceRange>
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  <hrb:StockPriceRange contextRef="Duration_5_1_2010_To_7_31_2010_us-gaap_RangeAxis_hrb_HighMember" unitRef="Unit14" decimals="2">18.99</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_5_1_2010_To_7_31_2010_us-gaap_RangeAxis_hrb_LowMember" unitRef="Unit14" decimals="2">13.44</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_RangeAxis_hrb_HighMember" unitRef="Unit14" decimals="2">18.99</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_RangeAxis_hrb_LowMember" unitRef="Unit14" decimals="2">10.13</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_8_1_2010_To_10_31_2010_us-gaap_RangeAxis_hrb_HighMember" unitRef="Unit14" decimals="2">15.97</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_8_1_2010_To_10_31_2010_us-gaap_RangeAxis_hrb_LowMember" unitRef="Unit14" decimals="2">10.13</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_11_1_2010_To_1_31_2011_us-gaap_RangeAxis_hrb_HighMember" unitRef="Unit14" decimals="2">13.79</hrb:StockPriceRange>
  <hrb:StockPriceRange contextRef="Duration_11_1_2010_To_1_31_2011_us-gaap_RangeAxis_hrb_LowMember" unitRef="Unit14" decimals="2">11.15</hrb:StockPriceRange>
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  <hrb:StockPriceRange contextRef="Duration_2_1_2011_To_4_30_2011_us-gaap_RangeAxis_hrb_LowMember" unitRef="Unit14" decimals="2">12.46</hrb:StockPriceRange>
  <hrb:TimeDepositsIndividualRetirementAccountsCurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">360240000</hrb:TimeDepositsIndividualRetirementAccountsCurrent>
  <hrb:TimeDepositsIndividualRetirementAccountsCurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">341210000</hrb:TimeDepositsIndividualRetirementAccountsCurrent>
  <hrb:TimeDepositsOtherCurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">60349000</hrb:TimeDepositsOtherCurrent>
  <hrb:TimeDepositsOtherCurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">49003000</hrb:TimeDepositsOtherCurrent>
  <hrb:TotalLoansToTotalLoans contextRef="As_Of_4_30_2010" unitRef="Unit13" decimals="2">1.00</hrb:TotalLoansToTotalLoans>
  <hrb:TotalLoansToTotalLoans contextRef="As_Of_4_30_2011" unitRef="Unit13" decimals="2">1.00</hrb:TotalLoansToTotalLoans>
  <hrb:TreasurySharesPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;TREASURY SHARES&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Shares of common stock repurchased by us are recorded, at cost, as treasury shares and result in a reduction of stockholders' equity. We reissue treasury shares as part of our stock-based compensation programs or for acquisitions. When shares are reissued, we determine the cost using the average cost method. Periodically, we may permanently retire shares held in treasury as determined by our Board of Directors. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;</hrb:TreasurySharesPolicyTextBlock>
  <hrb:UnrecognizedTaxBenefitsIncreasesResultingFromForeignCurrencyTranslation contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">-2362000</hrb:UnrecognizedTaxBenefitsIncreasesResultingFromForeignCurrencyTranslation>
  <hrb:UnrecognizedTaxBenefitsIncreasesResultingFromForeignCurrencyTranslation contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">924000</hrb:UnrecognizedTaxBenefitsIncreasesResultingFromForeignCurrencyTranslation>
  <hrb:UnrecognizedTaxBenefitsIncreasesResultingFromForeignCurrencyTranslation contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">1057000</hrb:UnrecognizedTaxBenefitsIncreasesResultingFromForeignCurrencyTranslation>
  <hrb:UnrecognizedTaxBenefitsIncreasesResultingFromOther contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">1772000</hrb:UnrecognizedTaxBenefitsIncreasesResultingFromOther>
  <hrb:ValueOfLoansWhichHaveDefaultedInFirstTwoYears contextRef="As_Of_4_30_2011_hrb_OriginationYearAxis_hrb_TwoThousandFiveMember" unitRef="Unit12" decimals="-8">4000000000</hrb:ValueOfLoansWhichHaveDefaultedInFirstTwoYears>
  <hrb:ValueOfLoansWhichHaveDefaultedInFirstTwoYears contextRef="As_Of_4_30_2011_hrb_OriginationYearAxis_hrb_TwoThousandSevenMember" unitRef="Unit12" decimals="-8">2900000000</hrb:ValueOfLoansWhichHaveDefaultedInFirstTwoYears>
  <hrb:ValueOfLoansWhichHaveDefaultedInFirstTwoYears contextRef="As_Of_4_30_2011_hrb_OriginationYearAxis_hrb_TwoThousandSixMember" unitRef="Unit12" decimals="-8">6300000000</hrb:ValueOfLoansWhichHaveDefaultedInFirstTwoYears>
  <hrb:VariableInterestsTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&amp;nbsp;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;NOTE&amp;nbsp;17: &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;VARIABLE INTERESTS&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The following is a description of our financial interests in VIEs which we consider significant or where we are the sponsor. For these VIEs we have determined that we are not the primary beneficiary and, therefore have not consolidated the VIEs. Prior to implementation of this new guidance we did not consolidate these entities. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;McGladrey&amp;nbsp;&amp;amp; Pullen LLP&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&amp;ndash; McGladrey&amp;nbsp;&amp;amp; Pullen LLP (M&amp;amp;P) is a limited liability partnership, owned &lt;font class="_mt"&gt;100&lt;/font&gt;% by certified public accountants (CPAs), which provides attest services to middle market clients. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Under state accountancy regulations, a firm cannot provide attest services unless it is properly licensed which requires that the firm be majority-owned and controlled by licensed CPAs. As such, RSM McGladrey, Inc. (RSM) cannot be a licensed CPA firm and cannot provide attest services. Since 1999, RSM and M&amp;amp;P have operated in what

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;is known as an "alternative practice structure" (APS). Through the APS, RSM and M&amp;amp;P offer clients a full range of attest and non-attest services in compliance with applicable accountancy regulations. &lt;/font&gt;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;An administrative services agreement between RSM and M&amp;amp;P obligates RSM to provide M&amp;amp;P with administrative services, information technology, office space, non-professional staff, and other infrastructure in exchange for market rate fees from M&amp;amp;P. In addition, the agreement allows for professional staff to be &lt;font style="white-space: nowrap;" class="_mt"&gt;sub-contracted&lt;/font&gt; between RSM and M&amp;amp;P at market rates. During fiscal years 2011 and 2010, we received $&lt;font class="_mt"&gt;4.1&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;22.6&lt;/font&gt;&amp;nbsp;million, respectively, in management fee revenues from M&amp;amp;P. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;All partners of M&amp;amp;P, with the exception of M&amp;amp;P's Managing Partner, are also managing directors employed by RSM. Approximately &lt;font class="_mt"&gt;84&lt;/font&gt;% of RSM's managing directors are also partners in M&amp;amp;P. Certain other personnel are also employed by both M&amp;amp;P and RSM. M&amp;amp;P partners receive distributions of M&amp;amp;P's earnings in their capacity as partners, as well as compensation from RSM in their capacity as managing directors. Distributions to M&amp;amp;P partners are based on the profitability of M&amp;amp;P and are not capped by the APS. The aggregate compensation payable to RSM managing directors by RSM in any given year generally equals&amp;nbsp;&lt;font class="_mt"&gt;67&lt;/font&gt;&amp;nbsp;percent of the combined profits of M&amp;amp;P and RSM less any amounts paid in their capacity as M&amp;amp;P partners. In practice, this means that variability in the amounts paid to RSM managing directors under these contracts can cause variability in RSM's operating results. RSM is not entitled to any profits or residual interests of M&amp;amp;P, nor is it obligated to fund losses or capital deficiencies of M&amp;amp;P. Managing directors of RSM have historically participated in stock-based compensation plans of H&amp;amp;R Block. Beginning in fiscal 2011, participation in those plans ceased and were replaced by a non-contributory, non-qualified defined contribution plan. RSM is required to pay $&lt;font class="_mt"&gt;60.0&lt;/font&gt;&amp;nbsp;million over five years to fund contributions to the retirement plan. The administrative services agreement with M&amp;amp;P and compensation arrangements between RSM and their managing directors represent a variable interest in M&amp;amp;P. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We have concluded that RSM is not the primary beneficiary of M&amp;amp;P and, therefore, we have not consolidated M&amp;amp;P. RSM does not have an equity interest in M&amp;amp;P, nor does it have the power to direct any activities of M&amp;amp;P and does not receive any of its income. We have no assets or liabilities included in our consolidated balance sheets related to our variable interests. We believe RSM's maximum exposure to economic loss, resulting from various agreements with M&amp;amp;P, relates primarily to shared office space from operating leases under the administrative services agreement equal to $&lt;font class="_mt"&gt;94.8&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011, and variability in our operating results due to the compensation agreements with RSM managing directors. We do not provide any support that is not contractually required. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Securitization Trusts&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&amp;ndash; SCC holds an interest in and is the sponsor (issuer) of 56 REMIC Trusts and 14 NIM Trusts (collectively, "Trusts") related to previously originated mortgage loans that were securitized. These Trusts are variable interest entities. The REMIC Trusts hold static pools of &lt;font style="white-space: nowrap;" class="_mt"&gt;sub-prime&lt;/font&gt; residential mortgage loans. The NIM Trusts hold beneficial interests in certain REMIC Trusts. The Trusts were designed to collect and pass through to the beneficial interest holders the cash flows of the underlying mortgage loans. The REMIC Trusts were financed with bonds and equity. The NIM Trusts were financed with notes and equity. All bonds and notes are held by third-party investors. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Our identification of the primary beneficiary of the Trusts was based on a determination that the servicer of the underlying mortgage loans has the power to direct the most significant activities of the Trusts because the servicer handles all of the loss mitigation activities for the mortgage loans. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;SCC is not the servicer of the mortgage loans underlying the REMIC Trusts. Therefore, SCC is not the primary beneficiary of the REMIC Trusts because it does not have the power to direct the most significant activities of the REMIC Trusts, which is the servicing of the underlying mortgage loans. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;SCC does have the exclusive right to appoint a servicer when certain conditions have been met for specific loans related to two of the NIM Trusts. As of April&amp;nbsp;30, 2011, those conditions have been met for a minority portion of the loans underlying those Trusts. As this right pertains only to a minority of the loans, we have concluded that SCC does not have the power to direct the most significant activities of these two NIM Trusts, as the servicer has the power to direct significant activities over the majority of the mortgage loans. In the remaining NIM Trusts, SCC has a shared right to appoint a servicer under certain conditions. For these NIM Trusts, we have concluded that SCC is not the primary beneficiary because the power to direct the most significant activities, which is the servicing of the underlying mortgage loans, is shared with other unrelated parties. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;At April&amp;nbsp;30, 2011, we had no significant assets or liabilities included in our consolidated balance sheets related to SCC's variable interests in the Trusts. We have a liability, as discussed in note&amp;nbsp;18, and a deferred tax asset recorded in our consolidated balance sheets related to obligations for representations and warranties SCC made in connection with the transfer of mortgage loans, including mortgage loans held by the securitization trusts. We have no remaining exposure to economic loss arising from impairment of SCC's beneficial interest in the Trusts. If SCC receives cash flows in the future as a holder of beneficial interests we would record gains as other income in our income statement. Neither we nor SCC has liquidity arrangements, guarantees or other commitments for the Trusts, nor has any support been provided that was not contractually required.&lt;/div&gt;&lt;/div&gt;</hrb:VariableInterestsTextBlock>
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  <us-gaap:BusinessAcquisitionContingentConsiderationPotentialCashPayment contextRef="As_Of_4_30_2009" unitRef="Unit12" decimals="-5">1900000</us-gaap:BusinessAcquisitionContingentConsiderationPotentialCashPayment>
  <us-gaap:BusinessAcquisitionContingentConsiderationPotentialCashPayment contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-5">200000</us-gaap:BusinessAcquisitionContingentConsiderationPotentialCashPayment>
  <us-gaap:BusinessAcquisitionContingentConsiderationPotentialCashPayment contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">2500000</us-gaap:BusinessAcquisitionContingentConsiderationPotentialCashPayment>
  <us-gaap:BusinessAcquisitionCostOfAcquiredEntityCashPaid contextRef="As_Of_4_30_2009_us-gaap_BusinessAcquisitionAxis_us-gaap_SeriesOfIndividuallyImmaterialBusinessAcquisitionsMember" unitRef="Unit12" decimals="-5">12600000</us-gaap:BusinessAcquisitionCostOfAcquiredEntityCashPaid>
  <us-gaap:BusinessAcquisitionCostOfAcquiredEntityCashPaid contextRef="As_Of_4_30_2010_us-gaap_BusinessAcquisitionAxis_us-gaap_SeriesOfIndividuallyImmaterialBusinessAcquisitionsMember" unitRef="Unit12" decimals="-5">10300000</us-gaap:BusinessAcquisitionCostOfAcquiredEntityCashPaid>
  <us-gaap:BusinessAcquisitionCostOfAcquiredEntityCashPaid contextRef="As_Of_7_20_2010_us-gaap_BusinessAcquisitionAxis_hrb_CaturanoCompanyIncMember" unitRef="Unit12" decimals="-5">32600000</us-gaap:BusinessAcquisitionCostOfAcquiredEntityCashPaid>
  <us-gaap:BusinessAcquisitionCostOfAcquiredEntityCashPaid contextRef="As_Of_10_14_2010_us-gaap_BusinessAcquisitionAxis_hrb_TwossHoldingsIncMember" unitRef="Unit12" decimals="-5">287500000</us-gaap:BusinessAcquisitionCostOfAcquiredEntityCashPaid>
  <us-gaap:BusinessAcquisitionCostOfAcquiredEntityCashPaid contextRef="As_Of_4_30_2011_us-gaap_BusinessAcquisitionAxis_us-gaap_SeriesOfIndividuallyImmaterialBusinessAcquisitionsMember" unitRef="Unit12" decimals="-5">19100000</us-gaap:BusinessAcquisitionCostOfAcquiredEntityCashPaid>
  <us-gaap:BusinessAcquisitionCostOfAcquiredEntityPurchasePrice contextRef="As_Of_11_3_2008_us-gaap_BusinessAcquisitionAxis_hrb_MajorIndependentFranchiseOperatorMember" unitRef="Unit12" decimals="-5">279200000</us-gaap:BusinessAcquisitionCostOfAcquiredEntityPurchasePrice>
  <us-gaap:BusinessAcquisitionCostOfAcquiredEntityPurchasePrice contextRef="As_Of_7_20_2010_us-gaap_BusinessAcquisitionAxis_hrb_CaturanoCompanyIncMember" unitRef="Unit12" decimals="-3">40218000</us-gaap:BusinessAcquisitionCostOfAcquiredEntityPurchasePrice>
  <us-gaap:BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets id="Item-0065" contextRef="As_Of_7_20_2010_us-gaap_AcquiredFiniteLivedIntangibleAssetsByMajorClassAxis_hrb_AttestFirmAffiliationMember_us-gaap_BusinessAcquisitionAxis_hrb_CaturanoCompanyIncMember" unitRef="Unit12" decimals="-3">7629000</us-gaap:BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets>
  <us-gaap:BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets id="Item-0062" contextRef="As_Of_7_20_2010_us-gaap_AcquiredFiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember_us-gaap_BusinessAcquisitionAxis_hrb_CaturanoCompanyIncMember" unitRef="Unit12" decimals="-3">6733000</us-gaap:BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets>
  <us-gaap:BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets id="Item-0063" contextRef="As_Of_7_20_2010_us-gaap_AcquiredFiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_NoncompeteAgreementsMember_us-gaap_BusinessAcquisitionAxis_hrb_CaturanoCompanyIncMember" unitRef="Unit12" decimals="-3">2766000</us-gaap:BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets>
  <us-gaap:BusinessAcquisitionPurchasePriceAllocationGoodwillAmount contextRef="As_Of_7_20_2010_us-gaap_BusinessAcquisitionAxis_hrb_CaturanoCompanyIncMember" unitRef="Unit12" decimals="-3">27289000</us-gaap:BusinessAcquisitionPurchasePriceAllocationGoodwillAmount>
  <us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentAssets contextRef="As_Of_7_20_2010_us-gaap_BusinessAcquisitionAxis_hrb_CaturanoCompanyIncMember" unitRef="Unit12" decimals="-3">831000</us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentAssets>
  <us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentLiabilities contextRef="As_Of_7_20_2010_us-gaap_BusinessAcquisitionAxis_hrb_CaturanoCompanyIncMember" unitRef="Unit12" decimals="-3">1640000</us-gaap:BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentLiabilities>
  <us-gaap:BusinessAcquisitionPurchasePriceAllocationPropertyPlantAndEquipment contextRef="As_Of_7_20_2010_us-gaap_BusinessAcquisitionAxis_hrb_CaturanoCompanyIncMember" unitRef="Unit12" decimals="-3">2500000</us-gaap:BusinessAcquisitionPurchasePriceAllocationPropertyPlantAndEquipment>
  <us-gaap:BusinessCombinationDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;font style="widows: 2; text-transform: none; text-indent: 0px; border-collapse: separate; font: medium 'Times New Roman'; white-space: normal; orphans: 2; letter-spacing: normal; color: rgb(0,0,0); word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" class="_mt"&gt; &lt;/font&gt;

&lt;div style="font-family: 'Times New Roman', Times, serif;"&gt;

&lt;div style="margin-top: 12pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;div&gt;

&lt;div&gt;&amp;nbsp;&lt;strong&gt;&lt;font style="font-family: Arial;" class="_mt"&gt;NOTE&amp;nbsp;2: BUSINESS COMBINATIONS AND DISPOSALS&lt;/font&gt;&lt;/strong&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Effective July&amp;nbsp;20, 2010, our Business Services segment acquired certain non-attest assets and liabilities of Caturano&amp;nbsp;&amp;amp; Company, Inc. (Caturano), a Boston-based accounting firm, for an aggregate purchase price of $40.2&amp;nbsp;million. We expect this acquisition to expand our presence in the Boston market. We made cash payments of $&lt;font class="_mt"&gt;32.6&lt;/font&gt;&amp;nbsp;million, including $&lt;font class="_mt"&gt;29.8&lt;/font&gt;&amp;nbsp;million at closing. Payment of the remaining purchase price is deferred and will be paid over the next&amp;nbsp;&lt;font class="_mt"&gt;13&lt;/font&gt;&amp;nbsp;years. The following table summarizes the fair value of identifiable assets acquired and liabilities assumed and the resulting goodwill: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 9pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="92%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="4" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="4" align="left"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Customer relationships&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6,733&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Non-compete agreements&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(2)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,766&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Attest firm affiliation&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(3)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;7,629&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Goodwill &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;27,289&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Fixed assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,500&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Other assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;831&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Other liabilities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(1,640&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Unfavorable leasehold&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(2)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(5,890&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -9pt; margin-left: 9pt;"&gt;Total purchase price &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;40,218&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="5"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="99%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Estimated life of&amp;nbsp;&lt;font class="_mt"&gt;12&lt;/font&gt;&amp;nbsp;years. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Estimated life of&amp;nbsp;&lt;font class="_mt"&gt;7&lt;/font&gt;&amp;nbsp;years. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Estimated life of&amp;nbsp;&lt;font class="_mt"&gt;18&lt;/font&gt;&amp;nbsp;years. Represents the benefits to be received from the Alternative Practice Structure arrangement and affiliation with attest clients. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="margin-top: 3pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 99%; margin-left: 0%; font-size: 3pt; align: left;"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;In connection with the acquisition a deferred compensation plan, an employee retention program and a performance bonus plan were put in place for eligible employees. Expenses related to these plans will be treated as compensation and will be expensed as incurred. We incurred expenses totaling $&lt;font class="_mt"&gt;2.6&lt;/font&gt;&amp;nbsp;million under these plans during fiscal year 2011. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;

&lt;div&gt;In October 2010, we signed a definitive merger agreement to acquire all of the outstanding shares of 2SS Holdings, Inc. ("2SS"), developer of TaxACT digital tax preparation solutions, for $&lt;font class="_mt"&gt;287.5&lt;/font&gt;&amp;nbsp;million in cash. Completion of the transaction is subject to the satisfaction of customary closing conditions, including regulatory approval. In May 2011, the United States Department of Justice (the "DOJ") filed a civil antitrust lawsuit to block our proposed acquisition of 2SS. On June&amp;nbsp;21, 2011, the parties to the merger agreement signed an amendment to the merger agreement. There are no assurances that the DOJ's lawsuit will be resolved in our favor or that the transaction will be consummated. &lt;/div&gt;

&lt;div&gt;During fiscal years 2011, 2010 and 2009, we sold certain retail tax offices to existing franchisees for cash proceeds of $&lt;font class="_mt"&gt;65.6&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;65.7&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;16.9&lt;/font&gt;&amp;nbsp;million, respectively, and recorded gains on these sales of $&lt;font class="_mt"&gt;45.1&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;49.0&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;14.9&lt;/font&gt;&amp;nbsp;million, respectively. &lt;/div&gt;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Effective November&amp;nbsp;3, 2008, we acquired the assets and franchise rights of our last major independent franchise operator for an aggregate purchase price of $&lt;font class="_mt"&gt;279.2&lt;/font&gt;&amp;nbsp;million. Goodwill recognized on this transaction is included in the Tax Services segment and is deductible for tax purposes. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;During fiscal years 2011, 2010 and 2009, we made other acquisitions, which were accounted for as purchases with cash payments totaling $&lt;font class="_mt"&gt;19.1&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;10.3&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;12.6&lt;/font&gt;&amp;nbsp;million, respectively. Operating results of the acquired businesses, which are not material, are included in the consolidated income statements since the date of acquisition. During fiscal years 2011, 2010 and 2009 we also paid $&lt;font class="_mt"&gt;2.5&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;0.2&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;1.9&lt;/font&gt;&amp;nbsp;million, respectively, for contingent payments on prior acquisitions. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:BusinessCombinationDisclosureTextBlock>
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  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-111000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
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  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">1677844000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">616238000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
  <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-50000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
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  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">989766000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
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  <us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-5575000</us-gaap:CashAndCashEquivalentsPeriodIncreaseDecrease>
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  <us-gaap:CashAndCashEquivalentsPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;CASH AND CASH EQUIVALENTS&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Cash and cash equivalents include cash on hand, cash due from banks and federal funds sold. For purposes of the consolidated balance sheets and consolidated statements of cash flows, all non-restricted highly liquid instruments purchased with an original maturity of three months or less are considered to be cash equivalents. We present cash flow activities utilizing the indirect method. Book overdrafts included in accounts payable totaled $38.8&amp;nbsp;million and $35.9&amp;nbsp;million at April&amp;nbsp;30, 2011 and 2010, respectively. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:CashAndCashEquivalentsPolicyTextBlock>
  <us-gaap:CashAndCashEquivalentsRestrictedCashAndCashEquivalentsPolicy contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;CASH AND CASH EQUIVALENTS&amp;nbsp;&amp;ndash; RESTRICTED&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Cash and cash equivalents&amp;nbsp;&amp;#8212; restricted consists primarily of cash held by H&amp;amp;R Block Bank (HRB Bank) required for regulatory compliance and cash held by our captive insurance subsidiary that will be used to pay claims. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:CashAndCashEquivalentsRestrictedCashAndCashEquivalentsPolicy>
  <us-gaap:CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">4783000</us-gaap:CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations>
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  <us-gaap:CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">255066000</us-gaap:CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations>
  <us-gaap:CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">97578000</us-gaap:CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations>
  <us-gaap:CommitmentsAndContingencies xsi:nil="true" contextRef="As_Of_4_30_2010" unitRef="Unit12" />
  <us-gaap:CommitmentsAndContingencies xsi:nil="true" contextRef="As_Of_4_30_2011" unitRef="Unit12" />
  <us-gaap:CommitmentsAndContingenciesDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&amp;nbsp;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td style="width: 203px;"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&lt;font class="_mt"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;NO&lt;/font&gt;&lt;/b&gt;&lt;/font&gt;TE&amp;nbsp;18: &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;COMMITMENTS AND CONTINGENCIES&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We offer guarantees under our POM program to tax clients whereby we will assume the cost of additional tax assessments, up to a cumulative per client limit of $&lt;font class="_mt"&gt;5,500&lt;/font&gt;, attributable to tax return preparation error for which we are responsible. We defer all revenues and direct costs associated with these guarantees, recognizing these amounts over the term of the guarantee based on historical and actual payment of claims. The related current asset is included in prepaid expenses and other current assets. The related liability is included in accounts payable, accrued expenses and other current liabilities in the consolidated balance sheets. The related noncurrent asset and liability are included in other assets and other noncurrent liabilities, respectively, in the consolidated balance sheets. A loss on these POM guarantees would be recognized if the sum of expected costs for services exceeded unearned revenue. The changes in the deferred revenue liability for fiscal years 2011 and 2010 are as follows: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance, beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;141,542&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;146,807 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Amounts deferred for new guarantees issued &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;77,474&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;74,889 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Revenue recognized on previous deferrals &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(78,413&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(80,154 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance, end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;140,603&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;141,542 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;In addition to amounts accrued for our POM guarantee, we had accrued $&lt;font class="_mt"&gt;14.7&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;14.5&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011 and 2010, respectively, related to our standard guarantee which is included with our standard tax preparation services. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;During fiscal year 2009, we entered into an agreement to purchase $&lt;font class="_mt"&gt;45.8&lt;/font&gt;&amp;nbsp;million in media advertising between July&amp;nbsp;1, 2009 and June&amp;nbsp;30, 2013. At April&amp;nbsp;30, 2011, our remaining obligation totaled $&lt;font class="_mt"&gt;9.5&lt;/font&gt;&amp;nbsp;million. We expect to make payments totaling $&lt;font class="_mt"&gt;6.7&lt;/font&gt;&amp;nbsp;million during fiscal year 2012. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We have various contingent purchase price obligations for acquisitions prior to May 2009. In many cases, contingent payments to be made in connection with these acquisitions are not subject to a stated limit. We estimate the potential payments (undiscounted) for which we have not recorded a liability total $&lt;font class="_mt"&gt;3.8&lt;/font&gt;&amp;nbsp;million as of April&amp;nbsp;30, 2011. We have recorded liabilities totaling $&lt;font class="_mt"&gt;11.0&lt;/font&gt;&amp;nbsp;million in conjunction with contingent payments related to more recent acquisitions, with the short-term amount recorded in accounts payable, accrued expenses and deposits and the long-term portion included in other noncurrent liabilities. Our estimate is based on current financial conditions. Should actual results differ materially from our assumptions, the potential payments will differ from the above estimate. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We have contractual commitments to fund certain franchises requesting Franchise Equity Lines of Credit (FELCs). Our total obligation under these lines of credit was $&lt;font class="_mt"&gt;85.2&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011, and net of amounts drawn and outstanding, our remaining commitment to fund totaled $&lt;font class="_mt"&gt;37.7&lt;/font&gt;&amp;nbsp;million. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We are self-insured for certain risks, including, workers' compensation, property and casualty, professional liability and claims related to our POM program. These programs maintain various self-insured retentions. In all but POM, commercial insurance is purchased in excess of the self-insured retentions. We accrue estimated losses for self-insured retentions using actuarial models and assumptions based on historical loss experience. The nature of our business may subject us to error and omissions, casualty and professional liability lawsuits. To the extent that we are subject to claims exceeding our insurance coverage, such suits could have a material effect on our financial position, results of operations or liquidity. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We issued three standby letters of credit to servicers paying claims related to our POM, errors and omissions, and property and casualty insurance policies. These letters of credit are for amounts not to exceed $&lt;font class="_mt"&gt;5.3&lt;/font&gt;&amp;nbsp;million in the aggregate. At April&amp;nbsp;30, 2011, there were no balances outstanding on these letters of credit. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Our self-insured health benefits plan provides medical benefits to employees electing coverage under the plan. We maintain a reserve for incurred but not reported medical claims and claim development. The reserve is an estimate based on historical experience and other assumptions, some of which are subjective. We adjust our self-insured medical benefits reserve as our loss experience changes due to medical inflation, changes in the number of plan participants and an aging employee base. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;During fiscal year 2006, we entered into a transaction with the City of Kansas City, Missouri, to provide us with sales and property tax savings on the furniture, fixtures and equipment for our corporate headquarters facility. Under the transaction, the City purchased equipment by issuing $&lt;font class="_mt"&gt;31.0&lt;/font&gt;&amp;nbsp;million in Industrial Revenue Bonds due in &lt;font class="_mt"&gt;December 2015&lt;/font&gt;, and leased the furniture, fixtures and equipment to us for an identical term under a capital lease. The City's bonds were purchased by us. Because the City has assigned the lease to the bond trustee for our benefit as the sole bondholder, we, in effect, control enforcement of the lease against ourselves. As a result of the capital lease treatment, the furniture, fixtures and equipment will remain a component of property, plant and equipment in our consolidated balance sheets. As a result of the legal right of offset, the capital lease obligation and the corresponding bond investments have been eliminated in consolidation. The transaction provides us with property tax exemptions for the leased furniture, fixtures and equipment. As of April&amp;nbsp;30, 2011, we have purchased $31.0&amp;nbsp;million in bonds in connection with this arrangement.

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Substantially all of the operations of our subsidiaries are conducted in leased premises. Most of the operating leases are for periods ranging from&amp;nbsp;&lt;font class="_mt"&gt;three&lt;/font&gt; years to&amp;nbsp;&lt;font class="_mt"&gt;five&lt;/font&gt; years, with renewal options and provide for fixed monthly rentals. Future minimum operating lease commitments of our continuing operations at April&amp;nbsp;30, 2011, are as follows: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="89%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;2012 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;238,167&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;2013 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;181,044&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;2014 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;128,063&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;2015 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;84,138&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;2016 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;35,942&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;2017 and beyond &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;67,694&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;735,048&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="9"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Rent expense of our continuing operations for fiscal years 2011, 2010 and 2009 totaled $&lt;font class="_mt"&gt;272.1&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;289.6&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;308.1&lt;/font&gt;&amp;nbsp;million, respectively. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;In the regular course of business, we are subject to routine examinations by federal, state and local taxing authorities. In management's opinion, the disposition of matters raised by such taxing authorities, if any, would not have a material impact on our consolidated financial statements. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We routinely enter into contracts that include embedded indemnifications that have characteristics similar to guarantees. Other guarantees and indemnifications of the Company and its subsidiaries include obligations to protect counterparties from losses arising from the following: (1)&amp;nbsp;tax, legal and other risks related to the purchase or disposition of businesses; (2)&amp;nbsp;penalties and interest assessed by federal and state taxing authorities in connection with tax returns prepared for clients; (3)&amp;nbsp;indemnification of our directors and officers; and (4)&amp;nbsp;third-party claims relating to various arrangements in the normal course of business. Typically, there is no stated maximum payment related to these indemnifications, and the terms of the indemnities may vary and in many cases is limited only by the applicable statute of limitations. The likelihood of any claims being asserted against us and the ultimate liability related to any such claims, if any, is difficult to predict. While we cannot provide assurance we will ultimately prevail in the event any such claims are asserted, we believe the fair value of these guarantees and indemnifications is not material as of April&amp;nbsp;30, 2011. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;DISCONTINUED OPERATIONS&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&amp;ndash; SCC, previously known as Option One Mortgage Corporation, ceased originating mortgage loans in December 2007 and, in April 2008, sold its servicing assets and discontinued its remaining operations. The sale of servicing assets did not include the sale of any mortgage loans. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;In connection with the securitization and sale of loans, SCC made certain representations and warranties, including, but not limited to, representations relating to matters such as ownership of the loan, validity of lien securing the loan, and the loan's compliance with SCC's underwriting criteria. Representations and warranties in whole loan sale transactions to institutional investors included a "knowledge qualifier" which limits SCC liability for borrower fraud to those instances where SCC had knowledge of the fraud at the time the loans were sold. In the event that there is a breach of a representation and warranty and such breach materially and adversely affects the value of a mortgage loan, SCC may be obligated to repurchase a loan or otherwise indemnify certain parties for losses incurred as a result of loan liquidation. Generally, these representations and warranties are not subject to a stated term, but would be subject to statutes of limitation applicable to the contractual provisions. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Claims received by SCC have primarily related to alleged breaches of representations and warranties related to a loan's compliance with the underwriting standards established by SCC at origination, borrower fraud and credit exceptions without sufficient compensating factors. Claims received since May&amp;nbsp;1, 2008 follows: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 7pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="33%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in millions) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="52" align="center"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 7pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fiscal Year 2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fiscal Year 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fiscal Year 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 7pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q1 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q2 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q3 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q4 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q1 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q2 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q3 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q4 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q1 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q2 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q3 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Q4 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="52" align="center"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 7pt;"&gt;Loan Origination Year: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;2005 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;40 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;21 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;85 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;2006 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;89 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;111 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;7 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;57 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;45 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;100 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;29 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;50 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;519 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;2007 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;43 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;85 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;7 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;191 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="51"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Total &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;172 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;41 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;197 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;22 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;83 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;11 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;45 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;109 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;21 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;33 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;55 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;795 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="51"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="53"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;Note:&amp;nbsp;&amp;nbsp;The table above excludes amounts related to an indemnity agreement dated April 2008, which is discussed below. &lt;/font&gt;&lt;/div&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 6pt; align: left;"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;For claims received, reviewed and determined to be valid, SCC has complied with its obligations by either repurchasing the mortgage loans or REO properties, providing for the reimbursement of losses in connection with liquidated REO properties, or reaching other settlements. SCC has denied approximately &lt;font class="_mt"&gt;84&lt;/font&gt;% of all claims received, excluding resolution reached under other settlements. Counterparties could reassert claims that SCC has denied. Of claims determined to be valid, approximately &lt;font class="_mt"&gt;22&lt;/font&gt;% resulted in loan repurchases, and &lt;font class="_mt"&gt;78&lt;/font&gt;% resulted in indemnification or settlement payments. Losses on loan repurchase, indemnification and settlement payments totaled approximately $&lt;font class="_mt"&gt;117&lt;/font&gt;&amp;nbsp;million for the period May&amp;nbsp;1, 2008 through April&amp;nbsp;30, 2011. Loss severity rates on repurchases and indemnification have approximated &lt;font class="_mt"&gt;57&lt;/font&gt;% and SCC has not observed any material trends related to average losses. Repurchased loans are considered held for sale and are included in prepaid expenses and other current assets on the consolidated balance sheets. The net balance of all mortgage loans held for sale by SCC was $&lt;font class="_mt"&gt;12.3&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;SCC generally has 60 to 120&amp;nbsp;days to respond to representation and warranty claims and performs a &lt;font style="white-space: nowrap;" class="_mt"&gt;loan-by-loan&lt;/font&gt; review of all repurchase claims during this time. SCC has completed its review of all claims, with the exception of claims totaling approximately $&lt;font class="_mt"&gt;79&lt;/font&gt;&amp;nbsp;million, which remained subject to review as of April&amp;nbsp;30, 2011. Of the claims still subject to review, approximately $&lt;font class="_mt"&gt;25&lt;/font&gt;&amp;nbsp;million are from private-label securitizations, and $&lt;font class="_mt"&gt;53&lt;/font&gt;&amp;nbsp;million are from monoline insurers, with the remainder from government sponsored entities. Approximately $&lt;font class="_mt"&gt;30&lt;/font&gt;&amp;nbsp;million of claims under review represent requests by the counterparty for additional information related to denied claims, or are a reassertion of previously denied claims. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;All claims asserted against SCC since May&amp;nbsp;1, 2008 relate to loans originated during calendar years 2005 through 2007, of which, approximately &lt;font class="_mt"&gt;89&lt;/font&gt;% relate to loans originated in calendar years 2006 and 2007. During calendar year 2005 through 2007, SCC originated approximately $&lt;font class="_mt"&gt;84&lt;/font&gt;&amp;nbsp;billion in loans, of which less than &lt;font class="_mt"&gt;1&lt;/font&gt;% were sold to government sponsored entities. SCC is not subject to loss on loans that have been paid in full, repurchased, or were sold without recourse. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The majority of claims asserted since May&amp;nbsp;1, 2008, which have been determined by SCC to represent a valid breach of its representations and warranties, relate to loans that became delinquent within the first two years following the origination of the mortgage loan. SCC believes the longer a loan performs prior to an event of default, the less likely the default will be related to a breach of a representation and warranty. The balance of loans originated in 2005, 2006 and 2007 which defaulted in the first two years is $&lt;font class="_mt"&gt;4.0&lt;/font&gt;&amp;nbsp;billion, $&lt;font class="_mt"&gt;6.3&lt;/font&gt;&amp;nbsp;billion and $&lt;font class="_mt"&gt;2.9&lt;/font&gt;&amp;nbsp;billion, respectively, at April&amp;nbsp;30, 2011. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;SCC has recorded a liability for estimated contingent losses related to representation and warranty claims as of April&amp;nbsp;30, 2011, of $126.3&amp;nbsp;million, which represents SCC's best estimate of the probable loss that may occur. During the current year, payments totaling $&lt;font class="_mt"&gt;49.8&lt;/font&gt;&amp;nbsp;million were made under an indemnity agreement dated April 2008 with a specific counterparty in exchange for a full and complete release of such party's ability to assert representation and warranty claims. The indemnity agreement was given as part of obtaining the counterparty's consent to SCC's sale of its mortgage servicing business in 2008. We have no remaining payment obligations under this indemnity agreement. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The recorded liability represents SCC's estimate of losses from future claims where assertion of a claim and a related contingent loss are both deemed probable. Because the rate at which future claims may be deemed valid and actual loss severity rates may differ significantly from historical experience, SCC is not able to estimate reasonably possible loss outcomes in excess of its current accrual. A &lt;font class="_mt"&gt;1&lt;/font&gt;% increase in both assumed validity rates and loss severities would result in losses beyond SCC's accrual of approximately $&lt;font class="_mt"&gt;16&lt;/font&gt;&amp;nbsp;million. This sensitivity is hypothetical and is intended to provide an indication of the impact of a change in key assumptions on the representations and warranties liability. In reality, changes in one assumption may result in changes in other assumptions, which may or may not counteract the sensitivity.

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;While SCC uses the best information available to it in estimating its liability, assessing the likelihood that claims will be asserted in the future and estimating probable losses are inherently difficult to estimate and require considerable management judgment. Although net losses on settled claims since May&amp;nbsp;1, 2008 have been within initial loss estimates, to the extent that the volume of asserted claims, the level of valid claims, the counterparties asserting claims, the nature of claims, or the value of residential home prices differ in the future from current estimates, future losses may be greater than the current estimates and those differences may be significant. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;A rollforward of our liability for losses on repurchases for fiscal years 2011, 2010 and 2009 is as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="55%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance as of May 1: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Amount related to repurchase and indemnifications &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;138,415&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;156,659 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;193,066 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Amount related to indemnity agreement dated April 2008 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;49,785&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;49,936 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;50,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;188,200&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;206,595 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;243,066 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Changes: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Provisions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Losses on repurchase and indemnifications &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(12,155&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(18,244 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(36,407 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Payments under indemnity agreement dated April 2008 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(49,785&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(151 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(64 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance as of April 30: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Amount related to repurchase and indemnifications &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;126,260&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;138,415 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;156,659 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Amount related to indemnity agreement dated April 2008 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;49,785 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;49,936 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;126,260&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;188,200 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;206,595 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;There have been no provisions for additional losses included in the income statement since April&amp;nbsp;30, 2008. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
  <us-gaap:CommonStockDividendsPerShareCashPaid contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit14" decimals="INF">0.59</us-gaap:CommonStockDividendsPerShareCashPaid>
  <us-gaap:CommonStockDividendsPerShareCashPaid contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit14" decimals="INF">0.6</us-gaap:CommonStockDividendsPerShareCashPaid>
  <us-gaap:CommonStockDividendsPerShareCashPaid contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit14" decimals="INF">0.45</us-gaap:CommonStockDividendsPerShareCashPaid>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_5_1_2009_To_7_31_2009" unitRef="Unit14" decimals="INF">0.15</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit14" decimals="INF">0.6</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_8_1_2009_To_10_31_2009" unitRef="Unit14" decimals="INF">0.15</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_11_1_2009_To_1_31_2010" unitRef="Unit14" decimals="INF">0.15</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_2_1_2010_To_4_30_2010" unitRef="Unit14" decimals="INF">0.15</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_5_1_2010_To_7_31_2010" unitRef="Unit14" decimals="INF">0.15</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit14" decimals="INF">0.6</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_8_1_2010_To_10_31_2010" unitRef="Unit14" decimals="INF">0.15</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_11_1_2010_To_1_31_2011" unitRef="Unit14" decimals="INF">0.15</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockDividendsPerShareDeclared contextRef="Duration_2_1_2011_To_4_30_2011" unitRef="Unit14" decimals="INF">0.15</us-gaap:CommonStockDividendsPerShareDeclared>
  <us-gaap:CommonStockParOrStatedValuePerShare contextRef="As_Of_4_30_2010" unitRef="Unit14" decimals="INF">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:CommonStockParOrStatedValuePerShare contextRef="As_Of_4_30_2011" unitRef="Unit14" decimals="INF">0.01</us-gaap:CommonStockParOrStatedValuePerShare>
  <us-gaap:CommonStockSharesAuthorized contextRef="As_Of_4_30_2010" unitRef="Unit1" decimals="INF">800000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesAuthorized contextRef="As_Of_4_30_2011" unitRef="Unit1" decimals="INF">800000000</us-gaap:CommonStockSharesAuthorized>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_4_30_2010" unitRef="Unit1" decimals="INF">431390599</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockSharesIssued contextRef="As_Of_4_30_2011" unitRef="Unit1" decimals="INF">412440559</us-gaap:CommonStockSharesIssued>
  <us-gaap:CommonStockValue contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">4314000</us-gaap:CommonStockValue>
  <us-gaap:CommonStockValue contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">4124000</us-gaap:CommonStockValue>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">471548000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">492559000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ComprehensiveIncomeNetOfTax contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">415665000</us-gaap:ComprehensiveIncomeNetOfTax>
  <us-gaap:ConcentrationRiskDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;CONCENTRATIONS OF RISK&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;The overall credit quality of our mortgage loans held for investment is impacted by the strength of the U.S.&amp;nbsp;economy and local economies. Our mortgage loans held for investment include concentrations of loans to borrowers in certain states, which may result in increased exposure to loss as a result of changes in real estate values and underlying economic or market conditions related to a particular geographical location. Approximately 59% of our mortgage loan portfolio consists of loans to borrowers located in the states of Florida, California, New York and Wisconsin. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:ConcentrationRiskDisclosureTextBlock>
  <us-gaap:ConcentrationRiskPercentage contextRef="As_Of_4_30_2011_us-gaap_ConcentrationRiskByTypeAxis_hrb_HrbBankInterestOnlyMortgageMember" unitRef="Unit13" decimals="2">0.62</us-gaap:ConcentrationRiskPercentage>
  <us-gaap:ConcentrationRiskPercentage contextRef="As_Of_4_30_2011_us-gaap_ConcentrationRiskByBenchmarkAxis_us-gaap_SalesRevenueSegmentMember_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit13" decimals="3">0.772</us-gaap:ConcentrationRiskPercentage>
  <us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;p style="margin-top: 0px; margin-bottom: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&lt;strong&gt;NOTE&amp;nbsp;23:&amp;nbsp;CONDENSED CONSOLIDATING FINANCIAL STATEMENTS&lt;/strong&gt;&lt;font class="_mt" style="font-family: Times New Roman;"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;BFC is an indirect, wholly-owned consolidated subsidiary of the Company. BFC is the Issuer and the Company is the Guarantor of the Senior Notes issued on January&amp;nbsp;11, 2008 and October&amp;nbsp;26, 2004, the CLOCs and other indebtedness issued from time to time. These condensed consolidating financial statements have been prepared using the equity method of accounting. Earnings of subsidiaries are, therefore, reflected in the Company's investment in subsidiaries account. The elimination entries eliminate investments in subsidiaries, related stockholders' equity and other intercompany balances and transactions. &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt; align: left;"&gt; &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 14pt;" class="_mt"&gt;CONDENSED CONSOLIDATING INCOME STATEMENTS&lt;/font&gt;&lt;/b&gt; &lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/div&gt;

&lt;p style="margin-top: 0px; margin-bottom: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="44%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April&amp;nbsp;30, 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Total revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;251,521&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;3,522,775&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;3,774,296&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cost of revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;277,099&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,137,491&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,414,590&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Selling, general and administrative &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;31,914&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;662,222&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;694,136&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total expenses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;309,013&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,799,713&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,108,726&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Operating income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(57,492&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;723,062&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;665,570&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other income, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,503&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,952&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,455&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income (loss) from continuing operations before taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(51,989&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;729,014&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;257,620&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(27,774&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;285,394&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(257,620&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;257,620&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;419,405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(24,215&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;443,620&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(419,405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;419,405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(13,295&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(12,417&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(878&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;13,295&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(13,295&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;406,110&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(36,632&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;442,742&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(406,110&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;406,110&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 12pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;p style="margin-top: 0px; margin-bottom: 0px;"&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="44%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April&amp;nbsp;30, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Total revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;271,704 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,602,721 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(93 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,874,332 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cost of revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;257,245 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,210,868 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(117 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,467,996 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Selling, general and administrative &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;36,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;594,646 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(93 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;631,499 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total expenses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;294,191 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,805,514 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(210 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,099,495 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Operating income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(22,487 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;797,207 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;117 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;774,837 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other income, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,644 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,771 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(784,252 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;9,298 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income (loss) from continuing operations before taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(16,843 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;800,978 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;295,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,368 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;301,557 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(295,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;295,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;488,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(10,475 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;499,421 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(488,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;488,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(9,704 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,276 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,428 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;9,704 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(9,704 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;479,242 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(15,751 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;494,993 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(479,242 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;479,242 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April&amp;nbsp;30, 2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Total revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;251,758 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,834,880 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(3,061 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;4,083,577 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cost of revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;278,789 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,317,439 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(10 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,596,218 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Selling, general and administrative &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;66,230 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;582,812 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(552 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;648,490 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total expenses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;345,019 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,900,251 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(562 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,244,708 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Operating income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(93,261 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;934,629 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,499 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;838,869 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other income (expense), net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;839,370 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,992 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,461 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(839,338 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;501 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income (loss) from continuing operations before taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;839,370 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(99,253 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;941,090 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(841,837 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;839,370 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;326,315 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(40,386 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;367,660 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(327,274 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;326,315 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;513,055 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(58,867 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;573,430 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(514,563 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;513,055 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(27,382 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(29,176 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;29,176 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(27,382 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;485,673 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(88,043 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;573,430 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(485,387 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;485,673 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt; align: left;"&gt; &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 14pt;" class="_mt"&gt;CONDENSED CONSOLIDATING BALANCE SHEETS&lt;/font&gt;&lt;/b&gt; &lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s)&amp;nbsp; &lt;/font&gt;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="41%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;April&amp;nbsp;30, 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;amp; cash equivalents &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;616,238&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,061,656&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(50&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,677,844&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;amp; cash equivalents&amp;nbsp;&amp;ndash; restricted &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;9,522&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;38,861&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;48,383&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Receivables, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;88&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;102,011&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;390,191&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;492,290&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Mortgage loans held for investment, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;485,008&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;485,008&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Intangible assets and goodwill, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,214,164&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,214,164&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Investments in subsidiaries &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,699,555&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;32&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(2,699,555&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;32&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;13,613&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;469,461&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;807,166&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,290,240&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,713,256&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,682,240&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,512,070&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(2,699,605&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,207,961&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Customer deposits &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;852,270&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(50&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;852,220&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Long-term debt &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;998,965&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;50,789&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,049,754&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;FHLB borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;25,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;25,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other liabilities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;178&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(26,769&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,858,004&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,831,413&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,263,504&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;24,173&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(1,287,677&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Stockholders' equity &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,449,574&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(191,399&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,890,954&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(2,699,555&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,449,574&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total liabilities and stockholders' equity &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;2,713,256&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;1,682,240&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;3,512,070&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(2,699,605&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;5,207,961&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 12pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="41%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;April&amp;nbsp;30, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;amp; cash equivalents &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;702,021 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,102,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(111 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,804,045 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;amp; cash equivalents&amp;nbsp;&amp;ndash; restricted &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,160 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;28,190 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;34,350 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Receivables, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;57 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;105,192 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;412,737 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;517,986 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Mortgage loans held for investment, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;595,405 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;595,405 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Intangible assets and goodwill, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,207,879 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,207,879 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Investments in subsidiaries &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,276,597 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;231 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(3,276,597 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;231 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;19,014 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;332,782 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;722,626 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,074,422 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,295,668 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,741,560 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,473,798 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(3,276,708 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;5,234,318 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Customer deposits &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;852,666 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(111 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;852,555 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Long-term debt &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;998,605 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;36,539 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,035,144 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;FHLB borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;75,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;75,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other liabilities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;48,775 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;153,154 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,629,060 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,830,989 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,806,263 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(431,696 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,374,567 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Stockholders' equity &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,440,630 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;93,831 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,182,766 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(3,276,597 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,440,630 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total liabilities and stockholders' equity &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,295,668 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,741,560 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,473,798 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(3,276,708 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;5,234,318 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt; align: left;"&gt; &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 14pt;" class="_mt"&gt;CONDENSED CONSOLIDATING STATEMENTS OF CASH FLOWS&lt;/font&gt;&lt;/b&gt; &lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="44%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April&amp;nbsp;30, 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) operating activities: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;9,683&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;(153,471&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;656,291&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;512,503&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash flows from investing: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchases of AFS securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(138,824&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(138,824&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Maturities and payments received on AFS securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;16,690&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;107&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;16,797&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Mortgage loans held for investment, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;58,471&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;58,471&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchases of property&amp;nbsp;&amp;amp; equipment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(33&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(62,926&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(62,959&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Payments for business acquisitions, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(54,171&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(54,171&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from sales of businesses, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;71,083&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;71,083&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Loans made to franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(92,455&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(92,455&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments from franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;57,552&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;57,552&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;459,755&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(459,755&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;21,556&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12,793&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;34,349&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) investing activities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;459,755&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(77,043&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(33,114&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(459,755&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(110,157&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash flows from financing: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments of commercial paper &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,818,766&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,818,766&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from commercial paper &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,818,766&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,818,766&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments of other borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(50,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(50,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Customer banking deposits, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(11,501&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;61&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(11,440&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividends paid &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(186,802&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(186,802&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repurchase of common stock &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(283,534&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(283,534&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from stock options &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;424&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;424&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;206,722&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(666,477&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;459,755&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;474&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(490&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(3,023&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(3,039&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) financing activities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(469,438&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;144,731&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(669,500&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;459,816&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(534,391&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Effects of exchange rates on cash &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,844&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,844&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net increase (decrease) in cash &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(85,783&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(40,479&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;61&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(126,201&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;ndash; beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;702,021&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,102,135&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(111&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,804,045&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;ndash; end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;616,238&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;1,061,656&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(50&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;1,677,844&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April&amp;nbsp;30, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by operating activities: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;21,252 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;16,698 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;549,519 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;587,469 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash flows from investing: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchases of AFS securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(365 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,365 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Sales and maturities of AFS securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;14,639 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,119 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15,758 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Mortgage loans held for investment, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;72,832 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;72,832 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchases of property&amp;nbsp;&amp;amp; equipment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(90,515 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(90,515 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Payments for business acquisitions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(10,539 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(10,539 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from sales of businesses, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;66,623 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;66,623 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Loans made to franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(89,664 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(89,664 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments from franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;40,710 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;40,710 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;415,591 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(415,591 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;73,493 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(41,980 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,513 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) investing activities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;415,591 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;111,645 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(80,292 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(415,591 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,353 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash flows from financing: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments of commercial paper &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,406,013 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,406,013 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from commercial paper &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,406,013 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,406,013 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments of other borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,267,727 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(46 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,267,773 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from other borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,242,727 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,242,727 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Customer banking deposits, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11,428 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,111 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;17,539 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividends paid &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(200,899 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(200,899 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repurchase of common stock &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(254,250 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(254,250 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from stock options &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16,682 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16,682 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;354,617 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(770,208 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;415,591 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,624 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(8,717 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(28,051 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(35,144 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) financing activities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(436,843 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;332,328 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(798,305 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;421,702 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(481,118 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Effects of exchange rates on cash &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11,678 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11,678 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net increase (decrease) in cash &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;460,671 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(317,400 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,111 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;149,382 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;ndash; beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;241,350 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,419,535 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,222 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,654,663 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;ndash; end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;702,021 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,102,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(111 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,804,045 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 12pt; font-size: 1pt;"&gt;&amp;nbsp;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block, Inc.&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BFC&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Consolidated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April&amp;nbsp;30, 2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Guarantor) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(Issuer) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Subsidiaries &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Elims &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;H&amp;amp;R Block &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) operating activities: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,835 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(13,225 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,033,829 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,024,439 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash flows from investing: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchases of AFS securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(875 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,217 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,092 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Sales and maturities of AFS securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,417 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,658 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15,075 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Mortgage loans held for investment, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;91,329 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;91,329 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchases of property&amp;nbsp;&amp;amp; equipment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(43 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(97,837 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(97,880 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Payments for business acquisitions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(293,805 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(293,805 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from sales of businesses, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;18,865 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;18,865 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;73,820 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(73,820 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Investing cash flows of discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;255,066 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;255,066 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10,056 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;22,002 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) investing activities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;73,820 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;363,950 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(358,390 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(73,820 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,560 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash flows from financing: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Repayments of short-term borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,762,294 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,762,294 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from short-term borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,733,294 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,733,294 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Customer banking deposits, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;69,932 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,575 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;64,357 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividends paid &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(198,685 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(198,685 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Acquisition of treasury shares &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(106,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(106,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from issuance of common stock &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;141,415 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;141,415 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Proceeds from stock options &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;71,594 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;71,594 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net intercompany advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(199,032 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;125,212 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;73,820 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Financing cash flows of discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,783 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,783 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;14,210 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;9,331 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(12,049 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11,492 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net cash provided by (used in) financing activities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(77,655 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(143,986 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;113,163 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;68,245 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(40,233 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net increase in cash &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;206,739 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;788,602 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,575 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;989,766 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;ndash; beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;34,611 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;630,933 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(647 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;664,897 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Cash&amp;nbsp;&amp;ndash; end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;241,350 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,419,535 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(6,222 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,654,663 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock>
  <us-gaap:ConsolidationPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;PRINCIPLES OF CONSOLIDATION&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;The consolidated financial statements include the accounts of the Company and our wholly-owned subsidiaries. Intercompany transactions and balances have been eliminated. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Some of our subsidiaries operate in regulated industries and their underlying accounting records reflect the policies and requirements of these industries. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:ConsolidationPolicyTextBlock>
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  <us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">2011000</us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months>
  <us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">480000</us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess>
  <us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">2929000</us-gaap:ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths>
  <us-gaap:CostOfRevenue contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">2596218000</us-gaap:CostOfRevenue>
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  <us-gaap:CostOfRevenue contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-10000</us-gaap:CostOfRevenue>
  <us-gaap:CostOfRevenue contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">2317439000</us-gaap:CostOfRevenue>
  <us-gaap:CostOfRevenue contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">2467996000</us-gaap:CostOfRevenue>
  <us-gaap:CostOfRevenue contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">257245000</us-gaap:CostOfRevenue>
  <us-gaap:CostOfRevenue contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-117000</us-gaap:CostOfRevenue>
  <us-gaap:CostOfRevenue contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">2210868000</us-gaap:CostOfRevenue>
  <us-gaap:CostOfRevenue contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">2414590000</us-gaap:CostOfRevenue>
  <us-gaap:CostOfRevenue contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">277099000</us-gaap:CostOfRevenue>
  <us-gaap:CostOfRevenue contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">2137491000</us-gaap:CostOfRevenue>
  <us-gaap:CostsAndExpenses contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">3244708000</us-gaap:CostsAndExpenses>
  <us-gaap:CostsAndExpenses contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">345019000</us-gaap:CostsAndExpenses>
  <us-gaap:CostsAndExpenses contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-562000</us-gaap:CostsAndExpenses>
  <us-gaap:CostsAndExpenses contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">2900251000</us-gaap:CostsAndExpenses>
  <us-gaap:CostsAndExpenses contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">3099495000</us-gaap:CostsAndExpenses>
  <us-gaap:CostsAndExpenses contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">294191000</us-gaap:CostsAndExpenses>
  <us-gaap:CostsAndExpenses contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-210000</us-gaap:CostsAndExpenses>
  <us-gaap:CostsAndExpenses contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">2805514000</us-gaap:CostsAndExpenses>
  <us-gaap:CostsAndExpenses contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">3108726000</us-gaap:CostsAndExpenses>
  <us-gaap:CostsAndExpenses contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">309013000</us-gaap:CostsAndExpenses>
  <us-gaap:CostsAndExpenses contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">2799713000</us-gaap:CostsAndExpenses>
  <us-gaap:CurrentFederalTaxExpenseBenefit contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">243085000</us-gaap:CurrentFederalTaxExpenseBenefit>
  <us-gaap:CurrentFederalTaxExpenseBenefit contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">92992000</us-gaap:CurrentFederalTaxExpenseBenefit>
  <us-gaap:CurrentFederalTaxExpenseBenefit contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">188086000</us-gaap:CurrentFederalTaxExpenseBenefit>
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  <us-gaap:CurrentForeignTaxExpenseBenefit contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">16052000</us-gaap:CurrentForeignTaxExpenseBenefit>
  <us-gaap:CurrentForeignTaxExpenseBenefit contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">21456000</us-gaap:CurrentForeignTaxExpenseBenefit>
  <us-gaap:CurrentIncomeTaxExpenseBenefit contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">282896000</us-gaap:CurrentIncomeTaxExpenseBenefit>
  <us-gaap:CurrentIncomeTaxExpenseBenefit contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">132669000</us-gaap:CurrentIncomeTaxExpenseBenefit>
  <us-gaap:CurrentIncomeTaxExpenseBenefit contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">254610000</us-gaap:CurrentIncomeTaxExpenseBenefit>
  <us-gaap:CurrentStateAndLocalTaxExpenseBenefit contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">38418000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
  <us-gaap:CurrentStateAndLocalTaxExpenseBenefit contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">23625000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
  <us-gaap:CurrentStateAndLocalTaxExpenseBenefit contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">45068000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
  <us-gaap:CustomerDepositsCurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">852555000</us-gaap:CustomerDepositsCurrent>
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  <us-gaap:CustomerDepositsCurrent contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-111000</us-gaap:CustomerDepositsCurrent>
  <us-gaap:CustomerDepositsCurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">852220000</us-gaap:CustomerDepositsCurrent>
  <us-gaap:CustomerDepositsCurrent contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">852270000</us-gaap:CustomerDepositsCurrent>
  <us-gaap:CustomerDepositsCurrent contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-50000</us-gaap:CustomerDepositsCurrent>
  <us-gaap:DebtCurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">3688000</us-gaap:DebtCurrent>
  <us-gaap:DebtCurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">3437000</us-gaap:DebtCurrent>
  <us-gaap:DebtInstrumentInterestRateStatedPercentage contextRef="As_Of_4_30_2011_us-gaap_DebtInstrumentAxis_hrb_SeniorNoteFivePointOneTwoFiveDueOctoberTwoThousandAndFourteenMember" unitRef="Unit13" decimals="INF">0.05125</us-gaap:DebtInstrumentInterestRateStatedPercentage>
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  <us-gaap:DeferredCompensationLiabilityClassifiedNoncurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-5">135500000</us-gaap:DeferredCompensationLiabilityClassifiedNoncurrent>
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  <us-gaap:DeferredFederalIncomeTaxExpenseBenefit contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">36739000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
  <us-gaap:DeferredFederalIncomeTaxExpenseBenefit contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">128900000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
  <us-gaap:DeferredFederalIncomeTaxExpenseBenefit contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">-799000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
  <us-gaap:DeferredForeignIncomeTaxExpenseBenefit contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">98000</us-gaap:DeferredForeignIncomeTaxExpenseBenefit>
  <us-gaap:DeferredForeignIncomeTaxExpenseBenefit contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">172000</us-gaap:DeferredForeignIncomeTaxExpenseBenefit>
  <us-gaap:DeferredForeignIncomeTaxExpenseBenefit contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">288000</us-gaap:DeferredForeignIncomeTaxExpenseBenefit>
  <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">43419000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">162520000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">3010000</us-gaap:DeferredIncomeTaxExpenseBenefit>
  <us-gaap:DeferredRevenue contextRef="As_Of_4_30_2009" unitRef="Unit12" decimals="-3">146807000</us-gaap:DeferredRevenue>
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  <us-gaap:DeferredRevenue contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">140603000</us-gaap:DeferredRevenue>
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  <us-gaap:DeferredRevenueAdditions contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">77474000</us-gaap:DeferredRevenueAdditions>
  <us-gaap:DeferredRevenueByArrangementDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance, beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;141,542&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;146,807 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Amounts deferred for new guarantees issued &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;77,474&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;74,889 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Revenue recognized on previous deferrals &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(78,413&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(80,154 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance, end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;140,603&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;141,542 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:DeferredRevenueByArrangementDisclosureTextBlock>
  <us-gaap:DeferredRevenueRevenueRecognized contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">-80154000</us-gaap:DeferredRevenueRevenueRecognized>
  <us-gaap:DeferredRevenueRevenueRecognized contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">-78413000</us-gaap:DeferredRevenueRevenueRecognized>
  <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">6582000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
  <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">33448000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
  <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">3521000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
  <us-gaap:DeferredTaxAssetsCapitalLossCarryforwards contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">144507000</us-gaap:DeferredTaxAssetsCapitalLossCarryforwards>
  <us-gaap:DeferredTaxAssetsCapitalLossCarryforwards contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">150876000</us-gaap:DeferredTaxAssetsCapitalLossCarryforwards>
  <us-gaap:DeferredTaxAssetsDeferredIncome contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">25595000</us-gaap:DeferredTaxAssetsDeferredIncome>
  <us-gaap:DeferredTaxAssetsDeferredIncome contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">23166000</us-gaap:DeferredTaxAssetsDeferredIncome>
  <us-gaap:DeferredTaxAssetsLiabilitiesNet contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">142136000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
  <us-gaap:DeferredTaxAssetsLiabilitiesNet contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">134669000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
  <us-gaap:DeferredTaxAssetsNet contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">354509000</us-gaap:DeferredTaxAssetsNet>
  <us-gaap:DeferredTaxAssetsNet contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">339848000</us-gaap:DeferredTaxAssetsNet>
  <us-gaap:DeferredTaxAssetsNet contextRef="As_Of_4_30_2011_us-gaap_IncomeStatementBalanceSheetAndAdditionalDisclosuresByDisposalGroupsIncludingDiscontinuedOperationsAxis_hrb_AmeripriseMember" unitRef="Unit12" decimals="-5">147000000</us-gaap:DeferredTaxAssetsNet>
  <us-gaap:DeferredTaxAssetsNet contextRef="As_Of_4_30_2011_us-gaap_IncomeTaxAuthorityAxis_us-gaap_StateAndLocalJurisdictionMember" unitRef="Unit12" decimals="-5">21100000</us-gaap:DeferredTaxAssetsNet>
  <us-gaap:DeferredTaxAssetsNetCurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">181029000</us-gaap:DeferredTaxAssetsNetCurrent>
  <us-gaap:DeferredTaxAssetsNetCurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">117178000</us-gaap:DeferredTaxAssetsNetCurrent>
  <us-gaap:DeferredTaxAssetsNetNoncurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">173480000</us-gaap:DeferredTaxAssetsNetNoncurrent>
  <us-gaap:DeferredTaxAssetsNetNoncurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">222670000</us-gaap:DeferredTaxAssetsNetNoncurrent>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpense contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">17554000</us-gaap:DeferredTaxAssetsTaxDeferredExpense>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpense contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">61891000</us-gaap:DeferredTaxAssetsTaxDeferredExpense>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">71970000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">73398000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">164783000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves>
  <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">102587000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves>
  <us-gaap:DeferredTaxAssetsValuationAllowanceCurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">1745000</us-gaap:DeferredTaxAssetsValuationAllowanceCurrent>
  <us-gaap:DeferredTaxAssetsValuationAllowanceCurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">47300000</us-gaap:DeferredTaxAssetsValuationAllowanceCurrent>
  <us-gaap:DeferredTaxAssetsValuationAllowanceNoncurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">151838000</us-gaap:DeferredTaxAssetsValuationAllowanceNoncurrent>
  <us-gaap:DeferredTaxAssetsValuationAllowanceNoncurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">94261000</us-gaap:DeferredTaxAssetsValuationAllowanceNoncurrent>
  <us-gaap:DeferredTaxLiabilitiesCurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">6337000</us-gaap:DeferredTaxLiabilitiesCurrent>
  <us-gaap:DeferredTaxLiabilitiesCurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">4734000</us-gaap:DeferredTaxLiabilitiesCurrent>
  <us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssets contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">124918000</us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssets>
  <us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssets contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">139963000</us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssets>
  <us-gaap:DeferredTaxLiabilitiesNoncurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">206036000</us-gaap:DeferredTaxLiabilitiesNoncurrent>
  <us-gaap:DeferredTaxLiabilitiesNoncurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">200445000</us-gaap:DeferredTaxLiabilitiesNoncurrent>
  <us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">10731000</us-gaap:DeferredTaxLiabilitiesPropertyPlantAndEquipment>
  <us-gaap:DefinedBenefitPlanContributionsByPlanParticipants contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-5">26700000</us-gaap:DefinedBenefitPlanContributionsByPlanParticipants>
  <us-gaap:DefinedBenefitPlanContributionsByPlanParticipants contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-5">24000000</us-gaap:DefinedBenefitPlanContributionsByPlanParticipants>
  <us-gaap:DefinedBenefitPlanContributionsByPlanParticipants contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-5">22300000</us-gaap:DefinedBenefitPlanContributionsByPlanParticipants>
  <us-gaap:DemandDepositAccounts contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">224286000</us-gaap:DemandDepositAccounts>
  <us-gaap:DemandDepositAccounts contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">286243000</us-gaap:DemandDepositAccounts>
  <us-gaap:DepositLiabilitiesAccruedInterest contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-5">200000</us-gaap:DepositLiabilitiesAccruedInterest>
  <us-gaap:DepositLiabilitiesAccruedInterest contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">200000</us-gaap:DepositLiabilitiesAccruedInterest>
  <us-gaap:DepositLiabilitiesDisclosuresTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="width: 87%; margin-left: 6%;"&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;NOTE&amp;nbsp;10: CUSTOMER BANKING DEPOSITS&lt;/font&gt;&lt;/b&gt; &lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The components of customer banking deposits at April&amp;nbsp;30, 2011 and 2010 and the related interest expense recorded during the periods are as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="47%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 7pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Outstanding&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Interest&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Outstanding&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Interest&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 7pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Balance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Expense &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Balance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Expense &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Short-term: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Money-market deposits &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;164,734&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,168&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;195,220 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,871 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Savings deposits &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,030&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;107&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,460 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;128 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Checking deposits: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Interest-bearing &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6,947&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;94&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;24,190 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;83 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Non-interest-bearing &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;279,296&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;200,096 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;286,243&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;94&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;224,286 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;83 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;IRAs and other time deposits: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Due in one year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;49,003&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;60,349 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;IRAs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;341,210&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;360,240 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;390,213&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6,119&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;420,589 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,092 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;852,220&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;8,488&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;852,555 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;10,174 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Long-term: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Due in two years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;7,939&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,479 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Due in three years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,717&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,079 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Due in four years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;16&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,105 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Due in five years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,678&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;21,664 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Accrued but unpaid interest on deposits totaled $&lt;font class="_mt"&gt;0.2&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011 and 2010. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Time deposit accounts totaling $7.3&amp;nbsp;million were in excess of Federal Deposit Insurance Corporation (FDIC) insured limits at April&amp;nbsp;30, 2011, and mature as follows: &lt;/div&gt;

&lt;div style="margin-top: 3pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="92%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="center"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="4" align="center"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Three months or less &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;480&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Three to six months &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,929&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Six to twelve months &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,011&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Over twelve months &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,883&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;7,303&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
  <us-gaap:Deposits contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">863898000</us-gaap:Deposits>
  <us-gaap:DepositsMoneyMarketDeposits contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">195220000</us-gaap:DepositsMoneyMarketDeposits>
  <us-gaap:DepositsMoneyMarketDeposits contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">164734000</us-gaap:DepositsMoneyMarketDeposits>
  <us-gaap:DepositsSavingsDeposits contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">12460000</us-gaap:DepositsSavingsDeposits>
  <us-gaap:DepositsSavingsDeposits contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">11030000</us-gaap:DepositsSavingsDeposits>
  <us-gaap:DepreciationAndAmortization contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-5">96600000</us-gaap:DepreciationAndAmortization>
  <us-gaap:DepreciationAndAmortization contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareMember" unitRef="Unit12" decimals="-5">23400000</us-gaap:DepreciationAndAmortization>
  <us-gaap:DepreciationAndAmortization contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-5">96900000</us-gaap:DepreciationAndAmortization>
  <us-gaap:DepreciationAndAmortization contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareMember" unitRef="Unit12" decimals="-5">21800000</us-gaap:DepreciationAndAmortization>
  <us-gaap:DepreciationAndAmortization contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-5">92200000</us-gaap:DepreciationAndAmortization>
  <us-gaap:DepreciationAndAmortization contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareMember" unitRef="Unit12" decimals="-5">18800000</us-gaap:DepreciationAndAmortization>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">123631000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">36748000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ProductOrServiceAxis_hrb_CorporateMember" unitRef="Unit12" decimals="-3">7468000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">79415000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">126901000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">33064000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ProductOrServiceAxis_hrb_CorporateMember" unitRef="Unit12" decimals="-3">5314000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">88523000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">121633000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">30692000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ProductOrServiceAxis_hrb_CorporateMember" unitRef="Unit12" decimals="-3">3275000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DepreciationDepletionAndAmortization contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">87666000</us-gaap:DepreciationDepletionAndAmortization>
  <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&amp;nbsp;&lt;strong&gt;&lt;font style="font-family: Arial;" class="_mt"&gt;NOTE&amp;nbsp;14: STOCK-BASED COMPENSATION&lt;/font&gt;&lt;/strong&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We utilize the fair value method to account for stock-based awards. Stock-based compensation expense of $&lt;font class="_mt"&gt;14.5&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;29.4&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;32.6&lt;/font&gt;&amp;nbsp;million was recorded in fiscal years 2011, 2010 and 2009, respectively, net of related tax benefits of $&lt;font class="_mt"&gt;5.4&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;10.5&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;12.2&lt;/font&gt;&amp;nbsp;million, respectively. Stock-based compensation

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;expense of our continuing operations totaled $14.5&amp;nbsp;million, $29.3&amp;nbsp;million and $26.6&amp;nbsp;million in fiscal years 2011, 2010 and 2009, respectively. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Accounting standards require excess tax benefits from stock-based compensation to be included as a financing activity in the statements of cash flows. As a result, we classified $&lt;font class="_mt"&gt;0.5&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;1.6&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;8.6&lt;/font&gt;&amp;nbsp;million as cash inflows from financing activities for fiscal years 2011, 2010 and 2009, respectively. We realized tax benefits of $&lt;font class="_mt"&gt;4.4&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;6.6&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;20.2&lt;/font&gt;&amp;nbsp;million in fiscal years 2011, 2010 and 2009, respectively. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We have four stock-based compensation plans which have been approved by our shareholders. As of April&amp;nbsp;30, 2011, we had&amp;nbsp;&lt;font class="_mt"&gt;11.5&lt;/font&gt;&amp;nbsp;million shares reserved for future awards under stock-based compensation plans. We issue shares from our treasury stock to satisfy the exercise or release of stock-based awards. We believe we have adequate treasury stock to issue for the exercise or release of stock-based awards. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Our 2003 Long-Term Executive Compensation Plan provides for awards of options (both incentive and nonqualified), nonvested shares, performance nonvested share units and other stock-based awards to employees. These awards entitle the holder to shares or the right to purchase shares of common stock as the award vests, typically over a three-year or four-year period with a portion vesting each year. Historically, nonvested shares have received dividends during the vesting period, however awards granted after October&amp;nbsp;1, 2010 will no longer receive dividends during the vesting period. Performance nonvested share units receive cumulative dividends at the end of the vesting period. We measure the fair value of options on the grant date or modification date using the Black-Scholes option valuation model. We measure the fair value of nonvested shares and performance nonvested share units based on the closing price of our common stock on the grant date. Generally, we expense the grant-date fair value, net of estimated forfeitures, over the vesting period on a straight-line basis. Awards granted to employees who are of retirement age or early retirement age (age&amp;nbsp;65 or age&amp;nbsp;55 and ten years of service) or reach either retirement age prior to the end of the service period of the awards, are expensed over the shorter of the two periods. Options are generally granted at a price equal to the fair market value of our common stock on the grant date and have a contractual term of ten years. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Our 1999 Stock Option Plan for Seasonal Employees, which provided for awards of nonqualified options to certain employees, was terminated effective December&amp;nbsp;31, 2009, except for outstanding awards thereunder. These awards were granted to seasonal employees in our Tax Services segment and entitled the holder to the right to purchase shares of common stock as the award vests, typically over a two-year period. We measured the fair value of options on the grant date using the Black-Scholes option valuation model. We expensed the grant-date fair value, net of estimated forfeitures, over the seasonal service period. Options were granted at a price equal to the fair market value of our common stock on the grant date, are exercisable during September through November in each of the two years following the calendar year of the grant, and have a contractual term of 29&amp;nbsp;months. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Our 1989 Stock Option Plan for Outside Directors, which provided for awards of nonqualified options to outside directors, was terminated effective June&amp;nbsp;11, 2008, except for outstanding awards thereunder. The plan was replaced by the 2008 Deferred Stock Unit Plan for Outside Directors. The number of deferred stock units credited to an outside director's account pursuant to an award is determined by dividing the dollar amount of the award by the average current market value per share of common stock for the ten consecutive trading dates ending on the date the deferred stock units are granted to the outside directors. Each deferred stock unit granted is vested upon award and the settlement of shares occurs six months after separation of service from the Board of Directors. The vested shares receive dividends prior to settlement, which are reinvested and settled in shares at the time of settlement. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Our 2000 Employee Stock Purchase Plan (ESPP) provides employees the option to purchase shares of our common stock through payroll deductions. The purchase price of the stock is &lt;font class="_mt"&gt;90&lt;/font&gt;% of the lower of either the fair market value of our common stock on the first trading day within the Option Period or on the last trading day of the Option Period. The Option Periods are six-month periods beginning on January 1 and July 1 each year. We measure the fair value of options on the grant date utilizing the Black-Scholes option valuation model. The fair value of the option includes the value of the &lt;font class="_mt"&gt;10&lt;/font&gt;% discount and the look-back feature. We expense the grant-date fair value over the six-month vesting period. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;A summary of options for the year ended April&amp;nbsp;30, 2011, is as follows:

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="41%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s, except per share amounts) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Weighted-Average&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Weighted-Average&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Remaining&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Aggregate&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Shares &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Exercise Price &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Contractual Term &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Intrinsic Value &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Outstanding, beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;15,082&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;20.58&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Granted &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,080&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;13.29&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Exercised &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(338&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10.64&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Forfeited or expired &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(6,034&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;22.17&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Outstanding, end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10,790&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;18.64&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4 years&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;9,224&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Exercisable, end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,122&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;19.95&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2 years&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;1,318&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Exercisable and expected to vest &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10,650&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;18.71&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4 years&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,666&lt;/b&gt; &lt;br /&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The total intrinsic value of options exercised during fiscal years 2011, 2010 and 2009 was $&lt;font class="_mt"&gt;1.8&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;5.4&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;33.0&lt;/font&gt;&amp;nbsp;million, respectively. As of April&amp;nbsp;30, 2011, we had $&lt;font class="_mt"&gt;3.2&lt;/font&gt;&amp;nbsp;million of total unrecognized compensation cost related to these options. The cost is expected to be recognized over a weighted-average period of&amp;nbsp;&lt;font class="_mt"&gt;two&lt;/font&gt; years. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We utilize the Black-Scholes option valuation model to value our options on the grant date. We typically estimate the expected volatility using our historical stock price data, unless historical volatility is not representative of expected volatility. We also use historical exercise and forfeiture behaviors to estimate the options expected term and our forfeiture rate. The dividend yield is calculated based on the current dividend and the market price of our common stock on the grant date. The risk-free interest rate is based on the U.S.&amp;nbsp;Treasury zero-coupon yield curve in effect on the grant date. Both expected volatility and the risk-free interest rate are based on a period that approximates the expected term. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The following assumptions were used to value options during the periods: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="38%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Options&amp;nbsp;&amp;ndash; management and director: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Expected volatility &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font class="_mt"&gt;&lt;b&gt;28.98&lt;/b&gt;&lt;/font&gt;% - &lt;font class="_mt"&gt;30.20&lt;/font&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;font class="_mt"&gt;27.11&lt;/font&gt;% - &lt;font class="_mt"&gt;27.27&lt;/font&gt;% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;font class="_mt"&gt;23.41&lt;/font&gt;% - &lt;font class="_mt"&gt;25.20&lt;/font&gt;% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Expected term &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5 years&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5 years &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;font class="_mt"&gt;4&lt;/font&gt;years &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividend yield &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font class="_mt"&gt;&lt;b&gt;4.18&lt;/b&gt;&lt;/font&gt;% - &lt;font class="_mt"&gt;5.17&lt;/font&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;font class="_mt"&gt;3.24&lt;/font&gt;% - &lt;font class="_mt"&gt;3.55&lt;/font&gt;% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;font class="_mt"&gt;2.35&lt;/font&gt;% - &lt;font class="_mt"&gt;3.04&lt;/font&gt;% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Risk-free interest rate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font class="_mt"&gt;&lt;b&gt;1.26&lt;/b&gt;&lt;/font&gt;% - &lt;font class="_mt"&gt;1.92&lt;/font&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;font class="_mt"&gt;2.38&lt;/font&gt;% - &lt;font class="_mt"&gt;2.75&lt;/font&gt;% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;font class="_mt"&gt;2.54&lt;/font&gt;% - &lt;font class="_mt"&gt;3.26&lt;/font&gt;% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Weighted-average fair value &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.25&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3.27 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3.80 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Options&amp;nbsp;&amp;ndash; seasonal:&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Expected volatility &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33.81% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;25.35% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Expected term &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;font class="_mt"&gt;2&lt;/font&gt;&amp;nbsp;years &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2&amp;nbsp;years &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividend yield &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3.48% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.80% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Risk-free interest rate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.85% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.54% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Weighted-average fair value &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.70 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.83 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;ESPP options: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Expected volatility &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&lt;font class="_mt"&gt;22.75&lt;/font&gt;% - &lt;font class="_mt"&gt;23.31&lt;/font&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;font class="_mt"&gt;23.68&lt;/font&gt;% - &lt;font class="_mt"&gt;43.20&lt;/font&gt;% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&lt;font class="_mt"&gt;29.13&lt;/font&gt;% - &lt;font class="_mt"&gt;43.82&lt;/font&gt;% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Expected term &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font class="_mt"&gt;&lt;b&gt;0.5&lt;/b&gt;&lt;/font&gt;years&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.5 years &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.5 years &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividend yield &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font class="_mt"&gt;&lt;b&gt;3.86&lt;/b&gt;&lt;/font&gt;% - &lt;font class="_mt"&gt;4.80&lt;/font&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;font class="_mt"&gt;2.65&lt;/font&gt;% - &lt;font class="_mt"&gt;3.46&lt;/font&gt;% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;font class="_mt"&gt;2.67&lt;/font&gt;% - &lt;font class="_mt"&gt;2.78&lt;/font&gt;% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Risk-free interest rate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font class="_mt"&gt;&lt;b&gt;0.19&lt;/b&gt;&lt;/font&gt;% - &lt;font class="_mt"&gt;0.23&lt;/font&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;font class="_mt"&gt;0.20&lt;/font&gt;% - &lt;font class="_mt"&gt;0.33&lt;/font&gt;% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;font class="_mt"&gt;0.27&lt;/font&gt;% - &lt;font class="_mt"&gt;2.13&lt;/font&gt;% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Weighted-average fair value &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.16&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3.66 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4.38 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;table class="MetaData" border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="99%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td class="MetaData" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;This plan was terminated in fiscal year 2010, except for outstanding awards thereunder. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt; align: left;"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;A summary of nonvested shares and performance nonvested share units for the year ended April&amp;nbsp;30, 2011, is as follows: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="77%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(shares in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Weighted-Average&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Grant Date &lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Shares &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fair Value &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Outstanding, beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,619&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;19.55&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Granted &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;745&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12.56&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Released &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(632&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;20.20&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Forfeited &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(232&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;17.61&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Outstanding, end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,500&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;15.92&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The total fair value of shares vesting during fiscal years 2011, 2010 and 2009 was $&lt;font class="_mt"&gt;13.0&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;15.5&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;21.1&lt;/font&gt;&amp;nbsp;million, respectively. Upon the grant of nonvested shares and performance nonvested share units, unearned compensation cost is recorded as an offset to additional paid-in capital and is amortized as compensation expense over the vesting period. As of April&amp;nbsp;30, 2011, we had $&lt;font class="_mt"&gt;11.5&lt;/font&gt;&amp;nbsp;million of total unrecognized compensation cost related to these shares. This cost is expected to be recognized over a weighted-average period of&amp;nbsp;&lt;font class="_mt"&gt;2&lt;/font&gt;&amp;nbsp;years. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
  <us-gaap:DiscontinuedOperationTaxEffectOfDiscontinuedOperation contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-5">20300000</us-gaap:DiscontinuedOperationTaxEffectOfDiscontinuedOperation>
  <us-gaap:DiscontinuedOperationTaxEffectOfDiscontinuedOperation contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-5">8000000</us-gaap:DiscontinuedOperationTaxEffectOfDiscontinuedOperation>
  <us-gaap:DiscontinuedOperationTaxEffectOfDiscontinuedOperation contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-5">8700000</us-gaap:DiscontinuedOperationTaxEffectOfDiscontinuedOperation>
  <us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-5">14900000</us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal>
  <us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-5">49000000</us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal>
  <us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-5">45100000</us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal>
  <us-gaap:DividendsCash contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">198685000</us-gaap:DividendsCash>
  <us-gaap:DividendsCash contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">198685000</us-gaap:DividendsCash>
  <us-gaap:DividendsCash contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">200899000</us-gaap:DividendsCash>
  <us-gaap:DividendsCash contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">200899000</us-gaap:DividendsCash>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">48691000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">48691000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">138111000</us-gaap:DividendsCommonStockCash>
  <us-gaap:DividendsCommonStockCash contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">138111000</us-gaap:DividendsCommonStockCash>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit14" decimals="2">1.45</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_5_1_2009_To_7_31_2009" unitRef="Unit14" decimals="2">-0.40</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit14" decimals="2">1.44</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_8_1_2009_To_10_31_2009" unitRef="Unit14" decimals="2">-0.38</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_11_1_2009_To_1_31_2010" unitRef="Unit14" decimals="2">0.15</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_2_1_2010_To_4_30_2010" unitRef="Unit14" decimals="2">2.11</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_5_1_2010_To_7_31_2010" unitRef="Unit14" decimals="2">-0.41</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit14" decimals="2">1.31</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareBasic contextRef="Duration_8_1_2010_To_10_31_2010" unitRef="Unit14" decimals="2">-0.36</us-gaap:EarningsPerShareBasic>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit14" decimals="2">1.45</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_5_1_2009_To_7_31_2009" unitRef="Unit14" decimals="2">-0.40</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit14" decimals="2">1.43</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_8_1_2009_To_10_31_2009" unitRef="Unit14" decimals="2">-0.38</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_11_1_2009_To_1_31_2010" unitRef="Unit14" decimals="2">0.15</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_2_1_2010_To_4_30_2010" unitRef="Unit14" decimals="2">2.10</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_5_1_2010_To_7_31_2010" unitRef="Unit14" decimals="2">-0.41</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit14" decimals="2">1.31</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareDiluted contextRef="Duration_8_1_2010_To_10_31_2010" unitRef="Unit14" decimals="2">-0.36</us-gaap:EarningsPerShareDiluted>
  <us-gaap:EarningsPerShareTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;font style="widows: 2; text-transform: none; text-indent: 0px; border-collapse: separate; font: medium 'Times New Roman'; white-space: normal; orphans: 2; letter-spacing: normal; color: rgb(0,0,0); word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" class="_mt"&gt; &lt;/font&gt;

&lt;div style="font-family: 'Times New Roman', Times, serif;"&gt;

&lt;div style="margin-top: 12pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;&amp;nbsp;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;NOTE&amp;nbsp;3: EARNINGS PER SHARE&lt;/font&gt;&lt;/b&gt; &lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Basic and diluted earnings per share is computed using the two-class method. The two-class method is an earnings allocation formula that determines net income per share for each class of common stock and participating security according to dividends declared and participation rights in undistributed earnings. Per share amounts are computed by dividing net income from continuing operations attributable to common shareholders by the weighted average shares outstanding during each period. The computations of basic and diluted earnings per share from continuing operations are as follows: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="53%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s, except per share amounts) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income from continuing operations attributable to shareholders &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;419,405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;488,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;513,055 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Amounts allocated to participating securities (nonvested shares) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(1,085&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,888 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,042 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income from continuing operations&lt;br /&gt;attributable to common shareholders &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;418,320&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;487,058 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;511,013 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Basic weighted average common shares &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;309,230&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;332,283 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;332,787 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Potential dilutive shares &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;547&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;953 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,752 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Dilutive weighted average common shares &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;309,777&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;333,236 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;334,539 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Earnings per share from continuing operations attributable to&lt;br /&gt;common shareholders: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Basic &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.35&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.47 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.53 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Diluted &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.35&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.46 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.53 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 6pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Diluted earnings per share excludes the impact of shares of common stock issuable upon the lapse of certain restrictions or the exercise of options to purchase&amp;nbsp;&lt;font class="_mt"&gt;12.8&lt;/font&gt;&amp;nbsp;million,&amp;nbsp;&lt;font class="_mt"&gt;13.7&lt;/font&gt;&amp;nbsp;million and&amp;nbsp;&lt;font class="_mt"&gt;15.7&lt;/font&gt;&amp;nbsp;million shares of stock for fiscal years 2011, 2010 and 2009, respectively, as the effect would be antidilutive. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:EarningsPerShareTextBlock>
  <us-gaap:EffectiveIncomeTaxRateContinuingOperations contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit13" decimals="3">0.389</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
  <us-gaap:EffectiveIncomeTaxRateContinuingOperations contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit13" decimals="3">0.376</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
  <us-gaap:EffectiveIncomeTaxRateContinuingOperations contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="3">0.381</us-gaap:EffectiveIncomeTaxRateContinuingOperations>
  <us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit13" decimals="INF">0.35</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
  <us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit13" decimals="INF">0.35</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
  <us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="INF">0.35</us-gaap:EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate>
  <us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit13" decimals="3">-0.012</us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance>
  <us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit13" decimals="3">-0.010</us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance>
  <us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="3">-0.013</us-gaap:EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance>
  <us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit13" decimals="3">-0.012</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
  <us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit13" decimals="3">-0.006</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
  <us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="3">-0.009</us-gaap:EffectiveIncomeTaxRateReconciliationOtherAdjustments>
  <us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit13" decimals="3">0.042</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit13" decimals="3">0.038</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="3">0.045</us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes>
  <us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit13" decimals="3">0.005</us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies>
  <us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit13" decimals="3">0.009</us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies>
  <us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit13" decimals="3">0.011</us-gaap:EffectiveIncomeTaxRateReconciliationTaxContingencies>
  <us-gaap:EffectOfExchangeRateOnCashAndCashEquivalents contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">11678000</us-gaap:EffectOfExchangeRateOnCashAndCashEquivalents>
  <us-gaap:EffectOfExchangeRateOnCashAndCashEquivalents contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">11678000</us-gaap:EffectOfExchangeRateOnCashAndCashEquivalents>
  <us-gaap:EffectOfExchangeRateOnCashAndCashEquivalents contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">5844000</us-gaap:EffectOfExchangeRateOnCashAndCashEquivalents>
  <us-gaap:EffectOfExchangeRateOnCashAndCashEquivalents contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">5844000</us-gaap:EffectOfExchangeRateOnCashAndCashEquivalents>
  <us-gaap:EmployeeRelatedLiabilitiesCurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">199496000</us-gaap:EmployeeRelatedLiabilitiesCurrent>
  <us-gaap:EmployeeRelatedLiabilitiesCurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">257038000</us-gaap:EmployeeRelatedLiabilitiesCurrent>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized contextRef="As_Of_4_30_2011_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_hrb_NonvestedSharesAndPerformanceNonvestedMember" unitRef="Unit12" decimals="-5">11500000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized contextRef="As_Of_4_30_2011_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_us-gaap_EmployeeStockOptionMember" unitRef="Unit12" decimals="-5">3200000</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized>
  <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_hrb_NonvestedSharesAndPerformanceNonvestedMember" unitRef="Unit13" decimals="INF">2</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition>
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  <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-5">10500000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense>
  <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-5">5400000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense>
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  <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-5">6600000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions>
  <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-5">4400000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions>
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  <us-gaap:EntityWideDisclosureOnGeographicAreasRevenueFromExternalCustomersAttributedToForeignCountries contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-5">190900000</us-gaap:EntityWideDisclosureOnGeographicAreasRevenueFromExternalCustomersAttributedToForeignCountries>
  <us-gaap:EntityWideDisclosureOnGeographicAreasRevenueFromExternalCustomersAttributedToForeignCountries contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-5">205800000</us-gaap:EntityWideDisclosureOnGeographicAreasRevenueFromExternalCustomersAttributedToForeignCountries>
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  <us-gaap:EquityMethodInvestments contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">32000</us-gaap:EquityMethodInvestments>
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  <us-gaap:EquityMethodInvestments contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="Unit12" decimals="-3">2699555000</us-gaap:EquityMethodInvestments>
  <us-gaap:EquityMethodInvestments contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">32000</us-gaap:EquityMethodInvestments>
  <us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-5">8600000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
  <us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-5">1600000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
  <us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-5">500000</us-gaap:ExcessTaxBenefitFromShareBasedCompensationFinancingActivities>
  <us-gaap:FairValueByBalanceSheetGroupingTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Carrying&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Estimated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fair Value &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Mortgage loans held for investment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;485,008&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;295,154&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Deposits &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;863,898&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;865,318&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Long-term debt &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,053,191&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,112,886&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;FHLB advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;25,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;24,998&lt;/b&gt; &lt;br /&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
  <us-gaap:FairValueDisclosuresTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&amp;nbsp;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;NOTE&amp;nbsp;7: &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;ASSETS AND LIABILITIES MEASURED AT FAIR VALUE&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We use the following valuation methodologies for assets and liabilities measured at fair value and the general classification of these instruments pursuant to the fair value hierarchy. &lt;/div&gt;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="96%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&lt;font style="font-variant: normal; font-family: Wingdings;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&amp;nbsp; &lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="white-space: nowrap;" class="_mt"&gt;Available-for-sale&lt;/font&gt; securities&amp;nbsp;&amp;ndash; &lt;font style="white-space: nowrap;" class="_mt"&gt;Available-for-sale&lt;/font&gt; securities are carried at fair value on a recurring basis. When available, fair value is based on quoted prices in an active market and as such, would be classified as Level&amp;nbsp;1. If quoted market prices are not available, we use a third-party pricing service to determine fair value and classify the securities as Level&amp;nbsp;2. The service's pricing model is based on market data and utilizes available trade, bid and other market information. &lt;font style="white-space: nowrap;" class="_mt"&gt;Available-for-sale&lt;/font&gt; securities that we classify as Level&amp;nbsp;2 include certain agency and non-agency mortgage-backed securities, U.S.&amp;nbsp;states and political subdivisions debt securities and other debt and equity securities. &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&lt;font style="font-variant: normal; font-family: Wingdings;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&amp;nbsp; &lt;/td&gt;
&lt;td align="left"&gt;Real estate owned&amp;nbsp;&amp;ndash; REO includes foreclosed properties securing mortgage loans. Foreclosed assets are adjusted to fair value less costs to sell upon transfer of the loans to REO. Fair value is generally based on independent market prices or appraised values of the collateral. Subsequent holding period losses and losses arising from the sale of REO are expensed as incurred. Because our REO is valued based on significant inputs that are unobservable in the market and our own estimates of assumptions that market participants would use in pricing the asset, these assets are classified as Level&amp;nbsp;3. &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&lt;font style="font-variant: normal; font-family: Wingdings;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&amp;nbsp; &lt;/td&gt;
&lt;td align="left"&gt;

&lt;p style="margin-top: 0px; margin-bottom: 0px;"&gt;Impaired mortgage loans held for investment&amp;nbsp;&amp;ndash; The fair value of impaired mortgage loans held for investment is generally based on the net present value of discounted cash flows for TDR loans or the appraised value of the underlying collateral for all other loans. These loans are classified as Level&amp;nbsp;3. &lt;/p&gt;

&lt;p style="margin-top: 0px; margin-bottom: 0px;"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The following table presents for each hierarchy level the assets that were remeasured at fair value on both a recurring and non-recurring basis during fiscal years 2011 and 2010 and the gains (losses) on those remeasurements: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="41%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(dollars in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Level 1 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Level 2 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Level 3 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gain (loss) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As of April&amp;nbsp;30, 2011: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Recurring: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Mortgage-backed securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;158,177&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;158,177&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;207&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Municipal bonds &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,740&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,740&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Non-recurring: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;REO &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12,366&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12,366&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(1,920&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Impaired mortgage loans held for investment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;90,628&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;90,628&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(11,390&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;269,911&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;166,917&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;102,994&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(12,698&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As a percentage of total assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5.2&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3.2&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.0&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As of April&amp;nbsp;30, 2010: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Recurring: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Mortgage-backed securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23,016 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23,016 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(10 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Municipal bonds &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,901 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,901 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;459 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Trust preferred security &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,823 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Non-recurring: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;REO &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16,291 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16,291 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,430 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Impaired mortgage loans held for investment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;88,456 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;88,456 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(9,453 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;136,695 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,948 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;104,747 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(15,257 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As a percentage of total assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.0 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;There were no changes to the unobservable inputs used in determining the fair values of our level&amp;nbsp;2 and level&amp;nbsp;3 financial assets. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The following methods were used to determine the fair values of our other financial instruments: &lt;/div&gt;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="96%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&lt;font style="font-variant: normal; font-family: Wingdings;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&amp;nbsp; &lt;/td&gt;
&lt;td align="left"&gt;Cash equivalents, accounts receivable, investment in FHLB stock, accounts payable, accrued liabilities, commercial paper borrowings and the current portion of long-term debt&amp;nbsp;&amp;ndash; The carrying values reported in the balance sheet for these items approximate fair market value due to the relative short-term nature of the respective instruments. &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&lt;font style="font-variant: normal; font-family: Wingdings;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&amp;nbsp; &lt;/td&gt;
&lt;td align="left"&gt;Mortgage loans held for investment&amp;nbsp;&amp;ndash; The fair value of mortgage loans held for investment is generally determined using market pricing sources based on origination channel and performance characteristics. &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&lt;font style="font-variant: normal; font-family: Wingdings;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&amp;nbsp; &lt;/td&gt;
&lt;td align="left"&gt;Deposits&amp;nbsp;&amp;ndash; The estimated fair value of demand deposits is the amount payable on demand at the reporting date. The estimated fair value of IRAs and other time deposits is estimated by discounting the future cash flows using the rates currently offered by HRB Bank for products with similar remaining maturities. &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&amp;nbsp;&lt;/td&gt;
&lt;td&gt;&lt;font style="font-variant: normal; font-family: Wingdings;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&amp;nbsp; &lt;/td&gt;
&lt;td align="left"&gt;Long-term borrowings and FHLB borrowings&amp;nbsp;&amp;ndash; The fair value of borrowings is based on rates currently available to us for obligations with similar terms and maturities, including current market rates on our Senior Notes. &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The carrying amounts and estimated fair values of our financial instruments at April&amp;nbsp;30, 2011 are as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Carrying&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Estimated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fair Value &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Mortgage loans held for investment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;485,008&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;295,154&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Deposits &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;863,898&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;865,318&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Long-term debt &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,053,191&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,112,886&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;FHLB advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;25,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;24,998&lt;/b&gt; &lt;br /&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:FairValueDisclosuresTextBlock>
  <us-gaap:FairValueMeasurementInputsDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="41%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(dollars in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Level 1 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Level 2 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Level 3 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gain (loss) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As of April&amp;nbsp;30, 2011: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Recurring: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Mortgage-backed securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;158,177&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;158,177&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;207&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Municipal bonds &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,740&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,740&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Non-recurring: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;REO &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12,366&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12,366&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(1,920&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Impaired mortgage loans held for investment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;90,628&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;90,628&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(11,390&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;269,911&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;166,917&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;102,994&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(12,698&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As a percentage of total assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5.2&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3.2&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.0&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As of April&amp;nbsp;30, 2010: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Recurring: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Mortgage-backed securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23,016 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23,016 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(10 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Municipal bonds &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,901 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,901 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;459 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Trust preferred security &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,823 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Non-recurring: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;REO &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16,291 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16,291 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,430 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Impaired mortgage loans held for investment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;88,456 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;88,456 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(9,453 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;136,695 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,948 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;104,747 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(15,257 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As a percentage of total assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.0 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:FairValueMeasurementInputsDisclosureTextBlock>
  <us-gaap:FederalHomeLoanBankAdvances contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">75000000</us-gaap:FederalHomeLoanBankAdvances>
  <us-gaap:FederalHomeLoanBankAdvances contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">75000000</us-gaap:FederalHomeLoanBankAdvances>
  <us-gaap:FederalHomeLoanBankAdvances contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">25000000</us-gaap:FederalHomeLoanBankAdvances>
  <us-gaap:FederalHomeLoanBankAdvances contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">25000000</us-gaap:FederalHomeLoanBankAdvances>
  <us-gaap:FederalHomeLoanBankAdvancesLongTerm contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">25000000</us-gaap:FederalHomeLoanBankAdvancesLongTerm>
  <us-gaap:FederalHomeLoanBankAdvancesShortTerm contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">50000000</us-gaap:FederalHomeLoanBankAdvancesShortTerm>
  <us-gaap:FederalHomeLoanBankAdvancesShortTerm contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">25000000</us-gaap:FederalHomeLoanBankAdvancesShortTerm>
  <us-gaap:FinancialInstrumentsOwnedAtFairValue contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">136695000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
  <us-gaap:FinancialInstrumentsOwnedAtFairValue contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" decimals="-3">31948000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
  <us-gaap:FinancialInstrumentsOwnedAtFairValue contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">104747000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
  <us-gaap:FinancialInstrumentsOwnedAtFairValue contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember" unitRef="Unit12" decimals="-3">269911000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
  <us-gaap:FinancialInstrumentsOwnedAtFairValue contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member" unitRef="Unit12" decimals="-3">166917000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
  <us-gaap:FinancialInstrumentsOwnedAtFairValue contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel3Member" unitRef="Unit12" decimals="-3">102994000</us-gaap:FinancialInstrumentsOwnedAtFairValue>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">31506000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">3178000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="As_Of_4_30_2011_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_hrb_AllOtherMember" unitRef="Unit12" decimals="-3">329000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableModificationsRecordedInvestment contextRef="As_Of_4_30_2011_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_hrb_PurchasedFromSccMember" unitRef="Unit12" decimals="-3">2849000</us-gaap:FinancingReceivableModificationsRecordedInvestment>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">191630000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">160642000</us-gaap:FinancingReceivableRecordedInvestmentNonaccrualStatus>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">218572000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_4_30_2010_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_hrb_PurchasedTechnologyMember_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">6266000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_4_30_2010_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_hrb_ReacquiredFranchiseRightsMember_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">6096000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_4_30_2010_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_hrb_TradeNameAmortizingMember_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">2600000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_4_30_2010_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_hrb_TradeNameAmortizingMember_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">400000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_4_30_2010_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_hrb_TradeNameNonAmortizingMember_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">4868000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_4_30_2010_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">120037000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_4_30_2010_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_CustomerRelationshipsMember_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">33096000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_4_30_2010_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_FranchiseRightsMember_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">1813000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_4_30_2010_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_NoncompeteAgreementsMember_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">22118000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
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  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">246480000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
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  <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="As_Of_4_30_2011_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_us-gaap_NoncompeteAgreementsMember_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">24662000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
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  <us-gaap:FiniteLivedIntangibleAssetsGross contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">586004000</us-gaap:FiniteLivedIntangibleAssetsGross>
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  <us-gaap:FiniteLivedIntangibleAssetsGross contextRef="As_Of_4_30_2010_us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_hrb_TradeNameNonAmortizingMember_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">55637000</us-gaap:FiniteLivedIntangibleAssetsGross>
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  <us-gaap:GainLossOnInvestments contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="Unit12" decimals="-3">207000</us-gaap:GainLossOnInvestments>
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  <us-gaap:GainLossRelatedToLitigationSettlement contextRef="Duration_5_1_2008_To_4_30_2011" unitRef="Unit12" decimals="-6">117000000</us-gaap:GainLossRelatedToLitigationSettlement>
  <us-gaap:Goodwill contextRef="As_Of_4_30_2009" unitRef="Unit12" decimals="-3">850230000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_4_30_2009_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">402639000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_4_30_2009_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">447591000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">840447000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_4_30_2010_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">388751000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_4_30_2010_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">451696000</us-gaap:Goodwill>
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  <us-gaap:Goodwill contextRef="As_Of_4_30_2011_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">412094000</us-gaap:Goodwill>
  <us-gaap:Goodwill contextRef="As_Of_4_30_2011_us-gaap_ProductOrServiceAxis_hrb_CommercialTaxPreparationSoftwareMember" unitRef="Unit12" decimals="-6">14000000</us-gaap:Goodwill>
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  <us-gaap:GoodwillAcquiredDuringPeriod contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">1112000</us-gaap:GoodwillAcquiredDuringPeriod>
  <us-gaap:GoodwillAcquiredDuringPeriod contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">5136000</us-gaap:GoodwillAcquiredDuringPeriod>
  <us-gaap:GoodwillAcquiredDuringPeriod contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">43993000</us-gaap:GoodwillAcquiredDuringPeriod>
  <us-gaap:GoodwillAcquiredDuringPeriod contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">28552000</us-gaap:GoodwillAcquiredDuringPeriod>
  <us-gaap:GoodwillAcquiredDuringPeriod contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">15441000</us-gaap:GoodwillAcquiredDuringPeriod>
  <us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&amp;nbsp;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;NOTE&amp;nbsp;9:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;GOODWILL AND INTANGIBLE ASSETS&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Changes in the carrying amount of goodwill by segment for the years ended April&amp;nbsp;30, 2011 and 2010 are as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="55%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tax Services &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Business Services &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance at May&amp;nbsp;1, 2009: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Goodwill &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;449,779 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;402,639 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;852,418 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Accumulated impairment losses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,188 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,188 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;447,591 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;402,639 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;850,230 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Changes: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Acquisitions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,136 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,112 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,248 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Disposals and foreign currency changes &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,031 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,031 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Impairments &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(15,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(15,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance at April&amp;nbsp;30, 2010: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Goodwill &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;453,884 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;403,751 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;857,635 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Accumulated impairment losses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,188 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(15,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(17,188 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;451,696 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;388,751 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;840,447 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Changes: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Acquisitions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;15,441&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;28,552&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;43,993&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Disposals and foreign currency changes &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(10,286&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(5,209&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(15,495&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Impairments &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(22,700&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(22,700&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance at April&amp;nbsp;30, 2011: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Goodwill &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;459,039&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;427,094&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;886,133&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Accumulated impairment losses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(24,888&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(15,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(39,888&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;434,151&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;412,094&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;846,245&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Goodwill and other indefinite-life intangible assets were tested for impairment in the fourth quarter of fiscal year 2011. Except as discussed below, no impairment was identified. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The RedGear reporting unit within our Tax Services segment experienced lower than expected revenues, and as a result, we evaluated this reporting unit's goodwill for impairment at January&amp;nbsp;31, 2011. The measurement of impairment of goodwill consists of two steps. In the first step, we compared the fair value of this reporting unit, determined using discounted cash flows, to its carrying value. As the results of the first test indicated that the fair value was less than its carrying value, we then performed the second step, which was to determine the implied fair value of its goodwill and to compare that to its carrying value. The second step included hypothetically valuing all of the tangible and intangible assets of this reporting unit. As a result, we recorded an impairment of the reporting unit's goodwill of $&lt;font class="_mt"&gt;22.7&lt;/font&gt;&amp;nbsp;million, leaving a remaining goodwill balance of approximately $&lt;font class="_mt"&gt;14&lt;/font&gt;&amp;nbsp;million. The impairment is included in selling, general and administrative expenses on the consolidated statements of income. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We recorded a $&lt;font class="_mt"&gt;15.0&lt;/font&gt;&amp;nbsp;million impairment in our Business Services segment in fiscal year 2010, related to RSM EquiCo, due to declining revenues and profitability. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We recorded a $&lt;font class="_mt"&gt;2.2&lt;/font&gt;&amp;nbsp;million goodwill impairment in our Tax Services segment in fiscal year 2009, which was a result of the closure of a previously acquired business. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The components of intangible assets are as follows: &lt;/div&gt;

&lt;div style="margin-top: 3pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 7pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="26%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="10" align="center"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="10" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gross&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gross&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Carrying&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Accumulated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Carrying&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Accumulated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amortization &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Net &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amortization &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Net &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 7pt;"&gt;Tax Services: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Customer relationships &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;87,624&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(41,076&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;46,548&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;67,705 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(33,096 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;34,609 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Noncompete agreements &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;23,456&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(22,059&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,397&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23,062 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(21,278 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,784 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Reacquired franchise rights &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;214,330&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(9,961&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;204,369&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;223,773 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,096 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;217,677 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Franchise agreements &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;19,201&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(3,093&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;16,108&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;19,201 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,813 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;17,388 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Purchased technology &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;14,700&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(8,505&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6,195&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;14,500 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,266 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,234 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Trade name &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,325&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(600&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;725&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,325 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(400 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;925 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 7pt;"&gt;Business Services: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Customer relationships &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;152,079&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(128,738&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;23,341&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;145,149 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(120,037 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;25,112 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Noncompete agreements &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;35,818&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(24,662&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,156&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33,052 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(22,118 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10,934 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Attest firm affiliation &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;7,629&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(318&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;7,311&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Trade name&amp;nbsp;&amp;ndash; amortizing &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,600&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(2,600&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,600 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,600 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Trade name&amp;nbsp;&amp;ndash; &lt;font style="white-space: nowrap;" class="_mt"&gt;non-amortizing&lt;/font&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;55,637&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,868&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;50,769&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;55,637 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,868 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;50,769 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 7pt;"&gt;Total intangible assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;614,399&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(246,480&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;367,919&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;586,004 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(218,572 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;367,432 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="29"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Amortization of intangible assets of continuing operations for the years ended April&amp;nbsp;30, 2011, 2010 and 2009 was $&lt;font class="_mt"&gt;29.5&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;30.0&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;24.9&lt;/font&gt;&amp;nbsp;million, respectively. Estimated amortization of intangible assets for fiscal years 2012, 2013, 2014, 2015 and 2016 is $&lt;font class="_mt"&gt;27.3&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;22.8&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;19.3&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;14.5&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;13.1&lt;/font&gt;&amp;nbsp;million, respectively. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;In connection with the acquisition of Caturano, as discussed in note&amp;nbsp;2, we recorded a liability related to unfavorable operating lease terms in the amount of $5.9&amp;nbsp;million, which will be amortized over the remaining contractual life of the operating lease. The net balance was $&lt;font class="_mt"&gt;5.5&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011. &lt;/div&gt;&lt;/div&gt;</us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock>
  <us-gaap:GoodwillAndIntangibleAssetsIntangibleAssetsPolicy contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;INTANGIBLE ASSETS AND GOODWILL&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;We test goodwill and other indefinite-life intangible assets for impairment annually or more frequently, whenever events occur or circumstances change which would, more likely than not, reduce the fair value of a reporting unit below its carrying value. The first step of the impairment test is to compare the estimated fair value of the reporting unit to its carrying value. If the carrying value is less than fair value, no impairment exists. If the carrying value is greater than fair value, a second step is performed to determine the fair value of goodwill and the amount of impairment loss, if any. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;In addition, long-lived assets, including intangible assets with finite lives, are assessed for impairment whenever events or circumstances indicate the carrying value may not be fully recoverable by comparing the carrying value to future undiscounted cash flows. Impairment is recorded for long-lived assets determined not to be fully recoverable equal to the excess of the carrying amount of the asset over its estimated fair value. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We recorded a $22.7&amp;nbsp;million goodwill impairment related to our RedGear reporting unit within our Tax Services segment in fiscal year 2011. We recorded a $15.0&amp;nbsp;million goodwill impairment related to our RSM EquiCo, Inc. (RSM EquiCo) reporting unit within our Business Services segment in fiscal year 2010 and a $2.2&amp;nbsp;million goodwill impairment for a reporting unit within our Tax Services segment in fiscal year 2009. No material impairment adjustments to other intangible assets or other long-lived assets of continuing operations were made during the three-year period ended April&amp;nbsp;30, 2011. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;The weighted-average life of intangible assets with finite lives is 26&amp;nbsp;years. Intangible assets are typically amortized over the estimated useful life of the assets using the straight-line method. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:GoodwillAndIntangibleAssetsIntangibleAssetsPolicy>
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  <us-gaap:IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit14" decimals="2">-0.04</us-gaap:IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare>
  <us-gaap:IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare contextRef="Duration_8_1_2010_To_10_31_2010" unitRef="Unit14" decimals="2">-0.01</us-gaap:IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare>
  <us-gaap:IncomeTaxDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&amp;nbsp;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;NOTE&amp;nbsp;15: INCOME TAXES&lt;/font&gt;&lt;/b&gt; &lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The components of income from continuing operations upon which domestic and foreign income taxes have been provided are as follows: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="43%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="15%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="15%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Domestic &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;639,914&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;745,912 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;815,614 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Foreign &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;37,111&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;38,223 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23,756 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;839,370 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The components of income tax expense (benefit) for continuing operations are as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="55%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Current: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Federal &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;188,086&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;92,992 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;243,085 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;State &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;45,068&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23,625 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;38,418 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Foreign &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;21,456&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16,052 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,393 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;254,610&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;132,669 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;282,896 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Deferred: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Federal &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(799&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;128,900 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;36,739 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;State &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,521&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33,448 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,582 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Foreign &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;288&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;172 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;98 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,010&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;162,520 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;43,419 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Total income taxes for continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;257,620&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;295,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;326,315 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The reconciliation between the income tax provision and the amount computed by applying the statutory federal tax rate of 35% to income taxes of continuing operations is as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="56%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;U.S. statutory tax rate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;35.0&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;35.0 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;35.0 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Change in tax rate resulting from: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;State income taxes, net of federal income tax benefit &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4.5&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3.8 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4.2 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Permanent differences &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.3&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.5 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;)% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Uncertain tax positions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.1&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.9 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.5 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net decrease in valuation allowance &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(1.3&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1.0 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;)% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1.2 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;)% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.9&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;)% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1.2 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;)% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Effective tax rate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;38.1&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;37.6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;38.9 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The significant components of deferred tax assets and liabilities of continuing operations are reflected in the following table: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Gross deferred tax assets: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Accrued expenses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;61,891&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;17,554 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Allowance for credit losses and related reserves &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;102,587&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;164,783 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net operating loss carryovers &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;200 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;237 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Valuation allowance &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(47,300&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,745 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Current &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;117,178&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;181,029 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Deferred and stock-based compensation &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;73,398&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;71,970 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Property and equipment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;9,071 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Deferred revenue &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;23,166&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;25,595 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net operating loss carryovers &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;21,057&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;26,292 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Accrued expenses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;32,481&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,892 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Capital loss carryover &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;150,876&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;144,507 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;15,953&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15,991 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Valuation allowance &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(94,261&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(151,838 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Noncurrent &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;222,670&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;173,480 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;339,848&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;354,509 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Gross deferred tax liabilities: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Prepaid expenses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,734&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,337 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Current &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,734&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,337 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Property and equipment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(10,731&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Basis difference in mortgage-related investment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(49,751&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(81,118 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Intangibles &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(139,963&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(124,918 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Noncurrent &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(200,445&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(206,036 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net deferred tax assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;134,669&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;142,136 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The loss from discontinued operations for fiscal years 2011, 2010 and 2009 of $13.3&amp;nbsp;million, $9.7&amp;nbsp;million and $27.4&amp;nbsp;million, respectively are net of tax benefits of $&lt;font class="_mt"&gt;8.7&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;8.0&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;20.3&lt;/font&gt;&amp;nbsp;million, respectively. Our effective tax rate for discontinued operations was &lt;font class="_mt"&gt;39.4&lt;/font&gt;%, &lt;font class="_mt"&gt;45.1&lt;/font&gt;% and &lt;font class="_mt"&gt;42.5&lt;/font&gt;% for fiscal years 2011, 2010 and 2009, respectively. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;As of April&amp;nbsp;30, 2011, we have a capital loss deferred tax asset (DTA) of $&lt;font class="_mt"&gt;147&lt;/font&gt;&amp;nbsp;million. The majority of this capital loss DTA resulted from the sale of our brokerage business in November 2008. Generally, for tax purposes, a capital loss can only be utilized to the extent we realize capital gains within five years of the end of the taxable year the capital loss was incurred. We do not currently expect to be able to realize a tax benefit for substantially all of this loss and, therefore, recorded a valuation allowance of $&lt;font class="_mt"&gt;126.3&lt;/font&gt;&amp;nbsp;million. We have capital loss carryover of approximately $&lt;font class="_mt"&gt;375&lt;/font&gt;&amp;nbsp;million which will expire if not used to offset future capital gains before December&amp;nbsp;31, 2013. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;During fiscal year 2010, our current tax expense was reduced and our deferred tax expense increased by offsetting amounts due to the tax effects of a tax accounting change impacting the timing of taxable income from certain mortgage related assets. Because of this treatment we recorded a noncurrent deferred tax liability of $&lt;font class="_mt"&gt;81.1&lt;/font&gt;&amp;nbsp;million and a long-term receivable of the same amount as a result of this change. During fiscal year 2011, we changed our measurement of the more-likely-than-not tax basis of certain assets of a subsidiary as a result of new information obtained from ongoing interactions with the IRS. The result of this new information was to increase our noncurrent deferred tax liability in the amount of $&lt;font class="_mt"&gt;66.3&lt;/font&gt;&amp;nbsp;million and to establish a long-term receivable for the same amount as it is not expected that these matters will be settled within twelve months. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Certain of our subsidiaries file stand-alone returns in various states and foreign jurisdictions, and others join in filing consolidated or combined returns in such jurisdictions. At April&amp;nbsp;30, 2011, we had net operating losses (NOLs) in various states and foreign jurisdictions. The amount of state NOLs vary by taxing jurisdiction. We recorded deferred tax assets of $&lt;font class="_mt"&gt;21.1&lt;/font&gt;&amp;nbsp;million for the tax effects of such losses and a valuation allowance of $&lt;font class="_mt"&gt;10.3&lt;/font&gt;&amp;nbsp;million for the portion of such losses that, more likely than not, will not be realized. If not used, the NOLs will expire in varying amounts during fiscal years 2012 through 2031. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We intend to indefinitely reinvest foreign earnings, therefore, a provision has not been made for income taxes that might be payable upon remittance of such earnings. Determination of the amount of unrecognized deferred tax liability on unremitted foreign earnings is not practicable.&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;A reconciliation of the beginning and ending amount of unrecognized tax benefits for fiscal years 2011, 2010 and 2009 is as follows: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="53%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance, beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;129,767&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;124,605 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;137,608 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Additions based on tax positions related to prior years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;28,262&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,957 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;14,541 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Reductions based on tax positions related to prior years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(1,473&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,427 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,096 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Additions based on tax positions related to the current year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,417&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,314 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,110 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Reductions related to settlements with tax authorities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(7,639&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(8,545 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(18,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Expiration of statute of limitations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(315&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,061 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,007 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Foreign currency translation &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,057&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;924 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,362 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,772&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance, end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;154,848&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;129,767 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;124,605 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Of the $154.8&amp;nbsp;million, $129.8&amp;nbsp;million and $124.6&amp;nbsp;million ending gross unrecognized tax benefit balance as of April&amp;nbsp;30, 2011, 2010 and 2009, respectively, $&lt;font class="_mt"&gt;117.6&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;106.8&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;107.0&lt;/font&gt;&amp;nbsp;million, respectively, if recognized, would impact the effective rate. This difference results from adjusting the gross balances for such items as federal, state and foreign deferred items, interest and deductible taxes. We believe it is reasonably possible that the balance of unrecognized tax benefits could decrease by approximately $&lt;font class="_mt"&gt;17&lt;/font&gt;&amp;nbsp;million within the next twelve months due to anticipated settlements of audit issues and expiring statutes of limitations. This amount is included in accrued income taxes in our consolidated balance sheet. The remaining amount is classified as long-term and is included in other noncurrent liabilities in the consolidated balance sheet. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Interest and penalties, if any, accrued on the unrecognized tax benefits are reflected in income tax expense. The amount of gross interest and penalties accrued on uncertain tax positions during fiscal years 2011, 2010 and 2009 totaled $&lt;font class="_mt"&gt;4.4&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;4.1&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;15.4&lt;/font&gt;&amp;nbsp;million, respectively. The total gross interest and penalties accrued as of April&amp;nbsp;30, 2011, 2010 and 2009 totaled $&lt;font class="_mt"&gt;44.1&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;39.7&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;42.4&lt;/font&gt;&amp;nbsp;million, respectively. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We file a consolidated federal income tax return in the U.S.&amp;nbsp;and file tax returns in various state and foreign jurisdictions. The consolidated tax returns for the years 2006 and 2007 are currently under examination by the IRS. The consolidated tax returns for the years 1999&amp;nbsp;&amp;ndash; 2005 are at the IRS appellate level. Tax years prior to 1999 are closed by statute. Historically, tax returns in various foreign and state jurisdictions are examined and settled upon completion of the examination.&lt;/div&gt;&lt;/div&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
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  <us-gaap:IncomeTaxPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;

&lt;p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;INCOME TAXES&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;We account for income taxes under the asset and liability method, which requires us to record deferred income tax assets and liabilities for future tax consequences attributable to differences between the financial statement carrying value of existing assets and liabilities and their respective tax basis. Deferred taxes are determined separately for each tax-paying component within each tax jurisdiction based on provisions of enacted tax law. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. Our deferred tax assets include capital loss and state and foreign tax loss carry-forwards and are reduced by a valuation allowance if, based on available evidence, it is more likely than not that some portion or all of the deferred tax assets will not be realized. Our current deferred tax assets are included in prepaid expenses and other current assets in the consolidated balance sheets. Noncurrent deferred tax assets are included in other assets on our consolidated balance sheets. Noncurrent deferred tax liabilities are included in other noncurrent liabilities on our consolidated balance sheets. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We evaluate the sustainability of each uncertain tax position based on its technical merits. If we determine it is more likely than not a tax position will be sustained based on its technical merits, we record the impact of the position in our consolidated financial statements at the largest amount that is greater than fifty percent likely of being realized upon ultimate settlement. We record no tax benefit for tax positions where we have concluded it is not more likely than not to be sustained. Differences between a tax position taken or expected to be taken in our tax returns and the amount of benefit recognized and measured in the financial statements result in unrecognized tax benefits, which are recorded in the balance sheet as either a liability for unrecognized tax benefits or reductions to recorded tax assets, as applicable. &lt;/font&gt;&lt;/p&gt;&lt;font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We file a consolidated federal tax return on a calendar year basis and state tax returns on a consolidated or combined basis, as permitted by authorities. We report interest and penalties as a component of income tax expense. &lt;/font&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:IncomeTaxPolicyTextBlock>
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  <us-gaap:IncreaseDecreaseInOtherNoncurrentAssets contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">98818000</us-gaap:IncreaseDecreaseInOtherNoncurrentAssets>
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  <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">-65261000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
  <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">119428000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
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  <us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">2320000</us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets>
  <us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">37892000</us-gaap:IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets>
  <us-gaap:IncreaseDecreaseInRestrictedCashForOperatingActivities contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">44625000</us-gaap:IncreaseDecreaseInRestrictedCashForOperatingActivities>
  <us-gaap:IncreaseDecreaseInRestrictedCashForOperatingActivities contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">-2497000</us-gaap:IncreaseDecreaseInRestrictedCashForOperatingActivities>
  <us-gaap:IncreaseDecreaseInRestrictedCashForOperatingActivities contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">14033000</us-gaap:IncreaseDecreaseInRestrictedCashForOperatingActivities>
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  <us-gaap:IntangibleAssetsNetExcludingGoodwill contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">367919000</us-gaap:IntangibleAssetsNetExcludingGoodwill>
  <us-gaap:InterestBearingDepositLiabilities contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">24190000</us-gaap:InterestBearingDepositLiabilities>
  <us-gaap:InterestBearingDepositLiabilities contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">6947000</us-gaap:InterestBearingDepositLiabilities>
  <us-gaap:InterestExpense contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">102375000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_BorrowingsMember" unitRef="Unit12" decimals="-3">83193000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_DepositsMember" unitRef="Unit12" decimals="-3">14069000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="Unit12" decimals="-3">5113000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">90569000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_BorrowingsMember" unitRef="Unit12" decimals="-3">78398000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_DepositsMember" unitRef="Unit12" decimals="-3">10174000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="Unit12" decimals="-3">1997000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">95435000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_BorrowingsMember" unitRef="Unit12" decimals="-3">85421000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_DepositsMember" unitRef="Unit12" decimals="-3">8488000</us-gaap:InterestExpense>
  <us-gaap:InterestExpense contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_FederalHomeLoanBankAdvancesMember" unitRef="Unit12" decimals="-3">1526000</us-gaap:InterestExpense>
  <us-gaap:InterestExpenseDemandDepositAccounts contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">83000</us-gaap:InterestExpenseDemandDepositAccounts>
  <us-gaap:InterestExpenseDemandDepositAccounts contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">94000</us-gaap:InterestExpenseDemandDepositAccounts>
  <us-gaap:InterestExpenseDeposits contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">10174000</us-gaap:InterestExpenseDeposits>
  <us-gaap:InterestExpenseDeposits contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">8488000</us-gaap:InterestExpenseDeposits>
  <us-gaap:InterestExpenseMoneyMarketDeposits contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">1871000</us-gaap:InterestExpenseMoneyMarketDeposits>
  <us-gaap:InterestExpenseMoneyMarketDeposits contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">2168000</us-gaap:InterestExpenseMoneyMarketDeposits>
  <us-gaap:InterestExpenseSavingsDeposits contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">128000</us-gaap:InterestExpenseSavingsDeposits>
  <us-gaap:InterestExpenseSavingsDeposits contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">107000</us-gaap:InterestExpenseSavingsDeposits>
  <us-gaap:InterestExpenseTimeDeposits contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">8092000</us-gaap:InterestExpenseTimeDeposits>
  <us-gaap:InterestExpenseTimeDeposits contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">6119000</us-gaap:InterestExpenseTimeDeposits>
  <us-gaap:InterestIncomeOperating contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">154516000</us-gaap:InterestIncomeOperating>
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  <us-gaap:InterestIncomeOperating contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_hrb_MortgageLoansMember" unitRef="Unit12" decimals="-3">46396000</us-gaap:InterestIncomeOperating>
  <us-gaap:InterestIncomeOperating contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_OtherInterestIncomeMember" unitRef="Unit12" decimals="-3">12205000</us-gaap:InterestIncomeOperating>
  <us-gaap:InterestIncomeOperating contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_SecuritiesInvestmentMember" unitRef="Unit12" decimals="-3">4896000</us-gaap:InterestIncomeOperating>
  <us-gaap:InterestIncomeOperating contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">122405000</us-gaap:InterestIncomeOperating>
  <us-gaap:InterestIncomeOperating contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_hrb_EmeraldAdvanceLinesOfCreditMember" unitRef="Unit12" decimals="-3">77891000</us-gaap:InterestIncomeOperating>
  <us-gaap:InterestIncomeOperating contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_hrb_MortgageLoansMember" unitRef="Unit12" decimals="-3">31877000</us-gaap:InterestIncomeOperating>
  <us-gaap:InterestIncomeOperating contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_OtherInterestIncomeMember" unitRef="Unit12" decimals="-3">10319000</us-gaap:InterestIncomeOperating>
  <us-gaap:InterestIncomeOperating contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_SecuritiesInvestmentMember" unitRef="Unit12" decimals="-3">2318000</us-gaap:InterestIncomeOperating>
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  <us-gaap:InterestIncomeOperating contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_us-gaap_SecuritiesInvestmentMember" unitRef="Unit12" decimals="-3">1609000</us-gaap:InterestIncomeOperating>
  <us-gaap:InterestPaid contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">89541000</us-gaap:InterestPaid>
  <us-gaap:InterestPaid contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">78305000</us-gaap:InterestPaid>
  <us-gaap:InterestPaid contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">73791000</us-gaap:InterestPaid>
  <us-gaap:InterestReceivable contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-5">2600000</us-gaap:InterestReceivable>
  <us-gaap:InterestReceivable contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">2100000</us-gaap:InterestReceivable>
  <us-gaap:InventoryDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 12pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;NOTE&amp;nbsp;4: INVESTMENTS&lt;/font&gt;&lt;/b&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&lt;font style="white-space: nowrap;" class="_mt"&gt;AVAILABLE-FOR-SALE&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&amp;nbsp;The amortized cost and fair value of securities classified as &lt;font style="white-space: nowrap;" class="_mt"&gt;available-for-sale&lt;/font&gt; held at April&amp;nbsp;30, 2011 and 2010 are summarized below: &lt;/div&gt;

&lt;div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
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&lt;td&gt; &lt;/td&gt;
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&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
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&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="32" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="36" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="14" align="center"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="14" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="36" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gross&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gross&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gross&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gross&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amortized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Unrealized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Unrealized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fair&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amortized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Unrealized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Unrealized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fair&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Cost &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gains &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Losses&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Value &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Cost &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gains &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Losses&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Value &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="36" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Mortgage-backed securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;157,970&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;401&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(194&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;158,177&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;23,026 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;39 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(49 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23,016 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Municipal bonds &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,335&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,740&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,442 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;459 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,901 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Trust preferred security &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,854 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,823 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="35" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;166,305&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;806&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(194&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;166,917&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33,322 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;498 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(1,872 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;31,948 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="35" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="37"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="99%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;At April&amp;nbsp;30, 2011, we had no investments that had been in a continuous loss position for more than twelve months. At April&amp;nbsp;30, 2010, investments with a cost of $&lt;font class="_mt"&gt;15.7&lt;/font&gt;&amp;nbsp;million and gross unrealized losses of $&lt;font class="_mt"&gt;1.9&lt;/font&gt;&amp;nbsp;million had been in a continuous loss position for more than twelve months. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="margin-top: 3pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 99%; margin-left: 0%; font-size: 3pt; align: left;"&gt; &lt;/div&gt;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We did not sell any AFS securities in fiscal year 2011. Proceeds from the sales of AFS securities were $&lt;font class="_mt"&gt;2.1&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;8.3&lt;/font&gt;&amp;nbsp;million during fiscal years 2010 and 2009, respectively. We recorded no gross realized gains or losses on those sales during fiscal year 2010. Gross realized gains on sales during fiscal year 2009 were $&lt;font class="_mt"&gt;0.7&lt;/font&gt;&amp;nbsp;million; gross

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;realized losses were $&lt;font class="_mt"&gt;1.3&lt;/font&gt;&amp;nbsp;million. During fiscal years 2011, 2010 and 2009, we recorded &lt;font style="white-space: nowrap;" class="_mt"&gt;other-than-temporary&lt;/font&gt; impairments of AFS securities totaling $&lt;font class="_mt"&gt;1.9&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;1.6&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;1.5&lt;/font&gt;&amp;nbsp;million, respectively, as a result of an assessment that it was probable we would not collect all amounts due or an assessment that we would not be able to hold the investments until potential recovery of market value. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Contractual maturities of AFS debt securities at April&amp;nbsp;30, 2011, occur at varying dates over the next 30&amp;nbsp;years, and are set forth in the table below. &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Cost Basis &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fair Value &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Maturing in: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Less than one year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,023&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,081&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Two to five years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,112&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,331&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Six to ten years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,200&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,328&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Beyond &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;157,970&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;158,177&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;166,305&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;166,917&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&lt;font style="white-space: nowrap;" class="_mt"&gt;HELD-TO-MATURITY&amp;nbsp;&lt;/font&gt;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&amp;nbsp;HRB Bank is required to maintain a restricted investment in FHLB stock for borrowing availability. The cost of this investment, $&lt;font class="_mt"&gt;3.3&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;6.0&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011 and 2010, respectively, represents its redemption value at each balance sheet date, as these investments do not have a ready market. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:InventoryDisclosureTextBlock>
  <us-gaap:InvestmentPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;INVESTMENTS&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Investments include both available-for-sale marketable securities and investments held-to-maturity. These investments are included in other assets in the consolidated balance sheets. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;Available-for-Sale.&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; Marketable securities we hold are classified as available-for-sale (AFS) and are reported at fair value. Unrealized gains and losses are calculated using the specific identification method and reported, net of applicable taxes, as a component of accumulated other comprehensive income. Realized gains and losses on the sale of these securities are determined using the specific identification method. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We monitor our AFS investment portfolio for impairment and consider many factors in determining whether the impairment is deemed to be other-than-temporary. These factors include, but are not limited to, the length of time the security has had a market value less than the cost basis, the severity of loss, our intent to sell, including regulatory or contractual requirements to sell, recent events specific to the issuer or industry, external credit ratings and recent downgrades in such ratings. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;For investments in mortgage-backed securities, amortization of premiums and accretion of discounts are recognized in interest income using the interest method, adjusted for anticipated prepayments where applicable. We update our estimates of expected cash flows periodically and recognize changes in calculated effective yields as appropriate. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;Held-to-Maturity.&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; Our investment in the stock of the Federal Home Loan Bank (FHLB) is carried at cost, as it is a restricted security, which is required to be maintained by HRB Bank for borrowing availability. The cost of the stock represents its redemption value, as there is no ready market value. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:InvestmentPolicyTextBlock>
  <us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Cost Basis &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fair Value &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Maturing in: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Less than one year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,023&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,081&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Two to five years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,112&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,331&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Six to ten years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,200&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,328&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Beyond &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;157,970&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;158,177&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;166,305&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;166,917&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_hrb_TrustPreferredSecurityMember" unitRef="Unit12" decimals="-3">31000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="Unit12" decimals="-3">23016000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_MunicipalBondsMember" unitRef="Unit12" decimals="-3">8901000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_hrb_TrustPreferredSecurityMember" unitRef="Unit12" decimals="-3">31000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="Unit12" decimals="-3">23016000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_4_30_2010_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_MunicipalBondsMember" unitRef="Unit12" decimals="-3">8901000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="Unit12" decimals="-3">158177000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_EstimateOfFairValueFairValueDisclosureMember_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_MunicipalBondsMember" unitRef="Unit12" decimals="-3">8740000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_MortgageBackedSecuritiesMember" unitRef="Unit12" decimals="-3">158177000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:InvestmentsFairValueDisclosure contextRef="As_Of_4_30_2011_us-gaap_FairValueByFairValueHierarchyLevelAxis_us-gaap_FairValueInputsLevel2Member_us-gaap_FairValueByMeasurementFrequencyAxis_us-gaap_FairValueMeasurementsRecurringMember_us-gaap_InvestmentTypeAxis_us-gaap_MunicipalBondsMember" unitRef="Unit12" decimals="-3">8740000</us-gaap:InvestmentsFairValueDisclosure>
  <us-gaap:LeaseAndRentalExpense contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-5">308100000</us-gaap:LeaseAndRentalExpense>
  <us-gaap:LeaseAndRentalExpense contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-5">289600000</us-gaap:LeaseAndRentalExpense>
  <us-gaap:LeaseAndRentalExpense contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-5">272100000</us-gaap:LeaseAndRentalExpense>
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  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_4_30_2011_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_hrb_PurchasedFromSccMember_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_hrb_InternalRiskRatingMediumMember" unitRef="Unit12" decimals="-3">206292000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_4_30_2011_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_hrb_PurchasedFromSccMember_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_hrb_OccupancyStatusNonOwnerOccupiedMember" unitRef="Unit12" decimals="-3">108766000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_4_30_2011_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_hrb_PurchasedFromSccMember_us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_hrb_OccupancyStatusOwnerOccupiedMember" unitRef="Unit12" decimals="-3">249048000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_4_30_2011_hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusAxis_hrb_SixtyTo89DaysPastDueMember_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_hrb_AllOtherMember" unitRef="Unit12" decimals="-3">1594000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_4_30_2011_hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusAxis_hrb_SixtyTo89DaysPastDueMember_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_hrb_PurchasedFromSccMember" unitRef="Unit12" decimals="-3">4882000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_4_30_2011_hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusAxis_hrb_TotalPastDueMember_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_hrb_AllOtherMember" unitRef="Unit12" decimals="-3">32390000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableGrossCarryingAmount contextRef="As_Of_4_30_2011_hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusAxis_hrb_TotalPastDueMember_us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_hrb_PurchasedFromSccMember" unitRef="Unit12" decimals="-3">174579000</us-gaap:LoansAndLeasesReceivableGrossCarryingAmount>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest contextRef="As_Of_4_30_2011_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_hrb_EmeraldAdvanceLinesOfCreditMember" unitRef="Unit12" decimals="-5">46800000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest contextRef="As_Of_4_30_2011_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_hrb_LoansToFranchiseesMember" unitRef="Unit12" decimals="-5">100000</us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">595405000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">595405000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">485008000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansAndLeasesReceivableNetReportedAmount contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">485008000</us-gaap:LoansAndLeasesReceivableNetReportedAmount>
  <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;&amp;nbsp;&lt;strong&gt;&lt;font style="font-family: Arial;" class="_mt"&gt;NOTE&amp;nbsp;5: RECEIVABLES&lt;/font&gt;&lt;/strong&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Short-term receivables consist of the following: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Business Services receivables &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;281,847&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;326,681 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Loans to franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;62,181&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;55,047 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Receivables for tax preparation and related fees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;38,930&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;45,248 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Emerald Advance lines of credit &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;31,645&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;57,914 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Royalties from franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,645&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,845 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Tax client receivables related to RALs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,412&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;21,646 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;131,096&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;120,080 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;559,756&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;630,461 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Allowance for doubtful accounts &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(67,466&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(112,475 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;492,290&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;517,986 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The short-term portion of EAs, tax client receivables related to RALs and loans made to franchisees is included in receivables, while the long-term portion is included in other assets in the consolidated financial statements. These amounts as of April&amp;nbsp;30, 2011 are as follows: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="42%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Emerald Advance&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tax Client&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Loans&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Lines of Credit &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Receivables - RALs &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;to Franchisees &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Short-term &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;31,645&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,412&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;62,181&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Long-term &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;21,619&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,855&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;110,420&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;53,264&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;8,267&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;172,601&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We review the credit quality of our EA receivables and tax client receivables related to RALs based on pools, which are segregated by the year of origination, with older years being deemed more unlikely to be repaid. These amounts as of April&amp;nbsp;30, 2011, by year of origination, are as follows: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="62%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Emerald Advance&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tax Client&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Lines of Credit &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Receivables - RALs &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Credit Quality Indicator&amp;nbsp;&amp;ndash; Year of origination: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;2011 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;28,800&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;2010 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,236&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;446&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;2009 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,443&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,270&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;2008 and prior &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,722&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,551&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Revolving loans &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12,063&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;53,264&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;8,267&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;As of April&amp;nbsp;30, 2011, $&lt;font class="_mt"&gt;46.8&lt;/font&gt;&amp;nbsp;million of EAs were on non-accrual status and classified as impaired, or more than 60&amp;nbsp;days past due. All tax client receivables related to RALs are considered impaired. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Our allowance for doubtful accounts consists of the following: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="73%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Allowance related to: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Emerald Advance lines of credit &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,400&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;35,239 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tax client receivables related to RALs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,191 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Loans to franchisees &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;All other receivables &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;63,066&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;65,041 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;67,466&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;112,475 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Activity in the allowance for doubtful accounts for the years ended April&amp;nbsp;30, 2011, 2010 and 2009 is as follows: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="43%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Emerald Advance&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tax Client&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Loans&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;All&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Lines of Credit &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Receivables - RALs &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;to Franchisees &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Other &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance as of May&amp;nbsp;1, 2008 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,393 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;17,398 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;71,360 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;120,155 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Provision &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;42,875 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;14,144 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;59,155 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;116,174 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Recoveries &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;315 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;315 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Charge-offs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(31,393 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(17,406 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(59,304 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(108,103 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance as of April&amp;nbsp;30, 2009 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;42,875 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;14,136 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;71,526 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;128,541 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Provision &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33,919 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,193 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;65,642 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;111,754 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Recoveries &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;534 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;534 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Charge-offs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(41,555 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(14,138 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(72,661 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(128,354 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance as of April&amp;nbsp;30, 2010 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;35,239 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,191 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;65,041 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;112,475 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Provision &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;91,546&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;52,716&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;144,264&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Recoveries &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;312&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;312&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Charge-offs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(122,385&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(12,193&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(55,003&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(189,585&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance as of April&amp;nbsp;30, 2011 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,400&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;63,066&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;67,466&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;There were no changes to our methodology related to the calculation of our allowance for doubtful accounts during fiscal year 2011. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
  <us-gaap:LoansReceivableWithFixedRatesOfInterest contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">-272562000</us-gaap:LoansReceivableWithFixedRatesOfInterest>
  <us-gaap:LoansReceivableWithFixedRatesOfInterest contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">-239146000</us-gaap:LoansReceivableWithFixedRatesOfInterest>
  <us-gaap:LoansReceivableWithVariableRatesOfInterest contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">-411122000</us-gaap:LoansReceivableWithVariableRatesOfInterest>
  <us-gaap:LoansReceivableWithVariableRatesOfInterest contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">-333828000</us-gaap:LoansReceivableWithVariableRatesOfInterest>
  <us-gaap:LongTermDebt contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">1038832000</us-gaap:LongTermDebt>
  <us-gaap:LongTermDebt contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">1053191000</us-gaap:LongTermDebt>
  <us-gaap:LongTermDebtAndCapitalLeaseObligations contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">1035144000</us-gaap:LongTermDebtAndCapitalLeaseObligations>
  <us-gaap:LongTermDebtAndCapitalLeaseObligations contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">998605000</us-gaap:LongTermDebtAndCapitalLeaseObligations>
  <us-gaap:LongTermDebtAndCapitalLeaseObligations contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">36539000</us-gaap:LongTermDebtAndCapitalLeaseObligations>
  <us-gaap:LongTermDebtAndCapitalLeaseObligations contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">1049754000</us-gaap:LongTermDebtAndCapitalLeaseObligations>
  <us-gaap:LongTermDebtAndCapitalLeaseObligations contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">998965000</us-gaap:LongTermDebtAndCapitalLeaseObligations>
  <us-gaap:LongTermDebtAndCapitalLeaseObligations contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">50789000</us-gaap:LongTermDebtAndCapitalLeaseObligations>
  <us-gaap:LongTermDebtFairValue contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">1112886000</us-gaap:LongTermDebtFairValue>
  <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">13500000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive>
  <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">3400000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths>
  <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">2700000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive>
  <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">400900000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour>
  <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">1600000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree>
  <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-5">631000000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo>
  <us-gaap:LongTermDebtTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;NOTE&amp;nbsp;11: LONG-TERM DEBT&lt;/font&gt;&lt;/b&gt; &lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The components of long-term debt are as follows: &lt;/div&gt;

&lt;div style="margin-top: 3pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="69%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Senior Notes, &lt;font class="_mt"&gt;7.875&lt;/font&gt;%, due January 2013 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;599,788&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;599,664 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Senior Notes, &lt;font class="_mt"&gt;5.125&lt;/font&gt;%, due October 2014 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;399,177&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;398,941 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Acquisition obligations, due from&amp;nbsp;&lt;font class="_mt"&gt;May 2011&lt;/font&gt; to&amp;nbsp;&lt;font class="_mt"&gt;December 2022&lt;/font&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;43,273&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;28,701 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Capital lease obligations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10,953&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11,526 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,053,191&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,038,832 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Less: Current portion &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(3,437&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(3,688 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;1,049,754&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,035,144 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 3pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;On March&amp;nbsp;4, 2010, we entered into a committed line of credit (CLOC) agreement to support commercial paper issuances, general corporate purposes or for working capital needs. This facility provides funding up to $&lt;font class="_mt"&gt;1.7&lt;/font&gt;&amp;nbsp;billion and matures &lt;font class="_mt"&gt;July&amp;nbsp;31, 2013&lt;/font&gt;. This facility bears interest at an annual rate of LIBOR plus &lt;font class="_mt"&gt;1.30&lt;/font&gt;% to &lt;font class="_mt"&gt;2.80&lt;/font&gt;% or PRIME plus &lt;font class="_mt"&gt;.30&lt;/font&gt;% to &lt;font class="_mt"&gt;1.80&lt;/font&gt;% (depending on the type of borrowing) and includes an annual facility fee of &lt;font class="_mt"&gt;.20&lt;/font&gt;% to &lt;font class="_mt"&gt;.70&lt;/font&gt;% of the committed amounts, based on our credit ratings. Covenants in this facility include: (1)&amp;nbsp;maintenance of a minimum net worth of $&lt;font class="_mt"&gt;650.0&lt;/font&gt;&amp;nbsp;million on the last day of any fiscal quarter; and (2)&amp;nbsp;reduction of the aggregate outstanding principal amount of short-term debt, as defined in the agreement, to $&lt;font class="_mt"&gt;200.0&lt;/font&gt;&amp;nbsp;million or less for thirty consecutive days during the period March 1 to June 30 of each year ("Clean-down requirement"). At April&amp;nbsp;30, 2011, we were in compliance with these covenants and had net worth of $&lt;font class="_mt"&gt;1.4&lt;/font&gt;&amp;nbsp;billion. We had no balance outstanding under the CLOCs at April&amp;nbsp;30, 2011 or 2010.

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;On January&amp;nbsp;11, 2008, we issued $&lt;font class="_mt"&gt;600.0&lt;/font&gt;&amp;nbsp;million of 7.875%&amp;nbsp;Senior Notes under our shelf registration. The Senior Notes are due&amp;nbsp;&lt;font class="_mt"&gt;January&amp;nbsp;15, 2013&lt;/font&gt; and are not redeemable by the bondholders prior to maturity. The net proceeds of this transaction were used to repay a $&lt;font class="_mt"&gt;500.0&lt;/font&gt;&amp;nbsp;million facility, with the remaining proceeds used for working capital and general corporate purposes. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;On October&amp;nbsp;26, 2004, we issued $&lt;font class="_mt"&gt;400.0&lt;/font&gt;&amp;nbsp;million of 5.125%&amp;nbsp;Senior Notes under our shelf registration. The Senior Notes are due&amp;nbsp;&lt;font class="_mt"&gt;October&amp;nbsp;30, 2014&lt;/font&gt; and are not redeemable by the bondholders prior to maturity. The net proceeds of this transaction were used to repay $&lt;font class="_mt"&gt;250.0&lt;/font&gt;&amp;nbsp;million in 6&lt;font style="font-size: 70%; vertical-align: text-top;" class="_mt"&gt;3&lt;/font&gt;/&lt;font style="font-size: 70%;" class="_mt"&gt;4&lt;/font&gt;%&amp;nbsp;Senior Notes that were due in November 2004. The remaining proceeds were used for working capital, capital expenditures, repayment of other debt and other general corporate purposes. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We have obligations related to various acquisitions of $43.3&amp;nbsp;million and $28.7&amp;nbsp;million at April&amp;nbsp;30, 2011 and 2010, respectively, which are due from May 2011 to December 2022. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We have a capitalized lease obligation of $11.0&amp;nbsp;million at April&amp;nbsp;30, 2011, that is collateralized by land and buildings. The obligation is due in&amp;nbsp;&lt;font class="_mt"&gt;12&lt;/font&gt;&amp;nbsp;years. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The aggregate payments required to retire long-term debt are $&lt;font class="_mt"&gt;3.4&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;631.0&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;1.6&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;400.9&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;2.7&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;13.5&lt;/font&gt;&amp;nbsp;million in fiscal years 2012, 2013, 2014, 2015, 2016 and beyond, respectively. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;HRB Bank is a member of the FHLB of Des Moines, which extends credit to member banks based on eligible collateral. At April&amp;nbsp;30, 2011, HRB Bank had FHLB advance capacity of $&lt;font class="_mt"&gt;276.1&lt;/font&gt;&amp;nbsp;million. At April&amp;nbsp;30, 2011, we had $&lt;font class="_mt"&gt;25.0&lt;/font&gt;&amp;nbsp;million outstanding on this facility, leaving remaining availability of $&lt;font class="_mt"&gt;251.1&lt;/font&gt;&amp;nbsp;million. Mortgage loans held for investment of $&lt;font class="_mt"&gt;381.5&lt;/font&gt;&amp;nbsp;million serve as eligible collateral and are used to determine total capacity. Our current outstanding borrowings of $25.0&amp;nbsp;million are due in&amp;nbsp;&lt;font class="_mt"&gt;April 2012&lt;/font&gt; and bear interest at a rate of &lt;font class="_mt"&gt;2.36&lt;/font&gt;%.&lt;/div&gt;&lt;/div&gt;</us-gaap:LongTermDebtTextBlock>
  <us-gaap:LossContingencyAccrualAtCarryingValue contextRef="As_Of_4_30_2008" unitRef="Unit12" decimals="-3">243066000</us-gaap:LossContingencyAccrualAtCarryingValue>
  <us-gaap:LossContingencyAccrualAtCarryingValue contextRef="As_Of_4_30_2008_us-gaap_LossContingenciesByNatureOfContingencyAxis_hrb_RepurchaseAndIndemnificationsMember" unitRef="Unit12" decimals="-3">193066000</us-gaap:LossContingencyAccrualAtCarryingValue>
  <us-gaap:LossContingencyAccrualAtCarryingValue contextRef="As_Of_4_30_2008_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_IndemnificationGuaranteeMember" unitRef="Unit12" decimals="-3">50000000</us-gaap:LossContingencyAccrualAtCarryingValue>
  <us-gaap:LossContingencyAccrualAtCarryingValue contextRef="As_Of_4_30_2009" unitRef="Unit12" decimals="-3">206595000</us-gaap:LossContingencyAccrualAtCarryingValue>
  <us-gaap:LossContingencyAccrualAtCarryingValue contextRef="As_Of_4_30_2009_us-gaap_LossContingenciesByNatureOfContingencyAxis_hrb_RepurchaseAndIndemnificationsMember" unitRef="Unit12" decimals="-3">156659000</us-gaap:LossContingencyAccrualAtCarryingValue>
  <us-gaap:LossContingencyAccrualAtCarryingValue contextRef="As_Of_4_30_2009_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_IndemnificationGuaranteeMember" unitRef="Unit12" decimals="-3">49936000</us-gaap:LossContingencyAccrualAtCarryingValue>
  <us-gaap:LossContingencyAccrualAtCarryingValue contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">188200000</us-gaap:LossContingencyAccrualAtCarryingValue>
  <us-gaap:LossContingencyAccrualAtCarryingValue contextRef="As_Of_4_30_2010_us-gaap_LossContingenciesByNatureOfContingencyAxis_hrb_RepurchaseAndIndemnificationsMember" unitRef="Unit12" decimals="-3">138415000</us-gaap:LossContingencyAccrualAtCarryingValue>
  <us-gaap:LossContingencyAccrualAtCarryingValue contextRef="As_Of_4_30_2010_us-gaap_LossContingenciesByNatureOfContingencyAxis_us-gaap_IndemnificationGuaranteeMember" unitRef="Unit12" decimals="-3">49785000</us-gaap:LossContingencyAccrualAtCarryingValue>
  <us-gaap:LossContingencyAccrualAtCarryingValue contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">126260000</us-gaap:LossContingencyAccrualAtCarryingValue>
  <us-gaap:LossContingencyAccrualAtCarryingValue contextRef="As_Of_4_30_2011_us-gaap_LossContingenciesByNatureOfContingencyAxis_hrb_IndemnityAgreementWithSingleCounterpartyMember" unitRef="Unit12" decimals="-5">49800000</us-gaap:LossContingencyAccrualAtCarryingValue>
  <us-gaap:LossContingencyAccrualAtCarryingValue contextRef="As_Of_4_30_2011_us-gaap_LossContingenciesByNatureOfContingencyAxis_hrb_RepurchaseAndIndemnificationsMember" unitRef="Unit12" decimals="-3">126260000</us-gaap:LossContingencyAccrualAtCarryingValue>
  <us-gaap:LossContingencyAccrualCarryingValuePayments contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">-64000</us-gaap:LossContingencyAccrualCarryingValuePayments>
  <us-gaap:LossContingencyAccrualCarryingValuePayments contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">-151000</us-gaap:LossContingencyAccrualCarryingValuePayments>
  <us-gaap:LossContingencyAccrualCarryingValuePayments contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">-49785000</us-gaap:LossContingencyAccrualCarryingValuePayments>
  <us-gaap:LossContingencyEstimateOfPossibleLoss contextRef="As_Of_4_30_2010_us-gaap_LossContingenciesByNatureOfContingencyAxis_hrb_InvestigationsLegalClaimsAndLawsuitsMember" unitRef="Unit12" decimals="-5">35500000</us-gaap:LossContingencyEstimateOfPossibleLoss>
  <us-gaap:LossContingencyEstimateOfPossibleLoss contextRef="As_Of_4_30_2011_us-gaap_LossContingenciesByNatureOfContingencyAxis_hrb_InvestigationsLegalClaimsAndLawsuitsMember" unitRef="Unit12" decimals="-5">70600000</us-gaap:LossContingencyEstimateOfPossibleLoss>
  <us-gaap:LossContingencyEstimateOfPossibleLoss contextRef="As_Of_4_30_2011_us-gaap_LossContingenciesByNatureOfContingencyAxis_hrb_RsmMcgladreyLitigationMember" unitRef="Unit12" decimals="-5">41500000</us-gaap:LossContingencyEstimateOfPossibleLoss>
  <us-gaap:LossContingencyEstimateOfPossibleLoss contextRef="As_Of_4_30_2011_us-gaap_LossContingenciesByNatureOfContingencyAxis_hrb_CaliforniaWageAndHourClassActionLawsuitMember_us-gaap_RangeAxis_us-gaap_MaximumMember" unitRef="Unit12" decimals="-6">70000000</us-gaap:LossContingencyEstimateOfPossibleLoss>
  <us-gaap:LossContingencyEstimateOfPossibleLoss contextRef="As_Of_4_30_2011_us-gaap_LossContingenciesByNatureOfContingencyAxis_hrb_CaliforniaWageAndHourClassActionLawsuitMember_us-gaap_RangeAxis_us-gaap_MinimumMember" unitRef="Unit12" decimals="-6">0</us-gaap:LossContingencyEstimateOfPossibleLoss>
  <us-gaap:ManagementFeesRevenue contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-5">22600000</us-gaap:ManagementFeesRevenue>
  <us-gaap:ManagementFeesRevenue contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-5">4100000</us-gaap:ManagementFeesRevenue>
  <us-gaap:MinimumNetWorthRequiredForCompliance contextRef="As_Of_4_30_2011_us-gaap_DebtInstrumentAxis_hrb_CommittedLineOfCreditMember" unitRef="Unit12" decimals="-5">650000000</us-gaap:MinimumNetWorthRequiredForCompliance>
  <us-gaap:MortgageLoansOnRealEstate contextRef="As_Of_4_30_2008" unitRef="Unit12" decimals="-3">350000</us-gaap:MortgageLoansOnRealEstate>
  <us-gaap:MortgageLoansOnRealEstate contextRef="As_Of_4_30_2009" unitRef="Unit12" decimals="-3">44533000</us-gaap:MortgageLoansOnRealEstate>
  <us-gaap:MortgageLoansOnRealEstate contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">29252000</us-gaap:MortgageLoansOnRealEstate>
  <us-gaap:MortgageLoansOnRealEstate contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">19532000</us-gaap:MortgageLoansOnRealEstate>
  <us-gaap:MortgageLoansOnRealEstateByLoanDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 12pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;&lt;strong&gt;&lt;font style="font-family: Arial;" class="_mt"&gt;NOTE&amp;nbsp;6: MORTGAGE LOANS HELD FOR INVESTMENT AND RELATED ASSETS&lt;/font&gt;&lt;/strong&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The composition of our mortgage loan portfolio as of April&amp;nbsp;30, 2011 and 2010 is as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="51%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(dollars in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;% of Total&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;% of Total &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Adjustable-rate loans &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;333,828&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;58&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;411,122 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;60 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Fixed-rate loans &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;239,146&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;42&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;272,562 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;40 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;100&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;683,684 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;100 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Unamortized deferred fees and costs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,121&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,256 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Less: Allowance for loan losses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(92,087&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(93,535 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;485,008&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;595,405 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Activity in the allowance for loan losses for the years ended April&amp;nbsp;30, 2011, 2010 and 2009 is as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="56%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance at beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;93,535&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;84,073 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;45,401 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Provision &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;35,567&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;47,750 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;63,897 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Recoveries &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;272&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;88 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;54 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Charge-offs &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(37,287&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(38,376 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(25,279 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance at end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;92,087&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;93,535 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;84,073 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Our loan loss allowance as a percent of mortgage loans was &lt;font class="_mt"&gt;16.1&lt;/font&gt;% at April&amp;nbsp;30, 2011, compared to &lt;font class="_mt"&gt;13.7&lt;/font&gt;% at April&amp;nbsp;30, 2010. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;When determining our allowance for loan losses, we evaluate loans less than 60&amp;nbsp;days past due on a pooled basis, while loans we consider impaired (which includes those loans more than 60&amp;nbsp;days past due or that have been modified) are evaluated individually. The balance of these loans and the related allowance is as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="46%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 7pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Portfolio&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Related&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Portfolio&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Related&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 7pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Balance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Allowance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Balance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Allowance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Pooled (less than 60&amp;nbsp;days past due) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;304,325&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,238&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;372,823 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15,924 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Impaired: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Individually (TDRs) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;106,328&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,056&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;144,977 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,915 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Individually (60&amp;nbsp;days or more past due) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;162,321&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;69,793&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;165,884 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;68,696 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;92,087&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;683,684 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;93,535 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We review the credit quality of our portfolio based on the following criteria: (1)&amp;nbsp;originator, (2)&amp;nbsp;the level of documentation obtained for loan at origination, (3)&amp;nbsp;occupancy status of property at origination, (4)&amp;nbsp;geography, and (5)&amp;nbsp;credit score and loan to value at origination. We specifically evaluate each loan and assign an internal risk rating of high, medium or low to each loan. The risk rating is based upon multiple loan characteristics that correlate to delinquency and loss. These characteristics include, but are not limited to, the five criteria listed above. These loan attributes are evaluated quarterly against a variety of additional characteristics to ensure the appropriate data is being utilized to determine the level of risk within the portfolio. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;All criteria are obtained at the time of origination and are only subsequently updated if the loan is refinanced. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Our portfolio includes loans originated SCC and purchased by HRB Bank which constitute &lt;font class="_mt"&gt;62&lt;/font&gt;% of the total loan portfolio at April&amp;nbsp;30, 2011. We have experienced higher rates of delinquency and have greater exposure to loss with respect to this segment of our loan portfolio. Our remaining loan portfolio totaled $&lt;font class="_mt"&gt;215.2&lt;/font&gt;&amp;nbsp;million and is characteristic of a prime loan portfolio, and we believe subject to a lower loss exposure. Detail of our mortgage loans held for investment and the related allowance at April&amp;nbsp;30, 2011 is as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="44%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(dollars in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Outstanding&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Loan Loss Allowance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;% 30+ Days&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Principal Balance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;% of Principal &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Past Due &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;357,814&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;81,396&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;22.7&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;41.7&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;All other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;215,160&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10,691&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5.0&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11.0&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;" colspan="7"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;92,087&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;16.1&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;30.2&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;" colspan="7"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 9pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Credit quality indicators at April&amp;nbsp;30, 2011 include the following: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="50%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Credit Quality Indicators &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Purchased from SCC &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;All Other &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total Portfolio &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Occupancy status: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Owner occupied &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;249,048&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;136,380&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;385,428&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Non-owner occupied &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;108,766&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;78,780&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;187,546&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;357,814&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;215,160&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;font style="white-space: nowrap; color: #000000; font-size: 1pt; word-spacing: 100pt;" class="_mt"&gt;&lt;u&gt;&amp;shy; &amp;shy;&lt;/u&gt;&lt;/font&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Documentation level: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Full documentation &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;108,509&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;157,270&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;265,779&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Limited documentation &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,146&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;23,355&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;34,501&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Stated income &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;205,485&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;21,705&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;227,190&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;No documentation &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;32,674&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12,830&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;45,504&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;357,814&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;215,160&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;font style="white-space: nowrap; color: #000000; font-size: 1pt; word-spacing: 100pt;" class="_mt"&gt;&lt;u&gt;&amp;shy; &amp;shy;&lt;/u&gt;&lt;/font&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Internal risk rating: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;High &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;151,522&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;357&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;151,879&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Medium &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;206,292&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;206,292&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Low &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;214,803&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;214,803&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;357,814&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;215,160&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Loans given our internal risk rating of "high" are generally originated by SCC, have no documentation or are stated income and are non-owner occupied. Loans given our internal risk rating of "medium" are generally full documentation or stated income, with &lt;font style="white-space: nowrap;" class="_mt"&gt;loan-to-value&lt;/font&gt; at origination of more than &lt;font class="_mt"&gt;80&lt;/font&gt;% and have credit scores at origination below &lt;font class="_mt"&gt;700&lt;/font&gt;. Loans given our internal risk rating of "low" are generally full documentation, with &lt;font style="white-space: nowrap;" class="_mt"&gt;loan-to-value&lt;/font&gt; at origination of less than &lt;font class="_mt"&gt;80&lt;/font&gt;% and have credit scores greater than &lt;font class="_mt"&gt;700&lt;/font&gt;.

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Detail of the aging of the mortgage loans in our portfolio that are past due as of April&amp;nbsp;30, 2011 is as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="36%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="2%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Less than 60&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;60 - 89 Days&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;90 + Days&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Days Past Due &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Past Due &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Past Due&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Past Due &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Current &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;37,371&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,882&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;132,326&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;174,579&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;183,235&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;357,814&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;All other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10,250&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,594&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;20,546&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;32,390&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;182,770&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;215,160&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;47,621&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;6,476&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;152,872&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;206,969&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;366,005&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;572,974&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="29"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="99%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;No loans past due 90&amp;nbsp;days or more are still accruing interest. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="margin-top: 3pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 99%; margin-left: 0%; font-size: 3pt; align: left;"&gt; &lt;/div&gt;

&lt;div style="margin-top: 9pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Information related to our non-accrual loans is as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Loans: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;143,358&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;14,106&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;157,464&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;160,124 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;TDRs: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,849&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;329&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,178&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,506 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Total non-accrual loans &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;160,642&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;191,630 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 9pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Information related to impaired loans is as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="31%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="12%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Portfolio Balance&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Portfolio Balance&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;With Allowance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;With No Allowance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Portfolio Balance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Related Allowance &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As of April&amp;nbsp;30, 2011: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;190,074&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;54,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;244,074&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;75,373&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;19,340&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,235&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;24,575&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,476&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;209,414&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;59,235&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;268,649&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;80,849&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;font style="white-space: nowrap; color: #000000; font-size: 1pt; word-spacing: 100pt;" class="_mt"&gt;&lt;u&gt;&amp;shy; &amp;shy;&lt;/u&gt;&lt;/font&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As of April&amp;nbsp;30, 2010 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;288,309 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;22,552 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;310,861 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;77,611 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 9pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Information related to the allowance for impaired loans is as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="78%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Portion of total allowance for loan losses allocated&lt;br /&gt;to impaired loans and TDR loans: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Based on collateral value method &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;69,794&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;68,696 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Based on discounted cash flow method &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,055&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,915 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;80,849&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;77,611 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Information related to activities of our non-performing assets is as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="63%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;For the Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Average impaired loans: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;252,673&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;All other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;37,082&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;289,755&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;307,351 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;216,391 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Interest income on impaired loans: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,795&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;All other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;829&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6,624&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,548 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,964 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Interest income on impaired loans recognized on a&lt;br /&gt;cash basis on non-accrual status: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Purchased from SCC &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,567&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;All other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;744&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6,311&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;7,452 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,927 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;As of April&amp;nbsp;30, 2011 and 2010, accrued interest receivable on mortgage loans held for investment totaled $&lt;font class="_mt"&gt;2.1&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;2.6&lt;/font&gt;&amp;nbsp;million, respectively. At April&amp;nbsp;30, 2011, HRB Bank had interest-only mortgage loans in its investment portfolio totaling $&lt;font class="_mt"&gt;3.7&lt;/font&gt;&amp;nbsp;million. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Our real estate owned includes loans accounted for as in-substance foreclosures of $&lt;font class="_mt"&gt;7.7&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;12.5&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011 and 2010, respectively. Activity related to our real estate owned is as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="56%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance, beginning of the period &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;29,252&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;44,533 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;350 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Additions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;16,463&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;19,341 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;65,171 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Sales &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(21,889&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(24,308 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(9,072 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Impairments &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,294&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(10,314 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(11,916 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance, end of the period &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;19,532&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;29,252 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;44,533 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 3pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt; align: left;"&gt; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:MortgageLoansOnRealEstateByLoanDisclosureTextBlock>
  <us-gaap:MortgageLoansOnRealEstateCostOfMortgagesSold contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">-9072000</us-gaap:MortgageLoansOnRealEstateCostOfMortgagesSold>
  <us-gaap:MortgageLoansOnRealEstateCostOfMortgagesSold contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">-24308000</us-gaap:MortgageLoansOnRealEstateCostOfMortgagesSold>
  <us-gaap:MortgageLoansOnRealEstateCostOfMortgagesSold contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">-21889000</us-gaap:MortgageLoansOnRealEstateCostOfMortgagesSold>
  <us-gaap:MortgageLoansOnRealEstateOtherAdditions contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">65171000</us-gaap:MortgageLoansOnRealEstateOtherAdditions>
  <us-gaap:MortgageLoansOnRealEstateOtherAdditions contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">19341000</us-gaap:MortgageLoansOnRealEstateOtherAdditions>
  <us-gaap:MortgageLoansOnRealEstateOtherAdditions contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">16463000</us-gaap:MortgageLoansOnRealEstateOtherAdditions>
  <us-gaap:NatureOfOperations contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;NATURE OF OPERATIONS&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Our operating subsidiaries provide a variety of services to the general public, principally in the United States (U.S.). Specifically, we offer: tax return preparation; tax and consulting services to business clients; certain retail banking services and tax preparation and related software. Tax preparation services are also provided in Canada and Australia. Our Tax Services segment comprised 77.2% of our consolidated revenues from continuing operations for fiscal year 2011. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:NatureOfOperations>
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&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;NOTE&amp;nbsp;16: &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;INTEREST INCOME AND INTEREST EXPENSE&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The following table shows the components of interest income and expense of our continuing operations. Interest expense is included in cost of revenues on our consolidated statements of income. &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="51%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Interest income: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Mortgage loans, net &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;24,693&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,877 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;46,396 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Emerald Advance lines of credit &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;94,300&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;77,891 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;91,019 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Investment securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,609&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,318 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,896 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;13,551&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10,319 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,205 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;134,153&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;122,405 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;154,516 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Interest expense: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Borrowings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;85,421&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;78,398 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;83,193 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Deposits &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,488&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10,174 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;14,069 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;FHLB advances &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,526&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,997 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,113 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;95,435&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;90,569 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;102,375 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

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&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;NOTE&amp;nbsp;8: &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;PROPERTY AND EQUIPMENT&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The components of property and equipment are as follows: &lt;/div&gt;

&lt;div style="margin-top: 3pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April&amp;nbsp;30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Land and other non-depreciable assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,245&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,482 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Buildings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;154,519&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;161,460 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Computers and other equipment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;475,351&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;488,160 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Capitalized software &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;156,108&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;147,104 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Leasehold improvements &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;191,943&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;199,370 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Construction in process &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,374&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,902 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;984,540&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,002,478 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Less: Accumulated depreciation and amortization &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(677,220&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(657,008 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;307,320&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;345,470 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 99%; margin-left: 0%; font-size: 6pt; align: left;"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;During fiscal years 2011 and 2010, we received $&lt;font class="_mt"&gt;6.5&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;10.3&lt;/font&gt;&amp;nbsp;million, respectively, for tax incentives from certain government agencies related to our corporate headquarters building, which was recorded as a reduction of original cost. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Property and equipment included above and subject to capital lease arrangements included the following: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="75%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Property and equipment under capital lease &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;47,842&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;47,844 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Less accumulated amortization &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(35,056&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(31,418 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12,786&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16,426 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Depreciation and amortization expense of continuing operations for fiscal years 2011, 2010 and 2009 was $&lt;font class="_mt"&gt;92.2&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;96.9&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;96.6&lt;/font&gt;&amp;nbsp;million, respectively. Included in depreciation and amortization expense of continuing operations is amortization of capitalized software of $&lt;font class="_mt"&gt;18.8&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;21.8&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;23.4&lt;/font&gt;&amp;nbsp;million, respectively. &lt;/div&gt;&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>
  <us-gaap:PropertyPlantAndEquipmentGross contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">1002478000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentGross contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">984540000</us-gaap:PropertyPlantAndEquipmentGross>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">345470000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:PropertyPlantAndEquipmentNet contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">307320000</us-gaap:PropertyPlantAndEquipmentNet>
  <us-gaap:PropertyPlantAndEquipmentPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;

&lt;p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;PROPERTY AND EQUIPMENT&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Buildings and equipment are initially recorded at cost and are depreciated over the estimated useful life of the assets using the straight-line method. Leasehold improvements are initially recorded at cost and are amortized over the lesser of the term of the respective lease or the estimated useful life, using the straight-line method. Estimated useful lives are 15 to 40&amp;nbsp;years for buildings, 3 to 5&amp;nbsp;years for computers and other equipment and up to 8&amp;nbsp;years for leasehold improvements. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We capitalize certain allowable costs associated with software developed or purchased for internal use. These costs are typically amortized over 36&amp;nbsp;months using the straight-line method. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Substantially all of the operations of our subsidiaries are conducted in leased premises. For all lease agreements, including those with escalating rent payments or rent holidays, we recognize rent expense on a straight-line basis. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
  <us-gaap:PropertyPlantAndEquipmentTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April&amp;nbsp;30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Land and other non-depreciable assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,245&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,482 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Buildings &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;154,519&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;161,460 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Computers and other equipment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;475,351&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;488,160 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Capitalized software &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;156,108&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;147,104 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Leasehold improvements &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;191,943&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;199,370 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Construction in process &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4,374&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,902 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;984,540&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,002,478 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Less: Accumulated depreciation and amortization &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(677,220&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(657,008 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;307,320&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;345,470 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:PropertyPlantAndEquipmentTextBlock>
  <us-gaap:PropertyPlantAndEquipmentUsefulLifeAverage contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_SoftwareDevelopmentMember" unitRef="Unit13" decimals="0">36</us-gaap:PropertyPlantAndEquipmentUsefulLifeAverage>
  <us-gaap:PropertyPlantAndEquipmentUsefulLifeMaximum contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingMember" unitRef="Unit13" decimals="0">40</us-gaap:PropertyPlantAndEquipmentUsefulLifeMaximum>
  <us-gaap:PropertyPlantAndEquipmentUsefulLifeMaximum contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_ComputerEquipmentMember" unitRef="Unit13" decimals="0">5</us-gaap:PropertyPlantAndEquipmentUsefulLifeMaximum>
  <us-gaap:PropertyPlantAndEquipmentUsefulLifeMaximum contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_LeaseholdImprovementsMember" unitRef="Unit13" decimals="0">8</us-gaap:PropertyPlantAndEquipmentUsefulLifeMaximum>
  <us-gaap:PropertyPlantAndEquipmentUsefulLifeMinimum contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_BuildingMember" unitRef="Unit13" decimals="0">15</us-gaap:PropertyPlantAndEquipmentUsefulLifeMinimum>
  <us-gaap:PropertyPlantAndEquipmentUsefulLifeMinimum contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_PropertyPlantAndEquipmentByTypeAxis_us-gaap_ComputerEquipmentMember" unitRef="Unit13" decimals="0">3</us-gaap:PropertyPlantAndEquipmentUsefulLifeMinimum>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">63897000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">47750000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:ProvisionForLoanAndLeaseLosses contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">35567000</us-gaap:ProvisionForLoanAndLeaseLosses>
  <us-gaap:QuarterlyFinancialInformationTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;p&gt;&amp;nbsp;&lt;/p&gt;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&lt;strong&gt;NOTE&amp;nbsp;22: QUARTERLY FINANCIAL DATA (UNAUDITED)&lt;/strong&gt;&lt;font class="_mt" style="font-family: Times New Roman;"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;p&gt;&amp;nbsp;&lt;/p&gt;

&lt;div class="MetaData"&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="10" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s, except per share amounts) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fiscal Year 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Apr&amp;nbsp;30, 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Jan&amp;nbsp;31, 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Oct&amp;nbsp;31, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Jul&amp;nbsp;31, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;3,774,296&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;2,325,451&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;851,482&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;322,889&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;274,474&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income (loss) from continuing operations before taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,076,910&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(17,449&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(175,119&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(207,317&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;257,620&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;418,680&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(13,074&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(68,307&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(79,679&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;419,405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;658,230&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,375&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(106,812&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(127,638&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(13,295&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;331&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(8,346&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(2,237&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(3,043&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;406,110&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;658,561&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(12,721&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(109,049&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(130,681&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Basic earnings (loss) per share: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.35&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.01&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.35&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.40&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.04&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;#8212;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.03&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.01&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.01&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.31&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.04&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.36&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.41&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Diluted earnings (loss) per share: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.35&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.14&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.01&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.35&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.40&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.04&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;#8212;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.03&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.01&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.01&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.31&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.14&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.04&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.36&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.41&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;p&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="32%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fiscal Year 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Apr&amp;nbsp;30, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Jan&amp;nbsp;31, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Oct&amp;nbsp;31, 2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Jul&amp;nbsp;31, 2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,874,332 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;2,337,894 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;934,852 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;326,081 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;275,505 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income (loss) from continuing operations before taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,110,410 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;97,451 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(212,853 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(210,873 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;295,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;417,978 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;43,848 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(86,381 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(80,256 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;488,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;692,432 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;53,603 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(126,472 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(130,617 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(9,704 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,604 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,968 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,115 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(3,017 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;479,242 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;690,828 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;50,635 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(128,587 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(133,634 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Basic earnings (loss) per share: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.47 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.11 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.16 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.38 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.39 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.03 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;#8212; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.01 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;#8212; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.01 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.44 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.11 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.38 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.40 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Diluted earnings (loss) per share: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.46 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.11 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.16 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.38 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.39 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.03 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.01 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.01 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;#8212; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.01 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.43 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.10 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.38 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.40 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The accumulation of four quarters in fiscal years 2011 and 2010 for earnings per share may not equal the related per share amounts for the years ended April&amp;nbsp;30, 2011 and 2010 due to the timing of the exercise of stock options and lapse of certain restrictions on nonvested shares and the antidilutive effect of stock options and nonvested shares in the first two quarters for those years, as well as the retirement of treasury shares.

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="35%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="9%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fiscal Year &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fourth Quarter &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Third Quarter &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Second Quarter &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;First Quarter &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;FISCAL YEAR 2011: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividends paid per share &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;0.60&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;0.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;0.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;0.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;0.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Stock price range: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;High &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;18.99&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;18.00&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;13.79&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;15.97&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;18.99&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Low &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10.13&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12.46&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10.13&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;13.44&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;FISCAL YEAR 2010: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividends paid per share &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.60 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Stock price range: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;High &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23.23 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;21.84 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23.23 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;20.00 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;17.85 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Low &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;13.73 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15.90 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;18.10 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16.41 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;13.73 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt; align: left;"&gt; &lt;/div&gt;&lt;/div&gt;</us-gaap:QuarterlyFinancialInformationTextBlock>
  <us-gaap:RatioOfIndebtednessToNetCapital contextRef="As_Of_4_30_2011" unitRef="Unit13" decimals="1">30.8</us-gaap:RatioOfIndebtednessToNetCapital>
  <us-gaap:RealEstateOwnedTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;
&lt;/font&gt;
&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;REAL ESTATE OWNED&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Real estate owned (REO) includes foreclosed properties securing mortgage loans. Foreclosed assets are adjusted to fair value less costs to sell upon transfer of the loans to REO. Subsequently, REO is carried at the lower of carrying value or fair value less costs to sell. Fair value is generally based on independent market prices or appraised values of the collateral. Subsequent holding period losses and losses arising from the sale of REO are expensed as incurred. REO is included in prepaid expenses and other current assets in the consolidated balance sheets. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:RealEstateOwnedTextBlock>
  <us-gaap:ReceivablesPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

&lt;div style="margin-top: 6pt; font-size: 10pt;" align="left"&gt;

&lt;div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;RECEIVABLES AND RELATED ALLOWANCES&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Receivables consist primarily of accounts receivable from customers of our Business Services segment and receivables from tax clients for tax return preparation. The allowance for doubtful accounts for these receivables requires management's judgment regarding collectibility and current economic conditions to establish an amount considered by management to be adequate to cover estimated losses as of the balance sheet date. Business Services accounts receivable are charged-off primarily when we determine that the specific customer does not have the ability to repay the balance in full. Receivables from tax clients for tax return preparation are not specifically identified and charged off, but are evaluated on a pooled basis. At the end of each tax season the outstanding balances on these receivables are evaluated based on collections received and expected collections over subsequent tax seasons. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Our financing receivables consist primarily of mortgage loans held for investment, Emerald Advance lines of Credit (EAs), tax client receivables related to refund anticipation loans (RALs) and loans made to franchisees. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;Emerald Advance lines of credit. &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;EAs are offered to clients in tax offices from late November through mid-January, currently in an amount not to exceed $1,000. If the borrower meets certain criteria as agreed in the loan terms, the line of credit can be increased and utilized year-round. These lines of credit are offered by HRB Bank. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Interest income on EAs is calculated using the average daily balance method and is recognized based on the principal amount outstanding until the outstanding balance is paid or becomes delinquent. Loan commitment fees on EAs, net of related expenses, are initially deferred and recognized as revenue over the commitment period, which is typically two months. EAs balances are due on February 15th, and any amounts unpaid by that date are placed on non-accrual status. Payments on past due amounts are recorded as a reduction in the receivable balance. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We review the credit quality of these receivables based on pools, which are segregated by the year of origination. Specific bad debt rates are applied to each pool, as well as to those who maintain their loan year-round. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We determine our allowance for these receivables collectively, based on a review of receipts taking into consideration historical experience. These receivables are not specifically identified and charged-off, but are evaluated on a pooled basis. Initial bad debt rates also consider whether the loan was made to a new or repeat client. At the end of each tax season the outstanding balances on these receivables are evaluated based on collections received and expected collections over subsequent tax seasons. We adjust our allowance accordingly, with these adjustments reflected as bad debt expense. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;Tax client receivables related to RALs. &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Historically, RALs were offered in our US retail tax offices through a contractual relationship with HSBC Holdings plc (HSBC). We purchased a 49.9% participation interest in all RALs obtained through our retail offices. In December 2010, HSBC terminated its contract with us based on restrictions placed on HSBC by its regulator and RALs were not offered in our tax offices this tax season. In connection with the contract termination, we obtained the remaining rights to collect on the outstanding balances of RALs originated in years 2006 and later. All tax client receivables related to RALs outstanding at April&amp;nbsp;30, 2011 were originated prior to fiscal year 2011 and are past due. We do not accrue interest on these receivables. Payments on past due amounts are recorded as a reduction in the receivable balance. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We review the credit quality of these receivables based on pools, which are segregated by the year of origination, with specific bad debt rates applied to each pool. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;These receivables are not specifically identified and charged-off, but are evaluated on a pooled basis. At the end of each tax season the outstanding balances on these receivables are evaluated based on collections received and expected collections over subsequent tax seasons. We adjust our allowance accordingly, with these adjustments reflected as bad debt expense. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;Loans made to franchisees.&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; Interest income on loans made to franchisees is calculated using the average daily balance method and is recognized based on the principal amount outstanding until the outstanding balance is paid or written off. Loans made to franchisees totaled $172.6&amp;nbsp;million at April&amp;nbsp;30, 2011, and consisted of $125.1&amp;nbsp;million in term loans made to finance the purchase of franchises and $47.5&amp;nbsp;million in revolving lines of credit made to existing franchisees primarily for the purpose of funding their off-season needs. The credit quality of these receivables is determined on a specific franchisee basis, taking into account the franchisee's credit score, their payment history on existing loans and operational amounts due to us, the loan-to-value ratio and debt-to-income ratio. Credit scores, loan-to-value and debt-to-income ratios are obtained at the time of underwriting. Payment history is monitored on a regular basis. We believe all loans to franchisees are of similar credit quality. Loans are evaluated for impairment when they become delinquent. Amounts deemed to be uncollectible are written off to bad debt expense and bad debt related to these loans has typically been insignificant. Additionally, the franchise office serves as collateral for the loan. In the event the franchisee is unable to repay the loans, we revoke their franchise rights, write off the remaining balance of the loans and assume control of the office. As of April&amp;nbsp;30, 2011, loans totaling $0.1&amp;nbsp;million were past due, however we had no loans to franchisees on non-accrual status. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:ReceivablesPolicyTextBlock>
  <us-gaap:ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="50%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;&lt;b&gt;REVENUES :&lt;/b&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tax Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;2,912,361&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;2,975,252 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,132,077 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Business Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;829,794&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;860,349 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;897,809 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Corporate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;32,141&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;38,731 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;53,691 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,774,296&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,874,332 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,083,577 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;&lt;b&gt;INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE TAXES :&lt;/b&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tax Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;767,498&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;867,362 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;927,048 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Business Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;49,003&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;58,714 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;96,097 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Corporate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(139,476&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(141,941 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(183,775 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;839,370 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;&lt;b&gt;DEPRECIATION AND AMORTIZATION :&lt;/b&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tax Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;87,666&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;88,523 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;79,415 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Business Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;30,692&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33,064 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;36,748 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Corporate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,275&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,314 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;7,468 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;121,633&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;126,901 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;123,631 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;&lt;b&gt;CAPITAL EXPENDITURES :&lt;/b&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tax Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;43,043&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;78,108 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;76,305 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Business Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;19,873&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,318 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;21,185 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Corporate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;43&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;89 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;390 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;62,959&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;90,515 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;97,880 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;&lt;b&gt;IDENTIFIABLE ASSETS :&lt;/b&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tax Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,267,236&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,279,161 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,117,475 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Business Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;851,764&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;806,688 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;897,250 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Corporate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,088,961&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,148,469 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,344,997 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,207,961&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,234,318 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,359,722 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock>
  <us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&amp;nbsp;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&lt;strong&gt;NOTE&amp;nbsp;20: REGULATORY REQUIREMENTS&lt;/strong&gt;&lt;font class="_mt" style="font-family: Times New Roman;"&gt; &lt;/font&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;HRB Bank and the Company are subject to various regulatory requirements, including capital guidelines for HRB Bank, administered by federal banking agencies. Failure to meet minimum capital requirements can trigger certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on HRB Bank and our consolidated financial statements. All savings associations are subject to the capital adequacy guidelines and the regulatory framework for prompt corrective action. HRB Bank must meet specific capital guidelines that involve quantitative measures of HRB Bank's assets, liabilities and certain off-balance sheet items, as calculated under regulatory accounting practices. HRB Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. HRB Bank files its regulatory Thrift Financial Report (TFR) on a calendar quarter basis. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Quantitative measures established by regulation to ensure capital adequacy require HRB Bank to maintain minimum amounts and ratios of tangible equity, total risk-based capital and Tier&amp;nbsp;1 capital, as set forth in the table below. In addition to these minimum ratio requirements, HRB Bank is required to continually maintain a &lt;font class="_mt"&gt;12.0&lt;/font&gt;% minimum leverage ratio. As of April&amp;nbsp;30, 2011, HRB Bank's leverage ratio was &lt;font class="_mt"&gt;30.8&lt;/font&gt;%. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;As of March&amp;nbsp;31, 2011, our most recent TFR filing with the Office of Thrift Supervision (OTS), HRB Bank was a "well capitalized" institution under the prompt corrective action provisions of the FDIC. The five capital categories are: (1)&amp;nbsp;"well capitalized" (total risk-based capital ratio of 10%, Tier&amp;nbsp;1 Risk-based capital ratio of 6% and leverage ratio of 5%); (2)&amp;nbsp;"adequately capitalized;" (3)&amp;nbsp;"undercapitalized;" (4)&amp;nbsp;"significantly undercapitalized;" and (5)&amp;nbsp;"critically undercapitalized." There are no conditions or events since March&amp;nbsp;31, 2011 that management believes have changed HRB Bank's category. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The following table sets forth HRB Bank's regulatory capital requirements, as calculated in its TFR: &lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="35%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(dollars in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;To Be Well Capitalized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;For Capital Adequacy&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Under Prompt Corrective&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;Actual &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;Purposes &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" nowrap="nowrap" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;Action Provisions &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Ratio &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Ratio &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Ratio &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As of March&amp;nbsp;31, 2011: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total risk-based capital ratio &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;405,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;92.5%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;35,019&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8.0%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;43,773&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10.0%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tier&amp;nbsp;1 risk-based capital ratio &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(2)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;399,187&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;91.2%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;N/A&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;N/A&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;26,264&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6.0%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tier&amp;nbsp;1 capital ratio (leverage) &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(3)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;399,187&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;22.8%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;209,758&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12.0%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;87,399&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5.0%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tangible equity ratio &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(4)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;399,187&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;22.8%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;26,220&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.5%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;N/A&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;N/A&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;As of March&amp;nbsp;31, 2010: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Total risk-based capital ratio &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;420,401 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;75.7% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;44,436 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8.0% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;55,545 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10.0% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tier&amp;nbsp;1 risk-based capital ratio &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(2)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;413,074 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;74.4% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;N/A &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;N/A &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33,327 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6.0% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tier&amp;nbsp;1 capital ratio (leverage) &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(3)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;413,074 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;24.9% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;199,272 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12.0% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;83,030 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5.0% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tangible equity ratio &lt;sup style="font-size: 85%; vertical-align: top;"&gt;(4)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;413,074 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;24.9% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;24,909 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.5% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;N/A &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;N/A &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="29"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;table class="MetaData" border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="99%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td class="MetaData" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total risk-based capital divided by risk-weighted assets. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(2)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td class="MetaData" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tier&amp;nbsp;1 (core) capital less deduction for low-level recourse and residual interest divided by risk-weighted assets. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(3)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td class="MetaData" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tier&amp;nbsp;1 (core) capital divided by adjusted total assets. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(4)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td class="MetaData" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tangible capital divided by tangible assets. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 6pt; align: left;"&gt; &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Block Financial LLC (BFC) typically makes capital contributions to HRB Bank to help it meet its capital requirements. BFC made capital contributions to HRB Bank of $&lt;font class="_mt"&gt;235.0&lt;/font&gt;&amp;nbsp;million during fiscal years 2011 and 2010, and $&lt;font class="_mt"&gt;245.0&lt;/font&gt;&amp;nbsp;million during fiscal year 2009. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;HRB Bank received approval from the OTS during fiscal year 2011 to pay cash and non-cash dividends. The dividend payments were subject to HRB Bank maintaining a leverage capital ratio of 12% immediately after payment and on a continual basis. HRB Bank paid dividends and returned of capital of $&lt;font class="_mt"&gt;262.5&lt;/font&gt;&amp;nbsp;million during fiscal year 2011, comprised of $&lt;font class="_mt"&gt;37.5&lt;/font&gt;&amp;nbsp;million in REO properties and loans and $&lt;font class="_mt"&gt;225.0&lt;/font&gt;&amp;nbsp;million in cash.&lt;/div&gt;</us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
  <us-gaap:RelatedPartyTransactionDueFromToRelatedParty contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">431696000</us-gaap:RelatedPartyTransactionDueFromToRelatedParty>
  <us-gaap:RelatedPartyTransactionDueFromToRelatedParty contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="Unit12" decimals="-3">-1806263000</us-gaap:RelatedPartyTransactionDueFromToRelatedParty>
  <us-gaap:RelatedPartyTransactionDueFromToRelatedParty contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">1374567000</us-gaap:RelatedPartyTransactionDueFromToRelatedParty>
  <us-gaap:RelatedPartyTransactionDueFromToRelatedParty contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">-24173000</us-gaap:RelatedPartyTransactionDueFromToRelatedParty>
  <us-gaap:RelatedPartyTransactionDueFromToRelatedParty contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_us-gaap_ParentCompanyMember" unitRef="Unit12" decimals="-3">-1263504000</us-gaap:RelatedPartyTransactionDueFromToRelatedParty>
  <us-gaap:RelatedPartyTransactionDueFromToRelatedParty contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">1287677000</us-gaap:RelatedPartyTransactionDueFromToRelatedParty>
  <us-gaap:RepaymentsOfCommercialPaper contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">1406013000</us-gaap:RepaymentsOfCommercialPaper>
  <us-gaap:RepaymentsOfCommercialPaper contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">1406013000</us-gaap:RepaymentsOfCommercialPaper>
  <us-gaap:RepaymentsOfCommercialPaper contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">4818766000</us-gaap:RepaymentsOfCommercialPaper>
  <us-gaap:RepaymentsOfCommercialPaper contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">4818766000</us-gaap:RepaymentsOfCommercialPaper>
  <us-gaap:RepaymentsOfShortTermDebt contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">4762294000</us-gaap:RepaymentsOfShortTermDebt>
  <us-gaap:RepaymentsOfShortTermDebt contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">4762294000</us-gaap:RepaymentsOfShortTermDebt>
  <us-gaap:RepaymentsOfShortTermDebt contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">4267773000</us-gaap:RepaymentsOfShortTermDebt>
  <us-gaap:RepaymentsOfShortTermDebt contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">4267727000</us-gaap:RepaymentsOfShortTermDebt>
  <us-gaap:RepaymentsOfShortTermDebt contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">46000</us-gaap:RepaymentsOfShortTermDebt>
  <us-gaap:RepaymentsOfShortTermDebt contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">50000000</us-gaap:RepaymentsOfShortTermDebt>
  <us-gaap:RepaymentsOfShortTermDebt contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">50000000</us-gaap:RepaymentsOfShortTermDebt>
  <us-gaap:RestrictedCashAndInvestmentsCurrent contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">34350000</us-gaap:RestrictedCashAndInvestmentsCurrent>
  <us-gaap:RestrictedCashAndInvestmentsCurrent contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">6160000</us-gaap:RestrictedCashAndInvestmentsCurrent>
  <us-gaap:RestrictedCashAndInvestmentsCurrent contextRef="As_Of_4_30_2010_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">28190000</us-gaap:RestrictedCashAndInvestmentsCurrent>
  <us-gaap:RestrictedCashAndInvestmentsCurrent contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">48383000</us-gaap:RestrictedCashAndInvestmentsCurrent>
  <us-gaap:RestrictedCashAndInvestmentsCurrent contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">9522000</us-gaap:RestrictedCashAndInvestmentsCurrent>
  <us-gaap:RestrictedCashAndInvestmentsCurrent contextRef="As_Of_4_30_2011_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">38861000</us-gaap:RestrictedCashAndInvestmentsCurrent>
  <us-gaap:RestructuringAndRelatedCostNumberOfPositionsEliminated contextRef="Duration_5_1_2010_To_5_31_2010" unitRef="Unit13" decimals="0">400</us-gaap:RestructuringAndRelatedCostNumberOfPositionsEliminated>
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_4_30_2010" unitRef="Unit12" decimals="-3">2658586000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="As_Of_4_30_2011" unitRef="Unit12" decimals="-3">2658103000</us-gaap:RetainedEarningsAccumulatedDeficit>
  <us-gaap:RevenueRecognitionPolicyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;REVENUE RECOGNITION&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Service revenues consist primarily of fees for preparation and filing of tax returns, both in offices and through our online programs, fees associated with our Peace of Mind (POM) guarantee program and fees for consulting services. Service revenues are recognized in the period in which the service is performed as follows: &lt;/font&gt;&lt;/p&gt;

&lt;table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%"&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%"&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Retail and online tax preparation revenues are recorded when a completed return is filed or accepted by the customer. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;POM revenues are deferred and recognized over the term of the guarantee, based on historical and actual payment of claims. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Revenues for services rendered in connection with the Business Services segment include fees based on time and materials, which are recognized as the services are performed and amounts are earned. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Revenues associated with our H&amp;amp;R Block Prepaid Emerald MasterCard&lt;/font&gt;&lt;sup&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 8.5pt;" class="_mt"&gt;&amp;#174;&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; program consist of interchange income from the use of debit cards and fees from the use of ATM networks. Interchange income is a fee paid by a merchant bank to the card-issuing bank through the interchange network, and is based on cardholder purchase volumes. Interchange income is recognized as earned. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Product and other revenues in the current year include royalties from franchisees and sales of software products, and are recognized as follows: &lt;/font&gt;&lt;/p&gt;

&lt;table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%"&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%"&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Upon granting of a franchise, franchisees pay a refundable deposit generally in the amount of $2,500, but pay no initial franchise fee. We record the payment as a deposit liability and recognize no revenue in connection with the initial granting of a franchise. Franchise royalties, which are based on contractual percentages of franchise revenues, are recorded in the period in which the franchise provides the service. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Software revenues consist mainly of tax preparation software. Revenue from the sale of software such as H&amp;amp;R Block At Home&lt;/font&gt;&lt;sup&gt;&lt;font style="font-variant: small-caps; font-family: 'Times New Roman','serif'; color: black; font-size: 8.5pt;" class="_mt"&gt;tm&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; is recognized when the product is sold to the end user, either through retail, online or other channels. Rebates, slotting fees and other incentives paid in connection with these sales are recorded as a reduction of revenue. Revenue from the sale of TaxWorks&lt;/font&gt;&lt;sup&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 8.5pt;" class="_mt"&gt;&amp;#174;&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; software is deferred and recognized over the period for which upgrades and support are provided to the customer. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;In fiscal years 2010 and 2009, loan participation revenue was recognized over the life of the loan. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Interest income consists primarily of interest earned on mortgage loans held for investment and EAs and is recognized as follows: &lt;/font&gt;&lt;/p&gt;

&lt;table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%"&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%"&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Interest income on mortgage loans held for investment includes deferred origination fees and costs and purchase discounts and premiums, which are amortized to income over the life of the loan using the interest method. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; font-size: 1pt;" class="_mt"&gt; &lt;/font&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%"&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%"&gt; &lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Interest income on EAs is calculated using the average daily balance method and is recognized based on the principal amount outstanding until the outstanding balance is paid or written-off. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Loan commitment fees, net of related expenses, are initially deferred and recognized as revenue over the commitment period. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Revenue recognition is evaluated separately for each unit in multiple-deliverable arrangements. Sales tax we collect and remit to taxing authorities is recorded net in our consolidated income statements. &lt;/font&gt;&lt;/p&gt;</us-gaap:RevenueRecognitionPolicyTextBlock>
  <us-gaap:Revenues contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">4083577000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">251758000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-3061000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">3834880000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_5_1_2009_To_7_31_2009" unitRef="Unit12" decimals="-3">275505000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">3874332000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">271704000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-93000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">3602721000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_8_1_2009_To_10_31_2009" unitRef="Unit12" decimals="-3">326081000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_11_1_2009_To_1_31_2010" unitRef="Unit12" decimals="-3">934852000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_2_1_2010_To_4_30_2010" unitRef="Unit12" decimals="-3">2337894000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_5_1_2010_To_7_31_2010" unitRef="Unit12" decimals="-3">274474000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">3774296000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">251521000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">3522775000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_8_1_2010_To_10_31_2010" unitRef="Unit12" decimals="-3">322889000</us-gaap:Revenues>
  <us-gaap:Revenues contextRef="Duration_11_1_2010_To_1_31_2011" unitRef="Unit12" decimals="-3">851482000</us-gaap:Revenues>
  <us-gaap:SalesRevenueServicesNet contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">3437906000</us-gaap:SalesRevenueServicesNet>
  <us-gaap:SalesRevenueServicesNet contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">3231487000</us-gaap:SalesRevenueServicesNet>
  <us-gaap:SalesRevenueServicesNet contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">3225861000</us-gaap:SalesRevenueServicesNet>
  <us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="42%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Emerald Advance&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tax Client&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Loans&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Lines of Credit &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Receivables - RALs &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;to Franchisees &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Short-term &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;31,645&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,412&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;62,181&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Long-term &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;21,619&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,855&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;110,420&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;53,264&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;8,267&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;172,601&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock>
  <us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr&gt;&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;
&lt;td&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="32" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="36" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="14" align="center"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="14" align="center"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="36" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gross&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gross&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gross&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gross&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amortized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Unrealized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Unrealized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fair&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amortized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Unrealized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Unrealized&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fair&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Cost &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gains &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Losses&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Value &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Cost &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gains &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Losses&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Value &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="36" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Mortgage-backed securities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;157,970&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;401&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(194&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;158,177&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;23,026 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;39 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(49 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23,016 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Municipal bonds &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,335&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,740&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,442 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;459 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,901 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Trust preferred security &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,854 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,823 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="35" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;166,305&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;806&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(194&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;166,917&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33,322 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;498 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(1,872 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;31,948 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="35" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="37"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="99%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;At April&amp;nbsp;30, 2011, we had no investments that had been in a continuous loss position for more than twelve months. At April&amp;nbsp;30, 2010, investments with a cost of $&lt;font class="_mt"&gt;15.7&lt;/font&gt;&amp;nbsp;million and gross unrealized losses of $&lt;font class="_mt"&gt;1.9&lt;/font&gt;&amp;nbsp;million had been in a continuous loss position for more than twelve months. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="margin-top: 3pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 99%; margin-left: 0%; font-size: 3pt; align: left;"&gt; &lt;/div&gt;&lt;/div&gt;</us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock>
  <us-gaap:ScheduleOfCapitalLeasedAsssetsTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="75%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Property and equipment under capital lease &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;47,842&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;47,844 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Less accumulated amortization &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(35,056&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(31,418 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12,786&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16,426 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfCapitalLeasedAsssetsTableTextBlock>
  <us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="55%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Current: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Federal &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;188,086&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;92,992 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;243,085 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;State &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;45,068&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23,625 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;38,418 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Foreign &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;21,456&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;16,052 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,393 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;254,610&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;132,669 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;282,896 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Deferred: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Federal &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(799&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;128,900 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;36,739 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;State &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,521&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33,448 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,582 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Foreign &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;288&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;172 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;98 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,010&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;162,520 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;43,419 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Total income taxes for continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;257,620&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;295,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;326,315 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock>
  <us-gaap:ScheduleOfDebtTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="69%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Senior Notes, &lt;font class="_mt"&gt;7.875&lt;/font&gt;%, due January 2013 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;599,788&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;599,664 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Senior Notes, &lt;font class="_mt"&gt;5.125&lt;/font&gt;%, due October 2014 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;399,177&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;398,941 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Acquisition obligations, due from&amp;nbsp;&lt;font class="_mt"&gt;May 2011&lt;/font&gt; to&amp;nbsp;&lt;font class="_mt"&gt;December 2022&lt;/font&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;43,273&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;28,701 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Capital lease obligations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10,953&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;11,526 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,053,191&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,038,832 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Less: Current portion &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(3,437&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(3,688 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;1,049,754&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;1,035,144 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfDebtTableTextBlock>
  <us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="71%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Gross deferred tax assets: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Accrued expenses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;61,891&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;17,554 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Allowance for credit losses and related reserves &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;102,587&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;164,783 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net operating loss carryovers &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;200 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;237 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Valuation allowance &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(47,300&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,745 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Current &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;117,178&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;181,029 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Deferred and stock-based compensation &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;73,398&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;71,970 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Property and equipment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;9,071 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Deferred revenue &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;23,166&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;25,595 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net operating loss carryovers &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;21,057&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;26,292 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Accrued expenses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;32,481&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;31,892 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Capital loss carryover &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;150,876&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;144,507 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;15,953&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;15,991 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Valuation allowance &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(94,261&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(151,838 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Noncurrent &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;222,670&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;173,480 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;339,848&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;354,509 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Gross deferred tax liabilities: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Prepaid expenses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,734&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,337 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Current &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,734&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,337 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Property and equipment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(10,731&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Basis difference in mortgage-related investment &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(49,751&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(81,118 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Intangibles &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(139,963&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(124,918 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 24pt;"&gt;Noncurrent &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(200,445&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(206,036 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net deferred tax assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;&amp;nbsp;134,669&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;&amp;nbsp;142,136 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
  <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="53%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s, except per share amounts) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income from continuing operations attributable to shareholders &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;419,405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;488,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;513,055 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Amounts allocated to participating securities (nonvested shares) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(1,085&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,888 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,042 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income from continuing operations&lt;br /&gt;attributable to common shareholders &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;418,320&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;487,058 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;511,013 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Basic weighted average common shares &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;309,230&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;332,283 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;332,787 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Potential dilutive shares &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;547&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;953 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,752 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Dilutive weighted average common shares &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;309,777&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;333,236 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;334,539 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Earnings per share from continuing operations attributable to&lt;br /&gt;common shareholders: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Basic &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.35&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.47 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.53 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Diluted &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.35&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.46 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.53 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 6pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
  <us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="56%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;U.S. statutory tax rate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;35.0&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;35.0 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;35.0 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Change in tax rate resulting from: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;State income taxes, net of federal income tax benefit &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4.5&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3.8 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4.2 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Permanent differences &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.3&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.5 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;)% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Uncertain tax positions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.1&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.9 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.5 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net decrease in valuation allowance &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(1.3&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1.0 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;)% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1.2 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;)% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.9&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;)% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1.2 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;)% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Effective tax rate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;38.1&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;%&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;37.6 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;38.9 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;% &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
  <us-gaap:ScheduleOfFiniteLivedIntangibleAssetsByMajorClassTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 7pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="26%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;As of April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="10" align="center"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="10" align="center"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gross&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Gross&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Carrying&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Accumulated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Carrying&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Accumulated&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amortization &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Net &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amount &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Amortization &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Net &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="28" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 7pt;"&gt;Tax Services: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Customer relationships &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;87,624&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(41,076&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;46,548&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;67,705 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(33,096 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;34,609 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Noncompete agreements &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;23,456&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(22,059&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,397&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23,062 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(21,278 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,784 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Reacquired franchise rights &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;214,330&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(9,961&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;204,369&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;223,773 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,096 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;217,677 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Franchise agreements &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;19,201&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(3,093&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;16,108&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;19,201 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,813 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;17,388 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Purchased technology &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;14,700&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(8,505&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;6,195&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;14,500 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,266 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;8,234 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Trade name &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,325&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(600&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;725&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,325 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(400 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;925 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 7pt;"&gt;Business Services: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Customer relationships &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;152,079&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(128,738&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;23,341&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;145,149 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(120,037 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;25,112 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Noncompete agreements &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;35,818&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(24,662&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;11,156&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33,052 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(22,118 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;10,934 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Attest firm affiliation &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;7,629&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(318&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;7,311&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Trade name&amp;nbsp;&amp;ndash; amortizing &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,600&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(2,600&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,600 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,600 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 14pt;"&gt;Trade name&amp;nbsp;&amp;ndash; &lt;font style="white-space: nowrap;" class="_mt"&gt;non-amortizing&lt;/font&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;55,637&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,868&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;50,769&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;55,637 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(4,868 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;50,769 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -7pt; margin-left: 7pt;"&gt;Total intangible assets &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;614,399&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(246,480&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;367,919&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;586,004 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(218,572 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;367,432 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="29"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfFiniteLivedIntangibleAssetsByMajorClassTextBlock>
  <us-gaap:ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="89%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;2012 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;238,167&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;2013 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;181,044&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;2014 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;128,063&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;2015 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;84,138&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;2016 &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;35,942&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;2017 and beyond &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;67,694&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;735,048&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="9"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock>
  <us-gaap:ScheduleOfGoodwillTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="55%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Tax Services &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Business Services &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Total &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance at May&amp;nbsp;1, 2009: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Goodwill &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;449,779 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;402,639 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;852,418 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Accumulated impairment losses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,188 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,188 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;447,591 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;402,639 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;850,230 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Changes: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Acquisitions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,136 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,112 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;6,248 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Disposals and foreign currency changes &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,031 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,031 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Impairments &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(15,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(15,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance at April&amp;nbsp;30, 2010: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Goodwill &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;453,884 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;403,751 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;857,635 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Accumulated impairment losses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,188 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(15,000 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(17,188 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;451,696 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;388,751 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;840,447 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Changes: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Acquisitions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;15,441&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;28,552&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;43,993&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Disposals and foreign currency changes &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(10,286&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(5,209&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(15,495&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Impairments &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(22,700&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;ndash;&amp;nbsp;&amp;nbsp;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(22,700&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance at April&amp;nbsp;30, 2011: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Goodwill &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;459,039&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;427,094&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;886,133&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Accumulated impairment losses &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(24,888&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(15,000&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(39,888&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;434,151&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;412,094&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;846,245&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfGoodwillTextBlock>
  <us-gaap:ScheduleOfIncomeBeforeIncomeTaxDomesticAndForeignTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="43%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="15%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="15%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Domestic &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;639,914&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;745,912 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;815,614 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Foreign &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;37,111&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;38,223 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23,756 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;839,370 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfIncomeBeforeIncomeTaxDomesticAndForeignTableTextBlock>
  <us-gaap:ScheduleOfLossContingenciesByContingencyTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="width: 87%; margin-left: 6%;"&gt;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;NOTE&amp;nbsp;19: &lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;LITIGATION AND RELATED CONTINGENCIES&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We are party to investigations, legal claims and lawsuits arising out of our business operations. As required, we accrue our best estimate of loss contingencies when we believe a loss is probable and we can reasonably estimate the amount of any such loss. Amounts accrued, including obligations under indemnifications, totaled $&lt;font class="_mt"&gt;70.6&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;35.5&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011 and 2010, respectively. Litigation is inherently unpredictable and it is difficult to project the outcome of particular matters with reasonable certainty and, therefore, the actual amount of any loss may prove to be larger or smaller than the amounts reflected in our consolidated financial statements. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;RAL LITIGATION&lt;/font&gt;&lt;/b&gt; &amp;ndash; We have been named in multiple lawsuits as defendants in litigation regarding our refund anticipation loan program in past years. All of those lawsuits have been settled or otherwise resolved, except for one. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The sole remaining case is a putative class action styled &lt;i&gt;Sandra J. Basile, et al.&amp;nbsp;v. H&amp;amp;R Block, Inc., et al.&lt;/i&gt;, April Term 1992 Civil Action No.&amp;nbsp;3246 in the Court of Common Pleas, First Judicial District Court of Pennsylvania, Philadelphia County, instituted on April&amp;nbsp;23, 1993. The plaintiffs allege inadequate disclosures with respect to the RAL product and assert claims for violation of consumer protection statutes, negligent misrepresentation, breach of fiduciary duty, common law fraud, usury, and violation of the Truth In Lending Act. Plaintiffs seek unspecified actual and punitive damages, injunctive relief, attorneys' fees and costs. A Pennsylvania class was certified, but later decertified by the trial court in December 2003. An appellate court subsequently reversed the decertification decision. We are appealing the reversal. We have not concluded that a loss related to this matter is probable nor have we accrued a loss contingency related to this matter. Plaintiffs have not provided a dollar amount of their claim and we are not able to estimate a possible range of loss. We believe we have meritorious defenses to this case and intend to defend it vigorously. There can be no assurances, however, as to the outcome of this case or its impact on our consolidated results of operations. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;EXPRESS IRA LITIGATION&lt;/font&gt;&lt;/b&gt; &amp;ndash; We have been named defendants in lawsuits regarding our former Express IRA product. All of those lawsuits have been settled or otherwise resolved, except for one. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The one remaining case was filed on January&amp;nbsp;2, 2008 by the Mississippi Attorney General in the Chancery Court of Hinds County, Mississippi First Judicial District (Case No.&amp;nbsp;G 2008 6 S 2)&amp;nbsp;and is styled &lt;i&gt;Jim Hood, Attorney for the State of Mississippi&amp;nbsp;v. H&amp;amp;R Block, Inc., H&amp;amp;R Block Financial Advisors, Inc&lt;/i&gt;., &lt;i&gt;et al. &lt;/i&gt;The complaint alleges fraudulent business practices, deceptive acts and practices, common law fraud and breach of fiduciary duty with respect to the sale of the product in Mississippi and seeks equitable relief, disgorgement of profits, damages and restitution, civil penalties and punitive damages. We are not able to estimate a possible range of loss. We believe we have meritorious defenses to the claims in this case, and we intend to defend this case vigorously, but there can be no assurances as to its outcome or its impact on our consolidated results of operations. &lt;/div&gt;&lt;/div&gt;

&lt;div style="width: 87%; margin-left: 6%;"&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 0pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Although we sold H&amp;amp;R Block Financial Advisors, Inc. (HRBFA) effective November&amp;nbsp;1, 2008, we remain responsible for any liabilities relating to the Express IRA litigation, among other things, through an indemnification agreement. A portion of our accrual is related to these indemnity obligations. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;RSM McGLADREY LITIGATION&lt;/font&gt;&lt;/b&gt; &amp;ndash; RSM EquiCo, its parent and certain of its subsidiaries and affiliates, are parties to a class action filed on July&amp;nbsp;11, 2006 and styled &lt;i&gt;Do Right's Plant Growers, et al.&amp;nbsp;v. RSM EquiCo, Inc., et al. (the "RSM Parties"), &lt;/i&gt;Case No.&amp;nbsp;06 CC00137, in the California Superior Court, Orange County. The complaint contains allegations relating to business valuation services provided by RSM EquiCo, including allegations of fraud, conversion and unfair competition. Plaintiffs seek unspecified actual and punitive damages, in addition to pre-judgment interest and attorneys' fees. On March&amp;nbsp;17, 2009, the court granted plaintiffs' motion for class certification on all claims. To avoid the cost and inherent risk associated with litigation, the parties have reached an agreement in principle to settle this case, subject to approval by the California Superior Court. The settlement would require a maximum payment of $&lt;font class="_mt"&gt;41.5&lt;/font&gt;&amp;nbsp;million, although the actual cost of the settlement depends on the number of valid claims submitted by class members. The defendants believe they have meritorious defenses to the claims in this case and, if for any reason the settlement is not approved, they will continue to defend the case vigorously. Although we have recorded a liability for expected losses, there can be no assurance regarding the outcome of this matter. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;On December&amp;nbsp;7, 2009, a lawsuit was filed in the Circuit Court of Cook County, Illinois (2010-L-014920) against M&amp;amp;P, RSM and H&amp;amp;R Block styled &lt;i&gt;Ronald R. Peterson ex rel. Lancelot Investors Fund, L.P., et al.&amp;nbsp;v. McGladrey&amp;nbsp;&amp;amp; Pullen LLP, et al. &lt;/i&gt;The case was removed to the United States District Court for the Northern District of Illinois on December&amp;nbsp;28, 2009 (Case &lt;font style="white-space: nowrap;" class="_mt"&gt;No.&amp;nbsp;1:10-CV-00274).&lt;/font&gt; The complaint, which was filed by the trustee for certain bankrupt investment funds, seeks unspecified damages and asserts claims against RSM for vicarious liability and alter ego liability and against H&amp;amp;R Block for equitable restitution relating to audit work performed by M&amp;amp;P. The amount claimed in this case is substantial. On November&amp;nbsp;3, 2010, the court dismissed the case against all defendants in its entirety with prejudice. The trustee has filed an appeal to the Seventh Circuit Court of Appeals with respect to the claims against M&amp;amp;P and RSM. The appeal remains pending. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;RSM and M&amp;amp;P operate in an alternative practice structure ("APS"). Accordingly, certain claims and lawsuits against M&amp;amp;P could have an impact on RSM. More specifically, any judgments or settlements arising from claims and lawsuits against M&amp;amp;P that exceed its insurance coverage could have a direct adverse effect on M&amp;amp;P's operations. Although RSM is not responsible for the liabilities of M&amp;amp;P, significant M&amp;amp;P litigation and claims could impair the profitability of the APS and impair the ability to attract and retain clients and quality professionals. This could, in turn, have a material effect on RSM's operations and impair the value of our investment in RSM. There is no assurance regarding the outcome of any claims or litigation involving M&amp;amp;P. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;LITIGATION AND CLAIMS PERTAINING TO DISCONTINUED MORTGAGE OPERATIONS&lt;/font&gt;&lt;/b&gt; &amp;ndash; Although mortgage loan origination activities were terminated and the loan servicing business was sold during fiscal year 2008, SCC and HRB remain subject to investigations, claims and lawsuits pertaining to its mortgage business activities that occurred prior to such termination and sale. These investigations, claims and lawsuits include actions by state attorneys general, other state and federal regulators, municipalities, individual plaintiffs, and cases in which plaintiffs seek to represent a class of others alleged to be similarly situated. Among other things, these investigations, claims and lawsuits allege discriminatory or unfair and deceptive loan origination and servicing practices, fraud, and violations of securities laws, the Truth in Lending Act, Equal Credit Opportunity Act and the Fair Housing Act. Given the non-prime mortgage environment, the number of these investigations, claims and lawsuits has increased over historical experience and is likely to continue at increased levels. The amounts claimed in these investigations, claims and lawsuits are substantial in some instances, and the ultimate resulting liability is difficult to predict and thus cannot be reasonably estimated. In the event of unfavorable outcomes, the amounts that may be required to pay in the discharge of liabilities or settlements could be substantial and could have a material impact on our consolidated results of operations. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;On June&amp;nbsp;3, 2008, the Massachusetts Attorney General filed a lawsuit in the Superior Court of Suffolk County, Massachusetts (Case &lt;font style="white-space: nowrap;" class="_mt"&gt;No.&amp;nbsp;08-2474-BLS)&lt;/font&gt; styled &lt;i&gt;Commonwealth of Massachusetts&amp;nbsp;v. H&amp;amp;R Block, Inc., et al., &lt;/i&gt;alleging unfair, deceptive and discriminatory origination and servicing of mortgage loans and seeking equitable relief, disgorgement of profits, restitution and statutory penalties. In November 2008, the court granted a preliminary injunction limiting the ability of the owner of SCC's former loan servicing business to initiate or advance foreclosure actions against certain loans originated by SCC or its subsidiaries without (1)&amp;nbsp;advance notice to the Massachusetts Attorney General and (2)&amp;nbsp;if the Attorney General objects to foreclosure, approval by the court. An appeal of the preliminary injunction was denied. A portion of our loss contingency accrual is related to this matter for the amount of loss that we consider probable and estimable. We do not believe losses in excess of our accrual would be material to our financial statements, although it is possible that our losses could exceed the amount we have accrued. We and SCC believe we have meritorious defenses to the claims presented and intend to &lt;/div&gt;&lt;/div&gt;

&lt;div style="width: 87%; margin-left: 6%;"&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 0pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;font style="font-size: 9pt;" class="_mt"&gt;defend them vigorously. There can be no assurances, however, as to the outcome of this matter or its impact on our consolidated results of operations. &lt;/font&gt;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;On October&amp;nbsp;15, 2010, the Federal Home Loan Bank of Chicago filed a lawsuit in the Circuit Court of Cook County, Illinois (Case No.&amp;nbsp;10CH45033) styled &lt;i&gt;Federal Home Loan Bank of Chicago&amp;nbsp;v. Bank of America Funding Corporation, et al. &lt;/i&gt;against multiple defendants, including various SCC related entities and H&amp;amp;R Block, Inc. related entities, arising out of Federal Home Loan Bank's (FHLB's) purchase of mortgage-backed securities. Plaintiff asserts claims for rescission and damages under state securities law and for common law negligent misrepresentation in connection with its purchase of two securities originated and securitized by SCC. These two securities had a total initial principal amount of approximately $&lt;font class="_mt"&gt;50&lt;/font&gt;&amp;nbsp;million, of which approximately $&lt;font class="_mt"&gt;42&lt;/font&gt;&amp;nbsp;million remains outstanding. We have not concluded that a loss related to this matter is probable nor have we established a loss contingency related to this matter. We believe the claims in this case are without merit and we intend to defend them vigorously. There can be no assurances, however, as to its outcome or its impact on our consolidated results of operations. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;OTHER CLAIMS AND LITIGATION&lt;/font&gt;&lt;/b&gt; &amp;ndash; We have been named in several wage and hour class action lawsuits throughout the country, including &lt;i&gt;Alice Williams&amp;nbsp;v. H&amp;amp;R Block Enterprises LLC&lt;/i&gt;, Case No.RG08366506 (Superior Court of California, County of Alameda, filed January&amp;nbsp;17, 2008) (alleging improper classification of office managers in California); &lt;i&gt;Arabella Lemus&amp;nbsp;v. H&amp;amp;R Block Enterprises LLC, et al., &lt;/i&gt;Case &lt;font style="white-space: nowrap;" class="_mt"&gt;No.&amp;nbsp;CGC-09-489251&lt;/font&gt; (United States District Court, Northern District of California, filed June&amp;nbsp;9, 2009) (alleging failure to timely pay compensation to tax professionals in California and to include itemized information on wage statements); &lt;i&gt;Delana Ugas&amp;nbsp;v. H&amp;amp;R Block Enterprises LLC, et al., &lt;/i&gt;Case No.&amp;nbsp;BC417700 (United States District Court, Central District of California, filed July&amp;nbsp;13, 2009) (alleging failure to compensate tax professionals in California and eighteen other states for all hours worked and to provide meal periods); and &lt;i&gt;Barbara Petroski&amp;nbsp;v. H&amp;amp;R Block Eastern Enterprises, Inc., et al., &lt;/i&gt;Case &lt;font style="white-space: nowrap;" class="_mt"&gt;No.&amp;nbsp;10-CV-00075&lt;/font&gt; (United States District Court, Western District of Missouri, filed January&amp;nbsp;25, 2010) (alleging failure to compensate tax professionals nationwide for off-season training). A class was certified in the &lt;i&gt;Lemus &lt;/i&gt;case in December 2010 (consisting of tax professionals who worked in company-owned offices in California from 2007 to 2010)&amp;nbsp;and in the &lt;i&gt;Williams &lt;/i&gt;case in March 2011 (consisting of office managers who worked in company-owned offices in California from 2004 to 2011). A conditional class was certified in the &lt;i&gt;Petroski &lt;/i&gt;case in March 2011 (consisting of tax professionals who were not compensated for certain training courses occurring on or after April&amp;nbsp;15, 2007). &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;The plaintiffs in the wage and hour class action lawsuits seek actual damages, pre-judgment interest and attorneys' fees, in addition to statutory penalties under California and federal law, which could equal up to 30&amp;nbsp;days of wages per tax season for class members who worked in California. A portion of our loss contingency accrual is related to these lawsuits for the amount of loss that we consider probable and estimable. For those wage and hour class action lawsuits for which we are able to estimate a range of possible loss, the current estimated range is $&lt;font class="_mt"&gt;0&lt;/font&gt; to $&lt;font class="_mt"&gt;70&lt;/font&gt;&amp;nbsp;million in excess of the accrued liability related to those matters. This estimated range of possible loss is based upon currently available information and is subject to significant judgment and a variety of assumptions and uncertainties. The matters underlying the estimated range will change from time to time, and actual results may vary significantly from the current estimate. Because this estimated range does not include matters for which an estimate is not possible, the range does not represent our maximum loss exposure for the wage and hour class action lawsuits. We believe we have meritorious defenses to the claims in these lawsuits and intend to defend them vigorously. The amounts claimed in these matters are substantial in some instances and the ultimate liability with respect to these matters is difficult to predict. There can be no assurances as to the outcome of these cases or their impact on our consolidated results of operations, individually or in the aggregate. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;In October 2010, we signed a definitive merger agreement to acquire all of the outstanding shares of 2SS Holdings, Inc. ("2SS"), developer of TaxACT digital tax preparation solutions, for $&lt;font class="_mt"&gt;287.5&lt;/font&gt; million in cash. In May 2011, the United States Department of Justice (the "DOJ") filed a civil antitrust lawsuit in the U.S. district court in Washington, D.C., (Case No. 1:11-cv-00948) against H&amp;amp;R Block and 2SS styled &lt;i&gt;United States v. H&amp;amp;R Block, Inc., 2SS Holdings, Inc., and TA IX L.P.&lt;/i&gt;, to block our proposed acquisition of 2SS. There are no assurances that the DOJ's lawsuit will be resolved in our favor or that the transaction will be consummated. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;In addition, we are from time to time party to investigations, claims and lawsuits not discussed herein arising out of our business operations. These investigations, claims and lawsuits include actions by state attorneys general, other state regulators, individual plaintiffs, and cases in which plaintiffs seek to represent a class of others similarly situated. We believe we have meritorious defenses to each of these investigations, claims and lawsuits, and we are defending or intend to defend them vigorously. The amounts claimed in these matters are substantial in some instances, however, the ultimate liability with respect to such matters is difficult to predict. In the event of an &lt;/div&gt;&lt;/div&gt;

&lt;div style="width: 87%; margin-left: 6%;"&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;div style="margin-top: 0pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;unfavorable outcome, the amounts we may be required to pay in the discharge of liabilities or settlements could have a material impact on our consolidated results of operations. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We are also party to claims and lawsuits that we consider to be ordinary, routine litigation incidental to our business, including claims and lawsuits (collectively, "Other Claims") concerning the preparation of customers' income tax returns, the fees charged customers for various products and services, relationships with franchisees, intellectual property disputes, employment matters and contract disputes. While we cannot provide assurance that we will ultimately prevail in each instance, we believe the amount, if any, we are required to pay in the discharge of liabilities or settlements in these Other Claims will not have a material impact on our consolidated results of operations.&lt;/div&gt;&lt;/div&gt;</us-gaap:ScheduleOfLossContingenciesByContingencyTextBlock>
  <us-gaap:ScheduleOfNonvestedPerformanceBasedUnitsActivityTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="77%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="6" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(shares in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Weighted-Average&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Grant Date &lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Shares &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fair Value &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Outstanding, beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,619&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;19.55&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Granted &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;745&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;12.56&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Released &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(632&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;20.20&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Forfeited &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(232&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;17.61&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Outstanding, end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,500&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;15.92&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfNonvestedPerformanceBasedUnitsActivityTableTextBlock>
  <us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div class="MetaData"&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="10" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s, except per share amounts) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fiscal Year 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Apr&amp;nbsp;30, 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Jan&amp;nbsp;31, 2011 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Oct&amp;nbsp;31, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Jul&amp;nbsp;31, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;3,774,296&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;2,325,451&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;851,482&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;322,889&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;274,474&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income (loss) from continuing operations before taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,076,910&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(17,449&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(175,119&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(207,317&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;257,620&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;418,680&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(13,074&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(68,307&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(79,679&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;419,405&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;658,230&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,375&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(106,812&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(127,638&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(13,295&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;331&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(8,346&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(2,237&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(3,043&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;406,110&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;658,561&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(12,721&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(109,049&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(130,681&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Basic earnings (loss) per share: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.35&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.01&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.35&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.40&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.04&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;#8212;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.03&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.01&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.01&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.31&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.15&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.04&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.36&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.41&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Diluted earnings (loss) per share: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.35&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.14&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.01&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.35&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.40&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.04&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;#8212;&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.03&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.01&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.01&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1.31&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.14&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.04&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.36&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(0.41&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;p&gt;&amp;nbsp;&lt;/p&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="32%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="4%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Fiscal Year 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Apr&amp;nbsp;30, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Jan&amp;nbsp;31, 2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Oct&amp;nbsp;31, 2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Jul&amp;nbsp;31, 2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="24" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Revenues &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,874,332 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;2,337,894 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;934,852 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;326,081 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;275,505 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income (loss) from continuing operations before taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1,110,410 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;97,451 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(212,853 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(210,873 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Income taxes (benefit) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;295,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;417,978 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;43,848 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(86,381 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(80,256 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;488,946 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;692,432 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;53,603 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(126,472 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(130,617 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(9,704 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,604 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,968 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,115 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(3,017 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;479,242 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;690,828 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;50,635 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(128,587 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(133,634 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Basic earnings (loss) per share: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.47 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.11 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.16 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.38 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.39 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.03 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;#8212; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.01 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;#8212; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.01 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.44 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.11 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.38 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.40 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Diluted earnings (loss) per share: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) from continuing operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.46 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.11 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.16 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.38 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.39 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net loss from discontinued operations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.03 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.01 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.01 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;#8212; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.01 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Net income (loss) &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;1.43 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.10 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.15 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.38 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(0.40 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfQuarterlyFinancialInformationTableTextBlock>
  <us-gaap:ScheduleOfRealEstatePropertiesTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="56%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="12" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance, beginning of the period &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;29,252&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;44,533 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;350 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Additions &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;16,463&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;19,341 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;65,171 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Sales &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;(21,889&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(24,308 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(9,072 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Impairments &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(4,294&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(10,314 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;(11,916 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance, end of the period &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;19,532&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;29,252 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;44,533 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfRealEstatePropertiesTableTextBlock>
  <us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="41%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="3%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="11%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="5%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="8%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 3pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s, except per share amounts) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Weighted-Average&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Weighted-Average&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Remaining&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Aggregate&lt;br /&gt;&lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Shares &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Exercise Price &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Contractual Term &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Intrinsic Value &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="20" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Outstanding, beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;15,082&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;20.58&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Granted &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,080&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;13.29&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Exercised &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(338&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10.64&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Forfeited or expired &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(6,034&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;22.17&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 1px solid;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Outstanding, end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10,790&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;18.64&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4 years&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;9,224&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="border-top: #000000 3px double;"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Exercisable, end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,122&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;19.95&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2 years&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;1,318&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Exercisable and expected to vest &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;10,650&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;18.71&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;4 years&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;8,666&lt;/b&gt; &lt;br /&gt;&lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock>
  <us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="38%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="13%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Options&amp;nbsp;&amp;ndash; management and director: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Expected volatility &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;b&gt;28.98&lt;/b&gt;% - 30.20%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;27.11% - 27.27% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;23.41% - 25.20% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Expected term &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5 years&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5 years &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4years &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividend yield &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;b&gt;4.18&lt;/b&gt;% - 5.17%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3.24% - 3.55% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.35% - 3.04% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Risk-free interest rate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;b&gt;1.26&lt;/b&gt;% - 1.92%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.38% - 2.75% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.54% - 3.26% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Weighted-average fair value &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.25&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3.27 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3.80 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Options&amp;nbsp;&amp;ndash; seasonal:&lt;sup style="font-size: 85%; vertical-align: top;"&gt;(1)&lt;/sup&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Expected volatility &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33.81% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;25.35% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Expected term &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2&amp;nbsp;years &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2&amp;nbsp;years &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividend yield &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3.48% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.80% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Risk-free interest rate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.85% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.54% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Weighted-average fair value &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.70 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.83 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;ESPP options: &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Expected volatility &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;22.75% - 23.31%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;23.68% - 43.20% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;29.13% - 43.82% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Expected term &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;b&gt;0.5&lt;/b&gt;years&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.5 years &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.5 years &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Dividend yield &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;b&gt;3.86&lt;/b&gt;% - 4.80%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.65% - 3.46% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2.67% - 2.78% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Risk-free interest rate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;b&gt;0.19&lt;/b&gt;% - 0.23%&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.20% - 0.33% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;0.27% - 2.13% &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Weighted-average fair value &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2.16&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3.66 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4.38 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt; &lt;/div&gt;

&lt;table class="MetaData" border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="99%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"&gt;&lt;td&gt;&lt;sup style="font-size: 85%; vertical-align: top;"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(1)&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/td&gt;
&lt;td class="MetaData" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;This plan was terminated in fiscal year 2010, except for outstanding awards thereunder. &lt;/font&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock>
  <us-gaap:SegmentReportingDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="width: 87%; margin-left: 6%;"&gt;

&lt;div style="width: 87%; margin-left: 6%;"&gt;

&lt;table border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"&gt;&lt;td style="width: 88px;"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;NOTE&amp;nbsp;21:&lt;/font&gt;&lt;/b&gt;&lt;/td&gt;
&lt;td align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;SEGMENT INFORMATION&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Management has determined the reportable segments identified below according to types of services offered and the manner in which operational decisions are made. Operating results of our reportable segments are all seasonal. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;TAX SERVICES&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&amp;ndash; Our Tax Services segment is primarily engaged in providing tax return preparation and related services and products in the U.S.&amp;nbsp;and its territories, Canada and Australia. Major revenue sources include fees earned for tax preparation services performed at company-owned retail tax offices, royalties from franchise retail tax offices, fees for tax-related services, sales of tax preparation software, online tax preparation fees, fees from refund anticipation checks (RACs), prior year participation in RALs, fees from activities related to H&amp;amp;R Block Prepaid Emerald MasterCard&lt;sup style="font-size: 85%; vertical-align: text-top;"&gt;&amp;#174;&lt;/sup&gt;, and interest and fees from Emerald Advance lines of credit. HRB Bank also offers traditional banking services including checking and savings accounts, individual retirement accounts and certificates of deposit. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Our international operations contributed $&lt;font class="_mt"&gt;205.8&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;190.9&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;160.7&lt;/font&gt;&amp;nbsp;million in revenues for fiscal years 2011, 2010 and 2009, respectively, and $&lt;font class="_mt"&gt;46.2&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;46.7&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;31.6&lt;/font&gt;&amp;nbsp;million of pretax income, respectively. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;BUSINESS SERVICES&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&amp;ndash; This segment offers tax and consulting services, wealth management, and capital markets services to middle-market companies in offices located throughout the U.S. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;CORPORATE&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&amp;ndash; This segment's operations include interest income from U.S.&amp;nbsp;passive investments, interest expense on borrowings, net interest margin and gains or losses relating to mortgage loans held for investment, real estate owned, residual interests in securitizations and other corporate expenses, principally related to finance, legal and other support departments. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;IDENTIFIABLE ASSETS&lt;/font&gt;&lt;/b&gt;&amp;nbsp;&amp;ndash; Identifiable assets are those assets, including goodwill and intangible assets, associated with each reportable segment. The remaining assets are classified as Corporate assets, which consist primarily of cash and marketable securities. The carrying value of assets held outside the U.S.&amp;nbsp;totaled $&lt;font class="_mt"&gt;206.3&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;166.8&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;126.8&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011, 2010 and 2009, respectively. &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;Information concerning the Company's operations by reportable segment is as follows: &lt;/div&gt;

&lt;div style="margin-top: 6pt; font-size: 1pt;"&gt;&amp;nbsp;&lt;/div&gt;

&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="50%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="7%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 6pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;&lt;b&gt;REVENUES :&lt;/b&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tax Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;2,912,361&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;2,975,252 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;3,132,077 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Business Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;829,794&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;860,349 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;897,809 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Corporate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;32,141&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;38,731 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;53,691 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,774,296&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,874,332 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,083,577 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;&lt;b&gt;INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE TAXES :&lt;/b&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tax Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;767,498&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;867,362 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;927,048 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Business Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;49,003&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;58,714 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;96,097 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Corporate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(139,476&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(141,941 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(183,775 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;677,025&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;784,135 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;839,370 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;&lt;b&gt;DEPRECIATION AND AMORTIZATION :&lt;/b&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tax Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;87,666&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;88,523 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;79,415 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Business Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;30,692&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;33,064 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;36,748 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Corporate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,275&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,314 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;7,468 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;121,633&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;126,901 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;123,631 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;&lt;b&gt;CAPITAL EXPENDITURES :&lt;/b&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tax Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;43,043&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;78,108 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;76,305 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Business Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;19,873&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,318 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;21,185 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Corporate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;43&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;89 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;390 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;62,959&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;90,515 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;97,880 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 6pt;" valign="bottom"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;&lt;b&gt;IDENTIFIABLE ASSETS :&lt;/b&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Tax Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,267,236&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,279,161 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,117,475 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Business Services &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;851,764&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;806,688 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;897,250 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 16pt;"&gt;Corporate &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;2,088,961&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,148,469 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;2,344,997 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;5,207,961&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,234,318 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;5,359,722 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:SegmentReportingDisclosureTextBlock>
  <us-gaap:SegmentReportingInformationRevenue contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">4083577000</us-gaap:SegmentReportingInformationRevenue>
  <us-gaap:SegmentReportingInformationRevenue contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">897809000</us-gaap:SegmentReportingInformationRevenue>
  <us-gaap:SegmentReportingInformationRevenue contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ProductOrServiceAxis_hrb_CorporateMember" unitRef="Unit12" decimals="-3">53691000</us-gaap:SegmentReportingInformationRevenue>
  <us-gaap:SegmentReportingInformationRevenue contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">3132077000</us-gaap:SegmentReportingInformationRevenue>
  <us-gaap:SegmentReportingInformationRevenue contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">3874332000</us-gaap:SegmentReportingInformationRevenue>
  <us-gaap:SegmentReportingInformationRevenue contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">860349000</us-gaap:SegmentReportingInformationRevenue>
  <us-gaap:SegmentReportingInformationRevenue contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ProductOrServiceAxis_hrb_CorporateMember" unitRef="Unit12" decimals="-3">38731000</us-gaap:SegmentReportingInformationRevenue>
  <us-gaap:SegmentReportingInformationRevenue contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">2975252000</us-gaap:SegmentReportingInformationRevenue>
  <us-gaap:SegmentReportingInformationRevenue contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">3774296000</us-gaap:SegmentReportingInformationRevenue>
  <us-gaap:SegmentReportingInformationRevenue contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ProductOrServiceAxis_hrb_BusinessServicesMember" unitRef="Unit12" decimals="-3">829794000</us-gaap:SegmentReportingInformationRevenue>
  <us-gaap:SegmentReportingInformationRevenue contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ProductOrServiceAxis_hrb_CorporateMember" unitRef="Unit12" decimals="-3">32141000</us-gaap:SegmentReportingInformationRevenue>
  <us-gaap:SegmentReportingInformationRevenue contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_ProductOrServiceAxis_hrb_TaxServicesMember" unitRef="Unit12" decimals="-3">2912361000</us-gaap:SegmentReportingInformationRevenue>
  <us-gaap:SellingGeneralAndAdministrativeExpense contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">648490000</us-gaap:SellingGeneralAndAdministrativeExpense>
  <us-gaap:SellingGeneralAndAdministrativeExpense contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">66230000</us-gaap:SellingGeneralAndAdministrativeExpense>
  <us-gaap:SellingGeneralAndAdministrativeExpense contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-552000</us-gaap:SellingGeneralAndAdministrativeExpense>
  <us-gaap:SellingGeneralAndAdministrativeExpense contextRef="Duration_5_1_2008_To_4_30_2009_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">582812000</us-gaap:SellingGeneralAndAdministrativeExpense>
  <us-gaap:SellingGeneralAndAdministrativeExpense contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">631499000</us-gaap:SellingGeneralAndAdministrativeExpense>
  <us-gaap:SellingGeneralAndAdministrativeExpense contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">36946000</us-gaap:SellingGeneralAndAdministrativeExpense>
  <us-gaap:SellingGeneralAndAdministrativeExpense contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_us-gaap_BusinessIntersegmentEliminationsMember" unitRef="Unit12" decimals="-3">-93000</us-gaap:SellingGeneralAndAdministrativeExpense>
  <us-gaap:SellingGeneralAndAdministrativeExpense contextRef="Duration_5_1_2009_To_4_30_2010_dei_LegalEntityAxis_us-gaap_SubsidiariesMember" unitRef="Unit12" decimals="-3">594646000</us-gaap:SellingGeneralAndAdministrativeExpense>
  <us-gaap:SellingGeneralAndAdministrativeExpense contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">694136000</us-gaap:SellingGeneralAndAdministrativeExpense>
  <us-gaap:SellingGeneralAndAdministrativeExpense contextRef="Duration_5_1_2010_To_4_30_2011_dei_LegalEntityAxis_hrb_BfcIssuerMember" unitRef="Unit12" decimals="-3">31914000</us-gaap:SellingGeneralAndAdministrativeExpense>
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  <us-gaap:SignificantAccountingPoliciesTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;div style="font-family: 'Times New Roman',Times,serif;"&gt;

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&lt;table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
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&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;NOTE&amp;nbsp;1:&amp;nbsp;&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;
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&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES&lt;/font&gt;&lt;/b&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;NATURE OF OPERATIONS&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Our operating subsidiaries provide a variety of services to the general public, principally in the United States (U.S.). Specifically, we offer: tax return preparation; tax and consulting services to business clients; certain retail banking services and tax preparation and related software. Tax preparation services are also provided in Canada and Australia. Our Tax Services segment comprised &lt;font class="_mt"&gt;77.2&lt;/font&gt;% of our consolidated revenues from continuing operations for fiscal year 2011. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;PRINCIPLES OF CONSOLIDATION&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;The consolidated financial statements include the accounts of the Company and our wholly-owned subsidiaries. Intercompany transactions and balances have been eliminated. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Some of our subsidiaries operate in regulated industries and their underlying accounting records reflect the policies and requirements of these industries. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;MANAGEMENT ESTIMATES&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;The preparation of financial statements in conformity with generally accepted accounting principles (GAAP) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Significant estimates, assumptions and judgments are applied in the determination of our allowance for loan losses, potential losses from loan repurchase and indemnity obligations associated with our discontinued mortgage business, contingent losses associated with pending litigation, fair value of reporting units, valuation allowances based on future taxable income, reserves for uncertain tax positions, credit losses on receivable balances and related matters. Estimates have been prepared on the basis of the most current and best information available as of each balance sheet date. As such, actual results could differ materially from those estimates. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;CONCENTRATIONS OF RISK&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;The overall credit quality of our mortgage loans held for investment is impacted by the strength of the U.S.&amp;nbsp;economy and local economies. Our mortgage loans held for investment include concentrations of loans to borrowers in certain states, which may result in increased exposure to loss as a result of changes in real estate values and underlying economic or market conditions related to a particular geographical location. Approximately &lt;font class="_mt"&gt;59&lt;/font&gt;% of our mortgage loan portfolio consists of loans to borrowers located in the states of Florida, California, New York and Wisconsin. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;CASH AND CASH EQUIVALENTS&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Cash and cash equivalents include cash on hand, cash due from banks and federal funds sold. For purposes of the consolidated balance sheets and consolidated statements of cash flows, all non-restricted highly liquid instruments purchased with an original maturity of three months or less are considered to be cash equivalents. We present cash flow activities utilizing the indirect method. Book overdrafts included in accounts payable totaled $&lt;font class="_mt"&gt;38.8&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;35.9&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011 and 2010, respectively. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;CASH AND CASH EQUIVALENTS&amp;nbsp;&amp;ndash; RESTRICTED&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Cash and cash equivalents&amp;nbsp;&amp;#8212; restricted consists primarily of cash held by H&amp;amp;R Block Bank (HRB Bank) required for regulatory compliance and cash held by our captive insurance subsidiary that will be used to pay claims. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;RECEIVABLES AND RELATED ALLOWANCES&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Receivables consist primarily of accounts receivable from customers of our Business Services segment and receivables from tax clients for tax return preparation. The allowance for doubtful accounts for these receivables requires management's judgment regarding collectibility and current economic conditions to establish an amount considered by management to be adequate to cover estimated losses as of the balance sheet date. Business Services accounts receivable are charged-off primarily when we determine that the specific customer does not have the ability to repay the balance in full. Receivables from tax clients for tax return preparation are not specifically identified and charged off, but are evaluated on a pooled basis. At the end of each tax season the outstanding balances on these receivables are evaluated based on collections received and expected collections over subsequent tax seasons. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Our financing receivables consist primarily of mortgage loans held for investment, Emerald Advance lines of Credit (EAs), tax client receivables related to refund anticipation loans (RALs) and loans made to franchisees. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;Emerald Advance lines of credit. &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;EAs are offered to clients in tax offices from late November through mid-January, currently in an amount not to exceed $&lt;font class="_mt"&gt;1,000&lt;/font&gt;. If the borrower meets certain criteria as agreed in the loan terms, the line of credit can be increased and utilized year-round. These lines of credit are offered by HRB Bank. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Interest income on EAs is calculated using the average daily balance method and is recognized based on the principal amount outstanding until the outstanding balance is paid or becomes delinquent. Loan commitment fees on EAs, net of related expenses, are initially deferred and recognized as revenue over the commitment period, which is typically two months. EAs balances are due on February 15th, and any amounts unpaid by that date are placed on non-accrual status. Payments on past due amounts are recorded as a reduction in the receivable balance. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We review the credit quality of these receivables based on pools, which are segregated by the year of origination. Specific bad debt rates are applied to each pool, as well as to those who maintain their loan year-round. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We determine our allowance for these receivables collectively, based on a review of receipts taking into consideration historical experience. These receivables are not specifically identified and charged-off, but are evaluated on a pooled basis. Initial bad debt rates also consider whether the loan was made to a new or repeat client. At the end of each tax season the outstanding balances on these receivables are evaluated based on collections received and expected collections over subsequent tax seasons. We adjust our allowance accordingly, with these adjustments reflected as bad debt expense. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;Tax client receivables related to RALs. &lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Historically, RALs were offered in our US retail tax offices through a contractual relationship with HSBC Holdings plc (HSBC). We purchased a &lt;font class="_mt"&gt;49.9&lt;/font&gt;% participation interest in all RALs obtained through our retail offices. In December 2010, HSBC terminated its contract with us based on restrictions placed on HSBC by its regulator and RALs were not offered in our tax offices this tax season. In connection with the contract termination, we obtained the remaining rights to collect on the outstanding balances of RALs originated in years 2006 and later. All tax client receivables related to RALs outstanding at April&amp;nbsp;30, 2011 were originated prior to fiscal year 2011 and are past due. We do not accrue interest on these receivables. Payments on past due amounts are recorded as a reduction in the receivable balance. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We review the credit quality of these receivables based on pools, which are segregated by the year of origination, with specific bad debt rates applied to each pool. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;These receivables are not specifically identified and charged-off, but are evaluated on a pooled basis. At the end of each tax season the outstanding balances on these receivables are evaluated based on collections received and expected collections over subsequent tax seasons. We adjust our allowance accordingly, with these adjustments reflected as bad debt expense. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;Loans made to franchisees.&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; Interest income on loans made to franchisees is calculated using the average daily balance method and is recognized based on the principal amount outstanding until the outstanding balance is paid or written off. Loans made to franchisees totaled $&lt;font class="_mt"&gt;172.6&lt;/font&gt;&amp;nbsp;million at April&amp;nbsp;30, 2011, and consisted of $&lt;font class="_mt"&gt;125.1&lt;/font&gt;&amp;nbsp;million in term loans made to finance the purchase of franchises and $&lt;font class="_mt"&gt;47.5&lt;/font&gt;&amp;nbsp;million in revolving lines of credit made to existing franchisees primarily for the purpose of funding their off-season needs. The credit quality of these receivables is determined on a specific franchisee basis, taking into account the franchisee's credit score, their payment history on existing loans and operational amounts due to us, the loan-to-value ratio and debt-to-income ratio. Credit scores, loan-to-value and debt-to-income ratios are obtained at the time of underwriting. Payment history is monitored on a regular basis. We believe all loans to franchisees are of similar credit quality. Loans are evaluated for impairment when they become delinquent. Amounts deemed to be uncollectible are written off to bad debt expense and bad debt related to these loans has typically been insignificant. Additionally, the franchise office serves as collateral for the loan. In the event the franchisee is unable to repay the loans, we revoke their franchise rights, write off the remaining balance of the loans and assume control of the office. As of April&amp;nbsp;30, 2011, loans totaling $&lt;font class="_mt"&gt;0.1&lt;/font&gt;&amp;nbsp;million were past due, however we had no loans to franchisees on non-accrual status. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;MORTGAGE LOANS HELD FOR INVESTMENT&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Mortgage loans held for investment represent loans originated or acquired with the ability and current intent to hold to maturity. Loans held for investment are carried at amortized cost adjusted for charge-offs, net of allowance for loan losses, deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans. Loan fees and certain direct loan origination costs are deferred and the net fee or cost is recognized in interest income over the life of the related loan. Unearned income, premiums and discounts on purchased loans are amortized or accreted into income over the estimated life of the loan using methods that approximate the interest method based on assumptions regarding the loan portfolio, including prepayments adjusted to reflect actual experience. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We record an allowance representing our estimate of credit losses inherent in the loan portfolio at the balance sheet date. Loan recoveries and the provision for credit losses increase the allowance, while loan charge-offs decrease the allowance. A current assessment of the value of the loan's underlying collateral is made when the loan is no later than 60&amp;nbsp;days past due and any loan balance in excess of the value less costs to sell the property is included in the provision for credit losses. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We evaluate mortgage loans less than 60&amp;nbsp;days past due on a pooled basis and record a loan loss allowance for those loans in the aggregate. We stratify these loans based on our view of risk associated with various elements of the pool and assign estimated loss rates based on those risks. Loss rates consider both the rate at which loans will become delinquent (frequency) and the amount of loss that will ultimately be realized upon occurrence of a liquidation of collateral (severity), and are primarily based on historical experience and our assessment of economic and market conditions. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Loans are considered impaired when we believe it is probable we will be unable to collect all principal and interest due according to the contractual terms of the note, or when the loan is 60&amp;nbsp;days past due. Impaired loans are reviewed individually and a specific loan loss allowance is recorded based on the fair value of the underlying collateral. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We classify loans as non-accrual when full and timely collection of interest or principal becomes uncertain, or when they are 90&amp;nbsp;days past due. Interest previously accrued, but not collected, is reversed against current interest income when a loan is placed on non-accrual status. Accretion of deferred fees is discontinued for non-accrual loans. Payments received on non-accrual loans are recognized as interest income when the loan is considered collectible and applied to principal when it is doubtful that all contractual payments will be collected. Loans are not placed back on accrual status until collection of principal and interest is reasonably assured as a result of the borrower bringing the loan into compliance with the contractual terms of the loan. Prior to restoring a loan to accrual status, management considers a borrower's prospects for continuing future contractual payments. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;From time to time, as part of our loss mitigation process, we may agree to modify the contractual terms of a borrower's loan. We have developed loan modification programs designed to help borrowers refinance adjustable-rate mortgage loans prior to rate reset or who may otherwise have difficulty making their payments. In cases where we modify a loan and in so doing grant a concession to a borrower experiencing financial difficulty, the modification is considered a troubled debt restructuring (TDR). We may consider the borrower's payment status and history, the borrower's ability to pay upon a rate reset on an adjustable-rate mortgage, the size of the payment increase upon a rate reset, the period of time remaining prior to the rate reset and other relevant factors in determining whether a borrower is experiencing financial difficulty. A borrower who is current may be deemed to be experiencing financial difficulty in instances where the evidence suggests an inability to pay based on the original terms of the loan after the interest rate reset and, in the absence of a modification, may default on the loan. We evaluate whether the modification represents a concession we would not otherwise consider, such as a lower interest rate than what a new borrower of similar credit risk would be offered. A loan modified in a troubled debt restructuring, including a loan that was current at the time of modification, is placed on non-accrual status until we determine future collection of principal and interest is reasonably assured, which generally requires the borrower to demonstrate a period of performance according to the restructured terms. At the time of the modification, we record impairment for TDR loans equal to the difference between the principal balance of the loan and the present value of expected future cash flows discounted at the loan's effective interest rate. However, if we later assess that foreclosure of a modified loan is probable, we record impairment based on the estimated fair value of the underlying collateral. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;REAL ESTATE OWNED&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Real estate owned (REO) includes foreclosed properties securing mortgage loans. Foreclosed assets are adjusted to fair value less costs to sell upon transfer of the loans to REO. Subsequently, REO is carried at the lower of carrying value or fair value less costs to sell. Fair value is generally based on independent market prices or appraised values of the collateral. Subsequent holding period losses and losses arising from the sale of REO are expensed as incurred. REO is included in prepaid expenses and other current assets in the consolidated balance sheets. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;INVESTMENTS&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Investments include both available-for-sale marketable securities and investments held-to-maturity. These investments are included in other assets in the consolidated balance sheets. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;Available-for-Sale.&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; Marketable securities we hold are classified as available-for-sale (AFS) and are reported at fair value. Unrealized gains and losses are calculated using the specific identification method and reported, net of applicable taxes, as a component of accumulated other comprehensive income. Realized gains and losses on the sale of these securities are determined using the specific identification method. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We monitor our AFS investment portfolio for impairment and consider many factors in determining whether the impairment is deemed to be other-than-temporary. These factors include, but are not limited to, the length of time the security has had a market value less than the cost basis, the severity of loss, our intent to sell, including regulatory or contractual requirements to sell, recent events specific to the issuer or industry, external credit ratings and recent downgrades in such ratings. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;For investments in mortgage-backed securities, amortization of premiums and accretion of discounts are recognized in interest income using the interest method, adjusted for anticipated prepayments where applicable. We update our estimates of expected cash flows periodically and recognize changes in calculated effective yields as appropriate. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;Held-to-Maturity.&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; Our investment in the stock of the Federal Home Loan Bank (FHLB) is carried at cost, as it is a restricted security, which is required to be maintained by HRB Bank for borrowing availability. The cost of the stock represents its redemption value, as there is no ready market value. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;PROPERTY AND EQUIPMENT&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Buildings and equipment are initially recorded at cost and are depreciated over the estimated useful life of the assets using the straight-line method. Leasehold improvements are initially recorded at cost and are amortized over the lesser of the term of the respective lease or the estimated useful life, using the straight-line method. Estimated useful lives are&amp;nbsp;&lt;font class="_mt"&gt;15&lt;/font&gt; to&amp;nbsp;&lt;font class="_mt"&gt;40&lt;/font&gt;&amp;nbsp;years for buildings,&amp;nbsp;&lt;font class="_mt"&gt;3&lt;/font&gt; to&amp;nbsp;&lt;font class="_mt"&gt;5&lt;/font&gt;&amp;nbsp;years for computers and other equipment and up to&amp;nbsp;&lt;font class="_mt"&gt;8&lt;/font&gt;&amp;nbsp;years for leasehold improvements. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We capitalize certain allowable costs associated with software developed or purchased for internal use. These costs are typically amortized over&amp;nbsp;&lt;font class="_mt"&gt;36&lt;/font&gt;&amp;nbsp;months using the straight-line method. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Substantially all of the operations of our subsidiaries are conducted in leased premises. For all lease agreements, including those with escalating rent payments or rent holidays, we recognize rent expense on a straight-line basis. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;INTANGIBLE ASSETS AND GOODWILL&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;We test goodwill and other indefinite-life intangible assets for impairment annually or more frequently, whenever events occur or circumstances change which would, more likely than not, reduce the fair value of a reporting unit below its carrying value. The first step of the impairment test is to compare the estimated fair value of the reporting unit to its carrying value. If the carrying value is less than fair value, no impairment exists. If the carrying value is greater than fair value, a second step is performed to determine the fair value of goodwill and the amount of impairment loss, if any. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;In addition, long-lived assets, including intangible assets with finite lives, are assessed for impairment whenever events or circumstances indicate the carrying value may not be fully recoverable by comparing the carrying value to future undiscounted cash flows. Impairment is recorded for long-lived assets determined not to be fully recoverable equal to the excess of the carrying amount of the asset over its estimated fair value. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We recorded a $&lt;font class="_mt"&gt;22.7&lt;/font&gt;&amp;nbsp;million goodwill impairment related to our RedGear reporting unit within our Tax Services segment in fiscal year 2011. We recorded a $&lt;font class="_mt"&gt;15.0&lt;/font&gt;&amp;nbsp;million goodwill impairment related to our RSM EquiCo, Inc. (RSM EquiCo) reporting unit within our Business Services segment in fiscal year 2010 and a $&lt;font class="_mt"&gt;2.2&lt;/font&gt;&amp;nbsp;million goodwill impairment for a reporting unit within our Tax Services segment in fiscal year 2009. No material impairment adjustments to other intangible assets or other long-lived assets of continuing operations were made during the three-year period ended April&amp;nbsp;30, 2011. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt; &lt;/p&gt;

&lt;div&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;The weighted-average life of intangible assets with finite lives is&amp;nbsp;&lt;font class="_mt"&gt;26&lt;/font&gt;&amp;nbsp;years. Intangible assets are typically amortized over the estimated useful life of the assets using the straight-line method &lt;/font&gt;&lt;/div&gt;

&lt;div&gt;&amp;nbsp;&lt;/div&gt;

&lt;div class="MetaData"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;COMMERCIAL PAPER&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;During the year we issued commercial paper to finance temporary liquidity needs and various financial activities. There was no commercial paper outstanding at April&amp;nbsp;30, 2011 or 2010. &lt;/font&gt;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/div&gt;

&lt;div&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;MORTGAGE LOAN REPURCHASE LIABILITY&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;In connection with the securitization and sale of loans, Sand Canyon Corporation (SCC) made certain representations and warranties, including, but not limited to, representations relating to matters such as ownership of the loan, validity of lien securing the loan, and the loan's compliance with SCC's underwriting criteria. Representations and warranties in whole loan sale transactions to institutional investors included a "knowledge qualifier" which limits SCC liability for borrower fraud to those instances where SCC had knowledge of the fraud at the time the loans were sold. In the event that there is a breach of a representation and warranty and such breach materially and adversely affects the value of a mortgage loan, SCC may be obligated to repurchase a loan or otherwise indemnify certain parties for losses incurred as a result of loan liquidation. Generally, these representations and warranties are not subject to a stated term, but would be subject to statutes of limitation applicable to the contractual provisions. &lt;/font&gt;&lt;/div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;SCC estimates losses relating to representation and warranty claims by estimating loan repurchase and indemnification obligations on both known claims and projections of future claims. Projections of future claims are based on an analysis that includes a combination of reviewing repurchase demands and actual defaults and loss severities, inquiries from various third-parties, the terms and provisions of related agreements and the historical rate of repurchase and indemnification obligations related to breaches of representations and warranties. SCC's methodology for calculating this liability considers the likelihood that individual counterparties will assert future claims. The repurchase liability is included in accounts payable, accrued expenses and other current liabilities on our consolidated balance sheets. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;LITIGATION&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;It is our policy to routinely assess the likelihood of any adverse judgments or outcomes related to legal matters, as well as ranges of probable losses. A determination of the amount of the reserves required, if any, for these contingencies is made after analysis of each known issue and an analysis of historical experience. We record reserves related to certain legal matters for which we believe it is probable that a loss will be incurred and the range of such loss can be estimated. With respect to other matters, management has concluded that a loss is only reasonably possible or remote, or not estimable and, therefore, no liability is recorded. Management discloses the facts regarding material matters, and potential exposure if determinable, for losses assessed as reasonably possible to occur. Costs incurred with defending claims are expensed as incurred. Any receivable for insurance recoveries is recorded separately from the corresponding litigation reserve, and only if recovery is determined to be probable. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;INCOME TAXES&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;We account for income taxes under the asset and liability method, which requires us to record deferred income tax assets and liabilities for future tax consequences attributable to differences between the financial statement carrying value of existing assets and liabilities and their respective tax basis. Deferred taxes are determined separately for each tax-paying component within each tax jurisdiction based on provisions of enacted tax law. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. Our deferred tax assets include capital loss and state and foreign tax loss carry-forwards and are reduced by a valuation allowance if, based on available evidence, it is more likely than not that some portion or all of the deferred tax assets will not be realized. Our current deferred tax assets are included in prepaid expenses and other current assets in the consolidated balance sheets. Noncurrent deferred tax assets are included in other assets on our consolidated balance sheets. Noncurrent deferred tax liabilities are included in other noncurrent liabilities on our consolidated balance sheets. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We evaluate the sustainability of each uncertain tax position based on its technical merits. If we determine it is more likely than not a tax position will be sustained based on its technical merits, we record the impact of the position in our consolidated financial statements at the largest amount that is greater than fifty percent likely of being realized upon ultimate settlement. We record no tax benefit for tax positions where we have concluded it is not more likely than not to be sustained. Differences between a tax position taken or expected to be taken in our tax returns and the amount of benefit recognized and measured in the financial statements result in unrecognized tax benefits, which are recorded in the balance sheet as either a liability for unrecognized tax benefits or reductions to recorded tax assets, as applicable. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We file a consolidated federal tax return on a calendar year basis and state tax returns on a consolidated or combined basis, as permitted by authorities. We report interest and penalties as a component of income tax expense. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;TREASURY SHARES&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Shares of common stock repurchased by us are recorded, at cost, as treasury shares and result in a reduction of stockholders' equity. We reissue treasury shares as part of our stock-based compensation programs or for acquisitions. When shares are reissued, we determine the cost using the average cost method. Periodically, we may permanently retire shares held in treasury as determined by our Board of Directors. &lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;REVENUE RECOGNITION&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Service revenues consist primarily of fees for preparation and filing of tax returns, both in offices and through our online programs, fees associated with our Peace of Mind (POM) guarantee program and fees for consulting services. Service revenues are recognized in the period in which the service is performed as follows: &lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Retail and online tax preparation revenues are recorded when a completed return is filed or accepted by the customer. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;POM revenues are deferred and recognized over the term of the guarantee, based on historical and actual payment of claims. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Revenues for services rendered in connection with the Business Services segment include fees based on time and materials, which are recognized as the services are performed and amounts are earned. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Revenues associated with our H&amp;amp;R Block Prepaid Emerald MasterCard&lt;/font&gt;&lt;sup&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 8.5pt;" class="_mt"&gt;&amp;#174;&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; program consist of interchange income from the use of debit cards and fees from the use of ATM networks. Interchange income is a fee paid by a merchant bank to the card-issuing bank through the interchange network, and is based on cardholder purchase volumes. Interchange income is recognized as earned. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Product and other revenues in the current year include royalties from franchisees and sales of software products, and are recognized as follows: &lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Upon granting of a franchise, franchisees pay a refundable deposit generally in the amount of $&lt;font class="_mt"&gt;2,500&lt;/font&gt;, but pay no initial franchise fee. We record the payment as a deposit liability and recognize no revenue in connection with the initial granting of a franchise. Franchise royalties, which are based on contractual percentages of franchise revenues, are recorded in the period in which the franchise provides the service. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Software revenues consist mainly of tax preparation software. Revenue from the sale of software such as H&amp;amp;R Block At Home&lt;/font&gt;&lt;sup&gt;&lt;font style="font-variant: small-caps; font-family: 'Times New Roman','serif'; color: black; font-size: 8.5pt;" class="_mt"&gt;tm&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; is recognized when the product is sold to the end user, either through retail, online or other channels. Rebates, slotting fees and other incentives paid in connection with these sales are recorded as a reduction of revenue. Revenue from the sale of TaxWorks&lt;/font&gt;&lt;sup&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 8.5pt;" class="_mt"&gt;&amp;#174;&lt;/font&gt;&lt;/sup&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; software is deferred and recognized over the period for which upgrades and support are provided to the customer. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;In fiscal years 2010 and 2009, loan participation revenue was recognized over the life of the loan. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Interest income consists primarily of interest earned on mortgage loans held for investment and EAs and is recognized as follows: &lt;/font&gt;&lt;/p&gt;

&lt;div&gt;

&lt;table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Interest income on mortgage loans held for investment includes deferred origination fees and costs and purchase discounts and premiums, which are amortized to income over the life of the loan using the interest method. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;div&gt;

&lt;table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"&gt; &lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Interest income on EAs is calculated using the average daily balance method and is recognized based on the principal amount outstanding until the outstanding balance is paid or written-off. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&amp;nbsp;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt"&gt;&amp;sect;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp; &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;
&lt;td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top"&gt;

&lt;p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Loan commitment fees, net of related expenses, are initially deferred and recognized as revenue over the commitment period. &lt;/font&gt;&lt;/p&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt; &lt;/p&gt;

&lt;div&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;Revenue recognition is evaluated separately for each unit in multiple-deliverable arrangements. Sales tax we collect and remit to taxing authorities is recorded net in our consolidated income statements &lt;/font&gt;&lt;/div&gt;

&lt;div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt; &lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;ADVERTISING EXPENSE&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Advertising costs for radio and television ads are expensed the first time the advertisement takes place, with print and mailing advertising expensed as incurred. Total advertising costs of continuing operations for fiscal years 2011, 2010 and 2009 totaled $&lt;font class="_mt"&gt;264.2&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;254.8&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;249.2&lt;/font&gt;&amp;nbsp;million, respectively. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;div&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;GAINS ON SALES OF TAX OFFICES&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;We periodically sell company-owned tax offices to franchisees. These sales can be financed by franchisees through loans offered by an affiliated company, which we consolidate. Gains are recorded upon determination that collection of the sales proceeds is reasonably assured. Gains are initially deferred when they are financed with these loans and are recognized after minimum payments and equity thresholds are met. Gains are reported in operating income due to their recurring nature, and are included as a reduction of selling, general and administrative expenses in our consolidated income statements. &lt;/font&gt;&lt;/div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;EMPLOYEE BENEFIT PLANS&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;We have 401(k) defined contribution plans covering all full-time and seasonal employees following the completion of an eligibility period. Contributions of our continuing operations to these plans are discretionary and totaled $&lt;font class="_mt"&gt;22.3&lt;/font&gt;&amp;nbsp;million, $&lt;font class="_mt"&gt;24.0&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;26.7&lt;/font&gt;&amp;nbsp;million for fiscal years 2011, 2010 and 2009, respectively. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;We have a severance policy covering all regular full-time or part-time active employees for involuntary separation from the company. In May 2010 we announced plans to realign field and support organizations. The realignment included approximately&amp;nbsp;&lt;font class="_mt"&gt;400&lt;/font&gt; staff reductions. Associated severance benefits were recorded primarily during the first fiscal quarter of 2011 and totaled $&lt;font class="_mt"&gt;29.6&lt;/font&gt;&amp;nbsp;million. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt; &lt;/p&gt;

&lt;div&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;FOREIGN CURRENCY TRANSLATION&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Assets and liabilities of foreign subsidiaries are translated into U.S.&amp;nbsp;dollars at exchange rates prevailing at the end of the year. Revenues and expenses of our foreign operations are translated at the average exchanges rates in effect during the fiscal year. Translation adjustments are recorded as a separate component of other comprehensive income in stockholders' equity.&lt;/font&gt;&lt;/div&gt;

&lt;div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt; &lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;COMPREHENSIVE INCOME&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;Our comprehensive income is comprised of net income, foreign currency translation adjustments and the change in net unrealized gains or losses on AFS marketable securities. Included in stockholders' equity at April&amp;nbsp;30, 2011 and 2010, the net unrealized holding gain on AFS securities was $&lt;font class="_mt"&gt;0.5&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;0.3&lt;/font&gt;&amp;nbsp;million, respectively, and the foreign currency translation adjustment was $&lt;font class="_mt"&gt;10.8&lt;/font&gt;&amp;nbsp;million and $&lt;font class="_mt"&gt;1.3&lt;/font&gt;&amp;nbsp;million, respectively. &lt;/font&gt;&lt;/p&gt;&lt;/div&gt;

&lt;div&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;NEW ACCOUNTING STANDARDS&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;In April 2011, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2011-02, "Receivables (Topic 310)&amp;nbsp;&amp;#8212; A Creditor's Determination of Whether a Restructuring is a Troubled Debt Restructuring." This guidance assists in determining if a loan modification qualifies as a TDR and requires that creditors must determine that a concession has been made and the borrower is having financial difficulties. This guidance is effective beginning with our fiscal year 2012. As a result of applying this guidance, we may identify loans that are newly considered impaired, however we believe this guidance will not have a material effect on our consolidated financial statements. &lt;/font&gt;&lt;/div&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;In October 2009, the FASB issued Accounting Standards Update 2009-13, "Revenue Recognition (Topic 605)&amp;nbsp;&amp;#8212; Multiple-Deliverable Revenue Arrangements." This guidance amends the criteria for separating consideration in multiple-deliverable arrangements to enable vendors to account for products or services (deliverables) separately rather than as a combined unit. This guidance establishes a selling price hierarchy for determining the selling price of a deliverable, which is based on: (1)&amp;nbsp;vendor-specific objective evidence; (2)&amp;nbsp;third-party evidence; or (3)&amp;nbsp;estimates. This guidance also eliminates the residual method of allocation and requires that arrangement consideration be allocated at the inception of the arrangement to all deliverables using the relative selling price method. In addition, this guidance significantly expands required disclosures related to a vendor's multiple-deliverable revenue arrangements. This guidance is effective prospectively for revenue arrangements entered into or materially modified beginning with our fiscal year 2012. We believe this guidance will not have a material effect on our consolidated financial statements. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;In December 2010, the FASB issued Accounting Standards Update 2010-28, "Intangibles&amp;nbsp;&amp;#8212; Goodwill and Other (Topic 350): When to Perform Step 2 of the Goodwill Impairment Test for Reporting Units with Zero or Negative Carrying Amounts." The amendments affect reporting units whose carrying amount is zero or negative, and require performance of Step 2 of the goodwill impairment test if it is more likely than not that a goodwill impairment exists. In determining whether it is more likely than not that a goodwill impairment exists, a reporting unit would consider whether there are any adverse qualitative factors indicating that an impairment may exist. The qualitative &lt;/font&gt;&lt;font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 9pt;" class="_mt"&gt;factors are consistent with existing guidance. The reporting unit would evaluate if an event occurs or circumstances change that would more likely than not reduce the fair value of a reporting unit below its carrying amount. This guidance is effective beginning with our fiscal year 2012. We believe this guidance will not have a material effect on our consolidated financial statements. &lt;/font&gt;&lt;font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt; &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;STANDARDS IMPLEMENTED&amp;nbsp;&lt;/font&gt;&lt;/b&gt;&lt;font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;ndash;&lt;/font&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;&amp;nbsp;In July 2010 the FASB issued Accounting Standards Update 2010-20, "Disclosures About Credit Quality of Financing Receivables and Allowance for Credit Losses." This guidance requires enhanced disclosures about the allowance for credit losses and the credit quality of financing receivables and would apply to financing receivables held by all creditors. The requirements for period end disclosures are effective beginning with the first interim or annual reporting period ending after December&amp;nbsp;15, 2010. The requirements for activity-based disclosures were effective for our fourth quarter. The new disclosures are included in notes&amp;nbsp;1, 5 and 6. The requirements for TDR disclosures are effective for our first quarter of fiscal year 2012. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;In June 2009, the FASB issued revised authoritative guidance associated with the consolidation of variable interest entities (VIEs). The revised guidance replaced the previous quantitative-based assessment for determining whether an enterprise is the primary beneficiary of a VIE and focuses primarily on a qualitative assessment. This assessment requires identifying the enterprise that has (1)&amp;nbsp;the power to direct the activities of the VIE that can most significantly impact the entity's performance; and (2)&amp;nbsp;the obligation to absorb losses and the right to receive benefits from the VIE that could potentially be significant to such entity. The revised guidance also requires that the enterprise continually reassess whether it is the primary beneficiary of a VIE rather than conducting a reassessment only upon the occurrence of specific events. We implemented this guidance on May&amp;nbsp;1, 2010 and evaluated our financial interests to determine if we had interests in VIEs and if we are the primary beneficiary of the VIE. See note&amp;nbsp;17 for additional information on our VIEs. &lt;/font&gt;&lt;/p&gt;

&lt;p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"&gt;&lt;font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"&gt;In June 2009, the FASB issued guidance, under Topic 860&amp;nbsp;&amp;#8212; Transfers and Servicing. This guidance requires more disclosure about transfers of financial assets, including securitization transactions, and where entities have continuing exposure to the risks related to transferred financial assets. It eliminates the concept of a qualifying special purpose entity and changes the requirements for derecognizing financial assets. We adopted this guidance as of May&amp;nbsp;1, 2010 and it did not have a material effect on our consolidated financial statements.&lt;/font&gt;&lt;/p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</us-gaap:SignificantAccountingPoliciesTextBlock>
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  <us-gaap:StockholdersEquityNoteDisclosureTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;strong&gt;&lt;font style="font-family: Arial;" class="_mt"&gt;NOTE&amp;nbsp;13: STOCKHOLDERS' EQUITY&lt;/font&gt;&lt;/strong&gt;

&lt;div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;During fiscal year 2011, we purchased and immediately retired&amp;nbsp;&lt;font class="_mt"&gt;19.0&lt;/font&gt;&amp;nbsp;million shares of our common stock at a cost of $279.9&amp;nbsp;million. During fiscal year 2010, we purchased and immediately retired&amp;nbsp;&lt;font class="_mt"&gt;12.8&lt;/font&gt;&amp;nbsp;million shares of our common stock at a cost of $250.0&amp;nbsp;million. We may continue to repurchase and retire common stock or retire shares held in treasury in the future. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;On October&amp;nbsp;27, 2008, we sold&amp;nbsp;&lt;font class="_mt"&gt;8.3&lt;/font&gt;&amp;nbsp;million shares of our common stock, without par value, at a price of $&lt;font class="_mt"&gt;17.50&lt;/font&gt; per share in a registered direct offering through subscription agreements with selected institutional investors. We received net proceeds of $&lt;font class="_mt"&gt;141.4&lt;/font&gt;&amp;nbsp;million, after deducting placement agent fees and other offering expenses. Proceeds were used for general corporate purposes. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We are authorized to issue&amp;nbsp;&lt;font class="_mt"&gt;6.0&lt;/font&gt;&amp;nbsp;million shares of Preferred Stock without par value. At April&amp;nbsp;30, 2011, we had&amp;nbsp;&lt;font class="_mt"&gt;5.6&lt;/font&gt;&amp;nbsp;million shares of authorized but unissued Preferred Stock. Of the unissued shares,&amp;nbsp;&lt;font class="_mt"&gt;0.6&lt;/font&gt;&amp;nbsp;million shares have been designated as Participating Preferred Stock. &lt;/div&gt;

&lt;div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"&gt;We are authorized to issue&amp;nbsp;&lt;font class="_mt"&gt;0.5&lt;/font&gt;&amp;nbsp;million shares of non-voting Preferred Stock designated as Convertible Preferred Stock without par value. At April&amp;nbsp;30, 2011, we had&amp;nbsp;&lt;font class="_mt"&gt;0.5&lt;/font&gt;&amp;nbsp;million shares of authorized but unissued Convertible Preferred Stock. The holders of the Convertible Preferred Stock are not entitled to receive dividends paid in cash, property or securities and, in the event of any dissolution, liquidation or &lt;font style="white-space: nowrap;" class="_mt"&gt;wind-up&lt;/font&gt; of the Company, will share ratably with the holders of Common Stock then outstanding in the assets of the Company after any distribution or payments are made to the holders of Participating Preferred stock or the holders of any other class or series of stock of the Company with preference over the Common Stock. &lt;/div&gt;</us-gaap:StockholdersEquityNoteDisclosureTextBlock>
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  <us-gaap:StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="-3">266000</us-gaap:StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans>
  <us-gaap:StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="-3">269000</us-gaap:StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans>
  <us-gaap:StockIssuedDuringPeriodSharesNewIssues contextRef="Duration_5_1_2008_To_10_27_2008" unitRef="Unit1" decimals="-5">8300000</us-gaap:StockIssuedDuringPeriodSharesNewIssues>
  <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="-3">4481000</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="-3">1293000</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit1" decimals="-3">338000</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit1" decimals="-3">339000</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueAcquisitions contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">188000</us-gaap:StockIssuedDuringPeriodValueAcquisitions>
  <us-gaap:StockIssuedDuringPeriodValueAcquisitions contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">25000</us-gaap:StockIssuedDuringPeriodValueAcquisitions>
  <us-gaap:StockIssuedDuringPeriodValueAcquisitions contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">163000</us-gaap:StockIssuedDuringPeriodValueAcquisitions>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">5154000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-423000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">5577000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">4134000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-924000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">5058000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">3337000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-1784000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
  <us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">5121000</us-gaap:StockIssuedDuringPeriodValueEmployeeStockPurchasePlan>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_5_1_2008_To_4_30_2009" unitRef="Unit12" decimals="-3">73000000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-12624000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_5_1_2008_To_4_30_2009_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">85624000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">13776000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-10840000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">24616000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">-1893000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">-8332000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_TreasuryStockMember" unitRef="Unit12" decimals="-3">6439000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodShares contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit1" decimals="-5">12800000</us-gaap:StockRepurchasedAndRetiredDuringPeriodShares>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodShares contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="-3">12786000</us-gaap:StockRepurchasedAndRetiredDuringPeriodShares>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodShares contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit1" decimals="-6">19000000</us-gaap:StockRepurchasedAndRetiredDuringPeriodShares>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodShares contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit1" decimals="-3">18950000</us-gaap:StockRepurchasedAndRetiredDuringPeriodShares>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodValue contextRef="Duration_5_1_2009_To_4_30_2010" unitRef="Unit12" decimals="-3">250003000</us-gaap:StockRepurchasedAndRetiredDuringPeriodValue>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodValue contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">7672000</us-gaap:StockRepurchasedAndRetiredDuringPeriodValue>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodValue contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">128000</us-gaap:StockRepurchasedAndRetiredDuringPeriodValue>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodValue contextRef="Duration_5_1_2009_To_4_30_2010_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">242203000</us-gaap:StockRepurchasedAndRetiredDuringPeriodValue>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodValue contextRef="Duration_5_1_2010_To_4_30_2011" unitRef="Unit12" decimals="-3">279947000</us-gaap:StockRepurchasedAndRetiredDuringPeriodValue>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodValue contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_AdditionalPaidInCapitalMember" unitRef="Unit12" decimals="-3">11370000</us-gaap:StockRepurchasedAndRetiredDuringPeriodValue>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodValue contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_CommonStockMember" unitRef="Unit12" decimals="-3">190000</us-gaap:StockRepurchasedAndRetiredDuringPeriodValue>
  <us-gaap:StockRepurchasedAndRetiredDuringPeriodValue contextRef="Duration_5_1_2010_To_4_30_2011_us-gaap_StatementEquityComponentsAxis_us-gaap_RetainedEarningsMember" unitRef="Unit12" decimals="-3">268387000</us-gaap:StockRepurchasedAndRetiredDuringPeriodValue>
  <us-gaap:SummaryOfIncomeTaxContingenciesTextBlock contextRef="Duration_5_1_2010_To_4_30_2011">&lt;table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center"&gt;
&lt;tr style="font-size: 1pt;" valign="bottom"&gt;&lt;td width="53%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="10%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="6%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="right"&gt;&amp;nbsp;&lt;/td&gt;
&lt;td width="1%" align="left"&gt;&amp;nbsp;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="8" align="right"&gt;&lt;font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt"&gt;(in 000s) &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 8pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" nowrap="nowrap" align="left"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;Year Ended April 30, &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;b&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2011&lt;/font&gt;&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2010 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&lt;font style="font-family: Arial, Helvetica;" class="_mt"&gt;2009 &lt;/font&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td valign="bottom" colspan="2" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom" align="center"&gt;&lt;td valign="bottom" colspan="16" align="right"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="line-height: 3pt; font-size: 1pt;"&gt;&lt;td&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance, beginning of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;129,767&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;124,605 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;137,608 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Additions based on tax positions related to prior years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;28,262&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;12,957 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;14,541 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Reductions based on tax positions related to prior years &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(1,473&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,427 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(6,096 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Additions based on tax positions related to the current year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;3,417&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;3,314 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;4,110 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Reductions related to settlements with tax authorities &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(7,639&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(8,545 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(18,189 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Expiration of statute of limitations &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;(315&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;)&lt;/b&gt; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(1,061 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(5,007 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Foreign currency translation &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,057&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;924 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;(2,362 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;) &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Other &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;1,772&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;ndash;&amp;nbsp;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="background: #cceeff;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" align="left"&gt;

&lt;div style="text-indent: -8pt; margin-left: 8pt;"&gt;Balance, end of the year &lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&lt;b&gt;$&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&lt;b&gt;&amp;nbsp;154,848&lt;/b&gt; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;129,767 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;$ &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp;124,605 &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"&gt;&amp;nbsp; &lt;/td&gt;
&lt;td&gt;&amp;nbsp; &lt;/td&gt;
&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;br /&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 2pt;" valign="bottom"&gt;&lt;td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17"&gt;

&lt;div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:SummaryOfIncomeTaxContingenciesTextBlock>
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  <element id="hrb_MaximumCreditScoreMember" name="MaximumCreditScoreMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" />
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</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>16
<FILENAME>hrb-20110430_cal.xml
<DESCRIPTION>EX-101 CALCULATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
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<!--Created on: 6/23/2011 10:11:35 AM-->
<!--Modified on: 6/23/2011 10:11:35 AM-->
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<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>17
<FILENAME>hrb-20110430_lab.xml
<DESCRIPTION>EX-101 LABELS LINKBASE DOCUMENT
<TEXT>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest_lbl" xml:lang="en-US">Net income from continuing operations</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeLossFromContinuingOperationsPerBasicShare_lbl" xml:lang="en-US">Income (Loss) from Continuing Operations, Per Outstanding Share, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncomeLossFromContinuingOperationsPerBasicShare_lbl" xml:lang="en-US">Basic</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare_lbl" xml:lang="en-US">Income (Loss) from Discontinued Operations, Net of Tax, Per Diluted Share</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare_lbl" xml:lang="en-US">Net loss from discontinued operations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare_lbl" xml:lang="en-US">Income (Loss) from Discontinued Operations, Net of Tax, Per Diluted Share, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare_lbl" xml:lang="en-US">Net loss from discontinued operations</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareDiluted" xlink:to="us-gaap_EarningsPerShareDiluted_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareDiluted_lbl" xml:lang="en-US">Earnings Per Share, Diluted</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EarningsPerShareDiluted_lbl" xml:lang="en-US">Net income (loss)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:label="us-gaap_ComprehensiveIncomeNetOfTaxAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNetOfTaxAbstract" xlink:to="us-gaap_ComprehensiveIncomeNetOfTaxAbstract_lbl" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:label="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_lbl" xml:lang="en-US">Unrealized gains (losses) on securities, net of taxes:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl" xml:lang="en-US">Unrealized holding gains (losses) arising during the year, net of taxes of $58, $188 and $(1,736)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax_lbl" xml:lang="en-US">Unrealized holding gains (losses) arising during the year, net of taxes of $58, $188 and $(1,736)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax" xlink:to="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax_lbl" xml:lang="en-US">Reclassification adjustment for gains included in income, net of taxes of $xx, $811 and $762</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax_lbl" xml:lang="en-US">Reclassification adjustment for gains included in income, net of taxes of ($133), $811 and $762</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:label="us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease_lbl" xml:lang="en-US">Change in foreign currency translation adjustments</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ComprehensiveIncomeNetOfTax" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="us-gaap_ComprehensiveIncomeNetOfTax_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_lbl" xml:lang="en-US">Comprehensive income (loss)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ComprehensiveIncomeNetOfTax_lbl" xml:lang="en-US">Comprehensive income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_lbl" xml:lang="en-US">Tax effect of unrealized holding gains (losses) arising during the year</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax_lbl" xml:lang="en-US">Tax effect of reclassification adjustment for gains included in income</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfFinancialPositionAbstract" xlink:label="us-gaap_StatementOfFinancialPositionAbstract" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and cash equivalents at end of the year</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and Cash Equivalents, at Carrying Value, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CashAndCashEquivalentsAtCarryingValue_lbl" xml:lang="en-US">Cash and cash equivalents</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_RestrictedCashAndInvestmentsCurrent_lbl" xml:lang="en-US">Cash and cash equivalents - restricted</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccountsReceivableNetCurrent" xlink:label="us-gaap_AccountsReceivableNetCurrent" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AccountsReceivableNetCurrent_lbl" xml:lang="en-US">Receivables, net</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PrepaidExpensesAndOtherCurrentAssets_lbl" xml:lang="en-US">Prepaid expenses and other current assets.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PrepaidExpensesAndOtherCurrentAssets_lbl" xml:lang="en-US">Prepaid expenses and other current assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="hrb_PrepaidExpensesAndOtherCurrentAssets_lbl" xml:lang="en-US">Prepaid expenses and other current assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AssetsCurrent" xlink:label="us-gaap_AssetsCurrent" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AssetsCurrent_lbl" xml:lang="en-US">Total current assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AssetsCurrent_lbl" xml:lang="en-US">Total current assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableNetReportedAmount" xlink:to="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Mortgage loans held for investment, less allowance for loan losses of $92,087 and $93,535</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Mortgage loans held for investment, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableNetReportedAmount_lbl" xml:lang="en-US">Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentNet" xlink:label="us-gaap_PropertyPlantAndEquipmentNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentNet" xlink:to="us-gaap_PropertyPlantAndEquipmentNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property and equipment, at cost less accumulated depreciation and amortization of $677,220 and $657,008</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property, Plant and Equipment, Net, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property and equipment net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentNet_lbl" xml:lang="en-US">Property and equipment under capital lease</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IntangibleAssetsNetExcludingGoodwill" xlink:to="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl" xml:lang="en-US">Intangible assets, net1</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl" xml:lang="en-US">Intangible assets, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl" xml:lang="en-US">Intangible Assets, Net (Excluding Goodwill), Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IntangibleAssetsNetExcludingGoodwill_lbl" xml:lang="en-US">Intangible assets and goodwill, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Goodwill" xlink:label="us-gaap_Goodwill" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Goodwill" xlink:to="us-gaap_Goodwill_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill, ending balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill, beginning balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_Goodwill_lbl" xml:lang="en-US">Goodwill</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherAssetsNoncurrent" xlink:label="us-gaap_OtherAssetsNoncurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherAssetsNoncurrent" xlink:to="us-gaap_OtherAssetsNoncurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherAssetsNoncurrent_lbl" xml:lang="en-US">Other assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherAssetsNoncurrent_lbl" xml:lang="en-US">Other assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherAssetsNoncurrent_lbl" xml:lang="en-US">Other assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Assets" xlink:label="us-gaap_Assets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Assets" xlink:to="us-gaap_Assets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Identifiable assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Total assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_Assets_lbl" xml:lang="en-US">Total assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:to="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesAndStockholdersEquityAbstract_lbl" xml:lang="en-US">LIABILITIES AND STOCKHOLDERS' EQUITY</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAbstract" xlink:label="us-gaap_LiabilitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAbstract" xlink:to="us-gaap_LiabilitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesAbstract_lbl" xml:lang="en-US">LIABILITIES:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CustomerDepositsCurrent" xlink:label="us-gaap_CustomerDepositsCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CustomerDepositsCurrent" xlink:to="us-gaap_CustomerDepositsCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CustomerDepositsCurrent_lbl" xml:lang="en-US">Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CustomerDepositsCurrent_lbl" xml:lang="en-US">Customer banking deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CustomerDepositsCurrent_lbl" xml:lang="en-US">Deposits, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CustomerDepositsCurrent_lbl" xml:lang="en-US">Deposits, carrying amount</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccruedLiabilitiesCurrent" xlink:label="us-gaap_AccruedLiabilitiesCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccruedLiabilitiesCurrent" xlink:to="us-gaap_AccruedLiabilitiesCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccruedLiabilitiesCurrent_lbl" xml:lang="en-US">Accounts payable, accrued expenses and other current liabilities BS</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AccruedLiabilitiesCurrent_lbl" xml:lang="en-US">Accounts payable, accrued expenses and other current liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AccruedLiabilitiesCurrent_lbl" xml:lang="en-US">Accrued Liabilities, Current, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EmployeeRelatedLiabilitiesCurrent" xlink:label="us-gaap_EmployeeRelatedLiabilitiesCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeRelatedLiabilitiesCurrent" xlink:to="us-gaap_EmployeeRelatedLiabilitiesCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeRelatedLiabilitiesCurrent_lbl" xml:lang="en-US">Accrued salaries, wages and payroll taxes BS</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EmployeeRelatedLiabilitiesCurrent_lbl" xml:lang="en-US">Accrued salaries, wages and payroll taxes</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_EmployeeRelatedLiabilitiesCurrent_lbl" xml:lang="en-US">Employee-related Liabilities, Current, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccruedIncomeTaxesCurrent" xlink:label="us-gaap_AccruedIncomeTaxesCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccruedIncomeTaxesCurrent" xlink:to="us-gaap_AccruedIncomeTaxesCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccruedIncomeTaxesCurrent_lbl" xml:lang="en-US">Accrued income taxes BS</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AccruedIncomeTaxesCurrent_lbl" xml:lang="en-US">Accrued income taxes</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DebtCurrent" xlink:label="us-gaap_DebtCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtCurrent" xlink:to="us-gaap_DebtCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtCurrent_lbl" xml:lang="en-US">Current portion of long-term debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DebtCurrent_lbl" xml:lang="en-US">Current portion of long-term debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DebtCurrent_lbl" xml:lang="en-US">Current portion of long-term debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DebtCurrent_lbl" xml:lang="en-US">Current portion of long-term debt</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesShortTerm" xlink:label="us-gaap_FederalHomeLoanBankAdvancesShortTerm" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesShortTerm" xlink:to="us-gaap_FederalHomeLoanBankAdvancesShortTerm_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesShortTerm_lbl" xml:lang="en-US">Current Federal Home Loan Bank borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesShortTerm_lbl" xml:lang="en-US">Federal Home Loan Bank borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesShortTerm_lbl" xml:lang="en-US">Federal Home Loan Bank borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesCurrent" xlink:label="us-gaap_LiabilitiesCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesCurrent" xlink:to="us-gaap_LiabilitiesCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesCurrent_lbl" xml:lang="en-US">Total current liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LiabilitiesCurrent_lbl" xml:lang="en-US">Total current liabilities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LongTermDebtAndCapitalLeaseObligations" xlink:label="us-gaap_LongTermDebtAndCapitalLeaseObligations" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebtAndCapitalLeaseObligations" xlink:to="us-gaap_LongTermDebtAndCapitalLeaseObligations_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebtAndCapitalLeaseObligations_lbl" xml:lang="en-US">Long-term debt and capital lease obligations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LongTermDebtAndCapitalLeaseObligations_lbl" xml:lang="en-US">Long-term debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LongTermDebtAndCapitalLeaseObligations_lbl" xml:lang="en-US">Long-term debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LongTermDebtAndCapitalLeaseObligations_lbl" xml:lang="en-US">Total long-term borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesLongTerm" xlink:to="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl" xml:lang="en-US">Federal Home Loan Bank borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl" xml:lang="en-US">Long-term Federal Home Loan Bank Advances, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvancesLongTerm_lbl" xml:lang="en-US">FHLB borrowings</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherLiabilitiesNoncurrent" xlink:label="us-gaap_OtherLiabilitiesNoncurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherLiabilitiesNoncurrent" xlink:to="us-gaap_OtherLiabilitiesNoncurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherLiabilitiesNoncurrent_lbl" xml:lang="en-US">Other noncurrent liabilities BS</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherLiabilitiesNoncurrent_lbl" xml:lang="en-US">Other noncurrent liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherLiabilitiesNoncurrent_lbl" xml:lang="en-US">Other noncurrent liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherLiabilitiesNoncurrent_lbl" xml:lang="en-US">Other liabilities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Liabilities" xlink:label="us-gaap_Liabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Liabilities" xlink:to="us-gaap_Liabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Liabilities_lbl" xml:lang="en-US">Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Liabilities_lbl" xml:lang="en-US">Total liabilities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommitmentsAndContingencies" xlink:label="us-gaap_CommitmentsAndContingencies" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommitmentsAndContingencies" xlink:to="us-gaap_CommitmentsAndContingencies_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommitmentsAndContingencies_lbl" xml:lang="en-US">Commitments and contingencies 2009</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommitmentsAndContingencies_lbl" xml:lang="en-US">COMMITMENTS AND CONTINGENCIES</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="us-gaap_StockholdersEquityAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquityAbstract" xlink:to="us-gaap_StockholdersEquityAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquityAbstract_lbl" xml:lang="en-US">STOCKHOLDERS' EQUITY:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockValue" xlink:label="us-gaap_CommonStockValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockValue" xlink:to="us-gaap_CommonStockValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockValue_lbl" xml:lang="en-US">Common stock, no par, stated value $.01 per share, 800,000,000 shares authorized, shares issued of 412,440,599 and 431,390,599</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_CommonStockValue_lbl" xml:lang="en-US">Common Stock, Value, Issued, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockValue_lbl" xml:lang="en-US">Common stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CommonStockValue_lbl" xml:lang="en-US">Common Stock, Value, Issued, Total</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockValue_lbl" xml:lang="en-US">Convertible preferred stock, no par, stated value $0.01 per share, 500,000 shares authorized</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_PreferredStockValue_lbl" xml:lang="en-US">Preferred Stock, Value, Issued, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_PreferredStockValue_lbl" xml:lang="en-US">Preferred Stock, Value, Issued, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PreferredStockValue_lbl" xml:lang="en-US">Preferred Stock, Value, Issued, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="us-gaap_AdditionalPaidInCapitalCommonStock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdditionalPaidInCapitalCommonStock" xlink:to="us-gaap_AdditionalPaidInCapitalCommonStock_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_AdditionalPaidInCapitalCommonStock_lbl" xml:lang="en-US">Additional Paid in Capital, Common Stock, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_AdditionalPaidInCapitalCommonStock_lbl" xml:lang="en-US">Additional Paid in Capital, Common Stock, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AdditionalPaidInCapitalCommonStock_lbl" xml:lang="en-US">Additional paid-in capital</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl" xml:lang="en-US">Accumulated other comprehensive income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_lbl" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RetainedEarningsAccumulatedDeficit" xlink:to="us-gaap_RetainedEarningsAccumulatedDeficit_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit_lbl" xml:lang="en-US">Retained Earnings (Accumulated Deficit)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit_lbl" xml:lang="en-US">Retained Earnings (Accumulated Deficit), Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit_lbl" xml:lang="en-US">Retained Earnings (Accumulated Deficit), Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit_lbl" xml:lang="en-US">Retained earnings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_RetainedEarningsAccumulatedDeficit_lbl" xml:lang="en-US">Retained Earnings (Accumulated Deficit), Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TreasuryStockValue" xlink:label="us-gaap_TreasuryStockValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockValue" xlink:to="us-gaap_TreasuryStockValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockValue_lbl" xml:lang="en-US">Treasury Stock, Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_TreasuryStockValue_lbl" xml:lang="en-US">Less treasury shares, at cost</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="us-gaap_TreasuryStockValue_lbl" xml:lang="en-US">Less treasury shares, at cost</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_TreasuryStockValue_lbl" xml:lang="en-US">Treasury Stock, Value, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_TreasuryStockValue_lbl" xml:lang="en-US">Treasury Stock, Value, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_TreasuryStockValue_lbl" xml:lang="en-US">Less treasury shares, at cost</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="us-gaap_StockholdersEquity" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockholdersEquity" xlink:to="us-gaap_StockholdersEquity_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockholdersEquity_lbl" xml:lang="en-US">Stockholders' Equity Attributable to Parent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_StockholdersEquity_lbl" xml:lang="en-US">Ending Balances, Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_StockholdersEquity_lbl" xml:lang="en-US">Beginning Balances, Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_StockholdersEquity_lbl" xml:lang="en-US">Total stockholders' equity</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockholdersEquity_lbl" xml:lang="en-US">Stockholders' equity</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquity" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="us-gaap_LiabilitiesAndStockholdersEquity_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl" xml:lang="en-US">Liabilities and Stockholders' Equity BS</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl" xml:lang="en-US">Liabilities and Stockholders' Equity</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl" xml:lang="en-US">Total liabilities and stockholders' equity</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LiabilitiesAndStockholdersEquity_lbl" xml:lang="en-US">Total liabilities and stockholders' equity</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent" xlink:label="us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent" xlink:to="us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent_lbl" xml:lang="en-US">Allowance for doubtful accounts</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent_lbl" xml:lang="en-US">Allowance for doubtful accounts</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent_lbl" xml:lang="en-US">Allowance for Doubtful Accounts Receivable, Current, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent_lbl" xml:lang="en-US">Allowance for Doubtful Accounts Receivable, Current, Beginning Balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableAllowance" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableAllowance" xlink:to="us-gaap_LoansAndLeasesReceivableAllowance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xml:lang="en-US">Allowance for loan losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xml:lang="en-US">Less: Allowance for loan losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xml:lang="en-US">Less: Allowance for loan losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xml:lang="en-US">Balance, end of the period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xml:lang="en-US">Balance, beginning of the period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xml:lang="en-US">Less: Allowance for loan losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableAllowance_lbl" xml:lang="en-US">Loans and Leases Receivable, Allowance, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xml:lang="en-US">Accumulated depreciation and amortization</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xml:lang="en-US">Less: Accumulated depreciation and amortization</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xml:lang="en-US">Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xml:lang="en-US">Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xml:lang="en-US">Less accumulated amortization</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xml:lang="en-US">Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_lbl" xml:lang="en-US">Less: Accumulated depreciation and amortization</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockParOrStatedValuePerShare" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockParOrStatedValuePerShare" xlink:to="us-gaap_CommonStockParOrStatedValuePerShare_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockParOrStatedValuePerShare_lbl" xml:lang="en-US">Common stock, stated value per share</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockSharesAuthorized" xlink:label="us-gaap_CommonStockSharesAuthorized" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesAuthorized" xlink:to="us-gaap_CommonStockSharesAuthorized_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesAuthorized_lbl" xml:lang="en-US">Common stock, shares authorized</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockSharesIssued" xlink:label="us-gaap_CommonStockSharesIssued" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockSharesIssued" xlink:to="us-gaap_CommonStockSharesIssued_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockSharesIssued_lbl" xml:lang="en-US">Common stock, shares issued</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockSharesIssued_lbl" xml:lang="en-US">Common stock shares issued</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CommonStockSharesIssued_lbl" xml:lang="en-US">Common Stock, Shares, Issued, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockParOrStatedValuePerShare" xlink:label="us-gaap_PreferredStockParOrStatedValuePerShare" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockParOrStatedValuePerShare" xlink:to="us-gaap_PreferredStockParOrStatedValuePerShare_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockParOrStatedValuePerShare_lbl" xml:lang="en-US">Preferred Stock, Par or Stated Value Per Share</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PreferredStockParOrStatedValuePerShare_lbl" xml:lang="en-US">Convertible preferred stock, stated value per share</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PreferredStockSharesAuthorized" xlink:label="us-gaap_PreferredStockSharesAuthorized" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PreferredStockSharesAuthorized" xlink:to="us-gaap_PreferredStockSharesAuthorized_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PreferredStockSharesAuthorized_lbl" xml:lang="en-US">Preferred Stock, Shares Authorized</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PreferredStockSharesAuthorized_lbl" xml:lang="en-US">Preferred stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PreferredStockSharesAuthorized_lbl" xml:lang="en-US">Convertible preferred stock, shares authorized</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfCashFlowsAbstract" xlink:label="us-gaap_StatementOfCashFlowsAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfCashFlowsAbstract" xlink:to="us-gaap_StatementOfCashFlowsAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfCashFlowsAbstract_lbl" xml:lang="en-US">Consolidated Statements of Cash Flows</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">CASH FLOWS FROM OPERATING ACTIVITIES:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_lbl" xml:lang="en-US">Adjustments to reconcile net income to net cash provided by operating activities:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DepreciationDepletionAndAmortization" xlink:label="us-gaap_DepreciationDepletionAndAmortization" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepreciationDepletionAndAmortization" xlink:to="us-gaap_DepreciationDepletionAndAmortization_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepreciationDepletionAndAmortization_lbl" xml:lang="en-US">Depreciation, Depletion and Amortization</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DepreciationDepletionAndAmortization_lbl" xml:lang="en-US">Depreciation and amortization</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DepreciationDepletionAndAmortization_lbl" xml:lang="en-US">Depreciation, Depletion and Amortization, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DepreciationDepletionAndAmortization_lbl" xml:lang="en-US">Depreciation and amortization</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ProvisionForBadDebtsAndLoanLosses" xlink:label="hrb_ProvisionForBadDebtsAndLoanLosses" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ProvisionForBadDebtsAndLoanLosses" xlink:to="hrb_ProvisionForBadDebtsAndLoanLosses_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ProvisionForBadDebtsAndLoanLosses_lbl" xml:lang="en-US">Provision For Bad Debts And Loan Losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ProvisionForBadDebtsAndLoanLosses_lbl" xml:lang="en-US">Provision For Bad Debts And Loan Losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ProvisionForBadDebtsAndLoanLosses_lbl" xml:lang="en-US">Provision for bad debts and loan losses</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations" xlink:label="hrb_DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations" xlink:to="hrb_DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations_lbl" xml:lang="en-US">Deferred Income Tax Expense (Benefit) Including Discontinued Operations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations_lbl" xml:lang="en-US">Deferred Income Tax Expense (Benefit) Including Discontinued Operations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations_lbl" xml:lang="en-US">Provision for deferred taxes</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensation" xlink:label="us-gaap_ShareBasedCompensation" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensation" xlink:to="us-gaap_ShareBasedCompensation_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US">Share-based Compensation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US">Share-based Compensation, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensation_lbl" xml:lang="en-US">Stock-based compensation</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations" xlink:label="us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations" xlink:to="us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations_lbl" xml:lang="en-US">Cash Provided by (Used in) Operating Activities, Discontinued Operations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations_lbl" xml:lang="en-US">Net cash provided by discontinued operations</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_lbl" xml:lang="en-US">Changes in assets and liabilities, net of acquisitions:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities" xlink:label="us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities" xlink:to="us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities_lbl" xml:lang="en-US">--Cash and cash equivalents - restricted</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities_lbl" xml:lang="en-US">Cash and cash equivalents - restricted</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities_lbl" xml:lang="en-US">Cash and cash equivalents - restricted</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities_lbl" xml:lang="en-US">Cash and cash equivalents - restricted</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable" xlink:label="us-gaap_IncreaseDecreaseInAccountsReceivable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAccountsReceivable" xlink:to="us-gaap_IncreaseDecreaseInAccountsReceivable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInAccountsReceivable_lbl" xml:lang="en-US">Increase (Decrease) in Accounts Receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInAccountsReceivable_lbl" xml:lang="en-US">Receivables</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInAccountsReceivable_lbl" xml:lang="en-US">Receivables</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:label="us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets" xlink:to="us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_lbl" xml:lang="en-US">Increase (Decrease) in Prepaid Expense and Other Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_lbl" xml:lang="en-US">Prepaid expenses and other current assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_lbl" xml:lang="en-US">Prepaid expenses and other current assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets_lbl" xml:lang="en-US">Increase (Decrease) in Prepaid Expense and Other Assets, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInOtherNoncurrentAssets" xlink:label="us-gaap_IncreaseDecreaseInOtherNoncurrentAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherNoncurrentAssets" xlink:to="us-gaap_IncreaseDecreaseInOtherNoncurrentAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherNoncurrentAssets_lbl" xml:lang="en-US">Increase (Decrease) in Other Noncurrent Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherNoncurrentAssets_lbl" xml:lang="en-US">Other noncurrent assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:to="us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_lbl" xml:lang="en-US">Increase (Decrease) in Accounts Payable and Accrued Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_lbl" xml:lang="en-US">Accounts payable, accrued expenses and other current liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_lbl" xml:lang="en-US">Increase (Decrease) in Accounts Payable and Accrued Liabilities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedSalaries" xlink:label="us-gaap_IncreaseDecreaseInAccruedSalaries" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAccruedSalaries" xlink:to="us-gaap_IncreaseDecreaseInAccruedSalaries_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInAccruedSalaries_lbl" xml:lang="en-US">Increase (Decrease) in Accrued Salaries</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInAccruedSalaries_lbl" xml:lang="en-US">Accrued salaries, wages and payroll taxes</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:label="us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable" xlink:to="us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable_lbl" xml:lang="en-US">Increase (Decrease) in Income Taxes Payable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable_lbl" xml:lang="en-US">Accrued income taxes</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:to="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" xml:lang="en-US">Increase (Decrease) in Other Operating Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" xml:lang="en-US">Other noncurrent liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_lbl" xml:lang="en-US">Increase (Decrease) in Other Operating Liabilities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherOperatingActivitiesCashFlowStatement" xlink:label="us-gaap_OtherOperatingActivitiesCashFlowStatement" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherOperatingActivitiesCashFlowStatement" xlink:to="us-gaap_OtherOperatingActivitiesCashFlowStatement_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherOperatingActivitiesCashFlowStatement_lbl" xml:lang="en-US">Other Operating Activities, Cash Flow Statement</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherOperatingActivitiesCashFlowStatement_lbl" xml:lang="en-US">Other, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net cash used in operating activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net cash provided by (used in) operating activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInOperatingActivities_lbl" xml:lang="en-US">Net cash provided by operating activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_lbl" xml:lang="en-US">CASH FLOWS FROM INVESTING ACTIVITIES:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireAvailableForSaleSecurities" xlink:to="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Payments to Acquire Available-for-sale Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Purchases of available-for-sale securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Purchases of AFS securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Purchases of available-for-sale securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsToAcquireAvailableForSaleSecurities_lbl" xml:lang="en-US">Payments to Acquire Available-for-sale Securities, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities" xlink:label="hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities" xlink:to="hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities_lbl" xml:lang="en-US">Sales of and payments received on available-for-sale securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities_lbl" xml:lang="en-US">Sales of and payments received on available-for-sale securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities_lbl" xml:lang="en-US">Maturities of and payments received on available-for-sale securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities_lbl" xml:lang="en-US">Sales, maturities, and payments received on AFS securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsForProceedsFromLoansReceivable" xlink:label="us-gaap_PaymentsForProceedsFromLoansReceivable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForProceedsFromLoansReceivable" xlink:to="us-gaap_PaymentsForProceedsFromLoansReceivable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForProceedsFromLoansReceivable_lbl" xml:lang="en-US">Principal repayments on mortgage loans held for investment, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansReceivable_lbl" xml:lang="en-US">Principal payments on mortgage loans held for investment, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansReceivable_lbl" xml:lang="en-US">Mortgage loans held for investment, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansReceivable_lbl" xml:lang="en-US">Mortgage loans originated for investment, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsForProceedsFromLoansReceivable_lbl" xml:lang="en-US">Payments for (Proceeds from) Loans Receivable, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchases of property and equipment, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchases of property and equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchases of property &amp; equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Purchase property &amp; equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_lbl" xml:lang="en-US">Capital expenditures</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:label="us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired" xlink:to="us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_lbl" xml:lang="en-US">Payments made for business acquisitions, net of cash acquired</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_lbl" xml:lang="en-US">Payments made for business acquisitions, net of cash acquired</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_lbl" xml:lang="en-US">Payments for business acquisitions, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired_lbl" xml:lang="en-US">Payments made for business acquisitions, net of cash acquired</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested" xlink:label="us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested" xlink:to="us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested_lbl" xml:lang="en-US">Proceeds from sale of businesses, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested_lbl" xml:lang="en-US">Proceeds from sales of businesses, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested_lbl" xml:lang="en-US">Proceeds from Divestiture of Businesses, Net of Cash Divested, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_FranchiseLoansAbstract" xlink:label="hrb_FranchiseLoansAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_FranchiseLoansAbstract" xlink:to="hrb_FranchiseLoansAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_FranchiseLoansAbstract_lbl" xml:lang="en-US">Franchise loans: [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_FranchiseLoansAbstract_lbl" xml:lang="en-US">Franchise loans: [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_FranchiseLoansAbstract_lbl" xml:lang="en-US">Franchise loans:</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PaymentsForLoansMadeToFranchisees" xlink:label="hrb_PaymentsForLoansMadeToFranchisees" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PaymentsForLoansMadeToFranchisees" xlink:to="hrb_PaymentsForLoansMadeToFranchisees_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PaymentsForLoansMadeToFranchisees_lbl" xml:lang="en-US">Payments For Loans Made To Franchisees</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PaymentsForLoansMadeToFranchisees_lbl" xml:lang="en-US">Payments For Loans Made To Franchisees</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="hrb_PaymentsForLoansMadeToFranchisees_lbl" xml:lang="en-US">Loans funded</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="hrb_PaymentsForLoansMadeToFranchisees_lbl" xml:lang="en-US">Loans made to franchisees</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_PaymentsForLoansMadeToFranchisees_lbl" xml:lang="en-US">Loans made to franchisees</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ProceedsFromCollectionOfFranchiseLoansReceivable" xlink:label="hrb_ProceedsFromCollectionOfFranchiseLoansReceivable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ProceedsFromCollectionOfFranchiseLoansReceivable" xlink:to="hrb_ProceedsFromCollectionOfFranchiseLoansReceivable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ProceedsFromCollectionOfFranchiseLoansReceivable_lbl" xml:lang="en-US">Proceeds from Collection of Franchise Loans Receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ProceedsFromCollectionOfFranchiseLoansReceivable_lbl" xml:lang="en-US">Proceeds from Collection of Franchise Loans Receivable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ProceedsFromCollectionOfFranchiseLoansReceivable_lbl" xml:lang="en-US">Payments received</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="hrb_ProceedsFromCollectionOfFranchiseLoansReceivable_lbl" xml:lang="en-US">Repayments from franchisees</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations" xlink:label="us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations" xlink:to="us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations_lbl" xml:lang="en-US">Net cash provided by investing activities of discontinued operations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations_lbl" xml:lang="en-US">Investing cash flows of discontinued operations</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:label="us-gaap_PaymentsForProceedsFromOtherInvestingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:to="us-gaap_PaymentsForProceedsFromOtherInvestingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsForProceedsFromOtherInvestingActivities_lbl" xml:lang="en-US">Payments for (Proceeds from) Other Investing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsForProceedsFromOtherInvestingActivities_lbl" xml:lang="en-US">Other, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="us-gaap_PaymentsForProceedsFromOtherInvestingActivities_lbl" xml:lang="en-US">Other, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsForProceedsFromOtherInvestingActivities_lbl" xml:lang="en-US">Other, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsForProceedsFromOtherInvestingActivities_lbl" xml:lang="en-US">Other, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net cash provided by (used in) investing activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInInvestingActivities_lbl" xml:lang="en-US">Net cash provided by (used in) investing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_lbl" xml:lang="en-US">CASH FLOWS FROM FINANCING ACTIVITIES:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RepaymentsOfCommercialPaper" xlink:label="us-gaap_RepaymentsOfCommercialPaper" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RepaymentsOfCommercialPaper" xlink:to="us-gaap_RepaymentsOfCommercialPaper_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RepaymentsOfCommercialPaper_lbl" xml:lang="en-US">Repayments of Commercial Paper</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_RepaymentsOfCommercialPaper_lbl" xml:lang="en-US">Repayments of commercial paper</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RepaymentsOfCommercialPaper_lbl" xml:lang="en-US">Repayments of commercial paper</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_RepaymentsOfCommercialPaper_lbl" xml:lang="en-US">Repayments of commercial paper</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromIssuanceOfCommercialPaper" xlink:label="us-gaap_ProceedsFromIssuanceOfCommercialPaper" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromIssuanceOfCommercialPaper" xlink:to="us-gaap_ProceedsFromIssuanceOfCommercialPaper_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromIssuanceOfCommercialPaper_lbl" xml:lang="en-US">Proceeds from Issuance of Commercial Paper</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromIssuanceOfCommercialPaper_lbl" xml:lang="en-US">Proceeds from issuance of commercial paper</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RepaymentsOfShortTermDebt" xlink:label="us-gaap_RepaymentsOfShortTermDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RepaymentsOfShortTermDebt" xlink:to="us-gaap_RepaymentsOfShortTermDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Repayments of Short-term Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_RepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Repayments of other borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Repayment of commercial paper</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_RepaymentsOfShortTermDebt_lbl" xml:lang="en-US">Repayments of Short-term Debt, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromShortTermDebt" xlink:label="us-gaap_ProceedsFromShortTermDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromShortTermDebt" xlink:to="us-gaap_ProceedsFromShortTermDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromShortTermDebt_lbl" xml:lang="en-US">Proceeds from Short-term Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromShortTermDebt_lbl" xml:lang="en-US">Proceeds from other borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProceedsFromShortTermDebt_lbl" xml:lang="en-US">Proceeds from Short-term Debt, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncreaseDecreaseInDeposits" xlink:label="us-gaap_IncreaseDecreaseInDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncreaseDecreaseInDeposits" xlink:to="us-gaap_IncreaseDecreaseInDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Customer banking deposits, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncreaseDecreaseInDeposits_lbl" xml:lang="en-US">Increase (Decrease) in Deposits, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsOfDividends" xlink:label="us-gaap_PaymentsOfDividends" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfDividends" xlink:to="us-gaap_PaymentsOfDividends_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsOfDividends_lbl" xml:lang="en-US">Dividends paid</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_PaymentsOfDividends_lbl" xml:lang="en-US">Dividends paid</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PaymentsOfDividends_lbl" xml:lang="en-US">Payments of Dividends, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered" xlink:label="hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered" xlink:to="hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered_lbl" xml:lang="en-US">Payments for repurchase of common stock, including shares surrendered</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered_lbl" xml:lang="en-US">Payments for repurchase of common stock, including shares surrendered</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered_lbl" xml:lang="en-US">Repurchase of common stock, including shares surrendered</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered_lbl" xml:lang="en-US">Repurchase of common stock, including shares surrendered</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered_lbl" xml:lang="en-US">Repurchase of common stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered_lbl" xml:lang="en-US">Repurchase of common stock</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromIssuanceOfCommonStock" xlink:to="us-gaap_ProceedsFromIssuanceOfCommonStock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromIssuanceOfCommonStock_lbl" xml:lang="en-US">Proceeds from Issuance of Common Stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromIssuanceOfCommonStock_lbl" xml:lang="en-US">Proceeds from issuance of common stock, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ProceedsFromIssuanceOfCommonStock_lbl" xml:lang="en-US">Proceeds from common stock Issuance, net of expenses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromStockOptionsExercised" xlink:label="us-gaap_ProceedsFromStockOptionsExercised" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromStockOptionsExercised" xlink:to="us-gaap_ProceedsFromStockOptionsExercised_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl" xml:lang="en-US">Proceeds from exercise of stock options</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromStockOptionsExercised_lbl" xml:lang="en-US">Proceeds from stock options</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations" xlink:label="us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations" xlink:to="us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations_lbl" xml:lang="en-US">Cash Provided by (Used in) Financing Activities, Discontinued Operations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations_lbl" xml:lang="en-US">Net cash provided by financing activities of discontinued operations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations_lbl" xml:lang="en-US">Financing cash flows of discontinued operations</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:label="us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:to="us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_lbl" xml:lang="en-US">Other, net financing</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_lbl" xml:lang="en-US">Other, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_lbl" xml:lang="en-US">Other, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xml:lang="en-US">Net cash provided by (used in) financing activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NetCashProvidedByUsedInFinancingActivities_lbl" xml:lang="en-US">Net cash used in financing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents" xlink:label="us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents" xlink:to="us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents_lbl" xml:lang="en-US">Effects of exchange rates on cash</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents_lbl" xml:lang="en-US">Effect of Exchange Rate on Cash and Cash Equivalents, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease" xlink:to="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xml:lang="en-US">Net increase (decrease) in cash and cash equivalents</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xml:lang="en-US">Net increase (decrease) in cash</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease_lbl" xml:lang="en-US">Net increase (decrease) in cash and cash equivalents</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="us-gaap_SupplementalCashFlowInformationAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SupplementalCashFlowInformationAbstract_lbl" xml:lang="en-US">SUPPLEMENTARY CASH FLOW DATA:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxesPaidNet" xlink:label="us-gaap_IncomeTaxesPaidNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxesPaidNet" xlink:to="us-gaap_IncomeTaxesPaidNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxesPaidNet_lbl" xml:lang="en-US">Income taxes paid</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncomeTaxesPaidNet_lbl" xml:lang="en-US">Income taxes paid, net of refunds received of $4,762, $12,587 and $158,862</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_IncomeTaxesPaidNet_lbl" xml:lang="en-US">Income Taxes Paid, Net, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestPaid" xlink:label="us-gaap_InterestPaid" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestPaid" xlink:to="us-gaap_InterestPaid_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestPaid_lbl" xml:lang="en-US">Interest paid on borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestPaid_lbl" xml:lang="en-US">Interest Paid, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_InterestPaidOnDeposits" xlink:label="hrb_InterestPaidOnDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_InterestPaidOnDeposits" xlink:to="hrb_InterestPaidOnDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_InterestPaidOnDeposits_lbl" xml:lang="en-US">Interest paid to customers based on their deposit balances.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_InterestPaidOnDeposits_lbl" xml:lang="en-US">Interest paid on deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TransferOfOtherRealEstate" xlink:label="us-gaap_TransferOfOtherRealEstate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TransferOfOtherRealEstate" xlink:to="us-gaap_TransferOfOtherRealEstate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TransferOfOtherRealEstate_lbl" xml:lang="en-US">Transfers of foreclosed loans to other assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IncomeTaxExaminationLiabilityRefundAdjustmentFromSettlementWithTaxingAuthority" xlink:label="us-gaap_IncomeTaxExaminationLiabilityRefundAdjustmentFromSettlementWithTaxingAuthority" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IncomeTaxExaminationLiabilityRefundAdjustmentFromSettlementWithTaxingAuthority" xlink:to="us-gaap_IncomeTaxExaminationLiabilityRefundAdjustmentFromSettlementWithTaxingAuthority_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IncomeTaxExaminationLiabilityRefundAdjustmentFromSettlementWithTaxingAuthority_lbl" xml:lang="en-US">Income tax refunds received</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StatementOfStockholdersEquityAbstract" xlink:label="us-gaap_StatementOfStockholdersEquityAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementOfStockholdersEquityAbstract" xlink:to="us-gaap_StatementOfStockholdersEquityAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementOfStockholdersEquityAbstract_lbl" xml:lang="en-US">Consolidated Statements of Stockholders' Equity</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SharesIssued" xlink:label="us-gaap_SharesIssued" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SharesIssued" xlink:to="us-gaap_SharesIssued_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SharesIssued_lbl" xml:lang="en-US">Shares, Issued</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_SharesIssued_lbl" xml:lang="en-US">Ending Balances, Shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_SharesIssued_lbl" xml:lang="en-US">Beginning Balances, Shares</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:label="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease" xlink:to="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease_lbl" xml:lang="en-US">Change in net unrealized gain (loss) on available-for-sale securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ProceedsFromIssuanceOfCommonStockShares" xlink:label="hrb_ProceedsFromIssuanceOfCommonStockShares" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ProceedsFromIssuanceOfCommonStockShares" xlink:to="hrb_ProceedsFromIssuanceOfCommonStockShares_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ProceedsFromIssuanceOfCommonStockShares_lbl" xml:lang="en-US">Proceeds From Issuance Of Common Stock Shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ProceedsFromIssuanceOfCommonStockShares_lbl" xml:lang="en-US">Proceeds From Issuance Of Common Stock Shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ProceedsFromIssuanceOfCommonStockShares_lbl" xml:lang="en-US">Proceeds from common stock Issuance, net of expenses, shares</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue" xlink:to="us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_lbl" xml:lang="en-US">Adjustments to Additional Paid in Capital, Share-based Compensation, Requisite Service Period Recognition</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_lbl" xml:lang="en-US">Stock-based compensation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue_lbl" xml:lang="en-US">Adjustments to Additional Paid in Capital, Share-based Compensation, Requisite Service Period Recognition, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_SharesIssuedFor" xlink:label="hrb_SharesIssuedFor" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_SharesIssuedFor" xlink:to="hrb_SharesIssuedFor_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_SharesIssuedFor_lbl" xml:lang="en-US">Shares issued for:</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_SharesIssuedFor_lbl" xml:lang="en-US">Shares issued for:</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xml:lang="en-US">Shares, Exercised</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xml:lang="en-US">Shares, Exercised</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_lbl" xml:lang="en-US">Option exercises, shares</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:label="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:to="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_lbl" xml:lang="en-US">Stock Issued During Period, Value, Stock Options Exercised</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_lbl" xml:lang="en-US">Option exercises, value</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_NonvestedShares" xlink:label="hrb_NonvestedShares" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_NonvestedShares" xlink:to="hrb_NonvestedShares_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_NonvestedShares_lbl" xml:lang="en-US">Nonvested shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_NonvestedShares_lbl" xml:lang="en-US">Nonvested shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="hrb_NonvestedShares_lbl" xml:lang="en-US">Nonvested shares, shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_NonvestedShares_lbl" xml:lang="en-US">Nonvested shares/units, shares</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_NonvestedSharesValue" xlink:label="hrb_NonvestedSharesValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_NonvestedSharesValue" xlink:to="hrb_NonvestedSharesValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_NonvestedSharesValue_lbl" xml:lang="en-US">Nonvested shares, Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_NonvestedSharesValue_lbl" xml:lang="en-US">Nonvested shares, Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_NonvestedSharesValue_lbl" xml:lang="en-US">Nonvested shares/units, value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans" xlink:label="us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans" xlink:to="us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans_lbl" xml:lang="en-US">Stock Issued During Period, Shares, Employee Stock Purchase Plans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans_lbl" xml:lang="en-US">ESPP, shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans_lbl" xml:lang="en-US">ESPP, shares</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" xlink:label="us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan" xlink:to="us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_lbl" xml:lang="en-US">Stock Issued During Period, Value, Employee Stock Purchase Plan</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan_lbl" xml:lang="en-US">ESPP, value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesAcquisitions" xlink:label="us-gaap_StockIssuedDuringPeriodSharesAcquisitions" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesAcquisitions" xlink:to="us-gaap_StockIssuedDuringPeriodSharesAcquisitions_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesAcquisitions_lbl" xml:lang="en-US">Stock Issued During Period, Shares, Acquisitions</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesAcquisitions_lbl" xml:lang="en-US">Acquisitions, shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesAcquisitions_lbl" xml:lang="en-US">Acquisitions, shares</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueAcquisitions" xlink:label="us-gaap_StockIssuedDuringPeriodValueAcquisitions" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodValueAcquisitions" xlink:to="us-gaap_StockIssuedDuringPeriodValueAcquisitions_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodValueAcquisitions_lbl" xml:lang="en-US">Stock Issued During Period, Value, Acquisitions</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodValueAcquisitions_lbl" xml:lang="en-US">Acquisitions, value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TreasuryStockSharesAcquired" xlink:label="us-gaap_TreasuryStockSharesAcquired" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockSharesAcquired" xlink:to="us-gaap_TreasuryStockSharesAcquired_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockSharesAcquired_lbl" xml:lang="en-US">Treasury Stock, Shares, Acquired</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_TreasuryStockSharesAcquired_lbl" xml:lang="en-US">Acquisition of treasury shares, shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TreasuryStockSharesAcquired_lbl" xml:lang="en-US">Acquisition of treasury shares, shares</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="us-gaap_TreasuryStockValueAcquiredCostMethod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:to="us-gaap_TreasuryStockValueAcquiredCostMethod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TreasuryStockValueAcquiredCostMethod_lbl" xml:lang="en-US">Treasury Stock, Value, Acquired, Cost Method</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_TreasuryStockValueAcquiredCostMethod_lbl" xml:lang="en-US">Acquisition of treasury shares, value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TreasuryStockValueAcquiredCostMethod_lbl" xml:lang="en-US">Acquisition of treasury shares, value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodValue" xlink:label="us-gaap_StockRepurchasedAndRetiredDuringPeriodValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockRepurchasedAndRetiredDuringPeriodValue" xlink:to="us-gaap_StockRepurchasedAndRetiredDuringPeriodValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockRepurchasedAndRetiredDuringPeriodValue_lbl" xml:lang="en-US">Retirement of common shares, value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_StockRepurchasedAndRetiredDuringPeriodValue_lbl" xml:lang="en-US">Retirement of common shares, value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockRepurchasedAndRetiredDuringPeriodValue_lbl" xml:lang="en-US">Stock repurchased and retired during period value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockRepurchasedAndRetiredDuringPeriodValue_lbl" xml:lang="en-US">Repurchased and retired H&amp;R Block common stock, value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockRepurchasedAndRetiredDuringPeriodShares" xlink:label="us-gaap_StockRepurchasedAndRetiredDuringPeriodShares" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockRepurchasedAndRetiredDuringPeriodShares" xlink:to="us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_lbl" xml:lang="en-US">Repurchased and retired H&amp;R Block common stock, shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_lbl" xml:lang="en-US">Retirement of common shares, shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_lbl" xml:lang="en-US">Stock repurchased and retired during period shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockRepurchasedAndRetiredDuringPeriodShares_lbl" xml:lang="en-US">Retirement of common shares, shares</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DividendsCommonStockCash" xlink:label="us-gaap_DividendsCommonStockCash" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsCommonStockCash" xlink:to="us-gaap_DividendsCommonStockCash_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DividendsCommonStockCash_lbl" xml:lang="en-US">Dividends, Common Stock, Cash</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DividendsCommonStockCash_lbl" xml:lang="en-US">Cash dividends declared</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DividendsCommonStockCash_lbl" xml:lang="en-US">Cash dividends declared</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DividendsCash" xlink:label="us-gaap_DividendsCash" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DividendsCash" xlink:to="us-gaap_DividendsCash_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DividendsCash_lbl" xml:lang="en-US">Dividends, Cash</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DividendsCash_lbl" xml:lang="en-US">Cash dividends declared and paid</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DividendsCash_lbl" xml:lang="en-US">Cash dividends paid</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DividendsCash_lbl" xml:lang="en-US">Dividends, Cash, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockDividendsPerShareCashPaid" xlink:label="us-gaap_CommonStockDividendsPerShareCashPaid" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockDividendsPerShareCashPaid" xlink:to="us-gaap_CommonStockDividendsPerShareCashPaid_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockDividendsPerShareCashPaid_lbl" xml:lang="en-US">Cash dividends declared per share</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockDividendsPerShareCashPaid_lbl" xml:lang="en-US">Dividends paid per share</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_SummaryOfSignificantAccountingPoliciesAbstract" xlink:label="hrb_SummaryOfSignificantAccountingPoliciesAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_SummaryOfSignificantAccountingPoliciesAbstract" xlink:to="hrb_SummaryOfSignificantAccountingPoliciesAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_SummaryOfSignificantAccountingPoliciesAbstract_lbl" xml:lang="en-US">Summary of Significant Accounting Policies [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_SummaryOfSignificantAccountingPoliciesAbstract_lbl" xml:lang="en-US">Summary of Significant Accounting Policies</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SignificantAccountingPoliciesTextBlock" xlink:label="us-gaap_SignificantAccountingPoliciesTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SignificantAccountingPoliciesTextBlock" xlink:to="us-gaap_SignificantAccountingPoliciesTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SignificantAccountingPoliciesTextBlock_lbl" xml:lang="en-US">Significant Accounting Policies</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SignificantAccountingPoliciesTextBlock_lbl" xml:lang="en-US">Summary of Significant Accounting Policies</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessCombinationsAbstract" xlink:label="us-gaap_BusinessCombinationsAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessCombinationsAbstract" xlink:to="us-gaap_BusinessCombinationsAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessCombinationsAbstract_lbl" xml:lang="en-US">Business Combinations and Disposals</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessCombinationDisclosureTextBlock" xlink:label="us-gaap_BusinessCombinationDisclosureTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessCombinationDisclosureTextBlock" xlink:to="us-gaap_BusinessCombinationDisclosureTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessCombinationDisclosureTextBlock_lbl" xml:lang="en-US">Business Combination Disclosure [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BusinessCombinationDisclosureTextBlock_lbl" xml:lang="en-US">Business Combinations and Disposals</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_EarningsLossPerShareAndStockholdersEquityAbstract" xlink:label="hrb_EarningsLossPerShareAndStockholdersEquityAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_EarningsLossPerShareAndStockholdersEquityAbstract" xlink:to="hrb_EarningsLossPerShareAndStockholdersEquityAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_EarningsLossPerShareAndStockholdersEquityAbstract_lbl" xml:lang="en-US">Earnings Loss Per Share And Stockholders Equity [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_EarningsLossPerShareAndStockholdersEquityAbstract_lbl" xml:lang="en-US">Earnings Per Share</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_EarningsLossPerShareAndStockholdersEquityAbstract_lbl" xml:lang="en-US">Earnings Per Share</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="us-gaap_EarningsPerShareTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EarningsPerShareTextBlock" xlink:to="us-gaap_EarningsPerShareTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EarningsPerShareTextBlock_lbl" xml:lang="en-US">Earnings Per Share [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EarningsPerShareTextBlock_lbl" xml:lang="en-US">Earnings Per Share</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfInvestmentsAbstract" xlink:label="us-gaap_ScheduleOfInvestmentsAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfInvestmentsAbstract" xlink:to="us-gaap_ScheduleOfInvestmentsAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfInvestmentsAbstract_lbl" xml:lang="en-US">Investments</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InventoryDisclosureTextBlock" xlink:label="us-gaap_InventoryDisclosureTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InventoryDisclosureTextBlock" xlink:to="us-gaap_InventoryDisclosureTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InventoryDisclosureTextBlock_lbl" xml:lang="en-US">Inventory Disclosure [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InventoryDisclosureTextBlock_lbl" xml:lang="en-US">Investments</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccountsAndNotesReceivableUnclassifiedAbstract" xlink:label="us-gaap_AccountsAndNotesReceivableUnclassifiedAbstract" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsAndNotesReceivableUnclassifiedAbstract" xlink:to="us-gaap_AccountsAndNotesReceivableUnclassifiedAbstract_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountsAndNotesReceivableUnclassifiedAbstract_lbl" xml:lang="en-US">Receivables</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_lbl" xml:lang="en-US">Receivables</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SegmentReportingAbstract_lbl" xml:lang="en-US">Segment Information</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SegmentReportingDisclosureTextBlock_lbl" xml:lang="en-US">Segment Information</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_QuarterlyFinancialInformationTextBlock_lbl" xml:lang="en-US">Quarterly Financial Information</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_QuarterlyFinancialInformationTextBlock_lbl" xml:lang="en-US">Quarterly Financial Data</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CondensedConsolidatingFinancialStatementsAbstract_lbl" xml:lang="en-US">Condensed Consolidating Financial Statements [Abstract]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CondensedConsolidatingFinancialStatementsAbstract_lbl" xml:lang="en-US">Condensed Consolidating Financial Statements</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:label="us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NatureOfOperations_lbl" xml:lang="en-US">Nature of Operations [Text Block]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConsolidationPolicyTextBlock_lbl" xml:lang="en-US">Consolidation, Policy [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ConsolidationPolicyTextBlock_lbl" xml:lang="en-US">Principles of Consolidation</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ManagementEstimatesDisclosureTextBlock" xlink:label="hrb_ManagementEstimatesDisclosureTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ManagementEstimatesDisclosureTextBlock" xlink:to="hrb_ManagementEstimatesDisclosureTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ManagementEstimatesDisclosureTextBlock_lbl" xml:lang="en-US">Management Estimates Disclosure [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ManagementEstimatesDisclosureTextBlock_lbl" xml:lang="en-US">Management Estimates Disclosure [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ManagementEstimatesDisclosureTextBlock_lbl" xml:lang="en-US">Management Estimates</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ConcentrationRiskDisclosureTextBlock" xlink:label="us-gaap_ConcentrationRiskDisclosureTextBlock" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskDisclosureTextBlock_lbl" xml:lang="en-US">Concentrations of Risk</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CashAndCashEquivalentsPolicyTextBlock_lbl" xml:lang="en-US">Cash and Cash Equivalents, Policy [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CashAndCashEquivalentsPolicyTextBlock_lbl" xml:lang="en-US">Cash and Cash Equivalents</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CashAndCashEquivalentsRestrictedCashAndCashEquivalentsPolicy" xlink:label="us-gaap_CashAndCashEquivalentsRestrictedCashAndCashEquivalentsPolicy" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CashAndCashEquivalentsRestrictedCashAndCashEquivalentsPolicy_lbl" xml:lang="en-US">Cash and Cash Equivalents - Restricted</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReceivablesPolicyTextBlock_lbl" xml:lang="en-US">Receivables, Policy [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ReceivablesPolicyTextBlock_lbl" xml:lang="en-US">Receivables and Related Allowances</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MortgageLoansHeldForInvestmentPolicyTextBlock" xlink:label="hrb_MortgageLoansHeldForInvestmentPolicyTextBlock" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MortgageLoansHeldForInvestmentPolicyTextBlock_lbl" xml:lang="en-US">Mortgage Loans Held For Investment [Policy Text Block].</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MortgageLoansHeldForInvestmentPolicyTextBlock_lbl" xml:lang="en-US">Mortgage Loans Held For Investment [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_MortgageLoansHeldForInvestmentPolicyTextBlock_lbl" xml:lang="en-US">Mortgage Loans Held for Investment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RealEstateOwnedTextBlock" xlink:label="us-gaap_RealEstateOwnedTextBlock" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RealEstateOwnedTextBlock_lbl" xml:lang="en-US">Schedule of Real Estate Owned</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RealEstateOwnedTextBlock_lbl" xml:lang="en-US">Real Estate Owned</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentPolicyTextBlock_lbl" xml:lang="en-US">Investment, Policy [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InvestmentPolicyTextBlock_lbl" xml:lang="en-US">Investments</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:label="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_lbl" xml:lang="en-US">Property and Equipment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GoodwillAndIntangibleAssetsIntangibleAssetsPolicy" xlink:label="us-gaap_GoodwillAndIntangibleAssetsIntangibleAssetsPolicy" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_GoodwillAndIntangibleAssetsIntangibleAssetsPolicy_lbl" xml:lang="en-US">Intangible Assets and Goodwill</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CommercialPaperPolicyTextBlock" xlink:label="hrb_CommercialPaperPolicyTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CommercialPaperPolicyTextBlock" xlink:to="hrb_CommercialPaperPolicyTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CommercialPaperPolicyTextBlock_lbl" xml:lang="en-US">Commercial Paper [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CommercialPaperPolicyTextBlock_lbl" xml:lang="en-US">Commercial Paper [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_CommercialPaperPolicyTextBlock_lbl" xml:lang="en-US">Commercial Paper</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MortgageLoanRepurchaseLiabilityPolicyTextBlock" xlink:label="hrb_MortgageLoanRepurchaseLiabilityPolicyTextBlock" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MortgageLoanRepurchaseLiabilityPolicyTextBlock_lbl" xml:lang="en-US">Mortgage Loan Repurchase Liability [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MortgageLoanRepurchaseLiabilityPolicyTextBlock_lbl" xml:lang="en-US">Mortgage Loan Repurchase Liability [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_MortgageLoanRepurchaseLiabilityPolicyTextBlock_lbl" xml:lang="en-US">Mortgage Loan Repurchase Liability</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LitigationPolicyTextBlock" xlink:label="hrb_LitigationPolicyTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LitigationPolicyTextBlock" xlink:to="hrb_LitigationPolicyTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LitigationPolicyTextBlock_lbl" xml:lang="en-US">Litigation [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LitigationPolicyTextBlock_lbl" xml:lang="en-US">Litigation [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_LitigationPolicyTextBlock_lbl" xml:lang="en-US">Litigation</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_IncomeTaxPolicyTextBlock_lbl" xml:lang="en-US">Income Taxes</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TreasurySharesPolicyTextBlock" xlink:label="hrb_TreasurySharesPolicyTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TreasurySharesPolicyTextBlock" xlink:to="hrb_TreasurySharesPolicyTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TreasurySharesPolicyTextBlock_lbl" xml:lang="en-US">Treasury Shares [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TreasurySharesPolicyTextBlock_lbl" xml:lang="en-US">Treasury Shares [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_TreasurySharesPolicyTextBlock_lbl" xml:lang="en-US">Treasury Shares</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RevenueRecognitionPolicyTextBlock" xlink:label="us-gaap_RevenueRecognitionPolicyTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RevenueRecognitionPolicyTextBlock" xlink:to="us-gaap_RevenueRecognitionPolicyTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RevenueRecognitionPolicyTextBlock_lbl" xml:lang="en-US">Revenue Recognition, Policy [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RevenueRecognitionPolicyTextBlock_lbl" xml:lang="en-US">Revenue Recognition</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AdvertisingExpensePolicyTextBlock" xlink:label="hrb_AdvertisingExpensePolicyTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AdvertisingExpensePolicyTextBlock" xlink:to="hrb_AdvertisingExpensePolicyTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AdvertisingExpensePolicyTextBlock_lbl" xml:lang="en-US">Advertising Expense [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AdvertisingExpensePolicyTextBlock_lbl" xml:lang="en-US">Advertising Expense [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_AdvertisingExpensePolicyTextBlock_lbl" xml:lang="en-US">Advertising Expense</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_GainsOnSalesOfTaxOfficesPolicyTextBlock" xlink:label="hrb_GainsOnSalesOfTaxOfficesPolicyTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_GainsOnSalesOfTaxOfficesPolicyTextBlock" xlink:to="hrb_GainsOnSalesOfTaxOfficesPolicyTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_GainsOnSalesOfTaxOfficesPolicyTextBlock_lbl" xml:lang="en-US">Gains On Sales Of Tax Offices [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_GainsOnSalesOfTaxOfficesPolicyTextBlock_lbl" xml:lang="en-US">Gains On Sales Of Tax Offices [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_GainsOnSalesOfTaxOfficesPolicyTextBlock_lbl" xml:lang="en-US">Gains on Sales of Tax Offices</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_EmployeeBenefitPlansPolicyTextBlock" xlink:label="hrb_EmployeeBenefitPlansPolicyTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_EmployeeBenefitPlansPolicyTextBlock" xlink:to="hrb_EmployeeBenefitPlansPolicyTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_EmployeeBenefitPlansPolicyTextBlock_lbl" xml:lang="en-US">Employee Benefit Plans [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_EmployeeBenefitPlansPolicyTextBlock_lbl" xml:lang="en-US">Employee Benefit Plans [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_EmployeeBenefitPlansPolicyTextBlock_lbl" xml:lang="en-US">Employee Benefit Plans</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ForeignCurrencyTranslationPolicyTextBlock" xlink:label="hrb_ForeignCurrencyTranslationPolicyTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ForeignCurrencyTranslationPolicyTextBlock" xlink:to="hrb_ForeignCurrencyTranslationPolicyTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ForeignCurrencyTranslationPolicyTextBlock_lbl" xml:lang="en-US">Foreign Currency Translation [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ForeignCurrencyTranslationPolicyTextBlock_lbl" xml:lang="en-US">Foreign Currency Translation [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ForeignCurrencyTranslationPolicyTextBlock_lbl" xml:lang="en-US">Foreign Currency Translation</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ComprehensiveIncomePolicyTextBlock" xlink:label="hrb_ComprehensiveIncomePolicyTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ComprehensiveIncomePolicyTextBlock" xlink:to="hrb_ComprehensiveIncomePolicyTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ComprehensiveIncomePolicyTextBlock_lbl" xml:lang="en-US">Comprehensive Income [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ComprehensiveIncomePolicyTextBlock_lbl" xml:lang="en-US">Comprehensive Income [Policy Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ComprehensiveIncomePolicyTextBlock_lbl" xml:lang="en-US">Comprehensive Income</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfAssetsAcquiredLiabilitiesAssumedAndResultingGoodwillTextBlock" xlink:label="hrb_ScheduleOfAssetsAcquiredLiabilitiesAssumedAndResultingGoodwillTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfAssetsAcquiredLiabilitiesAssumedAndResultingGoodwillTextBlock" xlink:to="hrb_ScheduleOfAssetsAcquiredLiabilitiesAssumedAndResultingGoodwillTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfAssetsAcquiredLiabilitiesAssumedAndResultingGoodwillTextBlock_lbl" xml:lang="en-US">Schedule of assets acquired, liabilities assumed and resulting goodwill text block</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfAssetsAcquiredLiabilitiesAssumedAndResultingGoodwillTextBlock_lbl" xml:lang="en-US">Schedule Of Assets Acquired, Liabilities Assumed And Resulting Goodwill Text Block</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfAssetsAcquiredLiabilitiesAssumedAndResultingGoodwillTextBlock_lbl" xml:lang="en-US">Schedule of Assets Acquired, Liabilities Assumed and Resulting Goodwill</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:to="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_lbl" xml:lang="en-US">Schedule Of Earnings Per Share Basic And Diluted [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_lbl" xml:lang="en-US">Computation of Basic and Diluted Earnings per Share from Continuing Operations</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" xlink:label="us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" xlink:to="us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock_lbl" xml:lang="en-US">Schedule of Available-for-sale Securities Reconciliation [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock_lbl" xml:lang="en-US">Schedule of Cost and Fair Value of Available-for-Sale Securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:label="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock" xlink:to="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl" xml:lang="en-US">Investments Classified by Contractual Maturity Date [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock_lbl" xml:lang="en-US">Schedule of Contractual Maturities of AFS Debt Securities</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfShortTermReceivablesTableTextBlock" xlink:label="hrb_ScheduleOfShortTermReceivablesTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfShortTermReceivablesTableTextBlock" xlink:to="hrb_ScheduleOfShortTermReceivablesTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfShortTermReceivablesTableTextBlock_lbl" xml:lang="en-US">Schedule of Short-Term Receivables [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfShortTermReceivablesTableTextBlock_lbl" xml:lang="en-US">Schedule of Short-Term Receivables [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfShortTermReceivablesTableTextBlock_lbl" xml:lang="en-US">Schedule of Short-Term Receivables</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:to="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl" xml:lang="en-US">Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_lbl" xml:lang="en-US">Schedule of Loans Receivable</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfReceivablesBasedOnYearOfOriginationTableTextBlock" xlink:label="hrb_ScheduleOfReceivablesBasedOnYearOfOriginationTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfReceivablesBasedOnYearOfOriginationTableTextBlock" xlink:to="hrb_ScheduleOfReceivablesBasedOnYearOfOriginationTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfReceivablesBasedOnYearOfOriginationTableTextBlock_lbl" xml:lang="en-US">Schedule of Receivables Based on Year of Origination [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfReceivablesBasedOnYearOfOriginationTableTextBlock_lbl" xml:lang="en-US">Schedule of Receivables Based on Year of Origination [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfReceivablesBasedOnYearOfOriginationTableTextBlock_lbl" xml:lang="en-US">Schedule of Receivables Based on Year of Origination</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfAllowanceForDoubtfulAccountsTableTextBlock" xlink:label="hrb_ScheduleOfAllowanceForDoubtfulAccountsTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfAllowanceForDoubtfulAccountsTableTextBlock" xlink:to="hrb_ScheduleOfAllowanceForDoubtfulAccountsTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfAllowanceForDoubtfulAccountsTableTextBlock_lbl" xml:lang="en-US">Schedule of Allowance for Doubtful Accounts [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfAllowanceForDoubtfulAccountsTableTextBlock_lbl" xml:lang="en-US">Schedule of Allowance for Doubtful Accounts [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfAllowanceForDoubtfulAccountsTableTextBlock_lbl" xml:lang="en-US">Schedule of Allowance for Doubtful Accounts</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfActivityInAllowanceForDoubtfulAccountsTableTextBlock" xlink:label="hrb_ScheduleOfActivityInAllowanceForDoubtfulAccountsTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfActivityInAllowanceForDoubtfulAccountsTableTextBlock" xlink:to="hrb_ScheduleOfActivityInAllowanceForDoubtfulAccountsTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfActivityInAllowanceForDoubtfulAccountsTableTextBlock_lbl" xml:lang="en-US">Schedule of Activity in the Allowance for Doubtful Accounts [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfActivityInAllowanceForDoubtfulAccountsTableTextBlock_lbl" xml:lang="en-US">Schedule of Activity in the Allowance for Doubtful Accounts [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfActivityInAllowanceForDoubtfulAccountsTableTextBlock_lbl" xml:lang="en-US">Schedule of Activity in the Allowance for Doubtful Accounts</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfMortgageLoanPortfolioTextBlock" xlink:label="hrb_ScheduleOfMortgageLoanPortfolioTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfMortgageLoanPortfolioTextBlock" xlink:to="hrb_ScheduleOfMortgageLoanPortfolioTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfMortgageLoanPortfolioTextBlock_lbl" xml:lang="en-US">Schedule of mortgage loan portfolio [Textblock]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfMortgageLoanPortfolioTextBlock_lbl" xml:lang="en-US">Schedule of mortgage loan portfolio [Text block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfMortgageLoanPortfolioTextBlock_lbl" xml:lang="en-US">Schedule of Mortgage Loan Portfolio</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfAllowanceForLoanLossesTextBlock" xlink:label="hrb_ScheduleOfAllowanceForLoanLossesTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfAllowanceForLoanLossesTextBlock" xlink:to="hrb_ScheduleOfAllowanceForLoanLossesTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfAllowanceForLoanLossesTextBlock_lbl" xml:lang="en-US">Schedule Of Allowance For Loan Losses [Text block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfAllowanceForLoanLossesTextBlock_lbl" xml:lang="en-US">Schedule Of Allowance For Loan Losses [Text block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfAllowanceForLoanLossesTextBlock_lbl" xml:lang="en-US">Schedule of Allowance for Loan Losses</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfPortfolioBalanceTextBlock" xlink:label="hrb_ScheduleOfPortfolioBalanceTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfPortfolioBalanceTextBlock" xlink:to="hrb_ScheduleOfPortfolioBalanceTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfPortfolioBalanceTextBlock_lbl" xml:lang="en-US">Schedule of Portfolio Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfPortfolioBalanceTextBlock_lbl" xml:lang="en-US">Schedule of Portfolio Balance [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfPortfolioBalanceTextBlock_lbl" xml:lang="en-US">Schedule of Portfolio Balance</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfPortfolioBalanceAndRelatedAllowanceTextBlock" xlink:label="hrb_ScheduleOfPortfolioBalanceAndRelatedAllowanceTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfPortfolioBalanceAndRelatedAllowanceTextBlock" xlink:to="hrb_ScheduleOfPortfolioBalanceAndRelatedAllowanceTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfPortfolioBalanceAndRelatedAllowanceTextBlock_lbl" xml:lang="en-US">Schedule of Portfolio Balance and Related Allowance [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfPortfolioBalanceAndRelatedAllowanceTextBlock_lbl" xml:lang="en-US">Schedule of Portfolio Balance and Related Allowance [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfPortfolioBalanceAndRelatedAllowanceTextBlock_lbl" xml:lang="en-US">Schedule of Portfolio Balance and Related Allowance</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfCreditQualityIndicatorsAndPortfolioBalanceTextBlock" xlink:label="hrb_ScheduleOfCreditQualityIndicatorsAndPortfolioBalanceTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfCreditQualityIndicatorsAndPortfolioBalanceTextBlock" xlink:to="hrb_ScheduleOfCreditQualityIndicatorsAndPortfolioBalanceTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfCreditQualityIndicatorsAndPortfolioBalanceTextBlock_lbl" xml:lang="en-US">Schedule of Credit Quality Indicators and Portfolio Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfCreditQualityIndicatorsAndPortfolioBalanceTextBlock_lbl" xml:lang="en-US">Schedule of Credit Quality Indicators and Portfolio Balance [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfCreditQualityIndicatorsAndPortfolioBalanceTextBlock_lbl" xml:lang="en-US">Schedule of Credit Quality Indicators and Portfolio Balance</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfPastDueMortgageLoans" xlink:label="hrb_ScheduleOfPastDueMortgageLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfPastDueMortgageLoans" xlink:to="hrb_ScheduleOfPastDueMortgageLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfPastDueMortgageLoans_lbl" xml:lang="en-US">Schedule Of Past Due Mortgage Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfPastDueMortgageLoans_lbl" xml:lang="en-US">Schedule Of Past Due Mortgage Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfPastDueMortgageLoans_lbl" xml:lang="en-US">Schedule of Past Due Mortgage Loans</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfNonAccrualLoansTableTextBlock" xlink:label="hrb_ScheduleOfNonAccrualLoansTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfNonAccrualLoansTableTextBlock" xlink:to="hrb_ScheduleOfNonAccrualLoansTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfNonAccrualLoansTableTextBlock_lbl" xml:lang="en-US">Schedule Of Non Accrual Loans [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfNonAccrualLoansTableTextBlock_lbl" xml:lang="en-US">Schedule Of Non Accrual Loans [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfNonAccrualLoansTableTextBlock_lbl" xml:lang="en-US">Schedule of Non-Accrual Loans</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfImpairedLoansTextBlock" xlink:label="hrb_ScheduleOfImpairedLoansTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfImpairedLoansTextBlock" xlink:to="hrb_ScheduleOfImpairedLoansTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfImpairedLoansTextBlock_lbl" xml:lang="en-US">Schedule Of Impaired Loans [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfImpairedLoansTextBlock_lbl" xml:lang="en-US">Schedule Of Impaired Loans [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfImpairedLoansTextBlock_lbl" xml:lang="en-US">Information Related to Impaired Loans</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfAllowanceForImpairedLoansTableTextBlock" xlink:label="hrb_ScheduleOfAllowanceForImpairedLoansTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfAllowanceForImpairedLoansTableTextBlock" xlink:to="hrb_ScheduleOfAllowanceForImpairedLoansTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfAllowanceForImpairedLoansTableTextBlock_lbl" xml:lang="en-US">Schedule Of Allowance For Impaired Loans [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfAllowanceForImpairedLoansTableTextBlock_lbl" xml:lang="en-US">Schedule Of Allowance For Impaired Loans [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfAllowanceForImpairedLoansTableTextBlock_lbl" xml:lang="en-US">Schedule of Allowance for Impaired Loans</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfRealEstatePropertiesNonPerformingAssetsTableTextBlock" xlink:label="hrb_ScheduleOfRealEstatePropertiesNonPerformingAssetsTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfRealEstatePropertiesNonPerformingAssetsTableTextBlock" xlink:to="hrb_ScheduleOfRealEstatePropertiesNonPerformingAssetsTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfRealEstatePropertiesNonPerformingAssetsTableTextBlock_lbl" xml:lang="en-US">Schedule of Real Estate Properties Non Performing Assets [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfRealEstatePropertiesNonPerformingAssetsTableTextBlock_lbl" xml:lang="en-US">Schedule of Real Estate Properties Non Performing Assets [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfRealEstatePropertiesNonPerformingAssetsTableTextBlock_lbl" xml:lang="en-US">Information Related to Activities of Non-Performing Assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfRealEstatePropertiesTableTextBlock" xlink:label="us-gaap_ScheduleOfRealEstatePropertiesTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfRealEstatePropertiesTableTextBlock" xlink:to="us-gaap_ScheduleOfRealEstatePropertiesTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfRealEstatePropertiesTableTextBlock_lbl" xml:lang="en-US">Schedule Of RealEstate Properties Table Text Block</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ScheduleOfRealEstatePropertiesTableTextBlock_lbl" xml:lang="en-US">Schedule of Real Estate Owned</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueMeasurementInputsDisclosureTextBlock" xlink:label="us-gaap_FairValueMeasurementInputsDisclosureTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementInputsDisclosureTextBlock" xlink:to="us-gaap_FairValueMeasurementInputsDisclosureTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementInputsDisclosureTextBlock_lbl" xml:lang="en-US">Fair Value, Measurement Inputs, Disclosure [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueMeasurementInputsDisclosureTextBlock_lbl" xml:lang="en-US">Fair Value Assets and Liabilities Measured at Fair Value on a Recurring and Non-Recurring Basis</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl" xml:lang="en-US">Fair Value, by Balance Sheet Grouping [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTextBlock_lbl" xml:lang="en-US">Fair Value of Financial Instruments</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="us-gaap_PropertyPlantAndEquipmentTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:to="us-gaap_PropertyPlantAndEquipmentTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentTextBlock_lbl" xml:lang="en-US">Property, Plant and Equipment [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentTextBlock_lbl" xml:lang="en-US">Components of Property and Equipment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfCapitalLeasedAsssetsTableTextBlock" xlink:label="us-gaap_ScheduleOfCapitalLeasedAsssetsTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfCapitalLeasedAsssetsTableTextBlock" xlink:to="us-gaap_ScheduleOfCapitalLeasedAsssetsTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfCapitalLeasedAsssetsTableTextBlock_lbl" xml:lang="en-US">Schedule of Capital Leased Asssets [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ScheduleOfCapitalLeasedAsssetsTableTextBlock_lbl" xml:lang="en-US">Property and Equipment Subject to Capital Lease</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfGoodwillTextBlock" xlink:label="us-gaap_ScheduleOfGoodwillTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfGoodwillTextBlock" xlink:to="us-gaap_ScheduleOfGoodwillTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfGoodwillTextBlock_lbl" xml:lang="en-US">Schedule of Goodwill</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ScheduleOfGoodwillTextBlock_lbl" xml:lang="en-US">Goodwill</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsByMajorClassTextBlock" xlink:label="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsByMajorClassTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsByMajorClassTextBlock" xlink:to="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsByMajorClassTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFiniteLivedIntangibleAssetsByMajorClassTextBlock_lbl" xml:lang="en-US">Schedule of Intangible Assets</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfComponentsOfBankingDepositsTableTextBlock" xlink:label="hrb_ScheduleOfComponentsOfBankingDepositsTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfComponentsOfBankingDepositsTableTextBlock" xlink:to="hrb_ScheduleOfComponentsOfBankingDepositsTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfComponentsOfBankingDepositsTableTextBlock_lbl" xml:lang="en-US">Schedule of Components of Banking Deposits [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfComponentsOfBankingDepositsTableTextBlock_lbl" xml:lang="en-US">Schedule of Components of Banking Deposits [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfComponentsOfBankingDepositsTableTextBlock_lbl" xml:lang="en-US">Components of Banking Deposits</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfTimeDepositsInExcessOfFederalDepositInsuranceCorporationInsuranceLimitTableTextBlock" xlink:label="hrb_ScheduleOfTimeDepositsInExcessOfFederalDepositInsuranceCorporationInsuranceLimitTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfTimeDepositsInExcessOfFederalDepositInsuranceCorporationInsuranceLimitTableTextBlock" xlink:to="hrb_ScheduleOfTimeDepositsInExcessOfFederalDepositInsuranceCorporationInsuranceLimitTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfTimeDepositsInExcessOfFederalDepositInsuranceCorporationInsuranceLimitTableTextBlock_lbl" xml:lang="en-US">Schedule of Time Deposits In Excess of Federal Deposit Insurance Corporation Insurance Limit [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfTimeDepositsInExcessOfFederalDepositInsuranceCorporationInsuranceLimitTableTextBlock_lbl" xml:lang="en-US">Schedule of Time Deposits In Excess of Federal Deposit Insurance Corporation Insurance Limit [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfTimeDepositsInExcessOfFederalDepositInsuranceCorporationInsuranceLimitTableTextBlock_lbl" xml:lang="en-US">Summary of Time Deposits in Excess of Federal Deposit Insurance Corporation Insurance Limit</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfDebtTableTextBlock" xlink:label="us-gaap_ScheduleOfDebtTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfDebtTableTextBlock" xlink:to="us-gaap_ScheduleOfDebtTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfDebtTableTextBlock_lbl" xml:lang="en-US">Schedule of Debt [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ScheduleOfDebtTableTextBlock_lbl" xml:lang="en-US">Components of Long-Term Debt</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:label="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:to="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_lbl" xml:lang="en-US">Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_lbl" xml:lang="en-US">Summary of Stock Options</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock" xlink:label="us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock" xlink:to="us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_lbl" xml:lang="en-US">Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock_lbl" xml:lang="en-US">Assumptions Used to Value Options</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfNonvestedPerformanceBasedUnitsActivityTableTextBlock" xlink:label="us-gaap_ScheduleOfNonvestedPerformanceBasedUnitsActivityTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfNonvestedPerformanceBasedUnitsActivityTableTextBlock" xlink:to="us-gaap_ScheduleOfNonvestedPerformanceBasedUnitsActivityTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfNonvestedPerformanceBasedUnitsActivityTableTextBlock_lbl" xml:lang="en-US">Schedule of Nonvested Performance-based Units Activity [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ScheduleOfNonvestedPerformanceBasedUnitsActivityTableTextBlock_lbl" xml:lang="en-US">Summary of Nonvested Shares and Performance Nonvested Share Units</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfIncomeBeforeIncomeTaxDomesticAndForeignTableTextBlock" xlink:label="us-gaap_ScheduleOfIncomeBeforeIncomeTaxDomesticAndForeignTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfIncomeBeforeIncomeTaxDomesticAndForeignTableTextBlock" xlink:to="us-gaap_ScheduleOfIncomeBeforeIncomeTaxDomesticAndForeignTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfIncomeBeforeIncomeTaxDomesticAndForeignTableTextBlock_lbl" xml:lang="en-US">Schedule of Income before Income Tax, Domestic and Foreign [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ScheduleOfIncomeBeforeIncomeTaxDomesticAndForeignTableTextBlock_lbl" xml:lang="en-US">Schedule of Components of Income from Continuing Operations</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:label="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock" xlink:to="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_lbl" xml:lang="en-US">Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_lbl" xml:lang="en-US">Schedule of Components of Income Tax Expense (Benefit) for Continuing Operations</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:to="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_lbl" xml:lang="en-US">Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_lbl" xml:lang="en-US">Schedule of Reconciliation between Income Tax Provision and Statutory Federal Tax Rate</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:label="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:to="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl" xml:lang="en-US">Schedule of Deferred Tax Assets and Liabilities [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_lbl" xml:lang="en-US">Schedule of Significant Components of Deferred Tax Assets and Liabilities of Continuing Operations</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SummaryOfIncomeTaxContingenciesTextBlock" xlink:label="us-gaap_SummaryOfIncomeTaxContingenciesTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SummaryOfIncomeTaxContingenciesTextBlock" xlink:to="us-gaap_SummaryOfIncomeTaxContingenciesTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SummaryOfIncomeTaxContingenciesTextBlock_lbl" xml:lang="en-US">Schedule Of Reconciliation Of Unrecognized Tax Benefits [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SummaryOfIncomeTaxContingenciesTextBlock_lbl" xml:lang="en-US">Schedule of Reconciliation of Unrecognized Tax Benefits</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfInterestIncomeExpenseByTypeTextblock" xlink:label="hrb_ScheduleOfInterestIncomeExpenseByTypeTextblock" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfInterestIncomeExpenseByTypeTextblock_lbl" xml:lang="en-US">Schedule Of Interest Income Expense By Type [TextBlock]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfInterestIncomeExpenseByTypeTextblock_lbl" xml:lang="en-US">Schedule Of Interest Income Expense By Type [TextBlock]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfInterestIncomeExpenseByTypeTextblock_lbl" xml:lang="en-US">Schedule of Interest Income and Expense of Continuing Operations</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredRevenueByArrangementDisclosureTextBlock" xlink:label="us-gaap_DeferredRevenueByArrangementDisclosureTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredRevenueByArrangementDisclosureTextBlock" xlink:to="us-gaap_DeferredRevenueByArrangementDisclosureTextBlock_lbl" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xlink:label="us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock" xlink:to="us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock_lbl" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock_lbl" xml:lang="en-US">Future Minimum Operating Lease Commitments</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ClaimsReceivedByLoanOriginationYearTextBlock" xlink:label="hrb_ClaimsReceivedByLoanOriginationYearTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ClaimsReceivedByLoanOriginationYearTextBlock" xlink:to="hrb_ClaimsReceivedByLoanOriginationYearTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ClaimsReceivedByLoanOriginationYearTextBlock_lbl" xml:lang="en-US">Claims received by loan origination year text block</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ClaimsReceivedByLoanOriginationYearTextBlock_lbl" xml:lang="en-US">Claims Received By Loan Origination Year Text Block</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ClaimsReceivedByLoanOriginationYearTextBlock_lbl" xml:lang="en-US">Claims Received by Loan Origination Year</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_RollforwardOfReserveForLossesOnRepurchases" xlink:label="hrb_RollforwardOfReserveForLossesOnRepurchases" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_RollforwardOfReserveForLossesOnRepurchases" xlink:to="hrb_RollforwardOfReserveForLossesOnRepurchases_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_RollforwardOfReserveForLossesOnRepurchases_lbl" xml:lang="en-US">Rollforward of reserve for losses on repurchases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_RollforwardOfReserveForLossesOnRepurchases_lbl" xml:lang="en-US">Rollforward Of Reserve For Losses On Repurchases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_RollforwardOfReserveForLossesOnRepurchases_lbl" xml:lang="en-US">Rollforward of Reserve for Losses on Repurchases</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_HrbBankSRegulatoryCapitalRequirementsTextblock" xlink:label="hrb_HrbBankSRegulatoryCapitalRequirementsTextblock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_HrbBankSRegulatoryCapitalRequirementsTextblock" xlink:to="hrb_HrbBankSRegulatoryCapitalRequirementsTextblock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_HrbBankSRegulatoryCapitalRequirementsTextblock_lbl" xml:lang="en-US">HRB Bank's Regulatory Capital Requirements [Textblock]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_HrbBankSRegulatoryCapitalRequirementsTextblock_lbl" xml:lang="en-US">HRB Bank's Regulatory Capital Requirements [Textblock]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_HrbBankSRegulatoryCapitalRequirementsTextblock_lbl" xml:lang="en-US">HRB Bank's Regulatory Capital Requirements</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock" xlink:label="us-gaap_ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock" xlink:to="us-gaap_ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock_lbl" xml:lang="en-US">Reconciliation of Revenue from Segments to Consolidated [Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock_lbl" xml:lang="en-US">Continuing Operations by Operating Segment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xlink:label="us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock" xlink:to="us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock_lbl" xml:lang="en-US">Schedule of Quarterly Financial Information [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ScheduleOfQuarterlyFinancialInformationTableTextBlock_lbl" xml:lang="en-US">Summary of Quarterly Financial Information</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfSharePriceAndDividendsPaidTableTextBlock" xlink:label="hrb_ScheduleOfSharePriceAndDividendsPaidTableTextBlock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfSharePriceAndDividendsPaidTableTextBlock" xlink:to="hrb_ScheduleOfSharePriceAndDividendsPaidTableTextBlock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfSharePriceAndDividendsPaidTableTextBlock_lbl" xml:lang="en-US">Schedule of Share Price And Dividends Paid [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfSharePriceAndDividendsPaidTableTextBlock_lbl" xml:lang="en-US">Schedule of Share Price And Dividends Paid [Table Text Block]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfSharePriceAndDividendsPaidTableTextBlock_lbl" xml:lang="en-US">Schedule of Share Price and Dividends Paid</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfCondensedConsolidatingStatementOfOperationsTextblock" xlink:label="hrb_ScheduleOfCondensedConsolidatingStatementOfOperationsTextblock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfCondensedConsolidatingStatementOfOperationsTextblock" xlink:to="hrb_ScheduleOfCondensedConsolidatingStatementOfOperationsTextblock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfCondensedConsolidatingStatementOfOperationsTextblock_lbl" xml:lang="en-US">Schedule of Condensed Consolidating Statement of Operations [Textblock]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfCondensedConsolidatingStatementOfOperationsTextblock_lbl" xml:lang="en-US">Schedule of Condensed Consolidating Statement of Operations [Textblock]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfCondensedConsolidatingStatementOfOperationsTextblock_lbl" xml:lang="en-US">Schedule of Condensed Consolidating Statements of Operations</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfCondensedConsolidatingBalanceSheetTextblock" xlink:label="hrb_ScheduleOfCondensedConsolidatingBalanceSheetTextblock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfCondensedConsolidatingBalanceSheetTextblock" xlink:to="hrb_ScheduleOfCondensedConsolidatingBalanceSheetTextblock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfCondensedConsolidatingBalanceSheetTextblock_lbl" xml:lang="en-US">Schedule of Condensed Consolidating Balance Sheet [Textblock]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfCondensedConsolidatingBalanceSheetTextblock_lbl" xml:lang="en-US">Schedule of Condensed Consolidating Balance Sheet [Textblock]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfCondensedConsolidatingBalanceSheetTextblock_lbl" xml:lang="en-US">Schedule of Condensed Consolidating Balance Sheet</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfCondensedConsolidatingStatementOfCashFlowsTextblock" xlink:label="hrb_ScheduleOfCondensedConsolidatingStatementOfCashFlowsTextblock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfCondensedConsolidatingStatementOfCashFlowsTextblock" xlink:to="hrb_ScheduleOfCondensedConsolidatingStatementOfCashFlowsTextblock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfCondensedConsolidatingStatementOfCashFlowsTextblock_lbl" xml:lang="en-US">Schedule of Condensed Consolidating Statement of Cash Flows [Textblock]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfCondensedConsolidatingStatementOfCashFlowsTextblock_lbl" xml:lang="en-US">Schedule of Condensed Consolidating Statement of Cash Flows [Textblock]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ScheduleOfCondensedConsolidatingStatementOfCashFlowsTextblock_lbl" xml:lang="en-US">Schedule of Condensed Consolidating Statements of Cash Flows</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_SummaryOfSignificantAccountingPoliciesTable" xlink:label="hrb_SummaryOfSignificantAccountingPoliciesTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_SummaryOfSignificantAccountingPoliciesTable" xlink:to="hrb_SummaryOfSignificantAccountingPoliciesTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_SummaryOfSignificantAccountingPoliciesTable_lbl" xml:lang="en-US">Summary Of Significant Accounting Policies [Table]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_SummaryOfSignificantAccountingPoliciesTable_lbl" xml:lang="en-US">Summary Of Significant Accounting Policies [Table]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AccountsNotesLoansAndFinancingReceivableBySecondaryReceivableTypeAxis" xlink:label="hrb_AccountsNotesLoansAndFinancingReceivableBySecondaryReceivableTypeAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AccountsNotesLoansAndFinancingReceivableBySecondaryReceivableTypeAxis" xlink:to="hrb_AccountsNotesLoansAndFinancingReceivableBySecondaryReceivableTypeAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AccountsNotesLoansAndFinancingReceivableBySecondaryReceivableTypeAxis_lbl" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable by Secondary Receivable Type</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AccountsNotesLoansAndFinancingReceivableBySecondaryReceivableTypeAxis_lbl" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable by Secondary Receivable Type [Axis]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AccountsNotesLoansAndFinancingReceivableBySecondaryReceivableTypeDomain" xlink:label="hrb_AccountsNotesLoansAndFinancingReceivableBySecondaryReceivableTypeDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AccountsNotesLoansAndFinancingReceivableBySecondaryReceivableTypeDomain" xlink:to="hrb_AccountsNotesLoansAndFinancingReceivableBySecondaryReceivableTypeDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AccountsNotesLoansAndFinancingReceivableBySecondaryReceivableTypeDomain_lbl" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable by Secondary Receivable Type</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AccountsNotesLoansAndFinancingReceivableBySecondaryReceivableTypeDomain_lbl" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable by Secondary Receivable Type [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LineOfCreditMember" xlink:label="us-gaap_LineOfCreditMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditMember" xlink:to="us-gaap_LineOfCreditMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditMember_lbl" xml:lang="en-US">Line of Credit [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TermLoanMember" xlink:label="hrb_TermLoanMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TermLoanMember" xlink:to="hrb_TermLoanMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TermLoanMember_lbl" xml:lang="en-US">Term Loan</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TermLoanMember_lbl" xml:lang="en-US">Term Loan [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:label="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis" xlink:to="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_lbl" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable by Receivable Type [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ReceivableTypeDomain" xlink:label="us-gaap_ReceivableTypeDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ReceivableTypeDomain" xlink:to="us-gaap_ReceivableTypeDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ReceivableTypeDomain_lbl" xml:lang="en-US">Receivable Type [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_EmeraldAdvanceLinesOfCreditMember" xlink:label="hrb_EmeraldAdvanceLinesOfCreditMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_EmeraldAdvanceLinesOfCreditMember" xlink:to="hrb_EmeraldAdvanceLinesOfCreditMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_EmeraldAdvanceLinesOfCreditMember_lbl" xml:lang="en-US">Emerald Advance Lines of Credit</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_EmeraldAdvanceLinesOfCreditMember_lbl" xml:lang="en-US">Emerald Advance Lines of Credit [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TaxClientReceivablesMember" xlink:label="hrb_TaxClientReceivablesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TaxClientReceivablesMember" xlink:to="hrb_TaxClientReceivablesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TaxClientReceivablesMember_lbl" xml:lang="en-US">Tax Client Receivables</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TaxClientReceivablesMember_lbl" xml:lang="en-US">Tax Client Receivables - RALs [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LoansToFranchiseesMember" xlink:label="hrb_LoansToFranchiseesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LoansToFranchiseesMember" xlink:to="hrb_LoansToFranchiseesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LoansToFranchiseesMember_lbl" xml:lang="en-US">Loans to Franchisees</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LoansToFranchiseesMember_lbl" xml:lang="en-US">Loans to Franchisees [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProductOrServiceAxis" xlink:label="us-gaap_ProductOrServiceAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProductOrServiceAxis" xlink:to="us-gaap_ProductOrServiceAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProductOrServiceAxis_lbl" xml:lang="en-US">Products and Services [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProductsAndServicesDomain" xlink:label="us-gaap_ProductsAndServicesDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProductsAndServicesDomain" xlink:to="us-gaap_ProductsAndServicesDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProductsAndServicesDomain_lbl" xml:lang="en-US">Product and Service, Name [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TaxServicesMember" xlink:label="hrb_TaxServicesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TaxServicesMember" xlink:to="hrb_TaxServicesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TaxServicesMember_lbl" xml:lang="en-US">Tax Services [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TaxServicesMember_lbl" xml:lang="en-US">Tax Services [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_BusinessServicesMember" xlink:label="hrb_BusinessServicesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_BusinessServicesMember" xlink:to="hrb_BusinessServicesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_BusinessServicesMember_lbl" xml:lang="en-US">Business Services [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_BusinessServicesMember_lbl" xml:lang="en-US">Business Services [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ConcentrationRiskPercentage" xlink:label="us-gaap_ConcentrationRiskPercentage" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskPercentage" xlink:to="us-gaap_ConcentrationRiskPercentage_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskPercentage_lbl" xml:lang="en-US">Concentration Risk, Percentage</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ConcentrationRiskPercentage_lbl" xml:lang="en-US">Percent of loans purchased</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ConcentrationRiskPercentage_lbl" xml:lang="en-US">Concentration risk percent</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PercentageOfMortgageLoanPortfolioConsistingOfBorrowersFromFloridaCaliforniaNewYorkAndWisconsin" xlink:label="hrb_PercentageOfMortgageLoanPortfolioConsistingOfBorrowersFromFloridaCaliforniaNewYorkAndWisconsin" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PercentageOfMortgageLoanPortfolioConsistingOfBorrowersFromFloridaCaliforniaNewYorkAndWisconsin" xlink:to="hrb_PercentageOfMortgageLoanPortfolioConsistingOfBorrowersFromFloridaCaliforniaNewYorkAndWisconsin_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PercentageOfMortgageLoanPortfolioConsistingOfBorrowersFromFloridaCaliforniaNewYorkAndWisconsin_lbl" xml:lang="en-US">Percentage Of Mortgage Loan Portfolio Consisting Of Borrowers From Florida California New York And Wisconsin.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PercentageOfMortgageLoanPortfolioConsistingOfBorrowersFromFloridaCaliforniaNewYorkAndWisconsin_lbl" xml:lang="en-US">Percentage Of Mortgage Loan Portfolio Consisting Of Borrowers From Florida California New York And Wisconsin</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_PercentageOfMortgageLoanPortfolioConsistingOfBorrowersFromFloridaCaliforniaNewYorkAndWisconsin_lbl" xml:lang="en-US">Percentage of mortgage loan portfolio consisting of borrowers from Florida, California, New York and Wisconsin</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BankOverdrafts" xlink:label="us-gaap_BankOverdrafts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BankOverdrafts" xlink:to="us-gaap_BankOverdrafts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BankOverdrafts_lbl" xml:lang="en-US">Book Overdraft Included In Accounts Payable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BankOverdrafts_lbl" xml:lang="en-US">Book overdrafts included in accounts payable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:label="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity" xlink:to="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_lbl" xml:lang="en-US">Line of Credit Facility, Maximum Borrowing Capacity</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_lbl" xml:lang="en-US">Maximum funding by facility</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" xlink:label="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest" xlink:to="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_lbl" xml:lang="en-US">90+ days past due, non-accrual</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_lbl" xml:lang="en-US">Non accrual status loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_lbl" xml:lang="en-US">Interest income on impaired loans recognized on a cash basis on non-accrual status</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NotesReceivableGross" xlink:label="us-gaap_NotesReceivableGross" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NotesReceivableGross" xlink:to="us-gaap_NotesReceivableGross_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NotesReceivableGross_lbl" xml:lang="en-US">Notes Receivable Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NotesReceivableGross_lbl" xml:lang="en-US">Loans made to franchisees</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NotesReceivableGross_lbl" xml:lang="en-US">Financing receivables</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NotesReceivableGross_lbl" xml:lang="en-US">Receivables, gross</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_InterestInLoansPurchased" xlink:label="hrb_InterestInLoansPurchased" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_InterestInLoansPurchased" xlink:to="hrb_InterestInLoansPurchased_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_InterestInLoansPurchased_lbl" xml:lang="en-US">Interest in loans purchased</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_InterestInLoansPurchased_lbl" xml:lang="en-US">Interest in loans purchased</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLifeMinimum" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLifeMinimum" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentUsefulLifeMinimum" xlink:to="us-gaap_PropertyPlantAndEquipmentUsefulLifeMinimum_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLifeMinimum_lbl" xml:lang="en-US">Property, Plant and Equipment, Useful Life, Minimum</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLifeMinimum_lbl" xml:lang="en-US">Estimated useful life, minimum (years)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLifeMaximum" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLifeMaximum" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentUsefulLifeMaximum" xlink:to="us-gaap_PropertyPlantAndEquipmentUsefulLifeMaximum_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLifeMaximum_lbl" xml:lang="en-US">Property, Plant and Equipment, Useful Life, Maximum</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLifeMaximum_lbl" xml:lang="en-US">Estimated useful life, maximum (years)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLifeAverage" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLifeAverage" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentUsefulLifeAverage" xlink:to="us-gaap_PropertyPlantAndEquipmentUsefulLifeAverage_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLifeAverage_lbl" xml:lang="en-US">Property, Plant and Equipment, Useful Life, Average</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentUsefulLifeAverage_lbl" xml:lang="en-US">Developed software, amortization period (months)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GoodwillImpairmentLoss" xlink:label="us-gaap_GoodwillImpairmentLoss" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillImpairmentLoss" xlink:to="us-gaap_GoodwillImpairmentLoss_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GoodwillImpairmentLoss_lbl" xml:lang="en-US">Goodwill, Impairment Loss</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_GoodwillImpairmentLoss_lbl" xml:lang="en-US">Impairments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_GoodwillImpairmentLoss_lbl" xml:lang="en-US">Impairments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_GoodwillImpairmentLoss_lbl" xml:lang="en-US">Goodwill impairment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:label="us-gaap_FiniteLivedIntangibleAssetsWeightedAverageUsefulLife" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsWeightedAverageUsefulLife" xlink:to="us-gaap_FiniteLivedIntangibleAssetsWeightedAverageUsefulLife_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsWeightedAverageUsefulLife_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Weighted-Average Useful Life</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsWeightedAverageUsefulLife_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Weighted-Average Useful Life, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsWeightedAverageUsefulLife_lbl" xml:lang="en-US">Weighted-average life of intangible assets with finite lives (in years)</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_RefundableDepositFromFranchisees" xlink:label="hrb_RefundableDepositFromFranchisees" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_RefundableDepositFromFranchisees" xlink:to="hrb_RefundableDepositFromFranchisees_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_RefundableDepositFromFranchisees_lbl" xml:lang="en-US">Refundable Deposit From Franchisees.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_RefundableDepositFromFranchisees_lbl" xml:lang="en-US">Refundable Deposit From Franchisees</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_RefundableDepositFromFranchisees_lbl" xml:lang="en-US">Refundable deposit from franchisees</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdvertisingExpense" xlink:label="us-gaap_AdvertisingExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdvertisingExpense" xlink:to="us-gaap_AdvertisingExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdvertisingExpense_lbl" xml:lang="en-US">Advertising Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AdvertisingExpense_lbl" xml:lang="en-US">Total advertising costs of continuing operations</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DefinedBenefitPlanContributionsByPlanParticipants" xlink:label="us-gaap_DefinedBenefitPlanContributionsByPlanParticipants" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DefinedBenefitPlanContributionsByPlanParticipants" xlink:to="us-gaap_DefinedBenefitPlanContributionsByPlanParticipants_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DefinedBenefitPlanContributionsByPlanParticipants_lbl" xml:lang="en-US">Defined Benefit Plan, Contributions by Plan Participants</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DefinedBenefitPlanContributionsByPlanParticipants_lbl" xml:lang="en-US">Contributions of continuing operations to 401(k) defined contribution plans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RestructuringAndRelatedCostNumberOfPositionsEliminated" xlink:label="us-gaap_RestructuringAndRelatedCostNumberOfPositionsEliminated" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RestructuringAndRelatedCostNumberOfPositionsEliminated" xlink:to="us-gaap_RestructuringAndRelatedCostNumberOfPositionsEliminated_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RestructuringAndRelatedCostNumberOfPositionsEliminated_lbl" xml:lang="en-US">Staff Reduction Due To Realignment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RestructuringAndRelatedCostNumberOfPositionsEliminated_lbl" xml:lang="en-US">Staff reduction due to realignment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SeveranceCosts" xlink:label="us-gaap_SeveranceCosts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeveranceCosts" xlink:to="us-gaap_SeveranceCosts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeveranceCosts_lbl" xml:lang="en-US">Severance Costs</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SeveranceCosts_lbl" xml:lang="en-US">Severance benefits recorded</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss" xlink:to="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss_lbl" xml:lang="en-US">Available-for-sale Securities, Gross Unrealized Gain (Loss)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss_lbl" xml:lang="en-US">Available-for-sale Securities, Gross Unrealized Gain (Loss), Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss_lbl" xml:lang="en-US">Net unrealized holding gain on AFS securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent" xlink:label="us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent" xlink:to="us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, Net of Tax, Portion Attributable to Parent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent_lbl" xml:lang="en-US">Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, Net of Tax, Portion Attributable to Parent, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent_lbl" xml:lang="en-US">Foreign currency translation adjustment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:label="us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable" xlink:to="us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfBusinessAcquisitionsByAcquisitionTable_lbl" xml:lang="en-US">Schedule of Business Acquisitions, by Acquisition [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessAcquisitionAxis" xlink:label="us-gaap_BusinessAcquisitionAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionAxis" xlink:to="us-gaap_BusinessAcquisitionAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionAxis_lbl" xml:lang="en-US">Business Acquisition [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessAcquisitionAcquireeDomain" xlink:label="us-gaap_BusinessAcquisitionAcquireeDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionAcquireeDomain" xlink:to="us-gaap_BusinessAcquisitionAcquireeDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionAcquireeDomain_lbl" xml:lang="en-US">Business Acquisition, Acquiree [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TwossHoldingsIncMember" xlink:label="hrb_TwossHoldingsIncMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TwossHoldingsIncMember" xlink:to="hrb_TwossHoldingsIncMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TwossHoldingsIncMember_lbl" xml:lang="en-US">TwoSS Holdings, Inc. [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TwossHoldingsIncMember_lbl" xml:lang="en-US">2SS Holdings, Inc. [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CaturanoCompanyIncMember" xlink:label="hrb_CaturanoCompanyIncMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CaturanoCompanyIncMember" xlink:to="hrb_CaturanoCompanyIncMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CaturanoCompanyIncMember_lbl" xml:lang="en-US">Caturano &amp; Company, Inc. [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CaturanoCompanyIncMember_lbl" xml:lang="en-US">Caturano &amp; Company, Inc. [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MajorIndependentFranchiseOperatorMember" xlink:label="hrb_MajorIndependentFranchiseOperatorMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_MajorIndependentFranchiseOperatorMember" xlink:to="hrb_MajorIndependentFranchiseOperatorMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MajorIndependentFranchiseOperatorMember_lbl" xml:lang="en-US">Major Independent Franchise Operator [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MajorIndependentFranchiseOperatorMember_lbl" xml:lang="en-US">Major Independent Franchise Operator [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SeriesOfIndividuallyImmaterialBusinessAcquisitionsMember" xlink:label="us-gaap_SeriesOfIndividuallyImmaterialBusinessAcquisitionsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesOfIndividuallyImmaterialBusinessAcquisitionsMember" xlink:to="us-gaap_SeriesOfIndividuallyImmaterialBusinessAcquisitionsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeriesOfIndividuallyImmaterialBusinessAcquisitionsMember_lbl" xml:lang="en-US">Other Acquisitions [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessAcquisitionCostOfAcquiredEntityPurchasePrice" xlink:label="us-gaap_BusinessAcquisitionCostOfAcquiredEntityPurchasePrice" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionCostOfAcquiredEntityPurchasePrice" xlink:to="us-gaap_BusinessAcquisitionCostOfAcquiredEntityPurchasePrice_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionCostOfAcquiredEntityPurchasePrice_lbl" xml:lang="en-US">Total purchase price</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BusinessAcquisitionCostOfAcquiredEntityPurchasePrice_lbl" xml:lang="en-US">Total purchase price</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_BusinessAcquisitionCostOfAcquiredEntityPurchasePrice_lbl" xml:lang="en-US">Total purchase price</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessAcquisitionCostOfAcquiredEntityCashPaid" xlink:label="us-gaap_BusinessAcquisitionCostOfAcquiredEntityCashPaid" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionCostOfAcquiredEntityCashPaid" xlink:to="us-gaap_BusinessAcquisitionCostOfAcquiredEntityCashPaid_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionCostOfAcquiredEntityCashPaid_lbl" xml:lang="en-US">Cash paid for acquisition</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsToAcquireBusinessesGross" xlink:label="us-gaap_PaymentsToAcquireBusinessesGross" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsToAcquireBusinessesGross" xlink:to="us-gaap_PaymentsToAcquireBusinessesGross_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsToAcquireBusinessesGross_lbl" xml:lang="en-US">Business Acquisition Cash Paid At Closing</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsToAcquireBusinessesGross_lbl" xml:lang="en-US">Cash paid at closing</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_BusinessAcquisitionPaymentTimePeriod" xlink:label="hrb_BusinessAcquisitionPaymentTimePeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_BusinessAcquisitionPaymentTimePeriod" xlink:to="hrb_BusinessAcquisitionPaymentTimePeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_BusinessAcquisitionPaymentTimePeriod_lbl" xml:lang="en-US">Business acquisition payment time period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_BusinessAcquisitionPaymentTimePeriod_lbl" xml:lang="en-US">Business Acquisition Payment Time Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_BusinessAcquisitionPaymentTimePeriod_lbl" xml:lang="en-US">Time period of deferred purchase price (years)</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_DeferredCompensationEmployeeRetentionAndPerformanceBonusPlanExpense" xlink:label="hrb_DeferredCompensationEmployeeRetentionAndPerformanceBonusPlanExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_DeferredCompensationEmployeeRetentionAndPerformanceBonusPlanExpense" xlink:to="hrb_DeferredCompensationEmployeeRetentionAndPerformanceBonusPlanExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DeferredCompensationEmployeeRetentionAndPerformanceBonusPlanExpense_lbl" xml:lang="en-US">Deferred compensation, employee retention and performance bonus plan expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_DeferredCompensationEmployeeRetentionAndPerformanceBonusPlanExpense_lbl" xml:lang="en-US">Deferred Compensation, Employee Retention And Performance Bonus Plan Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_DeferredCompensationEmployeeRetentionAndPerformanceBonusPlanExpense_lbl" xml:lang="en-US">Deferred compensation, employee retention and performance bonus plan expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromSalesOfBusinessAffiliateAndProductiveAssets" xlink:label="us-gaap_ProceedsFromSalesOfBusinessAffiliateAndProductiveAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromSalesOfBusinessAffiliateAndProductiveAssets" xlink:to="us-gaap_ProceedsFromSalesOfBusinessAffiliateAndProductiveAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromSalesOfBusinessAffiliateAndProductiveAssets_lbl" xml:lang="en-US">Proceeds from Sales of Business, Affiliate and Productive Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromSalesOfBusinessAffiliateAndProductiveAssets_lbl" xml:lang="en-US">Proceeds from sale of retail tax offices</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" xlink:label="us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" xlink:to="us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal_lbl" xml:lang="en-US">Disposal Group, Not Discontinued Operation, Gain (Loss) on Disposal</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal_lbl" xml:lang="en-US">Gain on sale of retail tax offices</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessAcquisitionContingentConsiderationPotentialCashPayment" xlink:label="us-gaap_BusinessAcquisitionContingentConsiderationPotentialCashPayment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionContingentConsiderationPotentialCashPayment" xlink:to="us-gaap_BusinessAcquisitionContingentConsiderationPotentialCashPayment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionContingentConsiderationPotentialCashPayment_lbl" xml:lang="en-US">Business Acquisition, Contingent Consideration, Potential Cash Payment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BusinessAcquisitionContingentConsiderationPotentialCashPayment_lbl" xml:lang="en-US">Contingent consideration paid</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AcquiredFiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="us-gaap_AcquiredFiniteLivedIntangibleAssetsByMajorClassAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AcquiredFiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="us-gaap_AcquiredFiniteLivedIntangibleAssetsByMajorClassAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AcquiredFiniteLivedIntangibleAssetsByMajorClassAxis_lbl" xml:lang="en-US">Acquired Finite-Lived Intangible Assets by Major Class [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Major Class Name [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CustomerRelationshipsMember" xlink:label="us-gaap_CustomerRelationshipsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CustomerRelationshipsMember" xlink:to="us-gaap_CustomerRelationshipsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CustomerRelationshipsMember_lbl" xml:lang="en-US">Customer Relationships [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoncompeteAgreementsMember" xlink:label="us-gaap_NoncompeteAgreementsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoncompeteAgreementsMember" xlink:to="us-gaap_NoncompeteAgreementsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoncompeteAgreementsMember_lbl" xml:lang="en-US">Noncompete Agreements [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AttestFirmAffiliationMember" xlink:label="hrb_AttestFirmAffiliationMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AttestFirmAffiliationMember" xlink:to="hrb_AttestFirmAffiliationMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AttestFirmAffiliationMember_lbl" xml:lang="en-US">Attest Firm Affiliation.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AttestFirmAffiliationMember_lbl" xml:lang="en-US">Attest Firm Affiliation [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets_lbl" xml:lang="en-US">Business Acquisition, Purchase Price Allocation, Amortizable Intangible Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets_lbl" xml:lang="en-US">Intangible assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount_lbl" xml:lang="en-US">Business Acquisition, Purchase Price Allocation, Goodwill Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount_lbl" xml:lang="en-US">Goodwill</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount_lbl" xml:lang="en-US">Business Acquisition, Purchase Price Allocation, Goodwill Amount, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationPropertyPlantAndEquipment" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationPropertyPlantAndEquipment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationPropertyPlantAndEquipment" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationPropertyPlantAndEquipment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationPropertyPlantAndEquipment_lbl" xml:lang="en-US">Business Acquisition, Purchase Price Allocation, Property, Plant and Equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationPropertyPlantAndEquipment_lbl" xml:lang="en-US">Fixed assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationPropertyPlantAndEquipment_lbl" xml:lang="en-US">Business Acquisition, Purchase Price Allocation, Property, Plant and Equipment, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentAssets" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentAssets" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentAssets_lbl" xml:lang="en-US">Business Acquisition, Purchase Price Allocation, Other Noncurrent Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentAssets_lbl" xml:lang="en-US">Other assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentLiabilities" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentLiabilities" xlink:to="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentLiabilities_lbl" xml:lang="en-US">Business Acquisition, Purchase Price Allocation, Other Noncurrent Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentLiabilities_lbl" xml:lang="en-US">Other liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentLiabilities_lbl" xml:lang="en-US">Other liabilities</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeasehold" xlink:label="hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeasehold" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeasehold" xlink:to="hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeasehold_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeasehold_lbl" xml:lang="en-US">Business acquisition liabilities assumed unfavorable leasehold</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeasehold_lbl" xml:lang="en-US">Business Acquisition Liabilities Assumed Unfavorable Leasehold</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeasehold_lbl" xml:lang="en-US">Unfavorable leasehold</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeasehold_lbl" xml:lang="en-US">Unfavorable leasehold</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AcquiredFiniteLivedIntangibleAssetWeightedAverageUsefulLife" xlink:label="us-gaap_AcquiredFiniteLivedIntangibleAssetWeightedAverageUsefulLife" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AcquiredFiniteLivedIntangibleAssetWeightedAverageUsefulLife" xlink:to="us-gaap_AcquiredFiniteLivedIntangibleAssetWeightedAverageUsefulLife_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AcquiredFiniteLivedIntangibleAssetWeightedAverageUsefulLife_lbl" xml:lang="en-US">Acquired Finite-lived Intangible Asset, Weighted Average Useful Life</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AcquiredFiniteLivedIntangibleAssetWeightedAverageUsefulLife_lbl" xml:lang="en-US">Estimated life (in years)</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Two Through Five Years, Amortized Cost Basis</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_lbl" xml:lang="en-US">Cost basis, two to five years</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Amortized Cost Basis</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_lbl" xml:lang="en-US">Cost basis, six to ten years</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Ten Years, Amortized Cost Basis</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_lbl" xml:lang="en-US">Cost basis, beyond</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Amortized Cost Basis</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost_lbl" xml:lang="en-US">Cost basis, total AFS securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, within One Year, Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_lbl" xml:lang="en-US">Fair value, less than one year</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Two Through Five Years, Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_lbl" xml:lang="en-US">Fair value, two to five years</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Five Through Ten Years, Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_lbl" xml:lang="en-US">Fair value, six to ten years</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, after Ten Years, Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_lbl" xml:lang="en-US">Fair value, beyond</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:to="us-gaap_AvailableForSaleSecuritiesDebtSecurities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities_lbl" xml:lang="en-US">Available-for-sale Securities, Debt Securities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities_lbl" xml:lang="en-US">Available-for-sale debt securities Fair Value, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AvailableForSaleSecuritiesDebtSecurities_lbl" xml:lang="en-US">Fair Value, total AFS securities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_lbl" xml:lang="en-US">Schedule of Accounts, Notes, Loans and Financing Receivable [Table]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_BusinessServicesReceivablesMember" xlink:label="hrb_BusinessServicesReceivablesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_BusinessServicesReceivablesMember" xlink:to="hrb_BusinessServicesReceivablesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_BusinessServicesReceivablesMember_lbl" xml:lang="en-US">Business Services Receivables [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_BusinessServicesReceivablesMember_lbl" xml:lang="en-US">Business Services Receivables [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ReceivablesForTaxPreparationAndRelatedFeesMember" xlink:label="hrb_ReceivablesForTaxPreparationAndRelatedFeesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ReceivablesForTaxPreparationAndRelatedFeesMember" xlink:to="hrb_ReceivablesForTaxPreparationAndRelatedFeesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ReceivablesForTaxPreparationAndRelatedFeesMember_lbl" xml:lang="en-US">Receivables for Tax Preparation and Related Fees</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ReceivablesForTaxPreparationAndRelatedFeesMember_lbl" xml:lang="en-US">Receivables for Tax Preparation and Related Fees [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_RoyaltiesFromFranchiseesMember" xlink:label="hrb_RoyaltiesFromFranchiseesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_RoyaltiesFromFranchiseesMember" xlink:to="hrb_RoyaltiesFromFranchiseesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_RoyaltiesFromFranchiseesMember_lbl" xml:lang="en-US">Royalties from Franchisees [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_RoyaltiesFromFranchiseesMember_lbl" xml:lang="en-US">Royalties from Franchisees [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_OtherReceivablesMember" xlink:label="hrb_OtherReceivablesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_OtherReceivablesMember" xlink:to="hrb_OtherReceivablesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_OtherReceivablesMember_lbl" xml:lang="en-US">Other Receivables [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_OtherReceivablesMember_lbl" xml:lang="en-US">Other [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NotesAndLoansReceivableGrossCurrent" xlink:label="us-gaap_NotesAndLoansReceivableGrossCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NotesAndLoansReceivableGrossCurrent" xlink:to="us-gaap_NotesAndLoansReceivableGrossCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NotesAndLoansReceivableGrossCurrent_lbl" xml:lang="en-US">Notes, Loans and Financing Receivable, Gross, Current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NotesAndLoansReceivableGrossCurrent_lbl" xml:lang="en-US">Financing receivables, current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_NotesAndLoansReceivableGrossCurrent_lbl" xml:lang="en-US">Receivables, gross</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NotesAndLoansReceivableNetCurrent" xlink:label="us-gaap_NotesAndLoansReceivableNetCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NotesAndLoansReceivableNetCurrent" xlink:to="us-gaap_NotesAndLoansReceivableNetCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NotesAndLoansReceivableNetCurrent_lbl" xml:lang="en-US">Notes, Loans and Financing Receivable, Net, Current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NotesAndLoansReceivableNetCurrent_lbl" xml:lang="en-US">Short-term</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NotesAndLoansReceivableNetCurrent_lbl" xml:lang="en-US">Notes, Loans and Financing Receivable, Net, Current, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NotesAndLoansReceivableNetNoncurrent" xlink:label="us-gaap_NotesAndLoansReceivableNetNoncurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NotesAndLoansReceivableNetNoncurrent" xlink:to="us-gaap_NotesAndLoansReceivableNetNoncurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NotesAndLoansReceivableNetNoncurrent_lbl" xml:lang="en-US">Notes, Loans and Financing Receivable, Net, Noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NotesAndLoansReceivableNetNoncurrent_lbl" xml:lang="en-US">Long-term</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NotesAndLoansReceivableNetNoncurrent_lbl" xml:lang="en-US">Notes, Loans and Financing Receivable, Net, Noncurrent, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NotesReceivableNet" xlink:label="us-gaap_NotesReceivableNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NotesReceivableNet" xlink:to="us-gaap_NotesReceivableNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NotesReceivableNet_lbl" xml:lang="en-US">Notes, Loans and Financing Receivable, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NotesReceivableNet_lbl" xml:lang="en-US">Receivables, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NotesReceivableNet_lbl" xml:lang="en-US">Receivables, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueOffBalanceSheetRisksByFinancialInstrumentAxis" xlink:label="us-gaap_FairValueOffBalanceSheetRisksByFinancialInstrumentAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueOffBalanceSheetRisksByFinancialInstrumentAxis" xlink:to="us-gaap_FairValueOffBalanceSheetRisksByFinancialInstrumentAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueOffBalanceSheetRisksByFinancialInstrumentAxis_lbl" xml:lang="en-US">Fair Value, Off-balance Sheet Risks by Financial Instrument [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueOffBalanceSheetRisksFinancialInstrumentsDomain" xlink:label="us-gaap_FairValueOffBalanceSheetRisksFinancialInstrumentsDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueOffBalanceSheetRisksFinancialInstrumentsDomain" xlink:to="us-gaap_FairValueOffBalanceSheetRisksFinancialInstrumentsDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueOffBalanceSheetRisksFinancialInstrumentsDomain_lbl" xml:lang="en-US">Fair Value, Off-balance Sheet Risks, Financial Instruments [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CreditQualityIndicatorCurrentYearOfOriginationMember" xlink:label="hrb_CreditQualityIndicatorCurrentYearOfOriginationMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CreditQualityIndicatorCurrentYearOfOriginationMember" xlink:to="hrb_CreditQualityIndicatorCurrentYearOfOriginationMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CreditQualityIndicatorCurrentYearOfOriginationMember_lbl" xml:lang="en-US">Credit Quality Indicator Current Year of origination [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CreditQualityIndicatorCurrentYearOfOriginationMember_lbl" xml:lang="en-US">Year of Origination 2011 [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CreditQualityIndicatorOneYearFormOriginationMember" xlink:label="hrb_CreditQualityIndicatorOneYearFormOriginationMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CreditQualityIndicatorOneYearFormOriginationMember" xlink:to="hrb_CreditQualityIndicatorOneYearFormOriginationMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CreditQualityIndicatorOneYearFormOriginationMember_lbl" xml:lang="en-US">Credit Quality Indicator One Year Form Origination [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CreditQualityIndicatorOneYearFormOriginationMember_lbl" xml:lang="en-US">Year of Origination 2010 [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CreditQualityIndicatorTwoYearFormOriginationMember" xlink:label="hrb_CreditQualityIndicatorTwoYearFormOriginationMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CreditQualityIndicatorTwoYearFormOriginationMember" xlink:to="hrb_CreditQualityIndicatorTwoYearFormOriginationMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CreditQualityIndicatorTwoYearFormOriginationMember_lbl" xml:lang="en-US">Credit Quality Indicator Two Year Form Origination [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CreditQualityIndicatorTwoYearFormOriginationMember_lbl" xml:lang="en-US">Year of Origination 2009 [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CreditQualityIndicatorThreeYearAndPriorFormOriginationMember" xlink:label="hrb_CreditQualityIndicatorThreeYearAndPriorFormOriginationMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CreditQualityIndicatorThreeYearAndPriorFormOriginationMember" xlink:to="hrb_CreditQualityIndicatorThreeYearAndPriorFormOriginationMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CreditQualityIndicatorThreeYearAndPriorFormOriginationMember_lbl" xml:lang="en-US">Credit Quality Indicator Three Year and Prior Form Origination [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CreditQualityIndicatorThreeYearAndPriorFormOriginationMember_lbl" xml:lang="en-US">Year of Origination 2008 and Prior [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_RevolvingLoansMember" xlink:label="hrb_RevolvingLoansMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_RevolvingLoansMember" xlink:to="hrb_RevolvingLoansMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_RevolvingLoansMember_lbl" xml:lang="en-US">Revolving Loans [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_RevolvingLoansMember_lbl" xml:lang="en-US">Revolving Loans [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableCommercial" xlink:label="us-gaap_LoansAndLeasesReceivableCommercial" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableCommercial" xlink:to="us-gaap_LoansAndLeasesReceivableCommercial_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableCommercial_lbl" xml:lang="en-US">Loans and Leases Receivable, Gross, Commercial</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableCommercial_lbl" xml:lang="en-US">Receivables, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableCommercial_lbl" xml:lang="en-US">Loans and Leases Receivable, Gross, Commercial, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AllOtherReceivablesMember" xlink:label="hrb_AllOtherReceivablesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AllOtherReceivablesMember" xlink:to="hrb_AllOtherReceivablesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AllOtherReceivablesMember_lbl" xml:lang="en-US">All Other Receivables [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AllOtherReceivablesMember_lbl" xml:lang="en-US">All Other Receivables [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts" xlink:to="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts_lbl" xml:lang="en-US">Premiums Receivable, Allowance for Doubtful Accounts</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts_lbl" xml:lang="en-US">Ending balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts_lbl" xml:lang="en-US">Beginning balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsProvisionChargedToExpense" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsProvisionChargedToExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsProvisionChargedToExpense" xlink:to="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsProvisionChargedToExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsProvisionChargedToExpense_lbl" xml:lang="en-US">Premiums Receivable, Allowance for Doubtful Accounts, Provision Charged to Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsProvisionChargedToExpense_lbl" xml:lang="en-US">Provision</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries" xlink:to="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries_lbl" xml:lang="en-US">Premiums Receivable, Allowance for Doubtful Accounts, Recoveries</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries_lbl" xml:lang="en-US">Recoveries</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance" xlink:to="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance_lbl" xml:lang="en-US">Premiums Receivable, Allowance for Doubtful Accounts, Write Offs Against Allowance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance_lbl" xml:lang="en-US">Charge-offs</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ConcentrationRiskTable" xlink:label="us-gaap_ConcentrationRiskTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskTable" xlink:to="us-gaap_ConcentrationRiskTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskTable_lbl" xml:lang="en-US">Concentration Risk [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ConcentrationRiskByTypeAxis" xlink:label="us-gaap_ConcentrationRiskByTypeAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskByTypeAxis" xlink:to="us-gaap_ConcentrationRiskByTypeAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskByTypeAxis_lbl" xml:lang="en-US">Concentration Risk by Type [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ConcentrationRiskTypeDomain" xlink:label="us-gaap_ConcentrationRiskTypeDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConcentrationRiskTypeDomain" xlink:to="us-gaap_ConcentrationRiskTypeDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskTypeDomain_lbl" xml:lang="en-US">Concentration Risk Type [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_HrbBankInterestOnlyMortgageMember" xlink:label="hrb_HrbBankInterestOnlyMortgageMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_HrbBankInterestOnlyMortgageMember" xlink:to="hrb_HrbBankInterestOnlyMortgageMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_HrbBankInterestOnlyMortgageMember_lbl" xml:lang="en-US">HRB Bank Interest-only Mortgage [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_HrbBankInterestOnlyMortgageMember_lbl" xml:lang="en-US">HRB Bank Interest-only Mortgage [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MinimumCreditScoreMember" xlink:label="hrb_MinimumCreditScoreMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_MinimumCreditScoreMember" xlink:to="hrb_MinimumCreditScoreMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MinimumCreditScoreMember_lbl" xml:lang="en-US">Minimum Credit Score [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MinimumCreditScoreMember_lbl" xml:lang="en-US">Minimum Credit Score [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MaximumCreditScoreMember" xlink:label="hrb_MaximumCreditScoreMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_MaximumCreditScoreMember" xlink:to="hrb_MaximumCreditScoreMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MaximumCreditScoreMember_lbl" xml:lang="en-US">Maximum Credit Score [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MaximumCreditScoreMember_lbl" xml:lang="en-US">Maximum Credit Score [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LoanLossReserveToMortgageLoans" xlink:label="hrb_LoanLossReserveToMortgageLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LoanLossReserveToMortgageLoans" xlink:to="hrb_LoanLossReserveToMortgageLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LoanLossReserveToMortgageLoans_lbl" xml:lang="en-US">Loan Loss Reserve To Mortgage Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LoanLossReserveToMortgageLoans_lbl" xml:lang="en-US">Loan Loss Reserve To Mortgage Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_LoanLossReserveToMortgageLoans_lbl" xml:lang="en-US">Loan loss reserve as a percentage of mortgage loans</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium" xlink:label="hrb_LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium" xlink:to="hrb_LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium_lbl" xml:lang="en-US">Loan-to-value at Origination in Order to Have Internal Risk Rating of Medium</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium_lbl" xml:lang="en-US">Loan-to-value at Origination in Order to Have Internal Risk Rating of Medium</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium_lbl" xml:lang="en-US">Loan-to-value at origination in order to have internal risk rating of medium</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MaximumCreditScoreToBeGivenInternalRiskRatingOfMedium" xlink:label="hrb_MaximumCreditScoreToBeGivenInternalRiskRatingOfMedium" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_MaximumCreditScoreToBeGivenInternalRiskRatingOfMedium" xlink:to="hrb_MaximumCreditScoreToBeGivenInternalRiskRatingOfMedium_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MaximumCreditScoreToBeGivenInternalRiskRatingOfMedium_lbl" xml:lang="en-US">Maximum Credit Score to Be Given Internal Risk Rating of Medium</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MaximumCreditScoreToBeGivenInternalRiskRatingOfMedium_lbl" xml:lang="en-US">Maximum Credit Score to Be Given Internal Risk Rating of Medium</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_MaximumCreditScoreToBeGivenInternalRiskRatingOfMedium_lbl" xml:lang="en-US">Maximum credit score to be given internal risk rating of medium</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MinimumCreditScoreToBeGivenInternalRiskRatingOfLow" xlink:label="hrb_MinimumCreditScoreToBeGivenInternalRiskRatingOfLow" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_MinimumCreditScoreToBeGivenInternalRiskRatingOfLow" xlink:to="hrb_MinimumCreditScoreToBeGivenInternalRiskRatingOfLow_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MinimumCreditScoreToBeGivenInternalRiskRatingOfLow_lbl" xml:lang="en-US">Minimum Credit Score To Be Given Internal Risk Rating Of Low</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MinimumCreditScoreToBeGivenInternalRiskRatingOfLow_lbl" xml:lang="en-US">Minimum Credit Score To Be Given Internal Risk Rating Of Low</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_MinimumCreditScoreToBeGivenInternalRiskRatingOfLow_lbl" xml:lang="en-US">Minimum credit score to be given internal risk rating of low</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestReceivable" xlink:label="us-gaap_InterestReceivable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestReceivable" xlink:to="us-gaap_InterestReceivable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Loans and Receivables Held for Investment Accrued Interest</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestReceivable_lbl" xml:lang="en-US">Accrued interest on loans held for investment</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LoansAndReceivablesHeldForInvestmentTotal" xlink:label="hrb_LoansAndReceivablesHeldForInvestmentTotal" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LoansAndReceivablesHeldForInvestmentTotal" xlink:to="hrb_LoansAndReceivablesHeldForInvestmentTotal_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LoansAndReceivablesHeldForInvestmentTotal_lbl" xml:lang="en-US">Loans and Receivables Held for Investment Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LoansAndReceivablesHeldForInvestmentTotal_lbl" xml:lang="en-US">Loans and Receivables Held for Investment Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_LoansAndReceivablesHeldForInvestmentTotal_lbl" xml:lang="en-US">Loans held for investment</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_InSubstanceForeclosures" xlink:label="hrb_InSubstanceForeclosures" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_InSubstanceForeclosures" xlink:to="hrb_InSubstanceForeclosures_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_InSubstanceForeclosures_lbl" xml:lang="en-US">In-substance foreclosures</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_InSubstanceForeclosures_lbl" xml:lang="en-US">In-substance foreclosures</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansReceivableWithVariableRatesOfInterest" xlink:label="us-gaap_LoansReceivableWithVariableRatesOfInterest" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableWithVariableRatesOfInterest" xlink:to="us-gaap_LoansReceivableWithVariableRatesOfInterest_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansReceivableWithVariableRatesOfInterest_lbl" xml:lang="en-US">Adjustable-rate loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_LoansReceivableWithVariableRatesOfInterest_lbl" xml:lang="en-US">Adjustable-rate loans</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AdjustableRateLoansToTotalLoans" xlink:label="hrb_AdjustableRateLoansToTotalLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AdjustableRateLoansToTotalLoans" xlink:to="hrb_AdjustableRateLoansToTotalLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AdjustableRateLoansToTotalLoans_lbl" xml:lang="en-US">Adjustable Rate Loans To Total Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AdjustableRateLoansToTotalLoans_lbl" xml:lang="en-US">Adjustable Rate Loans To Total Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_AdjustableRateLoansToTotalLoans_lbl" xml:lang="en-US">Adjustable-rate loans, percent of total loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansReceivableWithFixedRatesOfInterest" xlink:label="us-gaap_LoansReceivableWithFixedRatesOfInterest" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansReceivableWithFixedRatesOfInterest" xlink:to="us-gaap_LoansReceivableWithFixedRatesOfInterest_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansReceivableWithFixedRatesOfInterest_lbl" xml:lang="en-US">Fixed-rate loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_LoansReceivableWithFixedRatesOfInterest_lbl" xml:lang="en-US">Fixed-rate loans</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_FixedRateLoansToTotalLoans" xlink:label="hrb_FixedRateLoansToTotalLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_FixedRateLoansToTotalLoans" xlink:to="hrb_FixedRateLoansToTotalLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_FixedRateLoansToTotalLoans_lbl" xml:lang="en-US">Fixed Rate Loans To Total Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_FixedRateLoansToTotalLoans_lbl" xml:lang="en-US">Fixed Rate Loans To Total Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_FixedRateLoansToTotalLoans_lbl" xml:lang="en-US">Fixed-rate loans, percent of total loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount" xlink:to="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Total loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Portfolio balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Total loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LoansAndLeasesReceivableGrossCarryingAmount_lbl" xml:lang="en-US">Total loans</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TotalLoansToTotalLoans" xlink:label="hrb_TotalLoansToTotalLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TotalLoansToTotalLoans" xlink:to="hrb_TotalLoansToTotalLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TotalLoansToTotalLoans_lbl" xml:lang="en-US">Total Loans To Total Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TotalLoansToTotalLoans_lbl" xml:lang="en-US">Total Loans To Total Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_TotalLoansToTotalLoans_lbl" xml:lang="en-US">Total loans, percent of total loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="hrb_TotalLoansToTotalLoans_lbl" xml:lang="en-US">Total loans, percent of total loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" xlink:label="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums" xlink:to="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums_lbl" xml:lang="en-US">Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums_lbl" xml:lang="en-US">Unamortized deferred fees and costs</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums_lbl" xml:lang="en-US">Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProvisionForLoanAndLeaseLosses" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProvisionForLoanAndLeaseLosses" xlink:to="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">Provision</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ProvisionForLoanAndLeaseLosses_lbl" xml:lang="en-US">Provision for Loan and Lease Losses, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts" xlink:label="us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts" xlink:to="us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts_lbl" xml:lang="en-US">Recoveries</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts_lbl" xml:lang="en-US">Recoveries</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:label="us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs" xlink:to="us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_lbl" xml:lang="en-US">Charge-offs</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs_lbl" xml:lang="en-US">Charge-offs</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PooledLessThan60DaysPastDueMember" xlink:label="hrb_PooledLessThan60DaysPastDueMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PooledLessThan60DaysPastDueMember" xlink:to="hrb_PooledLessThan60DaysPastDueMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PooledLessThan60DaysPastDueMember_lbl" xml:lang="en-US">Pooled (Less Than 60 Days Past Due)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PooledLessThan60DaysPastDueMember_lbl" xml:lang="en-US">Pooled (Less Than 60 Days Past Due) [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_IndividuallyTdrMember" xlink:label="hrb_IndividuallyTdrMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_IndividuallyTdrMember" xlink:to="hrb_IndividuallyTdrMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_IndividuallyTdrMember_lbl" xml:lang="en-US">Individually TDR [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_IndividuallyTdrMember_lbl" xml:lang="en-US">Individually (TDRs) [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_IndividuallyTdrMember_lbl" xml:lang="en-US">Individually (TDRs) [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_Individually60DaysOrMorePastDueMember" xlink:label="hrb_Individually60DaysOrMorePastDueMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_Individually60DaysOrMorePastDueMember" xlink:to="hrb_Individually60DaysOrMorePastDueMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_Individually60DaysOrMorePastDueMember_lbl" xml:lang="en-US">Individually (60 Days or More Past Due)</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_Individually60DaysOrMorePastDueMember_lbl" xml:lang="en-US">Individually (60 Days or More Past Due) [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AllowanceForLoanAndLeaseLossesRealEstate" xlink:label="us-gaap_AllowanceForLoanAndLeaseLossesRealEstate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AllowanceForLoanAndLeaseLossesRealEstate" xlink:to="us-gaap_AllowanceForLoanAndLeaseLossesRealEstate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AllowanceForLoanAndLeaseLossesRealEstate_lbl" xml:lang="en-US">Allowance for Loan and Lease Losses, Real Estate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AllowanceForLoanAndLeaseLossesRealEstate_lbl" xml:lang="en-US">Related allowance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis" xlink:label="us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis" xlink:to="us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AccountsNotesLoansAndFinancingReceivablesByLegalEntityOfCounterpartyTypeAxis_lbl" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable by Legal Entity of Counterparty, Type [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LegalEntityTypeOfCounterpartyDomain" xlink:label="us-gaap_LegalEntityTypeOfCounterpartyDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LegalEntityTypeOfCounterpartyDomain" xlink:to="us-gaap_LegalEntityTypeOfCounterpartyDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LegalEntityTypeOfCounterpartyDomain_lbl" xml:lang="en-US">Legal Entity Type of Counterparty [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PurchasedFromSccMember" xlink:label="hrb_PurchasedFromSccMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PurchasedFromSccMember" xlink:to="hrb_PurchasedFromSccMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PurchasedFromSccMember_lbl" xml:lang="en-US">Purchased from SCC [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PurchasedFromSccMember_lbl" xml:lang="en-US">Purchased from SCC [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AllOtherMember" xlink:label="hrb_AllOtherMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AllOtherMember" xlink:to="hrb_AllOtherMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AllOtherMember_lbl" xml:lang="en-US">All other [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AllOtherMember_lbl" xml:lang="en-US">All Other [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AllowanceAsPercentOfPrincipal" xlink:label="hrb_AllowanceAsPercentOfPrincipal" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AllowanceAsPercentOfPrincipal" xlink:to="hrb_AllowanceAsPercentOfPrincipal_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AllowanceAsPercentOfPrincipal_lbl" xml:lang="en-US">Allowance as  Percent of Principal</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AllowanceAsPercentOfPrincipal_lbl" xml:lang="en-US">Allowance as Percent of Principal</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_AllowanceAsPercentOfPrincipal_lbl" xml:lang="en-US">% of principal</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PercentOfLoansThirtyDaysPastDue" xlink:label="hrb_PercentOfLoansThirtyDaysPastDue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PercentOfLoansThirtyDaysPastDue" xlink:to="hrb_PercentOfLoansThirtyDaysPastDue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PercentOfLoansThirtyDaysPastDue_lbl" xml:lang="en-US">Percent of Loans Thirty Days Past Due</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PercentOfLoansThirtyDaysPastDue_lbl" xml:lang="en-US">Percent of Loans Thirty Days Past Due</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_PercentOfLoansThirtyDaysPastDue_lbl" xml:lang="en-US">% 30+ Days past due</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusAxis" xlink:label="hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusAxis" xlink:to="hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusAxis_lbl" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivables by Past Due Status</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusAxis_lbl" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivables by Past Due Status [Axis]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusDomain" xlink:label="hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusDomain" xlink:to="hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusDomain_lbl" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivables by Past Due Status</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AccountsNotesLoansAndFinancingReceivablesByPastDueStatusDomain_lbl" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivables by Past Due Status [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LessThan60DaysPastDueMember" xlink:label="hrb_LessThan60DaysPastDueMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LessThan60DaysPastDueMember" xlink:to="hrb_LessThan60DaysPastDueMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LessThan60DaysPastDueMember_lbl" xml:lang="en-US">Less Than 60 Days Past Due [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LessThan60DaysPastDueMember_lbl" xml:lang="en-US">Less Than 60 Days Past Due [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_SixtyTo89DaysPastDueMember" xlink:label="hrb_SixtyTo89DaysPastDueMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_SixtyTo89DaysPastDueMember" xlink:to="hrb_SixtyTo89DaysPastDueMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_SixtyTo89DaysPastDueMember_lbl" xml:lang="en-US">Sixty To 89 Days Past Due [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_SixtyTo89DaysPastDueMember_lbl" xml:lang="en-US">60 To 89 Days Past Due [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_NinetyDaysPlusPastDueMember" xlink:label="hrb_NinetyDaysPlusPastDueMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_NinetyDaysPlusPastDueMember" xlink:to="hrb_NinetyDaysPlusPastDueMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_NinetyDaysPlusPastDueMember_lbl" xml:lang="en-US">Ninety Days Plus Past Due [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_NinetyDaysPlusPastDueMember_lbl" xml:lang="en-US">90 Days + Past Due [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TotalPastDueMember" xlink:label="hrb_TotalPastDueMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TotalPastDueMember" xlink:to="hrb_TotalPastDueMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TotalPastDueMember_lbl" xml:lang="en-US">Total Past Due [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TotalPastDueMember_lbl" xml:lang="en-US">Total Past Due [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CurrentMember" xlink:label="hrb_CurrentMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CurrentMember" xlink:to="hrb_CurrentMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CurrentMember_lbl" xml:lang="en-US">Current [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CurrentMember_lbl" xml:lang="en-US">Current [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:label="us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_lbl" xml:lang="en-US">Schedule of Financing Receivable, Recorded Investment, Credit Quality Indicator [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:label="us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis" xlink:to="us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableInformationByCreditQualityIndicatorAxis_lbl" xml:lang="en-US">Financing Receivable Information by Credit Quality Indicator [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xlink:label="us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableByCreditQualityIndicatorDomain" xlink:to="us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableByCreditQualityIndicatorDomain_lbl" xml:lang="en-US">Financing Receivable, by Credit Quality Indicator [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_OccupancyStatusOwnerOccupiedMember" xlink:label="hrb_OccupancyStatusOwnerOccupiedMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_OccupancyStatusOwnerOccupiedMember" xlink:to="hrb_OccupancyStatusOwnerOccupiedMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_OccupancyStatusOwnerOccupiedMember_lbl" xml:lang="en-US">Occupancy Status, Owner Occupied</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_OccupancyStatusOwnerOccupiedMember_lbl" xml:lang="en-US">Occupancy Status, Owner Occupied [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_OccupancyStatusNonOwnerOccupiedMember" xlink:label="hrb_OccupancyStatusNonOwnerOccupiedMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_OccupancyStatusNonOwnerOccupiedMember" xlink:to="hrb_OccupancyStatusNonOwnerOccupiedMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_OccupancyStatusNonOwnerOccupiedMember_lbl" xml:lang="en-US">Occupancy Status, Non-Owner Occupied [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_OccupancyStatusNonOwnerOccupiedMember_lbl" xml:lang="en-US">Occupancy Status, Non-Owner Occupied [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_DocumentationLevelFullDocumentationMember" xlink:label="hrb_DocumentationLevelFullDocumentationMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_DocumentationLevelFullDocumentationMember" xlink:to="hrb_DocumentationLevelFullDocumentationMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DocumentationLevelFullDocumentationMember_lbl" xml:lang="en-US">Documentation Level, Full Documentation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_DocumentationLevelFullDocumentationMember_lbl" xml:lang="en-US">Documentation Level, Full Documentation [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_DocumentationLevelLimitedDocumentationMember" xlink:label="hrb_DocumentationLevelLimitedDocumentationMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_DocumentationLevelLimitedDocumentationMember" xlink:to="hrb_DocumentationLevelLimitedDocumentationMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DocumentationLevelLimitedDocumentationMember_lbl" xml:lang="en-US">Documentation Level, Limited Documentation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_DocumentationLevelLimitedDocumentationMember_lbl" xml:lang="en-US">Documentation Level, Limited Documentation [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_DocumentationLevelStatedIncomeMember" xlink:label="hrb_DocumentationLevelStatedIncomeMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_DocumentationLevelStatedIncomeMember" xlink:to="hrb_DocumentationLevelStatedIncomeMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DocumentationLevelStatedIncomeMember_lbl" xml:lang="en-US">Documentation Level, Stated Income</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_DocumentationLevelStatedIncomeMember_lbl" xml:lang="en-US">Documentation Level, Stated Income [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_DocumentationLevelNoDocumentationMember" xlink:label="hrb_DocumentationLevelNoDocumentationMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_DocumentationLevelNoDocumentationMember" xlink:to="hrb_DocumentationLevelNoDocumentationMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DocumentationLevelNoDocumentationMember_lbl" xml:lang="en-US">Documentation Level, No Documentation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_DocumentationLevelNoDocumentationMember_lbl" xml:lang="en-US">Documentation Level, No Documentation [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_InternalRiskRatingHighMember" xlink:label="hrb_InternalRiskRatingHighMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_InternalRiskRatingHighMember" xlink:to="hrb_InternalRiskRatingHighMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_InternalRiskRatingHighMember_lbl" xml:lang="en-US">Internal Risk Rating, High</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_InternalRiskRatingHighMember_lbl" xml:lang="en-US">Internal Risk Rating, High [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_InternalRiskRatingMediumMember" xlink:label="hrb_InternalRiskRatingMediumMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_InternalRiskRatingMediumMember" xlink:to="hrb_InternalRiskRatingMediumMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_InternalRiskRatingMediumMember_lbl" xml:lang="en-US">Internal Risk Rating, Medium [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_InternalRiskRatingMediumMember_lbl" xml:lang="en-US">Internal Risk Rating, Medium [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_InternalRiskRatingLowMember" xlink:label="hrb_InternalRiskRatingLowMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_InternalRiskRatingLowMember" xlink:to="hrb_InternalRiskRatingLowMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_InternalRiskRatingLowMember_lbl" xml:lang="en-US">Internal Risk Rating, Low</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_InternalRiskRatingLowMember_lbl" xml:lang="en-US">Internal Risk Rating, Low [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LoansReceivableRecordedInvestmentNonaccrualStatus" xlink:label="hrb_LoansReceivableRecordedInvestmentNonaccrualStatus" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LoansReceivableRecordedInvestmentNonaccrualStatus" xlink:to="hrb_LoansReceivableRecordedInvestmentNonaccrualStatus_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LoansReceivableRecordedInvestmentNonaccrualStatus_lbl" xml:lang="en-US">Loans Receivable Recorded Investment Nonaccrual Status</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LoansReceivableRecordedInvestmentNonaccrualStatus_lbl" xml:lang="en-US">Loans Receivable Recorded Investment Nonaccrual Status</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_LoansReceivableRecordedInvestmentNonaccrualStatus_lbl" xml:lang="en-US">Loans receivable recorded investment nonaccrual status</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableModificationsRecordedInvestment" xlink:to="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl" xml:lang="en-US">Loans and Leases Receivable, Impaired, Troubled Debt Restructuring, Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl" xml:lang="en-US">TDR loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FinancingReceivableModificationsRecordedInvestment_lbl" xml:lang="en-US">Financing receivable modifications to recorded investments</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus" xlink:to="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl" xml:lang="en-US">Financing Receivable, Recorded Investment, Nonaccrual Status</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl" xml:lang="en-US">Total non-accrual loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus_lbl" xml:lang="en-US">Total non-accrual loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:label="us-gaap_ScheduleOfImpairedFinancingReceivableTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfImpairedFinancingReceivableTable" xlink:to="us-gaap_ScheduleOfImpairedFinancingReceivableTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfImpairedFinancingReceivableTable_lbl" xml:lang="en-US">Schedule of Impaired Financing Receivable [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAxis" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAxis" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceAxis_lbl" xml:lang="en-US">Impaired Financing Receivable with Related Allowance [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceMember" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceMember" xlink:to="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithRelatedAllowanceMember_lbl" xml:lang="en-US">Impaired Financing Receivable with Related Allowance [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ClassOfFinancingReceivableMember" xlink:label="us-gaap_ClassOfFinancingReceivableMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfFinancingReceivableMember" xlink:to="us-gaap_ClassOfFinancingReceivableMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ClassOfFinancingReceivableMember_lbl" xml:lang="en-US">Class of Financing Receivable [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PortfolioBalanceWithAllowanceMember" xlink:label="hrb_PortfolioBalanceWithAllowanceMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PortfolioBalanceWithAllowanceMember" xlink:to="hrb_PortfolioBalanceWithAllowanceMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PortfolioBalanceWithAllowanceMember_lbl" xml:lang="en-US">Portfolio Balance With Allowance [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PortfolioBalanceWithAllowanceMember_lbl" xml:lang="en-US">Portfolio Balance With Allowance [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAxis" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAxis" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceAxis_lbl" xml:lang="en-US">Impaired Financing Receivable with No Related Allowance [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceMember" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceMember" xlink:to="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableWithNoRelatedAllowanceMember_lbl" xml:lang="en-US">Impaired Financing Receivable with No Related Allowance [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PortfolioBalanceWithoutAllowanceMember" xlink:label="hrb_PortfolioBalanceWithoutAllowanceMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PortfolioBalanceWithoutAllowanceMember" xlink:to="hrb_PortfolioBalanceWithoutAllowanceMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PortfolioBalanceWithoutAllowanceMember_lbl" xml:lang="en-US">Portfolio Balance Without Allowance [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PortfolioBalanceWithoutAllowanceMember_lbl" xml:lang="en-US">Portfolio Balance Without Allowance [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance" xlink:to="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl" xml:lang="en-US">Impaired Financing Receivable, Unpaid Principal Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance_lbl" xml:lang="en-US">Portfolio balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableRelatedAllowance" xlink:to="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" xml:lang="en-US">Impaired Financing Receivable, Related Allowance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableRelatedAllowance_lbl" xml:lang="en-US">Related allowance</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AllocatedImpairedLoansBasedOnCollateralValueMethod" xlink:label="hrb_AllocatedImpairedLoansBasedOnCollateralValueMethod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AllocatedImpairedLoansBasedOnCollateralValueMethod" xlink:to="hrb_AllocatedImpairedLoansBasedOnCollateralValueMethod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AllocatedImpairedLoansBasedOnCollateralValueMethod_lbl" xml:lang="en-US">Allocated impaired loans based on collateral value method</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AllocatedImpairedLoansBasedOnCollateralValueMethod_lbl" xml:lang="en-US">Allocated impaired loans based on collateral value method</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_AllocatedImpairedLoansBasedOnCollateralValueMethod_lbl" xml:lang="en-US">Based on collateral value method</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AllocatedImpairedLoansBasedOnDiscountCashFlowMethod" xlink:label="hrb_AllocatedImpairedLoansBasedOnDiscountCashFlowMethod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AllocatedImpairedLoansBasedOnDiscountCashFlowMethod" xlink:to="hrb_AllocatedImpairedLoansBasedOnDiscountCashFlowMethod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AllocatedImpairedLoansBasedOnDiscountCashFlowMethod_lbl" xml:lang="en-US">Allocated impaired loans based on discount cash flow method</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AllocatedImpairedLoansBasedOnDiscountCashFlowMethod_lbl" xml:lang="en-US">Allocated impaired loans based on discount cash flow method</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_AllocatedImpairedLoansBasedOnDiscountCashFlowMethod_lbl" xml:lang="en-US">Based on discount cash flow method</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AllowanceForLoansLossesAllocatedToImpairedLoansTotal" xlink:label="hrb_AllowanceForLoansLossesAllocatedToImpairedLoansTotal" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AllowanceForLoansLossesAllocatedToImpairedLoansTotal" xlink:to="hrb_AllowanceForLoansLossesAllocatedToImpairedLoansTotal_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AllowanceForLoansLossesAllocatedToImpairedLoansTotal_lbl" xml:lang="en-US">Allowance for loans losses allocated to impaired loans total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AllowanceForLoansLossesAllocatedToImpairedLoansTotal_lbl" xml:lang="en-US">Allowance for loans losses allocated to impaired loans total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_AllowanceForLoansLossesAllocatedToImpairedLoansTotal_lbl" xml:lang="en-US">Total allowance for loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="hrb_AllowanceForLoansLossesAllocatedToImpairedLoansTotal_lbl" xml:lang="en-US">Total allowance for loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment" xlink:to="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" xml:lang="en-US">Mortgage Loans and Receivables Average Impaired Loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment_lbl" xml:lang="en-US">Average impaired loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod" xlink:to="us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_lbl" xml:lang="en-US">Loans and Leases Receivable, Impaired, Interest Income Recognized, Change in Present Value Attributable to Passage of Time</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod_lbl" xml:lang="en-US">Interest income on impaired loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod" xlink:to="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl" xml:lang="en-US">Interest Income On Impaired Loans Recognized On A Cash Basis On Non-Accrual Status</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod_lbl" xml:lang="en-US">Interest income on impaired loans recognized on a cash basis on non-accrual status</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_MortgageLoansOnRealEstate" xlink:label="us-gaap_MortgageLoansOnRealEstate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageLoansOnRealEstate" xlink:to="us-gaap_MortgageLoansOnRealEstate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageLoansOnRealEstate_lbl" xml:lang="en-US">Real estate owned</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_MortgageLoansOnRealEstate_lbl" xml:lang="en-US">Balance, end of the period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_MortgageLoansOnRealEstate_lbl" xml:lang="en-US">Balance, beginning of the period</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_MortgageLoansOnRealEstateOtherAdditions" xlink:label="us-gaap_MortgageLoansOnRealEstateOtherAdditions" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageLoansOnRealEstateOtherAdditions" xlink:to="us-gaap_MortgageLoansOnRealEstateOtherAdditions_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageLoansOnRealEstateOtherAdditions_lbl" xml:lang="en-US">Additions</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold" xlink:label="us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold" xlink:to="us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold_lbl" xml:lang="en-US">Sales</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MortgageLoansOnRealEstateOtherImpairments" xlink:label="hrb_MortgageLoansOnRealEstateOtherImpairments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_MortgageLoansOnRealEstateOtherImpairments" xlink:to="hrb_MortgageLoansOnRealEstateOtherImpairments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MortgageLoansOnRealEstateOtherImpairments_lbl" xml:lang="en-US">Mortgage Loans On Real Estate Other Impairments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MortgageLoansOnRealEstateOtherImpairments_lbl" xml:lang="en-US">Mortgage Loans On Real Estate Other Impairments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_MortgageLoansOnRealEstateOtherImpairments_lbl" xml:lang="en-US">Impairments</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueByBalanceSheetGroupingTable" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByBalanceSheetGroupingTable" xlink:to="us-gaap_FairValueByBalanceSheetGroupingTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByBalanceSheetGroupingTable_lbl" xml:lang="en-US">Fair Value, by Balance Sheet Grouping [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="us-gaap_FairValueByMeasurementFrequencyAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByMeasurementFrequencyAxis" xlink:to="us-gaap_FairValueByMeasurementFrequencyAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByMeasurementFrequencyAxis_lbl" xml:lang="en-US">Fair Value by Measurement Frequency [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="us-gaap_FairValueMeasurementFrequencyDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementFrequencyDomain" xlink:to="us-gaap_FairValueMeasurementFrequencyDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementFrequencyDomain_lbl" xml:lang="en-US">Fair Value, Measurement Frequency [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="us-gaap_FairValueMeasurementsRecurringMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsRecurringMember" xlink:to="us-gaap_FairValueMeasurementsRecurringMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsRecurringMember_lbl" xml:lang="en-US">Fair Value, Measurements, Recurring [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueMeasurementsNonrecurringMember" xlink:label="us-gaap_FairValueMeasurementsNonrecurringMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsNonrecurringMember" xlink:to="us-gaap_FairValueMeasurementsNonrecurringMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsNonrecurringMember_lbl" xml:lang="en-US">Fair Value, Measurements, Nonrecurring [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:to="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueByFairValueHierarchyLevelAxis_lbl" xml:lang="en-US">Fair Value, Assets Measured on Recurring Basis, Disclosure Items [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="us-gaap_FairValueMeasurementsFairValueHierarchyDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:to="us-gaap_FairValueMeasurementsFairValueHierarchyDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueMeasurementsFairValueHierarchyDomain_lbl" xml:lang="en-US">Fair Value, Assets Measured on Recurring Basis, Disclosure Items [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="us-gaap_FairValueInputsLevel2Member" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel2Member" xlink:to="us-gaap_FairValueInputsLevel2Member_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel2Member_lbl" xml:lang="en-US">Fair Value, Inputs, Level 2 [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FairValueInputsLevel3Member" xlink:label="us-gaap_FairValueInputsLevel3Member" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FairValueInputsLevel3Member" xlink:to="us-gaap_FairValueInputsLevel3Member_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FairValueInputsLevel3Member_lbl" xml:lang="en-US">Fair Value, Inputs, Level 3 [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InvestmentsFairValueDisclosure" xlink:label="us-gaap_InvestmentsFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InvestmentsFairValueDisclosure" xlink:to="us-gaap_InvestmentsFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentsFairValueDisclosure_lbl" xml:lang="en-US">Fair Value, Measured on Recurring Basis, Investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InvestmentsFairValueDisclosure_lbl" xml:lang="en-US">Investments</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_RealEstateOwnedLoansFairValueDisclosure" xlink:label="hrb_RealEstateOwnedLoansFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_RealEstateOwnedLoansFairValueDisclosure" xlink:to="hrb_RealEstateOwnedLoansFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_RealEstateOwnedLoansFairValueDisclosure_lbl" xml:lang="en-US">Real Estate Owned Loans, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_RealEstateOwnedLoansFairValueDisclosure_lbl" xml:lang="en-US">Real Estate Owned Loans, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_RealEstateOwnedLoansFairValueDisclosure_lbl" xml:lang="en-US">REO</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MortgageLoansFairValueDisclosure" xlink:label="hrb_MortgageLoansFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_MortgageLoansFairValueDisclosure" xlink:to="hrb_MortgageLoansFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MortgageLoansFairValueDisclosure_lbl" xml:lang="en-US">Mortgage Loans, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MortgageLoansFairValueDisclosure_lbl" xml:lang="en-US">Mortgage Loans, Fair Value Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_MortgageLoansFairValueDisclosure_lbl" xml:lang="en-US">Impaired mortgage loans held for investment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FinancialInstrumentsOwnedAtFairValue" xlink:label="us-gaap_FinancialInstrumentsOwnedAtFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FinancialInstrumentsOwnedAtFairValue" xlink:to="us-gaap_FinancialInstrumentsOwnedAtFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FinancialInstrumentsOwnedAtFairValue_lbl" xml:lang="en-US">Total financial assets at fair value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="us-gaap_FinancialInstrumentsOwnedAtFairValue_lbl" xml:lang="en-US">Total financial assets at fair value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FinancialInstrumentsOwnedAtFairValue_lbl" xml:lang="en-US">Total financial assets at fair value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FinancialInstrumentsOwnedAtFairValue_lbl" xml:lang="en-US">Total financial assets at fair value</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_GainOrLossOnRealEstateOwned" xlink:label="hrb_GainOrLossOnRealEstateOwned" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_GainOrLossOnRealEstateOwned" xlink:to="hrb_GainOrLossOnRealEstateOwned_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_GainOrLossOnRealEstateOwned_lbl" xml:lang="en-US">Gain or Loss on Real Estate Owned</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_GainOrLossOnRealEstateOwned_lbl" xml:lang="en-US">Gain or Loss On Real Estate Owned</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_GainOrLossOnRealEstateOwned_lbl" xml:lang="en-US">Gain (loss) on real estate owned</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_GainOrLossOnImpairedMortgageLoansHeldForInvestment" xlink:label="hrb_GainOrLossOnImpairedMortgageLoansHeldForInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_GainOrLossOnImpairedMortgageLoansHeldForInvestment" xlink:to="hrb_GainOrLossOnImpairedMortgageLoansHeldForInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_GainOrLossOnImpairedMortgageLoansHeldForInvestment_lbl" xml:lang="en-US">Gain or Loss on Impaired Mortgage Loans Held for Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_GainOrLossOnImpairedMortgageLoansHeldForInvestment_lbl" xml:lang="en-US">Gain Or Loss On Impaired Mortgage Loans Held For Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_GainOrLossOnImpairedMortgageLoansHeldForInvestment_lbl" xml:lang="en-US">Gain (loss) on impaired mortgage loans held for investment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GainLossOnInvestments" xlink:label="us-gaap_GainLossOnInvestments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossOnInvestments" xlink:to="us-gaap_GainLossOnInvestments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossOnInvestments_lbl" xml:lang="en-US">Gain (Loss) on Investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_GainLossOnInvestments_lbl" xml:lang="en-US">Gain (loss) on investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_GainLossOnInvestments_lbl" xml:lang="en-US">Gain (Loss) on Investments, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_GainOrLossOnFinancialInstruments" xlink:label="hrb_GainOrLossOnFinancialInstruments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_GainOrLossOnFinancialInstruments" xlink:to="hrb_GainOrLossOnFinancialInstruments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_GainOrLossOnFinancialInstruments_lbl" xml:lang="en-US">Gain or Loss on Financial Instruments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_GainOrLossOnFinancialInstruments_lbl" xml:lang="en-US">Gain Or Loss On Financial Instruments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="hrb_GainOrLossOnFinancialInstruments_lbl" xml:lang="en-US">Total gain (loss) on financial instruments</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_FinancialInstrumentsAsPercentageOfTotalAssets" xlink:label="hrb_FinancialInstrumentsAsPercentageOfTotalAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_FinancialInstrumentsAsPercentageOfTotalAssets" xlink:to="hrb_FinancialInstrumentsAsPercentageOfTotalAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_FinancialInstrumentsAsPercentageOfTotalAssets_lbl" xml:lang="en-US">Financial Instruments As Percentage Of Total Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_FinancialInstrumentsAsPercentageOfTotalAssets_lbl" xml:lang="en-US">Financial Instruments As Percentage Of Total Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_FinancialInstrumentsAsPercentageOfTotalAssets_lbl" xml:lang="en-US">As a percentage of total assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Deposits" xlink:label="us-gaap_Deposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Deposits" xlink:to="us-gaap_Deposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Deposits, Current and Noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Customer banking deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Deposits, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_Deposits_lbl" xml:lang="en-US">Deposits, carrying amount</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LongTermDebt" xlink:label="us-gaap_LongTermDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebt" xlink:to="us-gaap_LongTermDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebt_lbl" xml:lang="en-US">Total long-term borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LongTermDebt_lbl" xml:lang="en-US">Long-term debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LongTermDebt_lbl" xml:lang="en-US">total long term debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LongTermDebt_lbl" xml:lang="en-US">Total long-term debt</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalHomeLoanBankAdvances" xlink:label="us-gaap_FederalHomeLoanBankAdvances" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvances" xlink:to="us-gaap_FederalHomeLoanBankAdvances_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvances_lbl" xml:lang="en-US">Federal Home Loan Bank Advances Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvances_lbl" xml:lang="en-US">FHLB borrowings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_FederalHomeLoanBankAdvances_lbl" xml:lang="en-US">FHLB advances, carrying amount</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MortgageLoansHeldForInvestmentFairValue" xlink:label="hrb_MortgageLoansHeldForInvestmentFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_MortgageLoansHeldForInvestmentFairValue" xlink:to="hrb_MortgageLoansHeldForInvestmentFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MortgageLoansHeldForInvestmentFairValue_lbl" xml:lang="en-US">Mortgage Loans Held For Investment Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MortgageLoansHeldForInvestmentFairValue_lbl" xml:lang="en-US">Mortgage Loans Held For Investment Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_MortgageLoansHeldForInvestmentFairValue_lbl" xml:lang="en-US">Mortgage loans held for investment, estimated fair value</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_DepositsEstimatedFairValue" xlink:label="hrb_DepositsEstimatedFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_DepositsEstimatedFairValue" xlink:to="hrb_DepositsEstimatedFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DepositsEstimatedFairValue_lbl" xml:lang="en-US">Deposits, Estimated Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_DepositsEstimatedFairValue_lbl" xml:lang="en-US">Deposits, Estimated Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_DepositsEstimatedFairValue_lbl" xml:lang="en-US">Deposits, estimated fair value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LongTermDebtFairValue" xlink:label="us-gaap_LongTermDebtFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebtFairValue" xlink:to="us-gaap_LongTermDebtFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebtFairValue_lbl" xml:lang="en-US">Long-term Debt, Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LongTermDebtFairValue_lbl" xml:lang="en-US">Long-term borrowings, estimated fair value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AdvancesFairValueDisclosure" xlink:label="us-gaap_AdvancesFairValueDisclosure" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AdvancesFairValueDisclosure" xlink:to="us-gaap_AdvancesFairValueDisclosure_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AdvancesFairValueDisclosure_lbl" xml:lang="en-US">Federal Home Loan Bank Advances Total Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AdvancesFairValueDisclosure_lbl" xml:lang="en-US">FHLB advances, estimated fair value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_lbl" xml:lang="en-US">Schedule of Property, Plant and Equipment [Table]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_BuildingsTaxIncentivesReceived" xlink:label="hrb_BuildingsTaxIncentivesReceived" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_BuildingsTaxIncentivesReceived" xlink:to="hrb_BuildingsTaxIncentivesReceived_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_BuildingsTaxIncentivesReceived_lbl" xml:lang="en-US">Buildings, Tax Incentives Received</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_BuildingsTaxIncentivesReceived_lbl" xml:lang="en-US">Buildings, Tax Incentives Received</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_BuildingsTaxIncentivesReceived_lbl" xml:lang="en-US">Tax incentives received relating to corporate headquarters building</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DepreciationAndAmortization" xlink:label="us-gaap_DepreciationAndAmortization" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepreciationAndAmortization" xlink:to="us-gaap_DepreciationAndAmortization_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepreciationAndAmortization_lbl" xml:lang="en-US">Depreciation, Depletion and Amortization, Nonproduction</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DepreciationAndAmortization_lbl" xml:lang="en-US">Depreciation, Depletion and Amortization, Nonproduction, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DepreciationAndAmortization_lbl" xml:lang="en-US">Depreciation and amortization</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LandAndOtherNonDepreciableAssets" xlink:label="hrb_LandAndOtherNonDepreciableAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LandAndOtherNonDepreciableAssets" xlink:to="hrb_LandAndOtherNonDepreciableAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LandAndOtherNonDepreciableAssets_lbl" xml:lang="en-US">Land and Other Non-depreciable Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LandAndOtherNonDepreciableAssets_lbl" xml:lang="en-US">Land and Other Non-depreciable Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_LandAndOtherNonDepreciableAssets_lbl" xml:lang="en-US">Land and other non-depreciable assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BuildingsAndImprovementsGross" xlink:label="us-gaap_BuildingsAndImprovementsGross" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BuildingsAndImprovementsGross" xlink:to="us-gaap_BuildingsAndImprovementsGross_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BuildingsAndImprovementsGross_lbl" xml:lang="en-US">Buildings and Improvements, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_BuildingsAndImprovementsGross_lbl" xml:lang="en-US">Buildings</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_BuildingsAndImprovementsGross_lbl" xml:lang="en-US">Buildings and Improvements, Gross, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ComputersAndOtherEquipment" xlink:label="hrb_ComputersAndOtherEquipment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ComputersAndOtherEquipment" xlink:to="hrb_ComputersAndOtherEquipment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ComputersAndOtherEquipment_lbl" xml:lang="en-US">Computers and Other Equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ComputersAndOtherEquipment_lbl" xml:lang="en-US">Computers and Other Equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ComputersAndOtherEquipment_lbl" xml:lang="en-US">Computers and other equipment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CapitalizedComputerSoftwareGross" xlink:label="us-gaap_CapitalizedComputerSoftwareGross" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalizedComputerSoftwareGross" xlink:to="us-gaap_CapitalizedComputerSoftwareGross_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalizedComputerSoftwareGross_lbl" xml:lang="en-US">Capitalized Computer Software, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CapitalizedComputerSoftwareGross_lbl" xml:lang="en-US">Capitalized software</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LeaseholdImprovementsGross" xlink:label="us-gaap_LeaseholdImprovementsGross" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeaseholdImprovementsGross" xlink:to="us-gaap_LeaseholdImprovementsGross_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeaseholdImprovementsGross_lbl" xml:lang="en-US">Leasehold Improvements, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LeaseholdImprovementsGross_lbl" xml:lang="en-US">Leasehold improvements</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ConstructionInProgressGross" xlink:label="us-gaap_ConstructionInProgressGross" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ConstructionInProgressGross" xlink:to="us-gaap_ConstructionInProgressGross_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConstructionInProgressGross_lbl" xml:lang="en-US">Construction in Progress, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ConstructionInProgressGross_lbl" xml:lang="en-US">Construction in process</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="us-gaap_PropertyPlantAndEquipmentGross" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentGross" xlink:to="us-gaap_PropertyPlantAndEquipmentGross_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentGross_lbl" xml:lang="en-US">Property, Plant and Equipment, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentGross_lbl" xml:lang="en-US">Property, Plant and Equipment, Gross, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentGross_lbl" xml:lang="en-US">Property, Plant and Equipment, Gross, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentGross_lbl" xml:lang="en-US">Property and equipment, gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_PropertyPlantAndEquipmentGross_lbl" xml:lang="en-US">Property, plant and equipment, gross</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CapitalLeasedAssetsGross" xlink:label="us-gaap_CapitalLeasedAssetsGross" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalLeasedAssetsGross" xlink:to="us-gaap_CapitalLeasedAssetsGross_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalLeasedAssetsGross_lbl" xml:lang="en-US">Capital Leased Assets, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CapitalLeasedAssetsGross_lbl" xml:lang="en-US">Property and equipment under capital lease, gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CapitalLeasedAssetsGross_lbl" xml:lang="en-US">Capital Leased Assets, Gross, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CapitalLeasesLesseeBalanceSheetAssetsByMajorClassAccumulatedDeprecation" xlink:label="us-gaap_CapitalLeasesLesseeBalanceSheetAssetsByMajorClassAccumulatedDeprecation" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalLeasesLesseeBalanceSheetAssetsByMajorClassAccumulatedDeprecation" xlink:to="us-gaap_CapitalLeasesLesseeBalanceSheetAssetsByMajorClassAccumulatedDeprecation_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalLeasesLesseeBalanceSheetAssetsByMajorClassAccumulatedDeprecation_lbl" xml:lang="en-US">Capital Leases Lessee Balance Sheet Assets By Major Class Accumulated Deprecation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_CapitalLeasesLesseeBalanceSheetAssetsByMajorClassAccumulatedDeprecation_lbl" xml:lang="en-US">Less accumulated amortization</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CapitalLeasesLesseeBalanceSheetAssetsByMajorClassAccumulatedDeprecation_lbl" xml:lang="en-US">Less accumulated amortization</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CapitalLeasesBalanceSheetAssetsByMajorClassNet" xlink:label="us-gaap_CapitalLeasesBalanceSheetAssetsByMajorClassNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalLeasesBalanceSheetAssetsByMajorClassNet" xlink:to="us-gaap_CapitalLeasesBalanceSheetAssetsByMajorClassNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalLeasesBalanceSheetAssetsByMajorClassNet_lbl" xml:lang="en-US">CapitalLeases Balance Sheet Assets By Major Class Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CapitalLeasesBalanceSheetAssetsByMajorClassNet_lbl" xml:lang="en-US">Property and equipment under capital lease, net</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_GoodwillAndIntangibleAssetsDisclosureTable" xlink:label="hrb_GoodwillAndIntangibleAssetsDisclosureTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_GoodwillAndIntangibleAssetsDisclosureTable" xlink:to="hrb_GoodwillAndIntangibleAssetsDisclosureTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_GoodwillAndIntangibleAssetsDisclosureTable_lbl" xml:lang="en-US">Goodwill and Intangible Assets Disclosure</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_GoodwillAndIntangibleAssetsDisclosureTable_lbl" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Table]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CommercialTaxPreparationSoftwareMember" xlink:label="hrb_CommercialTaxPreparationSoftwareMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CommercialTaxPreparationSoftwareMember" xlink:to="hrb_CommercialTaxPreparationSoftwareMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CommercialTaxPreparationSoftwareMember_lbl" xml:lang="en-US">Commercial Tax Preparation Software [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CommercialTaxPreparationSoftwareMember_lbl" xml:lang="en-US">Commercial Tax Preparation Software [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AmortizationOfIntangibleAssets" xlink:label="us-gaap_AmortizationOfIntangibleAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AmortizationOfIntangibleAssets" xlink:to="us-gaap_AmortizationOfIntangibleAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AmortizationOfIntangibleAssets_lbl" xml:lang="en-US">Amortization of intangible assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AmortizationOfIntangibleAssets_lbl" xml:lang="en-US">Amortization of Intangible Assets, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FutureAmortizationExpenseYearOne" xlink:label="us-gaap_FutureAmortizationExpenseYearOne" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FutureAmortizationExpenseYearOne" xlink:to="us-gaap_FutureAmortizationExpenseYearOne_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FutureAmortizationExpenseYearOne_lbl" xml:lang="en-US">Estimated amortization 2012</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FutureAmortizationExpenseYearTwo" xlink:label="us-gaap_FutureAmortizationExpenseYearTwo" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FutureAmortizationExpenseYearTwo" xlink:to="us-gaap_FutureAmortizationExpenseYearTwo_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FutureAmortizationExpenseYearTwo_lbl" xml:lang="en-US">Future Amortization Expense, Year Two</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FutureAmortizationExpenseYearTwo_lbl" xml:lang="en-US">Estimated amortization 2013</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FutureAmortizationExpenseYearThree" xlink:label="us-gaap_FutureAmortizationExpenseYearThree" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FutureAmortizationExpenseYearThree" xlink:to="us-gaap_FutureAmortizationExpenseYearThree_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FutureAmortizationExpenseYearThree_lbl" xml:lang="en-US">Future Amortization Expense, Year Three</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FutureAmortizationExpenseYearThree_lbl" xml:lang="en-US">Estimated amortization 2014</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FutureAmortizationExpenseYearFour" xlink:label="us-gaap_FutureAmortizationExpenseYearFour" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FutureAmortizationExpenseYearFour" xlink:to="us-gaap_FutureAmortizationExpenseYearFour_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FutureAmortizationExpenseYearFour_lbl" xml:lang="en-US">Future Amortization Expense, Year Four</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FutureAmortizationExpenseYearFour_lbl" xml:lang="en-US">Estimated amortization 2015</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FutureAmortizationExpenseYearFive" xlink:label="us-gaap_FutureAmortizationExpenseYearFive" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FutureAmortizationExpenseYearFive" xlink:to="us-gaap_FutureAmortizationExpenseYearFive_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FutureAmortizationExpenseYearFive_lbl" xml:lang="en-US">Future Amortization Expense, Year Five</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FutureAmortizationExpenseYearFive_lbl" xml:lang="en-US">Estimated amortization 2016</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeaseholdNet" xlink:label="hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeaseholdNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeaseholdNet" xlink:to="hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeaseholdNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeaseholdNet_lbl" xml:lang="en-US">Business acquisition liabilities assumed unfavorable leasehold net.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeaseholdNet_lbl" xml:lang="en-US">Business Acquisition Liabilities Assumed Unfavorable Leasehold Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeaseholdNet_lbl" xml:lang="en-US">Unfavorable leasehold, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:label="us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable" xlink:to="us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_lbl" xml:lang="en-US">Schedule of Segment Reporting Information, by Segment [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GoodwillGross" xlink:label="us-gaap_GoodwillGross" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillGross" xlink:to="us-gaap_GoodwillGross_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GoodwillGross_lbl" xml:lang="en-US">Goodwill before impairment losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_GoodwillGross_lbl" xml:lang="en-US">Goodwill before impairment losses, ending balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_GoodwillGross_lbl" xml:lang="en-US">Goodwill before impairment losses, beginning balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GoodwillImpairedAccumulatedImpairmentLoss" xlink:label="us-gaap_GoodwillImpairedAccumulatedImpairmentLoss" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillImpairedAccumulatedImpairmentLoss" xlink:to="us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_lbl" xml:lang="en-US">Accumulated impairment losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_lbl" xml:lang="en-US">Accumulated impairment losses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:label="us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_lbl" xml:lang="en-US">Accumulated impairment losses, ending balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:label="us-gaap_GoodwillImpairedAccumulatedImpairmentLoss_lbl" xml:lang="en-US">Accumulated impairment losses, beginning balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GoodwillAcquiredDuringPeriod" xlink:label="us-gaap_GoodwillAcquiredDuringPeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GoodwillAcquiredDuringPeriod" xlink:to="us-gaap_GoodwillAcquiredDuringPeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GoodwillAcquiredDuringPeriod_lbl" xml:lang="en-US">Acquisitions</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_GoodwillDisposalsAndOther" xlink:label="hrb_GoodwillDisposalsAndOther" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_GoodwillDisposalsAndOther" xlink:to="hrb_GoodwillDisposalsAndOther_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_GoodwillDisposalsAndOther_lbl" xml:lang="en-US">Goodwill Disposals and Other</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_GoodwillDisposalsAndOther_lbl" xml:lang="en-US">Goodwill Disposals and Other</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="hrb_GoodwillDisposalsAndOther_lbl" xml:lang="en-US">Disposals and foreign currency changes</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_GoodwillDisposalsAndOther_lbl" xml:lang="en-US">Disposals and other</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_IntangibleAssetsByMajorClassTable" xlink:label="hrb_IntangibleAssetsByMajorClassTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_IntangibleAssetsByMajorClassTable" xlink:to="hrb_IntangibleAssetsByMajorClassTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_IntangibleAssetsByMajorClassTable_lbl" xml:lang="en-US">Intangible Assets, by Major Class</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_IntangibleAssetsByMajorClassTable_lbl" xml:lang="en-US">Intangible Assets, by Major Class [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_lbl" xml:lang="en-US">Finite-Lived Intangible Assets by Major Class [Axis]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ReacquiredFranchiseRightsMember" xlink:label="hrb_ReacquiredFranchiseRightsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ReacquiredFranchiseRightsMember" xlink:to="hrb_ReacquiredFranchiseRightsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ReacquiredFranchiseRightsMember_lbl" xml:lang="en-US">Reacquired Franchise Rights [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ReacquiredFranchiseRightsMember_lbl" xml:lang="en-US">Reacquired Franchise Rights [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FranchiseRightsMember" xlink:label="us-gaap_FranchiseRightsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FranchiseRightsMember" xlink:to="us-gaap_FranchiseRightsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FranchiseRightsMember_lbl" xml:lang="en-US">Franchise Agreements [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PurchasedTechnologyMember" xlink:label="hrb_PurchasedTechnologyMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PurchasedTechnologyMember" xlink:to="hrb_PurchasedTechnologyMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PurchasedTechnologyMember_lbl" xml:lang="en-US">Purchased Technology [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PurchasedTechnologyMember_lbl" xml:lang="en-US">Purchased Technology [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TradeNameAmortizingMember" xlink:label="hrb_TradeNameAmortizingMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TradeNameAmortizingMember" xlink:to="hrb_TradeNameAmortizingMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TradeNameAmortizingMember_lbl" xml:lang="en-US">Trade Name - amortizing [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TradeNameAmortizingMember_lbl" xml:lang="en-US">Trade Name - Amortizing [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis" xlink:label="us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IndefiniteLivedIntangibleAssetsByMajorClassAxis_lbl" xml:lang="en-US">Indefinite-lived Intangible Assets by Major Class [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:label="us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IndefiniteLivedIntangibleAssetsMajorClassNameDomain_lbl" xml:lang="en-US">Indefinite-lived Intangible Assets, Major Class Name [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TradeNameNonAmortizingMember" xlink:label="hrb_TradeNameNonAmortizingMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TradeNameNonAmortizingMember" xlink:to="hrb_TradeNameNonAmortizingMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TradeNameNonAmortizingMember_lbl" xml:lang="en-US">Trade Name - non-amortizing [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TradeNameNonAmortizingMember_lbl" xml:lang="en-US">Trade Name - non-amortizing [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsGross" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsGross" xlink:to="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" xml:lang="en-US">Gross Carrying Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsGross_lbl" xml:lang="en-US">Gross Carrying Amount</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:to="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Accumulated Amortization</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl" xml:lang="en-US">Accumulated Amortization</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_lbl" xml:lang="en-US">Accumulated Amortization</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FiniteLivedIntangibleAssetsNet" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FiniteLivedIntangibleAssetsNet" xlink:to="us-gaap_FiniteLivedIntangibleAssetsNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet_lbl" xml:lang="en-US">Finite-Lived Intangible Assets, Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet_lbl" xml:lang="en-US">Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_FiniteLivedIntangibleAssetsNet_lbl" xml:lang="en-US">Net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DepositsMoneyMarketDeposits" xlink:label="us-gaap_DepositsMoneyMarketDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsMoneyMarketDeposits" xlink:to="us-gaap_DepositsMoneyMarketDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsMoneyMarketDeposits_lbl" xml:lang="en-US">Deposits, Money Market Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DepositsMoneyMarketDeposits_lbl" xml:lang="en-US">Money-market deposits, outstanding balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DepositsSavingsDeposits" xlink:label="us-gaap_DepositsSavingsDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsSavingsDeposits" xlink:to="us-gaap_DepositsSavingsDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsSavingsDeposits_lbl" xml:lang="en-US">Deposits, Savings Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DepositsSavingsDeposits_lbl" xml:lang="en-US">Savings deposits, outstanding balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestBearingDepositLiabilities" xlink:label="us-gaap_InterestBearingDepositLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestBearingDepositLiabilities" xlink:to="us-gaap_InterestBearingDepositLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestBearingDepositLiabilities_lbl" xml:lang="en-US">Interest-bearing Deposit Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestBearingDepositLiabilities_lbl" xml:lang="en-US">Interest-bearing checking deposits, outstanding balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestBearingDepositLiabilities_lbl" xml:lang="en-US">Interest-bearing Deposit Liabilities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_NoninterestBearingDepositLiabilities" xlink:label="us-gaap_NoninterestBearingDepositLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_NoninterestBearingDepositLiabilities" xlink:to="us-gaap_NoninterestBearingDepositLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_NoninterestBearingDepositLiabilities_lbl" xml:lang="en-US">Noninterest-bearing Deposit Liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_NoninterestBearingDepositLiabilities_lbl" xml:lang="en-US">Non-interest-bearing checking deposits, outstanding balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_NoninterestBearingDepositLiabilities_lbl" xml:lang="en-US">Noninterest-bearing Deposit Liabilities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DemandDepositAccounts" xlink:label="us-gaap_DemandDepositAccounts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DemandDepositAccounts" xlink:to="us-gaap_DemandDepositAccounts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DemandDepositAccounts_lbl" xml:lang="en-US">Deposit Liability, Current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DemandDepositAccounts_lbl" xml:lang="en-US">Short-term deposits, total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DemandDepositAccounts_lbl" xml:lang="en-US">Checking deposits, outstanding balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DemandDepositAccounts_lbl" xml:lang="en-US">Short-term deposits, total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TimeDepositsOtherCurrent" xlink:label="hrb_TimeDepositsOtherCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TimeDepositsOtherCurrent" xlink:to="hrb_TimeDepositsOtherCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TimeDepositsOtherCurrent_lbl" xml:lang="en-US">Time Deposits, Other, Current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TimeDepositsOtherCurrent_lbl" xml:lang="en-US">Time Deposits, Other, Current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_TimeDepositsOtherCurrent_lbl" xml:lang="en-US">Due in one year, outstanding balance</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TimeDepositsIndividualRetirementAccountsCurrent" xlink:label="hrb_TimeDepositsIndividualRetirementAccountsCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TimeDepositsIndividualRetirementAccountsCurrent" xlink:to="hrb_TimeDepositsIndividualRetirementAccountsCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TimeDepositsIndividualRetirementAccountsCurrent_lbl" xml:lang="en-US">Time Deposits, Individual Retirement Accounts, Current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TimeDepositsIndividualRetirementAccountsCurrent_lbl" xml:lang="en-US">Time Deposits, Individual Retirement Accounts, Current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_TimeDepositsIndividualRetirementAccountsCurrent_lbl" xml:lang="en-US">IRAs, outstanding balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TimeDepositMaturitiesYearOne" xlink:label="us-gaap_TimeDepositMaturitiesYearOne" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearOne" xlink:to="us-gaap_TimeDepositMaturitiesYearOne_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearOne_lbl" xml:lang="en-US">Time Deposit Maturities, Year One</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TimeDepositMaturitiesYearOne_lbl" xml:lang="en-US">IRAs and other time deposits, outstanding balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_TimeDepositMaturitiesYearOne_lbl" xml:lang="en-US">IRAs and other time deposits, outstanding balance</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseMoneyMarketDeposits" xlink:label="us-gaap_InterestExpenseMoneyMarketDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseMoneyMarketDeposits" xlink:to="us-gaap_InterestExpenseMoneyMarketDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseMoneyMarketDeposits_lbl" xml:lang="en-US">Interest Expense, Money Market Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseMoneyMarketDeposits_lbl" xml:lang="en-US">Money-market deposits, interest expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseSavingsDeposits" xlink:label="us-gaap_InterestExpenseSavingsDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseSavingsDeposits" xlink:to="us-gaap_InterestExpenseSavingsDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseSavingsDeposits_lbl" xml:lang="en-US">Interest Expense, Savings Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseSavingsDeposits_lbl" xml:lang="en-US">Savings deposits, interest expense</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_InterestExpenseInterestBearingCheckingDeposits" xlink:label="hrb_InterestExpenseInterestBearingCheckingDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_InterestExpenseInterestBearingCheckingDeposits" xlink:to="hrb_InterestExpenseInterestBearingCheckingDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_InterestExpenseInterestBearingCheckingDeposits_lbl" xml:lang="en-US">Interest Expense, Interest-bearing Checking Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_InterestExpenseInterestBearingCheckingDeposits_lbl" xml:lang="en-US">Interest Expense, Interest-bearing Checking Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_InterestExpenseInterestBearingCheckingDeposits_lbl" xml:lang="en-US">Interest-bearing checking deposits, interest expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseDemandDepositAccounts" xlink:label="us-gaap_InterestExpenseDemandDepositAccounts" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseDemandDepositAccounts" xlink:to="us-gaap_InterestExpenseDemandDepositAccounts_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseDemandDepositAccounts_lbl" xml:lang="en-US">Interest Expense, Checking Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseDemandDepositAccounts_lbl" xml:lang="en-US">Checking deposits, interest expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpenseDemandDepositAccounts_lbl" xml:lang="en-US">Checking deposits, interest expense</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseTimeDeposits" xlink:label="us-gaap_InterestExpenseTimeDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseTimeDeposits" xlink:to="us-gaap_InterestExpenseTimeDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseTimeDeposits_lbl" xml:lang="en-US">Interest Expense, Time Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseTimeDeposits_lbl" xml:lang="en-US">IRAs and other time deposits, interest expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpenseTimeDeposits_lbl" xml:lang="en-US">Interest Expense, Time Deposits, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpenseDeposits" xlink:label="us-gaap_InterestExpenseDeposits" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpenseDeposits" xlink:to="us-gaap_InterestExpenseDeposits_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpenseDeposits_lbl" xml:lang="en-US">Interest Expense, Deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_InterestExpenseDeposits_lbl" xml:lang="en-US">Interest expense, deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpenseDeposits_lbl" xml:lang="en-US">Interest Expense, Deposits, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_InterestExpenseDeposits_lbl" xml:lang="en-US">Interest expense, deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TimeDepositMaturitiesYearTwo" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearTwo" xlink:to="us-gaap_TimeDepositMaturitiesYearTwo_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo_lbl" xml:lang="en-US">Time Deposit Maturities, Year Two</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TimeDepositMaturitiesYearTwo_lbl" xml:lang="en-US">Due in two years</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TimeDepositMaturitiesYearThree" xlink:label="us-gaap_TimeDepositMaturitiesYearThree" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearThree" xlink:to="us-gaap_TimeDepositMaturitiesYearThree_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearThree_lbl" xml:lang="en-US">Time Deposit Maturities, Year Three</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TimeDepositMaturitiesYearThree_lbl" xml:lang="en-US">Due in three years</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFour" xlink:label="us-gaap_TimeDepositMaturitiesYearFour" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearFour" xlink:to="us-gaap_TimeDepositMaturitiesYearFour_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearFour_lbl" xml:lang="en-US">Time Deposit Maturities, Year Four</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TimeDepositMaturitiesYearFour_lbl" xml:lang="en-US">Due in four years</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TimeDepositMaturitiesYearFive" xlink:label="us-gaap_TimeDepositMaturitiesYearFive" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositMaturitiesYearFive" xlink:to="us-gaap_TimeDepositMaturitiesYearFive_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositMaturitiesYearFive_lbl" xml:lang="en-US">Time Deposit Maturities, Year Five</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TimeDepositMaturitiesYearFive_lbl" xml:lang="en-US">Due in five years</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TimeDepositsNoncurrent" xlink:label="us-gaap_TimeDepositsNoncurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDepositsNoncurrent" xlink:to="us-gaap_TimeDepositsNoncurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDepositsNoncurrent_lbl" xml:lang="en-US">IRAs, outstanding balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TimeDepositsNoncurrent_lbl" xml:lang="en-US">Deposits long-term, total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_TimeDepositsNoncurrent_lbl" xml:lang="en-US">Long-term deposits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_TimeDepositsNoncurrent_lbl" xml:lang="en-US">Deposits long-term, total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DepositLiabilitiesAccruedInterest" xlink:label="us-gaap_DepositLiabilitiesAccruedInterest" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositLiabilitiesAccruedInterest" xlink:to="us-gaap_DepositLiabilitiesAccruedInterest_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositLiabilitiesAccruedInterest_lbl" xml:lang="en-US">Deposit Liabilities, Accrued Interest</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DepositLiabilitiesAccruedInterest_lbl" xml:lang="en-US">Accrued interest on deposits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess" xlink:label="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess" xlink:to="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_lbl" xml:lang="en-US">Contractual Maturities, Time Deposits, $100,000 or More, Three Months or Less</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess_lbl" xml:lang="en-US">Three months or less</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths" xlink:label="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths" xlink:to="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_lbl" xml:lang="en-US">Contractual Maturities, Time Deposits, $100,000 or More, Three Months Through Six Months</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths_lbl" xml:lang="en-US">Three to six months</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months" xlink:label="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months" xlink:to="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_lbl" xml:lang="en-US">Contractual Maturities, Time Deposits, $100,000 or More, Six Months Through 12 Months</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months_lbl" xml:lang="en-US">Six to twelve months</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months" xlink:label="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months" xlink:to="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_lbl" xml:lang="en-US">Contractual Maturities, Time Deposits, $100,000 or More, after 12 Months</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months_lbl" xml:lang="en-US">Over twelve months</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TimeDeposits100000OrMore" xlink:label="us-gaap_TimeDeposits100000OrMore" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TimeDeposits100000OrMore" xlink:to="us-gaap_TimeDeposits100000OrMore_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TimeDeposits100000OrMore_lbl" xml:lang="en-US">Time Deposits, $100,000 or More</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TimeDeposits100000OrMore_lbl" xml:lang="en-US">Time deposits in excess of FDIC limit, total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_TimeDeposits100000OrMore_lbl" xml:lang="en-US">Time deposits in excess of FDIC limit, total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DebtInstrumentTable" xlink:label="us-gaap_DebtInstrumentTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentTable" xlink:to="us-gaap_DebtInstrumentTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentTable_lbl" xml:lang="en-US">Schedule of Long-term Debt Instruments [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LineOfCreditFacilityAxis" xlink:label="us-gaap_LineOfCreditFacilityAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityAxis" xlink:to="us-gaap_LineOfCreditFacilityAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityAxis_lbl" xml:lang="en-US">Line of Credit Facility [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LineOfCreditFacilityLenderDomain" xlink:label="us-gaap_LineOfCreditFacilityLenderDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityLenderDomain" xlink:to="us-gaap_LineOfCreditFacilityLenderDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityLenderDomain_lbl" xml:lang="en-US">Line of Credit Facility, Lender [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_FhlbMember" xlink:label="hrb_FhlbMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_FhlbMember" xlink:to="hrb_FhlbMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_FhlbMember_lbl" xml:lang="en-US">Federal Home Loan Bank (FHLB) [Member].</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_FhlbMember_lbl" xml:lang="en-US">FHLB [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DebtInstrumentAxis" xlink:label="us-gaap_DebtInstrumentAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentAxis" xlink:to="us-gaap_DebtInstrumentAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentAxis_lbl" xml:lang="en-US">Debt Instrument [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DebtInstrumentNameDomain" xlink:label="us-gaap_DebtInstrumentNameDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentNameDomain" xlink:to="us-gaap_DebtInstrumentNameDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentNameDomain_lbl" xml:lang="en-US">Debt Instrument, Name [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CommittedLineOfCreditMember" xlink:label="hrb_CommittedLineOfCreditMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CommittedLineOfCreditMember" xlink:to="hrb_CommittedLineOfCreditMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CommittedLineOfCreditMember_lbl" xml:lang="en-US">Committed Line of Credit</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CommittedLineOfCreditMember_lbl" xml:lang="en-US">Committed Line of Credit [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RangeAxis" xlink:label="us-gaap_RangeAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RangeAxis" xlink:to="us-gaap_RangeAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RangeAxis_lbl" xml:lang="en-US">Range [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RangeMember" xlink:label="us-gaap_RangeMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RangeMember" xlink:to="us-gaap_RangeMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RangeMember_lbl" xml:lang="en-US">Range [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_MinimumMember" xlink:label="us-gaap_MinimumMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MinimumMember" xlink:to="us-gaap_MinimumMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MinimumMember_lbl" xml:lang="en-US">Minimum [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_MaximumMember" xlink:label="us-gaap_MaximumMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MaximumMember" xlink:to="us-gaap_MaximumMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MaximumMember_lbl" xml:lang="en-US">Maximum [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LongTermDebtMaturityDate" xlink:label="hrb_LongTermDebtMaturityDate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LongTermDebtMaturityDate" xlink:to="hrb_LongTermDebtMaturityDate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LongTermDebtMaturityDate_lbl" xml:lang="en-US">Long Term Debt Maturity Date</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LongTermDebtMaturityDate_lbl" xml:lang="en-US">Long Term Debt Maturity Date</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_LongTermDebtMaturityDate_lbl" xml:lang="en-US">Long-term debt due date</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_FacilityBearingInterestInExcessOfLibor" xlink:label="hrb_FacilityBearingInterestInExcessOfLibor" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_FacilityBearingInterestInExcessOfLibor" xlink:to="hrb_FacilityBearingInterestInExcessOfLibor_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_FacilityBearingInterestInExcessOfLibor_lbl" xml:lang="en-US">Facility bearing interest in excess of LIBOR.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_FacilityBearingInterestInExcessOfLibor_lbl" xml:lang="en-US">Facility Bearing Interest In Excess Of Libor</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_FacilityBearingInterestInExcessOfLibor_lbl" xml:lang="en-US">Facility bearing interest in excess of LIBOR</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_FacilityBearingInterestInExcessOfPrime" xlink:label="hrb_FacilityBearingInterestInExcessOfPrime" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_FacilityBearingInterestInExcessOfPrime" xlink:to="hrb_FacilityBearingInterestInExcessOfPrime_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_FacilityBearingInterestInExcessOfPrime_lbl" xml:lang="en-US">Facility bearing interest in excess of PRIME.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_FacilityBearingInterestInExcessOfPrime_lbl" xml:lang="en-US">Facility Bearing Interest In Excess Of Prime</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_FacilityBearingInterestInExcessOfPrime_lbl" xml:lang="en-US">Facility bearing interest in excess of PRIME</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_FacilityFee" xlink:label="hrb_FacilityFee" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_FacilityFee" xlink:to="hrb_FacilityFee_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_FacilityFee_lbl" xml:lang="en-US">Facility fee.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_FacilityFee_lbl" xml:lang="en-US">Facility Fee</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_FacilityFee_lbl" xml:lang="en-US">Facility fee</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_MinimumNetWorthRequiredForCompliance" xlink:label="us-gaap_MinimumNetWorthRequiredForCompliance" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_MinimumNetWorthRequiredForCompliance" xlink:to="us-gaap_MinimumNetWorthRequiredForCompliance_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_MinimumNetWorthRequiredForCompliance_lbl" xml:lang="en-US">Minimum Net Worth Required for Compliance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_MinimumNetWorthRequiredForCompliance_lbl" xml:lang="en-US">Minimum net worth required for compliance</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MaximumAmountComplianceCleandownRequirement" xlink:label="hrb_MaximumAmountComplianceCleandownRequirement" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_MaximumAmountComplianceCleandownRequirement" xlink:to="hrb_MaximumAmountComplianceCleandownRequirement_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MaximumAmountComplianceCleandownRequirement_lbl" xml:lang="en-US">Maximum amount for compliance of cleandown requirement.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MaximumAmountComplianceCleandownRequirement_lbl" xml:lang="en-US">Maximum Amount Compliance Cleandown Requirement</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_MaximumAmountComplianceCleandownRequirement_lbl" xml:lang="en-US">Maximum amount for compliance of cleandown requirement</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_NetWorthCurrent" xlink:label="hrb_NetWorthCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_NetWorthCurrent" xlink:to="hrb_NetWorthCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_NetWorthCurrent_lbl" xml:lang="en-US">Net worth, current.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_NetWorthCurrent_lbl" xml:lang="en-US">Net Worth Current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_NetWorthCurrent_lbl" xml:lang="en-US">Net worth, current</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:to="us-gaap_DebtInstrumentInterestRateStatedPercentage_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage_lbl" xml:lang="en-US">Debt Instrument, Interest Rate, Stated Percentage</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DebtInstrumentInterestRateStatedPercentage_lbl" xml:lang="en-US">Stated interest rate</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt" xlink:label="us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt" xlink:to="us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt_lbl" xml:lang="en-US">Proceeds from Issuance of Senior Long-term Debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt_lbl" xml:lang="en-US">Senior notes issued</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LineOfCreditFacilityDecreaseRepayments" xlink:label="us-gaap_LineOfCreditFacilityDecreaseRepayments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityDecreaseRepayments" xlink:to="us-gaap_LineOfCreditFacilityDecreaseRepayments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityDecreaseRepayments_lbl" xml:lang="en-US">Line of Credit Facility, Decrease, Repayments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LineOfCreditFacilityDecreaseRepayments_lbl" xml:lang="en-US">Credit facility repayment</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LongTermAcquisitionObligation" xlink:label="hrb_LongTermAcquisitionObligation" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LongTermAcquisitionObligation" xlink:to="hrb_LongTermAcquisitionObligation_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LongTermAcquisitionObligation_lbl" xml:lang="en-US">Long Term Acquisition Obligation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LongTermAcquisitionObligation_lbl" xml:lang="en-US">Long Term Acquisition Obligation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_LongTermAcquisitionObligation_lbl" xml:lang="en-US">Acquisition obligations</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CapitalLeaseObligations" xlink:label="us-gaap_CapitalLeaseObligations" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalLeaseObligations" xlink:to="us-gaap_CapitalLeaseObligations_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalLeaseObligations_lbl" xml:lang="en-US">Capital Lease Obligations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_CapitalLeaseObligations_lbl" xml:lang="en-US">Capital Lease Obligations, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_CapitalLeaseObligations_lbl" xml:lang="en-US">Capital lease obligations</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CapitalLeaseObligationPeriod" xlink:label="hrb_CapitalLeaseObligationPeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CapitalLeaseObligationPeriod" xlink:to="hrb_CapitalLeaseObligationPeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CapitalLeaseObligationPeriod_lbl" xml:lang="en-US">Capital Lease Obligation Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CapitalLeaseObligationPeriod_lbl" xml:lang="en-US">Capital Lease Obligation Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_CapitalLeaseObligationPeriod_lbl" xml:lang="en-US">Capital lease obligation (in years)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LineOfCreditFacilityAmountOutstanding" xlink:label="us-gaap_LineOfCreditFacilityAmountOutstanding" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityAmountOutstanding" xlink:to="us-gaap_LineOfCreditFacilityAmountOutstanding_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityAmountOutstanding_lbl" xml:lang="en-US">Line of Credit Facility, Amount Outstanding</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LineOfCreditFacilityAmountOutstanding_lbl" xml:lang="en-US">Short-term credit facility</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:label="us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity" xlink:to="us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_lbl" xml:lang="en-US">Line of Credit Facility, Remaining Borrowing Capacity</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_lbl" xml:lang="en-US">Remaining funding available</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MortgageLoansEligibleCollateralIncreaseBorrowingCapacity" xlink:label="hrb_MortgageLoansEligibleCollateralIncreaseBorrowingCapacity" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_MortgageLoansEligibleCollateralIncreaseBorrowingCapacity" xlink:to="hrb_MortgageLoansEligibleCollateralIncreaseBorrowingCapacity_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MortgageLoansEligibleCollateralIncreaseBorrowingCapacity_lbl" xml:lang="en-US">Mortgage loans eligible to use as collateral to increase the borrowing capacity.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MortgageLoansEligibleCollateralIncreaseBorrowingCapacity_lbl" xml:lang="en-US">Mortgage Loans Eligible Collateral Increase Borrowing Capacity</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_MortgageLoansEligibleCollateralIncreaseBorrowingCapacity_lbl" xml:lang="en-US">Mortgage loans eligible as collateral to increase borrowing capacity</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:to="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_lbl" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal in Next Twelve Months</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_lbl" xml:lang="en-US">Long-term maturities amount due 2011</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_lbl" xml:lang="en-US">Payments to retire debt in 2012</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:to="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_lbl" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal in Year Two</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_lbl" xml:lang="en-US">Payments to retire debt in 2013</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_lbl" xml:lang="en-US">Long-term maturities amount due 2012</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:to="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_lbl" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal in Year Three</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_lbl" xml:lang="en-US">Payments to retire debt in 2014</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" xlink:to="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_lbl" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal in Year Four</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_lbl" xml:lang="en-US">Payments to retire debt in 2015</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive" xlink:to="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_lbl" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal in Year Five</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive_lbl" xml:lang="en-US">Payments to retire debt in 2016</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive" xlink:to="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_lbl" xml:lang="en-US">Long-term Debt, Maturities, Repayments of Principal after Year Five</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive_lbl" xml:lang="en-US">Payments to retire debt beyond 2016</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LineOfCreditFacilityInterestRateDuringPeriod" xlink:label="us-gaap_LineOfCreditFacilityInterestRateDuringPeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LineOfCreditFacilityInterestRateDuringPeriod" xlink:to="us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_lbl" xml:lang="en-US">Line of Credit Facility, Interest Rate During Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LineOfCreditFacilityInterestRateDuringPeriod_lbl" xml:lang="en-US">Interest rate</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_SeniorNoteSevenPointEightSevenFiveDueJanuaryTwoThousandAndThirteenMember" xlink:label="hrb_SeniorNoteSevenPointEightSevenFiveDueJanuaryTwoThousandAndThirteenMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_SeniorNoteSevenPointEightSevenFiveDueJanuaryTwoThousandAndThirteenMember" xlink:to="hrb_SeniorNoteSevenPointEightSevenFiveDueJanuaryTwoThousandAndThirteenMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_SeniorNoteSevenPointEightSevenFiveDueJanuaryTwoThousandAndThirteenMember_lbl" xml:lang="en-US">Senior Note, 7.875% due January 2013,  [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_SeniorNoteSevenPointEightSevenFiveDueJanuaryTwoThousandAndThirteenMember_lbl" xml:lang="en-US">Senior Notes 7.875 % Due January 2013 [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_SeniorNoteFivePointOneTwoFiveDueOctoberTwoThousandAndFourteenMember" xlink:label="hrb_SeniorNoteFivePointOneTwoFiveDueOctoberTwoThousandAndFourteenMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_SeniorNoteFivePointOneTwoFiveDueOctoberTwoThousandAndFourteenMember" xlink:to="hrb_SeniorNoteFivePointOneTwoFiveDueOctoberTwoThousandAndFourteenMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_SeniorNoteFivePointOneTwoFiveDueOctoberTwoThousandAndFourteenMember_lbl" xml:lang="en-US">Senior Note 5.125%, due October 2014 [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_SeniorNoteFivePointOneTwoFiveDueOctoberTwoThousandAndFourteenMember_lbl" xml:lang="en-US">Senior Notes 5.125 % Due October 2014 [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SeniorNotes" xlink:label="us-gaap_SeniorNotes" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeniorNotes" xlink:to="us-gaap_SeniorNotes_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SeniorNotes_lbl" xml:lang="en-US">Senior Notes</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SeniorNotes_lbl" xml:lang="en-US">Senior notes long-term debt</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_SeniorNotes_lbl" xml:lang="en-US">Senior Notes, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredCompensationLiabilityClassifiedNoncurrent" xlink:label="us-gaap_DeferredCompensationLiabilityClassifiedNoncurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredCompensationLiabilityClassifiedNoncurrent" xlink:to="us-gaap_DeferredCompensationLiabilityClassifiedNoncurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredCompensationLiabilityClassifiedNoncurrent_lbl" xml:lang="en-US">Deferred Compensation Liability, Classified, Noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DeferredCompensationLiabilityClassifiedNoncurrent_lbl" xml:lang="en-US">Obligation under deferred compensation plan</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredCompensationLiabilityClassifiedNoncurrent_lbl" xml:lang="en-US">Deferred Compensation Liability, Classified, Noncurrent, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CashSurrenderValueOfLifeInsuranceAndOtherAssetHeldUnderTrust" xlink:label="hrb_CashSurrenderValueOfLifeInsuranceAndOtherAssetHeldUnderTrust" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CashSurrenderValueOfLifeInsuranceAndOtherAssetHeldUnderTrust" xlink:to="hrb_CashSurrenderValueOfLifeInsuranceAndOtherAssetHeldUnderTrust_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CashSurrenderValueOfLifeInsuranceAndOtherAssetHeldUnderTrust_lbl" xml:lang="en-US">Cash Surrender Value of Life Insurance and Other Asset Held Under Trust</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CashSurrenderValueOfLifeInsuranceAndOtherAssetHeldUnderTrust_lbl" xml:lang="en-US">Cash Surrender Value of Life Insurance and Other Asset Held Under Trust</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_CashSurrenderValueOfLifeInsuranceAndOtherAssetHeldUnderTrust_lbl" xml:lang="en-US">Cash surrender value of life insurance and other asset held under trust</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfStockByClassTable" xlink:label="us-gaap_ScheduleOfStockByClassTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfStockByClassTable" xlink:to="us-gaap_ScheduleOfStockByClassTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfStockByClassTable_lbl" xml:lang="en-US">Schedule of Stock by Class [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:label="us-gaap_StockIssuedDuringPeriodSharesNewIssues" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:to="us-gaap_StockIssuedDuringPeriodSharesNewIssues_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StockIssuedDuringPeriodSharesNewIssues_lbl" xml:lang="en-US">Stock Issued During Period, Shares, New Issues</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesNewIssues_lbl" xml:lang="en-US">Common stock shares issued</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_StockIssuedDuringPeriodSharesNewIssues_lbl" xml:lang="en-US">Common stock sold</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CommonStockPricePerShare" xlink:label="hrb_CommonStockPricePerShare" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CommonStockPricePerShare" xlink:to="hrb_CommonStockPricePerShare_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CommonStockPricePerShare_lbl" xml:lang="en-US">Common Stock, Price Per Share</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CommonStockPricePerShare_lbl" xml:lang="en-US">Common Stock, Price Per Share</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_CommonStockPricePerShare_lbl" xml:lang="en-US">Price per share</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PreferredStockAuthorizedButUnissued" xlink:label="hrb_PreferredStockAuthorizedButUnissued" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PreferredStockAuthorizedButUnissued" xlink:to="hrb_PreferredStockAuthorizedButUnissued_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PreferredStockAuthorizedButUnissued_lbl" xml:lang="en-US">Preferred Stock, Authorized but Unissued</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PreferredStockAuthorizedButUnissued_lbl" xml:lang="en-US">Preferred Stock, Authorized but Unissued</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_PreferredStockAuthorizedButUnissued_lbl" xml:lang="en-US">Authorized unissued preferred stock</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTable" xlink:label="us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTable" xlink:to="us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualShareBasedPaymentsTable_lbl" xml:lang="en-US">Schedule of Deferred Compensation Arrangement with Individual, Share-based Payments [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis" xlink:label="us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis" xlink:to="us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredCompensationArrangementWithIndividualShareBasedPaymentsByTypeOfDeferredCompensationAxis_lbl" xml:lang="en-US">Deferred Compensation Arrangement with Individual, Share-based Payments, by Type of Deferred Compensation [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TypeOfDeferredCompensationDomain" xlink:label="us-gaap_TypeOfDeferredCompensationDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TypeOfDeferredCompensationDomain" xlink:to="us-gaap_TypeOfDeferredCompensationDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TypeOfDeferredCompensationDomain_lbl" xml:lang="en-US">Type of Deferred Compensation [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EmployeeStockOptionMember" xlink:label="us-gaap_EmployeeStockOptionMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeStockOptionMember" xlink:to="us-gaap_EmployeeStockOptionMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeStockOptionMember_lbl" xml:lang="en-US">Stock Options [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_NonvestedSharesAndPerformanceNonvestedMember" xlink:label="hrb_NonvestedSharesAndPerformanceNonvestedMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_NonvestedSharesAndPerformanceNonvestedMember" xlink:to="hrb_NonvestedSharesAndPerformanceNonvestedMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_NonvestedSharesAndPerformanceNonvestedMember_lbl" xml:lang="en-US">Nonvested Shares and Performance Nonvested [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_NonvestedSharesAndPerformanceNonvestedMember_lbl" xml:lang="en-US">Nonvested Shares and Performance Nonvested [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="us-gaap_AllocatedShareBasedCompensationExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_AllocatedShareBasedCompensationExpense" xlink:to="us-gaap_AllocatedShareBasedCompensationExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_AllocatedShareBasedCompensationExpense_lbl" xml:lang="en-US">Allocated Share-based Compensation Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_AllocatedShareBasedCompensationExpense_lbl" xml:lang="en-US">Stock-based compensation expenses, gross</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_AllocatedShareBasedCompensationExpense_lbl" xml:lang="en-US">Allocated Share-based Compensation Expense, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:to="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_lbl" xml:lang="en-US">Employee Service Share-based Compensation, Tax Benefit from Compensation Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_lbl" xml:lang="en-US">Tax effect of stock-based compensation</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:to="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_lbl" xml:lang="en-US">Excess Tax Benefit from Share-based Compensation, Financing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_lbl" xml:lang="en-US">Excess tax benefit from share-based compensation, financing activities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions" xlink:to="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions_lbl" xml:lang="en-US">Employee Service Share-based Compensation, Tax Benefit Realized from Exercise of Stock Options</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions_lbl" xml:lang="en-US">Realized tax benefits</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_lbl" xml:lang="en-US">Shares reserved for future awards under stock-based compensation plans</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PercentageOfPurchasePriceOfStock" xlink:label="hrb_PercentageOfPurchasePriceOfStock" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PercentageOfPurchasePriceOfStock" xlink:to="hrb_PercentageOfPurchasePriceOfStock_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PercentageOfPurchasePriceOfStock_lbl" xml:lang="en-US">Percentage of Purchase Price of Stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PercentageOfPurchasePriceOfStock_lbl" xml:lang="en-US">Percentage of Purchase Price of Stock</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_PercentageOfPurchasePriceOfStock_lbl" xml:lang="en-US">Purchase price discount</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_FairValueOptionDiscountPercentage" xlink:label="hrb_FairValueOptionDiscountPercentage" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_FairValueOptionDiscountPercentage" xlink:to="hrb_FairValueOptionDiscountPercentage_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_FairValueOptionDiscountPercentage_lbl" xml:lang="en-US">Fair Value Option Discount Percentage</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_FairValueOptionDiscountPercentage_lbl" xml:lang="en-US">Fair Value Option Discount Percentage</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="hrb_FairValueOptionDiscountPercentage_lbl" xml:lang="en-US">Discount from market price</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Exercises in Period, Total Intrinsic Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_lbl" xml:lang="en-US">Intrinsic value of options exercised</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Total Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_lbl" xml:lang="en-US">Fair value of shares vesting during period</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized" xlink:to="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_lbl" xml:lang="en-US">Unrecognized compensation cost, nonvested shares</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized_lbl" xml:lang="en-US">Unrecognized compensation costs</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition" xlink:to="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition_lbl" xml:lang="en-US">Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition_lbl" xml:lang="en-US">Weighted-average period of recognition (years)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" xml:lang="en-US">Shares, Outstanding, end of the year</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_lbl" xml:lang="en-US">Shares, Outstanding, beginning of the year</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_lbl" xml:lang="en-US">Stock options granted in period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_lbl" xml:lang="en-US">Shares, Granted</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Net of Forfeitures, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_lbl" xml:lang="en-US">Shares, Forfeited or expired</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_lbl" xml:lang="en-US">Shares, Forfeited or expired</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Forfeitures and Expirations in Period, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Number</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber_lbl" xml:lang="en-US">Shares, Exercisable, end of the year</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Number</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber_lbl" xml:lang="en-US">Shares, Exercisable and expected to vest</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Weighted Average Exercise Price</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" xml:lang="en-US">Weighted-Average Exercise Price, Outstanding, ending of the year</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_lbl" xml:lang="en-US">Weighted-Average Exercise Price, Outstanding, beginning of the year</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Exercise Price</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Weighted Average Remaining Contractual Term</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Weighted Average Remaining Contractual Term</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding, Aggregate Intrinsic Value</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Exercisable, Aggregate Intrinsic Value</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum_lbl" xml:lang="en-US">Share Based Compensation Arrangement by Share Based Payment Award Fair Value Assumptions Dividend Yield Rate Minimum</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum_lbl" xml:lang="en-US">Dividend yield, minimum</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum_lbl" xml:lang="en-US">Share Based Compensation Arrangement by Share Based Payment Award Fair Value Assumptions Dividend Yield Rate Maximum</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum_lbl" xml:lang="en-US">Dividend yield, maximum</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMinimum_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate, Minimum</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMinimum_lbl" xml:lang="en-US">Risk-free interest rate, minimum</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMaximum_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate, Maximum</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMaximum_lbl" xml:lang="en-US">Risk-free interest rate, maximum</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Weighted Average Grant Date Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Weighted-average fair value</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Expected Dividend Rate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_lbl" xml:lang="en-US">Dividend yield</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Fair Value Assumptions, Risk Free Interest Rate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_lbl" xml:lang="en-US">Risk-free interest rate</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl" xml:lang="en-US">Shares, Outstanding, end of the year</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_lbl" xml:lang="en-US">Shares, Outstanding, beginning of the year</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" xml:lang="en-US">Nonvested shares granted in period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_lbl" xml:lang="en-US">Shares, Granted</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Released in Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl" xml:lang="en-US">Shares, Released</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_lbl" xml:lang="en-US">Shares, Released</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeited in Period</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_lbl" xml:lang="en-US">Shares, Forfeited</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_lbl" xml:lang="en-US">Shares, Forfeited</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Weighted-Average Grant Date Fair Value, Outstanding, ending of the year</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Weighted-Average Grant Date Fair Value, Outstanding, beginning of the year</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:to="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Weighted-Average Grant Date Fair Value, Granted</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsReleasedInPeriodWeightedAverageGrantDateFairValue</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_lbl" xml:lang="en-US">Weighted-Average Grant Date Fair Value, Released</label>
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    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_IncomeTaxTable" xlink:label="hrb_IncomeTaxTable" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes_lbl" xml:lang="en-US">State income taxes, net of federal income tax benefit</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_EffectiveIncomeTaxRateReconciliationPermanentDifferences_lbl" xml:lang="en-US">Effective Income Tax Rate Reconciliation Permanent Differences</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_EffectiveIncomeTaxRateReconciliationPermanentDifferences_lbl" xml:lang="en-US">Effective Income Tax Rate Reconciliation Permanent Differences</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies_lbl" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Tax Contingencies</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_EffectiveIncomeTaxRateContinuingOperations_lbl" xml:lang="en-US">Effective tax rate</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_EffectiveIncomeTaxRateContinuingOperations_lbl" xml:lang="en-US">Effective tax rate</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredTaxAssetsTaxDeferredExpense_lbl" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Total</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DeferredTaxAssetsOperatingLossCarryforwardsCurrent_lbl" xml:lang="en-US">Deferred Tax Assets Operating Loss Carryforwards Current.</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DeferredTaxAssetsOtherCurrent_lbl" xml:lang="en-US">Deferred Tax Assets Other Current.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_DeferredTaxAssetsOtherCurrent_lbl" xml:lang="en-US">Deferred Tax Assets Other Current</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowanceCurrent_lbl" xml:lang="en-US">Deferred Tax Assets, Valuation Allowance, Current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowanceCurrent_lbl" xml:lang="en-US">Valuation allowance, current</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_DeferredTaxAssetsNetCurrent_lbl" xml:lang="en-US">Deferred Tax Assets, Net, Current, Ending Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_DeferredTaxAssetsNetCurrent_lbl" xml:lang="en-US">Deferred Tax Assets, Net, Current, Beginning Balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredTaxAssetsNetCurrent_lbl" xml:lang="en-US">Deferred tax assets, current</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DeferredTaxAssetsDeferredIncome_lbl" xml:lang="en-US">Deferred revenue, noncurrent</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DeferredTaxAssetsOperatingLossCarryforwardsNoncurrent_lbl" xml:lang="en-US">Deferred Tax Assets Operating Loss Carryforwards Noncurrent.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_DeferredTaxAssetsOperatingLossCarryforwardsNoncurrent_lbl" xml:lang="en-US">Deferred Tax Assets Operating Loss Carryforwards Noncurrent</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DeferredTaxAssetsTaxDeferredExpenseNoncurrent_lbl" xml:lang="en-US">Deferred Tax Assets Tax Deferred Expense Noncurrent.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_DeferredTaxAssetsTaxDeferredExpenseNoncurrent_lbl" xml:lang="en-US">Deferred Tax Assets Tax Deferred Expense Noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_DeferredTaxAssetsTaxDeferredExpenseNoncurrent_lbl" xml:lang="en-US">Accrued expenses, noncurrent</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsCapitalLossCarryforwards" xlink:to="us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_lbl" xml:lang="en-US">Deferred Tax Assets, Capital Loss Carryforwards</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_lbl" xml:lang="en-US">Capital loss carryover, noncurrent</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DeferredTaxAssetsOtherNoncurrent_lbl" xml:lang="en-US">Deferred Tax Assets Other Noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_DeferredTaxAssetsOtherNoncurrent_lbl" xml:lang="en-US">Deferred Tax Assets Other Noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_DeferredTaxAssetsOtherNoncurrent_lbl" xml:lang="en-US">Deferred tax assets other, noncurrent</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowanceNoncurrent_lbl" xml:lang="en-US">Deferred Tax Assets, Valuation Allowance, Noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowanceNoncurrent_lbl" xml:lang="en-US">Valuation allowance, noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DeferredTaxAssetsValuationAllowanceNoncurrent_lbl" xml:lang="en-US">Valuation allowance, noncurrent</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredTaxAssetsNetNoncurrent" xlink:label="us-gaap_DeferredTaxAssetsNetNoncurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsNetNoncurrent" xlink:to="us-gaap_DeferredTaxAssetsNetNoncurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsNetNoncurrent_lbl" xml:lang="en-US">Deferred Tax Assets, Net, Noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredTaxAssetsNetNoncurrent_lbl" xml:lang="en-US">Deferred tax assets, noncurrent</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_DeferredTaxLiabilitiesPrepaidExpenses" xlink:label="hrb_DeferredTaxLiabilitiesPrepaidExpenses" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_DeferredTaxLiabilitiesPrepaidExpenses" xlink:to="hrb_DeferredTaxLiabilitiesPrepaidExpenses_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DeferredTaxLiabilitiesPrepaidExpenses_lbl" xml:lang="en-US">Deferred Tax Liabilities Prepaid Expenses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_DeferredTaxLiabilitiesPrepaidExpenses_lbl" xml:lang="en-US">Deferred Tax Liabilities Prepaid Expenses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="hrb_DeferredTaxLiabilitiesPrepaidExpenses_lbl" xml:lang="en-US">Prepaid expenses, current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_DeferredTaxLiabilitiesPrepaidExpenses_lbl" xml:lang="en-US">Prepaid expenses</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredTaxLiabilitiesCurrent" xlink:label="us-gaap_DeferredTaxLiabilitiesCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesCurrent" xlink:to="us-gaap_DeferredTaxLiabilitiesCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesCurrent_lbl" xml:lang="en-US">Deferred Tax Liabilities, Current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="us-gaap_DeferredTaxLiabilitiesCurrent_lbl" xml:lang="en-US">Deferred tax liabilities, current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredTaxLiabilitiesCurrent_lbl" xml:lang="en-US">Deferred tax liabilities, current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DeferredTaxLiabilitiesCurrent_lbl" xml:lang="en-US">Deferred tax liabilities, current</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:label="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment" xlink:to="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl" xml:lang="en-US">Deferred Tax Liabilities, Property, Plant and Equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl" xml:lang="en-US">Property and equipment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment_lbl" xml:lang="en-US">Property and equipment</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment" xlink:label="hrb_DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment" xlink:to="hrb_DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment_lbl" xml:lang="en-US">Deferred Tax Liabilities Basis Difference In Mortgage Related Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment_lbl" xml:lang="en-US">Deferred Tax Liabilities Basis Difference In Mortgage Related Investment</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="hrb_DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment_lbl" xml:lang="en-US">Basis difference in mortgage-related investment, noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment_lbl" xml:lang="en-US">Basis difference in mortgage-related investment</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssets" xlink:label="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssets" xlink:to="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssets_lbl" xml:lang="en-US">Deferred Tax Liabilities, Goodwill and Intangible Assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssets_lbl" xml:lang="en-US">Intangibles, noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssets_lbl" xml:lang="en-US">Deferred Tax Liabilities, Goodwill and Intangible Assets, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssets_lbl" xml:lang="en-US">Intangibles</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredTaxLiabilitiesNoncurrent" xlink:label="us-gaap_DeferredTaxLiabilitiesNoncurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxLiabilitiesNoncurrent" xlink:to="us-gaap_DeferredTaxLiabilitiesNoncurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxLiabilitiesNoncurrent_lbl" xml:lang="en-US">Deferred Tax Liabilities, Noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:label="us-gaap_DeferredTaxLiabilitiesNoncurrent_lbl" xml:lang="en-US">Deferred tax liability, noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredTaxLiabilitiesNoncurrent_lbl" xml:lang="en-US">Deferred tax liability, noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_DeferredTaxLiabilitiesNoncurrent_lbl" xml:lang="en-US">Deferred tax liability, noncurrent</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="us-gaap_DeferredTaxAssetsLiabilitiesNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:to="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl" xml:lang="en-US">Deferred Tax Assets (Liabilities), Net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredTaxAssetsLiabilitiesNet_lbl" xml:lang="en-US">Net deferred tax assets</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions" xlink:label="us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions_lbl" xml:lang="en-US">Unrecognized Tax Benefits, Increases Resulting from Prior Period Tax Positions</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions_lbl" xml:lang="en-US">Gross unrecognized tax benefit increase</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions_lbl" xml:lang="en-US">Additions based on tax positions related to prior years</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions" xlink:label="us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions_lbl" xml:lang="en-US">Possible decrease of previously unrecognized tax benefits</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions_lbl" xml:lang="en-US">Reductions based on tax positions related to prior years</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" xlink:label="us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions_lbl" xml:lang="en-US">Unrecognized Tax Benefits, Increases Resulting from Current Period Tax Positions</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions_lbl" xml:lang="en-US">Additions based on tax positions related to the current year</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities" xlink:label="us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_lbl" xml:lang="en-US">Unrecognized Tax Benefits, Decreases Resulting from Settlements with Taxing Authorities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities_lbl" xml:lang="en-US">Reductions related to settlements with tax authorities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" xlink:label="us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_lbl" xml:lang="en-US">Unrecognized Tax Benefits, Reductions Resulting from Lapse of Applicable Statute of Limitations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations_lbl" xml:lang="en-US">Expiration of statute of limitations</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_UnrecognizedTaxBenefitsIncreasesResultingFromForeignCurrencyTranslation" xlink:label="hrb_UnrecognizedTaxBenefitsIncreasesResultingFromForeignCurrencyTranslation" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_UnrecognizedTaxBenefitsIncreasesResultingFromForeignCurrencyTranslation_lbl" xml:lang="en-US">Unrecognized Tax Benefits Increases Resulting From Foreign Currency Translation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_UnrecognizedTaxBenefitsIncreasesResultingFromForeignCurrencyTranslation_lbl" xml:lang="en-US">Unrecognized Tax Benefits Increases Resulting From Foreign Currency Translation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_UnrecognizedTaxBenefitsIncreasesResultingFromForeignCurrencyTranslation_lbl" xml:lang="en-US">Foreign currency translation</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_UnrecognizedTaxBenefitsIncreasesResultingFromOther" xlink:label="hrb_UnrecognizedTaxBenefitsIncreasesResultingFromOther" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_UnrecognizedTaxBenefitsIncreasesResultingFromOther" xlink:to="hrb_UnrecognizedTaxBenefitsIncreasesResultingFromOther_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_UnrecognizedTaxBenefitsIncreasesResultingFromOther_lbl" xml:lang="en-US">Unrecognized Tax Benefits Increases Resulting From Other</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_UnrecognizedTaxBenefitsIncreasesResultingFromOther_lbl" xml:lang="en-US">Unrecognized Tax Benefits Increases Resulting From Other</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_UnrecognizedTaxBenefitsIncreasesResultingFromOther_lbl" xml:lang="en-US">Other</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfInterestIncomeAndExpenseTable" xlink:label="hrb_ScheduleOfInterestIncomeAndExpenseTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfInterestIncomeAndExpenseTable" xlink:to="hrb_ScheduleOfInterestIncomeAndExpenseTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfInterestIncomeAndExpenseTable_lbl" xml:lang="en-US">schedule of Interest Income and Expense [Table]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfInterestIncomeAndExpenseTable_lbl" xml:lang="en-US">schedule of Interest Income and Expense [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis" xlink:label="us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis" xlink:to="us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComponentOfOtherOperatingCostAndExpenseGeneralAxis_lbl" xml:lang="en-US">Component of Other Operating Cost and Expense, General [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ComponentOfOtherOperatingCostAndExpenseNameDomain" xlink:label="us-gaap_ComponentOfOtherOperatingCostAndExpenseNameDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComponentOfOtherOperatingCostAndExpenseNameDomain" xlink:to="us-gaap_ComponentOfOtherOperatingCostAndExpenseNameDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComponentOfOtherOperatingCostAndExpenseNameDomain_lbl" xml:lang="en-US">Component of Other Operating Cost and Expense, Name [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MortgageLoansMember" xlink:label="hrb_MortgageLoansMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_MortgageLoansMember" xlink:to="hrb_MortgageLoansMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MortgageLoansMember_lbl" xml:lang="en-US">Mortgage Loans [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MortgageLoansMember_lbl" xml:lang="en-US">Mortgage Loans [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherInterestIncomeMember" xlink:label="us-gaap_OtherInterestIncomeMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherInterestIncomeMember" xlink:to="us-gaap_OtherInterestIncomeMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherInterestIncomeMember_lbl" xml:lang="en-US">Interest Income Other [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BorrowingsMember" xlink:label="us-gaap_BorrowingsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BorrowingsMember" xlink:to="us-gaap_BorrowingsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BorrowingsMember_lbl" xml:lang="en-US">Borrowings [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DepositsMember" xlink:label="us-gaap_DepositsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DepositsMember" xlink:to="us-gaap_DepositsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DepositsMember_lbl" xml:lang="en-US">Deposits [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_FederalHomeLoanBankAdvancesMember" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_FederalHomeLoanBankAdvancesMember" xlink:to="us-gaap_FederalHomeLoanBankAdvancesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_FederalHomeLoanBankAdvancesMember_lbl" xml:lang="en-US">FHLB Advances [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InterestExpense" xlink:label="us-gaap_InterestExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_InterestExpense" xlink:to="us-gaap_InterestExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Interest expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_InterestExpense_lbl" xml:lang="en-US">Interest Expense, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTable" xlink:label="us-gaap_ScheduleOfVariableInterestEntitiesTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfVariableInterestEntitiesTable" xlink:to="us-gaap_ScheduleOfVariableInterestEntitiesTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfVariableInterestEntitiesTable_lbl" xml:lang="en-US">Schedule of Variable Interest Entities [Table]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_VariableInterestEntityOwnershipPercentage" xlink:label="us-gaap_VariableInterestEntityOwnershipPercentage" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_VariableInterestEntityOwnershipPercentage" xlink:to="us-gaap_VariableInterestEntityOwnershipPercentage_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_VariableInterestEntityOwnershipPercentage_lbl" xml:lang="en-US">Variable Interest Entity, Qualitative or Quantitative Information, Ownership Percentage</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_VariableInterestEntityOwnershipPercentage_lbl" xml:lang="en-US">Ownership interest in partnership</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ManagementFeesRevenue" xlink:label="us-gaap_ManagementFeesRevenue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ManagementFeesRevenue" xlink:to="us-gaap_ManagementFeesRevenue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ManagementFeesRevenue_lbl" xml:lang="en-US">Management Fees Revenue</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_ManagementFeesRevenue_lbl" xml:lang="en-US">Management fees revenue</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_ManagementFeesRevenue_lbl" xml:lang="en-US">Management Fees Revenue, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PercentOfManagingDirectorsAsPartnersInVariableInterestEntity" xlink:label="hrb_PercentOfManagingDirectorsAsPartnersInVariableInterestEntity" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PercentOfManagingDirectorsAsPartnersInVariableInterestEntity" xlink:to="hrb_PercentOfManagingDirectorsAsPartnersInVariableInterestEntity_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PercentOfManagingDirectorsAsPartnersInVariableInterestEntity_lbl" xml:lang="en-US">Percent of Managing Directors as Partners in Variable Interest Entity</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PercentOfManagingDirectorsAsPartnersInVariableInterestEntity_lbl" xml:lang="en-US">Percent of Managing Directors as Partners in Variable Interest Entity</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_PercentOfManagingDirectorsAsPartnersInVariableInterestEntity_lbl" xml:lang="en-US">Percent of managing directors as partners</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AggregatePercentOfCompensationPayable" xlink:label="hrb_AggregatePercentOfCompensationPayable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AggregatePercentOfCompensationPayable" xlink:to="hrb_AggregatePercentOfCompensationPayable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AggregatePercentOfCompensationPayable_lbl" xml:lang="en-US">Aggregate Percent of Compensation Payable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AggregatePercentOfCompensationPayable_lbl" xml:lang="en-US">Aggregate Percent of Compensation Payable</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_AggregatePercentOfCompensationPayable_lbl" xml:lang="en-US">Aggregate percent of compensation payable</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherPostretirementBenefitsPayableNoncurrent" xlink:label="us-gaap_OtherPostretirementBenefitsPayableNoncurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherPostretirementBenefitsPayableNoncurrent" xlink:to="us-gaap_OtherPostretirementBenefitsPayableNoncurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherPostretirementBenefitsPayableNoncurrent_lbl" xml:lang="en-US">Other Postretirement Benefits Payable, Noncurrent</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherPostretirementBenefitsPayableNoncurrent_lbl" xml:lang="en-US">Contributions to the retirement plan</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount" xlink:label="us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount" xlink:to="us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount_lbl" xml:lang="en-US">Maximum exposure to economic loss</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfCommitmentsAndContingenciesTable" xlink:label="hrb_ScheduleOfCommitmentsAndContingenciesTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfCommitmentsAndContingenciesTable" xlink:to="hrb_ScheduleOfCommitmentsAndContingenciesTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfCommitmentsAndContingenciesTable_lbl" xml:lang="en-US">Schedule of Commitments and Contingencies [Table]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfCommitmentsAndContingenciesTable_lbl" xml:lang="en-US">Schedule of Commitments and Contingencies [Table]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_OriginationYearAxis" xlink:label="hrb_OriginationYearAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_OriginationYearAxis" xlink:to="hrb_OriginationYearAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_OriginationYearAxis_lbl" xml:lang="en-US">Origination Year [Axis]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_OriginationYearAxis_lbl" xml:lang="en-US">Origination Year [Axis]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_OriginationYearDomain" xlink:label="hrb_OriginationYearDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_OriginationYearDomain" xlink:to="hrb_OriginationYearDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_OriginationYearDomain_lbl" xml:lang="en-US">Origination Year [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_OriginationYearDomain_lbl" xml:lang="en-US">Origination Year [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TwoThousandFiveMember" xlink:label="hrb_TwoThousandFiveMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TwoThousandFiveMember" xlink:to="hrb_TwoThousandFiveMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TwoThousandFiveMember_lbl" xml:lang="en-US">Two Thousand Five [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TwoThousandFiveMember_lbl" xml:lang="en-US">2005 [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TwoThousandSixMember" xlink:label="hrb_TwoThousandSixMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TwoThousandSixMember" xlink:to="hrb_TwoThousandSixMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TwoThousandSixMember_lbl" xml:lang="en-US">Two Thousand Six [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TwoThousandSixMember_lbl" xml:lang="en-US">2006 [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_TwoThousandSevenMember" xlink:label="hrb_TwoThousandSevenMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TwoThousandSevenMember" xlink:to="hrb_TwoThousandSevenMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TwoThousandSevenMember_lbl" xml:lang="en-US">Two Thousand Seven [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TwoThousandSevenMember_lbl" xml:lang="en-US">2007 [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleAxis" xlink:label="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleAxis" xlink:to="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SecuritizationFinancialAssetForWhichTransferIsAccountedAsSaleAxis_lbl" xml:lang="en-US">Securitization or Asset-backed Financing Arrangements, Financial Asset for which Transfer is Accounted as Sale by Type [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:label="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_lbl" xml:lang="en-US">Types of Financial Instruments [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PrivateLabelSecuritizationTransactionsMember" xlink:label="hrb_PrivateLabelSecuritizationTransactionsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PrivateLabelSecuritizationTransactionsMember" xlink:to="hrb_PrivateLabelSecuritizationTransactionsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PrivateLabelSecuritizationTransactionsMember_lbl" xml:lang="en-US">Private-label Securitization Transactions [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PrivateLabelSecuritizationTransactionsMember_lbl" xml:lang="en-US">Private-label Securitization Transactions [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_MonolineInsurersMember" xlink:label="hrb_MonolineInsurersMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_MonolineInsurersMember" xlink:to="hrb_MonolineInsurersMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_MonolineInsurersMember_lbl" xml:lang="en-US">Monoline Insurers [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_MonolineInsurersMember_lbl" xml:lang="en-US">Monoline Insurers [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LossContingenciesByNatureOfContingencyAxis" xlink:label="us-gaap_LossContingenciesByNatureOfContingencyAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LossContingenciesByNatureOfContingencyAxis" xlink:to="us-gaap_LossContingenciesByNatureOfContingencyAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LossContingenciesByNatureOfContingencyAxis_lbl" xml:lang="en-US">Loss Contingencies by Nature of Contingency [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LossContingencyNatureDomain" xlink:label="us-gaap_LossContingencyNatureDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LossContingencyNatureDomain" xlink:to="us-gaap_LossContingencyNatureDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LossContingencyNatureDomain_lbl" xml:lang="en-US">Loss Contingency, Nature [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_IndemnityAgreementWithSingleCounterpartyMember" xlink:label="hrb_IndemnityAgreementWithSingleCounterpartyMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_IndemnityAgreementWithSingleCounterpartyMember" xlink:to="hrb_IndemnityAgreementWithSingleCounterpartyMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_IndemnityAgreementWithSingleCounterpartyMember_lbl" xml:lang="en-US">Indemnity Agreement With Single Counterparty [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_IndemnityAgreementWithSingleCounterpartyMember_lbl" xml:lang="en-US">Indemnity Agreement With Single Counterparty [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AdditionalInformationRequestedByCounterpartyMember" xlink:label="hrb_AdditionalInformationRequestedByCounterpartyMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AdditionalInformationRequestedByCounterpartyMember" xlink:to="hrb_AdditionalInformationRequestedByCounterpartyMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AdditionalInformationRequestedByCounterpartyMember_lbl" xml:lang="en-US">Additional Information Requested by Counterparty</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AdditionalInformationRequestedByCounterpartyMember_lbl" xml:lang="en-US">Additional Information Requested by Counterparty [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AdditionalTaxAssessmentLimitPerClient" xlink:label="hrb_AdditionalTaxAssessmentLimitPerClient" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AdditionalTaxAssessmentLimitPerClient" xlink:to="hrb_AdditionalTaxAssessmentLimitPerClient_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AdditionalTaxAssessmentLimitPerClient_lbl" xml:lang="en-US">Additional Tax Assessment Limit Per Client</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AdditionalTaxAssessmentLimitPerClient_lbl" xml:lang="en-US">Additional Tax Assessment Limit Per Client</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_AdditionalTaxAssessmentLimitPerClient_lbl" xml:lang="en-US">Additional tax assessment limit per client</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_StandardGuaranteeAccrualAmount" xlink:label="hrb_StandardGuaranteeAccrualAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_StandardGuaranteeAccrualAmount" xlink:to="hrb_StandardGuaranteeAccrualAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_StandardGuaranteeAccrualAmount_lbl" xml:lang="en-US">Standard guarantee accrual amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_StandardGuaranteeAccrualAmount_lbl" xml:lang="en-US">Standard Guarantee Accrual Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_StandardGuaranteeAccrualAmount_lbl" xml:lang="en-US">Standard guarantee accrual amount</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceSheetAmount" xlink:label="us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceSheetAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceSheetAmount" xlink:to="us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceSheetAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceSheetAmount_lbl" xml:lang="en-US">Unrecorded Unconditional Purchase Obligation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceSheetAmount_lbl" xml:lang="en-US">Advertising obligation</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceSheetAmount_lbl" xml:lang="en-US">Unrecorded Unconditional Purchase Obligation, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceOnFirstAnniversary" xlink:label="us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceOnFirstAnniversary" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceOnFirstAnniversary" xlink:to="us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceOnFirstAnniversary_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceOnFirstAnniversary_lbl" xml:lang="en-US">Unrecorded Unconditional Purchase Obligation, Due within One Year</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceOnFirstAnniversary_lbl" xml:lang="en-US">Advertising obligation to be paid during fiscal year 2012</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessAcquisitionContingentConsiderationAtFairValue" xlink:label="us-gaap_BusinessAcquisitionContingentConsiderationAtFairValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessAcquisitionContingentConsiderationAtFairValue" xlink:to="us-gaap_BusinessAcquisitionContingentConsiderationAtFairValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessAcquisitionContingentConsiderationAtFairValue_lbl" xml:lang="en-US">Contingent business acquisition obligations</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LiabilityRecordedForContingentConsideration" xlink:label="hrb_LiabilityRecordedForContingentConsideration" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LiabilityRecordedForContingentConsideration" xlink:to="hrb_LiabilityRecordedForContingentConsideration_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LiabilityRecordedForContingentConsideration_lbl" xml:lang="en-US">Liability Recorded For Contingent Consideration</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LiabilityRecordedForContingentConsideration_lbl" xml:lang="en-US">Liability Recorded For Contingent Consideration</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_LiabilityRecordedForContingentConsideration_lbl" xml:lang="en-US">Contingent consideration liability recorded</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ObligationForUnfundedLetterOfCredit" xlink:label="hrb_ObligationForUnfundedLetterOfCredit" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ObligationForUnfundedLetterOfCredit" xlink:to="hrb_ObligationForUnfundedLetterOfCredit_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ObligationForUnfundedLetterOfCredit_lbl" xml:lang="en-US">Obligation For Unfunded Letter Of Credit</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ObligationForUnfundedLetterOfCredit_lbl" xml:lang="en-US">Obligation For Unfunded Letter Of Credit</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ObligationForUnfundedLetterOfCredit_lbl" xml:lang="en-US">Franchise equity lines of credit-undrawn commitment</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_RemainingObligationForUnfundedLetterOfCredit" xlink:label="hrb_RemainingObligationForUnfundedLetterOfCredit" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_RemainingObligationForUnfundedLetterOfCredit" xlink:to="hrb_RemainingObligationForUnfundedLetterOfCredit_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_RemainingObligationForUnfundedLetterOfCredit_lbl" xml:lang="en-US">Remaining Obligation For Unfunded Letter Of Credit</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_RemainingObligationForUnfundedLetterOfCredit_lbl" xml:lang="en-US">Remaining Obligation For Unfunded Letter Of Credit</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_RemainingObligationForUnfundedLetterOfCredit_lbl" xml:lang="en-US">Remaining franchise equity lines of credit-undrawn commitment</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LineOfCreditMaximumIssueLimit" xlink:label="hrb_LineOfCreditMaximumIssueLimit" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LineOfCreditMaximumIssueLimit" xlink:to="hrb_LineOfCreditMaximumIssueLimit_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LineOfCreditMaximumIssueLimit_lbl" xml:lang="en-US">Line of Credit Maximum Issue Limit</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LineOfCreditMaximumIssueLimit_lbl" xml:lang="en-US">Line of Credit Maximum Issue Limit</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_LineOfCreditMaximumIssueLimit_lbl" xml:lang="en-US">Standby letter of credit issue limit</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_StandbyLetterOfCreditAmountOutstanding" xlink:label="hrb_StandbyLetterOfCreditAmountOutstanding" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_StandbyLetterOfCreditAmountOutstanding" xlink:to="hrb_StandbyLetterOfCreditAmountOutstanding_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_StandbyLetterOfCreditAmountOutstanding_lbl" xml:lang="en-US">Standby Letter of Credit Amount Outstanding</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_StandbyLetterOfCreditAmountOutstanding_lbl" xml:lang="en-US">Standby Letter of Credit Amount Outstanding</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_StandbyLetterOfCreditAmountOutstanding_lbl" xml:lang="en-US">Standby letter of credit outstanding</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LeaseAndRentalExpense" xlink:label="us-gaap_LeaseAndRentalExpense" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeaseAndRentalExpense" xlink:to="us-gaap_LeaseAndRentalExpense_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeaseAndRentalExpense_lbl" xml:lang="en-US">Operating Leases, Rent Expense</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LeaseAndRentalExpense_lbl" xml:lang="en-US">Rent expenses</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_LeaseAndRentalExpense_lbl" xml:lang="en-US">Operating Leases, Rent Expense, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_IndustrialRevenueBondPurchased" xlink:label="hrb_IndustrialRevenueBondPurchased" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_IndustrialRevenueBondPurchased" xlink:to="hrb_IndustrialRevenueBondPurchased_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_IndustrialRevenueBondPurchased_lbl" xml:lang="en-US">Industrial Revenue Bond Purchased</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_IndustrialRevenueBondPurchased_lbl" xml:lang="en-US">Industrial Revenue Bond Purchased</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_IndustrialRevenueBondPurchased_lbl" xml:lang="en-US">Industrial revenue bond purchased</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_IndustrialRevenueBondDueDate" xlink:label="hrb_IndustrialRevenueBondDueDate" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_IndustrialRevenueBondDueDate" xlink:to="hrb_IndustrialRevenueBondDueDate_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_IndustrialRevenueBondDueDate_lbl" xml:lang="en-US">Industrial Revenue Bond Due Date</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_IndustrialRevenueBondDueDate_lbl" xml:lang="en-US">Industrial Revenue Bond Due Date</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_IndustrialRevenueBondDueDate_lbl" xml:lang="en-US">Industrial revenue bond due date</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_OperatingLeaseTerm" xlink:label="hrb_OperatingLeaseTerm" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_OperatingLeaseTerm" xlink:to="hrb_OperatingLeaseTerm_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_OperatingLeaseTerm_lbl" xml:lang="en-US">Operating Lease Term</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_OperatingLeaseTerm_lbl" xml:lang="en-US">Operating Lease Term</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_OperatingLeaseTerm_lbl" xml:lang="en-US">Operating lease term (years)</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PercentageOfLoansOriginatedIn2006And2007" xlink:label="hrb_PercentageOfLoansOriginatedIn2006And2007" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PercentageOfLoansOriginatedIn2006And2007" xlink:to="hrb_PercentageOfLoansOriginatedIn2006And2007_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PercentageOfLoansOriginatedIn2006And2007_lbl" xml:lang="en-US">Percentage of loans originated in 2006 and 2007</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PercentageOfLoansOriginatedIn2006And2007_lbl" xml:lang="en-US">Percentage Of Loans Originated In 2006 And 2007</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_PercentageOfLoansOriginatedIn2006And2007_lbl" xml:lang="en-US">Percentage of loans originated in 2006 and 2007</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_AmountOfLoansOriginatedDuring2005Through2007" xlink:label="hrb_AmountOfLoansOriginatedDuring2005Through2007" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_AmountOfLoansOriginatedDuring2005Through2007" xlink:to="hrb_AmountOfLoansOriginatedDuring2005Through2007_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_AmountOfLoansOriginatedDuring2005Through2007_lbl" xml:lang="en-US">Amount of loans originated during 2005 through 2007</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_AmountOfLoansOriginatedDuring2005Through2007_lbl" xml:lang="en-US">Amount Of Loans Originated During 2005 Through 2007</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_AmountOfLoansOriginatedDuring2005Through2007_lbl" xml:lang="en-US">Amount of loans originated during 2005 through 2007</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PercentageOfLoansIssuedToGovernmentSponsoredEntities" xlink:label="hrb_PercentageOfLoansIssuedToGovernmentSponsoredEntities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PercentageOfLoansIssuedToGovernmentSponsoredEntities" xlink:to="hrb_PercentageOfLoansIssuedToGovernmentSponsoredEntities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PercentageOfLoansIssuedToGovernmentSponsoredEntities_lbl" xml:lang="en-US">Percentage of loans issued to government sponsored entities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PercentageOfLoansIssuedToGovernmentSponsoredEntities_lbl" xml:lang="en-US">Percentage Of Loans Issued To Government Sponsored Entities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_PercentageOfLoansIssuedToGovernmentSponsoredEntities_lbl" xml:lang="en-US">Percentage of loans issued to government sponsored entities</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LossContingencyAccrualAtCarryingValue" xlink:label="us-gaap_LossContingencyAccrualAtCarryingValue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LossContingencyAccrualAtCarryingValue" xlink:to="us-gaap_LossContingencyAccrualAtCarryingValue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LossContingencyAccrualAtCarryingValue_lbl" xml:lang="en-US">Loss Contingency Accrual, at Carrying Value</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_LossContingencyAccrualAtCarryingValue_lbl" xml:lang="en-US">Reserve for losses on repurchases, ending balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_LossContingencyAccrualAtCarryingValue_lbl" xml:lang="en-US">Reserve for losses on repurchases, beginning balance</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LossContingencyAccrualAtCarryingValue_lbl" xml:lang="en-US">Reserve for losses on repurchases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_LossContingencyAccrualAtCarryingValue_lbl" xml:lang="en-US">Reserve for losses on repurchases</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LossContingencyAccrualCarryingValuePayments" xlink:label="us-gaap_LossContingencyAccrualCarryingValuePayments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LossContingencyAccrualCarryingValuePayments" xlink:to="us-gaap_LossContingencyAccrualCarryingValuePayments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LossContingencyAccrualCarryingValuePayments_lbl" xml:lang="en-US">Loss Contingency Accrual, Carrying Value, Payments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LossContingencyAccrualCarryingValuePayments_lbl" xml:lang="en-US">Payments under indemnity agreement dated April 2008</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_IncreaseInLossesDueToAssumedOnePercentIncreaseInValidityRatesAndLossSeverities" xlink:label="hrb_IncreaseInLossesDueToAssumedOnePercentIncreaseInValidityRatesAndLossSeverities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_IncreaseInLossesDueToAssumedOnePercentIncreaseInValidityRatesAndLossSeverities" xlink:to="hrb_IncreaseInLossesDueToAssumedOnePercentIncreaseInValidityRatesAndLossSeverities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_IncreaseInLossesDueToAssumedOnePercentIncreaseInValidityRatesAndLossSeverities_lbl" xml:lang="en-US">Increase in losses due to assumed 1% increase in validity rates and loss severities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_IncreaseInLossesDueToAssumedOnePercentIncreaseInValidityRatesAndLossSeverities_lbl" xml:lang="en-US">Increase In Losses Due To Assumed One Percent Increase In Validity Rates And Loss Severities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_IncreaseInLossesDueToAssumedOnePercentIncreaseInValidityRatesAndLossSeverities_lbl" xml:lang="en-US">Increase in losses due to assumed 1% increase in validity rates and loss severities</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ClaimsSubjectToReviewAmount" xlink:label="hrb_ClaimsSubjectToReviewAmount" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ClaimsSubjectToReviewAmount" xlink:to="hrb_ClaimsSubjectToReviewAmount_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ClaimsSubjectToReviewAmount_lbl" xml:lang="en-US">Claims subject to review, amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ClaimsSubjectToReviewAmount_lbl" xml:lang="en-US">Claims Subject To Review, Amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="hrb_ClaimsSubjectToReviewAmount_lbl" xml:lang="en-US">Claims subject to review by SCC, amount</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ClaimsSubjectToReviewAmount_lbl" xml:lang="en-US">Claims subject to review by SCC, amount</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PercentageOfClaimsDeniedByScc" xlink:label="hrb_PercentageOfClaimsDeniedByScc" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PercentageOfClaimsDeniedByScc" xlink:to="hrb_PercentageOfClaimsDeniedByScc_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PercentageOfClaimsDeniedByScc_lbl" xml:lang="en-US">Percentage of claims denied by SCC</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PercentageOfClaimsDeniedByScc_lbl" xml:lang="en-US">Percentage of claims denied by SCC</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_PercentageOfClaimsDeniedByScc_lbl" xml:lang="en-US">Percentage of claims denied by SCC</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PercentageOfValidClaimsThatResultedInLoanRepurchases" xlink:label="hrb_PercentageOfValidClaimsThatResultedInLoanRepurchases" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PercentageOfValidClaimsThatResultedInLoanRepurchases" xlink:to="hrb_PercentageOfValidClaimsThatResultedInLoanRepurchases_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PercentageOfValidClaimsThatResultedInLoanRepurchases_lbl" xml:lang="en-US">Percentage of valid claims that resulted in loan repurchases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PercentageOfValidClaimsThatResultedInLoanRepurchases_lbl" xml:lang="en-US">Percentage of valid claims that resulted in loan repurchases</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_PercentageOfValidClaimsThatResultedInLoanRepurchases_lbl" xml:lang="en-US">Percentage of valid claims that resulted in loan repurchases</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PercentageOfValidClaimsThatResultedInIndemnificationOrSettlementPayments" xlink:label="hrb_PercentageOfValidClaimsThatResultedInIndemnificationOrSettlementPayments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PercentageOfValidClaimsThatResultedInIndemnificationOrSettlementPayments" xlink:to="hrb_PercentageOfValidClaimsThatResultedInIndemnificationOrSettlementPayments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PercentageOfValidClaimsThatResultedInIndemnificationOrSettlementPayments_lbl" xml:lang="en-US">Percentage of valid claims that resulted in indemnification or settlement payments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PercentageOfValidClaimsThatResultedInIndemnificationOrSettlementPayments_lbl" xml:lang="en-US">Percentage of valid claims that resulted in indemnification or settlement payments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_PercentageOfValidClaimsThatResultedInIndemnificationOrSettlementPayments_lbl" xml:lang="en-US">Percentage of valid claims that resulted in indemnification or settlement payments</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LossContingencyApproximateLossSeverityRates" xlink:label="hrb_LossContingencyApproximateLossSeverityRates" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LossContingencyApproximateLossSeverityRates" xlink:to="hrb_LossContingencyApproximateLossSeverityRates_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LossContingencyApproximateLossSeverityRates_lbl" xml:lang="en-US">Loss Contingency Approximate Loss Severity Rates</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LossContingencyApproximateLossSeverityRates_lbl" xml:lang="en-US">Loss Contingency Approximate Loss Severity Rates</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_LossContingencyApproximateLossSeverityRates_lbl" xml:lang="en-US">Loss severity rate</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GainLossRelatedToLitigationSettlement" xlink:label="us-gaap_GainLossRelatedToLitigationSettlement" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GainLossRelatedToLitigationSettlement" xlink:to="us-gaap_GainLossRelatedToLitigationSettlement_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GainLossRelatedToLitigationSettlement_lbl" xml:lang="en-US">Gain (Loss) Related to Litigation Settlement</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_GainLossRelatedToLitigationSettlement_lbl" xml:lang="en-US">Losses incurred on claim settlements</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_GainLossRelatedToLitigationSettlement_lbl" xml:lang="en-US">Gain (Loss) Related to Litigation Settlement, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_NetBalanceOfAllMortgageLoansHeldForSale" xlink:label="hrb_NetBalanceOfAllMortgageLoansHeldForSale" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_NetBalanceOfAllMortgageLoansHeldForSale" xlink:to="hrb_NetBalanceOfAllMortgageLoansHeldForSale_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_NetBalanceOfAllMortgageLoansHeldForSale_lbl" xml:lang="en-US">Net balance of all mortgage loans held for sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_NetBalanceOfAllMortgageLoansHeldForSale_lbl" xml:lang="en-US">Net Balance Of All Mortgage Loans Held For Sale</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_NetBalanceOfAllMortgageLoansHeldForSale_lbl" xml:lang="en-US">Net balance of all mortgage loans held for sale by SCC</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ValueOfLoansWhichHaveDefaultedInFirstTwoYears" xlink:label="hrb_ValueOfLoansWhichHaveDefaultedInFirstTwoYears" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ValueOfLoansWhichHaveDefaultedInFirstTwoYears" xlink:to="hrb_ValueOfLoansWhichHaveDefaultedInFirstTwoYears_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ValueOfLoansWhichHaveDefaultedInFirstTwoYears_lbl" xml:lang="en-US">Value of loans which have defaulted in the first two years</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ValueOfLoansWhichHaveDefaultedInFirstTwoYears_lbl" xml:lang="en-US">Value of loans which have defaulted in the first two years</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ValueOfLoansWhichHaveDefaultedInFirstTwoYears_lbl" xml:lang="en-US">Value of loans which have defaulted in the first two years</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredRevenue" xlink:label="us-gaap_DeferredRevenue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredRevenue" xlink:to="us-gaap_DeferredRevenue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredRevenue_lbl" xml:lang="en-US">Deferred revenue</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="us-gaap_DeferredRevenue_lbl" xml:lang="en-US">Balance, end of the year</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="us-gaap_DeferredRevenue_lbl" xml:lang="en-US">Balance, beginning of the year</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_DeferredRevenue_lbl" xml:lang="en-US">Deferred Revenue, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredRevenueAdditions" xlink:label="us-gaap_DeferredRevenueAdditions" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredRevenueAdditions" xlink:to="us-gaap_DeferredRevenueAdditions_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredRevenueAdditions_lbl" xml:lang="en-US">Amounts deferred for new guarantees issued</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_DeferredRevenueRevenueRecognized" xlink:label="us-gaap_DeferredRevenueRevenueRecognized" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_DeferredRevenueRevenueRecognized" xlink:to="us-gaap_DeferredRevenueRevenueRecognized_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_DeferredRevenueRevenueRecognized_lbl" xml:lang="en-US">Revenue recognized on previous deferrals</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments Due, Current</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_lbl" xml:lang="en-US">2012</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Two Years</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_lbl" xml:lang="en-US">2013</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Three Years</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_lbl" xml:lang="en-US">2014</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Four Years</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_lbl" xml:lang="en-US">2015</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Five Years</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_lbl" xml:lang="en-US">2016</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due Thereafter</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_lbl" xml:lang="en-US">2017 and beyond</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:to="us-gaap_OperatingLeasesFutureMinimumPaymentsDue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDue_lbl" xml:lang="en-US">Operating Leases, Future Minimum Payments Due</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OperatingLeasesFutureMinimumPaymentsDue_lbl" xml:lang="en-US">Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ClaimsReceivedForLoans" xlink:label="hrb_ClaimsReceivedForLoans" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ClaimsReceivedForLoans" xlink:to="hrb_ClaimsReceivedForLoans_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ClaimsReceivedForLoans_lbl" xml:lang="en-US">Claims received for loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ClaimsReceivedForLoans_lbl" xml:lang="en-US">Claims received for loans</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_ClaimsReceivedForLoans_lbl" xml:lang="en-US">Claims received for loans</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_GuaranteeObligationsMember" xlink:label="us-gaap_GuaranteeObligationsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_GuaranteeObligationsMember" xlink:to="us-gaap_GuaranteeObligationsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_GuaranteeObligationsMember_lbl" xml:lang="en-US">Guarantee Obligations [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_RepurchaseAndIndemnificationsMember" xlink:label="hrb_RepurchaseAndIndemnificationsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_RepurchaseAndIndemnificationsMember" xlink:to="hrb_RepurchaseAndIndemnificationsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_RepurchaseAndIndemnificationsMember_lbl" xml:lang="en-US">Repurchase and Indemnifications [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_RepurchaseAndIndemnificationsMember_lbl" xml:lang="en-US">Repurchase and Indemnifications [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_IndemnificationGuaranteeMember" xlink:label="us-gaap_IndemnificationGuaranteeMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_IndemnificationGuaranteeMember" xlink:to="us-gaap_IndemnificationGuaranteeMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_IndemnificationGuaranteeMember_lbl" xml:lang="en-US">Indemnity Agreement Dated April 2008 [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LossesOnRepurchaseAndIndemnifications" xlink:label="hrb_LossesOnRepurchaseAndIndemnifications" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LossesOnRepurchaseAndIndemnifications" xlink:to="hrb_LossesOnRepurchaseAndIndemnifications_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LossesOnRepurchaseAndIndemnifications_lbl" xml:lang="en-US">Losses on repurchase and indemnifications</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LossesOnRepurchaseAndIndemnifications_lbl" xml:lang="en-US">Losses On Repurchase And Indemnifications</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_LossesOnRepurchaseAndIndemnifications_lbl" xml:lang="en-US">Losses on repurchase and indemnifications</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ScheduleOfLitigationAndRelatedContingenciesTable" xlink:label="hrb_ScheduleOfLitigationAndRelatedContingenciesTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ScheduleOfLitigationAndRelatedContingenciesTable" xlink:to="hrb_ScheduleOfLitigationAndRelatedContingenciesTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ScheduleOfLitigationAndRelatedContingenciesTable_lbl" xml:lang="en-US">Schedule of Litigation and Related Contingencies [Table]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ScheduleOfLitigationAndRelatedContingenciesTable_lbl" xml:lang="en-US">Schedule of Litigation and Related Contingencies [Table]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_InvestigationsLegalClaimsAndLawsuitsMember" xlink:label="hrb_InvestigationsLegalClaimsAndLawsuitsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_InvestigationsLegalClaimsAndLawsuitsMember" xlink:to="hrb_InvestigationsLegalClaimsAndLawsuitsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_InvestigationsLegalClaimsAndLawsuitsMember_lbl" xml:lang="en-US">Investigations, Legal Claims and Lawsuits [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_InvestigationsLegalClaimsAndLawsuitsMember_lbl" xml:lang="en-US">Investigations, Legal Claims and Lawsuits [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_RsmMcgladreyLitigationMember" xlink:label="hrb_RsmMcgladreyLitigationMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_RsmMcgladreyLitigationMember" xlink:to="hrb_RsmMcgladreyLitigationMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_RsmMcgladreyLitigationMember_lbl" xml:lang="en-US">RSM McGladrey Litigation [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_RsmMcgladreyLitigationMember_lbl" xml:lang="en-US">RSM McGladrey Litigation [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PendingOrThreatenedLitigationMember" xlink:label="us-gaap_PendingOrThreatenedLitigationMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PendingOrThreatenedLitigationMember" xlink:to="us-gaap_PendingOrThreatenedLitigationMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PendingOrThreatenedLitigationMember_lbl" xml:lang="en-US">Pending or Threatened Litigation [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CaliforniaWageAndHourClassActionLawsuitMember" xlink:label="hrb_CaliforniaWageAndHourClassActionLawsuitMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CaliforniaWageAndHourClassActionLawsuitMember" xlink:to="hrb_CaliforniaWageAndHourClassActionLawsuitMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CaliforniaWageAndHourClassActionLawsuitMember_lbl" xml:lang="en-US">California Wage and Hour Class Action Lawsuit</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CaliforniaWageAndHourClassActionLawsuitMember_lbl" xml:lang="en-US">California Wage and Hour Class Action Lawsuit [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LossContingencyEstimateOfPossibleLoss" xlink:label="us-gaap_LossContingencyEstimateOfPossibleLoss" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LossContingencyEstimateOfPossibleLoss" xlink:to="us-gaap_LossContingencyEstimateOfPossibleLoss_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LossContingencyEstimateOfPossibleLoss_lbl" xml:lang="en-US">Liability for legal claims</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_LossContingencyEstimateOfPossibleLoss_lbl" xml:lang="en-US">Loss contingency estimate</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_InitialPrincipalAmountOfLoansSecuritized" xlink:label="hrb_InitialPrincipalAmountOfLoansSecuritized" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_InitialPrincipalAmountOfLoansSecuritized" xlink:to="hrb_InitialPrincipalAmountOfLoansSecuritized_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_InitialPrincipalAmountOfLoansSecuritized_lbl" xml:lang="en-US">Initial principal amount of loans securitized.</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_InitialPrincipalAmountOfLoansSecuritized_lbl" xml:lang="en-US">Initial Principal Amount Of Loans Securitized</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_InitialPrincipalAmountOfLoansSecuritized_lbl" xml:lang="en-US">Initial principal on loans securitized</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PrincipalAmountOutstandingOnLoansSecuritized" xlink:label="us-gaap_PrincipalAmountOutstandingOnLoansSecuritized" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PrincipalAmountOutstandingOnLoansSecuritized" xlink:to="us-gaap_PrincipalAmountOutstandingOnLoansSecuritized_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PrincipalAmountOutstandingOnLoansSecuritized_lbl" xml:lang="en-US">Principal outstanding on loans securitized</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PrincipalAmountOutstandingOnLoansSecuritized_lbl" xml:lang="en-US">Initial principal on loans securitized</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" xlink:label="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" xlink:to="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_lbl" xml:lang="en-US">Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CapitalDistributionsAxis" xlink:label="hrb_CapitalDistributionsAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CapitalDistributionsAxis" xlink:to="hrb_CapitalDistributionsAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CapitalDistributionsAxis_lbl" xml:lang="en-US">Capital Distributions [Axis]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CapitalDistributionsAxis_lbl" xml:lang="en-US">Capital Distributions [Axis]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CapitalDistributionsDomain" xlink:label="hrb_CapitalDistributionsDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CapitalDistributionsDomain" xlink:to="hrb_CapitalDistributionsDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CapitalDistributionsDomain_lbl" xml:lang="en-US">Capital Distributions [Domain]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CapitalDistributionsDomain_lbl" xml:lang="en-US">Capital Distributions [Domain]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_ReoPropertiesAndLoansMember" xlink:label="hrb_ReoPropertiesAndLoansMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_ReoPropertiesAndLoansMember" xlink:to="hrb_ReoPropertiesAndLoansMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_ReoPropertiesAndLoansMember_lbl" xml:lang="en-US">REO Properties and Loans [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_ReoPropertiesAndLoansMember_lbl" xml:lang="en-US">REO Properties and Loans [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RatioOfIndebtednessToNetCapital" xlink:label="us-gaap_RatioOfIndebtednessToNetCapital" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RatioOfIndebtednessToNetCapital" xlink:to="us-gaap_RatioOfIndebtednessToNetCapital_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RatioOfIndebtednessToNetCapital_lbl" xml:lang="en-US">Leverage ratio1</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RatioOfIndebtednessToNetCapital_lbl" xml:lang="en-US">Leverage ratio</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_CapitalContributionForCapitalAdequacy" xlink:label="hrb_CapitalContributionForCapitalAdequacy" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_CapitalContributionForCapitalAdequacy" xlink:to="hrb_CapitalContributionForCapitalAdequacy_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_CapitalContributionForCapitalAdequacy_lbl" xml:lang="en-US">Capital Contribution for Capital Adequacy</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_CapitalContributionForCapitalAdequacy_lbl" xml:lang="en-US">Capital Contribution for Capital Adequacy</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_CapitalContributionForCapitalAdequacy_lbl" xml:lang="en-US">Capital contributions to HRB Bank to meet capital requirements</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PaymentsOfCapitalDistribution" xlink:label="us-gaap_PaymentsOfCapitalDistribution" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PaymentsOfCapitalDistribution" xlink:to="us-gaap_PaymentsOfCapitalDistribution_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PaymentsOfCapitalDistribution_lbl" xml:lang="en-US">Payments of Capital Distribution</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_PaymentsOfCapitalDistribution_lbl" xml:lang="en-US">Dividend and return of capital return</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_Capital" xlink:label="us-gaap_Capital" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_Capital" xlink:to="us-gaap_Capital_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_Capital_lbl" xml:lang="en-US">Total risk-based capital ratio</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CapitalToRiskWeightedAssets" xlink:label="us-gaap_CapitalToRiskWeightedAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalToRiskWeightedAssets" xlink:to="us-gaap_CapitalToRiskWeightedAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalToRiskWeightedAssets_lbl" xml:lang="en-US">Total risk-based capital ratio, ratio</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacy" xlink:label="us-gaap_CapitalRequiredForCapitalAdequacy" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredForCapitalAdequacy" xlink:to="us-gaap_CapitalRequiredForCapitalAdequacy_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalRequiredForCapitalAdequacy_lbl" xml:lang="en-US">Total risk-based capital ratio, for capital adequacy</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:label="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_lbl" xml:lang="en-US">Total risk-based capital ratio, for capital adequacy, ratio</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalized" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalized" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredToBeWellCapitalized" xlink:to="us-gaap_CapitalRequiredToBeWellCapitalized_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalized_lbl" xml:lang="en-US">Total risk-based capital ratio, to be well capitalized</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl" xml:lang="en-US">Total risk-based capital ratio, to be well capitalized, ratio</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TierOneRiskBasedCapital" xlink:label="us-gaap_TierOneRiskBasedCapital" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapital" xlink:to="us-gaap_TierOneRiskBasedCapital_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneRiskBasedCapital_lbl" xml:lang="en-US">Tier 1 risk-based capital ratio</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:label="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:to="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_lbl" xml:lang="en-US">Tier 1 risk-based capital ratio, ratio</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_lbl" xml:lang="en-US">Tier 1 risk-based capital ratio, to be well capitalized</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_lbl" xml:lang="en-US">Tier 1 risk-based capital ratio, to be well capitalized, ratio</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TierOneLeverageCapital" xlink:label="us-gaap_TierOneLeverageCapital" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapital" xlink:to="us-gaap_TierOneLeverageCapital_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneLeverageCapital_lbl" xml:lang="en-US">Tier 1 capital ratio (leverage)</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:label="us-gaap_TierOneLeverageCapitalToAverageAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:to="us-gaap_TierOneLeverageCapitalToAverageAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneLeverageCapitalToAverageAssets_lbl" xml:lang="en-US">Leverage ratio</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_TierOneLeverageCapitalToAverageAssets_lbl" xml:lang="en-US">Tier 1 capital ratio (leverage), ratio</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:to="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_lbl" xml:lang="en-US">Tier 1 capital ratio (leverage), for capital adequacy</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:to="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_lbl" xml:lang="en-US">Tier 1 capital ratio (leverage), for capital adequacy, ratio</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:to="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_lbl" xml:lang="en-US">Tier 1 capital ratio (leverage), to be well capitalized</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:to="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_lbl" xml:lang="en-US">Tier 1 capital ratio (leverage), to be well capitalized, ratio</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TangibleCapital" xlink:label="us-gaap_TangibleCapital" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TangibleCapital" xlink:to="us-gaap_TangibleCapital_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TangibleCapital_lbl" xml:lang="en-US">Tangible equity ratio</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TangibleCapitalToTangibleAssets" xlink:label="us-gaap_TangibleCapitalToTangibleAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TangibleCapitalToTangibleAssets" xlink:to="us-gaap_TangibleCapitalToTangibleAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TangibleCapitalToTangibleAssets_lbl" xml:lang="en-US">Tangible equity ratio, ratio</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TangibleCapitalRequiredForCapitalAdequacy" xlink:label="us-gaap_TangibleCapitalRequiredForCapitalAdequacy" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TangibleCapitalRequiredForCapitalAdequacy" xlink:to="us-gaap_TangibleCapitalRequiredForCapitalAdequacy_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TangibleCapitalRequiredForCapitalAdequacy_lbl" xml:lang="en-US">Tangible equity ratio, for capital adequacy</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets" xlink:label="us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets" xlink:to="us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets_lbl" xml:lang="en-US">Tangible equity ratio, for capital adequacy, ratio</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EntityWideDisclosureOnGeographicAreasRevenueFromExternalCustomersAttributedToForeignCountries" xlink:label="us-gaap_EntityWideDisclosureOnGeographicAreasRevenueFromExternalCustomersAttributedToForeignCountries" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EntityWideDisclosureOnGeographicAreasRevenueFromExternalCustomersAttributedToForeignCountries" xlink:to="us-gaap_EntityWideDisclosureOnGeographicAreasRevenueFromExternalCustomersAttributedToForeignCountries_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EntityWideDisclosureOnGeographicAreasRevenueFromExternalCustomersAttributedToForeignCountries_lbl" xml:lang="en-US">Revenue from International Operations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EntityWideDisclosureOnGeographicAreasRevenueFromExternalCustomersAttributedToForeignCountries_lbl" xml:lang="en-US">Revenue from international operations</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_PretaxIncomeFromInternationalOperations" xlink:label="hrb_PretaxIncomeFromInternationalOperations" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_PretaxIncomeFromInternationalOperations" xlink:to="hrb_PretaxIncomeFromInternationalOperations_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_PretaxIncomeFromInternationalOperations_lbl" xml:lang="en-US">Pretax Income from International Operations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_PretaxIncomeFromInternationalOperations_lbl" xml:lang="en-US">Pretax Income from International Operations</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_PretaxIncomeFromInternationalOperations_lbl" xml:lang="en-US">Pretax income from international operations</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SegmentReportingInformationRevenue" xlink:label="us-gaap_SegmentReportingInformationRevenue" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SegmentReportingInformationRevenue" xlink:to="us-gaap_SegmentReportingInformationRevenue_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SegmentReportingInformationRevenue_lbl" xml:lang="en-US">Segment Reporting, Segment Revenue</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_SegmentReportingInformationRevenue_lbl" xml:lang="en-US">Revenues:</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_SegmentReportingInformationRevenue_lbl" xml:lang="en-US">Segment Reporting Information, Revenue for Reportable Segment, Total</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="us-gaap_SegmentReportingInformationRevenue_lbl" xml:lang="en-US">Revenues</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_HighMember" xlink:label="hrb_HighMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_HighMember" xlink:to="hrb_HighMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_HighMember_lbl" xml:lang="en-US">High [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_HighMember_lbl" xml:lang="en-US">High [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_LowMember" xlink:label="hrb_LowMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_LowMember" xlink:to="hrb_LowMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_LowMember_lbl" xml:lang="en-US">Low [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_LowMember_lbl" xml:lang="en-US">Low [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_CommonStockDividendsPerShareDeclared" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockDividendsPerShareDeclared" xlink:to="us-gaap_CommonStockDividendsPerShareDeclared_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Common Stock, Dividends, Per Share, Declared</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_CommonStockDividendsPerShareDeclared_lbl" xml:lang="en-US">Dividends paid per share</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_StockPriceRange" xlink:label="hrb_StockPriceRange" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_StockPriceRange" xlink:to="hrb_StockPriceRange_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_StockPriceRange_lbl" xml:lang="en-US">Stock Price Range</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_StockPriceRange_lbl" xml:lang="en-US">Stock Price Range</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_StockPriceRange_lbl" xml:lang="en-US">Stock price range</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_LegalEntityAxis" xlink:label="dei_LegalEntityAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LegalEntityAxis" xlink:to="dei_LegalEntityAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LegalEntityAxis_lbl" xml:lang="en-US">Legal Entity [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd#dei_EntityDomain" xlink:label="dei_EntityDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityDomain" xlink:to="dei_EntityDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityDomain_lbl" xml:lang="en-US">Entity [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ParentCompanyMember" xlink:label="us-gaap_ParentCompanyMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ParentCompanyMember" xlink:to="us-gaap_ParentCompanyMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ParentCompanyMember_lbl" xml:lang="en-US">H&amp;R Block, Inc. (Guarantor) [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_BfcIssuerMember" xlink:label="hrb_BfcIssuerMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_BfcIssuerMember" xlink:to="hrb_BfcIssuerMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_BfcIssuerMember_lbl" xml:lang="en-US">BFC (Issuer) [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_BfcIssuerMember_lbl" xml:lang="en-US">BFC (Issuer) [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SubsidiariesMember" xlink:label="us-gaap_SubsidiariesMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SubsidiariesMember" xlink:to="us-gaap_SubsidiariesMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SubsidiariesMember_lbl" xml:lang="en-US">Other Subsidiaries [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BusinessIntersegmentEliminationsMember" xlink:label="us-gaap_BusinessIntersegmentEliminationsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BusinessIntersegmentEliminationsMember" xlink:to="us-gaap_BusinessIntersegmentEliminationsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BusinessIntersegmentEliminationsMember_lbl" xml:lang="en-US">Elims [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_IntangibleAssetsNet" xlink:label="hrb_IntangibleAssetsNet" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_IntangibleAssetsNet" xlink:to="hrb_IntangibleAssetsNet_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_IntangibleAssetsNet_lbl" xml:lang="en-US">Intangible assets, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_IntangibleAssetsNet_lbl" xml:lang="en-US">Intangible assets, net</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_IntangibleAssetsNet_lbl" xml:lang="en-US">Intangible assets and goodwill, net</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EquityMethodInvestments" xlink:label="us-gaap_EquityMethodInvestments" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_EquityMethodInvestments" xlink:to="us-gaap_EquityMethodInvestments_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EquityMethodInvestments_lbl" xml:lang="en-US">Equity Method Investments</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_EquityMethodInvestments_lbl" xml:lang="en-US">Investments in subsidiaries</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherAssets" xlink:label="us-gaap_OtherAssets" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherAssets" xlink:to="us-gaap_OtherAssets_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other assets1</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other assets</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherAssets_lbl" xml:lang="en-US">Other Assets, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_OtherLiabilities" xlink:label="us-gaap_OtherLiabilities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_OtherLiabilities" xlink:to="us-gaap_OtherLiabilities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_OtherLiabilities_lbl" xml:lang="en-US">Other liabilities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_OtherLiabilities_lbl" xml:lang="en-US">Other Liabilities, Total</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_RelatedPartyTransactionDueFromToRelatedParty" xlink:label="us-gaap_RelatedPartyTransactionDueFromToRelatedParty" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_RelatedPartyTransactionDueFromToRelatedParty" xlink:to="us-gaap_RelatedPartyTransactionDueFromToRelatedParty_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_RelatedPartyTransactionDueFromToRelatedParty_lbl" xml:lang="en-US">Related Party Transaction, Due from (to) Related Party</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="us-gaap_RelatedPartyTransactionDueFromToRelatedParty_lbl" xml:lang="en-US">Net intercompany advances</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="us-gaap_RelatedPartyTransactionDueFromToRelatedParty_lbl" xml:lang="en-US">Net intercompany advances</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="us-gaap_RelatedPartyTransactionDueFromToRelatedParty_lbl" xml:lang="en-US">Related Party Transaction, Due from (to) Related Party, Total</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_NetIntercompanyAdvancesInvestingActivities" xlink:label="hrb_NetIntercompanyAdvancesInvestingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_NetIntercompanyAdvancesInvestingActivities" xlink:to="hrb_NetIntercompanyAdvancesInvestingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_NetIntercompanyAdvancesInvestingActivities_lbl" xml:lang="en-US">Net Intercompany Advances Investing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_NetIntercompanyAdvancesInvestingActivities_lbl" xml:lang="en-US">Net Intercompany Advances Investing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_NetIntercompanyAdvancesInvestingActivities_lbl" xml:lang="en-US">Net intercompany advances</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_OtherInvestingActivities" xlink:label="hrb_OtherInvestingActivities" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_OtherInvestingActivities" xlink:to="hrb_OtherInvestingActivities_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_OtherInvestingActivities_lbl" xml:lang="en-US">Other Investing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_OtherInvestingActivities_lbl" xml:lang="en-US">Other Investing Activities</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="hrb_OtherInvestingActivities_lbl" xml:lang="en-US">Other, net</label>
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis" xlink:label="us-gaap_ConcentrationRiskByBenchmarkAxis" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_ConcentrationRiskBenchmarkDomain" xlink:label="us-gaap_ConcentrationRiskBenchmarkDomain" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ConcentrationRiskBenchmarkDomain_lbl" xml:lang="en-US">Concentration Risk Benchmark [Domain]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementBusinessSegmentsAxis" xlink:to="us-gaap_StatementBusinessSegmentsAxis_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_StatementBusinessSegmentsAxis_lbl" xml:lang="en-US">Statement, Business Segments [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SegmentDomain" xlink:label="us-gaap_SegmentDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SegmentDomain" xlink:to="us-gaap_SegmentDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SegmentDomain_lbl" xml:lang="en-US">Segment [Domain]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_RedgearUnitMember" xlink:to="hrb_RedgearUnitMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_RedgearUnitMember_lbl" xml:lang="en-US">Redgear Unit [Member]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_RsmEquicoIncMember" xlink:to="hrb_RsmEquicoIncMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_RsmEquicoIncMember_lbl" xml:lang="en-US">RSM EquiCo Inc [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_RsmEquicoIncMember_lbl" xml:lang="en-US">RSM EquiCo, Inc. (RSM EquiCo) [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="us-gaap_PropertyPlantAndEquipmentByTypeAxis" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:to="us-gaap_PropertyPlantAndEquipmentByTypeAxis_lbl" />
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    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="us-gaap_PropertyPlantAndEquipmentTypeDomain" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:to="us-gaap_PropertyPlantAndEquipmentTypeDomain_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_PropertyPlantAndEquipmentTypeDomain_lbl" xml:lang="en-US">Property, Plant and Equipment, Type [Domain]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_BuildingMember" xlink:label="us-gaap_BuildingMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_BuildingMember" xlink:to="us-gaap_BuildingMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_BuildingMember_lbl" xml:lang="en-US">Buildings [Member]</label>
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ComputerEquipmentMember" xlink:to="us-gaap_ComputerEquipmentMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_ComputerEquipmentMember_lbl" xml:lang="en-US">Computers and Other Equipment [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="us-gaap_LeaseholdImprovementsMember" />
    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_LeaseholdImprovementsMember" xlink:to="us-gaap_LeaseholdImprovementsMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_LeaseholdImprovementsMember_lbl" xml:lang="en-US">Leasehold Improvements [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_SoftwareDevelopmentMember" xlink:label="us-gaap_SoftwareDevelopmentMember" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SoftwareDevelopmentMember_lbl" xml:lang="en-US">Software Development [Member]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_InvestmentTypeAxis_lbl" xml:lang="en-US">Investment Type [Axis]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="us-gaap_InvestmentTypeCategorizationMember" />
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    <labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="hrb_TrustPreferredSecurityMember" xlink:to="hrb_TrustPreferredSecurityMember_lbl" />
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="hrb_TrustPreferredSecurityMember_lbl" xml:lang="en-US">Trust Preferred Security [Member]</label>
    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="hrb_TrustPreferredSecurityMember_lbl" xml:lang="en-US">Trust Preferred Security [Member]</label>
    <loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember" xlink:label="us-gaap_EstimateOfFairValueFairValueDisclosureMember" />
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_EstimateOfFairValueFairValueDisclosureMember_lbl" xml:lang="en-US">Total [Member]</label>
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    <label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="us-gaap_SoftwareMember_lbl" xml:lang="en-US">Capitalized Software [Member]</label>
    <loc xlink:type="locator" xlink:href="hrb-20110430.xsd#hrb_SeniorNoteSixAndThreeOverFourDueInNovemberTwoThousandFourMember" xlink:label="hrb_SeniorNoteSixAndThreeOverFourDueInNovemberTwoThousandFourMember" />
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<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>18
<FILENAME>hrb-20110430_pre.xml
<DESCRIPTION>EX-101 PRESENTATION LINKBASE DOCUMENT
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<DOCUMENT>
<TYPE>EX-101.DEF
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<DESCRIPTION>EX-101 DEFINITION LINKBASE DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EGPAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Quarterly Financial Data (Schedule of Share Price and Dividends Paid) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="8">3 Months Ended</th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jan. 31, 2011</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2010</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Jan. 31, 2010</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2009</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareDeclared', window );">Dividends paid per share</a></td>
        <td class="nump">$ 0.15<span></span></td>
        <td class="nump">$ 0.15<span></span></td>
        <td class="nump">$ 0.15<span></span></td>
        <td class="nump">$ 0.15<span></span></td>
        <td class="nump">$ 0.15<span></span></td>
        <td class="nump">$ 0.15<span></span></td>
        <td class="nump">$ 0.15<span></span></td>
        <td class="nump">$ 0.15<span></span></td>
        <td class="nump">$ 0.6<span></span></td>
        <td class="nump">$ 0.6<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">High [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_StockPriceRange', window );">Stock price range</a></td>
        <td class="nump">$ 18.00<span></span></td>
        <td class="nump">$ 13.79<span></span></td>
        <td class="nump">$ 15.97<span></span></td>
        <td class="nump">$ 18.99<span></span></td>
        <td class="nump">$ 21.84<span></span></td>
        <td class="nump">$ 23.23<span></span></td>
        <td class="nump">$ 20.00<span></span></td>
        <td class="nump">$ 17.85<span></span></td>
        <td class="nump">$ 18.99<span></span></td>
        <td class="nump">$ 23.23<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Low [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_StockPriceRange', window );">Stock price range</a></td>
        <td class="nump">$ 12.46<span></span></td>
        <td class="nump">$ 11.15<span></span></td>
        <td class="nump">$ 10.13<span></span></td>
        <td class="nump">$ 13.44<span></span></td>
        <td class="nump">$ 15.90<span></span></td>
        <td class="nump">$ 18.10<span></span></td>
        <td class="nump">$ 16.41<span></span></td>
        <td class="nump">$ 13.73<span></span></td>
        <td class="nump">$ 10.13<span></span></td>
        <td class="nump">$ 13.73<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_StockPriceRange">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Stock Price Range</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_StockPriceRange</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareDeclared">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends declared during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareDeclared</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>36
<FILENAME>R82.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EJTBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Goodwill and Intangible Assets (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="2"></th>
        <th class="th" colspan="2">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="2">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011
</div>
          <div>Caturano &amp; Company, Inc. [Member]</div>
        </th>
        <th class="th" colspan="2">
          <div>Jul. 20, 2010
</div>
          <div>Caturano &amp; Company, Inc. [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011
</div>
          <div>Tax Services [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009
</div>
          <div>Tax Services [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010
</div>
          <div>Tax Services [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011
</div>
          <div>Commercial Tax Preparation Software [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010
</div>
          <div>Business Services [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011
</div>
          <div>Business Services [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009
</div>
          <div>Business Services [Member]</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Amortization of intangible assets</a></td>
        <td class="nump">$ 29,500,000<span></span></td>
        <td class="nump">$ 30,000,000<span></span></td>
        <td class="nump">$ 24,900,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FutureAmortizationExpenseYearOne', window );">Estimated amortization 2012</a></td>
        <td class="nump">27,300,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FutureAmortizationExpenseYearTwo', window );">Estimated amortization 2013</a></td>
        <td class="nump">22,800,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FutureAmortizationExpenseYearThree', window );">Estimated amortization 2014</a></td>
        <td class="nump">19,300,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FutureAmortizationExpenseYearFour', window );">Estimated amortization 2015</a></td>
        <td class="nump">14,500,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FutureAmortizationExpenseYearFive', window );">Estimated amortization 2016</a></td>
        <td class="nump">13,100,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeasehold', window );">Unfavorable leasehold</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(5,890,000)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeaseholdNet', window );">Unfavorable leasehold, net</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">5,500,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill impairment</a></td>
        <td class="nump">22,700,000<span></span></td>
        <td class="nump">15,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">22,700,000<span></span></td>
        <td class="nump">2,200,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">22,700,000<span></span></td>
        <td class="nump">15,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">$ 846,245,000<span></span></td>
        <td class="nump">$ 840,447,000<span></span></td>
        <td class="nump">$ 850,230,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 434,151,000<span></span></td>
        <td class="nump">$ 447,591,000<span></span></td>
        <td class="nump">$ 451,696,000<span></span></td>
        <td class="nump">$ 14,000,000<span></span></td>
        <td class="nump">$ 388,751,000<span></span></td>
        <td class="nump">$ 412,094,000<span></span></td>
        <td class="nump">$ 402,639,000<span></span></td>
      </tr>
      <tr>
        <td colspan="14"></td>
      </tr>
      <tr>
        <td colspan="14">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Estimated life of 7 years. </td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeasehold">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Business acquisition liabilities assumed unfavorable leasehold</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeasehold</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeaseholdNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Business acquisition liabilities assumed unfavorable leasehold net.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeaseholdNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph a(2)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16225-109274<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AmortizationOfIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of amortization expense expected to be recognized during year five of the five succeeding fiscal years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph a(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of amortization expense expected to be recognized during year four of the five succeeding fiscal years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph a(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of amortization expense expected to be recognized during year one of the five succeeding fiscal years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph a(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FutureAmortizationExpenseYearOne</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of amortization expense expected to be recognized during year three of the five succeeding fiscal years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph a(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of amortization expense expected to be recognized during year two of the five succeeding fiscal years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph a(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph e<br> -Clause 1<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 68<br> -Subparagraph l<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 34<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13816-109267<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 72<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loss recognized during the period that results from the write-down of goodwill after comparing the implied fair value of reporting unit goodwill with the carrying amount of that goodwill. Goodwill is assessed at least annually for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13777-109266<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph e<br> -Clause 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 72<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 47<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13816-109267<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13854-109267<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EQCAC">
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          <div style="width: 200px;"><strong>Quarterly Financial Data (Tables)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Apr. 30, 2011</div>
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<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="10" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s, except per share amounts) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fiscal Year 2011 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Apr&nbsp;30, 2011 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Jan&nbsp;31, 2011 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Oct&nbsp;31, 2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Jul&nbsp;31, 2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;3,774,296</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;2,325,451</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;851,482</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;322,889</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;274,474</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income (loss) from continuing operations before taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,076,910</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(17,449</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(175,119</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(207,317</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>257,620</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>418,680</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(13,074</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(68,307</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(79,679</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>419,405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>658,230</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,375</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(106,812</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(127,638</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(13,295</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>331</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(8,346</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(2,237</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(3,043</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>406,110</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>658,561</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(12,721</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(109,049</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(130,681</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Basic earnings (loss) per share: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.35</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.01</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.35</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.40</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.04</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&#8212;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.03</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.01</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.01</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.31</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.04</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.36</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.41</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Diluted earnings (loss) per share: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.35</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.14</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.01</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.35</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.40</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.04</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&#8212;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.03</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.01</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.01</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.31</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.14</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.04</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.36</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.41</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<p>&nbsp;</p>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="32%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fiscal Year 2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Apr&nbsp;30, 2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Jan&nbsp;31, 2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Oct&nbsp;31, 2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Jul&nbsp;31, 2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,874,332 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;2,337,894 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;934,852 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;326,081 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">275,505 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income (loss) from continuing operations before taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,110,410 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">97,451 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(212,853 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(210,873 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">295,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">417,978 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">43,848 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(86,381 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(80,256 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">488,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">692,432 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">53,603 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(126,472 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(130,617 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(9,704 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,604 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,968 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,115 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(3,017 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">479,242 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">690,828 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">50,635 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(128,587 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(133,634 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Basic earnings (loss) per share: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.47 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.11 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.16 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.38 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.39 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.03 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&#8212; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.01 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&#8212; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.01 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.44 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.11 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.38 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.40 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Diluted earnings (loss) per share: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.46 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.11 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.16 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.38 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.39 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.03 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.01 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.01 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&#8212; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.01 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.43 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.10 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.38 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.40 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr></table></div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfSharePriceAndDividendsPaidTableTextBlock', window );">Schedule of Share Price and Dividends Paid</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="35%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="9%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fiscal Year </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fourth Quarter </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Third Quarter </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Second Quarter </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">First Quarter </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">FISCAL YEAR 2011: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividends paid per share </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;0.60</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;0.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;0.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;0.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;0.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Stock price range: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">High </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;18.99</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;18.00</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;13.79</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;15.97</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;18.99</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Low </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10.13</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12.46</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10.13</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>13.44</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">FISCAL YEAR 2010: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividends paid per share </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.60 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Stock price range: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">High </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23.23 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">21.84 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23.23 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">20.00 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">17.85 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Low </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">13.73 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15.90 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">18.10 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16.41 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">13.73 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr></table><span></span></td>
      </tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of Share Price And Dividends Paid [Table Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_QuarterlyFinancialInformationDisclosureAbstract</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the quarterly financial data in the annual financial statements. The disclosure includes financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income (loss) before extraordinary items and cumulative effect of a change in accounting principle and earnings per share data.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Topic 270<br> -SubTopic 10<br> -Publisher FASB<br> -Number <br> -Article <br> -Subparagraph (a)-(j)<br> -Name Accounting Standards Codification<br> -Paragraph 1<br> -Section 50<br> -URI http://asc.fasb.org/extlink&amp;oid=6952194&amp;loc=d3e1280-108306<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2ICI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Condensed Consolidating Financial Statements (Schedule of Condensed Consolidating Balance Sheets) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2008</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
        <td class="nump">$ 1,677,844<span></span></td>
        <td class="nump">$ 1,804,045<span></span></td>
        <td class="nump">$ 1,654,663<span></span></td>
        <td class="nump">$ 664,897<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RestrictedCashAndInvestmentsCurrent', window );">Cash and cash equivalents - restricted</a></td>
        <td class="nump">48,383<span></span></td>
        <td class="nump">34,350<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableNetCurrent', window );">Receivables, net</a></td>
        <td class="nump">492,290<span></span></td>
        <td class="nump">517,986<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Mortgage loans held for investment, net</a></td>
        <td class="nump">485,008<span></span></td>
        <td class="nump">595,405<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_IntangibleAssetsNet', window );">Intangible assets and goodwill, net</a></td>
        <td class="nump">1,214,164<span></span></td>
        <td class="nump">1,207,879<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestments', window );">Investments in subsidiaries</a></td>
        <td class="nump">32<span></span></td>
        <td class="nump">231<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">1,290,240<span></span></td>
        <td class="nump">1,074,422<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">5,207,961<span></span></td>
        <td class="nump">5,234,318<span></span></td>
        <td class="nump">5,359,722<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CustomerDepositsCurrent', window );">Customer banking deposits</a></td>
        <td class="nump">852,220<span></span></td>
        <td class="nump">852,555<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtAndCapitalLeaseObligations', window );">Long-term debt</a></td>
        <td class="nump">1,049,754<span></span></td>
        <td class="nump">1,035,144<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvances', window );">FHLB borrowings</a></td>
        <td class="nump">25,000<span></span></td>
        <td class="nump">75,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">1,831,413<span></span></td>
        <td class="nump">1,830,989<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Stockholders' equity</a></td>
        <td class="nump">1,449,574<span></span></td>
        <td class="nump">1,440,630<span></span></td>
        <td class="nump">1,405,859<span></span></td>
        <td class="nump">987,818<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
        <td class="nump">5,207,961<span></span></td>
        <td class="nump">5,234,318<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">H&amp;R Block, Inc. (Guarantor) [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableNetCurrent', window );">Receivables, net</a></td>
        <td class="nump">88<span></span></td>
        <td class="nump">57<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestments', window );">Investments in subsidiaries</a></td>
        <td class="nump">2,699,555<span></span></td>
        <td class="nump">3,276,597<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">13,613<span></span></td>
        <td class="nump">19,014<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">2,713,256<span></span></td>
        <td class="nump">3,295,668<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">178<span></span></td>
        <td class="nump">48,775<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionDueFromToRelatedParty', window );">Net intercompany advances</a></td>
        <td class="nump">1,263,504<span></span></td>
        <td class="nump">1,806,263<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Stockholders' equity</a></td>
        <td class="nump">1,449,574<span></span></td>
        <td class="nump">1,440,630<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
        <td class="nump">2,713,256<span></span></td>
        <td class="nump">3,295,668<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">BFC (Issuer) [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
        <td class="nump">616,238<span></span></td>
        <td class="nump">702,021<span></span></td>
        <td class="nump">241,350<span></span></td>
        <td class="nump">34,611<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RestrictedCashAndInvestmentsCurrent', window );">Cash and cash equivalents - restricted</a></td>
        <td class="nump">9,522<span></span></td>
        <td class="nump">6,160<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableNetCurrent', window );">Receivables, net</a></td>
        <td class="nump">102,011<span></span></td>
        <td class="nump">105,192<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Mortgage loans held for investment, net</a></td>
        <td class="nump">485,008<span></span></td>
        <td class="nump">595,405<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">469,461<span></span></td>
        <td class="nump">332,782<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">1,682,240<span></span></td>
        <td class="nump">1,741,560<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CustomerDepositsCurrent', window );">Customer banking deposits</a></td>
        <td class="nump">852,270<span></span></td>
        <td class="nump">852,666<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtAndCapitalLeaseObligations', window );">Long-term debt</a></td>
        <td class="nump">998,965<span></span></td>
        <td class="nump">998,605<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvances', window );">FHLB borrowings</a></td>
        <td class="nump">25,000<span></span></td>
        <td class="nump">75,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="num">(26,769)<span></span></td>
        <td class="nump">153,154<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionDueFromToRelatedParty', window );">Net intercompany advances</a></td>
        <td class="nump">24,173<span></span></td>
        <td class="num">(431,696)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Stockholders' equity</a></td>
        <td class="num">(191,399)<span></span></td>
        <td class="nump">93,831<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
        <td class="nump">1,682,240<span></span></td>
        <td class="nump">1,741,560<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other Subsidiaries [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
        <td class="nump">1,061,656<span></span></td>
        <td class="nump">1,102,135<span></span></td>
        <td class="nump">1,419,535<span></span></td>
        <td class="nump">630,933<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RestrictedCashAndInvestmentsCurrent', window );">Cash and cash equivalents - restricted</a></td>
        <td class="nump">38,861<span></span></td>
        <td class="nump">28,190<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableNetCurrent', window );">Receivables, net</a></td>
        <td class="nump">390,191<span></span></td>
        <td class="nump">412,737<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_IntangibleAssetsNet', window );">Intangible assets and goodwill, net</a></td>
        <td class="nump">1,214,164<span></span></td>
        <td class="nump">1,207,879<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestments', window );">Investments in subsidiaries</a></td>
        <td class="nump">32<span></span></td>
        <td class="nump">231<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
        <td class="nump">807,166<span></span></td>
        <td class="nump">722,626<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">3,512,070<span></span></td>
        <td class="nump">3,473,798<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtAndCapitalLeaseObligations', window );">Long-term debt</a></td>
        <td class="nump">50,789<span></span></td>
        <td class="nump">36,539<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
        <td class="nump">1,858,004<span></span></td>
        <td class="nump">1,629,060<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionDueFromToRelatedParty', window );">Net intercompany advances</a></td>
        <td class="num">(1,287,677)<span></span></td>
        <td class="num">(1,374,567)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Stockholders' equity</a></td>
        <td class="nump">2,890,954<span></span></td>
        <td class="nump">3,182,766<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
        <td class="nump">3,512,070<span></span></td>
        <td class="nump">3,473,798<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Elims [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
        <td class="num">(50)<span></span></td>
        <td class="num">(111)<span></span></td>
        <td class="num">(6,222)<span></span></td>
        <td class="num">(647)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EquityMethodInvestments', window );">Investments in subsidiaries</a></td>
        <td class="num">(2,699,555)<span></span></td>
        <td class="num">(3,276,597)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="num">(2,699,605)<span></span></td>
        <td class="num">(3,276,708)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CustomerDepositsCurrent', window );">Customer banking deposits</a></td>
        <td class="num">(50)<span></span></td>
        <td class="num">(111)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Stockholders' equity</a></td>
        <td class="num">(2,699,555)<span></span></td>
        <td class="num">(3,276,597)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
        <td class="num">$ (2,699,605)<span></span></td>
        <td class="num">$ (3,276,708)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_IntangibleAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Intangible assets, net</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_IntangibleAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsReceivableNetCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount due from customers or clients, within one year of the balance sheet date (or the normal operating cycle, whichever is longer), for goods or services (including trade receivables) that have been delivered or sold in the normal course of business, reduced to the estimated net realizable fair value by an allowance established by the entity of the amount it deems uncertain of collection.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 3<br> -Subparagraph a(1)<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 4<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3-4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsReceivableNetCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 12<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Topic 210<br> -SubTopic 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br> -Section S99<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -Paragraph 1<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Concepts (CON)<br> -Number 6<br> -Paragraph 25<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 18<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Entity may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Compensating balance arrangements that do not legally restrict the withdrawal or usage of cash amounts may be reported as Cash and Cash Equivalents, while legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits are not generally reported as cash and cash equivalents. Includes cash and cash equivalents associated with the entity's continuing operations. Excludes cash and cash equivalents associated with the disposal group (and discontinued operation).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7<br> -Footnote 1<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7, 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CustomerDepositsCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The current portion of money or property received from customers which is either to be returned upon satisfactory contract completion or applied to customer receivables in accordance with the terms of the contract or the understandings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.20)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CustomerDepositsCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the carrying amount on the entity's balance sheet of its investment in common stock of an equity method investee. This is not an indicator of the fair value of the investment, rather it is the initial cost adjusted for the entity's share of earnings and losses of the investee, adjusted for any distributions (dividends) and other than temporary impairment (OTTI) losses recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 323<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6382870&amp;loc=d3e33749-111570<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvances">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount of all Federal Home Loan Bank loans (advances).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvances</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 32<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.32)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 25<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the aggregate carrying amount of all categories of loans and leases held in portfolio, net of unearned income and the allowance for losses on loans and leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtAndCapitalLeaseObligations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year from the balance sheet date or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer plus capital lease obligations due to be paid more than one year after the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 22<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section H<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
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                <p>The aggregate carrying amounts, as of the balance sheet date, of assets not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 17<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 10<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount, as of the balance sheet date, of liabilities not separately disclosed in the balance sheet.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 15<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilities</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RelatedPartyTransactionDueFromToRelatedParty">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Receivables to be collected from (obligations owed to) related parties, net as of the balance sheet date where one party can exercise control or significant influence over another party; including affiliates, owners or officers and their immediate families, pension trusts, and so forth.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 850<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6457730&amp;loc=d3e39549-107864<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph k<br> -Subparagraph 1<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 57<br> -Paragraph 2<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(k)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RelatedPartyTransactionDueFromToRelatedParty</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The current cash, cash equivalents and investments that are restricted as to withdrawal or usage. Restrictions may include legally restricted deposits held as compensating balances against short-term borrowing arrangements, contracts entered into with others, or entity statements of intention with regard to particular deposits; however, time deposits and short-term certificates of deposit are not generally included in legally restricted deposits. Excludes compensating balance arrangements that are not agreements which legally restrict the use of cash amounts shown on the balance sheet. Includes current cash equivalents and investments that are similarly restricted as to withdrawal, usage or disposal.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RestrictedCashAndInvestmentsCurrent</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A3<br> -Appendix A<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 4<br> -Section E<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EHAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Income and Comprehensive Income (Parenthetical) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeStatementAbstract', window );"><strong>Consolidated Statements of Income and Comprehensive Income</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax', window );">Tax effect of unrealized holding gains (losses) arising during the year</a></td>
        <td class="nump">$ 58<span></span></td>
        <td class="nump">$ 188<span></span></td>
        <td class="num">$ (1,736)<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax', window );">Tax effect of reclassification adjustment for gains included in income</a></td>
        <td class="num">$ (133)<span></span></td>
        <td class="nump">$ 811<span></span></td>
        <td class="nump">$ 762<span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect on the reclassification adjustment for gains or losses realized upon the sale of securities during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 25<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e640-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect on gross appreciation or the gross loss in value of the total of unsold securities during the period being reported on.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 25<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e640-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>40
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EFXAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>ASSETS</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents</a></td>
        <td class="nump">$ 1,677,844<span></span></td>
        <td class="nump">$ 1,804,045<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RestrictedCashAndInvestmentsCurrent', window );">Cash and cash equivalents - restricted</a></td>
        <td class="nump">48,383<span></span></td>
        <td class="nump">34,350<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableNetCurrent', window );">Receivables, less allowance for doubtful accounts of $67,466 and $112,475</a></td>
        <td class="nump">492,290<span></span></td>
        <td class="nump">517,986<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PrepaidExpensesAndOtherCurrentAssets', window );">Prepaid expenses and other current assets</a></td>
        <td class="nump">259,214<span></span></td>
        <td class="nump">292,655<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AssetsCurrent', window );">Total current assets</a></td>
        <td class="nump">2,477,731<span></span></td>
        <td class="nump">2,649,036<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Mortgage loans held for investment, less allowance for loan losses of $92,087 and $93,535</a></td>
        <td class="nump">485,008<span></span></td>
        <td class="nump">595,405<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Property and equipment, at cost less accumulated depreciation and amortization of $677,220 and $657,008</a></td>
        <td class="nump">307,320<span></span></td>
        <td class="nump">345,470<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IntangibleAssetsNetExcludingGoodwill', window );">Intangible assets, net</a></td>
        <td class="nump">367,919<span></span></td>
        <td class="nump">367,432<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
        <td class="nump">846,245<span></span></td>
        <td class="nump">840,447<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherAssetsNoncurrent', window );">Other assets</a></td>
        <td class="nump">723,738<span></span></td>
        <td class="nump">436,528<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
        <td class="nump">5,207,961<span></span></td>
        <td class="nump">5,234,318<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>LIABILITIES:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CustomerDepositsCurrent', window );">Customer banking deposits</a></td>
        <td class="nump">852,220<span></span></td>
        <td class="nump">852,555<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedLiabilitiesCurrent', window );">Accounts payable, accrued expenses and other current liabilities</a></td>
        <td class="nump">618,070<span></span></td>
        <td class="nump">756,577<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeRelatedLiabilitiesCurrent', window );">Accrued salaries, wages and payroll taxes</a></td>
        <td class="nump">257,038<span></span></td>
        <td class="nump">199,496<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccruedIncomeTaxesCurrent', window );">Accrued income taxes</a></td>
        <td class="nump">458,910<span></span></td>
        <td class="nump">459,175<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtCurrent', window );">Current portion of long-term debt</a></td>
        <td class="nump">3,437<span></span></td>
        <td class="nump">3,688<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesShortTerm', window );">Federal Home Loan Bank borrowings</a></td>
        <td class="nump">25,000<span></span></td>
        <td class="nump">50,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesCurrent', window );">Total current liabilities</a></td>
        <td class="nump">2,214,675<span></span></td>
        <td class="nump">2,321,491<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtAndCapitalLeaseObligations', window );">Long-term debt</a></td>
        <td class="nump">1,049,754<span></span></td>
        <td class="nump">1,035,144<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm', window );">Federal Home Loan Bank borrowings</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">25,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherLiabilitiesNoncurrent', window );">Other noncurrent liabilities</a></td>
        <td class="nump">493,958<span></span></td>
        <td class="nump">412,053<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
        <td class="nump">3,758,387<span></span></td>
        <td class="nump">3,793,688<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingencies', window );">COMMITMENTS AND CONTINGENCIES</a></td>
        <td class="text">&nbsp;<span></span></td>
        <td class="text">&nbsp;<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>STOCKHOLDERS' EQUITY:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, no par, stated value $.01 per share, 800,000,000 shares authorized, shares issued of 412,440,599 and 431,390,599</a></td>
        <td class="nump">4,124<span></span></td>
        <td class="nump">4,314<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Convertible preferred stock, no par, stated value $0.01 per share, 500,000 shares authorized</a></td>
        <td class="text">&nbsp;<span></span></td>
        <td class="text">&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapitalCommonStock', window );">Additional paid-in capital</a></td>
        <td class="nump">812,666<span></span></td>
        <td class="nump">832,604<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income</a></td>
        <td class="nump">11,233<span></span></td>
        <td class="nump">1,678<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
        <td class="nump">2,658,103<span></span></td>
        <td class="nump">2,658,586<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValue', window );">Less treasury shares, at cost</a></td>
        <td class="num">(2,036,552)<span></span></td>
        <td class="num">(2,056,552)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total stockholders' equity</a></td>
        <td class="nump">1,449,574<span></span></td>
        <td class="nump">1,440,630<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders' equity</a></td>
        <td class="nump">$ 5,207,961<span></span></td>
        <td class="nump">$ 5,234,318<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PrepaidExpensesAndOtherCurrentAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Prepaid expenses and other current assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PrepaidExpensesAndOtherCurrentAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsReceivableNetCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount due from customers or clients, within one year of the balance sheet date (or the normal operating cycle, whichever is longer), for goods or services (including trade receivables) that have been delivered or sold in the normal course of business, reduced to the estimated net realizable fair value by an allowance established by the entity of the amount it deems uncertain of collection.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 3<br> -Subparagraph a(1)<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 4<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3-4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsReceivableNetCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedIncomeTaxesCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of the unpaid sum of the known and estimated amounts payable to satisfy all currently due domestic and foreign income tax obligations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 15<br> -Subparagraph b(1)<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 15<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 20<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.20)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Section Appendix E<br> -Paragraph 289<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 48<br> -Paragraph 15, 21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccruedIncomeTaxesCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccruedLiabilitiesCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of obligations incurred and payable, pertaining to costs that are statutory in nature, are incurred on contractual obligations, or accumulate over time and for which invoices have not yet been received or will not be rendered. Examples include taxes, interest, rent and utilities. Used to reflect the current portion of the liabilities (due within one year or within the normal operating cycle if longer).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 20<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.20)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccruedLiabilitiesCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e653-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 14, 17, 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15D<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e637-108580<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e681-108580<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapitalCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.30(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdditionalPaidInCapitalCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 12<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Topic 210<br> -SubTopic 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br> -Section S99<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -Paragraph 1<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Concepts (CON)<br> -Number 6<br> -Paragraph 25<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 18<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are expected to be realized in cash, sold, or consumed within one year (or the normal operating cycle, if longer). Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6801-107765<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Section 45<br> -SubTopic 10<br> -Topic 210<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Paragraph 1<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 9<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AssetsCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Entity may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Compensating balance arrangements that do not legally restrict the withdrawal or usage of cash amounts may be reported as Cash and Cash Equivalents, while legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits are not generally reported as cash and cash equivalents. Includes cash and cash equivalents associated with the entity's continuing operations. Excludes cash and cash equivalents associated with the disposal group (and discontinued operation).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7<br> -Footnote 1<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7, 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingencies">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 17<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 19<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 25<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.(a),19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14326-108349<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.25)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingencies</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The current portion of money or property received from customers which is either to be returned upon satisfactory contract completion or applied to customer receivables in accordance with the terms of the contract or the understandings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.20)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of the sum of short-term debt and current maturities of long-term debt and capital lease obligations, which are due within one year (or one business cycle if longer).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 19<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19,20)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of the carrying values as of the balance sheet date of obligations incurred through that date and payable for obligations related to services received from employees, such as accrued salaries and bonuses, payroll taxes and fringe benefits. Used to reflect the current portion of the liabilities (due within one year or within the normal operating cycle if longer).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 20<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.20)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesLongTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including both current and noncurrent portions, Federal Home Loan Bank borrowings initially due beyond one year or beyond the normal operating cycle if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 14<br> -Subparagraph f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 16<br> -Article 9<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 15<br> -Paragraph 37<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64702-112823<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 47<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 15, 18<br> -Subsection I<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesLongTerm</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesShortTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Federal Home Loan Bank borrowings due within one year of the latest balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6479336&amp;loc=d3e64711-112823<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 14<br> -Subparagraph f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 15, 18<br> -Subsection I<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 15<br> -Paragraph 37<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 13<br> -Article 9<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 47<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479118&amp;loc=d3e64650-112822<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FederalHomeLoanBankAdvancesShortTerm</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph e<br> -Clause 1<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 68<br> -Subparagraph l<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 34<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13816-109267<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 72<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IntangibleAssetsNetExcludingGoodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts of all intangible assets, excluding goodwill, as of the balance sheet date, net of accumulated amortization and impairment charges.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 42, 45<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph ((a)(1),(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6388964&amp;loc=d3e16212-109274<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IntangibleAssetsNetExcludingGoodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19-26)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Liabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 32<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.32)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 25<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesAndStockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total obligations incurred as part of normal operations that are expected to be paid during the following twelve months or within one business cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 21<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LiabilitiesCurrent</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the aggregate carrying amount of all categories of loans and leases held in portfolio, net of unearned income and the allowance for losses on loans and leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtAndCapitalLeaseObligations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year from the balance sheet date or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer plus capital lease obligations due to be paid more than one year after the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 22<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section H<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtAndCapitalLeaseObligations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssetsNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate carrying amount, as of the balance sheet date, of noncurrent assets not separately disclosed in the balance sheet. Noncurrent assets are expected to be realized or consumed after one year (or the normal operating cycle, if longer).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 17<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherAssetsNoncurrent</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilitiesNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate carrying amount, as of the balance sheet date, of noncurrent obligations not separately disclosed in the balance sheet. Noncurrent liabilities are expected to be paid after one year (or the normal operating cycle, if longer).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 24<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.24)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherLiabilitiesNoncurrent</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 02<br> -Paragraph 29<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tangible assets that are held by an entity for use in the production or supply of goods and services, for rental to others, or for administrative purposes and that are expected to provide economic benefit for more than one year; net of accumulated depreciation. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 8<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 13<br> -Subparagraph a<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 12<br> -Paragraph 5<br> -Subparagraph b, c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNet</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestrictedCashAndInvestmentsCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The current cash, cash equivalents and investments that are restricted as to withdrawal or usage. Restrictions may include legally restricted deposits held as compensating balances against short-term borrowing arrangements, contracts entered into with others, or entity statements of intention with regard to particular deposits; however, time deposits and short-term certificates of deposit are not generally included in legally restricted deposits. Excludes compensating balance arrangements that are not agreements which legally restrict the use of cash amounts shown on the balance sheet. Includes current cash equivalents and investments that are similarly restricted as to withdrawal, usage or disposal.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RestrictedCashAndInvestmentsCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the reporting entity's undistributed earnings or deficit.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.31(a)(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RetainedEarningsAccumulatedDeficit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A3<br> -Appendix A<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 4<br> -Section E<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Technical Bulletin (FTB)<br> -Number 85-6<br> -Paragraph 3<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23315-112656<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TreasuryStockValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EZMCI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets (Schedule of Credit Quality Indicators and Portfolio Balance) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">$ 572,974<span></span></td>
        <td class="nump">$ 683,684<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">357,814<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member] | Occupancy Status, Owner Occupied [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">249,048<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member] | Occupancy Status, Non-Owner Occupied [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">108,766<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member] | Documentation Level, Full Documentation [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">108,509<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member] | Documentation Level, Limited Documentation [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">11,146<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member] | Documentation Level, Stated Income [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">205,485<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member] | Documentation Level, No Documentation [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">32,674<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member] | Internal Risk Rating, High [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">151,522<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member] | Internal Risk Rating, Medium [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">206,292<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">215,160<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member] | Occupancy Status, Owner Occupied [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">136,380<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member] | Occupancy Status, Non-Owner Occupied [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">78,780<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member] | Documentation Level, Full Documentation [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">157,270<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member] | Documentation Level, Limited Documentation [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">23,355<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member] | Documentation Level, Stated Income [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">21,705<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member] | Documentation Level, No Documentation [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">12,830<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member] | Internal Risk Rating, High [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">357<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member] | Internal Risk Rating, Low [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">214,803<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Occupancy Status, Owner Occupied [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">385,428<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Occupancy Status, Non-Owner Occupied [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">187,546<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Documentation Level, Full Documentation [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">265,779<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Documentation Level, Limited Documentation [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">34,501<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Documentation Level, Stated Income [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">227,190<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Documentation Level, No Documentation [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">45,504<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Internal Risk Rating, High [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">151,879<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Internal Risk Rating, Medium [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">206,292<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Internal Risk Rating, Low [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">$ 214,803<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the aggregate gross carrying amount of all categories of loans and leases held in portfolio, prior to deducting deferred income and the allowance for losses on loans and leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>42
<FILENAME>R53.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EDCBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Business Combinations and Disposals (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Jul. 20, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
        <th class="th">
          <div>Oct. 14, 2010
</div>
          <div>2SS Holdings, Inc. [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011
</div>
          <div>Caturano &amp; Company, Inc. [Member]</div>
        </th>
        <th class="th">
          <div>Jul. 20, 2010
</div>
          <div>Caturano &amp; Company, Inc. [Member]</div>
        </th>
        <th class="th">
          <div>Nov. 03, 2008
</div>
          <div>Major Independent Franchise Operator [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011
</div>
          <div>Other Acquisitions [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010
</div>
          <div>Other Acquisitions [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009
</div>
          <div>Other Acquisitions [Member]</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionCostOfAcquiredEntityPurchasePrice', window );">Total purchase price</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 40,218,000<span></span></td>
        <td class="nump">$ 279,200,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionCostOfAcquiredEntityCashPaid', window );">Cash paid for acquisition</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">287,500,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">32,600,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">19,100,000<span></span></td>
        <td class="nump">10,300,000<span></span></td>
        <td class="nump">12,600,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesGross', window );">Cash paid at closing</a></td>
        <td class="nump">29,800,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_BusinessAcquisitionPaymentTimePeriod', window );">Time period of deferred purchase price (years)</a></td>
        <td class="nump">13<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_DeferredCompensationEmployeeRetentionAndPerformanceBonusPlanExpense', window );">Deferred Compensation, Employee Retention And Performance Bonus Plan Expense</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">2,600,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSalesOfBusinessAffiliateAndProductiveAssets', window );">Proceeds from sale of retail tax offices</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">65,600,000<span></span></td>
        <td class="nump">65,700,000<span></span></td>
        <td class="nump">16,900,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal', window );">Gain on sale of retail tax offices</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">45,100,000<span></span></td>
        <td class="nump">49,000,000<span></span></td>
        <td class="nump">14,900,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionContingentConsiderationPotentialCashPayment', window );">Contingent consideration paid</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 2,500,000<span></span></td>
        <td class="nump">$ 200,000<span></span></td>
        <td class="nump">$ 1,900,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_BusinessAcquisitionPaymentTimePeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Business acquisition payment time period</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_BusinessAcquisitionPaymentTimePeriod</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:integerItemType</td>
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                  <tr>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_DeferredCompensationEmployeeRetentionAndPerformanceBonusPlanExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred compensation, employee retention and performance bonus plan expense</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_DeferredCompensationEmployeeRetentionAndPerformanceBonusPlanExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionContingentConsiderationPotentialCashPayment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of potential cash payments that could result from the contingent consideration arrangement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 51<br> -Subparagraph f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionContingentConsiderationPotentialCashPayment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionCostOfAcquiredEntityCashPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash paid to acquire the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 51<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 68<br> -Subparagraph f(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionCostOfAcquiredEntityCashPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionCostOfAcquiredEntityPurchasePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total cost of the acquired entity including the cash paid to shareholders of acquired entities, fair value of debt and equity securities issued to shareholders of acquired entities, the fair value of the liabilities assumed, and direct costs of the acquisition.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 51<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionCostOfAcquiredEntityPurchasePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gain (loss) resulting from the sale of a disposal group that is not a discontinued operation. It is included in income from continuing operations before income taxes in the income statement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6390789&amp;loc=d3e2443-110228<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 47<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 37, 45<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6360339&amp;loc=d3e1361-107760<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireBusinessesGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of business during the period. The cash portion only of the acquisition price.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15, 17<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireBusinessesGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSalesOfBusinessAffiliateAndProductiveAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate cash proceeds received from a combination of transactions in which noncurrent assets are sold, which may include the sale of a business, an investment in an affiliate (including an equity method investee), property, plant and equipment and intangible assets. Excludes sales of trading, available-for-sale, and held-to-maturity securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSalesOfBusinessAffiliateAndProductiveAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EZPAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Goodwill and Intangible Assets (Schedule of Intangible Assets) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">$ 614,399<span></span></td>
        <td class="nump">$ 586,004<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(246,480)<span></span></td>
        <td class="num">(218,572)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
        <td class="nump">367,919<span></span></td>
        <td class="nump">367,432<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Services [Member] | Customer Relationships [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">87,624<span></span></td>
        <td class="nump">67,705<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(41,076)<span></span></td>
        <td class="num">(33,096)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
        <td class="nump">46,548<span></span></td>
        <td class="nump">34,609<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Services [Member] | Noncompete Agreements [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">23,456<span></span></td>
        <td class="nump">23,062<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(22,059)<span></span></td>
        <td class="num">(21,278)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
        <td class="nump">1,397<span></span></td>
        <td class="nump">1,784<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Services [Member] | Reacquired Franchise Rights [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">214,330<span></span></td>
        <td class="nump">223,773<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(9,961)<span></span></td>
        <td class="num">(6,096)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
        <td class="nump">204,369<span></span></td>
        <td class="nump">217,677<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Services [Member] | Franchise Agreements [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">19,201<span></span></td>
        <td class="nump">19,201<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(3,093)<span></span></td>
        <td class="num">(1,813)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
        <td class="nump">16,108<span></span></td>
        <td class="nump">17,388<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Services [Member] | Purchased Technology [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">14,700<span></span></td>
        <td class="nump">14,500<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(8,505)<span></span></td>
        <td class="num">(6,266)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
        <td class="nump">6,195<span></span></td>
        <td class="nump">8,234<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Services [Member] | Trade Name - Amortizing [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">1,325<span></span></td>
        <td class="nump">1,325<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(600)<span></span></td>
        <td class="num">(400)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
        <td class="nump">725<span></span></td>
        <td class="nump">925<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Business Services [Member] | Customer Relationships [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">152,079<span></span></td>
        <td class="nump">145,149<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(128,738)<span></span></td>
        <td class="num">(120,037)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
        <td class="nump">23,341<span></span></td>
        <td class="nump">25,112<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Business Services [Member] | Noncompete Agreements [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">35,818<span></span></td>
        <td class="nump">33,052<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(24,662)<span></span></td>
        <td class="num">(22,118)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
        <td class="nump">11,156<span></span></td>
        <td class="nump">10,934<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Business Services [Member] | Trade Name - Amortizing [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">2,600<span></span></td>
        <td class="nump">2,600<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(2,600)<span></span></td>
        <td class="num">(2,600)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Business Services [Member] | Trade Name - non-amortizing [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">55,637<span></span></td>
        <td class="nump">55,637<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(4,868)<span></span></td>
        <td class="num">(4,868)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
        <td class="nump">50,769<span></span></td>
        <td class="nump">50,769<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Attest Firm Affiliation [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsGross', window );">Gross Carrying Amount</a></td>
        <td class="nump">7,629<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
        <td class="num">(318)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Net</a></td>
        <td class="nump">$ 7,311<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The accumulated amount of amortization of a major finite-lived intangible asset class. A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph a(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br><br></p>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the gross carrying amounts before accumulated amortization as of the balance sheet date of all intangible assets having statutory or estimated useful lives. The aggregate gross carrying amount (including any previously recognized impairment charges) of a major finite-lived intangible asset class. A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph a(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate sum of gross carrying value of a major finite-lived intangible asset class, less accumulated amortization and any impairment charges. A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph a(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br><br></p>
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EFJAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Other Noncurrent Assets and Liabilities (Details) (USD $)<br>In Millions</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_OtherNoncurrentAssetsAndLiabilitiesAbstract', window );"><strong>Other Noncurrent Assets and Liabilities</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredCompensationLiabilityClassifiedNoncurrent', window );">Obligation under deferred compensation plan</a></td>
        <td class="nump">$ 152.7<span></span></td>
        <td class="nump">$ 135.5<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_CashSurrenderValueOfLifeInsuranceAndOtherAssetHeldUnderTrust', window );">Cash surrender value of life insurance and other asset held under trust</a></td>
        <td class="nump">$ 115.0<span></span></td>
        <td class="nump">$ 112.4<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_CashSurrenderValueOfLifeInsuranceAndOtherAssetHeldUnderTrust">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Cash Surrender Value of Life Insurance and Other Asset Held Under Trust</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_CashSurrenderValueOfLifeInsuranceAndOtherAssetHeldUnderTrust</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other Noncurrent Assets And Liabilities [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_OtherNoncurrentAssetsAndLiabilitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredCompensationLiabilityClassifiedNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate carrying value as of the balance sheet date of the liabilities for all deferred compensation arrangements payable beyond one year (or the operating cycle, if longer).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredCompensationLiabilityClassifiedNoncurrent</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>instant</td>
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<DOCUMENT>
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock-Based Compensation<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationAbstract', window );"><strong>Stock-Based Compensation</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">Stock-Based Compensation</a></td>
        <td class="text">&nbsp;<strong><font style="font-family: Arial;" class="_mt">NOTE&nbsp;14: STOCK-BASED COMPENSATION</font></strong>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We utilize the fair value method to account for stock-based awards. Stock-based compensation expense of $<font class="_mt">14.5</font>&nbsp;million, $<font class="_mt">29.4</font>&nbsp;million and $<font class="_mt">32.6</font>&nbsp;million was recorded in fiscal years 2011, 2010 and 2009, respectively, net of related tax benefits of $<font class="_mt">5.4</font>&nbsp;million, $<font class="_mt">10.5</font>&nbsp;million and $<font class="_mt">12.2</font>&nbsp;million, respectively. Stock-based compensation

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">expense of our continuing operations totaled $14.5&nbsp;million, $29.3&nbsp;million and $26.6&nbsp;million in fiscal years 2011, 2010 and 2009, respectively. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Accounting standards require excess tax benefits from stock-based compensation to be included as a financing activity in the statements of cash flows. As a result, we classified $<font class="_mt">0.5</font>&nbsp;million, $<font class="_mt">1.6</font>&nbsp;million and $<font class="_mt">8.6</font>&nbsp;million as cash inflows from financing activities for fiscal years 2011, 2010 and 2009, respectively. We realized tax benefits of $<font class="_mt">4.4</font>&nbsp;million, $<font class="_mt">6.6</font>&nbsp;million and $<font class="_mt">20.2</font>&nbsp;million in fiscal years 2011, 2010 and 2009, respectively. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We have four stock-based compensation plans which have been approved by our shareholders. As of April&nbsp;30, 2011, we had&nbsp;<font class="_mt">11.5</font>&nbsp;million shares reserved for future awards under stock-based compensation plans. We issue shares from our treasury stock to satisfy the exercise or release of stock-based awards. We believe we have adequate treasury stock to issue for the exercise or release of stock-based awards. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Our 2003 Long-Term Executive Compensation Plan provides for awards of options (both incentive and nonqualified), nonvested shares, performance nonvested share units and other stock-based awards to employees. These awards entitle the holder to shares or the right to purchase shares of common stock as the award vests, typically over a three-year or four-year period with a portion vesting each year. Historically, nonvested shares have received dividends during the vesting period, however awards granted after October&nbsp;1, 2010 will no longer receive dividends during the vesting period. Performance nonvested share units receive cumulative dividends at the end of the vesting period. We measure the fair value of options on the grant date or modification date using the Black-Scholes option valuation model. We measure the fair value of nonvested shares and performance nonvested share units based on the closing price of our common stock on the grant date. Generally, we expense the grant-date fair value, net of estimated forfeitures, over the vesting period on a straight-line basis. Awards granted to employees who are of retirement age or early retirement age (age&nbsp;65 or age&nbsp;55 and ten years of service) or reach either retirement age prior to the end of the service period of the awards, are expensed over the shorter of the two periods. Options are generally granted at a price equal to the fair market value of our common stock on the grant date and have a contractual term of ten years. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Our 1999 Stock Option Plan for Seasonal Employees, which provided for awards of nonqualified options to certain employees, was terminated effective December&nbsp;31, 2009, except for outstanding awards thereunder. These awards were granted to seasonal employees in our Tax Services segment and entitled the holder to the right to purchase shares of common stock as the award vests, typically over a two-year period. We measured the fair value of options on the grant date using the Black-Scholes option valuation model. We expensed the grant-date fair value, net of estimated forfeitures, over the seasonal service period. Options were granted at a price equal to the fair market value of our common stock on the grant date, are exercisable during September through November in each of the two years following the calendar year of the grant, and have a contractual term of 29&nbsp;months. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Our 1989 Stock Option Plan for Outside Directors, which provided for awards of nonqualified options to outside directors, was terminated effective June&nbsp;11, 2008, except for outstanding awards thereunder. The plan was replaced by the 2008 Deferred Stock Unit Plan for Outside Directors. The number of deferred stock units credited to an outside director's account pursuant to an award is determined by dividing the dollar amount of the award by the average current market value per share of common stock for the ten consecutive trading dates ending on the date the deferred stock units are granted to the outside directors. Each deferred stock unit granted is vested upon award and the settlement of shares occurs six months after separation of service from the Board of Directors. The vested shares receive dividends prior to settlement, which are reinvested and settled in shares at the time of settlement. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Our 2000 Employee Stock Purchase Plan (ESPP) provides employees the option to purchase shares of our common stock through payroll deductions. The purchase price of the stock is <font class="_mt">90</font>% of the lower of either the fair market value of our common stock on the first trading day within the Option Period or on the last trading day of the Option Period. The Option Periods are six-month periods beginning on January 1 and July 1 each year. We measure the fair value of options on the grant date utilizing the Black-Scholes option valuation model. The fair value of the option includes the value of the <font class="_mt">10</font>% discount and the look-back feature. We expense the grant-date fair value over the six-month vesting period. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">A summary of options for the year ended April&nbsp;30, 2011, is as follows:

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="41%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s, except per share amounts) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Weighted-Average<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Weighted-Average<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Remaining<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Aggregate<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Shares </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Exercise Price </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Contractual Term </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Intrinsic Value </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Outstanding, beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>15,082</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>20.58</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Granted </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,080</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>13.29</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Exercised </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(338</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10.64</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Forfeited or expired </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(6,034</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>22.17</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Outstanding, end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10,790</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>18.64</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4 years</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>9,224</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Exercisable, end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,122</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;19.95</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2 years</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;1,318</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Exercisable and expected to vest </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10,650</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>18.71</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4 years</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,666</b> <br /></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The total intrinsic value of options exercised during fiscal years 2011, 2010 and 2009 was $<font class="_mt">1.8</font>&nbsp;million, $<font class="_mt">5.4</font>&nbsp;million and $<font class="_mt">33.0</font>&nbsp;million, respectively. As of April&nbsp;30, 2011, we had $<font class="_mt">3.2</font>&nbsp;million of total unrecognized compensation cost related to these options. The cost is expected to be recognized over a weighted-average period of&nbsp;<font class="_mt">two</font> years. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We utilize the Black-Scholes option valuation model to value our options on the grant date. We typically estimate the expected volatility using our historical stock price data, unless historical volatility is not representative of expected volatility. We also use historical exercise and forfeiture behaviors to estimate the options expected term and our forfeiture rate. The dividend yield is calculated based on the current dividend and the market price of our common stock on the grant date. The risk-free interest rate is based on the U.S.&nbsp;Treasury zero-coupon yield curve in effect on the grant date. Both expected volatility and the risk-free interest rate are based on a period that approximates the expected term. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The following assumptions were used to value options during the periods: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="38%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="13%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="13%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="13%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Options&nbsp;&ndash; management and director: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Expected volatility </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b><font class="_mt"><b>28.98</b></font>% - <font class="_mt">30.20</font>%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><font class="_mt">27.11</font>% - <font class="_mt">27.27</font>% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><font class="_mt">23.41</font>% - <font class="_mt">25.20</font>% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Expected term </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5 years</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5 years </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><font class="_mt">4</font>years </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividend yield </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b><font class="_mt"><b>4.18</b></font>% - <font class="_mt">5.17</font>%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><font class="_mt">3.24</font>% - <font class="_mt">3.55</font>% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><font class="_mt">2.35</font>% - <font class="_mt">3.04</font>% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Risk-free interest rate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b><font class="_mt"><b>1.26</b></font>% - <font class="_mt">1.92</font>%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><font class="_mt">2.38</font>% - <font class="_mt">2.75</font>% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><font class="_mt">2.54</font>% - <font class="_mt">3.26</font>% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Weighted-average fair value </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.25</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3.27 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3.80 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Options&nbsp;&ndash; seasonal:<sup style="font-size: 85%; vertical-align: top;">(1)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Expected volatility </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33.81% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">25.35% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Expected term </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><font class="_mt">2</font>&nbsp;years </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2&nbsp;years </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividend yield </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3.48% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.80% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Risk-free interest rate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.85% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.54% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Weighted-average fair value </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.70 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.83 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">ESPP options: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Expected volatility </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;<font class="_mt">22.75</font>% - <font class="_mt">23.31</font>%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;<font class="_mt">23.68</font>% - <font class="_mt">43.20</font>% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;<font class="_mt">29.13</font>% - <font class="_mt">43.82</font>% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Expected term </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b><font class="_mt"><b>0.5</b></font>years</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.5 years </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.5 years </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividend yield </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b><font class="_mt"><b>3.86</b></font>% - <font class="_mt">4.80</font>%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><font class="_mt">2.65</font>% - <font class="_mt">3.46</font>% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><font class="_mt">2.67</font>% - <font class="_mt">2.78</font>% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Risk-free interest rate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b><font class="_mt"><b>0.19</b></font>% - <font class="_mt">0.23</font>%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><font class="_mt">0.20</font>% - <font class="_mt">0.33</font>% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><font class="_mt">0.27</font>% - <font class="_mt">2.13</font>% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Weighted-average fair value </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.16</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3.66 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4.38 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<table class="MetaData" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td width="1%">&nbsp;</td>
<td width="99%">&nbsp;</td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(1)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td class="MetaData" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">This plan was terminated in fiscal year 2010, except for outstanding awards thereunder. </font></td></tr></table>

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt; align: left;"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">&nbsp;</div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">A summary of nonvested shares and performance nonvested share units for the year ended April&nbsp;30, 2011, is as follows: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="77%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="3%">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(shares in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Weighted-Average<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Grant Date <br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Shares </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fair Value </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Outstanding, beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,619</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>19.55</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Granted </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>745</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12.56</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Released </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(632</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>20.20</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Forfeited </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(232</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>17.61</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Outstanding, end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,500</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;15.92</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The total fair value of shares vesting during fiscal years 2011, 2010 and 2009 was $<font class="_mt">13.0</font>&nbsp;million, $<font class="_mt">15.5</font>&nbsp;million and $<font class="_mt">21.1</font>&nbsp;million, respectively. Upon the grant of nonvested shares and performance nonvested share units, unearned compensation cost is recorded as an offset to additional paid-in capital and is amortized as compensation expense over the vesting period. As of April&nbsp;30, 2011, we had $<font class="_mt">11.5</font>&nbsp;million of total unrecognized compensation cost related to these shares. This cost is expected to be recognized over a weighted-average period of&nbsp;<font class="_mt">2</font>&nbsp;years. </div></div></div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for compensation-related costs for equity-based compensation, which may include disclosure of policies, compensation plan details, allocation of equity compensation, incentive distributions, equity-based arrangements to obtain goods and services, deferred compensation arrangements, employee stock ownership plan details and employee stock purchase plan details.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5444-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 93-6<br> -Paragraph 53<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 14<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph 64, 65, A240<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6418621&amp;loc=d3e17540-113929<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 50<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6406099&amp;loc=d3e25284-112666<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                <table border="0" cellpadding="0" cellspacing="0">
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EGHAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Property and Equipment (Components of Property and Equipment) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNetAbstract', window );"><strong>Property and Equipment</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LandAndOtherNonDepreciableAssets', window );">Land and other non-depreciable assets</a></td>
        <td class="nump">$ 2,245<span></span></td>
        <td class="nump">$ 2,482<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BuildingsAndImprovementsGross', window );">Buildings</a></td>
        <td class="nump">154,519<span></span></td>
        <td class="nump">161,460<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ComputersAndOtherEquipment', window );">Computers and other equipment</a></td>
        <td class="nump">475,351<span></span></td>
        <td class="nump">488,160<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalizedComputerSoftwareGross', window );">Capitalized software</a></td>
        <td class="nump">156,108<span></span></td>
        <td class="nump">147,104<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeaseholdImprovementsGross', window );">Leasehold improvements</a></td>
        <td class="nump">191,943<span></span></td>
        <td class="nump">199,370<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConstructionInProgressGross', window );">Construction in process</a></td>
        <td class="nump">4,374<span></span></td>
        <td class="nump">3,902<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Property and equipment, gross</a></td>
        <td class="nump">984,540<span></span></td>
        <td class="nump">1,002,478<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment', window );">Less: Accumulated depreciation and amortization</a></td>
        <td class="num">(677,220)<span></span></td>
        <td class="num">(657,008)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Property and equipment net</a></td>
        <td class="nump">$ 307,320<span></span></td>
        <td class="nump">$ 345,470<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ComputersAndOtherEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Computers and Other Equipment</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ComputersAndOtherEquipment</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Land and Other Non-depreciable Assets</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_LandAndOtherNonDepreciableAssets</nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of depreciation, depletion and amortization (related to property, plant and equipment, but not including land) that has been recognized in the income statement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 14<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BuildingsAndImprovementsGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross amount, as of the balance sheet date, of long-lived, depreciable assets that include building structures held for productive use including any addition, improvement, or renovation to the structure, such as interior masonry, interior flooring, electrical, and plumbing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6812-107765<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BuildingsAndImprovementsGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalizedComputerSoftwareGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gross amount of capitalized computer software costs as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 985<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6501960&amp;loc=d3e128462-111756<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalizedComputerSoftwareGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConstructionInProgressGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross amount, at the balance sheet date, of long-lived assets under construction that include construction costs to date on capital projects that have not been completed and assets being constructed that are not ready to be placed into service.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ConstructionInProgressGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeaseholdImprovementsGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross amount, at the balance sheet date, of long-lived, depreciable assets that are an addition or improvement to assets held under lease arrangement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Subparagraph (f)<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6812-107765<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LeaseholdImprovementsGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross amount, at the balance sheet date, of long-lived physical assets used in the normal conduct of business and not intended for resale. This can include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentGross</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tangible assets that are held by an entity for use in the production or supply of goods and services, for rental to others, or for administrative purposes and that are expected to provide economic benefit for more than one year; net of accumulated depreciation. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 8<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 13<br> -Subparagraph a<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 12<br> -Paragraph 5<br> -Subparagraph b, c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2MAE">
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        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Litigation and Related Contingencies (Details) (USD $)<br>In Millions</strong></div>
        </th>
        <th class="th">
          <div>Oct. 14, 2010
</div>
          <div>2SS Holdings, Inc. [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011
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          <div>Minimum [Member]
</div>
          <div>California Wage and Hour Class Action Lawsuit [Member]</div>
        </th>
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          <div>Apr. 30, 2011
</div>
          <div>Maximum [Member]
</div>
          <div>California Wage and Hour Class Action Lawsuit [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011
</div>
          <div>Investigations, Legal Claims and Lawsuits [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010
</div>
          <div>Investigations, Legal Claims and Lawsuits [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011
</div>
          <div>RSM McGladrey Litigation [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011
</div>
          <div>Pending or Threatened Litigation [Member]</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionCostOfAcquiredEntityCashPaid', window );">Cash paid for acquisition</a></td>
        <td class="nump">$ 287.5<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingencyEstimateOfPossibleLoss', window );">Liability for legal claims</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">70.0<span></span></td>
        <td class="nump">70.6<span></span></td>
        <td class="nump">35.5<span></span></td>
        <td class="nump">41.5<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_InitialPrincipalAmountOfLoansSecuritized', window );">Initial principal on loans securitized</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">50<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PrincipalAmountOutstandingOnLoansSecuritized', window );">Principal outstanding on loans securitized</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 42<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_InitialPrincipalAmountOfLoansSecuritized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Initial principal amount of loans securitized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_InitialPrincipalAmountOfLoansSecuritized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionCostOfAcquiredEntityCashPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of cash paid to acquire the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 51<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 68<br> -Subparagraph f(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionCostOfAcquiredEntityCashPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingencyEstimateOfPossibleLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the estimated amount of loss from the specified contingency as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 9, 10, 11, 12<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14435-108349<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14557-108349<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LossContingencyEstimateOfPossibleLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrincipalAmountOutstandingOnLoansSecuritized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This is the principal amount outstanding for securitized loans only (across all types of loans).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6942082&amp;loc=d3e107314-111719<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 140<br> -Paragraph 17<br> -Subparagraph i<br> -Clause 4<br> -Subclause a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS140-4/FIN46(R)-8<br> -Paragraph B11<br> -Subparagraph b<br> -Clause 6<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PrincipalAmountOutstandingOnLoansSecuritized</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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end

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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>49
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EDXAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Document and Entity Information (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>May 31, 2011</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_DocumentAndEntityInformationAbstract', window );"><strong>Document and Entity Information</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
        <td class="text">10-K<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
        <td class="text">false<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
        <td class="text">Apr. 30,
         2011<span></span></td>
        <td class="text"><span></span></td>
        <td class="text"><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
        <td class="text">2011<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
        <td class="text">FY<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
        <td class="text">H&R BLOCK INC<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
        <td class="text">0000012659<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
        <td class="text">--04-30<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
        <td class="text">Large Accelerated Filer<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">305,383,646<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityWellKnownSeasonedIssuer', window );">Entity Well-known Seasoned Issuer</a></td>
        <td class="text">Yes<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Entity Voluntary Filers</a></td>
        <td class="text">No<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td>
        <td class="text">Yes<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityPublicFloat', window );">Entity Public Float</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 3,564,690,812<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>If the value is true, then the document as an amendment to previously-filed/accepted document.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_AmendmentFlag</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:booleanItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>End date of current fiscal year in the format --MM-DD.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_CurrentFiscalYearEndDate</nobr></td>
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                    <td><strong> Period Type:</strong></td>
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                <p>This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.</p>
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                <p>This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p>
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                    <td><strong> Name:</strong></td>
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                    <td>xbrli:dateItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The type of document being provided (such as 10-K, 10-Q, N-1A, etc). The document type is limited to the same value as the supporting SEC submission type, minus any "/A" suffix. The acceptable values are as follows: S-1, S-3, S-4, S-11, F-1, F-3, F-4, F-9, F-10, 6-K, 8-K, 10, 10-K, 10-Q, 20-F, 40-F, N-1A, 485BPOS, 497, NCSR, N-CSR, N-CSRS, N-Q, 10-KT, 10-QT, 20-FT, and Other.</p>
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_DocumentType</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>dei:submissionTypeItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate number of shares outstanding of each of registrant's classes of common stock, as of latest practicable date. Where multiple classes exist define each class by adding class of stock items such as Common Class A [Member], Common Class B [Member] onto the Instrument [Domain] of the Entity Listings, Instrument</p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityCommonStockSharesOutstanding</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei</td>
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                    <td>dei:yesNoItemType</td>
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                    <td>na</td>
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                    <td>duration</td>
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                <p>Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, or (4) Smaller Reporting Company. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>State aggregate market value of voting and non-voting common equity held by non-affiliates computed by reference to price at which the common equity was last sold, or average bid and asked price of such common equity, as of the last business day of registrant's most recently completed second fiscal quarter. The public float should be reported on the cover page of the registrants form 10K.</p>
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                <table border="0" cellpadding="0" cellspacing="0">
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                <p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12b<br> -Subsection 1<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>xbrli:normalizedStringItemType</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Indicate "Yes" or "No" if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>dei_EntityWellKnownSeasonedIssuer</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>dei</td>
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                <p>Document and Entity Information [Abstract]</p>
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Regulatory Requirements (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_RegulatoryRequirementsAbstract', window );"><strong>Regulatory Requirements</strong></a></td>
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<tr style="font-size: 1pt;" valign="bottom"><td width="35%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(dollars in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">To Be Well Capitalized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">For Capital Adequacy<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Under Prompt Corrective<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">Actual </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">Purposes </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">Action Provisions </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Ratio </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Ratio </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Ratio </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As of March&nbsp;31, 2011: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total risk-based capital ratio <sup style="font-size: 85%; vertical-align: top;">(1)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;405,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>92.5%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>35,019</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8.0%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;43,773</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10.0%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tier&nbsp;1 risk-based capital ratio <sup style="font-size: 85%; vertical-align: top;">(2)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>399,187</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>91.2%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>N/A</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>N/A</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>26,264</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6.0%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tier&nbsp;1 capital ratio (leverage) <sup style="font-size: 85%; vertical-align: top;">(3)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>399,187</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>22.8%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;209,758</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12.0%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>87,399</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5.0%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tangible equity ratio <sup style="font-size: 85%; vertical-align: top;">(4)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>399,187</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>22.8%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>26,220</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.5%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>N/A</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>N/A</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As of March&nbsp;31, 2010: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total risk-based capital ratio <sup style="font-size: 85%; vertical-align: top;">(1)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">420,401 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">75.7% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">44,436 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8.0% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">55,545 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10.0% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tier&nbsp;1 risk-based capital ratio <sup style="font-size: 85%; vertical-align: top;">(2)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">413,074 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">74.4% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">N/A </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">N/A </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33,327 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6.0% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tier&nbsp;1 capital ratio (leverage) <sup style="font-size: 85%; vertical-align: top;">(3)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">413,074 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">24.9% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">199,272 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12.0% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">83,030 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5.0% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tangible equity ratio <sup style="font-size: 85%; vertical-align: top;">(4)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">413,074 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">24.9% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">24,909 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.5% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">N/A </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">N/A </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="29">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td width="1%">&nbsp;</td>
<td width="99%">&nbsp;</td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(1)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Total risk-based capital divided by risk-weighted assets. </font></td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(2)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Tier&nbsp;1 (core) capital less deduction for low-level recourse and residual interest divided by risk-weighted assets. </font></td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(3)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Tier&nbsp;1 (core) capital divided by adjusted total assets. </font></td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(4)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Tangible capital divided by tangible assets. </font></td></tr></table><span></span></td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
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          <div style="width: 200px;"><strong>Variable Interests<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Apr. 30, 2011</div>
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        <td class="text">&nbsp;

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<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td><b><font style="font-family: Arial, Helvetica;" class="_mt">NOTE&nbsp;17: </font></b></td>
<td align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">VARIABLE INTERESTS</font></b> </td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The following is a description of our financial interests in VIEs which we consider significant or where we are the sponsor. For these VIEs we have determined that we are not the primary beneficiary and, therefore have not consolidated the VIEs. Prior to implementation of this new guidance we did not consolidate these entities. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">McGladrey&nbsp;&amp; Pullen LLP</font></b>&nbsp;&ndash; McGladrey&nbsp;&amp; Pullen LLP (M&amp;P) is a limited liability partnership, owned <font class="_mt">100</font>% by certified public accountants (CPAs), which provides attest services to middle market clients. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Under state accountancy regulations, a firm cannot provide attest services unless it is properly licensed which requires that the firm be majority-owned and controlled by licensed CPAs. As such, RSM McGladrey, Inc. (RSM) cannot be a licensed CPA firm and cannot provide attest services. Since 1999, RSM and M&amp;P have operated in what

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><font style="font-size: 9pt;" class="_mt">is known as an "alternative practice structure" (APS). Through the APS, RSM and M&amp;P offer clients a full range of attest and non-attest services in compliance with applicable accountancy regulations. </font></div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">An administrative services agreement between RSM and M&amp;P obligates RSM to provide M&amp;P with administrative services, information technology, office space, non-professional staff, and other infrastructure in exchange for market rate fees from M&amp;P. In addition, the agreement allows for professional staff to be <font style="white-space: nowrap;" class="_mt">sub-contracted</font> between RSM and M&amp;P at market rates. During fiscal years 2011 and 2010, we received $<font class="_mt">4.1</font>&nbsp;million and $<font class="_mt">22.6</font>&nbsp;million, respectively, in management fee revenues from M&amp;P. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">All partners of M&amp;P, with the exception of M&amp;P's Managing Partner, are also managing directors employed by RSM. Approximately <font class="_mt">84</font>% of RSM's managing directors are also partners in M&amp;P. Certain other personnel are also employed by both M&amp;P and RSM. M&amp;P partners receive distributions of M&amp;P's earnings in their capacity as partners, as well as compensation from RSM in their capacity as managing directors. Distributions to M&amp;P partners are based on the profitability of M&amp;P and are not capped by the APS. The aggregate compensation payable to RSM managing directors by RSM in any given year generally equals&nbsp;<font class="_mt">67</font>&nbsp;percent of the combined profits of M&amp;P and RSM less any amounts paid in their capacity as M&amp;P partners. In practice, this means that variability in the amounts paid to RSM managing directors under these contracts can cause variability in RSM's operating results. RSM is not entitled to any profits or residual interests of M&amp;P, nor is it obligated to fund losses or capital deficiencies of M&amp;P. Managing directors of RSM have historically participated in stock-based compensation plans of H&amp;R Block. Beginning in fiscal 2011, participation in those plans ceased and were replaced by a non-contributory, non-qualified defined contribution plan. RSM is required to pay $<font class="_mt">60.0</font>&nbsp;million over five years to fund contributions to the retirement plan. The administrative services agreement with M&amp;P and compensation arrangements between RSM and their managing directors represent a variable interest in M&amp;P. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We have concluded that RSM is not the primary beneficiary of M&amp;P and, therefore, we have not consolidated M&amp;P. RSM does not have an equity interest in M&amp;P, nor does it have the power to direct any activities of M&amp;P and does not receive any of its income. We have no assets or liabilities included in our consolidated balance sheets related to our variable interests. We believe RSM's maximum exposure to economic loss, resulting from various agreements with M&amp;P, relates primarily to shared office space from operating leases under the administrative services agreement equal to $<font class="_mt">94.8</font>&nbsp;million at April&nbsp;30, 2011, and variability in our operating results due to the compensation agreements with RSM managing directors. We do not provide any support that is not contractually required. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">Securitization Trusts</font></b>&nbsp;&ndash; SCC holds an interest in and is the sponsor (issuer) of 56 REMIC Trusts and 14 NIM Trusts (collectively, "Trusts") related to previously originated mortgage loans that were securitized. These Trusts are variable interest entities. The REMIC Trusts hold static pools of <font style="white-space: nowrap;" class="_mt">sub-prime</font> residential mortgage loans. The NIM Trusts hold beneficial interests in certain REMIC Trusts. The Trusts were designed to collect and pass through to the beneficial interest holders the cash flows of the underlying mortgage loans. The REMIC Trusts were financed with bonds and equity. The NIM Trusts were financed with notes and equity. All bonds and notes are held by third-party investors. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Our identification of the primary beneficiary of the Trusts was based on a determination that the servicer of the underlying mortgage loans has the power to direct the most significant activities of the Trusts because the servicer handles all of the loss mitigation activities for the mortgage loans. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">SCC is not the servicer of the mortgage loans underlying the REMIC Trusts. Therefore, SCC is not the primary beneficiary of the REMIC Trusts because it does not have the power to direct the most significant activities of the REMIC Trusts, which is the servicing of the underlying mortgage loans. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">SCC does have the exclusive right to appoint a servicer when certain conditions have been met for specific loans related to two of the NIM Trusts. As of April&nbsp;30, 2011, those conditions have been met for a minority portion of the loans underlying those Trusts. As this right pertains only to a minority of the loans, we have concluded that SCC does not have the power to direct the most significant activities of these two NIM Trusts, as the servicer has the power to direct significant activities over the majority of the mortgage loans. In the remaining NIM Trusts, SCC has a shared right to appoint a servicer under certain conditions. For these NIM Trusts, we have concluded that SCC is not the primary beneficiary because the power to direct the most significant activities, which is the servicing of the underlying mortgage loans, is shared with other unrelated parties. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">At April&nbsp;30, 2011, we had no significant assets or liabilities included in our consolidated balance sheets related to SCC's variable interests in the Trusts. We have a liability, as discussed in note&nbsp;18, and a deferred tax asset recorded in our consolidated balance sheets related to obligations for representations and warranties SCC made in connection with the transfer of mortgage loans, including mortgage loans held by the securitization trusts. We have no remaining exposure to economic loss arising from impairment of SCC's beneficial interest in the Trusts. If SCC receives cash flows in the future as a holder of beneficial interests we would record gains as other income in our income statement. Neither we nor SCC has liquidity arrangements, guarantees or other commitments for the Trusts, nor has any support been provided that was not contractually required.</div></div><span></span></td>
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0ESFAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Commitments and Contingencies (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredRevenueByArrangementDisclosureTextBlock', window );">Schedule of Deferred Revenue Related to the Peace of Mind Program</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance, beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>141,542</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">146,807 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Amounts deferred for new guarantees issued </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>77,474</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">74,889 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Revenue recognized on previous deferrals </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(78,413</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(80,154 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance, end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;140,603</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;141,542 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFutureMinimumRentalPaymentsForOperatingLeasesTableTextBlock', window );">Future Minimum Operating Lease Commitments</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="89%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">2012 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>238,167</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">2013 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>181,044</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">2014 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>128,063</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">2015 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>84,138</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">2016 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>35,942</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">2017 and beyond </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>67,694</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;735,048</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="9">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ClaimsReceivedByLoanOriginationYearTextBlock', window );">Claims Received by Loan Origination Year</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 7pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="33%">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in millions) </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="52" align="center">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 7pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Fiscal Year 2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Fiscal Year 2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Fiscal Year 2011 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 7pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q1 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q2 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q3 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q4 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q1 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q2 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q3 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q4 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q1 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q2 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q3 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q4 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Total </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="52" align="center">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -7pt; margin-left: 7pt;">Loan Origination Year: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">2005 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">40 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">21 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">85 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">2006 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">89 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">111 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">7 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">57 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">45 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">100 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">29 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">50 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">519 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">2007 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">43 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">85 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">7 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">191 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="51">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Total </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;172 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;41 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;197 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;22 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;83 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;11 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;45 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;109 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;21 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;33 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;55 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;795 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="51">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="53">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_RollforwardOfReserveForLossesOnRepurchases', window );">Rollforward of Reserve for Losses on Repurchases</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="55%">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance as of May 1: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Amount related to repurchase and indemnifications </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>138,415</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">156,659 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">193,066 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Amount related to indemnity agreement dated April 2008 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>49,785</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">49,936 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">50,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>188,200</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">206,595 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">243,066 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Changes: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Provisions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Losses on repurchase and indemnifications </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(12,155</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(18,244 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(36,407 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Payments under indemnity agreement dated April 2008 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(49,785</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(151 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(64 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance as of April 30: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Amount related to repurchase and indemnifications </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>126,260</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">138,415 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">156,659 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Amount related to indemnity agreement dated April 2008 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">49,785 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">49,936 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;126,260</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;188,200 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;206,595 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Claims received by loan origination year text block</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ClaimsReceivedByLoanOriginationYearTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Rollforward of reserve for losses on repurchases</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingenciesDisclosureAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosureof the type of arrangements and the corresponding amounts that comprise the current and noncurrent balance of deferred revenue as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 13<br> -Section A<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 605<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 13.A.4(a).Q1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6600647&amp;loc=d3e214044-122780<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6935-107765<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><nobr>us-gaap_DeferredRevenueByArrangementDisclosureTextBlock</nobr></td>
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                <p>Tabular disclosure of future minimum payments required in the aggregate and for each of the five succeeding fiscal years for operating leases having initial or remaining noncancelable lease terms in excess of one year and the total minimum rentals to be received in the future under noncancelable subleases as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Topic 840<br> -SubTopic 20<br> -Publisher FASB<br> -Number <br> -Article <br> -Subparagraph <br> -Name Accounting Standards Codification<br> -Paragraph 2<br> -Section 50<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br></p>
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EWHAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Segment Information (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EntityWideDisclosureOnGeographicAreasRevenueFromExternalCustomersAttributedToForeignCountries', window );">Revenue from international operations</a></td>
        <td class="nump">$ 205,800,000<span></span></td>
        <td class="nump">$ 190,900,000<span></span></td>
        <td class="nump">$ 160,700,000<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PretaxIncomeFromInternationalOperations', window );">Pretax income from international operations</a></td>
        <td class="nump">46,200,000<span></span></td>
        <td class="nump">46,700,000<span></span></td>
        <td class="nump">31,600,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
        <td class="nump">5,207,961,000<span></span></td>
        <td class="nump">5,234,318,000<span></span></td>
        <td class="nump">5,359,722,000<span></span></td>
      </tr>
      <tr class="rh">
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          <div class="a">Foreign [Member]</div>
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        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Assets</a></td>
        <td class="nump">$ 206,300,000<span></span></td>
        <td class="nump">$ 166,800,000<span></span></td>
        <td class="nump">$ 126,800,000<span></span></td>
      </tr>
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                <p>Pretax Income from International Operations</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 12<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Topic 210<br> -SubTopic 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br> -Section S99<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -Paragraph 1<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Concepts (CON)<br> -Number 6<br> -Paragraph 25<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 18<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EntityWideDisclosureOnGeographicAreasRevenueFromExternalCustomersAttributedToForeignCountries">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Revenues from external customers attributed to all foreign countries in total from which the entity derives revenues.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 131<br> -Paragraph 38<br> -Subparagraph a(2)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 41<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9038-108599<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EntityWideDisclosureOnGeographicAreasRevenueFromExternalCustomersAttributedToForeignCountries</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
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</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R77.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EYOAI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Assets and Liabilities Measured at Fair Value (Fair Value Assets and Liabilities Measured at Fair Value on a Recurring and Non-recurring Basis) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_GainOrLossOnFinancialInstruments', window );">Total gain (loss) on financial instruments</a></td>
        <td class="num">$ (12,698)<span></span></td>
        <td class="num">$ (15,257)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-Backed Securities [Member] | Fair Value, Measurements, Recurring [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnInvestments', window );">Gain (loss) on investments</a></td>
        <td class="nump">207<span></span></td>
        <td class="num">(10)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-Backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Total [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments</a></td>
        <td class="nump">158,177<span></span></td>
        <td class="nump">23,016<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-Backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments</a></td>
        <td class="nump">158,177<span></span></td>
        <td class="nump">23,016<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Municipal Bonds [Member] | Fair Value, Measurements, Recurring [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnInvestments', window );">Gain (loss) on investments</a></td>
        <td class="nump">405<span></span></td>
        <td class="nump">459<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Municipal Bonds [Member] | Fair Value, Measurements, Recurring [Member] | Total [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments</a></td>
        <td class="nump">8,740<span></span></td>
        <td class="nump">8,901<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Municipal Bonds [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments</a></td>
        <td class="nump">8,740<span></span></td>
        <td class="nump">8,901<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Trust Preferred Security [Member] | Fair Value, Measurements, Recurring [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossOnInvestments', window );">Gain (loss) on investments</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(1,823)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Trust Preferred Security [Member] | Fair Value, Measurements, Recurring [Member] | Total [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">31<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Trust Preferred Security [Member] | Fair Value, Measurements, Recurring [Member] | Fair Value, Inputs, Level 2 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsFairValueDisclosure', window );">Investments</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">31<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Measurements, Nonrecurring [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_GainOrLossOnRealEstateOwned', window );">Gain or Loss On Real Estate Owned</a></td>
        <td class="num">(1,920)<span></span></td>
        <td class="num">(4,430)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_GainOrLossOnImpairedMortgageLoansHeldForInvestment', window );">Gain (loss) on impaired mortgage loans held for investment</a></td>
        <td class="num">(11,390)<span></span></td>
        <td class="num">(9,453)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Measurements, Nonrecurring [Member] | Total [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_RealEstateOwnedLoansFairValueDisclosure', window );">REO</a></td>
        <td class="nump">12,366<span></span></td>
        <td class="nump">16,291<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MortgageLoansFairValueDisclosure', window );">Impaired mortgage loans held for investment</a></td>
        <td class="nump">90,628<span></span></td>
        <td class="nump">88,456<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 3 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_RealEstateOwnedLoansFairValueDisclosure', window );">REO</a></td>
        <td class="nump">12,366<span></span></td>
        <td class="nump">16,291<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MortgageLoansFairValueDisclosure', window );">Impaired mortgage loans held for investment</a></td>
        <td class="nump">90,628<span></span></td>
        <td class="nump">88,456<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Total financial assets at fair value</a></td>
        <td class="nump">269,911<span></span></td>
        <td class="nump">136,695<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_FinancialInstrumentsAsPercentageOfTotalAssets', window );">As a percentage of total assets</a></td>
        <td class="nump">5.20%<span></span></td>
        <td class="nump">2.60%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 2 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Total financial assets at fair value</a></td>
        <td class="nump">166,917<span></span></td>
        <td class="nump">31,948<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_FinancialInstrumentsAsPercentageOfTotalAssets', window );">As a percentage of total assets</a></td>
        <td class="nump">3.20%<span></span></td>
        <td class="nump">0.60%<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Fair Value, Inputs, Level 3 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancialInstrumentsOwnedAtFairValue', window );">Total financial assets at fair value</a></td>
        <td class="nump">$ 102,994<span></span></td>
        <td class="nump">$ 104,747<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_FinancialInstrumentsAsPercentageOfTotalAssets', window );">As a percentage of total assets</a></td>
        <td class="nump">2.00%<span></span></td>
        <td class="nump">2.00%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_FinancialInstrumentsAsPercentageOfTotalAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Financial Instruments As Percentage Of Total Assets</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_FinancialInstrumentsAsPercentageOfTotalAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_GainOrLossOnFinancialInstruments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gain or Loss on Financial Instruments</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_GainOrLossOnFinancialInstruments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_GainOrLossOnImpairedMortgageLoansHeldForInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gain or Loss on Impaired Mortgage Loans Held for Investment</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_GainOrLossOnImpairedMortgageLoansHeldForInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <p>The aggregate fair value as of the balance sheet date of financial instruments and other positions owned by the entity including: (1) mortgages, mortgage-backed and asset backed securities; (2) US government and agency obligations; (3) state and municipal government obligations; (4) other sovereign government debt; (5) corporate obligations; (6) corporate equities; (7) principal investments; (8) derivative contracts; and (9) physical commodities. Includes both pledged and unpledged holdings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-BRD<br> -Chapter 4<br> -Paragraph 80<br> -Subparagraph Exhibit 4-3<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-BRD<br> -Chapter 4<br> -Paragraph 38, 40<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 940<br> -SubTopic 320<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6475986&amp;loc=d3e42546-110969<br><br></p>
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                <p>This item represents the net total realized and unrealized gain (loss) included in earnings for the period as a result of selling or holding marketable securities categorized as trading, available-for-sale, or held-to-maturity, including the unrealized holding gain (loss) of held-to-maturity securities transferred to the trading security category and the cumulative unrealized gain (loss) which was included in other comprehensive income (a separate component of shareholders' equity) for available-for-sale securities transferred to trading securities during the period. Additionally, this item would include any gains (losses) realized during the period from the sale of investments accounted for under the cost method of accounting and losses recognized for other than temporary impairments (OTTI) of the subject investments.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.7(c),9(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (c)-(e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 13, 22<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 7<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27405-111563<br><br></p>
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                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents investment securities as of the balance sheet date which may include marketable securities, derivative financial instruments, and investments accounted for under the equity method.</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Available-for-Sale Securities<br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6379932&amp;loc=d3e22054-111558<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Trading Securities<br> -URI http://asc.fasb.org/extlink&amp;oid=6526789<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 12<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 1<br> -Subparagraph a, f, g<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 35<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6956420&amp;loc=d3e24584-111560<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_EarningsLossPerShareAndStockholdersEquityAbstract', window );"><strong>Earnings Per Share</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareTextBlock', window );">Earnings Per Share</a></td>
        <td class="text"><font style="widows: 2; text-transform: none; text-indent: 0px; border-collapse: separate; font: medium 'Times New Roman'; white-space: normal; orphans: 2; letter-spacing: normal; color: rgb(0,0,0); word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" class="_mt"> </font>

<div style="font-family: 'Times New Roman', Times, serif;">

<div style="margin-top: 12pt; font-size: 10pt;" align="left">

<div>&nbsp;

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">NOTE&nbsp;3: EARNINGS PER SHARE</font></b> </div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Basic and diluted earnings per share is computed using the two-class method. The two-class method is an earnings allocation formula that determines net income per share for each class of common stock and participating security according to dividends declared and participation rights in undistributed earnings. Per share amounts are computed by dividing net income from continuing operations attributable to common shareholders by the weighted average shares outstanding during each period. The computations of basic and diluted earnings per share from continuing operations are as follows: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="53%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s, except per share amounts) </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income from continuing operations attributable to shareholders </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;419,405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;488,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;513,055 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Amounts allocated to participating securities (nonvested shares) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(1,085</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,888 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,042 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income from continuing operations<br />attributable to common shareholders </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>418,320</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">487,058 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">511,013 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Basic weighted average common shares </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>309,230</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">332,283 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">332,787 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Potential dilutive shares </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>547</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">953 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,752 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Dilutive weighted average common shares </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>309,777</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">333,236 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">334,539 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Earnings per share from continuing operations attributable to<br />common shareholders: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Basic </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.35</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.47 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.53 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Diluted </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.35</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.46 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.53 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 6pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Diluted earnings per share excludes the impact of shares of common stock issuable upon the lapse of certain restrictions or the exercise of options to purchase&nbsp;<font class="_mt">12.8</font>&nbsp;million,&nbsp;<font class="_mt">13.7</font>&nbsp;million and&nbsp;<font class="_mt">15.7</font>&nbsp;million shares of stock for fiscal years 2011, 2010 and 2009, respectively, as the effect would be antidilutive. </div></div></div></div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings Loss Per Share And Stockholders Equity [Abstract]</p>
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                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_EarningsLossPerShareAndStockholdersEquityAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for earnings per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=6945512&amp;loc=d3e4984-109258<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 40<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1278-109256<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Commitments and Contingencies<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock', window );">Commitments and Contingencies</a></td>
        <td class="text">&nbsp;

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td style="width: 203px;"><b><font style="font-family: Arial, Helvetica;" class="_mt"><font class="_mt"><b><font style="font-family: Arial, Helvetica;" class="_mt">NO</font></b></font>TE&nbsp;18: </font></b></td>
<td align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">COMMITMENTS AND CONTINGENCIES</font></b> </td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We offer guarantees under our POM program to tax clients whereby we will assume the cost of additional tax assessments, up to a cumulative per client limit of $<font class="_mt">5,500</font>, attributable to tax return preparation error for which we are responsible. We defer all revenues and direct costs associated with these guarantees, recognizing these amounts over the term of the guarantee based on historical and actual payment of claims. The related current asset is included in prepaid expenses and other current assets. The related liability is included in accounts payable, accrued expenses and other current liabilities in the consolidated balance sheets. The related noncurrent asset and liability are included in other assets and other noncurrent liabilities, respectively, in the consolidated balance sheets. A loss on these POM guarantees would be recognized if the sum of expected costs for services exceeded unearned revenue. The changes in the deferred revenue liability for fiscal years 2011 and 2010 are as follows: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance, beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>141,542</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">146,807 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Amounts deferred for new guarantees issued </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>77,474</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">74,889 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Revenue recognized on previous deferrals </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(78,413</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(80,154 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance, end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;140,603</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;141,542 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">In addition to amounts accrued for our POM guarantee, we had accrued $<font class="_mt">14.7</font>&nbsp;million and $<font class="_mt">14.5</font>&nbsp;million at April&nbsp;30, 2011 and 2010, respectively, related to our standard guarantee which is included with our standard tax preparation services. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">During fiscal year 2009, we entered into an agreement to purchase $<font class="_mt">45.8</font>&nbsp;million in media advertising between July&nbsp;1, 2009 and June&nbsp;30, 2013. At April&nbsp;30, 2011, our remaining obligation totaled $<font class="_mt">9.5</font>&nbsp;million. We expect to make payments totaling $<font class="_mt">6.7</font>&nbsp;million during fiscal year 2012. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We have various contingent purchase price obligations for acquisitions prior to May 2009. In many cases, contingent payments to be made in connection with these acquisitions are not subject to a stated limit. We estimate the potential payments (undiscounted) for which we have not recorded a liability total $<font class="_mt">3.8</font>&nbsp;million as of April&nbsp;30, 2011. We have recorded liabilities totaling $<font class="_mt">11.0</font>&nbsp;million in conjunction with contingent payments related to more recent acquisitions, with the short-term amount recorded in accounts payable, accrued expenses and deposits and the long-term portion included in other noncurrent liabilities. Our estimate is based on current financial conditions. Should actual results differ materially from our assumptions, the potential payments will differ from the above estimate. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We have contractual commitments to fund certain franchises requesting Franchise Equity Lines of Credit (FELCs). Our total obligation under these lines of credit was $<font class="_mt">85.2</font>&nbsp;million at April&nbsp;30, 2011, and net of amounts drawn and outstanding, our remaining commitment to fund totaled $<font class="_mt">37.7</font>&nbsp;million. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We are self-insured for certain risks, including, workers' compensation, property and casualty, professional liability and claims related to our POM program. These programs maintain various self-insured retentions. In all but POM, commercial insurance is purchased in excess of the self-insured retentions. We accrue estimated losses for self-insured retentions using actuarial models and assumptions based on historical loss experience. The nature of our business may subject us to error and omissions, casualty and professional liability lawsuits. To the extent that we are subject to claims exceeding our insurance coverage, such suits could have a material effect on our financial position, results of operations or liquidity. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We issued three standby letters of credit to servicers paying claims related to our POM, errors and omissions, and property and casualty insurance policies. These letters of credit are for amounts not to exceed $<font class="_mt">5.3</font>&nbsp;million in the aggregate. At April&nbsp;30, 2011, there were no balances outstanding on these letters of credit. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Our self-insured health benefits plan provides medical benefits to employees electing coverage under the plan. We maintain a reserve for incurred but not reported medical claims and claim development. The reserve is an estimate based on historical experience and other assumptions, some of which are subjective. We adjust our self-insured medical benefits reserve as our loss experience changes due to medical inflation, changes in the number of plan participants and an aging employee base. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">During fiscal year 2006, we entered into a transaction with the City of Kansas City, Missouri, to provide us with sales and property tax savings on the furniture, fixtures and equipment for our corporate headquarters facility. Under the transaction, the City purchased equipment by issuing $<font class="_mt">31.0</font>&nbsp;million in Industrial Revenue Bonds due in <font class="_mt">December 2015</font>, and leased the furniture, fixtures and equipment to us for an identical term under a capital lease. The City's bonds were purchased by us. Because the City has assigned the lease to the bond trustee for our benefit as the sole bondholder, we, in effect, control enforcement of the lease against ourselves. As a result of the capital lease treatment, the furniture, fixtures and equipment will remain a component of property, plant and equipment in our consolidated balance sheets. As a result of the legal right of offset, the capital lease obligation and the corresponding bond investments have been eliminated in consolidation. The transaction provides us with property tax exemptions for the leased furniture, fixtures and equipment. As of April&nbsp;30, 2011, we have purchased $31.0&nbsp;million in bonds in connection with this arrangement.

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Substantially all of the operations of our subsidiaries are conducted in leased premises. Most of the operating leases are for periods ranging from&nbsp;<font class="_mt">three</font> years to&nbsp;<font class="_mt">five</font> years, with renewal options and provide for fixed monthly rentals. Future minimum operating lease commitments of our continuing operations at April&nbsp;30, 2011, are as follows: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="89%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">2012 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>238,167</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">2013 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>181,044</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">2014 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>128,063</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">2015 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>84,138</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">2016 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>35,942</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">2017 and beyond </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>67,694</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;735,048</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="9">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Rent expense of our continuing operations for fiscal years 2011, 2010 and 2009 totaled $<font class="_mt">272.1</font>&nbsp;million, $<font class="_mt">289.6</font>&nbsp;million and $<font class="_mt">308.1</font>&nbsp;million, respectively. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">In the regular course of business, we are subject to routine examinations by federal, state and local taxing authorities. In management's opinion, the disposition of matters raised by such taxing authorities, if any, would not have a material impact on our consolidated financial statements. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We routinely enter into contracts that include embedded indemnifications that have characteristics similar to guarantees. Other guarantees and indemnifications of the Company and its subsidiaries include obligations to protect counterparties from losses arising from the following: (1)&nbsp;tax, legal and other risks related to the purchase or disposition of businesses; (2)&nbsp;penalties and interest assessed by federal and state taxing authorities in connection with tax returns prepared for clients; (3)&nbsp;indemnification of our directors and officers; and (4)&nbsp;third-party claims relating to various arrangements in the normal course of business. Typically, there is no stated maximum payment related to these indemnifications, and the terms of the indemnities may vary and in many cases is limited only by the applicable statute of limitations. The likelihood of any claims being asserted against us and the ultimate liability related to any such claims, if any, is difficult to predict. While we cannot provide assurance we will ultimately prevail in the event any such claims are asserted, we believe the fair value of these guarantees and indemnifications is not material as of April&nbsp;30, 2011. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">DISCONTINUED OPERATIONS</font></b>&nbsp;&ndash; SCC, previously known as Option One Mortgage Corporation, ceased originating mortgage loans in December 2007 and, in April 2008, sold its servicing assets and discontinued its remaining operations. The sale of servicing assets did not include the sale of any mortgage loans. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">In connection with the securitization and sale of loans, SCC made certain representations and warranties, including, but not limited to, representations relating to matters such as ownership of the loan, validity of lien securing the loan, and the loan's compliance with SCC's underwriting criteria. Representations and warranties in whole loan sale transactions to institutional investors included a "knowledge qualifier" which limits SCC liability for borrower fraud to those instances where SCC had knowledge of the fraud at the time the loans were sold. In the event that there is a breach of a representation and warranty and such breach materially and adversely affects the value of a mortgage loan, SCC may be obligated to repurchase a loan or otherwise indemnify certain parties for losses incurred as a result of loan liquidation. Generally, these representations and warranties are not subject to a stated term, but would be subject to statutes of limitation applicable to the contractual provisions. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Claims received by SCC have primarily related to alleged breaches of representations and warranties related to a loan's compliance with the underwriting standards established by SCC at origination, borrower fraud and credit exceptions without sufficient compensating factors. Claims received since May&nbsp;1, 2008 follows: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 7pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="33%">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in millions) </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="52" align="center">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 7pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Fiscal Year 2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Fiscal Year 2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-bottom: #000000 1px solid;" valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Fiscal Year 2011 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 7pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q1 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q2 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q3 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q4 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q1 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q2 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q3 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q4 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q1 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q2 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q3 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Q4 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Total </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="52" align="center">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -7pt; margin-left: 7pt;">Loan Origination Year: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">2005 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">40 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">21 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">85 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">2006 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">89 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">111 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">7 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">57 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">45 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">100 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">29 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">50 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">519 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">2007 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">43 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">85 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">7 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">191 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="51">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Total </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;172 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;41 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;197 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;22 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;83 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;11 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;45 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;109 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;21 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;33 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;55 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;795 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="51">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="53">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">Note:&nbsp;&nbsp;The table above excludes amounts related to an indemnity agreement dated April 2008, which is discussed below. </font></div>

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 6pt; align: left;"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">For claims received, reviewed and determined to be valid, SCC has complied with its obligations by either repurchasing the mortgage loans or REO properties, providing for the reimbursement of losses in connection with liquidated REO properties, or reaching other settlements. SCC has denied approximately <font class="_mt">84</font>% of all claims received, excluding resolution reached under other settlements. Counterparties could reassert claims that SCC has denied. Of claims determined to be valid, approximately <font class="_mt">22</font>% resulted in loan repurchases, and <font class="_mt">78</font>% resulted in indemnification or settlement payments. Losses on loan repurchase, indemnification and settlement payments totaled approximately $<font class="_mt">117</font>&nbsp;million for the period May&nbsp;1, 2008 through April&nbsp;30, 2011. Loss severity rates on repurchases and indemnification have approximated <font class="_mt">57</font>% and SCC has not observed any material trends related to average losses. Repurchased loans are considered held for sale and are included in prepaid expenses and other current assets on the consolidated balance sheets. The net balance of all mortgage loans held for sale by SCC was $<font class="_mt">12.3</font>&nbsp;million at April&nbsp;30, 2011. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">SCC generally has 60 to 120&nbsp;days to respond to representation and warranty claims and performs a <font style="white-space: nowrap;" class="_mt">loan-by-loan</font> review of all repurchase claims during this time. SCC has completed its review of all claims, with the exception of claims totaling approximately $<font class="_mt">79</font>&nbsp;million, which remained subject to review as of April&nbsp;30, 2011. Of the claims still subject to review, approximately $<font class="_mt">25</font>&nbsp;million are from private-label securitizations, and $<font class="_mt">53</font>&nbsp;million are from monoline insurers, with the remainder from government sponsored entities. Approximately $<font class="_mt">30</font>&nbsp;million of claims under review represent requests by the counterparty for additional information related to denied claims, or are a reassertion of previously denied claims. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">All claims asserted against SCC since May&nbsp;1, 2008 relate to loans originated during calendar years 2005 through 2007, of which, approximately <font class="_mt">89</font>% relate to loans originated in calendar years 2006 and 2007. During calendar year 2005 through 2007, SCC originated approximately $<font class="_mt">84</font>&nbsp;billion in loans, of which less than <font class="_mt">1</font>% were sold to government sponsored entities. SCC is not subject to loss on loans that have been paid in full, repurchased, or were sold without recourse. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The majority of claims asserted since May&nbsp;1, 2008, which have been determined by SCC to represent a valid breach of its representations and warranties, relate to loans that became delinquent within the first two years following the origination of the mortgage loan. SCC believes the longer a loan performs prior to an event of default, the less likely the default will be related to a breach of a representation and warranty. The balance of loans originated in 2005, 2006 and 2007 which defaulted in the first two years is $<font class="_mt">4.0</font>&nbsp;billion, $<font class="_mt">6.3</font>&nbsp;billion and $<font class="_mt">2.9</font>&nbsp;billion, respectively, at April&nbsp;30, 2011. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">SCC has recorded a liability for estimated contingent losses related to representation and warranty claims as of April&nbsp;30, 2011, of $126.3&nbsp;million, which represents SCC's best estimate of the probable loss that may occur. During the current year, payments totaling $<font class="_mt">49.8</font>&nbsp;million were made under an indemnity agreement dated April 2008 with a specific counterparty in exchange for a full and complete release of such party's ability to assert representation and warranty claims. The indemnity agreement was given as part of obtaining the counterparty's consent to SCC's sale of its mortgage servicing business in 2008. We have no remaining payment obligations under this indemnity agreement. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The recorded liability represents SCC's estimate of losses from future claims where assertion of a claim and a related contingent loss are both deemed probable. Because the rate at which future claims may be deemed valid and actual loss severity rates may differ significantly from historical experience, SCC is not able to estimate reasonably possible loss outcomes in excess of its current accrual. A <font class="_mt">1</font>% increase in both assumed validity rates and loss severities would result in losses beyond SCC's accrual of approximately $<font class="_mt">16</font>&nbsp;million. This sensitivity is hypothetical and is intended to provide an indication of the impact of a change in key assumptions on the representations and warranties liability. In reality, changes in one assumption may result in changes in other assumptions, which may or may not counteract the sensitivity.

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">While SCC uses the best information available to it in estimating its liability, assessing the likelihood that claims will be asserted in the future and estimating probable losses are inherently difficult to estimate and require considerable management judgment. Although net losses on settled claims since May&nbsp;1, 2008 have been within initial loss estimates, to the extent that the volume of asserted claims, the level of valid claims, the counterparties asserting claims, the nature of claims, or the value of residential home prices differ in the future from current estimates, future losses may be greater than the current estimates and those differences may be significant. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">A rollforward of our liability for losses on repurchases for fiscal years 2011, 2010 and 2009 is as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="55%">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance as of May 1: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Amount related to repurchase and indemnifications </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>138,415</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">156,659 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">193,066 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Amount related to indemnity agreement dated April 2008 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>49,785</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">49,936 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">50,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>188,200</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">206,595 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">243,066 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Changes: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Provisions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Losses on repurchase and indemnifications </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(12,155</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(18,244 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(36,407 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Payments under indemnity agreement dated April 2008 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(49,785</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(151 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(64 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance as of April 30: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Amount related to repurchase and indemnifications </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>126,260</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">138,415 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">156,659 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Amount related to indemnity agreement dated April 2008 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">49,785 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">49,936 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;126,260</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;188,200 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;206,595 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">There have been no provisions for additional losses included in the income statement since April&nbsp;30, 2008. </div></div></div></div><span></span></td>
      </tr>
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    <div style="display: none;">
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingenciesDisclosureAbstract</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for commitments and contingencies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14435-108349<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 460<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6398077&amp;loc=d3e12565-110249<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 14<br> -Paragraph 3<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 440<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6394976&amp;loc=d3e25287-109308<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 9, 10, 11, 12<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.25)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6449706&amp;loc=d3e16207-108621<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Long-Term Debt (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Long-Term Debt</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDebtTableTextBlock', window );">Components of Long-Term Debt</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="69%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Senior Notes, <font class="_mt">7.875</font>%, due January 2013 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>599,788</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">599,664 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Senior Notes, <font class="_mt">5.125</font>%, due October 2014 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>399,177</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">398,941 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Acquisition obligations, due from&nbsp;<font class="_mt">May 2011</font> to&nbsp;<font class="_mt">December 2022</font> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>43,273</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">28,701 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Capital lease obligations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10,953</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11,526 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,053,191</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,038,832 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Less: Current portion </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(3,437</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(3,688 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;1,049,754</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,035,144 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of information pertaining to short-term and long-debt instruments or arrangements, including but not limited to identification of terms, features, collateral requirements and other information necessary to a fair presentation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EWZDI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Consolidating Financial Statements (Schedule of Condensed Consolidating Statements of Cash Flows) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by (used in) operating activities</a></td>
        <td class="nump">$ 512,503<span></span></td>
        <td class="nump">$ 587,469<span></span></td>
        <td class="nump">$ 1,024,439<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of AFS securities</a></td>
        <td class="num">(138,824)<span></span></td>
        <td class="num">(5,365)<span></span></td>
        <td class="num">(5,092)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities', window );">Sales, maturities, and payments received on AFS securities</a></td>
        <td class="nump">16,797<span></span></td>
        <td class="nump">15,758<span></span></td>
        <td class="nump">15,075<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansReceivable', window );">Mortgage loans held for investment, net</a></td>
        <td class="nump">58,471<span></span></td>
        <td class="nump">72,832<span></span></td>
        <td class="nump">91,329<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of property &amp; equipment</a></td>
        <td class="num">(62,959)<span></span></td>
        <td class="num">(90,515)<span></span></td>
        <td class="num">(97,880)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired', window );">Payments for business acquisitions, net</a></td>
        <td class="num">(54,171)<span></span></td>
        <td class="num">(10,539)<span></span></td>
        <td class="num">(293,805)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested', window );">Proceeds from sales of businesses, net</a></td>
        <td class="nump">71,083<span></span></td>
        <td class="nump">66,623<span></span></td>
        <td class="nump">18,865<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PaymentsForLoansMadeToFranchisees', window );">Loans made to franchisees</a></td>
        <td class="num">(92,455)<span></span></td>
        <td class="num">(89,664)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ProceedsFromCollectionOfFranchiseLoansReceivable', window );">Repayments from franchisees</a></td>
        <td class="nump">57,552<span></span></td>
        <td class="nump">40,710<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations', window );">Investing cash flows of discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">255,066<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_OtherInvestingActivities', window );">Other, net</a></td>
        <td class="nump">34,349<span></span></td>
        <td class="nump">31,513<span></span></td>
        <td class="nump">22,002<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
        <td class="num">(110,157)<span></span></td>
        <td class="nump">31,353<span></span></td>
        <td class="nump">5,560<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfCommercialPaper', window );">Repayments of commercial paper</a></td>
        <td class="num">(4,818,766)<span></span></td>
        <td class="num">(1,406,013)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromNotesPayable', window );">Proceeds from commercial paper</a></td>
        <td class="nump">4,818,766<span></span></td>
        <td class="nump">1,406,013<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfShortTermDebt', window );">Repayments of other borrowings</a></td>
        <td class="num">(50,000)<span></span></td>
        <td class="num">(4,267,773)<span></span></td>
        <td class="num">(4,762,294)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromShortTermDebt', window );">Proceeds from other borrowings</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">4,242,727<span></span></td>
        <td class="nump">4,733,294<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDepositsOutstanding', window );">Customer banking deposits, net</a></td>
        <td class="num">(11,440)<span></span></td>
        <td class="nump">17,539<span></span></td>
        <td class="nump">64,357<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Dividends paid</a></td>
        <td class="num">(186,802)<span></span></td>
        <td class="num">(200,899)<span></span></td>
        <td class="num">(198,685)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered', window );">Repurchase of common stock, including shares surrendered</a></td>
        <td class="num">(283,534)<span></span></td>
        <td class="num">(254,250)<span></span></td>
        <td class="num">(106,189)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfCommonStock', window );">Proceeds from issuance of common stock, net</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">141,415<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from stock options</a></td>
        <td class="nump">424<span></span></td>
        <td class="nump">16,682<span></span></td>
        <td class="nump">71,594<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations', window );">Financing cash flows of discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">4,783<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities', window );">Other, net</a></td>
        <td class="num">(3,039)<span></span></td>
        <td class="num">(35,144)<span></span></td>
        <td class="nump">11,492<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
        <td class="num">(534,391)<span></span></td>
        <td class="num">(481,118)<span></span></td>
        <td class="num">(40,233)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents', window );">Effects of exchange rates on cash</a></td>
        <td class="nump">5,844<span></span></td>
        <td class="nump">11,678<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net increase (decrease) in cash and cash equivalents</a></td>
        <td class="num">(126,201)<span></span></td>
        <td class="nump">149,382<span></span></td>
        <td class="nump">989,766<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of the year</a></td>
        <td class="nump">1,804,045<span></span></td>
        <td class="nump">1,654,663<span></span></td>
        <td class="nump">664,897<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of the year</a></td>
        <td class="nump">1,677,844<span></span></td>
        <td class="nump">1,804,045<span></span></td>
        <td class="nump">1,654,663<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">H&amp;R Block, Inc. (Guarantor) [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by (used in) operating activities</a></td>
        <td class="nump">9,683<span></span></td>
        <td class="nump">21,252<span></span></td>
        <td class="nump">3,835<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_NetIntercompanyAdvancesInvestingActivities', window );">Net intercompany advances</a></td>
        <td class="nump">459,755<span></span></td>
        <td class="nump">415,591<span></span></td>
        <td class="nump">73,820<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
        <td class="nump">459,755<span></span></td>
        <td class="nump">415,591<span></span></td>
        <td class="nump">73,820<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Dividends paid</a></td>
        <td class="num">(186,802)<span></span></td>
        <td class="num">(200,899)<span></span></td>
        <td class="num">(198,685)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered', window );">Repurchase of common stock, including shares surrendered</a></td>
        <td class="num">(283,534)<span></span></td>
        <td class="num">(254,250)<span></span></td>
        <td class="num">(106,189)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfCommonStock', window );">Proceeds from issuance of common stock, net</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">141,415<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from stock options</a></td>
        <td class="nump">424<span></span></td>
        <td class="nump">16,682<span></span></td>
        <td class="nump">71,594<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities', window );">Other, net</a></td>
        <td class="nump">474<span></span></td>
        <td class="nump">1,624<span></span></td>
        <td class="nump">14,210<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
        <td class="num">(469,438)<span></span></td>
        <td class="num">(436,843)<span></span></td>
        <td class="num">(77,655)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">BFC (Issuer) [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by (used in) operating activities</a></td>
        <td class="num">(153,471)<span></span></td>
        <td class="nump">16,698<span></span></td>
        <td class="num">(13,225)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of AFS securities</a></td>
        <td class="num">(138,824)<span></span></td>
        <td class="num">(365)<span></span></td>
        <td class="num">(875)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities', window );">Sales, maturities, and payments received on AFS securities</a></td>
        <td class="nump">16,690<span></span></td>
        <td class="nump">14,639<span></span></td>
        <td class="nump">8,417<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansReceivable', window );">Mortgage loans held for investment, net</a></td>
        <td class="nump">58,471<span></span></td>
        <td class="nump">72,832<span></span></td>
        <td class="nump">91,329<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of property &amp; equipment</a></td>
        <td class="num">(33)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(43)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PaymentsForLoansMadeToFranchisees', window );">Loans made to franchisees</a></td>
        <td class="num">(92,455)<span></span></td>
        <td class="num">(89,664)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ProceedsFromCollectionOfFranchiseLoansReceivable', window );">Repayments from franchisees</a></td>
        <td class="nump">57,552<span></span></td>
        <td class="nump">40,710<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations', window );">Investing cash flows of discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">255,066<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_OtherInvestingActivities', window );">Other, net</a></td>
        <td class="nump">21,556<span></span></td>
        <td class="nump">73,493<span></span></td>
        <td class="nump">10,056<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
        <td class="num">(77,043)<span></span></td>
        <td class="nump">111,645<span></span></td>
        <td class="nump">363,950<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfCommercialPaper', window );">Repayments of commercial paper</a></td>
        <td class="num">(4,818,766)<span></span></td>
        <td class="num">(1,406,013)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromNotesPayable', window );">Proceeds from commercial paper</a></td>
        <td class="nump">4,818,766<span></span></td>
        <td class="nump">1,406,013<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfShortTermDebt', window );">Repayments of other borrowings</a></td>
        <td class="num">(50,000)<span></span></td>
        <td class="num">(4,267,727)<span></span></td>
        <td class="num">(4,762,294)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromShortTermDebt', window );">Proceeds from other borrowings</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">4,242,727<span></span></td>
        <td class="nump">4,733,294<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDepositsOutstanding', window );">Customer banking deposits, net</a></td>
        <td class="num">(11,501)<span></span></td>
        <td class="nump">11,428<span></span></td>
        <td class="nump">69,932<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_NetIntercompanyAdvancesFinancingActivities', window );">Net intercompany advances</a></td>
        <td class="nump">206,722<span></span></td>
        <td class="nump">354,617<span></span></td>
        <td class="num">(199,032)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations', window );">Financing cash flows of discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">4,783<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities', window );">Other, net</a></td>
        <td class="num">(490)<span></span></td>
        <td class="num">(8,717)<span></span></td>
        <td class="nump">9,331<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
        <td class="nump">144,731<span></span></td>
        <td class="nump">332,328<span></span></td>
        <td class="num">(143,986)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net increase (decrease) in cash and cash equivalents</a></td>
        <td class="num">(85,783)<span></span></td>
        <td class="nump">460,671<span></span></td>
        <td class="nump">206,739<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of the year</a></td>
        <td class="nump">702,021<span></span></td>
        <td class="nump">241,350<span></span></td>
        <td class="nump">34,611<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of the year</a></td>
        <td class="nump">616,238<span></span></td>
        <td class="nump">702,021<span></span></td>
        <td class="nump">241,350<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other Subsidiaries [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by (used in) operating activities</a></td>
        <td class="nump">656,291<span></span></td>
        <td class="nump">549,519<span></span></td>
        <td class="nump">1,033,829<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of AFS securities</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(5,000)<span></span></td>
        <td class="num">(4,217)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities', window );">Sales, maturities, and payments received on AFS securities</a></td>
        <td class="nump">107<span></span></td>
        <td class="nump">1,119<span></span></td>
        <td class="nump">6,658<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of property &amp; equipment</a></td>
        <td class="num">(62,926)<span></span></td>
        <td class="num">(90,515)<span></span></td>
        <td class="num">(97,837)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired', window );">Payments for business acquisitions, net</a></td>
        <td class="num">(54,171)<span></span></td>
        <td class="num">(10,539)<span></span></td>
        <td class="num">(293,805)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested', window );">Proceeds from sales of businesses, net</a></td>
        <td class="nump">71,083<span></span></td>
        <td class="nump">66,623<span></span></td>
        <td class="nump">18,865<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_OtherInvestingActivities', window );">Other, net</a></td>
        <td class="nump">12,793<span></span></td>
        <td class="num">(41,980)<span></span></td>
        <td class="nump">11,946<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
        <td class="num">(33,114)<span></span></td>
        <td class="num">(80,292)<span></span></td>
        <td class="num">(358,390)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfShortTermDebt', window );">Repayments of other borrowings</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(46)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_NetIntercompanyAdvancesFinancingActivities', window );">Net intercompany advances</a></td>
        <td class="num">(666,477)<span></span></td>
        <td class="num">(770,208)<span></span></td>
        <td class="nump">125,212<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities', window );">Other, net</a></td>
        <td class="num">(3,023)<span></span></td>
        <td class="num">(28,051)<span></span></td>
        <td class="num">(12,049)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
        <td class="num">(669,500)<span></span></td>
        <td class="num">(798,305)<span></span></td>
        <td class="nump">113,163<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents', window );">Effects of exchange rates on cash</a></td>
        <td class="nump">5,844<span></span></td>
        <td class="nump">11,678<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net increase (decrease) in cash and cash equivalents</a></td>
        <td class="num">(40,479)<span></span></td>
        <td class="num">(317,400)<span></span></td>
        <td class="nump">788,602<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of the year</a></td>
        <td class="nump">1,102,135<span></span></td>
        <td class="nump">1,419,535<span></span></td>
        <td class="nump">630,933<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of the year</a></td>
        <td class="nump">1,061,656<span></span></td>
        <td class="nump">1,102,135<span></span></td>
        <td class="nump">1,419,535<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Elims [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_NetIntercompanyAdvancesInvestingActivities', window );">Net intercompany advances</a></td>
        <td class="num">(459,755)<span></span></td>
        <td class="num">(415,591)<span></span></td>
        <td class="num">(73,820)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
        <td class="num">(459,755)<span></span></td>
        <td class="num">(415,591)<span></span></td>
        <td class="num">(73,820)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDepositsOutstanding', window );">Customer banking deposits, net</a></td>
        <td class="nump">61<span></span></td>
        <td class="nump">6,111<span></span></td>
        <td class="num">(5,575)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_NetIntercompanyAdvancesFinancingActivities', window );">Net intercompany advances</a></td>
        <td class="nump">459,755<span></span></td>
        <td class="nump">415,591<span></span></td>
        <td class="nump">73,820<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
        <td class="nump">459,816<span></span></td>
        <td class="nump">421,702<span></span></td>
        <td class="nump">68,245<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net increase (decrease) in cash and cash equivalents</a></td>
        <td class="nump">61<span></span></td>
        <td class="nump">6,111<span></span></td>
        <td class="num">(5,575)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of the year</a></td>
        <td class="num">(111)<span></span></td>
        <td class="num">(6,222)<span></span></td>
        <td class="num">(647)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of the year</a></td>
        <td class="num">$ (50)<span></span></td>
        <td class="num">$ (111)<span></span></td>
        <td class="num">$ (6,222)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_NetIntercompanyAdvancesFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net Intercompany Advances Financing Activities</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_NetIntercompanyAdvancesFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_NetIntercompanyAdvancesInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net Intercompany Advances Investing Activities</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_NetIntercompanyAdvancesInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_OtherInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other Investing Activities</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_OtherInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PaymentsForLoansMadeToFranchisees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Payments For Loans Made To Franchisees</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PaymentsForLoansMadeToFranchisees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Payments for repurchase of common stock, including shares surrendered</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ProceedsFromCollectionOfFranchiseLoansReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Proceeds from Collection of Franchise Loans Receivable</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ProceedsFromCollectionOfFranchiseLoansReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sales of and payments received on available-for-sale securities</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Entity may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Compensating balance arrangements that do not legally restrict the withdrawal or usage of cash amounts may be reported as Cash and Cash Equivalents, while legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits are not generally reported as cash and cash equivalents. Includes cash and cash equivalents associated with the entity's continuing operations. Excludes cash and cash equivalents associated with the disposal group (and discontinued operation).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7<br> -Footnote 1<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7, 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in cash and cash equivalents. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents cash provided by or used in the financing activities of the entity's discontinued operations during the period. This element is only used by those entities that separately report cash flows attributable to discontinued operations. If using this element, it is an indication that the cash flows of the entity which are detailed in reconciling to cash provided by or used in financing activities reflect only cash flows attributable to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents cash provided by or used in the investing activities of the entity's discontinued operations during the period. This element is only used by those entities that separately report cash flows attributable to discontinued operations. If using this element, it is an indication that the cash flows of the entity which are detailed in reconciling to cash provided by or used in investing activities reflect only cash flows attributable to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The effect of exchange rate changes on cash balances held in foreign currencies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 25<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 830<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6450594&amp;loc=d3e33268-110906<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDepositsOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in monies given as security or collateral for items acquired or borrowed on a temporary basis. Deposits may also be paid as initial payment of the cost of acquisition or for the right to enter into a contract or agreement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDepositsOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from financing activity for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from investing activity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount paid or received by the reporting entity associated with purchase (sale or collection) of loans receivable arising from the financing of goods and services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3098-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromLoansReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividends">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow from the entity's earnings to the shareholders.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 20<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividends</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of a business, net of the cash acquired from the purchase.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15, 17<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the cash inflow during the period from the sale of a component of the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15, 16<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the additional capital contribution to the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 19<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromNotesPayable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from a borrowing supported by a written promise to pay an obligation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 19<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromNotesPayable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from other financing activities. This element is used when there is not a more specific and appropriate element in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18, 19, 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3098-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromPaymentsForOtherFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromShortTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from a borrowing having initial term of repayment within one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 19<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromShortTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph i<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 19<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfCommercialPaper">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow due to repaying amounts borrowed by issuing commercial paper.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 20<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfCommercialPaper</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfShortTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for a borrowing having initial term of repayment within one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 20<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfShortTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EKAAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MortgageLoansHeldForInvestmentAndRelatedAssetsAbstract', window );"><strong>Mortgage Loans Held For Investment And Related Assets</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfMortgageLoanPortfolioTextBlock', window );">Schedule of Mortgage Loan Portfolio</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="51%">&nbsp;</td>
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<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
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<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
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<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(dollars in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><b><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">% of Total</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">% of Total </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Adjustable-rate loans </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;333,828</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>58</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;411,122 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">60 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Fixed-rate loans </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>239,146</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>42</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">272,562 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">40 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>100</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">683,684 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">100 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Unamortized deferred fees and costs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,121</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,256 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Less: Allowance for loan losses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(92,087</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(93,535 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>485,008</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">595,405 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfAllowanceForLoanLossesTextBlock', window );">Schedule of Allowance for Loan Losses</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="56%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance at beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>93,535</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">84,073 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">45,401 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Provision </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>35,567</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">47,750 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">63,897 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Recoveries </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>272</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">88 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">54 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Charge-offs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(37,287</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(38,376 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(25,279 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance at end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;92,087</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&nbsp;93,535 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&nbsp;84,073 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfPortfolioBalanceTextBlock', window );">Schedule of Portfolio Balance</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="46%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><b><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 7pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Portfolio<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Related<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Portfolio<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Related<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 7pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Balance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Allowance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Balance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Allowance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Pooled (less than 60&nbsp;days past due) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>304,325</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,238</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">372,823 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15,924 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Impaired: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Individually (TDRs) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>106,328</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,056</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">144,977 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,915 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Individually (60&nbsp;days or more past due) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>162,321</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>69,793</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">165,884 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">68,696 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;92,087</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;683,684 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;93,535 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfPortfolioBalanceAndRelatedAllowanceTextBlock', window );">Schedule of Portfolio Balance and Related Allowance</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="44%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(dollars in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Outstanding<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Loan Loss Allowance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">% 30+ Days<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Principal Balance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">% of Principal </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Past Due </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>357,814</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>81,396</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>22.7</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>41.7</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">All other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>215,160</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10,691</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5.0</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11.0</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;" colspan="7">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;92,087</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>16.1</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>30.2</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;" colspan="7">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfCreditQualityIndicatorsAndPortfolioBalanceTextBlock', window );">Schedule of Credit Quality Indicators and Portfolio Balance</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="50%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="13%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Credit Quality Indicators </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Purchased from SCC </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">All Other </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total Portfolio </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Occupancy status: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Owner occupied </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>249,048</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>136,380</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>385,428</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Non-owner occupied </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>108,766</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>78,780</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>187,546</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>357,814</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>215,160</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><font style="white-space: nowrap; color: #000000; font-size: 1pt; word-spacing: 100pt;" class="_mt"><u>&shy; &shy;</u></font> </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Documentation level: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Full documentation </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>108,509</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>157,270</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>265,779</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Limited documentation </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,146</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>23,355</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>34,501</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Stated income </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>205,485</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>21,705</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>227,190</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">No documentation </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>32,674</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12,830</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>45,504</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>357,814</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>215,160</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><font style="white-space: nowrap; color: #000000; font-size: 1pt; word-spacing: 100pt;" class="_mt"><u>&shy; &shy;</u></font> </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Internal risk rating: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">High </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>151,522</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>357</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>151,879</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Medium </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>206,292</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>206,292</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Low </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>214,803</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>214,803</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;357,814</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;215,160</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfPastDueMortgageLoans', window );">Schedule of Past Due Mortgage Loans</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="36%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Less than 60<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">60 - 89 Days<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">90 + Days<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Days Past Due </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Past Due </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Past Due<sup style="font-size: 85%; vertical-align: top;">(1)</sup> </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Past Due </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Current </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>37,371</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,882</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>132,326</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>174,579</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>183,235</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>357,814</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">All other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10,250</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,594</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>20,546</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>32,390</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>182,770</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>215,160</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;47,621</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;6,476</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;152,872</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;206,969</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;366,005</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="29">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td width="1%">&nbsp;</td>
<td width="99%">&nbsp;</td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(1)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">No loans past due 90&nbsp;days or more are still accruing interest. </font></td></tr></table></div></div></div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfNonAccrualLoansTableTextBlock', window );">Schedule of Non-Accrual Loans</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Loans: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>143,358</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>14,106</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>157,464</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">160,124 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">TDRs: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,849</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>329</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,178</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,506 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Total non-accrual loans </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;160,642</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;191,630 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfImpairedLoansTextBlock', window );">Information Related to Impaired Loans</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="31%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="12%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Portfolio Balance<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Portfolio Balance<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">With Allowance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">With No Allowance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Portfolio Balance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Related Allowance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As of April&nbsp;30, 2011: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>190,074</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>54,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>244,074</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>75,373</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>19,340</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,235</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>24,575</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,476</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>209,414</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>59,235</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>268,649</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>80,849</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><font style="white-space: nowrap; color: #000000; font-size: 1pt; word-spacing: 100pt;" class="_mt"><u>&shy; &shy;</u></font> </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As of April&nbsp;30, 2010 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;288,309 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;22,552 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;310,861 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;77,611 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfAllowanceForImpairedLoansTableTextBlock', window );">Schedule of Allowance for Impaired Loans</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="78%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Portion of total allowance for loan losses allocated<br />to impaired loans and TDR loans: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Based on collateral value method </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>69,794</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">68,696 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Based on discounted cash flow method </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,055</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,915 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;80,849</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;77,611 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfRealEstatePropertiesNonPerformingAssetsTableTextBlock', window );">Information Related to Activities of Non-Performing Assets</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="63%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">For the Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Average impaired loans: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;252,673</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">All other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>37,082</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>289,755</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;307,351 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;216,391 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Interest income on impaired loans: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,795</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">All other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>829</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6,624</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,548 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,964 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Interest income on impaired loans recognized on a<br />cash basis on non-accrual status: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,567</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">All other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>744</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6,311</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">7,452 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,927 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfRealEstatePropertiesTableTextBlock', window );">Schedule of Real Estate Owned</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="56%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance, beginning of the period </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>29,252</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">44,533 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">350 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Additions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>16,463</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">19,341 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">65,171 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Sales </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(21,889</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(24,308 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(9,072 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Impairments </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,294</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(10,314 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(11,916 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance, end of the period </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;19,532</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;29,252 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;44,533 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_MortgageLoansHeldForInvestmentAndRelatedAssetsAbstract">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Mortgage Loans Held For Investment And Related Assets [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_MortgageLoansHeldForInvestmentAndRelatedAssetsAbstract</nobr></td>
                  </tr>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ScheduleOfAllowanceForImpairedLoansTableTextBlock">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule Of Allowance For Impaired Loans [Table Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ScheduleOfAllowanceForImpairedLoansTableTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            </div>
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      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ScheduleOfAllowanceForLoanLossesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule Of Allowance For Loan Losses [Text block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ScheduleOfAllowanceForLoanLossesTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ScheduleOfCreditQualityIndicatorsAndPortfolioBalanceTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of Credit Quality Indicators and Portfolio Balance</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ScheduleOfCreditQualityIndicatorsAndPortfolioBalanceTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ScheduleOfImpairedLoansTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule Of Impaired Loans [Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ScheduleOfImpairedLoansTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ScheduleOfMortgageLoanPortfolioTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of mortgage loan portfolio [Textblock]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ScheduleOfMortgageLoanPortfolioTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ScheduleOfNonAccrualLoansTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule Of Non Accrual Loans [Table Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ScheduleOfNonAccrualLoansTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ScheduleOfPastDueMortgageLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule Of Past Due Mortgage Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ScheduleOfPastDueMortgageLoans</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ScheduleOfPortfolioBalanceAndRelatedAllowanceTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of Portfolio Balance and Related Allowance [Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ScheduleOfPortfolioBalanceAndRelatedAllowanceTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ScheduleOfPortfolioBalanceTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of Portfolio Balance</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ScheduleOfPortfolioBalanceTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ScheduleOfRealEstatePropertiesNonPerformingAssetsTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of Real Estate Properties Non Performing Assets [Table Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ScheduleOfRealEstatePropertiesNonPerformingAssetsTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfRealEstatePropertiesTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of real estate properties and units in those properties that are included in the discussion of the nature of an entity's operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfRealEstatePropertiesTableTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>61
<FILENAME>R94.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EYOAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock-Based Compensation (Summary of Nonvested Shares and Performance Nonvested Share Units) (Details) (USD $)<br>In Thousands, except Per Share data</strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationAbstract', window );"><strong>Stock-Based Compensation</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Shares, Outstanding, beginning of the year</a></td>
        <td class="nump">1,619<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Shares, Granted</a></td>
        <td class="nump">745<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod', window );">Shares, Released</a></td>
        <td class="num">(632)<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Shares, Forfeited</a></td>
        <td class="num">(232)<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Shares, Outstanding, end of the year</a></td>
        <td class="nump">1,500<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Weighted-Average Grant Date Fair Value, Outstanding, beginning of the year</a></td>
        <td class="nump">$ 19.55<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Weighted-Average Grant Date Fair Value, Granted</a></td>
        <td class="nump">$ 12.56<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue', window );">Weighted-Average Grant Date Fair Value, Released</a></td>
        <td class="nump">$ 20.20<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriodWeightedAverageGrantDateFairValue', window );">Weighted-Average Grant Date Fair Value, Forfeited</a></td>
        <td class="nump">$ 17.61<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Weighted-Average Grant Date Fair Value, Outstanding, ending of the year</a></td>
        <td class="nump">$ 15.92<span></span></td>
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    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationAbstract</nobr></td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(2)(e)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod</nobr></td>
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      </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect during the reporting period as a result of the occurrence of a terminating event specified in the contractual agreement of the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(2)(e)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(2)(c)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(2)(c)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph c(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(2)(a)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(2)(b)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average fair value of nonvested awards on equity-based plans excluding option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, revenue or profit achievement stock award plan) for which the employer is contingently obligated to issue equity instruments or transfer assets to an employee who has not yet satisfied service or performance criteria necessary to gain title to proceeds from the sale of the award or underlying shares or units.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(2)(a)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(2)(b)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(2)(d)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(2)(d)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Interest Income and Interest Expense<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_InterestIncomeAndExpenseAbstract', window );"><strong>Interest Income and Interest Expense</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock', window );">Interest Income and Interest Expense</a></td>
        <td class="text">&nbsp;

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td><b><font style="font-family: Arial, Helvetica;" class="_mt">NOTE&nbsp;16: </font></b></td>
<td align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">INTEREST INCOME AND INTEREST EXPENSE</font></b> </td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The following table shows the components of interest income and expense of our continuing operations. Interest expense is included in cost of revenues on our consolidated statements of income. </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="51%">&nbsp;</td>
<td width="3%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Interest income: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Mortgage loans, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>24,693</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,877 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">46,396 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Emerald Advance lines of credit </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>94,300</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">77,891 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">91,019 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Investment securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,609</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,318 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,896 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>13,551</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10,319 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,205 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;134,153</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;122,405 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;154,516 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Interest expense: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>85,421</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">78,398 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">83,193 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Deposits </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,488</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10,174 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">14,069 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">FHLB advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,526</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,997 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,113 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>95,435</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">90,569 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">102,375 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b> </b></td></tr></table><span></span></td>
      </tr>
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    <div style="display: none;">
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest Income And Expense [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for other income or other expense items (both operating and nonoperating). Sources of nonoperating income or nonoperating expense that may be disclosed, include amounts earned from dividends, interest on securities, profits (losses) on securities, net and miscellaneous other income or income deductions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 3, 6, 7, 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.3,6,7,9)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock</nobr></td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0ELNAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Commitments and Contingencies (Schedule of Deferred Revenue Related to the Peace of Mind Program) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredRevenue', window );">Balance, beginning of the year</a></td>
        <td class="nump">$ 141,542<span></span></td>
        <td class="nump">$ 146,807<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredRevenueAdditions', window );">Amounts deferred for new guarantees issued</a></td>
        <td class="nump">77,474<span></span></td>
        <td class="nump">74,889<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredRevenueRevenueRecognized', window );">Revenue recognized on previous deferrals</a></td>
        <td class="num">(78,413)<span></span></td>
        <td class="num">(80,154)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredRevenue', window );">Balance, end of the year</a></td>
        <td class="nump">$ 140,603<span></span></td>
        <td class="nump">$ 141,542<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingenciesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredRevenue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred revenue as of balance sheet date. Deferred revenue represents collections of cash or other assets related to a revenue producing activity for which revenue has not yet been recognized. Generally, an entity records deferred revenue when it receives consideration from a customer before achieving certain criteria that must be met for revenue to be recognized in conformity with GAAP.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 13<br> -Section A<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 605<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 13.A.4(a).Q1 Response)<br> -URI http://asc.fasb.org/extlink&amp;oid=6600647&amp;loc=d3e214044-122780<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredRevenue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredRevenueAdditions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deferred revenue recognized for transactions arising during the current reporting period. Deferred revenue is a liability as of the balance sheet date related to a revenue producing activity for which revenue has not yet been recognized. Generally, an Entity records deferred revenue when it receives consideration from a customer before achieving certain criteria that must be met for revenue to be recognized in conformity with GAAP.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 13<br> -Section A<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 605<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 13.A.4(a).Q1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6600647&amp;loc=d3e214044-122780<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredRevenueAdditions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredRevenueRevenueRecognized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of previously reported deferred or unearned revenue that was recognized as revenue during the period. Deferred revenue is a liability related to a revenue producing activity for which revenue has not yet been recognized. Generally, an entity records deferred revenue when it receives consideration from a customer before achieving certain criteria that must be met for revenue to be recognized in conformity with GAAP.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 13<br> -Section A<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 605<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 13.A.4(a).Q1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6600647&amp;loc=d3e214044-122780<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredRevenueRevenueRecognized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Property and Equipment<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNetAbstract', window );"><strong>Property and Equipment</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock', window );">Property and Equipment</a></td>
        <td class="text"><div style="width: 87%; margin-left: 6%;">

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td><b><font style="font-family: Arial, Helvetica;" class="_mt">NOTE&nbsp;8: </font></b></td>
<td align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">PROPERTY AND EQUIPMENT</font></b> </td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The components of property and equipment are as follows: </div>

<div style="margin-top: 3pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April&nbsp;30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Land and other non-depreciable assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,245</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,482 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Buildings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>154,519</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">161,460 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Computers and other equipment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>475,351</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">488,160 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Capitalized software </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>156,108</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">147,104 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Leasehold improvements </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>191,943</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">199,370 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Construction in process </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,374</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,902 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>984,540</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,002,478 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Less: Accumulated depreciation and amortization </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(677,220</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(657,008 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;307,320</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&nbsp;345,470 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="border-bottom: #000000 1pt solid; width: 99%; margin-left: 0%; font-size: 6pt; align: left;"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">During fiscal years 2011 and 2010, we received $<font class="_mt">6.5</font>&nbsp;million and $<font class="_mt">10.3</font>&nbsp;million, respectively, for tax incentives from certain government agencies related to our corporate headquarters building, which was recorded as a reduction of original cost. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Property and equipment included above and subject to capital lease arrangements included the following: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="75%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Property and equipment under capital lease </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;47,842</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;47,844 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Less accumulated amortization </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(35,056</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(31,418 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12,786</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16,426 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Depreciation and amortization expense of continuing operations for fiscal years 2011, 2010 and 2009 was $<font class="_mt">92.2</font>&nbsp;million, $<font class="_mt">96.9</font>&nbsp;million and $<font class="_mt">96.6</font>&nbsp;million, respectively. Included in depreciation and amortization expense of continuing operations is amortization of capitalized software of $<font class="_mt">18.8</font>&nbsp;million, $<font class="_mt">21.8</font>&nbsp;million and $<font class="_mt">23.4</font>&nbsp;million, respectively. </div></div><span></span></td>
      </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software. This disclosure may include property plant and equipment accounting policies and methodology, a schedule of property, plant and equipment gross, additions, deletions, transfers and other changes, depreciation, depletion and amortization expense, net, accumulated depreciation, depletion and amortization expense and useful lives, income statement disclosures, assets held for sale and public utility disclosures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6360339&amp;loc=d3e1361-107760<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13-14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6391110&amp;loc=d3e2921-110230<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E42EK">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Statements of Stockholders' Equity (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Common Stock [Member]</div>
        </th>
        <th class="th">
          <div>Convertible Preferred Stock [Member]</div>
        </th>
        <th class="th">
          <div>Additional Paid-in Capital [Member]</div>
        </th>
        <th class="th">
          <div>Accumulated Other Comprehensive Income (Loss) [Member]</div>
        </th>
        <th class="th">
          <div>Retained Earnings [Member]</div>
        </th>
        <th class="th">
          <div>Treasury Stock [Member]</div>
        </th>
        <th class="th">
          <div>Total</div>
        </th>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Beginning Balances, Value at Apr. 30, 2008</a></td>
        <td class="nump">$ 4,359<span></span></td>
        <td class="text">&nbsp;<span></span></td>
        <td class="nump">$ 695,959<span></span></td>
        <td class="nump">$ 2,486<span></span></td>
        <td class="nump">$ 2,384,449<span></span></td>
        <td class="num">$ (2,099,435)<span></span></td>
        <td class="nump">$ 987,818<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesIssued', window );">Beginning Balances, Shares at Apr. 30, 2008</a></td>
        <td class="nump">435,891<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(109,880)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">485,673<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">485,673<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease', window );">Unrealized translation gain (loss)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(10,125)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(10,125)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease', window );">Change in net unrealized gain (loss) on available-for-sale securities</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(4,000)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(4,000)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfCommonStock', window );">Proceeds from common stock Issuance, net of expenses</a></td>
        <td class="nump">83<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">141,332<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">141,415<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ProceedsFromIssuanceOfCommonStockShares', window );">Proceeds from common stock Issuance, net of expenses, shares</a></td>
        <td class="nump">8,286<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Stock-based compensation</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">32,600<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">32,600<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_SharesIssuedFor', window );"><strong>Shares issued for:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Option exercises, shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">4,481<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Option exercises, value</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(12,624)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">85,624<span></span></td>
        <td class="nump">73,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_NonvestedShares', window );">Nonvested shares/units, shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">1,015<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_NonvestedSharesValue', window );">Nonvested shares/units, value</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(20,392)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">19,402<span></span></td>
        <td class="num">(990)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans', window );">ESPP, shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">292<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan', window );">ESPP, value</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(423)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">5,577<span></span></td>
        <td class="nump">5,154<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesAcquisitions', window );">Acquisitions, shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">8<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueAcquisitions', window );">Acquisitions, value</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">25<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">163<span></span></td>
        <td class="nump">188<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Acquisition of treasury shares, shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(5,991)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Acquisition of treasury shares, value</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(106,189)<span></span></td>
        <td class="num">(106,189)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCash', window );">Cash dividends declared and paid</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(198,685)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(198,685)<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Ending Balances, Value at Apr. 30, 2009</a></td>
        <td class="nump">4,442<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">836,477<span></span></td>
        <td class="num">(11,639)<span></span></td>
        <td class="nump">2,671,437<span></span></td>
        <td class="num">(2,094,858)<span></span></td>
        <td class="nump">1,405,859<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesIssued', window );">Ending Balances, Shares at Apr. 30, 2009</a></td>
        <td class="nump">444,177<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(110,075)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">479,242<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">479,242<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease', window );">Unrealized translation gain (loss)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">14,442<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">14,442<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease', window );">Change in net unrealized gain (loss) on available-for-sale securities</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(1,125)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(1,125)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Stock-based compensation</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">29,369<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">29,369<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_SharesIssuedFor', window );"><strong>Shares issued for:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Option exercises, shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">1,293<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Option exercises, value</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(10,840)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">24,616<span></span></td>
        <td class="nump">13,776<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_NonvestedShares', window );">Nonvested shares/units, shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">677<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_NonvestedSharesValue', window );">Nonvested shares/units, value</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(13,806)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(300)<span></span></td>
        <td class="nump">12,879<span></span></td>
        <td class="num">(1,227)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans', window );">ESPP, shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">266<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan', window );">ESPP, value</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(924)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">5,058<span></span></td>
        <td class="nump">4,134<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Acquisition of treasury shares, shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(246)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Acquisition of treasury shares, value</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(4,247)<span></span></td>
        <td class="num">(4,247)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRepurchasedAndRetiredDuringPeriodValue', window );">Retirement of common shares, value</a></td>
        <td class="num">(128)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(7,672)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(242,203)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(250,003)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares', window );">Retirement of common shares, shares</a></td>
        <td class="num">(12,786)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(12,800)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(48,691)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(48,691)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCash', window );">Cash dividends declared and paid</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(200,899)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(200,899)<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Ending Balances, Value at Apr. 30, 2010</a></td>
        <td class="nump">4,314<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">832,604<span></span></td>
        <td class="nump">1,678<span></span></td>
        <td class="nump">2,658,586<span></span></td>
        <td class="num">(2,056,552)<span></span></td>
        <td class="nump">1,440,630<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesIssued', window );">Ending Balances, Shares at Apr. 30, 2010</a></td>
        <td class="nump">431,391<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(108,085)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">406,110<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">406,110<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease', window );">Unrealized translation gain (loss)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">9,427<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">9,427<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease', window );">Change in net unrealized gain (loss) on available-for-sale securities</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">128<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">128<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue', window );">Stock-based compensation</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">14,500<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">14,500<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_SharesIssuedFor', window );"><strong>Shares issued for:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Option exercises, shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">339<span></span></td>
        <td class="nump">338<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Option exercises, value</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(8,332)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">6,439<span></span></td>
        <td class="num">(1,893)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_NonvestedShares', window );">Nonvested shares/units, shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">632<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_NonvestedSharesValue', window );">Nonvested shares/units, value</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(12,952)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(95)<span></span></td>
        <td class="nump">12,028<span></span></td>
        <td class="num">(1,019)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans', window );">ESPP, shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">269<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan', window );">ESPP, value</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(1,784)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">5,121<span></span></td>
        <td class="nump">3,337<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockSharesAcquired', window );">Acquisition of treasury shares, shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(230)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TreasuryStockValueAcquiredCostMethod', window );">Acquisition of treasury shares, value</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(3,588)<span></span></td>
        <td class="num">(3,588)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRepurchasedAndRetiredDuringPeriodValue', window );">Retirement of common shares, value</a></td>
        <td class="num">(190)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(11,370)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(268,387)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(279,947)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares', window );">Retirement of common shares, shares</a></td>
        <td class="num">(18,950)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(19,000)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends declared</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(138,111)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(138,111)<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Ending Balances, Value at Apr. 30, 2011</a></td>
        <td class="nump">$ 4,124<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 812,666<span></span></td>
        <td class="nump">$ 11,233<span></span></td>
        <td class="nump">$ 2,658,103<span></span></td>
        <td class="num">$ (2,036,552)<span></span></td>
        <td class="nump">$ 1,449,574<span></span></td>
      </tr>
      <tr class="rc">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharesIssued', window );">Ending Balances, Shares at Apr. 30, 2011</a></td>
        <td class="nump">412,441<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(107,075)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_NonvestedShares">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Nonvested shares</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_NonvestedShares</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_NonvestedSharesValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Nonvested shares, Value</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_NonvestedSharesValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ProceedsFromIssuanceOfCommonStockShares">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Proceeds From Issuance Of Common Stock Shares</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ProceedsFromIssuanceOfCommonStockShares</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_SharesIssuedFor">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Shares issued for:</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_SharesIssuedFor</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the amount of recognized equity-based compensation during the period, that is, the amount recognized as expense in the income statement (or as asset if compensation is capitalized). Alternate captions include the words "stock-based compensation".</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 35<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415241&amp;loc=d3e4534-113899<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 20<br> -Section 55<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11149-113907<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph 64<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A91<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 20<br> -Section 55<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11178-113907<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph 39<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCash">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of cash dividends declared by an entity during the period for all classes of stock (common, preferred, etc.). This element includes paid and unpaid dividends declared during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6957935&amp;loc=d3e64057-112817<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 14<br> -Subparagraph l<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsCash</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockCash">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of common stock cash dividends declared by an entity during the period. This element includes paid and unpaid dividends declared during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DividendsCommonStockCash</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e565-108580<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A7<br> -Appendix A<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 10, 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 87-21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 19<br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28, 29, 30<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross appreciation or the gross loss in value of the total unsold securities. While for technical reasons this element has no balance attribute, the default assumption is a credit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 2<br> -Subparagraph (e)-(g)<br> -URI http://asc.fasb.org/extlink&amp;oid=6920433&amp;loc=d3e998-108581<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 24<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 14, 17, 19, 22, 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Adjustment that results from the process of translating subsidiary financial statements and foreign equity investments into the reporting currency of the reporting entity, net of tax.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 830<br> -SubTopic 30<br> -Section 45<br> -Paragraph 20<br> -Subparagraph (b),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6915805&amp;loc=d3e32211-110900<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6920433&amp;loc=d3e998-108581<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 24<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 14, 17, 19, 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 52<br> -Paragraph 13, 20, 31<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the additional capital contribution to the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 19<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharesIssued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of stock issued as of the balance sheet date, including shares that had been issued and were previously outstanding but which are now held in the treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharesIssued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A3<br> -Appendix A<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 4<br> -Section E<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesAcquisitions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares of stock issued during the period pursuant to acquisitions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 53<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 51<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28,29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesAcquisitions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares issued during the period as a result of an employee stock purchase plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28,29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueAcquisitions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of stock issued pursuant to acquisitions during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueAcquisitions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate change in value for stock issued during the period as a result of employee stock purchase plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueEmployeeStockPurchasePlan</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value stock issued during the period as a result of the exercise of stock options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares that have been repurchased and retired during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockRepurchasedAndRetiredDuringPeriodShares</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockRepurchasedAndRetiredDuringPeriodValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the value of stock that has been repurchased and retired during the period. The excess of the purchase price over par value can be charged against retained earnings (once the excess is fully allocated to additional paid in capital).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockRepurchasedAndRetiredDuringPeriodValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
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          </td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares that have been repurchased during the period and are being held in treasury.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TreasuryStockSharesAcquired</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockValueAcquiredCostMethod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6405813&amp;loc=d3e23239-112655<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Chapter 1<br> -Section B<br> -Paragraph 7<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TreasuryStockValueAcquiredCostMethod</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_EarningsLossPerShareAndStockholdersEquityAbstract', window );"><strong>Earnings Per Share</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Computation of Basic and Diluted Earnings per Share from Continuing Operations</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="53%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s, except per share amounts) </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income from continuing operations attributable to shareholders </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;419,405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;488,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;513,055 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Amounts allocated to participating securities (nonvested shares) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(1,085</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,888 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,042 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income from continuing operations<br />attributable to common shareholders </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>418,320</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">487,058 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">511,013 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Basic weighted average common shares </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>309,230</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">332,283 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">332,787 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Potential dilutive shares </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>547</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">953 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,752 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Dilutive weighted average common shares </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>309,777</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">333,236 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">334,539 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Earnings per share from continuing operations attributable to<br />common shareholders: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Basic </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.35</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.47 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.53 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Diluted </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.35</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.46 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.53 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 6pt;"> </div></td></tr></table><span></span></td>
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    <div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings Loss Per Share And Stockholders Equity [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of an entity's basic and diluted earnings per share calculations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Receivables<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsAndNotesReceivableUnclassifiedAbstract', window );"><strong>Receivables</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Receivables</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

<div style="margin-top: 6pt; font-size: 10pt;" align="left">

<div>&nbsp;<strong><font style="font-family: Arial;" class="_mt">NOTE&nbsp;5: RECEIVABLES</font></strong>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Short-term receivables consist of the following: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Business Services receivables </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;281,847</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;326,681 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Loans to franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>62,181</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">55,047 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Receivables for tax preparation and related fees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>38,930</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">45,248 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Emerald Advance lines of credit </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>31,645</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">57,914 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Royalties from franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,645</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,845 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Tax client receivables related to RALs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,412</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">21,646 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>131,096</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">120,080 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>559,756</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">630,461 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Allowance for doubtful accounts </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(67,466</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(112,475 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>492,290</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">517,986 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The short-term portion of EAs, tax client receivables related to RALs and loans made to franchisees is included in receivables, while the long-term portion is included in other assets in the consolidated financial statements. These amounts as of April&nbsp;30, 2011 are as follows: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="42%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Emerald Advance<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Tax Client<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Loans<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Lines of Credit </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Receivables - RALs </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">to Franchisees </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Short-term </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;31,645</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,412</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>62,181</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Long-term </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>21,619</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,855</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>110,420</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>53,264</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;8,267</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;172,601</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We review the credit quality of our EA receivables and tax client receivables related to RALs based on pools, which are segregated by the year of origination, with older years being deemed more unlikely to be repaid. These amounts as of April&nbsp;30, 2011, by year of origination, are as follows: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="62%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Emerald Advance<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Tax Client<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Lines of Credit </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Receivables - RALs </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Credit Quality Indicator&nbsp;&ndash; Year of origination: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">2011 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>28,800</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">2010 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,236</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>446</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">2009 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,443</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,270</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">2008 and prior </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,722</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,551</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Revolving loans </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12,063</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;53,264</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;8,267</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">As of April&nbsp;30, 2011, $<font class="_mt">46.8</font>&nbsp;million of EAs were on non-accrual status and classified as impaired, or more than 60&nbsp;days past due. All tax client receivables related to RALs are considered impaired. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">&nbsp;</div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Our allowance for doubtful accounts consists of the following: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="73%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Allowance related to: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Emerald Advance lines of credit </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,400</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">35,239 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tax client receivables related to RALs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,191 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Loans to franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">All other receivables </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>63,066</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">65,041 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;67,466</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;112,475 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Activity in the allowance for doubtful accounts for the years ended April&nbsp;30, 2011, 2010 and 2009 is as follows: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="43%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Emerald Advance<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Tax Client<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Loans<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">All<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Lines of Credit </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Receivables - RALs </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">to Franchisees </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance as of May&nbsp;1, 2008 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,393 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">17,398 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">71,360 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;120,155 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Provision </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">42,875 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">14,144 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">59,155 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">116,174 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Recoveries </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">315 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">315 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Charge-offs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(31,393 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(17,406 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(59,304 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(108,103 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance as of April&nbsp;30, 2009 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;42,875 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;14,136 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">71,526 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">128,541 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Provision </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33,919 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,193 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">65,642 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">111,754 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Recoveries </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">534 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">534 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Charge-offs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(41,555 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(14,138 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(72,661 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(128,354 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance as of April&nbsp;30, 2010 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">35,239 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,191 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">65,041 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">112,475 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Provision </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>91,546</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>52,716</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>144,264</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Recoveries </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>312</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>312</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Charge-offs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(122,385</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(12,193</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(55,003</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(189,585</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance as of April&nbsp;30, 2011 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,400</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;63,066</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>67,466</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">There were no changes to our methodology related to the calculation of our allowance for doubtful accounts during fiscal year 2011. </div></div></div></div></div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for claims held for amounts due a company. Examples include trade accounts receivables, notes receivables, loans receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5066-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 7<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5162-111524<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 3, 4<br> -Article 5<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(k))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3,4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph k<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5074-111524<br><br></p>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Customer Banking Deposits<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Customer Banking Deposits</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
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        <td class="text"><div style="width: 87%; margin-left: 6%;">

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">NOTE&nbsp;10: CUSTOMER BANKING DEPOSITS</font></b> </div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The components of customer banking deposits at April&nbsp;30, 2011 and 2010 and the related interest expense recorded during the periods are as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="47%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><b><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 7pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Outstanding<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Interest<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Outstanding<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Interest<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 7pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Balance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Expense </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Balance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Expense </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Short-term: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Money-market deposits </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>164,734</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,168</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">195,220 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,871 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Savings deposits </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,030</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>107</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,460 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">128 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Checking deposits: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Interest-bearing </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6,947</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>94</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">24,190 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">83 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Non-interest-bearing </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>279,296</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">200,096 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>286,243</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>94</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">224,286 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">83 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">IRAs and other time deposits: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Due in one year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>49,003</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">60,349 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">IRAs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>341,210</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">360,240 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>390,213</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6,119</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">420,589 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,092 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;852,220</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;8,488</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;852,555 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;10,174 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Long-term: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Due in two years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>7,939</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,479 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Due in three years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,717</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,079 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Due in four years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>16</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,105 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Due in five years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,678</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">21,664 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Accrued but unpaid interest on deposits totaled $<font class="_mt">0.2</font>&nbsp;million at April&nbsp;30, 2011 and 2010. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Time deposit accounts totaling $7.3&nbsp;million were in excess of Federal Deposit Insurance Corporation (FDIC) insured limits at April&nbsp;30, 2011, and mature as follows: </div>

<div style="margin-top: 3pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="92%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="4" align="center">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Three months or less </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>480</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Three to six months </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,929</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Six to twelve months </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,011</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Over twelve months </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,883</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;7,303</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr></table></div><span></span></td>
      </tr>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 14<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsAbstract</nobr></td>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EIRAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets (Information Related to Impaired Loans) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Portfolio balance</a></td>
        <td class="nump">$ 268,649<span></span></td>
        <td class="nump">$ 310,861<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">80,849<span></span></td>
        <td class="nump">77,611<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member] | Portfolio Balance With Allowance [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Portfolio balance</a></td>
        <td class="nump">190,074<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member] | Portfolio Balance With Allowance [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Portfolio balance</a></td>
        <td class="nump">19,340<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Portfolio Balance With Allowance [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Portfolio balance</a></td>
        <td class="nump">209,414<span></span></td>
        <td class="nump">288,309<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member] | Portfolio Balance Without Allowance [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Portfolio balance</a></td>
        <td class="nump">54,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member] | Portfolio Balance Without Allowance [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Portfolio balance</a></td>
        <td class="nump">5,235<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Portfolio Balance Without Allowance [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Portfolio balance</a></td>
        <td class="nump">59,235<span></span></td>
        <td class="nump">22,552<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Portfolio balance</a></td>
        <td class="nump">244,074<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">75,373<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance', window );">Portfolio balance</a></td>
        <td class="nump">24,575<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableRelatedAllowance', window );">Related allowance</a></td>
        <td class="nump">$ 5,476<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of allowance for credit losses related to recorded investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5212-111524<br> -Subparagraph (a)(3)<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableRelatedAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The unpaid principal balance related to impaired financing receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5212-111524<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableUnpaidPrincipalBalance</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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<DOCUMENT>
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<SEQUENCE>70
<FILENAME>R15.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MortgageLoansHeldForInvestmentAndRelatedAssetsAbstract', window );"><strong>Mortgage Loans Held For Investment And Related Assets</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageLoansOnRealEstateByLoanDisclosureTextBlock', window );">Mortgage Loans Held for Investment and Related Assets</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

<div style="margin-top: 12pt; font-size: 10pt;" align="left">

<div><strong><font style="font-family: Arial;" class="_mt">NOTE&nbsp;6: MORTGAGE LOANS HELD FOR INVESTMENT AND RELATED ASSETS</font></strong>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The composition of our mortgage loan portfolio as of April&nbsp;30, 2011 and 2010 is as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="51%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(dollars in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><b><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">% of Total</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">% of Total </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Adjustable-rate loans </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;333,828</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>58</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;411,122 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">60 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Fixed-rate loans </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>239,146</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>42</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">272,562 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">40 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>100</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">683,684 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">100 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Unamortized deferred fees and costs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,121</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,256 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Less: Allowance for loan losses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(92,087</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(93,535 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>485,008</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">595,405 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Activity in the allowance for loan losses for the years ended April&nbsp;30, 2011, 2010 and 2009 is as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="56%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance at beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>93,535</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">84,073 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">45,401 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Provision </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>35,567</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">47,750 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">63,897 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Recoveries </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>272</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">88 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">54 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Charge-offs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(37,287</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(38,376 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(25,279 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance at end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;92,087</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&nbsp;93,535 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&nbsp;84,073 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Our loan loss allowance as a percent of mortgage loans was <font class="_mt">16.1</font>% at April&nbsp;30, 2011, compared to <font class="_mt">13.7</font>% at April&nbsp;30, 2010. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">When determining our allowance for loan losses, we evaluate loans less than 60&nbsp;days past due on a pooled basis, while loans we consider impaired (which includes those loans more than 60&nbsp;days past due or that have been modified) are evaluated individually. The balance of these loans and the related allowance is as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="46%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><b><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 7pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Portfolio<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Related<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Portfolio<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Related<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 7pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Balance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Allowance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Balance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Allowance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Pooled (less than 60&nbsp;days past due) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>304,325</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,238</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">372,823 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15,924 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Impaired: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Individually (TDRs) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>106,328</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,056</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">144,977 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,915 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Individually (60&nbsp;days or more past due) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>162,321</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>69,793</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">165,884 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">68,696 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;92,087</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;683,684 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;93,535 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We review the credit quality of our portfolio based on the following criteria: (1)&nbsp;originator, (2)&nbsp;the level of documentation obtained for loan at origination, (3)&nbsp;occupancy status of property at origination, (4)&nbsp;geography, and (5)&nbsp;credit score and loan to value at origination. We specifically evaluate each loan and assign an internal risk rating of high, medium or low to each loan. The risk rating is based upon multiple loan characteristics that correlate to delinquency and loss. These characteristics include, but are not limited to, the five criteria listed above. These loan attributes are evaluated quarterly against a variety of additional characteristics to ensure the appropriate data is being utilized to determine the level of risk within the portfolio. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">All criteria are obtained at the time of origination and are only subsequently updated if the loan is refinanced. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Our portfolio includes loans originated SCC and purchased by HRB Bank which constitute <font class="_mt">62</font>% of the total loan portfolio at April&nbsp;30, 2011. We have experienced higher rates of delinquency and have greater exposure to loss with respect to this segment of our loan portfolio. Our remaining loan portfolio totaled $<font class="_mt">215.2</font>&nbsp;million and is characteristic of a prime loan portfolio, and we believe subject to a lower loss exposure. Detail of our mortgage loans held for investment and the related allowance at April&nbsp;30, 2011 is as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="44%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(dollars in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Outstanding<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Loan Loss Allowance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">% 30+ Days<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Principal Balance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">% of Principal </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Past Due </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>357,814</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>81,396</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>22.7</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>41.7</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">All other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>215,160</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10,691</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5.0</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11.0</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;" colspan="7">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;92,087</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>16.1</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>30.2</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="7" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;" colspan="7">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 9pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Credit quality indicators at April&nbsp;30, 2011 include the following: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="50%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="13%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Credit Quality Indicators </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Purchased from SCC </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">All Other </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total Portfolio </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Occupancy status: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Owner occupied </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>249,048</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>136,380</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>385,428</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Non-owner occupied </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>108,766</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>78,780</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>187,546</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>357,814</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>215,160</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><font style="white-space: nowrap; color: #000000; font-size: 1pt; word-spacing: 100pt;" class="_mt"><u>&shy; &shy;</u></font> </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Documentation level: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Full documentation </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>108,509</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>157,270</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>265,779</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Limited documentation </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,146</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>23,355</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>34,501</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Stated income </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>205,485</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>21,705</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>227,190</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">No documentation </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>32,674</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12,830</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>45,504</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>357,814</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>215,160</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><font style="white-space: nowrap; color: #000000; font-size: 1pt; word-spacing: 100pt;" class="_mt"><u>&shy; &shy;</u></font> </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Internal risk rating: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">High </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>151,522</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>357</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>151,879</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Medium </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>206,292</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>206,292</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Low </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>214,803</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>214,803</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;357,814</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;215,160</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Loans given our internal risk rating of "high" are generally originated by SCC, have no documentation or are stated income and are non-owner occupied. Loans given our internal risk rating of "medium" are generally full documentation or stated income, with <font style="white-space: nowrap;" class="_mt">loan-to-value</font> at origination of more than <font class="_mt">80</font>% and have credit scores at origination below <font class="_mt">700</font>. Loans given our internal risk rating of "low" are generally full documentation, with <font style="white-space: nowrap;" class="_mt">loan-to-value</font> at origination of less than <font class="_mt">80</font>% and have credit scores greater than <font class="_mt">700</font>.

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Detail of the aging of the mortgage loans in our portfolio that are past due as of April&nbsp;30, 2011 is as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="36%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Less than 60<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">60 - 89 Days<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">90 + Days<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Days Past Due </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Past Due </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Past Due<sup style="font-size: 85%; vertical-align: top;">(1)</sup> </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Past Due </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Current </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>37,371</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,882</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>132,326</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>174,579</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>183,235</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>357,814</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">All other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10,250</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,594</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>20,546</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>32,390</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>182,770</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>215,160</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;47,621</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;6,476</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;152,872</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;206,969</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;366,005</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;572,974</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="29">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td width="1%">&nbsp;</td>
<td width="99%">&nbsp;</td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(1)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">No loans past due 90&nbsp;days or more are still accruing interest. </font></td></tr></table>

<div style="margin-top: 3pt; font-size: 1pt;">&nbsp;</div>

<div style="border-bottom: #000000 1pt solid; width: 99%; margin-left: 0%; font-size: 3pt; align: left;"> </div>

<div style="margin-top: 9pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Information related to our non-accrual loans is as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Loans: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>143,358</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>14,106</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>157,464</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">160,124 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">TDRs: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,849</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>329</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,178</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,506 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Total non-accrual loans </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;160,642</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;191,630 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 9pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Information related to impaired loans is as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="31%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="12%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Portfolio Balance<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Portfolio Balance<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">With Allowance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">With No Allowance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Portfolio Balance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Related Allowance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As of April&nbsp;30, 2011: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>190,074</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>54,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>244,074</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>75,373</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>19,340</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,235</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>24,575</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,476</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>209,414</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>59,235</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>268,649</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>80,849</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><font style="white-space: nowrap; color: #000000; font-size: 1pt; word-spacing: 100pt;" class="_mt"><u>&shy; &shy;</u></font> </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As of April&nbsp;30, 2010 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;288,309 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;22,552 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;310,861 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;77,611 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 9pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Information related to the allowance for impaired loans is as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="78%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Portion of total allowance for loan losses allocated<br />to impaired loans and TDR loans: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Based on collateral value method </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>69,794</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">68,696 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Based on discounted cash flow method </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,055</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,915 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;80,849</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;77,611 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table></div></div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Information related to activities of our non-performing assets is as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="63%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">For the Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Average impaired loans: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;252,673</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">All other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>37,082</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>289,755</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;307,351 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;216,391 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Interest income on impaired loans: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,795</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">All other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>829</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6,624</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,548 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,964 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Interest income on impaired loans recognized on a<br />cash basis on non-accrual status: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchased from SCC </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,567</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">All other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>744</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6,311</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">7,452 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,927 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">As of April&nbsp;30, 2011 and 2010, accrued interest receivable on mortgage loans held for investment totaled $<font class="_mt">2.1</font>&nbsp;million and $<font class="_mt">2.6</font>&nbsp;million, respectively. At April&nbsp;30, 2011, HRB Bank had interest-only mortgage loans in its investment portfolio totaling $<font class="_mt">3.7</font>&nbsp;million. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Our real estate owned includes loans accounted for as in-substance foreclosures of $<font class="_mt">7.7</font>&nbsp;million and $<font class="_mt">12.5</font>&nbsp;million at April&nbsp;30, 2011 and 2010, respectively. Activity related to our real estate owned is as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="56%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance, beginning of the period </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>29,252</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">44,533 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">350 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Additions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>16,463</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">19,341 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">65,171 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Sales </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(21,889</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(24,308 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(9,072 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Impairments </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,294</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(10,314 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(11,916 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance, end of the period </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;19,532</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;29,252 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;44,533 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 3pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt; align: left;"> </div></div></div></div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_MortgageLoansHeldForInvestmentAndRelatedAssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Mortgage Loans Held For Investment And Related Assets [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_MortgageLoansHeldForInvestmentAndRelatedAssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageLoansOnRealEstateByLoanDisclosureTextBlock">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for mortgage loans on real estate, this includes the supplemental information pertaining to each mortgage loan receivable that equals or exceeds three percent of the carrying amount of mortgages.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 310<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6589523&amp;loc=d3e617274-123014<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph c<br> -Subparagraph Schedule IV<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 29<br> -Article 12<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 10<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.5-04.(c) Schedule IV)<br> -URI http://asc.fasb.org/extlink&amp;oid=6882300&amp;loc=d3e5864-122674<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><nobr>us-gaap_MortgageLoansOnRealEstateByLoanDisclosureTextBlock</nobr></td>
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                  <tr>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EPBAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Schedule of Components of Income from Continuing Operations) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="6">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Oct. 31, 2010</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Jan. 31, 2010</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2009</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic', window );">Domestic</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 639,914<span></span></td>
        <td class="nump">$ 745,912<span></span></td>
        <td class="nump">$ 815,614<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign', window );">Foreign</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">37,111<span></span></td>
        <td class="nump">38,223<span></span></td>
        <td class="nump">23,756<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income from continuing operations before income taxes</a></td>
        <td class="num">$ (175,119)<span></span></td>
        <td class="num">$ (207,317)<span></span></td>
        <td class="nump">$ 1,110,410<span></span></td>
        <td class="nump">$ 97,451<span></span></td>
        <td class="num">$ (212,853)<span></span></td>
        <td class="num">$ (210,873)<span></span></td>
        <td class="nump">$ 677,025<span></span></td>
        <td class="nump">$ 784,135<span></span></td>
        <td class="nump">$ 839,370<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of earnings or loss from continuing operations before income taxes that is attributable to domestic operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph h<br> -Subparagraph 1(i)<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of earnings or loss from continuing operations before income taxes that is attributable to foreign operations, which is defined as Income or Loss generated from operations located outside the entity's country of domicile.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph h<br> -Subparagraph 1(i)<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph h<br> -Subparagraph 1(i)<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EQRAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Schedule of Reconciliation of Unrecognized Tax Benefits) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefits', window );">Balance, beginning of the year</a></td>
        <td class="nump">$ 129,767<span></span></td>
        <td class="nump">$ 124,605<span></span></td>
        <td class="nump">$ 137,608<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions', window );">Additions based on tax positions related to prior years</a></td>
        <td class="nump">28,262<span></span></td>
        <td class="nump">12,957<span></span></td>
        <td class="nump">14,541<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions', window );">Reductions based on tax positions related to prior years</a></td>
        <td class="num">(1,473)<span></span></td>
        <td class="num">(2,427)<span></span></td>
        <td class="num">(6,096)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions', window );">Additions based on tax positions related to the current year</a></td>
        <td class="nump">3,417<span></span></td>
        <td class="nump">3,314<span></span></td>
        <td class="nump">4,110<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities', window );">Reductions related to settlements with tax authorities</a></td>
        <td class="num">(7,639)<span></span></td>
        <td class="num">(8,545)<span></span></td>
        <td class="num">(18,189)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations', window );">Expiration of statute of limitations</a></td>
        <td class="num">(315)<span></span></td>
        <td class="num">(1,061)<span></span></td>
        <td class="num">(5,007)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_UnrecognizedTaxBenefitsIncreasesResultingFromForeignCurrencyTranslation', window );">Foreign currency translation</a></td>
        <td class="nump">1,057<span></span></td>
        <td class="nump">924<span></span></td>
        <td class="num">(2,362)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_UnrecognizedTaxBenefitsIncreasesResultingFromOther', window );">Other</a></td>
        <td class="nump">1,772<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefits', window );">Balance, end of the year</a></td>
        <td class="nump">$ 154,848<span></span></td>
        <td class="nump">$ 129,767<span></span></td>
        <td class="nump">$ 124,605<span></span></td>
      </tr>
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    <div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unrecognized Tax Benefits Increases Resulting From Foreign Currency Translation</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_UnrecognizedTaxBenefitsIncreasesResultingFromForeignCurrencyTranslation</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Unrecognized Tax Benefits Increases Resulting From Other</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_UnrecognizedTaxBenefitsIncreasesResultingFromOther</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gross amount of unrecognized tax benefits pertaining to uncertain tax positions taken in tax returns as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 48<br> -Paragraph 21<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Unrecognized Tax Benefit<br> -URI http://asc.fasb.org/extlink&amp;oid=6527854<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=SL6600010-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefits</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gross amount of decreases in unrecognized tax benefits resulting from tax positions taken in prior period tax returns, excluding amounts pertaining to examined tax returns.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 48<br> -Paragraph 21<br> -Subparagraph a(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15A<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=SL6600010-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gross amount of decreases in unrecognized tax benefits resulting from settlements with taxing authorities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 48<br> -Paragraph 21<br> -Subparagraph a(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15A<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=SL6600010-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefitsDecreasesResultingFromSettlementsWithTaxingAuthorities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gross amount of increases in unrecognized tax benefits resulting from tax positions that have been or will be taken in the tax return for the current period, excluding amounts pertaining to examined tax returns.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 48<br> -Paragraph 21<br> -Subparagraph a(2)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15A<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=SL6600010-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gross amount of increases in unrecognized tax benefits resulting from tax positions taken in prior period tax returns, excluding amounts pertaining to examined tax returns.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 48<br> -Paragraph 21<br> -Subparagraph a(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15A<br> -Subparagraph (a)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=SL6600010-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gross amount of decreases in unrecognized tax benefits resulting from lapses of the applicable statutes of limitations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 48<br> -Paragraph 21<br> -Subparagraph a(4)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15A<br> -Subparagraph (a)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=SL6600010-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefitsReductionsResultingFromLapseOfApplicableStatuteOfLimitations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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          </td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EB3AE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Long-Term Debt (Components of Long-Term Debt) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LongTermAcquisitionObligation', window );">Acquisition obligations</a></td>
        <td class="nump">$ 43,273<span></span></td>
        <td class="nump">$ 28,701<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeaseObligations', window );">Capital Lease Obligations</a></td>
        <td class="nump">10,953<span></span></td>
        <td class="nump">11,526<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">total long term debt</a></td>
        <td class="nump">1,053,191<span></span></td>
        <td class="nump">1,038,832<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtCurrent', window );">Current portion of long-term debt</a></td>
        <td class="num">(3,437)<span></span></td>
        <td class="num">(3,688)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtAndCapitalLeaseObligations', window );">Long-term debt</a></td>
        <td class="nump">1,049,754<span></span></td>
        <td class="nump">1,035,144<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LongTermDebtMaturityDate', window );">Long-term debt due date</a></td>
        <td class="text">May 2011<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LongTermDebtMaturityDate', window );">Long-term debt due date</a></td>
        <td class="text">December 2022<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Senior Notes 7.875 % Due January 2013 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SeniorNotes', window );">Senior notes long-term debt</a></td>
        <td class="nump">599,788<span></span></td>
        <td class="nump">599,664<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LongTermDebtMaturityDate', window );">Long-term debt due date</a></td>
        <td class="text">January&nbsp;15, 2013<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Stated interest rate</a></td>
        <td class="nump">7.875%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Senior Notes 5.125 % Due October 2014 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SeniorNotes', window );">Senior notes long-term debt</a></td>
        <td class="nump">$ 399,177<span></span></td>
        <td class="nump">$ 398,941<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LongTermDebtMaturityDate', window );">Long-term debt due date</a></td>
        <td class="text">October&nbsp;30, 2014<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Stated interest rate</a></td>
        <td class="nump">5.125%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_LongTermAcquisitionObligation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Long Term Acquisition Obligation</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_LongTermAcquisitionObligation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_LongTermDebtMaturityDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Long Term Debt Maturity Date</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_LongTermDebtMaturityDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>invest:dateStringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeaseObligations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount equal to the present value (the principal) at the beginning of the lease term of minimum lease payments during the lease term (excluding that portion of the payments representing executory costs such as insurance, maintenance, and taxes to be paid by the lessor, together with any profit thereon) net of payments or other amounts applied to the principal through the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 16<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeaseObligations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of the sum of short-term debt and current maturities of long-term debt and capital lease obligations, which are due within one year (or one business cycle if longer).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 19<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19,20)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest rate stated in the contractual debt agreement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 22<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentInterestRateStatedPercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including current and noncurrent portions, aggregate carrying amount of long-term borrowings as of the balance sheet date. May include notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt, which had initial maturities beyond one year or beyond the normal operating cycle, if longer, and after deducting unamortized discount or premiums, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 16<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 16<br> -Article 9<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 20, 22<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtAndCapitalLeaseObligations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year from the balance sheet date or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer plus capital lease obligations due to be paid more than one year after the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 22<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section H<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtAndCapitalLeaseObligations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SeniorNotes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including the current and noncurrent portions, carrying value as of the balance sheet date of Notes with the highest claim on the assets of the issuer in case of bankruptcy or liquidation (with maturities initially due after one year or beyond the operating cycle if longer). Senior note holders are paid off in full before any payments are made to junior note holders.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 16<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.16(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SeniorNotes</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>74
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EM6AE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Customer Banking Deposits (Components of Banking Deposits) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Customer Banking Deposits</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsMoneyMarketDeposits', window );">Money-market deposits, outstanding balance</a></td>
        <td class="nump">$ 164,734,000<span></span></td>
        <td class="nump">$ 195,220,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsSavingsDeposits', window );">Savings deposits, outstanding balance</a></td>
        <td class="nump">11,030,000<span></span></td>
        <td class="nump">12,460,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest-bearing checking deposits, outstanding balance</a></td>
        <td class="nump">6,947,000<span></span></td>
        <td class="nump">24,190,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Non-interest-bearing checking deposits, outstanding balance</a></td>
        <td class="nump">279,296,000<span></span></td>
        <td class="nump">200,096,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DemandDepositAccounts', window );">Checking deposits, outstanding balance</a></td>
        <td class="nump">286,243,000<span></span></td>
        <td class="nump">224,286,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_TimeDepositsOtherCurrent', window );">Due in one year, outstanding balance</a></td>
        <td class="nump">49,003,000<span></span></td>
        <td class="nump">60,349,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_TimeDepositsIndividualRetirementAccountsCurrent', window );">IRAs, outstanding balance</a></td>
        <td class="nump">341,210,000<span></span></td>
        <td class="nump">360,240,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearOne', window );">IRAs and other time deposits, outstanding balance</a></td>
        <td class="nump">390,213,000<span></span></td>
        <td class="nump">420,589,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CustomerDepositsCurrent', window );">Deposits, Total</a></td>
        <td class="nump">852,220,000<span></span></td>
        <td class="nump">852,555,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseMoneyMarketDeposits', window );">Money-market deposits, interest expense</a></td>
        <td class="nump">2,168,000<span></span></td>
        <td class="nump">1,871,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseSavingsDeposits', window );">Savings deposits, interest expense</a></td>
        <td class="nump">107,000<span></span></td>
        <td class="nump">128,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_InterestExpenseInterestBearingCheckingDeposits', window );">Interest-bearing checking deposits, interest expense</a></td>
        <td class="nump">94,000<span></span></td>
        <td class="nump">83,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDemandDepositAccounts', window );">Checking deposits, interest expense</a></td>
        <td class="nump">94,000<span></span></td>
        <td class="nump">83,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseTimeDeposits', window );">IRAs and other time deposits, interest expense</a></td>
        <td class="nump">6,119,000<span></span></td>
        <td class="nump">8,092,000<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Interest Expense, Deposits, Total</a></td>
        <td class="nump">8,488,000<span></span></td>
        <td class="nump">10,174,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearTwo', window );">Due in two years</a></td>
        <td class="nump">7,939,000<span></span></td>
        <td class="nump">12,479,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearThree', window );">Due in three years</a></td>
        <td class="nump">3,717,000<span></span></td>
        <td class="nump">6,079,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFour', window );">Due in four years</a></td>
        <td class="nump">16,000<span></span></td>
        <td class="nump">3,105,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFive', window );">Due in five years</a></td>
        <td class="nump">6,000<span></span></td>
        <td class="nump">1,000<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDepositsNoncurrent', window );">Long-term deposits</a></td>
        <td class="nump">11,678,000<span></span></td>
        <td class="nump">21,664,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesAccruedInterest', window );">Accrued interest on deposits</a></td>
        <td class="nump">$ 200,000<span></span></td>
        <td class="nump">$ 200,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_InterestExpenseInterestBearingCheckingDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest Expense, Interest-bearing Checking Deposits</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_InterestExpenseInterestBearingCheckingDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_TimeDepositsIndividualRetirementAccountsCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Time Deposits, Individual Retirement Accounts, Current</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_TimeDepositsIndividualRetirementAccountsCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Time Deposits, Other, Current</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_TimeDepositsOtherCurrent</nobr></td>
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                  <tr>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CustomerDepositsCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The current portion of money or property received from customers which is either to be returned upon satisfactory contract completion or applied to customer receivables in accordance with the terms of the contract or the understandings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.20)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CustomerDepositsCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DemandDepositAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of money in accounts that may bear interest and that the depositor is entitled to withdraw at any time without prior notice.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DemandDepositAccounts</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
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              </div>
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        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositLiabilitiesAccruedInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of accrued but unpaid interest on deposit liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 14<br> -Subsection I<br> -Subparagraph d<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.15(5))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositLiabilitiesAccruedInterest</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsAbstract</nobr></td>
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                    <td>us-gaap</td>
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                    <td><strong> Period Type:</strong></td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsMoneyMarketDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 14<br> -Subparagraph a(i)<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsMoneyMarketDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsSavingsDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 13<br> -Paragraph 6<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepositsSavingsDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all domestic and foreign interest-bearing deposit liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 12<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestBearingDepositLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDemandDepositAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on demand deposit accounts that represent borrowings rather than outstanding drafts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 6<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseDemandDepositAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate amount of interest expense on all deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 6<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 6<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseMoneyMarketDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on all money market deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 6<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 6<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpenseMoneyMarketDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseSavingsDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest expense incurred on all savings account deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 6<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 6<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate interest expense incurred on time deposits, including certificates of deposits, in domestic offices.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 6<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 6<br> -Article 9<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 12<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NoninterestBearingDepositLiabilities</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits (including certificates of deposits, individual retirement accounts and open accounts) held by the entity with a remaining term of greater than four years but five years or less.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 13<br> -Paragraph 45<br> -Subparagraph a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearFive</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits (including certificates of deposits, individual retirement accounts and open accounts) held by the entity with a remaining term of greater than three years but four years or less.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 13<br> -Paragraph 45<br> -Subparagraph a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearFour</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearOne">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits (including certificates of deposits, individual retirement accounts and open accounts) held by the entity with a remaining term of twelve months or less.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 13<br> -Paragraph 45<br> -Subparagraph a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearOne</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearThree">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits (including certificates of deposits, individual retirement accounts and open accounts) held by the entity with a remaining term of greater than two years but three years or less.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 13<br> -Paragraph 45<br> -Subparagraph a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearThree</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of time deposits (including certificates of deposits, individual retirement accounts and open accounts) held by the entity with a remaining term of greater than twelve months, but two years or less.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 13<br> -Paragraph 45<br> -Subparagraph a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositMaturitiesYearTwo</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total amount of time deposits (including certificates of deposits, individual retirement accounts and open accounts) with remaining maturities of greater than one year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 13<br> -Paragraph 45<br> -Subparagraph a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDepositsNoncurrent</nobr></td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
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          <div style="width: 200px;"><strong>Condensed Consolidating Financial Statements<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
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        <td class="text"> <span></span></td>
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        <td class="text"><p style="margin-top: 0px; margin-bottom: 0px;">&nbsp;</p>

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<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td><font style="font-family: Arial, Helvetica;" class="_mt"><strong>NOTE&nbsp;23:&nbsp;CONDENSED CONSOLIDATING FINANCIAL STATEMENTS</strong><font class="_mt" style="font-family: Times New Roman;"> </font></font></td>
<td align="left">&nbsp;</td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">BFC is an indirect, wholly-owned consolidated subsidiary of the Company. BFC is the Issuer and the Company is the Guarantor of the Senior Notes issued on January&nbsp;11, 2008 and October&nbsp;26, 2004, the CLOCs and other indebtedness issued from time to time. These condensed consolidating financial statements have been prepared using the equity method of accounting. Earnings of subsidiaries are, therefore, reflected in the Company's investment in subsidiaries account. The elimination entries eliminate investments in subsidiaries, related stockholders' equity and other intercompany balances and transactions. </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt; align: left;"> </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica; font-size: 14pt;" class="_mt">CONDENSED CONSOLIDATING INCOME STATEMENTS</font></b> </div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></div>

<p style="margin-top: 0px; margin-bottom: 0px;">&nbsp;</p>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="44%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="9%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April&nbsp;30, 2011 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Total revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;251,521</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;3,522,775</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;3,774,296</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cost of revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>277,099</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,137,491</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,414,590</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Selling, general and administrative </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>31,914</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>662,222</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>694,136</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total expenses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>309,013</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,799,713</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,108,726</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Operating income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(57,492</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>723,062</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>665,570</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other income, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,503</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,952</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,455</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income (loss) from continuing operations before taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(51,989</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>729,014</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>257,620</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(27,774</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>285,394</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(257,620</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>257,620</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>419,405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(24,215</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>443,620</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(419,405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>419,405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(13,295</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(12,417</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(878</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>13,295</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(13,295</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;406,110</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(36,632</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>442,742</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(406,110</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>406,110</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 12pt; font-size: 1pt;">&nbsp;</div>

<p style="margin-top: 0px; margin-bottom: 0px;">&nbsp;</p>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="44%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="9%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April&nbsp;30, 2010 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Total revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;271,704 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,602,721 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(93 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,874,332 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cost of revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">257,245 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,210,868 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(117 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,467,996 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Selling, general and administrative </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">36,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">594,646 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(93 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">631,499 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total expenses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">294,191 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,805,514 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(210 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,099,495 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Operating income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(22,487 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">797,207 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">117 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">774,837 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other income, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,644 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,771 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(784,252 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">9,298 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income (loss) from continuing operations before taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(16,843 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">800,978 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">295,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,368 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">301,557 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(295,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">295,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">488,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(10,475 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">499,421 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(488,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">488,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(9,704 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,276 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,428 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">9,704 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(9,704 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;479,242 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(15,751 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">494,993 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(479,242 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">479,242 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp;</td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April&nbsp;30, 2009 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Total revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;251,758 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,834,880 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(3,061 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;4,083,577 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cost of revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">278,789 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,317,439 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(10 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,596,218 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Selling, general and administrative </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">66,230 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">582,812 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(552 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">648,490 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total expenses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">345,019 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,900,251 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(562 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,244,708 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Operating income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(93,261 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">934,629 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,499 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">838,869 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other income (expense), net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">839,370 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,992 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,461 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(839,338 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">501 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income (loss) from continuing operations before taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">839,370 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(99,253 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">941,090 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(841,837 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">839,370 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">326,315 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(40,386 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">367,660 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(327,274 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">326,315 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">513,055 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(58,867 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">573,430 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(514,563 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">513,055 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(27,382 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(29,176 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">29,176 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(27,382 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;485,673 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(88,043 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;573,430 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(485,387 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;485,673 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt; align: left;"> </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica; font-size: 14pt;" class="_mt">CONDENSED CONSOLIDATING BALANCE SHEETS</font></b> </div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s)&nbsp; </font></div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="41%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="9%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">April&nbsp;30, 2011 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&amp; cash equivalents </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>616,238</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,061,656</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(50</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,677,844</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&amp; cash equivalents&nbsp;&ndash; restricted </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>9,522</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>38,861</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>48,383</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Receivables, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>88</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>102,011</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>390,191</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>492,290</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Mortgage loans held for investment, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>485,008</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>485,008</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Intangible assets and goodwill, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,214,164</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,214,164</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Investments in subsidiaries </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,699,555</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>32</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(2,699,555</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>32</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>13,613</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>469,461</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>807,166</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,290,240</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,713,256</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,682,240</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,512,070</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(2,699,605</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,207,961</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Customer deposits </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>852,270</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(50</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>852,220</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Long-term debt </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>998,965</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>50,789</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,049,754</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">FHLB borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>25,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>25,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other liabilities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>178</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(26,769</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,858,004</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,831,413</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,263,504</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>24,173</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(1,287,677</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Stockholders' equity </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,449,574</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(191,399</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,890,954</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(2,699,555</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,449,574</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total liabilities and stockholders' equity </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;2,713,256</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;1,682,240</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;3,512,070</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(2,699,605</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;5,207,961</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 12pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="41%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="9%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">April&nbsp;30, 2010 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&amp; cash equivalents </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;702,021 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,102,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(111 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,804,045 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&amp; cash equivalents&nbsp;&ndash; restricted </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,160 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">28,190 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">34,350 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Receivables, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">57 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">105,192 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">412,737 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">517,986 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Mortgage loans held for investment, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">595,405 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">595,405 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Intangible assets and goodwill, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,207,879 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,207,879 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Investments in subsidiaries </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,276,597 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">231 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(3,276,597 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">231 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">19,014 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">332,782 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">722,626 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,074,422 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,295,668 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,741,560 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,473,798 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(3,276,708 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;5,234,318 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Customer deposits </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;852,666 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(111 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;852,555 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Long-term debt </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">998,605 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">36,539 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,035,144 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">FHLB borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">75,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">75,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other liabilities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">48,775 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">153,154 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,629,060 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,830,989 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,806,263 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(431,696 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,374,567 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Stockholders' equity </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,440,630 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">93,831 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,182,766 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(3,276,597 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,440,630 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total liabilities and stockholders' equity </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,295,668 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,741,560 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,473,798 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(3,276,708 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;5,234,318 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt; align: left;"> </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica; font-size: 14pt;" class="_mt">CONDENSED CONSOLIDATING STATEMENTS OF CASH FLOWS</font></b> </div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="44%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="9%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April&nbsp;30, 2011 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) operating activities: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9,683</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;(153,471</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>656,291</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>512,503</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash flows from investing: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchases of AFS securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(138,824</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(138,824</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Maturities and payments received on AFS securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>16,690</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>107</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>16,797</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Mortgage loans held for investment, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>58,471</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>58,471</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchases of property&nbsp;&amp; equipment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(33</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(62,926</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(62,959</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Payments for business acquisitions, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(54,171</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(54,171</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from sales of businesses, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>71,083</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>71,083</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Loans made to franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(92,455</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(92,455</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments from franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>57,552</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>57,552</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>459,755</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(459,755</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>21,556</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12,793</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>34,349</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) investing activities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>459,755</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(77,043</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(33,114</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(459,755</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(110,157</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash flows from financing: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments of commercial paper </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,818,766</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,818,766</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from commercial paper </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,818,766</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,818,766</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments of other borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(50,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(50,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Customer banking deposits, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(11,501</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>61</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(11,440</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividends paid </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(186,802</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(186,802</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repurchase of common stock </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(283,534</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(283,534</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from stock options </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>424</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>424</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>206,722</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(666,477</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>459,755</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>474</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(490</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(3,023</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(3,039</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) financing activities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(469,438</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>144,731</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(669,500</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>459,816</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(534,391</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Effects of exchange rates on cash </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,844</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,844</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net increase (decrease) in cash </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(85,783</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(40,479</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>61</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(126,201</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&ndash; beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>702,021</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,102,135</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(111</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,804,045</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&ndash; end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>616,238</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;1,061,656</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(50</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;1,677,844</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp;</td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April&nbsp;30, 2010 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by operating activities: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;21,252 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;16,698 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;549,519 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;587,469 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash flows from investing: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchases of AFS securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(365 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,365 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Sales and maturities of AFS securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">14,639 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,119 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15,758 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Mortgage loans held for investment, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">72,832 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">72,832 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchases of property&nbsp;&amp; equipment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(90,515 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(90,515 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Payments for business acquisitions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(10,539 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(10,539 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from sales of businesses, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">66,623 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">66,623 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Loans made to franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(89,664 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(89,664 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments from franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">40,710 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">40,710 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">415,591 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(415,591 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">73,493 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(41,980 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,513 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) investing activities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">415,591 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">111,645 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(80,292 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(415,591 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,353 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash flows from financing: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments of commercial paper </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,406,013 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,406,013 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from commercial paper </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,406,013 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,406,013 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments of other borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,267,727 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(46 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,267,773 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from other borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,242,727 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,242,727 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Customer banking deposits, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11,428 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,111 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">17,539 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividends paid </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(200,899 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(200,899 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repurchase of common stock </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(254,250 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(254,250 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from stock options </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16,682 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16,682 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">354,617 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(770,208 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">415,591 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,624 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(8,717 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(28,051 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(35,144 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) financing activities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(436,843 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">332,328 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(798,305 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">421,702 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(481,118 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Effects of exchange rates on cash </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11,678 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11,678 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net increase (decrease) in cash </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">460,671 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(317,400 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,111 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">149,382 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&ndash; beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">241,350 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,419,535 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,222 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,654,663 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&ndash; end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;702,021 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,102,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(111 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,804,045 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 12pt; font-size: 1pt;">&nbsp;

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr><td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td>
<td>&nbsp;</td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp;</td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April&nbsp;30, 2009 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) operating activities: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,835 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(13,225 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,033,829 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,024,439 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash flows from investing: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchases of AFS securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(875 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,217 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,092 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Sales and maturities of AFS securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,417 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,658 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15,075 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Mortgage loans held for investment, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">91,329 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">91,329 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchases of property&nbsp;&amp; equipment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(43 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(97,837 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(97,880 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Payments for business acquisitions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(293,805 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(293,805 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from sales of businesses, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">18,865 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">18,865 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">73,820 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(73,820 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Investing cash flows of discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">255,066 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">255,066 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10,056 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">22,002 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) investing activities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">73,820 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">363,950 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(358,390 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(73,820 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,560 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash flows from financing: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments of short-term borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,762,294 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,762,294 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from short-term borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,733,294 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,733,294 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Customer banking deposits, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">69,932 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,575 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">64,357 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividends paid </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(198,685 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(198,685 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Acquisition of treasury shares </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(106,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(106,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from issuance of common stock </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">141,415 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">141,415 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from stock options </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">71,594 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">71,594 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(199,032 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">125,212 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">73,820 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Financing cash flows of discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,783 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,783 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">14,210 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">9,331 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(12,049 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11,492 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) financing activities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(77,655 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(143,986 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">113,163 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">68,245 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(40,233 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net increase in cash </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">206,739 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">788,602 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,575 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">989,766 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&ndash; beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">34,611 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">630,933 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(647 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">664,897 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&ndash; end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;241,350 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,419,535 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(6,222 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,654,663 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table></div><span></span></td>
      </tr>
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    <div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Condensed Consolidating Financial Statements [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 06<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 05<br> -Paragraph c<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph c<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e24072-122690<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 24<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 12<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6921628&amp;loc=d3e5283-111683<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Investments<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsAbstract', window );"><strong>Investments</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InventoryDisclosureTextBlock', window );">Investments</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

<div style="margin-top: 12pt; font-size: 10pt;" align="left">

<div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">NOTE&nbsp;4: INVESTMENTS</font></b> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt"><font style="white-space: nowrap;" class="_mt">AVAILABLE-FOR-SALE&nbsp;</font></font></b><font style="font-family: Arial, Helvetica;" class="_mt">&ndash;</font>&nbsp;The amortized cost and fair value of securities classified as <font style="white-space: nowrap;" class="_mt">available-for-sale</font> held at April&nbsp;30, 2011 and 2010 are summarized below: </div>

<div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr><td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td>
<td> </td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="32" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="36" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="14" align="center"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="14" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="36" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gross<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gross<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gross<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gross<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amortized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Unrealized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Unrealized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fair<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amortized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Unrealized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Unrealized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fair<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Cost </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gains </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Losses<sup style="font-size: 85%; vertical-align: top;">(1)</sup> </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Value </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Cost </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gains </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Losses<sup style="font-size: 85%; vertical-align: top;">(1)</sup> </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Value </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="36" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Mortgage-backed securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;157,970</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;401</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(194</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;158,177</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;23,026 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">39 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(49 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23,016 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Municipal bonds </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,335</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,740</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,442 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">459 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,901 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Trust preferred security </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,854 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,823 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="35" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>166,305</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>806</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(194</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>166,917</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33,322 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;498 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(1,872 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;31,948 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="35" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="37">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td width="1%">&nbsp;</td>
<td width="99%">&nbsp;</td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(1)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">At April&nbsp;30, 2011, we had no investments that had been in a continuous loss position for more than twelve months. At April&nbsp;30, 2010, investments with a cost of $<font class="_mt">15.7</font>&nbsp;million and gross unrealized losses of $<font class="_mt">1.9</font>&nbsp;million had been in a continuous loss position for more than twelve months. </font></td></tr></table>

<div style="margin-top: 3pt; font-size: 1pt;">&nbsp;</div>

<div style="border-bottom: #000000 1pt solid; width: 99%; margin-left: 0%; font-size: 3pt; align: left;"> </div></div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We did not sell any AFS securities in fiscal year 2011. Proceeds from the sales of AFS securities were $<font class="_mt">2.1</font>&nbsp;million and $<font class="_mt">8.3</font>&nbsp;million during fiscal years 2010 and 2009, respectively. We recorded no gross realized gains or losses on those sales during fiscal year 2010. Gross realized gains on sales during fiscal year 2009 were $<font class="_mt">0.7</font>&nbsp;million; gross

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">realized losses were $<font class="_mt">1.3</font>&nbsp;million. During fiscal years 2011, 2010 and 2009, we recorded <font style="white-space: nowrap;" class="_mt">other-than-temporary</font> impairments of AFS securities totaling $<font class="_mt">1.9</font>&nbsp;million, $<font class="_mt">1.6</font>&nbsp;million and $<font class="_mt">1.5</font>&nbsp;million, respectively, as a result of an assessment that it was probable we would not collect all amounts due or an assessment that we would not be able to hold the investments until potential recovery of market value. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Contractual maturities of AFS debt securities at April&nbsp;30, 2011, occur at varying dates over the next 30&nbsp;years, and are set forth in the table below. </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Cost Basis </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fair Value </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Maturing in: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Less than one year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,023</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,081</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Two to five years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,112</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,331</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Six to ten years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,200</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,328</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Beyond </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>157,970</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>158,177</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;166,305</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;166,917</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt"><font style="white-space: nowrap;" class="_mt">HELD-TO-MATURITY&nbsp;</font></font></b><font style="font-family: Arial, Helvetica;" class="_mt">&ndash;</font>&nbsp;HRB Bank is required to maintain a restricted investment in FHLB stock for borrowing availability. The cost of this investment, $<font class="_mt">3.3</font>&nbsp;million and $<font class="_mt">6.0</font>&nbsp;million at April&nbsp;30, 2011 and 2010, respectively, represents its redemption value at each balance sheet date, as these investments do not have a ready market. </div></div></div></div></div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for inventory. This may include, but is not limited to, the basis of stating inventory, the method of determining inventory cost, the major classes of inventory, and the nature of the cost elements included in inventory. If inventory is stated above cost, accrued net losses on firm purchase commitments for inventory and losses resulting from valuing inventory at the lower-of-cost-or-market may also be included. For LIFO inventory, may disclose the amount and basis for determining the excess of replacement or current cost over stated LIFO value and the effects of a LIFO quantities liquidation that impacts net income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Chapter 3<br> -Section A<br> -Paragraph 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 6<br> -Subparagraph a, b, c<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6361739&amp;loc=d3e7789-107766<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E23CI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Summary of Significant Accounting Policies (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">1 Months Ended</th>
        <th class="th" colspan="1">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>May 31, 2010</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PercentageOfMortgageLoanPortfolioConsistingOfBorrowersFromFloridaCaliforniaNewYorkAndWisconsin', window );">Percentage of mortgage loan portfolio consisting of borrowers from Florida, California, New York and Wisconsin</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">59.00%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BankOverdrafts', window );">Book overdrafts included in accounts payable</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 38,800,000<span></span></td>
        <td class="nump">$ 35,900,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill impairment</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">22,700,000<span></span></td>
        <td class="nump">15,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsWeightedAverageUsefulLife', window );">Weighted-average life of intangible assets with finite lives (in years)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">26<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_RefundableDepositFromFranchisees', window );">Refundable deposit from franchisees</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">2,500<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvertisingExpense', window );">Total advertising costs of continuing operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">264,200,000<span></span></td>
        <td class="nump">254,800,000<span></span></td>
        <td class="nump">249,200,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanContributionsByPlanParticipants', window );">Contributions of continuing operations to 401(k) defined contribution plans</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">22,300,000<span></span></td>
        <td class="nump">24,000,000<span></span></td>
        <td class="nump">26,700,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RestructuringAndRelatedCostNumberOfPositionsEliminated', window );">Staff reduction due to realignment</a></td>
        <td class="nump">400<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SeveranceCosts', window );">Severance benefits recorded</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">29,600,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss', window );">Net unrealized holding gain on AFS securities</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">500,000<span></span></td>
        <td class="nump">300,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent', window );">Foreign currency translation adjustment</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">10,800,000<span></span></td>
        <td class="nump">1,300,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Sales Revenue, Segment [Member] | Tax Services [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConcentrationRiskPercentage', window );">Concentration risk percent</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">77.20%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">RedGear Unit [Member] | Tax Services [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill impairment</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">22,700,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">RSM EquiCo, Inc. (RSM EquiCo) [Member] | Business Services [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill impairment</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">15,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Buildings [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLifeMinimum', window );">Estimated useful life, minimum (years)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">15<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLifeMaximum', window );">Estimated useful life, maximum (years)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">40<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Computers and Other Equipment [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLifeMinimum', window );">Estimated useful life, minimum (years)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">3<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLifeMaximum', window );">Estimated useful life, maximum (years)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">5<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Leasehold Improvements [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLifeMaximum', window );">Estimated useful life, maximum (years)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">8<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Software Development [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLifeAverage', window );">Developed software, amortization period (months)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">36<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Line of Credit [Member] | Loans to Franchisees [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans made to franchisees</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">47,500,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Term Loan [Member] | Loans to Franchisees [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans made to franchisees</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">125,100,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Emerald Advance Lines of Credit [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Maximum funding by facility</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">1,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest', window );">Non accrual status loans</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">46,800,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Client Receivables - RALs [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_InterestInLoansPurchased', window );">Interest in loans purchased</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">49.90%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans to Franchisees [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest', window );">Non accrual status loans</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">100,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableGross', window );">Loans made to franchisees</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">172,600,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Services [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill impairment</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">22,700,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">2,200,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Business Services [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill impairment</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 15,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_InterestInLoansPurchased">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest in loans purchased</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_InterestInLoansPurchased</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PercentageOfMortgageLoanPortfolioConsistingOfBorrowersFromFloridaCaliforniaNewYorkAndWisconsin">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage Of Mortgage Loan Portfolio Consisting Of Borrowers From Florida California New York And Wisconsin.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PercentageOfMortgageLoanPortfolioConsistingOfBorrowersFromFloridaCaliforniaNewYorkAndWisconsin</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_RefundableDepositFromFranchisees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Refundable Deposit From Franchisees.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_RefundableDepositFromFranchisees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvertisingExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 93-7<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 720<br> -SubTopic 35<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6420018&amp;loc=d3e36677-107848<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdvertisingExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount of gross unrealized gains (losses) for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -SubTopic 10<br> -Topic 320<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossUnrealizedGainLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOverdrafts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying value as of the balance sheet date of payments made in excess of existing cash balances, which will be honored by the bank but reflected as a loan to the entity. Overdrafts generally have a very short time frame for correction or repayment and are therefore more similar to short-term bank financing than trade financing.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6743817&amp;loc=d3e1243-112600<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Chapter 3<br> -Section A<br> -Paragraph 7<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Current Liabilities<br> -URI http://asc.fasb.org/extlink&amp;oid=6509677<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.20)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BankOverdrafts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConcentrationRiskPercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an entity that discloses a concentration risk in relation to quantitative amount, which serves as the "benchmark" (or denominator) in the equation, this concept represents the concentration percentage derived from the division.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6404-108592<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 21<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13537-108611<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13531-108611<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 18<br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6351-108592<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ConcentrationRiskPercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanContributionsByPlanParticipants">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of contributions made by plan participants. This item represents a periodic increase to the plan obligation and an increase to plan assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 132R<br> -Paragraph 5<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6962843&amp;loc=d3e1928-114920<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6962843&amp;loc=d3e1928-114920<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DefinedBenefitPlanContributionsByPlanParticipants</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsWeightedAverageUsefulLife">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The calculated weighted-average useful life of all finite-lived intangible assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16265-109275<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FiniteLivedIntangibleAssetsWeightedAverageUsefulLife</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:decimalItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillImpairmentLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loss recognized during the period that results from the write-down of goodwill after comparing the implied fair value of reporting unit goodwill with the carrying amount of that goodwill. Goodwill is assessed at least annually for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13777-109266<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph e<br> -Clause 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 72<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 47<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13816-109267<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13854-109267<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillImpairmentLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 2, 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 19, 22<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19(b),22(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans deemed to be questionable as to collection on which no interest is continuing to be recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph g<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5111-111524<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesReceivableGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, an amount representing an agreement for an unconditional promise by the maker to pay the Company (holder) a definite sum of money at a future date(s). Such amount may include accrued interest receivable in accordance with the terms of the note. The note also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. This amount does not include amounts related to receivables held-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10(3))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 10<br> -Subparagraph 3<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesReceivableGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Adjustment that results from the process of translating subsidiary financial statements and foreign equity investments into functional currency of the reporting entity, net of tax, attributable to the parent entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=6921628&amp;loc=SL4569616-111683<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6921930&amp;loc=SL4573702-111684<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 30<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=6921628&amp;loc=SL4569643-111683<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPortionAttributableToParent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentUsefulLifeAverage">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average useful life of long-lived, physical assets used in the normal conduct of business and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentUsefulLifeAverage</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:decimalItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentUsefulLifeMaximum">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum useful life of long-lived, physical assets used in the normal conduct of business and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentUsefulLifeMaximum</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:decimalItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentUsefulLifeMinimum">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum useful life of long lived, physical assets used in the normal conduct of business and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentUsefulLifeMinimum</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:decimalItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RestructuringAndRelatedCostNumberOfPositionsEliminated">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of positions eliminated during the period as a result of restructuring activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RestructuringAndRelatedCostNumberOfPositionsEliminated</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:integerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SeveranceCosts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The charge against earnings in the period for known and estimated costs of termination benefits provided to current employees that are involuntarily terminated under a benefit arrangement associated with exit from or disposal of business activities or restructurings pursuant to a duly authorized plan, excluding costs or losses pertaining to an entity newly acquired in a business combination or a discontinued operation as defined by generally accepted accounting principles and costs associated with one-time termination benefits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 420<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 5.P.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6394695&amp;loc=d3e140864-122747<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS146-1<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 715<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(10)<br> -URI http://asc.fasb.org/extlink&amp;oid=6962843&amp;loc=d3e1928-114920<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 132R<br> -Paragraph 5-8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 420<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 5.P.4(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6394695&amp;loc=d3e140904-122747<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 5<br> -Section P<br> -Subsection 3, 4<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 420<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6394359&amp;loc=d3e17939-110869<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 146<br> -Paragraph 8-13, 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 112<br> -Paragraph 7<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SeveranceCosts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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            </div>
          </td>
        </tr>
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EA5AI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Cash Flows (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>CASH FLOWS FROM OPERATING ACTIVITIES:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">$ 406,110<span></span></td>
        <td class="nump">$ 479,242<span></span></td>
        <td class="nump">$ 485,673<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Adjustments to reconcile net income to net cash provided by operating activities:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="nump">121,633<span></span></td>
        <td class="nump">126,901<span></span></td>
        <td class="nump">123,631<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ProvisionForBadDebtsAndLoanLosses', window );">Provision for bad debts and loan losses</a></td>
        <td class="nump">180,951<span></span></td>
        <td class="nump">161,296<span></span></td>
        <td class="nump">181,829<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations', window );">Provision for deferred taxes</a></td>
        <td class="nump">9,432<span></span></td>
        <td class="nump">170,566<span></span></td>
        <td class="nump">73,213<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation</a></td>
        <td class="nump">14,500<span></span></td>
        <td class="nump">29,369<span></span></td>
        <td class="nump">26,557<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations', window );">Net cash provided by discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">97,578<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract', window );"><strong>Changes in assets and liabilities, net of acquisitions:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities', window );">Cash and cash equivalents - restricted</a></td>
        <td class="num">(14,033)<span></span></td>
        <td class="nump">2,497<span></span></td>
        <td class="num">(44,625)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsReceivable', window );">Receivables</a></td>
        <td class="num">(105,708)<span></span></td>
        <td class="num">(87,889)<span></span></td>
        <td class="num">(77,447)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets', window );">Prepaid expenses and other current assets</a></td>
        <td class="num">(37,892)<span></span></td>
        <td class="num">(2,320)<span></span></td>
        <td class="nump">84,279<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherNoncurrentAssets', window );">Other noncurrent assets</a></td>
        <td class="num">(98,818)<span></span></td>
        <td class="num">(59,429)<span></span></td>
        <td class="nump">176,864<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities', window );">Accounts payable, accrued expenses and other current liabilities</a></td>
        <td class="num">(111,727)<span></span></td>
        <td class="num">(305)<span></span></td>
        <td class="num">(36,024)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedSalaries', window );">Accrued salaries, wages and payroll taxes</a></td>
        <td class="nump">56,009<span></span></td>
        <td class="num">(59,617)<span></span></td>
        <td class="num">(106,014)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable', window );">Accrued income taxes</a></td>
        <td class="nump">5,962<span></span></td>
        <td class="num">(77,254)<span></span></td>
        <td class="nump">126,594<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Other noncurrent liabilities</a></td>
        <td class="nump">119,428<span></span></td>
        <td class="num">(65,261)<span></span></td>
        <td class="num">(56,001)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherOperatingActivitiesCashFlowStatement', window );">Other, net</a></td>
        <td class="num">(33,344)<span></span></td>
        <td class="num">(30,327)<span></span></td>
        <td class="num">(31,668)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
        <td class="nump">512,503<span></span></td>
        <td class="nump">587,469<span></span></td>
        <td class="nump">1,024,439<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>CASH FLOWS FROM INVESTING ACTIVITIES:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities', window );">Purchases of available-for-sale securities</a></td>
        <td class="num">(138,824)<span></span></td>
        <td class="num">(5,365)<span></span></td>
        <td class="num">(5,092)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities', window );">Maturities of and payments received on available-for-sale securities</a></td>
        <td class="nump">16,797<span></span></td>
        <td class="nump">15,758<span></span></td>
        <td class="nump">15,075<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromLoansReceivable', window );">Principal payments on mortgage loans held for investment, net</a></td>
        <td class="nump">58,471<span></span></td>
        <td class="nump">72,832<span></span></td>
        <td class="nump">91,329<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Purchases of property and equipment</a></td>
        <td class="num">(62,959)<span></span></td>
        <td class="num">(90,515)<span></span></td>
        <td class="num">(97,880)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired', window );">Payments made for business acquisitions, net of cash acquired</a></td>
        <td class="num">(54,171)<span></span></td>
        <td class="num">(10,539)<span></span></td>
        <td class="num">(293,805)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested', window );">Proceeds from sale of businesses, net</a></td>
        <td class="nump">71,083<span></span></td>
        <td class="nump">66,623<span></span></td>
        <td class="nump">18,865<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_FranchiseLoansAbstract', window );"><strong>Franchise loans:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PaymentsForLoansMadeToFranchisees', window );">Loans funded</a></td>
        <td class="num">(92,455)<span></span></td>
        <td class="num">(89,664)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ProceedsFromCollectionOfFranchiseLoansReceivable', window );">Payments received</a></td>
        <td class="nump">57,552<span></span></td>
        <td class="nump">40,710<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations', window );">Net cash provided by investing activities of discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">255,066<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromOtherInvestingActivities', window );">Other, net</a></td>
        <td class="nump">34,349<span></span></td>
        <td class="nump">31,513<span></span></td>
        <td class="nump">22,002<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
        <td class="num">(110,157)<span></span></td>
        <td class="nump">31,353<span></span></td>
        <td class="nump">5,560<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>CASH FLOWS FROM FINANCING ACTIVITIES:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfCommercialPaper', window );">Repayments of commercial paper</a></td>
        <td class="num">(4,818,766)<span></span></td>
        <td class="num">(1,406,013)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfCommercialPaper', window );">Proceeds from issuance of commercial paper</a></td>
        <td class="nump">4,818,766<span></span></td>
        <td class="nump">1,406,013<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RepaymentsOfShortTermDebt', window );">Repayments of other borrowings</a></td>
        <td class="num">(50,000)<span></span></td>
        <td class="num">(4,267,773)<span></span></td>
        <td class="num">(4,762,294)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromShortTermDebt', window );">Proceeds from other borrowings</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">4,242,727<span></span></td>
        <td class="nump">4,733,294<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Customer banking deposits, net</a></td>
        <td class="num">(11,440)<span></span></td>
        <td class="nump">17,539<span></span></td>
        <td class="nump">64,357<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfDividends', window );">Dividends paid</a></td>
        <td class="num">(186,802)<span></span></td>
        <td class="num">(200,899)<span></span></td>
        <td class="num">(198,685)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered', window );">Repurchase of common stock, including shares surrendered</a></td>
        <td class="num">(283,534)<span></span></td>
        <td class="num">(254,250)<span></span></td>
        <td class="num">(106,189)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfCommonStock', window );">Proceeds from issuance of common stock, net</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">141,415<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Proceeds from exercise of stock options</a></td>
        <td class="nump">424<span></span></td>
        <td class="nump">16,682<span></span></td>
        <td class="nump">71,594<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations', window );">Net cash provided by financing activities of discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">4,783<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities', window );">Other, net</a></td>
        <td class="num">(3,039)<span></span></td>
        <td class="num">(35,144)<span></span></td>
        <td class="nump">11,492<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash used in financing activities</a></td>
        <td class="num">(534,391)<span></span></td>
        <td class="num">(481,118)<span></span></td>
        <td class="num">(40,233)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents', window );">Effects of exchange rates on cash</a></td>
        <td class="nump">5,844<span></span></td>
        <td class="nump">11,678<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease', window );">Net increase (decrease) in cash and cash equivalents</a></td>
        <td class="num">(126,201)<span></span></td>
        <td class="nump">149,382<span></span></td>
        <td class="nump">989,766<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at beginning of the year</a></td>
        <td class="nump">1,804,045<span></span></td>
        <td class="nump">1,654,663<span></span></td>
        <td class="nump">664,897<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Cash and cash equivalents at end of the year</a></td>
        <td class="nump">1,677,844<span></span></td>
        <td class="nump">1,804,045<span></span></td>
        <td class="nump">1,654,663<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>SUPPLEMENTARY CASH FLOW DATA:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaidNet', window );">Income taxes paid, net of refunds received of $4,762, $12,587 and $158,862</a></td>
        <td class="nump">244,917<span></span></td>
        <td class="nump">359,559<span></span></td>
        <td class="num">(1,593)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestPaid', window );">Interest paid on borrowings</a></td>
        <td class="nump">73,791<span></span></td>
        <td class="nump">78,305<span></span></td>
        <td class="nump">89,541<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_InterestPaidOnDeposits', window );">Interest paid on deposits</a></td>
        <td class="nump">8,541<span></span></td>
        <td class="nump">10,156<span></span></td>
        <td class="nump">14,004<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TransferOfOtherRealEstate', window );">Transfers of foreclosed loans to other assets</a></td>
        <td class="nump">$ 16,463<span></span></td>
        <td class="nump">$ 19,341<span></span></td>
        <td class="nump">$ 65,171<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred Income Tax Expense (Benefit) Including Discontinued Operations</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_DeferredIncomeTaxExpenseBenefitIncludingDiscontinuedOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_FranchiseLoansAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Franchise loans: [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_FranchiseLoansAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_InterestPaidOnDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest paid to customers based on their deposit balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_InterestPaidOnDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PaymentsForLoansMadeToFranchisees">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Payments For Loans Made To Franchisees</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PaymentsForLoansMadeToFranchisees</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Payments for repurchase of common stock, including shares surrendered</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PaymentsForRepurchaseOfCommonStockIncludingSharesSurrendered</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ProceedsFromCollectionOfFranchiseLoansReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Proceeds from Collection of Franchise Loans Receivable</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ProceedsFromCollectionOfFranchiseLoansReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ProvisionForBadDebtsAndLoanLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Provision For Bad Debts And Loan Losses</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ProvisionForBadDebtsAndLoanLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sales of and payments received on available-for-sale securities</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_SalesOfAndPaymentsReceivedOnAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Entity may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Compensating balance arrangements that do not legally restrict the withdrawal or usage of cash amounts may be reported as Cash and Cash Equivalents, while legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits are not generally reported as cash and cash equivalents. Includes cash and cash equivalents associated with the entity's continuing operations. Excludes cash and cash equivalents associated with the disposal group (and discontinued operation).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7<br> -Footnote 1<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3044-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7, 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in cash and cash equivalents. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents cash provided by or used in the financing activities of the entity's discontinued operations during the period. This element is only used by those entities that separately report cash flows attributable to discontinued operations. If using this element, it is an indication that the cash flows of the entity which are detailed in reconciling to cash provided by or used in financing activities reflect only cash flows attributable to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashProvidedByUsedInFinancingActivitiesDiscontinuedOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents cash provided by or used in the investing activities of the entity's discontinued operations during the period. This element is only used by those entities that separately report cash flows attributable to discontinued operations. If using this element, it is an indication that the cash flows of the entity which are detailed in reconciling to cash provided by or used in investing activities reflect only cash flows attributable to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents cash provided by or used in the operating activities of the entity's discontinued operations during the period. This element is only used by those entities that separately report cash flows attributable to discontinued operations. If using this element, it is an indication that the cash flows of the entity which are detailed in reconciling to cash provided by or used in operating activities reflect only cash flows attributable to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationDepletionAndAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepreciationDepletionAndAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The effect of exchange rate changes on cash balances held in foreign currencies.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 25<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 830<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6450594&amp;loc=d3e33268-110906<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaidNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income, net of any cash received during the current period as refunds for the overpayment of taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 27<br> -Subparagraph f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxesPaidNet</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the amounts payable to vendors for goods and services received and the amount of obligations and expenses incurred but not paid.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccountsReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in amount due within one year (or one business cycle) from customers for the credit sale of goods and services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccountsReceivable</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the period in the amount due for taxes based on the reporting entity's earnings or attributable to the entity's income earning process (business presence) within a given jurisdiction.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedSalaries">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the period in accrued salaries.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInAccruedSalaries</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 13<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 230<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6477933&amp;loc=d3e60009-112784<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeposits</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOperatingCapitalAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherNoncurrentAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other noncurrent operating assets not separately disclosed in the statement of cash flows.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherNoncurrentAssets</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in other liabilities used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current liabilities, other noncurrent liabilities, or a combination of other current and noncurrent liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInOtherOperatingLiabilities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the value of prepaid expenses and other assets not separately disclosed in the statement of cash flows, for example, deferred expenses, intangible assets,or  income taxes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow for the increase (decrease) associated with funds that are not available for withdrawal or use (such as funds held in escrow) and are associated with underlying transactions that are classified as operating activities. This may include cash restricted for regulatory purposes.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInRestrictedCashForOperatingActivities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of cash paid for interest during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4297-108586<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestPaid</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from financing activity for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from investing activity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3574-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3521-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3536-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherOperatingActivitiesCashFlowStatement">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other cash or noncash adjustments to reconcile net income to cash provided by (used in) operating activities that are not separately disclosed in the statement of cash flows (for example,  cash received or cash paid during the current period for miscellaneous operating activities, net change during the reporting period in other assets or other liabilities).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherOperatingActivitiesCashFlowStatement</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromLoansReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net amount paid or received by the reporting entity associated with purchase (sale or collection) of loans receivable arising from the financing of goods and services.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3098-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromLoansReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromOtherInvestingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash outflow or inflow from other investing activities. This element is used when there is not a more specific and appropriate element in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3098-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsForProceedsFromOtherInvestingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividends">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow from the entity's earnings to the shareholders.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 20<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfDividends</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireAvailableForSaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of a business, net of the cash acquired from the purchase.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15, 17<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the cash inflow during the period from the sale of a component of the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15, 16<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfCommercialPaper">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from borrowing by issuing commercial paper.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 19<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfCommercialPaper</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the additional capital contribution to the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 19<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net cash inflow or outflow from other financing activities. This element is used when there is not a more specific and appropriate element in the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3095-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18, 19, 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3098-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromPaymentsForOtherFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromShortTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from a borrowing having initial term of repayment within one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 19<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromShortTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph i<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 19<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromStockOptionsExercised</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfCommercialPaper">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow due to repaying amounts borrowed by issuing commercial paper.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 20<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfCommercialPaper</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfShortTermDebt">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow for a borrowing having initial term of repayment within one year or the normal operating cycle, if longer.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 20<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RepaymentsOfShortTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SupplementalCashFlowInformationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SupplementalCashFlowInformationAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfOtherRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of real estate transferred in noncash transactions during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4332-108586<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 32<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4313-108586<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4304-108586<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TransferOfOtherRealEstate</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EU2AG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Goodwill and Intangible Assets (Schedule of Goodwill) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillGross', window );">Goodwill before impairment losses, beginning balance</a></td>
        <td class="nump">$ 857,635<span></span></td>
        <td class="nump">$ 852,418<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss', window );">Accumulated impairment losses, beginning balance</a></td>
        <td class="num">(17,188)<span></span></td>
        <td class="num">(2,188)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill, beginning balance</a></td>
        <td class="nump">840,447<span></span></td>
        <td class="nump">850,230<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAcquiredDuringPeriod', window );">Acquisitions</a></td>
        <td class="nump">43,993<span></span></td>
        <td class="nump">6,248<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_GoodwillDisposalsAndOther', window );">Disposals and foreign currency changes</a></td>
        <td class="num">(15,495)<span></span></td>
        <td class="num">(1,031)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Impairments</a></td>
        <td class="num">(22,700)<span></span></td>
        <td class="num">(15,000)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillGross', window );">Goodwill before impairment losses, ending balance</a></td>
        <td class="nump">886,133<span></span></td>
        <td class="nump">857,635<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss', window );">Accumulated impairment losses, ending balance</a></td>
        <td class="num">(39,888)<span></span></td>
        <td class="num">(17,188)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill, ending balance</a></td>
        <td class="nump">846,245<span></span></td>
        <td class="nump">840,447<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Services [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillGross', window );">Goodwill before impairment losses, beginning balance</a></td>
        <td class="nump">453,884<span></span></td>
        <td class="nump">449,779<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss', window );">Accumulated impairment losses, beginning balance</a></td>
        <td class="num">(2,188)<span></span></td>
        <td class="num">(2,188)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill, beginning balance</a></td>
        <td class="nump">451,696<span></span></td>
        <td class="nump">447,591<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAcquiredDuringPeriod', window );">Acquisitions</a></td>
        <td class="nump">15,441<span></span></td>
        <td class="nump">5,136<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_GoodwillDisposalsAndOther', window );">Disposals and foreign currency changes</a></td>
        <td class="num">(10,286)<span></span></td>
        <td class="num">(1,031)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Impairments</a></td>
        <td class="num">(22,700)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(2,200)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillGross', window );">Goodwill before impairment losses, ending balance</a></td>
        <td class="nump">459,039<span></span></td>
        <td class="nump">453,884<span></span></td>
        <td class="nump">449,779<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss', window );">Accumulated impairment losses, ending balance</a></td>
        <td class="num">(24,888)<span></span></td>
        <td class="num">(2,188)<span></span></td>
        <td class="num">(2,188)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill, ending balance</a></td>
        <td class="nump">434,151<span></span></td>
        <td class="nump">451,696<span></span></td>
        <td class="nump">447,591<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Business Services [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillGross', window );">Goodwill before impairment losses, beginning balance</a></td>
        <td class="nump">403,751<span></span></td>
        <td class="nump">402,639<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss', window );">Accumulated impairment losses, beginning balance</a></td>
        <td class="num">(15,000)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill, beginning balance</a></td>
        <td class="nump">388,751<span></span></td>
        <td class="nump">402,639<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAcquiredDuringPeriod', window );">Acquisitions</a></td>
        <td class="nump">28,552<span></span></td>
        <td class="nump">1,112<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_GoodwillDisposalsAndOther', window );">Disposals and foreign currency changes</a></td>
        <td class="num">(5,209)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Impairments</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(15,000)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillGross', window );">Goodwill before impairment losses, ending balance</a></td>
        <td class="nump">427,094<span></span></td>
        <td class="nump">403,751<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss', window );">Accumulated impairment losses, ending balance</a></td>
        <td class="num">(15,000)<span></span></td>
        <td class="num">(15,000)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill, ending balance</a></td>
        <td class="nump">$ 412,094<span></span></td>
        <td class="nump">$ 388,751<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_GoodwillDisposalsAndOther">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Goodwill Disposals and Other</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_GoodwillDisposalsAndOther</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph e<br> -Clause 1<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 68<br> -Subparagraph l<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 34<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13816-109267<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13770-109266<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 72<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Goodwill</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAcquiredDuringPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of goodwill acquired in the period and allocated to the reportable segment. The value is stated at fair value based on the purchase price allocation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13816-109267<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 72<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph e<br> -Clause 2<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillAcquiredDuringPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gross amount, as of the balance sheet date, of the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable), in excess of the fair value of net assets acquired in one or more business combination transactions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a,h)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13816-109267<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillImpairedAccumulatedImpairmentLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The accumulated impairment losses related to goodwill as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a,h)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13816-109267<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillImpairedAccumulatedImpairmentLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillImpairmentLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loss recognized during the period that results from the write-down of goodwill after comparing the implied fair value of reporting unit goodwill with the carrying amount of that goodwill. Goodwill is assessed at least annually for impairment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6388280&amp;loc=d3e13777-109266<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 45<br> -Subparagraph e<br> -Clause 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 72<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 47<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13816-109267<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13854-109267<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillImpairmentLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>80
<FILENAME>R109.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EEPAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Regulatory Requirements (Narrative) (Details) (USD $)<br>In Millions, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RatioOfIndebtednessToNetCapital', window );">Leverage ratio</a></td>
        <td class="nump">30.8<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_CapitalContributionForCapitalAdequacy', window );">Capital contributions to HRB Bank to meet capital requirements</a></td>
        <td class="nump">$ 235.0<span></span></td>
        <td class="nump">$ 235.0<span></span></td>
        <td class="nump">$ 245.0<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfCapitalDistribution', window );">Dividend and return of capital return</a></td>
        <td class="nump">262.5<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">REO Properties and Loans [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfCapitalDistribution', window );">Dividend and return of capital return</a></td>
        <td class="nump">37.5<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Cash Distribution [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsOfCapitalDistribution', window );">Dividend and return of capital return</a></td>
        <td class="nump">$ 225.0<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_CapitalContributionForCapitalAdequacy">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Capital Contribution for Capital Adequacy</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_CapitalContributionForCapitalAdequacy</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfCapitalDistribution">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow from any dividend or other distribution in cash with respect to any shares of, or other ownership interest in, an entity, except a dividend consisting of distribution of earnings or stock dividend or pro rata stock split. Alternative captions include special dividends.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3291-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 20<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsOfCapitalDistribution</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RatioOfIndebtednessToNetCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total Aggregate Indebtedness divided by Net Capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Rule 15c3<br> -Number 240<br> -Article 15c3<br> -Section 1<br> -Subsection a<br> -Paragraph 1<br> -Subparagraph i<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RatioOfIndebtednessToNetCapital</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:decimalItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>81
<FILENAME>R9.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EXNAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Stockholders' Equity (Parenthetical) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfStockholdersEquityAbstract', window );"><strong>Consolidated Statements of Stockholders' Equity</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareCashPaid', window );">Cash dividends declared per share</a></td>
        <td class="nump">$ 0.45<span></span></td>
        <td class="nump">$ 0.6<span></span></td>
        <td class="nump">$ 0.59<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareCashPaid">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate dividends paid during the period for each share of common stock outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommonStockDividendsPerShareCashPaid</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfStockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StatementOfStockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>82
<FILENAME>R40.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EQCAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Property and Equipment (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNetAbstract', window );"><strong>Property and Equipment</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentTextBlock', window );">Components of Property and Equipment</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April&nbsp;30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Land and other non-depreciable assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,245</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,482 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Buildings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>154,519</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">161,460 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Computers and other equipment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>475,351</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">488,160 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Capitalized software </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>156,108</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">147,104 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Leasehold improvements </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>191,943</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">199,370 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Construction in process </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,374</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,902 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>984,540</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,002,478 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Less: Accumulated depreciation and amortization </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(677,220</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(657,008 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;307,320</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&nbsp;345,470 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfCapitalLeasedAsssetsTableTextBlock', window );">Property and Equipment Subject to Capital Lease</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="75%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Property and equipment under capital lease </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;47,842</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;47,844 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Less accumulated amortization </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(35,056</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(31,418 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12,786</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16,426 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="top" colspan="13">

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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the useful life and salvage value of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 13<br> -Subparagraph b<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of long-lived, depreciable assets that are subject to a lease meeting the criteria for capitalization and are used in the normal conduct of business to produce goods and services. Examples may include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.</p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Quarterly Financial Data<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
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        <td class="text"> <span></span></td>
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        <td class="text"><p>&nbsp;</p>

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td><font style="font-family: Arial, Helvetica;" class="_mt"><strong>NOTE&nbsp;22: QUARTERLY FINANCIAL DATA (UNAUDITED)</strong><font class="_mt" style="font-family: Times New Roman;"> </font></font></td>
<td align="left">&nbsp;</td></tr></table>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<p>&nbsp;</p>

<div class="MetaData">

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="10" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s, except per share amounts) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fiscal Year 2011 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Apr&nbsp;30, 2011 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Jan&nbsp;31, 2011 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Oct&nbsp;31, 2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Jul&nbsp;31, 2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;3,774,296</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;2,325,451</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;851,482</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;322,889</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;274,474</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income (loss) from continuing operations before taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,076,910</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(17,449</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(175,119</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(207,317</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>257,620</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>418,680</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(13,074</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(68,307</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(79,679</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>419,405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>658,230</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,375</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(106,812</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(127,638</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(13,295</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>331</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(8,346</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(2,237</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(3,043</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>406,110</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>658,561</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(12,721</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(109,049</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(130,681</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Basic earnings (loss) per share: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.35</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.01</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.35</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.40</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.04</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&#8212;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.03</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.01</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.01</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.31</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.04</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.36</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.41</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Diluted earnings (loss) per share: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.35</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.14</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.01</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.35</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.40</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.04</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&#8212;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.03</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.01</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.01</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.31</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.14</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.04</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.36</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.41</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<p>&nbsp;</p>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="32%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fiscal Year 2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Apr&nbsp;30, 2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Jan&nbsp;31, 2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Oct&nbsp;31, 2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Jul&nbsp;31, 2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,874,332 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;2,337,894 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;934,852 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;326,081 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">275,505 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income (loss) from continuing operations before taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,110,410 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">97,451 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(212,853 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(210,873 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">295,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">417,978 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">43,848 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(86,381 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(80,256 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">488,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">692,432 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">53,603 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(126,472 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(130,617 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(9,704 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,604 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,968 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,115 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(3,017 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">479,242 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">690,828 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">50,635 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(128,587 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(133,634 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Basic earnings (loss) per share: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.47 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.11 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.16 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.38 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.39 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.03 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&#8212; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.01 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&#8212; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.01 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.44 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.11 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.38 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.40 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Diluted earnings (loss) per share: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.46 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.11 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.16 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.38 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.39 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.03 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.01 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.01 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&#8212; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.01 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.43 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.10 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.38 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.40 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr></table></div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The accumulation of four quarters in fiscal years 2011 and 2010 for earnings per share may not equal the related per share amounts for the years ended April&nbsp;30, 2011 and 2010 due to the timing of the exercise of stock options and lapse of certain restrictions on nonvested shares and the antidilutive effect of stock options and nonvested shares in the first two quarters for those years, as well as the retirement of treasury shares.

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="35%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="9%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="4%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fiscal Year </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fourth Quarter </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Third Quarter </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Second Quarter </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">First Quarter </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">FISCAL YEAR 2011: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividends paid per share </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;0.60</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;0.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;0.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;0.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;0.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Stock price range: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">High </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;18.99</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;18.00</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;13.79</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;15.97</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;18.99</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Low </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10.13</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12.46</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11.15</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10.13</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>13.44</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">FISCAL YEAR 2010: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividends paid per share </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.60 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.15 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Stock price range: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">High </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23.23 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">21.84 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23.23 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">20.00 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">17.85 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Low </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">13.73 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15.90 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">18.10 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16.41 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">13.73 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt; align: left;"> </div></div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_QuarterlyFinancialInformationDisclosureAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the quarterly financial data in the annual financial statements.  The disclosure may include a tabular presentation of financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income or loss before extraordinary items and earnings per share data. It also includes an indication if the information in the note is unaudited, comments on the aggregate effect of year-end adjustments, and an explanation of matters or transactions that affect comparability or are pertinent to an understanding of the information furnished.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section G<br> -Subsection 1<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 270<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6372559&amp;loc=d3e725-108305<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 28<br> -Paragraph 23, 24<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 270<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6372559&amp;loc=d3e765-108305<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 28<br> -Paragraph 30<br> -Subparagraph a-j<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 302<br> -Paragraph a<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 270<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)-(j)<br> -URI http://asc.fasb.org/extlink&amp;oid=6952194&amp;loc=d3e1280-108306<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_QuarterlyFinancialInformationTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EOYAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock-Based Compensation (Assumptions Used to Value Options) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="5">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th" colspan="2">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th" colspan="2">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Options - Management and Director [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRateMinimum', window );">Expected volatility, minimum</a></td>
        <td class="nump">28.98%<span></span></td>
        <td class="nump">27.11%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">23.41%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRateMaximum', window );">Expected volatility, maximum</a></td>
        <td class="nump">30.20%<span></span></td>
        <td class="nump">27.27%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">25.20%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedTerm', window );">Expected term (years)</a></td>
        <td class="nump">5<span></span></td>
        <td class="nump">5<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">4<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum', window );">Dividend yield, minimum</a></td>
        <td class="nump">4.18%<span></span></td>
        <td class="nump">3.24%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">2.35%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum', window );">Dividend yield, maximum</a></td>
        <td class="nump">5.17%<span></span></td>
        <td class="nump">3.55%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">3.04%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMinimum', window );">Risk-free interest rate, minimum</a></td>
        <td class="nump">1.26%<span></span></td>
        <td class="nump">2.38%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">2.54%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMaximum', window );">Risk-free interest rate, maximum</a></td>
        <td class="nump">1.92%<span></span></td>
        <td class="nump">2.75%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">3.26%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Weighted-average fair value</a></td>
        <td class="nump">$ 2.25<span></span></td>
        <td class="nump">$ 3.27<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 3.80<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Options - Seasonal [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate', window );">Expected volatility</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">33.81%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">25.35%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedTerm', window );">Expected term (years)</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">2<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">2<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Weighted-average fair value</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 2.70<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 2.83<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate', window );">Dividend yield</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">3.48%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">2.80%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate', window );">Risk-free interest rate</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">0.85%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">2.54%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">ESPP Options [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRateMinimum', window );">Expected volatility, minimum</a></td>
        <td class="nump">22.75%<span></span></td>
        <td class="nump">23.68%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">29.13%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRateMaximum', window );">Expected volatility, maximum</a></td>
        <td class="nump">23.31%<span></span></td>
        <td class="nump">43.20%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">43.82%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedTerm', window );">Expected term (years)</a></td>
        <td class="nump">0.5<span></span></td>
        <td class="nump">0.5<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0.5<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum', window );">Dividend yield, minimum</a></td>
        <td class="nump">3.86%<span></span></td>
        <td class="nump">2.65%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">2.67%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum', window );">Dividend yield, maximum</a></td>
        <td class="nump">4.80%<span></span></td>
        <td class="nump">3.46%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">2.78%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMinimum', window );">Risk-free interest rate, minimum</a></td>
        <td class="nump">0.19%<span></span></td>
        <td class="nump">0.20%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">0.27%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMaximum', window );">Risk-free interest rate, maximum</a></td>
        <td class="nump">0.23%<span></span></td>
        <td class="nump">0.33%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">2.13%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Weighted-average fair value</a></td>
        <td class="nump">$ 2.16<span></span></td>
        <td class="nump">$ 3.66<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 4.38<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="6"></td>
      </tr>
      <tr>
        <td colspan="6">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">This plan was terminated in fiscal year 2010, except for outstanding awards thereunder. </td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum">
        <tr>
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Share Based Compensation Arrangement by Share Based Payment Award Fair Value Assumptions Dividend Yield Rate Maximum</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMaximum</nobr></td>
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                  <tr>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum">
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Share Based Compensation Arrangement by Share Based Payment Award Fair Value Assumptions Dividend Yield Rate Minimum</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsDividendYieldRateMinimum</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph e(2)(c)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(iii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The period of time an equity-based award is expected to be outstanding. An equity-based award's expected term is generally determined based on, among other factors, the instrument's contractual term and the effects of employees' expected exercise and post-vesting employment termination behavior.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 14.D.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6793087&amp;loc=d3e301413-122809<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph e(2)(a)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 14<br> -Section D<br> -Subsection 2<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedTerm</nobr></td>
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                    <td>us-gaap</td>
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                    <td>xbrli:decimalItemType</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated measure of the percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph e(2)(b)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate</nobr></td>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated measure of the maximum percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRateMaximum</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated measure of the minimum percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRateMinimum</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The risk-free interest rate assumption that is used in valuing an option on its own shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph e(2)(d)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(iv)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMaximum">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum risk-free interest rate assumption that is used in valuing an option on its own shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMaximum</nobr></td>
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                    <td><strong> Period Type:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum risk-free interest rate assumption that is used in valuing an option on its own shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRateMinimum</nobr></td>
                  </tr>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average grant-date fair value of options granted during the reporting period as calculated by applying the disclosed option pricing methodology.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph c(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E2CAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Investments (Schedule of Cost and Fair Value of Available For Sale Securities) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th" colspan="2">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized cost</a></td>
        <td class="nump">$ 166,305,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 33,322,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Gross unrealized gains</a></td>
        <td class="nump">806,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">498,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Gross unrealized losses</a></td>
        <td class="num">(194,000)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(1,872,000)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Fair value</a></td>
        <td class="nump">166,917,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">31,948,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesNoncurrent', window );">Available-for-sale investments in a continuous loss position</a></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">15,700,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses1', window );">Available-for-sale investments, gross unrealized losses, continuous loss position</a></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,900,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Mortgage-Backed Securities [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized cost</a></td>
        <td class="nump">157,970,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">23,026,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Gross unrealized gains</a></td>
        <td class="nump">401,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">39,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Gross unrealized losses</a></td>
        <td class="num">(194,000)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(49,000)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Fair value</a></td>
        <td class="nump">158,177,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">23,016,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Municipal Bonds [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized cost</a></td>
        <td class="nump">8,335,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">8,442,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Gross unrealized gains</a></td>
        <td class="nump">405,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">459,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Fair value</a></td>
        <td class="nump">8,740,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">8,901,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Trust Preferred Security [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost', window );">Amortized cost</a></td>
        <td class="text">&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">1,854,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableforsaleSecuritiesGrossUnrealizedGain', window );">Gross unrealized gains</a></td>
        <td class="text">&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text">&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1', window );">Gross unrealized losses</a></td>
        <td class="text">&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="num">(1,823,000)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesFairValueDisclosure', window );">Fair value</a></td>
        <td class="text">&nbsp;<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 31,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">At April 30, 2011, we had no investments that had been in a continuous loss position for more than twelve months. At April 30, 2010, investments with a cost of $15.7 million and gross unrealized losses of $1.9 million had been in a continuous loss position for more than twelve months. </td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAmortizedCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 7<br> -Footnote 2<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 19<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesAmortizedCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses1">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the excess of amortized cost basis over fair value of securities that have been in a loss position for twelve months or longer for those securities which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableforsaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses1</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 12<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379932&amp;loc=d3e22054-111558<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Available-for-Sale Securities<br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 133<br> -Paragraph 22<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 13, 19<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross unrealized losses for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossUnrealizedLosses1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Investments in debt and equity securities which are categorized neither as held-to-maturity nor trading and which are intended to be sold or mature more than one year from the balance sheet date or operating cycle, if longer. Such securities are reported at fair value; unrealized gains (losses) related to Available-for-sale Securities are excluded from earnings and reported in a separate component of shareholders' equity (other comprehensive income), unless the Available-for-sale security is designated as a hedge or is determined to have had an other than temporary decline in fair value below its amortized cost basis. All or a portion of the unrealized holding gain (loss) of an Available-for-sale security that is designated as being hedged in a fair value hedge is recognized in earnings during the period of the hedge, as are other than temporary declines in fair value below the cost basis for investments in equity securities and debt securities that an entity intends to sell or it is more likely than not that it will be required to sell before the recovery of its amortized cost basis. Other than temporary declines in fair value below the cost basis for debt securities categorized as Available-for-sale that an entity does not intend to sell and for which it is not more likely than not that the entity will be required to sell before the recovery of its amortized cost basis are bifurcated into credit losses and losses related to all other factors. Other than temporary declines in fair value below cost basis related to credit losses are recognized in earnings, and losses related to all other factors are recognized in other comprehensive income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26626-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15C<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 12<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15D<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 17<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Available-for-Sale Securities<br> -URI http://asc.fasb.org/extlink&amp;oid=6505594<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15E<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
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        </tr>
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EYMAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Receivables (Schedule of Short-Term Receivables) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableGrossCurrent', window );">Receivables, gross</a></td>
        <td class="nump">$ 559,756<span></span></td>
        <td class="nump">$ 630,461<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent', window );">Allowance for doubtful accounts</a></td>
        <td class="num">(67,466)<span></span></td>
        <td class="num">(112,475)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsReceivableNetCurrent', window );">Receivables, net</a></td>
        <td class="nump">492,290<span></span></td>
        <td class="nump">517,986<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Emerald Advance Lines of Credit [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableGrossCurrent', window );">Receivables, gross</a></td>
        <td class="nump">31,645<span></span></td>
        <td class="nump">57,914<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent', window );">Allowance for doubtful accounts</a></td>
        <td class="num">(4,400)<span></span></td>
        <td class="num">(35,239)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Business Services Receivables [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableGrossCurrent', window );">Receivables, gross</a></td>
        <td class="nump">281,847<span></span></td>
        <td class="nump">326,681<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Receivables for Tax Preparation and Related Fees [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableGrossCurrent', window );">Receivables, gross</a></td>
        <td class="nump">38,930<span></span></td>
        <td class="nump">45,248<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans to Franchisees [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableGrossCurrent', window );">Receivables, gross</a></td>
        <td class="nump">62,181<span></span></td>
        <td class="nump">55,047<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent', window );">Allowance for doubtful accounts</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(4)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Royalties from Franchisees [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableGrossCurrent', window );">Receivables, gross</a></td>
        <td class="nump">11,645<span></span></td>
        <td class="nump">3,845<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Client Receivables - RALs [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableGrossCurrent', window );">Receivables, gross</a></td>
        <td class="nump">2,412<span></span></td>
        <td class="nump">21,646<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent', window );">Allowance for doubtful accounts</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(12,191)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableGrossCurrent', window );">Receivables, gross</a></td>
        <td class="nump">$ 131,096<span></span></td>
        <td class="nump">$ 120,080<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsReceivableNetCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount due from customers or clients, within one year of the balance sheet date (or the normal operating cycle, whichever is longer), for goods or services (including trade receivables) that have been delivered or sold in the normal course of business, reduced to the estimated net realizable fair value by an allowance established by the entity of the amount it deems uncertain of collection.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 3<br> -Subparagraph a(1)<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 4<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3-4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AccountsReceivableNetCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for trade and other receivables due to an Entity within one year (or the normal operating cycle, whichever is longer) that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 4<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5074-111524<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesAndLoansReceivableGrossCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>An amount representing an agreement for an unconditional promise by the maker to pay the Entity (holder) a definite sum of money at a future date(s) within one year of the balance sheet date or the normal operating cycle, whichever is longer. Such amount may include accrued interest receivable in accordance with the terms of the debt. The debt also may contain provisions including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. This amount does not include amounts related to receivables held-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4531-111522<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3(a),(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 3<br> -Subparagraph a<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (c),(e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Section A<br> -Paragraph 4<br> -Chapter 3<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 3<br> -Subparagraph b<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesAndLoansReceivableGrossCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>87
<FILENAME>R51.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EBEAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Consolidating Financial Statements (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_CondensedConsolidatingFinancialStatementsAbstract', window );"><strong>Condensed Consolidating Financial Statements</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfCondensedConsolidatingStatementOfOperationsTextblock', window );">Schedule of Condensed Consolidating Statements of Operations</a></td>
        <td class="text"><div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica; font-size: 14pt;" class="_mt">CONDENSED CONSOLIDATING INCOME STATEMENTS</font></b> </div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></div>

<p> </p>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="44%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="9%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April&nbsp;30, 2011 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Total revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;251,521</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;3,522,775</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;3,774,296</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cost of revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>277,099</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,137,491</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,414,590</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Selling, general and administrative </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>31,914</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>662,222</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>694,136</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total expenses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>309,013</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,799,713</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,108,726</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Operating income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(57,492</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>723,062</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>665,570</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other income, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,503</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,952</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,455</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income (loss) from continuing operations before taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(51,989</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>729,014</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>257,620</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(27,774</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>285,394</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(257,620</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>257,620</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>419,405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(24,215</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>443,620</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(419,405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>419,405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(13,295</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(12,417</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(878</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>13,295</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(13,295</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;406,110</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(36,632</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>442,742</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(406,110</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>406,110</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 12pt; font-size: 1pt;">&nbsp;</div>

<p> </p>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="44%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="9%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April&nbsp;30, 2010 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Total revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;271,704 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,602,721 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(93 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,874,332 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cost of revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">257,245 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,210,868 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(117 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,467,996 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Selling, general and administrative </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">36,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">594,646 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(93 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">631,499 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total expenses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">294,191 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,805,514 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(210 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,099,495 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Operating income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(22,487 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">797,207 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">117 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">774,837 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other income, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,644 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,771 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(784,252 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">9,298 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income (loss) from continuing operations before taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(16,843 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">800,978 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">295,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,368 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">301,557 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(295,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">295,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">488,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(10,475 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">499,421 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(488,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">488,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(9,704 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,276 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,428 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">9,704 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(9,704 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;479,242 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(15,751 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">494,993 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(479,242 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">479,242 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"> </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April&nbsp;30, 2009 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Total revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;251,758 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,834,880 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(3,061 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;4,083,577 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cost of revenues </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">278,789 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,317,439 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(10 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,596,218 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Selling, general and administrative </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">66,230 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">582,812 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(552 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">648,490 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total expenses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">345,019 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,900,251 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(562 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,244,708 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Operating income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(93,261 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">934,629 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,499 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">838,869 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other income (expense), net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">839,370 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,992 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,461 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(839,338 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">501 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income (loss) from continuing operations before taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">839,370 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(99,253 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">941,090 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(841,837 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">839,370 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Income taxes (benefit) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">326,315 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(40,386 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">367,660 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(327,274 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">326,315 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) from continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">513,055 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(58,867 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">573,430 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(514,563 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">513,055 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net loss from discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(27,382 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(29,176 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">29,176 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(27,382 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net income (loss) </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;485,673 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(88,043 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;573,430 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(485,387 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;485,673 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt; align: left;"> </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div></div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfCondensedConsolidatingBalanceSheetTextblock', window );">Schedule of Condensed Consolidating Balance Sheet</a></td>
        <td class="text"><div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica; font-size: 14pt;" class="_mt">CONDENSED CONSOLIDATING BALANCE SHEETS</font></b> </div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s)&nbsp; </font></div>

<p> </p>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="41%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="9%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">April&nbsp;30, 2011 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&amp; cash equivalents </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>616,238</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,061,656</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(50</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,677,844</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&amp; cash equivalents&nbsp;&ndash; restricted </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>9,522</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>38,861</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>48,383</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Receivables, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>88</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>102,011</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>390,191</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>492,290</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Mortgage loans held for investment, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>485,008</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>485,008</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Intangible assets and goodwill, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,214,164</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,214,164</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Investments in subsidiaries </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,699,555</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>32</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(2,699,555</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>32</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>13,613</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>469,461</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>807,166</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,290,240</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,713,256</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,682,240</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,512,070</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(2,699,605</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,207,961</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Customer deposits </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>852,270</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(50</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>852,220</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Long-term debt </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>998,965</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>50,789</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,049,754</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">FHLB borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>25,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>25,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other liabilities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>178</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(26,769</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,858,004</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,831,413</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,263,504</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>24,173</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(1,287,677</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Stockholders' equity </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,449,574</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(191,399</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,890,954</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(2,699,555</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,449,574</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total liabilities and stockholders' equity </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;2,713,256</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;1,682,240</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;3,512,070</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(2,699,605</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;5,207,961</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 12pt; font-size: 1pt;">&nbsp;</div>

<p> </p>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="41%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="9%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">April&nbsp;30, 2010 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&amp; cash equivalents </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;702,021 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,102,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(111 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,804,045 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&amp; cash equivalents&nbsp;&ndash; restricted </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,160 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">28,190 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">34,350 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Receivables, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">57 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">105,192 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">412,737 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">517,986 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Mortgage loans held for investment, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">595,405 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">595,405 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Intangible assets and goodwill, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,207,879 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,207,879 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Investments in subsidiaries </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,276,597 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">231 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(3,276,597 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">231 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">19,014 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">332,782 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">722,626 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,074,422 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,295,668 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,741,560 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,473,798 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(3,276,708 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;5,234,318 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Customer deposits </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;852,666 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(111 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;852,555 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Long-term debt </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">998,605 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">36,539 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,035,144 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">FHLB borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">75,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">75,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other liabilities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">48,775 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">153,154 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,629,060 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,830,989 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,806,263 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(431,696 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,374,567 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Stockholders' equity </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,440,630 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">93,831 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,182,766 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(3,276,597 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,440,630 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total liabilities and stockholders' equity </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,295,668 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,741,560 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,473,798 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(3,276,708 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;5,234,318 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfCondensedConsolidatingStatementOfCashFlowsTextblock', window );">Schedule of Condensed Consolidating Statements of Cash Flows</a></td>
        <td class="text"><div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica; font-size: 14pt;" class="_mt">CONDENSED CONSOLIDATING STATEMENTS OF CASH FLOWS</font></b> </div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></div>

<p> </p>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="44%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="9%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="2%">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April&nbsp;30, 2011 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) operating activities: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9,683</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;(153,471</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>656,291</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>512,503</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash flows from investing: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchases of AFS securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(138,824</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(138,824</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Maturities and payments received on AFS securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>16,690</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>107</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>16,797</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Mortgage loans held for investment, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>58,471</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>58,471</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchases of property&nbsp;&amp; equipment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(33</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(62,926</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(62,959</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Payments for business acquisitions, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(54,171</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(54,171</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from sales of businesses, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>71,083</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>71,083</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Loans made to franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(92,455</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(92,455</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments from franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>57,552</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>57,552</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>459,755</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(459,755</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>21,556</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12,793</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>34,349</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) investing activities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>459,755</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(77,043</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(33,114</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(459,755</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(110,157</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash flows from financing: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments of commercial paper </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,818,766</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,818,766</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from commercial paper </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,818,766</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,818,766</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments of other borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(50,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(50,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Customer banking deposits, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(11,501</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>61</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(11,440</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividends paid </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(186,802</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(186,802</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repurchase of common stock </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(283,534</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(283,534</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from stock options </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>424</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>424</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>206,722</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(666,477</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>459,755</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>474</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(490</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(3,023</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(3,039</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) financing activities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(469,438</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>144,731</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(669,500</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>459,816</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(534,391</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Effects of exchange rates on cash </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,844</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,844</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net increase (decrease) in cash </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(85,783</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(40,479</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>61</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(126,201</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&ndash; beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>702,021</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,102,135</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(111</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,804,045</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&ndash; end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>616,238</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;1,061,656</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(50</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;1,677,844</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"> </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April&nbsp;30, 2010 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by operating activities: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;21,252 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;16,698 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;549,519 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;587,469 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash flows from investing: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchases of AFS securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(365 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,365 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Sales and maturities of AFS securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">14,639 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,119 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15,758 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Mortgage loans held for investment, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">72,832 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">72,832 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchases of property&nbsp;&amp; equipment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(90,515 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(90,515 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Payments for business acquisitions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(10,539 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(10,539 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from sales of businesses, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">66,623 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">66,623 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Loans made to franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(89,664 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(89,664 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments from franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">40,710 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">40,710 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">415,591 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(415,591 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">73,493 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(41,980 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,513 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) investing activities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">415,591 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">111,645 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(80,292 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(415,591 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,353 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash flows from financing: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments of commercial paper </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,406,013 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,406,013 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from commercial paper </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,406,013 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,406,013 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments of other borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,267,727 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(46 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,267,773 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from other borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,242,727 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,242,727 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Customer banking deposits, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11,428 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,111 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">17,539 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividends paid </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(200,899 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(200,899 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repurchase of common stock </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(254,250 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(254,250 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from stock options </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16,682 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16,682 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">354,617 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(770,208 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">415,591 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,624 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(8,717 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(28,051 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(35,144 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) financing activities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(436,843 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">332,328 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(798,305 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">421,702 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(481,118 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Effects of exchange rates on cash </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11,678 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11,678 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net increase (decrease) in cash </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">460,671 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(317,400 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,111 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">149,382 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&ndash; beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">241,350 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,419,535 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,222 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,654,663 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&ndash; end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;702,021 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,102,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(111 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,804,045 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 12pt; font-size: 1pt;">&nbsp;

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"> </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block, Inc.<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">BFC<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Consolidated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April&nbsp;30, 2009 </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Guarantor) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(Issuer) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Subsidiaries </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Elims </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">H&amp;R Block </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) operating activities: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,835 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(13,225 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,033,829 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,024,439 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash flows from investing: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchases of AFS securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(875 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,217 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,092 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Sales and maturities of AFS securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,417 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,658 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15,075 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Mortgage loans held for investment, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">91,329 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">91,329 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Purchases of property&nbsp;&amp; equipment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(43 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(97,837 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(97,880 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Payments for business acquisitions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(293,805 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(293,805 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from sales of businesses, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">18,865 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">18,865 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">73,820 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(73,820 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Investing cash flows of discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">255,066 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">255,066 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10,056 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11,946 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">22,002 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) investing activities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">73,820 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">363,950 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(358,390 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(73,820 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,560 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash flows from financing: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Repayments of short-term borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,762,294 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,762,294 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from short-term borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,733,294 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,733,294 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Customer banking deposits, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">69,932 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,575 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">64,357 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividends paid </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(198,685 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(198,685 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Acquisition of treasury shares </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(106,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(106,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from issuance of common stock </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">141,415 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">141,415 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Proceeds from stock options </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">71,594 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">71,594 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net intercompany advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(199,032 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">125,212 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">73,820 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Financing cash flows of discontinued operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,783 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,783 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">14,210 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">9,331 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(12,049 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11,492 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net cash provided by (used in) financing activities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(77,655 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(143,986 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">113,163 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">68,245 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(40,233 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net increase in cash </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">206,739 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">788,602 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,575 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">989,766 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&ndash; beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">34,611 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">630,933 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(647 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">664,897 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Cash&nbsp;&ndash; end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;241,350 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,419,535 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(6,222 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,654,663 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Condensed Consolidating Financial Statements [Abstract]</p>
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                <p>Schedule of Condensed Consolidating Statement of Cash Flows [Textblock]</p>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>88
<FILENAME>R64.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EFEBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Receivables (Schedule of Activity in the Allowance for Doubtful Accounts) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts', window );">Beginning balance</a></td>
        <td class="nump">$ 112,475<span></span></td>
        <td class="nump">$ 128,541<span></span></td>
        <td class="nump">$ 120,155<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsProvisionChargedToExpense', window );">Provision</a></td>
        <td class="nump">144,264<span></span></td>
        <td class="nump">111,754<span></span></td>
        <td class="nump">116,174<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries', window );">Recoveries</a></td>
        <td class="nump">312<span></span></td>
        <td class="nump">534<span></span></td>
        <td class="nump">315<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance', window );">Charge-offs</a></td>
        <td class="num">(189,585)<span></span></td>
        <td class="num">(128,354)<span></span></td>
        <td class="num">(108,103)<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts', window );">Ending balance</a></td>
        <td class="nump">67,466<span></span></td>
        <td class="nump">112,475<span></span></td>
        <td class="nump">128,541<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Emerald Advance Lines of Credit [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts', window );">Beginning balance</a></td>
        <td class="nump">35,239<span></span></td>
        <td class="nump">42,875<span></span></td>
        <td class="nump">31,393<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsProvisionChargedToExpense', window );">Provision</a></td>
        <td class="nump">91,546<span></span></td>
        <td class="nump">33,919<span></span></td>
        <td class="nump">42,875<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance', window );">Charge-offs</a></td>
        <td class="num">(122,385)<span></span></td>
        <td class="num">(41,555)<span></span></td>
        <td class="num">(31,393)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts', window );">Ending balance</a></td>
        <td class="nump">4,400<span></span></td>
        <td class="nump">35,239<span></span></td>
        <td class="nump">42,875<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Client Receivables - RALs [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts', window );">Beginning balance</a></td>
        <td class="nump">12,191<span></span></td>
        <td class="nump">14,136<span></span></td>
        <td class="nump">17,398<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsProvisionChargedToExpense', window );">Provision</a></td>
        <td class="nump">2<span></span></td>
        <td class="nump">12,193<span></span></td>
        <td class="nump">14,144<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance', window );">Charge-offs</a></td>
        <td class="num">(12,193)<span></span></td>
        <td class="num">(14,138)<span></span></td>
        <td class="num">(17,406)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts', window );">Ending balance</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">12,191<span></span></td>
        <td class="nump">14,136<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans to Franchisees [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts', window );">Beginning balance</a></td>
        <td class="nump">4<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries', window );">Recoveries</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text">&nbsp;<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance', window );">Charge-offs</a></td>
        <td class="num">(4)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts', window );">Ending balance</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other Receivables [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts', window );">Beginning balance</a></td>
        <td class="nump">65,041<span></span></td>
        <td class="nump">71,526<span></span></td>
        <td class="nump">71,360<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsProvisionChargedToExpense', window );">Provision</a></td>
        <td class="nump">52,716<span></span></td>
        <td class="nump">65,642<span></span></td>
        <td class="nump">59,155<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries', window );">Recoveries</a></td>
        <td class="nump">312<span></span></td>
        <td class="nump">534<span></span></td>
        <td class="nump">315<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance', window );">Charge-offs</a></td>
        <td class="num">(55,003)<span></span></td>
        <td class="num">(72,661)<span></span></td>
        <td class="num">(59,304)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts', window );">Ending balance</a></td>
        <td class="nump">$ 63,066<span></span></td>
        <td class="nump">$ 65,041<span></span></td>
        <td class="nump">$ 71,526<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying value as of the balance sheet date of the estimated valuation allowance to reduce gross premiums receivable to net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5074-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 114<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SX 210.12-09)<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e24092-122690<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 09<br> -Article 12<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 5<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.5)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PremiumsReceivableAllowanceForDoubtfulAccounts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsProvisionChargedToExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount charged against earnings during the period to provide for known and estimated losses on collections of premiums receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 114<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 09<br> -Article 12<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SX 210.12-09)<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e24092-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsProvisionChargedToExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of increase during the period to the valuation allowance account representing the reversal of previous write offs due to unexpected collections of receivables against which losses had been provided.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 114<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 09<br> -Article 12<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e24092-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of decrease during the period to the valuation allowance account representing portions of such account associated with premium receivables that have been determined to be absolutely uncollectible or that were sold or transferred, and which receivables were simultaneously written off.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 114<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 09<br> -Article 12<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SX 210.12-09)<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e24092-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Summary of Significant Accounting Policies<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_SummaryOfSignificantAccountingPoliciesAbstract', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantAccountingPoliciesTextBlock', window );">Summary of Significant Accounting Policies</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

<div style="margin-top: 6pt; font-size: 10pt;" align="left">

<div style="font-family: 'Times New Roman',Times,serif;">

<div style="margin-top: 6pt; font-size: 10pt;" align="left">

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<table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">NOTE&nbsp;1:&nbsp;&nbsp;</font></b></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</font></b></p></td></tr></table></div>

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">NATURE OF OPERATIONS&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Our operating subsidiaries provide a variety of services to the general public, principally in the United States (U.S.). Specifically, we offer: tax return preparation; tax and consulting services to business clients; certain retail banking services and tax preparation and related software. Tax preparation services are also provided in Canada and Australia. Our Tax Services segment comprised <font class="_mt">77.2</font>% of our consolidated revenues from continuing operations for fiscal year 2011. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">PRINCIPLES OF CONSOLIDATION&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;The consolidated financial statements include the accounts of the Company and our wholly-owned subsidiaries. Intercompany transactions and balances have been eliminated. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Some of our subsidiaries operate in regulated industries and their underlying accounting records reflect the policies and requirements of these industries. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">MANAGEMENT ESTIMATES&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;The preparation of financial statements in conformity with generally accepted accounting principles (GAAP) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Significant estimates, assumptions and judgments are applied in the determination of our allowance for loan losses, potential losses from loan repurchase and indemnity obligations associated with our discontinued mortgage business, contingent losses associated with pending litigation, fair value of reporting units, valuation allowances based on future taxable income, reserves for uncertain tax positions, credit losses on receivable balances and related matters. Estimates have been prepared on the basis of the most current and best information available as of each balance sheet date. As such, actual results could differ materially from those estimates. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">CONCENTRATIONS OF RISK&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;The overall credit quality of our mortgage loans held for investment is impacted by the strength of the U.S.&nbsp;economy and local economies. Our mortgage loans held for investment include concentrations of loans to borrowers in certain states, which may result in increased exposure to loss as a result of changes in real estate values and underlying economic or market conditions related to a particular geographical location. Approximately <font class="_mt">59</font>% of our mortgage loan portfolio consists of loans to borrowers located in the states of Florida, California, New York and Wisconsin. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">CASH AND CASH EQUIVALENTS&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Cash and cash equivalents include cash on hand, cash due from banks and federal funds sold. For purposes of the consolidated balance sheets and consolidated statements of cash flows, all non-restricted highly liquid instruments purchased with an original maturity of three months or less are considered to be cash equivalents. We present cash flow activities utilizing the indirect method. Book overdrafts included in accounts payable totaled $<font class="_mt">38.8</font>&nbsp;million and $<font class="_mt">35.9</font>&nbsp;million at April&nbsp;30, 2011 and 2010, respectively. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">CASH AND CASH EQUIVALENTS&nbsp;&ndash; RESTRICTED&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Cash and cash equivalents&nbsp;&#8212; restricted consists primarily of cash held by H&amp;R Block Bank (HRB Bank) required for regulatory compliance and cash held by our captive insurance subsidiary that will be used to pay claims. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">RECEIVABLES AND RELATED ALLOWANCES&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Receivables consist primarily of accounts receivable from customers of our Business Services segment and receivables from tax clients for tax return preparation. The allowance for doubtful accounts for these receivables requires management's judgment regarding collectibility and current economic conditions to establish an amount considered by management to be adequate to cover estimated losses as of the balance sheet date. Business Services accounts receivable are charged-off primarily when we determine that the specific customer does not have the ability to repay the balance in full. Receivables from tax clients for tax return preparation are not specifically identified and charged off, but are evaluated on a pooled basis. At the end of each tax season the outstanding balances on these receivables are evaluated based on collections received and expected collections over subsequent tax seasons. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Our financing receivables consist primarily of mortgage loans held for investment, Emerald Advance lines of Credit (EAs), tax client receivables related to refund anticipation loans (RALs) and loans made to franchisees. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">Emerald Advance lines of credit. </font></b><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">EAs are offered to clients in tax offices from late November through mid-January, currently in an amount not to exceed $<font class="_mt">1,000</font>. If the borrower meets certain criteria as agreed in the loan terms, the line of credit can be increased and utilized year-round. These lines of credit are offered by HRB Bank. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Interest income on EAs is calculated using the average daily balance method and is recognized based on the principal amount outstanding until the outstanding balance is paid or becomes delinquent. Loan commitment fees on EAs, net of related expenses, are initially deferred and recognized as revenue over the commitment period, which is typically two months. EAs balances are due on February 15th, and any amounts unpaid by that date are placed on non-accrual status. Payments on past due amounts are recorded as a reduction in the receivable balance. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We review the credit quality of these receivables based on pools, which are segregated by the year of origination. Specific bad debt rates are applied to each pool, as well as to those who maintain their loan year-round. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We determine our allowance for these receivables collectively, based on a review of receipts taking into consideration historical experience. These receivables are not specifically identified and charged-off, but are evaluated on a pooled basis. Initial bad debt rates also consider whether the loan was made to a new or repeat client. At the end of each tax season the outstanding balances on these receivables are evaluated based on collections received and expected collections over subsequent tax seasons. We adjust our allowance accordingly, with these adjustments reflected as bad debt expense. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">Tax client receivables related to RALs. </font></b><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Historically, RALs were offered in our US retail tax offices through a contractual relationship with HSBC Holdings plc (HSBC). We purchased a <font class="_mt">49.9</font>% participation interest in all RALs obtained through our retail offices. In December 2010, HSBC terminated its contract with us based on restrictions placed on HSBC by its regulator and RALs were not offered in our tax offices this tax season. In connection with the contract termination, we obtained the remaining rights to collect on the outstanding balances of RALs originated in years 2006 and later. All tax client receivables related to RALs outstanding at April&nbsp;30, 2011 were originated prior to fiscal year 2011 and are past due. We do not accrue interest on these receivables. Payments on past due amounts are recorded as a reduction in the receivable balance. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We review the credit quality of these receivables based on pools, which are segregated by the year of origination, with specific bad debt rates applied to each pool. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">These receivables are not specifically identified and charged-off, but are evaluated on a pooled basis. At the end of each tax season the outstanding balances on these receivables are evaluated based on collections received and expected collections over subsequent tax seasons. We adjust our allowance accordingly, with these adjustments reflected as bad debt expense. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">Loans made to franchisees.</font></b><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> Interest income on loans made to franchisees is calculated using the average daily balance method and is recognized based on the principal amount outstanding until the outstanding balance is paid or written off. Loans made to franchisees totaled $<font class="_mt">172.6</font>&nbsp;million at April&nbsp;30, 2011, and consisted of $<font class="_mt">125.1</font>&nbsp;million in term loans made to finance the purchase of franchises and $<font class="_mt">47.5</font>&nbsp;million in revolving lines of credit made to existing franchisees primarily for the purpose of funding their off-season needs. The credit quality of these receivables is determined on a specific franchisee basis, taking into account the franchisee's credit score, their payment history on existing loans and operational amounts due to us, the loan-to-value ratio and debt-to-income ratio. Credit scores, loan-to-value and debt-to-income ratios are obtained at the time of underwriting. Payment history is monitored on a regular basis. We believe all loans to franchisees are of similar credit quality. Loans are evaluated for impairment when they become delinquent. Amounts deemed to be uncollectible are written off to bad debt expense and bad debt related to these loans has typically been insignificant. Additionally, the franchise office serves as collateral for the loan. In the event the franchisee is unable to repay the loans, we revoke their franchise rights, write off the remaining balance of the loans and assume control of the office. As of April&nbsp;30, 2011, loans totaling $<font class="_mt">0.1</font>&nbsp;million were past due, however we had no loans to franchisees on non-accrual status. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">MORTGAGE LOANS HELD FOR INVESTMENT&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Mortgage loans held for investment represent loans originated or acquired with the ability and current intent to hold to maturity. Loans held for investment are carried at amortized cost adjusted for charge-offs, net of allowance for loan losses, deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans. Loan fees and certain direct loan origination costs are deferred and the net fee or cost is recognized in interest income over the life of the related loan. Unearned income, premiums and discounts on purchased loans are amortized or accreted into income over the estimated life of the loan using methods that approximate the interest method based on assumptions regarding the loan portfolio, including prepayments adjusted to reflect actual experience. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We record an allowance representing our estimate of credit losses inherent in the loan portfolio at the balance sheet date. Loan recoveries and the provision for credit losses increase the allowance, while loan charge-offs decrease the allowance. A current assessment of the value of the loan's underlying collateral is made when the loan is no later than 60&nbsp;days past due and any loan balance in excess of the value less costs to sell the property is included in the provision for credit losses. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We evaluate mortgage loans less than 60&nbsp;days past due on a pooled basis and record a loan loss allowance for those loans in the aggregate. We stratify these loans based on our view of risk associated with various elements of the pool and assign estimated loss rates based on those risks. Loss rates consider both the rate at which loans will become delinquent (frequency) and the amount of loss that will ultimately be realized upon occurrence of a liquidation of collateral (severity), and are primarily based on historical experience and our assessment of economic and market conditions. </font></p>

<p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Loans are considered impaired when we believe it is probable we will be unable to collect all principal and interest due according to the contractual terms of the note, or when the loan is 60&nbsp;days past due. Impaired loans are reviewed individually and a specific loan loss allowance is recorded based on the fair value of the underlying collateral. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We classify loans as non-accrual when full and timely collection of interest or principal becomes uncertain, or when they are 90&nbsp;days past due. Interest previously accrued, but not collected, is reversed against current interest income when a loan is placed on non-accrual status. Accretion of deferred fees is discontinued for non-accrual loans. Payments received on non-accrual loans are recognized as interest income when the loan is considered collectible and applied to principal when it is doubtful that all contractual payments will be collected. Loans are not placed back on accrual status until collection of principal and interest is reasonably assured as a result of the borrower bringing the loan into compliance with the contractual terms of the loan. Prior to restoring a loan to accrual status, management considers a borrower's prospects for continuing future contractual payments. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">From time to time, as part of our loss mitigation process, we may agree to modify the contractual terms of a borrower's loan. We have developed loan modification programs designed to help borrowers refinance adjustable-rate mortgage loans prior to rate reset or who may otherwise have difficulty making their payments. In cases where we modify a loan and in so doing grant a concession to a borrower experiencing financial difficulty, the modification is considered a troubled debt restructuring (TDR). We may consider the borrower's payment status and history, the borrower's ability to pay upon a rate reset on an adjustable-rate mortgage, the size of the payment increase upon a rate reset, the period of time remaining prior to the rate reset and other relevant factors in determining whether a borrower is experiencing financial difficulty. A borrower who is current may be deemed to be experiencing financial difficulty in instances where the evidence suggests an inability to pay based on the original terms of the loan after the interest rate reset and, in the absence of a modification, may default on the loan. We evaluate whether the modification represents a concession we would not otherwise consider, such as a lower interest rate than what a new borrower of similar credit risk would be offered. A loan modified in a troubled debt restructuring, including a loan that was current at the time of modification, is placed on non-accrual status until we determine future collection of principal and interest is reasonably assured, which generally requires the borrower to demonstrate a period of performance according to the restructured terms. At the time of the modification, we record impairment for TDR loans equal to the difference between the principal balance of the loan and the present value of expected future cash flows discounted at the loan's effective interest rate. However, if we later assess that foreclosure of a modified loan is probable, we record impairment based on the estimated fair value of the underlying collateral. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">REAL ESTATE OWNED&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Real estate owned (REO) includes foreclosed properties securing mortgage loans. Foreclosed assets are adjusted to fair value less costs to sell upon transfer of the loans to REO. Subsequently, REO is carried at the lower of carrying value or fair value less costs to sell. Fair value is generally based on independent market prices or appraised values of the collateral. Subsequent holding period losses and losses arising from the sale of REO are expensed as incurred. REO is included in prepaid expenses and other current assets in the consolidated balance sheets. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">INVESTMENTS&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Investments include both available-for-sale marketable securities and investments held-to-maturity. These investments are included in other assets in the consolidated balance sheets. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">Available-for-Sale.</font></b><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> Marketable securities we hold are classified as available-for-sale (AFS) and are reported at fair value. Unrealized gains and losses are calculated using the specific identification method and reported, net of applicable taxes, as a component of accumulated other comprehensive income. Realized gains and losses on the sale of these securities are determined using the specific identification method. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We monitor our AFS investment portfolio for impairment and consider many factors in determining whether the impairment is deemed to be other-than-temporary. These factors include, but are not limited to, the length of time the security has had a market value less than the cost basis, the severity of loss, our intent to sell, including regulatory or contractual requirements to sell, recent events specific to the issuer or industry, external credit ratings and recent downgrades in such ratings. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">For investments in mortgage-backed securities, amortization of premiums and accretion of discounts are recognized in interest income using the interest method, adjusted for anticipated prepayments where applicable. We update our estimates of expected cash flows periodically and recognize changes in calculated effective yields as appropriate. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">Held-to-Maturity.</font></b><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> Our investment in the stock of the Federal Home Loan Bank (FHLB) is carried at cost, as it is a restricted security, which is required to be maintained by HRB Bank for borrowing availability. The cost of the stock represents its redemption value, as there is no ready market value. </font></p>

<p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">PROPERTY AND EQUIPMENT&nbsp;</font></b><font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Buildings and equipment are initially recorded at cost and are depreciated over the estimated useful life of the assets using the straight-line method. Leasehold improvements are initially recorded at cost and are amortized over the lesser of the term of the respective lease or the estimated useful life, using the straight-line method. Estimated useful lives are&nbsp;<font class="_mt">15</font> to&nbsp;<font class="_mt">40</font>&nbsp;years for buildings,&nbsp;<font class="_mt">3</font> to&nbsp;<font class="_mt">5</font>&nbsp;years for computers and other equipment and up to&nbsp;<font class="_mt">8</font>&nbsp;years for leasehold improvements. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We capitalize certain allowable costs associated with software developed or purchased for internal use. These costs are typically amortized over&nbsp;<font class="_mt">36</font>&nbsp;months using the straight-line method. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Substantially all of the operations of our subsidiaries are conducted in leased premises. For all lease agreements, including those with escalating rent payments or rent holidays, we recognize rent expense on a straight-line basis. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">INTANGIBLE ASSETS AND GOODWILL&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;We test goodwill and other indefinite-life intangible assets for impairment annually or more frequently, whenever events occur or circumstances change which would, more likely than not, reduce the fair value of a reporting unit below its carrying value. The first step of the impairment test is to compare the estimated fair value of the reporting unit to its carrying value. If the carrying value is less than fair value, no impairment exists. If the carrying value is greater than fair value, a second step is performed to determine the fair value of goodwill and the amount of impairment loss, if any. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">In addition, long-lived assets, including intangible assets with finite lives, are assessed for impairment whenever events or circumstances indicate the carrying value may not be fully recoverable by comparing the carrying value to future undiscounted cash flows. Impairment is recorded for long-lived assets determined not to be fully recoverable equal to the excess of the carrying amount of the asset over its estimated fair value. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We recorded a $<font class="_mt">22.7</font>&nbsp;million goodwill impairment related to our RedGear reporting unit within our Tax Services segment in fiscal year 2011. We recorded a $<font class="_mt">15.0</font>&nbsp;million goodwill impairment related to our RSM EquiCo, Inc. (RSM EquiCo) reporting unit within our Business Services segment in fiscal year 2010 and a $<font class="_mt">2.2</font>&nbsp;million goodwill impairment for a reporting unit within our Tax Services segment in fiscal year 2009. No material impairment adjustments to other intangible assets or other long-lived assets of continuing operations were made during the three-year period ended April&nbsp;30, 2011. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p>

<div><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">The weighted-average life of intangible assets with finite lives is&nbsp;<font class="_mt">26</font>&nbsp;years. Intangible assets are typically amortized over the estimated useful life of the assets using the straight-line method </font></div>

<div>&nbsp;</div>

<div class="MetaData"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">COMMERCIAL PAPER&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;During the year we issued commercial paper to finance temporary liquidity needs and various financial activities. There was no commercial paper outstanding at April&nbsp;30, 2011 or 2010. </font></font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> </font></div>

<div><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">MORTGAGE LOAN REPURCHASE LIABILITY&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;In connection with the securitization and sale of loans, Sand Canyon Corporation (SCC) made certain representations and warranties, including, but not limited to, representations relating to matters such as ownership of the loan, validity of lien securing the loan, and the loan's compliance with SCC's underwriting criteria. Representations and warranties in whole loan sale transactions to institutional investors included a "knowledge qualifier" which limits SCC liability for borrower fraud to those instances where SCC had knowledge of the fraud at the time the loans were sold. In the event that there is a breach of a representation and warranty and such breach materially and adversely affects the value of a mortgage loan, SCC may be obligated to repurchase a loan or otherwise indemnify certain parties for losses incurred as a result of loan liquidation. Generally, these representations and warranties are not subject to a stated term, but would be subject to statutes of limitation applicable to the contractual provisions. </font></div>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">SCC estimates losses relating to representation and warranty claims by estimating loan repurchase and indemnification obligations on both known claims and projections of future claims. Projections of future claims are based on an analysis that includes a combination of reviewing repurchase demands and actual defaults and loss severities, inquiries from various third-parties, the terms and provisions of related agreements and the historical rate of repurchase and indemnification obligations related to breaches of representations and warranties. SCC's methodology for calculating this liability considers the likelihood that individual counterparties will assert future claims. The repurchase liability is included in accounts payable, accrued expenses and other current liabilities on our consolidated balance sheets. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">LITIGATION&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;It is our policy to routinely assess the likelihood of any adverse judgments or outcomes related to legal matters, as well as ranges of probable losses. A determination of the amount of the reserves required, if any, for these contingencies is made after analysis of each known issue and an analysis of historical experience. We record reserves related to certain legal matters for which we believe it is probable that a loss will be incurred and the range of such loss can be estimated. With respect to other matters, management has concluded that a loss is only reasonably possible or remote, or not estimable and, therefore, no liability is recorded. Management discloses the facts regarding material matters, and potential exposure if determinable, for losses assessed as reasonably possible to occur. Costs incurred with defending claims are expensed as incurred. Any receivable for insurance recoveries is recorded separately from the corresponding litigation reserve, and only if recovery is determined to be probable. </font></p>

<p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">INCOME TAXES&nbsp;</font></b><font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;We account for income taxes under the asset and liability method, which requires us to record deferred income tax assets and liabilities for future tax consequences attributable to differences between the financial statement carrying value of existing assets and liabilities and their respective tax basis. Deferred taxes are determined separately for each tax-paying component within each tax jurisdiction based on provisions of enacted tax law. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. Our deferred tax assets include capital loss and state and foreign tax loss carry-forwards and are reduced by a valuation allowance if, based on available evidence, it is more likely than not that some portion or all of the deferred tax assets will not be realized. Our current deferred tax assets are included in prepaid expenses and other current assets in the consolidated balance sheets. Noncurrent deferred tax assets are included in other assets on our consolidated balance sheets. Noncurrent deferred tax liabilities are included in other noncurrent liabilities on our consolidated balance sheets. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We evaluate the sustainability of each uncertain tax position based on its technical merits. If we determine it is more likely than not a tax position will be sustained based on its technical merits, we record the impact of the position in our consolidated financial statements at the largest amount that is greater than fifty percent likely of being realized upon ultimate settlement. We record no tax benefit for tax positions where we have concluded it is not more likely than not to be sustained. Differences between a tax position taken or expected to be taken in our tax returns and the amount of benefit recognized and measured in the financial statements result in unrecognized tax benefits, which are recorded in the balance sheet as either a liability for unrecognized tax benefits or reductions to recorded tax assets, as applicable. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We file a consolidated federal tax return on a calendar year basis and state tax returns on a consolidated or combined basis, as permitted by authorities. We report interest and penalties as a component of income tax expense. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">TREASURY SHARES&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Shares of common stock repurchased by us are recorded, at cost, as treasury shares and result in a reduction of stockholders' equity. We reissue treasury shares as part of our stock-based compensation programs or for acquisitions. When shares are reissued, we determine the cost using the average cost method. Periodically, we may permanently retire shares held in treasury as determined by our Board of Directors. </font></p>

<div>

<table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%">&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%">&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%">&nbsp;</td></tr></table></div>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">REVENUE RECOGNITION&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Service revenues consist primarily of fees for preparation and filing of tax returns, both in offices and through our online programs, fees associated with our Peace of Mind (POM) guarantee program and fees for consulting services. Service revenues are recognized in the period in which the service is performed as follows: </font></p>

<div>

<table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%">&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%">&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%">&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Retail and online tax preparation revenues are recorded when a completed return is filed or accepted by the customer. </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">POM revenues are deferred and recognized over the term of the guarantee, based on historical and actual payment of claims. </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Revenues for services rendered in connection with the Business Services segment include fees based on time and materials, which are recognized as the services are performed and amounts are earned. </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Revenues associated with our H&amp;R Block Prepaid Emerald MasterCard</font><sup><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 8.5pt;" class="_mt">&#174;</font></sup><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> program consist of interchange income from the use of debit cards and fees from the use of ATM networks. Interchange income is a fee paid by a merchant bank to the card-issuing bank through the interchange network, and is based on cardholder purchase volumes. Interchange income is recognized as earned. </font></p></td></tr></table></div>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Product and other revenues in the current year include royalties from franchisees and sales of software products, and are recognized as follows: </font></p>

<div>

<table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%">&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%">&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%">&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Upon granting of a franchise, franchisees pay a refundable deposit generally in the amount of $<font class="_mt">2,500</font>, but pay no initial franchise fee. We record the payment as a deposit liability and recognize no revenue in connection with the initial granting of a franchise. Franchise royalties, which are based on contractual percentages of franchise revenues, are recorded in the period in which the franchise provides the service. </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Software revenues consist mainly of tax preparation software. Revenue from the sale of software such as H&amp;R Block At Home</font><sup><font style="font-variant: small-caps; font-family: 'Times New Roman','serif'; color: black; font-size: 8.5pt;" class="_mt">tm</font></sup><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> is recognized when the product is sold to the end user, either through retail, online or other channels. Rebates, slotting fees and other incentives paid in connection with these sales are recorded as a reduction of revenue. Revenue from the sale of TaxWorks</font><sup><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 8.5pt;" class="_mt">&#174;</font></sup><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> software is deferred and recognized over the period for which upgrades and support are provided to the customer. </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">In fiscal years 2010 and 2009, loan participation revenue was recognized over the life of the loan. </font></p></td></tr></table></div>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Interest income consists primarily of interest earned on mortgage loans held for investment and EAs and is recognized as follows: </font></p>

<div>

<table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%">&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%">&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%">&nbsp;</td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Interest income on mortgage loans held for investment includes deferred origination fees and costs and purchase discounts and premiums, which are amortized to income over the life of the loan using the interest method. </font></p></td></tr></table></div>

<div>

<table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%">&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%">&nbsp;</td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"> </td></tr>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Interest income on EAs is calculated using the average daily balance method and is recognized based on the principal amount outstanding until the outstanding balance is paid or written-off. </font></p></td></tr>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Loan commitment fees, net of related expenses, are initially deferred and recognized as revenue over the commitment period. </font></p></td></tr></table></div>

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<div><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Revenue recognition is evaluated separately for each unit in multiple-deliverable arrangements. Sales tax we collect and remit to taxing authorities is recorded net in our consolidated income statements </font></div>

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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">ADVERTISING EXPENSE&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Advertising costs for radio and television ads are expensed the first time the advertisement takes place, with print and mailing advertising expensed as incurred. Total advertising costs of continuing operations for fiscal years 2011, 2010 and 2009 totaled $<font class="_mt">264.2</font>&nbsp;million, $<font class="_mt">254.8</font>&nbsp;million and $<font class="_mt">249.2</font>&nbsp;million, respectively. </font></p></div>

<div><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">GAINS ON SALES OF TAX OFFICES&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;We periodically sell company-owned tax offices to franchisees. These sales can be financed by franchisees through loans offered by an affiliated company, which we consolidate. Gains are recorded upon determination that collection of the sales proceeds is reasonably assured. Gains are initially deferred when they are financed with these loans and are recognized after minimum payments and equity thresholds are met. Gains are reported in operating income due to their recurring nature, and are included as a reduction of selling, general and administrative expenses in our consolidated income statements. </font></div>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">EMPLOYEE BENEFIT PLANS&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;We have 401(k) defined contribution plans covering all full-time and seasonal employees following the completion of an eligibility period. Contributions of our continuing operations to these plans are discretionary and totaled $<font class="_mt">22.3</font>&nbsp;million, $<font class="_mt">24.0</font>&nbsp;million and $<font class="_mt">26.7</font>&nbsp;million for fiscal years 2011, 2010 and 2009, respectively. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We have a severance policy covering all regular full-time or part-time active employees for involuntary separation from the company. In May 2010 we announced plans to realign field and support organizations. The realignment included approximately&nbsp;<font class="_mt">400</font> staff reductions. Associated severance benefits were recorded primarily during the first fiscal quarter of 2011 and totaled $<font class="_mt">29.6</font>&nbsp;million. </font></p>

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<div><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">FOREIGN CURRENCY TRANSLATION&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Assets and liabilities of foreign subsidiaries are translated into U.S.&nbsp;dollars at exchange rates prevailing at the end of the year. Revenues and expenses of our foreign operations are translated at the average exchanges rates in effect during the fiscal year. Translation adjustments are recorded as a separate component of other comprehensive income in stockholders' equity.</font></div>

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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">COMPREHENSIVE INCOME&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Our comprehensive income is comprised of net income, foreign currency translation adjustments and the change in net unrealized gains or losses on AFS marketable securities. Included in stockholders' equity at April&nbsp;30, 2011 and 2010, the net unrealized holding gain on AFS securities was $<font class="_mt">0.5</font>&nbsp;million and $<font class="_mt">0.3</font>&nbsp;million, respectively, and the foreign currency translation adjustment was $<font class="_mt">10.8</font>&nbsp;million and $<font class="_mt">1.3</font>&nbsp;million, respectively. </font></p></div>

<div><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">NEW ACCOUNTING STANDARDS&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;In April 2011, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update 2011-02, "Receivables (Topic 310)&nbsp;&#8212; A Creditor's Determination of Whether a Restructuring is a Troubled Debt Restructuring." This guidance assists in determining if a loan modification qualifies as a TDR and requires that creditors must determine that a concession has been made and the borrower is having financial difficulties. This guidance is effective beginning with our fiscal year 2012. As a result of applying this guidance, we may identify loans that are newly considered impaired, however we believe this guidance will not have a material effect on our consolidated financial statements. </font></div>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">In October 2009, the FASB issued Accounting Standards Update 2009-13, "Revenue Recognition (Topic 605)&nbsp;&#8212; Multiple-Deliverable Revenue Arrangements." This guidance amends the criteria for separating consideration in multiple-deliverable arrangements to enable vendors to account for products or services (deliverables) separately rather than as a combined unit. This guidance establishes a selling price hierarchy for determining the selling price of a deliverable, which is based on: (1)&nbsp;vendor-specific objective evidence; (2)&nbsp;third-party evidence; or (3)&nbsp;estimates. This guidance also eliminates the residual method of allocation and requires that arrangement consideration be allocated at the inception of the arrangement to all deliverables using the relative selling price method. In addition, this guidance significantly expands required disclosures related to a vendor's multiple-deliverable revenue arrangements. This guidance is effective prospectively for revenue arrangements entered into or materially modified beginning with our fiscal year 2012. We believe this guidance will not have a material effect on our consolidated financial statements. </font></p>

<p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">In December 2010, the FASB issued Accounting Standards Update 2010-28, "Intangibles&nbsp;&#8212; Goodwill and Other (Topic 350): When to Perform Step 2 of the Goodwill Impairment Test for Reporting Units with Zero or Negative Carrying Amounts." The amendments affect reporting units whose carrying amount is zero or negative, and require performance of Step 2 of the goodwill impairment test if it is more likely than not that a goodwill impairment exists. In determining whether it is more likely than not that a goodwill impairment exists, a reporting unit would consider whether there are any adverse qualitative factors indicating that an impairment may exist. The qualitative </font><font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 9pt;" class="_mt">factors are consistent with existing guidance. The reporting unit would evaluate if an event occurs or circumstances change that would more likely than not reduce the fair value of a reporting unit below its carrying amount. This guidance is effective beginning with our fiscal year 2012. We believe this guidance will not have a material effect on our consolidated financial statements. </font><font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">STANDARDS IMPLEMENTED&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;In July 2010 the FASB issued Accounting Standards Update 2010-20, "Disclosures About Credit Quality of Financing Receivables and Allowance for Credit Losses." This guidance requires enhanced disclosures about the allowance for credit losses and the credit quality of financing receivables and would apply to financing receivables held by all creditors. The requirements for period end disclosures are effective beginning with the first interim or annual reporting period ending after December&nbsp;15, 2010. The requirements for activity-based disclosures were effective for our fourth quarter. The new disclosures are included in notes&nbsp;1, 5 and 6. The requirements for TDR disclosures are effective for our first quarter of fiscal year 2012. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">In June 2009, the FASB issued revised authoritative guidance associated with the consolidation of variable interest entities (VIEs). The revised guidance replaced the previous quantitative-based assessment for determining whether an enterprise is the primary beneficiary of a VIE and focuses primarily on a qualitative assessment. This assessment requires identifying the enterprise that has (1)&nbsp;the power to direct the activities of the VIE that can most significantly impact the entity's performance; and (2)&nbsp;the obligation to absorb losses and the right to receive benefits from the VIE that could potentially be significant to such entity. The revised guidance also requires that the enterprise continually reassess whether it is the primary beneficiary of a VIE rather than conducting a reassessment only upon the occurrence of specific events. We implemented this guidance on May&nbsp;1, 2010 and evaluated our financial interests to determine if we had interests in VIEs and if we are the primary beneficiary of the VIE. See note&nbsp;17 for additional information on our VIEs. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">In June 2009, the FASB issued guidance, under Topic 860&nbsp;&#8212; Transfers and Servicing. This guidance requires more disclosure about transfers of financial assets, including securitization transactions, and where entities have continuing exposure to the risks related to transferred financial assets. It eliminates the concept of a qualifying special purpose entity and changes the requirements for derecognizing financial assets. We adopted this guidance as of May&nbsp;1, 2010 and it did not have a material effect on our consolidated financial statements.</font></p></div></div></div></div><span></span></td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EUHAE">
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          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets (Schedule of Real Estate Owned) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
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          <div>Apr. 30, 2011</div>
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        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
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        <td class="nump">$ 44,533<span></span></td>
        <td class="nump">$ 350<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageLoansOnRealEstateOtherAdditions', window );">Additions</a></td>
        <td class="nump">16,463<span></span></td>
        <td class="nump">19,341<span></span></td>
        <td class="nump">65,171<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold', window );">Sales</a></td>
        <td class="num">(21,889)<span></span></td>
        <td class="num">(24,308)<span></span></td>
        <td class="num">(9,072)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MortgageLoansOnRealEstateOtherImpairments', window );">Impairments</a></td>
        <td class="num">(4,294)<span></span></td>
        <td class="num">(10,314)<span></span></td>
        <td class="num">(11,916)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MortgageLoansOnRealEstate', window );">Balance, end of the period</a></td>
        <td class="nump">$ 19,532<span></span></td>
        <td class="nump">$ 29,252<span></span></td>
        <td class="nump">$ 44,533<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Mortgage Loans Held For Investment And Related Assets [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_MortgageLoansHeldForInvestmentAndRelatedAssetsAbstract</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_MortgageLoansOnRealEstateOtherImpairments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Mortgage Loans On Real Estate Other Impairments</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_MortgageLoansOnRealEstateOtherImpairments</nobr></td>
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                  <tr>
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                    <td>hrb</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>credit</td>
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                    <td>duration</td>
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        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageLoansOnRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total carrying amount of mortgage loans as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 310<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-29.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6589523&amp;loc=d3e617274-123014<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph c<br> -Subparagraph Schedule IV<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 29<br> -Article 12<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 10<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.5-04.(c) Schedule IV)<br> -URI http://asc.fasb.org/extlink&amp;oid=6882300&amp;loc=d3e5864-122674<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MortgageLoansOnRealEstate</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount of mortgage loans on real estate that were sold during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 310<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-29.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6589523&amp;loc=d3e617274-123014<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph c<br> -Subparagraph Schedule IV<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 29<br> -Article 12<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 10<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.5-04.(c) Schedule IV)<br> -URI http://asc.fasb.org/extlink&amp;oid=6882300&amp;loc=d3e5864-122674<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MortgageLoansOnRealEstateCostOfMortgagesSold</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total amount of additions to mortgage loans other than new loans during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 310<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-29.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6589523&amp;loc=d3e617274-123014<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph c<br> -Subparagraph Schedule IV<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 29<br> -Article 12<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 10<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.5-04.(c) Schedule IV)<br> -URI http://asc.fasb.org/extlink&amp;oid=6882300&amp;loc=d3e5864-122674<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MortgageLoansOnRealEstateOtherAdditions</nobr></td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EQCAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Customer Banking Deposits (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Customer Banking Deposits</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfComponentsOfBankingDepositsTableTextBlock', window );">Components of Banking Deposits</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="47%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><b><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 7pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Outstanding<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Interest<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Outstanding<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Interest<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 7pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Balance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Expense </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Balance </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Expense </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Short-term: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Money-market deposits </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>164,734</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,168</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">195,220 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,871 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Savings deposits </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,030</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>107</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,460 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">128 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Checking deposits: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Interest-bearing </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6,947</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>94</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">24,190 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">83 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Non-interest-bearing </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>279,296</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">200,096 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>286,243</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>94</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">224,286 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">83 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">IRAs and other time deposits: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Due in one year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>49,003</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">60,349 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">IRAs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>341,210</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">360,240 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>390,213</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6,119</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">420,589 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,092 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;852,220</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;8,488</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;852,555 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;10,174 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Long-term: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Due in two years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>7,939</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,479 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Due in three years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,717</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,079 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Due in four years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>16</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,105 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Due in five years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,678</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">21,664 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="19" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfTimeDepositsInExcessOfFederalDepositInsuranceCorporationInsuranceLimitTableTextBlock', window );">Summary of Time Deposits in Excess of Federal Deposit Insurance Corporation Insurance Limit</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="92%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="center">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="4" align="center">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Three months or less </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>480</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Three to six months </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,929</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Six to twelve months </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,011</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Over twelve months </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,883</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;7,303</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr></table><span></span></td>
      </tr>
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                <p>Schedule of Components of Banking Deposits [Table Text Block]</p>
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                <p>Schedule of Time Deposits In Excess of Federal Deposit Insurance Corporation Insurance Limit [Table Text Block]</p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Litigation and Related Contingencies<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
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        <td class="text"> <span></span></td>
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        <td class="text"><div style="width: 87%; margin-left: 6%;">

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td><b><font style="font-family: Arial, Helvetica;" class="_mt">NOTE&nbsp;19: </font></b></td>
<td align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">LITIGATION AND RELATED CONTINGENCIES</font></b> </td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We are party to investigations, legal claims and lawsuits arising out of our business operations. As required, we accrue our best estimate of loss contingencies when we believe a loss is probable and we can reasonably estimate the amount of any such loss. Amounts accrued, including obligations under indemnifications, totaled $<font class="_mt">70.6</font>&nbsp;million and $<font class="_mt">35.5</font>&nbsp;million at April&nbsp;30, 2011 and 2010, respectively. Litigation is inherently unpredictable and it is difficult to project the outcome of particular matters with reasonable certainty and, therefore, the actual amount of any loss may prove to be larger or smaller than the amounts reflected in our consolidated financial statements. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">RAL LITIGATION</font></b> &ndash; We have been named in multiple lawsuits as defendants in litigation regarding our refund anticipation loan program in past years. All of those lawsuits have been settled or otherwise resolved, except for one. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The sole remaining case is a putative class action styled <i>Sandra J. Basile, et al.&nbsp;v. H&amp;R Block, Inc., et al.</i>, April Term 1992 Civil Action No.&nbsp;3246 in the Court of Common Pleas, First Judicial District Court of Pennsylvania, Philadelphia County, instituted on April&nbsp;23, 1993. The plaintiffs allege inadequate disclosures with respect to the RAL product and assert claims for violation of consumer protection statutes, negligent misrepresentation, breach of fiduciary duty, common law fraud, usury, and violation of the Truth In Lending Act. Plaintiffs seek unspecified actual and punitive damages, injunctive relief, attorneys' fees and costs. A Pennsylvania class was certified, but later decertified by the trial court in December 2003. An appellate court subsequently reversed the decertification decision. We are appealing the reversal. We have not concluded that a loss related to this matter is probable nor have we accrued a loss contingency related to this matter. Plaintiffs have not provided a dollar amount of their claim and we are not able to estimate a possible range of loss. We believe we have meritorious defenses to this case and intend to defend it vigorously. There can be no assurances, however, as to the outcome of this case or its impact on our consolidated results of operations. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">EXPRESS IRA LITIGATION</font></b> &ndash; We have been named defendants in lawsuits regarding our former Express IRA product. All of those lawsuits have been settled or otherwise resolved, except for one. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The one remaining case was filed on January&nbsp;2, 2008 by the Mississippi Attorney General in the Chancery Court of Hinds County, Mississippi First Judicial District (Case No.&nbsp;G 2008 6 S 2)&nbsp;and is styled <i>Jim Hood, Attorney for the State of Mississippi&nbsp;v. H&amp;R Block, Inc., H&amp;R Block Financial Advisors, Inc</i>., <i>et al. </i>The complaint alleges fraudulent business practices, deceptive acts and practices, common law fraud and breach of fiduciary duty with respect to the sale of the product in Mississippi and seeks equitable relief, disgorgement of profits, damages and restitution, civil penalties and punitive damages. We are not able to estimate a possible range of loss. We believe we have meritorious defenses to the claims in this case, and we intend to defend this case vigorously, but there can be no assurances as to its outcome or its impact on our consolidated results of operations. </div></div>

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<div style="margin-top: 0pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Although we sold H&amp;R Block Financial Advisors, Inc. (HRBFA) effective November&nbsp;1, 2008, we remain responsible for any liabilities relating to the Express IRA litigation, among other things, through an indemnification agreement. A portion of our accrual is related to these indemnity obligations. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">RSM McGLADREY LITIGATION</font></b> &ndash; RSM EquiCo, its parent and certain of its subsidiaries and affiliates, are parties to a class action filed on July&nbsp;11, 2006 and styled <i>Do Right's Plant Growers, et al.&nbsp;v. RSM EquiCo, Inc., et al. (the "RSM Parties"), </i>Case No.&nbsp;06 CC00137, in the California Superior Court, Orange County. The complaint contains allegations relating to business valuation services provided by RSM EquiCo, including allegations of fraud, conversion and unfair competition. Plaintiffs seek unspecified actual and punitive damages, in addition to pre-judgment interest and attorneys' fees. On March&nbsp;17, 2009, the court granted plaintiffs' motion for class certification on all claims. To avoid the cost and inherent risk associated with litigation, the parties have reached an agreement in principle to settle this case, subject to approval by the California Superior Court. The settlement would require a maximum payment of $<font class="_mt">41.5</font>&nbsp;million, although the actual cost of the settlement depends on the number of valid claims submitted by class members. The defendants believe they have meritorious defenses to the claims in this case and, if for any reason the settlement is not approved, they will continue to defend the case vigorously. Although we have recorded a liability for expected losses, there can be no assurance regarding the outcome of this matter. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">On December&nbsp;7, 2009, a lawsuit was filed in the Circuit Court of Cook County, Illinois (2010-L-014920) against M&amp;P, RSM and H&amp;R Block styled <i>Ronald R. Peterson ex rel. Lancelot Investors Fund, L.P., et al.&nbsp;v. McGladrey&nbsp;&amp; Pullen LLP, et al. </i>The case was removed to the United States District Court for the Northern District of Illinois on December&nbsp;28, 2009 (Case <font style="white-space: nowrap;" class="_mt">No.&nbsp;1:10-CV-00274).</font> The complaint, which was filed by the trustee for certain bankrupt investment funds, seeks unspecified damages and asserts claims against RSM for vicarious liability and alter ego liability and against H&amp;R Block for equitable restitution relating to audit work performed by M&amp;P. The amount claimed in this case is substantial. On November&nbsp;3, 2010, the court dismissed the case against all defendants in its entirety with prejudice. The trustee has filed an appeal to the Seventh Circuit Court of Appeals with respect to the claims against M&amp;P and RSM. The appeal remains pending. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">RSM and M&amp;P operate in an alternative practice structure ("APS"). Accordingly, certain claims and lawsuits against M&amp;P could have an impact on RSM. More specifically, any judgments or settlements arising from claims and lawsuits against M&amp;P that exceed its insurance coverage could have a direct adverse effect on M&amp;P's operations. Although RSM is not responsible for the liabilities of M&amp;P, significant M&amp;P litigation and claims could impair the profitability of the APS and impair the ability to attract and retain clients and quality professionals. This could, in turn, have a material effect on RSM's operations and impair the value of our investment in RSM. There is no assurance regarding the outcome of any claims or litigation involving M&amp;P. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">LITIGATION AND CLAIMS PERTAINING TO DISCONTINUED MORTGAGE OPERATIONS</font></b> &ndash; Although mortgage loan origination activities were terminated and the loan servicing business was sold during fiscal year 2008, SCC and HRB remain subject to investigations, claims and lawsuits pertaining to its mortgage business activities that occurred prior to such termination and sale. These investigations, claims and lawsuits include actions by state attorneys general, other state and federal regulators, municipalities, individual plaintiffs, and cases in which plaintiffs seek to represent a class of others alleged to be similarly situated. Among other things, these investigations, claims and lawsuits allege discriminatory or unfair and deceptive loan origination and servicing practices, fraud, and violations of securities laws, the Truth in Lending Act, Equal Credit Opportunity Act and the Fair Housing Act. Given the non-prime mortgage environment, the number of these investigations, claims and lawsuits has increased over historical experience and is likely to continue at increased levels. The amounts claimed in these investigations, claims and lawsuits are substantial in some instances, and the ultimate resulting liability is difficult to predict and thus cannot be reasonably estimated. In the event of unfavorable outcomes, the amounts that may be required to pay in the discharge of liabilities or settlements could be substantial and could have a material impact on our consolidated results of operations. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">On June&nbsp;3, 2008, the Massachusetts Attorney General filed a lawsuit in the Superior Court of Suffolk County, Massachusetts (Case <font style="white-space: nowrap;" class="_mt">No.&nbsp;08-2474-BLS)</font> styled <i>Commonwealth of Massachusetts&nbsp;v. H&amp;R Block, Inc., et al., </i>alleging unfair, deceptive and discriminatory origination and servicing of mortgage loans and seeking equitable relief, disgorgement of profits, restitution and statutory penalties. In November 2008, the court granted a preliminary injunction limiting the ability of the owner of SCC's former loan servicing business to initiate or advance foreclosure actions against certain loans originated by SCC or its subsidiaries without (1)&nbsp;advance notice to the Massachusetts Attorney General and (2)&nbsp;if the Attorney General objects to foreclosure, approval by the court. An appeal of the preliminary injunction was denied. A portion of our loss contingency accrual is related to this matter for the amount of loss that we consider probable and estimable. We do not believe losses in excess of our accrual would be material to our financial statements, although it is possible that our losses could exceed the amount we have accrued. We and SCC believe we have meritorious defenses to the claims presented and intend to </div></div>

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<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 0pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><font style="font-size: 9pt;" class="_mt">defend them vigorously. There can be no assurances, however, as to the outcome of this matter or its impact on our consolidated results of operations. </font></div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">On October&nbsp;15, 2010, the Federal Home Loan Bank of Chicago filed a lawsuit in the Circuit Court of Cook County, Illinois (Case No.&nbsp;10CH45033) styled <i>Federal Home Loan Bank of Chicago&nbsp;v. Bank of America Funding Corporation, et al. </i>against multiple defendants, including various SCC related entities and H&amp;R Block, Inc. related entities, arising out of Federal Home Loan Bank's (FHLB's) purchase of mortgage-backed securities. Plaintiff asserts claims for rescission and damages under state securities law and for common law negligent misrepresentation in connection with its purchase of two securities originated and securitized by SCC. These two securities had a total initial principal amount of approximately $<font class="_mt">50</font>&nbsp;million, of which approximately $<font class="_mt">42</font>&nbsp;million remains outstanding. We have not concluded that a loss related to this matter is probable nor have we established a loss contingency related to this matter. We believe the claims in this case are without merit and we intend to defend them vigorously. There can be no assurances, however, as to its outcome or its impact on our consolidated results of operations. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">OTHER CLAIMS AND LITIGATION</font></b> &ndash; We have been named in several wage and hour class action lawsuits throughout the country, including <i>Alice Williams&nbsp;v. H&amp;R Block Enterprises LLC</i>, Case No.RG08366506 (Superior Court of California, County of Alameda, filed January&nbsp;17, 2008) (alleging improper classification of office managers in California); <i>Arabella Lemus&nbsp;v. H&amp;R Block Enterprises LLC, et al., </i>Case <font style="white-space: nowrap;" class="_mt">No.&nbsp;CGC-09-489251</font> (United States District Court, Northern District of California, filed June&nbsp;9, 2009) (alleging failure to timely pay compensation to tax professionals in California and to include itemized information on wage statements); <i>Delana Ugas&nbsp;v. H&amp;R Block Enterprises LLC, et al., </i>Case No.&nbsp;BC417700 (United States District Court, Central District of California, filed July&nbsp;13, 2009) (alleging failure to compensate tax professionals in California and eighteen other states for all hours worked and to provide meal periods); and <i>Barbara Petroski&nbsp;v. H&amp;R Block Eastern Enterprises, Inc., et al., </i>Case <font style="white-space: nowrap;" class="_mt">No.&nbsp;10-CV-00075</font> (United States District Court, Western District of Missouri, filed January&nbsp;25, 2010) (alleging failure to compensate tax professionals nationwide for off-season training). A class was certified in the <i>Lemus </i>case in December 2010 (consisting of tax professionals who worked in company-owned offices in California from 2007 to 2010)&nbsp;and in the <i>Williams </i>case in March 2011 (consisting of office managers who worked in company-owned offices in California from 2004 to 2011). A conditional class was certified in the <i>Petroski </i>case in March 2011 (consisting of tax professionals who were not compensated for certain training courses occurring on or after April&nbsp;15, 2007). </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The plaintiffs in the wage and hour class action lawsuits seek actual damages, pre-judgment interest and attorneys' fees, in addition to statutory penalties under California and federal law, which could equal up to 30&nbsp;days of wages per tax season for class members who worked in California. A portion of our loss contingency accrual is related to these lawsuits for the amount of loss that we consider probable and estimable. For those wage and hour class action lawsuits for which we are able to estimate a range of possible loss, the current estimated range is $<font class="_mt">0</font> to $<font class="_mt">70</font>&nbsp;million in excess of the accrued liability related to those matters. This estimated range of possible loss is based upon currently available information and is subject to significant judgment and a variety of assumptions and uncertainties. The matters underlying the estimated range will change from time to time, and actual results may vary significantly from the current estimate. Because this estimated range does not include matters for which an estimate is not possible, the range does not represent our maximum loss exposure for the wage and hour class action lawsuits. We believe we have meritorious defenses to the claims in these lawsuits and intend to defend them vigorously. The amounts claimed in these matters are substantial in some instances and the ultimate liability with respect to these matters is difficult to predict. There can be no assurances as to the outcome of these cases or their impact on our consolidated results of operations, individually or in the aggregate. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">In October 2010, we signed a definitive merger agreement to acquire all of the outstanding shares of 2SS Holdings, Inc. ("2SS"), developer of TaxACT digital tax preparation solutions, for $<font class="_mt">287.5</font> million in cash. In May 2011, the United States Department of Justice (the "DOJ") filed a civil antitrust lawsuit in the U.S. district court in Washington, D.C., (Case No. 1:11-cv-00948) against H&amp;R Block and 2SS styled <i>United States v. H&amp;R Block, Inc., 2SS Holdings, Inc., and TA IX L.P.</i>, to block our proposed acquisition of 2SS. There are no assurances that the DOJ's lawsuit will be resolved in our favor or that the transaction will be consummated. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">In addition, we are from time to time party to investigations, claims and lawsuits not discussed herein arising out of our business operations. These investigations, claims and lawsuits include actions by state attorneys general, other state regulators, individual plaintiffs, and cases in which plaintiffs seek to represent a class of others similarly situated. We believe we have meritorious defenses to each of these investigations, claims and lawsuits, and we are defending or intend to defend them vigorously. The amounts claimed in these matters are substantial in some instances, however, the ultimate liability with respect to such matters is difficult to predict. In the event of an </div></div>

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<div style="margin-top: 0pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">unfavorable outcome, the amounts we may be required to pay in the discharge of liabilities or settlements could have a material impact on our consolidated results of operations. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We are also party to claims and lawsuits that we consider to be ordinary, routine litigation incidental to our business, including claims and lawsuits (collectively, "Other Claims") concerning the preparation of customers' income tax returns, the fees charged customers for various products and services, relationships with franchisees, intellectual property disputes, employment matters and contract disputes. While we cannot provide assurance that we will ultimately prevail in each instance, we believe the amount, if any, we are required to pay in the discharge of liabilities or settlements in these Other Claims will not have a material impact on our consolidated results of operations.</div></div><span></span></td>
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                <p>Tabular disclosure of the loss contingencies that were reported in the period or disclosed as of the balance sheet date.</p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0ECKAC">
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          <div style="width: 200px;"><strong>Commitments and Contingencies (Future Minimum Operating Lease Commitments) (Details) (USD $)<br>In Thousands</strong></div>
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          <div>Apr. 30, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies</strong></a></td>
        <td class="text"> <span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent', window );">2012</a></td>
        <td class="nump">$ 238,167<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears', window );">2013</a></td>
        <td class="nump">181,044<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears', window );">2014</a></td>
        <td class="nump">128,063<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears', window );">2015</a></td>
        <td class="nump">84,138<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears', window );">2016</a></td>
        <td class="nump">35,942<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter', window );">2017 and beyond</a></td>
        <td class="nump">67,694<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue', window );">Total</a></td>
        <td class="nump">$ 735,048<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CommitmentsAndContingenciesDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total of future contractually required payments on leases defined as operating.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 122<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 16<br> -Subparagraph b(i)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For leases having an initial or remaining non-cancelable letter-terms in excess of one year, required rental payments due within one year of the balance sheet date relating to leases defined as operating.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 122<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 16<br> -Subparagraph b(i)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For leases having an initial or remaining non-cancelable letter-terms in excess of one year, required rental payments due within the fifth year of the balance sheet date relating to leases defined as operating.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 122<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 16<br> -Subparagraph b(i)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For leases having an initial or remaining non-cancelable letter-terms in excess of one year, required rental payments due within the fourth year of the balance sheet date relating to leases defined as operating.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 122<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 16<br> -Subparagraph b(i)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For leases having an initial or remaining non-cancelable letter-terms in excess of one year, required rental payments due within the third year of the balance sheet date relating to leases defined as operating.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 122<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 16<br> -Subparagraph b(i)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For leases having an initial or remaining non-cancelable letter-terms in excess of one year, required rental payments due within the second year of the balance sheet date relating to leases defined as operating.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 122<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 16<br> -Subparagraph b(i)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For leases having an initial or remaining non-cancelable letter-terms in excess of one year, required rental payments due after the fifth year from the balance sheet date on leases defined as operating.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 122<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 16<br> -Subparagraph b(i)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6453985&amp;loc=d3e41502-112717<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EWUAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets (Schedule of Mortgage Loan Portfolio) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2008</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MortgageLoansHeldForInvestmentAndRelatedAssetsAbstract', window );"><strong>Mortgage Loans Held For Investment And Related Assets</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableWithVariableRatesOfInterest', window );">Adjustable-rate loans</a></td>
        <td class="nump">$ 333,828<span></span></td>
        <td class="nump">$ 411,122<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_AdjustableRateLoansToTotalLoans', window );">Adjustable-rate loans, percent of total loans</a></td>
        <td class="nump">58.00%<span></span></td>
        <td class="nump">60.00%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansReceivableWithFixedRatesOfInterest', window );">Fixed-rate loans</a></td>
        <td class="nump">239,146<span></span></td>
        <td class="nump">272,562<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_FixedRateLoansToTotalLoans', window );">Fixed-rate loans, percent of total loans</a></td>
        <td class="nump">42.00%<span></span></td>
        <td class="nump">40.00%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Total loans</a></td>
        <td class="nump">572,974<span></span></td>
        <td class="nump">683,684<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_TotalLoansToTotalLoans', window );">Total loans, percent of total loans</a></td>
        <td class="nump">100.00%<span></span></td>
        <td class="nump">100.00%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums', window );">Unamortized deferred fees and costs</a></td>
        <td class="nump">4,121<span></span></td>
        <td class="nump">5,256<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Less: Allowance for loan losses</a></td>
        <td class="num">(92,087)<span></span></td>
        <td class="num">(93,535)<span></span></td>
        <td class="num">(84,073)<span></span></td>
        <td class="num">(45,401)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Total</a></td>
        <td class="nump">$ 485,008<span></span></td>
        <td class="nump">$ 595,405<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Adjustable Rate Loans To Total Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_AdjustableRateLoansToTotalLoans</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_FixedRateLoansToTotalLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fixed Rate Loans To Total Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_FixedRateLoansToTotalLoans</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_MortgageLoansHeldForInvestmentAndRelatedAssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Mortgage Loans Held For Investment And Related Assets [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_MortgageLoansHeldForInvestmentAndRelatedAssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_TotalLoansToTotalLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total Loans To Total Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_TotalLoansToTotalLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The allowance for loan and lease losses represents the reserve to cover probable credit losses related to specifically identified loans and leases, as well as probable credit losses inherent in the remainder of the loan portfolio as of the balance sheet date. For banks, include currently required allocated transfer risk reserves. Include carryover of or adjustments to the allowance for loan losses in connection with business combinations determined to be appropriate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 8<br> -Subparagraph a(ii)<br> -Subsection I<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section L<br> -Subsection 1<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 114<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 7<br> -Subparagraph d<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)(1)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the aggregate gross carrying amount of all categories of loans and leases held in portfolio, prior to deducting deferred income and the allowance for losses on loans and leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the aggregate carrying amount of all categories of loans and leases held in portfolio, net of unearned income and the allowance for losses on loans and leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableNetReportedAmount</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableWithFixedRatesOfInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans charging borrowers fixed rates of interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableWithFixedRatesOfInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableWithVariableRatesOfInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans charging borrowers variable, or adjustable, rates of interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansReceivableWithVariableRatesOfInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the cumulative amount of fees paid by borrowers which have not yet been taken into income and unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 91<br> -Paragraph 21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 20<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6378536&amp;loc=d3e10092-111533<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>96
<FILENAME>R87.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EVMAI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Long-Term Debt (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LongTermAcquisitionObligation', window );">Acquisition obligations</a></td>
        <td class="nump">$ 43,273,000<span></span></td>
        <td class="nump">$ 28,701,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeaseObligations', window );">Capital lease obligations</a></td>
        <td class="nump">10,953,000<span></span></td>
        <td class="nump">11,526,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_CapitalLeaseObligationPeriod', window );">Capital lease obligation (in years)</a></td>
        <td class="nump">12<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityAmountOutstanding', window );">Short-term credit facility</a></td>
        <td class="nump">25,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths', window );">Payments to retire debt in 2012</a></td>
        <td class="nump">3,400,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo', window );">Payments to retire debt in 2013</a></td>
        <td class="nump">631,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree', window );">Payments to retire debt in 2014</a></td>
        <td class="nump">1,600,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour', window );">Payments to retire debt in 2015</a></td>
        <td class="nump">400,900,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive', window );">Payments to retire debt in 2016</a></td>
        <td class="nump">2,700,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive', window );">Payments to retire debt beyond 2016</a></td>
        <td class="nump">13,500,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">FHLB [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Maximum funding by facility</a></td>
        <td class="nump">276,100,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LongTermDebtMaturityDate', window );">Long-term debt due date</a></td>
        <td class="text">April 2012<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity', window );">Remaining funding available</a></td>
        <td class="nump">251,100,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MortgageLoansEligibleCollateralIncreaseBorrowingCapacity', window );">Mortgage loans eligible as collateral to increase borrowing capacity</a></td>
        <td class="nump">381,500,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod', window );">Interest rate</a></td>
        <td class="nump">2.36%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Committed Line of Credit [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity', window );">Maximum funding by facility</a></td>
        <td class="nump">1,700,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LongTermDebtMaturityDate', window );">Long-term debt due date</a></td>
        <td class="text">July&nbsp;31, 2013<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_MinimumNetWorthRequiredForCompliance', window );">Minimum net worth required for compliance</a></td>
        <td class="nump">650,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MaximumAmountComplianceCleandownRequirement', window );">Maximum amount for compliance of cleandown requirement</a></td>
        <td class="nump">200,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_NetWorthCurrent', window );">Net worth, current</a></td>
        <td class="nump">1,400,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Committed Line of Credit [Member] | Minimum [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_FacilityBearingInterestInExcessOfLibor', window );">Facility bearing interest in excess of LIBOR</a></td>
        <td class="nump">1.30%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_FacilityBearingInterestInExcessOfPrime', window );">Facility bearing interest in excess of PRIME</a></td>
        <td class="nump">0.30%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_FacilityFee', window );">Facility fee</a></td>
        <td class="nump">0.20%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Committed Line of Credit [Member] | Maximum [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_FacilityBearingInterestInExcessOfLibor', window );">Facility bearing interest in excess of LIBOR</a></td>
        <td class="nump">2.80%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_FacilityBearingInterestInExcessOfPrime', window );">Facility bearing interest in excess of PRIME</a></td>
        <td class="nump">1.80%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_FacilityFee', window );">Facility fee</a></td>
        <td class="nump">0.70%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Senior Notes 7.875 % Due January 2013 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LongTermDebtMaturityDate', window );">Long-term debt due date</a></td>
        <td class="text">January&nbsp;15, 2013<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Stated interest rate</a></td>
        <td class="nump">7.875%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt', window );">Senior notes issued</a></td>
        <td class="nump">600,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Senior Notes 5.125 % Due October 2014 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LongTermDebtMaturityDate', window );">Long-term debt due date</a></td>
        <td class="text">October&nbsp;30, 2014<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Stated interest rate</a></td>
        <td class="nump">5.125%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt', window );">Senior notes issued</a></td>
        <td class="nump">400,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Senior Note 6 3/4 Due in November 2004 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityDecreaseRepayments', window );">Credit facility repayment</a></td>
        <td class="nump">250,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">$500 Million Facility [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LineOfCreditFacilityDecreaseRepayments', window );">Credit facility repayment</a></td>
        <td class="nump">$ 500,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LongTermDebtMaturityDate', window );">Long-term debt due date</a></td>
        <td class="text">May 2011<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LongTermDebtMaturityDate', window );">Long-term debt due date</a></td>
        <td class="text">December 2022<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_CapitalLeaseObligationPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Capital Lease Obligation Period</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_CapitalLeaseObligationPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:positiveIntegerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_FacilityBearingInterestInExcessOfLibor">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Facility bearing interest in excess of LIBOR.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_FacilityBearingInterestInExcessOfLibor</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_FacilityBearingInterestInExcessOfPrime">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Facility bearing interest in excess of PRIME.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_FacilityBearingInterestInExcessOfPrime</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_FacilityFee">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Facility fee.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_FacilityFee</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_LongTermAcquisitionObligation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Long Term Acquisition Obligation</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_LongTermAcquisitionObligation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_LongTermDebtMaturityDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Long Term Debt Maturity Date</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_LongTermDebtMaturityDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>invest:dateStringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_MaximumAmountComplianceCleandownRequirement">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Maximum amount for compliance of cleandown requirement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_MaximumAmountComplianceCleandownRequirement</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_MortgageLoansEligibleCollateralIncreaseBorrowingCapacity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Mortgage loans eligible to use as collateral to increase the borrowing capacity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_MortgageLoansEligibleCollateralIncreaseBorrowingCapacity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_NetWorthCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net worth, current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_NetWorthCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeaseObligations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount equal to the present value (the principal) at the beginning of the lease term of minimum lease payments during the lease term (excluding that portion of the payments representing executory costs such as insurance, maintenance, and taxes to be paid by the lessor, together with any profit thereon) net of payments or other amounts applied to the principal through the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 16<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeaseObligations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest rate stated in the contractual debt agreement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 22<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22(a)(1))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtInstrumentInterestRateStatedPercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityAmountOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount borrowed under the credit facility as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 19, 22<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityAmountOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityDecreaseRepayments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Decrease for amounts repaid on the credit facility for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph f<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(f))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityDecreaseRepayments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityInterestRateDuringPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The effective interest rate during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 19, 22<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19(b),22(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityInterestRateDuringPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 2, 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 19, 22<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19(b),22(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of borrowing capacity currently available under the credit facility (current borrowing capacity less the amount of borrowings outstanding).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 19, 22<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.19(b),22(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity</nobr></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of long-term debt maturities after year five following the date of the latest balance sheet presented in the financial statements, which may include maturities of long-term debt, sinking fund requirements, and other securities redeemable at fixed of determinable prices and dates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 47<br> -Paragraph 10<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of long-term debt maturing within the next twelve months following the date of the latest balance sheet presented in the financial statements, which may include maturities of long-term debt, sinking fund requirements, and other securities redeemable at fixed or determinable prices and dates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 47<br> -Paragraph 10<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of long-term debt maturing in year five following the date of the latest balance sheet presented in the financial statements, which may include maturities of long-term debt, sinking fund requirements, and other securities redeemable at fixed of determinable prices and dates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 47<br> -Paragraph 10<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of long-term debt maturing in year four following the date of the latest balance sheet presented in the financial statements, which may include maturities of long-term debt, sinking fund requirements, and other securities redeemable at fixed of determinable prices and dates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 47<br> -Paragraph 10<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of long-term debt maturing in year three following the date of the latest balance sheet presented in the financial statements, which may include maturities of long-term debt, sinking fund requirements, and other securities redeemable at fixed of determinable prices and dates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 47<br> -Paragraph 10<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of long-term debt maturing in year two following the date of the latest balance sheet presented in the financial statements, which may include maturities of long-term debt, sinking fund requirements, and other securities redeemable at fixed or determinable prices and dates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 47<br> -Paragraph 10<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6802200&amp;loc=d3e1835-112601<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MinimumNetWorthRequiredForCompliance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The lowest amount of net worth (total assets minus total liabilities) required by secondary market investors or state-imposed regulatory mandates.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 54<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47304-110998<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)(a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47080-110998<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_MinimumNetWorthRequiredForCompliance</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from a borrowing with the highest claim on the assets of the entity in case of bankruptcy or liquidation (with maturities initially due after one year or beyond the operating cycle, if longer).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 19<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfSeniorLongTermDebt</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>97
<FILENAME>R112.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EYRBI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Segment Information (Continuing Operations by Operating Segment) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="6">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Oct. 31, 2010</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Jan. 31, 2010</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2009</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationRevenue', window );">Revenues</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 3,774,296<span></span></td>
        <td class="nump">$ 3,874,332<span></span></td>
        <td class="nump">$ 4,083,577<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income (loss) from continuing operations before taxes (benefit)</a></td>
        <td class="num">(175,119)<span></span></td>
        <td class="num">(207,317)<span></span></td>
        <td class="nump">1,110,410<span></span></td>
        <td class="nump">97,451<span></span></td>
        <td class="num">(212,853)<span></span></td>
        <td class="num">(210,873)<span></span></td>
        <td class="nump">677,025<span></span></td>
        <td class="nump">784,135<span></span></td>
        <td class="nump">839,370<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">121,633<span></span></td>
        <td class="nump">126,901<span></span></td>
        <td class="nump">123,631<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Capital expenditures</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">62,959<span></span></td>
        <td class="nump">90,515<span></span></td>
        <td class="nump">97,880<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Identifiable assets</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">5,234,318<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">5,207,961<span></span></td>
        <td class="nump">5,234,318<span></span></td>
        <td class="nump">5,359,722<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Services [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationRevenue', window );">Revenues</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">2,912,361<span></span></td>
        <td class="nump">2,975,252<span></span></td>
        <td class="nump">3,132,077<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income (loss) from continuing operations before taxes (benefit)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">767,498<span></span></td>
        <td class="nump">867,362<span></span></td>
        <td class="nump">927,048<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">87,666<span></span></td>
        <td class="nump">88,523<span></span></td>
        <td class="nump">79,415<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Capital expenditures</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">43,043<span></span></td>
        <td class="nump">78,108<span></span></td>
        <td class="nump">76,305<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Identifiable assets</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">2,279,161<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">2,267,236<span></span></td>
        <td class="nump">2,279,161<span></span></td>
        <td class="nump">2,117,475<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Business Services [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationRevenue', window );">Revenues</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">829,794<span></span></td>
        <td class="nump">860,349<span></span></td>
        <td class="nump">897,809<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income (loss) from continuing operations before taxes (benefit)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">49,003<span></span></td>
        <td class="nump">58,714<span></span></td>
        <td class="nump">96,097<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">30,692<span></span></td>
        <td class="nump">33,064<span></span></td>
        <td class="nump">36,748<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Capital expenditures</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">19,873<span></span></td>
        <td class="nump">12,318<span></span></td>
        <td class="nump">21,185<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Identifiable assets</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">806,688<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">851,764<span></span></td>
        <td class="nump">806,688<span></span></td>
        <td class="nump">897,250<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Corporate [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingInformationRevenue', window );">Revenues</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">32,141<span></span></td>
        <td class="nump">38,731<span></span></td>
        <td class="nump">53,691<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income (loss) from continuing operations before taxes (benefit)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(139,476)<span></span></td>
        <td class="num">(141,941)<span></span></td>
        <td class="num">(183,775)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">3,275<span></span></td>
        <td class="nump">5,314<span></span></td>
        <td class="nump">7,468<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Capital expenditures</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">43<span></span></td>
        <td class="nump">89<span></span></td>
        <td class="nump">390<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Assets', window );">Identifiable assets</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 2,148,469<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 2,088,961<span></span></td>
        <td class="nump">$ 2,148,469<span></span></td>
        <td class="nump">$ 2,344,997<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 12<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Topic 210<br> -SubTopic 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br> -Section S99<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -Paragraph 1<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Concepts (CON)<br> -Number 6<br> -Paragraph 25<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 18<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Assets</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationDepletionAndAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepreciationDepletionAndAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph h<br> -Subparagraph 1(i)<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td>credit</td>
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                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3213-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 17<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingInformationRevenue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of total revenue for the reportable segments, including revenue from external customers, transactions with other operating segments of the same entity, and (gross) interest revenue. All considered to be "operating revenue" for purposes of the taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 131<br> -Paragraph 27<br> -Subparagraph a, b, c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (a),(b),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8736-108599<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SegmentReportingInformationRevenue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>credit</td>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0ESMAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Schedule of Reconciliation between Income Tax Provision and Statutory Federal Tax Rate) (Details)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate', window );">U.S. statutory tax rate</a></td>
        <td class="nump">35.00%<span></span></td>
        <td class="nump">35.00%<span></span></td>
        <td class="nump">35.00%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes', window );">State income taxes, net of federal income tax benefit</a></td>
        <td class="nump">4.50%<span></span></td>
        <td class="nump">3.80%<span></span></td>
        <td class="nump">4.20%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_EffectiveIncomeTaxRateReconciliationPermanentDifferences', window );">Permanent differences</a></td>
        <td class="num">(0.30%)<span></span></td>
        <td class="num">(0.50%)<span></span></td>
        <td class="nump">1.60%<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies', window );">Uncertain tax positions</a></td>
        <td class="nump">1.10%<span></span></td>
        <td class="nump">0.90%<span></span></td>
        <td class="nump">0.50%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance', window );">Net decrease in valuation allowance</a></td>
        <td class="num">(1.30%)<span></span></td>
        <td class="num">(1.00%)<span></span></td>
        <td class="num">(1.20%)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments', window );">Other adjustments</a></td>
        <td class="num">(0.90%)<span></span></td>
        <td class="num">(0.60%)<span></span></td>
        <td class="num">(1.20%)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations', window );">Effective tax rate</a></td>
        <td class="nump">38.10%<span></span></td>
        <td class="nump">37.60%<span></span></td>
        <td class="nump">38.90%<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_EffectiveIncomeTaxRateReconciliationPermanentDifferences">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Effective Income Tax Rate Reconciliation Permanent Differences</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_EffectiveIncomeTaxRateReconciliationPermanentDifferences</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateContinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A ratio calculated by dividing the reported amount of income tax expense attributable to continuing operations for the period by GAAP-basis pretax income from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(2))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 47<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Subparagraph 2<br> -Article 4<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateContinuingOperations</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td>num:percentItemType</td>
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                    <td>na</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The domestic federal statutory tax rate applicable under enacted tax laws to the Company's pretax income from continuing operations for the period. The "statutory" tax rate is the regular tax rate if there are alternative tax systems.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 47<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference between the effective income tax rate and domestic federal statutory income tax rate attributable to changes in the valuation allowance for deferred tax assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference between the effective income tax rate and domestic federal statutory income tax rate attributable to all other items not otherwise listed in the existing taxonomy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of the difference between the effective income tax rate and domestic federal statutory income tax rate that can be explained by the state and local income tax expense or benefit, net of the federal tax benefit (expense) thereon, recorded during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EffectiveIncomeTaxRateReconciliationTaxContingencies">
        <tr>
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the differences between the effective income tax rate and domestic federal statutory income tax rate attributable to changes in all income tax contingencies, whether recorded or adjusted, during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32698-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32687-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I)<br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                  <tr>
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  <head>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EGFAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Assets and Liabilities Measured at Fair Value (Fair Value of Financial Instruments) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Assets and Liabilities Measured at Fair Value</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableNetReportedAmount', window );">Mortgage loans held for investment, net</a></td>
        <td class="nump">$ 485,008<span></span></td>
        <td class="nump">$ 595,405<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Deposits', window );">Deposits, carrying amount</a></td>
        <td class="nump">863,898<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Long-term debt</a></td>
        <td class="nump">1,053,191<span></span></td>
        <td class="nump">1,038,832<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvances', window );">FHLB advances, carrying amount</a></td>
        <td class="nump">25,000<span></span></td>
        <td class="nump">75,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MortgageLoansHeldForInvestmentFairValue', window );">Mortgage loans held for investment, estimated fair value</a></td>
        <td class="nump">295,154<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_DepositsEstimatedFairValue', window );">Deposits, estimated fair value</a></td>
        <td class="nump">865,318<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtFairValue', window );">Long-term borrowings, estimated fair value</a></td>
        <td class="nump">1,112,886<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AdvancesFairValueDisclosure', window );">FHLB advances, estimated fair value</a></td>
        <td class="nump">$ 24,998<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_DepositsEstimatedFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deposits, Estimated Fair Value</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_DepositsEstimatedFairValue</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_MortgageLoansHeldForInvestmentFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Mortgage Loans Held For Investment Fair Value</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_MortgageLoansHeldForInvestmentFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFairValueDisclosure">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate fair value of Federal Home Loan Bank loans (advances) carried under the fair value option as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 12<br> -Article 9<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 13<br> -Paragraph 37, 38, 39<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Deposits</nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td>instant</td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueDisclosuresAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvances">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate carrying amount of all Federal Home Loan Bank loans (advances).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the aggregate carrying amount of all categories of loans and leases held in portfolio, net of unearned income and the allowance for losses on loans and leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td>debit</td>
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                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Including current and noncurrent portions, aggregate carrying amount of long-term borrowings as of the balance sheet date. May include notes payable, bonds payable, commercial loans, mortgage loans, convertible debt, subordinated debt and other types of debt, which had initial maturities beyond one year or beyond the normal operating cycle, if longer, and after deducting unamortized discount or premiums, if any.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 7<br> -Section 03<br> -Paragraph 16<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.16)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 16<br> -Article 9<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 20, 22<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The fair value amount of long-term debt whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtFairValue</nobr></td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EZHAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Receivables (Schedule of Receivables Based on Year of Origination) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Emerald Advance Lines of Credit [Member] | Year of Origination 2011 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Receivables, Net</a></td>
        <td class="nump">$ 28,800,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Emerald Advance Lines of Credit [Member] | Year of Origination 2010 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Receivables, Net</a></td>
        <td class="nump">5,236,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Client Receivables - RALs [Member] | Year of Origination 2010 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Receivables, Net</a></td>
        <td class="nump">446,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Emerald Advance Lines of Credit [Member] | Year of Origination 2009 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Receivables, Net</a></td>
        <td class="nump">4,443,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Client Receivables - RALs [Member] | Year of Origination 2009 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Receivables, Net</a></td>
        <td class="nump">2,270,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Emerald Advance Lines of Credit [Member] | Year of Origination 2008 and Prior [Member]</div>
        </td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Receivables, Net</a></td>
        <td class="nump">2,722,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Client Receivables - RALs [Member] | Year of Origination 2008 and Prior [Member]</div>
        </td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Receivables, Net</a></td>
        <td class="nump">5,551,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Emerald Advance Lines of Credit [Member] | Revolving Loans [Member]</div>
        </td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Receivables, Net</a></td>
        <td class="nump">12,063,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Emerald Advance Lines of Credit [Member]</div>
        </td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Receivables, Net</a></td>
        <td class="nump">53,264,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest', window );">Non accrual status loans</a></td>
        <td class="nump">46,800,000<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Client Receivables - RALs [Member]</div>
        </td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableCommercial', window );">Receivables, Net</a></td>
        <td class="nump">$ 8,267,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableCommercial">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the sum of the gross carrying amounts of the various categories of unpaid commercial loans and leases receivable, primarily issued to businesses. Includes: (1) commercial and industrial loans, consisting of general purpose loans to entities involved in producing, transporting, or merchandising products sold in the course of commerce; (2) agricultural loans consisting of borrowings used to finance major equipment and machinery purchases and expenses, livestock or crop production (including fisheries), and to supplement working capital needs of an entity engaged in farming operations; (3) mortgage loans secured by a [legal] security interest in real property [commercial building or business real property]; (4) obligation in the form of [promissory] notes, used for the funding of construction projects; (5) interbank and other loans to financial institutions for the purpose of liquidity management on the part of the borrower; (6) draws against credit facilities provided to companies involved in mortgage banking activities (warehousing); (7) amounts lent to businesses engaged in international activities (trade financing); (8) lease financings; and (9) loans to governmental entities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(a),(b))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 7<br> -Subparagraph a, b<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableCommercial</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the carrying amount of loans deemed to be questionable as to collection on which no interest is continuing to be recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph g<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5111-111524<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest</nobr></td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EWSAE">
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          <div style="width: 200px;"><strong>Summary of Significant Accounting Policies (Policy)<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Apr. 30, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_SummaryOfSignificantAccountingPoliciesAbstract', window );"><strong>Summary of Significant Accounting Policies</strong></a></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NatureOfOperations', window );">Nature of Operations</a></td>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">NATURE OF OPERATIONS&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Our operating subsidiaries provide a variety of services to the general public, principally in the United States (U.S.). Specifically, we offer: tax return preparation; tax and consulting services to business clients; certain retail banking services and tax preparation and related software. Tax preparation services are also provided in Canada and Australia. Our Tax Services segment comprised 77.2% of our consolidated revenues from continuing operations for fiscal year 2011. </font></p></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConsolidationPolicyTextBlock', window );">Principles of Consolidation</a></td>
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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">PRINCIPLES OF CONSOLIDATION&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;The consolidated financial statements include the accounts of the Company and our wholly-owned subsidiaries. Intercompany transactions and balances have been eliminated. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Some of our subsidiaries operate in regulated industries and their underlying accounting records reflect the policies and requirements of these industries. </font></p></div></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ManagementEstimatesDisclosureTextBlock', window );">Management Estimates</a></td>
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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">MANAGEMENT ESTIMATES&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;The preparation of financial statements in conformity with generally accepted accounting principles (GAAP) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Significant estimates, assumptions and judgments are applied in the determination of our allowance for loan losses, potential losses from loan repurchase and indemnity obligations associated with our discontinued mortgage business, contingent losses associated with pending litigation, fair value of reporting units, valuation allowances based on future taxable income, reserves for uncertain tax positions, credit losses on receivable balances and related matters. Estimates have been prepared on the basis of the most current and best information available as of each balance sheet date. As such, actual results could differ materially from those estimates. </font></p></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConcentrationRiskDisclosureTextBlock', window );">Concentrations of Risk</a></td>
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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">CONCENTRATIONS OF RISK&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;The overall credit quality of our mortgage loans held for investment is impacted by the strength of the U.S.&nbsp;economy and local economies. Our mortgage loans held for investment include concentrations of loans to borrowers in certain states, which may result in increased exposure to loss as a result of changes in real estate values and underlying economic or market conditions related to a particular geographical location. Approximately 59% of our mortgage loan portfolio consists of loans to borrowers located in the states of Florida, California, New York and Wisconsin. </font></p></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsPolicyTextBlock', window );">Cash and Cash Equivalents</a></td>
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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">CASH AND CASH EQUIVALENTS&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Cash and cash equivalents include cash on hand, cash due from banks and federal funds sold. For purposes of the consolidated balance sheets and consolidated statements of cash flows, all non-restricted highly liquid instruments purchased with an original maturity of three months or less are considered to be cash equivalents. We present cash flow activities utilizing the indirect method. Book overdrafts included in accounts payable totaled $38.8&nbsp;million and $35.9&nbsp;million at April&nbsp;30, 2011 and 2010, respectively. </font></p></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsRestrictedCashAndCashEquivalentsPolicy', window );">Cash and Cash Equivalents - Restricted</a></td>
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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">CASH AND CASH EQUIVALENTS&nbsp;&ndash; RESTRICTED&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Cash and cash equivalents&nbsp;&#8212; restricted consists primarily of cash held by H&amp;R Block Bank (HRB Bank) required for regulatory compliance and cash held by our captive insurance subsidiary that will be used to pay claims. </font></p></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReceivablesPolicyTextBlock', window );">Receivables and Related Allowances</a></td>
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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">RECEIVABLES AND RELATED ALLOWANCES&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Receivables consist primarily of accounts receivable from customers of our Business Services segment and receivables from tax clients for tax return preparation. The allowance for doubtful accounts for these receivables requires management's judgment regarding collectibility and current economic conditions to establish an amount considered by management to be adequate to cover estimated losses as of the balance sheet date. Business Services accounts receivable are charged-off primarily when we determine that the specific customer does not have the ability to repay the balance in full. Receivables from tax clients for tax return preparation are not specifically identified and charged off, but are evaluated on a pooled basis. At the end of each tax season the outstanding balances on these receivables are evaluated based on collections received and expected collections over subsequent tax seasons. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Our financing receivables consist primarily of mortgage loans held for investment, Emerald Advance lines of Credit (EAs), tax client receivables related to refund anticipation loans (RALs) and loans made to franchisees. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">Emerald Advance lines of credit. </font></b><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">EAs are offered to clients in tax offices from late November through mid-January, currently in an amount not to exceed $1,000. If the borrower meets certain criteria as agreed in the loan terms, the line of credit can be increased and utilized year-round. These lines of credit are offered by HRB Bank. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Interest income on EAs is calculated using the average daily balance method and is recognized based on the principal amount outstanding until the outstanding balance is paid or becomes delinquent. Loan commitment fees on EAs, net of related expenses, are initially deferred and recognized as revenue over the commitment period, which is typically two months. EAs balances are due on February 15th, and any amounts unpaid by that date are placed on non-accrual status. Payments on past due amounts are recorded as a reduction in the receivable balance. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We review the credit quality of these receivables based on pools, which are segregated by the year of origination. Specific bad debt rates are applied to each pool, as well as to those who maintain their loan year-round. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We determine our allowance for these receivables collectively, based on a review of receipts taking into consideration historical experience. These receivables are not specifically identified and charged-off, but are evaluated on a pooled basis. Initial bad debt rates also consider whether the loan was made to a new or repeat client. At the end of each tax season the outstanding balances on these receivables are evaluated based on collections received and expected collections over subsequent tax seasons. We adjust our allowance accordingly, with these adjustments reflected as bad debt expense. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">Tax client receivables related to RALs. </font></b><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Historically, RALs were offered in our US retail tax offices through a contractual relationship with HSBC Holdings plc (HSBC). We purchased a 49.9% participation interest in all RALs obtained through our retail offices. In December 2010, HSBC terminated its contract with us based on restrictions placed on HSBC by its regulator and RALs were not offered in our tax offices this tax season. In connection with the contract termination, we obtained the remaining rights to collect on the outstanding balances of RALs originated in years 2006 and later. All tax client receivables related to RALs outstanding at April&nbsp;30, 2011 were originated prior to fiscal year 2011 and are past due. We do not accrue interest on these receivables. Payments on past due amounts are recorded as a reduction in the receivable balance. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We review the credit quality of these receivables based on pools, which are segregated by the year of origination, with specific bad debt rates applied to each pool. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">These receivables are not specifically identified and charged-off, but are evaluated on a pooled basis. At the end of each tax season the outstanding balances on these receivables are evaluated based on collections received and expected collections over subsequent tax seasons. We adjust our allowance accordingly, with these adjustments reflected as bad debt expense. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">Loans made to franchisees.</font></b><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> Interest income on loans made to franchisees is calculated using the average daily balance method and is recognized based on the principal amount outstanding until the outstanding balance is paid or written off. Loans made to franchisees totaled $172.6&nbsp;million at April&nbsp;30, 2011, and consisted of $125.1&nbsp;million in term loans made to finance the purchase of franchises and $47.5&nbsp;million in revolving lines of credit made to existing franchisees primarily for the purpose of funding their off-season needs. The credit quality of these receivables is determined on a specific franchisee basis, taking into account the franchisee's credit score, their payment history on existing loans and operational amounts due to us, the loan-to-value ratio and debt-to-income ratio. Credit scores, loan-to-value and debt-to-income ratios are obtained at the time of underwriting. Payment history is monitored on a regular basis. We believe all loans to franchisees are of similar credit quality. Loans are evaluated for impairment when they become delinquent. Amounts deemed to be uncollectible are written off to bad debt expense and bad debt related to these loans has typically been insignificant. Additionally, the franchise office serves as collateral for the loan. In the event the franchisee is unable to repay the loans, we revoke their franchise rights, write off the remaining balance of the loans and assume control of the office. As of April&nbsp;30, 2011, loans totaling $0.1&nbsp;million were past due, however we had no loans to franchisees on non-accrual status. </font></p></div></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MortgageLoansHeldForInvestmentPolicyTextBlock', window );">Mortgage Loans Held for Investment</a></td>
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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">MORTGAGE LOANS HELD FOR INVESTMENT&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Mortgage loans held for investment represent loans originated or acquired with the ability and current intent to hold to maturity. Loans held for investment are carried at amortized cost adjusted for charge-offs, net of allowance for loan losses, deferred fees or costs on originated loans and unamortized premiums or discounts on purchased loans. Loan fees and certain direct loan origination costs are deferred and the net fee or cost is recognized in interest income over the life of the related loan. Unearned income, premiums and discounts on purchased loans are amortized or accreted into income over the estimated life of the loan using methods that approximate the interest method based on assumptions regarding the loan portfolio, including prepayments adjusted to reflect actual experience. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We record an allowance representing our estimate of credit losses inherent in the loan portfolio at the balance sheet date. Loan recoveries and the provision for credit losses increase the allowance, while loan charge-offs decrease the allowance. A current assessment of the value of the loan's underlying collateral is made when the loan is no later than 60&nbsp;days past due and any loan balance in excess of the value less costs to sell the property is included in the provision for credit losses. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We evaluate mortgage loans less than 60&nbsp;days past due on a pooled basis and record a loan loss allowance for those loans in the aggregate. We stratify these loans based on our view of risk associated with various elements of the pool and assign estimated loss rates based on those risks. Loss rates consider both the rate at which loans will become delinquent (frequency) and the amount of loss that will ultimately be realized upon occurrence of a liquidation of collateral (severity), and are primarily based on historical experience and our assessment of economic and market conditions. </font></p>

<p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Loans are considered impaired when we believe it is probable we will be unable to collect all principal and interest due according to the contractual terms of the note, or when the loan is 60&nbsp;days past due. Impaired loans are reviewed individually and a specific loan loss allowance is recorded based on the fair value of the underlying collateral. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We classify loans as non-accrual when full and timely collection of interest or principal becomes uncertain, or when they are 90&nbsp;days past due. Interest previously accrued, but not collected, is reversed against current interest income when a loan is placed on non-accrual status. Accretion of deferred fees is discontinued for non-accrual loans. Payments received on non-accrual loans are recognized as interest income when the loan is considered collectible and applied to principal when it is doubtful that all contractual payments will be collected. Loans are not placed back on accrual status until collection of principal and interest is reasonably assured as a result of the borrower bringing the loan into compliance with the contractual terms of the loan. Prior to restoring a loan to accrual status, management considers a borrower's prospects for continuing future contractual payments. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">From time to time, as part of our loss mitigation process, we may agree to modify the contractual terms of a borrower's loan. We have developed loan modification programs designed to help borrowers refinance adjustable-rate mortgage loans prior to rate reset or who may otherwise have difficulty making their payments. In cases where we modify a loan and in so doing grant a concession to a borrower experiencing financial difficulty, the modification is considered a troubled debt restructuring (TDR). We may consider the borrower's payment status and history, the borrower's ability to pay upon a rate reset on an adjustable-rate mortgage, the size of the payment increase upon a rate reset, the period of time remaining prior to the rate reset and other relevant factors in determining whether a borrower is experiencing financial difficulty. A borrower who is current may be deemed to be experiencing financial difficulty in instances where the evidence suggests an inability to pay based on the original terms of the loan after the interest rate reset and, in the absence of a modification, may default on the loan. We evaluate whether the modification represents a concession we would not otherwise consider, such as a lower interest rate than what a new borrower of similar credit risk would be offered. A loan modified in a troubled debt restructuring, including a loan that was current at the time of modification, is placed on non-accrual status until we determine future collection of principal and interest is reasonably assured, which generally requires the borrower to demonstrate a period of performance according to the restructured terms. At the time of the modification, we record impairment for TDR loans equal to the difference between the principal balance of the loan and the present value of expected future cash flows discounted at the loan's effective interest rate. However, if we later assess that foreclosure of a modified loan is probable, we record impairment based on the estimated fair value of the underlying collateral. </font></p></div></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RealEstateOwnedTextBlock', window );">Real Estate Owned</a></td>
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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">REAL ESTATE OWNED&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Real estate owned (REO) includes foreclosed properties securing mortgage loans. Foreclosed assets are adjusted to fair value less costs to sell upon transfer of the loans to REO. Subsequently, REO is carried at the lower of carrying value or fair value less costs to sell. Fair value is generally based on independent market prices or appraised values of the collateral. Subsequent holding period losses and losses arising from the sale of REO are expensed as incurred. REO is included in prepaid expenses and other current assets in the consolidated balance sheets. </font></p></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentPolicyTextBlock', window );">Investments</a></td>
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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">INVESTMENTS&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Investments include both available-for-sale marketable securities and investments held-to-maturity. These investments are included in other assets in the consolidated balance sheets. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">Available-for-Sale.</font></b><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> Marketable securities we hold are classified as available-for-sale (AFS) and are reported at fair value. Unrealized gains and losses are calculated using the specific identification method and reported, net of applicable taxes, as a component of accumulated other comprehensive income. Realized gains and losses on the sale of these securities are determined using the specific identification method. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We monitor our AFS investment portfolio for impairment and consider many factors in determining whether the impairment is deemed to be other-than-temporary. These factors include, but are not limited to, the length of time the security has had a market value less than the cost basis, the severity of loss, our intent to sell, including regulatory or contractual requirements to sell, recent events specific to the issuer or industry, external credit ratings and recent downgrades in such ratings. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">For investments in mortgage-backed securities, amortization of premiums and accretion of discounts are recognized in interest income using the interest method, adjusted for anticipated prepayments where applicable. We update our estimates of expected cash flows periodically and recognize changes in calculated effective yields as appropriate. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">Held-to-Maturity.</font></b><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> Our investment in the stock of the Federal Home Loan Bank (FHLB) is carried at cost, as it is a restricted security, which is required to be maintained by HRB Bank for borrowing availability. The cost of the stock represents its redemption value, as there is no ready market value. </font></p></div></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock', window );">Property and Equipment</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

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<p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">PROPERTY AND EQUIPMENT&nbsp;</font></b><font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Buildings and equipment are initially recorded at cost and are depreciated over the estimated useful life of the assets using the straight-line method. Leasehold improvements are initially recorded at cost and are amortized over the lesser of the term of the respective lease or the estimated useful life, using the straight-line method. Estimated useful lives are 15 to 40&nbsp;years for buildings, 3 to 5&nbsp;years for computers and other equipment and up to 8&nbsp;years for leasehold improvements. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We capitalize certain allowable costs associated with software developed or purchased for internal use. These costs are typically amortized over 36&nbsp;months using the straight-line method. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Substantially all of the operations of our subsidiaries are conducted in leased premises. For all lease agreements, including those with escalating rent payments or rent holidays, we recognize rent expense on a straight-line basis. </font></p></div></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsIntangibleAssetsPolicy', window );">Intangible Assets and Goodwill</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">INTANGIBLE ASSETS AND GOODWILL&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;We test goodwill and other indefinite-life intangible assets for impairment annually or more frequently, whenever events occur or circumstances change which would, more likely than not, reduce the fair value of a reporting unit below its carrying value. The first step of the impairment test is to compare the estimated fair value of the reporting unit to its carrying value. If the carrying value is less than fair value, no impairment exists. If the carrying value is greater than fair value, a second step is performed to determine the fair value of goodwill and the amount of impairment loss, if any. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">In addition, long-lived assets, including intangible assets with finite lives, are assessed for impairment whenever events or circumstances indicate the carrying value may not be fully recoverable by comparing the carrying value to future undiscounted cash flows. Impairment is recorded for long-lived assets determined not to be fully recoverable equal to the excess of the carrying amount of the asset over its estimated fair value. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We recorded a $22.7&nbsp;million goodwill impairment related to our RedGear reporting unit within our Tax Services segment in fiscal year 2011. We recorded a $15.0&nbsp;million goodwill impairment related to our RSM EquiCo, Inc. (RSM EquiCo) reporting unit within our Business Services segment in fiscal year 2010 and a $2.2&nbsp;million goodwill impairment for a reporting unit within our Tax Services segment in fiscal year 2009. No material impairment adjustments to other intangible assets or other long-lived assets of continuing operations were made during the three-year period ended April&nbsp;30, 2011. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">The weighted-average life of intangible assets with finite lives is 26&nbsp;years. Intangible assets are typically amortized over the estimated useful life of the assets using the straight-line method. </font></p></div></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_CommercialPaperPolicyTextBlock', window );">Commercial Paper</a></td>
        <td class="text"><div class="MetaData"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">COMMERCIAL PAPER&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;During the year we issued commercial paper to finance temporary liquidity needs and various financial activities. There was no commercial paper outstanding at April&nbsp;30, 2011 or 2010. </font></font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> </font></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MortgageLoanRepurchaseLiabilityPolicyTextBlock', window );">Mortgage Loan Repurchase Liability</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">MORTGAGE LOAN REPURCHASE LIABILITY&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;In connection with the securitization and sale of loans, Sand Canyon Corporation (SCC) made certain representations and warranties, including, but not limited to, representations relating to matters such as ownership of the loan, validity of lien securing the loan, and the loan's compliance with SCC's underwriting criteria. Representations and warranties in whole loan sale transactions to institutional investors included a "knowledge qualifier" which limits SCC liability for borrower fraud to those instances where SCC had knowledge of the fraud at the time the loans were sold. In the event that there is a breach of a representation and warranty and such breach materially and adversely affects the value of a mortgage loan, SCC may be obligated to repurchase a loan or otherwise indemnify certain parties for losses incurred as a result of loan liquidation. Generally, these representations and warranties are not subject to a stated term, but would be subject to statutes of limitation applicable to the contractual provisions. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">SCC estimates losses relating to representation and warranty claims by estimating loan repurchase and indemnification obligations on both known claims and projections of future claims. Projections of future claims are based on an analysis that includes a combination of reviewing repurchase demands and actual defaults and loss severities, inquiries from various third-parties, the terms and provisions of related agreements and the historical rate of repurchase and indemnification obligations related to breaches of representations and warranties. SCC's methodology for calculating this liability considers the likelihood that individual counterparties will assert future claims. The repurchase liability is included in accounts payable, accrued expenses and other current liabilities on our consolidated balance sheets. </font></p></div></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LitigationPolicyTextBlock', window );">Litigation</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">LITIGATION&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;It is our policy to routinely assess the likelihood of any adverse judgments or outcomes related to legal matters, as well as ranges of probable losses. A determination of the amount of the reserves required, if any, for these contingencies is made after analysis of each known issue and an analysis of historical experience. We record reserves related to certain legal matters for which we believe it is probable that a loss will be incurred and the range of such loss can be estimated. With respect to other matters, management has concluded that a loss is only reasonably possible or remote, or not estimable and, therefore, no liability is recorded. Management discloses the facts regarding material matters, and potential exposure if determinable, for losses assessed as reasonably possible to occur. Costs incurred with defending claims are expensed as incurred. Any receivable for insurance recoveries is recorded separately from the corresponding litigation reserve, and only if recovery is determined to be probable. </font></p></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxPolicyTextBlock', window );">Income Taxes</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

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<p style="line-height: 115%; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">INCOME TAXES&nbsp;</font></b><font style="line-height: 115%; font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;We account for income taxes under the asset and liability method, which requires us to record deferred income tax assets and liabilities for future tax consequences attributable to differences between the financial statement carrying value of existing assets and liabilities and their respective tax basis. Deferred taxes are determined separately for each tax-paying component within each tax jurisdiction based on provisions of enacted tax law. Deferred tax assets and liabilities are measured using enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. Our deferred tax assets include capital loss and state and foreign tax loss carry-forwards and are reduced by a valuation allowance if, based on available evidence, it is more likely than not that some portion or all of the deferred tax assets will not be realized. Our current deferred tax assets are included in prepaid expenses and other current assets in the consolidated balance sheets. Noncurrent deferred tax assets are included in other assets on our consolidated balance sheets. Noncurrent deferred tax liabilities are included in other noncurrent liabilities on our consolidated balance sheets. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We evaluate the sustainability of each uncertain tax position based on its technical merits. If we determine it is more likely than not a tax position will be sustained based on its technical merits, we record the impact of the position in our consolidated financial statements at the largest amount that is greater than fifty percent likely of being realized upon ultimate settlement. We record no tax benefit for tax positions where we have concluded it is not more likely than not to be sustained. Differences between a tax position taken or expected to be taken in our tax returns and the amount of benefit recognized and measured in the financial statements result in unrecognized tax benefits, which are recorded in the balance sheet as either a liability for unrecognized tax benefits or reductions to recorded tax assets, as applicable. </font></p><font style="line-height: 115%; font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We file a consolidated federal tax return on a calendar year basis and state tax returns on a consolidated or combined basis, as permitted by authorities. We report interest and penalties as a component of income tax expense. </font></div></div></div><span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_TreasurySharesPolicyTextBlock', window );">Treasury Shares</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

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<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">TREASURY SHARES&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Shares of common stock repurchased by us are recorded, at cost, as treasury shares and result in a reduction of stockholders' equity. We reissue treasury shares as part of our stock-based compensation programs or for acquisitions. When shares are reissued, we determine the cost using the average cost method. Periodically, we may permanently retire shares held in treasury as determined by our Board of Directors. </font></p></div></div><span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenueRecognitionPolicyTextBlock', window );">Revenue Recognition</a></td>
        <td class="text"><p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">REVENUE RECOGNITION&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Service revenues consist primarily of fees for preparation and filing of tax returns, both in offices and through our online programs, fees associated with our Peace of Mind (POM) guarantee program and fees for consulting services. Service revenues are recognized in the period in which the service is performed as follows: </font></p>

<table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
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<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%"> </td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"> </td></tr>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Retail and online tax preparation revenues are recorded when a completed return is filed or accepted by the customer. </font></p></td></tr>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">POM revenues are deferred and recognized over the term of the guarantee, based on historical and actual payment of claims. </font></p></td></tr>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Revenues for services rendered in connection with the Business Services segment include fees based on time and materials, which are recognized as the services are performed and amounts are earned. </font></p></td></tr>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
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<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
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<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Revenues associated with our H&amp;R Block Prepaid Emerald MasterCard</font><sup><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 8.5pt;" class="_mt">&#174;</font></sup><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> program consist of interchange income from the use of debit cards and fees from the use of ATM networks. Interchange income is a fee paid by a merchant bank to the card-issuing bank through the interchange network, and is based on cardholder purchase volumes. Interchange income is recognized as earned. </font></p></td></tr></table>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Product and other revenues in the current year include royalties from franchisees and sales of software products, and are recognized as follows: </font></p>

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<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%"> </td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Upon granting of a franchise, franchisees pay a refundable deposit generally in the amount of $2,500, but pay no initial franchise fee. We record the payment as a deposit liability and recognize no revenue in connection with the initial granting of a franchise. Franchise royalties, which are based on contractual percentages of franchise revenues, are recorded in the period in which the franchise provides the service. </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Software revenues consist mainly of tax preparation software. Revenue from the sale of software such as H&amp;R Block At Home</font><sup><font style="font-variant: small-caps; font-family: 'Times New Roman','serif'; color: black; font-size: 8.5pt;" class="_mt">tm</font></sup><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> is recognized when the product is sold to the end user, either through retail, online or other channels. Rebates, slotting fees and other incentives paid in connection with these sales are recorded as a reduction of revenue. Revenue from the sale of TaxWorks</font><sup><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 8.5pt;" class="_mt">&#174;</font></sup><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> software is deferred and recognized over the period for which upgrades and support are provided to the customer. </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">In fiscal years 2010 and 2009, loan participation revenue was recognized over the life of the loan. </font></p></td></tr></table>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Interest income consists primarily of interest earned on mortgage loans held for investment and EAs and is recognized as follows: </font></p>

<table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%"> </td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%"> </td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Interest income on mortgage loans held for investment includes deferred origination fees and costs and purchase discounts and premiums, which are amortized to income over the life of the loan using the interest method. </font></p></td></tr></table>

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; font-size: 1pt;" class="_mt"> </font>&nbsp;</p>

<table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" width="1%"> </td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" width="3%"> </td>
<td style="padding-bottom: 0in; padding-left: 0in; width: 96%; padding-right: 0in; padding-top: 0in;" width="96%"> </td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Interest income on EAs is calculated using the average daily balance method and is recognized based on the principal amount outstanding until the outstanding balance is paid or written-off. </font></p></td></tr>
<tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal">&nbsp;</p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: Wingdings; color: black; font-size: 10pt;" class="_mt">&sect;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp; </font></p></td>
<td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="top">

<p style="line-height: normal; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Loan commitment fees, net of related expenses, are initially deferred and recognized as revenue over the commitment period. </font></p></td></tr></table>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">Revenue recognition is evaluated separately for each unit in multiple-deliverable arrangements. Sales tax we collect and remit to taxing authorities is recorded net in our consolidated income statements. </font></p><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_AdvertisingExpensePolicyTextBlock', window );">Advertising Expense</a></td>
        <td class="text"><div>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"> </p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">ADVERTISING EXPENSE&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Advertising costs for radio and television ads are expensed the first time the advertisement takes place, with print and mailing advertising expensed as incurred. Total advertising costs of continuing operations for fiscal years 2011, 2010 and 2009 totaled $<font class="_mt">264.2</font>&nbsp;million, $<font class="_mt">254.8</font>&nbsp;million and $<font class="_mt">249.2</font>&nbsp;million, respectively. </font></p></div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_GainsOnSalesOfTaxOfficesPolicyTextBlock', window );">Gains on Sales of Tax Offices</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

<div style="margin-top: 6pt; font-size: 10pt;" align="left">

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">GAINS ON SALES OF TAX OFFICES&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;We periodically sell company-owned tax offices to franchisees. These sales can be financed by franchisees through loans offered by an affiliated company, which we consolidate. Gains are recorded upon determination that collection of the sales proceeds is reasonably assured. Gains are initially deferred when they are financed with these loans and are recognized after minimum payments and equity thresholds are met. Gains are reported in operating income due to their recurring nature, and are included as a reduction of selling, general and administrative expenses in our consolidated income statements. </font></p></div></div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_EmployeeBenefitPlansPolicyTextBlock', window );">Employee Benefit Plans</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

<div style="margin-top: 6pt; font-size: 10pt;" align="left">

<div>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">EMPLOYEE BENEFIT PLANS&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;We have 401(k) defined contribution plans covering all full-time and seasonal employees following the completion of an eligibility period. Contributions of our continuing operations to these plans are discretionary and totaled $22.3&nbsp;million, $24.0&nbsp;million and $26.7&nbsp;million for fiscal years 2011, 2010 and 2009, respectively. </font></p>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">We have a severance policy covering all regular full-time or part-time active employees for involuntary separation from the company. In May 2010 we announced plans to realign field and support organizations. The realignment included approximately 400 staff reductions. Associated severance benefits were recorded primarily during the first fiscal quarter of 2011 and totaled $29.6&nbsp;million. </font></p></div></div></div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ForeignCurrencyTranslationPolicyTextBlock', window );">Foreign Currency Translation</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

<div style="margin-top: 6pt; font-size: 10pt;" align="left">

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">FOREIGN CURRENCY TRANSLATION&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Assets and liabilities of foreign subsidiaries are translated into U.S.&nbsp;dollars at exchange rates prevailing at the end of the year. Revenues and expenses of our foreign operations are translated at the average exchanges rates in effect during the fiscal year. Translation adjustments are recorded as a separate component of other comprehensive income in stockholders' equity. </font></p></div></div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ComprehensiveIncomePolicyTextBlock', window );">Comprehensive Income</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

<div style="margin-top: 6pt; font-size: 10pt;" align="left">

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">COMPREHENSIVE INCOME&nbsp;</font></b><font style="font-family: 'Arial','sans-serif'; color: black; font-size: 10pt;" class="_mt">&ndash;</font><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt">&nbsp;Our comprehensive income is comprised of net income, foreign currency translation adjustments and the change in net unrealized gains or losses on AFS marketable securities. Included in stockholders' equity at April&nbsp;30, 2011 and 2010, the net unrealized holding gain on AFS securities was $0.5&nbsp;million and $0.3&nbsp;million, respectively, and the foreign currency translation adjustment was $10.8&nbsp;million and $1.3&nbsp;million, respectively. </font></p></div></div><span></span></td>
      </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Gains On Sales Of Tax Offices [Policy Text Block]</p>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Litigation [Policy Text Block]</p>
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Management Estimates Disclosure [Text Block]</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Mortgage Loan Repurchase Liability [Policy Text Block]</p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Mortgage Loans Held For Investment [Policy Text Block].</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Summary of Significant Accounting Policies [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Treasury Shares [Policy Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 7, 8, 9, 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Technical Practice Aid (TPA)<br> -Number 2110<br> -Paragraph 6<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 305<br> -SubTopic 10<br> -URI http://asc.fasb.org/subtopic&amp;trid=2122427<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4273-108586<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash<br> -URI http://asc.fasb.org/extlink&amp;oid=6506951<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Financial Reporting Release (FRR)<br> -Number 203<br> -Paragraph 02-03<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Cash Equivalents<br> -URI http://asc.fasb.org/extlink&amp;oid=6507016<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Entity's cash and cash equivalents accounting policy with respect to restricted balances.  Restrictions may include legally restricted deposits held as compensating balances against short-term borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits; however, time deposits and short-term certificates of deposit are not generally included in legally restricted deposits.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6367179&amp;loc=d3e4273-108586<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 1<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 305<br> -SubTopic 10<br> -URI http://asc.fasb.org/subtopic&amp;trid=2122427<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Financial Reporting Release (FRR)<br> -Number 203<br> -Paragraph 02-03<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 1<br> -Subparagraph a<br> -Article 9<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.1(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for any concentrations existing at the date of the financial statements that make an entity vulnerable to a reasonably possible, near-term, severe impact. This disclosure informs financial statement users about the general nature of the risk associated with the concentration, and may indicate the percentage of concentration risk as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6404-108592<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 94-6<br> -Paragraph 21, 22, 24<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13537-108611<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 107<br> -Paragraph 15A<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6442-108592<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13531-108611<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6327-108592<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 18<br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6351-108592<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting.  The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 2-6<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 3A<br> -Section 02, 03<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -URI http://asc.fasb.org/subtopic&amp;trid=2197480<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 18<br> -Paragraph 20<br> -Subparagraph a(2)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 97-2<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 96-16<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 46R<br> -Paragraph 4<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 46R<br> -Paragraph 4<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.3A-02)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959686&amp;loc=d3e355033-122828<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 46R<br> -Paragraph 14, 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph k<br> -Article 1<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 325<br> -SubTopic 20<br> -URI http://asc.fasb.org/subtopic&amp;trid=2197087<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 860<br> -SubTopic 40<br> -Section 45<br> -URI http://asc.fasb.org/section&amp;trid=2197723<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 323<br> -SubTopic 10<br> -URI http://asc.fasb.org/subtopic&amp;trid=2196966<br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 18<br> -Paragraph 5, 6, 16-19<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br>Reference 17: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 140<br> -Paragraph 46<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 18: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 323<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6382870&amp;loc=d3e33801-111570<br><br>Reference 19: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6921930&amp;loc=d3e5614-111684<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for intangible assets. This accounting policy may address both intangible assets subject to amortization and those that are not. The following also may be disclosed: (1) a description of intangible assets (2) the estimated useful lives of those assets (3) the amortization method used (4) how the entity assesses and measures impairment of such assets (5) how future cash flows are estimated (6) how the fair values of such asset are determined.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -URI http://asc.fasb.org/subtopic&amp;trid=2144471<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 11-17<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 7-18, 22<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 954<br> -SubTopic 740<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6491622&amp;loc=d3e9504-115650<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -URI http://asc.fasb.org/subtopic&amp;trid=2144681<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 6-34, 43, 47, 49<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 17<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32809-109319<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 4<br> -Paragraph 11<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e32280-109318<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 48<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 30<br> -URI http://asc.fasb.org/subtopic&amp;trid=2144749<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e32247-109318<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32840-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for investments in financial assets, including marketable securities (debt and equity securities with readily determinable fair values), investments accounted for under the equity method and cost method, securities borrowed and loaned, and repurchase and resale agreements. For marketable securities, the disclosure may include the entity's accounting treatment for transfers between investment categories and how the fair values for such securities are determined. Also, for all investments, an entity may describe its policy for assessing, recognizing and measuring impairment of the investment.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2,12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 7-18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27290-111563<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 107<br> -Paragraph 10, 11<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 323<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6382943&amp;loc=d3e33918-111571<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 5<br> -Section M<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 325<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872867&amp;loc=d3e40691-111596<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 2, 12<br> -Article 5<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 7-16<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13433-108611<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the nature of an entity's business, the major products or services it sells or provides and its principal markets, including the locations of those markets. If the entity operates in more than one business, the disclosure also indicates the relative importance of its operations in each business and the basis for the determination (for example, assets, revenues, or earnings).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Name Statement of Position (SOP)<br> -Publisher AICPA<br> -Number 94-6<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6003-108592<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for property, plant and equipment which may include the basis of such assets, depreciation methods used and estimated useful lives, the entity's capitalization policy, including its accounting treatment for costs incurred for repairs and maintenance activities, whether such asset balances include capitalized interest and the method by which such is calculated, how disposals of such assets are accounted for and how impairment of such assets is assessed and recognized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 13<br> -Subparagraph a<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.13(a))<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 22<br> -Paragraph 12, 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -URI http://asc.fasb.org/subtopic&amp;trid=2155824<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 7<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Chapter 9<br> -Section C<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 34<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 28<br> -Article 12<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 34<br> -Paragraph 9, 11, 12, 13, 14, 15, 21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.10(4))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 15<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 7, 34<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 11<br> -Paragraph 2, 6, 9-11, 18, 20<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 11<br> -Article 9<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 03<br> -Paragraph 10<br> -Subparagraph 4<br> -Article 9<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 40<br> -Section 40<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6905009&amp;loc=d3e18511-111553<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 11<br> -Subsection I<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 10<br> -Subparagraph a, b<br> -Subsection I<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 35<br> -Paragraph 43<br> -URI http://asc.fasb.org/extlink&amp;oid=6390298&amp;loc=d3e1739-110224<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 35<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=6390298&amp;loc=d3e1424-110224<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4437-111522<br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph c<br> -Subparagraph Schedule III<br> -Article 5<br><br>Reference 17: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 40<br> -Section 40<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6905009&amp;loc=d3e18551-111553<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_RealEstateOwnedTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for trade and other accounts receivable, and finance, loan and lease receivables, including those classified as held for investment and held for sale. This disclosure may include (1) the basis at which such receivables are carried in the entity's statements of financial position (2) how the level of the valuation allowance for receivables is determined (3) when impairments, charge-offs or recoveries are recognized for such receivables (4) the treatment of origination fees and costs, including the amortization method for net deferred fees or costs (5) the treatment of any premiums or discounts or unearned income (6) the entity's income recognition policies for such receivables, including those that are impaired, past due or placed on nonaccrual status and (7) the treatment of foreclosures or repossessions (8) the nature and amount of any guarantees to repurchase receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 3-5<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 114<br> -Paragraph 20<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -URI http://asc.fasb.org/subtopic&amp;trid=2196772<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 92-5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 20<br> -URI http://asc.fasb.org/subtopic&amp;trid=2196816<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of accounting policy for revenue recognition. If the entity has different policies for different types of revenue transactions, the policy for each material type of transaction is generally disclosed. If a sales transaction has multiple element arrangements (for example, delivery of multiple products, services or the rights to use assets) the disclosure may indicate the accounting policy for each unit of accounting as well as how units of accounting are determined and valued. The disclosure may encompass important judgment as to appropriateness of principles related to recognition of revenue. The disclosure also may indicate the entity's treatment of any unearned or deferred revenue that arises from the transaction.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18726-107790<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 605<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 13.B.Q1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6600647&amp;loc=d3e214044-122780<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 22<br> -Paragraph 8, 12, 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18823-107790<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 13<br> -Section B<br> -Paragraph Question 1<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6367646&amp;loc=d3e18780-107790<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EQCAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Goodwill and Intangible Assets (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill and Intangible Assets</strong></a></td>
        <td class="text"> <span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfGoodwillTextBlock', window );">Schedule of Goodwill</a></td>
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<tr style="font-size: 1pt;" valign="bottom"><td width="55%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Tax Services </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Business Services </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance at May&nbsp;1, 2009: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Goodwill </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">449,779 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">402,639 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">852,418 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Accumulated impairment losses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,188 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,188 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">447,591 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">402,639 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">850,230 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Changes: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Acquisitions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,136 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,112 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,248 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Disposals and foreign currency changes </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,031 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,031 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Impairments </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(15,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(15,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance at April&nbsp;30, 2010: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Goodwill </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">453,884 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">403,751 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">857,635 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Accumulated impairment losses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,188 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(15,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(17,188 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">451,696 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">388,751 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">840,447 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Changes: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Acquisitions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>15,441</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>28,552</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>43,993</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Disposals and foreign currency changes </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(10,286</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(5,209</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(15,495</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Impairments </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(22,700</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(22,700</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance at April&nbsp;30, 2011: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Goodwill </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>459,039</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>427,094</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>886,133</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Accumulated impairment losses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(24,888</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(15,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(39,888</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;434,151</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;412,094</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;846,245</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsByMajorClassTextBlock', window );">Schedule of Intangible Assets</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 7pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="26%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="10" align="center"><b><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="10" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gross<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gross<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Carrying<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Accumulated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Carrying<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Accumulated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amortization </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Net </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amortization </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Net </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 7pt;">Tax Services: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Customer relationships </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>87,624</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(41,076</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>46,548</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">67,705 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(33,096 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">34,609 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Noncompete agreements </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>23,456</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(22,059</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,397</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23,062 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(21,278 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,784 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Reacquired franchise rights </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>214,330</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(9,961</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>204,369</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">223,773 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,096 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">217,677 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Franchise agreements </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>19,201</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(3,093</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>16,108</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">19,201 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,813 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">17,388 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Purchased technology </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>14,700</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(8,505</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6,195</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">14,500 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,266 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,234 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Trade name </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,325</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(600</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>725</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,325 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(400 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">925 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 7pt;">Business Services: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Customer relationships </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>152,079</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(128,738</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>23,341</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">145,149 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(120,037 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">25,112 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Noncompete agreements </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>35,818</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(24,662</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,156</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33,052 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(22,118 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10,934 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Attest firm affiliation </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>7,629</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(318</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>7,311</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Trade name&nbsp;&ndash; amortizing </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,600</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(2,600</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,600 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,600 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Trade name&nbsp;&ndash; <font style="white-space: nowrap;" class="_mt">non-amortizing</font> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>55,637</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,868</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>50,769</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">55,637 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,868 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">50,769 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -7pt; margin-left: 7pt;">Total intangible assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;614,399</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(246,480</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;367,919</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;586,004 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(218,572 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;367,432 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="29">

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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of amortizable intangibles assets, in total and by major class, including the gross carrying amount and accumulated amortization. A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of goodwill by reportable segment and in total. Disclosure details may include, but are not limited to, the carrying amount of goodwill, goodwill acquired during the year, goodwill impairment losses recognized, goodwill written-off due to the sale of a business unit, goodwill not yet allocated, and any other changes to goodwill.</p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Segment Information<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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        <th class="th">
          <div>Apr. 30, 2011</div>
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<div style="width: 87%; margin-left: 6%;">

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td style="width: 88px;"><b><font style="font-family: Arial, Helvetica;" class="_mt">NOTE&nbsp;21:</font></b></td>
<td align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">SEGMENT INFORMATION</font></b> </td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Management has determined the reportable segments identified below according to types of services offered and the manner in which operational decisions are made. Operating results of our reportable segments are all seasonal. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">TAX SERVICES</font></b>&nbsp;&ndash; Our Tax Services segment is primarily engaged in providing tax return preparation and related services and products in the U.S.&nbsp;and its territories, Canada and Australia. Major revenue sources include fees earned for tax preparation services performed at company-owned retail tax offices, royalties from franchise retail tax offices, fees for tax-related services, sales of tax preparation software, online tax preparation fees, fees from refund anticipation checks (RACs), prior year participation in RALs, fees from activities related to H&amp;R Block Prepaid Emerald MasterCard<sup style="font-size: 85%; vertical-align: text-top;">&#174;</sup>, and interest and fees from Emerald Advance lines of credit. HRB Bank also offers traditional banking services including checking and savings accounts, individual retirement accounts and certificates of deposit. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Our international operations contributed $<font class="_mt">205.8</font>&nbsp;million, $<font class="_mt">190.9</font>&nbsp;million and $<font class="_mt">160.7</font>&nbsp;million in revenues for fiscal years 2011, 2010 and 2009, respectively, and $<font class="_mt">46.2</font>&nbsp;million, $<font class="_mt">46.7</font>&nbsp;million and $<font class="_mt">31.6</font>&nbsp;million of pretax income, respectively. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">BUSINESS SERVICES</font></b>&nbsp;&ndash; This segment offers tax and consulting services, wealth management, and capital markets services to middle-market companies in offices located throughout the U.S. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">CORPORATE</font></b>&nbsp;&ndash; This segment's operations include interest income from U.S.&nbsp;passive investments, interest expense on borrowings, net interest margin and gains or losses relating to mortgage loans held for investment, real estate owned, residual interests in securitizations and other corporate expenses, principally related to finance, legal and other support departments. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">IDENTIFIABLE ASSETS</font></b>&nbsp;&ndash; Identifiable assets are those assets, including goodwill and intangible assets, associated with each reportable segment. The remaining assets are classified as Corporate assets, which consist primarily of cash and marketable securities. The carrying value of assets held outside the U.S.&nbsp;totaled $<font class="_mt">206.3</font>&nbsp;million, $<font class="_mt">166.8</font>&nbsp;million and $<font class="_mt">126.8</font>&nbsp;million at April&nbsp;30, 2011, 2010 and 2009, respectively. </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Information concerning the Company's operations by reportable segment is as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="50%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;"><b>REVENUES :</b> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tax Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;2,912,361</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;2,975,252 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,132,077 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Business Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>829,794</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">860,349 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">897,809 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Corporate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>32,141</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">38,731 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">53,691 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,774,296</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,874,332 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,083,577 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;"><b>INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE TAXES :</b> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tax Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>767,498</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">867,362 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">927,048 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Business Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>49,003</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">58,714 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">96,097 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Corporate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(139,476</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(141,941 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(183,775 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">839,370 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;"><b>DEPRECIATION AND AMORTIZATION :</b> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tax Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>87,666</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">88,523 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">79,415 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Business Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>30,692</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33,064 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">36,748 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Corporate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,275</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,314 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">7,468 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>121,633</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">126,901 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">123,631 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;"><b>CAPITAL EXPENDITURES :</b> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tax Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>43,043</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">78,108 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">76,305 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Business Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>19,873</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,318 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">21,185 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Corporate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>43</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">89 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">390 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>62,959</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">90,515 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">97,880 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;"><b>IDENTIFIABLE ASSETS :</b> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tax Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,267,236</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,279,161 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,117,475 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Business Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>851,764</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">806,688 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">897,250 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Corporate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,088,961</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,148,469 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,344,997 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,207,961</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,234,318 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,359,722 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr></table></div></div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8595-108599<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8538-108599<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 33<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8971-108599<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 34<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8981-108599<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 29<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8864-108599<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8380-108599<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 35<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8984-108599<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 41<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9038-108599<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 32<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8933-108599<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 131<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8906-108599<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 26<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8844-108599<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 40<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9031-108599<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 42<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e9054-108599<br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 31<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8924-108599<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Goodwill and Intangible Assets<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
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        <td class="text"> <span></span></td>
      </tr>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock', window );">Goodwill and Intangible Assets</a></td>
        <td class="text">&nbsp;

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td><b><font style="font-family: Arial, Helvetica;" class="_mt">NOTE&nbsp;9:</font></b></td>
<td align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">GOODWILL AND INTANGIBLE ASSETS</font></b> </td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Changes in the carrying amount of goodwill by segment for the years ended April&nbsp;30, 2011 and 2010 are as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="55%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Tax Services </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Business Services </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance at May&nbsp;1, 2009: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Goodwill </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">449,779 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">402,639 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">852,418 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Accumulated impairment losses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,188 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,188 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">447,591 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">402,639 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">850,230 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Changes: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Acquisitions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,136 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,112 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,248 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Disposals and foreign currency changes </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,031 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,031 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Impairments </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(15,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(15,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance at April&nbsp;30, 2010: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Goodwill </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">453,884 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">403,751 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">857,635 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Accumulated impairment losses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,188 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(15,000 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(17,188 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">451,696 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">388,751 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">840,447 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Changes: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Acquisitions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>15,441</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>28,552</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>43,993</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Disposals and foreign currency changes </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(10,286</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(5,209</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(15,495</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Impairments </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(22,700</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(22,700</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance at April&nbsp;30, 2011: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Goodwill </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>459,039</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>427,094</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>886,133</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Accumulated impairment losses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(24,888</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(15,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(39,888</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;434,151</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;412,094</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;846,245</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Goodwill and other indefinite-life intangible assets were tested for impairment in the fourth quarter of fiscal year 2011. Except as discussed below, no impairment was identified. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The RedGear reporting unit within our Tax Services segment experienced lower than expected revenues, and as a result, we evaluated this reporting unit's goodwill for impairment at January&nbsp;31, 2011. The measurement of impairment of goodwill consists of two steps. In the first step, we compared the fair value of this reporting unit, determined using discounted cash flows, to its carrying value. As the results of the first test indicated that the fair value was less than its carrying value, we then performed the second step, which was to determine the implied fair value of its goodwill and to compare that to its carrying value. The second step included hypothetically valuing all of the tangible and intangible assets of this reporting unit. As a result, we recorded an impairment of the reporting unit's goodwill of $<font class="_mt">22.7</font>&nbsp;million, leaving a remaining goodwill balance of approximately $<font class="_mt">14</font>&nbsp;million. The impairment is included in selling, general and administrative expenses on the consolidated statements of income. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We recorded a $<font class="_mt">15.0</font>&nbsp;million impairment in our Business Services segment in fiscal year 2010, related to RSM EquiCo, due to declining revenues and profitability. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We recorded a $<font class="_mt">2.2</font>&nbsp;million goodwill impairment in our Tax Services segment in fiscal year 2009, which was a result of the closure of a previously acquired business. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The components of intangible assets are as follows: </div>

<div style="margin-top: 3pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 7pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="26%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="10" align="center"><b><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="10" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gross<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gross<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Carrying<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Accumulated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Carrying<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Accumulated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amortization </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Net </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amortization </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Net </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 7pt;">Tax Services: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Customer relationships </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>87,624</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(41,076</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>46,548</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">67,705 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(33,096 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">34,609 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Noncompete agreements </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>23,456</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(22,059</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,397</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23,062 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(21,278 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,784 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Reacquired franchise rights </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>214,330</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(9,961</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>204,369</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">223,773 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,096 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">217,677 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Franchise agreements </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>19,201</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(3,093</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>16,108</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">19,201 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,813 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">17,388 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Purchased technology </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>14,700</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(8,505</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6,195</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">14,500 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,266 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,234 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Trade name </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,325</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(600</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>725</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,325 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(400 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">925 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 7pt;">Business Services: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Customer relationships </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>152,079</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(128,738</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>23,341</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">145,149 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(120,037 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">25,112 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Noncompete agreements </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>35,818</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(24,662</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,156</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33,052 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(22,118 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10,934 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Attest firm affiliation </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>7,629</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(318</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>7,311</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Trade name&nbsp;&ndash; amortizing </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,600</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(2,600</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,600 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,600 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -7pt; margin-left: 14pt;">Trade name&nbsp;&ndash; <font style="white-space: nowrap;" class="_mt">non-amortizing</font> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>55,637</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,868</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>50,769</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">55,637 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,868 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">50,769 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -7pt; margin-left: 7pt;">Total intangible assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;614,399</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(246,480</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;367,919</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;586,004 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(218,572 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;367,432 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="27" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="29">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Amortization of intangible assets of continuing operations for the years ended April&nbsp;30, 2011, 2010 and 2009 was $<font class="_mt">29.5</font>&nbsp;million, $<font class="_mt">30.0</font>&nbsp;million and $<font class="_mt">24.9</font>&nbsp;million, respectively. Estimated amortization of intangible assets for fiscal years 2012, 2013, 2014, 2015 and 2016 is $<font class="_mt">27.3</font>&nbsp;million, $<font class="_mt">22.8</font>&nbsp;million, $<font class="_mt">19.3</font>&nbsp;million, $<font class="_mt">14.5</font>&nbsp;million and $<font class="_mt">13.1</font>&nbsp;million, respectively. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">In connection with the acquisition of Caturano, as discussed in note&nbsp;2, we recorded a liability related to unfavorable operating lease terms in the amount of $5.9&nbsp;million, which will be amortized over the remaining contractual life of the operating lease. The net balance was $<font class="_mt">5.5</font>&nbsp;million at April&nbsp;30, 2011. </div></div><span></span></td>
      </tr>
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                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final.  May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13816-109267<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16265-109275<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 42, 43, 44, 45, 46, 47<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16373-109275<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16323-109275<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 20<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6905597&amp;loc=d3e13854-109267<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EEBBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share (Computation of Basic and Diluted Earnings per Share from Continuing Operations) (Details) (USD $)<br>In Thousands, except Per Share data</strong></div>
        </th>
        <th class="th" colspan="6">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Oct. 31, 2010</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Jan. 31, 2010</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2009</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_EarningsLossPerShareAndStockholdersEquityAbstract', window );"><strong>Earnings Per Share</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest', window );">Net income from continuing operations attributable to shareholders</a></td>
        <td class="num">$ (106,812)<span></span></td>
        <td class="num">$ (127,638)<span></span></td>
        <td class="nump">$ 692,432<span></span></td>
        <td class="nump">$ 53,603<span></span></td>
        <td class="num">$ (126,472)<span></span></td>
        <td class="num">$ (130,617)<span></span></td>
        <td class="nump">$ 419,405<span></span></td>
        <td class="nump">$ 488,946<span></span></td>
        <td class="nump">$ 513,055<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_EarningsAllocatedToParticipatingSecurities', window );">Amounts allocated to participating securities (nonvested shares)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(1,085)<span></span></td>
        <td class="num">(1,888)<span></span></td>
        <td class="num">(2,042)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net income from continuing operations attributable to common shareholders</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 418,320<span></span></td>
        <td class="nump">$ 487,058<span></span></td>
        <td class="nump">$ 511,013<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Basic weighted average common shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">309,230<span></span></td>
        <td class="nump">332,283<span></span></td>
        <td class="nump">332,787<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment', window );">Potential dilutive shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">547<span></span></td>
        <td class="nump">953<span></span></td>
        <td class="nump">1,752<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Dilutive weighted average common shares</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">309,777<span></span></td>
        <td class="nump">333,236<span></span></td>
        <td class="nump">334,539<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareAbstract', window );"><strong>Earnings per share from continuing operations attributable to common shareholders:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsPerBasicShare', window );">Basic</a></td>
        <td class="num">$ (0.35)<span></span></td>
        <td class="num">$ (0.40)<span></span></td>
        <td class="nump">$ 2.11<span></span></td>
        <td class="nump">$ 0.16<span></span></td>
        <td class="num">$ (0.38)<span></span></td>
        <td class="num">$ (0.39)<span></span></td>
        <td class="nump">$ 1.35<span></span></td>
        <td class="nump">$ 1.47<span></span></td>
        <td class="nump">$ 1.53<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare', window );">Diluted</a></td>
        <td class="num">$ (0.35)<span></span></td>
        <td class="num">$ (0.40)<span></span></td>
        <td class="nump">$ 2.11<span></span></td>
        <td class="nump">$ 0.16<span></span></td>
        <td class="num">$ (0.38)<span></span></td>
        <td class="num">$ (0.39)<span></span></td>
        <td class="nump">$ 1.35<span></span></td>
        <td class="nump">$ 1.46<span></span></td>
        <td class="nump">$ 1.53<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_EarningsAllocatedToParticipatingSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings Allocated To Participating Securities</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_EarningsAllocatedToParticipatingSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_EarningsLossPerShareAndStockholdersEquityAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings Loss Per Share And Stockholders Equity [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_EarningsLossPerShareAndStockholdersEquityAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses and taxes from ongoing operations before extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=6921628&amp;loc=SL4569616-111683<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsPerBasicShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) from continuing operations per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.23)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 36, 37, 38<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsPerBasicShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) derived from continuing operations during the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 11, 12, 36, 37, 38<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 40<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net income after adjustments for dividends on preferred stock (declared in the period) and/or cumulative preferred stock (accumulated for the period).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1377-109256<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of dilutive potential common shares or units used in the calculation of the diluted per-share or per-unit computation.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 40<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1505-109256<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 40<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1448-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 171<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Weighted-Average Number of Common Shares Outstanding<br> -URI http://asc.fasb.org/extlink&amp;oid=6528421<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 40<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
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<DOCUMENT>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EFLAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Property and Equipment (Property and Equipment Subject to Capital Lease) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNetAbstract', window );"><strong>Property and Equipment</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasedAssetsGross', window );">Property and equipment under capital lease, gross</a></td>
        <td class="nump">$ 47,842<span></span></td>
        <td class="nump">$ 47,844<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesLesseeBalanceSheetAssetsByMajorClassAccumulatedDeprecation', window );">Less accumulated amortization</a></td>
        <td class="num">(35,056)<span></span></td>
        <td class="num">(31,418)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalLeasesBalanceSheetAssetsByMajorClassNet', window );">Property and equipment under capital lease, net</a></td>
        <td class="nump">$ 12,786<span></span></td>
        <td class="nump">$ 16,426<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasedAssetsGross">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Property, plant, or equipment held under lease agreements classified as an asset.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 1, 10, 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 16<br> -Subparagraph a(i)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6455314&amp;loc=d3e45014-112735<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeasedAssetsGross</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
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          </td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total gross amount less the charge for the use of the long-lived depreciable assets subject to a lease meeting the criteria for capitalization.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6455398&amp;loc=d3e45280-112737<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeasesBalanceSheetAssetsByMajorClassNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalLeasesLesseeBalanceSheetAssetsByMajorClassAccumulatedDeprecation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total charge for the use of long-lived depreciable assets subject to a lease meeting the criteria for capitalization.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 122<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 13<br> -Paragraph 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 10<br> -Section 55<br> -Paragraph 40<br> -Subparagraph (Note 2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6584154&amp;loc=d3e38371-112697<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 840<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6455314&amp;loc=d3e45014-112735<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalLeasesLesseeBalanceSheetAssetsByMajorClassAccumulatedDeprecation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNetAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PropertyPlantAndEquipmentNetAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>107
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<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EGJAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets (Schedule of Allowance for Impaired Loans) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_AllocatedImpairedLoansBasedOnCollateralValueMethod', window );">Based on collateral value method</a></td>
        <td class="nump">$ 69,794<span></span></td>
        <td class="nump">$ 68,696<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_AllocatedImpairedLoansBasedOnDiscountCashFlowMethod', window );">Based on discount cash flow method</a></td>
        <td class="nump">11,055<span></span></td>
        <td class="nump">8,915<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_AllowanceForLoansLossesAllocatedToImpairedLoansTotal', window );">Total allowance for loans</a></td>
        <td class="nump">$ 80,849<span></span></td>
        <td class="nump">$ 77,611<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_AllocatedImpairedLoansBasedOnCollateralValueMethod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Allocated impaired loans based on collateral value method</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_AllocatedImpairedLoansBasedOnCollateralValueMethod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_AllocatedImpairedLoansBasedOnDiscountCashFlowMethod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Allocated impaired loans based on discount cash flow method</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_AllocatedImpairedLoansBasedOnDiscountCashFlowMethod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_AllowanceForLoansLossesAllocatedToImpairedLoansTotal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Allowance for loans losses allocated to impaired loans total</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_AllowanceForLoansLossesAllocatedToImpairedLoansTotal</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>108
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E4KAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stockholders' Equity (Details) (USD $)<br>In Thousands, except Share data</strong></div>
        </th>
        <th class="th" colspan="1">6 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Oct. 27, 2008</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares', window );">Stock repurchased and retired during period shares</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">19,000,000<span></span></td>
        <td class="nump">12,800,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockRepurchasedAndRetiredDuringPeriodValue', window );">Stock repurchased and retired during period value</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 279,947<span></span></td>
        <td class="nump">$ 250,003<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesNewIssues', window );">Common stock sold</a></td>
        <td class="nump">8,300,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_CommonStockPricePerShare', window );">Price per share</a></td>
        <td class="nump">$ 17.50<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromIssuanceOfCommonStock', window );">Proceeds from issuance of common stock, net</a></td>
        <td class="nump">$ 141,400<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 141,415<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">500,000<span></span></td>
        <td class="nump">500,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PreferredStockAuthorizedButUnissued', window );">Authorized unissued preferred stock</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">5,600,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Convertible Preferred Stock [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">500,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Preferred Stock No Par Value [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">6,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Participating Preferred Stock [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PreferredStockAuthorizedButUnissued', window );">Authorized unissued preferred stock</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">600,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_CommonStockPricePerShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Common Stock, Price Per Share</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_CommonStockPricePerShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PreferredStockAuthorizedButUnissued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Preferred Stock, Authorized but Unissued</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PreferredStockAuthorizedButUnissued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 02<br> -Paragraph 29<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_PreferredStockSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromIssuanceOfCommonStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow from the additional capital contribution to the entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3255-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 19<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Financing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6513228<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromIssuanceOfCommonStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesNewIssues">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of new stock issued during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockIssuedDuringPeriodSharesNewIssues</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockRepurchasedAndRetiredDuringPeriodShares">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of shares that have been repurchased and retired during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockRepurchasedAndRetiredDuringPeriodShares</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockRepurchasedAndRetiredDuringPeriodValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Equity impact of the value of stock that has been repurchased and retired during the period. The excess of the purchase price over par value can be charged against retained earnings (once the excess is fully allocated to additional paid in capital).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockRepurchasedAndRetiredDuringPeriodValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EPEAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Receivables (Schedule of Loans Receivable) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Emerald Advance Lines of Credit [Member]</div>
        </td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Short-term</a></td>
        <td class="nump">$ 31,645<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetNoncurrent', window );">Long-term</a></td>
        <td class="nump">21,619<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Receivables, net</a></td>
        <td class="nump">53,264<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Client Receivables - RALs [Member]</div>
        </td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Short-term</a></td>
        <td class="nump">2,412<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetNoncurrent', window );">Long-term</a></td>
        <td class="nump">5,855<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Receivables, net</a></td>
        <td class="nump">8,267<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans to Franchisees [Member]</div>
        </td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetCurrent', window );">Short-term</a></td>
        <td class="nump">62,181<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesAndLoansReceivableNetNoncurrent', window );">Long-term</a></td>
        <td class="nump">110,420<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NotesReceivableNet', window );">Receivables, net</a></td>
        <td class="nump">$ 172,601<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesAndLoansReceivableNetCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>An amount representing an agreement for an unconditional promise by the maker to pay the Company (holder) a definite sum of money within one year from the balance sheet date (or the normal operating cycle, whichever is longer), net of any write-downs taken for collection uncertainty on the part of the holder. Such amount may include accrued interest receivable in accordance with the terms of the debt. The debt also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. This amount does not include amounts related to receivables held-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4531-111522<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6361293&amp;loc=d3e6676-107765<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 3<br> -Article 5<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Section A<br> -Paragraph 4<br> -Chapter 3<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesAndLoansReceivableNetCurrent</nobr></td>
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      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NotesAndLoansReceivableNetNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>An amount representing an agreement for an unconditional promise by the maker to pay the Entity (holder) a definite sum of money at a future date more than one year from the balance sheet date, net of any write-downs taken for collection uncertainty on the part of the holder. Such amount may include accrued interest receivable in accordance with the terms of the debt. The debt also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. This amount does not include amounts related to receivables held-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 17<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.17)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesAndLoansReceivableNetNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, an amount representing an agreement for an unconditional promise by the maker to pay the Entity (holder) a definite sum of money at a future date, net of any write-downs taken for collection uncertainty on the part of the holder. Such amount may include accrued interest receivable in accordance with the terms of the note. The note also may contain provisions and related items including a discount or premium, payable on demand, secured, or unsecured, interest bearing or noninterest bearing, among a myriad of other features and characteristics. This amount does not include amounts related to receivables held-for-sale.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 3<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NotesReceivableNet</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E4DAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Variable Interests (Details) (USD $)<br>In Millions, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ManagementFeesRevenue', window );">Management fees revenue</a></td>
        <td class="nump">$ 4.1<span></span></td>
        <td class="nump">$ 22.6<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PercentOfManagingDirectorsAsPartnersInVariableInterestEntity', window );">Percent of managing directors as partners</a></td>
        <td class="nump">84.00%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_AggregatePercentOfCompensationPayable', window );">Aggregate percent of compensation payable</a></td>
        <td class="nump">67.00%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherPostretirementBenefitsPayableNoncurrent', window );">Contributions to the retirement plan</a></td>
        <td class="nump">60.0<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount', window );">Maximum exposure to economic loss</a></td>
        <td class="nump">$ 94.8<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">M&amp;P [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_VariableInterestEntityOwnershipPercentage', window );">Ownership interest in partnership</a></td>
        <td class="nump">100.00%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_AggregatePercentOfCompensationPayable">
        <tr>
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        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate Percent of Compensation Payable</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_AggregatePercentOfCompensationPayable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PercentOfManagingDirectorsAsPartnersInVariableInterestEntity">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percent of Managing Directors as Partners in Variable Interest Entity</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PercentOfManagingDirectorsAsPartnersInVariableInterestEntity</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ManagementFeesRevenue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Revenue, comprised of base and incentive revenue derived from the management of joint ventures, managing third-party properties, or another entity's operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ManagementFeesRevenue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherPostretirementBenefitsPayableNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of the entity's noncurrent obligation as of the balance sheet date under any other retirement plan(s), such as one or more defined contribution plans.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherPostretirementBenefitsPayableNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_VariableInterestEntityEntityMaximumLossExposureAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The reporting entity's maximum amount of exposure to loss as a result of its involvement with the Variable Interest Entity (VIE).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Subparagraph b<br> -URI http://asc.fasb.org/extlink&amp;oid=6970148&amp;loc=d3e5728-111685<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS140-4/FIN46(R)<br> -Paragraph C6<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6970148&amp;loc=d3e5747-111685<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of the Variable Interest Entity's (VIE) voting interest owned by (or beneficial interest in) the reporting entity (directly or indirectly).</p>
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                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5A<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6970148&amp;loc=SL6759159-111685<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
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          <div style="width: 200px;"><strong>Business Combinations and Disposals<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
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          <div>Apr. 30, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationsAbstract', window );"><strong>Business Combinations and Disposals</strong></a></td>
        <td class="text"> <span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationDisclosureTextBlock', window );">Business Combinations and Disposals</a></td>
        <td class="text"><font style="widows: 2; text-transform: none; text-indent: 0px; border-collapse: separate; font: medium 'Times New Roman'; white-space: normal; orphans: 2; letter-spacing: normal; color: rgb(0,0,0); word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0px;" class="_mt"> </font>

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<div style="margin-top: 12pt; font-size: 10pt;" align="left">

<div>

<p style="line-height: normal; text-indent: 6.1pt; margin: 0in 0in 0pt; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormal"><font style="font-family: 'Times New Roman','serif'; color: black; font-size: 10pt;" class="_mt"> </font>&nbsp;</p>

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<div>&nbsp;<strong><font style="font-family: Arial;" class="_mt">NOTE&nbsp;2: BUSINESS COMBINATIONS AND DISPOSALS</font></strong>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Effective July&nbsp;20, 2010, our Business Services segment acquired certain non-attest assets and liabilities of Caturano&nbsp;&amp; Company, Inc. (Caturano), a Boston-based accounting firm, for an aggregate purchase price of $40.2&nbsp;million. We expect this acquisition to expand our presence in the Boston market. We made cash payments of $<font class="_mt">32.6</font>&nbsp;million, including $<font class="_mt">29.8</font>&nbsp;million at closing. Payment of the remaining purchase price is deferred and will be paid over the next&nbsp;<font class="_mt">13</font>&nbsp;years. The following table summarizes the fair value of identifiable assets acquired and liabilities assumed and the resulting goodwill: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 9pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="92%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="4" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" colspan="4" align="left">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Customer relationships<sup style="font-size: 85%; vertical-align: top;">(1)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6,733</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Non-compete agreements<sup style="font-size: 85%; vertical-align: top;">(2)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,766</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Attest firm affiliation<sup style="font-size: 85%; vertical-align: top;">(3)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>7,629</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Goodwill </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>27,289</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Fixed assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,500</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Other assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>831</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Other liabilities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(1,640</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Unfavorable leasehold<sup style="font-size: 85%; vertical-align: top;">(2)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(5,890</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Total purchase price </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;40,218</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="5">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td width="1%">&nbsp;</td>
<td width="99%">&nbsp;</td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(1)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Estimated life of&nbsp;<font class="_mt">12</font>&nbsp;years. </font></td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(2)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Estimated life of&nbsp;<font class="_mt">7</font>&nbsp;years. </font></td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(3)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Estimated life of&nbsp;<font class="_mt">18</font>&nbsp;years. Represents the benefits to be received from the Alternative Practice Structure arrangement and affiliation with attest clients. </font></td></tr></table>

<div style="margin-top: 3pt; font-size: 1pt;">&nbsp;</div>

<div style="border-bottom: #000000 1pt solid; width: 99%; margin-left: 0%; font-size: 3pt; align: left;"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">In connection with the acquisition a deferred compensation plan, an employee retention program and a performance bonus plan were put in place for eligible employees. Expenses related to these plans will be treated as compensation and will be expensed as incurred. We incurred expenses totaling $<font class="_mt">2.6</font>&nbsp;million under these plans during fiscal year 2011. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">

<div>In October 2010, we signed a definitive merger agreement to acquire all of the outstanding shares of 2SS Holdings, Inc. ("2SS"), developer of TaxACT digital tax preparation solutions, for $<font class="_mt">287.5</font>&nbsp;million in cash. Completion of the transaction is subject to the satisfaction of customary closing conditions, including regulatory approval. In May 2011, the United States Department of Justice (the "DOJ") filed a civil antitrust lawsuit to block our proposed acquisition of 2SS. On June&nbsp;21, 2011, the parties to the merger agreement signed an amendment to the merger agreement. There are no assurances that the DOJ's lawsuit will be resolved in our favor or that the transaction will be consummated. </div>

<div>During fiscal years 2011, 2010 and 2009, we sold certain retail tax offices to existing franchisees for cash proceeds of $<font class="_mt">65.6</font>&nbsp;million, $<font class="_mt">65.7</font>&nbsp;million and $<font class="_mt">16.9</font>&nbsp;million, respectively, and recorded gains on these sales of $<font class="_mt">45.1</font>&nbsp;million, $<font class="_mt">49.0</font>&nbsp;million and $<font class="_mt">14.9</font>&nbsp;million, respectively. </div></div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Effective November&nbsp;3, 2008, we acquired the assets and franchise rights of our last major independent franchise operator for an aggregate purchase price of $<font class="_mt">279.2</font>&nbsp;million. Goodwill recognized on this transaction is included in the Tax Services segment and is deductible for tax purposes. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">During fiscal years 2011, 2010 and 2009, we made other acquisitions, which were accounted for as purchases with cash payments totaling $<font class="_mt">19.1</font>&nbsp;million, $<font class="_mt">10.3</font>&nbsp;million and $<font class="_mt">12.6</font>&nbsp;million, respectively. Operating results of the acquired businesses, which are not material, are included in the consolidated income statements since the date of acquisition. During fiscal years 2011, 2010 and 2009 we also paid $<font class="_mt">2.5</font>&nbsp;million, $<font class="_mt">0.2</font>&nbsp;million and $<font class="_mt">1.9</font>&nbsp;million, respectively, for contingent payments on prior acquisitions. </div></div></div></div></div></div></div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 51, 52<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=6909870&amp;loc=d3e1524-128463<br><br>Reference 17: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 88-16<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EAHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Customer Banking Deposits (Summary of Time Deposits in Excess of Federal Deposit Insurance Corporation Insurance Limit) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Customer Banking Deposits</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsOrLess', window );">Three months or less</a></td>
        <td class="nump">$ 480<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreThreeMonthsThroughSixMonths', window );">Three to six months</a></td>
        <td class="nump">2,929<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreSixMonthsThrough12Months', window );">Six to twelve months</a></td>
        <td class="nump">2,011<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ContractualMaturitiesTimeDeposits100000OrMoreAfter12Months', window );">Over twelve months</a></td>
        <td class="nump">1,883<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TimeDeposits100000OrMore', window );">Time deposits in excess of FDIC limit, total</a></td>
        <td class="nump">$ 7,303<span></span></td>
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    <div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of contractual maturities of domestic and foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more, after twelve months from the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section V<br> -Paragraph D<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of contractual maturities of domestic and foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more, for the period from six months through twelve months after the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section V<br> -Paragraph D<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of contractual maturities of domestic and foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more, for three months or less from the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section V<br> -Paragraph D<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of contractual maturities of domestic and foreign time deposits (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more, for the period from three months through six months after the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section V<br> -Paragraph D<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of domestic and foreign time deposit liabilities (including certificates of deposits, individual retirement accounts and open accounts) in denominations of $100,000 or more.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -IssueDate 2008-05-01<br> -Chapter 13<br> -Paragraph 42<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 14<br> -Subparagraph e<br> -Clause 1<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 405<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6479006&amp;loc=d3e64164-112818<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Industry Guide<br> -Number 3<br> -Section V<br> -Paragraph A<br> -Subparagraph 4<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TimeDeposits100000OrMore</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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            </div>
          </td>
        </tr>
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<SEQUENCE>113
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Other Noncurrent Assets and Liabilities<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_OtherNoncurrentAssetsAndLiabilitiesAbstract', window );"><strong>Other Noncurrent Assets and Liabilities</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_OtherNoncurrentAssetsAndLiabilitiesTextBlock', window );">Other Noncurrent Assets and Liabilities</a></td>
        <td class="text">&nbsp;<strong><font style="font-family: Arial;" class="_mt">NOTE&nbsp;12: OTHER NONCURRENT ASSETS AND LIABILITIES</font></strong>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We have various compensation plans where we make contributions to eligible participant accounts, which may also include deferred compensation of the participant, with the participants then accruing income on these amounts. Included in other noncurrent liabilities is $<font class="_mt">152.7</font>&nbsp;million and $<font class="_mt">135.5</font>&nbsp;million at April&nbsp;30, 2011 and 2010, respectively, reflecting our obligation under these plans. We may purchase whole-life insurance contracts on certain employee participants to recover distributions made or to be made under the plans. The cash surrender value of the policies and other assets held by the trusts are recorded in other noncurrent assets and totaled $<font class="_mt">115.0</font>&nbsp;million and $<font class="_mt">112.4</font>&nbsp;million at April&nbsp;30, 2011 and 2010, respectively. These assets are restricted, as they are only available to fund the related liabilities. </div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other Noncurrent Assets And Liabilities [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_OtherNoncurrentAssetsAndLiabilitiesAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_OtherNoncurrentAssetsAndLiabilitiesTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Other Noncurrent Assets And Liabilities [Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_OtherNoncurrentAssetsAndLiabilitiesTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
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<FILENAME>R65.htm
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E4VAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets (Narrative) (Details) (USD $)<br>In Millions, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LoanLossReserveToMortgageLoans', window );">Loan loss reserve as a percentage of mortgage loans</a></td>
        <td class="nump">16.10%<span></span></td>
        <td class="nump">13.70%<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Accrued interest on loans held for investment</a></td>
        <td class="nump">$ 2.1<span></span></td>
        <td class="nump">$ 2.6<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LoansAndReceivablesHeldForInvestmentTotal', window );">Loans held for investment</a></td>
        <td class="nump">215.2<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_InSubstanceForeclosures', window );">In-substance foreclosures</a></td>
        <td class="nump">7.7<span></span></td>
        <td class="nump">12.5<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">HRB Bank Interest-only Mortgage [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ConcentrationRiskPercentage', window );">Percent of loans purchased</a></td>
        <td class="nump">62.00%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LoansAndReceivablesHeldForInvestmentTotal', window );">Loans held for investment</a></td>
        <td class="nump">$ 3.7<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum Credit Score [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium', window );">Loan-to-value at origination in order to have internal risk rating of medium</a></td>
        <td class="nump">80.00%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MinimumCreditScoreToBeGivenInternalRiskRatingOfLow', window );">Minimum credit score to be given internal risk rating of low</a></td>
        <td class="nump">700<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum Credit Score [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium', window );">Loan-to-value at origination in order to have internal risk rating of medium</a></td>
        <td class="nump">80.00%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MaximumCreditScoreToBeGivenInternalRiskRatingOfMedium', window );">Maximum credit score to be given internal risk rating of medium</a></td>
        <td class="nump">700<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_InSubstanceForeclosures">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>In-substance foreclosures</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_InSubstanceForeclosures</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_LoanLossReserveToMortgageLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loan Loss Reserve To Mortgage Loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_LoanLossReserveToMortgageLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_LoansAndReceivablesHeldForInvestmentTotal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loans and Receivables Held for Investment Total</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_LoansAndReceivablesHeldForInvestmentTotal</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loan-to-value at Origination in Order to Have Internal Risk Rating of Medium</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_LoanToValueAtOriginationInOrderToHaveInternalRiskRatingOfMedium</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_MaximumCreditScoreToBeGivenInternalRiskRatingOfMedium">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Maximum Credit Score to Be Given Internal Risk Rating of Medium</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_MaximumCreditScoreToBeGivenInternalRiskRatingOfMedium</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:positiveIntegerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_MinimumCreditScoreToBeGivenInternalRiskRatingOfLow">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Minimum Credit Score To Be Given Internal Risk Rating Of Low</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_MinimumCreditScoreToBeGivenInternalRiskRatingOfLow</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:positiveIntegerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConcentrationRiskPercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an entity that discloses a concentration risk in relation to quantitative amount, which serves as the "benchmark" (or denominator) in the equation, this concept represents the concentration percentage derived from the division.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6404-108592<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 21<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13537-108611<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13531-108611<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 18<br> -URI http://asc.fasb.org/extlink&amp;oid=6927468&amp;loc=d3e6351-108592<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ConcentrationRiskPercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 8<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.8)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestReceivable</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>115
<FILENAME>R63.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EHPAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Receivables (Schedule of Allowance for Doubtful Accounts) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent', window );">Allowance for doubtful accounts</a></td>
        <td class="nump">$ 67,466<span></span></td>
        <td class="nump">$ 112,475<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Emerald Advance Lines of Credit [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent', window );">Allowance for doubtful accounts</a></td>
        <td class="nump">4,400<span></span></td>
        <td class="nump">35,239<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Tax Client Receivables - RALs [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent', window );">Allowance for doubtful accounts</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">12,191<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Loans to Franchisees [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent', window );">Allowance for doubtful accounts</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other Receivables [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent', window );">Allowance for doubtful accounts</a></td>
        <td class="nump">$ 63,066<span></span></td>
        <td class="nump">$ 65,041<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for trade and other receivables due to an Entity within one year (or the normal operating cycle, whichever is longer) that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 4<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5074-111524<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>116
<FILENAME>R39.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EQCAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Assets and Liabilities Measured at Fair Value (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Assets and Liabilities Measured at Fair Value</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueMeasurementInputsDisclosureTextBlock', window );">Fair Value Assets and Liabilities Measured at Fair Value on a Recurring and Non-Recurring Basis</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="41%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(dollars in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Level 1 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Level 2 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Level 3 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gain (loss) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As of April&nbsp;30, 2011: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Recurring: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Mortgage-backed securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>158,177</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>158,177</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>207</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Municipal bonds </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,740</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,740</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Non-recurring: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">REO </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12,366</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12,366</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(1,920</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Impaired mortgage loans held for investment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>90,628</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>90,628</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(11,390</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>269,911</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;166,917</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;102,994</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(12,698</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As a percentage of total assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5.2</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3.2</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.0</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As of April&nbsp;30, 2010: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Recurring: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Mortgage-backed securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23,016 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23,016 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(10 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Municipal bonds </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,901 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,901 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">459 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Trust preferred security </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,823 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Non-recurring: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">REO </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16,291 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16,291 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,430 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Impaired mortgage loans held for investment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">88,456 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">88,456 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(9,453 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;136,695 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,948 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">104,747 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(15,257 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As a percentage of total assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.0 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">Fair Value of Financial Instruments</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Carrying<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Estimated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fair Value </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Mortgage loans held for investment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;485,008</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;295,154</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Deposits </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>863,898</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>865,318</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Long-term debt </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,053,191</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,112,886</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">FHLB advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>25,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>24,998</b> <br /></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr></table><span></span></td>
      </tr>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments, assets, and liabilities. Such certain disclosures about the financial instruments, assets, and liabilities include: (1) the fair value of the required items together with their carrying amounts (as appropriate) and (2) the methodology and assumptions used in developing such estimates of fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13433-108611<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6925170&amp;loc=d3e19207-110258<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 107<br> -Paragraph 14<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 107<br> -Paragraph 15<br> -Subparagraph b-d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 12<br> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13476-108611<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 107<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13467-108611<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6447952&amp;loc=d3e13220-108610<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 159<br> -Paragraph 18<br> -Subparagraph c(2), d, e, f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 157<br> -Paragraph 32<br> -Subparagraph a, c(1), c(2), c(3), d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 159<br> -Paragraph 19<br> -Subparagraph a, b, c(1), d(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the fair value measurement of assets and liabilities which includes [financial] instruments measured at fair value that are classified in stockholders' equity. Such assets and liabilities may be measured on a recurring or nonrecurring basis. The disclosures which may be required or desired include: (1) for assets and liabilities measured on a recurring basis, disclosure may include: (a) the fair value measurements at the reporting date; (b) the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets or liabilities (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3); (c) for fair value measurements using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (i) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets), and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (ii) purchases, sales, issuances, and settlements (net); (iii) transfers in and transfers out of Level 3 (for example,  transfers due to changes in the observability of significant inputs); (d) the amount of the total gains or losses for the period in subparagraph (c) (i) above included in earnings (or changes in net assets) that are attributable to the change in unrealized gains or losses relating to those assets and liabilities still held at the reporting date and a description of where those unrealized gains or losses are reported in the statement of income (or activities); (e) the valuation technique(s) used to measure fair value and a discussion of changes in valuation techniques, if any, during the period and (2) for assets and liabilities that are measured at fair value on a nonrecurring basis (for example,  impaired assets) disclosure may include, in addition to (a) above: (a) the reasons for the fair value measurements recorded; (b) the same as (b) above; (c) for fair value measurements using significant unobservable inputs (Level 3), a description of the inputs and the information used to develop the inputs; and (d) the valuation technique(s) used to measure fair value and a discussion of changes, if any, in the valuation technique(s) used to measure similar assets and/or liabilities in prior periods.  Where the quoted price in an active market for the identical liability is not available, the Level 1 input is the quoted price of an identical liability when traded as an asset.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6925170&amp;loc=d3e19279-110258<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 157<br> -Paragraph 32<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 157<br> -Paragraph 33<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 107<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6925170&amp;loc=d3e19296-110258<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6925170&amp;loc=d3e19207-110258<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 157<br> -Paragraph 6<br> -Footnote 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6925170&amp;loc=d3e19190-110258<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E3IAI">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets (Schedule of Past Due Mortgage Loans) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">$ 572,974<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="nump">$ 683,684<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Less Than 60 Days Past Due [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">47,621<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Less Than 60 Days Past Due [Member] | Purchased from SCC [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">37,371<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Less Than 60 Days Past Due [Member] | All Other [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">10,250<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">60 To 89 Days Past Due [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">6,476<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">60 To 89 Days Past Due [Member] | Purchased from SCC [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">4,882<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">60 To 89 Days Past Due [Member] | All Other [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">1,594<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">90 Days + Past Due [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">152,872<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">90 Days + Past Due [Member] | Purchased from SCC [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">132,326<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">90 Days + Past Due [Member] | All Other [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">20,546<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Past Due [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">206,969<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Past Due [Member] | Purchased from SCC [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">174,579<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Total Past Due [Member] | All Other [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">32,390<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Current [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">366,005<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Current [Member] | Purchased from SCC [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">183,235<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Current [Member] | All Other [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">182,770<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">357,814<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">$ 215,160<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr>
        <td colspan="4"></td>
      </tr>
      <tr>
        <td colspan="4">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">No loans past due 90 days or more are still accruing interest. </td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the aggregate gross carrying amount of all categories of loans and leases held in portfolio, prior to deducting deferred income and the allowance for losses on loans and leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Regulatory Requirements<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_RegulatoryRequirementsAbstract', window );"><strong>Regulatory Requirements</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Regulatory Requirements</a></td>
        <td class="text">&nbsp;

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td><font style="font-family: Arial, Helvetica;" class="_mt"><strong>NOTE&nbsp;20: REGULATORY REQUIREMENTS</strong><font class="_mt" style="font-family: Times New Roman;"> </font></font></td>
<td align="left">&nbsp;</td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">HRB Bank and the Company are subject to various regulatory requirements, including capital guidelines for HRB Bank, administered by federal banking agencies. Failure to meet minimum capital requirements can trigger certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on HRB Bank and our consolidated financial statements. All savings associations are subject to the capital adequacy guidelines and the regulatory framework for prompt corrective action. HRB Bank must meet specific capital guidelines that involve quantitative measures of HRB Bank's assets, liabilities and certain off-balance sheet items, as calculated under regulatory accounting practices. HRB Bank's capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors. HRB Bank files its regulatory Thrift Financial Report (TFR) on a calendar quarter basis. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Quantitative measures established by regulation to ensure capital adequacy require HRB Bank to maintain minimum amounts and ratios of tangible equity, total risk-based capital and Tier&nbsp;1 capital, as set forth in the table below. In addition to these minimum ratio requirements, HRB Bank is required to continually maintain a <font class="_mt">12.0</font>% minimum leverage ratio. As of April&nbsp;30, 2011, HRB Bank's leverage ratio was <font class="_mt">30.8</font>%. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">As of March&nbsp;31, 2011, our most recent TFR filing with the Office of Thrift Supervision (OTS), HRB Bank was a "well capitalized" institution under the prompt corrective action provisions of the FDIC. The five capital categories are: (1)&nbsp;"well capitalized" (total risk-based capital ratio of 10%, Tier&nbsp;1 Risk-based capital ratio of 6% and leverage ratio of 5%); (2)&nbsp;"adequately capitalized;" (3)&nbsp;"undercapitalized;" (4)&nbsp;"significantly undercapitalized;" and (5)&nbsp;"critically undercapitalized." There are no conditions or events since March&nbsp;31, 2011 that management believes have changed HRB Bank's category. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The following table sets forth HRB Bank's regulatory capital requirements, as calculated in its TFR: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="35%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(dollars in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">To Be Well Capitalized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">For Capital Adequacy<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">Under Prompt Corrective<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">Actual </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">Purposes </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" nowrap="nowrap" align="center"><font style="font-family: Arial, Helvetica; font-size: 8pt;" class="_mt">Action Provisions </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Ratio </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Ratio </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Ratio </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="28" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As of March&nbsp;31, 2011: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total risk-based capital ratio <sup style="font-size: 85%; vertical-align: top;">(1)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;405,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>92.5%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>35,019</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8.0%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;43,773</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10.0%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tier&nbsp;1 risk-based capital ratio <sup style="font-size: 85%; vertical-align: top;">(2)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>399,187</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>91.2%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>N/A</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>N/A</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>26,264</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6.0%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tier&nbsp;1 capital ratio (leverage) <sup style="font-size: 85%; vertical-align: top;">(3)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>399,187</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>22.8%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;209,758</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12.0%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>87,399</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5.0%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tangible equity ratio <sup style="font-size: 85%; vertical-align: top;">(4)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>399,187</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>22.8%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>26,220</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.5%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>N/A</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>N/A</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As of March&nbsp;31, 2010: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Total risk-based capital ratio <sup style="font-size: 85%; vertical-align: top;">(1)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">420,401 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">75.7% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">44,436 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8.0% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">55,545 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10.0% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tier&nbsp;1 risk-based capital ratio <sup style="font-size: 85%; vertical-align: top;">(2)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">413,074 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">74.4% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">N/A </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">N/A </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33,327 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6.0% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tier&nbsp;1 capital ratio (leverage) <sup style="font-size: 85%; vertical-align: top;">(3)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">413,074 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">24.9% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">199,272 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12.0% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">83,030 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5.0% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tangible equity ratio <sup style="font-size: 85%; vertical-align: top;">(4)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">413,074 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">24.9% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">24,909 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.5% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">N/A </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">N/A </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="29">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 4pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<table class="MetaData" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td width="1%">&nbsp;</td>
<td width="99%">&nbsp;</td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(1)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td class="MetaData" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Total risk-based capital divided by risk-weighted assets. </font></td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(2)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td class="MetaData" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Tier&nbsp;1 (core) capital less deduction for low-level recourse and residual interest divided by risk-weighted assets. </font></td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(3)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td class="MetaData" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Tier&nbsp;1 (core) capital divided by adjusted total assets. </font></td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(4)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td class="MetaData" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Tangible capital divided by tangible assets. </font></td></tr></table>

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 6pt; align: left;"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Block Financial LLC (BFC) typically makes capital contributions to HRB Bank to help it meet its capital requirements. BFC made capital contributions to HRB Bank of $<font class="_mt">235.0</font>&nbsp;million during fiscal years 2011 and 2010, and $<font class="_mt">245.0</font>&nbsp;million during fiscal year 2009. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">HRB Bank received approval from the OTS during fiscal year 2011 to pay cash and non-cash dividends. The dividend payments were subject to HRB Bank maintaining a leverage capital ratio of 12% immediately after payment and on a continual basis. HRB Bank paid dividends and returned of capital of $<font class="_mt">262.5</font>&nbsp;million during fiscal year 2011, comprised of $<font class="_mt">37.5</font>&nbsp;million in REO properties and loans and $<font class="_mt">225.0</font>&nbsp;million in cash.</div><span></span></td>
      </tr>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Regulatory Requirements [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for banks, savings institutions, and credit unions, for regulatory capital requirements imposed by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the Office of Thrift Supervision (OTS) or for any state imposed capital requirements, as applicable.  The disclosure may include (1) a description of regulatory capital requirements (a) for capital adequacy purposes and (b) established by the prompt corrective action provisions of Section 38 of the Federal Depository Insurance Act; (2) the actual or possible material effects of noncompliance with such requirements; (3) whether the entity is in compliance with the regulatory capital requirements including (a) required and actual ratios and amounts of Tier 1 leverage, Tier 1 risk-based, and total risk-based capital, tangible capital (for savings institutions), and Tier 3 capital for market risk (for certain banks and bank holding companies), (b) factors that may significantly affect capital adequacy; (4) the prompt corrective action category in which the entity was classified as of its most recent notification; (5) whether management believes any conditions or events since notification have changed the entity's category. Also may include additional information that might be disclosed in situations where substantial doubt about the entity's ability to continue as a going concern for a reasonable period of time.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1G<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958577-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958570-112826<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1E<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958574-112826<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15, 16, 17<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1C<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958572-112826<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1F<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958575-112826<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1D<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958573-112826<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1A<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958569-112826<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EGFAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Balance Sheets (Parenthetical) (USD $)<br>In Thousands, except Share data</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfFinancialPositionAbstract', window );"><strong>Consolidated Balance Sheets</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent', window );">Allowance for doubtful accounts</a></td>
        <td class="nump">$ 67,466<span></span></td>
        <td class="nump">$ 112,475<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Allowance for loan losses</a></td>
        <td class="nump">92,087<span></span></td>
        <td class="nump">93,535<span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment', window );">Accumulated depreciation and amortization</a></td>
        <td class="nump">$ 677,220<span></span></td>
        <td class="nump">$ 657,008<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockParOrStatedValuePerShare', window );">Common stock, stated value per share</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized</a></td>
        <td class="nump">800,000,000<span></span></td>
        <td class="nump">800,000,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued</a></td>
        <td class="nump">412,440,559<span></span></td>
        <td class="nump">431,390,599<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockParOrStatedValuePerShare', window );">Convertible preferred stock, stated value per share</a></td>
        <td class="nump">$ 0.01<span></span></td>
        <td class="nump">$ 0.01<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Convertible preferred stock, shares authorized</a></td>
        <td class="nump">500,000<span></span></td>
        <td class="nump">500,000<span></span></td>
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    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of depreciation, depletion and amortization (related to property, plant and equipment, but not including land) that has been recognized in the income statement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 14<br> -Article 5<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>A valuation allowance for trade and other receivables due to an Entity within one year (or the normal operating cycle, whichever is longer) that are expected to be uncollectible.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 4<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5074-111524<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Face amount or stated value of common stock per share; generally not indicative of the fair market value per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 30<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
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                <p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p>
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                <p>The allowance for loan and lease losses represents the reserve to cover probable credit losses related to specifically identified loans and leases, as well as probable credit losses inherent in the remainder of the loan portfolio as of the balance sheet date. For banks, include currently required allocated transfer risk reserves. Include carryover of or adjustments to the allowance for loan losses in connection with business combinations determined to be appropriate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 8<br> -Subparagraph a(ii)<br> -Subsection I<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section L<br> -Subsection 1<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 114<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 7<br> -Subparagraph d<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)(1)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br></p>
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                <p>Face amount or stated value per share of nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer); generally not indicative of the fair market value per share.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 02<br> -Paragraph 29<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
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                <p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 02<br> -Paragraph 29<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stockholders' Equity<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
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      <tr>
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          <div>Apr. 30, 2011</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteAbstract', window );"><strong>Stockholders' Equity</strong></a></td>
        <td class="text"> <span></span></td>
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        <td class="text"><strong><font style="font-family: Arial;" class="_mt">NOTE&nbsp;13: STOCKHOLDERS' EQUITY</font></strong>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">During fiscal year 2011, we purchased and immediately retired&nbsp;<font class="_mt">19.0</font>&nbsp;million shares of our common stock at a cost of $279.9&nbsp;million. During fiscal year 2010, we purchased and immediately retired&nbsp;<font class="_mt">12.8</font>&nbsp;million shares of our common stock at a cost of $250.0&nbsp;million. We may continue to repurchase and retire common stock or retire shares held in treasury in the future. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">On October&nbsp;27, 2008, we sold&nbsp;<font class="_mt">8.3</font>&nbsp;million shares of our common stock, without par value, at a price of $<font class="_mt">17.50</font> per share in a registered direct offering through subscription agreements with selected institutional investors. We received net proceeds of $<font class="_mt">141.4</font>&nbsp;million, after deducting placement agent fees and other offering expenses. Proceeds were used for general corporate purposes. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We are authorized to issue&nbsp;<font class="_mt">6.0</font>&nbsp;million shares of Preferred Stock without par value. At April&nbsp;30, 2011, we had&nbsp;<font class="_mt">5.6</font>&nbsp;million shares of authorized but unissued Preferred Stock. Of the unissued shares,&nbsp;<font class="_mt">0.6</font>&nbsp;million shares have been designated as Participating Preferred Stock. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We are authorized to issue&nbsp;<font class="_mt">0.5</font>&nbsp;million shares of non-voting Preferred Stock designated as Convertible Preferred Stock without par value. At April&nbsp;30, 2011, we had&nbsp;<font class="_mt">0.5</font>&nbsp;million shares of authorized but unissued Convertible Preferred Stock. The holders of the Convertible Preferred Stock are not entitled to receive dividends paid in cash, property or securities and, in the event of any dissolution, liquidation or <font style="white-space: nowrap;" class="_mt">wind-up</font> of the Company, will share ratably with the holders of Common Stock then outstanding in the assets of the Company after any distribution or payments are made to the holders of Participating Preferred stock or the holders of any other class or series of stock of the Company with preference over the Common Stock. </div><span></span></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for shareholders' equity, comprised of portions attributable to the parent entity and noncontrolling interest, if any, including other comprehensive income (as applicable).  Including, but not limited to: (1) balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings; (2) accumulated balance for each classification of other comprehensive income and total amount of comprehensive income; (3) amount and nature of changes in separate accounts, including the number of shares authorized and outstanding, number of shares issued upon exercise and conversion, and for other comprehensive income, the adjustments for reclassifications to net income; (4) rights and privileges of each class of stock authorized; (5) basis of treasury stock, if other than cost, and amounts paid and accounting treatment for treasury stock purchased significantly in excess of market; (6) dividends paid or payable per share and in the aggregate for each class of stock for each period presented; (7) dividend restrictions and accumulated preferred dividends in arrears (in aggregate and per share amount); (8) retained earnings appropriations or restrictions, such as dividend restrictions; (9) impact of change in accounting principle, initial adoption of new accounting principle and correction of an error in previously issued financial statements; (10) shares held in trust for Employee Stock Ownership Plan (ESOP); (11) deferred compensation related to issuance of capital stock; (12) note received for issuance of stock; (13) unamortized discount on shares; (14) description, terms, and number of warrants or rights outstanding; (15) shares under subscription and subscription receivables, effective date of new retained earnings after quasi-reorganization and deficit eliminated by quasi-reorganization and, for a period of at least ten years after the effective date, the point in time from which the new retained dates; and (16) retroactive effective of subsequent change in capital structure.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30, 31<br> -Article 5<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB TOPIC 4.E)<br> -URI http://asc.fasb.org/extlink&amp;oid=6228006&amp;loc=d3e74512-122707<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21484-112644<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SAB TOPIC 4.C)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187143-122770<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 129<br> -Paragraph 2, 3, 4, 5, 6, 7, 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Preferred Stock<br> -URI http://asc.fasb.org/extlink&amp;oid=6521494<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Article 4<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 4<br> -Section C<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21488-112644<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.29-31)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph d<br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 4<br> -Section E<br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6405834&amp;loc=d3e23285-112656<br><br>Reference 17: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21475-112644<br><br>Reference 18: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(d),(e))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 19: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Chapter 1<br> -Section B<br> -Paragraph 7, 11A<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 20: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 21: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 22: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21506-112644<br><br>Reference 23: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21564-112644<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StockholdersEquityNoteDisclosureTextBlock</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td>nonnum:textBlockItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EBEAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock-Based Compensation (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationAbstract', window );"><strong>Stock-Based Compensation</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock', window );">Summary of Stock Options</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="41%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s, except per share amounts) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Weighted-Average<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Weighted-Average<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Remaining<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Aggregate<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Shares </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Exercise Price </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Contractual Term </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Intrinsic Value </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Outstanding, beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>15,082</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>20.58</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Granted </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,080</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>13.29</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Exercised </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(338</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10.64</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Forfeited or expired </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(6,034</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>22.17</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td style="border-top: #000000 1px solid;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Outstanding, end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10,790</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>18.64</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4 years</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>9,224</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 1pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td style="border-top: #000000 3px double;">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Exercisable, end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,122</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;19.95</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2 years</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;1,318</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Exercisable and expected to vest </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10,650</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>18.71</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4 years</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,666</b> <br /></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="21">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock', window );">Assumptions Used to Value Options</a></td>
        <td class="text"><div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="38%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="13%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="13%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="13%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Options&nbsp;&ndash; management and director: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Expected volatility </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b><b>28.98</b>% - 30.20%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">27.11% - 27.27% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23.41% - 25.20% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Expected term </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5 years</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5 years </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4years </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividend yield </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b><b>4.18</b>% - 5.17%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3.24% - 3.55% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.35% - 3.04% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Risk-free interest rate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b><b>1.26</b>% - 1.92%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.38% - 2.75% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.54% - 3.26% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Weighted-average fair value </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.25</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3.27 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3.80 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Options&nbsp;&ndash; seasonal:<sup style="font-size: 85%; vertical-align: top;">(1)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Expected volatility </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33.81% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">25.35% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Expected term </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2&nbsp;years </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2&nbsp;years </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividend yield </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3.48% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.80% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Risk-free interest rate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.85% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.54% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Weighted-average fair value </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.70 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.83 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">ESPP options: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Expected volatility </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;22.75% - 23.31%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;23.68% - 43.20% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;29.13% - 43.82% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Expected term </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b><b>0.5</b>years</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.5 years </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.5 years </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Dividend yield </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b><b>3.86</b>% - 4.80%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.65% - 3.46% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.67% - 2.78% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Risk-free interest rate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b><b>0.19</b>% - 0.23%</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.20% - 0.33% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.27% - 2.13% </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Weighted-average fair value </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.16</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3.66 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4.38 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<table class="MetaData" border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td width="1%">&nbsp;</td>
<td width="99%">&nbsp;</td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(1)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td class="MetaData" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">This plan was terminated in fiscal year 2010, except for outstanding awards thereunder. </font></td></tr></table></div></div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfNonvestedPerformanceBasedUnitsActivityTableTextBlock', window );">Summary of Nonvested Shares and Performance Nonvested Share Units</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="77%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="3%">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="6" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(shares in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Weighted-Average<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Grant Date <br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Shares </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fair Value </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Outstanding, beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,619</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>19.55</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Granted </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>745</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12.56</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Released </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(632</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>20.20</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Forfeited </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(232</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>17.61</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Outstanding, end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,500</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;15.92</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the changes in outstanding nonvested performance-based units.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Topic 718<br> -SubTopic 10<br> -Publisher FASB<br> -Number <br> -Article <br> -Subparagraph (c)(2)<br> -Name Accounting Standards Codification<br> -Paragraph 2<br> -Section 50<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the number and weighted-average exercise prices (or conversion ratios) for share options (or share units) that were outstanding at the beginning and end of the year, vested and expected to vest, exercisable or convertible at the end of the year, and the number of share options or share units that were granted, exercised or converted, forfeited, and expired during the year.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Topic 718<br> -SubTopic 10<br> -Publisher FASB<br> -Number <br> -Article <br> -Subparagraph (c)(1)<br> -Name Accounting Standards Codification<br> -Paragraph 2<br> -Section 50<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the significant assumptions used during the year to estimate the fair value of stock options, including, but not limited to: (a) expected term of share options and similar instruments, (b) expected volatility of the entity's shares, (c) expected dividends, (d) risk-free rate(s), and (e) discount for post-vesting restrictions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Topic 718<br> -SubTopic 10<br> -Publisher FASB<br> -Number <br> -Article <br> -Subparagraph (f)(2)<br> -Name Accounting Standards Codification<br> -Paragraph 2<br> -Section 50<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfShareBasedPaymentAwardStockOptionsValuationAssumptionsTableTextBlock</nobr></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EDOAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock-Based Compensation (Summary of Stock Options) (Details) (USD $)<br>In Thousands, except Per Share data, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationAbstract', window );"><strong>Stock-Based Compensation</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Shares, Outstanding, beginning of the year</a></td>
        <td class="nump">15,082<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod', window );">Shares, Granted</a></td>
        <td class="nump">2,080<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Shares, Exercised</a></td>
        <td class="num">(338)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod', window );">Shares, Forfeited or expired</a></td>
        <td class="num">(6,034)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Shares, Outstanding, end of the year</a></td>
        <td class="nump">10,790<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber', window );">Shares, Exercisable, end of the year</a></td>
        <td class="nump">8,122<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber', window );">Shares, Exercisable and expected to vest</a></td>
        <td class="nump">10,650<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Weighted-Average Exercise Price, Outstanding, beginning of the year</a></td>
        <td class="nump">$ 20.58<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice', window );">Weighted-Average Exercise Price, Granted</a></td>
        <td class="nump">$ 13.29<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice', window );">Weighted-Average Exercise Price, Exercised</a></td>
        <td class="nump">$ 10.64<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice', window );">Weighted-Average Exercise Price, Forfeited or expired</a></td>
        <td class="nump">$ 22.17<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Weighted-Average Exercise Price, Outstanding, ending of the year</a></td>
        <td class="nump">$ 18.64<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice', window );">Weighted-Average Exercise Price, Exercisable, end of the year</a></td>
        <td class="nump">$ 19.95<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice', window );">Weighted-Average Exercise Price, Exercisable and expected to vest</a></td>
        <td class="nump">$ 18.71<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm1', window );">Weighted-Average Remaining Contractual Term, Outstanding, end of the year</a></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm', window );">Weighted-Average Remaining Contractual Term, Exercisable, end of the year</a></td>
        <td class="nump">2<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm', window );">Weighted-Average Remaining Contractual Term, Exercisable and expected to vest</a></td>
        <td class="nump">4<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Aggregate Intrinsic Value, Outstanding, end of the year</a></td>
        <td class="nump">$ 9,224<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingAggregateIntrinsicValue', window );">Aggregate Intrinsic Value, Exercisable, end of the year</a></td>
        <td class="nump">1,318<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue', window );">Aggregate Intrinsic Value, Exercisable and expected to vest</a></td>
        <td class="nump">$ 8,666<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average price at which option holders acquired shares when converting their stock options into shares under the plan during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(1)(e)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For presentations that combine terminations, the number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan or that expired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(3)-(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The combined weighted average exercise price associated with stock options during the period that have either lapsed or been forfeited.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(3)-(4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net number of share options (or share units) granted during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(1)(d)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on stock options awarded under the plan during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(1)(d)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total dollar difference between fair values of the underlying shares reserved for issuance and exercise prices pertaining to options outstanding under the plan as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph d(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The number of shares reserved for issuance under stock option agreements awarded under the plan that validly exist and are outstanding as of the balance sheet date, including vested options.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)-(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(1)(a)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(1)(b)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average price as of the beginning of the year at which grantees can acquire the shares reserved for issuance under the stock option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph b(1)(a)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm1">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average period between the balance sheet date and expiration for all awards outstanding under the plan, which may be expressed in a decimal value for number of years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -SubTopic 10<br> -Topic 718<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm1</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:decimalItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the total dollar difference between fair values of the underlying shares reserved for issuance and exercise prices of fully vested and expected to vest options that are exercisable.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph d(2)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
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                <p>The number of exercisable share options (fully vested and expected to vest) that may be converted as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph d(2)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
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                <p>As of the balance sheet date, the weighted-average exercise price (at which grantees can acquire the shares reserved for issuance) for exercisable stock options that are fully vested or expected to vest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph d(2)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
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                <p>The weighted-average period between the balance sheet date and expiration date for fully vested and expected to vest options that are exercisable (or convertible) under the plan, which may be expressed in a decimal value for number of years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph d(2)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
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                <p>As of the balance sheet date, the total dollar difference between fair values of the underlying shares reserved for issuance and exercise prices of fully vested and expected to vest options outstanding.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph d(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the number of shares into which fully vested and expected to vest stock options outstanding can be converted under the option plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph d(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the weighted-average exercise price for outstanding stock options that are fully vested or expected to vest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph d(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted-average period between the balance sheet date and expiration date for fully vested and expected to vest options outstanding, which may be expressed in a decimal value for number of years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph d(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Number of share options (or share units) exercised during the current period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6928386&amp;loc=d3e21463-112644<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.28,29)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 3<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 29, 30<br> -Article 5<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -URI http://asc.fasb.org/extlink&amp;oid=6959260&amp;loc=d3e187085-122770<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
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          <div style="width: 200px;"><strong>Income Taxes<br></strong></div>
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        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Income Taxes</a></td>
        <td class="text">&nbsp;

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">NOTE&nbsp;15: INCOME TAXES</font></b> </div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The components of income from continuing operations upon which domestic and foreign income taxes have been provided are as follows: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="43%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="15%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="15%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Domestic </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>639,914</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">745,912 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">815,614 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Foreign </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>37,111</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">38,223 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23,756 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;839,370 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The components of income tax expense (benefit) for continuing operations are as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="55%">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Current: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Federal </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>188,086</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">92,992 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">243,085 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">State </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>45,068</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23,625 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">38,418 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Foreign </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>21,456</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16,052 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,393 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>254,610</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">132,669 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">282,896 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Deferred: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Federal </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(799</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">128,900 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">36,739 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">State </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,521</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33,448 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,582 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Foreign </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>288</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">172 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">98 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,010</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">162,520 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">43,419 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Total income taxes for continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;257,620</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;295,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;326,315 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The reconciliation between the income tax provision and the amount computed by applying the statutory federal tax rate of 35% to income taxes of continuing operations is as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="56%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">U.S. statutory tax rate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>35.0</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">35.0 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">35.0 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Change in tax rate resulting from: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">State income taxes, net of federal income tax benefit </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4.5</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3.8 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4.2 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Permanent differences </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.3</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.5 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">)% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Uncertain tax positions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.1</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.9 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.5 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net decrease in valuation allowance </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(1.3</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1.0 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">)% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1.2 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">)% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.9</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">)% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1.2 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">)% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Effective tax rate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>38.1</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">37.6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">38.9 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The significant components of deferred tax assets and liabilities of continuing operations are reflected in the following table: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Gross deferred tax assets: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Accrued expenses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>61,891</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">17,554 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Allowance for credit losses and related reserves </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>102,587</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">164,783 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net operating loss carryovers </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">200 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">237 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Valuation allowance </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(47,300</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,745 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Current </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>117,178</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">181,029 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Deferred and stock-based compensation </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>73,398</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">71,970 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Property and equipment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">9,071 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Deferred revenue </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>23,166</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">25,595 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net operating loss carryovers </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>21,057</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">26,292 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Accrued expenses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>32,481</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,892 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Capital loss carryover </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>150,876</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">144,507 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>15,953</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15,991 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Valuation allowance </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(94,261</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(151,838 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Noncurrent </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>222,670</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">173,480 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>339,848</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">354,509 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Gross deferred tax liabilities: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Prepaid expenses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,734</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,337 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Current </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,734</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,337 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Property and equipment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(10,731</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Basis difference in mortgage-related investment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(49,751</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(81,118 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Intangibles </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(139,963</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(124,918 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Noncurrent </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(200,445</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(206,036 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net deferred tax assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;134,669</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&nbsp;142,136 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The loss from discontinued operations for fiscal years 2011, 2010 and 2009 of $13.3&nbsp;million, $9.7&nbsp;million and $27.4&nbsp;million, respectively are net of tax benefits of $<font class="_mt">8.7</font>&nbsp;million, $<font class="_mt">8.0</font>&nbsp;million and $<font class="_mt">20.3</font>&nbsp;million, respectively. Our effective tax rate for discontinued operations was <font class="_mt">39.4</font>%, <font class="_mt">45.1</font>% and <font class="_mt">42.5</font>% for fiscal years 2011, 2010 and 2009, respectively. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">As of April&nbsp;30, 2011, we have a capital loss deferred tax asset (DTA) of $<font class="_mt">147</font>&nbsp;million. The majority of this capital loss DTA resulted from the sale of our brokerage business in November 2008. Generally, for tax purposes, a capital loss can only be utilized to the extent we realize capital gains within five years of the end of the taxable year the capital loss was incurred. We do not currently expect to be able to realize a tax benefit for substantially all of this loss and, therefore, recorded a valuation allowance of $<font class="_mt">126.3</font>&nbsp;million. We have capital loss carryover of approximately $<font class="_mt">375</font>&nbsp;million which will expire if not used to offset future capital gains before December&nbsp;31, 2013. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">During fiscal year 2010, our current tax expense was reduced and our deferred tax expense increased by offsetting amounts due to the tax effects of a tax accounting change impacting the timing of taxable income from certain mortgage related assets. Because of this treatment we recorded a noncurrent deferred tax liability of $<font class="_mt">81.1</font>&nbsp;million and a long-term receivable of the same amount as a result of this change. During fiscal year 2011, we changed our measurement of the more-likely-than-not tax basis of certain assets of a subsidiary as a result of new information obtained from ongoing interactions with the IRS. The result of this new information was to increase our noncurrent deferred tax liability in the amount of $<font class="_mt">66.3</font>&nbsp;million and to establish a long-term receivable for the same amount as it is not expected that these matters will be settled within twelve months. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Certain of our subsidiaries file stand-alone returns in various states and foreign jurisdictions, and others join in filing consolidated or combined returns in such jurisdictions. At April&nbsp;30, 2011, we had net operating losses (NOLs) in various states and foreign jurisdictions. The amount of state NOLs vary by taxing jurisdiction. We recorded deferred tax assets of $<font class="_mt">21.1</font>&nbsp;million for the tax effects of such losses and a valuation allowance of $<font class="_mt">10.3</font>&nbsp;million for the portion of such losses that, more likely than not, will not be realized. If not used, the NOLs will expire in varying amounts during fiscal years 2012 through 2031. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We intend to indefinitely reinvest foreign earnings, therefore, a provision has not been made for income taxes that might be payable upon remittance of such earnings. Determination of the amount of unrecognized deferred tax liability on unremitted foreign earnings is not practicable.</div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">A reconciliation of the beginning and ending amount of unrecognized tax benefits for fiscal years 2011, 2010 and 2009 is as follows: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="53%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance, beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>129,767</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">124,605 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">137,608 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Additions based on tax positions related to prior years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>28,262</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,957 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">14,541 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Reductions based on tax positions related to prior years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(1,473</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,427 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,096 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Additions based on tax positions related to the current year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,417</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,314 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,110 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Reductions related to settlements with tax authorities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(7,639</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(8,545 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(18,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Expiration of statute of limitations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(315</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,061 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,007 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Foreign currency translation </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,057</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">924 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,362 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,772</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance, end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;154,848</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;129,767 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;124,605 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Of the $154.8&nbsp;million, $129.8&nbsp;million and $124.6&nbsp;million ending gross unrecognized tax benefit balance as of April&nbsp;30, 2011, 2010 and 2009, respectively, $<font class="_mt">117.6</font>&nbsp;million, $<font class="_mt">106.8</font>&nbsp;million and $<font class="_mt">107.0</font>&nbsp;million, respectively, if recognized, would impact the effective rate. This difference results from adjusting the gross balances for such items as federal, state and foreign deferred items, interest and deductible taxes. We believe it is reasonably possible that the balance of unrecognized tax benefits could decrease by approximately $<font class="_mt">17</font>&nbsp;million within the next twelve months due to anticipated settlements of audit issues and expiring statutes of limitations. This amount is included in accrued income taxes in our consolidated balance sheet. The remaining amount is classified as long-term and is included in other noncurrent liabilities in the consolidated balance sheet. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Interest and penalties, if any, accrued on the unrecognized tax benefits are reflected in income tax expense. The amount of gross interest and penalties accrued on uncertain tax positions during fiscal years 2011, 2010 and 2009 totaled $<font class="_mt">4.4</font>&nbsp;million, $<font class="_mt">4.1</font>&nbsp;million and $<font class="_mt">15.4</font>&nbsp;million, respectively. The total gross interest and penalties accrued as of April&nbsp;30, 2011, 2010 and 2009 totaled $<font class="_mt">44.1</font>&nbsp;million, $<font class="_mt">39.7</font>&nbsp;million and $<font class="_mt">42.4</font>&nbsp;million, respectively. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We file a consolidated federal income tax return in the U.S.&nbsp;and file tax returns in various state and foreign jurisdictions. The consolidated tax returns for the years 2006 and 2007 are currently under examination by the IRS. The consolidated tax returns for the years 1999&nbsp;&ndash; 2005 are at the IRS appellate level. Tax years prior to 1999 are closed by statute. Historically, tax returns in various foreign and state jurisdictions are examined and settled upon completion of the examination.</div></div><span></span></td>
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                <p>The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EHKAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets (Schedule of Non-Accrual Loans) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LoansReceivableRecordedInvestmentNonaccrualStatus', window );">Loans receivable recorded investment nonaccrual status</a></td>
        <td class="nump">$ 157,464<span></span></td>
        <td class="nump">$ 160,124<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Financing receivable modifications to recorded investments</a></td>
        <td class="nump">3,178<span></span></td>
        <td class="nump">31,506<span></span></td>
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      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus', window );">Total non-accrual loans</a></td>
        <td class="nump">160,642<span></span></td>
        <td class="nump">191,630<span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LoansReceivableRecordedInvestmentNonaccrualStatus', window );">Loans receivable recorded investment nonaccrual status</a></td>
        <td class="nump">143,358<span></span></td>
        <td class="text"> <span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Financing receivable modifications to recorded investments</a></td>
        <td class="nump">2,849<span></span></td>
        <td class="text"> <span></span></td>
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      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LoansReceivableRecordedInvestmentNonaccrualStatus', window );">Loans receivable recorded investment nonaccrual status</a></td>
        <td class="nump">14,106<span></span></td>
        <td class="text"> <span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsRecordedInvestment', window );">Financing receivable modifications to recorded investments</a></td>
        <td class="nump">$ 329<span></span></td>
        <td class="text"> <span></span></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_LoansReceivableRecordedInvestmentNonaccrualStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loans Receivable Recorded Investment Nonaccrual Status</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_LoansReceivableRecordedInvestmentNonaccrualStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the outstanding recorded investment related to financing receivables that have been modified by troubled debt restructurings.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 32<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=SL6953670-111524<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 33<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=SL6953676-111524<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 40<br> -Section 50<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6951948&amp;loc=d3e18845-111554<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableModificationsRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Recorded investment in financing receivables that are on nonaccrual status as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5111-111524<br> -Subparagraph (d)<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FinancingReceivableRecordedInvestmentNonaccrualStatus</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>125
<FILENAME>R68.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EXQAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets (Schedule of Portfolio Balance) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">$ 572,974<span></span></td>
        <td class="nump">$ 683,684<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate', window );">Related allowance</a></td>
        <td class="nump">92,087<span></span></td>
        <td class="nump">93,535<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Pooled (Less Than 60 Days Past Due) [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">304,325<span></span></td>
        <td class="nump">372,823<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate', window );">Related allowance</a></td>
        <td class="nump">11,238<span></span></td>
        <td class="nump">15,924<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Individually (TDRs) [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">106,328<span></span></td>
        <td class="nump">144,977<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate', window );">Related allowance</a></td>
        <td class="nump">11,056<span></span></td>
        <td class="nump">8,915<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Individually (60 Days or More Past Due) [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">162,321<span></span></td>
        <td class="nump">165,884<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate', window );">Related allowance</a></td>
        <td class="nump">$ 69,793<span></span></td>
        <td class="nump">$ 68,696<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The reserve to cover probable credit losses related to specifically identified fixed maturity real estate loans as well as probable credit losses inherent in the remainder of that loan portfolio.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 60<br> -Paragraph 47<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 310<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6873192&amp;loc=d3e21338-158488<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the aggregate gross carrying amount of all categories of loans and leases held in portfolio, prior to deducting deferred income and the allowance for losses on loans and leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>126
<FILENAME>R7.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EFKAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Consolidated Statements of Cash Flows (Parenthetical) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementOfCashFlowsAbstract', window );"><strong>Consolidated Statements of Cash Flows</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExaminationLiabilityRefundAdjustmentFromSettlementWithTaxingAuthority', window );">Income tax refunds received</a></td>
        <td class="nump">$ 4,762<span></span></td>
        <td class="nump">$ 12,587<span></span></td>
        <td class="nump">$ 158,862<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExaminationLiabilityRefundAdjustmentFromSettlementWithTaxingAuthority">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the additional liability or refund received or expected based on a final settlement with a taxing authority.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExaminationLiabilityRefundAdjustmentFromSettlementWithTaxingAuthority</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfCashFlowsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_StatementOfCashFlowsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>127
<FILENAME>R16.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Assets and Liabilities Measured at Fair Value<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Assets and Liabilities Measured at Fair Value</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">Assets and Liabilities Measured At Fair Value</a></td>
        <td class="text">&nbsp;

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td><b><font style="font-family: Arial, Helvetica;" class="_mt">NOTE&nbsp;7: </font></b></td>
<td align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">ASSETS AND LIABILITIES MEASURED AT FAIR VALUE</font></b> </td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We use the following valuation methodologies for assets and liabilities measured at fair value and the general classification of these instruments pursuant to the fair value hierarchy. </div>

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td width="1%">&nbsp;</td>
<td width="3%">&nbsp;</td>
<td width="96%">&nbsp;</td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td>&nbsp;</td>
<td><font style="font-variant: normal; font-family: Wingdings;" class="_mt">&sect;</font>&nbsp; </td>
<td align="left"><font style="white-space: nowrap;" class="_mt">Available-for-sale</font> securities&nbsp;&ndash; <font style="white-space: nowrap;" class="_mt">Available-for-sale</font> securities are carried at fair value on a recurring basis. When available, fair value is based on quoted prices in an active market and as such, would be classified as Level&nbsp;1. If quoted market prices are not available, we use a third-party pricing service to determine fair value and classify the securities as Level&nbsp;2. The service's pricing model is based on market data and utilizes available trade, bid and other market information. <font style="white-space: nowrap;" class="_mt">Available-for-sale</font> securities that we classify as Level&nbsp;2 include certain agency and non-agency mortgage-backed securities, U.S.&nbsp;states and political subdivisions debt securities and other debt and equity securities. </td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td>&nbsp;</td>
<td><font style="font-variant: normal; font-family: Wingdings;" class="_mt">&sect;</font>&nbsp; </td>
<td align="left">Real estate owned&nbsp;&ndash; REO includes foreclosed properties securing mortgage loans. Foreclosed assets are adjusted to fair value less costs to sell upon transfer of the loans to REO. Fair value is generally based on independent market prices or appraised values of the collateral. Subsequent holding period losses and losses arising from the sale of REO are expensed as incurred. Because our REO is valued based on significant inputs that are unobservable in the market and our own estimates of assumptions that market participants would use in pricing the asset, these assets are classified as Level&nbsp;3. </td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td>&nbsp;</td>
<td><font style="font-variant: normal; font-family: Wingdings;" class="_mt">&sect;</font>&nbsp; </td>
<td align="left">

<p style="margin-top: 0px; margin-bottom: 0px;">Impaired mortgage loans held for investment&nbsp;&ndash; The fair value of impaired mortgage loans held for investment is generally based on the net present value of discounted cash flows for TDR loans or the appraised value of the underlying collateral for all other loans. These loans are classified as Level&nbsp;3. </p>

<p style="margin-top: 0px; margin-bottom: 0px;">&nbsp;</p></td></tr></table>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The following table presents for each hierarchy level the assets that were remeasured at fair value on both a recurring and non-recurring basis during fiscal years 2011 and 2010 and the gains (losses) on those remeasurements: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="41%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="3%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="5%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(dollars in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Level 1 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Level 2 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Level 3 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gain (loss) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As of April&nbsp;30, 2011: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Recurring: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Mortgage-backed securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>158,177</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>158,177</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>207</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Municipal bonds </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,740</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,740</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Non-recurring: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">REO </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12,366</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12,366</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(1,920</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Impaired mortgage loans held for investment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>90,628</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>90,628</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(11,390</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>269,911</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;166,917</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;102,994</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(12,698</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As a percentage of total assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5.2</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3.2</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2.0</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As of April&nbsp;30, 2010: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Recurring: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Mortgage-backed securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23,016 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23,016 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(10 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Municipal bonds </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,901 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,901 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">459 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Trust preferred security </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,823 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Non-recurring: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">REO </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16,291 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16,291 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(4,430 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Impaired mortgage loans held for investment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">88,456 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">88,456 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(9,453 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;136,695 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,948 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">104,747 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(15,257 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">As a percentage of total assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2.0 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">There were no changes to the unobservable inputs used in determining the fair values of our level&nbsp;2 and level&nbsp;3 financial assets. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The following methods were used to determine the fair values of our other financial instruments: </div>

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td width="1%">&nbsp;</td>
<td width="3%">&nbsp;</td>
<td width="96%">&nbsp;</td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td>&nbsp;</td>
<td><font style="font-variant: normal; font-family: Wingdings;" class="_mt">&sect;</font>&nbsp; </td>
<td align="left">Cash equivalents, accounts receivable, investment in FHLB stock, accounts payable, accrued liabilities, commercial paper borrowings and the current portion of long-term debt&nbsp;&ndash; The carrying values reported in the balance sheet for these items approximate fair market value due to the relative short-term nature of the respective instruments. </td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td>&nbsp;</td>
<td><font style="font-variant: normal; font-family: Wingdings;" class="_mt">&sect;</font>&nbsp; </td>
<td align="left">Mortgage loans held for investment&nbsp;&ndash; The fair value of mortgage loans held for investment is generally determined using market pricing sources based on origination channel and performance characteristics. </td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td>&nbsp;</td>
<td><font style="font-variant: normal; font-family: Wingdings;" class="_mt">&sect;</font>&nbsp; </td>
<td align="left">Deposits&nbsp;&ndash; The estimated fair value of demand deposits is the amount payable on demand at the reporting date. The estimated fair value of IRAs and other time deposits is estimated by discounting the future cash flows using the rates currently offered by HRB Bank for products with similar remaining maturities. </td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 10pt;" valign="top"><td>&nbsp;</td>
<td><font style="font-variant: normal; font-family: Wingdings;" class="_mt">&sect;</font>&nbsp; </td>
<td align="left">Long-term borrowings and FHLB borrowings&nbsp;&ndash; The fair value of borrowings is based on rates currently available to us for obligations with similar terms and maturities, including current market rates on our Senior Notes. </td></tr></table>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The carrying amounts and estimated fair values of our financial instruments at April&nbsp;30, 2011 are as follows: </div>

<div style="margin-top: 6pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 3pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Carrying<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Estimated<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amount </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fair Value </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Mortgage loans held for investment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;485,008</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;295,154</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Deposits </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>863,898</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>865,318</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Long-term debt </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,053,191</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,112,886</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">FHLB advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>25,000</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>24,998</b> <br /></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr></table><span></span></td>
      </tr>
    </table>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_FairValueDisclosuresAbstract</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6925170&amp;loc=d3e19296-110258<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 159<br> -Paragraph 17-22, 27, 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13433-108611<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 107<br> -Paragraph 15C, 15D<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14064-108612<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 16<br> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13504-108611<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 107<br> -Paragraph 15A<br> -Subparagraph a-d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 21<br> -URI http://asc.fasb.org/extlink&amp;oid=6947722&amp;loc=d3e13537-108611<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 133<br> -Paragraph 44A, 44B<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 820<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6925170&amp;loc=d3e19207-110258<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -URI http://asc.fasb.org/extlink&amp;oid=6957238&amp;loc=d3e14172-108612<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 107<br> -Paragraph 3, 10, 14, 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 107<br> -Paragraph 15B<br> -Subparagraph a, b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 157<br> -Paragraph 32, 33, 34<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
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                    <td>duration</td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EXNAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Earnings Per Share (Narrative) (Details)<br>In Millions</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_EarningsLossPerShareAndStockholdersEquityAbstract', window );"><strong>Earnings Per Share</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Antidilutive stock options excluded from diluted earnings per share</a></td>
        <td class="nump">12.8<span></span></td>
        <td class="nump">13.7<span></span></td>
        <td class="nump">15.7<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Earnings Loss Per Share And Stockholders Equity [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_EarningsLossPerShareAndStockholdersEquityAbstract</nobr></td>
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                  <tr>
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                    <td>hrb</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Antidilution<br> -URI http://asc.fasb.org/extlink&amp;oid=6505113<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 171<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 40<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 13, 14<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Diluted Earnings Per Share<br> -URI http://asc.fasb.org/extlink&amp;oid=6510752<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Contingent Stock Agreement<br> -URI http://asc.fasb.org/extlink&amp;oid=6508534<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</nobr></td>
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                    <td>us-gaap</td>
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                    <td>xbrli:sharesItemType</td>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EVOAC">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Investments (Schedule of Contractual Maturities of AFS Debt Securities) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsAbstract', window );"><strong>Investments</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost', window );">Cost basis, less than one year</a></td>
        <td class="nump">$ 3,023<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost', window );">Cost basis, two to five years</a></td>
        <td class="nump">3,112<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost', window );">Cost basis, six to ten years</a></td>
        <td class="nump">2,200<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost', window );">Cost basis, beyond</a></td>
        <td class="nump">157,970<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost', window );">Cost basis, total AFS securities</a></td>
        <td class="nump">166,305<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue', window );">Fair value, less than one year</a></td>
        <td class="nump">3,081<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue', window );">Fair value, two to five years</a></td>
        <td class="nump">3,331<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue', window );">Fair value, six to ten years</a></td>
        <td class="nump">2,328<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue', window );">Fair value, beyond</a></td>
        <td class="nump">158,177<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value, total AFS securities</a></td>
        <td class="nump">$ 166,917<span></span></td>
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    <div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents debt securities, at cost, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments, as defined), and fair value hedge accounting adjustments, if any, which are expected to mature after five years and through ten years from the balance sheet date and which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 7<br> -Footnote 2<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 20<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the fair value of debt securities which are expected to mature after five years and through ten years from the balance sheet date and which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 20<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a),(d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue</nobr></td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents debt securities, at cost, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments, as defined), and fair value hedge accounting adjustments, if any, which are expected to mature after one year and through five years from the balance sheet date and which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 7<br> -Footnote 2<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 20<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the fair value of debt securities which are expected to mature after one year and through five years from the balance sheet date and which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 20<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a),(d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents debt securities, at cost, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments, as defined), and fair value hedge accounting adjustments, if any, which are expected to mature after ten years from the balance sheet date and which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 7<br> -Footnote 2<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 20<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the fair value of debt securities which are expected to mature after ten years from the balance sheet date which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 20<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a),(d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the total of all debt securities grouped by maturity dates, at cost, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments, as defined), and fair value hedge accounting adjustments, if any, which are classified neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 7<br> -Footnote 2<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents debt securities, at cost, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments, as defined), and fair value hedge accounting adjustments, if any, which are expected to mature within one year of the balance sheet date and which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 7<br> -Footnote 2<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 20<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the fair value of debt securities which are expected to mature within one year of the balance sheet date and which are categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 20<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a),(d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27161-111563<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62586-112803<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, total of debt securities categorized neither as held-to-maturity nor trading.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26610-111562<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 12<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15D<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 133<br> -Paragraph 22<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15C<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)-(g)<br> -URI http://asc.fasb.org/extlink&amp;oid=6957658&amp;loc=d3e62557-112803<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 137<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 16<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379932&amp;loc=d3e22054-111558<br><br></p>
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      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Quarterly Financial Data (Summary of Quarterly Financial Information) (Details) (USD $)<br>In Thousands, except Per Share data</strong></div>
        </th>
        <th class="th" colspan="7">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jan. 31, 2011</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2010</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Jan. 31, 2010</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2009</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_QuarterlyFinancialInformationDisclosureAbstract', window );"><strong>Quarterly Financial Data</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Revenues</a></td>
        <td class="nump">$ 851,482<span></span></td>
        <td class="nump">$ 322,889<span></span></td>
        <td class="nump">$ 274,474<span></span></td>
        <td class="nump">$ 2,337,894<span></span></td>
        <td class="nump">$ 934,852<span></span></td>
        <td class="nump">$ 326,081<span></span></td>
        <td class="nump">$ 275,505<span></span></td>
        <td class="nump">$ 3,774,296<span></span></td>
        <td class="nump">$ 3,874,332<span></span></td>
        <td class="nump">$ 4,083,577<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income (loss) from continuing operations before taxes (benefit)</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(175,119)<span></span></td>
        <td class="num">(207,317)<span></span></td>
        <td class="nump">1,110,410<span></span></td>
        <td class="nump">97,451<span></span></td>
        <td class="num">(212,853)<span></span></td>
        <td class="num">(210,873)<span></span></td>
        <td class="nump">677,025<span></span></td>
        <td class="nump">784,135<span></span></td>
        <td class="nump">839,370<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income taxes (benefit)</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(68,307)<span></span></td>
        <td class="num">(79,679)<span></span></td>
        <td class="nump">417,978<span></span></td>
        <td class="nump">43,848<span></span></td>
        <td class="num">(86,381)<span></span></td>
        <td class="num">(80,256)<span></span></td>
        <td class="nump">257,620<span></span></td>
        <td class="nump">295,189<span></span></td>
        <td class="nump">326,315<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest', window );">Net income from continuing operations</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(106,812)<span></span></td>
        <td class="num">(127,638)<span></span></td>
        <td class="nump">692,432<span></span></td>
        <td class="nump">53,603<span></span></td>
        <td class="num">(126,472)<span></span></td>
        <td class="num">(130,617)<span></span></td>
        <td class="nump">419,405<span></span></td>
        <td class="nump">488,946<span></span></td>
        <td class="nump">513,055<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax', window );">Net loss from discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(2,237)<span></span></td>
        <td class="num">(3,043)<span></span></td>
        <td class="num">(1,604)<span></span></td>
        <td class="num">(2,968)<span></span></td>
        <td class="num">(2,115)<span></span></td>
        <td class="num">(3,017)<span></span></td>
        <td class="num">(13,295)<span></span></td>
        <td class="num">(9,704)<span></span></td>
        <td class="num">(27,382)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
        <td class="text"> <span></span></td>
        <td class="num">$ (109,049)<span></span></td>
        <td class="num">$ (130,681)<span></span></td>
        <td class="nump">$ 690,828<span></span></td>
        <td class="nump">$ 50,635<span></span></td>
        <td class="num">$ (128,587)<span></span></td>
        <td class="num">$ (133,634)<span></span></td>
        <td class="nump">$ 406,110<span></span></td>
        <td class="nump">$ 479,242<span></span></td>
        <td class="nump">$ 485,673<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsPerBasicShare', window );">Net income from continuing operations</a></td>
        <td class="text"> <span></span></td>
        <td class="num">$ (0.35)<span></span></td>
        <td class="num">$ (0.40)<span></span></td>
        <td class="nump">$ 2.11<span></span></td>
        <td class="nump">$ 0.16<span></span></td>
        <td class="num">$ (0.38)<span></span></td>
        <td class="num">$ (0.39)<span></span></td>
        <td class="nump">$ 1.35<span></span></td>
        <td class="nump">$ 1.47<span></span></td>
        <td class="nump">$ 1.53<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare', window );">Net loss from discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="num">$ (0.01)<span></span></td>
        <td class="num">$ (0.01)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">$ (0.01)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">$ (0.01)<span></span></td>
        <td class="num">$ (0.04)<span></span></td>
        <td class="num">$ (0.03)<span></span></td>
        <td class="num">$ (0.08)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Net income</a></td>
        <td class="text"> <span></span></td>
        <td class="num">$ (0.36)<span></span></td>
        <td class="num">$ (0.41)<span></span></td>
        <td class="nump">$ 2.11<span></span></td>
        <td class="nump">$ 0.15<span></span></td>
        <td class="num">$ (0.38)<span></span></td>
        <td class="num">$ (0.40)<span></span></td>
        <td class="nump">$ 1.31<span></span></td>
        <td class="nump">$ 1.44<span></span></td>
        <td class="nump">$ 1.45<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare', window );">Net income (loss) from continuing operations</a></td>
        <td class="text"> <span></span></td>
        <td class="num">$ (0.35)<span></span></td>
        <td class="num">$ (0.40)<span></span></td>
        <td class="nump">$ 2.11<span></span></td>
        <td class="nump">$ 0.16<span></span></td>
        <td class="num">$ (0.38)<span></span></td>
        <td class="num">$ (0.39)<span></span></td>
        <td class="nump">$ 1.35<span></span></td>
        <td class="nump">$ 1.46<span></span></td>
        <td class="nump">$ 1.53<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare', window );">Net loss from discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="num">$ (0.01)<span></span></td>
        <td class="num">$ (0.01)<span></span></td>
        <td class="num">$ (0.01)<span></span></td>
        <td class="num">$ (0.01)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">$ (0.01)<span></span></td>
        <td class="num">$ (0.04)<span></span></td>
        <td class="num">$ (0.03)<span></span></td>
        <td class="num">$ (0.08)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Net income</a></td>
        <td class="text"> <span></span></td>
        <td class="num">$ (0.36)<span></span></td>
        <td class="num">$ (0.41)<span></span></td>
        <td class="nump">$ 2.10<span></span></td>
        <td class="nump">$ 0.15<span></span></td>
        <td class="num">$ (0.38)<span></span></td>
        <td class="num">$ (0.40)<span></span></td>
        <td class="nump">$ 1.31<span></span></td>
        <td class="nump">$ 1.43<span></span></td>
        <td class="nump">$ 1.45<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=6945512&amp;loc=d3e4984-109258<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.23)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 36, 37, 38<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 11, 12, 36<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph h<br> -Subparagraph 1(i)<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses and taxes from ongoing operations before extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=6921628&amp;loc=SL4569616-111683<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsPerBasicShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) from continuing operations per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.23)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 36, 37, 38<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsPerBasicShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) derived from continuing operations during the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 11, 12, 36, 37, 38<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 40<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the overall income (loss) from a disposal group that is classified as a component of the entity, net of income tax, reported as a separate component of income before extraordinary items before deduction or consideration of the amount which may be allocable to noncontrolling interests, if any. Includes the following (net of tax): income (loss) from operations during the phase-out period, gain (loss) on disposal, provision (or any reversals of earlier provisions) for loss on disposal, and adjustments of a prior period gain (loss) on disposal.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6360339&amp;loc=d3e1361-107760<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 47<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Article 7<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 15<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 20<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6892542&amp;loc=d3e957-107759<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) derived from discontinued operations during the period, net of related tax effect, per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.23)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 8, 9, 10, 36, 37, 38<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1278-109256<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income or loss derived from discontinued operations during the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 5<br> -Section E<br> -Paragraph Question 3<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1278-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -Subparagraph a, b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e565-108580<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A7<br> -Appendix A<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 10, 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 87-21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 19<br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28, 29, 30<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
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                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_QuarterlyFinancialInformationDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td>xbrli:stringItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Revenues">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate revenue recognized during the period (derived from goods sold, services rendered, insurance premiums, or other activities that constitute an entity's earning process). For financial services companies, also includes investment and interest income, and sales and trading gains.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 1<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Revenues</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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        </tr>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EQWAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets (Schedule of Mortgage Loans Held for Investment and the Related Allowance) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">$ 572,974<span></span></td>
        <td class="nump">$ 683,684<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate', window );">Related allowance</a></td>
        <td class="nump">92,087<span></span></td>
        <td class="nump">93,535<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_AllowanceAsPercentOfPrincipal', window );">% of principal</a></td>
        <td class="nump">16.10%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PercentOfLoansThirtyDaysPastDue', window );">% 30+ Days past due</a></td>
        <td class="nump">30.20%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Purchased from SCC [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">357,814<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate', window );">Related allowance</a></td>
        <td class="nump">81,396<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_AllowanceAsPercentOfPrincipal', window );">% of principal</a></td>
        <td class="nump">22.70%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PercentOfLoansThirtyDaysPastDue', window );">% 30+ Days past due</a></td>
        <td class="nump">41.70%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">All Other [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount', window );">Portfolio balance</a></td>
        <td class="nump">215,160<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate', window );">Related allowance</a></td>
        <td class="nump">$ 10,691<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_AllowanceAsPercentOfPrincipal', window );">% of principal</a></td>
        <td class="nump">5.00%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PercentOfLoansThirtyDaysPastDue', window );">% 30+ Days past due</a></td>
        <td class="nump">11.00%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
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    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_AllowanceAsPercentOfPrincipal">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Allowance as  Percent of Principal</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_AllowanceAsPercentOfPrincipal</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PercentOfLoansThirtyDaysPastDue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percent of Loans Thirty Days Past Due</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PercentOfLoansThirtyDaysPastDue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesRealEstate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The reserve to cover probable credit losses related to specifically identified fixed maturity real estate loans as well as probable credit losses inherent in the remainder of that loan portfolio.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 60<br> -Paragraph 47<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 310<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6873192&amp;loc=d3e21338-158488<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesRealEstate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableGrossCarryingAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the aggregate gross carrying amount of all categories of loans and leases held in portfolio, prior to deducting deferred income and the allowance for losses on loans and leases.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Statement of Position (SOP)<br> -Number 01-6<br> -Paragraph 13<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6375948&amp;loc=d3e4428-111522<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableGrossCarryingAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
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<DOCUMENT>
<TYPE>XML
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Business Combinations and Disposals (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessCombinationsAbstract', window );"><strong>Business Combinations and Disposals</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfAssetsAcquiredLiabilitiesAssumedAndResultingGoodwillTextBlock', window );">Schedule of Assets Acquired, Liabilities Assumed and Resulting Goodwill</a></td>
        <td class="text"><div style="width: 87%; margin-left: 6%;">

<div style="width: 87%; margin-left: 6%;">

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 9pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="4" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" colspan="4" align="left">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Customer relationships<sup style="font-size: 85%; vertical-align: top;">(1)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>6,733</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Non-compete agreements<sup style="font-size: 85%; vertical-align: top;">(2)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,766</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Attest firm affiliation<sup style="font-size: 85%; vertical-align: top;">(3)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>7,629</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Goodwill </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>27,289</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Fixed assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,500</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Other assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>831</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Other liabilities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(1,640</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Unfavorable leasehold<sup style="font-size: 85%; vertical-align: top;">(2)</sup> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(5,890</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -9pt; margin-left: 9pt;">Total purchase price </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;40,218</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="5">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td width="1%"> </td>
<td width="99%"> </td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(1)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Estimated life of 12&nbsp;years. </font></td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(2)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Estimated life of 7&nbsp;years. </font></td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(3)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Estimated life of 18&nbsp;years. Represents the benefits to be received from the Alternative Practice Structure arrangement and affiliation with attest clients. </font></td></tr></table></div></div><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ScheduleOfAssetsAcquiredLiabilitiesAssumedAndResultingGoodwillTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of assets acquired, liabilities assumed and resulting goodwill text block</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ScheduleOfAssetsAcquiredLiabilitiesAssumedAndResultingGoodwillTextBlock</nobr></td>
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                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessCombinationsAbstract</nobr></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>133
<FILENAME>R107.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E1BAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Commitments and Contingencies (Rollforward of Reserve for Losses on Repurchases) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011
</div>
          <div>Repurchase and Indemnifications [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010
</div>
          <div>Repurchase and Indemnifications [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009
</div>
          <div>Repurchase and Indemnifications [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2008
</div>
          <div>Repurchase and Indemnifications [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010
</div>
          <div>Indemnity Agreement Dated April 2008 [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009
</div>
          <div>Indemnity Agreement Dated April 2008 [Member]</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2008
</div>
          <div>Indemnity Agreement Dated April 2008 [Member]</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingencyAccrualAtCarryingValue', window );">Reserve for losses on repurchases, beginning balance</a></td>
        <td class="nump">$ 188,200<span></span></td>
        <td class="nump">$ 206,595<span></span></td>
        <td class="nump">$ 243,066<span></span></td>
        <td class="nump">$ 126,260<span></span></td>
        <td class="nump">$ 138,415<span></span></td>
        <td class="nump">$ 156,659<span></span></td>
        <td class="nump">$ 193,066<span></span></td>
        <td class="nump">$ 49,785<span></span></td>
        <td class="nump">$ 49,936<span></span></td>
        <td class="nump">$ 50,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LossesOnRepurchaseAndIndemnifications', window );">Losses on repurchase and indemnifications</a></td>
        <td class="num">(12,155)<span></span></td>
        <td class="num">(18,244)<span></span></td>
        <td class="num">(36,407)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingencyAccrualCarryingValuePayments', window );">Payments under indemnity agreement dated April 2008</a></td>
        <td class="num">(49,785)<span></span></td>
        <td class="num">(151)<span></span></td>
        <td class="num">(64)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingencyAccrualAtCarryingValue', window );">Reserve for losses on repurchases, ending balance</a></td>
        <td class="nump">$ 126,260<span></span></td>
        <td class="nump">$ 188,200<span></span></td>
        <td class="nump">$ 206,595<span></span></td>
        <td class="nump">$ 126,260<span></span></td>
        <td class="nump">$ 138,415<span></span></td>
        <td class="nump">$ 156,659<span></span></td>
        <td class="nump">$ 193,066<span></span></td>
        <td class="nump">$ 49,785<span></span></td>
        <td class="nump">$ 49,936<span></span></td>
        <td class="nump">$ 50,000<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_LossesOnRepurchaseAndIndemnifications">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Losses on repurchase and indemnifications</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_LossesOnRepurchaseAndIndemnifications</nobr></td>
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                    <td>hrb</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td>duration</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount as of the balance sheet date of the combined total of loss contingency liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 9, 10, 11, 12<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14326-108349<br><br></p>
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The payments made in the period which reduced loss contingency liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 9, 10, 11, 12<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14326-108349<br><br></p>
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                    <td>debit</td>
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﻿<html>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Long-Term Debt<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Long-Term Debt</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LongTermDebtTextBlock', window );">Long-Term Debt</a></td>
        <td class="text"><div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"><b><font style="font-family: Arial, Helvetica;" class="_mt">NOTE&nbsp;11: LONG-TERM DEBT</font></b> </div>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The components of long-term debt are as follows: </div>

<div style="margin-top: 3pt; font-size: 1pt;">&nbsp;</div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="69%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Senior Notes, <font class="_mt">7.875</font>%, due January 2013 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>599,788</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">599,664 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Senior Notes, <font class="_mt">5.125</font>%, due October 2014 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>399,177</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">398,941 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Acquisition obligations, due from&nbsp;<font class="_mt">May 2011</font> to&nbsp;<font class="_mt">December 2022</font> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>43,273</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">28,701 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Capital lease obligations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>10,953</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">11,526 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,053,191</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,038,832 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Less: Current portion </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(3,437</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(3,688 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;1,049,754</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;1,035,144 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<div style="margin-top: 3pt; font-size: 1pt;">&nbsp;</div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">On March&nbsp;4, 2010, we entered into a committed line of credit (CLOC) agreement to support commercial paper issuances, general corporate purposes or for working capital needs. This facility provides funding up to $<font class="_mt">1.7</font>&nbsp;billion and matures <font class="_mt">July&nbsp;31, 2013</font>. This facility bears interest at an annual rate of LIBOR plus <font class="_mt">1.30</font>% to <font class="_mt">2.80</font>% or PRIME plus <font class="_mt">.30</font>% to <font class="_mt">1.80</font>% (depending on the type of borrowing) and includes an annual facility fee of <font class="_mt">.20</font>% to <font class="_mt">.70</font>% of the committed amounts, based on our credit ratings. Covenants in this facility include: (1)&nbsp;maintenance of a minimum net worth of $<font class="_mt">650.0</font>&nbsp;million on the last day of any fiscal quarter; and (2)&nbsp;reduction of the aggregate outstanding principal amount of short-term debt, as defined in the agreement, to $<font class="_mt">200.0</font>&nbsp;million or less for thirty consecutive days during the period March 1 to June 30 of each year ("Clean-down requirement"). At April&nbsp;30, 2011, we were in compliance with these covenants and had net worth of $<font class="_mt">1.4</font>&nbsp;billion. We had no balance outstanding under the CLOCs at April&nbsp;30, 2011 or 2010.

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">On January&nbsp;11, 2008, we issued $<font class="_mt">600.0</font>&nbsp;million of 7.875%&nbsp;Senior Notes under our shelf registration. The Senior Notes are due&nbsp;<font class="_mt">January&nbsp;15, 2013</font> and are not redeemable by the bondholders prior to maturity. The net proceeds of this transaction were used to repay a $<font class="_mt">500.0</font>&nbsp;million facility, with the remaining proceeds used for working capital and general corporate purposes. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">On October&nbsp;26, 2004, we issued $<font class="_mt">400.0</font>&nbsp;million of 5.125%&nbsp;Senior Notes under our shelf registration. The Senior Notes are due&nbsp;<font class="_mt">October&nbsp;30, 2014</font> and are not redeemable by the bondholders prior to maturity. The net proceeds of this transaction were used to repay $<font class="_mt">250.0</font>&nbsp;million in 6<font style="font-size: 70%; vertical-align: text-top;" class="_mt">3</font>/<font style="font-size: 70%;" class="_mt">4</font>%&nbsp;Senior Notes that were due in November 2004. The remaining proceeds were used for working capital, capital expenditures, repayment of other debt and other general corporate purposes. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We have obligations related to various acquisitions of $43.3&nbsp;million and $28.7&nbsp;million at April&nbsp;30, 2011 and 2010, respectively, which are due from May 2011 to December 2022. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">We have a capitalized lease obligation of $11.0&nbsp;million at April&nbsp;30, 2011, that is collateralized by land and buildings. The obligation is due in&nbsp;<font class="_mt">12</font>&nbsp;years. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">The aggregate payments required to retire long-term debt are $<font class="_mt">3.4</font>&nbsp;million, $<font class="_mt">631.0</font>&nbsp;million, $<font class="_mt">1.6</font>&nbsp;million, $<font class="_mt">400.9</font>&nbsp;million, $<font class="_mt">2.7</font>&nbsp;million and $<font class="_mt">13.5</font>&nbsp;million in fiscal years 2012, 2013, 2014, 2015, 2016 and beyond, respectively. </div>

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">HRB Bank is a member of the FHLB of Des Moines, which extends credit to member banks based on eligible collateral. At April&nbsp;30, 2011, HRB Bank had FHLB advance capacity of $<font class="_mt">276.1</font>&nbsp;million. At April&nbsp;30, 2011, we had $<font class="_mt">25.0</font>&nbsp;million outstanding on this facility, leaving remaining availability of $<font class="_mt">251.1</font>&nbsp;million. Mortgage loans held for investment of $<font class="_mt">381.5</font>&nbsp;million serve as eligible collateral and are used to determine total capacity. Our current outstanding borrowings of $25.0&nbsp;million are due in&nbsp;<font class="_mt">April 2012</font> and bear interest at a rate of <font class="_mt">2.36</font>%.</div></div><span></span></td>
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    <div style="display: none;">
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DebtDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The entire disclosure for long-term debt.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 22<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LongTermDebtTextBlock</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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﻿<html>
  <head>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EHFBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Consolidated Statements of Income and Comprehensive Income (USD $)<br>In Thousands, except Per Share data</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_RevenuesAbstract', window );"><strong>REVENUES:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SalesRevenueServicesNet', window );">Service revenues</a></td>
        <td class="nump">$ 3,225,861<span></span></td>
        <td class="nump">$ 3,231,487<span></span></td>
        <td class="nump">$ 3,437,906<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherSalesRevenueNet', window );">Product and other revenues</a></td>
        <td class="nump">414,282<span></span></td>
        <td class="nump">520,440<span></span></td>
        <td class="nump">491,155<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeOperating', window );">Interest income</a></td>
        <td class="nump">134,153<span></span></td>
        <td class="nump">122,405<span></span></td>
        <td class="nump">154,516<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total revenues</a></td>
        <td class="nump">3,774,296<span></span></td>
        <td class="nump">3,874,332<span></span></td>
        <td class="nump">4,083,577<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostsAndExpensesAbstract', window );"><strong>OPERATING EXPENSES:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostOfRevenue', window );">Cost of revenues</a></td>
        <td class="nump">2,414,590<span></span></td>
        <td class="nump">2,467,996<span></span></td>
        <td class="nump">2,596,218<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SellingGeneralAndAdministrativeExpense', window );">Selling, general and administrative</a></td>
        <td class="nump">694,136<span></span></td>
        <td class="nump">631,499<span></span></td>
        <td class="nump">648,490<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostsAndExpenses', window );">Total operating expenses</a></td>
        <td class="nump">3,108,726<span></span></td>
        <td class="nump">3,099,495<span></span></td>
        <td class="nump">3,244,708<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingIncomeLoss', window );">Operating income</a></td>
        <td class="nump">665,570<span></span></td>
        <td class="nump">774,837<span></span></td>
        <td class="nump">838,869<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NonoperatingIncomeExpense', window );">Other income, net</a></td>
        <td class="nump">11,455<span></span></td>
        <td class="nump">9,298<span></span></td>
        <td class="nump">501<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income from continuing operations before income taxes</a></td>
        <td class="nump">677,025<span></span></td>
        <td class="nump">784,135<span></span></td>
        <td class="nump">839,370<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income taxes</a></td>
        <td class="nump">257,620<span></span></td>
        <td class="nump">295,189<span></span></td>
        <td class="nump">326,315<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest', window );">Net income from continuing operations</a></td>
        <td class="nump">419,405<span></span></td>
        <td class="nump">488,946<span></span></td>
        <td class="nump">513,055<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax', window );">Net loss from discontinued operations</a></td>
        <td class="num">(13,295)<span></span></td>
        <td class="num">(9,704)<span></span></td>
        <td class="num">(27,382)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
        <td class="nump">406,110<span></span></td>
        <td class="nump">479,242<span></span></td>
        <td class="nump">485,673<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicAbstract', window );"><strong>BASIC EARNINGS (LOSS) PER SHARE:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsPerBasicShare', window );">Net income from continuing operations</a></td>
        <td class="nump">$ 1.35<span></span></td>
        <td class="nump">$ 1.47<span></span></td>
        <td class="nump">$ 1.53<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare', window );">Net loss from discontinued operations</a></td>
        <td class="num">$ (0.04)<span></span></td>
        <td class="num">$ (0.03)<span></span></td>
        <td class="num">$ (0.08)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Net income</a></td>
        <td class="nump">$ 1.31<span></span></td>
        <td class="nump">$ 1.44<span></span></td>
        <td class="nump">$ 1.45<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDilutedAbstract', window );"><strong>DILUTED EARNINGS (LOSS) PER SHARE:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare', window );">Net income from continuing operations</a></td>
        <td class="nump">$ 1.35<span></span></td>
        <td class="nump">$ 1.46<span></span></td>
        <td class="nump">$ 1.53<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare', window );">Net loss from discontinued operations</a></td>
        <td class="num">$ (0.04)<span></span></td>
        <td class="num">$ (0.03)<span></span></td>
        <td class="num">$ (0.08)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Net income</a></td>
        <td class="nump">$ 1.31<span></span></td>
        <td class="nump">$ 1.43<span></span></td>
        <td class="nump">$ 1.45<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTaxAbstract', window );"><strong>COMPREHENSIVE INCOME:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net income</a></td>
        <td class="nump">406,110<span></span></td>
        <td class="nump">479,242<span></span></td>
        <td class="nump">485,673<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Unrealized gains (losses) on securities, net of taxes:</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax', window );">Unrealized holding gains (losses) arising during the year, net of taxes of $58, $188 and $(1,736)</a></td>
        <td class="nump">73<span></span></td>
        <td class="nump">274<span></span></td>
        <td class="num">(2,836)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax', window );">Reclassification adjustment for gains included in income, net of taxes of ($133), $811 and $762</a></td>
        <td class="nump">55<span></span></td>
        <td class="num">(1,399)<span></span></td>
        <td class="num">(1,164)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease', window );">Change in foreign currency translation adjustments</a></td>
        <td class="nump">9,427<span></span></td>
        <td class="nump">14,442<span></span></td>
        <td class="num">(10,125)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive income</a></td>
        <td class="nump">$ 415,665<span></span></td>
        <td class="nump">$ 492,559<span></span></td>
        <td class="nump">$ 471,548<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The change in equity [net assets] of a business enterprise during a period from transactions and other events and circumstances from non-owner sources which are attributable to the reporting entity. It includes all changes in equity during a period except those resulting from investments by owners and distributions to owners, but excludes any and all transactions which are directly or indirectly attributable to that ownership interest in subsidiary equity which is not attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e540-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 30<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A5<br> -Appendix A<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 8, 9, 10, 11, 12, 13, 14<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6508144<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e557-108580<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ComprehensiveIncomeNetOfTaxAbstract</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate cost of goods produced and sold and services rendered during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 2<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total costs of sales and operating expenses for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CostsAndExpensesAbstract</nobr></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 55<br> -Paragraph 52<br> -URI http://asc.fasb.org/extlink&amp;oid=6945512&amp;loc=d3e4984-109258<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.23)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 36, 37, 38<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareBasic</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 11, 12, 36<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EarningsPerShareDiluted</nobr></td>
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                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph h<br> -Subparagraph 1(i)<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
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                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses and taxes from ongoing operations before extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=6921628&amp;loc=SL4569616-111683<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsPerBasicShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) from continuing operations per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.23)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 36, 37, 38<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsPerBasicShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) derived from continuing operations during the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1252-109256<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 11, 12, 36, 37, 38<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 40<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsPerDilutedShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the overall income (loss) from a disposal group that is classified as a component of the entity, net of income tax, reported as a separate component of income before extraordinary items before deduction or consideration of the amount which may be allocable to noncontrolling interests, if any. Includes the following (net of tax): income (loss) from operations during the phase-out period, gain (loss) on disposal, provision (or any reversals of earlier provisions) for loss on disposal, and adjustments of a prior period gain (loss) on disposal.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6360339&amp;loc=d3e1361-107760<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 47<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Article 7<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 15<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 20<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6892542&amp;loc=d3e957-107759<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income (loss) derived from discontinued operations during the period, net of related tax effect, per each share of common stock or unit outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.23)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Article 7<br> -Paragraph 18<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 21<br> -Article 9<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 20<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.21)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 128<br> -Paragraph 8, 9, 10, 36, 37, 38<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1278-109256<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of net income or loss derived from discontinued operations during the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 5<br> -Section E<br> -Paragraph Question 3<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6920599&amp;loc=d3e1278-109256<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 07-4<br> -Paragraph 4<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:perShareItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -Subparagraph a, b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest generated from day to day operating activities of the business.  This element represents a revenue generating activity and is therefore gross (before any related cost of revenue items).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1(e))<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 87-21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 19<br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28, 29, 30<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of income or expense from ancillary business-related activities (that is to say, excluding major activities considered part of the normal operations of the business).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 7<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NonoperatingIncomeExpense</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net result for the period of deducting operating expenses from operating revenues.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingIncomeLoss</nobr></td>
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                    <td><strong> Data Type:</strong></td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
        </tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Adjustment that results from the process of translating subsidiary financial statements and foreign equity investments into the reporting currency of the reporting entity, net of tax.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 830<br> -SubTopic 30<br> -Section 45<br> -Paragraph 20<br> -Subparagraph (b),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6915805&amp;loc=d3e32211-110900<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 2<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6920433&amp;loc=d3e998-108581<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 24<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 14, 17, 19, 26<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 52<br> -Paragraph 13, 20, 31<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationAdjustmentNetOfTaxPeriodIncreaseDecrease</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Data Type:</strong></td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reclassification adjustment for unrealized gains or losses realized upon the sale of securities, after tax.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Reclassification Adjustments<br> -URI http://asc.fasb.org/extlink&amp;oid=6522872<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 24<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e689-108580<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 18, 19<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e637-108580<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeNetOfTax</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Appreciation or loss in value (before reclassification adjustment) of the total of unsold securities during the period being reported on, net of tax. Reclassification adjustments include: (1) the unrealized holding gain (loss), net of tax, at the date of the transfer for a debt security from the held-to-maturity category transferred into the available-for-sale category. Also includes the unrealized gain (loss) at the date of transfer for a debt security from the available-for-sale category transferred into the held-to-maturity category; (2) the unrealized gains (losses) realized upon the sale of securities, after tax; and (3) the unrealized gains (losses) realized upon the write-down of securities, after tax.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e637-108580<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e653-108580<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 13<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 55<br> -Paragraph 2<br> -Subparagraph (e)<br> -URI http://asc.fasb.org/extlink&amp;oid=6920433&amp;loc=d3e998-108581<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 24<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 17, 22<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph c(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherSalesRevenueNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Revenues from the sale of other goods or rendering of other services, not elsewhere specified in the taxonomy; net of (reduced by) sales adjustments, returns, allowances, and discounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 1<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1(a),(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherSalesRevenueNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate revenue recognized during the period (derived from goods sold, services rendered, insurance premiums, or other activities that constitute an entity's earning process). For financial services companies, also includes investment and interest income, and sales and trading gains.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 1<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Revenues</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenuesAbstract">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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                    <td><nobr>us-gaap_RevenuesAbstract</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SalesRevenueServicesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate revenue during the period from services rendered in the normal course of business, after deducting allowances and discounts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 1<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SalesRevenueServicesNet</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SellingGeneralAndAdministrativeExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate total costs related to selling a firm's product and services, as well as all other general and administrative expenses. Direct selling expenses (for example, credit, warranty, and advertising) are expenses that can be directly linked to the sale of specific products. Indirect selling expenses are expenses that cannot be directly linked to the sale of specific products, for example telephone expenses, Internet, and postal charges. General and administrative expenses include salaries of non-sales personnel, rent, utilities, communication, etc.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Chapter 4<br> -Paragraph 5A<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 4<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 330<br> -SubTopic 10<br> -Section 30<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6386349&amp;loc=d3e3636-108311<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SellingGeneralAndAdministrativeExpense</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td>duration</td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EQCAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Investments (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsAbstract', window );"><strong>Investments</strong></a></td>
        <td class="text"> <span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock', window );">Schedule of Cost and Fair Value of Available-for-Sale Securities</a></td>
        <td class="text"><div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
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<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="32" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
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<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
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<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="36" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="14" align="center"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
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<td valign="bottom" colspan="14" align="center"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
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<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
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<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="36" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gross<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gross<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
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<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
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<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gross<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gross<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
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<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
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<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amortized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Unrealized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Unrealized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fair<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Amortized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Unrealized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Unrealized<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fair<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Cost </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gains </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Losses<sup style="font-size: 85%; vertical-align: top;">(1)</sup> </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Value </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Cost </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Gains </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Losses<sup style="font-size: 85%; vertical-align: top;">(1)</sup> </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Value </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="36" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Mortgage-backed securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;157,970</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;401</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(194</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;158,177</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;23,026 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">39 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(49 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23,016 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Municipal bonds </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,335</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>405</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,740</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,442 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">459 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">8,901 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Trust preferred security </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,854 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,823 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="35" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>166,305</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>806</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(194</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>166,917</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33,322 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;498 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;(1,872 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;31,948 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="35" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="37">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table>

<div style="text-indent: 0px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left"> </div>

<table border="0" cellspacing="0" cellpadding="0" width="100%">
<tr><td width="1%">&nbsp;</td>
<td width="99%">&nbsp;</td></tr>
<tr style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" valign="top"><td><sup style="font-size: 85%; vertical-align: top;"><font style="font-family: Arial, Helvetica;" class="_mt">(1)</font></sup><font style="font-family: Arial, Helvetica;" class="_mt">&nbsp; </font></td>
<td align="left"><font style="font-family: Arial, Helvetica;" class="_mt">At April&nbsp;30, 2011, we had no investments that had been in a continuous loss position for more than twelve months. At April&nbsp;30, 2010, investments with a cost of $<font class="_mt">15.7</font>&nbsp;million and gross unrealized losses of $<font class="_mt">1.9</font>&nbsp;million had been in a continuous loss position for more than twelve months. </font></td></tr></table>

<div style="margin-top: 3pt; font-size: 1pt;">&nbsp;</div>

<div style="border-bottom: #000000 1pt solid; width: 99%; margin-left: 0%; font-size: 3pt; align: left;"> </div></div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock', window );">Schedule of Contractual Maturities of AFS Debt Securities</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Cost Basis </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Fair Value </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Maturing in: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Less than one year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,023</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,081</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Two to five years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,112</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,331</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Six to ten years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,200</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,328</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Beyond </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>157,970</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>158,177</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;166,305</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;166,917</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the reconciliation of available-for-sale securities from cost basis to fair value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>nonnum:textBlockItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfInvestmentsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfInvestmentsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>137
<FILENAME>R79.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EHFAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Property and Equipment (Narrative) (Details) (USD $)<br>In Millions</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_BuildingsTaxIncentivesReceived', window );">Tax incentives received relating to corporate headquarters building</a></td>
        <td class="nump">$ 6.5<span></span></td>
        <td class="nump">$ 10.3<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="nump">92.2<span></span></td>
        <td class="nump">96.9<span></span></td>
        <td class="nump">96.6<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Capitalized Software [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DepreciationAndAmortization', window );">Depreciation and amortization</a></td>
        <td class="nump">$ 18.8<span></span></td>
        <td class="nump">$ 21.8<span></span></td>
        <td class="nump">$ 23.4<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_BuildingsTaxIncentivesReceived">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Buildings, Tax Incentives Received</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_BuildingsTaxIncentivesReceived</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationAndAmortization">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The current period expense charged against earnings on long-lived, physical assets not used in production, and which are not intended for resale, to allocate or recognize the cost of such assets over their useful lives; or to record the reduction in book value of an intangible asset over the benefit period of such asset; or to reflect consumption during the period of an asset that is not used in production.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Principles Board Opinion (APB)<br> -Number 12<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6391035&amp;loc=d3e2868-110229<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DepreciationAndAmortization</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>138
<FILENAME>R106.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E5GBG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Commitments and Contingencies (Claims Received by Loan Origination Year) (Details) (USD $)<br>In Millions</strong></div>
        </th>
        <th class="th" colspan="12">3 Months Ended</th>
        <th class="th" colspan="1">36 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Jan. 31, 2011</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2010</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Jan. 31, 2010</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2009</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
        <th class="th">
          <div>Jan. 31, 2009</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2008</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2008</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ClaimsReceivedForLoans', window );">Claims received for loans</a></td>
        <td class="nump">$ 55<span></span></td>
        <td class="nump">$ 33<span></span></td>
        <td class="nump">$ 21<span></span></td>
        <td class="nump">$ 109<span></span></td>
        <td class="nump">$ 45<span></span></td>
        <td class="nump">$ 11<span></span></td>
        <td class="nump">$ 83<span></span></td>
        <td class="nump">$ 6<span></span></td>
        <td class="nump">$ 22<span></span></td>
        <td class="nump">$ 197<span></span></td>
        <td class="nump">$ 41<span></span></td>
        <td class="nump">$ 172<span></span></td>
        <td class="nump">$ 795<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">2005 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ClaimsReceivedForLoans', window );">Claims received for loans</a></td>
        <td class="nump">1<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">1<span></span></td>
        <td class="nump">6<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">15<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">1<span></span></td>
        <td class="nump">21<span></span></td>
        <td class="nump">40<span></span></td>
        <td class="nump">85<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">2006 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ClaimsReceivedForLoans', window );">Claims received for loans</a></td>
        <td class="nump">50<span></span></td>
        <td class="nump">29<span></span></td>
        <td class="nump">15<span></span></td>
        <td class="nump">100<span></span></td>
        <td class="nump">45<span></span></td>
        <td class="nump">4<span></span></td>
        <td class="nump">57<span></span></td>
        <td class="nump">2<span></span></td>
        <td class="nump">7<span></span></td>
        <td class="nump">111<span></span></td>
        <td class="nump">10<span></span></td>
        <td class="nump">89<span></span></td>
        <td class="nump">519<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">2007 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ClaimsReceivedForLoans', window );">Claims received for loans</a></td>
        <td class="nump">$ 4<span></span></td>
        <td class="nump">$ 4<span></span></td>
        <td class="nump">$ 5<span></span></td>
        <td class="nump">$ 3<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 7<span></span></td>
        <td class="nump">$ 11<span></span></td>
        <td class="nump">$ 4<span></span></td>
        <td class="nump">$ 15<span></span></td>
        <td class="nump">$ 85<span></span></td>
        <td class="nump">$ 10<span></span></td>
        <td class="nump">$ 43<span></span></td>
        <td class="nump">$ 191<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ClaimsReceivedForLoans">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Claims received for loans</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ClaimsReceivedForLoans</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
    </div>
  </body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>139
<FILENAME>R115.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EGQDK">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Condensed Consolidating Financial Statements (Schedule of Condensed Consolidating Statements of Operations) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="7">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Jan. 31, 2011</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2010</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Jan. 31, 2010</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2009</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total revenues</a></td>
        <td class="nump">$ 851,482<span></span></td>
        <td class="nump">$ 322,889<span></span></td>
        <td class="nump">$ 274,474<span></span></td>
        <td class="nump">$ 2,337,894<span></span></td>
        <td class="nump">$ 934,852<span></span></td>
        <td class="nump">$ 326,081<span></span></td>
        <td class="nump">$ 275,505<span></span></td>
        <td class="nump">$ 3,774,296<span></span></td>
        <td class="nump">$ 3,874,332<span></span></td>
        <td class="nump">$ 4,083,577<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostOfRevenue', window );">Cost of revenues</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">2,414,590<span></span></td>
        <td class="nump">2,467,996<span></span></td>
        <td class="nump">2,596,218<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SellingGeneralAndAdministrativeExpense', window );">Selling, general and administrative</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">694,136<span></span></td>
        <td class="nump">631,499<span></span></td>
        <td class="nump">648,490<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostsAndExpenses', window );">Total operating expenses</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">3,108,726<span></span></td>
        <td class="nump">3,099,495<span></span></td>
        <td class="nump">3,244,708<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingIncomeLoss', window );">Operating income</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">665,570<span></span></td>
        <td class="nump">774,837<span></span></td>
        <td class="nump">838,869<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NonoperatingIncomeExpense', window );">Other income, net</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">11,455<span></span></td>
        <td class="nump">9,298<span></span></td>
        <td class="nump">501<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income from continuing operations before income taxes</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(175,119)<span></span></td>
        <td class="num">(207,317)<span></span></td>
        <td class="nump">1,110,410<span></span></td>
        <td class="nump">97,451<span></span></td>
        <td class="num">(212,853)<span></span></td>
        <td class="num">(210,873)<span></span></td>
        <td class="nump">677,025<span></span></td>
        <td class="nump">784,135<span></span></td>
        <td class="nump">839,370<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income taxes (benefit)</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(68,307)<span></span></td>
        <td class="num">(79,679)<span></span></td>
        <td class="nump">417,978<span></span></td>
        <td class="nump">43,848<span></span></td>
        <td class="num">(86,381)<span></span></td>
        <td class="num">(80,256)<span></span></td>
        <td class="nump">257,620<span></span></td>
        <td class="nump">295,189<span></span></td>
        <td class="nump">326,315<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest', window );">Net income from continuing operations</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(106,812)<span></span></td>
        <td class="num">(127,638)<span></span></td>
        <td class="nump">692,432<span></span></td>
        <td class="nump">53,603<span></span></td>
        <td class="num">(126,472)<span></span></td>
        <td class="num">(130,617)<span></span></td>
        <td class="nump">419,405<span></span></td>
        <td class="nump">488,946<span></span></td>
        <td class="nump">513,055<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax', window );">Net loss from discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(2,237)<span></span></td>
        <td class="num">(3,043)<span></span></td>
        <td class="num">(1,604)<span></span></td>
        <td class="num">(2,968)<span></span></td>
        <td class="num">(2,115)<span></span></td>
        <td class="num">(3,017)<span></span></td>
        <td class="num">(13,295)<span></span></td>
        <td class="num">(9,704)<span></span></td>
        <td class="num">(27,382)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
        <td class="text"> <span></span></td>
        <td class="num">(109,049)<span></span></td>
        <td class="num">(130,681)<span></span></td>
        <td class="nump">690,828<span></span></td>
        <td class="nump">50,635<span></span></td>
        <td class="num">(128,587)<span></span></td>
        <td class="num">(133,634)<span></span></td>
        <td class="nump">406,110<span></span></td>
        <td class="nump">479,242<span></span></td>
        <td class="nump">485,673<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">H&amp;R Block, Inc. (Guarantor) [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NonoperatingIncomeExpense', window );">Other income, net</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">677,025<span></span></td>
        <td class="nump">784,135<span></span></td>
        <td class="nump">839,370<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income from continuing operations before income taxes</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">677,025<span></span></td>
        <td class="nump">784,135<span></span></td>
        <td class="nump">839,370<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income taxes (benefit)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">257,620<span></span></td>
        <td class="nump">295,189<span></span></td>
        <td class="nump">326,315<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest', window );">Net income from continuing operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">419,405<span></span></td>
        <td class="nump">488,946<span></span></td>
        <td class="nump">513,055<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax', window );">Net loss from discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(13,295)<span></span></td>
        <td class="num">(9,704)<span></span></td>
        <td class="num">(27,382)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">406,110<span></span></td>
        <td class="nump">479,242<span></span></td>
        <td class="nump">485,673<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">BFC (Issuer) [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total revenues</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">251,521<span></span></td>
        <td class="nump">271,704<span></span></td>
        <td class="nump">251,758<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostOfRevenue', window );">Cost of revenues</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">277,099<span></span></td>
        <td class="nump">257,245<span></span></td>
        <td class="nump">278,789<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SellingGeneralAndAdministrativeExpense', window );">Selling, general and administrative</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">31,914<span></span></td>
        <td class="nump">36,946<span></span></td>
        <td class="nump">66,230<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostsAndExpenses', window );">Total operating expenses</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">309,013<span></span></td>
        <td class="nump">294,191<span></span></td>
        <td class="nump">345,019<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingIncomeLoss', window );">Operating income</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(57,492)<span></span></td>
        <td class="num">(22,487)<span></span></td>
        <td class="num">(93,261)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NonoperatingIncomeExpense', window );">Other income, net</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">5,503<span></span></td>
        <td class="nump">5,644<span></span></td>
        <td class="num">(5,992)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income from continuing operations before income taxes</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(51,989)<span></span></td>
        <td class="num">(16,843)<span></span></td>
        <td class="num">(99,253)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income taxes (benefit)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(27,774)<span></span></td>
        <td class="num">(6,368)<span></span></td>
        <td class="num">(40,386)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest', window );">Net income from continuing operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(24,215)<span></span></td>
        <td class="num">(10,475)<span></span></td>
        <td class="num">(58,867)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax', window );">Net loss from discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(12,417)<span></span></td>
        <td class="num">(5,276)<span></span></td>
        <td class="num">(29,176)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(36,632)<span></span></td>
        <td class="num">(15,751)<span></span></td>
        <td class="num">(88,043)<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Other Subsidiaries [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total revenues</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">3,522,775<span></span></td>
        <td class="nump">3,602,721<span></span></td>
        <td class="nump">3,834,880<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostOfRevenue', window );">Cost of revenues</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">2,137,491<span></span></td>
        <td class="nump">2,210,868<span></span></td>
        <td class="nump">2,317,439<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SellingGeneralAndAdministrativeExpense', window );">Selling, general and administrative</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">662,222<span></span></td>
        <td class="nump">594,646<span></span></td>
        <td class="nump">582,812<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostsAndExpenses', window );">Total operating expenses</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">2,799,713<span></span></td>
        <td class="nump">2,805,514<span></span></td>
        <td class="nump">2,900,251<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingIncomeLoss', window );">Operating income</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">723,062<span></span></td>
        <td class="nump">797,207<span></span></td>
        <td class="nump">934,629<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NonoperatingIncomeExpense', window );">Other income, net</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">5,952<span></span></td>
        <td class="nump">3,771<span></span></td>
        <td class="nump">6,461<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income from continuing operations before income taxes</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">729,014<span></span></td>
        <td class="nump">800,978<span></span></td>
        <td class="nump">941,090<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income taxes (benefit)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">285,394<span></span></td>
        <td class="nump">301,557<span></span></td>
        <td class="nump">367,660<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest', window );">Net income from continuing operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">443,620<span></span></td>
        <td class="nump">499,421<span></span></td>
        <td class="nump">573,430<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax', window );">Net loss from discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(878)<span></span></td>
        <td class="num">(4,428)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">442,742<span></span></td>
        <td class="nump">494,993<span></span></td>
        <td class="nump">573,430<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Elims [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Revenues', window );">Total revenues</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(93)<span></span></td>
        <td class="num">(3,061)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostOfRevenue', window );">Cost of revenues</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(117)<span></span></td>
        <td class="num">(10)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SellingGeneralAndAdministrativeExpense', window );">Selling, general and administrative</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(93)<span></span></td>
        <td class="num">(552)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CostsAndExpenses', window );">Total operating expenses</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(210)<span></span></td>
        <td class="num">(562)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingIncomeLoss', window );">Operating income</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">117<span></span></td>
        <td class="num">(2,499)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NonoperatingIncomeExpense', window );">Other income, net</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(677,025)<span></span></td>
        <td class="num">(784,252)<span></span></td>
        <td class="num">(839,338)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income from continuing operations before income taxes</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(677,025)<span></span></td>
        <td class="num">(784,135)<span></span></td>
        <td class="num">(841,837)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income taxes (benefit)</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(257,620)<span></span></td>
        <td class="num">(295,189)<span></span></td>
        <td class="num">(327,274)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest', window );">Net income from continuing operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">(419,405)<span></span></td>
        <td class="num">(488,946)<span></span></td>
        <td class="num">(514,563)<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax', window );">Net loss from discontinued operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">13,295<span></span></td>
        <td class="nump">9,704<span></span></td>
        <td class="nump">29,176<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">NET INCOME</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="num">$ (406,110)<span></span></td>
        <td class="num">$ (479,242)<span></span></td>
        <td class="num">$ (485,387)<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CostOfRevenue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate cost of goods produced and sold and services rendered during the reporting period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 2<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CostOfRevenue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CostsAndExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total costs of sales and operating expenses for the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CostsAndExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 4<br> -Section 08<br> -Paragraph h<br> -Subparagraph 1(i)<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h)(1)(i))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the income or loss from continuing operations attributable to the economic entity which may also be defined as revenue less expenses and taxes from ongoing operations before extraordinary items, and noncontrolling interest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 45<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=6921628&amp;loc=SL4569616-111683<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromContinuingOperationsIncludingPortionAttributableToNoncontrollingInterest</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the overall income (loss) from a disposal group that is classified as a component of the entity, net of income tax, reported as a separate component of income before extraordinary items before deduction or consideration of the amount which may be allocable to noncontrolling interests, if any. Includes the following (net of tax): income (loss) from operations during the phase-out period, gain (loss) on disposal, provision (or any reversals of earlier provisions) for loss on disposal, and adjustments of a prior period gain (loss) on disposal.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6360339&amp;loc=d3e1361-107760<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 47<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Article 7<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 15<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 20<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6892542&amp;loc=d3e957-107759<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Income Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6515339<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -Subparagraph a, b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.22)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.18)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6371337&amp;loc=d3e3550-109257<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6920043&amp;loc=d3e565-108580<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph A7<br> -Appendix A<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 130<br> -Paragraph 10, 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Other Comprehensive Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6519514<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 38<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 87-21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Net Income<br> -URI http://asc.fasb.org/extlink&amp;oid=6518256<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.19)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 19<br><br>Reference 15: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28, 29, 30<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 16: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 20<br> -Article 9<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NetIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NonoperatingIncomeExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of income or expense from ancillary business-related activities (that is to say, excluding major activities considered part of the normal operations of the business).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 7<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_NonoperatingIncomeExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingIncomeLoss">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net result for the period of deducting operating expenses from operating revenues.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingIncomeLoss</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Revenues">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Aggregate revenue recognized during the period (derived from goods sold, services rendered, insurance premiums, or other activities that constitute an entity's earning process). For financial services companies, also includes investment and interest income, and sales and trading gains.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 1<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Revenues</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SellingGeneralAndAdministrativeExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate total costs related to selling a firm's product and services, as well as all other general and administrative expenses. Direct selling expenses (for example, credit, warranty, and advertising) are expenses that can be directly linked to the sale of specific products. Indirect selling expenses are expenses that cannot be directly linked to the sale of specific products, for example telephone expenses, Internet, and postal charges. General and administrative expenses include salaries of non-sales personnel, rent, utilities, communication, etc.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Chapter 4<br> -Paragraph 5A<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 4<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 330<br> -SubTopic 10<br> -Section 30<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6386349&amp;loc=d3e3636-108311<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_SellingGeneralAndAdministrativeExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0ESHAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Stock-Based Compensation (Narrative) (Details) (USD $)<br>Share data in Millions, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Stock-based compensation expenses, gross</a></td>
        <td class="nump">$ 14,500,000<span></span></td>
        <td class="nump">$ 29,400,000<span></span></td>
        <td class="nump">$ 32,600,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense', window );">Tax effect of stock-based compensation</a></td>
        <td class="nump">5,400,000<span></span></td>
        <td class="nump">10,500,000<span></span></td>
        <td class="nump">12,200,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Stock-based compensation</a></td>
        <td class="nump">14,500,000<span></span></td>
        <td class="nump">29,369,000<span></span></td>
        <td class="nump">26,557,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities', window );">Excess tax benefit from share-based compensation, financing activities</a></td>
        <td class="nump">500,000<span></span></td>
        <td class="nump">1,600,000<span></span></td>
        <td class="nump">8,600,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions', window );">Realized tax benefits</a></td>
        <td class="nump">4,400,000<span></span></td>
        <td class="nump">6,600,000<span></span></td>
        <td class="nump">20,200,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized', window );">Shares reserved for future awards under stock-based compensation plans</a></td>
        <td class="nump">11.5<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PercentageOfPurchasePriceOfStock', window );">Purchase price discount</a></td>
        <td class="nump">90.00%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_FairValueOptionDiscountPercentage', window );">Discount from market price</a></td>
        <td class="nump">10.00%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Stock Options [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue', window );">Intrinsic value of options exercised</a></td>
        <td class="nump">1,800,000<span></span></td>
        <td class="nump">5,400,000<span></span></td>
        <td class="nump">33,000,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized', window );">Unrecognized compensation costs</a></td>
        <td class="nump">3,200,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition', window );">Weighted-average period of recognition (years)</a></td>
        <td class="nump">2<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Nonvested Shares and Performance Nonvested [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue', window );">Fair value of shares vesting during period</a></td>
        <td class="nump">13,000,000<span></span></td>
        <td class="nump">15,500,000<span></span></td>
        <td class="nump">21,100,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized', window );">Unrecognized compensation costs</a></td>
        <td class="nump">$ 11,500,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition', window );">Weighted-average period of recognition (years)</a></td>
        <td class="nump">2<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_FairValueOptionDiscountPercentage">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair Value Option Discount Percentage</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_FairValueOptionDiscountPercentage</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PercentageOfPurchasePriceOfStock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of Purchase Price of Stock</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PercentageOfPurchasePriceOfStock</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllocatedShareBasedCompensationExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the expense recognized during the period arising from equity-based compensation arrangements (for example, shares of stock, unit, stock options or other equity instruments) with employees, directors and certain consultants qualifying for treatment as employees.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5047-113901<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph g(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 14.F)<br> -URI http://asc.fasb.org/extlink&amp;oid=6793087&amp;loc=d3e301413-122809<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 14<br> -Section F<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph 64<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllocatedShareBasedCompensationExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>As of the balance sheet date, the aggregate unrecognized cost of equity-based awards made to employees under equity-based compensation awards that have yet to vest.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph h<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The weighted average period over which unrecognized compensation is expected to be recognized for equity-based compensation plans, using a decimal to express in number of years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph h<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (i)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:decimalItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total recognized tax benefit related to compensation cost for equity-based payment arrangements recognized in income during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph g(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(1)(i)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Disclosure of the aggregate tax benefit realized from the exercise of stock options and the conversion of similar instruments during the annual period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph i<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (j)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitRealizedFromExerciseOfStockOptions</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reductions in the entity's income taxes that arise when compensation cost (from non-qualified share-based compensation) recognized on the entity's tax return exceeds compensation cost from equity-based compensation recognized in financial statements. This element represents the cash inflow reported in the enterprise's financing activities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph i<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 00-15<br> -Paragraph 3<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 20<br> -Section 55<br> -Paragraph 24<br> -URI http://asc.fasb.org/extlink&amp;oid=6576910&amp;loc=d3e11374-113907<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total fair value of equity-based awards for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph c(2)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The maximum number of shares (or other type of equity) originally approved (usually by shareholders and board of directors), net of any subsequent amendments and adjustments, for awards under the equity-based compensation plan. As stock or unit options and equity instruments other than options are awarded to participants, the shares or units remain authorized and become reserved for issuance under outstanding awards (not necessarily vested).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:sharesItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total accumulated difference between fair values of underlying shares on dates of exercise and exercise price on options which were exercised (or share units converted) into shares during the reporting period under the plan.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 123R<br> -Paragraph A240<br> -Subparagraph c(2)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(2)<br> -URI http://asc.fasb.org/extlink&amp;oid=6415400&amp;loc=d3e5070-113901<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EG2AE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets (Information Related to Activities of Non-Performing Assets) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
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        <th class="th">
          <div>Apr. 30, 2010</div>
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        <th class="th">
          <div>Apr. 30, 2009</div>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average impaired loans</a></td>
        <td class="nump">$ 289,755<span></span></td>
        <td class="nump">$ 307,351<span></span></td>
        <td class="nump">$ 216,391<span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest income on impaired loans</a></td>
        <td class="nump">6,624<span></span></td>
        <td class="nump">8,548<span></span></td>
        <td class="nump">5,964<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest income on impaired loans recognized on a cash basis on non-accrual status</a></td>
        <td class="nump">6,311<span></span></td>
        <td class="nump">7,452<span></span></td>
        <td class="nump">4,927<span></span></td>
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          <div class="a">Purchased from SCC [Member]</div>
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        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
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        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average impaired loans</a></td>
        <td class="nump">252,673<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest income on impaired loans</a></td>
        <td class="nump">5,795<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest income on impaired loans recognized on a cash basis on non-accrual status</a></td>
        <td class="nump">5,567<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
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          <div class="a">All Other [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment', window );">Average impaired loans</a></td>
        <td class="nump">37,082<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod', window );">Interest income on impaired loans</a></td>
        <td class="nump">829<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod', window );">Interest income on impaired loans recognized on a cash basis on non-accrual status</a></td>
        <td class="nump">$ 744<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The average recorded investment related to impaired financing receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5212-111524<br> -Subparagraph (c)(1)<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 17<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5258-111524<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableAverageRecordedInvestment</nobr></td>
                  </tr>
                  <tr>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The interest income recognized during the time within that period that the financing receivables were impaired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5212-111524<br> -Subparagraph (c)(2)<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableInterestIncomeAccrualMethod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                  <tr>
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                    <td>duration</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The interest income recognized on a cash-basis method of accounting during the time within that period that the financing receivables were impaired.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5212-111524<br> -Subparagraph (c)(3)<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ImpairedFinancingReceivableInterestIncomeCashBasisMethod</nobr></td>
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                    <td>duration</td>
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                </table>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Segment Information (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Segment Information</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock', window );">Continuing Operations by Operating Segment</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="50%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="7%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 1pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;"><b>REVENUES :</b> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tax Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;2,912,361</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;2,975,252 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;3,132,077 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Business Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>829,794</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">860,349 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">897,809 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Corporate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>32,141</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">38,731 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">53,691 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,774,296</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,874,332 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,083,577 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;"><b>INCOME (LOSS) FROM CONTINUING OPERATIONS BEFORE TAXES :</b> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tax Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>767,498</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">867,362 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">927,048 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Business Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>49,003</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">58,714 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">96,097 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Corporate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(139,476</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(141,941 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(183,775 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">839,370 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;"><b>DEPRECIATION AND AMORTIZATION :</b> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tax Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>87,666</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">88,523 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">79,415 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Business Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>30,692</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33,064 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">36,748 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Corporate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,275</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,314 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">7,468 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>121,633</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">126,901 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">123,631 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;"><b>CAPITAL EXPENDITURES :</b> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tax Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>43,043</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">78,108 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">76,305 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Business Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>19,873</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,318 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">21,185 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Corporate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>43</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">89 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">390 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>62,959</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">90,515 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">97,880 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="line-height: 6pt;" valign="bottom"><td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;"><b>IDENTIFIABLE ASSETS :</b> </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tax Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,267,236</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,279,161 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,117,475 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Business Services </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>851,764</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">806,688 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">897,250 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Corporate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,088,961</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,148,469 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,344,997 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,207,961</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,234,318 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,359,722 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr></table><span></span></td>
      </tr>
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    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of all significant reconciling items in the reconciliation of total revenues from reportable segments to the entity's consolidated revenues.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 131<br> -Paragraph 32<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 31<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8924-108599<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 280<br> -SubTopic 10<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6534315&amp;loc=d3e8906-108599<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EGQCI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Commitments and Contingencies (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
        <th class="th" colspan="1">36 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2008</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_AdditionalTaxAssessmentLimitPerClient', window );">Additional tax assessment limit per client</a></td>
        <td class="nump">$ 5,500<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 5,500<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_StandardGuaranteeAccrualAmount', window );">Standard guarantee accrual amount</a></td>
        <td class="nump">14,700,000<span></span></td>
        <td class="nump">14,500,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">14,700,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceSheetAmount', window );">Advertising obligation</a></td>
        <td class="nump">9,500,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">45,800,000<span></span></td>
        <td class="nump">9,500,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceOnFirstAnniversary', window );">Advertising obligation to be paid during fiscal year 2012</a></td>
        <td class="nump">6,700,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">6,700,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionContingentConsiderationAtFairValue', window );">Contingent business acquisition obligations</a></td>
        <td class="nump">3,800,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">3,800,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LiabilityRecordedForContingentConsideration', window );">Contingent consideration liability recorded</a></td>
        <td class="nump">11,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">11,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ObligationForUnfundedLetterOfCredit', window );">Franchise equity lines of credit-undrawn commitment</a></td>
        <td class="nump">85,200,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">85,200,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_RemainingObligationForUnfundedLetterOfCredit', window );">Remaining franchise equity lines of credit-undrawn commitment</a></td>
        <td class="nump">37,700,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">37,700,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LineOfCreditMaximumIssueLimit', window );">Standby letter of credit issue limit</a></td>
        <td class="nump">5,300,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">5,300,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_StandbyLetterOfCreditAmountOutstanding', window );">Standby letter of credit outstanding</a></td>
        <td class="nump">0<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">0<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LeaseAndRentalExpense', window );">Rent expenses</a></td>
        <td class="nump">272,100,000<span></span></td>
        <td class="nump">289,600,000<span></span></td>
        <td class="nump">308,100,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_IndustrialRevenueBondPurchased', window );">Industrial revenue bond purchased</a></td>
        <td class="nump">31,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">31,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_IndustrialRevenueBondDueDate', window );">Industrial revenue bond due date</a></td>
        <td class="text">December 2015<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PercentageOfLoansOriginatedIn2006And2007', window );">Percentage of loans originated in 2006 and 2007</a></td>
        <td class="nump">89.00%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">89.00%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_AmountOfLoansOriginatedDuring2005Through2007', window );">Amount of loans originated during 2005 through 2007</a></td>
        <td class="nump">84,000,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">84,000,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PercentageOfLoansIssuedToGovernmentSponsoredEntities', window );">Percentage of loans issued to government sponsored entities</a></td>
        <td class="nump">1.00%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">1.00%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingencyAccrualAtCarryingValue', window );">Reserve for losses on repurchases</a></td>
        <td class="nump">126,260,000<span></span></td>
        <td class="nump">188,200,000<span></span></td>
        <td class="nump">206,595,000<span></span></td>
        <td class="nump">126,260,000<span></span></td>
        <td class="nump">243,066,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingencyAccrualCarryingValuePayments', window );">Payments under indemnity agreement dated April 2008</a></td>
        <td class="num">(49,785,000)<span></span></td>
        <td class="num">(151,000)<span></span></td>
        <td class="num">(64,000)<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_IncreaseInLossesDueToAssumedOnePercentIncreaseInValidityRatesAndLossSeverities', window );">Increase in losses due to assumed 1% increase in validity rates and loss severities</a></td>
        <td class="nump">16,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ClaimsSubjectToReviewAmount', window );">Claims subject to review by SCC, amount</a></td>
        <td class="nump">79,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">79,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PercentageOfClaimsDeniedByScc', window );">Percentage of claims denied by SCC</a></td>
        <td class="nump">84.00%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PercentageOfValidClaimsThatResultedInLoanRepurchases', window );">Percentage of valid claims that resulted in loan repurchases</a></td>
        <td class="nump">22.00%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PercentageOfValidClaimsThatResultedInIndemnificationOrSettlementPayments', window );">Percentage of valid claims that resulted in indemnification or settlement payments</a></td>
        <td class="nump">78.00%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_LossContingencyApproximateLossSeverityRates', window );">Loss severity rate</a></td>
        <td class="nump">57.00%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">57.00%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_GainLossRelatedToLitigationSettlement', window );">Losses incurred on claim settlements</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">117,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_NetBalanceOfAllMortgageLoansHeldForSale', window );">Net balance of all mortgage loans held for sale by SCC</a></td>
        <td class="nump">12,300,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">12,300,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Minimum [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_OperatingLeaseTerm', window );">Operating lease term (years)</a></td>
        <td class="nump">3<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Maximum [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_OperatingLeaseTerm', window );">Operating lease term (years)</a></td>
        <td class="nump">5<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_PercentageOfLoansIssuedToGovernmentSponsoredEntities', window );">Percentage of loans issued to government sponsored entities</a></td>
        <td class="nump">1.00%<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">1.00%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">2005 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ValueOfLoansWhichHaveDefaultedInFirstTwoYears', window );">Value of loans which have defaulted in the first two years</a></td>
        <td class="nump">4,000,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">4,000,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">2006 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ValueOfLoansWhichHaveDefaultedInFirstTwoYears', window );">Value of loans which have defaulted in the first two years</a></td>
        <td class="nump">6,300,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">6,300,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">2007 [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ValueOfLoansWhichHaveDefaultedInFirstTwoYears', window );">Value of loans which have defaulted in the first two years</a></td>
        <td class="nump">2,900,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">2,900,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Private-label Securitization Transactions [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ClaimsSubjectToReviewAmount', window );">Claims subject to review by SCC, amount</a></td>
        <td class="nump">25,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">25,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Monoline Insurers [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ClaimsSubjectToReviewAmount', window );">Claims subject to review by SCC, amount</a></td>
        <td class="nump">53,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">53,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Indemnity Agreement With Single Counterparty [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LossContingencyAccrualAtCarryingValue', window );">Reserve for losses on repurchases</a></td>
        <td class="nump">49,800,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">49,800,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Additional Information Requested by Counterparty [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ClaimsSubjectToReviewAmount', window );">Claims subject to review by SCC, amount</a></td>
        <td class="nump">$ 30,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 30,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_AdditionalTaxAssessmentLimitPerClient">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Additional Tax Assessment Limit Per Client</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_AdditionalTaxAssessmentLimitPerClient</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_AmountOfLoansOriginatedDuring2005Through2007">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of loans originated during 2005 through 2007</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_AmountOfLoansOriginatedDuring2005Through2007</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ClaimsSubjectToReviewAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Claims subject to review, amount</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ClaimsSubjectToReviewAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_IncreaseInLossesDueToAssumedOnePercentIncreaseInValidityRatesAndLossSeverities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Increase in losses due to assumed 1% increase in validity rates and loss severities</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_IncreaseInLossesDueToAssumedOnePercentIncreaseInValidityRatesAndLossSeverities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_IndustrialRevenueBondDueDate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Industrial Revenue Bond Due Date</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_IndustrialRevenueBondDueDate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>invest:dateStringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_IndustrialRevenueBondPurchased">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Industrial Revenue Bond Purchased</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_IndustrialRevenueBondPurchased</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_LiabilityRecordedForContingentConsideration">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Liability Recorded For Contingent Consideration</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_LiabilityRecordedForContingentConsideration</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_LineOfCreditMaximumIssueLimit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Line of Credit Maximum Issue Limit</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_LineOfCreditMaximumIssueLimit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_LossContingencyApproximateLossSeverityRates">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Loss Contingency Approximate Loss Severity Rates</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_LossContingencyApproximateLossSeverityRates</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_NetBalanceOfAllMortgageLoansHeldForSale">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Net balance of all mortgage loans held for sale</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_NetBalanceOfAllMortgageLoansHeldForSale</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_ObligationForUnfundedLetterOfCredit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Obligation For Unfunded Letter Of Credit</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ObligationForUnfundedLetterOfCredit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_OperatingLeaseTerm">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Operating Lease Term</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_OperatingLeaseTerm</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:positiveIntegerItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PercentageOfClaimsDeniedByScc">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of claims denied by SCC</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PercentageOfClaimsDeniedByScc</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PercentageOfLoansIssuedToGovernmentSponsoredEntities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of loans issued to government sponsored entities</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PercentageOfLoansIssuedToGovernmentSponsoredEntities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PercentageOfLoansOriginatedIn2006And2007">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of loans originated in 2006 and 2007</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PercentageOfLoansOriginatedIn2006And2007</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PercentageOfValidClaimsThatResultedInIndemnificationOrSettlementPayments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of valid claims that resulted in indemnification or settlement payments</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PercentageOfValidClaimsThatResultedInIndemnificationOrSettlementPayments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_PercentageOfValidClaimsThatResultedInLoanRepurchases">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Percentage of valid claims that resulted in loan repurchases</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_PercentageOfValidClaimsThatResultedInLoanRepurchases</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_RemainingObligationForUnfundedLetterOfCredit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Remaining Obligation For Unfunded Letter Of Credit</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_RemainingObligationForUnfundedLetterOfCredit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_StandardGuaranteeAccrualAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Standard guarantee accrual amount</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_StandardGuaranteeAccrualAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_StandbyLetterOfCreditAmountOutstanding">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Standby Letter of Credit Amount Outstanding</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_StandbyLetterOfCreditAmountOutstanding</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Value of loans which have defaulted in the first two years</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Fair value, as of the acquisition date, of potential payments under the contingent consideration arrangement including cash and shares.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 30<br> -Section 25<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6911189&amp;loc=d3e6408-128476<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 35<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6910684&amp;loc=d3e4570-128470<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 30<br> -Section 25<br> -Paragraph 7<br> -URI http://asc.fasb.org/extlink&amp;oid=6911189&amp;loc=d3e6411-128476<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 68<br> -Subparagraph g(1)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 30<br> -Paragraph 19<br> -URI http://asc.fasb.org/extlink&amp;oid=6910544&amp;loc=d3e4243-128469<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 40<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6910732&amp;loc=d3e4805-128471<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 29, 30, 41, 42, 64<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(3),(c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6911361&amp;loc=d3e6927-128479<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 51<br> -Subparagraph f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 30<br> -Section 25<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6911189&amp;loc=d3e6405-128476<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 25<br> -Paragraph 28<br> -URI http://asc.fasb.org/extlink&amp;oid=6946367&amp;loc=d3e3642-128468<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 30<br> -Paragraph 18<br> -URI http://asc.fasb.org/extlink&amp;oid=6910544&amp;loc=d3e4237-128469<br><br>Reference 13: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141R<br> -Paragraph 65<br> -Subparagraph a, b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 14: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 805<br> -SubTopic 20<br> -Section 25<br> -Paragraph 27<br> -URI http://asc.fasb.org/extlink&amp;oid=6946367&amp;loc=d3e3629-128468<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionContingentConsiderationAtFairValue</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The net proceeds or assets obtained in excess of (less than) the net carrying amount of assets recorded, or assets distributed and liabilities assumed less than (in excess of) estimated litigation  liability extinguished, in settlement of a litigation matter. Represents (for other than an insurance entity in its normal claims settlement process), the amount of income (expense) recognized in the period to settle pending or threatened litigation and insurance claims.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 9, 10, 11, 12<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14326-108349<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_GainLossRelatedToLitigationSettlement</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LeaseAndRentalExpense">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Rental expense incurred for leased assets including furniture and equipment which has not been recognized in costs and expenses applicable to sales and revenues; for example, cost of goods sold or other operating costs and expenses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LeaseAndRentalExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingencyAccrualAtCarryingValue">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The carrying amount as of the balance sheet date of the combined total of loss contingency liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 9, 10, 11, 12<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14326-108349<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LossContingencyAccrualAtCarryingValue</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LossContingencyAccrualCarryingValuePayments">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The payments made in the period which reduced loss contingency liabilities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 9, 10, 11, 12<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 450<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6952336&amp;loc=d3e14326-108349<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LossContingencyAccrualCarryingValuePayments</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceOnFirstAnniversary">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The remaining amount of the fixed and determinable portion of an unrecorded unconditional purchase obligation to be paid within one year of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 47<br> -Paragraph 7<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 440<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6394976&amp;loc=d3e25336-109308<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceOnFirstAnniversary</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceSheetAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the fixed and determinable portion of an unrecorded unconditional purchase obligation as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 47<br> -Paragraph 7<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 440<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6394976&amp;loc=d3e25336-109308<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecordedUnconditionalPurchaseObligationBalanceSheetAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EUHAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Investments (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfInvestmentsAbstract', window );"><strong>Investments</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities', window );">Proceeds from the sales of AFS securities</a></td>
        <td class="nump">$ 0<span></span></td>
        <td class="nump">$ 2,100,000<span></span></td>
        <td class="nump">$ 8,300,000<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains', window );">Gross realized gains on sales of AFS securities</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">700,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses', window );">Gross realized losses on sales of AFS securities</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">0<span></span></td>
        <td class="nump">1,300,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities', window );">Other-than-temporary impairments of AFS securities</a></td>
        <td class="nump">1,900,000<span></span></td>
        <td class="nump">1,600,000<span></span></td>
        <td class="nump">1,500,000<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecurities', window );">Held-to-maturity investment</a></td>
        <td class="nump">$ 3,300,000<span></span></td>
        <td class="nump">$ 6,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross profit realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 21<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossRealizedGains</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This item represents the gross loss realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 21<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6872113&amp;loc=d3e27357-111563<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>duration</td>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For an unclassified balance sheet, this item represents investments in debt securities which are categorized as held-to-maturity. The held-to-maturity category is for those securities that the entity has the positive intent and ability to hold until maturity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03.1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879938&amp;loc=d3e572229-122910<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 10<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 17<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Section A<br> -Paragraph 4<br> -Chapter 3<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 8<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 19<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 43<br> -Chapter 3<br> -Section A<br> -Paragraph 5<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 11<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379932&amp;loc=d3e22054-111558<br><br>Reference 11: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 7<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 12: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.6)<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_HeldToMaturitySecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount by which the fair value of an investment in debt and equity securities categorized as Available-for-sale is less than the amortized cost basis or carrying amount of that investment at the balance sheet date and the decline in fair value is deemed to be other than temporary, before considering whether or not such amount is recognized in earnings or other comprehensive income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15C<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 15D<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Staff Position (FSP)<br> -Number FAS115-1/124-1<br> -Paragraph 22<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OtherThanTemporaryImpairmentLossesInvestmentsAvailableforsaleSecurities</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
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              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 16<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Investing Activities<br> -URI http://asc.fasb.org/extlink&amp;oid=6516133<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 15<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 320<br> -SubTopic 10<br> -Section 45<br> -Paragraph 11<br> -URI http://asc.fasb.org/extlink&amp;oid=6871852&amp;loc=d3e26853-111562<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 16<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 115<br> -Paragraph 18<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3179-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ScheduleOfInvestmentsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td>xbrli:stringItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EGZAE">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Regulatory Requirements (HRB Bank's Regulatory Capital Requirements) (Details) (USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2011</div>
        </th>
        <th class="th" colspan="2">
          <div>Mar. 31, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_RegulatoryRequirementsAbstract', window );"><strong>Regulatory Requirements</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_Capital', window );">Total risk-based capital ratio</a></td>
        <td class="nump">$ 405,000<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">$ 420,401<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total risk-based capital ratio, ratio</a></td>
        <td class="nump">92.50%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">75.70%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total risk-based capital ratio, for capital adequacy</a></td>
        <td class="nump">35,019<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">44,436<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total risk-based capital ratio, for capital adequacy, ratio</a></td>
        <td class="nump">8.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">8.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Total risk-based capital ratio, to be well capitalized</a></td>
        <td class="nump">43,773<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">55,545<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Total risk-based capital ratio, to be well capitalized, ratio</a></td>
        <td class="nump">10.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
        <td class="nump">10.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier 1 risk-based capital ratio</a></td>
        <td class="nump">399,187<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">413,074<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier 1 risk-based capital ratio, ratio</a></td>
        <td class="nump">91.20%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">74.40%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Tier 1 risk-based capital ratio, to be well capitalized</a></td>
        <td class="nump">26,264<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">33,327<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier 1 risk-based capital ratio, to be well capitalized, ratio</a></td>
        <td class="nump">6.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
        <td class="nump">6.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Tier 1 capital ratio (leverage)</a></td>
        <td class="nump">399,187<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">413,074<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier 1 capital ratio (leverage), ratio</a></td>
        <td class="nump">22.80%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">24.90%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Tier 1 capital ratio (leverage), for capital adequacy</a></td>
        <td class="nump">209,758<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">199,272<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier 1 capital ratio (leverage), for capital adequacy, ratio</a></td>
        <td class="nump">12.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">12.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Tier 1 capital ratio (leverage), to be well capitalized</a></td>
        <td class="nump">87,399<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">83,030<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Tier 1 capital ratio (leverage), to be well capitalized, ratio</a></td>
        <td class="nump">5.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
        <td class="nump">5.00%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapital', window );">Tangible equity ratio</a></td>
        <td class="nump">399,187<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
        <td class="nump">413,074<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapitalToTangibleAssets', window );">Tangible equity ratio, ratio</a></td>
        <td class="nump">22.80%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
        <td class="nump">24.90%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapitalRequiredForCapitalAdequacy', window );">Tangible equity ratio, for capital adequacy</a></td>
        <td class="nump">$ 26,220<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
        <td class="nump">$ 24,909<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets', window );">Tangible equity ratio, for capital adequacy, ratio</a></td>
        <td class="nump">1.50%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
        <td class="nump">1.50%<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
      </tr>
      <tr>
        <td colspan="5"></td>
      </tr>
      <tr>
        <td colspan="5">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Total risk-based capital divided by risk-weighted assets. </td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">Tier 1 (core) capital less deduction for low-level recourse and residual interest divided by risk-weighted assets. </td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[3]</td>
              <td style="vertical-align: top;" valign="top">Tier 1 (core) capital divided by adjusted total assets. </td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[4]</td>
              <td style="vertical-align: top;" valign="top">Tangible capital divided by tangible assets. </td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_RegulatoryRequirementsAbstract">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Regulatory Requirements [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_RegulatoryRequirementsAbstract</nobr></td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Capital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of total capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(1)<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47304-110998<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 54<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 948<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6490092&amp;loc=d3e47080-110998<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_Capital</nobr></td>
                  </tr>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Total Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum Total risk based capital ratio (total capital divided by risk weighted assets) required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958570-112826<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 22<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets</nobr></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalized">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Total Capital required to be categorized as well as capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredToBeWellCapitalized</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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                    <td><strong> Balance Type:</strong></td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
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              </div>
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        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Total risk based capital ratio (total capital divided by risk weighted assets) required to be categorized as "well capitalized", in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 22<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</nobr></td>
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                    <td><strong> Period Type:</strong></td>
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        </tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Total Capital divided by risk weighted assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 22<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CapitalToRiskWeightedAssets</nobr></td>
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                    <td>num:percentItemType</td>
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                    <td>na</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TangibleCapital">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tangible capital as defined in the regulations (generally includes outstanding stock plus retained earnings) for banking institutions subject to Office of Thrift Supervision (OTS) capital requirements.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TangibleCapital</nobr></td>
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                    <td>us-gaap</td>
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                    <td><strong> Balance Type:</strong></td>
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            </div>
          </td>
        </tr>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of tangible capital required under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TangibleCapitalRequiredForCapitalAdequacy</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tangible Capital divided by tangible assets (Tangible Capital Ratio) as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958570-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TangibleCapitalRequiredForCapitalAdequacyToTangibleAssets</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tangible Capital divided by Tangible assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TangibleCapitalToTangibleAssets</nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Leverage Capital as defined in the regulations. Also called Core Capital.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapital</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
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        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Leverage Capital required for capital adequacy purposes under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy</nobr></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The minimum amount of Tier 1 Leverage Capital for capital adequacy purposes divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1B<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958570-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Leverage Capital required to be categorized as well capitalized divided by average assets as defined in the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Leverage Capital divided by average assets as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 Risk Based Capital as defined in the regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of Tier 1 Risk Based Capital required to be categorized as well capitalized under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The Tier 1 capital ratio (Tier 1 capital divided by risk weighted assets) required to be categorized as "well capitalized" under the regulatory framework for prompt corrective action.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 22<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tier 1 capital divided by risk weighted assets as defined by regulations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=SL5958568-112826<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 15<br> -Subparagraph 3a<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 17<br> -Paragraph 22<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 505<br> -Section 50<br> -Paragraph 1H<br> -URI http://asc.fasb.org/extlink&amp;oid=6918689&amp;loc=d3e65071-112826<br> -Subparagraph (c)(2)<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EUHAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Mortgage Loans Held for Investment and Related Assets (Schedule of Allowance for Loan Losses) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_MortgageLoansHeldForInvestmentAndRelatedAssetsAbstract', window );"><strong>Mortgage Loans Held For Investment And Related Assets</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
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      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Balance, beginning of the period</a></td>
        <td class="nump">$ 93,535<span></span></td>
        <td class="nump">$ 84,073<span></span></td>
        <td class="nump">$ 45,401<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ProvisionForLoanAndLeaseLosses', window );">Provision</a></td>
        <td class="nump">35,567<span></span></td>
        <td class="nump">47,750<span></span></td>
        <td class="nump">63,897<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts', window );">Recoveries</a></td>
        <td class="nump">272<span></span></td>
        <td class="nump">88<span></span></td>
        <td class="nump">54<span></span></td>
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      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs', window );">Charge-offs</a></td>
        <td class="num">(37,287)<span></span></td>
        <td class="num">(38,376)<span></span></td>
        <td class="num">(25,279)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_LoansAndLeasesReceivableAllowance', window );">Balance, end of the period</a></td>
        <td class="nump">$ 92,087<span></span></td>
        <td class="nump">$ 93,535<span></span></td>
        <td class="nump">$ 84,073<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_MortgageLoansHeldForInvestmentAndRelatedAssetsAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Mortgage Loans Held For Investment And Related Assets [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_MortgageLoansHeldForInvestmentAndRelatedAssetsAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects a reduction in bad debt expense attributable to collections of loans and lease receivables which had previously been fully or partially charged off as bad debts.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 114<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 7<br> -Subparagraph d<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5212-111524<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesRecoveriesOfBadDebts</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Reflects the amount of loans and leases that have been removed, or charged off, from both loan receivables and the reserve for credit losses, typically because they are considered to be not salvageable or have been purchased by unconsolidated collection entities.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 114<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 7<br> -Subparagraph d<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6965416&amp;loc=d3e5212-111524<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansAndLeasesReceivableAllowance">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The allowance for loan and lease losses represents the reserve to cover probable credit losses related to specifically identified loans and leases, as well as probable credit losses inherent in the remainder of the loan portfolio as of the balance sheet date. For banks, include currently required allocated transfer risk reserves. Include carryover of or adjustments to the allowance for loan losses in connection with business combinations determined to be appropriate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 8<br> -Subparagraph a(ii)<br> -Subsection I<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section L<br> -Subsection 1<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 114<br> -Paragraph 20<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03.7(d))<br> -URI http://asc.fasb.org/extlink&amp;oid=6876686&amp;loc=d3e534808-122878<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 03<br> -Paragraph 7<br> -Subparagraph d<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 5<br> -Paragraph 8, 9<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 30<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)(1)(ii)<br> -URI http://asc.fasb.org/extlink&amp;oid=6379141&amp;loc=d3e15032-111544<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_LoansAndLeasesReceivableAllowance</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProvisionForLoanAndLeaseLosses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the periodic provision charged to operations, based on an assessment of the uncollectibility of the loan and lease portfolio, the offset to which is either added to or deducted from the allowance account for the purpose of reducing loan receivable and leases to an amount that approximates their net realizable value (the amount expected to be collected).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.11)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 9<br> -Section 04<br> -Paragraph 11<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Audit and Accounting Guide (AAG)<br> -Number AAG-DEP<br> -Chapter 5<br> -Paragraph 168, 169, 170<br> -IssueDate 2006-05-01<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ProvisionForLoanAndLeaseLosses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
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<DOCUMENT>
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<SEQUENCE>149
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EQRAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Schedule of Components of Income Tax Expense (Benefit) for Continuing Operations) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentFederalTaxExpenseBenefit', window );">Federal, Current</a></td>
        <td class="nump">$ 188,086<span></span></td>
        <td class="nump">$ 92,992<span></span></td>
        <td class="nump">$ 243,085<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit', window );">State, Current</a></td>
        <td class="nump">45,068<span></span></td>
        <td class="nump">23,625<span></span></td>
        <td class="nump">38,418<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentForeignTaxExpenseBenefit', window );">Foreign, Current</a></td>
        <td class="nump">21,456<span></span></td>
        <td class="nump">16,052<span></span></td>
        <td class="nump">1,393<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_CurrentIncomeTaxExpenseBenefit', window );">Current income tax expense (benefit)</a></td>
        <td class="nump">254,610<span></span></td>
        <td class="nump">132,669<span></span></td>
        <td class="nump">282,896<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit', window );">Federal, Deferred</a></td>
        <td class="num">(799)<span></span></td>
        <td class="nump">128,900<span></span></td>
        <td class="nump">36,739<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit', window );">State, Deferred</a></td>
        <td class="nump">3,521<span></span></td>
        <td class="nump">33,448<span></span></td>
        <td class="nump">6,582<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredForeignIncomeTaxExpenseBenefit', window );">Foreign, Deferred</a></td>
        <td class="nump">288<span></span></td>
        <td class="nump">172<span></span></td>
        <td class="nump">98<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income tax expense (benefit)</a></td>
        <td class="nump">3,010<span></span></td>
        <td class="nump">162,520<span></span></td>
        <td class="nump">43,419<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperations', window );">Total income taxes for continuing operations</a></td>
        <td class="nump">$ 257,620<span></span></td>
        <td class="nump">$ 295,189<span></span></td>
        <td class="nump">$ 326,315<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentFederalTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing amounts paid or payable (or refundable) as determined by applying the provisions of enacted federal tax law to the domestic taxable Income or Loss from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Paragraph Question 1-7<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 289<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Current Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CurrentFederalTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentForeignTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing amounts paid or payable (or refundable) as determined by applying the provisions of foreign enacted tax law to the foreign taxable Income or Loss from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CurrentForeignTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing amounts of income taxes paid or payable (or refundable) for the period for all income tax obligations as determined by applying the provisions of relevant enacted tax laws to relevant amounts of taxable Income or Loss from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 289<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Subsection 7<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Current Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CurrentIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing amounts paid or payable (or refundable) as determined by applying the provisions of enacted state and local tax law to relevant amounts of taxable Income or Loss from continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 289<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Subsection 7<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Current Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6509736<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_CurrentStateAndLocalTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of total income tax expense for the period comprised of the increase (decrease) during the period in the entity's domestic deferred tax assets and liabilities attributable to continuing operations as determined by applying the provisions of the federally enacted tax law.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Subsection 7<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 8, 16, 17, 289<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredFederalIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredForeignIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of total income tax expense for the period comprised of the increase (decrease) in the entity's net foreign deferred tax assets and liabilities attributable to continuing operations as determined by applying the provisions of applicable enacted tax laws of countries other than the country of domicile.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 289<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Subsection 7<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredForeignIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of income tax expense for the period representing the increase (decrease) in the entity's deferred tax assets and liabilities pertaining to continuing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Subsection 7<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 289<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br>Reference 10: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The component of total income tax expense for the period comprised of the increase (decrease) in the entity's state and local deferred tax assets and liabilities attributable to continuing operations as determined by applying the provisions of the applicable enacted tax laws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Staff Accounting Bulletin (SAB)<br> -Number Topic 6<br> -Section I<br> -Subsection 7<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 8, 16, 17, 289<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Expense (or Benefit)<br> -URI http://asc.fasb.org/extlink&amp;oid=6510177<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB TOPIC 6.I.7)<br> -URI http://asc.fasb.org/extlink&amp;oid=6889476&amp;loc=d3e330036-122817<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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            </div>
          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:stringItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to pretax Income or Loss from continuing operations; income tax expense or benefit may include interest and penalties on tax uncertainties based on the entity's accounting policy.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 235<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08.(h))<br> -URI http://asc.fasb.org/extlink&amp;oid=6881521&amp;loc=d3e23780-122690<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32672-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 08<br> -Paragraph h<br> -Article 4<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a),(b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 48<br> -Paragraph 15, 16, 19<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 45, 46<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 25<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e32247-109318<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExpenseBenefitContinuingOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EL6AI">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Narrative) (Details) (USD $)<br></strong></div>
        </th>
        <th class="th" colspan="6">3 Months Ended</th>
        <th class="th" colspan="3">12 Months Ended</th>
        <th class="th" colspan="1"></th>
      </tr>
      <tr>
        <th class="th">
          <div>Oct. 31, 2010</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Jan. 31, 2010</div>
        </th>
        <th class="th">
          <div>Oct. 31, 2009</div>
        </th>
        <th class="th">
          <div>Jul. 31, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2008</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax', window );">Loss from discontinued operations</a></td>
        <td class="num">$ (2,237,000)<span></span></td>
        <td class="num">$ (3,043,000)<span></span></td>
        <td class="num">$ (1,604,000)<span></span></td>
        <td class="num">$ (2,968,000)<span></span></td>
        <td class="num">$ (2,115,000)<span></span></td>
        <td class="num">$ (3,017,000)<span></span></td>
        <td class="num">$ (13,295,000)<span></span></td>
        <td class="num">$ (9,704,000)<span></span></td>
        <td class="num">$ (27,382,000)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DiscontinuedOperationTaxEffectOfDiscontinuedOperation', window );">Loss from discontinued operations, tax benefits</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">8,700,000<span></span></td>
        <td class="nump">8,000,000<span></span></td>
        <td class="nump">20,300,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_EffectiveIncomeTaxRateDiscontinuingOperations', window );">Effective income tax rate discontinuing operations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">39.40%<span></span></td>
        <td class="nump">45.10%<span></span></td>
        <td class="nump">42.50%<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Deferred tax asset</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">354,509,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">339,848,000<span></span></td>
        <td class="nump">354,509,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Capital loss carryovers</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">375,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_DeferredTaxLiabilityNoncurrentChangeInAccountingMethod', window );">Noncurrent deferred tax liability resulting from change in accounting method</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">81,100,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes', window );">Increase in noncurrent deferred tax liability</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">66,300,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefits', window );">Balance, end of the year</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">129,767,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">154,848,000<span></span></td>
        <td class="nump">129,767,000<span></span></td>
        <td class="nump">124,605,000<span></span></td>
        <td class="nump">137,608,000<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate', window );">Unrecognized tax benefits that would impact effective tax rate</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">106,800,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">117,600,000<span></span></td>
        <td class="nump">106,800,000<span></span></td>
        <td class="nump">107,000,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleEstimatedRangeOfChangeLowerBound', window );">Effect of anticipated settlements of audit issues and expiring statutes of limitations</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">17,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued', window );">Gross interest and penalties accrued on uncertain tax positions</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">4,100,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">4,400,000<span></span></td>
        <td class="nump">4,100,000<span></span></td>
        <td class="nump">15,400,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxExaminationPenaltiesAndInterestAccrued', window );">Total gross interest and penalties accrued</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">39,700,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">44,100,000<span></span></td>
        <td class="nump">39,700,000<span></span></td>
        <td class="nump">42,400,000<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">State and Local Jurisdiction [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Deferred tax asset</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">21,100,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ValuationAllowanceAmount', window );">Valuation allowance</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">10,300,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Ameriprise [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Deferred tax asset</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">147,000,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ValuationAllowanceAmount', window );">Valuation allowance</a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="nump">$ 126,300,000<span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_DeferredTaxLiabilityNoncurrentChangeInAccountingMethod">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred Tax Liability, Noncurrent, Change in Accounting Method</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_DeferredTaxLiabilityNoncurrentChangeInAccountingMethod</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_EffectiveIncomeTaxRateDiscontinuingOperations">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Effective Income Tax Rate Discontinuing Operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_EffectiveIncomeTaxRateDiscontinuingOperations</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>num:percentItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>na</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate tax effects as of the balance sheet date of all future tax deductions arising from temporary differences between tax basis and generally accepted accounting principles basis recognition of assets, liabilities, revenues and expenses, which can only be deducted for tax purposes when permitted under enacted tax laws; net of deducting the allocated valuation allowance, if any, to reduce such amount to net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DiscontinuedOperationTaxEffectOfDiscontinuedOperation">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tax effect allocated to a disposal group that is classified as a component of the entity reported as a separate component of income before extraordinary items. Includes the tax effects of the following: income (loss) from operations during the phase-out period, gain (loss) on disposal, provision (or any reversals of earlier provisions) for loss on disposal, and adjustments of a prior period gain (loss) on disposal.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 20<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6892542&amp;loc=d3e957-107759<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 10<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32672-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6360339&amp;loc=d3e1361-107760<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 47<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 46<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 20<br> -Section 45<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6909487&amp;loc=d3e38679-109324<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DiscontinuedOperationTaxEffectOfDiscontinuedOperation</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the overall income (loss) from a disposal group that is classified as a component of the entity, net of income tax, reported as a separate component of income before extraordinary items before deduction or consideration of the amount which may be allocable to noncontrolling interests, if any. Includes the following (net of tax): income (loss) from operations during the phase-out period, gain (loss) on disposal, provision (or any reversals of earlier provisions) for loss on disposal, and adjustments of a prior period gain (loss) on disposal.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6360339&amp;loc=d3e1361-107760<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 47<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher AICPA<br> -Name Accounting Research Bulletin (ARB)<br> -Number 51<br> -Paragraph 29<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.14)<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 144<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 944<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04.12)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879464&amp;loc=d3e573970-122913<br><br>Reference 7: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 13<br> -Article 7<br><br>Reference 8: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Article 5<br> -Section 03<br> -Paragraph 15<br><br>Reference 9: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 205<br> -SubTopic 20<br> -Section 45<br> -Paragraph 3<br> -URI http://asc.fasb.org/extlink&amp;oid=6892542&amp;loc=d3e957-107759<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeLossFromDiscontinuedOperationsNetOfTax</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExaminationPenaltiesAndInterestAccrued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of estimated penalties and interest accrued as of the balance sheet date arising from income tax examinations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncomeTaxExaminationPenaltiesAndInterestAccrued</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeferredIncomeTaxes">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 95<br> -Paragraph 28<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6943989&amp;loc=d3e3602-108585<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_IncreaseDecreaseInDeferredIncomeTaxes</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLossCarryforwards">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The sum of domestic, foreign and state and local operating loss carryforwards, before tax effects, available to reduce future taxable income under enacted tax laws.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 48<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32559-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_OperatingLossCarryforwards</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SignificantChangeInUnrecognizedTaxBenefitsIsReasonablyPossibleEstimatedRangeOfChangeLowerBound">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The estimated lower bound of the reasonably possible change in the total amount of the unrecognized tax benefit (that will significantly increase or decrease within twelve months of the balance sheet date) for a tax position taken.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (d)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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                    <td><strong> Name:</strong></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefits">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The gross amount of unrecognized tax benefits pertaining to uncertain tax positions taken in tax returns as of the balance sheet date.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 48<br> -Paragraph 21<br> -Subparagraph a<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Unrecognized Tax Benefit<br> -URI http://asc.fasb.org/extlink&amp;oid=6527854<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15A<br> -Subparagraph (a)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=SL6600010-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefits</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
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          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>This element represents the total of accruals as of the date of the statement of financial position for interest recognized for an underpayment of income taxes computed by applying the applicable statutory rate of interest to the difference between a tax position recognized for financial reporting purposes and the amount previously taken or expected to be taken in a tax return of the entity and the amount of statutory penalties for a tax position claimed or expected to be claimed by the entity, in its tax return, that does not meet the minimum statutory threshold to avoid payment of penalties.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 48<br> -Paragraph 21<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 48<br> -Paragraph 15, 16<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32718-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total amount of unrecognized tax benefits that, if recognized, would affect the effective tax rate.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name FASB Interpretation (FIN)<br> -Number 48<br> -Paragraph 21<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 15A<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=SL6600010-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            </div>
          </td>
        </tr>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ValuationAllowanceAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of the valuation allowance recorded as of the balance sheet date pertaining to the specified deferred tax asset for which an assessment was made that it is more likely than not that all or a portion of such deferred tax asset will not be realized through related deductions on future tax returns.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 43<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Valuation Allowance<br> -URI http://asc.fasb.org/extlink&amp;oid=6528051<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_ValuationAllowanceAmount</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
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                    <td><strong> Period Type:</strong></td>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EHDAG">
      <tr>
        <th class="tl" colspan="1" rowspan="1">
          <div style="width: 200px;"><strong>Income Taxes (Schedule of Significant Components of Deferred Tax Assets and Liabilities of Continuing Operations) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes</strong></a></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpense', window );">Accrued expenses, current</a></td>
        <td class="nump">$ 61,891<span></span></td>
        <td class="nump">$ 17,554<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves', window );">Allowance for credit losses and related reserves, current</a></td>
        <td class="nump">102,587<span></span></td>
        <td class="nump">164,783<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_DeferredTaxAssetsOperatingLossCarryforwardsCurrent', window );">Net operating loss carryovers, current</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">200<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_DeferredTaxAssetsOtherCurrent', window );">Other, current</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">237<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsValuationAllowanceCurrent', window );">Valuation allowance, current</a></td>
        <td class="num">(47,300)<span></span></td>
        <td class="num">(1,745)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNetCurrent', window );">Deferred tax assets, current</a></td>
        <td class="nump">117,178<span></span></td>
        <td class="nump">181,029<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost', window );">Deferred and stock-based compensation, noncurrent</a></td>
        <td class="nump">73,398<span></span></td>
        <td class="nump">71,970<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_DeferredTaxAssetsPropertyPlantAndEquipment', window );">Property and equipment, noncurrent</a></td>
        <td class="text"> <span></span></td>
        <td class="nump">9,071<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsDeferredIncome', window );">Deferred revenue, noncurrent</a></td>
        <td class="nump">23,166<span></span></td>
        <td class="nump">25,595<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_DeferredTaxAssetsOperatingLossCarryforwardsNoncurrent', window );">Net operating loss carryovers, noncurrent</a></td>
        <td class="nump">21,057<span></span></td>
        <td class="nump">26,292<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_DeferredTaxAssetsTaxDeferredExpenseNoncurrent', window );">Accrued expenses, noncurrent</a></td>
        <td class="nump">32,481<span></span></td>
        <td class="nump">31,892<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards', window );">Capital loss carryover, noncurrent</a></td>
        <td class="nump">150,876<span></span></td>
        <td class="nump">144,507<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_DeferredTaxAssetsOtherNoncurrent', window );">Deferred tax assets other, noncurrent</a></td>
        <td class="nump">15,953<span></span></td>
        <td class="nump">15,991<span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsValuationAllowanceNoncurrent', window );">Valuation allowance, noncurrent</a></td>
        <td class="num">(94,261)<span></span></td>
        <td class="num">(151,838)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNetNoncurrent', window );">Deferred tax assets, noncurrent</a></td>
        <td class="nump">222,670<span></span></td>
        <td class="nump">173,480<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsNet', window );">Deferred tax assets</a></td>
        <td class="nump">339,848<span></span></td>
        <td class="nump">354,509<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_DeferredTaxLiabilitiesPrepaidExpenses', window );">Prepaid expenses, current</a></td>
        <td class="num">(4,734)<span></span></td>
        <td class="num">(6,337)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesCurrent', window );">Deferred tax liabilities, current</a></td>
        <td class="num">(4,734)<span></span></td>
        <td class="num">(6,337)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment', window );">Property and equipment</a></td>
        <td class="num">(10,731)<span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment', window );">Basis difference in mortgage-related investment, noncurrent</a></td>
        <td class="num">(49,751)<span></span></td>
        <td class="num">(81,118)<span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssets', window );">Intangibles, noncurrent</a></td>
        <td class="num">(139,963)<span></span></td>
        <td class="num">(124,918)<span></span></td>
      </tr>
      <tr class="reu">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesNoncurrent', window );">Deferred tax liability, noncurrent</a></td>
        <td class="num">(200,445)<span></span></td>
        <td class="num">(206,036)<span></span></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Net deferred tax assets</a></td>
        <td class="nump">$ 134,669<span></span></td>
        <td class="nump">$ 142,136<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_DeferredTaxAssetsOperatingLossCarryforwardsCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred Tax Assets Operating Loss Carryforwards Current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_DeferredTaxAssetsOperatingLossCarryforwardsCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_DeferredTaxAssetsOperatingLossCarryforwardsNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred Tax Assets Operating Loss Carryforwards Noncurrent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_DeferredTaxAssetsOperatingLossCarryforwardsNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_DeferredTaxAssetsOtherCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred Tax Assets Other Current.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_DeferredTaxAssetsOtherCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_DeferredTaxAssetsOtherNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred Tax Assets Other Noncurrent</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_DeferredTaxAssetsOtherNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_DeferredTaxAssetsPropertyPlantAndEquipment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred Tax Assets Property Plant And Equipment</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_DeferredTaxAssetsPropertyPlantAndEquipment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_DeferredTaxAssetsTaxDeferredExpenseNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred Tax Assets Tax Deferred Expense Noncurrent.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_DeferredTaxAssetsTaxDeferredExpenseNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred Tax Liabilities Basis Difference In Mortgage Related Investment</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_DeferredTaxLiabilitiesBasisDifferenceInMortgageRelatedInvestment</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_DeferredTaxLiabilitiesPrepaidExpenses">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Deferred Tax Liabilities Prepaid Expenses</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_DeferredTaxLiabilitiesPrepaidExpenses</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>hrb</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>credit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tax effect as of the balance sheet date of the amount of future tax deductions arising from capital losses in excess of statutory limitations in historical filings, and which can only be utilized if sufficient tax-basis income is generated in future periods and providing tax laws continue to allow such utilization.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsCapitalLossCarryforwards</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsDeferredIncome">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tax effect as of the balance sheet date of the amount of the estimated future tax deductions attributable to income recognized only for tax purposes and which will reverse when recognized under generally accepted accounting principles.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 11<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsDeferredIncome</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>For entities that net deferred tax assets and tax liabilities, represents the unclassified net amount of deferred tax assets and liabilities as of the balance sheet date, which result from applying the applicable enacted tax rate to net temporary differences and carryforwards pertaining to assets or liabilities. A temporary difference is a difference between the tax basis of an asset or liability and its carrying amount in the financial statements prepared in accordance with generally accepted accounting principles that will reverse in ensuing periods.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 42, 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsLiabilitiesNet</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNet">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The aggregate tax effects as of the balance sheet date of all future tax deductions arising from temporary differences between tax basis and generally accepted accounting principles basis recognition of assets, liabilities, revenues and expenses, which can only be deducted for tax purposes when permitted under enacted tax laws; net of deducting the allocated valuation allowance, if any, to reduce such amount to net realizable value.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b),(c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNet</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNetCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The current portion of the aggregate tax effects as of the balance sheet date of all future tax deductions arising from temporary differences between tax basis and generally accepted accounting principles basis recognition of assets, liabilities, revenues and expenses, which can only be deducted for tax purposes when permitted under enacted tax laws; after deducting the allocated valuation allowance, if any, to reduce such amount to net realizable value. Deferred tax liabilities and assets are classified as current or noncurrent based on the classification of the related asset or liability for financial reporting. A deferred tax liability or asset that is not related to an asset or liability for financial reporting, including deferred tax assets related to carryforwards, are classified according to the expected reversal date of the temporary difference. An unrecognized tax benefit that is directly related to a position taken in a tax year that results in a net operating loss carryforward is presented as a reduction of the related deferred tax asset.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31928-109318<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 41, 42, 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31958-109318<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31917-109318<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31931-109318<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNetCurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsNetNoncurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The noncurrent portion as of the balance sheet date of the aggregate carrying amount of all future tax deductions arising from temporary differences between tax basis and generally accepted accounting principles basis recognition of assets, liabilities, revenues and expenses, which can only be deducted for tax purposes when permitted under enacted tax laws; after the valuation allowance, if any, to reduce such amount to net realizable value. Deferred tax liabilities and assets are classified as current or noncurrent based on the classification of the related asset or liability for financial reporting. A deferred tax liability or asset that is not related to an asset or liability for financial reporting, including deferred tax assets related to carryforwards, is classified according to the expected reversal date of the temporary difference.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31928-109318<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 41, 42, 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31958-109318<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31917-109318<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31931-109318<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsNetNoncurrent</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
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          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tax effect as of the balance sheet date of the amount of the estimated future tax deductions arising from currently nondeductible expenses pertaining to increases in liabilities and loss reserves, which can only be deducted for tax purposes when such expenses are actually incurred, and which can only be realized if sufficient tax-basis income is generated in future periods to enable the deduction to be taken.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Glossary Deferred Tax Asset<br> -URI http://asc.fasb.org/extlink&amp;oid=6510090<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 11<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 43, 289<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpense</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tax effect as of the balance sheet date of the amount of the estimated future tax deductions arising from equity-based compensation costs, which can only be deducted for tax purposes when actual costs are incurred, and which can only be realized if sufficient tax-basis income is generated in future periods to enable the deduction to be taken.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 11<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The tax effect as of the balance sheet date of the amount of the estimated future tax deductions arising from estimates of loss reserves, other than estimated credit losses, which can only be deducted for tax purposes when actual losses are incurred, and which can only be realized if sufficient tax-basis income is generated in future periods to enable the deduction to be taken.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -Subparagraph (b)<br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 11<br> -Subparagraph b<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsLossReserves</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsValuationAllowanceCurrent">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The allocated portion as of the balance sheet date of a valuation allowance pertaining to a deferred tax asset classified as current for which, based on the weight of available evidence, it is more likely than not, such asset will not be fully realized through future reductions of tax-based income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31928-109318<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 41, 42, 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31917-109318<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The allocated portion as of the balance sheet date of a valuation allowance pertaining to a deferred tax asset classified as noncurrent for which, based on the weight of available evidence, it is more likely than not, such asset will not be fully realized through future reductions of tax-based income.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31928-109318<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 41, 42, 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31917-109318<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the current portion of deferred tax liabilities, which result from applying the applicable tax rate to net taxable temporary differences pertaining to each jurisdiction to which the entity is obligated to pay income tax. A current taxable temporary difference is a difference between the tax basis and the carrying amount of a current asset or liability in the financial statements prepared in accordance with generally accepted accounting principles. In a classified statement of financial position, an enterprise separates deferred tax liabilities and assets into a current amount and a noncurrent amount. Deferred tax liabilities and assets are classified as current or noncurrent based on the classification of the related asset or liability for financial reporting. A deferred tax liability or asset that is not related to an asset or liability for financial reporting, including deferred tax assets related to carryforwards, is classified according to the expected reversal date of the temporary difference.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31917-109318<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31931-109318<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 41, 42, 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31958-109318<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br>Reference 6: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cumulative amount of the estimated future tax effects attributable to the difference between the tax basis of goodwill and intangible assets and the basis of goodwill and intangible assets computed in accordance with generally accepted accounting principles. The difference in basis, whether due to amortization or other reasons, will increase future taxable income when such difference reverses.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 11<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Represents the noncurrent portion of deferred tax liabilities, which result from applying the applicable tax rate to net taxable temporary differences pertaining to each jurisdiction to which the entity is obligated to pay income tax. A noncurrent taxable temporary difference is a difference between the tax basis and the carrying amount of a noncurrent asset or liability in the financial statements prepared in accordance with generally accepted accounting principles. In a classified statement of financial position, an enterprise separates deferred tax liabilities and assets into a current amount and a noncurrent amount. Deferred tax liabilities and assets are classified as current or noncurrent based on the classification of the related asset or liability for financial reporting. A deferred tax liability or asset that is not related to an asset or liability for financial reporting, including deferred tax assets related to carryforwards, are classified according to the expected reversal date of the temporary difference.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31958-109318<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 41, 42<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31917-109318<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 45<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907571&amp;loc=d3e31931-109318<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount as of the balance sheet date of the estimated future tax effects attributable to the difference between the tax basis of capital assets and the basis of capital assets computed in accordance with generally accepted accounting principles. The difference in basis, attributable to different capitalization of costs, depreciation, or amortization methodologies, will increase future taxable income when such basis difference is realized. Capital assets include but are not limited to assets such as land, real estate, leasehold improvements, machinery and equipment and furniture and fixtures.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 6<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32621-109319<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 25<br> -Paragraph 20<br> -URI http://asc.fasb.org/extlink&amp;oid=6969291&amp;loc=d3e28680-109314<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 43<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 109<br> -Paragraph 11<br> -Subparagraph d, e, f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 740<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32632-109319<br><br></p>
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E3RAG">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Interest Income and Interest Expense (Schedule of Interest Income and Expense of Continuing Operations) (Details) (USD $)<br>In Thousands</strong></div>
        </th>
        <th class="th" colspan="3">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2010</div>
        </th>
        <th class="th">
          <div>Apr. 30, 2009</div>
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        <td class="nump">$ 122,405<span></span></td>
        <td class="nump">$ 154,516<span></span></td>
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        <td class="nump">95,435<span></span></td>
        <td class="nump">90,569<span></span></td>
        <td class="nump">102,375<span></span></td>
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      <tr class="rh">
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          <div class="a">Mortgage Loans [Member]</div>
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        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeOperating', window );">Interest income</a></td>
        <td class="nump">24,693<span></span></td>
        <td class="nump">31,877<span></span></td>
        <td class="nump">46,396<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Emerald Advance Lines of Credit [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeOperating', window );">Interest income</a></td>
        <td class="nump">94,300<span></span></td>
        <td class="nump">77,891<span></span></td>
        <td class="nump">91,019<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Investment Securities [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeOperating', window );">Interest income</a></td>
        <td class="nump">1,609<span></span></td>
        <td class="nump">2,318<span></span></td>
        <td class="nump">4,896<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Interest Income Other [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestIncomeOperating', window );">Interest income</a></td>
        <td class="nump">13,551<span></span></td>
        <td class="nump">10,319<span></span></td>
        <td class="nump">12,205<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Borrowings [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="nump">85,421<span></span></td>
        <td class="nump">78,398<span></span></td>
        <td class="nump">83,193<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Deposits [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="nump">8,488<span></span></td>
        <td class="nump">10,174<span></span></td>
        <td class="nump">14,069<span></span></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">FHLB Advances [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
        <td class="nump">$ 1,526<span></span></td>
        <td class="nump">$ 1,997<span></span></td>
        <td class="nump">$ 5,113<span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The cost of borrowed funds accounted for as interest that was charged against earnings during the period.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 835<br> -SubTopic 20<br> -Section 50<br> -Paragraph 1<br> -URI http://asc.fasb.org/extlink&amp;oid=6450988&amp;loc=d3e26243-108391<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 225<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04.9)<br> -URI http://asc.fasb.org/extlink&amp;oid=6879574&amp;loc=d3e536633-122882<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 34<br> -Paragraph 21<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 04<br> -Paragraph 9<br> -Article 9<br><br>Reference 5: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher OTS<br> -Name Federal Regulation (FR)<br> -Number Title 12<br> -Chapter V<br> -Section 563c.102<br> -Paragraph 9<br> -Subsection II<br> -LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy.  It will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestExpense</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>duration</td>
                  </tr>
                </table>
              </div>
            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeOperating">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest generated from day to day operating activities of the business.  This element represents a revenue generating activity and is therefore gross (before any related cost of revenue items).</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 225<br> -SubTopic 10<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03.1(e))<br> -URI http://asc.fasb.org/extlink&amp;oid=6880815&amp;loc=d3e20235-122688<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_InterestIncomeOperating</nobr></td>
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                    <td>duration</td>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EDHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Income Taxes (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Taxes</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfIncomeBeforeIncomeTaxDomesticAndForeignTableTextBlock', window );">Schedule of Components of Income from Continuing Operations</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="43%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="15%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="15%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Domestic </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>639,914</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">745,912 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">815,614 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Foreign </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>37,111</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">38,223 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23,756 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;677,025</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;784,135 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;839,370 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock', window );">Schedule of Components of Income Tax Expense (Benefit) for Continuing Operations</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="55%">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="7%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Current: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Federal </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>188,086</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">92,992 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">243,085 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">State </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>45,068</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">23,625 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">38,418 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Foreign </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>21,456</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">16,052 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,393 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>254,610</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">132,669 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">282,896 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Deferred: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Federal </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(799</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">128,900 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">36,739 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">State </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,521</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33,448 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">6,582 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Foreign </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>288</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">172 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">98 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,010</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">162,520 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">43,419 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Total income taxes for continuing operations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;257,620</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;295,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;326,315 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock', window );">Schedule of Reconciliation between Income Tax Provision and Statutory Federal Tax Rate</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="56%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">U.S. statutory tax rate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>35.0</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">35.0 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">35.0 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Change in tax rate resulting from: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">State income taxes, net of federal income tax benefit </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4.5</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3.8 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4.2 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Permanent differences </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.3</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.5 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">)% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1.6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Uncertain tax positions </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1.1</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.9 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">0.5 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net decrease in valuation allowance </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(1.3</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1.0 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">)% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1.2 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">)% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(0.9</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(0.6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">)% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1.2 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">)% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Effective tax rate </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>38.1</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>%</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">37.6 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">38.9 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">% </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b><br /></b></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock', window );">Schedule of Significant Components of Deferred Tax Assets and Liabilities of Continuing Operations</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Gross deferred tax assets: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Accrued expenses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>61,891</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">17,554 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Allowance for credit losses and related reserves </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>102,587</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">164,783 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net operating loss carryovers </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">200 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">237 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Valuation allowance </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(47,300</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,745 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Current </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>117,178</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">181,029 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Deferred and stock-based compensation </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>73,398</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">71,970 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Property and equipment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">9,071 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Deferred revenue </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>23,166</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">25,595 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Net operating loss carryovers </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>21,057</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">26,292 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Accrued expenses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>32,481</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,892 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Capital loss carryover </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>150,876</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">144,507 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>15,953</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">15,991 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Valuation allowance </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(94,261</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(151,838 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Noncurrent </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>222,670</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">173,480 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>339,848</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">354,509 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Gross deferred tax liabilities: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Prepaid expenses </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,734</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,337 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Current </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4,734</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,337 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Property and equipment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(10,731</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Basis difference in mortgage-related investment </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(49,751</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(81,118 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Intangibles </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(139,963</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(124,918 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 24pt;">Noncurrent </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(200,445</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(206,036 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Net deferred tax assets </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&nbsp;134,669</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;&nbsp;142,136 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_SummaryOfIncomeTaxContingenciesTextBlock', window );">Schedule of Reconciliation of Unrecognized Tax Benefits</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="53%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance, beginning of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>129,767</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">124,605 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">137,608 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Additions based on tax positions related to prior years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>28,262</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,957 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">14,541 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Reductions based on tax positions related to prior years </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(1,473</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,427 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(6,096 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Additions based on tax positions related to the current year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>3,417</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,314 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,110 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Reductions related to settlements with tax authorities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(7,639</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(8,545 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(18,189 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Expiration of statute of limitations </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(315</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(1,061 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(5,007 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Foreign currency translation </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,057</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">924 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(2,362 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,772</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance, end of the year </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;154,848</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;129,767 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;124,605 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
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    <div style="display: none;">
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        </tr>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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                    <td><nobr>us-gaap_IncomeTaxDisclosureAbstract</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Topic 740<br> -SubTopic 10<br> -Publisher FASB<br> -Number <br> -Article <br> -Subparagraph <br> -Name Accounting Standards Codification<br> -Paragraph 9<br> -Section 50<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32639-109319<br><br></p>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Topic 740<br> -SubTopic 10<br> -Publisher FASB<br> -Number <br> -Article <br> -Subparagraph <br> -Name Accounting Standards Codification<br> -Paragraph 2<br> -Section 50<br> -URI http://asc.fasb.org/extlink&amp;oid=6907707&amp;loc=d3e32537-109319<br><br></p>
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              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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                <p>Tabular disclosure of income before income tax between domestic and foreign jurisdictions.</p>
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                <p>Tabular disclosure of tax positions taken in the tax returns filed or to be filed for which it is more likely than not that the tax position will not be sustained upon examination by taxing authorities (i.e., uncertain tax positions) and other types of income tax contingencies, including: (1) the policy on classification of interest and penalties; (2) a tabular reconciliation of the total amounts of unrecognized tax benefits at the beginning and end of the period; the total amount(s) of: (3) unrecognized tax benefits that, if recognized, would affect the effective tax rate, and (4) interest and penalties recognized in each of the income statement and balance sheet; (5) for positions for which it is reasonably possible that the total amounts unrecognized will significantly change within 12 months of the reporting date the: (i) nature of the uncertainty, (ii) nature of the event that could occur that would cause the change, and (iii) an estimate of the range of the reasonably possible change or a statement that an estimate of the range cannot be made; and (6) a description of tax years that remain subject to examination by major tax jurisdictions.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
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  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0E6AAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Interest Income and Interest Expense (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_InterestIncomeAndExpenseAbstract', window );"><strong>Interest Income and Interest Expense</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfInterestIncomeExpenseByTypeTextblock', window );">Schedule of Interest Income and Expense of Continuing Operations</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="51%">&nbsp;</td>
<td width="3%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica; font-size: 6pt;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">Year Ended April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2009 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Interest income: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Mortgage loans, net </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>24,693</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,877 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">46,396 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Emerald Advance lines of credit </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>94,300</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">77,891 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">91,019 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Investment securities </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,609</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">2,318 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4,896 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>13,551</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10,319 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,205 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;134,153</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;122,405 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;154,516 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Interest expense: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Borrowings </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>85,421</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">78,398 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">83,193 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Deposits </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>8,488</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">10,174 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">14,069 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">FHLB advances </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>1,526</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">1,997 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">5,113 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>95,435</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">90,569 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">102,375 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><b> </b></td></tr></table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hrb_InterestIncomeAndExpenseAbstract">
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Interest Income And Expense [Abstract]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule Of Interest Income Expense By Type [TextBlock]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ScheduleOfInterestIncomeExpenseByTypeTextblock</nobr></td>
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<DOCUMENT>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EBPAE">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Business Combinations and Disposals (Schedule of Assets Acquired, Liabilities Assumed and Resulting Goodwill) (Details) (Caturano &amp; Company, Inc. [Member], USD $)<br>In Thousands, unless otherwise specified</strong></div>
        </th>
        <th class="th" colspan="2">3 Months Ended</th>
      </tr>
      <tr>
        <th class="th" colspan="2">
          <div>Jul. 20, 2010</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount', window );">Goodwill</a></td>
        <td class="nump">$ 27,289<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationPropertyPlantAndEquipment', window );">Fixed assets</a></td>
        <td class="nump">2,500<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentAssets', window );">Other assets</a></td>
        <td class="nump">831<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentLiabilities', window );">Other liabilities</a></td>
        <td class="num">(1,640)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_BusinessAcquisitionLiabilitiesAssumedUnfavorableLeasehold', window );">Unfavorable leasehold</a></td>
        <td class="num">(5,890)<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="rou">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionCostOfAcquiredEntityPurchasePrice', window );">Total purchase price</a></td>
        <td class="nump">40,218<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Customer Relationships [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets', window );">Intangible assets</a></td>
        <td class="nump">6,733<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AcquiredFiniteLivedIntangibleAssetWeightedAverageUsefulLife', window );">Estimated life (in years)</a></td>
        <td class="nump">12<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Noncompete Agreements [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets', window );">Intangible assets</a></td>
        <td class="nump">2,766<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AcquiredFiniteLivedIntangibleAssetWeightedAverageUsefulLife', window );">Estimated life (in years)</a></td>
        <td class="nump">7<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="rh">
        <td class="pl" style="border-bottom: 0px;" valign="top">
          <div class="a">Attest Firm Affiliation [Member]</div>
        </td>
        <td class="text"> <span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets', window );">Intangible assets</a></td>
        <td class="nump">$ 7,629<span></span></td>
        <td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AcquiredFiniteLivedIntangibleAssetWeightedAverageUsefulLife', window );">Estimated life (in years)</a></td>
        <td class="nump">18<span></span></td>
        <td class="fn" style="border-bottom: 0px;"></td>
      </tr>
      <tr>
        <td colspan="3"></td>
      </tr>
      <tr>
        <td colspan="3">
          <table class="outerFootnotes" width="100%">
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[1]</td>
              <td style="vertical-align: top;" valign="top">Estimated life of 7 years. </td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[2]</td>
              <td style="vertical-align: top;" valign="top">Estimated life of 12 years. </td>
            </tr>
            <tr class="outerFootnote">
              <td style="vertical-align: top;" valign="top">[3]</td>
              <td style="vertical-align: top;" valign="top">Estimated life of 18 years. Represents the benefits to be received from the Alternative Practice Structure arrangement and affiliation with attest clients. </td>
            </tr>
          </table>
        </td>
      </tr>
    </table>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Business acquisition liabilities assumed unfavorable leasehold</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AcquiredFiniteLivedIntangibleAssetWeightedAverageUsefulLife">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The calculated weighted-average amortization period of a major class of finite-lived intangible assets acquired during the current period either individually or as part of a group of assets (in either an asset acquisition or business combination). A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 142<br> -Paragraph 44<br> -Subparagraph a(3)<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 350<br> -SubTopic 30<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(3)<br> -URI http://asc.fasb.org/extlink&amp;oid=6905858&amp;loc=d3e16265-109275<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The total cost of the acquired entity including the cash paid to shareholders of acquired entities, fair value of debt and equity securities issued to shareholders of acquired entities, the fair value of the liabilities assumed, and direct costs of the acquisition.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 51<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionCostOfAcquiredEntityPurchasePrice</nobr></td>
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                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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          </td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to an identifiable intangible asset that will be amortized.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 51<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 52<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationAmortizableIntangibleAssets</nobr></td>
                  </tr>
                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
                  </tr>
                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
                  </tr>
                  <tr>
                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
                  </tr>
                  <tr>
                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
                  </tr>
                </table>
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            </div>
          </td>
        </tr>
      </table>
      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount">
        <tr>
          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
        </tr>
        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Amount of goodwill arising from a business combination, which is the excess of the cost of the acquired entity over the amounts assigned to assets acquired and liabilities assumed.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 52<br> -Subparagraph c<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 53<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationGoodwillAmount</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to noncurrent assets of the acquired entity, except for property plant and equipment, intangible assets, and goodwill.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 51<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Emerging Issues Task Force (EITF)<br> -Number 98-1<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 37<br> -Subparagraph f<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentAssets</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                  <tr>
                    <td><strong> Data Type:</strong></td>
                    <td>xbrli:monetaryItemType</td>
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                    <td><strong> Balance Type:</strong></td>
                    <td>debit</td>
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                    <td><strong> Period Type:</strong></td>
                    <td>instant</td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to other noncurrent liabilities of the acquired entity.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 51<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationOtherNoncurrentLiabilities</nobr></td>
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                  <tr>
                    <td style="padding-right: 4px;"><nobr><strong> Namespace Prefix:</strong></nobr></td>
                    <td>us-gaap</td>
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                    <td>xbrli:monetaryItemType</td>
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                    <td>credit</td>
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                    <td>instant</td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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        <tr>
          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>The amount of acquisition cost of a business combination allocated to property, plant and equipment to be used in ongoing operations.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 51<br> -Subparagraph e<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Statement of Financial Accounting Standard (FAS)<br> -Number 141<br> -Paragraph 37<br> -Subparagraph d<br> -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009.  This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>us-gaap_BusinessAcquisitionPurchasePriceAllocationPropertyPlantAndEquipment</nobr></td>
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                    <td>us-gaap</td>
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                    <td>instant</td>
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﻿<html>
  <head>
    <META http-equiv="Content-Type" content="text/html; charset=utf-8">
    <link rel="StyleSheet" type="text/css" href="report.css"><script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script></head>
  <body><span style="display: none;">v2.3.0.11</span><table class="report" border="0" cellspacing="2" id="ID0EDHAC">
      <tr>
        <th class="tl" colspan="1" rowspan="2">
          <div style="width: 200px;"><strong>Receivables (Tables)<br></strong></div>
        </th>
        <th class="th" colspan="1">12 Months Ended</th>
      </tr>
      <tr>
        <th class="th">
          <div>Apr. 30, 2011</div>
        </th>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_AccountsAndNotesReceivableUnclassifiedAbstract', window );"><strong>Receivables</strong></a></td>
        <td class="text"> <span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfShortTermReceivablesTableTextBlock', window );">Schedule of Short-Term Receivables</a></td>
        <td class="text"><div style="font-family: 'Times New Roman',Times,serif;">

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="71%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Business Services receivables </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;281,847</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;326,681 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Loans to franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>62,181</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">55,047 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Receivables for tax preparation and related fees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>38,930</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">45,248 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Emerald Advance lines of credit </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>31,645</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">57,914 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Royalties from franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>11,645</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">3,845 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Tax client receivables related to RALs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,412</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">21,646 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Other </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>131,096</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">120,080 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>559,756</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">630,461 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Allowance for doubtful accounts </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(67,466</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(112,475 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>492,290</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">517,986 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table></div>

<div style="font-family: 'Times New Roman',Times,serif;">

<div style="margin-top: 6pt; font-size: 10pt;" align="left">&nbsp;</div></div><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock', window );">Schedule of Loans Receivable</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="42%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Emerald Advance<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Tax Client<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Loans<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Lines of Credit </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Receivables - RALs </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">to Franchisees </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="16" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Short-term </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;31,645</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,412</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>62,181</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Long-term </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>21,619</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,855</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>110,420</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>53,264</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;8,267</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;172,601</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="15" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="17">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfReceivablesBasedOnYearOfOriginationTableTextBlock', window );">Schedule of Receivables Based on Year of Origination</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="62%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Emerald Advance<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Tax Client<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Lines of Credit </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Receivables - RALs </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Credit Quality Indicator&nbsp;&ndash; Year of origination: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">2011 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>28,800</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">2010 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,236</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>446</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">2009 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,443</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,270</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">2008 and prior </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2,722</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>5,551</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Revolving loans </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>12,063</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;53,264</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;8,267</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
      <tr class="re">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfAllowanceForDoubtfulAccountsTableTextBlock', window );">Schedule of Allowance for Doubtful Accounts</a></td>
        <td class="text"><div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">

<div style="text-indent: 8px; font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; margin-left: 0%; font-size: 10pt; margin-right: 0%;" align="left">Our allowance for doubtful accounts consists of the following: </div>

<table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="73%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="4%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="10%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="8" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="left"><font style="font-family: Arial, Helvetica;" class="_mt">As of April 30, </font></td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><b><font style="font-family: Arial, Helvetica;" class="_mt">2011</font></b> </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">2010 </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="12" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Allowance related to: </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Emerald Advance lines of credit </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,400</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">35,239 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Tax client receivables related to RALs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,191 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">Loans to franchisees </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 16pt;">All other receivables </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>63,066</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">65,041 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;67,466</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;112,475 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="11" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="13">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table></div><span></span></td>
      </tr>
      <tr class="ro">
        <td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_hrb_ScheduleOfActivityInAllowanceForDoubtfulAccountsTableTextBlock', window );">Schedule of Activity in the Allowance for Doubtful Accounts</a></td>
        <td class="text"><table style="font-family: 'Times New Roman', Times; background: none transparent scroll repeat 0% 0%; color: #000000; font-size: 8pt;" border="0" cellspacing="0" cellpadding="0" width="100%" align="center">
<tr style="font-size: 1pt;" valign="bottom"><td width="43%">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="10%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="11%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="8%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="5%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="6%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td>
<td width="1%">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="right">&nbsp;</td>
<td width="1%" align="left">&nbsp;</td></tr>
<tr style="font-size: 6pt;" valign="bottom" align="center"><td valign="bottom" colspan="20" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">(in 000s) </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 2pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Emerald Advance<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Tax Client<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Loans<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">All<br /></font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 8pt;" valign="bottom" align="center"><td valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Lines of Credit </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Receivables - RALs </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">to Franchisees </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Other </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right"><font style="font-family: Arial, Helvetica;" class="_mt">Total </font></td>
<td>&nbsp; </td>
<td>&nbsp; </td>
<td valign="bottom" colspan="2" nowrap="nowrap" align="right">&nbsp; </td>
<td>&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom" align="center"><td valign="bottom" colspan="24" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td>
<td>&nbsp; </td></tr>
<tr style="line-height: 3pt; font-size: 1pt;"><td>&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance as of May&nbsp;1, 2008 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">31,393 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">17,398 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">71,360 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;120,155 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Provision </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">42,875 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">14,144 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">59,155 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">116,174 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Recoveries </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">315 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">315 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Charge-offs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(31,393 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(17,406 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(59,304 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(108,103 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance as of April&nbsp;30, 2009 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;42,875 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp;14,136 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">71,526 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">128,541 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Provision </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">33,919 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,193 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">65,642 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">111,754 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Recoveries </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">534 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">534 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Charge-offs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(41,555 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(14,138 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(72,661 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">(128,354 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">) </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance as of April&nbsp;30, 2010 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">35,239 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">12,191 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">4 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">65,041 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">$ </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">112,475 </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Provision </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>91,546</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>2</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&ndash;&nbsp;&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>52,716</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>144,264</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Recoveries </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>312</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>312</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Charge-offs </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(122,385</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(12,193</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>(4</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(55,003</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;(189,585</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>)</b> </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr>
<tr style="background: #cceeff;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" align="left">

<div style="text-indent: -8pt; margin-left: 8pt;">Balance as of April&nbsp;30, 2011 </div></td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>4,400</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;&ndash;&nbsp;&nbsp;</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>&nbsp;63,066</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left"><b>$</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right"><b>67,466</b> </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="right">&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" nowrap="nowrap" align="left">&nbsp; </td>
<td>&nbsp; </td>
<td style="font-family: Arial, Helvetica;" valign="bottom" colspan="23" align="right">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div><br /></td></tr>
<tr style="font-size: 2pt;" valign="bottom"><td style="font-family: Arial, Helvetica;" valign="bottom" colspan="25">

<div style="border-bottom: #000000 1pt solid; width: 100%; margin-left: 0%; font-size: 3pt;"> </div></td></tr></table><span></span></td>
      </tr>
    </table>
    <div style="display: none;">
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        <tr>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of Activity in the Allowance for Doubtful Accounts [Table Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of Allowance for Doubtful Accounts [Table Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
                    <td><nobr>hrb_ScheduleOfAllowanceForDoubtfulAccountsTableTextBlock</nobr></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of Receivables Based on Year of Origination [Table Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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          <td>
            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Schedule of Short-Term Receivables [Table Text Block]</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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      <table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsAndNotesReceivableUnclassifiedAbstract">
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          <td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div>
                <table border="0" cellpadding="0" cellspacing="0">
                  <tr>
                    <td><strong> Name:</strong></td>
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            <div class="body" style="padding: 2px;"><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div>
                <p>Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.</p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;">
                <p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 02<br> -Paragraph 3, 4<br> -Article 5<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher FASB<br> -Name Accounting Standards Codification<br> -Topic 210<br> -SubTopic 10<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02.3,4)<br> -URI http://asc.fasb.org/extlink&amp;oid=6877327&amp;loc=d3e13212-122682<br><br></p>
              </div><a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;">
                <table border="0" cellpadding="0" cellspacing="0">
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</DOCUMENT>
</SEC-DOCUMENT>
